Synergy One Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Synergy One Lending, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Synergy One Lending, Inc.
3131 Camino Del Rio N Unit 150
Wilmington, DE 92108
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  
Total Number of Mortgage Applications 11,157
Total Mortgage Loan Application Amount $4,261,775,000
Average Mortgage Loan Application Amount $280,600
Highest Mortgage Loan Application Amount $3,785,000
Average Applicant Income $101,400
Highest Applicant Income $6,750,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Synergy One Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synergy One Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Synergy One Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synergy One Lending, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Synergy One Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synergy One Lending, Inc.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Synergy One Lending, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
El Paso County Colorado 484 $ 186,790,000 $ 385,000 $ 122,000
San Diego County California 357 $ 237,815,000 $ 666,000 $ 219,000
Ada County Idaho 265 $ 103,715,000 $ 391,000 $ 157,000
Hidalgo County Texas 253 $ 58,325,000 $ 230,000 $ 92,000
Denver County Colorado 251 $ 111,935,000 $ 445,000 $ 154,000
Arapahoe County Colorado 233 $ 87,885,000 $ 377,000 $ 125,000
Sacramento County California 231 $ 88,895,000 $ 384,000 $ 131,000
Adams County Colorado 223 $ 87,615,000 $ 392,000 $ 115,000
Stanislaus County California 214 $ 69,110,000 $ 322,000 $ 110,000
Los Angeles County California 206 $ 144,110,000 $ 699,000 $ 242,000
Jefferson County Colorado 206 $ 97,500,000 $ 473,000 $ 155,000
Harris County Texas 198 $ 49,750,000 $ 251,000 $ 109,000
Tarrant County Texas 198 $ 58,630,000 $ 296,000 $ 114,000
Dallas County Texas 195 $ 57,875,000 $ 296,000 $ 118,000
Marion County Oregon 187 $ 73,525,000 $ 393,000 $ 127,000
Maricopa County Arizona 167 $ 69,865,000 $ 418,000 $ 139,000
Bexar County Texas 158 $ 41,580,000 $ 263,000 $ 106,000
Josephine County Oregon 154 $ 48,580,000 $ 315,000 $ 87,000
Placer County California 148 $ 84,530,000 $ 571,000 $ 175,000
Riverside County California 140 $ 62,500,000 $ 446,000 $ 161,000
Canyon County Idaho 136 $ 44,460,000 $ 326,000 $ 130,000
Latah County Idaho 134 $ 46,060,000 $ 343,000 $ 121,000
Montrose County Colorado 133 $ 38,345,000 $ 288,000 $ 113,000
Deschutes County Oregon 132 $ 67,810,000 $ 513,000 $ 175,000
Douglas County Colorado 131 $ 71,935,000 $ 549,000 $ 176,000
Denton County Texas 126 $ 48,960,000 $ 388,000 $ 140,000
Collin County Texas 120 $ 52,230,000 $ 435,000 $ 216,000
San Bernardino County California 111 $ 45,885,000 $ 413,000 $ 132,000
Washington County Oregon 100 $ 47,300,000 $ 473,000 $ 146,000
Bonneville County Idaho 95 $ 21,685,000 $ 228,000 $ 82,000
Salt Lake County Utah 93 $ 40,325,000 $ 433,000 $ 122,000
Monterey County California 91 $ 72,155,000 $ 792,000 $ 279,000
Benton County Arkansas 89 $ 24,635,000 $ 276,000 $ 111,000
Sonoma County California 87 $ 48,475,000 $ 557,000 $ 176,000
Boulder County Colorado 85 $ 53,125,000 $ 625,000 $ 228,000
Jackson County Missouri 82 $ 15,930,000 $ 194,000 $ 88,000
Multnomah County Oregon 78 $ 35,730,000 $ 458,000 $ 136,000
Weld County Colorado 77 $ 25,865,000 $ 335,000 $ 123,000
Orange County California 73 $ 48,165,000 $ 659,000 $ 207,000
Brazoria County Texas 72 $ 15,130,000 $ 210,000 $ 125,000
Alameda County California 70 $ 38,810,000 $ 554,000 $ 166,000
Pueblo County Colorado 69 $ 13,065,000 $ 189,000 $ 73,000
San Joaquin County California 68 $ 27,060,000 $ 397,000 $ 114,000
Nevada County California 67 $ 39,865,000 $ 595,000 $ 206,000
Cameron County Texas 65 $ 14,685,000 $ 225,000 $ 92,000
Fort Bend County Texas 65 $ 20,875,000 $ 321,000 $ 146,000
Cowlitz County Washington 65 $ 19,115,000 $ 294,000 $ 89,000
Whitman County Washington 62 $ 21,100,000 $ 340,000 $ 118,000
Clackamas County Oregon 60 $ 29,640,000 $ 494,000 $ 148,000
