Reliance First Capital, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliance First Capital, Llc 201 Old Country Road Suite 205 Wilmington, DE 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 11,576 |
| Total Mortgage Loan Application Amount | $2,401,790,000 |
| Average Mortgage Loan Application Amount | $201,000 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $2,640,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Reliance First Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliance First Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Reliance First Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliance First Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliance First Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliance First Capital, Llc's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,593 | $ 266,305,000 | $ 181,166 | $ 75,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 460 | $ 155,320,000 | $ 307,500 | $ 74,500 |
| PITTSBURGH, PA | 387 | $ 59,495,000 | $ 153,000 | $ 70,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 383 | $ 75,945,000 | $ 197,000 | $ 79,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 335 | $ 109,055,000 | $ 313,000 | $ 102,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 313 | $ 67,615,000 | $ 216,000 | $ 68,000 |
| CLEVELAND-ELYRIA, OH | 310 | $ 49,670,000 | $ 160,000 | $ 64,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 265 | $ 86,105,000 | $ 324,000 | $ 93,000 |
| CINCINNATI, OH-KY-IN | 200 | $ 35,090,000 | $ 157,333 | $ 63,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 198 | $ 48,300,000 | $ 243,000 | $ 82,000 |
| COLUMBUS, OH | 189 | $ 34,325,000 | $ 181,000 | $ 72,000 |
| PHILADELPHIA, PA | 179 | $ 30,495,000 | $ 170,000 | $ 63,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 178 | $ 27,980,000 | $ 157,000 | $ 61,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 149 | $ 50,575,000 | $ 339,000 | $ 108,000 |
| BOSTON, MA | 146 | $ 45,610,000 | $ 312,000 | $ 81,000 |
| RICHMOND, VA | 137 | $ 29,945,000 | $ 218,000 | $ 79,000 |
| RALEIGH, NC | 136 | $ 31,210,000 | $ 229,000 | $ 79,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 132 | $ 32,430,000 | $ 245,000 | $ 84,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 123 | $ 24,905,000 | $ 202,000 | $ 75,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 122 | $ 24,700,000 | $ 234,000 | $ 80,000 |
| NEW ORLEANS-METAIRIE, LA | 119 | $ 21,375,000 | $ 179,000 | $ 65,000 |
| PROVIDENCE-WARWICK, RI-MA | 119 | $ 28,095,000 | $ 236,000 | $ 85,500 |
| MEMPHIS, TN-MS-AR | 117 | $ 20,475,000 | $ 182,333 | $ 71,666 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 108 | $ 22,760,000 | $ 210,000 | $ 71,000 |
| PORTLAND-SOUTH PORTLAND, ME | 100 | $ 21,830,000 | $ 218,000 | $ 74,000 |
| AKRON, OH | 98 | $ 15,500,000 | $ 158,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 90 | $ 24,960,000 | $ 277,000 | $ 67,000 |
| DALLAS-PLANO-IRVING, TX | 88 | $ 16,920,000 | $ 192,000 | $ 92,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 87 | $ 21,045,000 | $ 241,000 | $ 75,000 |
| BIRMINGHAM-HOOVER, AL | 85 | $ 14,835,000 | $ 174,000 | $ 99,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 84 | $ 14,520,000 | $ 172,000 | $ 92,000 |
| NEWARK, NJ-PA | 83 | $ 20,475,000 | $ 224,500 | $ 90,500 |
| NEW HAVEN-MILFORD, CT | 82 | $ 16,090,000 | $ 196,000 | $ 55,000 |
