Citizens Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Citizens Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Citizens Bank, National Association
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 196,851
Total Mortgage Loan Application Amount $43,240,635,000
Average Mortgage Loan Application Amount $186,166
Highest Mortgage Loan Application Amount $61,565,000
Average Applicant Income $97,666
Highest Applicant Income $9,385,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Citizens Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Citizens Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Citizens Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank, National Association's mortgage activity for 2019.

Mortgage Loan Application Totals for Citizens Bank, National Association by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex County Massachusetts 6,220 $ 1,933,460,000 $ 310,000 $ 167,000
Philadelphia County Pennsylvania 4,996 $ 713,960,000 $ 142,000 $ 81,000
Allegheny County Pennsylvania 4,918 $ 641,130,000 $ 130,000 $ 95,000
Providence County Rhode Island 4,180 $ 592,090,000 $ 141,000 $ 90,000
Norfolk County Massachusetts 3,790 $ 1,040,680,000 $ 274,000 $ 163,000
Montgomery County Pennsylvania 3,667 $ 798,015,000 $ 217,000 $ 134,000
Erie County New York 3,653 $ 397,055,000 $ 108,000 $ 85,000
Wayne County Michigan 3,113 $ 331,055,000 $ 106,000 $ 80,000
Cuyahoga County Ohio 3,098 $ 370,000,000 $ 119,000 $ 91,000
Oakland County Michigan 2,789 $ 504,675,000 $ 180,000 $ 119,000
Bucks County Pennsylvania 2,642 $ 526,990,000 $ 199,000 $ 123,000
Suffolk County Massachusetts 2,600 $ 694,640,000 $ 267,000 $ 124,000
Plymouth County Massachusetts 2,328 $ 454,990,000 $ 195,000 $ 139,000
Essex County Massachusetts 2,255 $ 546,515,000 $ 242,000 $ 137,000
Delaware County Pennsylvania 2,092 $ 373,200,000 $ 178,000 $ 119,000
Monroe County New York 2,075 $ 228,905,000 $ 110,000 $ 81,000
Chester County Pennsylvania 1,979 $ 450,365,000 $ 227,000 $ 150,000
Macomb County Michigan 1,949 $ 243,145,000 $ 124,000 $ 81,000
Nassau County New York 1,808 $ 738,710,000 $ 408,000 $ 206,000
Hillsborough County New Hampshire 1,740 $ 275,450,000 $ 158,000 $ 112,000
Suffolk County New York 1,710 $ 637,320,000 $ 372,000 $ 207,000
Bristol County Massachusetts 1,705 $ 280,045,000 $ 164,000 $ 114,000
Kent County Rhode Island 1,693 $ 233,215,000 $ 137,000 $ 98,000
Rockingham County New Hampshire 1,674 $ 306,440,000 $ 183,000 $ 126,000
Kings County New York 1,627 $ 930,335,000 $ 571,000 $ 231,000
Barnstable County Massachusetts 1,455 $ 315,125,000 $ 216,000 $ 146,000
New Haven County Connecticut 1,342 $ 249,730,000 $ 186,000 $ 115,000
Worcester County Massachusetts 1,301 $ 251,625,000 $ 193,000 $ 122,000
Queens County New York 1,276 $ 423,590,000 $ 331,000 $ 148,000
Summit County Ohio 1,211 $ 125,415,000 $ 103,000 $ 80,000
Washington County Rhode Island 1,120 $ 215,790,000 $ 192,000 $ 126,000
Westmoreland County Pennsylvania 1,117 $ 125,685,000 $ 112,000 $ 84,000
Westchester County New York 1,094 $ 428,950,000 $ 392,000 $ 247,000
Hampden County Massachusetts 1,088 $ 135,610,000 $ 124,000 $ 76,000
Fairfield County Connecticut 1,050 $ 458,280,000 $ 436,000 $ 240,000
New Castle County Delaware 1,035 $ 152,775,000 $ 147,000 $ 102,000
Cook County Illinois 1,008 $ 322,270,000 $ 319,000 $ 151,000
Stark County Ohio 981 $ 100,065,000 $ 102,000 $ 76,000
Hartford County Connecticut 956 $ 188,190,000 $ 196,000 $ 128,000
Maricopa County Arizona 949 $ 254,005,000 $ 267,000 $ 124,000
Lancaster County Nebraska 946 $ 200,530,000 $ 211,000 $ 103,000
Lucas County Ohio 928 $ 96,310,000 $ 103,000 $ 76,000
Harris County Texas 908 $ 225,790,000 $ 248,000 $ 129,000
New York County New York 884 $ 783,140,000 $ 885,000 $ 426,000
Berks County Pennsylvania 855 $ 97,525,000 $ 114,000 $ 78,000
Lancaster County Pennsylvania 795 $ 125,175,000 $ 157,000 $ 97,000
Bergen County New Jersey 780 $ 262,460,000 $ 336,000 $ 195,000
Clark County Nevada 773 $ 201,215,000 $ 260,000 $ 93,000
Linn County Iowa 755 $ 133,195,000 $ 176,000 $ 98,000
Luzerne County Pennsylvania 740 $ 71,860,000 $ 97,000 $ 73,000
Burlington County New Jersey 731 $ 148,315,000 $ 202,000 $ 158,000
Los Angeles County California 728 $ 348,010,000 $ 478,000 $ 160,000
Davidson County Tennessee 726 $ 205,470,000 $ 283,000 $ 125,000
