Renasant Bank Mortgage Lending & HMDA Data, 2013

In 2013, Renasant Bank of Johns Creek, GA reported 7,845 mortgage applications totaling $1.2 billion, up 25% from 2012. The average application was for $149,007, and applicants reported an average income of $94,891. 85% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Birmingham-Hoover, AL (671), Jackson, MS (448) and Memphis, TN-MS-AR (434) (applications in parentheses).

Mortgage Company & Address Renasant Bank

Johns Creek, GA 30097
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 7,845
Total Mortgage Loan Application Amount $1,168,962,000
Average Mortgage Loan Application Amount $149,007
Highest Mortgage Loan Application Amount $4,150,000
Average Applicant Income $94,891
Highest Applicant Income $4,819,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Renasant Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lee, Mississippi 522 $ 52,956,000 $ 101,448 $ 72,000
Jefferson, Alabama 297 $ 65,075,000 $ 219,107 $ 116,000
Shelby, Tennessee 265 $ 52,781,000 $ 199,173 $ 167,000
Monroe, Mississippi 262 $ 22,777,000 $ 86,935 $ 73,000
Lafayette, Mississippi 249 $ 42,022,000 $ 168,763 $ 169,000
Madison, Alabama 248 $ 51,130,000 $ 206,169 $ 106,000
Davidson, Tennessee 247 $ 67,813,000 $ 274,546 $ 137,000
Shelby, Alabama 226 $ 35,630,000 $ 157,654 $ 93,000
Grenada, Mississippi 209 $ 17,713,000 $ 84,751 $ 74,000
Rankin, Mississippi 196 $ 25,599,000 $ 130,607 $ 76,000
Baldwin, Alabama 177 $ 35,397,000 $ 199,983 $ 159,000
Pontotoc, Mississippi 163 $ 10,430,000 $ 63,987 $ 62,000
Union, Mississippi 152 $ 11,975,000 $ 78,782 $ 59,000
Morgan, Alabama 146 $ 20,398,000 $ 139,712 $ 77,000
Madison, Mississippi 141 $ 22,287,000 $ 158,063 $ 92,000
DeSoto, Mississippi 133 $ 17,322,000 $ 130,240 $ 85,000
Oktibbeha, Mississippi 131 $ 27,563,000 $ 210,404 $ 101,000
Yalobusha, Mississippi 128 $ 6,229,000 $ 48,664 $ 54,000
Alcorn, Mississippi 113 $ 10,457,000 $ 92,539 $ 73,000
Winston, Mississippi 109 $ 7,789,000 $ 71,458 $ 70,000
St. Clair, Alabama 107 $ 16,475,000 $ 153,971 $ 69,000
Hinds, Mississippi 101 $ 14,315,000 $ 141,732 $ 78,000
Attala, Mississippi 100 $ 6,050,000 $ 60,500 $ 60,000
Lowndes, Mississippi 98 $ 15,554,000 $ 158,714 $ 88,000
Tishomingo, Mississippi 91 $ 6,651,000 $ 73,087 $ 65,000
Etowah, Alabama 88 $ 12,224,000 $ 138,909 $ 67,000
Houston, Alabama 86 $ 13,466,000 $ 156,581 $ 86,000
Tuscaloosa, Alabama 83 $ 17,423,000 $ 209,915 $ 110,000
Prentiss, Mississippi 76 $ 4,239,000 $ 55,776 $ 53,000
