The Union Bank Company Mortgage Lending & HMDA Data, 2020

In 2020, The Union Bank Company of Columbus Grove, OH reported 3,985 mortgage applications totaling $996.6 million, up 70% from 2019. The average application was for $250,081, and applicants reported an average income of $112,210. 69% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Columbus, OH (1,091), Lima, OH (274) and Cincinnati, OH-KY-IN (172) (applications in parentheses).

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,985
Total Mortgage Loan Application Amount $996,575,000
Average Mortgage Loan Application Amount $250,081
Highest Mortgage Loan Application Amount $10,005,000
Average Applicant Income $112,210
Highest Applicant Income $2,095,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Union Bank Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Union Bank Company by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 668 $ 181,380,000 $ 271,526 $ 123,000
Putnam, Ohio 328 $ 54,600,000 $ 166,463 $ 86,000
Allen, Ohio 274 $ 52,790,000 $ 192,664 $ 98,000
Delaware, Ohio 251 $ 80,785,000 $ 321,852 $ 153,000
Wood, Ohio 68 $ 11,000,000 $ 161,764 $ 97,000
Licking, Ohio 65 $ 14,285,000 $ 219,769 $ 100,000
Marion, Ohio 50 $ 6,810,000 $ 136,200 $ 76,000
Van Wert, Ohio 50 $ 6,800,000 $ 136,000 $ 84,000
Union, Ohio 48 $ 11,980,000 $ 249,583 $ 145,000
Auglaize, Ohio 44 $ 5,670,000 $ 128,863 $ 77,000
Hamilton, Ohio 44 $ 8,810,000 $ 200,227 $ 96,000
Hancock, Ohio 44 $ 7,900,000 $ 179,545 $ 92,000
Cook, Illinois 39 $ 11,535,000 $ 295,769 $ 122,000
Maricopa, Arizona 34 $ 9,430,000 $ 277,352 $ 105,000
Butler, Ohio 28 $ 5,550,000 $ 198,214 $ 100,000
Fairfield, Ohio 28 $ 6,650,000 $ 237,500 $ 99,000
Kenton, Kentucky 25 $ 4,565,000 $ 182,600 $ 92,000
Clark, Nevada 25 $ 6,945,000 $ 277,800 $ 88,000
Warren, Ohio 23 $ 5,525,000 $ 240,217 $ 110,000
Los Angeles, California 21 $ 10,045,000 $ 478,333 $ 142,000
Clermont, Ohio 21 $ 3,525,000 $ 167,857 $ 106,000
Broward, Florida 20 $ 5,460,000 $ 273,000 $ 114,000
Miami-Dade, Florida 20 $ 5,840,000 $ 292,000 $ 113,000
Nassau, New York 18 $ 7,230,000 $ 401,666 $ 158,000
Logan, Ohio 18 $ 5,320,000 $ 295,555 $ 104,000
Pinellas, Florida 17 $ 4,455,000 $ 262,058 $ 115,000
Middlesex, Massachusetts 17 $ 5,575,000 $ 327,941 $ 101,000
Lucas, Ohio 17 $ 3,055,000 $ 179,705 $ 89,000
Hillsborough, Florida 16 $ 4,120,000 $ 257,500 $ 119,000
Palm Beach, Florida 16 $ 4,510,000 $ 281,875 $ 101,000
Suffolk, New York 16 $ 4,870,000 $ 304,375 $ 141,000
Westchester, New York 15 $ 5,925,000 $ 395,000 $ 137,000
Knox, Ohio 15 $ 3,215,000 $ 214,333 $ 142,000
Orange, Florida 14 $ 3,340,000 $ 238,571 $ 84,000
Boone, Kentucky 14 $ 2,670,000 $ 190,714 $ 105,000
Rockingham, New Hampshire 14 $ 3,450,000 $ 246,428 $ 110,000
Bronx, New York 14 $ 6,890,000 $ 492,142 $ 100,000
Brevard, Florida 13 $ 3,205,000 $ 246,538 $ 102,000
Hardin, Ohio 13 $ 2,045,000 $ 157,307 $ 79,000
Mercer, Ohio 13 $ 1,585,000 $ 121,923 $ 203,000
Montgomery, Ohio 13 $ 2,695,000 $ 207,307 $ 94,000
Fairfax, Virginia 13 $ 5,085,000 $ 391,153 $ 130,000
Lee, Florida 12 $ 2,990,000 $ 249,166 $ 124,000
Essex, Massachusetts 12 $ 4,370,000 $ 364,166 $ 129,000
Bergen, New Jersey 12 $ 4,500,000 $ 375,000 $ 163,000
Kings, New York 12 $ 5,780,000 $ 481,666 $ 112,000
Queens, New York 12 $ 5,540,000 $ 461,666 $ 126,000
King, Washington 12 $ 4,990,000 $ 415,833 $ 156,000
New Haven, Connecticut 11 $ 3,035,000 $ 275,909 $ 128,000
Polk, Florida 11 $ 2,255,000 $ 205,000 $ 95,000
Middlesex, New Jersey 11 $ 3,495,000 $ 317,727 $ 130,000
Mecklenburg, North Carolina 11 $ 2,595,000 $ 235,909 $ 131,000
Madison, Ohio 11 $ 3,155,000 $ 286,818 $ 118,000