Camden County New Jersey 712 $ 117,950,000 $ 165,000 $ 121,000
Beaver County Pennsylvania 704 $ 76,930,000 $ 109,000 $ 75,000
Washington County Pennsylvania 697 $ 94,435,000 $ 135,000 $ 107,000
New London County Connecticut 686 $ 103,280,000 $ 150,000 $ 106,000
Albany County New York 674 $ 91,170,000 $ 135,000 $ 100,000
Minnehaha County South Dakota 640 $ 142,980,000 $ 223,000 $ 96,000
Fairfax County Virginia 624 $ 424,370,000 $ 680,000 $ 203,000
Niagara County New York 619 $ 58,055,000 $ 93,000 $ 77,000
Cumberland County Pennsylvania 608 $ 109,490,000 $ 180,000 $ 105,000
Sussex County Delaware 604 $ 136,710,000 $ 226,000 $ 145,000
Onondaga County New York 592 $ 69,690,000 $ 117,000 $ 85,000
Dauphin County Pennsylvania 587 $ 89,565,000 $ 152,000 $ 89,000
Cape May County New Jersey 585 $ 325,795,000 $ 556,000 $ 368,000
Middlesex County Connecticut 584 $ 90,090,000 $ 154,000 $ 106,000
Franklin County Ohio 582 $ 113,700,000 $ 195,000 $ 106,000
Butler County Pennsylvania 577 $ 98,035,000 $ 169,000 $ 105,000
Lake County Ohio 560 $ 66,120,000 $ 118,000 $ 81,000
Montgomery County Maryland 556 $ 304,110,000 $ 546,000 $ 231,000
Orange County New York 549 $ 89,275,000 $ 162,000 $ 114,000
Merrimack County New Hampshire 542 $ 78,880,000 $ 145,000 $ 109,000
Wake County North Carolina 538 $ 191,980,000 $ 356,000 $ 152,000
York County Pennsylvania 526 $ 75,470,000 $ 143,000 $ 87,000
Montgomery County Tennessee 515 $ 109,445,000 $ 212,000 $ 88,000
Monmouth County New Jersey 513 $ 156,225,000 $ 304,000 $ 213,000
Douglas County Nebraska 497 $ 103,175,000 $ 207,000 $ 118,000
Palm Beach County Florida 478 $ 140,010,000 $ 292,000 $ 162,000
Bristol County Rhode Island 478 $ 94,520,000 $ 197,000 $ 123,000
Shelby County Tennessee 467 $ 95,505,000 $ 204,000 $ 111,000
Ocean County New Jersey 462 $ 125,070,000 $ 270,000 $ 181,000
Newport County Rhode Island 457 $ 107,635,000 $ 235,000 $ 142,000
Williamson County Tennessee 455 $ 173,825,000 $ 382,000 $ 141,000
Dallas County Texas 455 $ 121,415,000 $ 266,000 $ 147,000
Tarrant County Texas 450 $ 109,100,000 $ 242,000 $ 116,000
Strafford County New Hampshire 439 $ 64,455,000 $ 146,000 $ 105,000
Hamilton County Ohio 430 $ 70,080,000 $ 162,000 $ 83,000
Rockland County New York 425 $ 124,845,000 $ 293,000 $ 190,000
Saratoga County New York 423 $ 69,345,000 $ 163,000 $ 107,000
Collin County Texas 420 $ 128,770,000 $ 306,000 $ 142,000
Middlesex County New Jersey 407 $ 85,465,000 $ 209,000 $ 126,000
Fulton County Georgia 406 $ 121,730,000 $ 299,000 $ 151,000
Arapahoe County Colorado 392 $ 124,050,000 $ 316,000 $ 112,000
Lorain County Ohio 388 $ 56,850,000 $ 146,000 $ 94,000
Monroe County Pennsylvania 388 $ 42,860,000 $ 110,000 $ 82,000
Jefferson County Alabama 383 $ 95,055,000 $ 248,000 $ 115,000
Jefferson County Kentucky 382 $ 77,610,000 $ 203,000 $ 95,000
Denton County Texas 372 $ 111,080,000 $ 298,000 $ 135,000
Atlantic County New Jersey 368 $ 108,300,000 $ 294,000 $ 198,000
Essex County New Jersey 367 $ 109,505,000 $ 298,000 $ 182,000
Charleston County South Carolina 357 $ 181,265,000 $ 507,000 $ 241,000
Dutchess County New York 355 $ 57,375,000 $ 161,000 $ 116,000
Marion County Indiana 351 $ 64,435,000 $ 183,000 $ 89,000
Richmond County New York 349 $ 79,205,000 $ 226,000 $ 147,000
Centre County Pennsylvania 349 $ 63,175,000 $ 181,000 $ 109,000
Douglas County Colorado 348 $ 133,800,000 $ 384,000 $ 141,000
Cobb County Georgia 348 $ 95,870,000 $ 275,000 $ 127,000
Carroll County New Hampshire 346 $ 58,570,000 $ 169,000 $ 114,000
Medina County Ohio 337 $ 48,585,000 $ 144,000 $ 100,000
Belknap County New Hampshire 333 $ 58,825,000 $ 176,000 $ 122,000
Scott County Iowa 329 $ 65,995,000 $ 200,000 $ 113,000
Kent County Delaware 323 $ 39,345,000 $ 121,000 $ 86,000
Washtenaw County Michigan 321 $ 63,485,000 $ 197,000 $ 121,000
Milwaukee County Wisconsin 319 $ 59,835,000 $ 187,000 $ 94,000
Waukesha County Wisconsin 319 $ 84,895,000 $ 266,000 $ 122,000
Livingston County Michigan 317 $ 56,895,000 $ 179,000 $ 100,000
Erie County Pennsylvania 317 $ 30,615,000 $ 96,000 $ 69,000
Benton County Arkansas 316 $ 60,040,000 $ 190,000 $ 87,000
Okaloosa County Florida 314 $ 78,070,000 $ 248,000 $ 85,000
San Diego County California 313 $ 136,015,000 $ 434,000 $ 148,000
Bronx County New York 311 $ 61,855,000 $ 198,000 $ 107,000
Gwinnett County Georgia 310 $ 75,960,000 $ 245,000 $ 99,000
