Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2018
In 2018, Reliance First Capital, LLC of Melville, NY reported 11,576 mortgage applications totaling $2.4 billion, down 78% from 2017. The average application was for $207,480, and applicants reported an average income of $72,445. 39% of its applications resulted in an originated loan and 53% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (460), Pittsburgh, PA (387) and Charlotte-Concord-Gastonia, NC-SC (383) (applications in parentheses).
| Mortgage Company & Address | Reliance First Capital, LLC 201 Old Country Road Suite 205 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 11,576 |
| Total Mortgage Loan Application Amount | $2,401,790,000 |
| Average Mortgage Loan Application Amount | $207,480 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $72,445 |
| Highest Applicant Income | $2,640,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,593 | $ 266,305,000 | $ 167,172 | $ 65,952 |
| New York-Jersey City-White Plains, NY-NJ | 460 | $ 155,320,000 | $ 337,652 | $ 79,008 |
| Pittsburgh, PA | 387 | $ 59,495,000 | $ 153,733 | $ 70,000 |
| Charlotte-Concord-Gastonia, NC-SC | 383 | $ 75,945,000 | $ 198,289 | $ 78,313 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 335 | $ 109,055,000 | $ 325,537 | $ 104,459 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 313 | $ 67,615,000 | $ 216,022 | $ 68,000 |
| Cleveland-Elyria, OH | 310 | $ 49,670,000 | $ 160,225 | $ 64,000 |
| Nassau County-Suffolk County, NY | 265 | $ 86,105,000 | $ 324,924 | $ 93,000 |
| Cincinnati, OH-KY-IN | 200 | $ 35,090,000 | $ 175,450 | $ 72,050 |
| Montgomery County-Bucks County-Chester County, PA | 198 | $ 48,300,000 | $ 243,939 | $ 82,000 |
| Columbus, OH | 189 | $ 34,325,000 | $ 181,613 | $ 72,000 |
| Philadelphia, PA | 179 | $ 30,495,000 | $ 170,363 | $ 63,000 |
| Indianapolis-Carmel-Anderson, IN | 178 | $ 27,980,000 | $ 157,191 | $ 61,000 |
| Cambridge-Newton-Framingham, MA | 149 | $ 50,575,000 | $ 339,429 | $ 108,000 |
| Boston, MA | 146 | $ 45,610,000 | $ 312,397 | $ 81,000 |
| Richmond, VA | 137 | $ 29,945,000 | $ 218,576 | $ 79,000 |
| Raleigh, NC | 136 | $ 31,210,000 | $ 229,485 | $ 79,000 |
| Baltimore-Columbia-Towson, MD | 132 | $ 32,430,000 | $ 245,681 | $ 84,000 |
| Hartford-West Hartford-East Hartford, CT | 123 | $ 24,905,000 | $ 202,479 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 122 | $ 24,700,000 | $ 202,459 | $ 56,131 |
| New Orleans-Metairie, LA | 119 | $ 21,375,000 | $ 179,621 | $ 65,000 |
| Providence-Warwick, RI-MA | 119 | $ 28,095,000 | $ 236,092 | $ 84,932 |
| Memphis, TN-MS-AR | 117 | $ 20,475,000 | $ 175,000 | $ 68,478 |
| Phoenix-Mesa-Scottsdale, AZ | 108 | $ 22,760,000 | $ 210,740 | $ 71,000 |
| Portland-South Portland, ME | 100 | $ 21,830,000 | $ 218,300 | $ 74,000 |
| Akron, OH | 98 | $ 15,500,000 | $ 158,163 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 90 | $ 24,960,000 | $ 277,333 | $ 67,000 |