Polk County Oregon 60 $ 23,220,000 $ 387,000 $ 105,000
Contra Costa County California 55 $ 29,305,000 $ 532,000 $ 163,000
Jackson County Oregon 52 $ 17,180,000 $ 330,000 $ 114,000
Clark County Nevada 50 $ 19,390,000 $ 387,000 $ 142,000
Washington County Utah 46 $ 16,970,000 $ 368,000 $ 166,000
Utah County Utah 45 $ 20,265,000 $ 450,000 $ 115,000
Santa Clara County California 41 $ 31,915,000 $ 778,000 $ 231,000
Cook County Illinois 41 $ 11,615,000 $ 283,000 $ 117,000
Montgomery County Texas 41 $ 12,145,000 $ 296,000 $ 149,000
Davis County Utah 39 $ 17,475,000 $ 448,000 $ 117,000
Ellis County Texas 38 $ 13,240,000 $ 348,000 $ 117,000
Pierce County Washington 38 $ 16,440,000 $ 432,000 $ 118,000
Santa Barbara County California 37 $ 33,305,000 $ 900,000 $ 230,000
Spokane County Washington 36 $ 9,670,000 $ 268,000 $ 88,000
Washington County Arkansas 35 $ 9,295,000 $ 265,000 $ 117,000
Galveston County Texas 35 $ 7,555,000 $ 215,000 $ 98,000
Fresno County California 34 $ 10,050,000 $ 295,000 $ 104,000
Kaufman County Texas 33 $ 9,625,000 $ 291,000 $ 88,000
Linn County Oregon 32 $ 11,110,000 $ 347,000 $ 102,000
Merced County California 31 $ 8,825,000 $ 284,000 $ 92,000
Larimer County Colorado 31 $ 11,435,000 $ 368,000 $ 132,000
Johnson County Texas 31 $ 11,085,000 $ 357,000 $ 127,000
Twin Falls County Idaho 30 $ 9,010,000 $ 300,000 $ 86,000
King County Washington 29 $ 17,685,000 $ 609,000 $ 167,000
Teller County Colorado 28 $ 11,350,000 $ 405,000 $ 129,000
Clark County Washington 28 $ 12,930,000 $ 461,000 $ 128,000
Yavapai County Arizona 27 $ 9,345,000 $ 346,000 $ 131,000
Benton County Washington 27 $ 10,325,000 $ 382,000 $ 131,000
San Francisco County California 25 $ 22,445,000 $ 897,000 $ 320,000
Kern County California 24 $ 7,220,000 $ 300,000 $ 136,000
Nez Perce County Idaho 24 $ 7,300,000 $ 304,000 $ 97,000
Washoe County Nevada 24 $ 19,220,000 $ 800,000 $ 218,000
Douglas County Oregon 24 $ 6,090,000 $ 253,000 $ 95,000
Madison County Idaho 23 $ 7,475,000 $ 325,000 $ 100,000
El Dorado County California 21 $ 12,025,000 $ 572,000 $ 204,000
San Mateo County California 21 $ 18,145,000 $ 864,000 $ 250,000
Ventura County California 21 $ 12,335,000 $ 587,000 $ 200,000
Yuba County California 21 $ 6,205,000 $ 295,000 $ 77,000
Delta County Colorado 21 $ 5,405,000 $ 257,000 $ 84,000
Pinal County Arizona 20 $ 5,370,000 $ 268,000 $ 113,000
Imperial County California 20 $ 5,040,000 $ 252,000 $ 93,000
Broomfield County Colorado 20 $ 8,520,000 $ 426,000 $ 149,000
El Paso County Texas 20 $ 3,870,000 $ 193,000 $ 95,000
Guadalupe County Texas 20 $ 7,020,000 $ 351,000 $ 130,000
Williamson County Texas 20 $ 6,620,000 $ 331,000 $ 99,000
Solano County California 19 $ 8,255,000 $ 434,000 $ 112,000
Park County Colorado 19 $ 9,495,000 $ 499,000 $ 143,000
Benton County Oregon 19 $ 6,665,000 $ 350,000 $ 133,000
Hillsborough County Florida 18 $ 5,860,000 $ 325,000 $ 197,000
Bingham County Idaho 18 $ 3,940,000 $ 218,000 $ 77,000
Gem County Idaho 18 $ 6,000,000 $ 333,000 $ 138,000
Travis County Texas 18 $ 7,260,000 $ 403,000 $ 140,000
Tulare County California 17 $ 2,665,000 $ 156,000 $ 66,000
Marion County Indiana 17 $ 3,835,000 $ 225,000 $ 87,000
Weber County Utah 17 $ 6,805,000 $ 400,000 $ 129,000
Snohomish County Washington 17 $ 9,025,000 $ 530,000 $ 164,000
Yamhill County Oregon 16 $ 6,910,000 $ 431,000 $ 113,000
Marin County California 15 $ 17,765,000 $ 1,184,000 $ 348,000
Shasta County California 15 $ 4,565,000 $ 304,000 $ 79,000
Broward County Florida 15 $ 3,685,000 $ 245,000 $ 165,000
Miami-Dade County Florida 15 $ 6,635,000 $ 442,000 $ 138,000
Palm Beach County Florida 15 $ 4,265,000 $ 284,000 $ 87,000
Pasco County Florida 15 $ 4,595,000 $ 306,000 $ 119,000
Jefferson County Idaho 15 $ 4,185,000 $ 279,000 $ 88,000
Bell County Texas 15 $ 3,315,000 $ 221,000 $ 89,000
Hays County Texas 15 $ 6,525,000 $ 435,000 $ 187,000
Rockwall County Texas 15 $ 4,555,000 $ 303,000 $ 165,000
Wise County Texas 15 $ 3,575,000 $ 238,000 $ 91,000
Asotin County Washington 15 $ 4,505,000 $ 300,000 $ 113,000
Pima County Arizona 14 $ 4,120,000 $ 294,000 $ 152,000
