State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
State Department Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,366 |
| Total Mortgage Loan Application Amount | $220,350,000 |
| Average Mortgage Loan Application Amount | $214,600 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $141,200 |
| Highest Applicant Income | $798,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 149 | $ 35,635,000 | $ 239,000 | $ 167,000 |
| District of Columbia County District Of Columbia | 109 | $ 23,205,000 | $ 212,000 | $ 133,000 |
| Prince George's County Maryland | 108 | $ 10,760,000 | $ 99,000 | $ 110,000 |
| Montgomery County Maryland | 57 | $ 10,595,000 | $ 185,000 | $ 151,000 |
| Arlington County Virginia | 43 | $ 10,845,000 | $ 252,000 | $ 164,000 |
| Loudoun County Virginia | 36 | $ 8,480,000 | $ 235,000 | $ 155,000 |
| Prince William County Virginia | 35 | $ 4,675,000 | $ 133,000 | $ 131,000 |
| Alexandria County Virginia | 31 | $ 8,015,000 | $ 258,000 | $ 178,000 |
| Charles County Maryland | 18 | $ 1,270,000 | $ 70,000 | $ 96,000 |
| Anne Arundel County Maryland | 17 | $ 2,525,000 | $ 148,000 | $ 122,000 |
| Clark County Nevada | 14 | $ 1,620,000 | $ 115,000 | $ 118,000 |
| Baltimore County Maryland | 12 | $ 1,050,000 | $ 87,000 | $ 123,000 |
| Pinellas County Florida | 11 | $ 1,395,000 | $ 126,000 | $ 127,000 |
| King County Washington | 11 | $ 1,955,000 | $ 177,000 | $ 166,000 |
| Maricopa County Arizona | 10 | $ 590,000 | $ 59,000 | $ 126,000 |
| Cook County Illinois | 10 | $ 980,000 | $ 98,000 | $ 149,000 |
| Stafford County Virginia | 10 | $ 1,020,000 | $ 102,000 | $ 174,000 |
| Riverside County California | 9 | $ 945,000 | $ 105,000 | $ 136,000 |
| Broward County Florida | 9 | $ 1,375,000 | $ 152,000 | $ 158,000 |
| Howard County Maryland | 9 | $ 1,525,000 | $ 169,000 | $ 127,000 |
| Suffolk County New York | 9 | $ 845,000 | $ 93,000 | $ 107,000 |
| Los Angeles County California | 8 | $ 1,720,000 | $ 215,000 | $ 119,000 |
| Palm Beach County Florida | 8 | $ 1,680,000 | $ 210,000 | $ 142,000 |
| Fulton County Georgia | 8 | $ 1,250,000 | $ 156,000 | $ 219,000 |
| Falls Church County Virginia | 8 | $ 3,020,000 | $ 377,000 | $ 191,000 |
| Orange County California | 7 | $ 1,465,000 | $ 209,000 | $ 220,000 |
| San Diego County California | 7 | $ 1,575,000 | $ 225,000 | $ 223,000 |
| Miami-Dade County Florida | 7 | $ 615,000 | $ 87,000 | $ 120,000 |
| Morris County New Jersey | 7 | $ 995,000 | $ 142,000 | $ 225,000 |
| Mecklenburg County North Carolina | 7 | $ 1,295,000 | $ 185,000 | $ 130,000 |
| Harris County Texas | 7 | $ 435,000 | $ 62,000 | $ 114,000 |
| Spotsylvania County Virginia | 7 | $ 575,000 | $ 82,000 | $ 154,000 |
| Jefferson County West Virginia | 7 | $ 915,000 | $ 130,000 | $ 123,000 |
| Contra Costa County California | 6 | $ 920,000 | $ 153,000 | $ 205,000 |
| Hillsborough County Florida | 6 | $ 680,000 | $ 113,000 | $ 166,000 |
| Hennepin County Minnesota | 6 | $ 490,000 | $ 81,000 | $ 170,000 |
| Wake County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 137,000 |
| Charleston County South Carolina | 6 | $ 600,000 | $ 100,000 | $ 139,000 |
| Davidson County Tennessee | 6 | $ 1,030,000 | $ 171,000 | $ 162,000 |
| Salt Lake County Utah | 6 | $ 1,480,000 | $ 246,000 | $ 92,000 |
| Chesterfield County Virginia | 6 | $ 280,000 | $ 46,000 | $ 93,000 |
| Gwinnett County Georgia | 5 | $ 435,000 | $ 87,000 | $ 112,000 |
| Baltimore City County Maryland | 5 | $ 745,000 | $ 149,000 | $ 100,000 |
| Plymouth County Massachusetts | 5 | $ 315,000 | $ 63,000 | $ 187,000 |
| Oakland County Michigan | 5 | $ 605,000 | $ 121,000 | $ 122,000 |
| Multnomah County Oregon | 5 | $ 1,275,000 | $ 255,000 | $ 172,000 |
| Thurston County Washington | 5 | $ 365,000 | $ 73,000 | $ 123,000 |
| Placer County California | 4 | $ 460,000 | $ 115,000 | $ 146,000 |
| Adams County Colorado | 4 | $ 930,000 | $ 232,000 | $ 177,000 |
| Boulder County Colorado | 4 | $ 690,000 | $ 172,000 | $ 217,000 |
| Douglas County Colorado | 4 | $ 770,000 | $ 192,000 | $ 113,000 |
| New Haven County Connecticut | 4 | $ 630,000 | $ 157,000 | $ 133,000 |
| Sarasota County Florida | 4 | $ 1,380,000 | $ 345,000 | $ 187,000 |
| Orleans County Louisiana | 4 | $ 280,000 | $ 70,000 | $ 116,000 |
| Calvert County Maryland | 4 | $ 390,000 | $ 97,000 | $ 111,000 |
| Bergen County New Jersey | 4 | $ 570,000 | $ 142,000 | $ 174,000 |
| Essex County New Jersey | 4 | $ 800,000 | $ 200,000 | $ 155,000 |
| Ocean County New Jersey | 4 | $ 600,000 | $ 150,000 | $ 116,000 |
| Passaic County New Jersey | 4 | $ 570,000 | $ 142,000 | $ 169,000 |
| Queens County New York | 4 | $ 510,000 | $ 127,000 | $ 104,000 |
| Buncombe County North Carolina | 4 | $ 950,000 | $ 237,000 | $ 153,000 |
| Allegheny County Pennsylvania | 4 | $ 980,000 | $ 245,000 | $ 211,000 |
| Dallas County Texas | 4 | $ 370,000 | $ 92,000 | $ 177,000 |
| Utah County Utah | 4 | $ 590,000 | $ 147,000 | $ 141,000 |
| Fauquier County Virginia | 4 | $ 470,000 | $ 117,000 | $ 113,000 |
| Virginia Beach County Virginia | 4 | $ 560,000 | $ 140,000 | $ 147,000 |
| Warren County Virginia | 4 | $ 470,000 | $ 117,000 | $ 108,000 |