Sandusky, Ohio 11 $ 1,225,000 $ 111,363 $ 98,000
DeKalb, Georgia 10 $ 2,720,000 $ 272,000 $ 178,000
Forsyth, Georgia 10 $ 3,040,000 $ 304,000 $ 109,000
DuPage, Illinois 10 $ 2,850,000 $ 285,000 $ 154,000
Union, New Jersey 10 $ 3,240,000 $ 324,000 $ 133,000
Wake, North Carolina 10 $ 2,710,000 $ 271,000 $ 105,000
Horry, South Carolina 10 $ 2,530,000 $ 253,000 $ 87,000
Salt Lake, Utah 10 $ 2,450,000 $ 245,000 $ 120,000
San Diego, California 9 $ 4,505,000 $ 500,555 $ 106,000
Collier, Florida 9 $ 2,825,000 $ 313,888 $ 143,000
Monmouth, New Jersey 9 $ 3,245,000 $ 360,555 $ 192,000
Erie, New York 9 $ 1,755,000 $ 195,000 $ 69,000
Richmond, New York 9 $ 3,525,000 $ 391,666 $ 101,000
Cuyahoga, Ohio 9 $ 1,865,000 $ 207,222 $ 88,000
Bucks, Pennsylvania 9 $ 2,765,000 $ 307,222 $ 122,000
Prince William, Virginia 9 $ 2,665,000 $ 296,111 $ 101,000
El Paso, Colorado 8 $ 2,290,000 $ 286,250 $ 91,000
Duval, Florida 8 $ 1,700,000 $ 212,500 $ 102,000
Sarasota, Florida 8 $ 2,220,000 $ 277,500 $ 191,000
Cobb, Georgia 8 $ 2,020,000 $ 252,500 $ 116,000
Gwinnett, Georgia 8 $ 1,590,000 $ 198,750 $ 101,000
Steuben, Indiana 8 $ 2,410,000 $ 301,250 $ 151,000
Norfolk, Massachusetts 8 $ 2,320,000 $ 290,000 $ 86,000
Orange, New York 8 $ 1,790,000 $ 223,750 $ 117,000
Morrow, Ohio 8 $ 1,600,000 $ 200,000 $ 133,000
Pickaway, Ohio 8 $ 2,260,000 $ 282,500 $ 108,000
Jefferson, Colorado 7 $ 2,605,000 $ 372,142 $ 118,000
Fairfield, Connecticut 7 $ 2,455,000 $ 350,714 $ 121,000
Pasco, Florida 7 $ 1,825,000 $ 260,714 $ 70,000
Seminole, Florida 7 $ 1,715,000 $ 245,000 $ 118,000
Fulton, Georgia 7 $ 2,265,000 $ 323,571 $ 109,000
Kane, Illinois 7 $ 1,625,000 $ 232,142 $ 87,000
McHenry, Illinois 7 $ 1,825,000 $ 260,714 $ 119,000
Will, Illinois 7 $ 1,685,000 $ 240,714 $ 102,000
Lake, Indiana 7 $ 1,335,000 $ 190,714 $ 129,000
Anne Arundel, Maryland 7 $ 2,045,000 $ 292,142 $ 113,000
Prince George's, Maryland 7 $ 2,085,000 $ 297,857 $ 91,000
Oakland, Michigan 7 $ 2,045,000 $ 292,142 $ 114,000
Morris, New Jersey 7 $ 3,245,000 $ 463,571 $ 198,000
Philadelphia, Pennsylvania 7 $ 1,635,000 $ 233,571 $ 92,000
Riverside, California 6 $ 2,110,000 $ 351,666 $ 109,000
Lake, Florida 6 $ 1,230,000 $ 205,000 $ 74,000
Osceola, Florida 6 $ 1,640,000 $ 273,333 $ 118,000
Lake, Illinois 6 $ 1,690,000 $ 281,666 $ 104,000
Campbell, Kentucky 6 $ 1,400,000 $ 233,333 $ 71,000
Barnstable, Massachusetts 6 $ 1,770,000 $ 295,000 $ 98,000
Wayne, Michigan 6 $ 1,600,000 $ 266,666 $ 112,000
Ocean, New Jersey 6 $ 1,410,000 $ 235,000 $ 109,000
Passaic, New Jersey 6 $ 1,680,000 $ 280,000 $ 106,000
Richland, Ohio 6 $ 820,000 $ 136,666 $ 67,000
Chester, Pennsylvania 6 $ 1,550,000 $ 258,333 $ 119,000
Greenville, South Carolina 6 $ 1,560,000 $ 260,000 $ 84,000
Henrico, Virginia 6 $ 1,840,000 $ 306,666 $ 118,000
Spotsylvania, Virginia 6 $ 1,530,000 $ 255,000 $ 141,000
Snohomish, Washington 6 $ 1,950,000 $ 325,000 $ 97,000
Orange, California 5 $ 1,805,000 $ 361,000 $ 101,000
Sacramento, California 5 $ 1,805,000 $ 361,000 $ 104,000
Adams, Colorado 5 $ 1,625,000 $ 325,000 $ 66,000
Douglas, Colorado 5 $ 1,725,000 $ 345,000 $ 136,000
Hartford, Connecticut 5 $ 1,265,000 $ 253,000 $ 127,000
New Castle, Delaware 5 $ 1,315,000 $ 263,000 $ 141,000
District of Columbia, District Of Columbia 5 $ 2,195,000 $ 439,000 $ 133,000
Cherokee, Georgia 5 $ 1,315,000 $ 263,000 $ 155,000
Allen, Indiana 5 $ 1,065,000 $ 213,000 $ 175,000
Jefferson, Kentucky 5 $ 1,195,000 $ 239,000 $ 93,000
Howard, Maryland 5 $ 1,815,000 $ 363,000 $ 158,000
Bristol, Massachusetts 5 $ 1,245,000 $ 249,000 $ 75,000
Plymouth, Massachusetts 5 $ 1,315,000 $ 263,000 $ 131,000
