The Huntington National Bank Mortgage Lending & HMDA Data, 2007
In 2007, The Huntington National Bank of Columbus, OH reported 42,791 mortgage applications totaling $5.2 billion, up 19% from 2006. The average application was for $122,558, and applicants reported an average income of $80,458. 63% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Columbus, OH (6,341), Cincinnati-Middletown, OH-KY-IN (3,602) and Cleveland-Elyria-Mentor, OH (2,981) (applications in parentheses).
| Mortgage Company & Address | The Huntington National Bank 7575 Huntington Park Dr Columbus, OH 43235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42,791 |
| Total Mortgage Loan Application Amount | $5,244,392,000 |
| Average Mortgage Loan Application Amount | $122,558 |
| Highest Mortgage Loan Application Amount | $7,174,000 |
| Average Applicant Income | $80,458 |
| Highest Applicant Income | $9,750,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Huntington National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 6,341 | $ 874,220,000 | $ 137,867 | $ 90,000 |
| Cincinnati-Middletown, OH-KY-IN | 3,602 | $ 444,521,000 | $ 123,409 | $ 83,256 |
| Cleveland-Elyria-Mentor, OH | 2,981 | $ 326,660,000 | $ 109,580 | $ 78,000 |
| Warren-Troy-Farmington Hills, MI | 2,054 | $ 240,904,000 | $ 117,285 | $ 82,000 |
| Indianapolis-Carmel, IN | 1,918 | $ 235,961,000 | $ 123,024 | $ 84,000 |
| Toledo, OH | 1,787 | $ 176,840,000 | $ 98,959 | $ 82,000 |
| Grand Rapids-Wyoming, MI | 1,341 | $ 151,364,000 | $ 112,873 | $ 76,000 |
| Dayton, OH | 1,086 | $ 111,639,000 | $ 102,798 | $ 74,000 |
| Canton-Massillon, OH | 1,037 | $ 99,867,000 | $ 96,303 | $ 67,000 |
| Akron, OH | 989 | $ 119,518,000 | $ 120,847 | $ 80,000 |
| Holland-Grand Haven, MI | 737 | $ 90,499,000 | $ 122,793 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 680 | $ 54,344,000 | $ 79,917 | $ 55,583 |
| Charleston, WV | 605 | $ 57,752,000 | $ 95,457 | $ 87,000 |
| Morgantown, WV | 570 | $ 73,178,000 | $ 128,382 | $ 88,000 |
| Muskegon-Norton Shores, MI | 531 | $ 40,016,000 | $ 75,359 | $ 62,000 |
| Detroit-Livonia-Dearborn, MI | 405 | $ 33,140,000 | $ 81,827 | $ 70,000 |
| Pittsburgh, PA | 395 | $ 37,724,000 | $ 95,503 | $ 70,000 |
| Lafayette, IN | 379 | $ 40,020,000 | $ 105,593 | $ 61,000 |
| Springfield, OH | 335 | $ 23,529,000 | $ 70,235 | $ 70,000 |
| Milwaukee-Waukesha-West Allis, WI | 274 | $ 54,611,000 | $ 199,310 | $ 91,000 |
| Lima, OH | 241 | $ 22,371,000 | $ 92,825 | $ 78,000 |
| Huntington-Ashland, WV-KY-OH | 240 | $ 22,040,000 | $ 91,833 | $ 64,595 |
| St. Louis, MO-IL | 222 | $ 41,880,000 | $ 188,648 | $ 94,945 |
| Weirton-Steubenville, WV-OH | 185 | $ 14,122,000 | $ 76,335 | $ 60,578 |
| Kalamazoo-Portage, MI | 172 | $ 20,361,000 | $ 118,377 | $ 68,000 |
| Newark-Union, NJ-PA | 158 | $ 40,461,000 | $ 256,082 | $ 110,651 |
| Phoenix-Mesa-Scottsdale, AZ | 154 | $ 40,350,000 | $ 262,012 | $ 159,000 |
| Mansfield, OH | 153 | $ 14,871,000 | $ 97,196 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 131 | $ 27,373,000 | $ 208,954 | $ 94,679 |
