Sky Bank C/O Huntington Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Sky Bank C/O Huntington Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sky Bank C/O Huntington Bank 137 Clough St. Bowling Green, OH 43402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,581 |
| Total Mortgage Loan Application Amount | $2,417,252,000 |
| Average Mortgage Loan Application Amount | $170,197 |
| Highest Mortgage Loan Application Amount | $9,160,000 |
| Average Applicant Income | $109,092 |
| Highest Applicant Income | $7,982,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Sky Bank C/O Huntington Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sky Bank C/O Huntington Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Sky Bank C/O Huntington Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sky Bank C/O Huntington Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sky Bank C/O Huntington Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sky Bank C/O Huntington Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas County Ohio | 1,819 | $ 202,106,000 | $ 111,000 | $ 65,000 |
| Mahoning County Ohio | 1,346 | $ 104,327,000 | $ 77,000 | $ 57,000 |
| Wood County Ohio | 1,038 | $ 118,328,000 | $ 113,000 | $ 72,000 |
| Columbiana County Ohio | 962 | $ 67,576,000 | $ 70,000 | $ 43,000 |
| Jefferson County Ohio | 907 | $ 53,753,000 | $ 59,000 | $ 52,000 |
| Beaver County Pennsylvania | 873 | $ 61,288,000 | $ 70,000 | $ 46,000 |
| Allegheny County Pennsylvania | 778 | $ 58,145,000 | $ 74,000 | $ 48,000 |
| Trumbull County Ohio | 768 | $ 60,075,000 | $ 78,000 | $ 59,000 |
| Hancock County Ohio | 740 | $ 77,543,000 | $ 104,000 | $ 85,000 |
| Stark County Ohio | 733 | $ 79,833,000 | $ 108,000 | $ 56,000 |
| Greene County Ohio | 554 | $ 61,505,000 | $ 111,000 | $ 61,000 |
| Mercer County Pennsylvania | 531 | $ 39,583,000 | $ 74,000 | $ 48,000 |
| Lawrence County Pennsylvania | 485 | $ 34,197,000 | $ 70,000 | $ 124,000 |
| Cuyahoga County Ohio | 472 | $ 62,601,000 | $ 132,000 | $ 68,000 |
| Allen County Ohio | 466 | $ 46,765,000 | $ 100,000 | $ 71,000 |
| Lenawee County Michigan | 438 | $ 42,516,000 | $ 97,000 | $ 63,000 |
| Williams County Ohio | 434 | $ 36,757,000 | $ 84,000 | $ 60,000 |
| Defiance County Ohio | 409 | $ 36,149,000 | $ 88,000 | $ 49,000 |
| Logan County Ohio | 398 | $ 33,874,000 | $ 85,000 | $ 51,000 |
| Fulton County Ohio | 397 | $ 34,728,000 | $ 87,000 | $ 49,000 |
| Ashtabula County Ohio | 387 | $ 30,696,000 | $ 79,000 | $ 55,000 |
| Putnam County Ohio | 379 | $ 33,159,000 | $ 87,000 | $ 53,000 |
| Hillsdale County Michigan | 376 | $ 35,920,000 | $ 95,000 | $ 62,000 |
| Carroll County Ohio | 366 | $ 26,531,000 | $ 72,000 | $ 45,000 |
| Butler County Pennsylvania | 360 | $ 33,495,000 | $ 93,000 | $ 65,000 |
| Henry County Ohio | 344 | $ 28,051,000 | $ 81,000 | $ 47,000 |
| Summit County Ohio | 299 | $ 40,030,000 | $ 133,000 | $ 85,000 |
| Lake County Ohio | 280 | $ 30,507,000 | $ 108,000 | $ 62,000 |
| Franklin County Ohio | 277 | $ 49,974,000 | $ 180,000 | $ 79,000 |
| Steuben County Indiana | 253 | $ 30,391,000 | $ 120,000 | $ 65,000 |
| Erie County Pennsylvania | 251 | $ 19,647,000 | $ 78,000 | $ 56,000 |
| Hancock County West Virginia | 226 | $ 15,550,000 | $ 68,000 | $ 46,000 |
| Ottawa County Ohio | 213 | $ 26,655,000 | $ 125,000 | $ 72,000 |
| Belmont County Ohio | 210 | $ 13,233,000 | $ 63,000 | $ 53,000 |
| Wyandot County Ohio | 199 | $ 15,220,000 | $ 76,000 | $ 52,000 |
| Seneca County Ohio | 184 | $ 11,704,000 | $ 63,000 | $ 44,000 |
| Portage County Ohio | 183 | $ 22,360,000 | $ 122,000 | $ 71,000 |
| Sandusky County Ohio | 179 | $ 16,878,000 | $ 94,000 | $ 58,000 |
| Hardin County Ohio | 178 | $ 11,449,000 | $ 64,000 | $ 49,000 |
| Washington County Pennsylvania | 169 | $ 13,606,000 | $ 80,000 | $ 57,000 |