Livingston, Michigan 5 $ 1,345,000 $ 269,000 $ 173,000
Washtenaw, Michigan 5 $ 955,000 $ 191,000 $ 168,000
Dakota, Minnesota 5 $ 1,595,000 $ 319,000 $ 178,000
Hennepin, Minnesota 5 $ 1,525,000 $ 305,000 $ 131,000
Hillsborough, New Hampshire 5 $ 1,415,000 $ 283,000 $ 109,000
Hudson, New Jersey 5 $ 1,745,000 $ 349,000 $ 143,000
Dutchess, New York 5 $ 1,495,000 $ 299,000 $ 155,000
Geauga, Ohio 5 $ 1,345,000 $ 269,000 $ 119,000
Greene, Ohio 5 $ 985,000 $ 197,000 $ 114,000
Henry, Ohio 5 $ 775,000 $ 155,000 $ 79,000
Lake, Ohio 5 $ 1,065,000 $ 213,000 $ 91,000
Mahoning, Ohio 5 $ 685,000 $ 137,000 $ 88,000
Medina, Ohio 5 $ 1,175,000 $ 235,000 $ 98,000
Ottawa, Ohio 5 $ 1,235,000 $ 247,000 $ 224,000
Portage, Ohio 5 $ 1,025,000 $ 205,000 $ 83,000
Seneca, Ohio 5 $ 915,000 $ 183,000 $ 76,000
Providence, Rhode Island 5 $ 1,585,000 $ 317,000 $ 72,000
Charleston, South Carolina 5 $ 1,505,000 $ 301,000 $ 106,000
Davidson, Tennessee 5 $ 1,185,000 $ 237,000 $ 62,000
Weber, Utah 5 $ 1,345,000 $ 269,000 $ 82,000
Fauquier, Virginia 5 $ 1,625,000 $ 325,000 $ 132,000
Loudoun, Virginia 5 $ 2,205,000 $ 441,000 $ 148,000
Pinal, Arizona 4 $ 830,000 $ 207,500 $ 62,000
Solano, California 4 $ 920,000 $ 230,000 $ 95,000
Arapahoe, Colorado 4 $ 1,230,000 $ 307,500 $ 96,000
Denver, Colorado 4 $ 1,240,000 $ 310,000 $ 75,000
Manatee, Florida 4 $ 1,130,000 $ 282,500 $ 68,000
Volusia, Florida 4 $ 850,000 $ 212,500 $ 125,000
Coweta, Georgia 4 $ 1,100,000 $ 275,000 $ 131,000
Ada, Idaho 4 $ 1,180,000 $ 295,000 $ 99,000
Hamilton, Indiana 4 $ 940,000 $ 235,000 $ 55,000
Hendricks, Indiana 4 $ 880,000 $ 220,000 $ 475,000
Marion, Indiana 4 $ 1,020,000 $ 255,000 $ 150,000
Orleans, Louisiana 4 $ 1,340,000 $ 335,000 $ 144,000
Cumberland, Maine 4 $ 1,140,000 $ 285,000 $ 89,000
Carroll, Maryland 4 $ 1,290,000 $ 322,500 $ 101,000
Frederick, Maryland 4 $ 1,480,000 $ 370,000 $ 123,000
Montgomery, Maryland 4 $ 1,670,000 $ 417,500 $ 148,000
Allegan, Michigan 4 $ 970,000 $ 242,500 $ 92,000
Monroe, Michigan 4 $ 820,000 $ 205,000 $ 113,000
Wright, Minnesota 4 $ 1,060,000 $ 265,000 $ 88,000
DeSoto, Mississippi 4 $ 940,000 $ 235,000 $ 97,000
Washoe, Nevada 4 $ 1,170,000 $ 292,500 $ 58,000
Camden, New Jersey 4 $ 1,190,000 $ 297,500 $ 133,000
Bernalillo, New Mexico 4 $ 990,000 $ 247,500 $ 92,000
Saratoga, New York 4 $ 880,000 $ 220,000 $ 118,000
Buncombe, North Carolina 4 $ 1,020,000 $ 255,000 $ 90,000
Forsyth, North Carolina 4 $ 900,000 $ 225,000 $ 63,000
New Hanover, North Carolina 4 $ 1,010,000 $ 252,500 $ 153,000
Brown, Ohio 4 $ 490,000 $ 122,500 $ 86,000
Paulding, Ohio 4 $ 530,000 $ 132,500 $ 98,000
Delaware, Pennsylvania 4 $ 1,070,000 $ 267,500 $ 100,000
Montgomery, Pennsylvania 4 $ 970,000 $ 242,500 $ 114,000
Washington, Rhode Island 4 $ 1,140,000 $ 285,000 $ 128,000
Beaufort, South Carolina 4 $ 880,000 $ 220,000 $ 137,000
Dorchester, South Carolina 4 $ 860,000 $ 215,000 $ 57,000
Knox, Tennessee 4 $ 1,040,000 $ 260,000 $ 94,000
Rutherford, Tennessee 4 $ 1,190,000 $ 297,500 $ 135,000
Shelby, Tennessee 4 $ 840,000 $ 210,000 $ 85,000
Collin, Texas 4 $ 1,170,000 $ 292,500 $ 117,000
Chesterfield, Virginia 4 $ 1,280,000 $ 320,000 $ 149,000
Clark, Washington 4 $ 1,360,000 $ 340,000 $ 118,000
Mobile, Alabama 3 $ 855,000 $ 285,000 $ 122,000
Shelby, Alabama 3 $ 955,000 $ 318,333 $ 117,000
Yavapai, Arizona 3 $ 635,000 $ 211,666 $ 59,000
Contra Costa, California 3 $ 1,435,000 $ 478,333 $ 146,000
Ventura, California 3 $ 1,055,000 $ 351,666 $ 132,000
Weld, Colorado 3 $ 685,000 $ 228,333 $ 105,000
Sussex, Delaware 3 $ 845,000 $ 281,666 $ 99,000
Charlotte, Florida 3 $ 705,000 $ 235,000 $ 61,000
Citrus, Florida 3 $ 525,000 $ 175,000 $ 36,000