Orange County California 309 $ 142,955,000 $ 462,000 $ 153,000
St. Louis County Missouri 308 $ 78,560,000 $ 255,000 $ 138,000
Mecklenburg County North Carolina 306 $ 131,210,000 $ 428,000 $ 206,000
Pulaski County Arkansas 305 $ 64,425,000 $ 211,000 $ 130,000
El Paso County Colorado 305 $ 93,795,000 $ 307,000 $ 109,000
York County Maine 305 $ 72,075,000 $ 236,000 $ 128,000
Rensselaer County New York 305 $ 34,945,000 $ 114,000 $ 93,000
Broward County Florida 304 $ 89,860,000 $ 295,000 $ 143,000
Hamilton County Indiana 300 $ 85,610,000 $ 285,000 $ 138,000
Gloucester County New Jersey 300 $ 41,820,000 $ 139,000 $ 114,000
Polk County Florida 297 $ 58,615,000 $ 197,000 $ 91,000
Montgomery County Texas 297 $ 78,895,000 $ 265,000 $ 148,000
Hillsborough County Florida 296 $ 78,160,000 $ 264,000 $ 127,000
Lee County Florida 294 $ 67,270,000 $ 228,000 $ 133,000
Santa Rosa County Florida 294 $ 66,060,000 $ 224,000 $ 87,000
Riverside County California 291 $ 94,505,000 $ 324,000 $ 117,000
Hudson County New Jersey 290 $ 94,070,000 $ 324,000 $ 174,000
Broome County New York 289 $ 26,095,000 $ 90,000 $ 61,000
Butler County Ohio 289 $ 51,615,000 $ 178,000 $ 83,000
Sumner County Tennessee 286 $ 68,380,000 $ 239,000 $ 91,000
Washington County Arkansas 282 $ 55,100,000 $ 195,000 $ 100,000
Adams County Colorado 281 $ 81,725,000 $ 290,000 $ 96,000
Knox County Tennessee 279 $ 62,905,000 $ 225,000 $ 105,000
Warren County Ohio 276 $ 67,140,000 $ 243,000 $ 119,000
Morris County New Jersey 274 $ 86,590,000 $ 316,000 $ 203,000
Blair County Pennsylvania 274 $ 28,390,000 $ 103,000 $ 66,000
Rutherford County Tennessee 271 $ 65,235,000 $ 240,000 $ 91,000
Greenville County South Carolina 270 $ 57,090,000 $ 211,000 $ 92,000
Fort Bend County Texas 270 $ 72,970,000 $ 270,000 $ 142,000
District of Columbia County District Of Columbia 269 $ 169,585,000 $ 630,000 $ 228,000
Escambia County Florida 267 $ 47,115,000 $ 176,000 $ 87,000
Salt Lake County Utah 265 $ 78,945,000 $ 297,000 $ 110,000
Lincoln County South Dakota 262 $ 65,330,000 $ 249,000 $ 114,000
Utah County Utah 262 $ 72,780,000 $ 277,000 $ 93,000
Mahoning County Ohio 260 $ 25,580,000 $ 98,000 $ 73,000
Orange County Florida 259 $ 69,385,000 $ 267,000 $ 125,000
Wilson County Tennessee 258 $ 73,500,000 $ 284,000 $ 105,000
Jefferson County Colorado 255 $ 80,605,000 $ 316,000 $ 111,000
Pinellas County Florida 254 $ 59,210,000 $ 233,000 $ 114,000
Chittenden County Vermont 254 $ 46,530,000 $ 183,000 $ 119,000
Geauga County Ohio 253 $ 40,855,000 $ 161,000 $ 105,000
San Bernardino County California 251 $ 78,485,000 $ 312,000 $ 113,000
Baldwin County Alabama 249 $ 56,945,000 $ 228,000 $ 106,000
Union County New Jersey 248 $ 74,900,000 $ 302,000 $ 191,000
DuPage County Illinois 247 $ 72,605,000 $ 293,000 $ 155,000
El Paso County Texas 246 $ 39,380,000 $ 160,000 $ 77,000
Sarpy County Nebraska 244 $ 54,210,000 $ 222,000 $ 104,000
Madison County Alabama 243 $ 52,965,000 $ 217,000 $ 113,000
Grafton County New Hampshire 242 $ 39,400,000 $ 162,000 $ 122,000
Oklahoma County Oklahoma 242 $ 48,710,000 $ 201,000 $ 109,000
Lehigh County Pennsylvania 242 $ 45,460,000 $ 187,000 $ 124,000
Loudoun County Virginia 242 $ 113,970,000 $ 470,000 $ 165,000
Shelby County Alabama 240 $ 59,530,000 $ 248,000 $ 103,000
Warren County Kentucky 240 $ 52,370,000 $ 218,000 $ 102,000
Schenectady County New York 237 $ 26,605,000 $ 112,000 $ 81,000
Wichita County Texas 235 $ 35,145,000 $ 149,000 $ 86,000
Sacramento County California 234 $ 78,110,000 $ 333,000 $ 115,000
Horry County South Carolina 234 $ 72,390,000 $ 309,000 $ 149,000
Chesterfield County Virginia 231 $ 55,015,000 $ 238,000 $ 118,000
Denver County Colorado 228 $ 78,740,000 $ 345,000 $ 143,000
Monroe County Michigan 224 $ 30,300,000 $ 135,000 $ 80,000
Wayne County New York 224 $ 18,900,000 $ 84,000 $ 75,000
Flagler County Florida 222 $ 45,700,000 $ 205,000 $ 96,000
DeKalb County Georgia 222 $ 63,770,000 $ 287,000 $ 128,000
Ontario County New York 222 $ 28,790,000 $ 129,000 $ 107,000
Henrico County Virginia 220 $ 57,410,000 $ 260,000 $ 126,000
Will County Illinois 215 $ 53,155,000 $ 247,000 $ 124,000
Forsyth County North Carolina 214 $ 61,690,000 $ 288,000 $ 143,000
Ulster County New York 212 $ 36,760,000 $ 173,000 $ 142,000
Hampshire County Massachusetts 211 $ 31,635,000 $ 149,000 $ 95,000
Bexar County Texas 210 $ 51,110,000 $ 243,000 $ 124,000