| Pierce County Washington | 4 | $ 300,000 | $ 75,000 | $ 134,000 |
| Jefferson County Alabama | 3 | $ 155,000 | $ 51,000 | $ 109,000 |
| Alameda County California | 3 | $ 615,000 | $ 205,000 | $ 228,000 |
| Sacramento County California | 3 | $ 535,000 | $ 178,000 | $ 245,000 |
| San Bernardino County California | 3 | $ 215,000 | $ 71,000 | $ 216,000 |
| Solano County California | 3 | $ 515,000 | $ 171,000 | $ 427,000 |
| Ventura County California | 3 | $ 525,000 | $ 175,000 | $ 149,000 |
| Arapahoe County Colorado | 3 | $ 245,000 | $ 81,000 | $ 121,000 |
| El Paso County Colorado | 3 | $ 625,000 | $ 208,000 | $ 155,000 |
| Fairfield County Connecticut | 3 | $ 595,000 | $ 198,000 | $ 276,000 |
| New London County Connecticut | 3 | $ 585,000 | $ 195,000 | $ 127,000 |
| New Castle County Delaware | 3 | $ 145,000 | $ 48,000 | $ 77,000 |
| Manatee County Florida | 3 | $ 265,000 | $ 88,000 | $ 145,000 |
| Orange County Florida | 3 | $ 955,000 | $ 318,000 | $ 278,000 |
| Polk County Florida | 3 | $ 695,000 | $ 231,000 | $ 128,000 |
| Honolulu County Hawaii | 3 | $ 525,000 | $ 175,000 | $ 154,000 |
| Lake County Illinois | 3 | $ 185,000 | $ 61,000 | $ 118,000 |
| Johnson County Kansas | 3 | $ 205,000 | $ 68,000 | $ 98,000 |
| Frederick County Maryland | 3 | $ 655,000 | $ 218,000 | $ 134,000 |
| St. Mary's County Maryland | 3 | $ 325,000 | $ 108,000 | $ 214,000 |
| Wicomico County Maryland | 3 | $ 455,000 | $ 151,000 | $ 112,000 |
| Bristol County Massachusetts | 3 | $ 235,000 | $ 78,000 | $ 159,000 |
| Norfolk County Massachusetts | 3 | $ 625,000 | $ 208,000 | $ 163,000 |
| Kent County Michigan | 3 | $ 125,000 | $ 41,000 | $ 69,000 |
| Washoe County Nevada | 3 | $ 1,035,000 | $ 345,000 | $ 201,000 |
| Middlesex County New Jersey | 3 | $ 225,000 | $ 75,000 | $ 125,000 |
| Monmouth County New Jersey | 3 | $ 275,000 | $ 91,000 | $ 150,000 |
| Nassau County New York | 3 | $ 455,000 | $ 151,000 | $ 261,000 |
| Chatham County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 202,000 |
| Washington County Oregon | 3 | $ 495,000 | $ 165,000 | $ 106,000 |
| Chester County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 136,000 |
| Dorchester County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 138,000 |
| York County South Carolina | 3 | $ 245,000 | $ 81,000 | $ 107,000 |
| Rutherford County Tennessee | 3 | $ 535,000 | $ 178,000 | $ 108,000 |
| Shelby County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 106,000 |
| Washington County Utah | 3 | $ 605,000 | $ 201,000 | $ 135,000 |
| Pinal County Arizona | 2 | $ 200,000 | $ 100,000 | $ 107,000 |
| Washington County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Butte County California | 2 | $ 110,000 | $ 55,000 | $ 115,000 |
| San Joaquin County California | 2 | $ 170,000 | $ 85,000 | $ 101,000 |
| Hartford County Connecticut | 2 | $ 190,000 | $ 95,000 | $ 78,000 |
| Kent County Delaware | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Brevard County Florida | 2 | $ 330,000 | $ 165,000 | $ 301,000 |
| Collier County Florida | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Duval County Florida | 2 | $ 180,000 | $ 90,000 | $ 119,000 |
| Lee County Florida | 2 | $ 440,000 | $ 220,000 | $ 115,000 |
| Pasco County Florida | 2 | $ 440,000 | $ 220,000 | $ 81,000 |
| Santa Rosa County Florida | 2 | $ 490,000 | $ 245,000 | $ 191,000 |
| Cherokee County Georgia | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| Douglas County Georgia | 2 | $ 200,000 | $ 100,000 | $ 103,000 |
| Floyd County Georgia | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Ada County Idaho | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Lake County Indiana | 2 | $ 120,000 | $ 60,000 | $ 87,000 |
| Marion County Indiana | 2 | $ 20,000 | $ 10,000 | $ 77,000 |
| Monroe County Indiana | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| St. Joseph County Indiana | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
| Campbell County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 129,000 |
| Essex County Massachusetts | 2 | $ 250,000 | $ 125,000 | $ 108,000 |
| Suffolk County Massachusetts | 2 | $ 430,000 | $ 215,000 | $ 118,000 |
| Wayne County Michigan | 2 | $ 210,000 | $ 105,000 | $ 118,000 |
| Rockingham County New Hampshire | 2 | $ 120,000 | $ 60,000 | $ 145,000 |
| Hudson County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 73,000 |
| Somerset County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 126,000 |
| Union County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Warren County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Bernalillo County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 122,000 |
| Valencia County New Mexico | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Orange County New York | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Davie County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 271,000 |
| Guilford County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Warren County Ohio | 2 | $ 170,000 | $ 85,000 | $ 135,000 |