Cherokee, Georgia 74 $ 13,055,000 $ 176,418 $ 95,000
Jackson, Alabama 73 $ 10,457,000 $ 143,246 $ 67,000
Williamson, Tennessee 61 $ 25,279,000 $ 414,409 $ 230,000
Washington, Tennessee 59 $ 9,048,000 $ 153,355 $ 90,000
Houston, Georgia 57 $ 10,514,000 $ 184,456 $ 80,000
Itawamba, Mississippi 55 $ 4,560,000 $ 82,909 $ 57,000
Montgomery, Mississippi 54 $ 3,973,000 $ 73,574 $ 76,000
Pickens, Georgia 51 $ 4,627,000 $ 90,725 $ 56,000
Coffee, Georgia 49 $ 6,902,000 $ 140,857 $ 93,000
Neshoba, Mississippi 48 $ 4,265,000 $ 88,854 $ 98,000
Clay, Mississippi 47 $ 5,110,000 $ 108,723 $ 88,000
Blount, Tennessee 47 $ 9,488,000 $ 201,872 $ 109,000
Calhoun, Mississippi 43 $ 2,863,000 $ 66,581 $ 70,000
Panola, Mississippi 43 $ 2,675,000 $ 62,209 $ 55,000
Lee, Alabama 40 $ 6,175,000 $ 154,375 $ 84,000
Cobb, Georgia 40 $ 11,984,000 $ 299,600 $ 116,000
Fulton, Georgia 40 $ 16,286,000 $ 407,150 $ 178,000
Cullman, Alabama 38 $ 6,017,000 $ 158,342 $ 95,000
Bartow, Georgia 37 $ 6,324,000 $ 170,918 $ 90,000
Limestone, Alabama 35 $ 6,165,000 $ 176,142 $ 94,000
Bolivar, Mississippi 33 $ 3,722,000 $ 112,787 $ 85,000
Putnam, Tennessee 33 $ 4,899,000 $ 148,454 $ 71,000
Chickasaw, Mississippi 32 $ 1,502,000 $ 46,937 $ 43,000
Choctaw, Mississippi 32 $ 2,419,000 $ 75,593 $ 62,000
Glynn, Georgia 31 $ 6,819,000 $ 219,967 $ 114,000
Whitfield, Georgia 31 $ 5,237,000 $ 168,935 $ 96,000
East Baton Rouge, Louisiana 31 $ 6,615,000 $ 213,387 $ 123,000
Tippah, Mississippi 31 $ 1,800,000 $ 58,064 $ 59,000
Montgomery, Alabama 30 $ 5,641,000 $ 188,033 $ 130,000
Hall, Georgia 30 $ 6,024,000 $ 200,800 $ 118,000
Lincoln, Mississippi 30 $ 4,649,000 $ 154,966 $ 80,000
Phillips, Arkansas 29 $ 3,033,000 $ 104,586 $ 76,000
Blount, Alabama 27 $ 3,538,000 $ 131,037 $ 66,000
Calhoun, Alabama 27 $ 3,135,000 $ 116,111 $ 62,000
Cleburne, Alabama 27 $ 3,246,000 $ 120,222 $ 70,000
Elmore, Alabama 27 $ 4,671,000 $ 173,000 $ 92,000
Forsyth, Georgia 27 $ 5,549,000 $ 205,518 $ 114,000
Covington, Alabama 26 $ 4,221,000 $ 162,346 $ 110,000
Washington, Georgia 26 $ 3,882,000 $ 149,307 $ 86,000
Carroll, Mississippi 26 $ 1,981,000 $ 76,192 $ 99,000
DeKalb, Alabama 25 $ 3,600,000 $ 144,000 $ 62,000
Lowndes, Georgia 25 $ 4,393,000 $ 175,720 $ 96,000
Natchitoches, Louisiana 24 $ 3,870,000 $ 161,250 $ 113,000
Marshall, Alabama 22 $ 2,453,000 $ 111,500 $ 73,000
Sumner, Tennessee 22 $ 4,055,000 $ 184,318 $ 99,000
Miller, Arkansas 20 $ 2,685,000 $ 134,250 $ 76,000
