Texana Bank Mortgage Lending & HMDA Data, 2023
In 2023, Texana Bank of Linden, TX reported 1,918 mortgage applications totaling $590.0 million, down 36% from 2022. The average application was for $307,586, and applicants reported an average income of $84,607. 3% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (81), Riverside-San Bernardino-Ontario, CA (49) and Las Vegas-Henderson-Paradise, NV (46) (applications in parentheses).
| Mortgage Company & Address | Texana Bank 124 E Rush St Linden, TX 75563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,918 |
| Total Mortgage Loan Application Amount | $589,950,000 |
| Average Mortgage Loan Application Amount | $307,586 |
| Highest Mortgage Loan Application Amount | $2,935,000 |
| Average Applicant Income | $84,607 |
| Highest Applicant Income | $2,502,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 218 | $ 56,000,000 | $ 256,880 | $ 84,059 |
| Atlanta-Sandy Springs-Roswell, GA | 81 | $ 25,595,000 | $ 315,987 | $ 77,000 |
| Riverside-San Bernardino-Ontario, CA | 49 | $ 20,685,000 | $ 422,142 | $ 86,000 |
| Las Vegas-Henderson-Paradise, NV | 46 | $ 16,470,000 | $ 358,043 | $ 79,000 |
| Phoenix-Mesa-Scottsdale, AZ | 43 | $ 15,035,000 | $ 349,651 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 42 | $ 15,600,000 | $ 371,428 | $ 91,142 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 10,095,000 | $ 305,909 | $ 85,000 |
| Orlando-Kissimmee-Sanford, FL | 30 | $ 10,420,000 | $ 347,333 | $ 80,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 8,540,000 | $ 305,000 | $ 76,000 |
| Charlotte-Concord-Gastonia, NC-SC | 27 | $ 7,425,000 | $ 275,000 | $ 69,592 |
| Texarkana, TX-AR | 26 | $ 3,120,000 | $ 120,000 | $ 641,307 |
| Chicago-Naperville, IL | 24 | $ 7,350,000 | $ 306,250 | $ 88,000 |
| Kansas City, MO-KS | 22 | $ 7,380,000 | $ 335,454 | $ 78,454 |
| San Diego-Carlsbad, CA | 22 | $ 11,220,000 | $ 510,000 | $ 93,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 7,210,000 | $ 327,727 | $ 120,000 |
| Albuquerque, NM | 21 | $ 6,005,000 | $ 285,952 | $ 74,000 |
| Baltimore-Columbia-Towson, MD | 21 | $ 7,165,000 | $ 341,190 | $ 86,000 |
| Los Angeles-Long Beach-Glendale, CA | 21 | $ 11,545,000 | $ 549,761 | $ 111,000 |
| Indianapolis-Carmel-Anderson, IN | 20 | $ 4,800,000 | $ 240,000 | $ 73,000 |
| St. Louis, MO-IL | 20 | $ 5,690,000 | $ 284,500 | $ 80,900 |
| Oklahoma City, OK | 19 | $ 4,685,000 | $ 246,578 | $ 64,000 |
| Louisville/Jefferson County, KY-IN | 18 | $ 4,530,000 | $ 251,666 | $ 136,000 |
| Tucson, AZ | 18 | $ 5,160,000 | $ 286,666 | $ 52,000 |
| Denver-Aurora-Lakewood, CO | 17 | $ 7,165,000 | $ 421,470 | $ 79,000 |
| Fayetteville, NC | 17 | $ 4,185,000 | $ 246,176 | $ 75,000 |
| Jacksonville, FL | 17 | $ 5,025,000 | $ 295,588 | $ 66,000 |
| Dallas-Plano-Irving, TX | 16 | $ 4,720,000 | $ 295,000 | $ 136,000 |
| Cincinnati, OH-KY-IN | 15 | $ 3,325,000 | $ 221,666 | $ 74,200 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 5,825,000 | $ 388,333 | $ 109,000 |
| Savannah, GA | 15 | $ 4,315,000 | $ 287,666 | $ 83,000 |
| Birmingham-Hoover, AL | 14 | $ 3,090,000 | $ 220,714 | $ 68,000 |
| Clarksville, TN-KY | 14 | $ 4,000,000 | $ 285,714 | $ 72,285 |
| Charleston-North Charleston, SC | 13 | $ 3,915,000 | $ 301,153 | $ 69,000 |
| Memphis, TN-MS-AR | 13 | $ 3,955,000 | $ 304,230 | $ 78,384 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 4,785,000 | $ 368,076 | $ 100,000 |
| San Antonio-New Braunfels, TX | 13 | $ 4,065,000 | $ 312,692 | $ 140,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 3,170,000 | $ 264,166 | $ 66,000 |