| Monroe County Michigan | 163 | $ 21,816,000 | $ 133,000 | $ 68,000 |
| Paulding County Ohio | 161 | $ 10,659,000 | $ 66,000 | $ 36,000 |
| Montgomery County Ohio | 156 | $ 16,091,000 | $ 103,000 | $ 86,000 |
| Branch County Michigan | 153 | $ 15,854,000 | $ 103,000 | $ 81,000 |
| Marion County Ohio | 146 | $ 9,823,000 | $ 67,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 139 | $ 14,481,000 | $ 104,000 | $ 65,000 |
| Geauga County Ohio | 125 | $ 17,924,000 | $ 143,000 | $ 91,000 |
| Union County Ohio | 91 | $ 9,412,000 | $ 103,000 | $ 67,000 |
| Brooke County West Virginia | 89 | $ 7,441,000 | $ 83,000 | $ 91,000 |
| DeKalb County Indiana | 86 | $ 7,314,000 | $ 85,000 | $ 52,000 |
| Auglaize County Ohio | 77 | $ 5,457,000 | $ 70,000 | $ 55,000 |
| Cass County Michigan | 58 | $ 6,416,000 | $ 110,000 | $ 41,000 |
| Medina County Ohio | 58 | $ 8,809,000 | $ 151,000 | $ 85,000 |
| Allen County Indiana | 53 | $ 7,421,000 | $ 140,000 | $ 62,000 |
| Warren County Ohio | 51 | $ 7,139,000 | $ 139,000 | $ 74,000 |
| Crawford County Pennsylvania | 49 | $ 3,945,000 | $ 80,000 | $ 55,000 |
| Tuscarawas County Ohio | 46 | $ 4,251,000 | $ 92,000 | $ 67,000 |
| Delaware County Ohio | 43 | $ 10,411,000 | $ 242,000 | $ 99,000 |
| Harrison County Ohio | 43 | $ 3,905,000 | $ 90,000 | $ 56,000 |
| Clark County Ohio | 39 | $ 4,469,000 | $ 114,000 | $ 84,000 |
| Fayette County Pennsylvania | 39 | $ 2,963,000 | $ 75,000 | $ 49,000 |
| Hamilton County Ohio | 37 | $ 7,443,000 | $ 201,000 | $ 54,000 |
| Lorain County Ohio | 36 | $ 5,922,000 | $ 164,000 | $ 93,000 |
| Jackson County Michigan | 34 | $ 3,888,000 | $ 114,000 | $ 83,000 |
| Wayne County Ohio | 34 | $ 3,162,000 | $ 93,000 | $ 112,000 |
| Ohio County West Virginia | 30 | $ 3,343,000 | $ 111,000 | $ 110,000 |
| Chester County Pennsylvania | 27 | $ 2,293,000 | $ 84,000 | $ 77,000 |
| Champaign County Ohio | 26 | $ 4,102,000 | $ 157,000 | $ 98,000 |
| Van Wert County Ohio | 26 | $ 1,806,000 | $ 69,000 | $ 47,000 |
| St. Joseph County Michigan | 24 | $ 2,584,000 | $ 107,000 | $ 50,000 |
| Wayne County Michigan | 24 | $ 2,620,000 | $ 109,000 | $ 90,000 |
| Venango County Pennsylvania | 24 | $ 1,438,000 | $ 59,000 | $ 53,000 |
| Armstrong County Pennsylvania | 23 | $ 1,775,000 | $ 77,000 | $ 49,000 |
| Lee County Florida | 22 | $ 5,430,000 | $ 246,000 | $ 117,000 |
| Erie County Ohio | 22 | $ 2,108,000 | $ 95,000 | $ 50,000 |
| Washtenaw County Michigan | 19 | $ 3,641,000 | $ 191,000 | $ 71,000 |
| Marshall County West Virginia | 19 | $ 902,000 | $ 47,000 | $ 50,000 |
| Butler County Ohio | 18 | $ 2,205,000 | $ 122,000 | $ 58,000 |
| Shelby County Ohio | 17 | $ 1,832,000 | $ 107,000 | $ 91,000 |
| Clinton County Ohio | 16 | $ 1,728,000 | $ 108,000 | $ 61,000 |
| Licking County Ohio | 16 | $ 3,524,000 | $ 220,000 | $ 52,000 |
| Mercer County Ohio | 16 | $ 1,219,000 | $ 76,000 | $ 53,000 |
| Calhoun County Michigan | 15 | $ 1,457,000 | $ 97,000 | $ 53,000 |
| Clermont County Ohio | 15 | $ 2,165,000 | $ 144,000 | $ 64,000 |
| Clark County Nevada | 14 | $ 2,652,000 | $ 189,000 | $ 130,000 |
| Pickaway County Ohio | 13 | $ 1,662,000 | $ 127,000 | $ 84,000 |
| Fairfield County Ohio | 12 | $ 2,867,000 | $ 238,000 | $ 98,000 |
| Noble County Indiana | 11 | $ 1,457,000 | $ 132,000 | $ 84,000 |
| Grant County Indiana | 10 | $ 826,000 | $ 82,000 | $ 51,000 |
| Marion County Indiana | 10 | $ 1,241,000 | $ 124,000 | $ 76,000 |
| Kenton County Kentucky | 10 | $ 1,262,000 | $ 126,000 | $ 64,000 |
| Miami County Ohio | 10 | $ 974,000 | $ 97,000 | $ 71,000 |
| Clarion County Pennsylvania | 10 | $ 568,000 | $ 56,000 | $ 44,000 |
| Cook County Illinois | 9 | $ 1,485,000 | $ 165,000 | $ 66,000 |
| Athens County Ohio | 9 | $ 1,095,000 | $ 121,000 | $ 408,000 |
