Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2018
In 2018, Credit Human Federal Credit Un of San Antonio, TX reported 19,470 mortgage applications totaling $1.5 billion, down 7% from 2017. The average application was for $79,004, and applicants reported an average income of $63,100. 17% of its applications resulted in an originated loan and 66% were denied. Its largest markets were San Antonio-New Braunfels, TX (726), San Diego-Carlsbad, CA (462) and Phoenix-Mesa-Scottsdale, AZ (386) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,470 |
| Total Mortgage Loan Application Amount | $1,538,220,000 |
| Average Mortgage Loan Application Amount | $79,004 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $63,100 |
| Highest Applicant Income | $2,169,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,705 | $ 285,525,000 | $ 77,064 | $ 63,364 |
| San Antonio-New Braunfels, TX | 726 | $ 46,780,000 | $ 64,435 | $ 70,000 |
| San Diego-Carlsbad, CA | 462 | $ 48,900,000 | $ 105,844 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 386 | $ 22,100,000 | $ 57,253 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 384 | $ 26,940,000 | $ 70,156 | $ 70,000 |
| Houston-The Woodlands-Sugar Land, TX | 345 | $ 26,515,000 | $ 76,855 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 338 | $ 34,900,000 | $ 103,254 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 267 | $ 39,765,000 | $ 148,932 | $ 119,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 235 | $ 18,665,000 | $ 79,425 | $ 73,000 |
| Anaheim-Santa Ana-Irvine, CA | 207 | $ 22,565,000 | $ 109,009 | $ 94,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 204 | $ 15,190,000 | $ 74,460 | $ 59,000 |
| Baton Rouge, LA | 175 | $ 12,235,000 | $ 69,914 | $ 54,000 |
| Oakland-Hayward-Berkeley, CA | 173 | $ 20,195,000 | $ 116,734 | $ 83,000 |
| Salem, OR | 151 | $ 10,135,000 | $ 67,119 | $ 57,000 |
| Little Rock-North Little Rock-Conway, AR | 133 | $ 9,285,000 | $ 69,812 | $ 57,000 |
| Seattle-Bellevue-Everett, WA | 124 | $ 10,070,000 | $ 81,209 | $ 77,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 119 | $ 11,495,000 | $ 96,596 | $ 74,000 |
| Austin-Round Rock, TX | 108 | $ 9,280,000 | $ 85,925 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 101 | $ 6,155,000 | $ 60,940 | $ 61,000 |
| Santa Rosa, CA | 95 | $ 11,195,000 | $ 117,842 | $ 83,000 |
| Knoxville, TN | 93 | $ 7,425,000 | $ 79,838 | $ 50,000 |
| Tampa-St. Petersburg-Clearwater, FL | 90 | $ 5,000,000 | $ 55,555 | $ 65,000 |
| Beaumont-Port Arthur, TX | 84 | $ 6,190,000 | $ 73,690 | $ 70,000 |
| Houma-Thibodaux, LA | 80 | $ 5,980,000 | $ 74,750 | $ 62,000 |
| Tacoma-Lakewood, WA | 79 | $ 6,365,000 | $ 80,569 | $ 69,000 |
| Denver-Aurora-Lakewood, CO | 77 | $ 6,135,000 | $ 79,675 | $ 59,000 |
| Prescott, AZ | 76 | $ 5,780,000 | $ 76,052 | $ 67,000 |
| College Station-Bryan, TX | 74 | $ 5,290,000 | $ 71,486 | $ 61,000 |
| Greenville-Anderson-Mauldin, SC | 73 | $ 4,905,000 | $ 67,191 | $ 43,000 |
| Napa, CA | 71 | $ 8,215,000 | $ 115,704 | $ 88,000 |
| Tulsa, OK | 70 | $ 5,970,000 | $ 85,285 | $ 72,000 |