Okaloosa, Florida 3 $ 975,000 $ 325,000 $ 266,000
Sumter, Florida 3 $ 775,000 $ 258,333 $ 82,000
Chatham, Georgia 3 $ 915,000 $ 305,000 $ 144,000
Douglas, Georgia 3 $ 725,000 $ 241,666 $ 86,000
Fayette, Georgia 3 $ 925,000 $ 308,333 $ 158,000
Jackson, Georgia 3 $ 1,215,000 $ 405,000 $ 120,000
Shoshone, Idaho 3 $ 535,000 $ 178,333 $ 42,000
Dearborn, Indiana 3 $ 445,000 $ 148,333 $ 95,000
Porter, Indiana 3 $ 665,000 $ 221,666 $ 79,000
St. Joseph, Indiana 3 $ 505,000 $ 168,333 $ 81,000
Jefferson, Louisiana 3 $ 745,000 $ 248,333 $ 58,000
Cecil, Maryland 3 $ 805,000 $ 268,333 $ 91,000
Worcester, Massachusetts 3 $ 645,000 $ 215,000 $ 124,000
Isanti, Minnesota 3 $ 675,000 $ 225,000 $ 104,000
Belknap, New Hampshire 3 $ 1,025,000 $ 341,666 $ 177,000
Merrimack, New Hampshire 3 $ 705,000 $ 235,000 $ 39,000
Essex, New Jersey 3 $ 905,000 $ 301,666 $ 94,000
Monroe, New York 3 $ 705,000 $ 235,000 $ 168,000
Putnam, New York 3 $ 855,000 $ 285,000 $ 101,000
Ulster, New York 3 $ 645,000 $ 215,000 $ 100,000
Cabarrus, North Carolina 3 $ 825,000 $ 275,000 $ 123,000
Gaston, North Carolina 3 $ 695,000 $ 231,666 $ 86,000
Clark, Ohio 3 $ 795,000 $ 265,000 $ 157,000
Highland, Ohio 3 $ 495,000 $ 165,000 $ 90,000
Miami, Ohio 3 $ 385,000 $ 128,333 $ 91,000
Muskingum, Ohio 3 $ 525,000 $ 175,000 $ 70,000
Ross, Ohio 3 $ 685,000 $ 228,333 $ 123,000
Stark, Ohio 3 $ 485,000 $ 161,666 $ 87,000
Wyandot, Ohio 3 $ 455,000 $ 151,666 $ 86,000
Washington, Oregon 3 $ 1,115,000 $ 371,666 $ 130,000
Berks, Pennsylvania 3 $ 965,000 $ 321,666 $ 114,000
Lancaster, Pennsylvania 3 $ 575,000 $ 191,666 $ 106,000
Northampton, Pennsylvania 3 $ 675,000 $ 225,000 $ 115,000
York, Pennsylvania 3 $ 895,000 $ 298,333 $ 105,000
York, South Carolina 3 $ 765,000 $ 255,000 $ 69,000
Williamson, Tennessee 3 $ 1,025,000 $ 341,666 $ 168,000
Wilson, Tennessee 3 $ 875,000 $ 291,666 $ 131,000
Harris, Texas 3 $ 725,000 $ 241,666 $ 161,000
Chittenden, Vermont 3 $ 735,000 $ 245,000 $ 93,000
Benton, Washington 3 $ 685,000 $ 228,333 $ 72,000
Houston, Alabama 2 $ 370,000 $ 185,000 $ 63,000
Cochise, Arizona 2 $ 400,000 $ 200,000 $ 58,000
Pima, Arizona 2 $ 440,000 $ 220,000 $ 60,000
Faulkner, Arkansas 2 $ 610,000 $ 305,000 $ 100,000
Saline, Arkansas 2 $ 480,000 $ 240,000 $ 91,000
Fresno, California 2 $ 620,000 $ 310,000 $ 139,000
Madera, California 2 $ 590,000 $ 295,000 $ 75,000
San Joaquin, California 2 $ 670,000 $ 335,000 $ 141,000
San Luis Obispo, California 2 $ 760,000 $ 380,000 $ 102,000
Boulder, Colorado 2 $ 720,000 $ 360,000 $ 155,000
Delta, Colorado 2 $ 540,000 $ 270,000 $ 43,000
Fremont, Colorado 2 $ 380,000 $ 190,000 $ 61,000
Larimer, Colorado 2 $ 680,000 $ 340,000 $ 141,000
Pueblo, Colorado 2 $ 360,000 $ 180,000 $ 65,000
New London, Connecticut 2 $ 540,000 $ 270,000 $ 57,000
Marion, Florida 2 $ 420,000 $ 210,000 $ 163,000
Martin, Florida 2 $ 430,000 $ 215,000 $ 102,000
St. Johns, Florida 2 $ 500,000 $ 250,000 $ 95,000
St. Lucie, Florida 2 $ 440,000 $ 220,000 $ 38,000
Rockdale, Georgia 2 $ 440,000 $ 220,000 $ 86,000
Walton, Georgia 2 $ 350,000 $ 175,000 $ 92,000
Honolulu, Hawaii 2 $ 1,160,000 $ 580,000 $ 160,000
Bonner, Idaho 2 $ 500,000 $ 250,000 $ 61,000
Kootenai, Idaho 2 $ 610,000 $ 305,000 $ 164,000
Ripley, Indiana 2 $ 570,000 $ 285,000 $ 95,000
Clark, Kentucky 2 $ 630,000 $ 315,000 $ 191,000
Grant, Kentucky 2 $ 360,000 $ 180,000 $ 78,000
Madison, Kentucky 2 $ 310,000 $ 155,000 $ 104,000
Mercer, Kentucky 2 $ 420,000 $ 210,000 $ 159,000
Warren, Kentucky 2 $ 440,000 $ 220,000 $ 139,000
Caddo, Louisiana 2 $ 460,000 $ 230,000 $ 92,000
Harford, Maryland 2 $ 500,000 $ 250,000 $ 93,000