| WORCESTER, MA-CT | 81 | $ 17,625,000 | $ 209,500 | $ 69,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 80 | $ 16,430,000 | $ 232,000 | $ 77,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 76 | $ 20,810,000 | $ 273,000 | $ 95,000 |
| KNOXVILLE, TN | 73 | $ 13,455,000 | $ 184,000 | $ 65,000 |
| MANCHESTER-NASHUA, NH | 72 | $ 16,660,000 | $ 231,000 | $ 82,000 |
| BATON ROUGE, LA | 65 | $ 11,075,000 | $ 170,000 | $ 67,000 |
| GREENSBORO-HIGH POINT, NC | 65 | $ 9,775,000 | $ 150,000 | $ 61,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 65 | $ 13,225,000 | $ 202,500 | $ 71,500 |
| ASHEVILLE, NC | 62 | $ 13,430,000 | $ 216,000 | $ 66,000 |
| GARY, IN | 61 | $ 11,065,000 | $ 181,000 | $ 64,000 |
| WILMINGTON, DE-MD-NJ | 61 | $ 14,015,000 | $ 193,000 | $ 76,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 60 | $ 12,010,000 | $ 200,000 | $ 58,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 57 | $ 9,645,000 | $ 169,000 | $ 58,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 57 | $ 10,955,000 | $ 191,500 | $ 66,500 |
| WINSTON-SALEM, NC | 56 | $ 8,500,000 | $ 151,000 | $ 53,000 |
| YORK-HANOVER, PA | 56 | $ 9,380,000 | $ 167,000 | $ 60,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 55 | $ 10,025,000 | $ 182,000 | $ 67,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 54 | $ 15,470,000 | $ 258,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 53 | $ 11,225,000 | $ 211,000 | $ 65,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 53 | $ 17,155,000 | $ 323,000 | $ 83,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 53 | $ 7,145,000 | $ 85,500 | $ 38,000 |
| CHATTANOOGA, TN-GA | 50 | $ 8,300,000 | $ 166,000 | $ 56,000 |
| DURHAM-CHAPEL HILL, NC | 48 | $ 9,270,000 | $ 193,000 | $ 77,000 |
| FORT WORTH-ARLINGTON, TX | 46 | $ 7,620,000 | $ 165,000 | $ 122,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 46 | $ 8,260,000 | $ 179,000 | $ 61,000 |
| DAYTON, OH | 43 | $ 6,095,000 | $ 141,000 | $ 55,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 43 | $ 8,345,000 | $ 194,000 | $ 80,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 41 | $ 9,145,000 | $ 223,000 | $ 67,000 |
| ALBANY-SCHENECTADY-TROY, NY | 40 | $ 7,850,000 | $ 196,000 | $ 69,000 |
| COLUMBIA, SC | 40 | $ 6,840,000 | $ 171,000 | $ 68,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 40 | $ 6,670,000 | $ 166,000 | $ 67,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 39 | $ 7,035,000 | $ 180,000 | $ 80,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 39 | $ 6,135,000 | $ 157,000 | $ 70,000 |
| CANTON-MASSILLON, OH | 38 | $ 6,270,000 | $ 165,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 38 | $ 8,080,000 | $ 212,000 | $ 77,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 16,270,000 | $ 428,000 | $ 101,000 |
| ALBUQUERQUE, NM | 35 | $ 6,505,000 | $ 185,000 | $ 65,000 |
| CAMDEN, NJ | 35 | $ 7,395,000 | $ 211,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 35 | $ 5,575,000 | $ 159,000 | $ 48,000 |
| HUNTSVILLE, AL | 35 | $ 6,475,000 | $ 185,000 | $ 66,000 |
| SALISBURY, MD-DE | 35 | $ 7,095,000 | $ 204,000 | $ 71,500 |
| SHREVEPORT-BOSSIER CITY, LA | 34 | $ 4,440,000 | $ 130,000 | $ 39,000 |
| TOLEDO, OH | 34 | $ 5,390,000 | $ 158,000 | $ 55,000 |
| WILMINGTON, NC | 34 | $ 7,720,000 | $ 227,000 | $ 92,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 33 | $ 9,545,000 | $ 289,000 | $ 84,000 |
| SPRINGFIELD, MA | 33 | $ 6,065,000 | $ 183,000 | $ 59,000 |
