Southpoint Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Southpoint Financial Services, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Lawrenceville, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,677 |
| Total Mortgage Loan Application Amount | $379,635,000 |
| Average Mortgage Loan Application Amount | $222,333 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $5,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Southpoint Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southpoint Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Southpoint Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southpoint Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Southpoint Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southpoint Financial Services, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 63 | $ 17,005,000 | $ 269,000 | $ 82,000 |
| Chatham County Georgia | 61 | $ 14,345,000 | $ 235,000 | $ 76,000 |
| Gwinnett County Georgia | 57 | $ 17,205,000 | $ 301,000 | $ 88,000 |
| Fulton County Georgia | 49 | $ 12,325,000 | $ 251,000 | $ 84,000 |
| Cobb County Georgia | 46 | $ 12,310,000 | $ 267,000 | $ 95,000 |
| Santa Rosa County Florida | 36 | $ 9,410,000 | $ 261,000 | $ 78,000 |
| DeKalb County Georgia | 36 | $ 8,220,000 | $ 228,000 | $ 75,000 |
| Forsyth County Georgia | 31 | $ 10,525,000 | $ 339,000 | $ 101,000 |
| Clayton County Georgia | 28 | $ 5,380,000 | $ 192,000 | $ 77,000 |
| Brevard County Florida | 27 | $ 5,645,000 | $ 209,000 | $ 85,000 |
| Dougherty County Georgia | 27 | $ 4,445,000 | $ 164,000 | $ 59,000 |
| Osceola County Florida | 26 | $ 6,910,000 | $ 265,000 | $ 100,000 |
| Cherokee County Georgia | 24 | $ 5,960,000 | $ 248,000 | $ 79,000 |
| Upson County Georgia | 24 | $ 4,250,000 | $ 177,000 | $ 82,000 |
| Douglas County Georgia | 23 | $ 5,665,000 | $ 246,000 | $ 69,000 |
| Henry County Georgia | 22 | $ 5,290,000 | $ 240,000 | $ 83,000 |
| Effingham County Georgia | 20 | $ 5,390,000 | $ 269,000 | $ 71,000 |
| Paulding County Georgia | 19 | $ 5,175,000 | $ 272,000 | $ 83,000 |
| Coffee County Georgia | 18 | $ 2,910,000 | $ 161,000 | $ 82,000 |
| Coweta County Georgia | 17 | $ 4,315,000 | $ 253,000 | $ 71,000 |
| Hillsborough County Florida | 16 | $ 4,560,000 | $ 285,000 | $ 102,000 |
| Volusia County Florida | 16 | $ 4,490,000 | $ 280,000 | $ 83,000 |
| Bradford County Florida | 15 | $ 2,485,000 | $ 165,000 | $ 56,000 |
| Seminole County Florida | 15 | $ 3,915,000 | $ 261,000 | $ 83,000 |
| Rockdale County Georgia | 15 | $ 4,425,000 | $ 295,000 | $ 434,000 |
| Bulloch County Georgia | 14 | $ 2,470,000 | $ 176,000 | $ 57,000 |
| Lee County Georgia | 14 | $ 3,110,000 | $ 222,000 | $ 89,000 |
| Toombs County Georgia | 14 | $ 2,240,000 | $ 160,000 | $ 80,000 |
| Darlington County South Carolina | 13 | $ 1,505,000 | $ 115,000 | $ 48,000 |
| Carroll County Georgia | 12 | $ 2,280,000 | $ 190,000 | $ 62,000 |
| Pinellas County Florida | 11 | $ 3,065,000 | $ 278,000 | $ 119,000 |
| Jackson County Georgia | 11 | $ 3,185,000 | $ 289,000 | $ 95,000 |
| Sumner County Tennessee | 11 | $ 3,395,000 | $ 308,000 | $ 65,000 |
| Fairfax County Virginia | 11 | $ 3,905,000 | $ 355,000 | $ 90,000 |
| Miami-Dade County Florida | 10 | $ 2,310,000 | $ 231,000 | $ 77,000 |
| Okaloosa County Florida | 10 | $ 2,230,000 | $ 223,000 | $ 60,000 |
| Fayette County Georgia | 10 | $ 3,240,000 | $ 324,000 | $ 71,000 |
| Laurens County Georgia | 10 | $ 1,890,000 | $ 189,000 | $ 92,000 |
| Newton County Georgia | 10 | $ 2,610,000 | $ 261,000 | $ 67,000 |
| Clarke County Alabama | 9 | $ 1,695,000 | $ 188,000 | $ 103,000 |
| Knox County Kentucky | 9 | $ 2,055,000 | $ 228,000 | $ 80,000 |
| Orangeburg County South Carolina | 9 | $ 1,515,000 | $ 168,000 | $ 57,000 |
| Duval County Florida | 8 | $ 1,460,000 | $ 182,000 | $ 73,000 |
| Lake County Florida | 8 | $ 2,010,000 | $ 251,000 | $ 81,000 |
| Madison County Florida | 8 | $ 1,130,000 | $ 141,000 | $ 92,000 |
| Bryan County Georgia | 8 | $ 1,520,000 | $ 190,000 | $ 54,000 |
| Treutlen County Georgia | 8 | $ 1,880,000 | $ 235,000 | $ 100,000 |
| Wake County North Carolina | 8 | $ 1,870,000 | $ 233,000 | $ 64,000 |
| Georgetown County South Carolina | 8 | $ 1,350,000 | $ 168,000 | $ 57,000 |
| Pasco County Florida | 7 | $ 1,795,000 | $ 256,000 | $ 79,000 |
| Polk County Florida | 7 | $ 1,455,000 | $ 207,000 | $ 62,000 |
| Bibb County Georgia | 7 | $ 1,405,000 | $ 200,000 | $ 136,000 |
| Columbia County Georgia | 7 | $ 1,635,000 | $ 233,000 | $ 100,000 |
| Whitley County Kentucky | 7 | $ 1,215,000 | $ 173,000 | $ 67,000 |
| Prince George's County Maryland | 7 | $ 1,705,000 | $ 243,000 | $ 77,000 |
| Guilford County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 73,000 |
| Franklin County Ohio | 7 | $ 1,155,000 | $ 165,000 | $ 66,000 |
| Florence County South Carolina | 7 | $ 1,235,000 | $ 176,000 | $ 60,000 |
| Horry County South Carolina | 7 | $ 1,405,000 | $ 200,000 | $ 74,000 |
| Madison County Alabama | 6 | $ 1,350,000 | $ 225,000 | $ 101,000 |
| Collier County Florida | 6 | $ 2,320,000 | $ 386,000 | $ 143,000 |
| Lee County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 125,000 |
| Marion County Florida | 6 | $ 1,340,000 | $ 223,000 | $ 129,000 |
| Union County Florida | 6 | $ 1,060,000 | $ 176,000 | $ 102,000 |
| Bartow County Georgia | 6 | $ 1,530,000 | $ 255,000 | $ 69,000 |
| Dawson County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 121,000 |
| Floyd County Georgia | 6 | $ 1,230,000 | $ 205,000 | $ 83,000 |
| Hall County Georgia | 6 | $ 1,330,000 | $ 221,000 | $ 99,000 |
| Houston County Georgia | 6 | $ 1,260,000 | $ 210,000 | $ 76,000 |
| Walton County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 63,000 |
