Citizens Bank, NA Mortgage Lending & HMDA Data, 2017
In 2017, Citizens Bank, NA of Providence, RI reported 34,665 mortgage applications totaling $10.9 billion, down 5% from 2016. The average application was for $313,869, and applicants reported an average income of $147,256. 61% of its applications resulted in an originated loan and 19% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (3,137), Providence-Warwick, RI-MA (2,276) and Cambridge-Newton-Framingham, MA (1,819) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank, NA One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 34,665 |
| Total Mortgage Loan Application Amount | $10,880,275,000 |
| Average Mortgage Loan Application Amount | $313,869 |
| Highest Mortgage Loan Application Amount | $40,300,000 |
| Average Applicant Income | $147,256 |
| Highest Applicant Income | $7,790,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 3,137 | $ 2,192,018,000 | $ 698,762 | $ 276,916 |
| Providence-Warwick, RI-MA | 2,276 | $ 491,054,000 | $ 215,753 | $ 104,934 |
| Cambridge-Newton-Framingham, MA | 1,819 | $ 719,333,000 | $ 395,455 | $ 155,000 |
| Boston, MA | 1,750 | $ 628,830,000 | $ 359,331 | $ 146,000 |
| Nassau County-Suffolk County, NY | 1,621 | $ 894,790,000 | $ 551,998 | $ 236,000 |
| Cleveland-Elyria, OH | 1,453 | $ 189,101,000 | $ 130,145 | $ 74,000 |
| Warren-Troy-Farmington Hills, MI | 1,354 | $ 246,066,000 | $ 181,732 | $ 96,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,323 | $ 380,502,000 | $ 287,605 | $ 150,000 |
| Philadelphia, PA | 1,230 | $ 258,658,000 | $ 210,291 | $ 108,000 |
| Pittsburgh, PA | 1,209 | $ 183,310,000 | $ 151,621 | $ 92,000 |
| Detroit-Dearborn-Livonia, MI | 1,074 | $ 95,228,000 | $ 88,666 | $ 68,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 872 | $ 93,256,000 | $ 106,944 | $ 74,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 630 | $ 395,918,000 | $ 628,441 | $ 216,566 |
| Rochester, NY | 588 | $ 62,085,000 | $ 105,586 | $ 68,000 |
| Chicago-Naperville-Arlington Heights, IL | 537 | $ 210,318,000 | $ 391,653 | $ 181,000 |
| Camden, NJ | 499 | $ 131,832,000 | $ 264,192 | $ 147,000 |
| Springfield, MA | 490 | $ 69,831,000 | $ 142,512 | $ 73,000 |
| Rockingham County-Strafford County, NH | 488 | $ 105,290,000 | $ 215,758 | $ 120,000 |
| Akron, OH | 393 | $ 43,336,000 | $ 110,269 | $ 71,000 |
| Manchester-Nashua, NH | 387 | $ 72,781,000 | $ 188,064 | $ 112,000 |
| Worcester, MA-CT | 367 | $ 89,043,000 | $ 242,623 | $ 120,286 |
| Albany-Schenectady-Troy, NY | 359 | $ 63,281,000 | $ 176,270 | $ 104,000 |
| Toledo, OH | 357 | $ 24,897,000 | $ 69,739 | $ 61,000 |
| Barnstable Town, MA | 345 | $ 103,786,000 | $ 300,828 | $ 164,000 |
| Newark, NJ-PA | 341 | $ 171,469,000 | $ 502,841 | $ 227,545 |
| Hartford-West Hartford-East Hartford, CT | 338 | $ 105,818,000 | $ 313,071 | $ 116,000 |
| Canton-Massillon, OH | 303 | $ 28,608,000 | $ 94,415 | $ 63,000 |
| Wilmington, DE-MD-NJ | 291 | $ 61,133,000 | $ 210,079 | $ 108,446 |
| Baltimore-Columbia-Towson, MD | 288 | $ 170,556,000 | $ 592,208 | $ 180,000 |
