The Huntington National Bank Mortgage Lending & HMDA Data, 2007

In 2007, The Huntington National Bank of Columbus, OH reported 42,791 mortgage applications totaling $5.2 billion, up 19% from 2006. The average application was for $122,558, and applicants reported an average income of $80,458. 63% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Columbus, OH (6,341), Cincinnati-Middletown, OH-KY-IN (3,602) and Cleveland-Elyria-Mentor, OH (2,981) (applications in parentheses).

Mortgage Company & Address The Huntington National Bank
7575 Huntington Park Dr
Columbus, OH 43235
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 42,791
Total Mortgage Loan Application Amount $5,244,392,000
Average Mortgage Loan Application Amount $122,558
Highest Mortgage Loan Application Amount $7,174,000
Average Applicant Income $80,458
Highest Applicant Income $9,750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Huntington National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Huntington National Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 4,229 $ 558,136,000 $ 131,978 $ 90,000
Cuyahoga, Ohio 1,880 $ 183,864,000 $ 97,800 $ 78,000
Macomb, Michigan 1,326 $ 137,228,000 $ 103,490 $ 73,000
Hamilton, Ohio 1,162 $ 157,632,000 $ 135,655 $ 92,000
Lucas, Ohio 1,096 $ 100,312,000 $ 91,525 $ 78,000
Kent, Michigan 1,033 $ 121,043,000 $ 117,176 $ 81,000
Stark, Ohio 936 $ 90,282,000 $ 96,455 $ 67,000
Marion, Indiana 910 $ 93,638,000 $ 102,898 $ 70,000
Ottawa, Michigan 737 $ 90,499,000 $ 122,793 $ 75,000
Delaware, Ohio 627 $ 126,085,000 $ 201,092 $ 114,000
Montgomery, Ohio 627 $ 60,845,000 $ 97,041 $ 69,000
Oakland, Michigan 621 $ 91,685,000 $ 147,640 $ 98,000
Summit, Ohio 602 $ 76,332,000 $ 126,797 $ 82,000
Kenton, Kentucky 557 $ 54,434,000 $ 97,727 $ 73,000
Muskingum, Ohio 547 $ 48,795,000 $ 89,204 $ 60,000
Grand Traverse, Michigan 535 $ 73,310,000 $ 137,028 $ 85,000
Muskegon, Michigan 531 $ 40,016,000 $ 75,359 $ 62,000
Monongalia, West Virginia 517 $ 67,080,000 $ 129,748 $ 90,000
Licking, Ohio 513 $ 62,235,000 $ 121,315 $ 75,000
Hamilton, Indiana 454 $ 72,338,000 $ 159,334 $ 112,000
Wood, Ohio 454 $ 50,978,000 $ 112,286 $ 72,000
Warren, Ohio 434 $ 61,023,000 $ 140,605 $ 90,000
Kanawha, West Virginia 428 $ 41,271,000 $ 96,427 $ 82,000
Wayne, Michigan 405 $ 33,140,000 $ 81,827 $ 70,000
Tuscarawas, Ohio 395 $ 33,413,000 $ 84,589 $ 57,000
Boone, Kentucky 393 $ 43,810,000 $ 111,475 $ 76,000
Harrison, West Virginia 393 $ 30,900,000 $ 78,625 $ 59,000
Fairfield, Ohio 388 $ 53,308,000 $ 137,391 $ 82,000
Portage, Ohio 387 $ 43,186,000 $ 111,591 $ 78,000
Butler, Ohio 385 $ 51,057,000 $ 132,615 $ 90,000
Lorain, Ohio 362 $ 41,709,000 $ 115,218 $ 71,000
Tippecanoe, Indiana 351 $ 37,196,000 $ 105,971 $ 61,000
Clark, Ohio 335 $ 23,529,000 $ 70,235 $ 70,000
Allegan, Michigan 329 $ 46,803,000 $ 142,258 $ 73,000
Clermont, Ohio 328 $ 38,688,000 $ 117,951 $ 73,000
Lake, Ohio 307 $ 37,433,000 $ 121,931 $ 76,000
Ross, Ohio 303 $ 28,880,000 $ 95,313 $ 64,000
Mahoning, Ohio 298 $ 27,499,000 $ 92,278 $ 58,000
Trumbull, Ohio 275 $ 19,941,000 $ 72,512 $ 56,000
Marion, West Virginia 253 $ 21,543,000 $ 85,150 $ 64,000
Greene, Ohio 245 $ 29,160,000 $ 119,020 $ 94,000
Hancock, Ohio 245 $ 25,498,000 $ 104,073 $ 62,000
Allen, Ohio 241 $ 22,371,000 $ 92,825 $ 78,000
Geauga, Ohio 223 $ 34,737,000 $ 155,771 $ 82,000
Charlevoix, Michigan 212 $ 23,056,000 $ 108,754 $ 76,000
Medina, Ohio 209 $ 28,917,000 $ 138,358 $ 89,000
Oceana, Michigan 203 $ 18,079,000 $ 89,059 $ 67,000
Madison, Ohio 198 $ 22,751,000 $ 114,904 $ 76,000
Leelanau, Michigan 191 $ 35,377,000 $ 185,219 $ 93,000
Ashland, Ohio 191 $ 18,913,000 $ 99,020 $ 66,000
Newaygo, Michigan 183 $ 16,604,000 $ 90,732 $ 57,000
