Credit Human Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Credit Human Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Human Federal Credit Union 6061 Ih 10 West San Antonio, TX 78201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,470 |
| Total Mortgage Loan Application Amount | $1,538,220,000 |
| Average Mortgage Loan Application Amount | $63,600 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $71,400 |
| Highest Applicant Income | $2,169,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Credit Human Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Human Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Credit Human Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Human Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Human Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Human Federal Credit Union's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,705 | $ 285,525,000 | $ 73,435 | $ 66,256 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 726 | $ 46,780,000 | $ 64,000 | $ 70,000 |
| SAN DIEGO-CARLSBAD, CA | 462 | $ 48,900,000 | $ 105,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 386 | $ 22,100,000 | $ 57,000 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 384 | $ 26,940,000 | $ 70,000 | $ 70,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 345 | $ 26,515,000 | $ 76,000 | $ 83,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 338 | $ 34,900,000 | $ 103,000 | $ 81,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 267 | $ 39,765,000 | $ 148,000 | $ 119,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 235 | $ 18,665,000 | $ 79,000 | $ 73,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 207 | $ 22,565,000 | $ 109,000 | $ 94,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 204 | $ 15,190,000 | $ 75,000 | $ 59,000 |
| BATON ROUGE, LA | 175 | $ 12,235,000 | $ 69,000 | $ 54,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 173 | $ 20,195,000 | $ 116,000 | $ 83,000 |
| SALEM, OR | 151 | $ 10,135,000 | $ 67,000 | $ 57,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 133 | $ 9,285,000 | $ 69,000 | $ 57,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 124 | $ 10,070,000 | $ 81,000 | $ 77,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 119 | $ 11,495,000 | $ 96,000 | $ 74,000 |
| AUSTIN-ROUND ROCK, TX | 108 | $ 9,280,000 | $ 85,000 | $ 92,000 |
| ALBANY-SCHENECTADY-TROY, NY | 101 | $ 6,155,000 | $ 60,000 | $ 61,000 |
| SANTA ROSA, CA | 95 | $ 11,195,000 | $ 117,000 | $ 83,000 |
| KNOXVILLE, TN | 93 | $ 7,425,000 | $ 79,000 | $ 50,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 90 | $ 5,000,000 | $ 55,000 | $ 65,000 |
| BEAUMONT-PORT ARTHUR, TX | 84 | $ 6,190,000 | $ 73,000 | $ 70,000 |
| HOUMA-THIBODAUX, LA | 80 | $ 5,980,000 | $ 74,000 | $ 62,000 |
| TACOMA-LAKEWOOD, WA | 79 | $ 6,365,000 | $ 80,000 | $ 69,000 |
| DENVER-AURORA-LAKEWOOD, CO | 77 | $ 6,135,000 | $ 79,000 | $ 59,000 |
| PRESCOTT, AZ | 76 | $ 5,780,000 | $ 76,000 | $ 67,000 |