| Newark, NJ-PA | 12 | $ 3,930,000 | $ 327,500 | $ 106,833 |
| Cape Coral-Fort Myers, FL | 11 | $ 3,885,000 | $ 353,181 | $ 125,000 |
| Cleveland-Elyria, OH | 11 | $ 1,955,000 | $ 177,727 | $ 84,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 11 | $ 3,225,000 | $ 293,181 | $ 89,000 |
| Tulsa, OK | 11 | $ 3,115,000 | $ 283,181 | $ 76,000 |
| Columbia, SC | 10 | $ 2,600,000 | $ 260,000 | $ 76,000 |
| Detroit-Dearborn-Livonia, MI | 10 | $ 2,270,000 | $ 227,000 | $ 94,000 |
| Dover, DE | 10 | $ 3,330,000 | $ 333,000 | $ 69,000 |
| Jacksonville, NC | 10 | $ 2,250,000 | $ 225,000 | $ 57,000 |
| Lakeland-Winter Haven, FL | 10 | $ 2,480,000 | $ 248,000 | $ 66,000 |
| New Orleans-Metairie, LA | 10 | $ 2,750,000 | $ 275,000 | $ 73,000 |
| Colorado Springs, CO | 9 | $ 3,125,000 | $ 347,222 | $ 69,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 2,445,000 | $ 271,666 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 3,035,000 | $ 337,222 | $ 64,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 3,215,000 | $ 357,222 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 3,105,000 | $ 345,000 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 2,745,000 | $ 305,000 | $ 100,777 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 3,865,000 | $ 429,444 | $ 70,444 |
| Salt Lake City, UT | 9 | $ 2,825,000 | $ 313,888 | $ 65,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 3,425,000 | $ 380,555 | $ 68,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 2,330,000 | $ 291,250 | $ 80,500 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 2,300,000 | $ 287,500 | $ 52,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 2,050,000 | $ 256,250 | $ 130,000 |
| Houston-The Woodlands-Sugar Land, TX | 8 | $ 2,470,000 | $ 308,750 | $ 93,000 |
| Jackson, MS | 8 | $ 2,040,000 | $ 255,000 | $ 64,000 |
| Nassau County-Suffolk County, NY | 8 | $ 3,550,000 | $ 443,750 | $ 116,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,520,000 | $ 315,000 | $ 65,000 |
| Pittsburgh, PA | 8 | $ 1,530,000 | $ 191,250 | $ 78,000 |
| Richmond, VA | 8 | $ 2,220,000 | $ 277,500 | $ 69,000 |
| Stockton-Lodi, CA | 8 | $ 3,280,000 | $ 410,000 | $ 83,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 2,175,000 | $ 310,714 | $ 67,142 |
| Baton Rouge, LA | 7 | $ 1,995,000 | $ 285,000 | $ 66,000 |
| Boston, MA | 7 | $ 3,035,000 | $ 433,571 | $ 99,000 |
| Dayton-Springfield-Kettering, OH | 7 | $ 1,915,000 | $ 273,571 | $ 80,000 |
| Elgin, IL | 7 | $ 1,745,000 | $ 249,285 | $ 79,000 |
| Fresno, CA | 7 | $ 2,275,000 | $ 325,000 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 2,315,000 | $ 330,714 | $ 72,000 |
| Montgomery, AL | 7 | $ 1,925,000 | $ 275,000 | $ 75,000 |
| New York-Newark, NY | 7 | $ 5,105,000 | $ 729,285 | $ 179,000 |
| Warner Robins, GA | 7 | $ 1,855,000 | $ 265,000 | $ 86,000 |
| Bakersfield, CA | 6 | $ 1,860,000 | $ 310,000 | $ 75,000 |
| Boise City, ID | 6 | $ 1,540,000 | $ 256,666 | $ 61,000 |
| Camden, NJ | 6 | $ 1,710,000 | $ 285,000 | $ 69,000 |
| Chattanooga, TN-GA | 6 | $ 1,370,000 | $ 228,333 | $ 67,666 |
| Columbus, GA-AL | 6 | $ 1,850,000 | $ 308,333 | $ 91,500 |
| Columbus, OH | 6 | $ 1,810,000 | $ 301,666 | $ 72,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,960,000 | $ 326,666 | $ 53,000 |
| Longview, TX | 6 | $ 760,000 | $ 126,666 | $ 78,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,710,000 | $ 285,000 | $ 80,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 2,300,000 | $ 383,333 | $ 84,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 3,080,000 | $ 513,333 | $ 112,000 |
