Sky Bank C/O Huntington Bank Mortgage Lending & HMDA Data, 2004
In 2004, Sky Bank C/O Huntington Bank of Bowling Green, OH reported 25,581 mortgage applications totaling $2.4 billion, down 28% from 2003. The average application was for $94,494, and applicants reported an average income of $63,148. 60% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Toledo, OH (3,467), Pittsburgh, PA (2,381) and Youngstown-Warren-Boardman, OH-PA (2,114) (applications in parentheses).
| Mortgage Company & Address | Sky Bank C/O Huntington Bank 137 Clough St. Bowling Green, OH 43402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,581 |
| Total Mortgage Loan Application Amount | $2,417,252,000 |
| Average Mortgage Loan Application Amount | $94,494 |
| Highest Mortgage Loan Application Amount | $9,160,000 |
| Average Applicant Income | $63,148 |
| Highest Applicant Income | $7,982,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Bank C/O Huntington Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas, Ohio | 1,819 | $ 202,106,000 | $ 111,108 | $ 65,000 |
| Mahoning, Ohio | 1,346 | $ 104,327,000 | $ 77,508 | $ 57,000 |
| Wood, Ohio | 1,038 | $ 118,328,000 | $ 113,996 | $ 72,000 |
| Columbiana, Ohio | 962 | $ 67,576,000 | $ 70,245 | $ 43,000 |
| Jefferson, Ohio | 907 | $ 53,753,000 | $ 59,264 | $ 52,000 |
| Beaver, Pennsylvania | 873 | $ 61,288,000 | $ 70,203 | $ 46,000 |
| Allegheny, Pennsylvania | 778 | $ 58,145,000 | $ 74,736 | $ 48,000 |
| Trumbull, Ohio | 768 | $ 60,075,000 | $ 78,222 | $ 59,000 |
| Hancock, Ohio | 740 | $ 77,543,000 | $ 104,787 | $ 85,000 |
| Stark, Ohio | 733 | $ 79,833,000 | $ 108,912 | $ 56,000 |
| Greene, Ohio | 554 | $ 61,505,000 | $ 111,019 | $ 61,000 |
| Mercer, Pennsylvania | 531 | $ 39,583,000 | $ 74,544 | $ 48,000 |
| Lawrence, Pennsylvania | 485 | $ 34,197,000 | $ 70,509 | $ 124,000 |
| Cuyahoga, Ohio | 472 | $ 62,601,000 | $ 132,629 | $ 68,000 |
| Allen, Ohio | 466 | $ 46,765,000 | $ 100,354 | $ 71,000 |
| Lenawee, Michigan | 438 | $ 42,516,000 | $ 97,068 | $ 63,000 |
| Williams, Ohio | 434 | $ 36,757,000 | $ 84,693 | $ 60,000 |
| Defiance, Ohio | 409 | $ 36,149,000 | $ 88,383 | $ 49,000 |
| Logan, Ohio | 398 | $ 33,874,000 | $ 85,110 | $ 51,000 |
| Fulton, Ohio | 397 | $ 34,728,000 | $ 87,476 | $ 49,000 |
| Ashtabula, Ohio | 387 | $ 30,696,000 | $ 79,317 | $ 55,000 |
| Putnam, Ohio | 379 | $ 33,159,000 | $ 87,490 | $ 53,000 |
| Hillsdale, Michigan | 376 | $ 35,920,000 | $ 95,531 | $ 62,000 |
| Carroll, Ohio | 366 | $ 26,531,000 | $ 72,489 | $ 45,000 |
| Butler, Pennsylvania | 360 | $ 33,495,000 | $ 93,041 | $ 65,000 |
| Henry, Ohio | 344 | $ 28,051,000 | $ 81,543 | $ 47,000 |
| Summit, Ohio | 299 | $ 40,030,000 | $ 133,879 | $ 85,000 |
| Lake, Ohio | 280 | $ 30,507,000 | $ 108,953 | $ 62,000 |
| Franklin, Ohio | 277 | $ 49,974,000 | $ 180,411 | $ 79,000 |
| Steuben, Indiana | 253 | $ 30,391,000 | $ 120,122 | $ 65,000 |
| Erie, Pennsylvania | 251 | $ 19,647,000 | $ 78,274 | $ 56,000 |
| Hancock, West Virginia | 226 | $ 15,550,000 | $ 68,805 | $ 46,000 |
| Ottawa, Ohio | 213 | $ 26,655,000 | $ 125,140 | $ 72,000 |
| Belmont, Ohio | 210 | $ 13,233,000 | $ 63,014 | $ 53,000 |
| Wyandot, Ohio | 199 | $ 15,220,000 | $ 76,482 | $ 52,000 |
| Seneca, Ohio | 184 | $ 11,704,000 | $ 63,608 | $ 44,000 |
| Portage, Ohio | 183 | $ 22,360,000 | $ 122,185 | $ 71,000 |
| Sandusky, Ohio | 179 | $ 16,878,000 | $ 94,290 | $ 58,000 |
| Hardin, Ohio | 178 | $ 11,449,000 | $ 64,320 | $ 49,000 |
| Washington, Pennsylvania | 169 | $ 13,606,000 | $ 80,508 | $ 57,000 |