Fremont County Colorado 14 $ 3,720,000 $ 265,000 $ 69,000
Payette County Idaho 14 $ 3,380,000 $ 241,000 $ 74,000
Johnson County Kansas 14 $ 4,180,000 $ 298,000 $ 152,000
Jefferson County Louisiana 14 $ 2,290,000 $ 163,000 $ 67,000
Oklahoma County Oklahoma 14 $ 4,290,000 $ 306,000 $ 403,000
Hunt County Texas 14 $ 3,230,000 $ 230,000 $ 90,000
Brevard County Florida 13 $ 3,895,000 $ 299,000 $ 100,000
Comal County Texas 13 $ 5,725,000 $ 440,000 $ 200,000
Henderson County Texas 13 $ 3,785,000 $ 291,000 $ 118,000
Parker County Texas 13 $ 5,055,000 $ 388,000 $ 171,000
Grand County Colorado 12 $ 7,500,000 $ 625,000 $ 421,000
San Miguel County Colorado 12 $ 11,940,000 $ 995,000 $ 455,000
Orleans County Louisiana 12 $ 2,670,000 $ 222,000 $ 125,000
Clay County Missouri 12 $ 2,550,000 $ 212,000 $ 82,000
Jefferson County Oregon 12 $ 4,110,000 $ 342,000 $ 96,000
Davidson County Tennessee 12 $ 4,290,000 $ 357,000 $ 166,000
Grayson County Texas 12 $ 3,980,000 $ 331,000 $ 112,000
Madera County California 11 $ 3,195,000 $ 290,000 $ 111,000
Yolo County California 11 $ 4,185,000 $ 380,000 $ 139,000
Mesa County Colorado 11 $ 4,185,000 $ 380,000 $ 96,000
Elmore County Idaho 11 $ 2,965,000 $ 269,000 $ 90,000
Wyandotte County Kansas 11 $ 1,785,000 $ 162,000 $ 71,000
Cass County Missouri 11 $ 2,435,000 $ 221,000 $ 93,000
Coos County Oregon 11 $ 2,635,000 $ 239,000 $ 87,000
Lane County Oregon 11 $ 4,435,000 $ 403,000 $ 112,000
Deaf Smith County Texas 11 $ 2,125,000 $ 193,000 $ 63,000
Mohave County Arizona 10 $ 3,050,000 $ 305,000 $ 105,000
Lee County Florida 10 $ 2,360,000 $ 236,000 $ 75,000
Pinellas County Florida 10 $ 2,470,000 $ 247,000 $ 103,000
Middlesex County Massachusetts 10 $ 2,940,000 $ 294,000 $ 119,000
Thurston County Washington 10 $ 4,500,000 $ 450,000 $ 146,000
Volusia County Florida 9 $ 1,945,000 $ 216,000 $ 95,000
Gwinnett County Georgia 9 $ 2,385,000 $ 265,000 $ 102,000
Maui County Hawaii 9 $ 5,565,000 $ 618,000 $ 209,000
Wayne County Michigan 9 $ 1,395,000 $ 155,000 $ 39,000
Cooke County Texas 9 $ 1,865,000 $ 207,000 $ 100,000
Yuma County Arizona 8 $ 2,040,000 $ 255,000 $ 118,000
Butte County California 8 $ 2,320,000 $ 290,000 $ 94,000
Eagle County Colorado 8 $ 6,760,000 $ 845,000 $ 339,000
Orange County Florida 8 $ 3,010,000 $ 376,000 $ 148,000
Polk County Florida 8 $ 2,580,000 $ 322,000 $ 125,000
Hall County Georgia 8 $ 1,960,000 $ 245,000 $ 80,000
Valley County Idaho 8 $ 3,900,000 $ 487,000 $ 195,000
Miami County Kansas 8 $ 1,590,000 $ 198,000 $ 61,000
Suffolk County Massachusetts 8 $ 2,430,000 $ 303,000 $ 59,000
Oakland County Michigan 8 $ 2,320,000 $ 290,000 $ 124,000
Hennepin County Minnesota 8 $ 2,180,000 $ 272,000 $ 137,000
Cuyahoga County Ohio 8 $ 1,730,000 $ 216,000 $ 135,000
Montgomery County Ohio 8 $ 1,230,000 $ 153,000 $ 42,000
Klamath County Oregon 8 $ 1,740,000 $ 217,000 $ 62,000
Smith County Texas 8 $ 2,530,000 $ 316,000 $ 117,000
Wharton County Texas 8 $ 1,900,000 $ 237,000 $ 96,000
Madison County Alabama 7 $ 1,555,000 $ 222,000 $ 125,000
Montgomery County Alabama 7 $ 785,000 $ 112,000 $ 89,000
Calaveras County California 7 $ 2,345,000 $ 335,000 $ 138,000
Kings County California 7 $ 1,495,000 $ 213,000 $ 73,000
Lake County California 7 $ 1,495,000 $ 213,000 $ 76,000
Napa County California 7 $ 4,275,000 $ 610,000 $ 171,000
Tuolumne County California 7 $ 2,985,000 $ 426,000 $ 161,000
Las Animas County Colorado 7 $ 1,485,000 $ 212,000 $ 95,000
Ouray County Colorado 7 $ 3,115,000 $ 445,000 $ 144,000
Lake County Florida 7 $ 1,985,000 $ 283,000 $ 62,000
Manatee County Florida 7 $ 1,875,000 $ 267,000 $ 74,000
Sarasota County Florida 7 $ 2,395,000 $ 342,000 $ 92,000
Cobb County Georgia 7 $ 2,445,000 $ 349,000 $ 129,000
DeKalb County Georgia 7 $ 1,415,000 $ 202,000 $ 63,000
Muscogee County Georgia 7 $ 1,365,000 $ 195,000 $ 58,000
Jefferson County Kentucky 7 $ 1,765,000 $ 252,000 $ 190,000
Livingston County Louisiana 7 $ 1,795,000 $ 256,000 $ 156,000
Ingham County Michigan 7 $ 835,000 $ 119,000 $ 77,000
Yellowstone County Montana 7 $ 2,145,000 $ 306,000 $ 54,000
