Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2018

In 2018, Reliance First Capital, LLC of Melville, NY reported 11,576 mortgage applications totaling $2.4 billion, down 78% from 2017. The average application was for $207,480, and applicants reported an average income of $72,445. 39% of its applications resulted in an originated loan and 53% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (460), Pittsburgh, PA (387) and Charlotte-Concord-Gastonia, NC-SC (383) (applications in parentheses).

Mortgage Company & Address Reliance First Capital, LLC
201 Old Country Road Suite 205
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 11,576
Total Mortgage Loan Application Amount $2,401,790,000
Average Mortgage Loan Application Amount $207,480
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $72,445
Highest Applicant Income $2,640,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliance First Capital, LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 220 $ 32,960,000 $ 149,818 $ 67,000
Mecklenburg, North Carolina 191 $ 37,705,000 $ 197,408 $ 79,000
Cuyahoga, Ohio 180 $ 26,690,000 $ 148,277 $ 62,000
Suffolk, New York 151 $ 43,785,000 $ 289,966 $ 90,000
Philadelphia, Pennsylvania 136 $ 21,930,000 $ 161,250 $ 59,000
Davidson, Tennessee 117 $ 25,415,000 $ 217,222 $ 64,000
Nassau, New York 114 $ 42,320,000 $ 371,228 $ 98,000
Wake, North Carolina 102 $ 25,190,000 $ 246,960 $ 86,000
Franklin, Ohio 102 $ 16,690,000 $ 163,627 $ 63,000
Prince George's, Maryland 93 $ 24,785,000 $ 266,505 $ 97,000
Fairfield, Connecticut 90 $ 24,960,000 $ 277,333 $ 67,000
Hartford, Connecticut 90 $ 17,750,000 $ 197,222 $ 72,000
Maricopa, Arizona 89 $ 19,465,000 $ 218,707 $ 69,000
Queens, New York 89 $ 31,305,000 $ 351,741 $ 68,000
Middlesex, Massachusetts 87 $ 33,035,000 $ 379,712 $ 131,000
New Haven, Connecticut 82 $ 16,090,000 $ 196,219 $ 55,000
Montgomery, Pennsylvania 80 $ 19,240,000 $ 240,500 $ 79,000
Marion, Indiana 78 $ 11,200,000 $ 143,589 $ 65,000
Fairfax, Virginia 78 $ 32,710,000 $ 419,358 $ 128,000
Shelby, Tennessee 76 $ 13,760,000 $ 181,052 $ 69,000
Bucks, Pennsylvania 75 $ 18,095,000 $ 241,266 $ 85,000
Plymouth, Massachusetts 73 $ 19,745,000 $ 270,479 $ 71,000
Kings, New York 73 $ 29,735,000 $ 407,328 $ 75,000
Hillsborough, New Hampshire 72 $ 16,660,000 $ 231,388 $ 82,000
Hamilton, Ohio 72 $ 11,780,000 $ 163,611 $ 83,000
Rockingham, New Hampshire 68 $ 17,170,000 $ 252,500 $ 76,000
Summit, Ohio 68 $ 9,670,000 $ 142,205 $ 75,000
Essex, Massachusetts 62 $ 17,540,000 $ 282,903 $ 75,000
Rutherford, Tennessee 59 $ 11,965,000 $ 202,796 $ 71,000
Bristol, Massachusetts 58 $ 14,220,000 $ 245,172 $ 108,000
Westchester, New York 58 $ 22,710,000 $ 391,551 $ 111,000
Worcester, Massachusetts 57 $ 13,065,000 $ 229,210 $ 77,000
York, Pennsylvania 56 $ 9,380,000 $ 167,500 $ 60,000
Westmoreland, Pennsylvania 55 $ 8,065,000 $ 146,636 $ 84,000
New Castle, Delaware 52 $ 12,280,000 $ 236,153 $ 79,000
York, Maine 49 $ 11,495,000 $ 234,591 $ 67,000
Baltimore, Maryland 49 $ 11,095,000 $ 226,428 $ 78,000
Erie, New York 49 $ 8,545,000 $ 174,387 $ 58,000
Harris, Texas 49 $ 8,405,000 $ 171,530 $ 107,000
Oakland, Michigan 48 $ 15,500,000 $ 322,916 $ 105,000
Lake, Indiana 46 $ 8,580,000 $ 186,521 $ 62,000
Guilford, North Carolina 46 $ 7,300,000 $ 158,695 $ 61,000
Lorain, Ohio 44 $ 7,630,000 $ 173,409 $ 60,000
Hamilton, Tennessee 44 $ 7,510,000 $ 170,681 $ 60,000
Chester, Pennsylvania 43 $ 10,965,000 $ 255,000 $ 81,000
Delaware, Pennsylvania 43 $ 8,565,000 $ 199,186 $ 75,000
Prince William, Virginia 43 $ 12,695,000 $ 295,232 $ 100,000
Cumberland, Maine 42 $ 9,060,000 $ 215,714 $ 83,000
Jefferson, Alabama 41 $ 6,455,000 $ 157,439 $ 64,000
Chesterfield, Virginia 41 $ 9,215,000 $ 224,756 $ 81,000