Columbiana, Ohio 182 $ 15,036,000 $ 82,615 $ 60,000
Hendricks, Indiana 179 $ 21,664,000 $ 121,027 $ 75,000
Logan, Ohio 173 $ 17,648,000 $ 102,011 $ 71,000
Union, Ohio 166 $ 23,847,000 $ 143,656 $ 91,000
Ottawa, Ohio 163 $ 19,145,000 $ 117,453 $ 150,000
Marion, Ohio 161 $ 14,105,000 $ 87,608 $ 61,000
Richland, Ohio 153 $ 14,871,000 $ 97,196 $ 72,000
Beaver, Pennsylvania 149 $ 12,988,000 $ 87,167 $ 59,000
Maricopa, Arizona 147 $ 39,180,000 $ 266,530 $ 163,000
Jefferson, Ohio 146 $ 11,387,000 $ 77,993 $ 61,000
Ashtabula, Ohio 144 $ 13,138,000 $ 91,236 $ 65,000
Pickaway, Ohio 142 $ 18,500,000 $ 130,281 $ 74,000
Randolph, West Virginia 141 $ 13,297,000 $ 94,304 $ 61,000
Allegheny, Pennsylvania 139 $ 12,273,000 $ 88,294 $ 76,000
Cabell, West Virginia 138 $ 11,985,000 $ 86,847 $ 66,000
Milwaukee, Wisconsin 138 $ 23,895,000 $ 173,152 $ 83,000
Chippewa, Michigan 134 $ 10,419,000 $ 77,753 $ 60,000
Miami, Ohio 134 $ 13,189,000 $ 98,425 $ 73,000
Kalamazoo, Michigan 133 $ 16,271,000 $ 122,338 $ 71,000
Johnson, Indiana 132 $ 15,721,000 $ 119,098 $ 75,000
Putnam, West Virginia 130 $ 12,660,000 $ 97,384 $ 109,000
Antrim, Michigan 129 $ 15,659,000 $ 121,387 $ 72,000
Kalkaska, Michigan 124 $ 11,748,000 $ 94,741 $ 64,000
Madison, Indiana 119 $ 8,079,000 $ 67,890 $ 58,000
Middlesex, Massachusetts 118 $ 29,152,000 $ 247,050 $ 122,000
Campbell, Kentucky 116 $ 12,785,000 $ 110,215 $ 77,000
Warren, New Jersey 115 $ 25,337,000 $ 220,321 $ 97,000
Mecosta, Michigan 112 $ 10,158,000 $ 90,696 $ 63,000
Fayette, Ohio 112 $ 9,591,000 $ 85,633 $ 49,000
Mercer, Pennsylvania 107 $ 6,904,000 $ 64,523 $ 48,000
Montcalm, Michigan 106 $ 8,216,000 $ 77,509 $ 53,000
Waukesha, Wisconsin 102 $ 23,232,000 $ 227,764 $ 100,000
Carroll, Ohio 101 $ 9,585,000 $ 94,900 $ 61,000
Lewis, West Virginia 100 $ 6,510,000 $ 65,100 $ 58,000
Perry, Ohio 99 $ 8,595,000 $ 86,818 $ 94,000
Wayne, Ohio 98 $ 10,305,000 $ 105,153 $ 63,000
Hancock, Indiana 97 $ 11,959,000 $ 123,288 $ 93,000
Lenawee, Michigan 97 $ 8,905,000 $ 91,804 $ 65,000
Manistee, Michigan 97 $ 8,345,000 $ 86,030 $ 53,000
St. Louis, Missouri 94 $ 20,000,000 $ 212,765 $ 103,000
Monroe, Michigan 91 $ 11,463,000 $ 125,967 $ 75,000
Sandusky, Ohio 88 $ 7,336,000 $ 83,363 $ 62,000
Hardin, Ohio 85 $ 5,425,000 $ 63,823 $ 51,000
Lawrence, Pennsylvania 81 $ 8,940,000 $ 110,370 $ 58,000
Preble, Ohio 80 $ 8,445,000 $ 105,562 $ 54,000
Morrow, Ohio 78 $ 9,358,000 $ 119,974 $ 64,000
Wood, West Virginia 77 $ 6,226,000 $ 80,857 $ 71,000
Emmet, Michigan 75 $ 10,790,000 $ 143,866 $ 69,000
Ionia, Michigan 74 $ 7,211,000 $ 97,445 $ 57,000
Fulton, Ohio 74 $ 6,405,000 $ 86,554 $ 60,000
Fayette, Kentucky 73 $ 10,800,000 $ 147,945 $ 74,000
Morris, New Jersey 73 $ 20,158,000 $ 276,136 $ 126,000
Berrien, Michigan 72 $ 6,285,000 $ 87,291 $ 53,000
Belmont, Ohio 71 $ 4,854,000 $ 68,366 $ 62,000
Seneca, Ohio 71 $ 6,392,000 $ 90,028 $ 51,000
St. Charles, Missouri 70 $ 12,078,000 $ 172,542 $ 65,000
Wyandot, Ohio 69 $ 6,121,000 $ 88,710 $ 56,000
Benzie, Michigan 68 $ 8,030,000 $ 118,088 $ 63,000
Putnam, Ohio 68 $ 5,539,000 $ 81,455 $ 59,000
Collier, Florida 65 $ 39,586,000 $ 609,015 $ 492,000
Erie, Ohio 65 $ 6,434,000 $ 98,984 $ 89,000
Williams, Ohio 65 $ 5,499,000 $ 84,600 $ 59,000
Washington, Maryland 62 $ 11,919,000 $ 192,241 $ 63,000
Cass, Michigan 62 $ 3,897,000 $ 62,854 $ 54,000
Defiance, Ohio 57 $ 5,722,000 $ 100,385 $ 64,000
Knox, Ohio 57 $ 5,893,000 $ 103,385 $ 70,000
Ritchie, West Virginia 57 $ 3,461,000 $ 60,719 $ 49,000
Henry, Ohio 55 $ 5,001,000 $ 90,927 $ 57,000
Lee, Florida 54 $ 18,583,000 $ 344,129 $ 291,000
Grant, Kentucky 54 $ 6,324,000 $ 117,111 $ 101,000
Champaign, Ohio 54 $ 6,324,000 $ 117,111 $ 67,000
Hocking, Ohio 54 $ 6,240,000 $ 115,555 $ 60,000