Santa Fe County New Mexico 7 $ 4,105,000 $ 586,000 $ 297,000
Crook County Oregon 7 $ 2,265,000 $ 323,000 $ 94,000
Montgomery County Tennessee 7 $ 1,585,000 $ 226,000 $ 67,000
Rutherford County Tennessee 7 $ 1,425,000 $ 203,000 $ 59,000
Nueces County Texas 7 $ 1,335,000 $ 190,000 $ 102,000
Waller County Texas 7 $ 3,385,000 $ 483,000 $ 172,000
Iron County Utah 7 $ 2,625,000 $ 375,000 $ 894,000
Pacific County Washington 7 $ 1,105,000 $ 157,000 $ 106,000
Jefferson County Alabama 6 $ 770,000 $ 128,000 $ 38,000
Amador County California 6 $ 1,890,000 $ 315,000 $ 114,000
Mendocino County California 6 $ 2,210,000 $ 368,000 $ 85,000
Sutter County California 6 $ 2,080,000 $ 346,000 $ 87,000
Elbert County Colorado 6 $ 2,540,000 $ 423,000 $ 115,000
Morgan County Colorado 6 $ 1,410,000 $ 235,000 $ 58,000
Summit County Colorado 6 $ 5,360,000 $ 893,000 $ 311,000
District of Columbia County District Of Columbia 6 $ 1,970,000 $ 328,000 $ 144,000
Marion County Florida 6 $ 830,000 $ 138,000 $ 39,000
Osceola County Florida 6 $ 1,740,000 $ 290,000 $ 113,000
St. Johns County Florida 6 $ 3,140,000 $ 523,000 $ 184,000
Walton County Florida 6 $ 4,830,000 $ 805,000 $ 337,000
Chatham County Georgia 6 $ 1,370,000 $ 228,000 $ 170,000
Fulton County Georgia 6 $ 2,320,000 $ 386,000 $ 254,000
Boise County Idaho 6 $ 2,050,000 $ 341,000 $ 178,000
Lake County Illinois 6 $ 1,370,000 $ 228,000 $ 85,000
Allen County Indiana 6 $ 1,240,000 $ 206,000 $ 237,000
Essex County Massachusetts 6 $ 2,140,000 $ 356,000 $ 84,000
Worcester County Massachusetts 6 $ 1,490,000 $ 248,000 $ 73,000
Macomb County Michigan 6 $ 1,080,000 $ 180,000 $ 67,000
Greene County Missouri 6 $ 1,320,000 $ 220,000 $ 106,000
Platte County Missouri 6 $ 1,650,000 $ 275,000 $ 75,000
Ray County Missouri 6 $ 1,280,000 $ 213,000 $ 72,000
Bernalillo County New Mexico 6 $ 1,130,000 $ 188,000 $ 92,000
Columbia County Oregon 6 $ 2,220,000 $ 370,000 $ 119,000
Liberty County Texas 6 $ 1,210,000 $ 201,000 $ 78,000
McLennan County Texas 6 $ 2,100,000 $ 350,000 $ 133,000
Wasatch County Utah 6 $ 4,230,000 $ 705,000 $ 116,000
Kitsap County Washington 6 $ 2,550,000 $ 425,000 $ 122,000
Lewis County Washington 6 $ 1,700,000 $ 283,000 $ 104,000
Baldwin County Alabama 5 $ 1,025,000 $ 205,000 $ 80,000
Plumas County California 5 $ 1,415,000 $ 283,000 $ 100,000
Logan County Colorado 5 $ 1,285,000 $ 257,000 $ 90,000
New Haven County Connecticut 5 $ 945,000 $ 189,000 $ 72,000
Clay County Florida 5 $ 1,115,000 $ 223,000 $ 92,000
Duval County Florida 5 $ 1,065,000 $ 213,000 $ 160,000
Escambia County Florida 5 $ 1,435,000 $ 287,000 $ 162,000
Santa Rosa County Florida 5 $ 955,000 $ 191,000 $ 46,000
Henry County Georgia 5 $ 1,185,000 $ 237,000 $ 53,000
Bannock County Idaho 5 $ 1,175,000 $ 235,000 $ 93,000
Elkhart County Indiana 5 $ 745,000 $ 149,000 $ 82,000
Lake County Indiana 5 $ 845,000 $ 169,000 $ 65,000
Ascension County Louisiana 5 $ 1,055,000 $ 211,000 $ 67,000
Dakota County Minnesota 5 $ 1,475,000 $ 295,000 $ 89,000
Ramsey County Minnesota 5 $ 1,575,000 $ 315,000 $ 95,000
McDonald County Missouri 5 $ 955,000 $ 191,000 $ 60,000
St. Louis County Missouri 5 $ 925,000 $ 185,000 $ 69,000
Dona Ana County New Mexico 5 $ 1,205,000 $ 241,000 $ 119,000
Cumberland County North Carolina 5 $ 665,000 $ 133,000 $ 165,000
Mecklenburg County North Carolina 5 $ 1,115,000 $ 223,000 $ 54,000
Onslow County North Carolina 5 $ 1,425,000 $ 285,000 $ 77,000
Hamilton County Ohio 5 $ 905,000 $ 181,000 $ 79,000
Lincoln County Oregon 5 $ 2,445,000 $ 489,000 $ 147,000
Malheur County Oregon 5 $ 2,205,000 $ 441,000 $ 109,000
Richland County South Carolina 5 $ 1,165,000 $ 233,000 $ 381,000
Knox County Tennessee 5 $ 1,345,000 $ 269,000 $ 130,000
Maury County Tennessee 5 $ 1,315,000 $ 263,000 $ 56,000
Sumner County Tennessee 5 $ 1,775,000 $ 355,000 $ 116,000
Williamson County Tennessee 5 $ 3,685,000 $ 737,000 $ 339,000
Navarro County Texas 5 $ 2,775,000 $ 555,000 $ 205,000
Webb County Texas 5 $ 1,045,000 $ 209,000 $ 51,000
Wilson County Texas 5 $ 1,555,000 $ 311,000 $ 119,000
Tooele County Utah 5 $ 2,135,000 $ 427,000 $ 91,000