| Anderson, IN | 119 | $ 8,079,000 | $ 67,890 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 118 | $ 29,152,000 | $ 247,050 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 111 | $ 21,574,000 | $ 194,360 | $ 133,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 106 | $ 8,849,000 | $ 83,481 | $ 74,962 |
| Lexington-Fayette, KY | 104 | $ 15,091,000 | $ 145,105 | $ 74,000 |
| Hagerstown-Martinsburg, MD-WV | 92 | $ 15,975,000 | $ 173,641 | $ 65,608 |
| Monroe, MI | 91 | $ 11,463,000 | $ 125,967 | $ 75,000 |
| Wheeling, WV-OH | 89 | $ 5,638,000 | $ 63,348 | $ 59,168 |
| Kansas City, MO-KS | 88 | $ 14,374,000 | $ 163,340 | $ 82,125 |
| South Bend-Mishawaka, IN-MI | 83 | $ 5,586,000 | $ 67,301 | $ 64,373 |
| Boston-Quincy, MA | 78 | $ 20,849,000 | $ 267,294 | $ 158,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 75 | $ 22,205,000 | $ 296,066 | $ 137,986 |
| Atlanta-Sandy Springs-Marietta, GA | 73 | $ 16,964,000 | $ 232,383 | $ 130,000 |
| Louisville-Jefferson County, KY-IN | 73 | $ 10,223,000 | $ 140,041 | $ 70,328 |
| Niles-Benton Harbor, MI | 72 | $ 6,285,000 | $ 87,291 | $ 53,000 |
| Orlando-Kissimmee, FL | 68 | $ 12,275,000 | $ 180,514 | $ 98,000 |
| Chicago-Naperville-Joliet, IL | 65 | $ 18,095,000 | $ 278,384 | $ 155,000 |
| Naples-Marco Island, FL | 65 | $ 39,586,000 | $ 609,015 | $ 492,000 |
| Sandusky, OH | 65 | $ 6,434,000 | $ 98,984 | $ 89,000 |
| Lansing-East Lansing, MI | 63 | $ 7,631,000 | $ 121,126 | $ 69,000 |
| Charleston-North Charleston, SC | 61 | $ 11,596,000 | $ 190,098 | $ 93,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 59 | $ 13,146,000 | $ 222,813 | $ 83,000 |
| Charlotte-Gastonia-Concord, NC-SC | 55 | $ 10,733,000 | $ 195,145 | $ 101,000 |
| Cape Coral-Fort Myers, FL | 54 | $ 18,583,000 | $ 344,129 | $ 291,000 |
| Fort Wayne, IN | 50 | $ 4,884,000 | $ 97,680 | $ 62,000 |
| Madison, WI | 50 | $ 10,004,000 | $ 200,080 | $ 76,000 |
| Ann Arbor, MI | 49 | $ 6,582,000 | $ 134,326 | $ 91,000 |
| Hartford-West Hartford-East Hartford, CT | 47 | $ 9,212,000 | $ 196,000 | $ 112,000 |
| Philadelphia, PA | 47 | $ 11,910,000 | $ 253,404 | $ 161,000 |
| Edison, NJ | 46 | $ 13,002,000 | $ 282,652 | $ 98,000 |
| Little Rock-North Little Rock-Conway, AR | 44 | $ 3,803,000 | $ 86,431 | $ 111,000 |
| Sarasota-Bradenton-Venice, FL | 44 | $ 15,221,000 | $ 345,931 | $ 161,000 |
| Denver-Aurora, CO | 43 | $ 10,290,000 | $ 239,302 | $ 105,000 |
| Wausau, WI | 41 | $ 5,552,000 | $ 135,414 | $ 52,000 |
| Gary, IN | 39 | $ 6,019,000 | $ 154,333 | $ 80,000 |
| Richmond, VA | 35 | $ 8,478,000 | $ 242,228 | $ 109,000 |
| Erie, PA | 34 | $ 2,344,000 | $ 68,941 | $ 49,000 |
| Bloomington, IN | 31 | $ 3,037,000 | $ 97,967 | $ 61,000 |
| New York-White Plains-Wayne, NY-NJ | 31 | $ 10,097,000 | $ 325,709 | $ 175,903 |
| Sumter, SC | 29 | $ 3,334,000 | $ 114,965 | $ 49,000 |
| Flint, MI | 28 | $ 2,640,000 | $ 94,285 | $ 67,000 |
| Battle Creek, MI | 27 | $ 2,634,000 | $ 97,555 | $ 49,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 7,294,000 | $ 270,148 | $ 100,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 26 | $ 11,926,000 | $ 458,692 | $ 339,000 |