| Dallas-Plano-Irving, TX | 88 | $ 16,920,000 | $ 192,272 | $ 92,000 |
| Rockingham County-Strafford County, NH | 87 | $ 21,045,000 | $ 241,896 | $ 75,000 |
| Birmingham-Hoover, AL | 85 | $ 14,835,000 | $ 174,529 | $ 99,000 |
| Houston-The Woodlands-Sugar Land, TX | 84 | $ 14,520,000 | $ 172,857 | $ 92,000 |
| Newark, NJ-PA | 83 | $ 20,475,000 | $ 246,686 | $ 86,987 |
| New Haven-Milford, CT | 82 | $ 16,090,000 | $ 196,219 | $ 55,000 |
| Worcester, MA-CT | 81 | $ 17,625,000 | $ 217,592 | $ 72,259 |
| Allentown-Bethlehem-Easton, PA-NJ | 80 | $ 16,430,000 | $ 205,375 | $ 73,250 |
| Warren-Troy-Farmington Hills, MI | 76 | $ 20,810,000 | $ 273,815 | $ 95,000 |
| Knoxville, TN | 73 | $ 13,455,000 | $ 184,315 | $ 65,000 |
| Manchester-Nashua, NH | 72 | $ 16,660,000 | $ 231,388 | $ 82,000 |
| Baton Rouge, LA | 65 | $ 11,075,000 | $ 170,384 | $ 67,000 |
| Greensboro-High Point, NC | 65 | $ 9,775,000 | $ 150,384 | $ 61,000 |
| Louisville/Jefferson County, KY-IN | 65 | $ 13,225,000 | $ 203,461 | $ 72,169 |
| Asheville, NC | 62 | $ 13,430,000 | $ 216,612 | $ 66,000 |
| Gary, IN | 61 | $ 11,065,000 | $ 181,393 | $ 64,000 |
| Wilmington, DE-MD-NJ | 61 | $ 14,015,000 | $ 229,754 | $ 81,032 |
| Orlando-Kissimmee-Sanford, FL | 60 | $ 12,010,000 | $ 200,166 | $ 58,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 57 | $ 9,645,000 | $ 169,210 | $ 58,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 57 | $ 10,955,000 | $ 192,192 | $ 67,842 |
| Winston-Salem, NC | 56 | $ 8,500,000 | $ 151,785 | $ 53,000 |
| York-Hanover, PA | 56 | $ 9,380,000 | $ 167,500 | $ 60,000 |
| Little Rock-North Little Rock-Conway, AR | 55 | $ 10,025,000 | $ 182,272 | $ 67,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 54 | $ 15,470,000 | $ 286,481 | $ 78,481 |
| Charleston-North Charleston, SC | 53 | $ 11,225,000 | $ 211,792 | $ 65,000 |
| Silver Spring-Frederick-Rockville, MD | 53 | $ 17,155,000 | $ 323,679 | $ 83,000 |
| Youngstown-Warren-Boardman, OH-PA | 53 | $ 7,145,000 | $ 134,811 | $ 49,547 |
| Chattanooga, TN-GA | 50 | $ 8,300,000 | $ 166,000 | $ 56,000 |
| Durham-Chapel Hill, NC | 48 | $ 9,270,000 | $ 193,125 | $ 77,000 |
| Fort Worth-Arlington, TX | 46 | $ 7,620,000 | $ 165,652 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 46 | $ 8,260,000 | $ 179,565 | $ 61,000 |
| Dayton, OH | 43 | $ 6,095,000 | $ 141,744 | $ 55,000 |
| Greenville-Anderson-Mauldin, SC | 43 | $ 8,345,000 | $ 194,069 | $ 80,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 41 | $ 9,145,000 | $ 223,048 | $ 67,000 |
| Albany-Schenectady-Troy, NY | 40 | $ 7,850,000 | $ 196,250 | $ 69,000 |
| Columbia, SC | 40 | $ 6,840,000 | $ 171,000 | $ 68,000 |
| San Antonio-New Braunfels, TX | 40 | $ 6,670,000 | $ 166,750 | $ 67,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 39 | $ 7,035,000 | $ 180,384 | $ 80,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 39 | $ 6,135,000 | $ 157,307 | $ 70,000 |
| Canton-Massillon, OH | 38 | $ 6,270,000 | $ 165,000 | $ 55,000 |