| COLLEGE STATION-BRYAN, TX | 74 | $ 5,290,000 | $ 71,000 | $ 61,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 73 | $ 4,905,000 | $ 67,000 | $ 43,000 |
| NAPA, CA | 71 | $ 8,215,000 | $ 115,000 | $ 88,000 |
| TULSA, OK | 70 | $ 5,970,000 | $ 85,000 | $ 72,000 |
| CHATTANOOGA, TN-GA | 66 | $ 5,680,000 | $ 86,000 | $ 48,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 65 | $ 4,995,000 | $ 76,000 | $ 68,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 65 | $ 5,015,000 | $ 77,500 | $ 71,000 |
| ODESSA, TX | 65 | $ 5,375,000 | $ 82,000 | $ 80,000 |
| ROCHESTER, NY | 65 | $ 3,715,000 | $ 57,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 64 | $ 4,890,000 | $ 83,666 | $ 57,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 63 | $ 6,645,000 | $ 105,000 | $ 105,000 |
| HAMMOND, LA | 62 | $ 4,490,000 | $ 72,000 | $ 68,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 61 | $ 5,685,000 | $ 72,500 | $ 63,500 |
| BOISE CITY, ID | 58 | $ 4,860,000 | $ 83,000 | $ 64,000 |
| BIRMINGHAM-HOOVER, AL | 57 | $ 3,335,000 | $ 58,000 | $ 51,000 |
| MODESTO, CA | 53 | $ 3,965,000 | $ 74,000 | $ 67,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 52 | $ 3,230,000 | $ 62,000 | $ 64,000 |
| SANTA CRUZ-WATSONVILLE, CA | 51 | $ 8,045,000 | $ 157,000 | $ 91,000 |
| FORT WORTH-ARLINGTON, TX | 50 | $ 4,030,000 | $ 80,000 | $ 81,000 |
| JACKSON, MS | 50 | $ 3,410,000 | $ 68,000 | $ 98,000 |
| TUCSON, AZ | 50 | $ 2,810,000 | $ 56,000 | $ 62,000 |
| SHREVEPORT-BOSSIER CITY, LA | 48 | $ 3,550,000 | $ 73,000 | $ 61,000 |
| STOCKTON-LODI, CA | 48 | $ 3,580,000 | $ 74,000 | $ 67,000 |
| LAFAYETTE, LA | 47 | $ 3,125,000 | $ 66,000 | $ 54,000 |
| ALBANY, OR | 45 | $ 2,935,000 | $ 65,000 | $ 56,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 45 | $ 4,235,000 | $ 90,500 | $ 58,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 45 | $ 3,265,000 | $ 72,000 | $ 54,000 |
| LANCASTER, PA | 45 | $ 2,605,000 | $ 57,000 | $ 57,000 |
| MEMPHIS, TN-MS-AR | 45 | $ 3,565,000 | $ 76,666 | $ 47,333 |
| BEND-REDMOND, OR | 43 | $ 3,245,000 | $ 75,000 | $ 52,000 |
| EUGENE, OR | 42 | $ 2,890,000 | $ 68,000 | $ 63,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 42 | $ 3,590,000 | $ 86,500 | $ 52,500 |
| SYRACUSE, NY | 41 | $ 2,345,000 | $ 57,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 40 | $ 3,350,000 | $ 83,000 | $ 62,000 |
| TALLAHASSEE, FL | 39 | $ 3,205,000 | $ 82,000 | $ 42,000 |
| UTICA-ROME, NY | 39 | $ 2,665,000 | $ 68,000 | $ 55,000 |
| CLEVELAND-ELYRIA, OH | 38 | $ 1,830,000 | $ 48,000 | $ 57,000 |
| COLUMBUS, OH | 38 | $ 2,010,000 | $ 52,000 | $ 57,000 |
| PITTSBURGH, PA | 38 | $ 2,260,000 | $ 59,000 | $ 58,000 |
| SANTA MARIA-SANTA BARBARA, CA | 38 | $ 4,430,000 | $ 116,000 | $ 81,000 |
| BOWLING GREEN, KY | 37 | $ 2,895,000 | $ 78,000 | $ 52,000 |
| SPOKANE-SPOKANE VALLEY, WA | 37 | $ 2,945,000 | $ 79,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 36 | $ 2,060,000 | $ 57,000 | $ 60,000 |
| BAKERSFIELD, CA | 36 | $ 1,870,000 | $ 51,000 | $ 56,000 |
| LAKE CHARLES, LA | 36 | $ 2,210,000 | $ 61,000 | $ 57,000 |