Sullivan, Tennessee 20 $ 4,721,000 $ 236,050 $ 124,000
Wilson, Tennessee 20 $ 4,543,000 $ 227,150 $ 122,000
Colbert, Alabama 19 $ 3,680,000 $ 193,684 $ 116,000
Escambia, Florida 19 $ 4,645,000 $ 244,473 $ 209,000
Decatur, Georgia 19 $ 2,251,000 $ 118,473 $ 52,000
Talladega, Alabama 18 $ 2,154,000 $ 119,666 $ 70,000
Tallapoosa, Alabama 18 $ 4,879,000 $ 271,055 $ 220,000
Clark, Arkansas 18 $ 1,839,000 $ 102,166 $ 68,000
Tallahatchie, Mississippi 18 $ 948,000 $ 52,666 $ 59,000
Fayette, Tennessee 18 $ 4,228,000 $ 234,888 $ 67,000
Emanuel, Georgia 17 $ 2,261,000 $ 133,000 $ 65,000
Thomas, Georgia 17 $ 2,720,000 $ 160,000 $ 76,000
Crockett, Tennessee 16 $ 969,000 $ 60,562 $ 85,000
Autauga, Alabama 15 $ 2,826,000 $ 188,400 $ 88,000
Barbour, Alabama 15 $ 1,997,000 $ 133,133 $ 67,000
DeKalb, Georgia 15 $ 3,372,000 $ 224,800 $ 274,000
Floyd, Georgia 15 $ 1,759,000 $ 117,266 $ 68,000
Holmes, Mississippi 15 $ 802,000 $ 53,466 $ 58,000
Hamilton, Tennessee 15 $ 6,401,000 $ 426,733 $ 274,000
Muscogee, Georgia 14 $ 2,000,000 $ 142,857 $ 46,000
Rabun, Georgia 14 $ 1,526,000 $ 109,000 $ 56,000
Knox, Tennessee 14 $ 3,903,000 $ 278,785 $ 90,000
Henry, Alabama 13 $ 2,174,000 $ 167,230 $ 76,000
Bleckley, Georgia 13 $ 1,762,000 $ 135,538 $ 70,000
Warren, Mississippi 13 $ 2,264,000 $ 174,153 $ 80,000
Russell, Alabama 12 $ 1,462,000 $ 121,833 $ 40,000
Bryan, Georgia 12 $ 1,975,000 $ 164,583 $ 67,000
Chatham, Georgia 12 $ 2,845,000 $ 237,083 $ 70,000
Colquitt, Georgia 12 $ 2,626,000 $ 218,833 $ 99,000
Gwinnett, Georgia 12 $ 2,440,000 $ 203,333 $ 196,000
Okaloosa, Florida 11 $ 2,797,000 $ 254,272 $ 135,000
Harris, Georgia 11 $ 1,656,000 $ 150,545 $ 64,000
Bowie, Texas 11 $ 1,314,000 $ 119,454 $ 88,000
Lauderdale, Alabama 10 $ 1,754,000 $ 175,400 $ 88,000
Bay, Florida 10 $ 2,033,000 $ 203,300 $ 211,000
Walton, Florida 10 $ 3,339,000 $ 333,900 $ 369,000
Leake, Mississippi 10 $ 548,000 $ 54,800 $ 63,000
Bulloch, Georgia 9 $ 1,470,000 $ 163,333 $ 81,000
Dawson, Georgia 9 $ 1,103,000 $ 122,555 $ 52,000
Dale, Alabama 8 $ 2,060,000 $ 257,500 $ 103,000
Hot Spring, Arkansas 8 $ 993,000 $ 124,125 $ 64,000
Dodge, Georgia 8 $ 1,000,000 $ 125,000 $ 75,000
Henry, Georgia 8 $ 1,054,000 $ 131,750 $ 62,000
Liberty, Georgia 8 $ 861,000 $ 107,625 $ 42,000
Coahoma, Mississippi 8 $ 860,000 $ 107,500 $ 57,000
Madison, Tennessee 8 $ 1,283,000 $ 160,375 $ 82,000
Fayette, Alabama 7 $ 1,352,000 $ 193,142 $ 84,000
Geneva, Alabama 7 $ 953,000 $ 136,142 $ 96,000