| Chattanooga, TN-GA | 66 | $ 5,680,000 | $ 86,060 | $ 48,772 |
| Montgomery County-Bucks County-Chester County, PA | 65 | $ 4,995,000 | $ 76,846 | $ 68,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 65 | $ 5,015,000 | $ 77,153 | $ 70,076 |
| Odessa, TX | 65 | $ 5,375,000 | $ 82,692 | $ 80,000 |
| Rochester, NY | 65 | $ 3,715,000 | $ 57,153 | $ 56,000 |
| Huntington-Ashland, WV-KY-OH | 64 | $ 4,890,000 | $ 76,406 | $ 49,734 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 63 | $ 6,645,000 | $ 105,476 | $ 105,000 |
| Hammond, LA | 62 | $ 4,490,000 | $ 72,419 | $ 68,000 |
| Lake County-Kenosha County, IL-WI | 61 | $ 5,685,000 | $ 93,196 | $ 79,295 |
| Boise City, ID | 58 | $ 4,860,000 | $ 83,793 | $ 64,000 |
| Birmingham-Hoover, AL | 57 | $ 3,335,000 | $ 58,508 | $ 51,000 |
| Modesto, CA | 53 | $ 3,965,000 | $ 74,811 | $ 67,000 |
| Orlando-Kissimmee-Sanford, FL | 52 | $ 3,230,000 | $ 62,115 | $ 64,000 |
| Santa Cruz-Watsonville, CA | 51 | $ 8,045,000 | $ 157,745 | $ 91,000 |
| Fort Worth-Arlington, TX | 50 | $ 4,030,000 | $ 80,600 | $ 81,000 |
| Jackson, MS | 50 | $ 3,410,000 | $ 68,200 | $ 98,000 |
| Tucson, AZ | 50 | $ 2,810,000 | $ 56,200 | $ 62,000 |
| Shreveport-Bossier City, LA | 48 | $ 3,550,000 | $ 73,958 | $ 61,000 |
| Stockton-Lodi, CA | 48 | $ 3,580,000 | $ 74,583 | $ 67,000 |
| Lafayette, LA | 47 | $ 3,125,000 | $ 66,489 | $ 54,000 |
| Albany, OR | 45 | $ 2,935,000 | $ 65,222 | $ 56,000 |
| Augusta-Richmond County, GA-SC | 45 | $ 4,235,000 | $ 94,111 | $ 56,844 |
| Daphne-Fairhope-Foley, AL | 45 | $ 3,265,000 | $ 72,555 | $ 54,000 |
| Lancaster, PA | 45 | $ 2,605,000 | $ 57,888 | $ 57,000 |
| Memphis, TN-MS-AR | 45 | $ 3,565,000 | $ 79,222 | $ 47,066 |
| Bend-Redmond, OR | 43 | $ 3,245,000 | $ 75,465 | $ 52,000 |
| Eugene, OR | 42 | $ 2,890,000 | $ 68,809 | $ 63,000 |
| Kingsport-Bristol-Bristol, TN-VA | 42 | $ 3,590,000 | $ 85,476 | $ 56,119 |
| Syracuse, NY | 41 | $ 2,345,000 | $ 57,195 | $ 54,000 |
| Vallejo-Fairfield, CA | 40 | $ 3,350,000 | $ 83,750 | $ 62,000 |
| Tallahassee, FL | 39 | $ 3,205,000 | $ 82,179 | $ 42,000 |
| Utica-Rome, NY | 39 | $ 2,665,000 | $ 68,333 | $ 55,000 |
| Cleveland-Elyria, OH | 38 | $ 1,830,000 | $ 48,157 | $ 57,000 |
| Columbus, OH | 38 | $ 2,010,000 | $ 52,894 | $ 57,000 |
| Pittsburgh, PA | 38 | $ 2,260,000 | $ 59,473 | $ 58,000 |
| Santa Maria-Santa Barbara, CA | 38 | $ 4,430,000 | $ 116,578 | $ 81,000 |
| Bowling Green, KY | 37 | $ 2,895,000 | $ 78,243 | $ 52,000 |
| Spokane-Spokane Valley, WA | 37 | $ 2,945,000 | $ 79,594 | $ 58,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 36 | $ 2,060,000 | $ 57,222 | $ 60,000 |
| Bakersfield, CA | 36 | $ 1,870,000 | $ 51,944 | $ 56,000 |
| Lake Charles, LA | 36 | $ 2,210,000 | $ 61,388 | $ 57,000 |
| New Orleans-Metairie, LA | 36 | $ 2,530,000 | $ 70,277 | $ 48,000 |
| Asheville, NC | 35 | $ 2,385,000 | $ 68,142 | $ 47,000 |
| Cleveland, TN | 35 | $ 2,635,000 | $ 75,285 | $ 49,000 |
| Greeley, CO | 35 | $ 2,385,000 | $ 68,142 | $ 58,000 |
| Medford, OR | 35 | $ 2,575,000 | $ 73,571 | $ 56,000 |