Northampton County Pennsylvania 209 $ 36,575,000 $ 175,000 $ 118,000
Pima County Arizona 208 $ 46,070,000 $ 221,000 $ 108,000
Cumberland County Maine 204 $ 53,900,000 $ 264,000 $ 135,000
Oneida County New York 204 $ 20,280,000 $ 99,000 $ 67,000
Columbia County Georgia 202 $ 42,450,000 $ 210,000 $ 100,000
Polk County Iowa 202 $ 40,140,000 $ 198,000 $ 102,000
Lake County Indiana 200 $ 36,280,000 $ 181,000 $ 99,000
Mercer County New Jersey 200 $ 46,770,000 $ 233,000 $ 175,000
Passaic County New Jersey 199 $ 36,285,000 $ 182,000 $ 109,000
Bradley County Tennessee 199 $ 37,685,000 $ 189,000 $ 83,000
Hamilton County Tennessee 198 $ 70,120,000 $ 354,000 $ 103,000
Ada County Idaho 196 $ 55,580,000 $ 283,000 $ 100,000
Anne Arundel County Maryland 195 $ 78,205,000 $ 401,000 $ 152,000
Somerset County New Jersey 194 $ 54,020,000 $ 278,000 $ 182,000
Sarasota County Florida 190 $ 48,960,000 $ 257,000 $ 146,000
Forsyth County Georgia 190 $ 60,270,000 $ 317,000 $ 118,000
Lubbock County Texas 190 $ 34,990,000 $ 184,000 $ 111,000
Aiken County South Carolina 189 $ 30,535,000 $ 161,000 $ 78,000
Mercer County Pennsylvania 186 $ 18,120,000 $ 97,000 $ 76,000
Genesee County Michigan 184 $ 24,330,000 $ 132,000 $ 82,000
Duval County Florida 182 $ 42,530,000 $ 233,000 $ 108,000
Portage County Ohio 179 $ 23,735,000 $ 132,000 $ 95,000
Buncombe County North Carolina 177 $ 47,565,000 $ 268,000 $ 106,000
Manatee County Florida 176 $ 50,180,000 $ 285,000 $ 129,000
Pike County Pennsylvania 176 $ 22,130,000 $ 125,000 $ 93,000
Rutland County Vermont 173 $ 25,205,000 $ 145,000 $ 98,000
Hennepin County Minnesota 171 $ 62,585,000 $ 365,000 $ 163,000
St. Charles County Missouri 170 $ 39,090,000 $ 229,000 $ 112,000
Collier County Florida 169 $ 54,455,000 $ 322,000 $ 224,000
Jefferson County Texas 169 $ 31,895,000 $ 188,000 $ 103,000
Multnomah County Oregon 168 $ 51,370,000 $ 305,000 $ 111,000
Pierce County Washington 168 $ 55,200,000 $ 328,000 $ 119,000
King County Washington 167 $ 69,415,000 $ 415,000 $ 146,000
Miami-Dade County Florida 165 $ 63,615,000 $ 385,000 $ 194,000
Cherokee County Georgia 165 $ 42,355,000 $ 256,000 $ 108,000
St. Tammany County Louisiana 165 $ 40,675,000 $ 246,000 $ 118,000
Armstrong County Pennsylvania 165 $ 15,095,000 $ 91,000 $ 63,000
Calcasieu County Louisiana 164 $ 35,410,000 $ 215,000 $ 109,000
Delaware County Ohio 162 $ 43,990,000 $ 271,000 $ 148,000
Wood County Ohio 162 $ 22,960,000 $ 141,000 $ 108,000
Weld County Colorado 159 $ 44,225,000 $ 278,000 $ 98,000
St. Lucie County Florida 159 $ 31,795,000 $ 199,000 $ 105,000
Tulsa County Oklahoma 157 $ 30,365,000 $ 193,000 $ 112,000
Windham County Connecticut 155 $ 18,095,000 $ 116,000 $ 89,000
Fayette County Kentucky 151 $ 30,785,000 $ 203,000 $ 109,000
Brunswick County North Carolina 151 $ 41,115,000 $ 272,000 $ 152,000
Dare County North Carolina 151 $ 55,145,000 $ 365,000 $ 207,000
Cass County North Dakota 149 $ 35,965,000 $ 241,000 $ 115,000
Boone County Kentucky 148 $ 29,470,000 $ 199,000 $ 110,000
Prince George's County Maryland 147 $ 46,335,000 $ 315,000 $ 113,000
Davis County Utah 147 $ 44,165,000 $ 300,000 $ 96,000
Arlington County Virginia 147 $ 108,545,000 $ 738,000 $ 305,000
Travis County Texas 146 $ 45,230,000 $ 309,000 $ 145,000
Trumbull County Ohio 145 $ 12,015,000 $ 82,000 $ 60,000
Montgomery County Ohio 144 $ 20,240,000 $ 140,000 $ 68,000
Litchfield County Connecticut 143 $ 32,855,000 $ 229,000 $ 160,000
Windsor County Vermont 143 $ 21,775,000 $ 152,000 $ 100,000
Volusia County Florida 142 $ 32,240,000 $ 227,000 $ 110,000
Sullivan County New Hampshire 142 $ 15,730,000 $ 110,000 $ 84,000
Prince William County Virginia 142 $ 56,960,000 $ 401,000 $ 180,000
Alameda County California 141 $ 67,965,000 $ 482,000 $ 169,000
Baltimore County Maryland 140 $ 37,780,000 $ 269,000 $ 120,000
Columbiana County Ohio 139 $ 12,785,000 $ 91,000 $ 58,000
Seminole County Florida 138 $ 37,300,000 $ 270,000 $ 110,000
Richmond County Georgia 135 $ 19,205,000 $ 142,000 $ 76,000
Clackamas County Oregon 135 $ 45,945,000 $ 340,000 $ 121,000
Rock Island County Illinois 133 $ 17,785,000 $ 133,000 $ 82,000
McCracken County Kentucky 133 $ 23,055,000 $ 173,000 $ 93,000
Garland County Arkansas 132 $ 23,840,000 $ 180,000 $ 100,000
Pasco County Florida 132 $ 30,770,000 $ 233,000 $ 116,000
Allen County Indiana 132 $ 21,660,000 $ 164,000 $ 76,000