| Monroe, Michigan | 163 | $ 21,816,000 | $ 133,840 | $ 68,000 |
| Paulding, Ohio | 161 | $ 10,659,000 | $ 66,204 | $ 36,000 |
| Montgomery, Ohio | 156 | $ 16,091,000 | $ 103,147 | $ 86,000 |
| Branch, Michigan | 153 | $ 15,854,000 | $ 103,620 | $ 81,000 |
| Marion, Ohio | 146 | $ 9,823,000 | $ 67,280 | $ 48,000 |
| Westmoreland, Pennsylvania | 139 | $ 14,481,000 | $ 104,179 | $ 65,000 |
| Geauga, Ohio | 125 | $ 17,924,000 | $ 143,392 | $ 91,000 |
| Union, Ohio | 91 | $ 9,412,000 | $ 103,428 | $ 67,000 |
| Brooke, West Virginia | 89 | $ 7,441,000 | $ 83,606 | $ 91,000 |
| DeKalb, Indiana | 86 | $ 7,314,000 | $ 85,046 | $ 52,000 |
| Auglaize, Ohio | 77 | $ 5,457,000 | $ 70,870 | $ 55,000 |
| Cass, Michigan | 58 | $ 6,416,000 | $ 110,620 | $ 41,000 |
| Medina, Ohio | 58 | $ 8,809,000 | $ 151,879 | $ 85,000 |
| Allen, Indiana | 53 | $ 7,421,000 | $ 140,018 | $ 62,000 |
| Warren, Ohio | 51 | $ 7,139,000 | $ 139,980 | $ 74,000 |
| Crawford, Pennsylvania | 49 | $ 3,945,000 | $ 80,510 | $ 55,000 |
| Tuscarawas, Ohio | 46 | $ 4,251,000 | $ 92,413 | $ 67,000 |
| Delaware, Ohio | 43 | $ 10,411,000 | $ 242,116 | $ 99,000 |
| Harrison, Ohio | 43 | $ 3,905,000 | $ 90,813 | $ 56,000 |
| Clark, Ohio | 39 | $ 4,469,000 | $ 114,589 | $ 84,000 |
| Fayette, Pennsylvania | 39 | $ 2,963,000 | $ 75,974 | $ 49,000 |
| Hamilton, Ohio | 37 | $ 7,443,000 | $ 201,162 | $ 54,000 |
| Lorain, Ohio | 36 | $ 5,922,000 | $ 164,500 | $ 93,000 |
| Jackson, Michigan | 34 | $ 3,888,000 | $ 114,352 | $ 83,000 |
| Wayne, Ohio | 34 | $ 3,162,000 | $ 93,000 | $ 112,000 |
| Ohio, West Virginia | 30 | $ 3,343,000 | $ 111,433 | $ 110,000 |
| Chester, Pennsylvania | 27 | $ 2,293,000 | $ 84,925 | $ 77,000 |
| Champaign, Ohio | 26 | $ 4,102,000 | $ 157,769 | $ 98,000 |
| Van Wert, Ohio | 26 | $ 1,806,000 | $ 69,461 | $ 47,000 |
| St. Joseph, Michigan | 24 | $ 2,584,000 | $ 107,666 | $ 50,000 |
| Wayne, Michigan | 24 | $ 2,620,000 | $ 109,166 | $ 90,000 |
| Venango, Pennsylvania | 24 | $ 1,438,000 | $ 59,916 | $ 53,000 |
| Armstrong, Pennsylvania | 23 | $ 1,775,000 | $ 77,173 | $ 49,000 |
| Lee, Florida | 22 | $ 5,430,000 | $ 246,818 | $ 117,000 |
| Erie, Ohio | 22 | $ 2,108,000 | $ 95,818 | $ 50,000 |
| Washtenaw, Michigan | 19 | $ 3,641,000 | $ 191,631 | $ 71,000 |
| Marshall, West Virginia | 19 | $ 902,000 | $ 47,473 | $ 50,000 |
| Butler, Ohio | 18 | $ 2,205,000 | $ 122,500 | $ 58,000 |
| Shelby, Ohio | 17 | $ 1,832,000 | $ 107,764 | $ 91,000 |
| Clinton, Ohio | 16 | $ 1,728,000 | $ 108,000 | $ 61,000 |
| Licking, Ohio | 16 | $ 3,524,000 | $ 220,250 | $ 52,000 |
| Mercer, Ohio | 16 | $ 1,219,000 | $ 76,187 | $ 53,000 |
| Calhoun, Michigan | 15 | $ 1,457,000 | $ 97,133 | $ 53,000 |
| Clermont, Ohio | 15 | $ 2,165,000 | $ 144,333 | $ 64,000 |
| Clark, Nevada | 14 | $ 2,652,000 | $ 189,428 | $ 130,000 |
| Pickaway, Ohio | 13 | $ 1,662,000 | $ 127,846 | $ 84,000 |
| Fairfield, Ohio | 12 | $ 2,867,000 | $ 238,916 | $ 98,000 |
| Noble, Indiana | 11 | $ 1,457,000 | $ 132,454 | $ 84,000 |
| Grant, Indiana | 10 | $ 826,000 | $ 82,600 | $ 51,000 |
| Marion, Indiana | 10 | $ 1,241,000 | $ 124,100 | $ 76,000 |
| Kenton, Kentucky | 10 | $ 1,262,000 | $ 126,200 | $ 64,000 |
| Miami, Ohio | 10 | $ 974,000 | $ 97,400 | $ 71,000 |
| Clarion, Pennsylvania | 10 | $ 568,000 | $ 56,800 | $ 44,000 |
| Cook, Illinois | 9 | $ 1,485,000 | $ 165,000 | $ 66,000 |
| Athens, Ohio | 9 | $ 1,095,000 | $ 121,666 | $ 408,000 |
| Crawford, Ohio | 9 | $ 2,210,000 | $ 245,555 | $ 32,000 |
| Horry, South Carolina | 9 | $ 684,000 | $ 76,000 | $ 78,000 |
| Maricopa, Arizona | 8 | $ 2,213,000 | $ 276,625 | $ 132,000 |