| New Haven-Milford, CT | 281 | $ 63,917,000 | $ 227,462 | $ 129,000 |
| Charleston-North Charleston, SC | 276 | $ 156,147,000 | $ 565,750 | $ 259,000 |
| Bridgeport-Stamford-Norwalk, CT | 257 | $ 208,846,000 | $ 812,630 | $ 339,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 226 | $ 26,403,000 | $ 116,827 | $ 64,000 |
| Charlotte-Concord-Gastonia, NC-SC | 205 | $ 117,897,000 | $ 575,107 | $ 251,585 |
| Ocean City, NJ | 203 | $ 127,450,000 | $ 627,832 | $ 371,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 183 | $ 63,513,000 | $ 347,065 | $ 204,519 |
| Winston-Salem, NC | 178 | $ 52,364,000 | $ 294,179 | $ 149,000 |
| Harrisburg-Carlisle, PA | 171 | $ 27,738,000 | $ 162,210 | $ 97,000 |
| Atlantic City-Hammonton, NJ | 165 | $ 64,128,000 | $ 388,654 | $ 285,000 |
| Indianapolis-Carmel-Anderson, IN | 165 | $ 36,542,000 | $ 221,466 | $ 116,000 |
| Salisbury, MD-DE | 165 | $ 56,114,000 | $ 340,084 | $ 179,545 |
| Norwich-New London, CT | 157 | $ 38,089,000 | $ 242,605 | $ 96,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 149 | $ 67,844,000 | $ 455,328 | $ 191,000 |
| Reading, PA | 144 | $ 20,024,000 | $ 139,055 | $ 73,000 |
| Syracuse, NY | 133 | $ 12,078,000 | $ 90,812 | $ 61,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 124 | $ 43,172,000 | $ 348,161 | $ 203,000 |
| Silver Spring-Frederick-Rockville, MD | 117 | $ 71,495,000 | $ 611,068 | $ 219,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 113 | $ 23,103,000 | $ 204,451 | $ 124,256 |
| Youngstown-Warren-Boardman, OH-PA | 113 | $ 10,670,000 | $ 94,424 | $ 63,442 |
| East Stroudsburg, PA | 107 | $ 15,373,000 | $ 143,672 | $ 83,000 |
| Dutchess County-Putnam County, NY | 97 | $ 26,615,000 | $ 274,381 | $ 121,000 |
| Columbus, OH | 95 | $ 18,794,000 | $ 197,831 | $ 108,000 |
| Portland-South Portland, ME | 91 | $ 23,656,000 | $ 259,956 | $ 164,000 |
| State College, PA | 90 | $ 18,074,000 | $ 200,822 | $ 91,000 |
| Lancaster, PA | 89 | $ 13,688,000 | $ 153,797 | $ 89,000 |
| Cincinnati, OH-KY-IN | 87 | $ 31,630,000 | $ 363,563 | $ 161,333 |
| Raleigh, NC | 87 | $ 50,879,000 | $ 584,816 | $ 218,000 |
| Dover, DE | 85 | $ 16,823,000 | $ 197,917 | $ 103,000 |
| Binghamton, NY | 77 | $ 5,472,000 | $ 71,064 | $ 65,000 |
| Burlington-South Burlington, VT | 77 | $ 16,921,000 | $ 219,753 | $ 124,000 |
| Ann Arbor, MI | 76 | $ 16,763,000 | $ 220,565 | $ 123,000 |
| Durham-Chapel Hill, NC | 70 | $ 41,723,000 | $ 596,042 | $ 248,000 |
| Erie, PA | 70 | $ 7,996,000 | $ 114,228 | $ 83,000 |
| Monroe, MI | 69 | $ 8,596,000 | $ 124,579 | $ 70,000 |
| Greensboro-High Point, NC | 63 | $ 20,825,000 | $ 330,555 | $ 160,000 |
| Richmond, VA | 63 | $ 25,646,000 | $ 407,079 | $ 156,000 |
| York-Hanover, PA | 62 | $ 8,971,000 | $ 144,693 | $ 95,000 |
| Utica-Rome, NY | 59 | $ 3,110,000 | $ 52,711 | $ 50,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 59 | $ 26,823,000 | $ 454,627 | $ 247,983 |
| Atlanta-Sandy Springs-Roswell, GA | 56 | $ 15,180,000 | $ 271,071 | $ 140,000 |
| Glens Falls, NY | 52 | $ 8,087,000 | $ 155,519 | $ 87,000 |
| Altoona, PA | 51 | $ 5,450,000 | $ 106,862 | $ 57,000 |