Orleans, Louisiana 40 $ 7,650,000 $ 191,250 $ 65,000
Dallas, Texas 40 $ 6,210,000 $ 155,250 $ 68,000
Norfolk, Massachusetts 39 $ 13,185,000 $ 338,076 $ 113,000
Knox, Tennessee 39 $ 6,555,000 $ 168,076 $ 68,000
Virginia Beach, Virginia 39 $ 8,865,000 $ 227,307 $ 64,000
Los Angeles, California 38 $ 16,270,000 $ 428,157 $ 101,000
Union, North Carolina 38 $ 9,640,000 $ 253,684 $ 96,000
Lake, Ohio 37 $ 6,715,000 $ 181,486 $ 62,000
Northampton, Pennsylvania 37 $ 7,075,000 $ 191,216 $ 71,000
Washington, Pennsylvania 37 $ 7,755,000 $ 209,594 $ 85,000
Horry, South Carolina 37 $ 7,155,000 $ 193,378 $ 71,000
Sumner, Tennessee 37 $ 7,505,000 $ 202,837 $ 65,000
Tarrant, Texas 37 $ 6,555,000 $ 177,162 $ 140,000
Warren, Ohio 36 $ 6,970,000 $ 193,611 $ 70,000
Buncombe, North Carolina 35 $ 8,195,000 $ 234,142 $ 70,000
Cabarrus, North Carolina 35 $ 6,805,000 $ 194,428 $ 60,000
Henrico, Virginia 35 $ 6,835,000 $ 195,285 $ 77,000
Montgomery, Maryland 34 $ 11,190,000 $ 329,117 $ 83,000
Suffolk, Massachusetts 34 $ 12,680,000 $ 372,941 $ 64,000
Bronx, New York 34 $ 12,090,000 $ 355,588 $ 57,000
Richmond, New York 34 $ 12,310,000 $ 362,058 $ 72,000
East Baton Rouge, Louisiana 33 $ 5,765,000 $ 174,696 $ 50,000
Durham, North Carolina 32 $ 6,380,000 $ 199,375 $ 77,000
Iredell, North Carolina 32 $ 6,350,000 $ 198,437 $ 90,000
Butler, Ohio 32 $ 5,740,000 $ 179,375 $ 75,000
Providence, Rhode Island 32 $ 6,720,000 $ 210,000 $ 58,000
New London, Connecticut 31 $ 6,825,000 $ 220,161 $ 65,000
Medina, Ohio 31 $ 5,365,000 $ 173,064 $ 74,000
York, South Carolina 31 $ 5,925,000 $ 191,129 $ 78,000
Williamson, Tennessee 31 $ 9,735,000 $ 314,032 $ 89,000
Pulaski, Arkansas 30 $ 6,060,000 $ 202,000 $ 68,000
Jefferson, Louisiana 30 $ 4,640,000 $ 154,666 $ 56,000
Barnstable, Massachusetts 30 $ 9,150,000 $ 305,000 $ 78,000
Orange, New York 30 $ 7,720,000 $ 257,333 $ 93,000
Portage, Ohio 30 $ 5,830,000 $ 194,333 $ 76,000
Stark, Ohio 30 $ 5,140,000 $ 171,333 $ 55,000
Berks, Pennsylvania 30 $ 5,540,000 $ 184,666 $ 72,000
Charleston, South Carolina 30 $ 6,530,000 $ 217,666 $ 64,000
Loudoun, Virginia 30 $ 12,850,000 $ 428,333 $ 138,000
Forsyth, North Carolina 29 $ 4,275,000 $ 147,413 $ 52,000
Mahoning, Ohio 29 $ 3,995,000 $ 137,758 $ 51,000
Lancaster, Pennsylvania 29 $ 5,785,000 $ 199,482 $ 70,000
Lehigh, Pennsylvania 29 $ 5,875,000 $ 202,586 $ 70,000
Monroe, Pennsylvania 29 $ 4,875,000 $ 168,103 $ 61,000
Clermont, Ohio 28 $ 5,350,000 $ 191,071 $ 56,000
Montgomery, Ohio 28 $ 3,880,000 $ 138,571 $ 53,000
Bexar, Texas 28 $ 4,530,000 $ 161,785 $ 66,000
Mobile, Alabama 27 $ 3,815,000 $ 141,296 $ 65,000
Broward, Florida 27 $ 6,255,000 $ 231,666 $ 64,000
Jefferson, Kentucky 27 $ 4,765,000 $ 176,481 $ 71,000
St. Tammany, Louisiana 27 $ 5,125,000 $ 189,814 $ 74,000
Baltimore City, Maryland 27 $ 4,355,000 $ 161,296 $ 58,000
Hampden, Massachusetts 27 $ 4,745,000 $ 175,740 $ 61,000
Wayne, Michigan 27 $ 4,505,000 $ 166,851 $ 49,000
Essex, New Jersey 27 $ 6,755,000 $ 250,185 $ 83,000
New York, New York 27 $ 10,055,000 $ 372,407 $ 114,000
Delaware, Ohio 27 $ 6,715,000 $ 248,703 $ 94,000
Greenville, South Carolina 27 $ 5,005,000 $ 185,370 $ 62,000
Madison, Alabama 26 $ 4,770,000 $ 183,461 $ 69,000
Bergen, New Jersey 26 $ 7,970,000 $ 306,538 $ 72,000
Johnston, North Carolina 26 $ 4,530,000 $ 174,230 $ 61,000
Shelby, Alabama 25 $ 5,495,000 $ 219,800 $ 184,000
Litchfield, Connecticut 25 $ 4,845,000 $ 193,800 $ 64,000
Miami-Dade, Florida 25 $ 5,485,000 $ 219,400 $ 56,000
Hamilton, Indiana 25 $ 4,995,000 $ 199,800 $ 78,000
Caddo, Louisiana 25 $ 3,195,000 $ 127,800 $ 36,000
Windham, Connecticut 24 $ 4,560,000 $ 190,000 $ 61,000
Brevard, Florida 24 $ 3,740,000 $ 155,833 $ 44,000