Lawrence, Alabama 7 $ 782,000 $ 111,714 $ 61,000
Marion, Alabama 7 $ 685,000 $ 97,857 $ 61,000
Walker, Alabama 7 $ 1,025,000 $ 146,428 $ 80,000
Union, Arkansas 7 $ 837,000 $ 119,571 $ 56,000
Catoosa, Georgia 7 $ 1,057,000 $ 151,000 $ 102,000
Paulding, Georgia 7 $ 624,000 $ 89,142 $ 58,000
Walker, Georgia 7 $ 838,000 $ 119,714 $ 61,000
Harrison, Mississippi 7 $ 867,000 $ 123,857 $ 76,000
Marshall, Mississippi 7 $ 601,000 $ 85,857 $ 59,000
Scott, Mississippi 7 $ 715,000 $ 102,142 $ 88,000
Yazoo, Mississippi 7 $ 196,000 $ 28,000 $ 48,000
Macon, North Carolina 7 $ 2,591,000 $ 370,142 $ 280,000
Loudon, Tennessee 7 $ 3,749,000 $ 535,571 $ 155,000
McNairy, Tennessee 7 $ 810,000 $ 115,714 $ 82,000
Lamar, Alabama 6 $ 756,000 $ 126,000 $ 76,000
Winston, Alabama 6 $ 1,065,000 $ 177,500 $ 111,000
Early, Georgia 6 $ 614,000 $ 102,333 $ 82,000
Hart, Georgia 6 $ 902,000 $ 150,333 $ 74,000
Meriwether, Georgia 6 $ 888,000 $ 148,000 $ 60,000
Pulaski, Georgia 6 $ 685,000 $ 114,166 $ 52,000
Pike, Mississippi 6 $ 676,000 $ 112,666 $ 42,000
Simpson, Mississippi 6 $ 558,000 $ 93,000 $ 61,000
Tate, Mississippi 6 $ 605,000 $ 100,833 $ 49,000
Webster, Mississippi 6 $ 527,000 $ 87,833 $ 79,000
Carter, Tennessee 6 $ 691,000 $ 115,166 $ 26,000
Hardeman, Tennessee 6 $ 435,000 $ 72,500 $ 158,000
Rutherford, Tennessee 6 $ 1,437,000 $ 239,500 $ 112,000
Chilton, Alabama 5 $ 499,000 $ 99,800 $ 59,000
Gordon, Georgia 5 $ 228,000 $ 45,600 $ 22,000
Jackson, Georgia 5 $ 497,000 $ 99,400 $ 38,000
Seminole, Georgia 5 $ 534,000 $ 106,800 $ 71,000
Walton, Georgia 5 $ 844,000 $ 168,800 $ 102,000
Benton, Mississippi 5 $ 152,000 $ 30,400 $ 32,000
Sunflower, Mississippi 5 $ 797,000 $ 159,400 $ 136,000
Robertson, Tennessee 5 $ 505,000 $ 101,000 $ 82,000
Cherokee, Alabama 4 $ 822,000 $ 205,500 $ 97,000
Coffee, Alabama 4 $ 538,000 $ 134,500 $ 81,000
Baldwin, Georgia 4 $ 761,000 $ 190,250 $ 90,000
Camden, Georgia 4 $ 844,000 $ 211,000 $ 78,000
Elbert, Georgia 4 $ 515,000 $ 128,750 $ 50,000
Gilmer, Georgia 4 $ 412,000 $ 103,000 $ 72,000
Grady, Georgia 4 $ 467,000 $ 116,750 $ 40,000
Miller, Georgia 4 $ 472,000 $ 118,000 $ 55,000
Mitchell, Georgia 4 $ 446,000 $ 111,500 $ 46,000
Sumter, Georgia 4 $ 534,000 $ 133,500 $ 46,000
Tattnall, Georgia 4 $ 508,000 $ 127,000 $ 113,000
Copiah, Mississippi 4 $ 781,000 $ 195,250 $ 99,000
Lawrence, Mississippi 4 $ 670,000 $ 167,500 $ 124,000
Noxubee, Mississippi 4 $ 402,000 $ 100,500 $ 69,000
Walthall, Mississippi 4 $ 365,000 $ 91,250 $ 56,000