Wayne, West Virginia 54 $ 5,275,000 $ 97,685 $ 68,000
Preston, West Virginia 53 $ 6,098,000 $ 115,056 $ 71,000
Boone, Indiana 51 $ 9,850,000 $ 193,137 $ 116,000
Barry, Michigan 51 $ 6,506,000 $ 127,568 $ 79,000
Dearborn, Indiana 50 $ 6,834,000 $ 136,680 $ 78,000
Washtenaw, Michigan 49 $ 6,582,000 $ 134,326 $ 91,000
Butler, Pennsylvania 49 $ 5,343,000 $ 109,040 $ 69,000
Sussex, New Jersey 48 $ 10,531,000 $ 219,395 $ 74,000
Morgan, Indiana 47 $ 5,117,000 $ 108,872 $ 59,000
Osceola, Michigan 47 $ 3,007,000 $ 63,978 $ 53,000
Coshocton, Ohio 47 $ 3,665,000 $ 77,978 $ 46,000
Guernsey, Ohio 47 $ 4,276,000 $ 90,978 $ 95,000
Mason, Michigan 46 $ 5,600,000 $ 121,739 $ 77,000
Taylor, West Virginia 46 $ 3,180,000 $ 69,130 $ 54,000
Cook, Illinois 45 $ 13,067,000 $ 290,377 $ 167,000
Hillsborough, Florida 44 $ 9,716,000 $ 220,818 $ 122,000
Hillsdale, Michigan 44 $ 3,714,000 $ 84,409 $ 52,000
Lake, Michigan 43 $ 2,262,000 $ 52,604 $ 41,000
Brown, Ohio 43 $ 4,404,000 $ 102,418 $ 62,000
Orange, Florida 42 $ 8,403,000 $ 200,071 $ 105,000
Norfolk, Massachusetts 42 $ 11,014,000 $ 262,238 $ 131,000
Dane, Wisconsin 42 $ 8,729,000 $ 207,833 $ 78,000
Crawford, Ohio 41 $ 3,050,000 $ 74,390 $ 48,000
Highland, Ohio 41 $ 3,801,000 $ 92,707 $ 40,000
Marathon, Wisconsin 41 $ 5,552,000 $ 135,414 $ 52,000
St. Clair, Michigan 40 $ 4,728,000 $ 118,200 $ 68,000
Van Buren, Michigan 39 $ 4,090,000 $ 104,871 $ 56,000
Livingston, Michigan 38 $ 4,243,000 $ 111,657 $ 95,000
Wexford, Michigan 38 $ 2,801,000 $ 73,710 $ 51,000
Huron, Ohio 38 $ 3,678,000 $ 96,789 $ 79,000
Clinton, Indiana 37 $ 3,398,000 $ 91,837 $ 46,000
Allen, Indiana 36 $ 3,682,000 $ 102,277 $ 66,000
Athens, Ohio 36 $ 4,147,000 $ 115,194 $ 75,000
Pulaski, Arkansas 35 $ 2,173,000 $ 62,085 $ 107,000
Hartford, Connecticut 35 $ 6,998,000 $ 199,942 $ 118,000
Lawrence, Ohio 35 $ 3,695,000 $ 105,571 $ 56,000
Erie, Pennsylvania 34 $ 2,344,000 $ 68,941 $ 49,000
Jefferson, Kentucky 32 $ 5,165,000 $ 161,406 $ 77,000
Hancock, West Virginia 32 $ 2,339,000 $ 73,093 $ 63,000
Pasco, Florida 31 $ 5,442,000 $ 175,548 $ 87,000
Steuben, Indiana 31 $ 4,121,000 $ 132,935 $ 79,000
Gallatin, Kentucky 31 $ 2,831,000 $ 91,322 $ 46,000
Adams, Indiana 30 $ 2,534,000 $ 84,466 $ 47,000
Mecklenburg, North Carolina 30 $ 5,745,000 $ 191,500 $ 100,000
Harrison, Ohio 30 $ 2,397,000 $ 79,900 $ 60,000
Lapeer, Michigan 29 $ 3,020,000 $ 104,137 $ 133,000
Clinton, Ohio 29 $ 3,664,000 $ 126,344 $ 65,000
Sumter, South Carolina 29 $ 3,334,000 $ 114,965 $ 49,000
Sarasota, Florida 28 $ 8,015,000 $ 286,250 $ 146,000
Genesee, Michigan 28 $ 2,640,000 $ 94,285 $ 67,000
Ingham, Michigan 28 $ 3,248,000 $ 116,000 $ 64,000
Auglaize, Ohio 28 $ 2,580,000 $ 92,142 $ 59,000
Jackson, Ohio 28 $ 2,472,000 $ 88,285 $ 52,000
Calhoun, Michigan 27 $ 2,634,000 $ 97,555 $ 49,000
Hennepin, Minnesota 27 $ 6,593,000 $ 244,185 $ 85,000
Palm Beach, Florida 26 $ 11,926,000 $ 458,692 $ 339,000
Scioto, Ohio 26 $ 2,735,000 $ 105,192 $ 63,000
Charleston, South Carolina 26 $ 6,477,000 $ 249,115 $ 139,000
Berkeley, West Virginia 26 $ 3,521,000 $ 135,423 $ 75,000
DeKalb, Indiana 25 $ 2,881,000 $ 115,240 $ 74,000
Crawford, Michigan 25 $ 1,861,000 $ 74,440 $ 59,000
Union, New Jersey 25 $ 6,320,000 $ 252,800 $ 130,000
Washington, Pennsylvania 25 $ 3,984,000 $ 159,360 $ 106,000
Prince William, Virginia 25 $ 6,165,000 $ 246,600 $ 137,000
Barbour, West Virginia 25 $ 2,017,000 $ 80,680 $ 52,000
Pendleton, Kentucky 24 $ 1,754,000 $ 73,083 $ 60,000
Cheboygan, Michigan 24 $ 2,479,000 $ 103,291 $ 55,000
Eaton, Michigan 24 $ 3,099,000 $ 129,125 $ 79,000
Jackson, Missouri 24 $ 3,662,000 $ 152,583 $ 102,000
Lincoln, West Virginia 24 $ 2,321,000 $ 96,708 $ 69,000
Upshur, West Virginia 24 $ 2,097,000 $ 87,375 $ 48,000
