Citizens Bank, NA Mortgage Lending & HMDA Data, 2017

In 2017, Citizens Bank, NA of Providence, RI reported 34,665 mortgage applications totaling $10.9 billion, down 5% from 2016. The average application was for $313,869, and applicants reported an average income of $147,256. 61% of its applications resulted in an originated loan and 19% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (3,137), Providence-Warwick, RI-MA (2,276) and Cambridge-Newton-Framingham, MA (1,819) (applications in parentheses).

Mortgage Company & Address Citizens Bank, NA
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 34,665
Total Mortgage Loan Application Amount $10,880,275,000
Average Mortgage Loan Application Amount $313,869
Highest Mortgage Loan Application Amount $40,300,000
Average Applicant Income $147,256
Highest Applicant Income $7,790,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citizens Bank, NA by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, Massachusetts 1,254 $ 510,370,000 $ 406,993 $ 161,000
Wayne, Michigan 1,074 $ 95,228,000 $ 88,666 $ 68,000
Cuyahoga, Ohio 1,023 $ 125,096,000 $ 122,283 $ 70,000
Providence, Rhode Island 999 $ 158,323,000 $ 158,481 $ 89,000
Philadelphia, Pennsylvania 937 $ 193,484,000 $ 206,493 $ 104,000
Nassau, New York 865 $ 503,521,000 $ 582,105 $ 230,000
New York, New York 793 $ 806,574,000 $ 1,017,117 $ 418,000
Suffolk, New York 756 $ 391,269,000 $ 517,551 $ 243,000
Allegheny, Pennsylvania 733 $ 112,234,000 $ 153,115 $ 97,000
Erie, New York 732 $ 78,977,000 $ 107,892 $ 74,000
Oakland, Michigan 717 $ 163,673,000 $ 228,274 $ 115,000
Norfolk, Massachusetts 689 $ 260,486,000 $ 378,063 $ 150,000
Kings, New York 623 $ 511,867,000 $ 821,616 $ 259,000
Suffolk, Massachusetts 596 $ 227,388,000 $ 381,523 $ 150,000
Montgomery, Pennsylvania 576 $ 166,422,000 $ 288,927 $ 153,000
Essex, Massachusetts 565 $ 208,963,000 $ 369,846 $ 141,000
Macomb, Michigan 521 $ 60,618,000 $ 116,349 $ 70,000
Bristol, Massachusetts 470 $ 100,251,000 $ 213,300 $ 97,000
Plymouth, Massachusetts 465 $ 140,956,000 $ 303,131 $ 137,000
Monroe, New York 457 $ 49,604,000 $ 108,542 $ 67,000
Hampden, Massachusetts 439 $ 58,682,000 $ 133,671 $ 71,000
Bucks, Pennsylvania 416 $ 100,817,000 $ 242,348 $ 138,000
Westchester, New York 398 $ 239,015,000 $ 600,540 $ 264,000
Hillsborough, New Hampshire 387 $ 72,781,000 $ 188,064 $ 112,000
Cook, Illinois 383 $ 152,501,000 $ 398,174 $ 189,000
Queens, New York 366 $ 161,360,000 $ 440,874 $ 168,000
Kent, Rhode Island 355 $ 88,877,000 $ 250,357 $ 97,000
Barnstable, Massachusetts 345 $ 103,786,000 $ 300,828 $ 164,000
Summit, Ohio 340 $ 35,039,000 $ 103,055 $ 70,000
Rockingham, New Hampshire 334 $ 80,555,000 $ 241,182 $ 132,000
Chester, Pennsylvania 331 $ 113,263,000 $ 342,184 $ 161,000
Lucas, Ohio 322 $ 21,034,000 $ 65,322 $ 60,000
Worcester, Massachusetts 320 $ 80,738,000 $ 252,306 $ 124,000
Stark, Ohio 295 $ 26,984,000 $ 91,471 $ 61,000
Delaware, Pennsylvania 293 $ 65,174,000 $ 222,436 $ 123,000
New Haven, Connecticut 281 $ 63,917,000 $ 227,462 $ 129,000
Fairfax, Virginia 276 $ 192,314,000 $ 696,789 $ 215,000
New Castle, Delaware 269 $ 55,066,000 $ 204,706 $ 104,000
Fairfield, Connecticut 257 $ 208,846,000 $ 812,630 $ 339,000
Camden, New Jersey 256 $ 68,304,000 $ 266,812 $ 150,000
Washington, Rhode Island 242 $ 62,482,000 $ 258,190 $ 133,000
Charleston, South Carolina 235 $ 134,301,000 $ 571,493 $ 266,000
Bergen, New Jersey 211 $ 134,580,000 $ 637,819 $ 269,000
Hartford, Connecticut 203 $ 77,356,000 $ 381,064 $ 119,000
Cape May, New Jersey 203 $ 127,450,000 $ 627,832 $ 371,000
Westmoreland, Pennsylvania 201 $ 27,586,000 $ 137,243 $ 86,000
Burlington, New Jersey 187 $ 52,299,000 $ 279,673 $ 148,000
Luzerne, Pennsylvania 169 $ 19,075,000 $ 112,869 $ 61,000
Atlantic, New Jersey 165 $ 64,128,000 $ 388,654 $ 285,000
