Swbc Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Swbc Mortgage Corporation 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Swbc Mortgage Corporation
9311 San Pedro Avenue Ste 100
San Antonio, TX 78216
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2005  
Total Number of Mortgage Applications 16,152
Total Mortgage Loan Application Amount $3,526,298,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $101,333
Highest Applicant Income $3,839,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Swbc Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Swbc Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Swbc Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Swbc Mortgage Corporation serves its applicants.

Each category highlights the total number of mortgage applications processed by Swbc Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Swbc Mortgage Corporation's mortgage activity for 2015.

Mortgage Loan Application Totals for Swbc Mortgage Corporation by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DENVER-AURORA-LAKEWOOD, CO 1,861 $ 513,714,000 $ 276,000 $ 103,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1,693 $ 370,188,000 $ 218,000 $ 91,000
SAN ANTONIO-NEW BRAUNFELS, TX 1,552 $ 355,175,000 $ 228,000 $ 114,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1,372 $ 293,401,000 $ 213,000 $ 114,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1,176 $ 219,320,000 $ 186,000 $ 75,000
FORT WORTH-ARLINGTON, TX 947 $ 163,407,000 $ 172,000 $ 86,000
DALLAS-PLANO-IRVING, TX 748 $ 167,063,000 $ 223,000 $ 113,000
AUSTIN-ROUND ROCK, TX 708 $ 189,842,000 $ 268,000 $ 129,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 593 $ 195,707,000 $ 331,666 $ 103,666
KILLEEN-TEMPLE, TX 439 $ 77,316,000 $ 176,000 $ 75,000
OGDEN-CLEARFIELD, UT 382 $ 74,057,000 $ 193,000 $ 73,000
JACKSONVILLE, FL 381 $ 66,578,000 $ 174,000 $ 78,000
OKLAHOMA CITY, OK 355 $ 59,080,000 $ 166,000 $ 84,000
BOULDER, CO 301 $ 122,081,000 $ 405,000 $ 163,000
MOBILE, AL 261 $ 32,267,000 $ 123,000 $ 66,000
BATON ROUGE, LA 243 $ 41,339,000 $ 170,000 $ 69,000
SAVANNAH, GA 242 $ 48,885,000 $ 202,000 $ 92,000
HOT SPRINGS, AR 179 $ 26,148,000 $ 146,000 $ 64,000
CLARKSVILLE, TN-KY 166 $ 26,745,000 $ 144,500 $ 57,000
LEXINGTON-FAYETTE, KY 149 $ 20,330,000 $ 136,000 $ 75,000
HINESVILLE, GA 130 $ 21,187,000 $ 162,000 $ 65,000
FORT SMITH, AR-OK 121 $ 16,399,000 $ 111,000 $ 55,500
BALTIMORE-COLUMBIA-TOWSON, MD 101 $ 23,316,000 $ 230,000 $ 69,000
SALT LAKE CITY, UT 94 $ 20,132,000 $ 214,000 $ 71,000
GREELEY, CO 74 $ 20,085,000 $ 271,000 $ 89,000
MONTGOMERY, AL 72 $ 12,348,000 $ 171,000 $ 79,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 70 $ 28,601,000 $ 408,000 $ 113,000
TEXARKANA, TX-AR 70 $ 8,694,000 $ 123,000 $ 65,500
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 70 $ 15,179,000 $ 241,500 $ 83,000
DAPHNE-FAIRHOPE-FOLEY, AL 66 $ 10,759,000 $ 163,000 $ 76,000
NEW ORLEANS-METAIRIE, LA 62 $ 12,629,000 $ 203,000 $ 83,000
FORT COLLINS, CO 60 $ 16,297,000 $ 271,000 $ 112,000
PROVO-OREM, UT 59 $ 12,439,000 $ 210,000 $ 75,000
LAFAYETTE, LA 49 $ 9,416,000 $ 192,000 $ 86,000
CORPUS CHRISTI, TX 48 $ 9,191,000 $ 191,000 $ 141,000
COLORADO SPRINGS, CO 33 $ 6,172,000 $ 187,000 $ 88,000
ROME, GA 31 $ 3,529,000 $ 113,000 $ 51,000
ORLANDO-KISSIMMEE-SANFORD, FL 30 $ 4,567,000 $ 152,000 $ 59,000
ST. GEORGE, UT 27 $ 5,878,000 $ 217,000 $ 65,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 21 $ 3,218,000 $ 153,000 $ 58,000
WILMINGTON, DE-MD-NJ 21 $ 4,050,000 $ 192,000 $ 68,000
GULFPORT-BILOXI-PASCAGOULA, MS 19 $ 2,620,000 $ 137,000 $ 137,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 19 $ 6,902,000 $ 363,000 $ 107,000
RALEIGH, NC 18 $ 5,064,000 $ 281,000 $ 120,000
BRUNSWICK, GA 17 $ 3,561,000 $ 209,000 $ 82,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 16 $ 4,687,000 $ 292,000 $ 84,000