Pinellas, Florida 23 $ 4,421,000 $ 192,217 $ 241,000
Johnson, Kansas 23 $ 4,349,000 $ 189,086 $ 89,000
Pima, Arizona 22 $ 3,697,000 $ 168,045 $ 90,000
Putnam, Indiana 22 $ 2,390,000 $ 108,636 $ 152,000
Clay, Missouri 22 $ 3,417,000 $ 155,318 $ 64,000
St. Louis City, Missouri 22 $ 3,735,000 $ 169,772 $ 128,000
Darke, Ohio 22 $ 2,311,000 $ 105,045 $ 52,000
Holmes, Ohio 22 $ 2,436,000 $ 110,727 $ 56,000
St. Joseph, Indiana 21 $ 1,689,000 $ 80,428 $ 95,000
Suffolk, Massachusetts 21 $ 6,201,000 $ 295,285 $ 158,000
Worcester, Massachusetts 21 $ 5,049,000 $ 240,428 $ 96,000
Westmoreland, Pennsylvania 21 $ 2,152,000 $ 102,476 $ 81,000
Dorchester, South Carolina 21 $ 3,273,000 $ 155,857 $ 56,000
Tucker, West Virginia 21 $ 2,810,000 $ 133,809 $ 225,000
Brevard, Florida 20 $ 3,745,000 $ 187,250 $ 107,000
Montgomery, Maryland 20 $ 3,788,000 $ 189,400 $ 123,000
Jefferson, Missouri 20 $ 2,972,000 $ 148,600 $ 77,000
Washington, Ohio 20 $ 1,949,000 $ 97,450 $ 92,000
King, Washington 20 $ 5,706,000 $ 285,300 $ 110,000
Jackson, West Virginia 20 $ 2,283,000 $ 114,150 $ 64,000
Washington, Wisconsin 20 $ 3,983,000 $ 199,150 $ 91,000
Elkhart, Indiana 19 $ 2,005,000 $ 105,526 $ 53,000
Ripley, Indiana 19 $ 2,200,000 $ 115,789 $ 51,000
Essex, Massachusetts 19 $ 5,630,000 $ 296,315 $ 135,000
Mackinac, Michigan 19 $ 2,530,000 $ 133,157 $ 72,000
Boone, West Virginia 19 $ 1,142,000 $ 60,105 $ 60,000
Wayne, Indiana 18 $ 1,218,000 $ 67,666 $ 43,000
Wake, North Carolina 18 $ 3,662,000 $ 203,444 $ 138,000
Pike, Ohio 18 $ 1,767,000 $ 98,166 $ 61,000
Polk, Florida 17 $ 2,346,000 $ 138,000 $ 79,000
Carroll, Indiana 17 $ 1,964,000 $ 115,529 $ 74,000
Lake, Indiana 17 $ 2,171,000 $ 127,705 $ 87,000
Crawford, Pennsylvania 17 $ 1,109,000 $ 65,235 $ 47,000
Manatee, Florida 16 $ 7,206,000 $ 450,375 $ 188,000
Henry, Indiana 16 $ 1,396,000 $ 87,250 $ 49,000
Otsego, Michigan 16 $ 1,499,000 $ 93,687 $ 66,000
Middlesex, New Jersey 16 $ 3,707,000 $ 231,687 $ 79,000
Meigs, Ohio 16 $ 1,545,000 $ 96,562 $ 107,000
Shelby, Ohio 16 $ 1,707,000 $ 106,687 $ 77,000
New Castle, Delaware 15 $ 2,851,000 $ 190,066 $ 101,000
Broward, Florida 15 $ 4,783,000 $ 318,866 $ 209,000
LaGrange, Indiana 15 $ 1,818,000 $ 121,200 $ 67,000
Shelby, Indiana 15 $ 1,767,000 $ 117,800 $ 55,000
Plymouth, Massachusetts 15 $ 3,634,000 $ 242,266 $ 232,000
Clare, Michigan 15 $ 1,017,000 $ 67,800 $ 67,000
Roscommon, Michigan 15 $ 1,829,000 $ 121,933 $ 50,000
Lake, Florida 14 $ 2,097,000 $ 149,785 $ 89,000
Marion, Florida 14 $ 916,000 $ 65,428 $ 45,000
DeKalb, Georgia 14 $ 3,390,000 $ 242,142 $ 115,000
Bartholomew, Indiana 14 $ 1,757,000 $ 125,500 $ 64,000
Delaware, Indiana 14 $ 1,120,000 $ 80,000 $ 55,000
Franklin, Indiana 14 $ 2,057,000 $ 146,928 $ 98,000
Owen, Indiana 14 $ 1,326,000 $ 94,714 $ 53,000
Morgan, Ohio 14 $ 871,000 $ 62,214 $ 44,000
Berkeley, South Carolina 14 $ 1,846,000 $ 131,857 $ 63,000
Horry, South Carolina 14 $ 2,135,000 $ 152,500 $ 117,000
Chesterfield, Virginia 14 $ 3,601,000 $ 257,214 $ 113,000
Ozaukee, Wisconsin 14 $ 3,501,000 $ 250,071 $ 103,000
Rock, Wisconsin 14 $ 1,977,000 $ 141,214 $ 52,000
Vilas, Wisconsin 14 $ 2,444,000 $ 174,571 $ 65,000
Douglas, Colorado 13 $ 3,285,000 $ 252,692 $ 105,000
Charlotte, Florida 13 $ 4,191,000 $ 322,384 $ 219,000
Hernando, Florida 13 $ 1,995,000 $ 153,461 $ 87,000
Fulton, Georgia 13 $ 3,084,000 $ 237,230 $ 210,000
Montgomery, Indiana 13 $ 1,463,000 $ 112,538 $ 58,000
Noble, Indiana 13 $ 1,215,000 $ 93,461 $ 53,000
Clark, Kentucky 13 $ 1,618,000 $ 124,461 $ 64,000
Bristol, Massachusetts 13 $ 3,139,000 $ 241,461 $ 94,000
Hillsborough, New Hampshire 13 $ 3,351,000 $ 257,769 $ 125,000
Ocean, New Jersey 13 $ 4,422,000 $ 340,153 $ 130,000
Chester, Pennsylvania 13 $ 3,709,000 $ 285,307 $ 140,000