Merrimack, New Hampshire 24 $ 5,710,000 $ 237,916 $ 73,000
Cumberland, North Carolina 24 $ 4,240,000 $ 176,666 $ 70,000
New Hanover, North Carolina 24 $ 5,560,000 $ 231,666 $ 90,000
Benton, Arkansas 23 $ 4,365,000 $ 189,782 $ 86,000
Middlesex, Connecticut 23 $ 4,835,000 $ 210,217 $ 76,000
Orange, Florida 23 $ 5,755,000 $ 250,217 $ 66,000
Trumbull, Ohio 23 $ 3,115,000 $ 135,434 $ 49,000
Adams, Pennsylvania 23 $ 5,575,000 $ 242,391 $ 76,000
Wilson, Tennessee 23 $ 4,855,000 $ 211,086 $ 85,000
Montgomery, Alabama 22 $ 4,560,000 $ 207,272 $ 60,000
Anne Arundel, Maryland 22 $ 6,760,000 $ 307,272 $ 75,000
Bernalillo, New Mexico 22 $ 3,860,000 $ 175,454 $ 70,000
Onondaga, New York 22 $ 3,230,000 $ 146,818 $ 49,000
Gaston, North Carolina 22 $ 3,420,000 $ 155,454 $ 60,000
Dauphin, Pennsylvania 22 $ 3,600,000 $ 163,636 $ 55,000
Denton, Texas 22 $ 5,480,000 $ 249,090 $ 91,000
Palm Beach, Florida 21 $ 5,625,000 $ 267,857 $ 77,000
DeSoto, Mississippi 21 $ 3,355,000 $ 159,761 $ 71,000
Middlesex, New Jersey 21 $ 5,105,000 $ 243,095 $ 66,000
Ocean, New Jersey 21 $ 4,875,000 $ 232,142 $ 52,000
Butler, Pennsylvania 21 $ 3,525,000 $ 167,857 $ 80,000
Luzerne, Pennsylvania 21 $ 3,095,000 $ 147,380 $ 62,000
Chesapeake, Virginia 21 $ 4,265,000 $ 203,095 $ 56,000
Hanover, Virginia 21 $ 5,565,000 $ 265,000 $ 97,000
Pima, Arizona 20 $ 3,760,000 $ 188,000 $ 46,000
Ulster, New York 20 $ 4,640,000 $ 232,000 $ 88,000
Brunswick, North Carolina 20 $ 3,800,000 $ 190,000 $ 62,000
Fairfield, Ohio 20 $ 3,900,000 $ 195,000 $ 79,000
Beaver, Pennsylvania 20 $ 2,800,000 $ 140,000 $ 65,000
Richland, South Carolina 20 $ 3,580,000 $ 179,000 $ 67,000
Baldwin, Alabama 19 $ 3,295,000 $ 173,421 $ 81,000
Pinal, Arizona 19 $ 3,295,000 $ 173,421 $ 82,000
San Bernardino, California 19 $ 5,475,000 $ 288,157 $ 82,000
Hendricks, Indiana 19 $ 2,995,000 $ 157,631 $ 45,000
Androscoggin, Maine 19 $ 3,185,000 $ 167,631 $ 63,000
Frederick, Maryland 19 $ 5,965,000 $ 313,947 $ 82,000
Grafton, New Hampshire 19 $ 5,345,000 $ 281,315 $ 61,000
Strafford, New Hampshire 19 $ 3,875,000 $ 203,947 $ 72,000
Lucas, Ohio 19 $ 2,635,000 $ 138,684 $ 48,000
Pinellas, Florida 18 $ 3,900,000 $ 216,666 $ 82,000
Macomb, Michigan 18 $ 3,480,000 $ 193,333 $ 81,000
Geauga, Ohio 18 $ 3,270,000 $ 181,666 $ 83,000
Hudson, New Jersey 17 $ 4,405,000 $ 259,117 $ 68,000
Armstrong, Pennsylvania 17 $ 1,675,000 $ 98,529 $ 46,000
Erie, Pennsylvania 17 $ 2,765,000 $ 162,647 $ 69,000
Fayette, Pennsylvania 17 $ 2,715,000 $ 159,705 $ 56,000
Lackawanna, Pennsylvania 17 $ 2,815,000 $ 165,588 $ 76,000
Berkeley, South Carolina 17 $ 3,735,000 $ 219,705 $ 68,000
Montgomery, Tennessee 17 $ 2,865,000 $ 168,529 $ 56,000
Sevier, Tennessee 17 $ 2,865,000 $ 168,529 $ 49,000
Washington, Arkansas 16 $ 2,670,000 $ 166,875 $ 71,000
Contra Costa, California 16 $ 5,130,000 $ 320,625 $ 81,000
Sussex, Delaware 16 $ 3,620,000 $ 226,250 $ 74,000
Volusia, Florida 16 $ 2,770,000 $ 173,125 $ 295,000
Ascension, Louisiana 16 $ 2,720,000 $ 170,000 $ 73,000
Charles, Maryland 16 $ 4,660,000 $ 291,250 $ 82,000
Carroll, New Hampshire 16 $ 2,900,000 $ 181,250 $ 62,000
Union, New Jersey 16 $ 4,120,000 $ 257,500 $ 83,000
Saratoga, New York 16 $ 3,990,000 $ 249,375 $ 70,000
Catawba, North Carolina 16 $ 4,290,000 $ 268,125 $ 105,000
San Diego, California 15 $ 6,175,000 $ 411,666 $ 66,000
Dutchess, New York 15 $ 3,595,000 $ 239,666 $ 82,000
Monroe, New York 15 $ 2,925,000 $ 195,000 $ 85,000
Davidson, North Carolina 15 $ 2,295,000 $ 153,000 $ 62,000
Rowan, North Carolina 15 $ 2,375,000 $ 158,333 $ 64,000
Muskingum, Ohio 15 $ 2,685,000 $ 179,000 $ 49,000
Clackamas, Oregon 15 $ 5,815,000 $ 387,666 $ 105,000
Lebanon, Pennsylvania 15 $ 1,775,000 $ 118,333 $ 56,000
Pike, Pennsylvania 15 $ 2,875,000 $ 191,666 $ 96,000