| Morgantown, WV | 35 | $ 2,355,000 | $ 67,285 | $ 66,000 |
| Reading, PA | 35 | $ 2,815,000 | $ 80,428 | $ 69,000 |
| Dover, DE | 34 | $ 2,380,000 | $ 70,000 | $ 57,000 |
| Hot Springs, AR | 34 | $ 2,150,000 | $ 63,235 | $ 55,000 |
| Oklahoma City, OK | 34 | $ 2,290,000 | $ 67,352 | $ 64,000 |
| Spartanburg, SC | 34 | $ 2,030,000 | $ 59,705 | $ 42,000 |
| Charleston-North Charleston, SC | 32 | $ 2,610,000 | $ 81,562 | $ 44,000 |
| Homosassa Springs, FL | 32 | $ 2,680,000 | $ 83,750 | $ 64,000 |
| Cape Coral-Fort Myers, FL | 31 | $ 2,185,000 | $ 70,483 | $ 75,000 |
| Fresno, CA | 31 | $ 1,875,000 | $ 60,483 | $ 64,000 |
| Ogden-Clearfield, UT | 31 | $ 2,115,000 | $ 68,225 | $ 45,000 |
| Olympia-Tumwater, WA | 31 | $ 2,575,000 | $ 83,064 | $ 72,000 |
| Tyler, TX | 31 | $ 2,375,000 | $ 76,612 | $ 58,000 |
| Dallas-Plano-Irving, TX | 30 | $ 2,040,000 | $ 68,000 | $ 46,000 |
| Johnson City, TN | 30 | $ 2,960,000 | $ 98,666 | $ 49,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 2,820,000 | $ 94,000 | $ 50,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 29 | $ 1,425,000 | $ 49,137 | $ 50,000 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 1,685,000 | $ 58,103 | $ 67,000 |
| St. Louis, MO-IL | 29 | $ 1,615,000 | $ 55,689 | $ 69,206 |
| Harrisburg-Carlisle, PA | 28 | $ 1,870,000 | $ 66,785 | $ 56,000 |
| Louisville/Jefferson County, KY-IN | 28 | $ 1,830,000 | $ 65,357 | $ 54,857 |
| Victoria, TX | 28 | $ 1,700,000 | $ 60,714 | $ 50,000 |
| Midland, TX | 27 | $ 2,435,000 | $ 90,185 | $ 78,000 |
| Pine Bluff, AR | 27 | $ 2,235,000 | $ 82,777 | $ 84,000 |
| Salt Lake City, UT | 27 | $ 1,365,000 | $ 50,555 | $ 49,000 |
| Atlanta-Sandy Springs-Roswell, GA | 26 | $ 2,370,000 | $ 91,153 | $ 47,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 26 | $ 1,990,000 | $ 76,538 | $ 38,000 |
| Lake Havasu City-Kingman, AZ | 26 | $ 1,620,000 | $ 62,307 | $ 78,000 |
| Las Vegas-Henderson-Paradise, NV | 26 | $ 1,280,000 | $ 49,230 | $ 67,000 |
| Salinas, CA | 26 | $ 2,680,000 | $ 103,076 | $ 68,000 |
| Amarillo, TX | 25 | $ 2,015,000 | $ 80,600 | $ 57,000 |
| Colorado Springs, CO | 25 | $ 1,755,000 | $ 70,200 | $ 109,000 |
| Tuscaloosa, AL | 25 | $ 1,465,000 | $ 58,600 | $ 51,000 |
| Elizabethtown-Fort Knox, KY | 24 | $ 2,220,000 | $ 92,500 | $ 59,000 |
| Sherman-Denison, TX | 24 | $ 2,060,000 | $ 85,833 | $ 81,000 |
| Corpus Christi, TX | 23 | $ 1,515,000 | $ 65,869 | $ 66,000 |
| Corvallis, OR | 23 | $ 1,725,000 | $ 75,000 | $ 63,000 |
| Ocala, FL | 23 | $ 2,035,000 | $ 88,478 | $ 41,000 |
| Decatur, AL | 22 | $ 1,380,000 | $ 62,727 | $ 43,000 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 1,360,000 | $ 61,818 | $ 76,000 |
| Toledo, OH | 22 | $ 1,000,000 | $ 45,454 | $ 50,000 |
| Binghamton, NY | 21 | $ 2,015,000 | $ 95,952 | $ 66,000 |
| Charleston, WV | 21 | $ 1,515,000 | $ 72,142 | $ 53,000 |
| Columbia, SC | 21 | $ 1,655,000 | $ 78,809 | $ 44,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 1,235,000 | $ 58,809 | $ 48,000 |
| Panama City, FL | 21 | $ 2,035,000 | $ 96,904 | $ 59,000 |
| Salisbury, MD-DE | 21 | $ 1,335,000 | $ 63,571 | $ 65,000 |