New London, Connecticut 157 $ 38,089,000 $ 242,605 $ 96,000
Strafford, New Hampshire 154 $ 24,735,000 $ 160,616 $ 95,000
Forsyth, North Carolina 151 $ 44,397,000 $ 294,019 $ 155,000
Sussex, Delaware 150 $ 52,784,000 $ 351,893 $ 182,000
Monmouth, New Jersey 144 $ 76,896,000 $ 534,000 $ 253,000
Berks, Pennsylvania 144 $ 20,024,000 $ 139,055 $ 73,000
Merrimack, New Hampshire 142 $ 23,389,000 $ 164,711 $ 108,000
Albany, New York 140 $ 22,957,000 $ 163,978 $ 111,000
Niagara, New York 140 $ 14,279,000 $ 101,992 $ 70,000
Ocean, New Jersey 136 $ 61,140,000 $ 449,558 $ 227,000
Horry, South Carolina 131 $ 47,348,000 $ 361,435 $ 221,000
Lorain, Ohio 126 $ 19,206,000 $ 152,428 $ 80,000
Medina, Ohio 126 $ 18,448,000 $ 146,412 $ 81,000
Lake, Ohio 125 $ 16,941,000 $ 135,528 $ 77,000
Beaufort, South Carolina 123 $ 42,806,000 $ 348,016 $ 204,000
Newport, Rhode Island 122 $ 56,406,000 $ 462,344 $ 213,000
Dare, North Carolina 120 $ 50,476,000 $ 420,633 $ 207,000
Mecklenburg, North Carolina 118 $ 74,555,000 $ 631,822 $ 276,000
Middlesex, Connecticut 112 $ 23,765,000 $ 212,187 $ 109,000
Saratoga, New York 112 $ 24,972,000 $ 222,964 $ 121,000
Hudson, New Jersey 110 $ 70,896,000 $ 644,509 $ 258,000
Montgomery, Maryland 107 $ 67,607,000 $ 631,841 $ 226,000
Monroe, Pennsylvania 107 $ 15,373,000 $ 143,672 $ 83,000
District of Columbia, District Of Columbia 103 $ 66,761,000 $ 648,165 $ 242,000
Onondaga, New York 100 $ 9,882,000 $ 98,820 $ 66,000
Anne Arundel, Maryland 96 $ 90,087,000 $ 938,406 $ 190,000
Hennepin, Minnesota 92 $ 46,621,000 $ 506,750 $ 221,000
Centre, Pennsylvania 90 $ 18,074,000 $ 200,822 $ 91,000
Lancaster, Pennsylvania 89 $ 13,688,000 $ 153,797 $ 89,000
Washington, Pennsylvania 89 $ 15,545,000 $ 174,662 $ 99,000
DuPage, Illinois 88 $ 41,799,000 $ 474,988 $ 180,000
Morris, New Jersey 88 $ 46,936,000 $ 533,363 $ 229,000
Bristol, Rhode Island 88 $ 24,715,000 $ 280,852 $ 123,000
Dauphin, Pennsylvania 87 $ 13,399,000 $ 154,011 $ 111,000
Butler, Pennsylvania 86 $ 15,388,000 $ 178,930 $ 84,000
Kent, Delaware 85 $ 16,823,000 $ 197,917 $ 103,000
Wake, North Carolina 81 $ 49,210,000 $ 607,530 $ 226,000
Carroll, New Hampshire 79 $ 16,238,000 $ 205,544 $ 139,000
Belknap, New Hampshire 77 $ 16,894,000 $ 219,402 $ 135,000
Cumberland, Pennsylvania 77 $ 13,145,000 $ 170,714 $ 84,000
Washtenaw, Michigan 76 $ 16,763,000 $ 220,565 $ 123,000
Essex, New Jersey 74 $ 47,865,000 $ 646,824 $ 294,000
Rockland, New York 73 $ 35,027,000 $ 479,821 $ 204,000
Dutchess, New York 72 $ 17,095,000 $ 237,430 $ 108,000
Bronx, New York 71 $ 21,941,000 $ 309,028 $ 114,000
Erie, Pennsylvania 70 $ 7,996,000 $ 114,228 $ 83,000
Monroe, Michigan 69 $ 8,596,000 $ 124,579 $ 70,000
Broome, New York 68 $ 4,997,000 $ 73,485 $ 64,000
York, Maine 67 $ 16,407,000 $ 244,880 $ 153,000
Rensselaer, New York 67 $ 8,945,000 $ 133,507 $ 78,000
Loudoun, Virginia 67 $ 30,360,000 $ 453,134 $ 158,000
Franklin, Ohio 65 $ 12,699,000 $ 195,369 $ 107,000
Baltimore, Maryland 64 $ 28,480,000 $ 445,000 $ 191,000
Wayne, New York 63 $ 4,073,000 $ 64,650 $ 54,000
Chittenden, Vermont 63 $ 15,389,000 $ 244,269 $ 135,000
Arlington, Virginia 63 $ 56,503,000 $ 896,873 $ 354,000
Livingston, Michigan 62 $ 12,944,000 $ 208,774 $ 110,000
Middlesex, New Jersey 62 $ 24,960,000 $ 402,580 $ 208,000
Orange, New York 62 $ 12,613,000 $ 203,435 $ 120,000
Beaver, Pennsylvania 62 $ 8,527,000 $ 137,532 $ 68,000
Pike, Pennsylvania 62 $ 8,352,000 $ 134,709 $ 95,000
York, Pennsylvania 62 $ 8,971,000 $ 144,693 $ 95,000
Mahoning, Ohio 61 $ 4,688,000 $ 76,852 $ 57,000
Marion, Indiana 59 $ 8,458,000 $ 143,355 $ 92,000
Guilford, North Carolina 59 $ 19,895,000 $ 337,203 $ 163,000
Coos, New Hampshire 56 $ 4,172,000 $ 74,500 $ 87,000
Gloucester, New Jersey 56 $ 11,229,000 $ 200,517 $ 131,000
Richmond, New York 56 $ 23,746,000 $ 424,035 $ 156,000