Lexington, South Carolina 15 $ 2,355,000 $ 157,000 $ 68,000
Riverside, California 14 $ 4,070,000 $ 290,714 $ 86,000
Hillsborough, Florida 14 $ 2,320,000 $ 165,714 $ 43,000
Seminole, Florida 14 $ 2,420,000 $ 172,857 $ 42,000
Johnson, Indiana 14 $ 2,050,000 $ 146,428 $ 59,000
Lafayette, Louisiana 14 $ 2,350,000 $ 167,857 $ 51,000
Monmouth, New Jersey 14 $ 3,070,000 $ 219,285 $ 69,000
Craven, North Carolina 14 $ 2,490,000 $ 177,857 $ 79,000
Multnomah, Oregon 14 $ 3,230,000 $ 230,714 $ 55,000
Spartanburg, South Carolina 14 $ 2,390,000 $ 170,714 $ 60,000
Norfolk, Virginia 14 $ 1,910,000 $ 136,428 $ 41,000
Tuscaloosa, Alabama 13 $ 1,945,000 $ 149,615 $ 49,000
Faulkner, Arkansas 13 $ 1,975,000 $ 151,923 $ 74,000
Sacramento, California 13 $ 3,705,000 $ 285,000 $ 55,000
Duval, Florida 13 $ 2,265,000 $ 174,230 $ 47,000
Allen, Indiana 13 $ 1,475,000 $ 113,461 $ 62,000
Porter, Indiana 13 $ 2,195,000 $ 168,846 $ 74,000
Fayette, Kentucky 13 $ 2,475,000 $ 190,384 $ 55,000
Tangipahoa, Louisiana 13 $ 2,045,000 $ 157,307 $ 66,000
Kennebec, Maine 13 $ 2,005,000 $ 154,230 $ 59,000
Rankin, Mississippi 13 $ 1,935,000 $ 148,846 $ 57,000
Belknap, New Hampshire 13 $ 2,185,000 $ 168,076 $ 54,000
Cheshire, New Hampshire 13 $ 2,085,000 $ 160,384 $ 66,000
Morris, New Jersey 13 $ 3,935,000 $ 302,692 $ 98,000
Haywood, North Carolina 13 $ 2,295,000 $ 176,538 $ 57,000
Nash, North Carolina 13 $ 1,875,000 $ 144,230 $ 74,000
Licking, Ohio 13 $ 2,255,000 $ 173,461 $ 90,000
Anderson, South Carolina 13 $ 2,855,000 $ 219,615 $ 115,000
Blount, Tennessee 13 $ 2,505,000 $ 192,692 $ 66,000
Maury, Tennessee 13 $ 2,415,000 $ 185,769 $ 65,000
Hampton, Virginia 13 $ 2,365,000 $ 181,923 $ 42,000
Lake, Florida 12 $ 2,020,000 $ 168,333 $ 78,000
Lee, Florida 12 $ 2,300,000 $ 191,666 $ 57,000
Cook, Illinois 12 $ 1,710,000 $ 142,500 $ 53,000
Hancock, Indiana 12 $ 2,030,000 $ 169,166 $ 60,000
Calcasieu, Louisiana 12 $ 1,670,000 $ 139,166 $ 66,000
Howard, Maryland 12 $ 4,230,000 $ 352,500 $ 139,000
Wicomico, Maryland 12 $ 2,150,000 $ 179,166 $ 73,000
Burlington, New Jersey 12 $ 2,430,000 $ 202,500 $ 64,000
Camden, New Jersey 12 $ 2,070,000 $ 172,500 $ 58,000
Dare, North Carolina 12 $ 2,600,000 $ 216,666 $ 66,000
Henderson, North Carolina 12 $ 2,570,000 $ 214,166 $ 65,000
Knox, Ohio 12 $ 1,630,000 $ 135,833 $ 51,000
Wood, Ohio 12 $ 2,380,000 $ 198,333 $ 71,000
Centre, Pennsylvania 12 $ 2,630,000 $ 219,166 $ 66,000
Franklin, Pennsylvania 12 $ 2,640,000 $ 220,000 $ 81,000
Lycoming, Pennsylvania 12 $ 1,950,000 $ 162,500 $ 61,000
Washington, Rhode Island 12 $ 2,550,000 $ 212,500 $ 68,000
Beaufort, South Carolina 12 $ 2,990,000 $ 249,166 $ 77,000
Chittenden, Vermont 12 $ 2,600,000 $ 216,666 $ 74,000
Bedford, Virginia 12 $ 2,340,000 $ 195,000 $ 53,000
Richmond City, Virginia 12 $ 2,080,000 $ 173,333 $ 70,000
Lee, Alabama 11 $ 2,055,000 $ 186,818 $ 46,000
Osceola, Florida 11 $ 1,815,000 $ 165,000 $ 41,000
Sarasota, Florida 11 $ 1,475,000 $ 134,090 $ 49,000
St. Charles, Louisiana 11 $ 2,115,000 $ 192,272 $ 72,000
Penobscot, Maine 11 $ 1,945,000 $ 176,818 $ 55,000
Gloucester, New Jersey 11 $ 2,895,000 $ 263,181 $ 92,000
Albany, New York 11 $ 1,715,000 $ 155,909 $ 47,000
Richland, Ohio 11 $ 1,415,000 $ 128,636 $ 41,000
Union, Ohio 11 $ 2,185,000 $ 198,636 $ 75,000
Washington, Oregon 11 $ 3,075,000 $ 279,545 $ 80,000
Cumberland, Pennsylvania 11 $ 1,755,000 $ 159,545 $ 37,000
Bradley, Tennessee 11 $ 1,765,000 $ 160,454 $ 68,000
Robertson, Tennessee 11 $ 2,075,000 $ 188,636 $ 57,000
Collin, Texas 11 $ 2,535,000 $ 230,454 $ 83,000
Fort Bend, Texas 11 $ 1,925,000 $ 175,000 $ 74,000
Spotsylvania, Virginia 11 $ 2,785,000 $ 253,181 $ 104,000
Tolland, Connecticut 10 $ 2,320,000 $ 232,000 $ 109,000