| NEW ORLEANS-METAIRIE, LA | 36 | $ 2,530,000 | $ 70,000 | $ 48,000 |
| ASHEVILLE, NC | 35 | $ 2,385,000 | $ 68,000 | $ 47,000 |
| CLEVELAND, TN | 35 | $ 2,635,000 | $ 75,000 | $ 49,000 |
| GREELEY, CO | 35 | $ 2,385,000 | $ 68,000 | $ 58,000 |
| MEDFORD, OR | 35 | $ 2,575,000 | $ 73,000 | $ 56,000 |
| MORGANTOWN, WV | 35 | $ 2,355,000 | $ 67,000 | $ 66,000 |
| READING, PA | 35 | $ 2,815,000 | $ 80,000 | $ 69,000 |
| DOVER, DE | 34 | $ 2,380,000 | $ 70,000 | $ 57,000 |
| HOT SPRINGS, AR | 34 | $ 2,150,000 | $ 63,000 | $ 55,000 |
| OKLAHOMA CITY, OK | 34 | $ 2,290,000 | $ 67,000 | $ 64,000 |
| SPARTANBURG, SC | 34 | $ 2,030,000 | $ 59,000 | $ 42,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 32 | $ 2,610,000 | $ 81,000 | $ 44,000 |
| HOMOSASSA SPRINGS, FL | 32 | $ 2,680,000 | $ 83,000 | $ 64,000 |
| CAPE CORAL-FORT MYERS, FL | 31 | $ 2,185,000 | $ 70,000 | $ 75,000 |
| FRESNO, CA | 31 | $ 1,875,000 | $ 60,000 | $ 64,000 |
| OGDEN-CLEARFIELD, UT | 31 | $ 2,115,000 | $ 68,000 | $ 45,000 |
| OLYMPIA-TUMWATER, WA | 31 | $ 2,575,000 | $ 83,000 | $ 72,000 |
| TYLER, TX | 31 | $ 2,375,000 | $ 76,000 | $ 58,000 |
| DALLAS-PLANO-IRVING, TX | 30 | $ 2,040,000 | $ 68,000 | $ 46,000 |
| JOHNSON CITY, TN | 30 | $ 2,960,000 | $ 98,000 | $ 49,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 30 | $ 2,820,000 | $ 94,000 | $ 50,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 29 | $ 1,425,000 | $ 49,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 29 | $ 1,685,000 | $ 58,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 29 | $ 1,615,000 | $ 57,000 | $ 68,000 |
| HARRISBURG-CARLISLE, PA | 28 | $ 1,870,000 | $ 66,000 | $ 56,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 28 | $ 1,830,000 | $ 63,500 | $ 55,000 |
| VICTORIA, TX | 28 | $ 1,700,000 | $ 60,000 | $ 50,000 |
| MIDLAND, TX | 27 | $ 2,435,000 | $ 90,000 | $ 78,000 |
| PINE BLUFF, AR | 27 | $ 2,235,000 | $ 82,000 | $ 84,000 |
| SALT LAKE CITY, UT | 27 | $ 1,365,000 | $ 50,000 | $ 49,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 26 | $ 2,370,000 | $ 91,000 | $ 47,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 26 | $ 1,990,000 | $ 76,000 | $ 38,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 26 | $ 1,620,000 | $ 62,000 | $ 78,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 26 | $ 1,280,000 | $ 49,000 | $ 67,000 |
| SALINAS, CA | 26 | $ 2,680,000 | $ 103,000 | $ 68,000 |
| AMARILLO, TX | 25 | $ 2,015,000 | $ 80,000 | $ 57,000 |
| COLORADO SPRINGS, CO | 25 | $ 1,755,000 | $ 70,000 | $ 109,000 |
| TUSCALOOSA, AL | 25 | $ 1,465,000 | $ 58,000 | $ 51,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 24 | $ 2,220,000 | $ 92,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 24 | $ 2,060,000 | $ 85,000 | $ 81,000 |
| CORPUS CHRISTI, TX | 23 | $ 1,515,000 | $ 65,000 | $ 66,000 |
| CORVALLIS, OR | 23 | $ 1,725,000 | $ 75,000 | $ 63,000 |
| OCALA, FL | 23 | $ 2,035,000 | $ 88,000 | $ 41,000 |
| DECATUR, AL | 22 | $ 1,380,000 | $ 62,000 | $ 43,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 22 | $ 1,360,000 | $ 61,000 | $ 76,000 |