| Tampa-St. Petersburg-Clearwater, FL | 50 | $ 12,637,000 | $ 252,740 | $ 134,000 |
| Lake County-Kenosha County, IL-WI | 49 | $ 29,877,000 | $ 609,734 | $ 251,530 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 14,719,000 | $ 300,387 | $ 186,000 |
| Wilmington, NC | 48 | $ 16,664,000 | $ 347,166 | $ 141,000 |
| Grand Rapids-Wyoming, MI | 47 | $ 7,477,000 | $ 159,085 | $ 91,000 |
| Lansing-East Lansing, MI | 46 | $ 7,266,000 | $ 157,956 | $ 107,000 |
| Kingston, NY | 43 | $ 7,133,000 | $ 165,883 | $ 93,000 |
| Pittsfield, MA | 35 | $ 4,920,000 | $ 140,571 | $ 109,000 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 34,814,000 | $ 1,023,941 | $ 452,000 |
| Trenton, NJ | 34 | $ 20,864,000 | $ 613,647 | $ 260,000 |
| Flint, MI | 33 | $ 4,705,000 | $ 142,575 | $ 101,000 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 8,613,000 | $ 261,000 | $ 199,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 29 | $ 7,365,000 | $ 253,965 | $ 176,000 |
| Greenville-Anderson-Mauldin, SC | 29 | $ 7,015,000 | $ 241,896 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 28 | $ 9,555,000 | $ 341,250 | $ 277,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 6,170,000 | $ 228,518 | $ 204,000 |
| Miami-Miami Beach-Kendall, FL | 27 | $ 10,820,000 | $ 400,740 | $ 350,000 |
| Asheville, NC | 25 | $ 8,916,000 | $ 356,640 | $ 159,000 |
| Phoenix-Mesa-Scottsdale, AZ | 24 | $ 9,310,000 | $ 387,916 | $ 193,000 |
| Orlando-Kissimmee-Sanford, FL | 23 | $ 4,666,000 | $ 202,869 | $ 442,000 |
| Saginaw, MI | 23 | $ 1,495,000 | $ 65,000 | $ 62,000 |
| Elgin, IL | 21 | $ 5,221,000 | $ 248,619 | $ 126,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 9,514,000 | $ 475,700 | $ 154,000 |
| St. Louis, MO-IL | 20 | $ 3,392,000 | $ 169,600 | $ 109,600 |
| Gary, IN | 19 | $ 5,002,000 | $ 263,263 | $ 121,000 |
| Jacksonville, FL | 18 | $ 3,006,000 | $ 167,000 | $ 115,000 |
| Rochester, MN | 17 | $ 6,039,000 | $ 355,235 | $ 165,000 |
| Denver-Aurora-Lakewood, CO | 16 | $ 7,452,000 | $ 465,750 | $ 179,000 |
| Kalamazoo-Portage, MI | 16 | $ 1,952,000 | $ 122,000 | $ 103,000 |
| Columbia, SC | 15 | $ 3,741,000 | $ 249,400 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 2,723,000 | $ 194,500 | $ 179,000 |
| Port St. Lucie, FL | 13 | $ 2,563,000 | $ 197,153 | $ 163,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 13 | $ 5,572,000 | $ 428,615 | $ 206,615 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 11,409,000 | $ 877,615 | $ 411,000 |
| Dayton, OH | 12 | $ 2,257,000 | $ 188,083 | $ 125,000 |
| Las Vegas-Henderson-Paradise, NV | 12 | $ 2,503,000 | $ 208,583 | $ 122,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 7,984,000 | $ 665,333 | $ 261,000 |
| Vineland-Bridgeton, NJ | 12 | $ 2,513,000 | $ 209,416 | $ 102,000 |
| Dallas-Plano-Irving, TX | 11 | $ 43,591,000 | $ 3,962,818 | $ 105,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 5,410,000 | $ 491,818 | $ 282,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 1,889,000 | $ 171,727 | $ 94,000 |
| San Diego-Carlsbad, CA | 11 | $ 8,039,000 | $ 730,818 | $ 229,000 |