Grafton, New Hampshire 54 $ 7,533,000 $ 139,500 $ 111,000
Union, New Jersey 53 $ 39,007,000 $ 735,981 $ 301,000
Geauga, Ohio 53 $ 9,410,000 $ 177,547 $ 98,000
Portage, Ohio 53 $ 8,297,000 $ 156,547 $ 77,000
Brunswick, North Carolina 52 $ 16,165,000 $ 310,865 $ 163,000
Hamilton, Indiana 51 $ 20,528,000 $ 402,509 $ 175,000
Hampshire, Massachusetts 51 $ 11,149,000 $ 218,607 $ 89,000
Blair, Pennsylvania 51 $ 5,450,000 $ 106,862 $ 57,000
Palm Beach, Florida 49 $ 14,719,000 $ 300,387 $ 186,000
Lackawanna, Pennsylvania 49 $ 6,285,000 $ 128,265 $ 73,000
Windsor, Vermont 49 $ 8,427,000 $ 171,979 $ 117,000
Windham, Connecticut 47 $ 8,305,000 $ 176,702 $ 95,000
Lake, Illinois 47 $ 29,580,000 $ 629,361 $ 257,000
Otsego, New York 46 $ 3,570,000 $ 77,608 $ 53,000
Will, Illinois 45 $ 11,224,000 $ 249,422 $ 143,000
Oneida, New York 45 $ 2,322,000 $ 51,600 $ 51,000
Scioto, Ohio 44 $ 1,999,000 $ 45,431 $ 44,000
Ulster, New York 43 $ 7,133,000 $ 165,883 $ 93,000
New Hanover, North Carolina 43 $ 15,110,000 $ 351,395 $ 140,000
Lehigh, Pennsylvania 40 $ 10,442,000 $ 261,050 $ 139,000
Howard, Maryland 39 $ 17,197,000 $ 440,948 $ 152,000
Shiawassee, Michigan 39 $ 3,319,000 $ 85,102 $ 49,000
Rutland, Vermont 39 $ 5,682,000 $ 145,692 $ 110,000
Prince William, Virginia 38 $ 11,473,000 $ 301,921 $ 129,000
Baltimore City, Maryland 37 $ 7,684,000 $ 207,675 $ 144,000
Schenectady, New York 37 $ 6,070,000 $ 164,054 $ 70,000
Ingham, Michigan 36 $ 6,204,000 $ 172,333 $ 118,000
Cheshire, New Hampshire 36 $ 5,952,000 $ 165,333 $ 111,000
Sullivan, New Hampshire 36 $ 5,925,000 $ 164,583 $ 110,000
Chatham, North Carolina 36 $ 21,603,000 $ 600,083 $ 237,000
Hamilton, Ohio 36 $ 13,128,000 $ 364,666 $ 154,000
Berkshire, Massachusetts 35 $ 4,920,000 $ 140,571 $ 109,000
Somerset, New Jersey 35 $ 19,828,000 $ 566,514 $ 244,000
Los Angeles, California 34 $ 34,814,000 $ 1,023,941 $ 452,000
St. Clair, Michigan 34 $ 5,764,000 $ 169,529 $ 88,000
Mercer, New Jersey 34 $ 20,864,000 $ 613,647 $ 260,000
Genesee, Michigan 33 $ 4,705,000 $ 142,575 $ 101,000
Warren, New York 33 $ 5,348,000 $ 162,060 $ 98,000
Pinellas, Florida 32 $ 7,977,000 $ 249,281 $ 139,000
Passaic, New Jersey 32 $ 11,403,000 $ 356,343 $ 150,000
Currituck, North Carolina 32 $ 17,551,000 $ 548,468 $ 345,000
Georgetown, South Carolina 32 $ 11,355,000 $ 354,843 $ 236,000
Prince George's, Maryland 31 $ 12,460,000 $ 401,935 $ 151,000
Kent, Michigan 30 $ 4,340,000 $ 144,666 $ 100,000
Northampton, Pennsylvania 30 $ 6,454,000 $ 215,133 $ 114,000
Berkeley, South Carolina 30 $ 19,381,000 $ 646,033 $ 268,000
Broward, Florida 29 $ 7,365,000 $ 253,965 $ 176,000
Ontario, New York 29 $ 4,855,000 $ 167,413 $ 102,000
Wood, Ohio 29 $ 2,913,000 $ 100,448 $ 75,000
Mercer, Pennsylvania 29 $ 3,949,000 $ 136,172 $ 85,000
Collier, Florida 28 $ 9,555,000 $ 341,250 $ 277,000
Columbiana, Ohio 28 $ 2,453,000 $ 87,607 $ 59,000
Lee, Florida 27 $ 6,170,000 $ 228,518 $ 204,000
Miami-Dade, Florida 27 $ 10,820,000 $ 400,740 $ 350,000
Harford, Maryland 27 $ 11,514,000 $ 426,444 $ 156,000
Armstrong, Pennsylvania 27 $ 2,780,000 $ 102,962 $ 69,000
Montgomery, New York 25 $ 1,585,000 $ 63,400 $ 55,000
Putnam, New York 25 $ 9,520,000 $ 380,800 $ 158,000
Litchfield, Connecticut 24 $ 13,741,000 $ 572,541 $ 361,000
Fulton, New York 24 $ 2,633,000 $ 109,708 $ 80,000
Iredell, North Carolina 24 $ 15,524,000 $ 646,833 $ 299,000
Maricopa, Arizona 23 $ 9,210,000 $ 400,434 $ 194,000
Tolland, Connecticut 23 $ 4,697,000 $ 204,217 $ 126,000
Cumberland, Maine 23 $ 6,931,000 $ 301,347 $ 194,000
Saginaw, Michigan 23 $ 1,495,000 $ 65,000 $ 62,000
Trumbull, Ohio 23 $ 2,033,000 $ 88,391 $ 54,000
Windham, Vermont 23 $ 4,626,000 $ 201,130 $ 190,000
Nantucket, Massachusetts 22 $ 18,108,000 $ 823,090 $ 391,000
Madison, New York 22 $ 977,000 $ 44,409 $ 37,000