| Sarasota, Florida | 8 | $ 1,397,000 | $ 174,625 | $ 267,000 |
| LaGrange, Indiana | 8 | $ 1,195,000 | $ 149,375 | $ 83,000 |
| Guernsey, Ohio | 8 | $ 669,000 | $ 83,625 | $ 40,000 |
| Morrow, Ohio | 8 | $ 608,000 | $ 76,000 | $ 38,000 |
| Richland, Ohio | 8 | $ 1,456,000 | $ 182,000 | $ 31,000 |
| Greene, Pennsylvania | 8 | $ 466,000 | $ 58,250 | $ 78,000 |
| Indiana, Pennsylvania | 8 | $ 716,000 | $ 89,500 | $ 32,000 |
| Montgomery, Pennsylvania | 8 | $ 1,360,000 | $ 170,000 | $ 97,000 |
| Somerset, Pennsylvania | 8 | $ 571,000 | $ 71,375 | $ 105,000 |
| Collier, Florida | 7 | $ 4,647,000 | $ 663,857 | $ 751,000 |
| Palm Beach, Florida | 7 | $ 933,000 | $ 133,285 | $ 73,000 |
| Lake, Indiana | 7 | $ 978,000 | $ 139,714 | $ 81,000 |
| Chautauqua, New York | 7 | $ 627,000 | $ 89,571 | $ 121,000 |
| Bucks, Pennsylvania | 7 | $ 974,000 | $ 139,142 | $ 59,000 |
| Philadelphia, Pennsylvania | 7 | $ 608,000 | $ 86,857 | $ 69,000 |
| Pinellas, Florida | 6 | $ 911,000 | $ 151,833 | $ 134,000 |
| Ingham, Michigan | 6 | $ 959,000 | $ 159,833 | $ 58,000 |
| Holmes, Ohio | 6 | $ 598,000 | $ 99,666 | $ 62,000 |
| Knox, Ohio | 6 | $ 935,000 | $ 155,833 | $ 56,000 |
| Preble, Ohio | 6 | $ 611,000 | $ 101,833 | $ 65,000 |
| Hendricks, Indiana | 5 | $ 440,000 | $ 88,000 | $ 58,000 |
| Oakland, Michigan | 5 | $ 653,000 | $ 130,600 | $ 70,000 |
| Van Buren, Michigan | 5 | $ 469,000 | $ 93,800 | $ 49,000 |
| Ashland, Ohio | 5 | $ 580,000 | $ 116,000 | $ 55,000 |
| Madison, Ohio | 5 | $ 729,000 | $ 145,800 | $ 99,000 |
| Lancaster, Pennsylvania | 5 | $ 570,000 | $ 114,000 | $ 63,000 |
| Beaufort, South Carolina | 5 | $ 1,893,000 | $ 378,600 | $ 191,000 |
| Bay, Florida | 4 | $ 547,000 | $ 136,750 | $ 86,000 |
| Manatee, Florida | 4 | $ 635,000 | $ 158,750 | $ 216,000 |
| Orange, Florida | 4 | $ 726,000 | $ 181,500 | $ 73,000 |
| St. Lucie, Florida | 4 | $ 395,000 | $ 98,750 | $ 124,000 |
| Sumter, Florida | 4 | $ 601,000 | $ 150,250 | $ 73,000 |
| Will, Illinois | 4 | $ 879,000 | $ 219,750 | $ 101,000 |
| Porter, Indiana | 4 | $ 301,000 | $ 75,250 | $ 29,000 |
| St. Joseph, Indiana | 4 | $ 540,000 | $ 135,000 | $ 67,000 |
| Fayette, Ohio | 4 | $ 381,000 | $ 95,250 | $ 67,000 |
| New Castle, Delaware | 3 | $ 350,000 | $ 116,666 | $ 41,000 |
| Broward, Florida | 3 | $ 416,000 | $ 138,666 | $ 53,000 |
| Charlotte, Florida | 3 | $ 290,000 | $ 96,666 | $ 52,000 |
| Marion, Florida | 3 | $ 399,000 | $ 133,000 | $ 65,000 |
| Miami-Dade, Florida | 3 | $ 526,000 | $ 175,333 | $ 157,000 |
| Monroe, Florida | 3 | $ 2,386,000 | $ 795,333 | $ 214,000 |
| Volusia, Florida | 3 | $ 468,000 | $ 156,000 | $ 93,000 |
| Delaware, Indiana | 3 | $ 157,000 | $ 52,333 | $ 40,000 |
| Elkhart, Indiana | 3 | $ 223,000 | $ 74,333 | $ 38,000 |
| Huntington, Indiana | 3 | $ 551,000 | $ 183,666 | $ 61,000 |
| Kosciusko, Indiana | 3 | $ 874,000 | $ 291,333 | $ 127,000 |
| Jefferson, Kentucky | 3 | $ 360,000 | $ 120,000 | $ 67,000 |
| Bristol, Massachusetts | 3 | $ 582,000 | $ 194,000 | $ 70,000 |
| Antrim, Michigan | 3 | $ 1,162,000 | $ 387,333 | $ 269,000 |
| Genesee, Michigan | 3 | $ 289,000 | $ 96,333 | $ 65,000 |
| Kalamazoo, Michigan | 3 | $ 267,000 | $ 89,000 | $ 54,000 |
| St. Louis, Missouri | 3 | $ 318,000 | $ 106,000 | $ 80,000 |
| Monmouth, New Jersey | 3 | $ 690,000 | $ 230,000 | $ 107,000 |
| Cattaraugus, New York | 3 | $ 388,000 | $ 129,333 | $ 225,000 |
| Brown, Ohio | 3 | $ 198,000 | $ 66,000 | $ 86,000 |
| Muskingum, Ohio | 3 | $ 526,000 | $ 175,333 | $ 70,000 |
| Delaware, Pennsylvania | 3 | $ 219,000 | $ 73,000 | $ 46,000 |
