Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Synovus Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,709 |
| Total Mortgage Loan Application Amount | $890,430,000 |
| Average Mortgage Loan Application Amount | $206,666 |
| Highest Mortgage Loan Application Amount | $13,306,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $7,179,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Thomas County Georgia | 141 | $ 14,175,000 | $ 100,000 | $ 63,000 |
| Walker County Alabama | 136 | $ 6,480,000 | $ 47,000 | $ 79,000 |
| Bulloch County Georgia | 125 | $ 12,935,000 | $ 103,000 | $ 57,000 |
| Muscogee County Georgia | 115 | $ 15,422,000 | $ 134,000 | $ 74,000 |
| Jefferson County Alabama | 101 | $ 30,746,000 | $ 304,000 | $ 148,000 |
| Clarke County Georgia | 100 | $ 26,145,000 | $ 261,000 | $ 154,000 |
| Troup County Georgia | 84 | $ 11,689,000 | $ 139,000 | $ 67,000 |
| Davidson County Tennessee | 82 | $ 25,163,000 | $ 306,000 | $ 150,000 |
| Tuscaloosa County Alabama | 78 | $ 37,918,000 | $ 486,000 | $ 71,000 |
| Carroll County Georgia | 78 | $ 8,591,000 | $ 110,000 | $ 72,000 |
| Lowndes County Georgia | 77 | $ 6,312,000 | $ 81,000 | $ 47,000 |
| Walton County Georgia | 73 | $ 5,278,000 | $ 72,000 | $ 43,000 |
| Tift County Georgia | 72 | $ 7,244,000 | $ 100,000 | $ 58,000 |
| Chatham County Georgia | 71 | $ 32,939,000 | $ 463,000 | $ 261,000 |
| Fulton County Georgia | 71 | $ 45,226,000 | $ 636,000 | $ 312,000 |
| Gordon County Georgia | 70 | $ 6,197,000 | $ 88,000 | $ 64,000 |
| Floyd County Georgia | 63 | $ 9,757,000 | $ 154,000 | $ 134,000 |
| Houston County Georgia | 61 | $ 4,542,000 | $ 74,000 | $ 61,000 |
| Sumter County Georgia | 60 | $ 3,821,000 | $ 63,000 | $ 42,000 |
| Escambia County Florida | 59 | $ 13,463,000 | $ 228,000 | $ 149,000 |
| Russell County Alabama | 56 | $ 3,050,000 | $ 54,000 | $ 269,000 |
| Madison County Alabama | 53 | $ 12,138,000 | $ 229,000 | $ 99,000 |
| Dougherty County Georgia | 53 | $ 21,211,000 | $ 400,000 | $ 58,000 |
| Richland County South Carolina | 53 | $ 14,727,000 | $ 277,000 | $ 168,000 |
| Charleston County South Carolina | 48 | $ 33,278,000 | $ 693,000 | $ 293,000 |
| Lee County Alabama | 46 | $ 8,920,000 | $ 193,000 | $ 156,000 |
| Horry County South Carolina | 44 | $ 7,261,000 | $ 165,000 | $ 126,000 |
| Montgomery County Alabama | 41 | $ 7,043,000 | $ 171,000 | $ 368,000 |
| Okaloosa County Florida | 39 | $ 9,624,000 | $ 246,000 | $ 88,000 |
| Oconee County Georgia | 39 | $ 14,070,000 | $ 360,000 | $ 177,000 |
| Williamson County Tennessee | 39 | $ 16,684,000 | $ 427,000 | $ 239,000 |
| Sumter County South Carolina | 36 | $ 3,727,000 | $ 103,000 | $ 78,000 |
| Haralson County Georgia | 35 | $ 2,674,000 | $ 76,000 | $ 47,000 |
| Duval County Florida | 33 | $ 13,129,000 | $ 397,000 | $ 191,000 |
| Leon County Florida | 33 | $ 9,484,000 | $ 287,000 | $ 168,000 |
| Franklin County Georgia | 32 | $ 1,925,000 | $ 60,000 | $ 70,000 |
| Santa Rosa County Florida | 31 | $ 12,437,000 | $ 401,000 | $ 209,000 |
| Cobb County Georgia | 31 | $ 9,963,000 | $ 321,000 | $ 147,000 |
| Glynn County Georgia | 30 | $ 16,014,000 | $ 533,000 | $ 354,000 |
| Nassau County Florida | 27 | $ 8,579,000 | $ 317,000 | $ 146,000 |
| Walton County Florida | 27 | $ 13,896,000 | $ 514,000 | $ 461,000 |
| Coweta County Georgia | 27 | $ 5,071,000 | $ 187,000 | $ 235,000 |
| Harris County Georgia | 27 | $ 8,905,000 | $ 329,000 | $ 161,000 |