Dyer, Tennessee 4 $ 805,000 $ 201,250 $ 97,000
Hardin, Tennessee 4 $ 446,000 $ 111,500 $ 158,000
Haywood, Tennessee 4 $ 583,000 $ 145,750 $ 363,000
Lincoln, Tennessee 4 $ 329,000 $ 82,250 $ 105,000
Maury, Tennessee 4 $ 620,000 $ 155,000 $ 78,000
Unicoi, Tennessee 4 $ 740,000 $ 185,000 $ 48,000
Franklin, Alabama 3 $ 149,000 $ 49,666 $ 37,000
Garland, Arkansas 3 $ 451,000 $ 150,333 $ 235,000
Bibb, Georgia 3 $ 686,000 $ 228,666 $ 100,000
Butts, Georgia 3 $ 237,000 $ 79,000 $ 51,000
Crisp, Georgia 3 $ 341,000 $ 113,666 $ 114,000
Dougherty, Georgia 3 $ 657,000 $ 219,000 $ 125,000
Lee, Georgia 3 $ 577,000 $ 192,333 $ 78,000
Long, Georgia 3 $ 497,000 $ 165,666 $ 68,000
Murray, Georgia 3 $ 264,000 $ 88,000 $ 59,000
Peach, Georgia 3 $ 688,000 $ 229,333 $ 87,000
White, Georgia 3 $ 324,000 $ 108,000 $ 67,000
East Feliciana, Louisiana 3 $ 661,000 $ 220,333 $ 100,000
Livingston, Louisiana 3 $ 665,000 $ 221,666 $ 117,000
Franklin, Mississippi 3 $ 350,000 $ 116,666 $ 105,000
Kemper, Mississippi 3 $ 48,000 $ 16,000 $ 44,000
Lauderdale, Mississippi 3 $ 380,000 $ 126,666 $ 89,000
Leflore, Mississippi 3 $ 313,000 $ 104,333 $ 61,000
Newton, Mississippi 3 $ 266,000 $ 88,666 $ 88,000
Smith, Mississippi 3 $ 361,000 $ 120,333 $ 53,000
Washington, Mississippi 3 $ 671,000 $ 223,666 $ 92,000
Oconee, South Carolina 3 $ 458,000 $ 152,666 $ 49,000
Humphreys, Tennessee 3 $ 765,000 $ 255,000 $ 107,000
Rhea, Tennessee 3 $ 327,000 $ 109,000 $ 116,000
Tipton, Tennessee 3 $ 326,000 $ 108,666 $ 78,000
Bristol, Virginia 3 $ 141,000 $ 47,000 $ 232,000
Bibb, Alabama 2 $ 371,000 $ 185,500 $ 57,000
Coosa, Alabama 2 $ 488,000 $ 244,000 $ 137,000
Hale, Alabama 2 $ 236,000 $ 118,000 $ 62,000
Mobile, Alabama 2 $ 110,000 $ 55,000 $ 32,000
Pickens, Alabama 2 $ 208,000 $ 104,000 $ 56,000
Pike, Alabama 2 $ 3,046,000 $ 1,523,000 $ 40,000
Randolph, Alabama 2 $ 105,000 $ 52,500 $ 54,000
Crittenden, Arkansas 2 $ 359,000 $ 179,500 $ 100,000
Lee, Arkansas 2 $ 160,000 $ 80,000 $ 45,000
Little River, Arkansas 2 $ 163,000 $ 81,500 $ 49,000
Pulaski, Arkansas 2 $ 187,000 $ 93,500 $ 199,000
Saline, Arkansas 2 $ 383,000 $ 191,500 $ 89,000
Gadsden, Florida 2 $ 184,000 $ 92,000 $ 54,000
Carroll, Georgia 2 $ 180,000 $ 90,000 $ 40,000
Clayton, Georgia 2 $ 232,000 $ 116,000 $ 20,000
Dade, Georgia 2 $ 269,000 $ 134,500 $ 94,000
Habersham, Georgia 2 $ 256,000 $ 128,000 $ 80,000
Jones, Georgia 2 $ 260,000 $ 130,000 $ 59,000
McDuffie, Georgia 2 $ 305,000 $ 152,500 $ 100,000
McIntosh, Georgia 2 $ 348,000 $ 174,000 $ 71,000