| Lane County Oregon | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Bucks County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 114,000 |
| Dauphin County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 131,000 |
| Delaware County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 215,000 |
| Philadelphia County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 122,000 |
| Washington County Rhode Island | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Greenville County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 208,000 |
| Blount County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Hamilton County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Montgomery County Texas | 2 | $ 100,000 | $ 50,000 | $ 232,000 |
| Travis County Texas | 2 | $ 350,000 | $ 175,000 | $ 159,000 |
| Caledonia County Vermont | 2 | $ 390,000 | $ 195,000 | $ 125,000 |
| Charlottesville County Virginia | 2 | $ 440,000 | $ 220,000 | $ 239,000 |
| Chesapeake County Virginia | 2 | $ 50,000 | $ 25,000 | $ 133,000 |
| Henrico County Virginia | 2 | $ 110,000 | $ 55,000 | $ 171,000 |
| James City County Virginia | 2 | $ 120,000 | $ 60,000 | $ 163,000 |
| Louisa County Virginia | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Madison County Virginia | 2 | $ 490,000 | $ 245,000 | $ 180,000 |
| Norfolk County Virginia | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Richmond City County Virginia | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Roanoke City County Virginia | 2 | $ 110,000 | $ 55,000 | $ 116,000 |
| Clark County Washington | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Berkeley County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Baldwin County Alabama | 1 | $ 605,000 | $ 605,000 | $ 167,000 |
| Lauderdale County Alabama | 1 | $ 85,000 | $ 85,000 | $ 140,000 |
| Kenai Peninsula County Alaska | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Navajo County Arizona | 1 | $ 555,000 | $ 555,000 | $ 128,000 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Grant County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 226,000 |
| Sebastian County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Fresno County California | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Marin County California | 1 | $ 525,000 | $ 525,000 | $ 109,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
| San Benito County California | 1 | $ 85,000 | $ 85,000 | $ 143,000 |
| San Francisco County California | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| San Luis Obispo County California | 1 | $ 135,000 | $ 135,000 | $ 183,000 |
| San Mateo County California | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Santa Barbara County California | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Santa Clara County California | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Tulare County California | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Yolo County California | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Gilpin County Colorado | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Jefferson County Colorado | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Pueblo County Colorado | 1 | $ 105,000 | $ 105,000 | $ 220,000 |
| Teller County Colorado | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Litchfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Highlands County Florida | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Indian River County Florida | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Osceola County Florida | 1 | $ 415,000 | $ 415,000 | $ 210,000 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 35,000 | $ 35,000 | $ 190,000 |
| St. Lucie County Florida | 1 | $ 35,000 | $ 35,000 | $ 298,000 |
| Barrow County Georgia | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Bleckley County Georgia | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Chatham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Dougherty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Forsyth County Georgia | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Glynn County Georgia | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Hall County Georgia | 1 | $ 215,000 | $ 215,000 | $ 263,000 |
| Henry County Georgia | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Jackson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| White County Georgia | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| Canyon County Idaho | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Twin Falls County Idaho | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 246,000 |
| Kane County Illinois | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Sangamon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Tazewell County Illinois | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Floyd County Indiana | 1 | $ 85,000 | $ 85,000 | $ 196,000 |
| Hamilton County Indiana | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| Franklin County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Madison County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Warren County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Rapides County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| St. Tammany County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Knox County Maine | 1 | $ 75,000 | $ 75,000 | $ 335,000 |