| Charlottesville, VA | 10 | $ 8,260,000 | $ 826,000 | $ 1,218,000 |
| Lebanon, PA | 10 | $ 1,792,000 | $ 179,200 | $ 104,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 10 | $ 4,273,000 | $ 427,300 | $ 250,000 |
| Spartanburg, SC | 10 | $ 1,620,000 | $ 162,000 | $ 90,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 2,399,000 | $ 266,555 | $ 106,333 |
| Ithaca, NY | 9 | $ 1,964,000 | $ 218,222 | $ 134,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 1,873,000 | $ 208,111 | $ 199,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 2,990,000 | $ 332,222 | $ 298,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 5,773,000 | $ 721,625 | $ 207,000 |
| Battle Creek, MI | 8 | $ 712,000 | $ 89,000 | $ 80,000 |
| Memphis, TN-MS-AR | 8 | $ 2,138,000 | $ 267,250 | $ 98,250 |
| Punta Gorda, FL | 8 | $ 1,560,000 | $ 195,000 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 649,000 | $ 92,714 | $ 43,857 |
| Kansas City, MO-KS | 7 | $ 1,810,000 | $ 258,571 | $ 181,000 |
| Austin-Round Rock, TX | 6 | $ 2,531,000 | $ 421,833 | $ 296,000 |
| Gettysburg, PA | 6 | $ 1,658,000 | $ 276,333 | $ 160,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 1,593,000 | $ 265,500 | $ 134,000 |
| Johnstown, PA | 6 | $ 1,022,000 | $ 170,333 | $ 56,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,619,000 | $ 269,833 | $ 95,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 2,075,000 | $ 345,833 | $ 171,000 |
| Muskegon, MI | 6 | $ 712,000 | $ 118,666 | $ 52,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,778,000 | $ 296,333 | $ 157,000 |
| Tacoma-Lakewood, WA | 6 | $ 2,429,000 | $ 404,833 | $ 232,000 |
| Boise City, ID | 5 | $ 1,273,000 | $ 254,600 | $ 186,000 |
| California-Lexington Park, MD | 5 | $ 1,305,000 | $ 261,000 | $ 83,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 839,000 | $ 167,800 | $ 87,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,765,000 | $ 353,000 | $ 341,000 |
| Ocala, FL | 5 | $ 889,000 | $ 177,800 | $ 69,000 |
| Watertown-Fort Drum, NY | 5 | $ 1,676,000 | $ 335,200 | $ 282,000 |
| Duluth, MN-WI | 4 | $ 1,402,000 | $ 350,500 | $ 346,000 |
| Florence, SC | 4 | $ 795,000 | $ 198,750 | $ 103,000 |
| New Orleans-Metairie, LA | 4 | $ 3,610,000 | $ 902,500 | $ 402,000 |
| Provo-Orem, UT | 4 | $ 642,000 | $ 160,500 | $ 94,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 2,357,000 | $ 589,250 | $ 201,000 |
| The Villages, FL | 4 | $ 774,000 | $ 193,500 | $ 128,000 |
| Williamsport, PA | 4 | $ 702,000 | $ 175,500 | $ 72,000 |
| Birmingham-Hoover, AL | 3 | $ 216,000 | $ 72,000 | $ 85,000 |
| Bloomsburg-Berwick, PA | 3 | $ 451,000 | $ 150,333 | $ 94,000 |
| Boulder, CO | 3 | $ 1,221,000 | $ 407,000 | $ 140,000 |
| Brunswick, GA | 3 | $ 715,000 | $ 238,333 | $ 195,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 2,595,000 | $ 865,000 | $ 388,000 |
| Elmira, NY | 3 | $ 698,000 | $ 232,666 | $ 236,000 |
| Jackson, MS | 3 | $ 536,000 | $ 178,666 | $ 57,000 |
| Jacksonville, NC | 3 | $ 435,000 | $ 145,000 | $ 108,000 |
| Johnson City, TN | 3 | $ 592,000 | $ 197,333 | $ 125,000 |