| Allegheny County Pennsylvania | 6 | $ 1,060,000 | $ 176,000 | $ 102,000 |
| Spartanburg County South Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 87,000 |
| Broward County Florida | 5 | $ 835,000 | $ 167,000 | $ 69,000 |
| Escambia County Florida | 5 | $ 975,000 | $ 195,000 | $ 101,000 |
| Sumter County Florida | 5 | $ 1,135,000 | $ 227,000 | $ 61,000 |
| Barrow County Georgia | 5 | $ 915,000 | $ 183,000 | $ 68,000 |
| Durham County North Carolina | 5 | $ 975,000 | $ 195,000 | $ 75,000 |
| Mecklenburg County North Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 72,000 |
| Hamilton County Tennessee | 5 | $ 865,000 | $ 173,000 | $ 55,000 |
| Shelby County Tennessee | 5 | $ 985,000 | $ 197,000 | $ 63,000 |
| Prince William County Virginia | 5 | $ 1,195,000 | $ 239,000 | $ 50,000 |
| Etowah County Alabama | 4 | $ 620,000 | $ 155,000 | $ 74,000 |
| Jefferson County Alabama | 4 | $ 610,000 | $ 152,000 | $ 68,000 |
| Charlotte County Florida | 4 | $ 890,000 | $ 222,000 | $ 67,000 |
| Clay County Florida | 4 | $ 760,000 | $ 190,000 | $ 76,000 |
| Walton County Florida | 4 | $ 2,160,000 | $ 540,000 | $ 179,000 |
| Banks County Georgia | 4 | $ 840,000 | $ 210,000 | $ 64,000 |
| Early County Georgia | 4 | $ 820,000 | $ 205,000 | $ 183,000 |
| Gordon County Georgia | 4 | $ 830,000 | $ 207,000 | $ 118,000 |
| Pickens County Georgia | 4 | $ 730,000 | $ 182,000 | $ 63,000 |
| Wilkes County Georgia | 4 | $ 1,170,000 | $ 292,000 | $ 88,000 |
| Laurel County Kentucky | 4 | $ 560,000 | $ 140,000 | $ 44,000 |
| Baltimore County Maryland | 4 | $ 760,000 | $ 190,000 | $ 121,000 |
| Montgomery County Maryland | 4 | $ 1,950,000 | $ 487,000 | $ 72,000 |
| Davidson County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 57,000 |
| Hamilton County Ohio | 4 | $ 710,000 | $ 177,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 4 | $ 840,000 | $ 210,000 | $ 69,000 |
| Anderson County South Carolina | 4 | $ 720,000 | $ 180,000 | $ 52,000 |
| Greenville County South Carolina | 4 | $ 1,470,000 | $ 367,000 | $ 129,000 |
| Davidson County Tennessee | 4 | $ 680,000 | $ 170,000 | $ 67,000 |
| Macon County Tennessee | 4 | $ 780,000 | $ 195,000 | $ 51,000 |
| Rutherford County Tennessee | 4 | $ 630,000 | $ 157,000 | $ 47,000 |
| Chesterfield County Virginia | 4 | $ 680,000 | $ 170,000 | $ 58,000 |
| Henrico County Virginia | 4 | $ 850,000 | $ 212,000 | $ 110,000 |
| Virginia Beach County Virginia | 4 | $ 680,000 | $ 170,000 | $ 62,000 |
| Baldwin County Alabama | 3 | $ 485,000 | $ 161,000 | $ 86,000 |
| Marshall County Alabama | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| Montgomery County Alabama | 3 | $ 405,000 | $ 135,000 | $ 40,000 |
| Holmes County Florida | 3 | $ 365,000 | $ 121,000 | $ 87,000 |
| Manatee County Florida | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| Martin County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 151,000 |
| Palm Beach County Florida | 3 | $ 875,000 | $ 291,000 | $ 96,000 |
| Sarasota County Florida | 3 | $ 515,000 | $ 171,000 | $ 40,000 |
| St. Lucie County Florida | 3 | $ 555,000 | $ 185,000 | $ 48,000 |
| Decatur County Georgia | 3 | $ 465,000 | $ 155,000 | $ 90,000 |
| Harris County Georgia | 3 | $ 505,000 | $ 168,000 | $ 82,000 |
| Liberty County Georgia | 3 | $ 565,000 | $ 188,000 | $ 64,000 |
| Miller County Georgia | 3 | $ 315,000 | $ 105,000 | $ 93,000 |
| Monroe County Georgia | 3 | $ 585,000 | $ 195,000 | $ 136,000 |
| Montgomery County Georgia | 3 | $ 465,000 | $ 155,000 | $ 91,000 |
| Muscogee County Georgia | 3 | $ 445,000 | $ 148,000 | $ 53,000 |
| Pike County Georgia | 3 | $ 735,000 | $ 245,000 | $ 360,000 |
| Polk County Georgia | 3 | $ 575,000 | $ 191,000 | $ 45,000 |
| Seminole County Georgia | 3 | $ 545,000 | $ 181,000 | $ 70,000 |
| Spalding County Georgia | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| Sumter County Georgia | 3 | $ 625,000 | $ 208,000 | $ 58,000 |
| Whitfield County Georgia | 3 | $ 425,000 | $ 141,000 | $ 36,000 |
| Pulaski County Kentucky | 3 | $ 385,000 | $ 128,000 | $ 48,000 |
| Cabarrus County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 59,000 |
| Catawba County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 158,000 |
| Forsyth County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Onslow County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Union County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 55,000 |
| Butler County Ohio | 3 | $ 795,000 | $ 265,000 | $ 94,000 |
| Cuyahoga County Ohio | 3 | $ 875,000 | $ 291,000 | $ 94,000 |
| Fairfield County Ohio | 3 | $ 705,000 | $ 235,000 | $ 129,000 |
| Tuscarawas County Ohio | 3 | $ 645,000 | $ 215,000 | $ 62,000 |
| Mercer County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 39,000 |
| Montgomery County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 62,000 |
| Washington County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 94,000 |
| Beaufort County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 97,000 |
| Harris County Texas | 3 | $ 605,000 | $ 201,000 | $ 82,000 |
| Barbour County Alabama | 2 | $ 230,000 | $ 115,000 | $ 27,000 |
| Jackson County Alabama | 2 | $ 450,000 | $ 225,000 | $ 25,000 |
| Mobile County Alabama | 2 | $ 290,000 | $ 145,000 | $ 35,000 |
| Pike County Alabama | 2 | $ 420,000 | $ 210,000 | $ 74,000 |
| Shelby County Alabama | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| St. Clair County Alabama | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Bay County Florida | 2 | $ 570,000 | $ 285,000 | $ 87,000 |
| Hernando County Florida | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| Leon County Florida | 2 | $ 490,000 | $ 245,000 | $ 55,000 |
| Taylor County Florida | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Bacon County Georgia | 2 | $ 670,000 | $ 335,000 | $ 157,000 |