| Hickory-Lenoir-Morganton, NC | 38 | $ 8,080,000 | $ 212,631 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 38 | $ 16,270,000 | $ 428,157 | $ 101,000 |
| Albuquerque, NM | 35 | $ 6,505,000 | $ 185,857 | $ 65,000 |
| Camden, NJ | 35 | $ 7,395,000 | $ 211,285 | $ 71,000 |
| Harrisburg-Carlisle, PA | 35 | $ 5,575,000 | $ 159,285 | $ 48,000 |
| Huntsville, AL | 35 | $ 6,475,000 | $ 185,000 | $ 66,000 |
| Salisbury, MD-DE | 35 | $ 7,095,000 | $ 202,714 | $ 71,285 |
| Shreveport-Bossier City, LA | 34 | $ 4,440,000 | $ 130,588 | $ 39,000 |
| Toledo, OH | 34 | $ 5,390,000 | $ 158,529 | $ 55,000 |
| Wilmington, NC | 34 | $ 7,720,000 | $ 227,058 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 33 | $ 9,545,000 | $ 289,242 | $ 84,000 |
| Springfield, MA | 33 | $ 6,065,000 | $ 183,787 | $ 59,000 |
| Syracuse, NY | 33 | $ 4,745,000 | $ 143,787 | $ 60,000 |
| Fayetteville, NC | 32 | $ 6,070,000 | $ 189,687 | $ 68,000 |
| Montgomery, AL | 32 | $ 6,150,000 | $ 192,187 | $ 54,000 |
| Norwich-New London, CT | 31 | $ 6,825,000 | $ 220,161 | $ 65,000 |
| Barnstable Town, MA | 30 | $ 9,150,000 | $ 305,000 | $ 78,000 |
| Reading, PA | 30 | $ 5,540,000 | $ 184,666 | $ 72,000 |
| East Stroudsburg, PA | 29 | $ 4,875,000 | $ 168,103 | $ 61,000 |
| Lancaster, PA | 29 | $ 5,785,000 | $ 199,482 | $ 70,000 |
| Jackson, MS | 28 | $ 4,800,000 | $ 171,428 | $ 54,000 |
| Lexington-Fayette, KY | 28 | $ 5,110,000 | $ 182,500 | $ 65,000 |
| Detroit-Dearborn-Livonia, MI | 27 | $ 4,505,000 | $ 166,851 | $ 49,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 6,255,000 | $ 231,666 | $ 64,000 |
| Mobile, AL | 27 | $ 3,815,000 | $ 141,296 | $ 65,000 |
| Lynchburg, VA | 26 | $ 4,630,000 | $ 178,076 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 5,485,000 | $ 219,400 | $ 56,000 |
| Oakland-Hayward-Berkeley, CA | 25 | $ 8,255,000 | $ 330,200 | $ 80,000 |
| Rochester, NY | 25 | $ 4,025,000 | $ 161,000 | $ 78,000 |
| Clarksville, TN-KY | 24 | $ 3,820,000 | $ 159,166 | $ 60,083 |
| Palm Bay-Melbourne-Titusville, FL | 24 | $ 3,740,000 | $ 155,833 | $ 44,000 |
| Roanoke, VA | 24 | $ 4,250,000 | $ 177,083 | $ 54,000 |
| Dutchess County-Putnam County, NY | 23 | $ 5,915,000 | $ 257,173 | $ 88,000 |
| Gettysburg, PA | 23 | $ 5,575,000 | $ 242,391 | $ 76,000 |
| Lafayette, LA | 23 | $ 3,605,000 | $ 156,739 | $ 57,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 21 | $ 5,625,000 | $ 267,857 | $ 77,000 |
| Austin-Round Rock, TX | 20 | $ 4,220,000 | $ 211,000 | $ 85,000 |
| Kingston, NY | 20 | $ 4,640,000 | $ 232,000 | $ 88,000 |
| Tucson, AZ | 20 | $ 3,760,000 | $ 188,000 | $ 46,000 |
| Charlottesville, VA | 19 | $ 4,325,000 | $ 227,631 | $ 92,000 |
| Daphne-Fairhope-Foley, AL | 19 | $ 3,295,000 | $ 173,421 | $ 81,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 3,715,000 | $ 195,526 | $ 267,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 3,885,000 | $ 204,473 | $ 53,736 |
| Lewiston-Auburn, ME | 19 | $ 3,185,000 | $ 167,631 | $ 63,000 |