| Bethesda-Gaithersburg-Frederick, MD | 25 | $ 5,596,000 | $ 223,840 | $ 118,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 4,184,000 | $ 167,360 | $ 139,000 |
| Baltimore-Towson, MD | 24 | $ 5,770,000 | $ 240,416 | $ 104,000 |
| Houston-Sugar Land-Baytown, TX | 24 | $ 3,808,000 | $ 158,666 | $ 96,000 |
| Tucson, AZ | 22 | $ 3,697,000 | $ 168,045 | $ 90,000 |
| Columbia, SC | 21 | $ 3,546,000 | $ 168,857 | $ 73,000 |
| Kokomo, IN | 21 | $ 1,624,000 | $ 77,333 | $ 51,000 |
| Worcester, MA | 21 | $ 5,049,000 | $ 240,428 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 3,745,000 | $ 187,250 | $ 107,000 |
| Portland-Vancouver-Beaverton, OR-WA | 20 | $ 4,576,000 | $ 228,800 | $ 126,000 |
| Raleigh-Cary, NC | 20 | $ 4,003,000 | $ 200,150 | $ 131,000 |
| Terre Haute, IN | 20 | $ 1,730,000 | $ 86,500 | $ 53,000 |
| Elkhart-Goshen, IN | 19 | $ 2,005,000 | $ 105,526 | $ 53,000 |
| Memphis, TN-MS-AR | 19 | $ 2,614,000 | $ 137,578 | $ 92,894 |
| Peabody, MA | 19 | $ 5,630,000 | $ 296,315 | $ 135,000 |
| Lakeland, FL | 17 | $ 2,346,000 | $ 138,000 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 4,783,000 | $ 318,866 | $ 209,000 |
| Jacksonville, FL | 15 | $ 4,105,000 | $ 273,666 | $ 112,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 2,959,000 | $ 197,266 | $ 91,000 |
| Salt Lake City, UT | 15 | $ 3,812,000 | $ 254,133 | $ 100,000 |
| Wilmington, DE-MD-NJ | 15 | $ 2,851,000 | $ 190,066 | $ 101,000 |
| Columbus, IN | 14 | $ 1,757,000 | $ 125,500 | $ 64,000 |
| Janesville, WI | 14 | $ 1,977,000 | $ 141,214 | $ 52,000 |
| Muncie, IN | 14 | $ 1,120,000 | $ 80,000 | $ 55,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 14 | $ 2,135,000 | $ 152,500 | $ 117,000 |
| New Orleans-Metairie-Kenner, LA | 14 | $ 3,186,000 | $ 227,571 | $ 78,000 |
| Ocala, FL | 14 | $ 916,000 | $ 65,428 | $ 45,000 |
| Dallas-Plano-Irving, TX | 13 | $ 2,807,000 | $ 215,923 | $ 83,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 4,272,000 | $ 328,615 | $ 106,846 |
| Manchester-Nashua, NH | 13 | $ 3,351,000 | $ 257,769 | $ 125,000 |
| Port St. Lucie, FL | 13 | $ 4,901,000 | $ 377,000 | $ 167,000 |
| Providence-New Bedford-Fall River, RI-MA | 13 | $ 3,139,000 | $ 241,461 | $ 94,000 |
| Punta Gorda, FL | 13 | $ 4,191,000 | $ 322,384 | $ 219,000 |
| Cumberland, MD-WV | 12 | $ 1,298,000 | $ 108,166 | $ 63,250 |
| Knoxville, TN | 12 | $ 1,674,000 | $ 139,500 | $ 73,000 |
| Prescott, AZ | 12 | $ 2,819,000 | $ 234,916 | $ 152,000 |
| Saginaw-Saginaw Township North, MI | 12 | $ 1,541,000 | $ 128,416 | $ 56,000 |
| Charlottesville, VA | 11 | $ 1,856,000 | $ 168,727 | $ 75,000 |
| Green Bay, WI | 11 | $ 1,809,000 | $ 164,454 | $ 80,000 |
| Las Vegas-Paradise, NV | 11 | $ 3,585,000 | $ 325,909 | $ 128,000 |
| Racine, WI | 11 | $ 1,947,000 | $ 177,000 | $ 82,000 |
| Cedar Rapids, IA | 10 | $ 1,627,000 | $ 162,700 | $ 83,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 1,991,000 | $ 199,100 | $ 135,000 |