| Crawford County Ohio | 9 | $ 2,210,000 | $ 245,000 | $ 32,000 |
| Horry County South Carolina | 9 | $ 684,000 | $ 76,000 | $ 78,000 |
| Maricopa County Arizona | 8 | $ 2,213,000 | $ 276,000 | $ 132,000 |
| Sarasota County Florida | 8 | $ 1,397,000 | $ 174,000 | $ 267,000 |
| LaGrange County Indiana | 8 | $ 1,195,000 | $ 149,000 | $ 83,000 |
| Guernsey County Ohio | 8 | $ 669,000 | $ 83,000 | $ 40,000 |
| Morrow County Ohio | 8 | $ 608,000 | $ 76,000 | $ 38,000 |
| Richland County Ohio | 8 | $ 1,456,000 | $ 182,000 | $ 31,000 |
| Greene County Pennsylvania | 8 | $ 466,000 | $ 58,000 | $ 78,000 |
| Indiana County Pennsylvania | 8 | $ 716,000 | $ 89,000 | $ 32,000 |
| Montgomery County Pennsylvania | 8 | $ 1,360,000 | $ 170,000 | $ 97,000 |
| Somerset County Pennsylvania | 8 | $ 571,000 | $ 71,000 | $ 105,000 |
| Collier County Florida | 7 | $ 4,647,000 | $ 663,000 | $ 751,000 |
| Palm Beach County Florida | 7 | $ 933,000 | $ 133,000 | $ 73,000 |
| Lake County Indiana | 7 | $ 978,000 | $ 139,000 | $ 81,000 |
| Chautauqua County New York | 7 | $ 627,000 | $ 89,000 | $ 121,000 |
| Bucks County Pennsylvania | 7 | $ 974,000 | $ 139,000 | $ 59,000 |
| Philadelphia County Pennsylvania | 7 | $ 608,000 | $ 86,000 | $ 69,000 |
| Pinellas County Florida | 6 | $ 911,000 | $ 151,000 | $ 134,000 |
| Ingham County Michigan | 6 | $ 959,000 | $ 159,000 | $ 58,000 |
| Holmes County Ohio | 6 | $ 598,000 | $ 99,000 | $ 62,000 |
| Knox County Ohio | 6 | $ 935,000 | $ 155,000 | $ 56,000 |
| Preble County Ohio | 6 | $ 611,000 | $ 101,000 | $ 65,000 |
| Hendricks County Indiana | 5 | $ 440,000 | $ 88,000 | $ 58,000 |
| Oakland County Michigan | 5 | $ 653,000 | $ 130,000 | $ 70,000 |
| Van Buren County Michigan | 5 | $ 469,000 | $ 93,000 | $ 49,000 |
| Ashland County Ohio | 5 | $ 580,000 | $ 116,000 | $ 55,000 |
| Madison County Ohio | 5 | $ 729,000 | $ 145,000 | $ 99,000 |
| Lancaster County Pennsylvania | 5 | $ 570,000 | $ 114,000 | $ 63,000 |
| Beaufort County South Carolina | 5 | $ 1,893,000 | $ 378,000 | $ 191,000 |
| Bay County Florida | 4 | $ 547,000 | $ 136,000 | $ 86,000 |
| Manatee County Florida | 4 | $ 635,000 | $ 158,000 | $ 216,000 |
| Orange County Florida | 4 | $ 726,000 | $ 181,000 | $ 73,000 |
| St. Lucie County Florida | 4 | $ 395,000 | $ 98,000 | $ 124,000 |
| Sumter County Florida | 4 | $ 601,000 | $ 150,000 | $ 73,000 |
| Will County Illinois | 4 | $ 879,000 | $ 219,000 | $ 101,000 |
| Porter County Indiana | 4 | $ 301,000 | $ 75,000 | $ 29,000 |
| St. Joseph County Indiana | 4 | $ 540,000 | $ 135,000 | $ 67,000 |
| Fayette County Ohio | 4 | $ 381,000 | $ 95,000 | $ 67,000 |
| New Castle County Delaware | 3 | $ 350,000 | $ 116,000 | $ 41,000 |
| Broward County Florida | 3 | $ 416,000 | $ 138,000 | $ 53,000 |
| Charlotte County Florida | 3 | $ 290,000 | $ 96,000 | $ 52,000 |
| Marion County Florida | 3 | $ 399,000 | $ 133,000 | $ 65,000 |
| Miami-Dade County Florida | 3 | $ 526,000 | $ 175,000 | $ 157,000 |
| Monroe County Florida | 3 | $ 2,386,000 | $ 795,000 | $ 214,000 |
| Volusia County Florida | 3 | $ 468,000 | $ 156,000 | $ 93,000 |
| Delaware County Indiana | 3 | $ 157,000 | $ 52,000 | $ 40,000 |
| Elkhart County Indiana | 3 | $ 223,000 | $ 74,000 | $ 38,000 |
| Huntington County Indiana | 3 | $ 551,000 | $ 183,000 | $ 61,000 |
| Kosciusko County Indiana | 3 | $ 874,000 | $ 291,000 | $ 127,000 |
| Jefferson County Kentucky | 3 | $ 360,000 | $ 120,000 | $ 67,000 |
| Bristol County Massachusetts | 3 | $ 582,000 | $ 194,000 | $ 70,000 |
| Antrim County Michigan | 3 | $ 1,162,000 | $ 387,000 | $ 269,000 |
| Genesee County Michigan | 3 | $ 289,000 | $ 96,000 | $ 65,000 |
| Kalamazoo County Michigan | 3 | $ 267,000 | $ 89,000 | $ 54,000 |
| St. Louis County Missouri | 3 | $ 318,000 | $ 106,000 | $ 80,000 |