| TOLEDO, OH | 22 | $ 1,000,000 | $ 45,000 | $ 50,000 |
| BINGHAMTON, NY | 21 | $ 2,015,000 | $ 95,000 | $ 66,000 |
| CHARLESTON, WV | 21 | $ 1,515,000 | $ 72,000 | $ 53,000 |
| COLUMBIA, SC | 21 | $ 1,655,000 | $ 78,000 | $ 44,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 21 | $ 1,235,000 | $ 58,000 | $ 48,000 |
| PANAMA CITY, FL | 21 | $ 2,035,000 | $ 96,000 | $ 59,000 |
| SALISBURY, MD-DE | 21 | $ 1,335,000 | $ 69,500 | $ 55,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 21 | $ 3,135,000 | $ 149,000 | $ 105,000 |
| YUMA, AZ | 21 | $ 2,355,000 | $ 112,000 | $ 233,000 |
| LAKELAND-WINTER HAVEN, FL | 20 | $ 1,050,000 | $ 52,000 | $ 99,000 |
| LONGVIEW, TX | 20 | $ 1,780,000 | $ 89,000 | $ 73,000 |
| MOUNT VERNON-ANACORTES, WA | 20 | $ 1,550,000 | $ 77,000 | $ 67,000 |
| DALTON, GA | 19 | $ 2,055,000 | $ 108,000 | $ 53,000 |
| KENNEWICK-RICHLAND, WA | 19 | $ 1,065,000 | $ 56,000 | $ 57,000 |
| MOBILE, AL | 19 | $ 1,295,000 | $ 68,000 | $ 55,000 |
| RENO, NV | 19 | $ 1,235,000 | $ 65,000 | $ 58,000 |
| YORK-HANOVER, PA | 19 | $ 1,095,000 | $ 57,000 | $ 60,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 18 | $ 950,000 | $ 52,000 | $ 71,000 |
| HATTIESBURG, MS | 18 | $ 1,210,000 | $ 67,000 | $ 73,000 |
| JONESBORO, AR | 18 | $ 1,370,000 | $ 76,000 | $ 47,000 |
| OWENSBORO, KY | 18 | $ 1,530,000 | $ 85,000 | $ 59,000 |
| BREMERTON-SILVERDALE, WA | 17 | $ 1,385,000 | $ 81,000 | $ 58,000 |
| LEBANON, PA | 17 | $ 1,105,000 | $ 65,000 | $ 64,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 865,000 | $ 43,000 | $ 41,000 |
| REDDING, CA | 17 | $ 1,145,000 | $ 67,000 | $ 69,000 |
| COEUR D'ALENE, ID | 16 | $ 1,160,000 | $ 72,000 | $ 49,000 |
| DOTHAN, AL | 16 | $ 1,090,000 | $ 68,000 | $ 64,000 |
| EL PASO, TX | 16 | $ 1,010,000 | $ 63,000 | $ 55,000 |
| FLAGSTAFF, AZ | 16 | $ 1,150,000 | $ 71,000 | $ 93,000 |
| FLORENCE, SC | 16 | $ 1,460,000 | $ 91,000 | $ 59,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 16 | $ 1,230,000 | $ 76,000 | $ 64,000 |
| KINGSTON, NY | 16 | $ 1,210,000 | $ 75,000 | $ 72,000 |
| LEXINGTON-FAYETTE, KY | 16 | $ 1,350,000 | $ 84,000 | $ 76,000 |
| MONROE, LA | 16 | $ 1,040,000 | $ 65,000 | $ 57,000 |
| VALDOSTA, GA | 16 | $ 1,510,000 | $ 94,000 | $ 102,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 1,065,000 | $ 71,000 | $ 83,000 |
| CHICO, CA | 15 | $ 845,000 | $ 56,000 | $ 53,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 15 | $ 1,065,000 | $ 71,000 | $ 65,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 15 | $ 1,175,000 | $ 84,500 | $ 58,500 |
| JACKSONVILLE, FL | 15 | $ 1,165,000 | $ 77,000 | $ 64,000 |
| KILLEEN-TEMPLE, TX | 15 | $ 1,055,000 | $ 70,000 | $ 57,000 |
| LAS CRUCES, NM | 15 | $ 1,155,000 | $ 77,000 | $ 44,000 |
| MCALLEN-EDINBURG-MISSION, TX | 15 | $ 1,085,000 | $ 72,000 | $ 61,000 |
| YUBA CITY, CA | 15 | $ 875,000 | $ 58,000 | $ 67,000 |
| FORT SMITH, AR-OK | 14 | $ 890,000 | $ 63,000 | $ 46,000 |
| LUBBOCK, TX | 14 | $ 1,340,000 | $ 95,000 | $ 64,000 |