Newton, Georgia 2 $ 264,000 $ 132,000 $ 68,000
Polk, Georgia 2 $ 89,000 $ 44,500 $ 90,000
Towns, Georgia 2 $ 298,000 $ 149,000 $ 78,000
Caddo, Louisiana 2 $ 358,000 $ 179,000 $ 93,000
Lafayette, Louisiana 2 $ 159,000 $ 79,500 $ 140,000
Sabine, Louisiana 2 $ 468,000 $ 234,000 $ 113,000
St. Tammany, Louisiana 2 $ 359,000 $ 179,500 $ 399,000
Jones, Mississippi 2 $ 150,000 $ 75,000 $ 55,000
Lamar, Mississippi 2 $ 339,000 $ 169,500 $ 124,000
Pearl River, Mississippi 2 $ 222,000 $ 111,000 $ 127,000
Cherokee, North Carolina 2 $ 333,000 $ 166,500 $ 248,000
Anderson, South Carolina 2 $ 88,000 $ 44,000 $ 18,000
Bedford, Tennessee 2 $ 143,000 $ 71,500 $ 0
Greene, Tennessee 2 $ 276,000 $ 138,000 $ 44,000
Hawkins, Tennessee 2 $ 218,000 $ 109,000 $ 79,000
Russell, Virginia 2 $ 848,000 $ 424,000 $ 31,000
Butler, Alabama 1 $ 80,000 $ 80,000 $ 26,000
Clay, Alabama 1 $ 161,000 $ 161,000 $ 88,000
Crenshaw, Alabama 1 $ 62,000 $ 62,000 $ 27,000
Escambia, Alabama 1 $ 115,000 $ 115,000 $ 0
Macon, Alabama 1 $ 85,000 $ 85,000 $ 46,000
Wilcox, Alabama 1 $ 86,000 $ 86,000 $ 45,000
Maricopa, Arizona 1 $ 280,000 $ 280,000 $ 322,000
Benton, Arkansas 1 $ 64,000 $ 64,000 $ 108,000
Conway, Arkansas 1 $ 95,000 $ 95,000 $ 50,000
Craighead, Arkansas 1 $ 97,000 $ 97,000 $ 141,000
Cross, Arkansas 1 $ 56,000 $ 56,000 $ 34,000
Dallas, Arkansas 1 $ 71,000 $ 71,000 $ 41,000
Fulton, Arkansas 1 $ 90,000 $ 90,000 $ 388,000
Lonoke, Arkansas 1 $ 93,000 $ 93,000 $ 42,000
Mississippi, Arkansas 1 $ 94,000 $ 94,000 $ 58,000
Pike, Arkansas 1 $ 74,000 $ 74,000 $ 15,000
Hillsborough, Florida 1 $ 190,000 $ 190,000 $ 103,000
Jefferson, Florida 1 $ 95,000 $ 95,000 $ 31,000
Lee, Florida 1 $ 352,000 $ 352,000 $ 396,000
Leon, Florida 1 $ 104,000 $ 104,000 $ 87,000
Santa Rosa, Florida 1 $ 84,000 $ 84,000 $ 777,000
St. Johns, Florida 1 $ 125,000 $ 125,000 $ 44,000
Atkinson, Georgia 1 $ 150,000 $ 150,000 $ 140,000
Ben Hill, Georgia 1 $ 169,000 $ 169,000 $ 65,000
Brooks, Georgia 1 $ 238,000 $ 238,000 $ 121,000
Chattooga, Georgia 1 $ 51,000 $ 51,000 $ 0
Clarke, Georgia 1 $ 250,000 $ 250,000 $ 121,000
Columbia, Georgia 1 $ 835,000 $ 835,000 $ 156,000
Cook, Georgia 1 $ 164,000 $ 164,000 $ 50,000
Coweta, Georgia 1 $ 72,000 $ 72,000 $ 27,000
Dooly, Georgia 1 $ 92,000 $ 92,000 $ 34,000
Douglas, Georgia 1 $ 25,000 $ 25,000 $ 147,000
Fannin, Georgia 1 $ 212,000 $ 212,000 $ 133,000
Fayette, Georgia 1 $ 142,000 $ 142,000 $ 0
Franklin, Georgia 1 $ 95,000 $ 95,000 $ 60,000