| Knoxville, TN | 3 | $ 693,000 | $ 231,000 | $ 100,000 |
| Lima, OH | 3 | $ 10,273,000 | $ 3,424,333 | $ 17,000 |
| Macon-Bibb County, GA | 3 | $ 258,000 | $ 86,000 | $ 112,000 |
| Midland, MI | 3 | $ 231,000 | $ 77,000 | $ 34,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 2,985,000 | $ 995,000 | $ 282,000 |
| Reno, NV | 3 | $ 574,000 | $ 191,333 | $ 150,000 |
| Salt Lake City, UT | 3 | $ 895,000 | $ 298,333 | $ 168,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 261,000 | $ 87,000 | $ 38,333 |
| Albuquerque, NM | 2 | $ 268,000 | $ 134,000 | $ 109,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 500,000 | $ 250,000 | $ 90,000 |
| Bakersfield, CA | 2 | $ 384,000 | $ 192,000 | $ 182,000 |
| Bangor, ME | 2 | $ 1,102,000 | $ 551,000 | $ 555,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 479,000 | $ 239,500 | $ 172,000 |
| Burlington, NC | 2 | $ 492,000 | $ 246,000 | $ 111,000 |
| Champaign-Urbana, IL | 2 | $ 811,000 | $ 405,500 | $ 447,000 |
| Chattanooga, TN-GA | 2 | $ 292,000 | $ 146,000 | $ 38,000 |
| Columbus, GA-AL | 2 | $ 242,000 | $ 121,000 | $ 50,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 403,000 | $ 201,500 | $ 103,000 |
| Des Moines-West Des Moines, IA | 2 | $ 259,000 | $ 129,500 | $ 73,000 |
| Eugene, OR | 2 | $ 279,000 | $ 139,500 | $ 40,000 |
| Fort Worth-Arlington, TX | 2 | $ 493,000 | $ 246,500 | $ 450,000 |
| Harrisonburg, VA | 2 | $ 878,000 | $ 439,000 | $ 139,000 |
| Jackson, MI | 2 | $ 116,000 | $ 58,000 | $ 64,000 |
| Kankakee, IL | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Kennewick-Richland, WA | 2 | $ 645,000 | $ 322,500 | $ 190,000 |
| Kokomo, IN | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Lafayette-West Lafayette, IN | 2 | $ 339,000 | $ 169,500 | $ 76,000 |
| Las Cruces, NM | 2 | $ 269,000 | $ 134,500 | $ 94,000 |
| Lewiston-Auburn, ME | 2 | $ 374,000 | $ 187,000 | $ 391,000 |
| Napa, CA | 2 | $ 2,140,000 | $ 1,070,000 | $ 424,000 |
| Ogden-Clearfield, UT | 2 | $ 851,000 | $ 425,500 | $ 189,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 384,000 | $ 192,000 | $ 277,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 215,000 | $ 107,500 | $ 33,000 |
| Peoria, IL | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Roanoke, VA | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| San Antonio-New Braunfels, TX | 2 | $ 888,000 | $ 444,000 | $ 273,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 551,000 | $ 275,500 | $ 174,000 |
| Sebring, FL | 2 | $ 318,000 | $ 159,000 | $ 143,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 147,000 | $ 73,500 | $ 63,000 |
| Springfield, IL | 2 | $ 185,000 | $ 92,500 | $ 52,000 |
| Wheeling, WV-OH | 2 | $ 487,000 | $ 243,500 | $ 88,000 |
| Winchester, VA-WV | 2 | $ 804,000 | $ 402,000 | $ 238,000 |
| Alexandria, LA | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Appleton, WI | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Athens-Clarke County, GA | 1 | $ 116,000 | $ 116,000 | $ 79,000 |
| Bay City, MI | 1 | $ 94,000 | $ 94,000 | $ 59,000 |