Marion, Florida 10 $ 1,470,000 $ 147,000 $ 42,000
Boone, Indiana 10 $ 1,500,000 $ 150,000 $ 62,000
Boone, Kentucky 10 $ 2,110,000 $ 211,000 $ 79,000
Kenton, Kentucky 10 $ 1,610,000 $ 161,000 $ 69,000
Oldham, Kentucky 10 $ 2,730,000 $ 273,000 $ 85,000
Warren, Kentucky 10 $ 1,880,000 $ 188,000 $ 75,000
Terrebonne, Louisiana 10 $ 1,710,000 $ 171,000 $ 55,000
Oxford, Maine 10 $ 1,860,000 $ 186,000 $ 43,000
Kent, Michigan 10 $ 1,620,000 $ 162,000 $ 132,000
Washtenaw, Michigan 10 $ 2,130,000 $ 213,000 $ 45,000
Atlantic, New Jersey 10 $ 2,390,000 $ 239,000 $ 83,000
Warren, New Jersey 10 $ 2,680,000 $ 268,000 $ 82,000
Dona Ana, New Mexico 10 $ 1,780,000 $ 178,000 $ 64,000
Burke, North Carolina 10 $ 1,310,000 $ 131,000 $ 49,000
Lincoln, North Carolina 10 $ 1,810,000 $ 181,000 $ 75,000
Orange, North Carolina 10 $ 1,890,000 $ 189,000 $ 93,000
Pender, North Carolina 10 $ 2,160,000 $ 216,000 $ 96,000
Randolph, North Carolina 10 $ 1,330,000 $ 133,000 $ 70,000
Ashtabula, Ohio 10 $ 1,560,000 $ 156,000 $ 71,000
Greene, Ohio 10 $ 1,560,000 $ 156,000 $ 64,000
Marion, Ohio 10 $ 1,150,000 $ 115,000 $ 49,000
Lane, Oregon 10 $ 2,240,000 $ 224,000 $ 59,000
Lawrence, Pennsylvania 10 $ 1,700,000 $ 170,000 $ 53,000
Sumter, South Carolina 10 $ 1,610,000 $ 161,000 $ 72,000
Marshall, Tennessee 10 $ 1,500,000 $ 150,000 $ 63,000
El Paso, Texas 10 $ 1,730,000 $ 173,000 $ 174,000
Ellis, Texas 10 $ 1,910,000 $ 191,000 $ 131,000
Fauquier, Virginia 10 $ 3,240,000 $ 324,000 $ 78,000
Stafford, Virginia 10 $ 3,030,000 $ 303,000 $ 71,000
King, Washington 10 $ 3,320,000 $ 332,000 $ 73,000
Limestone, Alabama 9 $ 1,705,000 $ 189,444 $ 58,000
Yavapai, Arizona 9 $ 2,035,000 $ 226,111 $ 61,000
Jefferson, Arkansas 9 $ 1,065,000 $ 118,333 $ 72,000
Sebastian, Arkansas 9 $ 1,285,000 $ 142,777 $ 61,000
Alameda, California 9 $ 3,125,000 $ 347,222 $ 79,000
Alachua, Florida 9 $ 1,295,000 $ 143,888 $ 27,000
Escambia, Florida 9 $ 1,555,000 $ 172,777 $ 43,000
Livingston, Louisiana 9 $ 1,415,000 $ 157,222 $ 78,000
Sagadahoc, Maine 9 $ 1,275,000 $ 141,666 $ 66,000
Waldo, Maine 9 $ 1,785,000 $ 198,333 $ 92,000
Carroll, Maryland 9 $ 2,295,000 $ 255,000 $ 120,000
Ramsey, Minnesota 9 $ 1,425,000 $ 158,333 $ 51,000
Hinds, Mississippi 9 $ 1,505,000 $ 167,222 $ 37,000
Passaic, New Jersey 9 $ 1,855,000 $ 206,111 $ 74,000
Sandoval, New Mexico 9 $ 2,005,000 $ 222,777 $ 56,000
Oswego, New York 9 $ 1,215,000 $ 135,000 $ 91,000
Sullivan, New York 9 $ 1,605,000 $ 178,333 $ 93,000
Alamance, North Carolina 9 $ 1,825,000 $ 202,777 $ 88,000
Harnett, North Carolina 9 $ 2,175,000 $ 241,666 $ 94,000
Pitt, North Carolina 9 $ 1,155,000 $ 128,333 $ 73,000
Rockingham, North Carolina 9 $ 1,145,000 $ 127,222 $ 52,000
Columbiana, Ohio 9 $ 975,000 $ 108,333 $ 62,000
Erie, Ohio 9 $ 1,235,000 $ 137,222 $ 50,000
Wayne, Ohio 9 $ 1,485,000 $ 165,000 $ 67,000
Lancaster, South Carolina 9 $ 1,915,000 $ 212,777 $ 93,000
Hawkins, Tennessee 9 $ 1,405,000 $ 156,111 $ 58,000
Bell, Texas 9 $ 1,465,000 $ 162,777 $ 72,000
Etowah, Alabama 8 $ 760,000 $ 95,000 $ 51,000
Morgan, Alabama 8 $ 930,000 $ 116,250 $ 37,000
Mohave, Arizona 8 $ 1,250,000 $ 156,250 $ 64,000
Garland, Arkansas 8 $ 1,460,000 $ 182,500 $ 75,000
Fresno, California 8 $ 1,160,000 $ 145,000 $ 33,000
Orange, California 8 $ 3,230,000 $ 403,750 $ 35,000
Collier, Florida 8 $ 1,950,000 $ 243,750 $ 59,000
Manatee, Florida 8 $ 1,680,000 $ 210,000 $ 83,000
Pasco, Florida 8 $ 1,250,000 $ 156,250 $ 51,000
Clark, Indiana 8 $ 1,330,000 $ 166,250 $ 61,000
Monroe, Indiana 8 $ 1,300,000 $ 162,500 $ 65,000
Hardin, Kentucky 8 $ 1,460,000 $ 182,500 $ 79,000
Madison, Kentucky 8 $ 1,660,000 $ 207,500 $ 85,000
Rapides, Louisiana 8 $ 1,020,000 $ 127,500 $ 31,000
Hancock, Maine 8 $ 1,320,000 $ 165,000 $ 73,000