Carbon, Pennsylvania 22 $ 2,477,000 $ 112,590 $ 116,000
Fulton, Georgia 21 $ 8,872,000 $ 422,476 $ 243,000
Kane, Illinois 21 $ 5,221,000 $ 248,619 $ 126,000
Warren, New Jersey 21 $ 3,730,000 $ 177,619 $ 121,000
Union, North Carolina 21 $ 11,854,000 $ 564,476 $ 259,000
Lawrence, Pennsylvania 21 $ 2,306,000 $ 109,809 $ 79,000
Lapeer, Michigan 20 $ 3,067,000 $ 153,350 $ 100,000
Livingston, New York 20 $ 1,551,000 $ 77,550 $ 71,000
Tuscarawas, Ohio 20 $ 1,817,000 $ 90,850 $ 65,000
Washington, New York 19 $ 2,739,000 $ 144,157 $ 68,000
Durham, North Carolina 19 $ 12,150,000 $ 639,473 $ 292,000
Wayne, Ohio 19 $ 2,353,000 $ 123,842 $ 94,000
Sarasota, Florida 18 $ 4,819,000 $ 267,722 $ 183,000
Columbia, New York 18 $ 8,756,000 $ 486,444 $ 434,000
Cecil, Maryland 17 $ 5,187,000 $ 305,117 $ 171,000
Crawford, Pennsylvania 17 $ 1,756,000 $ 103,294 $ 78,000
McHenry, Illinois 16 $ 3,757,000 $ 234,812 $ 115,000
Olmsted, Minnesota 16 $ 5,742,000 $ 358,875 $ 169,000
Orleans, New York 16 $ 1,120,000 $ 70,000 $ 64,000
Butler, Ohio 16 $ 5,970,000 $ 373,125 $ 154,000
Warren, Ohio 16 $ 7,148,000 $ 446,750 $ 227,000
Venango, Pennsylvania 16 $ 1,499,000 $ 93,687 $ 58,000
Greenville, South Carolina 16 $ 5,137,000 $ 321,062 $ 81,000
Manatee, Florida 15 $ 3,794,000 $ 252,933 $ 218,000
Kalamazoo, Michigan 15 $ 1,816,000 $ 121,066 $ 107,000
Hunterdon, New Jersey 15 $ 5,757,000 $ 383,800 $ 194,000
Ottawa, Ohio 15 $ 3,591,000 $ 239,400 $ 137,000
Queen Anne's, Maryland 14 $ 9,854,000 $ 703,857 $ 274,000
Dukes, Massachusetts 14 $ 10,288,000 $ 734,857 $ 525,000
Franklin, Massachusetts 14 $ 2,825,000 $ 201,785 $ 105,000
Sussex, New Jersey 14 $ 3,724,000 $ 266,000 $ 173,000
Cortland, New York 14 $ 854,000 $ 61,000 $ 39,000
Delaware, New York 14 $ 1,559,000 $ 111,357 $ 87,000
Herkimer, New York 14 $ 788,000 $ 56,285 $ 46,000
Buncombe, North Carolina 14 $ 5,232,000 $ 373,714 $ 201,000
Bennington, Vermont 14 $ 2,475,000 $ 176,785 $ 131,000
Ottawa, Michigan 13 $ 2,431,000 $ 187,000 $ 78,000
Chautauqua, New York 13 $ 2,557,000 $ 196,692 $ 124,000
Sullivan, New York 13 $ 2,437,000 $ 187,461 $ 177,000
Orange, North Carolina 13 $ 7,416,000 $ 570,461 $ 217,000
Ashtabula, Ohio 13 $ 1,407,000 $ 108,230 $ 64,000
Wayne, Pennsylvania 13 $ 2,345,000 $ 180,384 $ 203,000
York, South Carolina 13 $ 4,320,000 $ 332,307 $ 111,000
Washington, Vermont 13 $ 2,265,000 $ 174,230 $ 92,000
Henrico, Virginia 13 $ 7,762,000 $ 597,076 $ 185,000
Hillsborough, Florida 12 $ 3,927,000 $ 327,250 $ 157,000
Lake, Indiana 12 $ 1,932,000 $ 161,000 $ 115,000
Clark, Nevada 12 $ 2,503,000 $ 208,583 $ 122,000
Cumberland, New Jersey 12 $ 2,513,000 $ 209,416 $ 102,000
Watauga, North Carolina 12 $ 3,099,000 $ 258,250 $ 258,000
Addison, Vermont 12 $ 1,564,000 $ 130,333 $ 146,000
Franklin, Vermont 12 $ 1,106,000 $ 92,166 $ 67,000
San Diego, California 11 $ 8,039,000 $ 730,818 $ 229,000
Brevard, Florida 11 $ 1,889,000 $ 171,727 $ 94,000
Boone, Indiana 11 $ 1,713,000 $ 155,727 $ 134,000
Hendricks, Indiana 11 $ 1,234,000 $ 112,181 $ 83,000
Oxford, Maine 11 $ 1,670,000 $ 151,818 $ 110,000
Carroll, Maryland 11 $ 5,740,000 $ 521,818 $ 176,000
Lenawee, Michigan 11 $ 1,752,000 $ 159,272 $ 77,000
Wright, Minnesota 11 $ 3,849,000 $ 349,909 $ 130,000
Chenango, New York 11 $ 1,549,000 $ 140,818 $ 70,000
Oswego, New York 11 $ 1,219,000 $ 110,818 $ 67,000
Avery, North Carolina 11 $ 5,042,000 $ 458,363 $ 248,000
Davidson, North Carolina 11 $ 2,457,000 $ 223,363 $ 89,000
Davie, North Carolina 11 $ 3,785,000 $ 344,090 $ 148,000
Montgomery, Ohio 11 $ 2,036,000 $ 185,090 $ 129,000
Fayette, Pennsylvania 11 $ 1,250,000 $ 113,636 $ 98,000
Dorchester, South Carolina 11 $ 2,465,000 $ 224,090 $ 86,000
Alexandria, Virginia 11 $ 7,900,000 $ 718,181 $ 256,000
Chesterfield, Virginia 11 $ 3,804,000 $ 345,818 $ 139,000
Falls Church, Virginia 11 $ 7,436,000 $ 676,000 $ 258,000