| Columbia County Georgia | 26 | $ 13,375,000 | $ 514,000 | $ 149,000 |
| DeKalb County Georgia | 26 | $ 10,647,000 | $ 409,000 | $ 213,000 |
| Pinellas County Florida | 25 | $ 14,639,000 | $ 585,000 | $ 298,000 |
| Coffee County Alabama | 24 | $ 2,791,000 | $ 116,000 | $ 57,000 |
| Sarasota County Florida | 23 | $ 16,510,000 | $ 717,000 | $ 297,000 |
| Mobile County Alabama | 22 | $ 6,069,000 | $ 275,000 | $ 182,000 |
| Richmond County Georgia | 21 | $ 4,146,000 | $ 197,000 | $ 87,000 |
| Douglas County Georgia | 20 | $ 2,437,000 | $ 121,000 | $ 97,000 |
| Spartanburg County South Carolina | 20 | $ 3,182,000 | $ 159,000 | $ 144,000 |
| Hart County Georgia | 19 | $ 1,294,000 | $ 68,000 | $ 48,000 |
| Clarendon County South Carolina | 19 | $ 679,000 | $ 35,000 | $ 41,000 |
| Hamilton County Tennessee | 19 | $ 4,736,000 | $ 249,000 | $ 85,000 |
| St. Johns County Florida | 18 | $ 9,312,000 | $ 517,000 | $ 202,000 |
| Cherokee County Georgia | 18 | $ 6,583,000 | $ 365,000 | $ 110,000 |
| Fayette County Georgia | 18 | $ 5,280,000 | $ 293,000 | $ 135,000 |
| Grady County Georgia | 18 | $ 1,126,000 | $ 62,000 | $ 50,000 |
| Hillsborough County Florida | 17 | $ 9,000,000 | $ 529,000 | $ 224,000 |
| Murray County Georgia | 16 | $ 419,000 | $ 26,000 | $ 60,000 |
| Kershaw County South Carolina | 16 | $ 1,415,000 | $ 88,000 | $ 38,000 |
| Baldwin County Alabama | 15 | $ 5,170,000 | $ 344,000 | $ 94,000 |
| Peach County Georgia | 15 | $ 1,761,000 | $ 117,000 | $ 32,000 |
| Bay County Florida | 14 | $ 2,804,000 | $ 200,000 | $ 110,000 |
| Gwinnett County Georgia | 14 | $ 3,666,000 | $ 261,000 | $ 150,000 |
| Beaufort County South Carolina | 14 | $ 6,201,000 | $ 442,000 | $ 326,000 |
| Shelby County Alabama | 13 | $ 4,298,000 | $ 330,000 | $ 167,000 |
| Florence County South Carolina | 13 | $ 4,349,000 | $ 334,000 | $ 96,000 |
| Rabun County Georgia | 12 | $ 10,194,000 | $ 849,000 | $ 592,000 |
| Lexington County South Carolina | 12 | $ 6,591,000 | $ 549,000 | $ 267,000 |
| Dale County Alabama | 11 | $ 1,928,000 | $ 175,000 | $ 72,000 |
| Barrow County Georgia | 11 | $ 1,004,000 | $ 91,000 | $ 35,000 |
| Camden County Georgia | 11 | $ 1,097,000 | $ 99,000 | $ 37,000 |
| Newton County Georgia | 11 | $ 1,123,000 | $ 102,000 | $ 26,000 |
| Greenville County South Carolina | 11 | $ 5,530,000 | $ 502,000 | $ 184,000 |
| Houston County Alabama | 10 | $ 1,115,000 | $ 111,000 | $ 146,000 |
| Berkeley County South Carolina | 10 | $ 7,464,000 | $ 746,000 | $ 396,000 |
| Sumner County Tennessee | 10 | $ 3,833,000 | $ 383,000 | $ 139,000 |
| Bartow County Georgia | 9 | $ 4,701,000 | $ 522,000 | $ 19,000 |
| Candler County Georgia | 9 | $ 550,000 | $ 61,000 | $ 62,000 |
| Heard County Georgia | 9 | $ 115,000 | $ 12,000 | $ 29,000 |
| Lee County Georgia | 9 | $ 4,476,000 | $ 497,000 | $ 73,000 |
| Walker County Georgia | 9 | $ 790,000 | $ 87,000 | $ 73,000 |
| Aiken County South Carolina | 9 | $ 3,599,000 | $ 399,000 | $ 140,000 |
| Anderson County South Carolina | 9 | $ 1,605,000 | $ 178,000 | $ 91,000 |
| Franklin County Florida | 8 | $ 2,756,000 | $ 344,000 | $ 125,000 |
| Manatee County Florida | 8 | $ 4,357,000 | $ 544,000 | $ 245,000 |
| Orange County Florida | 8 | $ 5,579,000 | $ 697,000 | $ 395,000 |
| Morgan County Georgia | 8 | $ 2,080,000 | $ 260,000 | $ 64,000 |
| Palm Beach County Florida | 7 | $ 2,895,000 | $ 413,000 | $ 181,000 |