| Monmouth County New Jersey | 3 | $ 690,000 | $ 230,000 | $ 107,000 |
| Cattaraugus County New York | 3 | $ 388,000 | $ 129,000 | $ 225,000 |
| Brown County Ohio | 3 | $ 198,000 | $ 66,000 | $ 86,000 |
| Muskingum County Ohio | 3 | $ 526,000 | $ 175,000 | $ 70,000 |
| Delaware County Pennsylvania | 3 | $ 219,000 | $ 73,000 | $ 46,000 |
| Northampton County Pennsylvania | 3 | $ 346,000 | $ 115,000 | $ 74,000 |
| Warren County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 48,000 |
| Georgetown County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 210,000 |
| San Diego County California | 2 | $ 387,000 | $ 193,000 | $ 89,000 |
| Brevard County Florida | 2 | $ 368,000 | $ 184,000 | $ 100,000 |
| Martin County Florida | 2 | $ 223,000 | $ 111,000 | $ 81,000 |
| Osceola County Florida | 2 | $ 332,000 | $ 166,000 | $ 238,000 |
| Pasco County Florida | 2 | $ 219,000 | $ 109,000 | $ 65,000 |
| Walton County Florida | 2 | $ 373,000 | $ 186,000 | $ 89,000 |
| Hancock County Indiana | 2 | $ 935,000 | $ 467,000 | $ 36,000 |
| Shelby County Indiana | 2 | $ 152,000 | $ 76,000 | $ 27,000 |
| White County Indiana | 2 | $ 347,000 | $ 173,000 | $ 132,000 |
| Johnson County Kansas | 2 | $ 344,000 | $ 172,000 | $ 74,000 |
| Washington County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 52,000 |
| Alcona County Michigan | 2 | $ 234,000 | $ 117,000 | $ 144,000 |
| Charlevoix County Michigan | 2 | $ 2,026,000 | $ 1,013,000 | $ 66,000 |
| Clare County Michigan | 2 | $ 127,000 | $ 63,000 | $ 103,000 |
| Leelanau County Michigan | 2 | $ 386,000 | $ 193,000 | $ 105,000 |
| Saginaw County Michigan | 2 | $ 383,000 | $ 191,000 | $ 93,000 |
| Madison County Montana | 2 | $ 1,200,000 | $ 600,000 | $ 540,000 |
| Middlesex County New Jersey | 2 | $ 459,000 | $ 229,000 | $ 85,000 |
| Caswell County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 74,000 |
| Moore County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 98,000 |
| Huron County Ohio | 2 | $ 234,000 | $ 117,000 | $ 62,000 |
| Monroe County Ohio | 2 | $ 261,000 | $ 130,000 | $ 63,000 |
| Blair County Pennsylvania | 2 | $ 147,000 | $ 73,000 | $ 58,000 |
| Forest County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 96,000 |
| Lehigh County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 41,000 |
| McKean County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 94,000 |
| York County Pennsylvania | 2 | $ 421,000 | $ 210,000 | $ 111,000 |
| Charleston County South Carolina | 2 | $ 789,000 | $ 394,000 | $ 66,000 |
| Davidson County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 89,000 |
| Brazoria County Texas | 2 | $ 255,000 | $ 127,000 | $ 141,000 |
| Fort Bend County Texas | 2 | $ 493,000 | $ 246,000 | $ 119,000 |
| Barbour County West Virginia | 2 | $ 443,000 | $ 221,000 | $ 75,000 |
| Raleigh County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Wirt County West Virginia | 2 | $ 146,000 | $ 73,000 | $ 34,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Jefferson County Alabama | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Lee County Alabama | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Pima County Arizona | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Riverside County California | 1 | $ 332,000 | $ 332,000 | $ 110,000 |
| San Bernardino County California | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Santa Barbara County California | 1 | $ 2,200,000 | $ 2,200,000 | $ 780,000 |
| Ouray County Colorado | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Park County Colorado | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Summit County Colorado | 1 | $ 392,000 | $ 392,000 | $ 159,000 |
| District of Columbia County District Of Columbia | 1 | $ 420,000 | $ 420,000 | $ 246,000 |