| SAN RAFAEL, CA | 14 | $ 2,780,000 | $ 198,000 | $ 126,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 1,245,000 | $ 95,500 | $ 44,500 |
| MONTGOMERY, AL | 13 | $ 825,000 | $ 63,000 | $ 89,000 |
| PARKERSBURG-VIENNA, WV | 13 | $ 745,000 | $ 57,000 | $ 39,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 785,000 | $ 60,000 | $ 160,000 |
| ALBUQUERQUE, NM | 12 | $ 630,000 | $ 52,000 | $ 58,000 |
| CLARKSVILLE, TN-KY | 12 | $ 770,000 | $ 66,500 | $ 55,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 12 | $ 780,000 | $ 65,000 | $ 67,000 |
| ERIE, PA | 12 | $ 560,000 | $ 46,000 | $ 51,000 |
| GRANTS PASS, OR | 12 | $ 910,000 | $ 75,000 | $ 65,000 |
| HUNTSVILLE, AL | 12 | $ 860,000 | $ 71,000 | $ 46,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 12 | $ 840,000 | $ 70,000 | $ 73,000 |
| ABILENE, TX | 11 | $ 815,000 | $ 74,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 11 | $ 875,000 | $ 79,000 | $ 50,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 635,000 | $ 57,000 | $ 38,000 |
| LONGVIEW, WA | 11 | $ 735,000 | $ 66,000 | $ 55,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 755,000 | $ 68,000 | $ 44,000 |
| RALEIGH, NC | 11 | $ 665,000 | $ 60,000 | $ 46,000 |
| WACO, TX | 11 | $ 815,000 | $ 74,000 | $ 70,000 |
| WATERTOWN-FORT DRUM, NY | 11 | $ 565,000 | $ 51,000 | $ 75,000 |
| WINSTON-SALEM, NC | 11 | $ 675,000 | $ 61,000 | $ 35,000 |
| CINCINNATI, OH-KY-IN | 10 | $ 550,000 | $ 47,500 | $ 46,500 |
| ELMIRA, NY | 10 | $ 850,000 | $ 85,000 | $ 59,000 |
| FARMINGTON, NM | 10 | $ 770,000 | $ 77,000 | $ 51,000 |
| SAVANNAH, GA | 10 | $ 1,090,000 | $ 109,000 | $ 83,000 |
| WILMINGTON, DE-MD-NJ | 10 | $ 570,000 | $ 65,500 | $ 59,000 |
| BOULDER, CO | 9 | $ 665,000 | $ 73,000 | $ 55,000 |
| BRUNSWICK, GA | 9 | $ 975,000 | $ 108,000 | $ 78,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 525,000 | $ 58,000 | $ 61,000 |
| EVANSVILLE, IN-KY | 9 | $ 955,000 | $ 110,500 | $ 60,000 |
| FORT COLLINS, CO | 9 | $ 545,000 | $ 60,000 | $ 39,000 |
| GAINESVILLE, FL | 9 | $ 505,000 | $ 56,000 | $ 53,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 425,000 | $ 50,500 | $ 39,500 |
| PROVO-OREM, UT | 9 | $ 525,000 | $ 58,000 | $ 42,000 |
| PUNTA GORDA, FL | 9 | $ 695,000 | $ 77,000 | $ 67,000 |
| WALLA WALLA, WA | 9 | $ 515,000 | $ 57,000 | $ 56,000 |
| WENATCHEE, WA | 9 | $ 1,055,000 | $ 117,000 | $ 56,000 |
| YAKIMA, WA | 9 | $ 875,000 | $ 97,000 | $ 50,000 |
| GETTYSBURG, PA | 8 | $ 470,000 | $ 58,000 | $ 56,000 |
| GLENS FALLS, NY | 8 | $ 650,000 | $ 81,000 | $ 58,000 |
| GRAND JUNCTION, CO | 8 | $ 620,000 | $ 77,000 | $ 63,000 |
| IDAHO FALLS, ID | 8 | $ 540,000 | $ 67,000 | $ 46,000 |
| PORT ST. LUCIE, FL | 8 | $ 490,000 | $ 61,000 | $ 87,000 |
| TEXARKANA, TX-AR | 8 | $ 470,000 | $ 62,500 | $ 62,500 |
| ALEXANDRIA, LA | 7 | $ 345,000 | $ 49,000 | $ 46,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 7 | $ 585,000 | $ 83,000 | $ 55,000 |
| BELLINGHAM, WA | 7 | $ 595,000 | $ 85,000 | $ 61,000 |
| CEDAR RAPIDS, IA | 7 | $ 305,000 | $ 43,000 | $ 40,000 |
| JOPLIN, MO | 7 | $ 385,000 | $ 55,000 | $ 162,000 |