Richmond City, Virginia 11 $ 3,789,000 $ 344,454 $ 174,000
Volusia, Florida 10 $ 1,696,000 $ 169,600 $ 171,000
Johnson, Indiana 10 $ 1,231,000 $ 123,100 $ 61,000
Frederick, Maryland 10 $ 3,888,000 $ 388,800 $ 146,000
Worcester, Maryland 10 $ 2,340,000 $ 234,000 $ 192,000
Roscommon, Michigan 10 $ 836,000 $ 83,600 $ 68,000
Dakota, Minnesota 10 $ 2,010,000 $ 201,000 $ 107,000
Washington, Minnesota 10 $ 3,271,000 $ 327,100 $ 82,000
Clearfield, Pennsylvania 10 $ 1,121,000 $ 112,100 $ 74,000
Indiana, Pennsylvania 10 $ 880,000 $ 88,000 $ 59,000
Lebanon, Pennsylvania 10 $ 1,792,000 $ 179,200 $ 104,000
Lexington, South Carolina 10 $ 2,942,000 $ 294,200 $ 116,000
Davidson, Tennessee 10 $ 4,771,000 $ 477,100 $ 146,000
Hanover, Virginia 10 $ 3,193,000 $ 319,300 $ 117,000
Louisa, Virginia 10 $ 4,570,000 $ 457,000 $ 223,000
King, Washington 10 $ 6,996,000 $ 699,600 $ 286,000
Riverside, California 9 $ 2,990,000 $ 332,222 $ 298,000
Martin, Florida 9 $ 1,861,000 $ 206,777 $ 185,000
Madison, Indiana 9 $ 1,202,000 $ 133,555 $ 97,000
St. Louis, Missouri 9 $ 1,612,000 $ 179,111 $ 86,000
Genesee, New York 9 $ 619,000 $ 68,777 $ 52,000
Tioga, New York 9 $ 475,000 $ 52,777 $ 73,000
Tompkins, New York 9 $ 1,964,000 $ 218,222 $ 134,000
Delaware, Ohio 9 $ 2,827,000 $ 314,111 $ 151,000
Fairfield, Ohio 9 $ 1,690,000 $ 187,777 $ 107,000
Spartanburg, South Carolina 9 $ 1,542,000 $ 171,333 $ 97,000
Orange, California 8 $ 5,773,000 $ 721,625 $ 207,000
San Francisco, California 8 $ 7,274,000 $ 909,250 $ 371,000
Charlotte, Florida 8 $ 1,560,000 $ 195,000 $ 103,000
Duval, Florida 8 $ 928,000 $ 116,000 $ 84,000
Orange, Florida 8 $ 1,473,000 $ 184,125 $ 116,000
St. Johns, Florida 8 $ 1,032,000 $ 129,000 $ 108,000
Charles, Maryland 8 $ 2,103,000 $ 262,875 $ 102,000
Calhoun, Michigan 8 $ 712,000 $ 89,000 $ 80,000
Clinton, Michigan 8 $ 824,000 $ 103,000 $ 67,000
Grand Traverse, Michigan 8 $ 3,117,000 $ 389,625 $ 202,000
Scott, Minnesota 8 $ 3,749,000 $ 468,625 $ 177,000
Rowan, North Carolina 8 $ 1,472,000 $ 184,000 $ 144,000
Carroll, Ohio 8 $ 1,624,000 $ 203,000 $ 169,000
Mifflin, Pennsylvania 8 $ 699,000 $ 87,375 $ 69,000
Susquehanna, Pennsylvania 8 $ 1,747,000 $ 218,375 $ 321,000
Wyoming, Pennsylvania 8 $ 1,043,000 $ 130,375 $ 73,000
Pickens, South Carolina 8 $ 1,015,000 $ 126,875 $ 47,000
Placer, California 7 $ 2,463,000 $ 351,857 $ 132,000
Ramsey, Minnesota 7 $ 2,422,000 $ 346,000 $ 154,000
Seneca, New York 7 $ 887,000 $ 126,714 $ 67,000
Cabarrus, North Carolina 7 $ 4,952,000 $ 707,428 $ 181,000
Carteret, North Carolina 7 $ 3,122,000 $ 446,000 $ 210,000
Henderson, North Carolina 7 $ 3,037,000 $ 433,857 $ 141,000
Lincoln, North Carolina 7 $ 3,796,000 $ 542,285 $ 253,000
Perry, Pennsylvania 7 $ 1,194,000 $ 170,571 $ 78,000
Denton, Texas 7 $ 2,656,000 $ 379,428 $ 131,000
Albemarle, Virginia 7 $ 6,656,000 $ 950,857 $ 1,667,000
Gloucester, Virginia 7 $ 1,668,000 $ 238,285 $ 115,000
Milwaukee, Wisconsin 7 $ 1,411,000 $ 201,571 $ 180,000
Indian River, Florida 6 $ 1,778,000 $ 296,333 $ 157,000
Lake, Florida 6 $ 1,478,000 $ 246,333 $ 1,366,000
Polk, Florida 6 $ 1,619,000 $ 269,833 $ 95,000
Gwinnett, Georgia 6 $ 1,012,000 $ 168,666 $ 72,000
Hancock, Indiana 6 $ 1,102,000 $ 183,666 $ 76,000
Porter, Indiana 6 $ 2,980,000 $ 496,666 $ 153,000
Calvert, Maryland 6 $ 2,253,000 $ 375,500 $ 154,000
Garrett, Maryland 6 $ 1,745,000 $ 290,833 $ 389,000
Washington, Maryland 6 $ 1,604,000 $ 267,333 $ 100,000
Allegan, Michigan 6 $ 1,675,000 $ 279,166 $ 203,000
Cheboygan, Michigan 6 $ 563,000 $ 93,833 $ 108,000
Gladwin, Michigan 6 $ 634,000 $ 105,666 $ 91,000
Muskegon, Michigan 6 $ 712,000 $ 118,666 $ 52,000
Sanilac, Michigan 6 $ 546,000 $ 91,000 $ 65,000
Tuscola, Michigan 6 $ 547,000 $ 91,166 $ 51,000
Carver, Minnesota 6 $ 4,610,000 $ 768,333 $ 323,000
Cattaraugus, New York 6 $ 387,000 $ 64,500 $ 46,000