| North Port-Sarasota-Bradenton, FL | 19 | $ 3,155,000 | $ 166,052 | $ 63,000 |
| Jacksonville, FL | 18 | $ 3,440,000 | $ 191,111 | $ 55,000 |
| Burlington-South Burlington, VT | 17 | $ 3,395,000 | $ 199,705 | $ 69,000 |
| Erie, PA | 17 | $ 2,765,000 | $ 162,647 | $ 69,000 |
| Fort Wayne, IN | 16 | $ 1,800,000 | $ 112,500 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 16 | $ 2,370,000 | $ 148,125 | $ 105,000 |
| New Bern, NC | 16 | $ 2,790,000 | $ 174,375 | $ 73,000 |
| Chicago-Naperville-Arlington Heights, IL | 15 | $ 2,145,000 | $ 143,000 | $ 62,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 15 | $ 3,465,000 | $ 231,000 | $ 79,000 |
| Lebanon, PA | 15 | $ 1,775,000 | $ 118,333 | $ 56,000 |
| San Diego-Carlsbad, CA | 15 | $ 6,175,000 | $ 411,666 | $ 66,000 |
| Tuscaloosa, AL | 15 | $ 2,255,000 | $ 150,333 | $ 50,000 |
| Gulfport-Biloxi-Pascagoula, MS | 14 | $ 2,480,000 | $ 177,142 | $ 72,000 |
| Houma-Thibodaux, LA | 14 | $ 2,340,000 | $ 167,142 | $ 49,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 2,390,000 | $ 170,714 | $ 64,142 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 4,020,000 | $ 287,142 | $ 51,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 4,430,000 | $ 316,428 | $ 78,000 |
| Spartanburg, SC | 14 | $ 2,390,000 | $ 170,714 | $ 60,000 |
| Dothan, AL | 13 | $ 2,155,000 | $ 165,769 | $ 58,000 |
| Hammond, LA | 13 | $ 2,045,000 | $ 157,307 | $ 66,000 |
| Rocky Mount, NC | 13 | $ 1,875,000 | $ 144,230 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 2,300,000 | $ 191,666 | $ 57,000 |
| Chambersburg-Waynesboro, PA | 12 | $ 2,640,000 | $ 220,000 | $ 81,000 |
| Fort Smith, AR-OK | 12 | $ 1,910,000 | $ 159,166 | $ 56,000 |
| Lake Charles, LA | 12 | $ 1,670,000 | $ 139,166 | $ 66,000 |
| Salem, OR | 12 | $ 2,470,000 | $ 205,833 | $ 56,000 |
| State College, PA | 12 | $ 2,630,000 | $ 219,166 | $ 66,000 |
| Williamsport, PA | 12 | $ 1,950,000 | $ 162,500 | $ 61,000 |
| Auburn-Opelika, AL | 11 | $ 2,055,000 | $ 186,818 | $ 46,000 |
| Bangor, ME | 11 | $ 1,945,000 | $ 176,818 | $ 55,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 2,105,000 | $ 191,363 | $ 95,000 |
| Cleveland, TN | 11 | $ 1,765,000 | $ 160,454 | $ 68,000 |
| Elizabethtown-Fort Knox, KY | 11 | $ 2,005,000 | $ 182,272 | $ 70,000 |
| Jackson, TN | 11 | $ 1,435,000 | $ 130,454 | $ 83,000 |
| Mansfield, OH | 11 | $ 1,415,000 | $ 128,636 | $ 41,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,755,000 | $ 159,545 | $ 56,000 |
| Pine Bluff, AR | 11 | $ 1,375,000 | $ 125,000 | $ 77,000 |
| South Bend-Mishawaka, IN-MI | 11 | $ 1,905,000 | $ 173,181 | $ 65,363 |
| Ann Arbor, MI | 10 | $ 2,130,000 | $ 213,000 | $ 45,000 |
| Atlantic City-Hammonton, NJ | 10 | $ 2,390,000 | $ 239,000 | $ 83,000 |
| Bowling Green, KY | 10 | $ 1,880,000 | $ 188,000 | $ 75,000 |
| El Paso, TX | 10 | $ 1,730,000 | $ 173,000 | $ 174,000 |
| Eugene, OR | 10 | $ 2,240,000 | $ 224,000 | $ 59,000 |