| San Francisco-Redwood City-South San Francisco, CA | 21 | $ 3,135,000 | $ 149,285 | $ 105,000 |
| Yuma, AZ | 21 | $ 2,355,000 | $ 112,142 | $ 233,000 |
| Lakeland-Winter Haven, FL | 20 | $ 1,050,000 | $ 52,500 | $ 99,000 |
| Longview, TX | 20 | $ 1,780,000 | $ 89,000 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 20 | $ 1,550,000 | $ 77,500 | $ 67,000 |
| Dalton, GA | 19 | $ 2,055,000 | $ 108,157 | $ 53,000 |
| Kennewick-Richland, WA | 19 | $ 1,065,000 | $ 56,052 | $ 57,000 |
| Mobile, AL | 19 | $ 1,295,000 | $ 68,157 | $ 55,000 |
| Reno, NV | 19 | $ 1,235,000 | $ 65,000 | $ 58,000 |
| York-Hanover, PA | 19 | $ 1,095,000 | $ 57,631 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 950,000 | $ 52,777 | $ 71,000 |
| Hattiesburg, MS | 18 | $ 1,210,000 | $ 67,222 | $ 73,000 |
| Jonesboro, AR | 18 | $ 1,370,000 | $ 76,111 | $ 47,000 |
| Owensboro, KY | 18 | $ 1,530,000 | $ 85,000 | $ 59,000 |
| Bremerton-Silverdale, WA | 17 | $ 1,385,000 | $ 81,470 | $ 58,000 |
| Lebanon, PA | 17 | $ 1,105,000 | $ 65,000 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 865,000 | $ 50,882 | $ 60,411 |
| Redding, CA | 17 | $ 1,145,000 | $ 67,352 | $ 69,000 |
| Coeur D'Alene, ID | 16 | $ 1,160,000 | $ 72,500 | $ 49,000 |
| Dothan, AL | 16 | $ 1,090,000 | $ 68,125 | $ 64,000 |
| El Paso, TX | 16 | $ 1,010,000 | $ 63,125 | $ 55,000 |
| Flagstaff, AZ | 16 | $ 1,150,000 | $ 71,875 | $ 93,000 |
| Florence, SC | 16 | $ 1,460,000 | $ 91,250 | $ 59,000 |
| Gulfport-Biloxi-Pascagoula, MS | 16 | $ 1,230,000 | $ 76,875 | $ 64,000 |
| Kingston, NY | 16 | $ 1,210,000 | $ 75,625 | $ 72,000 |
| Lexington-Fayette, KY | 16 | $ 1,350,000 | $ 84,375 | $ 76,000 |
| Monroe, LA | 16 | $ 1,040,000 | $ 65,000 | $ 57,000 |
| Valdosta, GA | 16 | $ 1,510,000 | $ 94,375 | $ 102,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 1,065,000 | $ 71,000 | $ 83,000 |
| Chico, CA | 15 | $ 845,000 | $ 56,333 | $ 53,000 |
| Dutchess County-Putnam County, NY | 15 | $ 1,065,000 | $ 71,000 | $ 65,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 15 | $ 1,175,000 | $ 78,333 | $ 60,000 |
| Jacksonville, FL | 15 | $ 1,165,000 | $ 77,666 | $ 64,000 |
| Killeen-Temple, TX | 15 | $ 1,055,000 | $ 70,333 | $ 57,000 |
| Las Cruces, NM | 15 | $ 1,155,000 | $ 77,000 | $ 44,000 |
| McAllen-Edinburg-Mission, TX | 15 | $ 1,085,000 | $ 72,333 | $ 61,000 |
| Yuba City, CA | 15 | $ 875,000 | $ 58,333 | $ 67,000 |
| Fort Smith, AR-OK | 14 | $ 890,000 | $ 63,571 | $ 46,000 |
| Lubbock, TX | 14 | $ 1,340,000 | $ 95,714 | $ 64,000 |
| San Rafael, CA | 14 | $ 2,780,000 | $ 198,571 | $ 126,000 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 1,245,000 | $ 95,769 | $ 45,538 |
| Montgomery, AL | 13 | $ 825,000 | $ 63,461 | $ 89,000 |
| Parkersburg-Vienna, WV | 13 | $ 745,000 | $ 57,307 | $ 39,000 |
| Visalia-Porterville, CA | 13 | $ 785,000 | $ 60,384 | $ 160,000 |
| Albuquerque, NM | 12 | $ 630,000 | $ 52,500 | $ 58,000 |
| Clarksville, TN-KY | 12 | $ 770,000 | $ 64,166 | $ 57,666 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 780,000 | $ 65,000 | $ 67,000 |