| Bloomington, IN | 1 | $ 850,000 | $ 850,000 | $ 293,000 |
| Carbondale-Marion, IL | 1 | $ 160,000 | $ 160,000 | $ 117,000 |
| Charleston, WV | 1 | $ 170,000 | $ 170,000 | $ 127,000 |
| Coeur D'Alene, ID | 1 | $ 300,000 | $ 300,000 | $ 142,000 |
| Colorado Springs, CO | 1 | $ 152,000 | $ 152,000 | $ 117,000 |
| Columbus, IN | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 247,000 | $ 247,000 | $ 190,000 |
| Dothan, AL | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| Elkhart-Goshen, IN | 1 | $ 621,000 | $ 621,000 | $ 305,000 |
| Evansville, IN-KY | 1 | $ 1,205,000 | $ 1,205,000 | $ 400,000 |
| Farmington, NM | 1 | $ 263,000 | $ 263,000 | $ 92,000 |
| Fayetteville, NC | 1 | $ 301,000 | $ 301,000 | $ 52,000 |
| Fort Collins, CO | 1 | $ 228,000 | $ 228,000 | $ 234,000 |
| Fort Smith, AR-OK | 1 | $ 170,000 | $ 170,000 | $ 246,000 |
| Fresno, CA | 1 | $ 109,000 | $ 109,000 | $ 52,000 |
| Gadsden, AL | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Gainesville, FL | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Greeley, CO | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| Hammond, LA | 1 | $ 94,000 | $ 94,000 | $ 94,000 |
| Iowa City, IA | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 160,000 | $ 160,000 | $ 166,000 |
| Lynchburg, VA | 1 | $ 350,000 | $ 350,000 | $ 252,000 |
| Mankato-North Mankato, MN | 1 | $ 143,000 | $ 143,000 | $ 231,000 |
| Medford, OR | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Modesto, CA | 1 | $ 376,000 | $ 376,000 | $ 104,000 |
| Montgomery, AL | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Morgantown, WV | 1 | $ 760,000 | $ 760,000 | $ 475,000 |
| Muncie, IN | 1 | $ 110,000 | $ 110,000 | $ 96,000 |
| Oklahoma City, OK | 1 | $ 109,000 | $ 109,000 | $ 51,000 |
| Olympia-Tumwater, WA | 1 | $ 424,000 | $ 424,000 | $ 180,000 |
| Owensboro, KY | 1 | $ 49,000 | $ 49,000 | $ 150,000 |
| Panama City, FL | 1 | $ 227,000 | $ 227,000 | $ 60,000 |
| Parkersburg-Vienna, WV | 1 | $ 80,000 | $ 80,000 | $ 87,000 |
| Prescott, AZ | 1 | $ 275,000 | $ 275,000 | $ 217,000 |
| Racine, WI | 1 | $ 212,000 | $ 212,000 | $ 400,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 378,000 | $ 378,000 | $ 453,000 |
| Santa Rosa, CA | 1 | $ 600,000 | $ 600,000 | $ 365,000 |
| Savannah, GA | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Sioux Falls, SD | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Spokane-Spokane Valley, WA | 1 | $ 48,000 | $ 48,000 | $ 75,000 |
| Springfield, MO | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Springfield, OH | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| St. Joseph, MO-KS | 1 | $ 82,000 | $ 82,000 | $ 84,000 |
| Staunton-Waynesboro, VA | 1 | $ 347,000 | $ 347,000 | $ 425,000 |
| Stockton-Lodi, CA | 1 | $ 147,000 | $ 147,000 | $ 116,000 |
| Sumter, SC | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Tallahassee, FL | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Terre Haute, IN | 1 | $ 351,000 | $ 351,000 | $ 138,000 |
| Tucson, AZ | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Tulsa, OK | 1 | $ 249,000 | $ 249,000 | $ 185,000 |