COLLEGE STATION-BRYAN, TX 15 $ 2,727,000 $ 181,000 $ 124,000
HOUMA-THIBODAUX, LA 15 $ 3,339,000 $ 222,000 $ 93,000
BEAUMONT-PORT ARTHUR, TX 14 $ 2,387,000 $ 170,000 $ 119,000
CHATTANOOGA, TN-GA 10 $ 1,614,000 $ 165,000 $ 81,500
SHERMAN-DENISON, TX 10 $ 1,345,000 $ 134,000 $ 105,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 10 $ 2,136,000 $ 213,000 $ 114,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 9 $ 1,723,000 $ 191,000 $ 82,000
HAMMOND, LA 9 $ 1,957,000 $ 217,000 $ 101,000
LONGVIEW, TX 9 $ 1,744,000 $ 193,000 $ 97,000
WACO, TX 9 $ 1,317,000 $ 146,000 $ 81,000
BROWNSVILLE-HARLINGEN, TX 7 $ 1,091,000 $ 155,000 $ 113,000
GARY, IN 7 $ 1,322,000 $ 188,000 $ 58,000
MEMPHIS, TN-MS-AR 7 $ 1,123,000 $ 175,000 $ 110,500
LUBBOCK, TX 6 $ 670,000 $ 111,000 $ 54,000
MIDLAND, TX 6 $ 1,092,000 $ 182,000 $ 72,000
BIRMINGHAM-HOOVER, AL 5 $ 829,000 $ 165,000 $ 89,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 5 $ 964,000 $ 192,000 $ 56,000
TULSA, OK 5 $ 891,000 $ 178,000 $ 110,000
AMARILLO, TX 4 $ 794,000 $ 198,000 $ 88,000
AUBURN-OPELIKA, AL 4 $ 460,000 $ 115,000 $ 84,000
DALTON, GA 4 $ 785,000 $ 196,000 $ 64,000
GRAND JUNCTION, CO 4 $ 672,000 $ 168,000 $ 38,000
PUEBLO, CO 4 $ 280,000 $ 70,000 $ 35,000
SAN ANGELO, TX 4 $ 1,583,000 $ 395,000 $ 187,000
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 571,000 $ 190,000 $ 80,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 3 $ 1,014,000 $ 338,000 $ 248,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 463,000 $ 154,000 $ 88,000
GAINESVILLE, GA 3 $ 375,000 $ 125,000 $ 76,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 3 $ 391,000 $ 130,000 $ 53,000
JACKSON, MS 3 $ 414,000 $ 138,000 $ 59,000
KNOXVILLE, TN 3 $ 391,000 $ 130,000 $ 48,000
LAKE CHARLES, LA 3 $ 639,000 $ 213,000 $ 79,000
LAKELAND-WINTER HAVEN, FL 3 $ 358,000 $ 119,000 $ 40,000
LAREDO, TX 3 $ 327,000 $ 109,000 $ 131,000
LOGAN, UT-ID 3 $ 689,000 $ 229,000 $ 79,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 3 $ 340,000 $ 132,500 $ 104,000
MCALLEN-EDINBURG-MISSION, TX 3 $ 940,000 $ 313,000 $ 249,000
OCALA, FL 3 $ 540,000 $ 180,000 $ 211,000
RICHMOND, VA 3 $ 589,000 $ 196,000 $ 53,000
TUSCALOOSA, AL 3 $ 445,000 $ 148,000 $ 87,000
VICTORIA, TX 3 $ 529,000 $ 176,000 $ 86,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 3 $ 746,000 $ 248,000 $ 73,000
ABILENE, TX 2 $ 351,000 $ 175,000 $ 328,000
ALEXANDRIA, LA 2 $ 341,000 $ 170,000 $ 14,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 838,000 $ 419,000 $ 144,000
BAY CITY, MI 2 $ 50,000 $ 25,000 $ 60,000
EL PASO, TX 2 $ 169,000 $ 84,000 $ 91,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 401,000 $ 200,000 $ 83,000
HARRISONBURG, VA 2 $ 536,000 $ 268,000 $ 54,000
LYNCHBURG, VA 2 $ 329,000 $ 164,000 $ 62,000
MACON, GA 2 $ 267,000 $ 133,000 $ 49,000
MONROE, LA 2 $ 263,000 $ 131,000 $ 45,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 730,000 $ 365,000 $ 156,000
NORTH PORT-SARASOTA-BRADENTON, FL 2 $ 354,000 $ 177,000 $ 22,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 306,000 $ 153,000 $ 89,000
SHREVEPORT-BOSSIER CITY, LA 2 $ 524,000 $ 262,000 $ 91,000
TYLER, TX 2 $ 244,000 $ 122,000 $ 61,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 313,000 $ 156,000 $ 183,000
ALBANY, GA 1 $ 136,000 $ 136,000 $ 36,000
ASHEVILLE, NC 1 $ 129,000 $ 129,000 $ 74,000
BOISE CITY, ID 1 $ 108,000 $ 108,000 $ 0
BOWLING GREEN, KY 1 $ 113,000 $ 113,000 $ 38,000
BURLINGTON, NC 1 $ 213,000 $ 213,000 $ 78,000
CHARLOTTESVILLE, VA 1 $ 202,000 $ 202,000 $ 78,000
DURHAM-CHAPEL HILL, NC 1 $ 117,000 $ 117,000 $ 42,000
EVANSVILLE, IN-KY 1 $ 152,000 $ 152,000 $ 169,000
FAYETTEVILLE, NC 1 $ 250,000 $ 250,000 $ 104,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 182,000 $ 182,000 $ 55,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 131,000 $ 131,000 $ 54,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 42,000 $ 42,000 $ 57,000