| Durham, NC | 10 | $ 1,085,000 | $ 108,500 | $ 137,000 |
| Gainesville, FL | 10 | $ 2,529,000 | $ 252,900 | $ 162,000 |
| Harrisburg-Carlisle, PA | 10 | $ 1,798,000 | $ 179,800 | $ 124,000 |
| Jackson, MI | 10 | $ 1,181,000 | $ 118,100 | $ 75,000 |
| Portland-South Portland-Biddeford, ME | 10 | $ 2,058,000 | $ 205,800 | $ 130,000 |
| Elizabethtown, KY | 9 | $ 900,000 | $ 100,000 | $ 77,000 |
| Oshkosh-Neenah, WI | 9 | $ 1,285,000 | $ 142,777 | $ 65,000 |
| San Diego-Carlsbad-San Marcos, CA | 9 | $ 6,391,000 | $ 710,111 | $ 254,000 |
| Fort Walton Beach-Crestview-Destin, FL | 8 | $ 3,502,000 | $ 437,750 | $ 110,000 |
| Greenville-Mauldin-Easley, SC | 8 | $ 888,000 | $ 111,000 | $ 118,000 |
| Michigan City-La Porte, IN | 8 | $ 1,128,000 | $ 141,000 | $ 137,000 |
| San Antonio, TX | 8 | $ 1,868,000 | $ 233,500 | $ 82,000 |
| Sheboygan, WI | 8 | $ 1,265,000 | $ 158,125 | $ 73,000 |
| Shreveport-Bossier City, LA | 8 | $ 1,318,000 | $ 164,750 | $ 49,000 |
| Wilmington, NC | 8 | $ 1,596,000 | $ 199,500 | $ 84,000 |
| Winchester, VA-WV | 8 | $ 1,142,000 | $ 142,750 | $ 85,500 |
| Appleton, WI | 7 | $ 1,144,000 | $ 163,428 | $ 77,000 |
| Birmingham-Hoover, AL | 7 | $ 2,519,000 | $ 359,857 | $ 105,000 |
| Chattanooga, TN-GA | 7 | $ 1,107,000 | $ 158,142 | $ 93,714 |
| Eau Claire, WI | 7 | $ 1,172,000 | $ 167,428 | $ 93,000 |
| Flagstaff, AZ | 7 | $ 1,934,000 | $ 276,285 | $ 98,000 |
| Fond Du Lac, WI | 7 | $ 1,213,000 | $ 173,285 | $ 47,000 |
| Jacksonville, NC | 7 | $ 1,139,000 | $ 162,714 | $ 61,000 |
| Provo-Orem, UT | 7 | $ 2,063,000 | $ 294,714 | $ 111,000 |
| Rockingham County-Strafford County, NH | 7 | $ 2,089,000 | $ 298,428 | $ 119,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 927,000 | $ 132,428 | $ 73,000 |
| York-Hanover, PA | 7 | $ 1,007,000 | $ 143,857 | $ 104,000 |
| Albuquerque, NM | 6 | $ 1,033,000 | $ 172,166 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 1,711,000 | $ 285,166 | $ 117,500 |
| Austin-Round Rock, TX | 6 | $ 1,646,000 | $ 274,333 | $ 99,000 |
| Barnstable Town, MA | 6 | $ 1,681,000 | $ 280,166 | $ 400,000 |
| Baton Rouge, LA | 6 | $ 1,330,000 | $ 221,666 | $ 80,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 771,000 | $ 128,500 | $ 83,000 |
| Camden, NJ | 6 | $ 1,571,000 | $ 261,833 | $ 125,000 |
| Colorado Springs, CO | 6 | $ 1,165,000 | $ 194,166 | $ 85,000 |
| Duluth, MN-WI | 6 | $ 736,000 | $ 122,666 | $ 48,333 |
| Fort Worth-Arlington, TX | 6 | $ 1,362,000 | $ 227,000 | $ 93,000 |
| Lancaster, PA | 6 | $ 1,256,000 | $ 209,333 | $ 107,000 |
| Lynchburg, VA | 6 | $ 999,000 | $ 166,500 | $ 65,000 |
| Medford, OR | 6 | $ 1,063,000 | $ 177,166 | $ 59,000 |
| Peoria, IL | 6 | $ 549,000 | $ 91,500 | $ 61,000 |
| Springfield, MA | 6 | $ 1,737,000 | $ 289,500 | $ 166,000 |
| Winston-Salem, NC | 6 | $ 1,117,000 | $ 186,166 | $ 80,000 |
| Yakima, WA | 6 | $ 577,000 | $ 96,166 | $ 41,000 |
| Athens-Clarke County, GA | 5 | $ 744,000 | $ 148,800 | $ 77,000 |
| Bellingham, WA | 5 | $ 1,085,000 | $ 217,000 | $ 94,000 |
| Boulder, CO | 5 | $ 913,000 | $ 182,600 | $ 91,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,838,000 | $ 367,600 | $ 129,000 |
