Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Semper Home Loans, Inc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 606 |
| Total Mortgage Loan Application Amount | $125,718,000 |
| Average Mortgage Loan Application Amount | $206,000 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $85,500 |
| Highest Applicant Income | $787,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 68 | $ 10,415,000 | $ 153,000 | $ 79,000 |
| Monroe County Pennsylvania | 30 | $ 4,835,000 | $ 161,000 | $ 79,000 |
| Bristol County Massachusetts | 21 | $ 5,160,000 | $ 245,000 | $ 76,000 |
| Westchester County New York | 19 | $ 5,822,000 | $ 306,000 | $ 130,000 |
| Gwinnett County Georgia | 18 | $ 3,278,000 | $ 182,000 | $ 67,000 |
| Kent County Rhode Island | 18 | $ 3,738,000 | $ 207,000 | $ 80,000 |
| Gloucester County New Jersey | 12 | $ 2,430,000 | $ 202,000 | $ 79,000 |
| Washington County Rhode Island | 11 | $ 2,671,000 | $ 242,000 | $ 47,000 |
| Plymouth County Massachusetts | 10 | $ 2,651,000 | $ 265,000 | $ 88,000 |
| Cobb County Georgia | 9 | $ 1,608,000 | $ 178,000 | $ 89,000 |
| Fulton County Georgia | 8 | $ 1,692,000 | $ 211,000 | $ 74,000 |
| DeKalb County Georgia | 7 | $ 2,303,000 | $ 329,000 | $ 156,000 |
| Paulding County Georgia | 6 | $ 928,000 | $ 154,000 | $ 51,000 |
| Burlington County New Jersey | 6 | $ 1,060,000 | $ 176,000 | $ 83,000 |
| Hartford County Connecticut | 5 | $ 958,000 | $ 191,000 | $ 69,000 |
| Norfolk County Massachusetts | 5 | $ 1,230,000 | $ 246,000 | $ 86,000 |
| Mecklenburg County North Carolina | 5 | $ 925,000 | $ 185,000 | $ 103,000 |
| Chester County Pennsylvania | 5 | $ 1,869,000 | $ 373,000 | $ 192,000 |
| Philadelphia County Pennsylvania | 5 | $ 729,000 | $ 145,000 | $ 85,000 |
| Jefferson County Alabama | 4 | $ 802,000 | $ 200,000 | $ 109,000 |
| Tuscaloosa County Alabama | 4 | $ 716,000 | $ 179,000 | $ 68,000 |
| Lake County Indiana | 4 | $ 814,000 | $ 203,000 | $ 80,000 |
| Essex County Massachusetts | 4 | $ 989,000 | $ 247,000 | $ 63,000 |
| Camden County New Jersey | 4 | $ 497,000 | $ 124,000 | $ 59,000 |
| Cape May County New Jersey | 4 | $ 1,122,000 | $ 280,000 | $ 197,000 |
| Suffolk County New York | 4 | $ 1,643,000 | $ 410,000 | $ 144,000 |
| Wake County North Carolina | 4 | $ 992,000 | $ 248,000 | $ 83,000 |
| Bucks County Pennsylvania | 4 | $ 1,038,000 | $ 259,000 | $ 92,000 |
| Luzerne County Pennsylvania | 4 | $ 434,000 | $ 108,000 | $ 40,000 |
| King County Washington | 4 | $ 1,288,000 | $ 322,000 | $ 114,000 |
| Jefferson County Colorado | 3 | $ 606,000 | $ 202,000 | $ 85,000 |
| Fairfield County Connecticut | 3 | $ 1,123,000 | $ 374,000 | $ 172,000 |
| New Castle County Delaware | 3 | $ 825,000 | $ 275,000 | $ 66,000 |
| Broward County Florida | 3 | $ 677,000 | $ 225,000 | $ 45,000 |
| Cherokee County Georgia | 3 | $ 762,000 | $ 254,000 | $ 53,000 |
| Clayton County Georgia | 3 | $ 412,000 | $ 137,000 | $ 51,000 |
| Suffolk County Massachusetts | 3 | $ 917,000 | $ 305,000 | $ 113,000 |
| Ravalli County Montana | 3 | $ 497,000 | $ 165,000 | $ 23,000 |
| Hillsborough County New Hampshire | 3 | $ 760,000 | $ 253,000 | $ 64,000 |
| Bergen County New Jersey | 3 | $ 1,046,000 | $ 348,000 | $ 187,000 |
| Ocean County New Jersey | 3 | $ 666,000 | $ 222,000 | $ 94,000 |
| Bronx County New York | 3 | $ 754,000 | $ 251,000 | $ 97,000 |
| Kings County New York | 3 | $ 1,754,000 | $ 584,000 | $ 114,000 |
| Nassau County New York | 3 | $ 742,000 | $ 247,000 | $ 79,000 |
| Onondaga County New York | 3 | $ 425,000 | $ 141,000 | $ 82,000 |
| Queens County New York | 3 | $ 1,123,000 | $ 374,000 | $ 70,000 |
| Washington County Oregon | 3 | $ 703,000 | $ 234,000 | $ 83,000 |
| Berks County Pennsylvania | 3 | $ 337,000 | $ 112,000 | $ 12,000 |
| Franklin County Pennsylvania | 3 | $ 614,000 | $ 204,000 | $ 88,000 |
| Bristol County Rhode Island | 3 | $ 720,000 | $ 240,000 | $ 120,000 |
| Hamilton County Tennessee | 3 | $ 432,000 | $ 144,000 | $ 72,000 |
| Harris County Texas | 3 | $ 503,000 | $ 167,000 | $ 53,000 |
| Tarrant County Texas | 3 | $ 496,000 | $ 165,000 | $ 175,000 |
| Pierce County Washington | 3 | $ 744,000 | $ 248,000 | $ 112,000 |
| Solano County California | 2 | $ 489,000 | $ 244,000 | $ 93,000 |
| Windham County Connecticut | 2 | $ 308,000 | $ 154,000 | $ 67,000 |
| District of Columbia County District Of Columbia | 2 | $ 356,000 | $ 178,000 | $ 108,000 |
| Palm Beach County Florida | 2 | $ 342,000 | $ 171,000 | $ 85,000 |
| Fayette County Georgia | 2 | $ 315,000 | $ 157,000 | $ 127,000 |
| Forsyth County Georgia | 2 | $ 393,000 | $ 196,000 | $ 78,000 |
| Henry County Georgia | 2 | $ 398,000 | $ 199,000 | $ 64,000 |
| Walton County Georgia | 2 | $ 281,000 | $ 140,000 | $ 81,000 |
| Jefferson County Louisiana | 2 | $ 451,000 | $ 225,000 | $ 75,000 |
| Terrebonne County Louisiana | 2 | $ 408,000 | $ 204,000 | $ 110,000 |
| Worcester County Massachusetts | 2 | $ 394,000 | $ 197,000 | $ 91,000 |