| Gainesville, FL | 10 | $ 1,460,000 | $ 146,000 | $ 28,000 |
| Johnson City, TN | 10 | $ 1,320,000 | $ 132,000 | $ 49,000 |
| Killeen-Temple, TX | 10 | $ 1,640,000 | $ 164,000 | $ 74,000 |
| Lansing-East Lansing, MI | 10 | $ 1,520,000 | $ 152,000 | $ 60,000 |
| Las Cruces, NM | 10 | $ 1,780,000 | $ 178,000 | $ 64,000 |
| Ocala, FL | 10 | $ 1,470,000 | $ 147,000 | $ 42,000 |
| Port St. Lucie, FL | 10 | $ 4,150,000 | $ 415,000 | $ 141,000 |
| Sumter, SC | 10 | $ 1,610,000 | $ 161,000 | $ 72,000 |
| Winchester, VA-WV | 10 | $ 1,810,000 | $ 181,000 | $ 49,000 |
| Bloomington, IN | 9 | $ 1,465,000 | $ 162,777 | $ 68,000 |
| Burlington, NC | 9 | $ 1,825,000 | $ 202,777 | $ 88,000 |
| Corpus Christi, TX | 9 | $ 905,000 | $ 100,555 | $ 44,000 |
| Decatur, AL | 9 | $ 975,000 | $ 108,333 | $ 38,000 |
| Evansville, IN-KY | 9 | $ 1,225,000 | $ 136,111 | $ 54,000 |
| Greenville, NC | 9 | $ 1,155,000 | $ 128,333 | $ 73,000 |
| Lafayette-West Lafayette, IN | 9 | $ 1,415,000 | $ 157,222 | $ 77,000 |
| Prescott, AZ | 9 | $ 2,035,000 | $ 226,111 | $ 61,000 |
| Alexandria, LA | 8 | $ 1,020,000 | $ 127,500 | $ 31,000 |
| Altoona, PA | 8 | $ 1,270,000 | $ 158,750 | $ 66,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 3,230,000 | $ 403,750 | $ 35,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,820,000 | $ 227,500 | $ 90,000 |
| Bend-Redmond, OR | 8 | $ 1,770,000 | $ 221,250 | $ 67,000 |
| Flint, MI | 8 | $ 1,260,000 | $ 157,500 | $ 46,000 |
| Florence, SC | 8 | $ 1,120,000 | $ 140,000 | $ 49,000 |
| Florence-Muscle Shoals, AL | 8 | $ 1,060,000 | $ 132,500 | $ 69,000 |
| Fresno, CA | 8 | $ 1,160,000 | $ 145,000 | $ 33,000 |
| Gadsden, AL | 8 | $ 760,000 | $ 95,000 | $ 51,000 |
| Goldsboro, NC | 8 | $ 1,120,000 | $ 140,000 | $ 53,000 |
| Hot Springs, AR | 8 | $ 1,460,000 | $ 182,500 | $ 75,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,250,000 | $ 156,250 | $ 64,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 1,950,000 | $ 243,750 | $ 59,000 |
| Springfield, OH | 8 | $ 1,020,000 | $ 127,500 | $ 71,000 |
| Tacoma-Lakewood, WA | 8 | $ 2,030,000 | $ 253,750 | $ 61,000 |
| Cheyenne, WY | 7 | $ 1,455,000 | $ 207,857 | $ 96,000 |
| Glens Falls, NY | 7 | $ 1,185,000 | $ 169,285 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,525,000 | $ 217,857 | $ 92,000 |
| Hattiesburg, MS | 7 | $ 895,000 | $ 127,857 | $ 72,000 |
| Kalamazoo-Portage, MI | 7 | $ 835,000 | $ 119,285 | $ 49,000 |
| Lakeland-Winter Haven, FL | 7 | $ 995,000 | $ 142,142 | $ 69,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 955,000 | $ 136,428 | $ 48,000 |
| Monroe, LA | 7 | $ 1,245,000 | $ 177,857 | $ 88,000 |
| Morristown, TN | 7 | $ 1,445,000 | $ 206,428 | $ 36,000 |
| Panama City, FL | 7 | $ 1,245,000 | $ 177,857 | $ 35,000 |
| Pittsfield, MA | 7 | $ 1,125,000 | $ 160,714 | $ 44,000 |
| Tallahassee, FL | 7 | $ 1,165,000 | $ 166,428 | $ 89,000 |
| Trenton, NJ | 7 | $ 1,655,000 | $ 236,428 | $ 154,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,385,000 | $ 340,714 | $ 102,000 |