| Evansville, IN-KY | 5 | $ 797,000 | $ 159,400 | $ 66,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 784,000 | $ 156,800 | $ 63,000 |
| Lincoln, NE | 5 | $ 958,000 | $ 191,600 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,339,000 | $ 467,800 | $ 84,000 |
| Ogden-Clearfield, UT | 5 | $ 1,139,000 | $ 227,800 | $ 88,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 827,000 | $ 165,400 | $ 59,000 |
| Roanoke, VA | 5 | $ 743,000 | $ 148,600 | $ 68,000 |
| Spokane, WA | 5 | $ 850,000 | $ 170,000 | $ 98,000 |
| St. Cloud, MN | 5 | $ 1,039,000 | $ 207,800 | $ 123,000 |
| Wichita, KS | 5 | $ 742,000 | $ 148,400 | $ 106,000 |
| Asheville, NC | 4 | $ 1,344,000 | $ 336,000 | $ 121,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 354,000 | $ 88,500 | $ 42,000 |
| Cheyenne, WY | 4 | $ 639,000 | $ 159,750 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 405,000 | $ 101,250 | $ 62,000 |
| Fort Collins-Loveland, CO | 4 | $ 811,000 | $ 202,750 | $ 101,000 |
| Greenville, NC | 4 | $ 846,000 | $ 211,500 | $ 88,000 |
| Honolulu, HI | 4 | $ 1,133,000 | $ 283,250 | $ 122,000 |
| Joplin, MO | 4 | $ 538,000 | $ 134,500 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 623,000 | $ 155,750 | $ 94,000 |
| Morristown, TN | 4 | $ 510,000 | $ 127,500 | $ 62,000 |
| New Haven-Milford, CT | 4 | $ 498,000 | $ 124,500 | $ 93,000 |
| Olympia, WA | 4 | $ 1,162,000 | $ 290,500 | $ 101,000 |
| Reading, PA | 4 | $ 477,000 | $ 119,250 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 1,350,000 | $ 337,500 | $ 82,000 |
| Rochester, NY | 4 | $ 524,000 | $ 131,000 | $ 51,000 |
| Tacoma, WA | 4 | $ 777,000 | $ 194,250 | $ 57,000 |
| Trenton-Ewing, NJ | 4 | $ 1,890,000 | $ 472,500 | $ 226,000 |
| Tulsa, OK | 4 | $ 680,000 | $ 170,000 | $ 102,000 |
| Anderson, SC | 3 | $ 436,000 | $ 145,333 | $ 62,000 |
| Bowling Green, KY | 3 | $ 224,000 | $ 74,666 | $ 47,000 |
| Casper, WY | 3 | $ 560,000 | $ 186,666 | $ 105,000 |
| Columbia, MO | 3 | $ 853,000 | $ 284,333 | $ 82,000 |
| Decatur, IL | 3 | $ 306,000 | $ 102,000 | $ 56,000 |
| Des Moines-West Des Moines, IA | 3 | $ 554,000 | $ 184,666 | $ 83,000 |
| Eugene-Springfield, OR | 3 | $ 653,000 | $ 217,666 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 297,000 | $ 99,000 | $ 86,000 |
| Fresno, CA | 3 | $ 755,000 | $ 251,666 | $ 153,000 |
| Grand Forks, ND-MN | 3 | $ 707,000 | $ 235,666 | $ 123,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 486,000 | $ 162,000 | $ 113,000 |
| Lake Charles, LA | 3 | $ 418,000 | $ 139,333 | $ 61,000 |
| Lebanon, PA | 3 | $ 813,000 | $ 271,000 | $ 119,000 |
| Lewiston, ID-WA | 3 | $ 330,000 | $ 110,000 | $ 50,333 |
| Nassau-Suffolk, NY | 3 | $ 1,360,000 | $ 453,333 | $ 132,000 |
| Oklahoma City, OK | 3 | $ 313,000 | $ 104,333 | $ 94,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 282,000 | $ 94,000 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 464,000 | $ 154,666 | $ 79,000 |
| Pueblo, CO | 3 | $ 629,000 | $ 209,666 | $ 107,000 |