| Duval County Florida | 1 | $ 188,000 | $ 188,000 | $ 195,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Hernando County Florida | 1 | $ 47,000 | $ 47,000 | $ 69,000 |
| Hillsborough County Florida | 1 | $ 180,000 | $ 180,000 | $ 140,000 |
| Indian River County Florida | 1 | $ 121,000 | $ 121,000 | $ 210,000 |
| Lake County Florida | 1 | $ 118,000 | $ 118,000 | $ 91,000 |
| Okaloosa County Florida | 1 | $ 1,038,000 | $ 1,038,000 | $ 251,000 |
| Santa Rosa County Florida | 1 | $ 214,000 | $ 214,000 | $ 53,000 |
| St. Johns County Florida | 1 | $ 129,000 | $ 129,000 | $ 96,000 |
| Camden County Georgia | 1 | $ 2,320,000 | $ 2,320,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Clayton County Georgia | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| DuPage County Illinois | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Grundy County Illinois | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Henry County Illinois | 1 | $ 73,000 | $ 73,000 | $ 83,000 |
| Macon County Illinois | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Massac County Illinois | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Bartholomew County Indiana | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Blackford County Indiana | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Fayette County Indiana | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Hamilton County Indiana | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Jasper County Indiana | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| LaPorte County Indiana | 1 | $ 160,000 | $ 160,000 | $ 156,000 |
| Madison County Indiana | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Marshall County Indiana | 1 | $ 199,000 | $ 199,000 | $ 119,000 |
| Orange County Indiana | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Putnam County Indiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Tipton County Indiana | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Wabash County Indiana | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Wayne County Indiana | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Wells County Indiana | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Whitley County Indiana | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Saline County Kansas | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Boone County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Boyd County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Bracken County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Campbell County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Floyd County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Franklin County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Jessamine County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 96,000 |
| Meade County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Russell County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 180,000 |
| Allegany County Maryland | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Anne Arundel County Maryland | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Garrett County Maryland | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Howard County Maryland | 1 | $ 232,000 | $ 232,000 | $ 81,000 |
| Prince George's County Maryland | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Norfolk County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
| Allegan County Michigan | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Arenac County Michigan | 1 | $ 82,000 | $ 82,000 | $ 90,000 |
| Barry County Michigan | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Benzie County Michigan | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Berrien County Michigan | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Cheboygan County Michigan | 1 | $ 270,000 | $ 270,000 | $ 232,000 |