Henrico County Virginia 5 $ 1,445,000 $ 289,000 $ 138,000
Chelan County Washington 5 $ 1,715,000 $ 343,000 $ 110,000
Skagit County Washington 5 $ 1,885,000 $ 377,000 $ 314,000
Whatcom County Washington 5 $ 2,275,000 $ 455,000 $ 182,000
Garland County Arkansas 4 $ 740,000 $ 185,000 $ 63,000
San Benito County California 4 $ 2,080,000 $ 520,000 $ 170,000
San Luis Obispo County California 4 $ 2,170,000 $ 542,000 $ 209,000
Huerfano County Colorado 4 $ 1,160,000 $ 290,000 $ 115,000
Fairfield County Connecticut 4 $ 910,000 $ 227,000 $ 46,000
Bay County Florida 4 $ 950,000 $ 237,000 $ 102,000
Seminole County Florida 4 $ 780,000 $ 195,000 $ 71,000
St. Lucie County Florida 4 $ 860,000 $ 215,000 $ 56,000
Honolulu County Hawaii 4 $ 2,160,000 $ 540,000 $ 340,000
DuPage County Illinois 4 $ 840,000 $ 210,000 $ 109,000
St. Joseph County Indiana 4 $ 580,000 $ 145,000 $ 59,000
Vigo County Indiana 4 $ 250,000 $ 62,000 $ 124,000
Polk County Iowa 4 $ 740,000 $ 185,000 $ 63,000
Caddo County Louisiana 4 $ 570,000 $ 142,000 $ 57,000
Baltimore City County Maryland 4 $ 1,280,000 $ 320,000 $ 171,000
Bristol County Massachusetts 4 $ 1,150,000 $ 287,000 $ 66,000
Plymouth County Massachusetts 4 $ 1,660,000 $ 415,000 $ 121,000
Wright County Minnesota 4 $ 760,000 $ 190,000 $ 66,000
Johnson County Missouri 4 $ 1,000,000 $ 250,000 $ 76,000
Gallatin County Montana 4 $ 930,000 $ 232,000 $ 83,000
Carson City County Nevada 4 $ 2,290,000 $ 572,000 $ 186,000
Colfax County New Mexico 4 $ 1,620,000 $ 405,000 $ 267,000
Butler County Ohio 4 $ 610,000 $ 152,000 $ 46,000
Franklin County Ohio 4 $ 730,000 $ 182,000 $ 50,000
Summit County Ohio 4 $ 730,000 $ 182,000 $ 127,000
Tulsa County Oklahoma 4 $ 800,000 $ 200,000 $ 66,000
Horry County South Carolina 4 $ 950,000 $ 237,000 $ 57,000
Atascosa County Texas 4 $ 1,300,000 $ 325,000 $ 96,000
Austin County Texas 4 $ 1,000,000 $ 250,000 $ 48,000
Brown County Texas 4 $ 540,000 $ 135,000 $ 107,000
Fannin County Texas 4 $ 870,000 $ 217,000 $ 106,000
Hood County Texas 4 $ 1,470,000 $ 367,000 $ 116,000
Maverick County Texas 4 $ 830,000 $ 207,000 $ 57,000
Medina County Texas 4 $ 1,020,000 $ 255,000 $ 93,000
Potter County Texas 4 $ 950,000 $ 237,000 $ 137,000
Loudoun County Virginia 4 $ 2,330,000 $ 582,000 $ 169,000
Walla Walla County Washington 4 $ 1,490,000 $ 372,000 $ 212,000
Kenosha County Wisconsin 4 $ 430,000 $ 107,000 $ 55,000
Waukesha County Wisconsin 4 $ 810,000 $ 202,000 $ 78,000
Blount County Alabama 3 $ 635,000 $ 211,000 $ 91,000
Calhoun County Alabama 3 $ 925,000 $ 308,000 $ 114,000
Elmore County Alabama 3 $ 505,000 $ 168,000 $ 53,000
Lauderdale County Alabama 3 $ 375,000 $ 125,000 $ 41,000
Mobile County Alabama 3 $ 475,000 $ 158,000 $ 33,000
Shelby County Alabama 3 $ 1,045,000 $ 348,000 $ 164,000
Craighead County Arkansas 3 $ 675,000 $ 225,000 $ 104,000
Humboldt County California 3 $ 1,315,000 $ 438,000 $ 238,000
Santa Cruz County California 3 $ 1,845,000 $ 615,000 $ 118,000
Siskiyou County California 3 $ 455,000 $ 151,000 $ 56,000
Clear Creek County Colorado 3 $ 1,465,000 $ 488,000 $ 274,000
Garfield County Colorado 3 $ 2,255,000 $ 751,000 $ 219,000
La Plata County Colorado 3 $ 1,645,000 $ 548,000 $ 138,000
Routt County Colorado 3 $ 1,805,000 $ 601,000 $ 212,000
Hartford County Connecticut 3 $ 735,000 $ 245,000 $ 108,000
Indian River County Florida 3 $ 615,000 $ 205,000 $ 81,000
Clayton County Georgia 3 $ 565,000 $ 188,000 $ 143,000
Douglas County Georgia 3 $ 585,000 $ 195,000 $ 45,000
Houston County Georgia 3 $ 605,000 $ 201,000 $ 75,000
Richmond County Georgia 3 $ 385,000 $ 128,000 $ 178,000
Blaine County Idaho 3 $ 2,675,000 $ 891,000 $ 313,000
Jerome County Idaho 3 $ 675,000 $ 225,000 $ 58,000
Kootenai County Idaho 3 $ 1,055,000 $ 351,000 $ 139,000
Minidoka County Idaho 3 $ 865,000 $ 288,000 $ 98,000
Kane County Illinois 3 $ 705,000 $ 235,000 $ 163,000
McHenry County Illinois 3 $ 625,000 $ 208,000 $ 106,000
Sangamon County Illinois 3 $ 305,000 $ 101,000 $ 107,000
Hamilton County Indiana 3 $ 1,465,000 $ 488,000 $ 163,000
Johnson County Indiana 3 $ 625,000 $ 208,000 $ 62,000