| Forsyth County Georgia | 7 | $ 2,856,000 | $ 408,000 | $ 245,000 |
| Jackson County Georgia | 7 | $ 370,000 | $ 52,000 | $ 47,000 |
| Madison County Georgia | 7 | $ 587,000 | $ 83,000 | $ 77,000 |
| Oglethorpe County Georgia | 7 | $ 1,011,000 | $ 144,000 | $ 63,000 |
| Rockdale County Georgia | 7 | $ 1,317,000 | $ 188,000 | $ 99,000 |
| Stephens County Georgia | 7 | $ 536,000 | $ 76,000 | $ 61,000 |
| Turner County Georgia | 7 | $ 327,000 | $ 46,000 | $ 46,000 |
| Whitfield County Georgia | 7 | $ 639,000 | $ 91,000 | $ 61,000 |
| Berrien County Georgia | 6 | $ 1,158,000 | $ 193,000 | $ 43,000 |
| Brooks County Georgia | 6 | $ 241,000 | $ 40,000 | $ 67,000 |
| Chattahoochee County Georgia | 6 | $ 85,000 | $ 14,000 | $ 70,000 |
| Cook County Georgia | 6 | $ 1,616,000 | $ 269,000 | $ 327,000 |
| Crisp County Georgia | 6 | $ 1,746,000 | $ 291,000 | $ 31,000 |
| Gilmer County Georgia | 6 | $ 812,000 | $ 135,000 | $ 63,000 |
| Pickens County Georgia | 6 | $ 351,000 | $ 58,000 | $ 278,000 |
| Worth County Georgia | 6 | $ 574,000 | $ 95,000 | $ 16,000 |
| Polk County North Carolina | 6 | $ 1,736,000 | $ 289,000 | $ 317,000 |
| Franklin County Tennessee | 6 | $ 535,000 | $ 89,000 | $ 61,000 |
| Cleburne County Alabama | 5 | $ 371,000 | $ 74,000 | $ 20,000 |
| Tallapoosa County Alabama | 5 | $ 769,000 | $ 153,000 | $ 135,000 |
| Collier County Florida | 5 | $ 2,853,000 | $ 570,000 | $ 228,000 |
| Bibb County Georgia | 5 | $ 292,000 | $ 58,000 | $ 54,000 |
| Bryan County Georgia | 5 | $ 1,849,000 | $ 369,000 | $ 142,000 |
| Putnam County Georgia | 5 | $ 996,000 | $ 199,000 | $ 253,000 |
| Tattnall County Georgia | 5 | $ 398,000 | $ 79,000 | $ 62,000 |
| Chambers County Alabama | 4 | $ 309,000 | $ 77,000 | $ 1,252,000 |
| Fayette County Alabama | 4 | $ 202,000 | $ 50,000 | $ 46,000 |
| Hale County Alabama | 4 | $ 169,000 | $ 42,000 | $ 50,000 |
| Randolph County Alabama | 4 | $ 275,000 | $ 68,000 | $ 33,000 |
| St. Clair County Alabama | 4 | $ 279,000 | $ 69,000 | $ 70,000 |
| Winston County Alabama | 4 | $ 1,100,000 | $ 275,000 | $ 166,000 |
| Miami-Dade County Florida | 4 | $ 2,058,000 | $ 514,000 | $ 219,000 |
| Wakulla County Florida | 4 | $ 926,000 | $ 231,000 | $ 95,000 |
| Crawford County Georgia | 4 | $ 70,000 | $ 17,000 | $ 39,000 |
| Greene County Georgia | 4 | $ 1,693,000 | $ 423,000 | $ 33,000 |
| Hall County Georgia | 4 | $ 1,404,000 | $ 351,000 | $ 254,000 |
| Spalding County Georgia | 4 | $ 636,000 | $ 159,000 | $ 0 |
| Dorchester County South Carolina | 4 | $ 284,000 | $ 71,000 | $ 27,000 |
| Lee County South Carolina | 4 | $ 89,000 | $ 22,000 | $ 67,000 |
| Rutherford County Tennessee | 4 | $ 969,000 | $ 242,000 | $ 104,000 |
| Wilson County Tennessee | 4 | $ 718,000 | $ 179,000 | $ 113,000 |
| Cullman County Alabama | 3 | $ 1,582,000 | $ 527,000 | $ 181,000 |
| Elmore County Alabama | 3 | $ 1,018,000 | $ 339,000 | $ 143,000 |
| Marion County Alabama | 3 | $ 39,000 | $ 13,000 | $ 32,000 |
| Seminole County Florida | 3 | $ 2,571,000 | $ 857,000 | $ 590,000 |
| Colquitt County Georgia | 3 | $ 211,000 | $ 70,000 | $ 37,000 |
| Echols County Georgia | 3 | $ 74,000 | $ 24,000 | $ 19,000 |
| Effingham County Georgia | 3 | $ 206,000 | $ 68,000 | $ 175,000 |
| Habersham County Georgia | 3 | $ 902,000 | $ 300,000 | $ 214,000 |
| Lanier County Georgia | 3 | $ 694,000 | $ 231,000 | $ 21,000 |
| Liberty County Georgia | 3 | $ 287,000 | $ 95,000 | $ 37,000 |