Montgomery, Pennsylvania 13 $ 3,946,000 $ 303,538 $ 141,000
Doddridge, West Virginia 13 $ 1,297,000 $ 99,769 $ 60,000
Ohio, West Virginia 13 $ 648,000 $ 49,846 $ 50,000
Wetzel, West Virginia 13 $ 754,000 $ 58,000 $ 62,000
Dodge, Wisconsin 13 $ 2,577,000 $ 198,230 $ 74,000
Yavapai, Arizona 12 $ 2,819,000 $ 234,916 $ 152,000
Lake, Illinois 12 $ 4,014,000 $ 334,500 $ 109,000
Decatur, Indiana 12 $ 1,190,000 $ 99,166 $ 57,000
Howard, Indiana 12 $ 643,000 $ 53,583 $ 48,000
Jasper, Indiana 12 $ 962,000 $ 80,166 $ 55,000
Kosciusko, Indiana 12 $ 2,440,000 $ 203,333 $ 275,000
Carroll, Kentucky 12 $ 1,224,000 $ 102,000 $ 45,000
Owen, Kentucky 12 $ 1,080,000 $ 90,000 $ 48,000
Saginaw, Michigan 12 $ 1,541,000 $ 128,416 $ 56,000
Greene, Pennsylvania 12 $ 979,000 $ 81,583 $ 57,000
Nicholas, West Virginia 12 $ 1,293,000 $ 107,750 $ 57,000
Arapahoe, Colorado 11 $ 2,110,000 $ 191,818 $ 92,000
Gwinnett, Georgia 11 $ 1,576,000 $ 143,272 $ 98,000
Benton, Indiana 11 $ 860,000 $ 78,181 $ 51,000
Brown, Indiana 11 $ 1,517,000 $ 137,909 $ 112,000
Grant, Indiana 11 $ 995,000 $ 90,454 $ 51,000
Monroe, Indiana 11 $ 1,240,000 $ 112,727 $ 86,000
Clinton, Michigan 11 $ 1,284,000 $ 116,727 $ 62,000
Clark, Nevada 11 $ 3,585,000 $ 325,909 $ 128,000
Paulding, Ohio 11 $ 615,000 $ 55,909 $ 45,000
Franklin, Pennsylvania 11 $ 1,935,000 $ 175,909 $ 69,000
Northampton, Pennsylvania 11 $ 1,301,000 $ 118,272 $ 79,000
Shelby, Tennessee 11 $ 1,647,000 $ 149,727 $ 103,000
Harris, Texas 11 $ 1,575,000 $ 143,181 $ 65,000
Salt Lake, Utah 11 $ 2,763,000 $ 251,181 $ 89,000
Henrico, Virginia 11 $ 2,573,000 $ 233,909 $ 108,000
Virginia Beach, Virginia 11 $ 1,867,000 $ 169,727 $ 162,000
Racine, Wisconsin 11 $ 1,947,000 $ 177,000 $ 82,000
Denver, Colorado 10 $ 2,807,000 $ 280,700 $ 120,000
Sussex, Delaware 10 $ 2,451,000 $ 245,100 $ 226,000
Alachua, Florida 10 $ 2,529,000 $ 252,900 $ 162,000
Martin, Florida 10 $ 4,371,000 $ 437,100 $ 177,000
Volusia, Florida 10 $ 1,991,000 $ 199,100 $ 135,000
Cobb, Georgia 10 $ 2,420,000 $ 242,000 $ 160,000
Warren, Indiana 10 $ 732,000 $ 73,200 $ 44,000
Whitley, Indiana 10 $ 748,000 $ 74,800 $ 52,000
Madison, Kentucky 10 $ 1,046,000 $ 104,600 $ 54,000
Branch, Michigan 10 $ 968,000 $ 96,800 $ 79,000
Jackson, Michigan 10 $ 1,181,000 $ 118,100 $ 75,000
Hudson, New Jersey 10 $ 2,759,000 $ 275,900 $ 128,000
Somerset, New Jersey 10 $ 2,904,000 $ 290,400 $ 96,000
Union, North Carolina 10 $ 2,269,000 $ 226,900 $ 124,000
Adams, Ohio 10 $ 1,137,000 $ 113,700 $ 46,000
Van Wert, Ohio 10 $ 690,000 $ 69,000 $ 53,000
Vinton, Ohio 10 $ 827,000 $ 82,700 $ 47,000
Bucks, Pennsylvania 10 $ 3,001,000 $ 300,100 $ 287,000
Fayette, West Virginia 10 $ 753,000 $ 75,300 $ 48,000
Brown, Wisconsin 10 $ 1,643,000 $ 164,300 $ 85,000
Jefferson, Wisconsin 10 $ 1,585,000 $ 158,500 $ 73,000
San Diego, California 9 $ 6,391,000 $ 710,111 $ 254,000
Sumter, Florida 9 $ 771,000 $ 85,666 $ 64,000
Tipton, Indiana 9 $ 981,000 $ 109,000 $ 56,000
White, Indiana 9 $ 1,455,000 $ 161,666 $ 39,000
Hardin, Kentucky 9 $ 900,000 $ 100,000 $ 77,000
Allegany, Maryland 9 $ 781,000 $ 86,777 $ 54,000
Gallia, Ohio 9 $ 636,000 $ 70,666 $ 39,000
Coos, Oregon 9 $ 1,300,000 $ 144,444 $ 39,000
Lexington, South Carolina 9 $ 1,822,000 $ 202,444 $ 87,000
Fairfax, Virginia 9 $ 4,821,000 $ 535,666 $ 131,000
Braxton, West Virginia 9 $ 549,000 $ 61,000 $ 52,000
Mason, West Virginia 9 $ 578,000 $ 64,222 $ 45,000
Pleasants, West Virginia 9 $ 674,000 $ 74,888 $ 70,000
Winnebago, Wisconsin 9 $ 1,285,000 $ 142,777 $ 65,000
District of Columbia, District Of Columbia 8 $ 3,919,000 $ 489,875 $ 201,000
Duval, Florida 8 $ 1,419,000 $ 177,375 $ 40,000
Okaloosa, Florida 8 $ 3,502,000 $ 437,750 $ 110,000