| Ogden-Clearfield, UT | 6 | $ 1,800,000 | $ 300,000 | $ 62,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,970,000 | $ 328,333 | $ 75,833 |
| Prescott Valley-Prescott, AZ | 6 | $ 1,830,000 | $ 305,000 | $ 44,000 |
| Providence-Warwick, RI-MA | 6 | $ 2,120,000 | $ 353,333 | $ 85,000 |
| Raleigh, NC | 6 | $ 1,560,000 | $ 260,000 | $ 85,000 |
| Spartanburg, SC | 6 | $ 1,590,000 | $ 265,000 | $ 73,000 |
| Tacoma-Lakewood, WA | 6 | $ 2,250,000 | $ 375,000 | $ 145,000 |
| Vallejo-Fairfield, CA | 6 | $ 2,900,000 | $ 483,333 | $ 101,000 |
| Visalia-Porterville, CA | 6 | $ 1,970,000 | $ 328,333 | $ 83,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 3,695,000 | $ 739,000 | $ 161,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,405,000 | $ 281,000 | $ 88,000 |
| Hinesville, GA | 5 | $ 1,385,000 | $ 277,000 | $ 90,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,115,000 | $ 223,000 | $ 61,000 |
| Las Cruces, NM | 5 | $ 1,285,000 | $ 257,000 | $ 66,000 |
| Merced, CA | 5 | $ 1,065,000 | $ 213,000 | $ 83,000 |
| Modesto, CA | 5 | $ 2,145,000 | $ 429,000 | $ 81,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 2,935,000 | $ 587,000 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,265,000 | $ 253,000 | $ 79,000 |
| Philadelphia, PA | 5 | $ 1,535,000 | $ 307,000 | $ 66,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 1,815,000 | $ 363,000 | $ 79,000 |
| Urban Honolulu, HI | 5 | $ 2,495,000 | $ 499,000 | $ 82,000 |
| Wichita, KS | 5 | $ 1,305,000 | $ 261,000 | $ 46,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,225,000 | $ 245,000 | $ 70,200 |
| Yuba City, CA | 5 | $ 2,045,000 | $ 409,000 | $ 95,000 |
| Asheville, NC | 4 | $ 970,000 | $ 242,500 | $ 54,000 |
| Des Moines-West Des Moines, IA | 4 | $ 700,000 | $ 175,000 | $ 55,000 |
| Dothan, AL | 4 | $ 830,000 | $ 207,500 | $ 51,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,880,000 | $ 470,000 | $ 163,000 |
| Gary, IN | 4 | $ 740,000 | $ 185,000 | $ 77,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,120,000 | $ 280,000 | $ 77,000 |
| Homosassa Springs, FL | 4 | $ 1,230,000 | $ 307,500 | $ 77,000 |
| Huntsville, AL | 4 | $ 1,190,000 | $ 297,500 | $ 73,000 |
| Knoxville, TN | 4 | $ 1,050,000 | $ 262,500 | $ 51,000 |
| Macon-Bibb County, GA | 4 | $ 960,000 | $ 240,000 | $ 71,000 |
| Medford, OR | 4 | $ 1,210,000 | $ 302,500 | $ 70,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,320,000 | $ 330,000 | $ 66,000 |
| New Bern, NC | 4 | $ 1,000,000 | $ 250,000 | $ 55,000 |
| Reno, NV | 4 | $ 1,430,000 | $ 357,500 | $ 112,000 |
| Rockford, IL | 4 | $ 820,000 | $ 205,000 | $ 58,000 |
| Sebring, FL | 4 | $ 880,000 | $ 220,000 | $ 73,000 |
| Akron, OH | 3 | $ 695,000 | $ 231,666 | $ 126,000 |
| Albany, OR | 3 | $ 975,000 | $ 325,000 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,805,000 | $ 601,666 | $ 114,000 |
| Cheyenne, WY | 3 | $ 1,105,000 | $ 368,333 | $ 58,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 845,000 | $ 281,666 | $ 82,000 |
| Durham-Chapel Hill, NC | 3 | $ 725,000 | $ 241,666 | $ 57,000 |
| Eugene, OR | 3 | $ 735,000 | $ 245,000 | $ 53,000 |
| Greeley, CO | 3 | $ 1,105,000 | $ 368,333 | $ 74,000 |
| Greensboro-High Point, NC | 3 | $ 1,015,000 | $ 338,333 | $ 74,000 |
| Greenville, NC | 3 | $ 885,000 | $ 295,000 | $ 70,000 |
| Harrisburg-Carlisle, PA | 3 | $ 795,000 | $ 265,000 | $ 75,000 |
| Idaho Falls, ID | 3 | $ 1,085,000 | $ 361,666 | $ 76,000 |
| Jonesboro, AR | 3 | $ 765,000 | $ 255,000 | $ 75,000 |
| Lafayette, LA | 3 | $ 685,000 | $ 228,333 | $ 42,000 |