| Lewis and Clark County Montana | 2 | $ 328,000 | $ 164,000 | $ 79,000 |
| Cumberland County New Jersey | 2 | $ 153,000 | $ 76,000 | $ 39,000 |
| Hudson County New Jersey | 2 | $ 658,000 | $ 329,000 | $ 112,000 |
| Sussex County New Jersey | 2 | $ 322,000 | $ 161,000 | $ 83,000 |
| Dona Ana County New Mexico | 2 | $ 266,000 | $ 133,000 | $ 76,000 |
| Richmond County New York | 2 | $ 455,000 | $ 227,000 | $ 81,000 |
| Ulster County New York | 2 | $ 254,000 | $ 127,000 | $ 25,000 |
| Durham County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 116,000 |
| Creek County Oklahoma | 2 | $ 286,000 | $ 143,000 | $ 48,000 |
| Josephine County Oregon | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Dauphin County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 70,000 |
| Lehigh County Pennsylvania | 2 | $ 634,000 | $ 317,000 | $ 116,000 |
| Montgomery County Pennsylvania | 2 | $ 431,000 | $ 215,000 | $ 76,000 |
| Northampton County Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 50,000 |
| York County Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 67,000 |
| Dorchester County South Carolina | 2 | $ 481,000 | $ 240,000 | $ 86,000 |
| Lincoln County South Dakota | 2 | $ 302,000 | $ 151,000 | $ 46,000 |
| Shelby County Tennessee | 2 | $ 403,000 | $ 201,000 | $ 33,000 |
| Bexar County Texas | 2 | $ 373,000 | $ 186,000 | $ 93,000 |
| Fairfax County Virginia | 2 | $ 453,000 | $ 226,000 | $ 65,000 |
| Clark County Washington | 2 | $ 508,000 | $ 254,000 | $ 86,000 |
| Etowah County Alabama | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Limestone County Alabama | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Madison County Alabama | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Montgomery County Alabama | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Morgan County Alabama | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Shelby County Alabama | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Orange County California | 1 | $ 304,000 | $ 304,000 | $ 182,000 |
| Sacramento County California | 1 | $ 249,000 | $ 249,000 | $ 105,000 |
| San Joaquin County California | 1 | $ 188,000 | $ 188,000 | $ 50,000 |
| San Luis Obispo County California | 1 | $ 333,000 | $ 333,000 | $ 75,000 |
| San Mateo County California | 1 | $ 480,000 | $ 480,000 | $ 149,000 |
| Tulare County California | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
| Adams County Colorado | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Arapahoe County Colorado | 1 | $ 252,000 | $ 252,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 280,000 | $ 280,000 | $ 229,000 |
| Elbert County Colorado | 1 | $ 146,000 | $ 146,000 | $ 62,000 |
| Larimer County Colorado | 1 | $ 229,000 | $ 229,000 | $ 75,000 |
| Rio Blanco County Colorado | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Weld County Colorado | 1 | $ 163,000 | $ 163,000 | $ 37,000 |
| Middlesex County Connecticut | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| New Haven County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| New London County Connecticut | 1 | $ 277,000 | $ 277,000 | $ 83,000 |
| Tolland County Connecticut | 1 | $ 243,000 | $ 243,000 | $ 146,000 |
| Sussex County Delaware | 1 | $ 329,000 | $ 329,000 | $ 88,000 |
| Alachua County Florida | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Collier County Florida | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| Leon County Florida | 1 | $ 299,000 | $ 299,000 | $ 91,000 |
| Miami-Dade County Florida | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 49,000 | $ 49,000 | $ 111,000 |
| Osceola County Florida | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Santa Rosa County Florida | 1 | $ 271,000 | $ 271,000 | $ 172,000 |
| Sarasota County Florida | 1 | $ 190,000 | $ 190,000 | $ 142,000 |
| St. Johns County Florida | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Catoosa County Georgia | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Floyd County Georgia | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Glynn County Georgia | 1 | $ 177,000 | $ 177,000 | $ 84,000 |
| Hall County Georgia | 1 | $ 200,000 | $ 200,000 | $ 88,000 |
| Harris County Georgia | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Jackson County Georgia | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Lee County Georgia | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Liberty County Georgia | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Muscogee County Georgia | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Newton County Georgia | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Oconee County Georgia | 1 | $ 232,000 | $ 232,000 | $ 136,000 |
| Rockdale County Georgia | 1 | $ 256,000 | $ 256,000 | $ 92,000 |
| Tattnall County Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 240,000 | $ 240,000 | $ 119,000 |