| Clarke County Georgia | 2 | $ 340,000 | $ 170,000 | $ 106,000 |
| Emanuel County Georgia | 2 | $ 110,000 | $ 55,000 | $ 52,000 |
| Glynn County Georgia | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Haralson County Georgia | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Jefferson County Georgia | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Jones County Georgia | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Lowndes County Georgia | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| McDuffie County Georgia | 2 | $ 560,000 | $ 280,000 | $ 162,000 |
| Murray County Georgia | 2 | $ 300,000 | $ 150,000 | $ 42,000 |
| Thomas County Georgia | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Tift County Georgia | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Troup County Georgia | 2 | $ 280,000 | $ 140,000 | $ 46,000 |
| Wheeler County Georgia | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Worth County Georgia | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Wayne County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| Charles County Maryland | 2 | $ 510,000 | $ 255,000 | $ 47,000 |
| Wicomico County Maryland | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Alamance County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Gaston County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 110,000 |
| Harnett County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 27,000 |
| New Hanover County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 59,000 |
| Randolph County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 27,000 |
| Rutherford County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Stanly County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Licking County Ohio | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Lucas County Ohio | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Richland County Ohio | 2 | $ 260,000 | $ 130,000 | $ 22,000 |
| Bucks County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 39,000 |
| Chester County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 24,000 |
| Cumberland County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Lawrence County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Lebanon County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Dorchester County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Blount County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| Cumberland County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Knox County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Robertson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 86,000 |
| Washington County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Williamson County Tennessee | 2 | $ 800,000 | $ 400,000 | $ 115,000 |
| Wilson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 67,000 |
| Brazoria County Texas | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Travis County Texas | 2 | $ 390,000 | $ 195,000 | $ 109,000 |
| Botetourt County Virginia | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Goochland County Virginia | 2 | $ 690,000 | $ 345,000 | $ 77,000 |
| Hanover County Virginia | 2 | $ 520,000 | $ 260,000 | $ 58,000 |
| Henry County Virginia | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Isle of Wight County Virginia | 2 | $ 380,000 | $ 190,000 | $ 48,000 |
| Rockingham County Virginia | 2 | $ 520,000 | $ 260,000 | $ 43,000 |
| Spotsylvania County Virginia | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Westmoreland County Virginia | 2 | $ 360,000 | $ 180,000 | $ 19,000 |
| Calhoun County Alabama | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Chambers County Alabama | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Chilton County Alabama | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Coffee County Alabama | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Colbert County Alabama | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Cullman County Alabama | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Elmore County Alabama | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Henry County Alabama | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Houston County Alabama | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Lauderdale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Limestone County Alabama | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Marengo County Alabama | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Morgan County Alabama | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Randolph County Alabama | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Russell County Alabama | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Tuscaloosa County Alabama | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Washington County Alabama | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Alachua County Florida | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 202,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Hamilton County Florida | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Levy County Florida | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Nassau County Florida | 1 | $ 515,000 | $ 515,000 | $ 595,000 |
| Putnam County Florida | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Suwannee County Florida | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Appling County Georgia | 1 | $ 495,000 | $ 495,000 | $ 151,000 |
| Baker County Georgia | 1 | $ 205,000 | $ 205,000 | $ 23,000 |