| Lafayette-West Lafayette, IN | 3 | $ 735,000 | $ 245,000 | $ 82,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,065,000 | $ 355,000 | $ 121,000 |
| Lawton, OK | 3 | $ 475,000 | $ 158,333 | $ 81,000 |
| Morristown, TN | 3 | $ 595,000 | $ 198,333 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,215,000 | $ 405,000 | $ 49,000 |
| Panama City, FL | 3 | $ 765,000 | $ 255,000 | $ 57,000 |
| Port St. Lucie, FL | 3 | $ 905,000 | $ 301,666 | $ 61,000 |
| Provo-Orem, UT | 3 | $ 1,365,000 | $ 455,000 | $ 79,000 |
| Pueblo, CO | 3 | $ 975,000 | $ 325,000 | $ 71,000 |
| Roanoke, VA | 3 | $ 785,000 | $ 261,666 | $ 78,000 |
| Rochester, MN | 3 | $ 895,000 | $ 298,333 | $ 111,000 |
| Salisbury, MD-DE | 3 | $ 1,115,000 | $ 371,666 | $ 73,666 |
| Tallahassee, FL | 3 | $ 755,000 | $ 251,666 | $ 79,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,115,000 | $ 371,666 | $ 100,000 |
| Winston-Salem, NC | 3 | $ 685,000 | $ 228,333 | $ 56,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 465,000 | $ 155,000 | $ 33,000 |
| Athens-Clarke County, GA | 2 | $ 740,000 | $ 370,000 | $ 99,000 |
| Austin-Round Rock, TX | 2 | $ 660,000 | $ 330,000 | $ 115,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Bloomington, IL | 2 | $ 460,000 | $ 230,000 | $ 82,000 |
| Bloomsburg-Berwick, PA | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Brunswick, GA | 2 | $ 1,000,000 | $ 500,000 | $ 145,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| California-Lexington Park, MD | 2 | $ 790,000 | $ 395,000 | $ 96,000 |
| Casper, WY | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Champaign-Urbana, IL | 2 | $ 460,000 | $ 230,000 | $ 49,000 |
| Corpus Christi, TX | 2 | $ 790,000 | $ 395,000 | $ 171,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 520,000 | $ 260,000 | $ 63,000 |
| Flint, MI | 2 | $ 330,000 | $ 165,000 | $ 96,000 |
| Florence, SC | 2 | $ 570,000 | $ 285,000 | $ 55,000 |
| Florence-Muscle Shoals, AL | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Goldsboro, NC | 2 | $ 660,000 | $ 330,000 | $ 55,000 |
| Jackson, TN | 2 | $ 590,000 | $ 295,000 | $ 79,000 |
| Madera, CA | 2 | $ 580,000 | $ 290,000 | $ 72,000 |
| Manhattan, KS | 2 | $ 530,000 | $ 265,000 | $ 24,000 |
| Michigan City-La Porte, IN | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
| Norwich-New London, CT | 2 | $ 570,000 | $ 285,000 | $ 64,000 |
| Ocala, FL | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Punta Gorda, FL | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Reading, PA | 2 | $ 490,000 | $ 245,000 | $ 49,000 |
| Redding, CA | 2 | $ 480,000 | $ 240,000 | $ 47,000 |
| Rockingham County-Strafford County, NH | 2 | $ 880,000 | $ 440,000 | $ 108,000 |
| Rocky Mount, NC | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Salem, OR | 2 | $ 700,000 | $ 350,000 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,010,000 | $ 505,000 | $ 160,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 400,000 | $ 200,000 | $ 46,000 |
| Springfield, MO | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Staunton-Waynesboro, VA | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Toledo, OH | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Wilmington, NC | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Albany, GA | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Alexandria, LA | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Altoona, PA | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Anchorage, AK | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 265,000 | $ 265,000 | $ 29,000 |