Essex, New York 6 $ 558,000 $ 93,000 $ 89,000
Greene, New York 6 $ 2,520,000 $ 420,000 $ 918,000
Steuben, New York 6 $ 799,000 $ 133,166 $ 83,000
Wyoming, New York 6 $ 723,000 $ 120,500 $ 67,000
Jackson, North Carolina 6 $ 4,930,000 $ 821,666 $ 478,000
Johnston, North Carolina 6 $ 1,669,000 $ 278,166 $ 116,000
Clermont, Ohio 6 $ 3,069,000 $ 511,500 $ 255,000
Fulton, Ohio 6 $ 950,000 $ 158,333 $ 74,000
Licking, Ohio 6 $ 1,014,000 $ 169,000 $ 88,000
Adams, Pennsylvania 6 $ 1,658,000 $ 276,333 $ 160,000
Cambria, Pennsylvania 6 $ 1,022,000 $ 170,333 $ 56,000
Jefferson, Pennsylvania 6 $ 657,000 $ 109,500 $ 63,000
Schuylkill, Pennsylvania 6 $ 734,000 $ 122,333 $ 59,000
Williamson, Tennessee 6 $ 4,077,000 $ 679,500 $ 223,000
Lamoille, Vermont 6 $ 1,888,000 $ 314,666 $ 190,000
Goochland, Virginia 6 $ 2,998,000 $ 499,666 $ 187,000
Powhatan, Virginia 6 $ 2,596,000 $ 432,666 $ 147,000
Pierce, Washington 6 $ 2,429,000 $ 404,833 $ 232,000
San Mateo, California 5 $ 4,135,000 $ 827,000 $ 476,000
Marion, Florida 5 $ 889,000 $ 177,800 $ 69,000
Osceola, Florida 5 $ 915,000 $ 183,000 $ 129,000
Pasco, Florida 5 $ 645,000 $ 129,000 $ 68,000
DeKalb, Georgia 5 $ 931,000 $ 186,200 $ 64,000
Paulding, Georgia 5 $ 614,000 $ 122,800 $ 52,000
Ada, Idaho 5 $ 1,273,000 $ 254,600 $ 186,000
Hancock, Maine 5 $ 865,000 $ 173,000 $ 190,000
St. Mary's, Maryland 5 $ 1,305,000 $ 261,000 $ 83,000
Wicomico, Maryland 5 $ 990,000 $ 198,000 $ 81,000
Antrim, Michigan 5 $ 1,157,000 $ 231,400 $ 234,000
Berrien, Michigan 5 $ 1,765,000 $ 353,000 $ 341,000
Salem, New Jersey 5 $ 880,000 $ 176,000 $ 135,000
Clinton, New York 5 $ 662,000 $ 132,400 $ 106,000
Jefferson, New York 5 $ 1,676,000 $ 335,200 $ 282,000
St. Lawrence, New York 5 $ 614,000 $ 122,800 $ 132,000
Caldwell, North Carolina 5 $ 2,051,000 $ 410,200 $ 173,000
Gaston, North Carolina 5 $ 1,087,000 $ 217,400 $ 123,000
Moore, North Carolina 5 $ 1,858,000 $ 371,600 $ 167,000
Pender, North Carolina 5 $ 1,554,000 $ 310,800 $ 153,000
Rutherford, North Carolina 5 $ 1,187,000 $ 237,400 $ 179,000
Erie, Ohio 5 $ 854,000 $ 170,800 $ 83,000
Clarion, Pennsylvania 5 $ 622,000 $ 124,400 $ 78,000
Franklin, Pennsylvania 5 $ 839,000 $ 167,800 $ 87,000
Huntingdon, Pennsylvania 5 $ 658,000 $ 131,600 $ 118,000
Shelby, Tennessee 5 $ 1,818,000 $ 363,600 $ 110,000
Harris, Texas 5 $ 1,244,000 $ 248,800 $ 129,000
Travis, Texas 5 $ 1,805,000 $ 361,000 $ 318,000
Caledonia, Vermont 5 $ 662,000 $ 132,400 $ 86,000
Essex, Vermont 5 $ 361,000 $ 72,200 $ 46,000
Orleans, Vermont 5 $ 780,000 $ 156,000 $ 48,000
James City, Virginia 5 $ 1,657,000 $ 331,400 $ 105,000
Virginia Beach, Virginia 5 $ 2,035,000 $ 407,000 $ 156,000
Clark, Washington 5 $ 2,071,000 $ 414,200 $ 254,000
Jefferson, Colorado 4 $ 1,752,000 $ 438,000 $ 133,000
Flagler, Florida 4 $ 1,027,000 $ 256,750 $ 201,000
Seminole, Florida 4 $ 800,000 $ 200,000 $ 98,000
St. Lucie, Florida 4 $ 702,000 $ 175,500 $ 112,000
Sumter, Florida 4 $ 774,000 $ 193,500 $ 128,000
Cherokee, Georgia 4 $ 845,000 $ 211,250 $ 72,000
Cobb, Georgia 4 $ 756,000 $ 189,000 $ 125,000
Kendall, Illinois 4 $ 807,000 $ 201,750 $ 124,000
Dearborn, Indiana 4 $ 507,000 $ 126,750 $ 81,000
Morgan, Indiana 4 $ 693,000 $ 173,250 $ 78,000
Boyd, Kentucky 4 $ 439,000 $ 109,750 $ 33,000
Jefferson, Kentucky 4 $ 1,351,000 $ 337,750 $ 189,000
Kenton, Kentucky 4 $ 576,000 $ 144,000 $ 55,000
Kennebec, Maine 4 $ 1,030,000 $ 257,500 $ 236,000
Somerset, Maine 4 $ 913,000 $ 228,250 $ 145,000
Waldo, Maine 4 $ 831,000 $ 207,750 $ 94,000
Oceana, Michigan 4 $ 545,000 $ 136,250 $ 59,000
Anoka, Minnesota 4 $ 987,000 $ 246,750 $ 90,000
St. Louis, Minnesota 4 $ 1,402,000 $ 350,500 $ 346,000
Haywood, North Carolina 4 $ 647,000 $ 161,750 $ 44,000
Transylvania, North Carolina 4 $ 1,123,000 $ 280,750 $ 315,000
Warren, North Carolina 4 $ 1,623,000 $ 405,750 $ 472,000