Walton, Florida 8 $ 2,335,000 $ 291,875 $ 216,000
Forsyth, Georgia 8 $ 2,706,000 $ 338,250 $ 131,000
Clark, Indiana 8 $ 781,000 $ 97,625 $ 71,000
Jackson, Indiana 8 $ 982,000 $ 122,750 $ 47,000
LaPorte, Indiana 8 $ 1,128,000 $ 141,000 $ 137,000
Marshall, Indiana 8 $ 1,008,000 $ 126,000 $ 65,000
Vigo, Indiana 8 $ 785,000 $ 98,125 $ 49,000
Linn, Iowa 8 $ 1,226,000 $ 153,250 $ 89,000
Greenup, Kentucky 8 $ 703,000 $ 87,875 $ 71,000
Howard, Maryland 8 $ 2,514,000 $ 314,250 $ 118,000
Ramsey, Minnesota 8 $ 2,124,000 $ 265,500 $ 116,000
Multnomah, Oregon 8 $ 1,720,000 $ 215,000 $ 101,000
Cumberland, Pennsylvania 8 $ 1,592,000 $ 199,000 $ 137,000
Venango, Pennsylvania 8 $ 687,000 $ 85,875 $ 112,000
Knox, Tennessee 8 $ 1,056,000 $ 132,000 $ 73,000
Gilmer, West Virginia 8 $ 660,000 $ 82,500 $ 37,000
Sheboygan, Wisconsin 8 $ 1,265,000 $ 158,125 $ 73,000
Coconino, Arizona 7 $ 1,934,000 $ 276,285 $ 98,000
Pinal, Arizona 7 $ 1,170,000 $ 167,142 $ 83,000
Saline, Arkansas 7 $ 410,000 $ 58,571 $ 108,000
Middlesex, Connecticut 7 $ 1,061,000 $ 151,571 $ 91,000
Seminole, Florida 7 $ 1,167,000 $ 166,714 $ 58,000
Clay, Indiana 7 $ 409,000 $ 58,428 $ 55,000
Fountain, Indiana 7 $ 306,000 $ 43,714 $ 50,000
Huntington, Indiana 7 $ 670,000 $ 95,714 $ 53,000
Porter, Indiana 7 $ 2,616,000 $ 373,714 $ 117,000
Rush, Indiana 7 $ 633,000 $ 90,428 $ 59,000
Switzerland, Indiana 7 $ 615,000 $ 87,857 $ 43,000
Oldham, Kentucky 7 $ 1,119,000 $ 159,857 $ 106,000
Woodford, Kentucky 7 $ 1,006,000 $ 143,714 $ 77,000
Caddo, Louisiana 7 $ 1,099,000 $ 157,000 $ 48,000
Baltimore, Maryland 7 $ 1,655,000 $ 236,428 $ 81,000
Missaukee, Michigan 7 $ 515,000 $ 73,571 $ 47,000
Rockingham, New Hampshire 7 $ 2,089,000 $ 298,428 $ 119,000
Monmouth, New Jersey 7 $ 1,969,000 $ 281,285 $ 86,000
Passaic, New Jersey 7 $ 1,442,000 $ 206,000 $ 87,000
Onslow, North Carolina 7 $ 1,139,000 $ 162,714 $ 61,000
Mercer, Ohio 7 $ 666,000 $ 95,142 $ 49,000
Klamath, Oregon 7 $ 596,000 $ 85,142 $ 44,000
Fayette, Pennsylvania 7 $ 519,000 $ 74,142 $ 70,000
York, Pennsylvania 7 $ 1,007,000 $ 143,857 $ 104,000
Richland, South Carolina 7 $ 1,229,000 $ 175,571 $ 73,000
Davidson, Tennessee 7 $ 1,218,000 $ 174,000 $ 91,000
Utah, Utah 7 $ 2,063,000 $ 294,714 $ 111,000
Snohomish, Washington 7 $ 1,588,000 $ 226,857 $ 70,000
Brooke, West Virginia 7 $ 396,000 $ 56,571 $ 38,000
Logan, West Virginia 7 $ 575,000 $ 82,142 $ 68,000
Fond du Lac, Wisconsin 7 $ 1,213,000 $ 173,285 $ 47,000
Oneida, Wisconsin 7 $ 958,000 $ 136,857 $ 59,000
Walworth, Wisconsin 7 $ 1,335,000 $ 190,714 $ 75,000
El Paso, Colorado 6 $ 1,165,000 $ 194,166 $ 85,000
Fairfield, Connecticut 6 $ 771,000 $ 128,500 $ 83,000
DuPage, Illinois 6 $ 1,149,000 $ 191,500 $ 110,000
Madison, Illinois 6 $ 1,602,000 $ 267,000 $ 279,000
Fulton, Indiana 6 $ 370,000 $ 61,666 $ 51,000
Greene, Indiana 6 $ 471,000 $ 78,500 $ 34,000
Jennings, Indiana 6 $ 932,000 $ 155,333 $ 62,000
Miami, Indiana 6 $ 377,000 $ 62,833 $ 69,000
Bracken, Kentucky 6 $ 499,000 $ 83,166 $ 57,000
Trimble, Kentucky 6 $ 721,000 $ 120,166 $ 55,000
Jefferson, Louisiana 6 $ 1,235,000 $ 205,833 $ 67,000
Orleans, Louisiana 6 $ 1,568,000 $ 261,333 $ 96,000
Barnstable, Massachusetts 6 $ 1,681,000 $ 280,166 $ 400,000
Gladwin, Michigan 6 $ 891,000 $ 148,500 $ 101,000
Iosco, Michigan 6 $ 912,000 $ 152,000 $ 54,000
Crow Wing, Minnesota 6 $ 993,000 $ 165,500 $ 44,000
Essex, New Jersey 6 $ 1,760,000 $ 293,333 $ 109,000
Cabarrus, North Carolina 6 $ 821,000 $ 136,833 $ 64,000
Forsyth, North Carolina 6 $ 1,117,000 $ 186,166 $ 80,000
Gaston, North Carolina 6 $ 1,244,000 $ 207,333 $ 105,000
Garfield, Oklahoma 6 $ 729,000 $ 121,500 $ 131,000
Jackson, Oregon 6 $ 1,063,000 $ 177,166 $ 59,000
Delaware, Pennsylvania 6 $ 811,000 $ 135,166 $ 128,000