| Albany, OR | 6 | $ 1,360,000 | $ 226,666 | $ 57,000 |
| Anniston-Oxford-Jacksonville, AL | 6 | $ 780,000 | $ 130,000 | $ 49,000 |
| Bloomsburg-Berwick, PA | 6 | $ 890,000 | $ 148,333 | $ 41,000 |
| California-Lexington Park, MD | 6 | $ 1,230,000 | $ 205,000 | $ 75,000 |
| Chico, CA | 6 | $ 1,250,000 | $ 208,333 | $ 69,000 |
| Elkhart-Goshen, IN | 6 | $ 570,000 | $ 95,000 | $ 43,000 |
| Jonesboro, AR | 6 | $ 1,000,000 | $ 166,666 | $ 57,000 |
| Punta Gorda, FL | 6 | $ 830,000 | $ 138,333 | $ 37,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 4,830,000 | $ 805,000 | $ 139,000 |
| Staunton-Waynesboro, VA | 6 | $ 1,070,000 | $ 178,333 | $ 48,000 |
| Utica-Rome, NY | 6 | $ 810,000 | $ 135,000 | $ 44,000 |
| Bakersfield, CA | 5 | $ 615,000 | $ 123,000 | $ 57,000 |
| Binghamton, NY | 5 | $ 885,000 | $ 177,000 | $ 15,000 |
| Brownsville-Harlingen, TX | 5 | $ 775,000 | $ 155,000 | $ 82,000 |
| Casper, WY | 5 | $ 1,095,000 | $ 219,000 | $ 59,000 |
| Jacksonville, NC | 5 | $ 755,000 | $ 151,000 | $ 64,000 |
| Kokomo, IN | 5 | $ 615,000 | $ 123,000 | $ 49,000 |
| Medford, OR | 5 | $ 1,155,000 | $ 231,000 | $ 27,000 |
| Michigan City-La Porte, IN | 5 | $ 695,000 | $ 139,000 | $ 76,000 |
| Monroe, MI | 5 | $ 695,000 | $ 139,000 | $ 70,000 |
| Niles-Benton Harbor, MI | 5 | $ 535,000 | $ 107,000 | $ 56,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 3,495,000 | $ 699,000 | $ 103,000 |
| Santa Fe, NM | 5 | $ 1,425,000 | $ 285,000 | $ 61,000 |
| Stockton-Lodi, CA | 5 | $ 1,225,000 | $ 245,000 | $ 48,000 |
| Vineland-Bridgeton, NJ | 5 | $ 1,245,000 | $ 249,000 | $ 39,000 |
| Watertown-Fort Drum, NY | 5 | $ 1,115,000 | $ 223,000 | $ 135,000 |
| Beaumont-Port Arthur, TX | 4 | $ 520,000 | $ 130,000 | $ 21,000 |
| Cumberland, MD-WV | 4 | $ 580,000 | $ 145,000 | $ 62,000 |
| Dover, DE | 4 | $ 830,000 | $ 207,500 | $ 84,000 |
| Duluth, MN-WI | 4 | $ 490,000 | $ 122,500 | $ 52,000 |
| Farmington, NM | 4 | $ 640,000 | $ 160,000 | $ 79,000 |
| Harrisonburg, VA | 4 | $ 490,000 | $ 122,500 | $ 43,000 |
| Jackson, MI | 4 | $ 770,000 | $ 192,500 | $ 91,000 |
| Johnstown, PA | 4 | $ 900,000 | $ 225,000 | $ 53,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 780,000 | $ 195,000 | $ 50,000 |
| Merced, CA | 4 | $ 890,000 | $ 222,500 | $ 53,000 |
| Modesto, CA | 4 | $ 820,000 | $ 205,000 | $ 43,000 |
| Olympia-Tumwater, WA | 4 | $ 560,000 | $ 140,000 | $ 37,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 430,000 | $ 107,500 | $ 38,000 |
| Owensboro, KY | 4 | $ 790,000 | $ 197,500 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,720,000 | $ 430,000 | $ 104,000 |
| Redding, CA | 4 | $ 850,000 | $ 212,500 | $ 77,000 |
| Terre Haute, IN | 4 | $ 530,000 | $ 132,500 | $ 74,000 |
| Tyler, TX | 4 | $ 450,000 | $ 112,500 | $ 71,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 460,000 | $ 115,000 | $ 29,000 |
| Wheeling, WV-OH | 4 | $ 420,000 | $ 105,000 | $ 34,000 |