| Marion County Georgia | 3 | $ 462,000 | $ 154,000 | $ 42,000 |
| Meriwether County Georgia | 3 | $ 205,000 | $ 68,000 | $ 81,000 |
| Screven County Georgia | 3 | $ 141,000 | $ 47,000 | $ 54,000 |
| Taylor County Georgia | 3 | $ 48,000 | $ 16,000 | $ 41,000 |
| Jackson County North Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 2,841,000 |
| Darlington County South Carolina | 3 | $ 560,000 | $ 186,000 | $ 106,000 |
| Fairfield County South Carolina | 3 | $ 89,000 | $ 29,000 | $ 13,000 |
| Oconee County South Carolina | 3 | $ 985,000 | $ 328,000 | $ 165,000 |
| Dickson County Tennessee | 3 | $ 482,000 | $ 160,000 | $ 102,000 |
| Madison County Tennessee | 3 | $ 539,000 | $ 179,000 | $ 48,000 |
| Autauga County Alabama | 2 | $ 124,000 | $ 62,000 | $ 18,000 |
| Barbour County Alabama | 2 | $ 186,000 | $ 93,000 | $ 23,000 |
| Cherokee County Alabama | 2 | $ 213,000 | $ 106,000 | $ 9,000 |
| DeKalb County Alabama | 2 | $ 225,000 | $ 112,000 | $ 131,000 |
| Geneva County Alabama | 2 | $ 35,000 | $ 17,000 | $ 214,000 |
| Sumter County Alabama | 2 | $ 29,000 | $ 14,000 | $ 81,000 |
| Talladega County Alabama | 2 | $ 268,000 | $ 134,000 | $ 455,000 |
| Clay County Florida | 2 | $ 691,000 | $ 345,000 | $ 149,000 |
| Gadsden County Florida | 2 | $ 137,000 | $ 68,000 | $ 82,000 |
| Lee County Florida | 2 | $ 354,000 | $ 177,000 | $ 100,000 |
| Martin County Florida | 2 | $ 925,000 | $ 462,000 | $ 349,000 |
| Pasco County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 155,000 |
| Volusia County Florida | 2 | $ 693,000 | $ 346,000 | $ 92,000 |
| Bacon County Georgia | 2 | $ 72,000 | $ 36,000 | $ 53,000 |
| Banks County Georgia | 2 | $ 243,000 | $ 121,000 | $ 55,000 |
| Ben Hill County Georgia | 2 | $ 104,000 | $ 52,000 | $ 64,000 |
| Dade County Georgia | 2 | $ 85,000 | $ 42,000 | $ 456,000 |
| Dooly County Georgia | 2 | $ 241,000 | $ 120,000 | $ 46,000 |
| Emanuel County Georgia | 2 | $ 63,000 | $ 31,000 | $ 54,000 |
| Fannin County Georgia | 2 | $ 469,000 | $ 234,000 | $ 221,000 |
| Irwin County Georgia | 2 | $ 59,000 | $ 29,000 | $ 59,000 |
| Jenkins County Georgia | 2 | $ 179,000 | $ 89,000 | $ 70,000 |
| Macon County Georgia | 2 | $ 125,000 | $ 62,000 | $ 38,000 |
| McIntosh County Georgia | 2 | $ 115,000 | $ 57,000 | $ 27,000 |
| Schley County Georgia | 2 | $ 92,000 | $ 46,000 | $ 90,000 |
| Terrell County Georgia | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Ware County Georgia | 2 | $ 153,000 | $ 76,000 | $ 227,000 |
| Watauga County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 1,213,000 |
| Yancey County North Carolina | 2 | $ 941,000 | $ 470,000 | $ 221,000 |
| Georgetown County South Carolina | 2 | $ 974,000 | $ 487,000 | $ 212,000 |
| Newberry County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 124,000 |
| Orangeburg County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Pickens County South Carolina | 2 | $ 1,137,000 | $ 568,000 | $ 632,000 |
| York County South Carolina | 2 | $ 866,000 | $ 433,000 | $ 356,000 |
| Knox County Tennessee | 2 | $ 1,098,000 | $ 549,000 | $ 193,000 |
| Maury County Tennessee | 2 | $ 93,000 | $ 46,000 | $ 87,000 |
| Robertson County Tennessee | 2 | $ 987,000 | $ 493,000 | $ 42,000 |
| Bibb County Alabama | 1 | $ 23,000 | $ 23,000 | $ 82,000 |
| Blount County Alabama | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Bullock County Alabama | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Colbert County Alabama | 1 | $ 636,000 | $ 636,000 | $ 440,000 |