Lancaster, Pennsylvania 6 $ 1,256,000 $ 209,333 $ 107,000
Hamilton, Tennessee 6 $ 1,022,000 $ 170,333 $ 102,000
Bexar, Texas 6 $ 1,584,000 $ 264,000 $ 95,000
Albemarle, Virginia 6 $ 1,116,000 $ 186,000 $ 83,000
Loudoun, Virginia 6 $ 1,585,000 $ 264,166 $ 123,000
Yakima, Washington 6 $ 577,000 $ 96,166 $ 41,000
Raleigh, West Virginia 6 $ 755,000 $ 125,833 $ 66,000
Mohave, Arizona 5 $ 784,000 $ 156,800 $ 63,000
Los Angeles, California 5 $ 2,339,000 $ 467,800 $ 84,000
Boulder, Colorado 5 $ 913,000 $ 182,600 $ 91,000
Jefferson, Colorado 5 $ 987,000 $ 197,400 $ 100,000
Tolland, Connecticut 5 $ 1,153,000 $ 230,600 $ 96,000
Citrus, Florida 5 $ 537,000 $ 107,400 $ 67,000
Osceola, Florida 5 $ 608,000 $ 121,600 $ 127,000
Fayette, Indiana 5 $ 353,000 $ 70,600 $ 56,000
Ohio, Indiana 5 $ 389,000 $ 77,800 $ 51,000
Randolph, Indiana 5 $ 294,000 $ 58,800 $ 47,000
Boyd, Kentucky 5 $ 382,000 $ 76,400 $ 59,000
Franklin, Kentucky 5 $ 427,000 $ 85,400 $ 65,000
Jessamine, Kentucky 5 $ 698,000 $ 139,600 $ 75,000
Scott, Kentucky 5 $ 841,000 $ 168,200 $ 90,000
East Baton Rouge, Louisiana 5 $ 1,161,000 $ 232,200 $ 81,000
Cumberland, Maine 5 $ 1,096,000 $ 219,200 $ 168,000
Baltimore City, Maryland 5 $ 1,115,000 $ 223,000 $ 110,000
Charles, Maryland 5 $ 406,000 $ 81,200 $ 193,000
Frederick, Maryland 5 $ 1,808,000 $ 361,600 $ 100,000
Prince George's, Maryland 5 $ 1,140,000 $ 228,000 $ 129,000
St. Mary's, Maryland 5 $ 419,000 $ 83,800 $ 113,000
Huron, Michigan 5 $ 489,000 $ 97,800 $ 42,000
Isabella, Michigan 5 $ 630,000 $ 126,000 $ 58,000
Marquette, Michigan 5 $ 475,000 $ 95,000 $ 78,000
Sanilac, Michigan 5 $ 997,000 $ 199,400 $ 66,000
Anoka, Minnesota 5 $ 1,212,000 $ 242,400 $ 110,000
Scott, Minnesota 5 $ 658,000 $ 131,600 $ 63,000
St. Louis, Minnesota 5 $ 646,000 $ 129,200 $ 53,000
Cass, Missouri 5 $ 808,000 $ 161,600 $ 56,000
Lancaster, Nebraska 5 $ 958,000 $ 191,600 $ 83,000
Bergen, New Jersey 5 $ 1,037,000 $ 207,400 $ 108,000
Hunterdon, New Jersey 5 $ 1,592,000 $ 318,400 $ 130,000
Chatham, North Carolina 5 $ 581,000 $ 116,200 $ 146,000
Durham, North Carolina 5 $ 504,000 $ 100,800 $ 129,000
Noble, Ohio 5 $ 289,000 $ 57,800 $ 43,000
Armstrong, Pennsylvania 5 $ 465,000 $ 93,000 $ 48,000
Philadelphia, Pennsylvania 5 $ 443,000 $ 88,600 $ 58,000
Beaufort, South Carolina 5 $ 2,242,000 $ 448,400 $ 518,000
Colleton, South Carolina 5 $ 421,000 $ 84,200 $ 49,000
Georgetown, South Carolina 5 $ 1,815,000 $ 363,000 $ 234,000
Kershaw, South Carolina 5 $ 495,000 $ 99,000 $ 49,000
Dallas, Texas 5 $ 1,018,000 $ 203,600 $ 67,000
Montgomery, Texas 5 $ 697,000 $ 139,400 $ 111,000
Tarrant, Texas 5 $ 1,222,000 $ 244,400 $ 100,000
Bedford, Virginia 5 $ 851,000 $ 170,200 $ 65,000
Clark, Washington 5 $ 807,000 $ 161,400 $ 60,000
Kitsap, Washington 5 $ 1,838,000 $ 367,600 $ 129,000
Spokane, Washington 5 $ 850,000 $ 170,000 $ 98,000
Stevens, Washington 5 $ 689,000 $ 137,800 $ 64,000
Whatcom, Washington 5 $ 1,085,000 $ 217,000 $ 94,000
Marshall, West Virginia 5 $ 136,000 $ 27,200 $ 44,000
Columbia, Wisconsin 5 $ 820,000 $ 164,000 $ 65,000
Jefferson, Alabama 4 $ 1,023,000 $ 255,750 $ 102,000
Riverside, California 4 $ 1,350,000 $ 337,500 $ 82,000
Larimer, Colorado 4 $ 811,000 $ 202,750 $ 101,000
New Haven, Connecticut 4 $ 498,000 $ 124,500 $ 93,000
Miami-Dade, Florida 4 $ 623,000 $ 155,750 $ 94,000
St. Johns, Florida 4 $ 2,256,000 $ 564,000 $ 283,000
Columbia, Georgia 4 $ 1,336,000 $ 334,000 $ 146,000
Honolulu, Hawaii 4 $ 1,133,000 $ 283,250 $ 122,000
Adams, Illinois 4 $ 743,000 $ 185,750 $ 79,000
Kane, Illinois 4 $ 1,554,000 $ 388,500 $ 118,000
Will, Illinois 4 $ 796,000 $ 199,000 $ 120,000
Knox, Indiana 4 $ 314,000 $ 78,500 $ 50,000
Lawrence, Indiana 4 $ 472,000 $ 118,000 $ 46,000