Monroe County Indiana 3 $ 495,000 $ 165,000 $ 60,000
Tippecanoe County Indiana 3 $ 355,000 $ 118,000 $ 83,000
Franklin County Kansas 3 $ 445,000 $ 148,000 $ 79,000
Pottawatomie County Kansas 3 $ 655,000 $ 218,000 $ 57,000
Sedgwick County Kansas 3 $ 545,000 $ 181,000 $ 49,000
Shawnee County Kansas 3 $ 305,000 $ 101,000 $ 53,000
Boone County Kentucky 3 $ 1,065,000 $ 355,000 $ 110,000
Mason County Kentucky 3 $ 265,000 $ 88,000 $ 58,000
Bossier County Louisiana 3 $ 475,000 $ 158,000 $ 82,000
East Baton Rouge County Louisiana 3 $ 425,000 $ 141,000 $ 141,000
Ouachita County Louisiana 3 $ 615,000 $ 205,000 $ 65,000
St. John the Baptist County Louisiana 3 $ 515,000 $ 171,000 $ 46,000
Webster County Louisiana 3 $ 535,000 $ 178,000 $ 45,000
Barnstable County Massachusetts 3 $ 2,685,000 $ 895,000 $ 252,000
Norfolk County Massachusetts 3 $ 1,055,000 $ 351,000 $ 81,000
Genesee County Michigan 3 $ 415,000 $ 138,000 $ 52,000
Muskegon County Michigan 3 $ 325,000 $ 108,000 $ 59,000
Anoka County Minnesota 3 $ 785,000 $ 261,000 $ 101,000
Mower County Minnesota 3 $ 325,000 $ 108,000 $ 34,000
Camden County Missouri 3 $ 1,265,000 $ 421,000 $ 164,000
Lafayette County Missouri 3 $ 385,000 $ 128,000 $ 51,000
Sarpy County Nebraska 3 $ 735,000 $ 245,000 $ 61,000
Brunswick County North Carolina 3 $ 795,000 $ 265,000 $ 99,000
Guilford County North Carolina 3 $ 955,000 $ 318,000 $ 97,000
Wake County North Carolina 3 $ 615,000 $ 205,000 $ 50,000
Cass County North Dakota 3 $ 925,000 $ 308,000 $ 69,000
Lorain County Ohio 3 $ 595,000 $ 198,000 $ 117,000
Trumbull County Ohio 3 $ 515,000 $ 171,000 $ 66,000
Logan County Oklahoma 3 $ 745,000 $ 248,000 $ 70,000
Baker County Oregon 3 $ 425,000 $ 141,000 $ 72,000
Umatilla County Oregon 3 $ 925,000 $ 308,000 $ 110,000
Spartanburg County South Carolina 3 $ 495,000 $ 165,000 $ 55,000
Hamilton County Tennessee 3 $ 405,000 $ 135,000 $ 29,000
Robertson County Tennessee 3 $ 675,000 $ 225,000 $ 81,000
Sevier County Tennessee 3 $ 1,635,000 $ 545,000 $ 103,000
Shelby County Tennessee 3 $ 665,000 $ 221,000 $ 106,000
Bowie County Texas 3 $ 305,000 $ 101,000 $ 61,000
Burnet County Texas 3 $ 565,000 $ 188,000 $ 73,000
Coryell County Texas 3 $ 775,000 $ 258,000 $ 60,000
Ector County Texas 3 $ 345,000 $ 115,000 $ 238,000
Gray County Texas 3 $ 365,000 $ 121,000 $ 68,000
Hill County Texas 3 $ 725,000 $ 241,000 $ 91,000
Hopkins County Texas 3 $ 395,000 $ 131,000 $ 60,000
Jefferson County Texas 3 $ 335,000 $ 111,000 $ 63,000
Midland County Texas 3 $ 435,000 $ 145,000 $ 96,000
Randall County Texas 3 $ 955,000 $ 318,000 $ 162,000
Newport News County Virginia 3 $ 525,000 $ 175,000 $ 83,000
Spotsylvania County Virginia 3 $ 835,000 $ 278,000 $ 84,000
Columbia County Washington 3 $ 1,205,000 $ 401,000 $ 171,000
Grant County Washington 3 $ 1,365,000 $ 455,000 $ 89,000
Lincoln County Washington 3 $ 395,000 $ 131,000 $ 53,000
Dale County Alabama 2 $ 280,000 $ 140,000 $ 58,000
St. Clair County Alabama 2 $ 330,000 $ 165,000 $ 66,000
Coconino County Arizona 2 $ 1,070,000 $ 535,000 $ 352,000
Boone County Arkansas 2 $ 250,000 $ 125,000 $ 40,000
Lonoke County Arkansas 2 $ 310,000 $ 155,000 $ 107,000
Madison County Arkansas 2 $ 340,000 $ 170,000 $ 93,000
Pulaski County Arkansas 2 $ 460,000 $ 230,000 $ 171,000
Colusa County California 2 $ 480,000 $ 240,000 $ 74,000
Bent County Colorado 2 $ 180,000 $ 90,000 $ 72,000
Kit Carson County Colorado 2 $ 400,000 $ 200,000 $ 154,000
Lincoln County Colorado 2 $ 510,000 $ 255,000 $ 143,000
Pitkin County Colorado 2 $ 470,000 $ 235,000 $ 200,000
Charlotte County Florida 2 $ 620,000 $ 310,000 $ 159,000
Citrus County Florida 2 $ 450,000 $ 225,000 $ 39,000
Collier County Florida 2 $ 600,000 $ 300,000 $ 138,000
Flagler County Florida 2 $ 500,000 $ 250,000 $ 82,000
Franklin County Florida 2 $ 210,000 $ 105,000 $ 38,000
Hernando County Florida 2 $ 400,000 $ 200,000 $ 47,000
Martin County Florida 2 $ 1,110,000 $ 555,000 $ 105,000
Sumter County Florida 2 $ 300,000 $ 150,000 $ 44,000
Atkinson County Georgia 2 $ 180,000 $ 90,000 $ 39,000
Bibb County Georgia 2 $ 170,000 $ 85,000 $ 103,000