| Battle Creek, MI | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Bend-Redmond, OR | 1 | $ 295,000 | $ 295,000 | $ 42,000 |
| Bismarck, ND | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Bremerton-Silverdale, WA | 1 | $ 205,000 | $ 205,000 | $ 19,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Canton-Massillon, OH | 1 | $ 385,000 | $ 385,000 | $ 173,000 |
| Cape Girardeau, MO-IL | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Cedar Rapids, IA | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Chico, CA | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Cleveland, TN | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Decatur, AL | 1 | $ 365,000 | $ 365,000 | $ 289,000 |
| Dubuque, IA | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Duluth, MN-WI | 1 | $ 465,000 | $ 465,000 | $ 128,000 |
| Eau Claire, WI | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Fargo, ND-MN | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Fort Collins, CO | 1 | $ 425,000 | $ 425,000 | $ 63,000 |
| Fort Smith, AR-OK | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Fort Wayne, IN | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Gainesville, FL | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Gainesville, GA | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Green Bay, WI | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Hammond, LA | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Hanford-Corcoran, CA | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Harrisonburg, VA | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Hattiesburg, MS | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Johnson City, TN | 1 | $ 225,000 | $ 225,000 | $ 14,000 |
| Joplin, MO | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Kennewick-Richland, WA | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Lake Charles, LA | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Lancaster, PA | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Lansing-East Lansing, MI | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Lawrence, KS | 1 | $ 265,000 | $ 265,000 | $ 30,000 |
| Lebanon, PA | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Lima, OH | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Longview, WA | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Madison, WI | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Midland, MI | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Mobile, AL | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Monroe, LA | 1 | $ 215,000 | $ 215,000 | $ 15,000 |
| Monroe, MI | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Muskegon, MI | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Napa, CA | 1 | $ 705,000 | $ 705,000 | $ 179,000 |
| New Haven-Milford, CT | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Pocatello, ID | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Portland-South Portland, ME | 1 | $ 215,000 | $ 215,000 | $ 14,000 |
| Racine, WI | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| Saginaw, MI | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| Salinas, CA | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| San Angelo, TX | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 495,000 | $ 495,000 | $ 211,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Sebastian-Vero Beach, FL | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Shreveport-Bossier City, LA | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Spokane-Spokane Valley, WA | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Springfield, IL | 1 | $ 325,000 | $ 325,000 | $ 295,000 |