| Washington County Maryland | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Worcester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 275,000 |
| Dukes County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Middlesex County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 223,000 |
| Worcester County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Cass County Michigan | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Crow Wing County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Ramsey County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| St. Louis County Missouri | 1 | $ 365,000 | $ 365,000 | $ 177,000 |
| Flathead County Montana | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Gallatin County Montana | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Douglas County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Nye County Nevada | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Coos County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Burlington County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Camden County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Cape May County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Hunterdon County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 162,000 |
| Salem County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Los Alamos County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Sandoval County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Santa Fe County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Taos County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Dutchess County New York | 1 | $ 135,000 | $ 135,000 | $ 168,000 |
| Erie County New York | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Genesee County New York | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Kings County New York | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Putnam County New York | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Schenectady County New York | 1 | $ 65,000 | $ 65,000 | $ 207,000 |
| Catawba County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 228,000 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Dare County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 293,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Franklin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Henderson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 255,000 |
| Johnston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Moore County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 269,000 |
| Onslow County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Yancey County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 145,000 |
| Ward County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Franklin County Ohio | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Lorain County Ohio | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Muskingum County Ohio | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Stark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Oklahoma County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Coos County Oregon | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Curry County Oregon | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| Polk County Oregon | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Yamhill County Oregon | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Berks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Carbon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 253,000 |
| Centre County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Lehigh County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Montgomery County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 559,000 |
| Northampton County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Washington County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| York County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Providence County Rhode Island | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Beaufort County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 356,000 |
| Berkeley County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Horry County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Sumter County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Union County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Bradley County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Montgomery County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 134,000 |
| Sevier County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Williamson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Wilson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Bexar County Texas | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Brazoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Collin County Texas | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Lubbock County Texas | 1 | $ 85,000 | $ 85,000 | $ 360,000 |