Shiawassee County Michigan 132 $ 11,990,000 $ 90,000 $ 61,000
Lawrence County Pennsylvania 132 $ 12,100,000 $ 91,000 $ 63,000
Clermont County Ohio 131 $ 26,015,000 $ 198,000 $ 103,000
Warren County New York 130 $ 17,850,000 $ 137,000 $ 108,000
Dane County Wisconsin 130 $ 35,990,000 $ 276,000 $ 122,000
Cheshire County New Hampshire 128 $ 16,500,000 $ 128,000 $ 82,000
Tuscaloosa County Alabama 126 $ 28,710,000 $ 227,000 $ 113,000
Johnson County Indiana 125 $ 28,625,000 $ 229,000 $ 100,000
Robertson County Tennessee 125 $ 28,345,000 $ 226,000 $ 82,000
Johnson County Kansas 124 $ 31,980,000 $ 257,000 $ 111,000
Ellis County Texas 124 $ 34,090,000 $ 274,000 $ 120,000
Kent County Michigan 123 $ 21,335,000 $ 173,000 $ 112,000
Lackawanna County Pennsylvania 123 $ 13,685,000 $ 111,000 $ 93,000
Venango County Pennsylvania 123 $ 12,885,000 $ 104,000 $ 74,000
Galveston County Texas 123 $ 30,595,000 $ 248,000 $ 149,000
Frederick County Maryland 121 $ 42,175,000 $ 348,000 $ 124,000
Burleigh County North Dakota 121 $ 30,465,000 $ 251,000 $ 117,000
Madison County Idaho 119 $ 25,435,000 $ 213,000 $ 133,000
Porter County Indiana 119 $ 26,365,000 $ 221,000 $ 103,000
Kenton County Kentucky 119 $ 22,025,000 $ 185,000 $ 84,000
Howard County Maryland 119 $ 52,075,000 $ 437,000 $ 176,000
Guilford County North Carolina 119 $ 36,515,000 $ 306,000 $ 154,000
Faulkner County Arkansas 117 $ 22,825,000 $ 195,000 $ 92,000
Berkshire County Massachusetts 116 $ 16,750,000 $ 144,000 $ 109,000
Fairfield County Ohio 115 $ 24,065,000 $ 209,000 $ 103,000
Williamson County Texas 113 $ 29,405,000 $ 260,000 $ 134,000
Santa Clara County California 112 $ 53,130,000 $ 474,000 $ 187,000
Johnson County Iowa 112 $ 25,060,000 $ 223,000 $ 103,000
Saline County Arkansas 111 $ 20,415,000 $ 183,000 $ 87,000
Ventura County California 110 $ 49,210,000 $ 447,000 $ 130,000
Terrebonne County Louisiana 110 $ 21,650,000 $ 196,000 $ 110,000
Washington County New York 110 $ 11,700,000 $ 106,000 $ 67,000
Ward County North Dakota 110 $ 25,800,000 $ 234,000 $ 107,000
Franklin County Pennsylvania 110 $ 16,250,000 $ 147,000 $ 76,000
St. Clair County Michigan 109 $ 15,115,000 $ 138,000 $ 94,000
Greene County Missouri 107 $ 16,295,000 $ 152,000 $ 75,000
Berkeley County West Virginia 107 $ 20,695,000 $ 193,000 $ 91,000
Lamar County Mississippi 106 $ 21,400,000 $ 201,000 $ 89,000
Bonneville County Idaho 105 $ 22,455,000 $ 213,000 $ 88,000
Lake County Illinois 105 $ 33,815,000 $ 322,000 $ 180,000
Scioto County Ohio 105 $ 7,255,000 $ 69,000 $ 67,000
Mobile County Alabama 104 $ 19,150,000 $ 184,000 $ 92,000
Tolland County Connecticut 103 $ 18,505,000 $ 179,000 $ 119,000
Richmond City County Virginia 103 $ 31,005,000 $ 301,000 $ 153,000
Contra Costa County California 102 $ 45,360,000 $ 444,000 $ 157,000
Brevard County Florida 102 $ 22,220,000 $ 217,000 $ 99,000
DeSoto County Mississippi 102 $ 22,670,000 $ 222,000 $ 98,000
Brazoria County Texas 102 $ 27,070,000 $ 265,000 $ 138,000
Monongalia County West Virginia 102 $ 21,700,000 $ 212,000 $ 106,000
St. Johns County Florida 100 $ 31,590,000 $ 315,000 $ 133,000
Jefferson County Louisiana 100 $ 21,240,000 $ 212,000 $ 125,000
Otsego County New York 100 $ 13,510,000 $ 135,000 $ 102,000
Boulder County Colorado 99 $ 35,965,000 $ 363,000 $ 139,000
Kane County Illinois 99 $ 21,545,000 $ 217,000 $ 110,000
Coos County New Hampshire 99 $ 10,645,000 $ 107,000 $ 92,000
Washington County Oregon 99 $ 32,545,000 $ 328,000 $ 130,000
Spokane County Washington 99 $ 25,485,000 $ 257,000 $ 101,000
Putnam County New York 98 $ 19,500,000 $ 198,000 $ 128,000
Durham County North Carolina 98 $ 25,940,000 $ 264,000 $ 129,000
Kalamazoo County Michigan 97 $ 14,645,000 $ 150,000 $ 83,000
Mifflin County Pennsylvania 97 $ 8,695,000 $ 89,000 $ 59,000
Pinal County Arizona 96 $ 19,840,000 $ 206,000 $ 76,000
Larimer County Colorado 96 $ 31,580,000 $ 328,000 $ 111,000
Paulding County Georgia 96 $ 21,480,000 $ 223,000 $ 95,000
Jackson County Missouri 96 $ 19,530,000 $ 203,000 $ 115,000
Livingston County New York 96 $ 9,340,000 $ 97,000 $ 76,000
St. Clair County Alabama 95 $ 20,735,000 $ 218,000 $ 103,000
Chemung County New York 95 $ 10,465,000 $ 110,000 $ 67,000
Weber County Utah 95 $ 25,805,000 $ 271,000 $ 94,000
Clark County Washington 94 $ 28,890,000 $ 307,000 $ 118,000
New Hanover County North Carolina 93 $ 24,085,000 $ 258,000 $ 148,000