| Erie, PA | 12 | $ 560,000 | $ 46,666 | $ 51,000 |
| Grants Pass, OR | 12 | $ 910,000 | $ 75,833 | $ 65,000 |
| Huntsville, AL | 12 | $ 860,000 | $ 71,666 | $ 46,000 |
| New York-Jersey City-White Plains, NY-NJ | 12 | $ 840,000 | $ 70,000 | $ 73,000 |
| Abilene, TX | 11 | $ 815,000 | $ 74,090 | $ 57,000 |
| Auburn-Opelika, AL | 11 | $ 875,000 | $ 79,545 | $ 50,000 |
| Greensboro-High Point, NC | 11 | $ 635,000 | $ 57,727 | $ 38,000 |
| Longview, WA | 11 | $ 735,000 | $ 66,818 | $ 55,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 755,000 | $ 68,636 | $ 44,000 |
| Raleigh, NC | 11 | $ 665,000 | $ 60,454 | $ 46,000 |
| Waco, TX | 11 | $ 815,000 | $ 74,090 | $ 70,000 |
| Watertown-Fort Drum, NY | 11 | $ 565,000 | $ 51,363 | $ 75,000 |
| Winston-Salem, NC | 11 | $ 675,000 | $ 61,363 | $ 35,000 |
| Cincinnati, OH-KY-IN | 10 | $ 550,000 | $ 55,000 | $ 61,800 |
| Elmira, NY | 10 | $ 850,000 | $ 85,000 | $ 59,000 |
| Farmington, NM | 10 | $ 770,000 | $ 77,000 | $ 51,000 |
| Savannah, GA | 10 | $ 1,090,000 | $ 109,000 | $ 83,000 |
| Wilmington, DE-MD-NJ | 10 | $ 570,000 | $ 57,000 | $ 59,000 |
| Boulder, CO | 9 | $ 665,000 | $ 73,888 | $ 55,000 |
| Brunswick, GA | 9 | $ 975,000 | $ 108,333 | $ 78,000 |
| Des Moines-West Des Moines, IA | 9 | $ 525,000 | $ 58,333 | $ 61,000 |
| Evansville, IN-KY | 9 | $ 955,000 | $ 106,111 | $ 59,888 |
| Fort Collins, CO | 9 | $ 545,000 | $ 60,555 | $ 39,000 |
| Gainesville, FL | 9 | $ 505,000 | $ 56,111 | $ 53,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 425,000 | $ 47,222 | $ 41,444 |
| Provo-Orem, UT | 9 | $ 525,000 | $ 58,333 | $ 42,000 |
| Punta Gorda, FL | 9 | $ 695,000 | $ 77,222 | $ 67,000 |
| Walla Walla, WA | 9 | $ 515,000 | $ 57,222 | $ 56,000 |
| Wenatchee, WA | 9 | $ 1,055,000 | $ 117,222 | $ 56,000 |
| Yakima, WA | 9 | $ 875,000 | $ 97,222 | $ 50,000 |
| Gettysburg, PA | 8 | $ 470,000 | $ 58,750 | $ 56,000 |
| Glens Falls, NY | 8 | $ 650,000 | $ 81,250 | $ 58,000 |
| Grand Junction, CO | 8 | $ 620,000 | $ 77,500 | $ 63,000 |
| Idaho Falls, ID | 8 | $ 540,000 | $ 67,500 | $ 46,000 |
| Port St. Lucie, FL | 8 | $ 490,000 | $ 61,250 | $ 87,000 |
| Texarkana, TX-AR | 8 | $ 470,000 | $ 58,750 | $ 52,750 |
| Alexandria, LA | 7 | $ 345,000 | $ 49,285 | $ 46,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 585,000 | $ 83,571 | $ 55,000 |
| Bellingham, WA | 7 | $ 595,000 | $ 85,000 | $ 61,000 |
| Cedar Rapids, IA | 7 | $ 305,000 | $ 43,571 | $ 40,000 |
| Joplin, MO | 7 | $ 385,000 | $ 55,000 | $ 162,000 |
| Morristown, TN | 7 | $ 665,000 | $ 95,000 | $ 44,000 |
| Sebastian-Vero Beach, FL | 7 | $ 435,000 | $ 62,142 | $ 53,000 |
| State College, PA | 7 | $ 395,000 | $ 56,428 | $ 68,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 195,000 | $ 27,857 | $ 42,000 |
| Wilmington, NC | 7 | $ 485,000 | $ 69,285 | $ 37,000 |
| Chicago-Naperville-Arlington Heights, IL | 6 | $ 220,000 | $ 36,666 | $ 54,000 |
| Iowa City, IA | 6 | $ 190,000 | $ 31,666 | $ 34,000 |
| Ithaca, NY | 6 | $ 530,000 | $ 88,333 | $ 62,000 |
| Kansas City, MO-KS | 6 | $ 440,000 | $ 73,333 | $ 65,333 |