| Northampton, Pennsylvania | 3 | $ 346,000 | $ 115,333 | $ 74,000 |
| Warren, Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 48,000 |
| Georgetown, South Carolina | 3 | $ 435,000 | $ 145,000 | $ 210,000 |
| San Diego, California | 2 | $ 387,000 | $ 193,500 | $ 89,000 |
| Brevard, Florida | 2 | $ 368,000 | $ 184,000 | $ 100,000 |
| Martin, Florida | 2 | $ 223,000 | $ 111,500 | $ 81,000 |
| Osceola, Florida | 2 | $ 332,000 | $ 166,000 | $ 238,000 |
| Pasco, Florida | 2 | $ 219,000 | $ 109,500 | $ 65,000 |
| Walton, Florida | 2 | $ 373,000 | $ 186,500 | $ 89,000 |
| Hancock, Indiana | 2 | $ 935,000 | $ 467,500 | $ 36,000 |
| Shelby, Indiana | 2 | $ 152,000 | $ 76,000 | $ 27,000 |
| White, Indiana | 2 | $ 347,000 | $ 173,500 | $ 132,000 |
| Johnson, Kansas | 2 | $ 344,000 | $ 172,000 | $ 74,000 |
| Washington, Kentucky | 2 | $ 275,000 | $ 137,500 | $ 52,000 |
| Alcona, Michigan | 2 | $ 234,000 | $ 117,000 | $ 144,000 |
| Charlevoix, Michigan | 2 | $ 2,026,000 | $ 1,013,000 | $ 66,000 |
| Clare, Michigan | 2 | $ 127,000 | $ 63,500 | $ 103,000 |
| Leelanau, Michigan | 2 | $ 386,000 | $ 193,000 | $ 105,000 |
| Saginaw, Michigan | 2 | $ 383,000 | $ 191,500 | $ 93,000 |
| Madison, Montana | 2 | $ 1,200,000 | $ 600,000 | $ 540,000 |
| Middlesex, New Jersey | 2 | $ 459,000 | $ 229,500 | $ 85,000 |
| Caswell, North Carolina | 2 | $ 444,000 | $ 222,000 | $ 74,000 |
| Moore, North Carolina | 2 | $ 338,000 | $ 169,000 | $ 98,000 |
| Huron, Ohio | 2 | $ 234,000 | $ 117,000 | $ 62,000 |
| Monroe, Ohio | 2 | $ 261,000 | $ 130,500 | $ 63,000 |
| Blair, Pennsylvania | 2 | $ 147,000 | $ 73,500 | $ 58,000 |
| Forest, Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 96,000 |
| Lehigh, Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 41,000 |
| McKean, Pennsylvania | 2 | $ 37,000 | $ 18,500 | $ 94,000 |
| York, Pennsylvania | 2 | $ 421,000 | $ 210,500 | $ 111,000 |
| Charleston, South Carolina | 2 | $ 789,000 | $ 394,500 | $ 66,000 |
| Davidson, Tennessee | 2 | $ 155,000 | $ 77,500 | $ 89,000 |
| Brazoria, Texas | 2 | $ 255,000 | $ 127,500 | $ 141,000 |
| Fort Bend, Texas | 2 | $ 493,000 | $ 246,500 | $ 119,000 |
| Barbour, West Virginia | 2 | $ 443,000 | $ 221,500 | $ 75,000 |
| Raleigh, West Virginia | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Wirt, West Virginia | 2 | $ 146,000 | $ 73,000 | $ 34,000 |
| Baldwin, Alabama | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Jefferson, Alabama | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Lee, Alabama | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Pima, Arizona | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Riverside, California | 1 | $ 332,000 | $ 332,000 | $ 110,000 |
| San Bernardino, California | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Santa Barbara, California | 1 | $ 2,200,000 | $ 2,200,000 | $ 780,000 |
| Ouray, Colorado | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Park, Colorado | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Summit, Colorado | 1 | $ 392,000 | $ 392,000 | $ 159,000 |
| District of Columbia, District Of Columbia | 1 | $ 420,000 | $ 420,000 | $ 246,000 |
| Duval, Florida | 1 | $ 188,000 | $ 188,000 | $ 195,000 |
| Flagler, Florida | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Hernando, Florida | 1 | $ 47,000 | $ 47,000 | $ 69,000 |
| Hillsborough, Florida | 1 | $ 180,000 | $ 180,000 | $ 140,000 |
| Indian River, Florida | 1 | $ 121,000 | $ 121,000 | $ 210,000 |
| Lake, Florida | 1 | $ 118,000 | $ 118,000 | $ 91,000 |