| SYRACUSE, NY | 33 | $ 4,745,000 | $ 143,000 | $ 60,000 |
| FAYETTEVILLE, NC | 32 | $ 6,070,000 | $ 189,000 | $ 68,000 |
| MONTGOMERY, AL | 32 | $ 6,150,000 | $ 192,000 | $ 54,000 |
| NORWICH-NEW LONDON, CT | 31 | $ 6,825,000 | $ 220,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 30 | $ 9,150,000 | $ 305,000 | $ 78,000 |
| READING, PA | 30 | $ 5,540,000 | $ 184,000 | $ 72,000 |
| EAST STROUDSBURG, PA | 29 | $ 4,875,000 | $ 168,000 | $ 61,000 |
| LANCASTER, PA | 29 | $ 5,785,000 | $ 199,000 | $ 70,000 |
| JACKSON, MS | 28 | $ 4,800,000 | $ 171,000 | $ 54,000 |
| LEXINGTON-FAYETTE, KY | 28 | $ 5,110,000 | $ 182,000 | $ 65,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 27 | $ 4,505,000 | $ 166,000 | $ 49,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 6,255,000 | $ 231,000 | $ 64,000 |
| MOBILE, AL | 27 | $ 3,815,000 | $ 141,000 | $ 65,000 |
| LYNCHBURG, VA | 26 | $ 4,630,000 | $ 178,000 | $ 57,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 5,485,000 | $ 219,000 | $ 56,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 25 | $ 8,255,000 | $ 330,000 | $ 80,000 |
| ROCHESTER, NY | 25 | $ 4,025,000 | $ 161,000 | $ 78,000 |
| CLARKSVILLE, TN-KY | 24 | $ 3,820,000 | $ 152,000 | $ 63,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 24 | $ 3,740,000 | $ 155,000 | $ 44,000 |
| ROANOKE, VA | 24 | $ 4,250,000 | $ 177,000 | $ 54,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 23 | $ 5,915,000 | $ 257,000 | $ 88,000 |
| GETTYSBURG, PA | 23 | $ 5,575,000 | $ 242,000 | $ 76,000 |
| LAFAYETTE, LA | 23 | $ 3,605,000 | $ 156,000 | $ 57,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 21 | $ 5,625,000 | $ 267,000 | $ 77,000 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 4,220,000 | $ 211,000 | $ 85,000 |
| KINGSTON, NY | 20 | $ 4,640,000 | $ 232,000 | $ 88,000 |
| TUCSON, AZ | 20 | $ 3,760,000 | $ 188,000 | $ 46,000 |
| CHARLOTTESVILLE, VA | 19 | $ 4,325,000 | $ 227,000 | $ 92,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 19 | $ 3,295,000 | $ 173,000 | $ 81,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 19 | $ 3,715,000 | $ 195,000 | $ 267,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 3,885,000 | $ 176,000 | $ 49,000 |
| LEWISTON-AUBURN, ME | 19 | $ 3,185,000 | $ 167,000 | $ 63,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 19 | $ 3,155,000 | $ 166,000 | $ 63,000 |
| JACKSONVILLE, FL | 18 | $ 3,440,000 | $ 191,000 | $ 55,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 17 | $ 3,395,000 | $ 199,000 | $ 69,000 |
| ERIE, PA | 17 | $ 2,765,000 | $ 162,000 | $ 69,000 |
| FORT WAYNE, IN | 16 | $ 1,800,000 | $ 112,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 16 | $ 2,370,000 | $ 148,000 | $ 105,000 |
| NEW BERN, NC | 16 | $ 2,790,000 | $ 174,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 15 | $ 2,145,000 | $ 143,000 | $ 62,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 15 | $ 3,465,000 | $ 231,000 | $ 79,000 |
| LEBANON, PA | 15 | $ 1,775,000 | $ 118,000 | $ 56,000 |
| SAN DIEGO-CARLSBAD, CA | 15 | $ 6,175,000 | $ 411,000 | $ 66,000 |
| TUSCALOOSA, AL | 15 | $ 2,255,000 | $ 150,000 | $ 50,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 14 | $ 2,480,000 | $ 177,000 | $ 72,000 |
| HOUMA-THIBODAUX, LA | 14 | $ 2,340,000 | $ 167,000 | $ 49,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 14 | $ 2,390,000 | $ 171,000 | $ 64,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 14 | $ 4,020,000 | $ 287,000 | $ 51,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 14 | $ 4,430,000 | $ 316,000 | $ 78,000 |