Greene, Georgia 1 $ 150,000 $ 150,000 $ 211,000
Haralson, Georgia 1 $ 88,000 $ 88,000 $ 78,000
Irwin, Georgia 1 $ 84,000 $ 84,000 $ 38,000
Jefferson, Georgia 1 $ 50,000 $ 50,000 $ 37,000
Jenkins, Georgia 1 $ 223,000 $ 223,000 $ 67,000
Lanier, Georgia 1 $ 45,000 $ 45,000 $ 57,000
Lumpkin, Georgia 1 $ 238,000 $ 238,000 $ 56,000
Madison, Georgia 1 $ 320,000 $ 320,000 $ 64,000
Marion, Georgia 1 $ 240,000 $ 240,000 $ 120,000
Monroe, Georgia 1 $ 224,000 $ 224,000 $ 49,000
Oglethorpe, Georgia 1 $ 197,000 $ 197,000 $ 63,000
Quitman, Georgia 1 $ 112,000 $ 112,000 $ 36,000
Randolph, Georgia 1 $ 233,000 $ 233,000 $ 75,000
Schley, Georgia 1 $ 75,000 $ 75,000 $ 18,000
Spalding, Georgia 1 $ 261,000 $ 261,000 $ 81,000
Telfair, Georgia 1 $ 77,000 $ 77,000 $ 54,000
Union, Georgia 1 $ 110,000 $ 110,000 $ 80,000
Ware, Georgia 1 $ 70,000 $ 70,000 $ 46,000
Webster, Georgia 1 $ 102,000 $ 102,000 $ 27,000
Wilcox, Georgia 1 $ 122,000 $ 122,000 $ 60,000
Wilkes, Georgia 1 $ 177,000 $ 177,000 $ 37,000
Cook, Illinois 1 $ 352,000 $ 352,000 $ 178,000
Ascension, Louisiana 1 $ 113,000 $ 113,000 $ 213,000
Evangeline, Louisiana 1 $ 156,000 $ 156,000 $ 39,000
Jackson, Louisiana 1 $ 260,000 $ 260,000 $ 128,000
Lincoln, Louisiana 1 $ 144,000 $ 144,000 $ 90,000
St. Landry, Louisiana 1 $ 73,000 $ 73,000 $ 56,000
Terrebonne, Louisiana 1 $ 30,000 $ 30,000 $ 62,000
Hennepin, Minnesota 1 $ 270,000 $ 270,000 $ 140,000
Forrest, Mississippi 1 $ 112,000 $ 112,000 $ 60,000
George, Mississippi 1 $ 180,000 $ 180,000 $ 54,000
Stone, Mississippi 1 $ 114,000 $ 114,000 $ 60,000
Pemiscot, Missouri 1 $ 152,000 $ 152,000 $ 82,000
St. Louis City, Missouri 1 $ 160,000 $ 160,000 $ 245,000
Clay, North Carolina 1 $ 200,000 $ 200,000 $ 201,000
Jackson, North Carolina 1 $ 805,000 $ 805,000 $ 825,000
Rutherford, North Carolina 1 $ 151,000 $ 151,000 $ 72,000
Beaufort, South Carolina 1 $ 56,000 $ 56,000 $ 119,000
Chester, South Carolina 1 $ 221,000 $ 221,000 $ 89,000
Anderson, Tennessee 1 $ 134,000 $ 134,000 $ 182,000
Benton, Tennessee 1 $ 180,000 $ 180,000 $ 240,000
Cheatham, Tennessee 1 $ 425,000 $ 425,000 $ 360,000
Cocke, Tennessee 1 $ 169,000 $ 169,000 $ 176,000
Decatur, Tennessee 1 $ 89,000 $ 89,000 $ 214,000
DeKalb, Tennessee 1 $ 140,000 $ 140,000 $ 412,000
Dickson, Tennessee 1 $ 102,000 $ 102,000 $ 118,000
Fentress, Tennessee 1 $ 124,000 $ 124,000 $ 172,000
Giles, Tennessee 1 $ 130,000 $ 130,000 $ 68,000
Grundy, Tennessee 1 $ 85,000 $ 85,000 $ 286,000
Hamblen, Tennessee 1 $ 445,000 $ 445,000 $ 0