| Okaloosa, Florida | 1 | $ 1,038,000 | $ 1,038,000 | $ 251,000 |
| Santa Rosa, Florida | 1 | $ 214,000 | $ 214,000 | $ 53,000 |
| St. Johns, Florida | 1 | $ 129,000 | $ 129,000 | $ 96,000 |
| Camden, Georgia | 1 | $ 2,320,000 | $ 2,320,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Clayton, Georgia | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Gwinnett, Georgia | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| DuPage, Illinois | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Grundy, Illinois | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Henry, Illinois | 1 | $ 73,000 | $ 73,000 | $ 83,000 |
| Macon, Illinois | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Massac, Illinois | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Bartholomew, Indiana | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Blackford, Indiana | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Fayette, Indiana | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Hamilton, Indiana | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Jasper, Indiana | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| LaPorte, Indiana | 1 | $ 160,000 | $ 160,000 | $ 156,000 |
| Madison, Indiana | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Marshall, Indiana | 1 | $ 199,000 | $ 199,000 | $ 119,000 |
| Orange, Indiana | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Putnam, Indiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Tipton, Indiana | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Wabash, Indiana | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Wayne, Indiana | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Wells, Indiana | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Whitley, Indiana | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Dubuque, Iowa | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Saline, Kansas | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Boone, Kentucky | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Boyd, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Bracken, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Campbell, Kentucky | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Floyd, Kentucky | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Franklin, Kentucky | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Jessamine, Kentucky | 1 | $ 79,000 | $ 79,000 | $ 96,000 |
| Meade, Kentucky | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Russell, Kentucky | 1 | $ 114,000 | $ 114,000 | $ 180,000 |
| Allegany, Maryland | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Anne Arundel, Maryland | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Garrett, Maryland | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Harford, Maryland | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Howard, Maryland | 1 | $ 232,000 | $ 232,000 | $ 81,000 |
| Prince George's, Maryland | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Norfolk, Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
| Allegan, Michigan | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Arenac, Michigan | 1 | $ 82,000 | $ 82,000 | $ 90,000 |
| Barry, Michigan | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Benzie, Michigan | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Berrien, Michigan | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Cheboygan, Michigan | 1 | $ 270,000 | $ 270,000 | $ 232,000 |
| Emmet, Michigan | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Grand Traverse, Michigan | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Ionia, Michigan | 1 | $ 149,000 | $ 149,000 | $ 30,000 |