| Santa Fe, NM | 3 | $ 1,293,000 | $ 431,000 | $ 162,000 |
| Sioux Falls, SD | 3 | $ 271,000 | $ 90,333 | $ 55,000 |
| Syracuse, NY | 3 | $ 537,000 | $ 179,000 | $ 71,000 |
| Tallahassee, FL | 3 | $ 285,000 | $ 95,000 | $ 31,000 |
| Albany, GA | 2 | $ 325,000 | $ 162,500 | $ 75,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 294,000 | $ 147,000 | $ 109,000 |
| Altoona, PA | 2 | $ 1,125,000 | $ 562,500 | $ 130,000 |
| Amarillo, TX | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Ames, IA | 2 | $ 339,000 | $ 169,500 | $ 118,000 |
| Atlantic City, NJ | 2 | $ 271,000 | $ 135,500 | $ 119,000 |
| Bay City, MI | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Beaumont-Port Arthur, TX | 2 | $ 605,000 | $ 302,500 | $ 128,000 |
| Bloomington-Normal, IL | 2 | $ 752,000 | $ 376,000 | $ 133,000 |
| Boise City-Nampa, ID | 2 | $ 126,000 | $ 63,000 | $ 20,000 |
| Burlington, NC | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Clarksville, TN-KY | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Coeur D'Alene, ID | 2 | $ 359,000 | $ 179,500 | $ 71,000 |
| Dover, DE | 2 | $ 397,000 | $ 198,500 | $ 93,000 |
| Dubuque, IA | 2 | $ 252,000 | $ 126,000 | $ 47,000 |
| Fargo, ND-MN | 2 | $ 124,000 | $ 62,000 | $ 65,000 |
| Fort Smith, AR-OK | 2 | $ 549,000 | $ 274,500 | $ 122,000 |
| Grand Junction, CO | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Greeley, CO | 2 | $ 390,000 | $ 195,000 | $ 113,000 |
| Gulfport-Biloxi, MS | 2 | $ 256,000 | $ 128,000 | $ 62,000 |
| Harrisonburg, VA | 2 | $ 345,000 | $ 172,500 | $ 59,000 |
| Iowa City, IA | 2 | $ 456,000 | $ 228,000 | $ 89,000 |
| Jonesboro, AR | 2 | $ 283,000 | $ 141,500 | $ 85,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| Lafayette, LA | 2 | $ 413,000 | $ 206,500 | $ 83,000 |
| Longview, WA | 2 | $ 302,000 | $ 151,000 | $ 37,000 |
| Macon, GA | 2 | $ 201,000 | $ 100,500 | $ 46,000 |
| Mobile, AL | 2 | $ 184,000 | $ 92,000 | $ 55,000 |
| Monroe, LA | 2 | $ 510,000 | $ 255,000 | $ 122,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 956,000 | $ 478,000 | $ 163,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 962,000 | $ 481,000 | $ 104,000 |
| Palm Coast, FL | 2 | $ 328,000 | $ 164,000 | $ 46,000 |
| Pascagoula, MS | 2 | $ 388,000 | $ 194,000 | $ 174,000 |
| Redding, CA | 2 | $ 750,000 | $ 375,000 | $ 112,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,920,000 | $ 960,000 | $ 238,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 942,000 | $ 471,000 | $ 121,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 1,013,000 | $ 506,500 | $ 143,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 738,000 | $ 369,000 | $ 90,000 |
| Springfield, MO | 2 | $ 76,000 | $ 38,000 | $ 262,000 |
| St. Joseph, MO-KS | 2 | $ 185,000 | $ 92,500 | $ 85,000 |
| Utica-Rome, NY | 2 | $ 212,000 | $ 106,000 | $ 45,000 |
| Valdosta, GA | 2 | $ 508,000 | $ 254,000 | $ 67,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,136,000 | $ 568,000 | $ 183,000 |
| Wenatchee, WA | 2 | $ 491,000 | $ 245,500 | $ 83,000 |
| Williamsport, PA | 2 | $ 307,000 | $ 153,500 | $ 54,000 |