| Madera, CA | 6 | $ 630,000 | $ 105,000 | $ 77,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 480,000 | $ 80,000 | $ 70,000 |
| Twin Falls, ID | 6 | $ 350,000 | $ 58,333 | $ 61,000 |
| Carbondale-Marion, IL | 5 | $ 435,000 | $ 87,000 | $ 68,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 475,000 | $ 95,000 | $ 58,000 |
| Columbus, GA-AL | 5 | $ 345,000 | $ 69,000 | $ 158,600 |
| Gadsden, AL | 5 | $ 405,000 | $ 81,000 | $ 51,000 |
| Hinesville, GA | 5 | $ 305,000 | $ 61,000 | $ 33,000 |
| San Angelo, TX | 5 | $ 485,000 | $ 97,000 | $ 88,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 365,000 | $ 73,000 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 265,000 | $ 53,000 | $ 48,200 |
| Beckley, WV | 4 | $ 290,000 | $ 72,500 | $ 93,000 |
| Bloomsburg-Berwick, PA | 4 | $ 220,000 | $ 55,000 | $ 56,000 |
| Brownsville-Harlingen, TX | 4 | $ 160,000 | $ 40,000 | $ 53,000 |
| Champaign-Urbana, IL | 4 | $ 220,000 | $ 55,000 | $ 49,000 |
| Dayton, OH | 4 | $ 170,000 | $ 42,500 | $ 57,000 |
| East Stroudsburg, PA | 4 | $ 260,000 | $ 65,000 | $ 61,000 |
| Elgin, IL | 4 | $ 160,000 | $ 40,000 | $ 61,000 |
| Missoula, MT | 4 | $ 270,000 | $ 67,500 | $ 49,000 |
| Nassau County-Suffolk County, NY | 4 | $ 320,000 | $ 80,000 | $ 60,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 170,000 | $ 42,500 | $ 52,000 |
| Sebring, FL | 4 | $ 180,000 | $ 45,000 | $ 93,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 220,000 | $ 55,000 | $ 69,000 |
| Altoona, PA | 3 | $ 125,000 | $ 41,666 | $ 38,000 |
| Carson City, NV | 3 | $ 175,000 | $ 58,333 | $ 33,000 |
| Charlottesville, VA | 3 | $ 265,000 | $ 88,333 | $ 52,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| Durham-Chapel Hill, NC | 3 | $ 125,000 | $ 41,666 | $ 31,000 |
| Eau Claire, WI | 3 | $ 115,000 | $ 38,333 | $ 27,000 |
| Goldsboro, NC | 3 | $ 245,000 | $ 81,666 | $ 33,000 |
| Hanford-Corcoran, CA | 3 | $ 275,000 | $ 91,666 | $ 112,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 175,000 | $ 58,333 | $ 66,000 |
| Jackson, TN | 3 | $ 195,000 | $ 65,000 | $ 39,000 |
| Lynchburg, VA | 3 | $ 115,000 | $ 38,333 | $ 46,000 |
| Manhattan, KS | 3 | $ 155,000 | $ 51,666 | $ 64,000 |
| Merced, CA | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 75,000 | $ 25,000 | $ 32,000 |
| New Bern, NC | 3 | $ 205,000 | $ 68,333 | $ 53,000 |
| Rockford, IL | 3 | $ 85,000 | $ 28,333 | $ 49,000 |
| Santa Fe, NM | 3 | $ 175,000 | $ 58,333 | $ 75,000 |
| Springfield, MO | 3 | $ 235,000 | $ 78,333 | $ 52,000 |
| The Villages, FL | 3 | $ 225,000 | $ 75,000 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 145,000 | $ 48,333 | $ 46,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 255,000 | $ 85,000 | $ 73,000 |
| Wheeling, WV-OH | 3 | $ 385,000 | $ 128,333 | $ 39,333 |
| Williamsport, PA | 3 | $ 215,000 | $ 71,666 | $ 60,000 |
| Winchester, VA-WV | 3 | $ 205,000 | $ 68,333 | $ 42,000 |
| Akron, OH | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Ames, IA | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Cheyenne, WY | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| Cumberland, MD-WV | 2 | $ 150,000 | $ 75,000 | $ 93,000 |