Spartanburg County South Carolina 93 $ 16,995,000 $ 182,000 $ 75,000
Sevier County Tennessee 93 $ 17,925,000 $ 192,000 $ 88,000
Brazos County Texas 93 $ 21,855,000 $ 235,000 $ 136,000
Fulton County New York 91 $ 8,155,000 $ 89,000 $ 74,000
Codington County South Dakota 91 $ 19,855,000 $ 218,000 $ 100,000
Hanover County Virginia 91 $ 21,905,000 $ 240,000 $ 115,000
Placer County California 90 $ 32,860,000 $ 365,000 $ 134,000
Ingham County Michigan 90 $ 12,250,000 $ 136,000 $ 114,000
Pennington County South Dakota 90 $ 20,050,000 $ 222,000 $ 103,000
Washington County Wisconsin 90 $ 21,960,000 $ 244,000 $ 112,000
Tuscarawas County Ohio 89 $ 9,635,000 $ 108,000 $ 77,000
Snohomish County Washington 89 $ 30,875,000 $ 346,000 $ 117,000
Washoe County Nevada 87 $ 26,415,000 $ 303,000 $ 100,000
Hendricks County Indiana 85 $ 20,145,000 $ 237,000 $ 101,000
Anderson County South Carolina 85 $ 14,585,000 $ 171,000 $ 79,000
McHenry County Illinois 84 $ 18,260,000 $ 217,000 $ 114,000
Caddo County Louisiana 84 $ 16,090,000 $ 191,000 $ 117,000
Crawford County Pennsylvania 84 $ 6,410,000 $ 76,000 $ 64,000
Washington County Tennessee 84 $ 16,650,000 $ 198,000 $ 74,000
Sullivan County New York 83 $ 10,375,000 $ 125,000 $ 120,000
Fayette County Pennsylvania 83 $ 8,505,000 $ 102,000 $ 88,000
Schuylkill County Pennsylvania 83 $ 9,695,000 $ 116,000 $ 94,000
Martin County Florida 82 $ 23,250,000 $ 283,000 $ 157,000
Woodbury County Iowa 81 $ 12,585,000 $ 155,000 $ 84,000
Hardin County Kentucky 81 $ 15,695,000 $ 193,000 $ 108,000
Forrest County Mississippi 81 $ 12,135,000 $ 149,000 $ 91,000
Sussex County New Jersey 81 $ 14,165,000 $ 174,000 $ 119,000
Madison County New York 81 $ 7,705,000 $ 95,000 $ 91,000
Kerr County Texas 81 $ 18,405,000 $ 227,000 $ 95,000
Osceola County Florida 80 $ 19,000,000 $ 237,000 $ 128,000
Hunterdon County New Jersey 80 $ 19,470,000 $ 243,000 $ 153,000
Herkimer County New York 80 $ 6,950,000 $ 86,000 $ 69,000
Lafayette County Louisiana 79 $ 15,915,000 $ 201,000 $ 126,000
Virginia Beach County Virginia 79 $ 21,625,000 $ 273,000 $ 121,000
Campbell County Kentucky 78 $ 16,260,000 $ 208,000 $ 102,000
Ottawa County Michigan 78 $ 15,150,000 $ 194,000 $ 103,000
Lebanon County Pennsylvania 78 $ 15,000,000 $ 192,000 $ 100,000
Black Hawk County Iowa 77 $ 12,625,000 $ 163,000 $ 86,000
Addison County Vermont 76 $ 10,840,000 $ 142,000 $ 99,000
Scott County Kentucky 75 $ 14,605,000 $ 194,000 $ 79,000
East Baton Rouge County Louisiana 75 $ 17,445,000 $ 232,000 $ 128,000
Washington County Vermont 75 $ 17,415,000 $ 232,000 $ 122,000
Windham County Vermont 75 $ 10,475,000 $ 139,000 $ 153,000
Christian County Kentucky 74 $ 12,050,000 $ 162,000 $ 76,000
Jackson County Mississippi 74 $ 12,970,000 $ 175,000 $ 88,000
Rankin County Mississippi 74 $ 14,780,000 $ 199,000 $ 88,000
Leon County Florida 73 $ 15,275,000 $ 209,000 $ 125,000
Jefferson County Missouri 73 $ 14,415,000 $ 197,000 $ 91,000
Bennington County Vermont 73 $ 12,945,000 $ 177,000 $ 105,000
Craighead County Arkansas 72 $ 13,780,000 $ 191,000 $ 108,000
Harrison County Mississippi 72 $ 12,170,000 $ 169,000 $ 107,000
York County South Carolina 72 $ 21,220,000 $ 294,000 $ 118,000
Lake County Florida 71 $ 16,355,000 $ 230,000 $ 107,000
Canyon County Idaho 71 $ 16,335,000 $ 230,000 $ 85,000
Saginaw County Michigan 71 $ 6,335,000 $ 89,000 $ 65,000
St. Louis City County Missouri 71 $ 14,065,000 $ 198,000 $ 116,000
Washington County Utah 71 $ 18,665,000 $ 262,000 $ 94,000
Nantucket County Massachusetts 70 $ 55,760,000 $ 796,000 $ 430,000
Carbon County Pennsylvania 70 $ 7,900,000 $ 112,000 $ 139,000
Lexington County South Carolina 70 $ 14,620,000 $ 208,000 $ 95,000
Sullivan County Tennessee 70 $ 11,930,000 $ 170,000 $ 85,000
Kern County California 69 $ 16,535,000 $ 239,000 $ 91,000
Hancock County Indiana 69 $ 15,275,000 $ 221,000 $ 96,000
Jessamine County Kentucky 69 $ 14,615,000 $ 211,000 $ 106,000
Dona Ana County New Mexico 69 $ 11,935,000 $ 172,000 $ 95,000
Berkeley County South Carolina 69 $ 27,925,000 $ 404,000 $ 163,000
Bullitt County Kentucky 68 $ 14,410,000 $ 211,000 $ 86,000
Bedford County Virginia 68 $ 16,670,000 $ 245,000 $ 104,000
Ozaukee County Wisconsin 68 $ 17,810,000 $ 261,000 $ 131,000
Fresno County California 66 $ 16,810,000 $ 254,000 $ 111,000
Orleans County Louisiana 66 $ 60,570,000 $ 917,000 $ 130,000