| SPARTANBURG, SC | 14 | $ 2,390,000 | $ 170,000 | $ 60,000 |
| DOTHAN, AL | 13 | $ 2,155,000 | $ 165,000 | $ 58,000 |
| HAMMOND, LA | 13 | $ 2,045,000 | $ 157,000 | $ 66,000 |
| ROCKY MOUNT, NC | 13 | $ 1,875,000 | $ 144,000 | $ 74,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 2,300,000 | $ 191,000 | $ 57,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 12 | $ 2,640,000 | $ 220,000 | $ 81,000 |
| FORT SMITH, AR-OK | 12 | $ 1,910,000 | $ 159,000 | $ 56,000 |
| LAKE CHARLES, LA | 12 | $ 1,670,000 | $ 139,000 | $ 66,000 |
| SALEM, OR | 12 | $ 2,470,000 | $ 205,000 | $ 56,000 |
| STATE COLLEGE, PA | 12 | $ 2,630,000 | $ 219,000 | $ 66,000 |
| WILLIAMSPORT, PA | 12 | $ 1,950,000 | $ 162,000 | $ 61,000 |
| AUBURN-OPELIKA, AL | 11 | $ 2,055,000 | $ 186,000 | $ 46,000 |
| BANGOR, ME | 11 | $ 1,945,000 | $ 176,000 | $ 55,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 2,105,000 | $ 191,000 | $ 95,000 |
| CLEVELAND, TN | 11 | $ 1,765,000 | $ 160,000 | $ 68,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 11 | $ 2,005,000 | $ 182,000 | $ 70,000 |
| JACKSON, TN | 11 | $ 1,435,000 | $ 130,000 | $ 83,000 |
| MANSFIELD, OH | 11 | $ 1,415,000 | $ 128,000 | $ 41,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 1,755,000 | $ 159,000 | $ 56,000 |
| PINE BLUFF, AR | 11 | $ 1,375,000 | $ 125,000 | $ 77,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 1,905,000 | $ 199,000 | $ 73,000 |
| ANN ARBOR, MI | 10 | $ 2,130,000 | $ 213,000 | $ 45,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $ 2,390,000 | $ 239,000 | $ 83,000 |
| BOWLING GREEN, KY | 10 | $ 1,880,000 | $ 188,000 | $ 75,000 |
| EL PASO, TX | 10 | $ 1,730,000 | $ 173,000 | $ 174,000 |
| EUGENE, OR | 10 | $ 2,240,000 | $ 224,000 | $ 59,000 |
| GAINESVILLE, FL | 10 | $ 1,460,000 | $ 146,000 | $ 28,000 |
| JOHNSON CITY, TN | 10 | $ 1,320,000 | $ 132,000 | $ 49,000 |
| KILLEEN-TEMPLE, TX | 10 | $ 1,640,000 | $ 164,000 | $ 74,000 |
| LANSING-EAST LANSING, MI | 10 | $ 1,520,000 | $ 152,000 | $ 60,000 |
| LAS CRUCES, NM | 10 | $ 1,780,000 | $ 178,000 | $ 64,000 |
| OCALA, FL | 10 | $ 1,470,000 | $ 147,000 | $ 42,000 |
| PORT ST. LUCIE, FL | 10 | $ 4,150,000 | $ 415,000 | $ 141,000 |
| SUMTER, SC | 10 | $ 1,610,000 | $ 161,000 | $ 72,000 |
| WINCHESTER, VA-WV | 10 | $ 1,810,000 | $ 181,000 | $ 49,000 |
| BLOOMINGTON, IN | 9 | $ 1,465,000 | $ 162,000 | $ 68,000 |
| BURLINGTON, NC | 9 | $ 1,825,000 | $ 202,000 | $ 88,000 |
| CORPUS CHRISTI, TX | 9 | $ 905,000 | $ 100,000 | $ 44,000 |
| DECATUR, AL | 9 | $ 975,000 | $ 108,000 | $ 38,000 |
| EVANSVILLE, IN-KY | 9 | $ 1,225,000 | $ 136,000 | $ 54,000 |
| GREENVILLE, NC | 9 | $ 1,155,000 | $ 128,000 | $ 73,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 9 | $ 1,415,000 | $ 157,000 | $ 77,000 |
| PRESCOTT, AZ | 9 | $ 2,035,000 | $ 226,000 | $ 61,000 |
| ALEXANDRIA, LA | 8 | $ 1,020,000 | $ 127,000 | $ 31,000 |
| ALTOONA, PA | 8 | $ 1,270,000 | $ 158,000 | $ 66,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 8 | $ 3,230,000 | $ 403,000 | $ 35,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,820,000 | $ 227,000 | $ 90,000 |
| BEND-REDMOND, OR | 8 | $ 1,770,000 | $ 221,000 | $ 67,000 |
| FLINT, MI | 8 | $ 1,260,000 | $ 157,000 | $ 46,000 |