| Polk County Texas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Tarrant County Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Webb County Texas | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| Chittenden County Vermont | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Washington County Vermont | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Caroline County Virginia | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Culpeper County Virginia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Fairfax City County Virginia | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Fluvanna County Virginia | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Franklin County Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Hanover County Virginia | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| King and Queen County Virginia | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| King George County Virginia | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| King William County Virginia | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Lunenburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 299,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Orange County Virginia | 1 | $ 405,000 | $ 405,000 | $ 312,000 |
| Portsmouth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Powhatan County Virginia | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Richmond County Virginia | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Shenandoah County Virginia | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| Southampton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Surry County Virginia | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Westmoreland County Virginia | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Winchester County Virginia | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Kittitas County Washington | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Snohomish County Washington | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Whitman County Washington | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Yakima County Washington | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Ohio County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Tucker County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 189,000 |
| Ashland County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Dane County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Kenosha County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 246,000 |
| Washington County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 492 | $48,870,000 | $99,000 | $505,000 | $145,000 | $798,000 |
| Other Purpose | 419 | $36,585,000 | $87,000 | $505,000 | $136,000 | $559,000 |
| Home Purchase | 194 | $64,190,000 | $330,000 | $995,000 | $149,000 | $529,000 |
| Refinancing | 192 | $50,320,000 | $262,000 | $845,000 | $144,000 | $620,000 |
| Cash-out Refinancing | 69 | $20,385,000 | $295,000 | $835,000 | $132,000 | $382,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $99,760,000 | $152,000 | $995,000 | $150,000 | $798,000 |
| Not Provided | 293 | $64,385,000 | $219,000 | $865,000 | $150,000 | $529,000 |
| Black or African American | 249 | $29,805,000 | $119,000 | $845,000 | $114,000 | $552,000 |
| Asian | 76 | $12,870,000 | $169,000 | $865,000 | $135,000 | $559,000 |
| Hispanic | 75 | $10,325,000 | $137,000 | $475,000 | $138,000 | $620,000 |
| American Indian or Alaskan Native | 8 | $860,000 | $107,000 | $225,000 | $171,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $885,000 | $295,000 | $355,000 | $173,000 | $200,000 |
| Not applicable | 2 | $280,000 | $140,000 | $215,000 | $68,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,366 | $220,350,000 | $161,000 | $995,000 | $142,000 | $798,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 739 | $127,855,000 | $173,000 | $865,000 | $148,000 | $798,000 |
| Application Denied By Financial Institution | 311 | $36,025,000 | $115,000 | $925,000 | $125,000 | $552,000 |
| Application Withdrawn By Applicant | 289 | $45,685,000 | $158,000 | $995,000 | $142,000 | $559,000 |
| File Closed For Incompleteness | 27 | $10,785,000 | $399,000 | $835,000 | $172,000 | $382,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,055 | $184,325,000 | $174,000 | $995,000 | $147,000 | $798,000 |
| Other | 140 | $12,130,000 | $86,000 | $575,000 | $133,000 | $552,000 |
| Debt-To-Income Ratio | 67 | $9,435,000 | $140,000 | $545,000 | $93,000 | $275,000 |
| Credit History | 53 | $4,495,000 | $84,000 | $405,000 | $109,000 | $360,000 |
| Collateral | 37 | $7,355,000 | $198,000 | $925,000 | $178,000 | $496,000 |
| Unverifiable Information | 6 | $260,000 | $43,000 | $105,000 | $127,000 | $225,000 |
| Credit Application Incomplete | 5 | $2,015,000 | $403,000 | $715,000 | $146,000 | $217,000 |
| Employment History | 3 | $335,000 | $111,000 | $255,000 | $100,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.