Hampden, Massachusetts 2 $ 350,000 $ 175,000 $ 57,000
Barry, Michigan 2 $ 520,000 $ 260,000 $ 102,000
Branch, Michigan 2 $ 380,000 $ 190,000 $ 105,000
Kent, Michigan 2 $ 500,000 $ 250,000 $ 103,000
Macomb, Michigan 2 $ 390,000 $ 195,000 $ 65,000
Van Buren, Michigan 2 $ 440,000 $ 220,000 $ 97,000
Ramsey, Minnesota 2 $ 360,000 $ 180,000 $ 67,000
Sherburne, Minnesota 2 $ 360,000 $ 180,000 $ 108,000
Washington, Minnesota 2 $ 640,000 $ 320,000 $ 157,000
Harrison, Mississippi 2 $ 280,000 $ 140,000 $ 89,000
Lincoln, Missouri 2 $ 560,000 $ 280,000 $ 58,000
St. Charles, Missouri 2 $ 470,000 $ 235,000 $ 91,000
St. Louis, Missouri 2 $ 500,000 $ 250,000 $ 186,000
Missoula, Montana 2 $ 760,000 $ 380,000 $ 122,000
Strafford, New Hampshire 2 $ 690,000 $ 345,000 $ 153,000
Burlington, New Jersey 2 $ 810,000 $ 405,000 $ 161,000
Hunterdon, New Jersey 2 $ 580,000 $ 290,000 $ 138,000
Eddy, New Mexico 2 $ 510,000 $ 255,000 $ 167,000
Santa Fe, New Mexico 2 $ 570,000 $ 285,000 $ 72,000
Rockland, New York 2 $ 780,000 $ 390,000 $ 190,000
Brunswick, North Carolina 2 $ 370,000 $ 185,000 $ 129,000
Durham, North Carolina 2 $ 550,000 $ 275,000 $ 89,000
Henderson, North Carolina 2 $ 450,000 $ 225,000 $ 89,000
Randolph, North Carolina 2 $ 530,000 $ 265,000 $ 187,000
Rowan, North Carolina 2 $ 500,000 $ 250,000 $ 53,000
Burleigh, North Dakota 2 $ 560,000 $ 280,000 $ 126,000
Athens, Ohio 2 $ 590,000 $ 295,000 $ 29,000
Belmont, Ohio 2 $ 310,000 $ 155,000 $ 50,000
Champaign, Ohio 2 $ 1,780,000 $ 890,000 $ 112,000
Crawford, Ohio 2 $ 280,000 $ 140,000 $ 19,000
Defiance, Ohio 2 $ 310,000 $ 155,000 $ 127,000
Erie, Ohio 2 $ 390,000 $ 195,000 $ 163,000
Fulton, Ohio 2 $ 320,000 $ 160,000 $ 113,000
Hocking, Ohio 2 $ 290,000 $ 145,000 $ 38,000
Lorain, Ohio 2 $ 390,000 $ 195,000 $ 85,000
Perry, Ohio 2 $ 700,000 $ 350,000 $ 113,000
Canadian, Oklahoma 2 $ 430,000 $ 215,000 $ 145,000
Multnomah, Oregon 2 $ 520,000 $ 260,000 $ 69,000
Beaver, Pennsylvania 2 $ 300,000 $ 150,000 $ 89,000
Franklin, Pennsylvania 2 $ 420,000 $ 210,000 $ 102,000
Lackawanna, Pennsylvania 2 $ 480,000 $ 240,000 $ 154,000
Lycoming, Pennsylvania 2 $ 380,000 $ 190,000 $ 73,000
Washington, Pennsylvania 2 $ 680,000 $ 340,000 $ 150,000
Lancaster, South Carolina 2 $ 470,000 $ 235,000 $ 81,000
Hamilton, Tennessee 2 $ 480,000 $ 240,000 $ 124,000
Lincoln, Tennessee 2 $ 460,000 $ 230,000 $ 52,000
Davis, Utah 2 $ 590,000 $ 295,000 $ 70,000
Summit, Utah 2 $ 610,000 $ 305,000 $ 269,000
Utah, Utah 2 $ 540,000 $ 270,000 $ 134,000
Washington, Utah 2 $ 660,000 $ 330,000 $ 157,000
Alexandria, Virginia 2 $ 940,000 $ 470,000 $ 138,000
Chesapeake, Virginia 2 $ 550,000 $ 275,000 $ 53,000
Richmond City, Virginia 2 $ 630,000 $ 315,000 $ 99,000
Virginia Beach, Virginia 2 $ 470,000 $ 235,000 $ 48,000
Island, Washington 2 $ 690,000 $ 345,000 $ 111,000
Pierce, Washington 2 $ 560,000 $ 280,000 $ 100,000
Spokane, Washington 2 $ 390,000 $ 195,000 $ 70,000
Cabell, West Virginia 2 $ 440,000 $ 220,000 $ 142,000
Brown, Wisconsin 2 $ 370,000 $ 185,000 $ 100,000
Outagamie, Wisconsin 2 $ 450,000 $ 225,000 $ 98,000
Racine, Wisconsin 2 $ 330,000 $ 165,000 $ 133,000
Waukesha, Wisconsin 2 $ 630,000 $ 315,000 $ 122,000
Campbell, Wyoming 2 $ 520,000 $ 260,000 $ 79,000
Sweetwater, Wyoming 2 $ 500,000 $ 250,000 $ 104,000
Baldwin, Alabama 1 $ 315,000 $ 315,000 $ 100,000
Covington, Alabama 1 $ 305,000 $ 305,000 $ 91,000
Cullman, Alabama 1 $ 155,000 $ 155,000 $ 80,000
Dale, Alabama 1 $ 195,000 $ 195,000 $ 64,000
Elmore, Alabama 1 $ 195,000 $ 195,000 $ 108,000
Jefferson, Alabama 1 $ 175,000 $ 175,000 $ 74,000
Lee, Alabama 1 $ 355,000 $ 355,000 $ 195,000
Madison, Alabama 1 $ 245,000 $ 245,000 $ 67,000