| Boone County Indiana | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| Dearborn County Indiana | 1 | $ 173,000 | $ 173,000 | $ 79,000 |
| Hendricks County Indiana | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
| LaPorte County Indiana | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Steuben County Indiana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Warrick County Indiana | 1 | $ 158,000 | $ 158,000 | $ 45,000 |
| Ascension County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Beauregard County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 169,000 |
| Claiborne County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 204,000 | $ 204,000 | $ 56,000 |
| Lafayette County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
| Livingston County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Ouachita County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| St. Martin County Louisiana | 1 | $ 257,000 | $ 257,000 | $ 101,000 |
| Anne Arundel County Maryland | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Charles County Maryland | 1 | $ 270,000 | $ 270,000 | $ 53,000 |
| Harford County Maryland | 1 | $ 323,000 | $ 323,000 | $ 85,000 |
| Howard County Maryland | 1 | $ 317,000 | $ 317,000 | $ 118,000 |
| Prince George's County Maryland | 1 | $ 200,000 | $ 200,000 | $ 30,000 |
| Talbot County Maryland | 1 | $ 262,000 | $ 262,000 | $ 146,000 |
| Barnstable County Massachusetts | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Hampden County Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 65,000 |
| Hampshire County Massachusetts | 1 | $ 271,000 | $ 271,000 | $ 115,000 |
| Middlesex County Massachusetts | 1 | $ 459,000 | $ 459,000 | $ 194,000 |
| Macomb County Michigan | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Cascade County Montana | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Rosebud County Montana | 1 | $ 163,000 | $ 163,000 | $ 89,000 |
| Silver Bow County Montana | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Carroll County New Hampshire | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Merrimack County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 391,000 | $ 391,000 | $ 161,000 |
| Sullivan County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Atlantic County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 69,000 |
| Hunterdon County New Jersey | 1 | $ 457,000 | $ 457,000 | $ 200,000 |
| Middlesex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Monmouth County New Jersey | 1 | $ 271,000 | $ 271,000 | $ 120,000 |
| Somerset County New Jersey | 1 | $ 376,000 | $ 376,000 | $ 121,000 |
| Sandoval County New Mexico | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Valencia County New Mexico | 1 | $ 141,000 | $ 141,000 | $ 80,000 |
| Albany County New York | 1 | $ 196,000 | $ 196,000 | $ 61,000 |
| Delaware County New York | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Dutchess County New York | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Oswego County New York | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Saratoga County New York | 1 | $ 182,000 | $ 182,000 | $ 97,000 |
| Tioga County New York | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Buncombe County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 85,000 |
| Cabarrus County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 147,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Duplin County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 108,000 |
| Henderson County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Moore County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 60,000 |
| New Hanover County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Pender County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 69,000 |
| Pitt County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 89,000 |
| Sampson County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
| Grand Forks County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Mercer County North Dakota | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Pembina County North Dakota | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Ward County North Dakota | 1 | $ 286,000 | $ 286,000 | $ 77,000 |
| Choctaw County Oklahoma | 1 | $ 316,000 | $ 316,000 | $ 116,000 |
| Oklahoma County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 78,000 |
| Ottawa County Oklahoma | 1 | $ 273,000 | $ 273,000 | $ 77,000 |
| Seminole County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 106,000 |
| Tulsa County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 82,000 |
| Lane County Oregon | 1 | $ 226,000 | $ 226,000 | $ 29,000 |
| Allegheny County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Blair County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 194,000 |
| Carbon County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
| Cumberland County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