Washington, Indiana 4 $ 380,000 $ 95,000 $ 41,000
Wells, Indiana 4 $ 454,000 $ 113,500 $ 52,000
Sedgwick, Kansas 4 $ 659,000 $ 164,750 $ 122,000
Pulaski, Kentucky 4 $ 438,000 $ 109,500 $ 50,000
Garrett, Maryland 4 $ 1,261,000 $ 315,250 $ 119,000
Arenac, Michigan 4 $ 249,000 $ 62,250 $ 30,000
Gratiot, Michigan 4 $ 413,000 $ 103,250 $ 67,000
Oscoda, Michigan 4 $ 260,000 $ 65,000 $ 43,000
Presque Isle, Michigan 4 $ 444,000 $ 111,000 $ 92,000
Shiawassee, Michigan 4 $ 442,000 $ 110,500 $ 65,000
St. Joseph, Michigan 4 $ 447,000 $ 111,750 $ 57,000
Cass, Minnesota 4 $ 396,000 $ 99,000 $ 51,000
Sherburne, Minnesota 4 $ 770,000 $ 192,500 $ 59,000
Stearns, Minnesota 4 $ 881,000 $ 220,250 $ 141,000
Platte, Missouri 4 $ 698,000 $ 174,500 $ 86,000
Gallatin, Montana 4 $ 2,239,000 $ 559,750 $ 152,000
Douglas, Nebraska 4 $ 642,000 $ 160,500 $ 61,000
Mercer, New Jersey 4 $ 1,890,000 $ 472,500 $ 226,000
Bernalillo, New Mexico 4 $ 778,000 $ 194,500 $ 65,000
Page:

Mortgage Loan Application Detail Totals for The Huntington National Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 21,515 $2,531,871,000 $117,000 $4,600,000 $81,000 $9,750,000
Home Purchase 16,641 $2,486,290,000 $149,000 $7,174,000 $81,000 $7,987,000
Home Improvement 4,635 $226,231,000 $48,000 $1,500,000 $76,000 $5,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33,836 $4,189,401,000 $123,000 $7,174,000 $79,000 $7,987,000
Not Provided 4,974 $611,643,000 $122,000 $2,700,000 $93,000 $5,000,000
Black or African American 2,262 $229,673,000 $101,000 $1,120,000 $62,000 $1,215,000
Hispanic 949 $97,119,000 $102,000 $1,260,000 $63,000 $1,560,000
Asian 470 $77,472,000 $164,000 $1,350,000 $100,000 $1,200,000
American Indian or Alaskan Native 210 $22,017,000 $104,000 $650,000 $90,000 $1,896,000
Native Hawaiian or Other Pacific Islander 55 $8,093,000 $147,000 $417,000 $81,000 $287,000
Not applicable 35 $8,974,000 $256,000 $1,240,000 $861,000 $9,750,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 38,743 $4,736,164,000 $122,000 $7,174,000 $83,000 $9,750,000
FHA-insured (Federal Housing Administration) 3,561 $444,985,000 $124,000 $393,000 $53,000 $739,000
VA-guaranteed (Veterans Administration) 291 $43,334,000 $148,000 $396,000 $59,000 $151,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 196 $19,909,000 $101,000 $265,000 $40,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,953 $3,473,120,000 $128,000 $7,174,000 $83,000 $9,750,000
Application Denied By Financial Institution 7,430 $733,952,000 $98,000 $1,546,000 $66,000 $5,000,000
Application Approved But Not Accepted 3,366 $381,407,000 $113,000 $1,760,000 $78,000 $1,909,000
Loan Purchased By The Institution 2,417 $349,551,000 $144,000 $699,000 $82,000 $835,000
Application Withdrawn By Applicant 2,279 $278,680,000 $122,000 $1,428,000 $94,000 $7,987,000
File Closed For Incompleteness 346 $27,682,000 $80,000 $583,000 $100,000 $2,132,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,493 $265,322,000 $75,000 $1,495,000 $65,000 $5,000,000
Collateral 1,519 $185,812,000 $122,000 $1,546,000 $77,000 $2,479,000
Debt-To-Income Ratio 1,383 $162,565,000 $117,000 $1,400,000 $48,000 $730,000
Other 544 $47,157,000 $86,000 $1,385,000 $82,000 $1,209,000
Credit Application Incomplete 224 $35,398,000 $158,000 $1,500,000 $84,000 $1,237,000
Insufficient Cash (Downpayment, Closing Cost) 95 $12,840,000 $135,000 $450,000 $61,000 $240,000
Unverifiable Information 91 $13,026,000 $143,000 $990,000 $66,000 $360,000
Employment History 75 $11,053,000 $147,000 $575,000 $56,000 $218,000
Mortgage Insurance Denied 6 $779,000 $129,000 $221,000 $60,000 $153,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Huntington National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List