Russell, Alabama 1 $ 215,000 $ 215,000 $ 64,000
Fairbanks North Star, Alaska 1 $ 345,000 $ 345,000 $ 111,000
Columbia, Arkansas 1 $ 205,000 $ 205,000 $ 125,000
Crawford, Arkansas 1 $ 225,000 $ 225,000 $ 35,000
Garland, Arkansas 1 $ 355,000 $ 355,000 $ 167,000
Hempstead, Arkansas 1 $ 255,000 $ 255,000 $ 203,000
Miller, Arkansas 1 $ 195,000 $ 195,000 $ 145,000
Pulaski, Arkansas 1 $ 135,000 $ 135,000 $ 79,000
Washington, Arkansas 1 $ 255,000 $ 255,000 $ 54,000
El Dorado, California 1 $ 285,000 $ 285,000 $ 84,000
Placer, California 1 $ 265,000 $ 265,000 $ 84,000
San Bernardino, California 1 $ 515,000 $ 515,000 $ 142,000
Santa Clara, California 1 $ 675,000 $ 675,000 $ 206,000
Stanislaus, California 1 $ 265,000 $ 265,000 $ 40,000
La Plata, Colorado 1 $ 515,000 $ 515,000 $ 522,000
Montezuma, Colorado 1 $ 305,000 $ 305,000 $ 65,000
Litchfield, Connecticut 1 $ 305,000 $ 305,000 $ 216,000
Middlesex, Connecticut 1 $ 205,000 $ 205,000 $ 95,000
Windham, Connecticut 1 $ 195,000 $ 195,000 $ 117,000
Bay, Florida 1 $ 325,000 $ 325,000 $ 46,000
Clay, Florida 1 $ 285,000 $ 285,000 $ 183,000
Flagler, Florida 1 $ 145,000 $ 145,000 $ 71,000
Hendry, Florida 1 $ 195,000 $ 195,000 $ 48,000
Hernando, Florida 1 $ 255,000 $ 255,000 $ 139,000
Indian River, Florida 1 $ 365,000 $ 365,000 $ 156,000
Leon, Florida 1 $ 195,000 $ 195,000 $ 109,000
Monroe, Florida 1 $ 285,000 $ 285,000 $ 23,000
Okeechobee, Florida 1 $ 215,000 $ 215,000 $ 89,000
Santa Rosa, Florida 1 $ 225,000 $ 225,000 $ 56,000
Barrow, Georgia 1 $ 215,000 $ 215,000 $ 102,000
Butts, Georgia 1 $ 155,000 $ 155,000 $ 70,000
Camden, Georgia 1 $ 215,000 $ 215,000 $ 64,000
Clayton, Georgia 1 $ 85,000 $ 85,000 $ 108,000
Columbia, Georgia 1 $ 175,000 $ 175,000 $ 125,000
Franklin, Georgia 1 $ 215,000 $ 215,000 $ 107,000
Gilmer, Georgia 1 $ 245,000 $ 245,000 $ 46,000
Grady, Georgia 1 $ 235,000 $ 235,000 $ 66,000
Hall, Georgia 1 $ 325,000 $ 325,000 $ 113,000
Harris, Georgia 1 $ 295,000 $ 295,000 $ 58,000
Henry, Georgia 1 $ 225,000 $ 225,000 $ 109,000
Houston, Georgia 1 $ 385,000 $ 385,000 $ 109,000
Lumpkin, Georgia 1 $ 165,000 $ 165,000 $ 92,000
Paulding, Georgia 1 $ 265,000 $ 265,000 $ 125,000
Union, Georgia 1 $ 175,000 $ 175,000 $ 80,000
Boise, Idaho 1 $ 235,000 $ 235,000 $ 64,000
Bonneville, Idaho 1 $ 325,000 $ 325,000 $ 135,000
Canyon, Idaho 1 $ 205,000 $ 205,000 $ 40,000
Nez Perce, Idaho 1 $ 205,000 $ 205,000 $ 250,000
Teton, Idaho 1 $ 405,000 $ 405,000 $ 90,000
Jefferson, Illinois 1 $ 275,000 $ 275,000 $ 287,000
Kendall, Illinois 1 $ 275,000 $ 275,000 $ 218,000
Winnebago, Illinois 1 $ 135,000 $ 135,000 $ 167,000
Boone, Indiana 1 $ 85,000 $ 85,000 $ 29,000
Cass, Indiana 1 $ 195,000 $ 195,000 $ 81,000
Grant, Indiana 1 $ 255,000 $ 255,000 $ 101,000
Huntington, Indiana 1 $ 225,000 $ 225,000 $ 96,000
Jasper, Indiana 1 $ 265,000 $ 265,000 $ 119,000
Johnson, Indiana 1 $ 235,000 $ 235,000 $ 136,000
LaPorte, Indiana 1 $ 195,000 $ 195,000 $ 79,000
Ohio, Indiana 1 $ 35,000 $ 35,000 $ 236,000
Shelby, Indiana 1 $ 395,000 $ 395,000 $ 96,000
Switzerland, Indiana 1 $ 145,000 $ 145,000 $ 107,000
Tippecanoe, Indiana 1 $ 185,000 $ 185,000 $ 59,000
Vermillion, Indiana 1 $ 225,000 $ 225,000 $ 177,000
Carroll, Iowa 1 $ 295,000 $ 295,000 $ 70,000
Cedar, Iowa 1 $ 245,000 $ 245,000 $ 106,000
Dallas, Iowa 1 $ 265,000 $ 265,000 $ 172,000
Decatur, Iowa 1 $ 175,000 $ 175,000 $ 52,000
Polk, Iowa 1 $ 255,000 $ 255,000 $ 40,000
Scott, Iowa 1 $ 245,000 $ 245,000 $ 140,000
Butler, Kansas 1 $ 285,000 $ 285,000 $ 171,000
Johnson, Kansas 1 $ 195,000 $ 195,000 $ 101,000
Morris, Kansas 1 $ 195,000 $ 195,000 $ 106,000
Pottawatomie, Kansas 1 $ 195,000 $ 195,000 $ 92,000