Bulloch County Georgia 2 $ 390,000 $ 195,000 $ 77,000
Cherokee County Georgia 2 $ 260,000 $ 130,000 $ 23,000
Clarke County Georgia 2 $ 380,000 $ 190,000 $ 169,000
Columbia County Georgia 2 $ 500,000 $ 250,000 $ 56,000
Effingham County Georgia 2 $ 280,000 $ 140,000 $ 68,000
Glynn County Georgia 2 $ 760,000 $ 380,000 $ 248,000
Paulding County Georgia 2 $ 490,000 $ 245,000 $ 84,000
Putnam County Georgia 2 $ 640,000 $ 320,000 $ 190,000
Adams County Idaho 2 $ 580,000 $ 290,000 $ 76,000
Bonner County Idaho 2 $ 1,400,000 $ 700,000 $ 219,000
Clearwater County Idaho 2 $ 400,000 $ 200,000 $ 42,000
Custer County Idaho 2 $ 1,040,000 $ 520,000 $ 67,000
Idaho County Idaho 2 $ 820,000 $ 410,000 $ 98,000
Owyhee County Idaho 2 $ 600,000 $ 300,000 $ 67,000
Teton County Idaho 2 $ 1,800,000 $ 900,000 $ 421,000
Washington County Idaho 2 $ 440,000 $ 220,000 $ 46,000
Adams County Illinois 2 $ 300,000 $ 150,000 $ 67,000
Iroquois County Illinois 2 $ 120,000 $ 60,000 $ 17,000
Knox County Illinois 2 $ 170,000 $ 85,000 $ 225,000
Lawrence County Illinois 2 $ 180,000 $ 90,000 $ 39,000
Will County Illinois 2 $ 320,000 $ 160,000 $ 135,000
Franklin County Indiana 2 $ 590,000 $ 295,000 $ 103,000
Madison County Indiana 2 $ 280,000 $ 140,000 $ 46,000
Warren County Iowa 2 $ 320,000 $ 160,000 $ 77,000
Woodbury County Iowa 2 $ 420,000 $ 210,000 $ 69,000
Butler County Kansas 2 $ 280,000 $ 140,000 $ 50,000
Fayette County Kentucky 2 $ 810,000 $ 405,000 $ 142,000
Franklin County Kentucky 2 $ 440,000 $ 220,000 $ 137,000
Kenton County Kentucky 2 $ 270,000 $ 135,000 $ 87,000
Laurel County Kentucky 2 $ 400,000 $ 200,000 $ 110,000
Oldham County Kentucky 2 $ 430,000 $ 215,000 $ 164,000
Iberia County Louisiana 2 $ 260,000 $ 130,000 $ 46,000
Tangipahoa County Louisiana 2 $ 360,000 $ 180,000 $ 78,000
Anne Arundel County Maryland 2 $ 680,000 $ 340,000 $ 246,000
Howard County Maryland 2 $ 1,260,000 $ 630,000 $ 183,000
Hampden County Massachusetts 2 $ 370,000 $ 185,000 $ 68,000
Berrien County Michigan 2 $ 370,000 $ 185,000 $ 74,000
Eaton County Michigan 2 $ 310,000 $ 155,000 $ 76,000
Manistee County Michigan 2 $ 140,000 $ 70,000 $ 24,000
St. Clair County Michigan 2 $ 260,000 $ 130,000 $ 53,000
Blue Earth County Minnesota 2 $ 310,000 $ 155,000 $ 26,000
St. Louis County Minnesota 2 $ 260,000 $ 130,000 $ 93,000
Washington County Minnesota 2 $ 620,000 $ 310,000 $ 82,000
Claiborne County Mississippi 2 $ 450,000 $ 225,000 $ 72,000
Forrest County Mississippi 2 $ 160,000 $ 80,000 $ 54,000
Hinds County Mississippi 2 $ 350,000 $ 175,000 $ 29,000
Lauderdale County Mississippi 2 $ 440,000 $ 220,000 $ 48,000
Lee County Mississippi 2 $ 390,000 $ 195,000 $ 50,000
Barry County Missouri 2 $ 380,000 $ 190,000 $ 50,000
Christian County Missouri 2 $ 460,000 $ 230,000 $ 73,000
Cole County Missouri 2 $ 210,000 $ 105,000 $ 33,000
Jefferson County Missouri 2 $ 390,000 $ 195,000 $ 44,000
Livingston County Missouri 2 $ 290,000 $ 145,000 $ 92,000
Miller County Missouri 2 $ 550,000 $ 275,000 $ 65,000
Pettis County Missouri 2 $ 160,000 $ 80,000 $ 42,000
St. Louis City County Missouri 2 $ 250,000 $ 125,000 $ 94,000
Stone County Missouri 2 $ 390,000 $ 195,000 $ 65,000
Flathead County Montana 2 $ 530,000 $ 265,000 $ 103,000
Missoula County Montana 2 $ 970,000 $ 485,000 $ 198,000
Park County Montana 2 $ 810,000 $ 405,000 $ 142,000
Douglas County Nebraska 2 $ 820,000 $ 410,000 $ 136,000
Curry County New Mexico 2 $ 290,000 $ 145,000 $ 407,000
San Juan County New Mexico 2 $ 450,000 $ 225,000 $ 111,000
Sandoval County New Mexico 2 $ 390,000 $ 195,000 $ 61,000
Taos County New Mexico 2 $ 640,000 $ 320,000 $ 100,000
Cabarrus County North Carolina 2 $ 270,000 $ 135,000 $ 93,000
Gaston County North Carolina 2 $ 430,000 $ 215,000 $ 95,000
Harnett County North Carolina 2 $ 600,000 $ 300,000 $ 183,000
Henderson County North Carolina 2 $ 290,000 $ 145,000 $ 36,000
Johnston County North Carolina 2 $ 610,000 $ 305,000 $ 102,000
Wilson County North Carolina 2 $ 220,000 $ 110,000 $ 90,000
Delaware County Ohio 2 $ 390,000 $ 195,000 $ 59,000