| Bangor, ME | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Bend, OR | 1 | $ 240,000 | $ 240,000 | $ 750,000 |
| Billings, MT | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Binghamton, NY | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Brunswick, GA | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Corpus Christi, TX | 1 | $ 600,000 | $ 600,000 | $ 100,000 |
| Danville, VA | 1 | $ 82,000 | $ 82,000 | $ 17,000 |
| Decatur, AL | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Dothan, AL | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| El Paso, TX | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Fayetteville, NC | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Florence, SC | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Gainesville, GA | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Great Falls, MT | 1 | $ 194,000 | $ 194,000 | $ 65,000 |
| Greensboro-High Point, NC | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Hattiesburg, MS | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 370,000 | $ 370,000 | $ 96,000 |
| Huntsville, AL | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Jackson, MS | 1 | $ 148,000 | $ 148,000 | $ 150,000 |
| Jefferson City, MO | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Johnson City, TN | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Kankakee-Bradley, IL | 1 | $ 43,000 | $ 43,000 | $ 16,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| La Crosse, WI-MN | 1 | $ 156,000 | $ 156,000 | $ 47,000 |
| Montgomery, AL | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Napa, CA | 1 | $ 7,174,000 | $ 7,174,000 | $ 2,030,000 |
| Norwich-New London, CT | 1 | $ 257,000 | $ 257,000 | $ 68,000 |
| Ocean City, NJ | 1 | $ 290,000 | $ 290,000 | $ 89,000 |
| Owensboro, KY | 1 | $ 207,000 | $ 207,000 | $ 113,000 |
| Panama City-Lynn Haven, FL | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| Pine Bluff, AR | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Pocatello, ID | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Rapid City, SD | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Rockford, IL | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 739,000 | $ 739,000 | $ 161,000 |
| Salem, OR | 1 | $ 324,000 | $ 324,000 | $ 112,000 |
| Salisbury, MD | 1 | $ 335,000 | $ 335,000 | $ 193,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 473,000 | $ 473,000 | $ 99,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 470,000 | $ 470,000 | $ 145,000 |
| Savannah, GA | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| St. George, UT | 1 | $ 382,000 | $ 382,000 | $ 69,000 |
| Topeka, KS | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Tyler, TX | 1 | $ 223,000 | $ 223,000 | $ 115,000 |
| Waco, TX | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Yuma, AZ | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for The Huntington National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 21,515 | $2,531,871,000 | $117,000 | $4,600,000 | $81,000 | $9,750,000 |