| Delaware County Pennsylvania | 1 | $ 559,000 | $ 559,000 | $ 373,000 |
| Elk County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 81,000 |
| Lancaster County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 61,000 |
| Lebanon County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 60,000 |
| Perry County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 31,000 |
| Pike County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Schuylkill County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 84,000 |
| Westmoreland County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 250,000 |
| Newport County Rhode Island | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Aiken County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 119,000 |
| Anderson County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 68,000 |
| Berkeley County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 36,000 |
| Cherokee County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 70,000 |
| Horry County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Lexington County South Carolina | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Sumter County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Meade County South Dakota | 1 | $ 223,000 | $ 223,000 | $ 83,000 |
| Minnehaha County South Dakota | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Pennington County South Dakota | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Anderson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Marion County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Sullivan County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 71,000 |
| Williamson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Collin County Texas | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Dallas County Texas | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Hidalgo County Texas | 1 | $ 133,000 | $ 133,000 | $ 109,000 |
| Montgomery County Texas | 1 | $ 102,000 | $ 102,000 | $ 131,000 |
| Henrico County Virginia | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Richmond City County Virginia | 1 | $ 187,000 | $ 187,000 | $ 518,000 |
| Spotsylvania County Virginia | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Douglas County Washington | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Franklin County Washington | 1 | $ 144,000 | $ 144,000 | $ 79,000 |
| Snohomish County Washington | 1 | $ 247,000 | $ 247,000 | $ 107,000 |
| Whatcom County Washington | 1 | $ 217,000 | $ 217,000 | $ 141,000 |
| Laramie County Wyoming | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Natrona County Wyoming | 1 | $ 269,000 | $ 269,000 | $ 159,000 |
| Sweetwater County Wyoming | 1 | $ 163,000 | $ 163,000 | $ 113,000 |
| Uinta County Wyoming | 1 | $ 197,000 | $ 197,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 345 | $73,975,000 | $214,000 | $738,000 | $84,000 | $787,000 |
| Home Purchase | 261 | $51,743,000 | $198,000 | $1,100,000 | $87,000 | $518,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 430 | $91,209,000 | $212,000 | $1,100,000 | $89,000 | $787,000 |
| Black or African American | 88 | $16,964,000 | $192,000 | $416,000 | $70,000 | $243,000 |
| Not Provided | 38 | $8,272,000 | $217,000 | $458,000 | $86,000 | $249,000 |
| Hispanic | 37 | $6,620,000 | $178,000 | $381,000 | $70,000 | $189,000 |
| Asian | 13 | $2,653,000 | $204,000 | $480,000 | $102,000 | $250,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 359 | $76,647,000 | $213,000 | $1,100,000 | $98,000 | $787,000 |
| FHA-insured (Federal Housing Administration) | 204 | $39,406,000 | $193,000 | $695,000 | $65,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 29 | $7,336,000 | $252,000 | $460,000 | $75,000 | $263,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,329,000 | $166,000 | $250,000 | $62,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 526 | $109,008,000 | $207,000 | $1,100,000 | $85,000 | $787,000 |
| Application Withdrawn By Applicant | 43 | $8,862,000 | $206,000 | $1,100,000 | $91,000 | $510,000 |
| Application Denied By Financial Institution | 36 | $7,414,000 | $205,000 | $417,000 | $85,000 | $316,000 |
| File Closed For Incompleteness | 1 | $434,000 | $434,000 | $434,000 | $107,000 | $107,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 11 | $2,703,000 | $245,000 | $417,000 | $125,000 | $316,000 |
| Debt-To-Income Ratio | 5 | $894,000 | $178,000 | $228,000 | $82,000 | $197,000 |
| Unverifiable Information | 4 | $626,000 | $156,000 | $320,000 | $59,000 | $130,000 |
| Employment History | 3 | $521,000 | $173,000 | $221,000 | $70,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $671,000 | $223,000 | $392,000 | $64,000 | $77,000 |
| Mortgage Insurance Denied | 1 | $151,000 | $151,000 | $151,000 | $75,000 | $75,000 |
| Other | 1 | $143,000 | $143,000 | $143,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.