Hancock, Ohio 4 $ 1,008,000 $ 252,000 $ 241,000
Multnomah, Oregon 4 $ 2,313,000 $ 578,250 $ 222,000
Lycoming, Pennsylvania 4 $ 702,000 $ 175,500 $ 72,000
Somerset, Pennsylvania 4 $ 739,000 $ 184,750 $ 295,000
Utah, Utah 4 $ 642,000 $ 160,500 $ 94,000
Orange, Vermont 4 $ 637,000 $ 159,250 $ 75,000
Fauquier, Virginia 4 $ 2,800,000 $ 700,000 $ 291,000
Stafford, Virginia 4 $ 1,044,000 $ 261,000 $ 134,000
Warren, Virginia 4 $ 1,124,000 $ 281,000 $ 135,000
Walworth, Wisconsin 4 $ 806,000 $ 201,500 $ 205,000
Alameda, California 3 $ 2,985,000 $ 995,000 $ 282,000
Sacramento, California 3 $ 1,810,000 $ 603,333 $ 525,000
Santa Clara, California 3 $ 2,272,000 $ 757,333 $ 226,000
Arapahoe, Colorado 3 $ 1,003,000 $ 334,333 $ 165,000
Boulder, Colorado 3 $ 1,221,000 $ 407,000 $ 140,000
Denver, Colorado 3 $ 2,275,000 $ 758,333 $ 273,000
Douglas, Colorado 3 $ 1,140,000 $ 380,000 $ 140,000
Walton, Florida 3 $ 2,595,000 $ 865,000 $ 388,000
Glynn, Georgia 3 $ 715,000 $ 238,333 $ 195,000
Carroll, Illinois 3 $ 674,000 $ 224,666 $ 375,000
Rush, Indiana 3 $ 304,000 $ 101,333 $ 91,000
Shelby, Indiana 3 $ 191,000 $ 63,666 $ 53,000
Johnson, Kansas 3 $ 1,488,000 $ 496,000 $ 337,000
Campbell, Kentucky 3 $ 894,000 $ 298,000 $ 81,000
Nelson, Kentucky 3 $ 333,000 $ 111,000 $ 46,000
Lincoln, Maine 3 $ 738,000 $ 246,000 $ 118,000
Washington, Maine 3 $ 704,000 $ 234,666 $ 91,000
Caroline, Maryland 3 $ 372,000 $ 124,000 $ 62,000
Charlevoix, Michigan 3 $ 858,000 $ 286,000 $ 388,000
Clare, Michigan 3 $ 218,000 $ 72,666 $ 80,000
Hillsdale, Michigan 3 $ 360,000 $ 120,000 $ 107,000
Huron, Michigan 3 $ 633,000 $ 211,000 $ 132,000
Iosco, Michigan 3 $ 152,000 $ 50,666 $ 56,000
Manistee, Michigan 3 $ 491,000 $ 163,666 $ 109,000
Midland, Michigan 3 $ 231,000 $ 77,000 $ 34,000
Hinds, Mississippi 3 $ 536,000 $ 178,666 $ 57,000
Jackson, Missouri 3 $ 319,000 $ 106,333 $ 85,000
Jefferson, Missouri 3 $ 257,000 $ 85,666 $ 57,000
St. Charles, Missouri 3 $ 793,000 $ 264,333 $ 142,000
St. Louis City, Missouri 3 $ 327,000 $ 109,000 $ 91,000
Washoe, Nevada 3 $ 574,000 $ 191,333 $ 150,000
Allegany, New York 3 $ 321,000 $ 107,000 $ 72,000
Chemung, New York 3 $ 698,000 $ 232,666 $ 236,000
Schoharie, New York 3 $ 337,000 $ 112,333 $ 115,000
Yates, New York 3 $ 882,000 $ 294,000 $ 123,000
Burke, North Carolina 3 $ 1,706,000 $ 568,666 $ 491,000
Hyde, North Carolina 3 $ 780,000 $ 260,000 $ 140,000
Lee, North Carolina 3 $ 1,225,000 $ 408,333 $ 118,000
Onslow, North Carolina 3 $ 435,000 $ 145,000 $ 108,000
Randolph, North Carolina 3 $ 550,000 $ 183,333 $ 129,000
Yadkin, North Carolina 3 $ 680,000 $ 226,666 $ 71,000
Allen, Ohio 3 $ 10,273,000 $ 3,424,333 $ 17,000
Huron, Ohio 3 $ 843,000 $ 281,000 $ 137,000
Logan, Ohio 3 $ 499,000 $ 166,333 $ 61,000
Ross, Ohio 3 $ 263,000 $ 87,666 $ 43,000
Columbia, Pennsylvania 3 $ 451,000 $ 150,333 $ 94,000
Juniata, Pennsylvania 3 $ 393,000 $ 131,000 $ 91,000
Tioga, Pennsylvania 3 $ 339,000 $ 113,000 $ 114,000
Florence, South Carolina 3 $ 521,000 $ 173,666 $ 87,000
Laurens, South Carolina 3 $ 308,000 $ 102,666 $ 80,000
Richland, South Carolina 3 $ 296,000 $ 98,666 $ 61,000
Knox, Tennessee 3 $ 693,000 $ 231,000 $ 100,000
Rutherford, Tennessee 3 $ 534,000 $ 178,000 $ 74,000
Sevier, Tennessee 3 $ 464,000 $ 154,666 $ 98,000
Salt Lake, Utah 3 $ 895,000 $ 298,333 $ 168,000
Caroline, Virginia 3 $ 777,000 $ 259,000 $ 172,000
Newport News, Virginia 3 $ 306,000 $ 102,000 $ 89,000
York, Virginia 3 $ 2,597,000 $ 865,666 $ 213,000
Berkeley, West Virginia 3 $ 795,000 $ 265,000 $ 119,000
Baldwin, Alabama 2 $ 403,000 $ 201,500 $ 103,000
Jefferson, Alabama 2 $ 186,000 $ 93,000 $ 101,000
Crittenden, Arkansas 2 $ 241,000 $ 120,500 $ 73,000
Kern, California 2 $ 384,000 $ 192,000 $ 182,000
Mono, California 2 $ 739,000 $ 369,500 $ 235,000
Napa, California 2 $ 2,140,000 $ 1,070,000 $ 424,000