Riley, Kansas 1 $ 185,000 $ 185,000 $ 130,000
Bracken, Kentucky 1 $ 205,000 $ 205,000 $ 78,000
Calloway, Kentucky 1 $ 225,000 $ 225,000 $ 91,000
Fayette, Kentucky 1 $ 295,000 $ 295,000 $ 63,000
Grayson, Kentucky 1 $ 245,000 $ 245,000 $ 73,000
Jessamine, Kentucky 1 $ 195,000 $ 195,000 $ 35,000
Marshall, Kentucky 1 $ 195,000 $ 195,000 $ 100,000
Muhlenberg, Kentucky 1 $ 205,000 $ 205,000 $ 175,000
Shelby, Kentucky 1 $ 245,000 $ 245,000 $ 275,000
Wayne, Kentucky 1 $ 225,000 $ 225,000 $ 0
Ascension, Louisiana 1 $ 235,000 $ 235,000 $ 129,000
West Feliciana, Louisiana 1 $ 255,000 $ 255,000 $ 80,000
Knox, Maine 1 $ 255,000 $ 255,000 $ 64,000
Sagadahoc, Maine 1 $ 285,000 $ 285,000 $ 92,000
Waldo, Maine 1 $ 325,000 $ 325,000 $ 158,000
York, Maine 1 $ 205,000 $ 205,000 $ 50,000
Baltimore, Maryland 1 $ 315,000 $ 315,000 $ 44,000
Baltimore City, Maryland 1 $ 255,000 $ 255,000 $ 107,000
Charles, Maryland 1 $ 375,000 $ 375,000 $ 218,000
Queen Anne's, Maryland 1 $ 235,000 $ 235,000 $ 0
Franklin, Massachusetts 1 $ 245,000 $ 245,000 $ 0
Hampshire, Massachusetts 1 $ 285,000 $ 285,000 $ 86,000
Nantucket, Massachusetts 1 $ 275,000 $ 275,000 $ 59,000
Alpena, Michigan 1 $ 235,000 $ 235,000 $ 121,000
Cass, Michigan 1 $ 185,000 $ 185,000 $ 67,000
Emmet, Michigan 1 $ 245,000 $ 245,000 $ 190,000
Gogebic, Michigan 1 $ 185,000 $ 185,000 $ 56,000
Grand Traverse, Michigan 1 $ 185,000 $ 185,000 $ 50,000
Jackson, Michigan 1 $ 325,000 $ 325,000 $ 131,000
Kalamazoo, Michigan 1 $ 205,000 $ 205,000 $ 135,000
Leelanau, Michigan 1 $ 205,000 $ 205,000 $ 28,000
Manistee, Michigan 1 $ 195,000 $ 195,000 $ 38,000
Midland, Michigan 1 $ 235,000 $ 235,000 $ 230,000
Otsego, Michigan 1 $ 105,000 $ 105,000 $ 332,000
Ottawa, Michigan 1 $ 265,000 $ 265,000 $ 184,000
Roscommon, Michigan 1 $ 55,000 $ 55,000 $ 199,000
Anoka, Minnesota 1 $ 235,000 $ 235,000 $ 55,000
Carver, Minnesota 1 $ 355,000 $ 355,000 $ 70,000
Cook, Minnesota 1 $ 275,000 $ 275,000 $ 191,000
Itasca, Minnesota 1 $ 515,000 $ 515,000 $ 93,000
Meeker, Minnesota 1 $ 195,000 $ 195,000 $ 93,000
Scott, Minnesota 1 $ 285,000 $ 285,000 $ 108,000
St. Louis, Minnesota 1 $ 185,000 $ 185,000 $ 109,000
Leflore, Mississippi 1 $ 205,000 $ 205,000 $ 71,000
Boone, Missouri 1 $ 165,000 $ 165,000 $ 61,000
Christian, Missouri 1 $ 265,000 $ 265,000 $ 223,000
Cooper, Missouri 1 $ 135,000 $ 135,000 $ 69,000
Newton, Missouri 1 $ 175,000 $ 175,000 $ 77,000
Pemiscot, Missouri 1 $ 305,000 $ 305,000 $ 108,000
Platte, Missouri 1 $ 195,000 $ 195,000 $ 290,000
St. Francois, Missouri 1 $ 215,000 $ 215,000 $ 119,000
Taney, Missouri 1 $ 205,000 $ 205,000 $ 51,000
Gallatin, Montana 1 $ 435,000 $ 435,000 $ 116,000
Douglas, Nebraska 1 $ 265,000 $ 265,000 $ 61,000
Seward, Nebraska 1 $ 255,000 $ 255,000 $ 84,000
Carson City, Nevada 1 $ 205,000 $ 205,000 $ 48,000
Nye, Nevada 1 $ 205,000 $ 205,000 $ 30,000
Grafton, New Hampshire 1 $ 255,000 $ 255,000 $ 615,000
Cape May, New Jersey 1 $ 315,000 $ 315,000 $ 84,000
Gloucester, New Jersey 1 $ 285,000 $ 285,000 $ 106,000
Mercer, New Jersey 1 $ 255,000 $ 255,000 $ 108,000
Sussex, New Jersey 1 $ 265,000 $ 265,000 $ 79,000
Dona Ana, New Mexico 1 $ 105,000 $ 105,000 $ 46,000
San Juan, New Mexico 1 $ 215,000 $ 215,000 $ 158,000
Sandoval, New Mexico 1 $ 195,000 $ 195,000 $ 56,000
Albany, New York 1 $ 235,000 $ 235,000 $ 111,000
Chautauqua, New York 1 $ 365,000 $ 365,000 $ 238,000
Clinton, New York 1 $ 135,000 $ 135,000 $ 76,000
Columbia, New York 1 $ 175,000 $ 175,000 $ 124,000
Essex, New York 1 $ 265,000 $ 265,000 $ 45,000
Greene, New York 1 $ 205,000 $ 205,000 $ 96,000
New York, New York 1 $ 165,000 $ 165,000 $ 51,000