| Columbus, IN | 3 | $ 385,000 | $ 128,333 | $ 66,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 585,000 | $ 195,000 | $ 73,000 |
| Flagstaff, AZ | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| Homosassa Springs, FL | 3 | $ 505,000 | $ 168,333 | $ 20,000 |
| Ithaca, NY | 3 | $ 645,000 | $ 215,000 | $ 60,000 |
| Laredo, TX | 3 | $ 685,000 | $ 228,333 | $ 85,000 |
| Lima, OH | 3 | $ 445,000 | $ 148,333 | $ 31,000 |
| Lubbock, TX | 3 | $ 775,000 | $ 258,333 | $ 133,000 |
| Madera, CA | 3 | $ 385,000 | $ 128,333 | $ 14,000 |
| Muskegon, MI | 3 | $ 195,000 | $ 65,000 | $ 46,000 |
| Ocean City, NJ | 3 | $ 685,000 | $ 228,333 | $ 108,000 |
| Rochester, MN | 3 | $ 435,000 | $ 145,000 | $ 40,000 |
| Salinas, CA | 3 | $ 955,000 | $ 318,333 | $ 60,000 |
| San Rafael, CA | 3 | $ 1,275,000 | $ 425,000 | $ 58,000 |
| Santa Rosa, CA | 3 | $ 885,000 | $ 295,000 | $ 72,000 |
| Sebastian-Vero Beach, FL | 3 | $ 335,000 | $ 111,666 | $ 49,000 |
| Sherman-Denison, TX | 3 | $ 245,000 | $ 81,666 | $ 38,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 645,000 | $ 215,000 | $ 27,000 |
| Visalia-Porterville, CA | 3 | $ 455,000 | $ 151,666 | $ 58,000 |
| Abilene, TX | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Amarillo, TX | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Battle Creek, MI | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Bay City, MI | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Bellingham, WA | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| Bremerton-Silverdale, WA | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| College Station-Bryan, TX | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| Columbus, GA-AL | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| El Centro, CA | 2 | $ 500,000 | $ 250,000 | $ 58,000 |
| Elmira, NY | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Kennewick-Richland, WA | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Longview, WA | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Midland, MI | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Midland, TX | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Muncie, IN | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Odessa, TX | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Rockford, IL | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| Saginaw, MI | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Texarkana, TX-AR | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| Waco, TX | 2 | $ 690,000 | $ 345,000 | $ 90,000 |