| Escambia County Alabama | 1 | $ 213,000 | $ 213,000 | $ 111,000 |
| Jackson County Alabama | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Lowndes County Alabama | 1 | $ 18,000 | $ 18,000 | $ 71,000 |
| Morgan County Alabama | 1 | $ 28,000 | $ 28,000 | $ 17,000 |
| Pickens County Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Pike County Alabama | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Baker County Florida | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Bradford County Florida | 1 | $ 431,000 | $ 431,000 | $ 73,000 |
| Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Broward County Florida | 1 | $ 280,000 | $ 280,000 | $ 183,000 |
| Gulf County Florida | 1 | $ 240,000 | $ 240,000 | $ 476,000 |
| Hamilton County Florida | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Florida | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Jefferson County Florida | 1 | $ 136,000 | $ 136,000 | $ 572,000 |
| Polk County Florida | 1 | $ 203,000 | $ 203,000 | $ 45,000 |
| Suwannee County Florida | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Taylor County Florida | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Washington County Florida | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Baldwin County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Burke County Georgia | 1 | $ 24,000 | $ 24,000 | $ 39,000 |
| Catoosa County Georgia | 1 | $ 627,000 | $ 627,000 | $ 216,000 |
| Chattooga County Georgia | 1 | $ 27,000 | $ 27,000 | $ 91,000 |
| Clayton County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Clinch County Georgia | 1 | $ 299,000 | $ 299,000 | $ 146,000 |
| Dawson County Georgia | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Elbert County Georgia | 1 | $ 86,000 | $ 86,000 | $ 146,000 |
| Evans County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Hancock County Georgia | 1 | $ 96,000 | $ 96,000 | $ 136,000 |
| Henry County Georgia | 1 | $ 164,000 | $ 164,000 | $ 83,000 |
| Lincoln County Georgia | 1 | $ 36,000 | $ 36,000 | $ 106,000 |
| Paulding County Georgia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Pike County Georgia | 1 | $ 380,000 | $ 380,000 | $ 277,000 |
| Polk County Georgia | 1 | $ 423,000 | $ 423,000 | $ 205,000 |
| Pulaski County Georgia | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Randolph County Georgia | 1 | $ 82,000 | $ 82,000 | $ 152,000 |
| Toombs County Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Union County Georgia | 1 | $ 425,000 | $ 425,000 | $ 191,000 |
| Washington County Georgia | 1 | $ 157,000 | $ 157,000 | $ 24,000 |
| Wayne County Georgia | 1 | $ 215,000 | $ 215,000 | $ 234,000 |
| White County Georgia | 1 | $ 792,000 | $ 792,000 | $ 0 |
| Wilcox County Georgia | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Wilkinson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Middlesex County Massachusetts | 1 | $ 106,000 | $ 106,000 | $ 97,000 |
| Jackson County Mississippi | 1 | $ 350,000 | $ 350,000 | $ 224,000 |
| Tate County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 81,000 |
| Brunswick County North Carolina | 1 | $ 476,000 | $ 476,000 | $ 324,000 |
| Cumberland County North Carolina | 1 | $ 13,306,000 | $ 13,306,000 | $ 0 |
| Dare County North Carolina | 1 | $ 1,529,000 | $ 1,529,000 | $ 571,000 |