| MORRISTOWN, TN | 7 | $ 665,000 | $ 95,000 | $ 44,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 435,000 | $ 62,000 | $ 53,000 |
| STATE COLLEGE, PA | 7 | $ 395,000 | $ 56,000 | $ 68,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 195,000 | $ 27,000 | $ 42,000 |
| WILMINGTON, NC | 7 | $ 485,000 | $ 69,000 | $ 37,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 6 | $ 220,000 | $ 36,000 | $ 54,000 |
| IOWA CITY, IA | 6 | $ 190,000 | $ 31,000 | $ 34,000 |
| ITHACA, NY | 6 | $ 530,000 | $ 88,000 | $ 62,000 |
| KANSAS CITY, MO-KS | 6 | $ 440,000 | $ 66,000 | $ 62,000 |
| MADERA, CA | 6 | $ 630,000 | $ 105,000 | $ 77,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 480,000 | $ 80,000 | $ 70,000 |
| TWIN FALLS, ID | 6 | $ 350,000 | $ 58,000 | $ 61,000 |
| CARBONDALE-MARION, IL | 5 | $ 435,000 | $ 87,000 | $ 68,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 475,000 | $ 95,000 | $ 58,000 |
| COLUMBUS, GA-AL | 5 | $ 345,000 | $ 82,500 | $ 122,000 |
| GADSDEN, AL | 5 | $ 405,000 | $ 81,000 | $ 51,000 |
| HINESVILLE, GA | 5 | $ 305,000 | $ 61,000 | $ 33,000 |
| SAN ANGELO, TX | 5 | $ 485,000 | $ 97,000 | $ 88,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 365,000 | $ 73,000 | $ 75,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 265,000 | $ 52,500 | $ 46,000 |
| BECKLEY, WV | 4 | $ 290,000 | $ 72,000 | $ 93,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 220,000 | $ 55,000 | $ 56,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 160,000 | $ 40,000 | $ 53,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 220,000 | $ 55,000 | $ 49,000 |
| DAYTON, OH | 4 | $ 170,000 | $ 42,000 | $ 57,000 |
| EAST STROUDSBURG, PA | 4 | $ 260,000 | $ 65,000 | $ 61,000 |
| ELGIN, IL | 4 | $ 160,000 | $ 40,000 | $ 61,000 |
| MISSOULA, MT | 4 | $ 270,000 | $ 67,000 | $ 49,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 320,000 | $ 80,000 | $ 60,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 170,000 | $ 42,000 | $ 52,000 |
| SEBRING, FL | 4 | $ 180,000 | $ 45,000 | $ 93,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 220,000 | $ 55,000 | $ 69,000 |
| ALTOONA, PA | 3 | $ 125,000 | $ 41,000 | $ 38,000 |
| CARSON CITY, NV | 3 | $ 175,000 | $ 58,000 | $ 33,000 |
| CHARLOTTESVILLE, VA | 3 | $ 265,000 | $ 88,000 | $ 52,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 125,000 | $ 41,000 | $ 31,000 |
| EAU CLAIRE, WI | 3 | $ 115,000 | $ 38,000 | $ 27,000 |
| GOLDSBORO, NC | 3 | $ 245,000 | $ 81,000 | $ 33,000 |
| HANFORD-CORCORAN, CA | 3 | $ 275,000 | $ 91,000 | $ 112,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 175,000 | $ 58,000 | $ 66,000 |
| JACKSON, TN | 3 | $ 195,000 | $ 65,000 | $ 39,000 |
| LYNCHBURG, VA | 3 | $ 115,000 | $ 38,000 | $ 46,000 |
| MANHATTAN, KS | 3 | $ 155,000 | $ 51,000 | $ 64,000 |
| MERCED, CA | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 75,000 | $ 25,000 | $ 32,000 |
| NEW BERN, NC | 3 | $ 205,000 | $ 68,000 | $ 53,000 |
| ROCKFORD, IL | 3 | $ 85,000 | $ 28,000 | $ 49,000 |
| SANTA FE, NM | 3 | $ 175,000 | $ 58,000 | $ 75,000 |