Knox County Ohio 2 $ 530,000 $ 265,000 $ 100,000
Stark County Ohio 2 $ 240,000 $ 120,000 $ 57,000
Canadian County Oklahoma 2 $ 600,000 $ 300,000 $ 188,000
Mayes County Oklahoma 2 $ 300,000 $ 150,000 $ 97,000
Clatsop County Oregon 2 $ 930,000 $ 465,000 $ 189,000
Curry County Oregon 2 $ 1,050,000 $ 525,000 $ 509,000
Lake County Oregon 2 $ 260,000 $ 130,000 $ 43,000
Tillamook County Oregon 2 $ 730,000 $ 365,000 $ 160,000
Union County Oregon 2 $ 620,000 $ 310,000 $ 131,000
Aiken County South Carolina 2 $ 430,000 $ 215,000 $ 49,000
Berkeley County South Carolina 2 $ 600,000 $ 300,000 $ 51,000
Charleston County South Carolina 2 $ 440,000 $ 220,000 $ 75,000
Darlington County South Carolina 2 $ 290,000 $ 145,000 $ 159,000
Lexington County South Carolina 2 $ 300,000 $ 150,000 $ 61,000
Oconee County South Carolina 2 $ 470,000 $ 235,000 $ 91,000
Corson County South Dakota 2 $ 280,000 $ 140,000 $ 77,000
Bledsoe County Tennessee 2 $ 300,000 $ 150,000 $ 77,000
Carter County Tennessee 2 $ 250,000 $ 125,000 $ 17,000
Washington County Tennessee 2 $ 1,010,000 $ 505,000 $ 182,000
Wilson County Tennessee 2 $ 540,000 $ 270,000 $ 43,000
Anderson County Texas 2 $ 230,000 $ 115,000 $ 75,000
Angelina County Texas 2 $ 430,000 $ 215,000 $ 56,000
Page:

Mortgage Loan Application Detail Totals for Synergy One Lending, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,916 $3,222,610,000 $407,000 $3,785,000 $143,000 $6,750,000
Cash-out Refinancing 2,208 $694,240,000 $314,000 $1,915,000 $115,000 $5,537,000
Refinancing 878 $304,550,000 $346,000 $2,545,000 $129,000 $995,000
Home Improvement 154 $40,300,000 $261,000 $1,875,000 $83,000 $320,000
Other Purpose 1 $75,000 $75,000 $75,000 $37,000 $37,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,647 $2,246,785,000 $397,000 $3,785,000 $144,000 $5,681,000
Not Provided 2,433 $969,355,000 $398,000 $2,775,000 $140,000 $1,703,000
Hispanic 1,896 $609,300,000 $321,000 $2,625,000 $111,000 $6,750,000
Black or African American 631 $185,435,000 $293,000 $1,055,000 $105,000 $1,728,000
Asian 431 $201,345,000 $467,000 $1,925,000 $163,000 $1,413,000
American Indian or Alaskan Native 55 $20,255,000 $368,000 $875,000 $115,000 $422,000
Native Hawaiian or Other Pacific Islander 44 $18,410,000 $418,000 $1,155,000 $123,000 $351,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,331 $3,275,755,000 $393,000 $3,785,000 $150,000 $6,750,000
FHA-insured (Federal Housing Administration) 1,891 $611,965,000 $323,000 $985,000 $91,000 $498,000
VA-guaranteed (Veterans Administration) 893 $364,995,000 $408,000 $1,485,000 $102,000 $729,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $9,060,000 $215,000 $505,000 $65,000 $153,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,034 $2,825,890,000 $401,000 $3,005,000 $144,000 $6,750,000
Application Withdrawn By Applicant 3,089 $1,130,335,000 $365,000 $3,785,000 $129,000 $2,452,000
Application Denied By Financial Institution 702 $221,880,000 $316,000 $1,955,000 $104,000 $5,681,000
File Closed For Incompleteness 313 $79,505,000 $254,000 $1,755,000 $86,000 $771,000
Application Approved But Not Accepted 19 $4,165,000 $219,000 $625,000 $81,000 $206,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,455 $4,039,895,000 $386,000 $3,785,000 $138,000 $6,750,000
Debt-To-Income Ratio 283 $91,025,000 $321,000 $1,805,000 $78,000 $539,000
Credit History 172 $43,610,000 $253,000 $1,455,000 $79,000 $567,000
Other 107 $38,695,000 $361,000 $1,595,000 $130,000 $1,418,000
Insufficient Cash (Downpayment, Closing Cost) 39 $13,145,000 $337,000 $1,335,000 $113,000 $480,000
Collateral 39 $11,825,000 $303,000 $845,000 $295,000 $5,681,000
Employment History 36 $12,400,000 $344,000 $1,955,000 $84,000 $262,000
Unverifiable Information 21 $9,435,000 $449,000 $1,875,000 $199,000 $829,000
Credit Application Incomplete 5 $1,745,000 $349,000 $435,000 $86,000 $112,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Synergy One Lending, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Synergy One Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

Download the Delaware Lender List