| El Centro, CA | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Fayetteville, NC | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Gary, IN | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Greenville, NC | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Jefferson City, MO | 2 | $ 140,000 | $ 70,000 | $ 79,000 |
| Laredo, TX | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Madison, WI | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 190,000 | $ 95,000 | $ 25,000 |
| Newark, NJ-PA | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| Philadelphia, PA | 2 | $ 180,000 | $ 90,000 | $ 93,000 |
| Pueblo, CO | 2 | $ 100,000 | $ 50,000 | $ 21,000 |
| Racine, WI | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Richmond, VA | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Rocky Mount, NC | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| St. George, UT | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Wichita, KS | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Albany, GA | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Ann Arbor, MI | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Athens-Clarke County, GA | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Bismarck, ND | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Burlington, NC | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Canton-Massillon, OH | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Casper, WY | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Columbus, IN | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Danville, IL | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Elkhart-Goshen, IN | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Fargo, ND-MN | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Flint, MI | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Florence-Muscle Shoals, AL | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Fond Du Lac, WI | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Fort Wayne, IN | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Gainesville, GA | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Jacksonville, NC | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Janesville-Beloit, WI | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| Kalamazoo-Portage, MI | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Kankakee, IL | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Lafayette-West Lafayette, IN | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Lawrence, KS | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Lewiston, ID-WA | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Macon-Bibb County, GA | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Muncie, IN | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Oshkosh-Neenah, WI | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Peoria, IL | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Roanoke, VA | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Rockingham