Cecil, Maryland 8 $ 1,590,000 $ 198,750 $ 98,000
Harford, Maryland 8 $ 2,470,000 $ 308,750 $ 113,000
Genesee, Michigan 8 $ 1,260,000 $ 157,500 $ 46,000
Washington, Minnesota 8 $ 2,320,000 $ 290,000 $ 83,000
Columbia, New York 8 $ 1,790,000 $ 223,750 $ 73,000
Niagara, New York 8 $ 1,100,000 $ 137,500 $ 53,000
Putnam, New York 8 $ 2,320,000 $ 290,000 $ 100,000
Steuben, New York 8 $ 1,160,000 $ 145,000 $ 80,000
Cleveland, North Carolina 8 $ 1,420,000 $ 177,500 $ 76,000
Franklin, North Carolina 8 $ 1,490,000 $ 186,250 $ 44,000
Hoke, North Carolina 8 $ 1,830,000 $ 228,750 $ 61,000
Moore, North Carolina 8 $ 2,490,000 $ 311,250 $ 68,000
Wayne, North Carolina 8 $ 1,120,000 $ 140,000 $ 53,000
Carroll, Ohio 8 $ 1,130,000 $ 141,250 $ 53,000
Clark, Ohio 8 $ 1,020,000 $ 127,500 $ 71,000
Lawrence, Ohio 8 $ 1,340,000 $ 167,500 $ 62,000
Deschutes, Oregon 8 $ 1,770,000 $ 221,250 $ 67,000
Blair, Pennsylvania 8 $ 1,270,000 $ 158,750 $ 66,000
Kent, Rhode Island 8 $ 1,460,000 $ 182,500 $ 58,000
Coffee, Tennessee 8 $ 1,110,000 $ 138,750 $ 59,000
Dickson, Tennessee 8 $ 1,480,000 $ 185,000 $ 41,000
Greene, Tennessee 8 $ 970,000 $ 121,250 $ 45,000
Sullivan, Tennessee 8 $ 2,200,000 $ 275,000 $ 52,000
Washington, Tennessee 8 $ 1,100,000 $ 137,500 $ 51,000
Travis, Texas 8 $ 1,550,000 $ 193,750 $ 73,000
Arlington, Virginia 8 $ 3,190,000 $ 398,750 $ 121,000
Culpeper, Virginia 8 $ 1,630,000 $ 203,750 $ 45,000
Montgomery, Virginia 8 $ 1,620,000 $ 202,500 $ 125,000
Suffolk, Virginia 8 $ 1,610,000 $ 201,250 $ 53,000
Pierce, Washington 8 $ 2,030,000 $ 253,750 $ 61,000
Chilton, Alabama 7 $ 1,175,000 $ 167,857 $ 65,000
Cullman, Alabama 7 $ 635,000 $ 90,714 $ 83,000
Dale, Alabama 7 $ 835,000 $ 119,285 $ 50,000
Houston, Alabama 7 $ 1,305,000 $ 186,428 $ 65,000
St. Clair, Alabama 7 $ 1,025,000 $ 146,428 $ 72,000
Saline, Arkansas 7 $ 1,275,000 $ 182,142 $ 61,000
Solano, California 7 $ 2,385,000 $ 340,714 $ 102,000
Bay, Florida 7 $ 1,245,000 $ 177,857 $ 35,000
Leon, Florida 7 $ 1,165,000 $ 166,428 $ 89,000
Polk, Florida 7 $ 995,000 $ 142,142 $ 69,000
St. Lucie, Florida 7 $ 1,105,000 $ 157,857 $ 45,000
St. Joseph, Indiana 7 $ 725,000 $ 103,571 $ 45,000
Tippecanoe, Indiana 7 $ 1,155,000 $ 165,000 $ 88,000
Ouachita, Louisiana 7 $ 1,245,000 $ 177,857 $ 88,000
Calvert, Maryland 7 $ 2,275,000 $ 325,000 $ 73,000
Washington, Maryland 7 $ 1,525,000 $ 217,857 $ 92,000
Berkshire, Massachusetts 7 $ 1,125,000 $ 160,714 $ 44,000
Hennepin, Minnesota 7 $ 1,775,000 $ 253,571 $ 55,000
Mercer, New Jersey 7 $ 1,655,000 $ 236,428 $ 154,000
Delaware, New York 7 $ 1,615,000 $ 230,714 $ 251,000
Rockland, New York 7 $ 2,115,000 $ 302,142 $ 161,000
Schenectady, New York 7 $ 1,155,000 $ 165,000 $ 89,000
Alexander, North Carolina 7 $ 1,505,000 $ 215,000 $ 62,000
Pasquotank, North Carolina 7 $ 1,465,000 $ 209,285 $ 74,000
Scioto, Ohio 7 $ 1,055,000 $ 150,714 $ 50,000
Tuscarawas, Ohio 7 $ 1,065,000 $ 152,142 $ 86,000
Marion, Oregon 7 $ 1,445,000 $ 206,428 $ 58,000
Bradford, Pennsylvania 7 $ 925,000 $ 132,142 $ 45,000
Newport, Rhode Island 7 $ 2,415,000 $ 345,000 $ 71,000
Aiken, South Carolina 7 $ 1,655,000 $ 236,428 $ 89,000
Florence, South Carolina 7 $ 1,055,000 $ 150,714 $ 54,000
Madison, Tennessee 7 $ 915,000 $ 130,714 $ 103,000
Putnam, Tennessee 7 $ 1,155,000 $ 165,000 $ 43,000
Tipton, Tennessee 7 $ 955,000 $ 136,428 $ 45,000
White, Tennessee 7 $ 905,000 $ 129,285 $ 55,000
Hidalgo, Texas 7 $ 955,000 $ 136,428 $ 48,000
Montgomery, Texas 7 $ 1,255,000 $ 179,285 $ 68,000
Windsor, Vermont 7 $ 1,315,000 $ 187,857 $ 93,000
Franklin, Virginia 7 $ 1,385,000 $ 197,857 $ 59,000
Newport News, Virginia 7 $ 1,155,000 $ 165,000 $ 52,000
Orange, Virginia 7 $ 1,345,000 $ 192,142 $ 74,000
Roanoke, Virginia 7 $ 1,295,000 $ 185,000 $ 55,000