Anoka County Minnesota 66 $ 15,490,000 $ 234,000 $ 102,000
Allegany County Maryland 65 $ 8,645,000 $ 133,000 $ 68,000
Carroll County Maryland 65 $ 22,175,000 $ 341,000 $ 131,000
Bannock County Idaho 64 $ 14,640,000 $ 228,000 $ 95,000
Lapeer County Michigan 64 $ 11,450,000 $ 178,000 $ 107,000
Brown County South Dakota 64 $ 11,180,000 $ 174,000 $ 89,000
Blount County Tennessee 64 $ 13,150,000 $ 205,000 $ 94,000
San Joaquin County California 63 $ 18,885,000 $ 299,000 $ 105,000
Kootenai County Idaho 63 $ 17,595,000 $ 279,000 $ 94,000
Bossier County Louisiana 63 $ 16,085,000 $ 255,000 $ 109,000
Franklin County Massachusetts 63 $ 9,185,000 $ 145,000 $ 70,000
Oswego County New York 63 $ 6,105,000 $ 96,000 $ 72,000
Licking County Ohio 63 $ 12,385,000 $ 196,000 $ 90,000
Shelby County Kentucky 62 $ 11,580,000 $ 186,000 $ 82,000
Bowie County Texas 62 $ 11,380,000 $ 183,000 $ 96,000
Franklin County Vermont 62 $ 9,050,000 $ 145,000 $ 97,000
Kanawha County West Virginia 62 $ 9,650,000 $ 155,000 $ 103,000
Racine County Wisconsin 62 $ 12,910,000 $ 208,000 $ 98,000
Oldham County Kentucky 61 $ 17,825,000 $ 292,000 $ 130,000
Dubuque County Iowa 60 $ 10,990,000 $ 183,000 $ 91,000
Cumberland County North Carolina 60 $ 11,150,000 $ 185,000 $ 90,000
Maury County Tennessee 60 $ 13,590,000 $ 226,000 $ 86,000
Sonoma County California 59 $ 22,035,000 $ 373,000 $ 122,000
Henry County Georgia 59 $ 11,985,000 $ 203,000 $ 96,000
Madison County Kentucky 59 $ 11,515,000 $ 195,000 $ 92,000
Dakota County Minnesota 59 $ 15,945,000 $ 270,000 $ 116,000
Jefferson County New York 59 $ 8,005,000 $ 135,000 $ 83,000
Tompkins County New York 59 $ 10,685,000 $ 181,000 $ 103,000
Henderson County North Carolina 59 $ 14,445,000 $ 244,000 $ 88,000
Johnston County North Carolina 59 $ 14,785,000 $ 250,000 $ 94,000
Calhoun County Alabama 58 $ 9,480,000 $ 163,000 $ 81,000
Clarke County Georgia 58 $ 11,670,000 $ 201,000 $ 141,000
Clay County Missouri 58 $ 12,300,000 $ 212,000 $ 128,000
Adams County Pennsylvania 58 $ 10,850,000 $ 187,000 $ 96,000
Richland County South Carolina 58 $ 11,670,000 $ 201,000 $ 97,000
Cache County Utah 57 $ 13,805,000 $ 242,000 $ 87,000
Limestone County Alabama 56 $ 12,620,000 $ 225,000 $ 101,000
Baltimore City County Maryland 56 $ 11,680,000 $ 208,000 $ 108,000
Clay County Minnesota 56 $ 12,080,000 $ 215,000 $ 87,000
Madison County Mississippi 56 $ 15,080,000 $ 269,000 $ 113,000
Bernalillo County New Mexico 56 $ 14,350,000 $ 256,000 $ 122,000
Currituck County North Carolina 56 $ 29,880,000 $ 533,000 $ 298,000
Indiana County Pennsylvania 56 $ 5,160,000 $ 92,000 $ 67,000
Chatham County Georgia 55 $ 14,885,000 $ 270,000 $ 133,000
Washington County Minnesota 55 $ 15,115,000 $ 274,000 $ 145,000
Putnam County Tennessee 55 $ 8,575,000 $ 155,000 $ 72,000
Dukes County Massachusetts 54 $ 25,930,000 $ 480,000 $ 292,000
Columbia County New York 54 $ 10,030,000 $ 185,000 $ 114,000
Genesee County New York 54 $ 6,180,000 $ 114,000 $ 83,000
Wyoming County New York 54 $ 5,840,000 $ 108,000 $ 75,000
Cabarrus County North Carolina 54 $ 16,850,000 $ 312,000 $ 114,000
Iredell County North Carolina 54 $ 19,110,000 $ 353,000 $ 138,000
Dickson County Tennessee 54 $ 12,250,000 $ 226,000 $ 89,000
Tipton County Tennessee 54 $ 8,880,000 $ 164,000 $ 82,000
Johnson County Texas 54 $ 13,530,000 $ 250,000 $ 111,000
Laramie County Wyoming 54 $ 14,670,000 $ 271,000 $ 103,000
Walton County Florida 53 $ 15,955,000 $ 301,000 $ 185,000
Jefferson County Idaho 53 $ 11,825,000 $ 223,000 $ 90,000
Washington County Maryland 53 $ 11,075,000 $ 208,000 $ 90,000
Yankton County South Dakota 53 $ 9,345,000 $ 176,000 $ 77,000
Parker County Texas 53 $ 16,415,000 $ 309,000 $ 166,000
Solano County California 52 $ 18,570,000 $ 357,000 $ 137,000
Highlands County Florida 52 $ 7,540,000 $ 145,000 $ 61,000
Tangipahoa County Louisiana 52 $ 9,230,000 $ 177,000 $ 88,000
Warren County New Jersey 52 $ 6,840,000 $ 131,000 $ 101,000
Cortland County New York 52 $ 4,450,000 $ 85,000 $ 60,000
Steuben County New York 52 $ 6,710,000 $ 129,000 $ 95,000
Hall County Georgia 51 $ 13,025,000 $ 255,000 $ 119,000
Dallas County Iowa 51 $ 13,915,000 $ 272,000 $ 149,000
Seward County Nebraska 51 $ 10,435,000 $ 204,000 $ 91,000
Cleveland County Oklahoma 51 $ 10,985,000 $ 215,000 $ 120,000
Hardin County Texas 51 $ 10,745,000 $ 210,000 $ 104,000
Charlotte County Florida 50 $ 8,680,000 $ 173,000 $ 104,000