| Emmet County Michigan | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Grand Traverse County Michigan | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Ionia County Michigan | 1 | $ 149,000 | $ 149,000 | $ 30,000 |
| Iosco County Michigan | 1 | $ 27,000 | $ 27,000 | $ 62,000 |
| Isabella County Michigan | 1 | $ 41,000 | $ 41,000 | $ 49,000 |
| Kent County Michigan | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| Lake County Michigan | 1 | $ 144,000 | $ 144,000 | $ 266,000 |
| Livingston County Michigan | 1 | $ 280,000 | $ 280,000 | $ 53,000 |
| Mackinac County Michigan | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Macomb County Michigan | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Oscoda County Michigan | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Ottawa County Michigan | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Roscommon County Michigan | 1 | $ 51,000 | $ 51,000 | $ 140,000 |
| St. Clair County Michigan | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Wexford County Michigan | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 70,000 |
| DeSoto County Mississippi | 1 | $ 272,000 | $ 272,000 | $ 120,000 |
| Grundy County Missouri | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Gallatin County Montana | 1 | $ 120,000 | $ 120,000 | $ 305,000 |
| Yellowstone County Montana | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Lancaster County Nebraska | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Mercer County New Jersey | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Ocean County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 1,299,000 |
| Somerset County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Sussex County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 59,000 |
| Warren County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| New York County New York | 1 | $ 420,000 | $ 420,000 | $ 779,000 |
| Oneida County New York | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Saratoga County New York | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Brunswick County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 1,849,000 | $ 1,849,000 | $ 0 |
| Dare County North Carolina | 1 | $ 810,000 | $ 810,000 | $ 250,000 |
| Forsyth County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 83,000 |
| Guilford County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Mecklenburg County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Onslow County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 177,000 |
| Orange County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
| Rowan County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 58,000 |
| Transylvania County North Carolina | 1 | $ 850,000 | $ 850,000 | $ 600,000 |
| Coshocton County Ohio | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Darke County Ohio | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Lawrence County Ohio | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Meigs County Ohio | 1 | $ 151,000 | $ 151,000 | $ 65,000 |
| Perry County Ohio | 1 | $ 109,000 | $ 109,000 | $ 115,000 |
| Scioto County Ohio | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Centre County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 244,000 |
| Clearfield County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Cumberland County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Elk County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Jefferson County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Berkeley County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Cherokee County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Richland County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Spartanburg County South Carolina | 1 | $ 528,000 | $ 528,000 | $ 408,000 |