| Guilford County North Carolina | 1 | $ 6,432,000 | $ 6,432,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Macon County North Carolina | 1 | $ 1,256,000 | $ 1,256,000 | $ 654,000 |
| Mecklenburg County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 138,000 |
| Cherokee County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Dillon County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 59,000 |
| Williamsburg County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 190,000 |
| Bradley County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 230,000 |
| Cheatham County Tennessee | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Giles County Tennessee | 1 | $ 226,000 | $ 226,000 | $ 78,000 |
| Humphreys County Tennessee | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 11,000 |
| Sevier County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Harris County Texas | 1 | $ 134,000 | $ 134,000 | $ 242,000 |
| Montgomery County Virginia | 1 | $ 245,000 | $ 245,000 | $ 229,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,993 | $469,794,000 | $235,000 | $4,500,000 | $128,000 | $7,179,000 |
| Home Purchase | 1,135 | $401,680,000 | $353,000 | $13,306,000 | $177,000 | $5,725,000 |
| Home Improvement | 581 | $18,956,000 | $32,000 | $950,000 | $73,000 | $2,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,393 | $547,988,000 | $228,000 | $3,953,000 | $179,000 | $7,179,000 |
| Not applicable | 744 | $247,536,000 | $332,000 | $13,306,000 | $0 | $0 |
| Black or African American | 260 | $19,782,000 | $76,000 | $1,500,000 | $84,000 | $2,400,000 |
| Not Provided | 193 | $45,490,000 | $235,000 | $1,181,000 | $149,000 | $1,080,000 |
| Hispanic | 62 | $13,071,000 | $210,000 | $960,000 | $149,000 | $1,900,000 |
| Asian | 48 | $14,490,000 | $301,000 | $2,000,000 | $185,000 | $1,378,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,467,000 | $293,000 | $650,000 | $159,000 | $336,000 |
| American Indian or Alaskan Native | 4 | $606,000 | $151,000 | $470,000 | $160,000 | $338,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,709 | $890,430,000 | $240,000 | $13,306,000 | $134,000 | $7,179,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,784 | $681,772,000 | $244,000 | $13,306,000 | $135,000 | $7,179,000 |
| Application Denied By Financial Institution | 578 | $72,346,000 | $125,000 | $1,298,000 | $78,000 | $1,080,000 |
| Application Approved But Not Accepted | 215 | $62,759,000 | $291,000 | $1,430,000 | $188,000 | $1,900,000 |
| Loan Purchased By The Institution | 100 | $64,900,000 | $649,000 | $1,780,000 | $334,000 | $1,194,000 |
| Application Withdrawn By Applicant | 23 | $6,342,000 | $275,000 | $2,000,000 | $116,000 | $720,000 |
| File Closed For Incompleteness | 9 | $2,311,000 | $256,000 | $921,000 | $95,000 | $189,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 381 | $33,917,000 | $89,000 | $1,041,000 | $72,000 | $1,080,000 |
| Debt-To-Income Ratio | 137 | $27,304,000 | $199,000 | $1,298,000 | $76,000 | $752,000 |
| Collateral | 32 | $5,505,000 | $172,000 | $789,000 | $98,000 | $551,000 |
| Other | 8 | $1,276,000 | $159,000 | $566,000 | $124,000 | $330,000 |
| Unverifiable Information | 7 | $2,437,000 | $348,000 | $1,000,000 | $218,000 | $650,000 |
| Credit Application Incomplete | 2 | $1,168,000 | $584,000 | $633,000 | $392,000 | $540,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $668,000 | $668,000 | $668,000 | $198,000 | $198,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.