| FLORENCE, SC | 8 | $ 1,120,000 | $ 140,000 | $ 49,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 1,060,000 | $ 132,000 | $ 69,000 |
| FRESNO, CA | 8 | $ 1,160,000 | $ 145,000 | $ 33,000 |
| GADSDEN, AL | 8 | $ 760,000 | $ 95,000 | $ 51,000 |
| GOLDSBORO, NC | 8 | $ 1,120,000 | $ 140,000 | $ 53,000 |
| HOT SPRINGS, AR | 8 | $ 1,460,000 | $ 182,000 | $ 75,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,250,000 | $ 156,000 | $ 64,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 8 | $ 1,950,000 | $ 243,000 | $ 59,000 |
| SPRINGFIELD, OH | 8 | $ 1,020,000 | $ 127,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 8 | $ 2,030,000 | $ 253,000 | $ 61,000 |
| CHEYENNE, WY | 7 | $ 1,455,000 | $ 207,000 | $ 96,000 |
| GLENS FALLS, NY | 7 | $ 1,185,000 | $ 169,000 | $ 56,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 1,525,000 | $ 217,000 | $ 92,000 |
| HATTIESBURG, MS | 7 | $ 895,000 | $ 127,000 | $ 72,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 835,000 | $ 119,000 | $ 49,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 995,000 | $ 142,000 | $ 69,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 955,000 | $ 136,000 | $ 48,000 |
| MONROE, LA | 7 | $ 1,245,000 | $ 177,000 | $ 88,000 |
| MORRISTOWN, TN | 7 | $ 1,445,000 | $ 206,000 | $ 36,000 |
| PANAMA CITY, FL | 7 | $ 1,245,000 | $ 177,000 | $ 35,000 |
| PITTSFIELD, MA | 7 | $ 1,125,000 | $ 160,000 | $ 44,000 |
| TALLAHASSEE, FL | 7 | $ 1,165,000 | $ 166,000 | $ 89,000 |
| TRENTON, NJ | 7 | $ 1,655,000 | $ 236,000 | $ 154,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 2,385,000 | $ 340,000 | $ 102,000 |
| ALBANY, OR | 6 | $ 1,360,000 | $ 226,000 | $ 57,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 780,000 | $ 130,000 | $ 49,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 890,000 | $ 148,000 | $ 41,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 1,230,000 | $ 205,000 | $ 75,000 |
| CHICO, CA | 6 | $ 1,250,000 | $ 208,000 | $ 69,000 |
| ELKHART-GOSHEN, IN | 6 | $ 570,000 | $ 95,000 | $ 43,000 |
| JONESBORO, AR | 6 | $ 1,000,000 | $ 166,000 | $ 57,000 |
| PUNTA GORDA, FL | 6 | $ 830,000 | $ 138,000 | $ 37,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 4,830,000 | $ 805,000 | $ 139,000 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,070,000 | $ 178,000 | $ 48,000 |
| UTICA-ROME, NY | 6 | $ 810,000 | $ 135,000 | $ 44,000 |
| BAKERSFIELD, CA | 5 | $ 615,000 | $ 123,000 | $ 57,000 |
| BINGHAMTON, NY | 5 | $ 885,000 | $ 177,000 | $ 15,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 775,000 | $ 155,000 | $ 82,000 |
| CASPER, WY | 5 | $ 1,095,000 | $ 219,000 | $ 59,000 |
| JACKSONVILLE, NC | 5 | $ 755,000 | $ 151,000 | $ 64,000 |
| KOKOMO, IN | 5 | $ 615,000 | $ 123,000 | $ 49,000 |
| MEDFORD, OR | 5 | $ 1,155,000 | $ 231,000 | $ 27,000 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 695,000 | $ 139,000 | $ 76,000 |
| MONROE, MI | 5 | $ 695,000 | $ 139,000 | $ 70,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 535,000 | $ 107,000 | $ 56,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 3,495,000 | $ 699,000 | $ 103,000 |
| SANTA FE, NM | 5 | $ 1,425,000 | $ 285,000 | $ 61,000 |
| STOCKTON-LODI, CA | 5 | $ 1,225,000 | $ 245,000 | $ 48,000 |
| VINELAND-BRIDGETON, NJ | 5 | $ 1,245,000 | $ 249,000 | $ 39,000 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 1,115,000 | $ 223,000 | $ 135,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 520,000 | $ 130,000 | $ 21,000 |