Clay County Florida 50 $ 13,040,000 $ 260,000 $ 102,000
Ramsey County Minnesota 50 $ 11,910,000 $ 238,000 $ 113,000
Montgomery County New York 50 $ 4,080,000 $ 81,000 $ 78,000
Pickaway County Ohio 50 $ 8,790,000 $ 175,000 $ 83,000
Brown County Wisconsin 50 $ 9,390,000 $ 187,000 $ 98,000
White County Arkansas 49 $ 7,275,000 $ 148,000 $ 77,000
Monroe County Indiana 49 $ 10,425,000 $ 212,000 $ 100,000
Nelson County Kentucky 49 $ 8,865,000 $ 180,000 $ 73,000
Ouachita County Louisiana 49 $ 10,085,000 $ 205,000 $ 112,000
Cass County Nebraska 49 $ 10,635,000 $ 217,000 $ 127,000
Chautauqua County New York 49 $ 6,205,000 $ 126,000 $ 113,000
Wayne County Ohio 49 $ 5,305,000 $ 108,000 $ 81,000
Huntingdon County Pennsylvania 49 $ 6,895,000 $ 140,000 $ 73,000
Georgetown County South Carolina 49 $ 14,465,000 $ 295,000 $ 185,000
Campbell County Wyoming 49 $ 10,665,000 $ 217,000 $ 117,000
Coweta County Georgia 48 $ 11,530,000 $ 240,000 $ 108,000
Madison County Indiana 48 $ 6,700,000 $ 139,000 $ 89,000
Lincoln County Nebraska 48 $ 7,300,000 $ 152,000 $ 82,000
Chenango County New York 48 $ 5,340,000 $ 111,000 $ 72,000
Beaufort County South Carolina 48 $ 17,550,000 $ 365,000 $ 254,000
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Mortgage Loan Application Detail Totals for Citizens Bank, National Association in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 64,732 $17,642,770,000 $272,000 $61,565,000 $124,000 $9,168,000
Refinancing 62,342 $14,739,280,000 $236,000 $44,005,000 $129,000 $9,385,000
Home Improvement 25,590 $2,542,650,000 $99,000 $4,515,000 $106,000 $8,000,000
Cash-out Refinancing 22,961 $5,789,635,000 $252,000 $4,145,000 $117,000 $5,419,000
Other Purpose 20,872 $2,476,490,000 $118,000 $5,005,000 $110,000 $5,000,000
Not Applicable 354 $49,810,000 $140,000 $545,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 135,326 $28,998,110,000 $214,000 $12,075,000 $120,000 $8,331,000
Not Provided 28,751 $7,003,665,000 $243,000 $8,005,000 $148,000 $9,385,000
Black or African American 10,612 $1,700,200,000 $160,000 $5,645,000 $82,000 $2,640,000
Hispanic 10,241 $2,044,255,000 $199,000 $5,005,000 $91,000 $4,008,000
Asian 9,908 $2,818,290,000 $284,000 $4,505,000 $130,000 $9,168,000
American Indian or Alaskan Native 710 $122,400,000 $172,000 $2,645,000 $97,000 $1,340,000
Not applicable 463 $309,615,000 $668,000 $61,565,000 $0 $0
Native Hawaiian or Other Pacific Islander 303 $52,955,000 $174,000 $1,155,000 $96,000 $1,148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 173,849 $38,166,945,000 $219,000 $61,565,000 $126,000 $9,385,000
FHA-insured (Federal Housing Administration) 13,424 $2,699,260,000 $201,000 $1,645,000 $72,000 $2,125,000
VA-guaranteed (Veterans Administration) 8,243 $2,176,755,000 $264,000 $1,335,000 $89,000 $608,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,335 $197,675,000 $148,000 $455,000 $53,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 89,868 $21,012,360,000 $233,000 $61,565,000 $134,000 $9,385,000
Loan Purchased By The Institution 48,488 $11,353,110,000 $234,000 $1,335,000 $106,000 $9,168,000
Application Denied By Financial Institution 43,147 $6,998,355,000 $162,000 $10,425,000 $103,000 $8,000,000
Application Withdrawn By Applicant 8,375 $1,938,475,000 $231,000 $60,005,000 $137,000 $7,000,000
File Closed For Incompleteness 5,159 $1,630,785,000 $316,000 $5,645,000 $154,000 $6,000,000
Application Approved But Not Accepted 1,814 $307,550,000 $169,000 $1,925,000 $115,000 $1,895,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 153,704 $36,242,280,000 $235,000 $61,565,000 $126,000 $9,385,000
Debt-To-Income Ratio 14,912 $2,732,930,000 $183,000 $10,425,000 $63,000 $2,106,000
Collateral 10,998 $1,443,630,000 $131,000 $8,005,000 $123,000 $7,080,000
Credit Application Incomplete 7,679 $1,158,525,000 $150,000 $3,365,000 $117,000 $5,000,000
Credit History 6,551 $692,205,000 $105,000 $2,475,000 $105,000 $2,800,000
Unverifiable Information 1,261 $357,355,000 $283,000 $4,405,000 $196,000 $8,000,000
Insufficient Cash (Downpayment, Closing Cost) 912 $416,910,000 $457,000 $9,625,000 $216,000 $3,546,000
Other 650 $155,090,000 $238,000 $2,005,000 $157,000 $1,600,000
Employment History 184 $41,710,000 $226,000 $2,435,000 $107,000 $792,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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