JACKSON, TN 1 $ 112,000 $ 112,000 $ 58,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 383,000 $ 383,000 $ 181,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 452,000 $ 452,000 $ 133,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 200,000 $ 200,000 $ 360,000
PORT ST. LUCIE, FL 1 $ 170,000 $ 170,000 $ 57,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 134,000 $ 134,000 $ 104,000
SALISBURY, MD-DE 1 $ 402,000 $ 402,000 $ 221,000
SAN DIEGO-CARLSBAD, CA 1 $ 545,000 $ 545,000 $ 137,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 500,000 $ 500,000 $ 132,000
SEBASTIAN-VERO BEACH, FL 1 $ 252,000 $ 252,000 $ 87,000
SPARTANBURG, SC 1 $ 95,000 $ 95,000 $ 37,000
TACOMA-LAKEWOOD, WA 1 $ 346,000 $ 346,000 $ 118,000
TALLAHASSEE, FL 1 $ 240,000 $ 240,000 $ 113,000
VALDOSTA, GA 1 $ 114,000 $ 114,000 $ 60,000
WICHITA FALLS, TX 1 $ 148,000 $ 148,000 $ 160,000
WINCHESTER, VA-WV 1 $ 273,000 $ 273,000 $ 0

Mortgage Loan Application Detail Totals for Swbc Mortgage Corporation in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,278 $2,580,471,000 $210,000 $2,800,000 $94,000 $3,839,000
Refinancing 3,292 $808,898,000 $245,000 $1,580,000 $100,000 $1,974,000
Home Improvement 582 $136,929,000 $235,000 $1,425,000 $110,000 $1,556,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,187 $2,499,016,000 $223,000 $2,800,000 $99,000 $3,839,000
Hispanic 1,710 $315,378,000 $184,000 $1,051,000 $76,000 $1,974,000
Not Provided 1,596 $376,569,000 $235,000 $1,440,000 $110,000 $2,017,000
Black or African American 1,093 $209,371,000 $191,000 $880,000 $73,000 $780,000
Asian 496 $111,073,000 $223,000 $1,200,000 $101,000 $1,260,000
American Indian or Alaskan Native 47 $9,645,000 $205,000 $665,000 $90,000 $279,000
Native Hawaiian or Other Pacific Islander 23 $5,246,000 $228,000 $491,000 $94,000 $211,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,343 $2,189,716,000 $234,000 $2,800,000 $118,000 $3,839,000
FHA-insured (Federal Housing Administration) 4,173 $765,693,000 $183,000 $641,000 $60,000 $863,000
VA-guaranteed (Veterans Administration) 2,175 $508,515,000 $233,000 $1,153,000 $82,000 $1,240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 461 $62,374,000 $135,000 $337,000 $47,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,654 $2,795,775,000 $220,000 $2,800,000 $95,000 $3,839,000
Application Withdrawn By Applicant 2,034 $448,120,000 $220,000 $1,474,000 $106,000 $2,320,000
Application Denied By Financial Institution 688 $132,051,000 $191,000 $1,480,000 $83,000 $1,832,000
Loan Purchased By The Institution 436 $76,815,000 $176,000 $550,000 $100,000 $535,000
Application Approved But Not Accepted 173 $33,002,000 $190,000 $763,000 $92,000 $585,000
File Closed For Incompleteness 146 $35,749,000 $244,000 $1,580,000 $95,000 $780,000
Preapproval Denied by Financial Institution 13 $2,660,000 $204,000 $400,000 $77,000 $166,000
Preapproval Approved but not Accepted 8 $2,126,000 $265,000 $348,000 $75,000 $91,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 205 $43,202,000 $210,000 $1,480,000 $67,000 $420,000
Credit History 136 $25,743,000 $189,000 $624,000 $95,000 $1,832,000
Collateral 128 $21,909,000 $171,000 $628,000 $81,000 $445,000
Other 103 $18,310,000 $177,000 $1,000,000 $101,000 $600,000
Employment History 56 $10,836,000 $193,000 $920,000 $74,000 $349,000
Insufficient Cash (Downpayment, Closing Cost) 40 $7,993,000 $199,000 $1,100,000 $85,000 $372,000
Unverifiable Information 25 $4,003,000 $160,000 $311,000 $66,000 $364,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Swbc Mortgage Corporation's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Swbc Mortgage Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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