County-Strafford County, NH | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Sioux Falls, SD | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Springfield, IL | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Springfield, OH | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Staunton-Waynesboro, VA | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Sumter, SC | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Wichita Falls, TX | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,289 | $1,397,865,000 | $80,000 | $915,000 | $62,000 | $2,169,000 |
| Refinancing | 1,384 | $93,220,000 | $67,000 | $395,000 | $71,000 | $1,510,000 |
| Other Purpose | 351 | $22,015,000 | $62,000 | $405,000 | $68,000 | $499,000 |
| Cash-out Refinancing | 250 | $16,170,000 | $64,000 | $415,000 | $73,000 | $1,140,000 |
| Home Improvement | 196 | $8,950,000 | $45,000 | $435,000 | $83,000 | $900,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,404 | $1,055,660,000 | $78,000 | $915,000 | $64,000 | $2,169,000 |
| Hispanic | 2,456 | $195,720,000 | $79,000 | $395,000 | $64,000 | $1,056,000 |
| Black or African American | 1,505 | $116,385,000 | $77,000 | $315,000 | $48,000 | $1,889,000 |
| Not Provided | 1,480 | $112,490,000 | $76,000 | $365,000 | $68,000 | $1,542,000 |
| American Indian or Alaskan Native | 314 | $24,580,000 | $78,000 | $245,000 | $60,000 | $344,000 |
| Asian | 222 | $24,750,000 | $111,000 | $295,000 | $88,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $2,120,000 | $88,000 | $165,000 | $85,000 | $337,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,470 | $1,538,220,000 | $79,000 | $915,000 | $64,000 | $2,169,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12,829 | $1,037,095,000 | $80,000 | $455,000 | $57,000 | $2,169,000 |
| Loan Originated | 3,361 | $249,145,000 | $74,000 | $915,000 | $78,000 | $1,146,000 |
| Application Approved But Not Accepted | 3,045 | $235,215,000 | $77,000 | $365,000 | $73,000 | $792,000 |
| Application Withdrawn By Applicant | 205 | $15,075,000 | $73,000 | $435,000 | $84,000 | $1,140,000 |
| File Closed For Incompleteness | 30 | $1,690,000 | $56,000 | $165,000 | $66,000 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9,200 | $724,670,000 | $78,000 | $455,000 | $56,000 | $2,169,000 |
| Not applicable | 6,641 | $501,125,000 | $75,000 | $915,000 | $76,000 | $1,146,000 |
| Debt-To-Income Ratio | 2,159 | $191,345,000 | $88,000 | $455,000 | $46,000 | $398,000 |
| Other | 845 | $66,405,000 | $78,000 | $375,000 | $77,000 | $1,500,000 |
| Credit Application Incomplete | 217 | $19,565,000 | $90,000 | $365,000 | $67,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 152 | $16,060,000 | $105,000 | $335,000 | $98,000 | $794,000 |
| Collateral | 132 | $8,700,000 | $65,000 | $325,000 | $77,000 | $900,000 |
| Employment History | 84 | $6,710,000 | $79,000 | $175,000 | $64,000 | $269,000 |
| Unverifiable Information | 40 | $3,640,000 | $91,000 | $255,000 | $71,000 | $212,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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