Campbell, Wyoming 7 $ 1,345,000 $ 192,142 $ 62,000
Laramie, Wyoming 7 $ 1,455,000 $ 207,857 $ 96,000
Calhoun, Alabama 6 $ 780,000 $ 130,000 $ 49,000
DeKalb, Alabama 6 $ 1,060,000 $ 176,666 $ 54,000
Elmore, Alabama 6 $ 900,000 $ 150,000 $ 53,000
Van Buren, Arkansas 6 $ 850,000 $ 141,666 $ 50,000
White, Arkansas 6 $ 720,000 $ 120,000 $ 72,000
Butte, California 6 $ 1,250,000 $ 208,333 $ 69,000
Charlotte, Florida 6 $ 830,000 $ 138,333 $ 37,000
Hernando, Florida 6 $ 790,000 $ 131,666 $ 52,000
Elkhart, Indiana 6 $ 570,000 $ 95,000 $ 43,000
Floyd, Indiana 6 $ 1,670,000 $ 278,333 $ 80,000
Vanderburgh, Indiana 6 $ 810,000 $ 135,000 $ 54,000
Perry, Kentucky 6 $ 910,000 $ 151,666 $ 48,000
Bossier, Louisiana 6 $ 960,000 $ 160,000 $ 53,000
Sabine, Louisiana 6 $ 780,000 $ 130,000 $ 67,000
St. Bernard, Louisiana 6 $ 910,000 $ 151,666 $ 50,000
St. Mary's, Maryland 6 $ 1,230,000 $ 205,000 $ 75,000
Worcester, Maryland 6 $ 1,290,000 $ 215,000 $ 66,000
Hampshire, Massachusetts 6 $ 1,320,000 $ 220,000 $ 52,000
Ingham, Michigan 6 $ 880,000 $ 146,666 $ 66,000
Livingston, Michigan 6 $ 1,330,000 $ 221,666 $ 57,000
Harrison, Mississippi 6 $ 780,000 $ 130,000 $ 54,000
Lowndes, Mississippi 6 $ 1,010,000 $ 168,333 $ 48,000
Sullivan, New Hampshire 6 $ 1,100,000 $ 183,333 $ 71,000
Somerset, New Jersey 6 $ 1,430,000 $ 238,333 $ 95,000
Oneida, New York 6 $ 810,000 $ 135,000 $ 44,000
Otsego, New York 6 $ 1,250,000 $ 208,333 $ 68,000
Rensselaer, New York 6 $ 990,000 $ 165,000 $ 80,000
Davie, North Carolina 6 $ 1,140,000 $ 190,000 $ 58,000
Auglaize, Ohio 6 $ 1,110,000 $ 185,000 $ 59,000
Brown, Ohio 6 $ 940,000 $ 156,666 $ 37,000
Highland, Ohio 6 $ 950,000 $ 158,333 $ 38,000
Hocking, Ohio 6 $ 910,000 $ 151,666 $ 65,000
Ross, Ohio 6 $ 920,000 $ 153,333 $ 47,000
Sandusky, Ohio 6 $ 730,000 $ 121,666 $ 54,000
Linn, Oregon 6 $ 1,360,000 $ 226,666 $ 57,000
Indiana, Pennsylvania 6 $ 580,000 $ 96,666 $ 46,000
Wayne, Pennsylvania 6 $ 1,260,000 $ 210,000 $ 64,000
Dorchester, South Carolina 6 $ 960,000 $ 160,000 $ 57,000
Oconee, South Carolina 6 $ 1,060,000 $ 176,666 $ 64,000
Cumberland, Tennessee 6 $ 770,000 $ 128,333 $ 55,000
McMinn, Tennessee 6 $ 740,000 $ 123,333 $ 36,000
Roane, Tennessee 6 $ 970,000 $ 161,666 $ 51,000
Brazoria, Texas 6 $ 920,000 $ 153,333 $ 47,000
Chambers, Texas 6 $ 1,060,000 $ 176,666 $ 81,000
Nueces, Texas 6 $ 640,000 $ 106,666 $ 33,000
Albemarle, Virginia 6 $ 1,740,000 $ 290,000 $ 111,000
Frederick, Virginia 6 $ 1,170,000 $ 195,000 $ 57,000
James City, Virginia 6 $ 1,480,000 $ 246,666 $ 53,000
Mecklenburg, Virginia 6 $ 1,100,000 $ 183,333 $ 200,000
New Kent, Virginia 6 $ 1,270,000 $ 211,666 $ 61,000
Warren, Virginia 6 $ 1,550,000 $ 258,333 $ 80,000
Colbert, Alabama 5 $ 585,000 $ 117,000 $ 80,000
Baxter, Arkansas 5 $ 695,000 $ 139,000 $ 76,000
Craighead, Arkansas 5 $ 915,000 $ 183,000 $ 61,000
Johnson, Arkansas 5 $ 895,000 $ 179,000 $ 63,000
Pope, Arkansas 5 $ 605,000 $ 121,000 $ 46,000
Kern, California 5 $ 615,000 $ 123,000 $ 57,000
San Joaquin, California 5 $ 1,225,000 $ 245,000 $ 48,000
Santa Clara, California 5 $ 4,315,000 $ 863,000 $ 167,000
Howard, Indiana 5 $ 615,000 $ 123,000 $ 49,000
Jackson, Indiana 5 $ 585,000 $ 117,000 $ 37,000
LaPorte, Indiana 5 $ 695,000 $ 139,000 $ 76,000
Madison, Indiana 5 $ 615,000 $ 123,000 $ 53,000
Morgan, Indiana 5 $ 895,000 $ 179,000 $ 55,000
Shelby, Indiana 5 $ 935,000 $ 187,000 $ 9,000
Bullitt, Kentucky 5 $ 845,000 $ 169,000 $ 49,000
Christian, Kentucky 5 $ 715,000 $ 143,000 $ 73,000
McCracken, Kentucky 5 $ 515,000 $ 103,000 $ 48,000
Nelson, Kentucky 5 $ 765,000 $ 153,000 $ 58,000
Scott, Kentucky 5 $ 905,000 $ 181,000 $ 75,000
Woodford, Kentucky 5 $ 1,075,000 $ 215,000 $ 96,000
Jefferson Davis, Louisiana 5 $ 755,000 $ 151,000 $ 51,000