| State College, PA | 1 | $ 355,000 | $ 355,000 | $ 87,000 |
| Sumter, SC | 1 | $ 265,000 | $ 265,000 | $ 179,000 |
| Terre Haute, IN | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| The Villages, FL | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Topeka, KS | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Tuscaloosa, AL | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Twin Falls, ID | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| Valdosta, GA | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Worcester, MA-CT | 1 | $ 485,000 | $ 485,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Texana Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,418 | $433,960,000 | $306,000 | $985,000 | $77,000 | $386,000 |
| Refinancing | 326 | $104,780,000 | $321,000 | $2,935,000 | $86,000 | $590,000 |
| Home Purchase | 174 | $51,210,000 | $294,000 | $1,145,000 | $144,000 | $2,502,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 855 | $256,165,000 | $299,000 | $2,935,000 | $86,000 | $2,502,000 |
| Black or African American | 408 | $123,040,000 | $301,000 | $735,000 | $81,000 | $375,000 |
| Not Provided | 368 | $121,130,000 | $329,000 | $2,605,000 | $78,000 | $590,000 |
| Hispanic | 166 | $53,870,000 | $324,000 | $685,000 | $85,000 | $350,000 |
| Asian | 47 | $18,465,000 | $392,000 | $1,145,000 | $115,000 | $354,000 |
| Not applicable | 38 | $5,530,000 | $145,000 | $965,000 | $0 | $0 |
| American Indian or Alaskan Native | 27 | $7,335,000 | $271,000 | $555,000 | $70,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,940,000 | $492,000 | $855,000 | $90,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,556 | $487,050,000 | $313,000 | $2,935,000 | $75,000 | $505,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 221 | $62,225,000 | $281,000 | $2,605,000 | $152,000 | $2,502,000 |
| FHA-insured (Federal Housing Administration) | 140 | $40,400,000 | $288,000 | $735,000 | $94,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $275,000 | $275,000 | $275,000 | $89,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 879 | $277,175,000 | $315,000 | $2,935,000 | $90,000 | $1,087,000 |
| Application Denied By Financial Institution | 525 | $164,105,000 | $312,000 | $935,000 | $63,000 | $354,000 |
| File Closed For Incompleteness | 339 | $107,045,000 | $315,000 | $785,000 | $87,000 | $386,000 |
| Application Approved But Not Accepted | 114 | $31,850,000 | $279,000 | $705,000 | $80,000 | $207,000 |
| Loan Originated | 61 | $9,775,000 | $160,000 | $965,000 | $300,000 | $2,502,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,393 | $425,845,000 | $305,000 | $2,935,000 | $92,000 | $2,502,000 |
| Debt-To-Income Ratio | 265 | $91,475,000 | $345,000 | $935,000 | $54,000 | $354,000 |
| Credit History | 180 | $49,410,000 | $274,000 | $855,000 | $69,000 | $207,000 |
| Collateral | 64 | $18,040,000 | $281,000 | $855,000 | $75,000 | $199,000 |
| Other | 10 | $3,080,000 | $308,000 | $635,000 | $89,000 | $192,000 |
| Employment History | 3 | $1,365,000 | $455,000 | $685,000 | $76,000 | $165,000 |
| Credit Application Incomplete | 2 | $500,000 | $250,000 | $285,000 | $68,000 | $103,000 |
| Unverifiable Information | 1 | $235,000 | $235,000 | $235,000 | $91,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texana Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texana Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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