| Iosco, Michigan | 1 | $ 27,000 | $ 27,000 | $ 62,000 |
| Isabella, Michigan | 1 | $ 41,000 | $ 41,000 | $ 49,000 |
| Kent, Michigan | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| Lake, Michigan | 1 | $ 144,000 | $ 144,000 | $ 266,000 |
| Livingston, Michigan | 1 | $ 280,000 | $ 280,000 | $ 53,000 |
| Mackinac, Michigan | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Macomb, Michigan | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Oscoda, Michigan | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Ottawa, Michigan | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Roscommon, Michigan | 1 | $ 51,000 | $ 51,000 | $ 140,000 |
| St. Clair, Michigan | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Wexford, Michigan | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Hennepin, Minnesota | 1 | $ 310,000 | $ 310,000 | $ 70,000 |
| DeSoto, Mississippi | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Grundy, Missouri | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Gallatin, Montana | 1 | $ 120,000 | $ 120,000 | $ 305,000 |
| Yellowstone, Montana | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Lancaster, Nebraska | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Burlington, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Mercer, New Jersey | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Ocean, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 1,299,000 |
| Somerset, New Jersey | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Sussex, New Jersey | 1 | $ 233,000 | $ 233,000 | $ 59,000 |
| Warren, New Jersey | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| New York, New York | 1 | $ 420,000 | $ 420,000 | $ 779,000 |
| Oneida, New York | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Saratoga, New York | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Brunswick, North Carolina | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 1,849,000 | $ 1,849,000 | $ 0 |
| Dare, North Carolina | 1 | $ 810,000 | $ 810,000 | $ 250,000 |
| Forsyth, North Carolina | 1 | $ 106,000 | $ 106,000 | $ 83,000 |
| Guilford, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Mecklenburg, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Onslow, North Carolina | 1 | $ 61,000 | $ 61,000 | $ 177,000 |
| Orange, North Carolina | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
| Rowan, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 58,000 |
| Transylvania, North Carolina | 1 | $ 850,000 | $ 850,000 | $ 600,000 |
| Coshocton, Ohio | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Darke, Ohio | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Lawrence, Ohio | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Meigs, Ohio | 1 | $ 151,000 | $ 151,000 | $ 65,000 |
| Perry, Ohio | 1 | $ 109,000 | $ 109,000 | $ 115,000 |
| Scioto, Ohio | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Centre, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 244,000 |
| Clearfield, Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Cumberland, Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Elk, Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Jefferson, Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Berkeley, South Carolina | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Cherokee, South Carolina | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Richland, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Spartanburg, South Carolina | 1 | $ 528,000 | $ 528,000 | $ 408,000 |