Lincoln, Maine 5 $ 1,295,000 $ 259,000 $ 74,000
Washington, Maine 5 $ 1,015,000 $ 203,000 $ 53,000
Queen Anne's, Maryland 5 $ 1,225,000 $ 245,000 $ 89,000
Berrien, Michigan 5 $ 535,000 $ 107,000 $ 56,000
Kalamazoo, Michigan 5 $ 465,000 $ 93,000 $ 43,000
Monroe, Michigan 5 $ 695,000 $ 139,000 $ 70,000
Anoka, Minnesota 5 $ 995,000 $ 199,000 $ 104,000
Jackson, Mississippi 5 $ 1,055,000 $ 211,000 $ 89,000
Cumberland, New Jersey 5 $ 1,245,000 $ 249,000 $ 39,000
Sussex, New Jersey 5 $ 1,165,000 $ 233,000 $ 52,000
Santa Fe, New Mexico 5 $ 1,425,000 $ 285,000 $ 61,000
Cattaraugus, New York 5 $ 745,000 $ 149,000 $ 57,000
Jefferson, New York 5 $ 1,115,000 $ 223,000 $ 135,000
Montgomery, New York 5 $ 1,035,000 $ 207,000 $ 76,000
Warren, New York 5 $ 845,000 $ 169,000 $ 55,000
Anson, North Carolina 5 $ 585,000 $ 117,000 $ 16,000
Beaufort, North Carolina 5 $ 795,000 $ 159,000 $ 46,000
Caldwell, North Carolina 5 $ 975,000 $ 195,000 $ 66,000
Currituck, North Carolina 5 $ 1,345,000 $ 269,000 $ 106,000
McDowell, North Carolina 5 $ 785,000 $ 157,000 $ 61,000
Onslow, North Carolina 5 $ 755,000 $ 151,000 $ 64,000
Robeson, North Carolina 5 $ 765,000 $ 153,000 $ 63,000
Rutherford, North Carolina 5 $ 765,000 $ 153,000 $ 65,000
Sampson, North Carolina 5 $ 705,000 $ 141,000 $ 71,000
Stanly, North Carolina 5 $ 695,000 $ 139,000 $ 54,000
Wilson, North Carolina 5 $ 645,000 $ 129,000 $ 51,000
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Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 7,785 $1,626,785,000 $208,000 $2,005,000 $74,000 $2,244,000
Refinancing 3,090 $642,660,000 $207,000 $3,505,000 $65,000 $2,640,000
Home Purchase 701 $132,345,000 $188,000 $935,000 $88,000 $1,800,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,401 $1,514,465,000 $204,000 $2,005,000 $76,000 $2,244,000
Not Provided 1,636 $363,560,000 $222,000 $3,505,000 $64,000 $2,640,000
Black or African American 1,614 $304,010,000 $188,000 $935,000 $66,000 $1,800,000
Hispanic 553 $126,155,000 $228,000 $1,905,000 $73,000 $1,149,000
Asian 230 $68,950,000 $299,000 $885,000 $90,000 $540,000
American Indian or Alaskan Native 121 $19,575,000 $161,000 $485,000 $56,000 $224,000
Native Hawaiian or Other Pacific Islander 21 $5,075,000 $241,000 $645,000 $87,000 $602,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,215 $1,163,815,000 $223,000 $3,505,000 $84,000 $2,640,000
FHA-insured (Federal Housing Administration) 4,999 $952,715,000 $190,000 $1,135,000 $61,000 $1,800,000
VA-guaranteed (Veterans Administration) 1,306 $277,790,000 $212,000 $1,545,000 $70,000 $785,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $7,470,000 $133,000 $355,000 $35,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,129 $1,286,355,000 $209,000 $3,505,000 $62,000 $2,640,000
Loan Originated 4,519 $919,715,000 $203,000 $1,545,000 $84,000 $1,133,000
Application Approved But Not Accepted 928 $195,720,000 $210,000 $1,325,000 $88,000 $831,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,447 $1,115,435,000 $204,000 $1,545,000 $85,000 $1,133,000
Credit History 2,094 $400,690,000 $191,000 $1,905,000 $57,000 $2,064,000
Debt-To-Income Ratio 1,446 $331,710,000 $229,000 $2,005,000 $46,000 $360,000
Collateral 1,184 $246,460,000 $208,000 $1,975,000 $70,000 $2,640,000
Other 1,109 $242,385,000 $218,000 $3,505,000 $81,000 $1,200,000
Employment History 145 $32,285,000 $222,000 $825,000 $51,000 $360,000
Unverifiable Information 111 $24,505,000 $220,000 $925,000 $68,000 $985,000
Insufficient Cash (Downpayment, Closing Cost) 40 $8,320,000 $208,000 $635,000 $84,000 $540,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliance First Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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