| CUMBERLAND, MD-WV | 4 | $ 580,000 | $ 145,000 | $ 62,000 |
| DOVER, DE | 4 | $ 830,000 | $ 207,000 | $ 84,000 |
| DULUTH, MN-WI | 4 | $ 490,000 | $ 122,000 | $ 52,000 |
| FARMINGTON, NM | 4 | $ 640,000 | $ 160,000 | $ 79,000 |
| HARRISONBURG, VA | 4 | $ 490,000 | $ 122,000 | $ 43,000 |
| JACKSON, MI | 4 | $ 770,000 | $ 192,000 | $ 91,000 |
| JOHNSTOWN, PA | 4 | $ 900,000 | $ 225,000 | $ 53,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 780,000 | $ 195,000 | $ 50,000 |
| MERCED, CA | 4 | $ 890,000 | $ 222,000 | $ 53,000 |
| MODESTO, CA | 4 | $ 820,000 | $ 205,000 | $ 43,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 560,000 | $ 140,000 | $ 37,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 430,000 | $ 107,000 | $ 38,000 |
| OWENSBORO, KY | 4 | $ 790,000 | $ 197,000 | $ 70,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,720,000 | $ 430,000 | $ 104,000 |
| REDDING, CA | 4 | $ 850,000 | $ 212,000 | $ 77,000 |
| TERRE HAUTE, IN | 4 | $ 530,000 | $ 132,000 | $ 74,000 |
| TYLER, TX | 4 | $ 450,000 | $ 112,000 | $ 71,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 460,000 | $ 115,000 | $ 29,000 |
| WHEELING, WV-OH | 4 | $ 420,000 | $ 105,000 | $ 34,000 |
| COLUMBUS, IN | 3 | $ 385,000 | $ 128,000 | $ 66,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 585,000 | $ 195,000 | $ 73,000 |
| FLAGSTAFF, AZ | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 505,000 | $ 168,000 | $ 20,000 |
| ITHACA, NY | 3 | $ 645,000 | $ 215,000 | $ 60,000 |
| LAREDO, TX | 3 | $ 685,000 | $ 228,000 | $ 85,000 |
| LIMA, OH | 3 | $ 445,000 | $ 148,000 | $ 31,000 |
| LUBBOCK, TX | 3 | $ 775,000 | $ 258,000 | $ 133,000 |
| MADERA, CA | 3 | $ 385,000 | $ 128,000 | $ 14,000 |
| MUSKEGON, MI | 3 | $ 195,000 | $ 65,000 | $ 46,000 |
| OCEAN CITY, NJ | 3 | $ 685,000 | $ 228,000 | $ 108,000 |
| ROCHESTER, MN | 3 | $ 435,000 | $ 145,000 | $ 40,000 |
| SALINAS, CA | 3 | $ 955,000 | $ 318,000 | $ 60,000 |
| SAN RAFAEL, CA | 3 | $ 1,275,000 | $ 425,000 | $ 58,000 |
| SANTA ROSA, CA | 3 | $ 885,000 | $ 295,000 | $ 72,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 335,000 | $ 111,000 | $ 49,000 |
| SHERMAN-DENISON, TX | 3 | $ 245,000 | $ 81,000 | $ 38,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 645,000 | $ 215,000 | $ 27,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 455,000 | $ 151,000 | $ 58,000 |
| ABILENE, TX | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| AMARILLO, TX | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| BATTLE CREEK, MI | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| BAY CITY, MI | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| BELLINGHAM, WA | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| COLUMBUS, GA-AL | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| EL CENTRO, CA | 2 | $ 500,000 | $ 250,000 | $ 58,000 |
| ELMIRA, NY | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| LONGVIEW, WA | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| MIDLAND, MI | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| MIDLAND, TX | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| MUNCIE, IN | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| ODESSA, TX | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| ROCKFORD, IL | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| SAGINAW, MI | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| TEXARKANA, TX-AR | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| WACO, TX | 2 | $ 690,000 | $ 345,000 | $ 90,000 |