| Wichita Falls, TX | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Yuba City, CA | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Yuma, AZ | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| Corvallis, OR | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Decatur, IL | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Grants Pass, OR | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Hanford-Corcoran, CA | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Longview, TX | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Napa, CA | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| St. Cloud, MN | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| The Villages, FL | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Wenatchee, WA | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| Yakima, WA | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 7,785 | $1,626,785,000 | $208,000 | $2,005,000 | $74,000 | $2,244,000 |
| Refinancing | 3,090 | $642,660,000 | $207,000 | $3,505,000 | $65,000 | $2,640,000 |
| Home Purchase | 701 | $132,345,000 | $188,000 | $935,000 | $88,000 | $1,800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,401 | $1,514,465,000 | $204,000 | $2,005,000 | $76,000 | $2,244,000 |
| Not Provided | 1,636 | $363,560,000 | $222,000 | $3,505,000 | $64,000 | $2,640,000 |
| Black or African American | 1,614 | $304,010,000 | $188,000 | $935,000 | $66,000 | $1,800,000 |
| Hispanic | 553 | $126,155,000 | $228,000 | $1,905,000 | $73,000 | $1,149,000 |
| Asian | 230 | $68,950,000 | $299,000 | $885,000 | $90,000 | $540,000 |
| American Indian or Alaskan Native | 121 | $19,575,000 | $161,000 | $485,000 | $56,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,075,000 | $241,000 | $645,000 | $87,000 | $602,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,215 | $1,163,815,000 | $223,000 | $3,505,000 | $84,000 | $2,640,000 |
| FHA-insured (Federal Housing Administration) | 4,999 | $952,715,000 | $190,000 | $1,135,000 | $61,000 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 1,306 | $277,790,000 | $212,000 | $1,545,000 | $70,000 | $785,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $7,470,000 | $133,000 | $355,000 | $35,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 6,129 | $1,286,355,000 | $209,000 | $3,505,000 | $62,000 | $2,640,000 |
| Loan Originated | 4,519 | $919,715,000 | $203,000 | $1,545,000 | $84,000 | $1,133,000 |
| Application Approved But Not Accepted | 928 | $195,720,000 | $210,000 | $1,325,000 | $88,000 | $831,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,447 | $1,115,435,000 | $204,000 | $1,545,000 | $85,000 | $1,133,000 |
| Credit History | 2,094 | $400,690,000 | $191,000 | $1,905,000 | $57,000 | $2,064,000 |
| Debt-To-Income Ratio | 1,446 | $331,710,000 | $229,000 | $2,005,000 | $46,000 | $360,000 |
| Collateral | 1,184 | $246,460,000 | $208,000 | $1,975,000 | $70,000 | $2,640,000 |
| Other | 1,109 | $242,385,000 | $218,000 | $3,505,000 | $81,000 | $1,200,000 |
| Employment History | 145 | $32,285,000 | $222,000 | $825,000 | $51,000 | $360,000 |
| Unverifiable Information | 111 | $24,505,000 | $220,000 | $925,000 | $68,000 | $985,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $8,320,000 | $208,000 | $635,000 | $84,000 | $540,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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