San Luis Obispo, California 2 $ 551,000 $ 275,500 $ 174,000
Adams, Colorado 2 $ 826,000 $ 413,000 $ 240,000
Garfield, Colorado 2 $ 1,056,000 $ 528,000 $ 243,000
Routt, Colorado 2 $ 650,000 $ 325,000 $ 182,000
Escambia, Florida 2 $ 215,000 $ 107,500 $ 33,000
Highlands, Florida 2 $ 318,000 $ 159,000 $ 143,000
Monroe, Florida 2 $ 2,822,000 $ 1,411,000 $ 851,000
Carroll, Georgia 2 $ 558,000 $ 279,000 $ 89,000
Henry, Georgia 2 $ 272,000 $ 136,000 $ 94,000
Muscogee, Georgia 2 $ 242,000 $ 121,000 $ 50,000
Spalding, Georgia 2 $ 145,000 $ 72,500 $ 76,000
Champaign, Illinois 2 $ 811,000 $ 405,500 $ 447,000
Kankakee, Illinois 2 $ 250,000 $ 125,000 $ 44,000
Sangamon, Illinois 2 $ 185,000 $ 92,500 $ 52,000
Howard, Indiana 2 $ 180,000 $ 90,000 $ 70,000
St. Joseph, Indiana 2 $ 147,000 $ 73,500 $ 63,000
Tippecanoe, Indiana 2 $ 339,000 $ 169,500 $ 76,000
Greenup, Kentucky 2 $ 200,000 $ 100,000 $ 33,000
Oldham, Kentucky 2 $ 724,000 $ 362,000 $ 135,000
Pike, Kentucky 2 $ 694,000 $ 347,000 $ 443,000
Simpson, Kentucky 2 $ 272,000 $ 136,000 $ 79,000
Jefferson, Louisiana 2 $ 2,670,000 $ 1,335,000 $ 540,000
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Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,359 $7,024,144,000 $404,000 $40,300,000 $177,000 $7,790,000
Refinancing 13,977 $3,271,562,000 $234,000 $17,000,000 $123,000 $6,702,000
Home Improvement 3,329 $584,569,000 $175,000 $5,200,000 $94,000 $2,950,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,598 $6,482,923,000 $286,000 $5,050,000 $144,000 $7,136,000
Not Provided 6,186 $2,771,470,000 $448,000 $8,715,000 $203,000 $6,923,000
Black or African American 2,010 $263,613,000 $131,000 $2,000,000 $77,000 $7,790,000
Asian 1,915 $775,573,000 $404,000 $3,690,000 $157,000 $1,710,000
Hispanic 1,488 $295,371,000 $198,000 $2,768,000 $93,000 $1,934,000
Not applicable 317 $257,631,000 $812,000 $40,300,000 $0 $61,000
American Indian or Alaskan Native 102 $22,406,000 $219,000 $2,000,000 $124,000 $1,536,000
Native Hawaiian or Other Pacific Islander 49 $11,288,000 $230,000 $1,220,000 $119,000 $431,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,918 $10,333,570,000 $323,000 $40,300,000 $154,000 $7,790,000
FHA-insured (Federal Housing Administration) 2,164 $409,994,000 $189,000 $746,000 $68,000 $2,820,000
VA-guaranteed (Veterans Administration) 583 $136,711,000 $234,000 $755,000 $86,000 $481,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,001 $7,063,799,000 $336,000 $40,300,000 $161,000 $7,790,000
Application Denied By Financial Institution 6,605 $1,845,171,000 $279,000 $39,400,000 $125,000 $6,745,000
File Closed For Incompleteness 2,964 $817,947,000 $275,000 $6,150,000 $136,000 $6,923,000
Application Withdrawn By Applicant 2,596 $906,880,000 $349,000 $24,000,000 $153,000 $3,903,000
Loan Purchased By The Institution 1,170 $159,337,000 $136,000 $441,000 $53,000 $471,000
Application Approved But Not Accepted 329 $87,141,000 $264,000 $2,625,000 $147,000 $4,697,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,860 $450,033,000 $241,000 $5,600,000 $75,000 $1,138,000
Collateral 1,459 $520,750,000 $356,000 $6,700,000 $174,000 $4,094,000
Credit History 949 $120,187,000 $126,000 $2,550,000 $76,000 $2,449,000
Other 638 $108,881,000 $170,000 $39,400,000 $110,000 $5,645,000
Unverifiable Information 630 $235,045,000 $373,000 $6,150,000 $169,000 $6,745,000
Insufficient Cash (Downpayment, Closing Cost) 529 $218,544,000 $413,000 $3,300,000 $165,000 $1,439,000
Credit Application Incomplete 496 $183,228,000 $369,000 $8,715,000 $192,000 $6,702,000
Employment History 41 $7,734,000 $188,000 $848,000 $58,000 $278,000
Mortgage Insurance Denied 2 $594,000 $297,000 $423,000 $133,000 $146,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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