| Cumberland County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 92,000 |
| Lauderdale County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Harris County Texas | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| San Patricio County Texas | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
| Davis County Utah | 1 | $ 173,000 | $ 173,000 | $ 464,000 |
| Grand County Utah | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Summit County Utah | 1 | $ 262,000 | $ 262,000 | $ 292,000 |
| Weber County Utah | 1 | $ 720,000 | $ 720,000 | $ 464,000 |
| Chesapeake County Virginia | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Chesterfield County Virginia | 1 | $ 156,000 | $ 156,000 | $ 120,000 |
| Henrico County Virginia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Louisa County Virginia | 1 | $ 167,000 | $ 167,000 | $ 501,000 |
| Harrison County West Virginia | 1 | $ 400,000 | $ 400,000 | $ 295,000 |
| Jackson County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Lincoln County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Monongalia County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Nicholas County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Preston County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Putnam County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Taylor County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Columbia County Wisconsin | 1 | $ 304,000 | $ 304,000 | $ 192,000 |
| Milwaukee County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Waukesha County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Sky Bank C/O Huntington Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,612 | $1,219,819,000 | $170,064 | $2,685,000 | $95,580 | $1,417,000 |
| Home Purchase | 10,035 | $1,093,624,000 | $225,677 | $9,160,000 | $132,741 | $7,982,000 |
| Home Improvement | 3,934 | $103,809,000 | $47,642 | $800,000 | $86,642 | $926,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,567 | $1,850,081,000 | $188,264 | $2,540,000 | $124,264 | $7,982,000 |
| Not Provided | 3,139 | $311,958,000 | $139,857 | $1,753,000 | $129,000 | $1,179,000 |
| Black or African American | 1,018 | $73,676,000 | $104,900 | $600,000 | $61,100 | $2,441,000 |
| Not applicable | 408 | $139,435,000 | $688,500 | $9,160,000 | $0 | $0 |
| Hispanic | 317 | $26,049,000 | $84,571 | $551,000 | $50,714 | $365,000 |
| Asian | 95 | $11,885,000 | $152,625 | $675,000 | $170,625 | $756,000 |
| American Indian or Alaskan Native | 20 | $1,827,000 | $97,600 | $280,000 | $43,800 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $2,341,000 | $115,000 | $708,000 | $77,000 | $534,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,581 | $2,417,252,000 | $208,485 | $9,160,000 | $111,714 | $7,982,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,330 | $1,554,408,000 | $240,580 | $9,160,000 | $130,354 | $7,982,000 |
| Application Denied By Financial Institution | 4,470 | $333,435,000 | $108,080 | $1,753,000 | $48,040 | $3,203,000 |
| Preapproval Denied by Financial Institution | 2,664 | $230,051,000 | $86,000 | $1,360,000 | $42,000 | $495,000 |
| Application Withdrawn By Applicant | 2,649 | $278,177,000 | $168,875 | $1,450,000 | $146,375 | $1,299,000 |
| Application Approved But Not Accepted | 459 | $21,013,000 | $58,000 | $428,000 | $74,625 | $630,000 |
| File Closed For Incompleteness | 9 | $168,000 | $18,500 | $32,000 | $27,500 | $48,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Bank C/O Huntington Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sky Bank C/O Huntington Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.