Hickman, Tennessee 1 $ 102,000 $ 102,000 $ 35,000
Lake, Tennessee 1 $ 115,000 $ 115,000 $ 38,000
Marshall, Tennessee 1 $ 124,000 $ 124,000 $ 32,000
Roane, Tennessee 1 $ 164,000 $ 164,000 $ 62,000
Sevier, Tennessee 1 $ 21,000 $ 21,000 $ 46,000
Van Buren, Tennessee 1 $ 950,000 $ 950,000 $ 796,000
Collin, Texas 1 $ 265,000 $ 265,000 $ 124,000
Harris, Texas 1 $ 122,000 $ 122,000 $ 386,000
Hays, Texas 1 $ 156,000 $ 156,000 $ 36,000
Washington, Virginia 1 $ 417,000 $ 417,000 $ 339,000
Park, Wyoming 1 $ 157,000 $ 157,000 $ 73,000

Mortgage Loan Application Detail Totals for Renasant Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,849 $591,503,000 $153,000 $4,150,000 $96,000 $4,819,000
Home Purchase 3,419 $546,560,000 $159,000 $3,375,000 $97,000 $3,259,000
Home Improvement 577 $30,899,000 $53,000 $2,075,000 $75,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,572 $996,310,000 $151,000 $2,611,000 $103,000 $4,819,000
Black or African American 706 $58,858,000 $83,000 $1,029,000 $61,000 $703,000
Not applicable 317 $76,341,000 $240,000 $4,150,000 $0 $0
Hispanic 119 $15,315,000 $128,000 $575,000 $77,000 $362,000
Asian 74 $14,996,000 $202,000 $1,000,000 $134,000 $1,134,000
Not Provided 37 $4,385,000 $118,000 $380,000 $72,000 $243,000
American Indian or Alaskan Native 12 $1,806,000 $150,000 $348,000 $101,000 $282,000
Native Hawaiian or Other Pacific Islander 8 $951,000 $118,000 $275,000 $91,000 $306,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,859 $1,037,500,000 $151,000 $4,150,000 $101,000 $4,819,000
FHA-insured (Federal Housing Administration) 499 $68,035,000 $136,000 $343,000 $53,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 330 $37,103,000 $112,000 $250,000 $42,000 $155,000
VA-guaranteed (Veterans Administration) 157 $26,324,000 $167,000 $575,000 $68,000 $324,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,675 $1,031,118,000 $154,000 $4,150,000 $97,000 $4,819,000
Application Denied By Financial Institution 544 $43,069,000 $79,000 $840,000 $52,000 $450,000
Application Withdrawn By Applicant 265 $29,051,000 $109,000 $950,000 $78,000 $814,000
Loan Purchased By The Institution 246 $51,044,000 $207,000 $417,000 $154,000 $1,084,000
Application Approved But Not Accepted 114 $14,376,000 $126,000 $640,000 $81,000 $560,000
File Closed For Incompleteness 1 $304,000 $304,000 $304,000 $96,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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