| WICHITA FALLS, TX | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| YUBA CITY, CA | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| YUMA, AZ | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| CORVALLIS, OR | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| DECATUR, IL | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| GRANTS PASS, OR | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| HANFORD-CORCORAN, CA | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| LONGVIEW, TX | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| NAPA, CA | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| ST. CLOUD, MN | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| THE VILLAGES, FL | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| WENATCHEE, WA | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| YAKIMA, WA | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 7,785 | $1,626,785,000 | $208,000 | $2,005,000 | $74,000 | $2,244,000 |
| Refinancing | 3,090 | $642,660,000 | $207,000 | $3,505,000 | $65,000 | $2,640,000 |
| Home Purchase | 701 | $132,345,000 | $188,000 | $935,000 | $88,000 | $1,800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,401 | $1,514,465,000 | $204,000 | $2,005,000 | $76,000 | $2,244,000 |
| Not Provided | 1,636 | $363,560,000 | $222,000 | $3,505,000 | $64,000 | $2,640,000 |
| Black or African American | 1,614 | $304,010,000 | $188,000 | $935,000 | $66,000 | $1,800,000 |
| Hispanic | 553 | $126,155,000 | $228,000 | $1,905,000 | $73,000 | $1,149,000 |
| Asian | 230 | $68,950,000 | $299,000 | $885,000 | $90,000 | $540,000 |
| American Indian or Alaskan Native | 121 | $19,575,000 | $161,000 | $485,000 | $56,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,075,000 | $241,000 | $645,000 | $87,000 | $602,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,215 | $1,163,815,000 | $223,000 | $3,505,000 | $84,000 | $2,640,000 |
| FHA-insured (Federal Housing Administration) | 4,999 | $952,715,000 | $190,000 | $1,135,000 | $61,000 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 1,306 | $277,790,000 | $212,000 | $1,545,000 | $70,000 | $785,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $7,470,000 | $133,000 | $355,000 | $35,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 6,129 | $1,286,355,000 | $209,000 | $3,505,000 | $62,000 | $2,640,000 |
| Loan Originated | 4,519 | $919,715,000 | $203,000 | $1,545,000 | $84,000 | $1,133,000 |
| Application Approved But Not Accepted | 928 | $195,720,000 | $210,000 | $1,325,000 | $88,000 | $831,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,447 | $1,115,435,000 | $204,000 | $1,545,000 | $85,000 | $1,133,000 |
| Credit History | 2,094 | $400,690,000 | $191,000 | $1,905,000 | $57,000 | $2,064,000 |
| Debt-To-Income Ratio | 1,446 | $331,710,000 | $229,000 | $2,005,000 | $46,000 | $360,000 |
| Collateral | 1,184 | $246,460,000 | $208,000 | $1,975,000 | $70,000 | $2,640,000 |
| Other | 1,109 | $242,385,000 | $218,000 | $3,505,000 | $81,000 | $1,200,000 |
| Employment History | 145 | $32,285,000 | $222,000 | $825,000 | $51,000 | $360,000 |
| Unverifiable Information | 111 | $24,505,000 | $220,000 | $925,000 | $68,000 | $985,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $8,320,000 | $208,000 | $635,000 | $84,000 | $540,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.