| Wichita, KS | 1 | $ 54,000 | $ 54,000 | $ 752,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,359 | $7,024,144,000 | $404,000 | $40,300,000 | $177,000 | $7,790,000 |
| Refinancing | 13,977 | $3,271,562,000 | $234,000 | $17,000,000 | $123,000 | $6,702,000 |
| Home Improvement | 3,329 | $584,569,000 | $175,000 | $5,200,000 | $94,000 | $2,950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,598 | $6,482,923,000 | $286,000 | $5,050,000 | $144,000 | $7,136,000 |
| Not Provided | 6,186 | $2,771,470,000 | $448,000 | $8,715,000 | $203,000 | $6,923,000 |
| Black or African American | 2,010 | $263,613,000 | $131,000 | $2,000,000 | $77,000 | $7,790,000 |
| Asian | 1,915 | $775,573,000 | $404,000 | $3,690,000 | $157,000 | $1,710,000 |
| Hispanic | 1,488 | $295,371,000 | $198,000 | $2,768,000 | $93,000 | $1,934,000 |
| Not applicable | 317 | $257,631,000 | $812,000 | $40,300,000 | $0 | $61,000 |
| American Indian or Alaskan Native | 102 | $22,406,000 | $219,000 | $2,000,000 | $124,000 | $1,536,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $11,288,000 | $230,000 | $1,220,000 | $119,000 | $431,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,918 | $10,333,570,000 | $323,000 | $40,300,000 | $154,000 | $7,790,000 |
| FHA-insured (Federal Housing Administration) | 2,164 | $409,994,000 | $189,000 | $746,000 | $68,000 | $2,820,000 |
| VA-guaranteed (Veterans Administration) | 583 | $136,711,000 | $234,000 | $755,000 | $86,000 | $481,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,001 | $7,063,799,000 | $336,000 | $40,300,000 | $161,000 | $7,790,000 |
| Application Denied By Financial Institution | 6,605 | $1,845,171,000 | $279,000 | $39,400,000 | $125,000 | $6,745,000 |
| File Closed For Incompleteness | 2,964 | $817,947,000 | $275,000 | $6,150,000 | $136,000 | $6,923,000 |
| Application Withdrawn By Applicant | 2,596 | $906,880,000 | $349,000 | $24,000,000 | $153,000 | $3,903,000 |
| Loan Purchased By The Institution | 1,170 | $159,337,000 | $136,000 | $441,000 | $53,000 | $471,000 |
| Application Approved But Not Accepted | 329 | $87,141,000 | $264,000 | $2,625,000 | $147,000 | $4,697,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,860 | $450,033,000 | $241,000 | $5,600,000 | $75,000 | $1,138,000 |
| Collateral | 1,459 | $520,750,000 | $356,000 | $6,700,000 | $174,000 | $4,094,000 |
| Credit History | 949 | $120,187,000 | $126,000 | $2,550,000 | $76,000 | $2,449,000 |
| Other | 638 | $108,881,000 | $170,000 | $39,400,000 | $110,000 | $5,645,000 |
| Unverifiable Information | 630 | $235,045,000 | $373,000 | $6,150,000 | $169,000 | $6,745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 529 | $218,544,000 | $413,000 | $3,300,000 | $165,000 | $1,439,000 |
| Credit Application Incomplete | 496 | $183,228,000 | $369,000 | $8,715,000 | $192,000 | $6,702,000 |
| Employment History | 41 | $7,734,000 | $188,000 | $848,000 | $58,000 | $278,000 |
| Mortgage Insurance Denied | 2 | $594,000 | $297,000 | $423,000 | $133,000 | $146,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About