| Baldwin County Georgia | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Butts County Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Calhoun County Georgia | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Camden County Georgia | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Catoosa County Georgia | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Chattooga County Georgia | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Cook County Georgia | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Franklin County Georgia | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Gilmer County Georgia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Grady County Georgia | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Habersham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Irwin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Jasper County Georgia | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Jeff Davis County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Long County Georgia | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Lumpkin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Marion County Georgia | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Meriwether County Georgia | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Pierce County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Putnam County Georgia | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Schley County Georgia | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Taylor County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Terrell County Georgia | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Turner County Georgia | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Walker County Georgia | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| White County Georgia | 1 | $ 215,000 | $ 215,000 | $ 212,000 |
| Wilcox County Georgia | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Bell County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Boone County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Fayette County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Garrard County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Madison County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Simpson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Baltimore City County Maryland | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Calvert County Maryland | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Cecil County Maryland | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Frederick County Maryland | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Harford County Maryland | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Alexander County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Brunswick County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Cherokee County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Cumberland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Franklin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Henderson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Hoke County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Lenoir County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Lincoln County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Nash County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Pasquotank County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Richmond County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Swain County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Transylvania County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Allen County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Columbiana County Ohio | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Coshocton County Ohio | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Delaware County Ohio | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Erie County Ohio | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Fulton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Greene County Ohio | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Guernsey County Ohio | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Highland County Ohio | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Jefferson County Ohio | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Mahoning County Ohio | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Marion County Ohio | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Stark County Ohio | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Van Wert County Ohio | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Warren County Ohio | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Williams County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wood County Ohio | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Adams County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Armstrong County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Bedford County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Berks County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Columbia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Crawford County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Fayette County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Greene County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Luzerne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Perry County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Pike County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| York County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Charleston County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Chesterfield County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Greenwood County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Hampton County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Jasper County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Laurens County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Williamsburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Cannon County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 75,000 |