| Cumberland, Tennessee | 1 | $ 117,000 | $ 117,000 | $ 92,000 |
| Lauderdale, Tennessee | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Harris, Texas | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| San Patricio, Texas | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
| Davis, Utah | 1 | $ 173,000 | $ 173,000 | $ 464,000 |
| Grand, Utah | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Summit, Utah | 1 | $ 262,000 | $ 262,000 | $ 292,000 |
| Weber, Utah | 1 | $ 720,000 | $ 720,000 | $ 464,000 |
| Chesapeake, Virginia | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Chesterfield, Virginia | 1 | $ 156,000 | $ 156,000 | $ 120,000 |
| Henrico, Virginia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Louisa, Virginia | 1 | $ 167,000 | $ 167,000 | $ 501,000 |
| Harrison, West Virginia | 1 | $ 400,000 | $ 400,000 | $ 295,000 |
| Jackson, West Virginia | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Lincoln, West Virginia | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Monongalia, West Virginia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Nicholas, West Virginia | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Preston, West Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Putnam, West Virginia | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Taylor, West Virginia | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Columbia, Wisconsin | 1 | $ 304,000 | $ 304,000 | $ 192,000 |
| Milwaukee, Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Waukesha, Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,612 | $1,219,819,000 | $170,064 | $2,685,000 | $95,580 | $1,417,000 |
| Home Purchase | 10,035 | $1,093,624,000 | $225,677 | $9,160,000 | $132,741 | $7,982,000 |
| Home Improvement | 3,934 | $103,809,000 | $47,642 | $800,000 | $86,642 | $926,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,567 | $1,850,081,000 | $188,264 | $2,540,000 | $124,264 | $7,982,000 |
| Not Provided | 3,139 | $311,958,000 | $139,857 | $1,753,000 | $129,000 | $1,179,000 |
| Black or African American | 1,018 | $73,676,000 | $104,900 | $600,000 | $61,100 | $2,441,000 |
| Not applicable | 408 | $139,435,000 | $688,500 | $9,160,000 | $0 | $0 |
| Hispanic | 317 | $26,049,000 | $84,571 | $551,000 | $50,714 | $365,000 |
| Asian | 95 | $11,885,000 | $152,625 | $675,000 | $170,625 | $756,000 |
| American Indian or Alaskan Native | 20 | $1,827,000 | $97,600 | $280,000 | $43,800 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,341,000 | $115,000 | $708,000 | $77,000 | $534,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,581 | $2,417,252,000 | $208,485 | $9,160,000 | $111,714 | $7,982,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,330 | $1,554,408,000 | $240,580 | $9,160,000 | $130,354 | $7,982,000 |
| Application Denied By Financial Institution | 4,470 | $333,435,000 | $108,080 | $1,753,000 | $48,040 | $3,203,000 |
| Preapproval Denied by Financial Institution | 2,664 | $230,051,000 | $86,000 | $1,360,000 | $42,000 | $495,000 |
| Application Withdrawn By Applicant | 2,649 | $278,177,000 | $168,875 | $1,450,000 | $146,375 | $1,299,000 |
| Application Approved But Not Accepted | 459 | $21,013,000 | $58,000 | $428,000 | $74,625 | $630,000 |
| File Closed For Incompleteness | 9 | $168,000 | $18,500 | $32,000 | $27,500 | $48,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sky Bank C/O Huntington Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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