| Home Purchase | 16,641 | $2,486,290,000 | $149,000 | $7,174,000 | $81,000 | $7,987,000 |
| Home Improvement | 4,635 | $226,231,000 | $48,000 | $1,500,000 | $76,000 | $5,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33,836 | $4,189,401,000 | $123,000 | $7,174,000 | $79,000 | $7,987,000 |
| Not Provided | 4,974 | $611,643,000 | $122,000 | $2,700,000 | $93,000 | $5,000,000 |
| Black or African American | 2,262 | $229,673,000 | $101,000 | $1,120,000 | $62,000 | $1,215,000 |
| Hispanic | 949 | $97,119,000 | $102,000 | $1,260,000 | $63,000 | $1,560,000 |
| Asian | 470 | $77,472,000 | $164,000 | $1,350,000 | $100,000 | $1,200,000 |
| American Indian or Alaskan Native | 210 | $22,017,000 | $104,000 | $650,000 | $90,000 | $1,896,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $8,093,000 | $147,000 | $417,000 | $81,000 | $287,000 |
| Not applicable | 35 | $8,974,000 | $256,000 | $1,240,000 | $861,000 | $9,750,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,743 | $4,736,164,000 | $122,000 | $7,174,000 | $83,000 | $9,750,000 |
| FHA-insured (Federal Housing Administration) | 3,561 | $444,985,000 | $124,000 | $393,000 | $53,000 | $739,000 |
| VA-guaranteed (Veterans Administration) | 291 | $43,334,000 | $148,000 | $396,000 | $59,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 196 | $19,909,000 | $101,000 | $265,000 | $40,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,953 | $3,473,120,000 | $128,000 | $7,174,000 | $83,000 | $9,750,000 |
| Application Denied By Financial Institution | 7,430 | $733,952,000 | $98,000 | $1,546,000 | $66,000 | $5,000,000 |
| Application Approved But Not Accepted | 3,366 | $381,407,000 | $113,000 | $1,760,000 | $78,000 | $1,909,000 |
| Loan Purchased By The Institution | 2,417 | $349,551,000 | $144,000 | $699,000 | $82,000 | $835,000 |
| Application Withdrawn By Applicant | 2,279 | $278,680,000 | $122,000 | $1,428,000 | $94,000 | $7,987,000 |
| File Closed For Incompleteness | 346 | $27,682,000 | $80,000 | $583,000 | $100,000 | $2,132,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,493 | $265,322,000 | $75,000 | $1,495,000 | $65,000 | $5,000,000 |
| Collateral | 1,519 | $185,812,000 | $122,000 | $1,546,000 | $77,000 | $2,479,000 |
| Debt-To-Income Ratio | 1,383 | $162,565,000 | $117,000 | $1,400,000 | $48,000 | $730,000 |
| Other | 544 | $47,157,000 | $86,000 | $1,385,000 | $82,000 | $1,209,000 |
| Credit Application Incomplete | 224 | $35,398,000 | $158,000 | $1,500,000 | $84,000 | $1,237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 95 | $12,840,000 | $135,000 | $450,000 | $61,000 | $240,000 |
| Unverifiable Information | 91 | $13,026,000 | $143,000 | $990,000 | $66,000 | $360,000 |
| Employment History | 75 | $11,053,000 | $147,000 | $575,000 | $56,000 | $218,000 |
| Mortgage Insurance Denied | 6 | $779,000 | $129,000 | $221,000 | $60,000 | $153,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Huntington National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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