| Carter County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Clay County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Gibson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Greene County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Hamblen County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Lawrence County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Moore County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Sevier County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Sullivan County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Tipton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Trousdale County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Bastrop County Texas | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Bexar County Texas | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Cameron County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Fort Bend County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Polk County Texas | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 21,000 |
| Accomack County Virginia | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Amherst County Virginia | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Augusta County Virginia | 1 | $ 265,000 | $ 265,000 | $ 41,000 |
| Campbell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Caroline County Virginia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Charles City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Charlottesville County Virginia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Chesapeake County Virginia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Dinwiddie County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin County Virginia | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
| Grayson County Virginia | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Hampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
| Loudoun County Virginia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Mecklenburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Montgomery County Virginia | 1 | $ 175,000 | $ 175,000 | $ 22,000 |
| Newport News County Virginia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Petersburg County Virginia | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Pulaski County Virginia | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Radford County Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Rappahannock County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Roanoke City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Shenandoah County Virginia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Staunton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 165,000 |
| Washington County Virginia | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Wythe County Virginia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| York County Virginia | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 770 | $186,420,000 | $242,000 | $715,000 | $85,000 | $5,200,000 |
| Cash-out Refinancing | 457 | $95,665,000 | $209,000 | $565,000 | $74,000 | $322,000 |
| Refinancing | 450 | $97,550,000 | $216,000 | $1,285,000 | $85,000 | $595,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 995 | $223,055,000 | $224,000 | $1,285,000 | $84,000 | $595,000 |
| Black or African American | 473 | $105,645,000 | $223,000 | $585,000 | $69,000 | $278,000 |
| Hispanic | 101 | $25,575,000 | $253,000 | $455,000 | $77,000 | $194,000 |
| Asian | 59 | $13,495,000 | $228,000 | $505,000 | $77,000 | $183,000 |
| Not Provided | 46 | $11,210,000 | $243,000 | $545,000 | $202,000 | $5,200,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $655,000 | $218,000 | $275,000 | $80,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 900 | $206,620,000 | $229,000 | $1,285,000 | $97,000 | $5,200,000 |
| FHA-insured (Federal Housing Administration) | 558 | $124,760,000 | $223,000 | $495,000 | $66,000 | $198,000 |
| VA-guaranteed (Veterans Administration) | 124 | $32,820,000 | $264,000 | $785,000 | $76,000 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $15,435,000 | $162,000 | $305,000 | $47,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,278 | $292,120,000 | $228,000 | $1,285,000 | $81,000 | $545,000 |
| Application Withdrawn By Applicant | 381 | $83,485,000 | $219,000 | $785,000 | $86,000 | $5,200,000 |
| Application Denied By Financial Institution | 18 | $4,030,000 | $223,000 | $515,000 | $101,000 | $595,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,659 | $375,605,000 | $226,000 | $1,285,000 | $82,000 | $5,200,000 |
| Credit History | 6 | $1,520,000 | $253,000 | $495,000 | $94,000 | $185,000 |
| Collateral | 4 | $790,000 | $197,000 | $515,000 | $193,000 | $595,000 |
| Credit Application Incomplete | 2 | $310,000 | $155,000 | $165,000 | $25,000 | $26,000 |
| Other | 2 | $610,000 | $305,000 | $375,000 | $134,000 | $178,000 |
| Debt-To-Income Ratio | 2 | $300,000 | $150,000 | $225,000 | $40,000 | $45,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $48,000 | $48,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $37,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southpoint Financial Services, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southpoint Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.