| SPRINGFIELD, MO | 3 | $ 235,000 | $ 78,000 | $ 52,000 |
| THE VILLAGES, FL | 3 | $ 225,000 | $ 75,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 145,000 | $ 48,000 | $ 46,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 255,000 | $ 85,000 | $ 73,500 |
| WHEELING, WV-OH | 3 | $ 385,000 | $ 120,000 | $ 46,000 |
| WILLIAMSPORT, PA | 3 | $ 215,000 | $ 71,000 | $ 60,000 |
| WINCHESTER, VA-WV | 3 | $ 205,000 | $ 68,000 | $ 42,000 |
| AKRON, OH | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| AMES, IA | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| CHEYENNE, WY | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| CUMBERLAND, MD-WV | 2 | $ 150,000 | $ 75,000 | $ 93,000 |
| EL CENTRO, CA | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| FAYETTEVILLE, NC | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| GARY, IN | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| GREENVILLE, NC | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| JEFFERSON CITY, MO | 2 | $ 140,000 | $ 70,000 | $ 79,000 |
| LAREDO, TX | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| MADISON, WI | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 190,000 | $ 95,000 | $ 25,000 |
| NEWARK, NJ-PA | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| PHILADELPHIA, PA | 2 | $ 180,000 | $ 90,000 | $ 93,000 |
| PUEBLO, CO | 2 | $ 100,000 | $ 50,000 | $ 21,000 |
| RACINE, WI | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| RICHMOND, VA | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| ROCKY MOUNT, NC | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| ST. GEORGE, UT | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| WICHITA, KS | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| ALBANY, GA | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| ANN ARBOR, MI | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| BISMARCK, ND | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| BURLINGTON, NC | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| CANTON-MASSILLON, OH | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| CASPER, WY | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| COLUMBUS, IN | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| DANVILLE, IL | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| ELKHART-GOSHEN, IN | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| FARGO, ND-MN | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| FLINT, MI | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| FOND DU LAC, WI | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| FORT WAYNE, IN | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| GAINESVILLE, GA | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| JACKSONVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| KANKAKEE, IL | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| LAWRENCE, KS | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| LEWISTON, ID-WA | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| MUNCIE, IN | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| PEORIA, IL | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| ROANOKE, VA | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| SIOUX FALLS, SD | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| SPRINGFIELD, IL | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| SPRINGFIELD, OH | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| SUMTER, SC | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| WICHITA FALLS, TX | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,289 | $1,397,865,000 | $80,000 | $915,000 | $62,000 | $2,169,000 |
| Refinancing | 1,384 | $93,220,000 | $67,000 | $395,000 | $71,000 | $1,510,000 |
| Other Purpose | 351 | $22,015,000 | $62,000 | $405,000 | $68,000 | $499,000 |
| Cash-out Refinancing | 250 | $16,170,000 | $64,000 | $415,000 | $73,000 | $1,140,000 |
| Home Improvement | 196 | $8,950,000 | $45,000 | $435,000 | $83,000 | $900,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,404 | $1,055,660,000 | $78,000 | $915,000 | $64,000 | $2,169,000 |
| Hispanic | 2,456 | $195,720,000 | $79,000 | $395,000 | $64,000 | $1,056,000 |
| Black or African American | 1,505 | $116,385,000 | $77,000 | $315,000 | $48,000 | $1,889,000 |
| Not Provided | 1,480 | $112,490,000 | $76,000 | $365,000 | $68,000 | $1,542,000 |
| American Indian or Alaskan Native | 314 | $24,580,000 | $78,000 | $245,000 | $60,000 | $344,000 |
| Asian | 222 | $24,750,000 | $111,000 | $295,000 | $88,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $2,120,000 | $88,000 | $165,000 | $85,000 | $337,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,470 | $1,538,220,000 | $79,000 | $915,000 | $64,000 | $2,169,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12,829 | $1,037,095,000 | $80,000 | $455,000 | $57,000 | $2,169,000 |
| Loan Originated | 3,361 | $249,145,000 | $74,000 | $915,000 | $78,000 | $1,146,000 |
| Application Approved But Not Accepted | 3,045 | $235,215,000 | $77,000 | $365,000 | $73,000 | $792,000 |
| Application Withdrawn By Applicant | 205 | $15,075,000 | $73,000 | $435,000 | $84,000 | $1,140,000 |
| File Closed For Incompleteness | 30 | $1,690,000 | $56,000 | $165,000 | $66,000 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9,200 | $724,670,000 | $78,000 | $455,000 | $56,000 | $2,169,000 |
| Not applicable | 6,641 | $501,125,000 | $75,000 | $915,000 | $76,000 | $1,146,000 |
| Debt-To-Income Ratio | 2,159 | $191,345,000 | $88,000 | $455,000 | $46,000 | $398,000 |
| Other | 845 | $66,405,000 | $78,000 | $375,000 | $77,000 | $1,500,000 |
| Credit Application Incomplete | 217 | $19,565,000 | $90,000 | $365,000 | $67,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 152 | $16,060,000 | $105,000 | $335,000 | $98,000 | $794,000 |
| Collateral | 132 | $8,700,000 | $65,000 | $325,000 | $77,000 | $900,000 |
| Employment History | 84 | $6,710,000 | $79,000 | $175,000 | $64,000 | $269,000 |
| Unverifiable Information | 40 | $3,640,000 | $91,000 | $255,000 | $71,000 | $212,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.