Sullivan, New York 1 $ 225,000 $ 225,000 $ 78,000
Wyoming, New York 1 $ 115,000 $ 115,000 $ 115,000
Burke, North Carolina 1 $ 195,000 $ 195,000 $ 71,000
Davie, North Carolina 1 $ 285,000 $ 285,000 $ 170,000
Guilford, North Carolina 1 $ 205,000 $ 205,000 $ 33,000
Iredell, North Carolina 1 $ 185,000 $ 185,000 $ 129,000
Johnston, North Carolina 1 $ 195,000 $ 195,000 $ 82,000
Nash, North Carolina 1 $ 185,000 $ 185,000 $ 72,000
Pasquotank, North Carolina 1 $ 155,000 $ 155,000 $ 64,000
Pender, North Carolina 1 $ 245,000 $ 245,000 $ 94,000
Swain, North Carolina 1 $ 195,000 $ 195,000 $ 68,000
Transylvania, North Carolina 1 $ 295,000 $ 295,000 $ 47,000
Union, North Carolina 1 $ 305,000 $ 305,000 $ 32,000
Wilkes, North Carolina 1 $ 195,000 $ 195,000 $ 46,000
Yancey, North Carolina 1 $ 365,000 $ 365,000 $ 90,000
Adams, Ohio 1 $ 105,000 $ 105,000 $ 46,000
Ashland, Ohio 1 $ 95,000 $ 95,000 $ 37,000
Clinton, Ohio 1 $ 165,000 $ 165,000 $ 70,000
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Mortgage Loan Application Detail Totals for The Union Bank Company in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,598 $399,750,000 $250,000 $4,985,000 $118,000 $2,095,000
Cash-out Refinancing 1,491 $389,125,000 $260,000 $895,000 $113,000 $715,000
Home Purchase 889 $207,295,000 $233,000 $10,005,000 $101,000 $762,000
Other Purpose 4 $240,000 $60,000 $95,000 $39,000 $75,000
Home Improvement 3 $165,000 $55,000 $115,000 $55,000 $65,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,844 $664,540,000 $233,000 $1,715,000 $112,000 $1,596,000
Not Provided 666 $180,890,000 $271,000 $895,000 $116,000 $2,095,000
Asian 152 $41,800,000 $275,000 $605,000 $122,000 $762,000
Hispanic 130 $32,780,000 $252,000 $655,000 $93,000 $394,000
Black or African American 126 $31,550,000 $250,000 $615,000 $92,000 $240,000
Not applicable 47 $38,935,000 $828,000 $10,005,000 $0 $0
American Indian or Alaskan Native 5 $1,285,000 $257,000 $385,000 $72,000 $115,000
Native Hawaiian or Other Pacific Islander 2 $370,000 $185,000 $195,000 $78,000 $118,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,487 $872,715,000 $250,000 $10,005,000 $117,000 $2,095,000
FHA-insured (Federal Housing Administration) 303 $71,815,000 $237,000 $725,000 $85,000 $231,000
VA-guaranteed (Veterans Administration) 178 $49,660,000 $278,000 $895,000 $76,000 $482,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $2,385,000 $140,000 $385,000 $54,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,753 $686,925,000 $249,000 $10,005,000 $115,000 $2,095,000
Application Withdrawn By Applicant 498 $123,330,000 $247,000 $975,000 $111,000 $1,596,000
File Closed For Incompleteness 493 $129,605,000 $262,000 $805,000 $110,000 $715,000
Application Denied By Financial Institution 220 $51,710,000 $235,000 $895,000 $82,000 $482,000
Application Approved But Not Accepted 21 $5,005,000 $238,000 $435,000 $86,000 $169,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,765 $944,865,000 $250,000 $10,005,000 $114,000 $2,095,000
Debt-To-Income Ratio 101 $25,885,000 $256,000 $625,000 $59,000 $211,000
Credit History 47 $8,825,000 $187,000 $785,000 $71,000 $229,000
Collateral 24 $6,040,000 $251,000 $895,000 $118,000 $354,000
Other 22 $4,770,000 $216,000 $525,000 $151,000 $482,000
Unverifiable Information 12 $2,970,000 $247,000 $505,000 $91,000 $140,000
Credit Application Incomplete 10 $2,470,000 $247,000 $385,000 $102,000 $218,000
Employment History 2 $500,000 $250,000 $295,000 $120,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 2 $250,000 $125,000 $125,000 $84,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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