The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

The Union Bank Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,985
Total Mortgage Loan Application Amount $996,575,000
Average Mortgage Loan Application Amount $171,600
Highest Mortgage Loan Application Amount $10,005,000
Average Applicant Income $85,200
Highest Applicant Income $2,095,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.

Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2020.

Mortgage Loan Application Totals for The Union Bank Company by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin County Ohio 668 $ 181,380,000 $ 271,000 $ 123,000
Putnam County Ohio 328 $ 54,600,000 $ 166,000 $ 86,000
Allen County Ohio 274 $ 52,790,000 $ 192,000 $ 98,000
Delaware County Ohio 251 $ 80,785,000 $ 321,000 $ 153,000
Wood County Ohio 68 $ 11,000,000 $ 161,000 $ 97,000
Licking County Ohio 65 $ 14,285,000 $ 219,000 $ 100,000
Marion County Ohio 50 $ 6,810,000 $ 136,000 $ 76,000
Van Wert County Ohio 50 $ 6,800,000 $ 136,000 $ 84,000
Union County Ohio 48 $ 11,980,000 $ 249,000 $ 145,000
Auglaize County Ohio 44 $ 5,670,000 $ 128,000 $ 77,000
Hamilton County Ohio 44 $ 8,810,000 $ 200,000 $ 96,000
Hancock County Ohio 44 $ 7,900,000 $ 179,000 $ 92,000
Cook County Illinois 39 $ 11,535,000 $ 295,000 $ 122,000
Maricopa County Arizona 34 $ 9,430,000 $ 277,000 $ 105,000
Butler County Ohio 28 $ 5,550,000 $ 198,000 $ 100,000
Fairfield County Ohio 28 $ 6,650,000 $ 237,000 $ 99,000
Kenton County Kentucky 25 $ 4,565,000 $ 182,000 $ 92,000
Clark County Nevada 25 $ 6,945,000 $ 277,000 $ 88,000
Warren County Ohio 23 $ 5,525,000 $ 240,000 $ 110,000
Los Angeles County California 21 $ 10,045,000 $ 478,000 $ 142,000
Clermont County Ohio 21 $ 3,525,000 $ 167,000 $ 106,000
Broward County Florida 20 $ 5,460,000 $ 273,000 $ 114,000
Miami-Dade County Florida 20 $ 5,840,000 $ 292,000 $ 113,000
Nassau County New York 18 $ 7,230,000 $ 401,000 $ 158,000
Logan County Ohio 18 $ 5,320,000 $ 295,000 $ 104,000
Pinellas County Florida 17 $ 4,455,000 $ 262,000 $ 115,000
Middlesex County Massachusetts 17 $ 5,575,000 $ 327,000 $ 101,000
Lucas County Ohio 17 $ 3,055,000 $ 179,000 $ 89,000
Hillsborough County Florida 16 $ 4,120,000 $ 257,000 $ 119,000
Palm Beach County Florida 16 $ 4,510,000 $ 281,000 $ 101,000
Suffolk County New York 16 $ 4,870,000 $ 304,000 $ 141,000
Westchester County New York 15 $ 5,925,000 $ 395,000 $ 137,000
Knox County Ohio 15 $ 3,215,000 $ 214,000 $ 142,000
Orange County Florida 14 $ 3,340,000 $ 238,000 $ 84,000
Boone County Kentucky 14 $ 2,670,000 $ 190,000 $ 105,000
Rockingham County New Hampshire 14 $ 3,450,000 $ 246,000 $ 110,000
Bronx County New York 14 $ 6,890,000 $ 492,000 $ 100,000
Brevard County Florida 13 $ 3,205,000 $ 246,000 $ 102,000
Hardin County Ohio 13 $ 2,045,000 $ 157,000 $ 79,000
Mercer County Ohio 13 $ 1,585,000 $ 121,000 $ 203,000
Montgomery County Ohio 13 $ 2,695,000 $ 207,000 $ 94,000
Fairfax County Virginia 13 $ 5,085,000 $ 391,000 $ 130,000
Lee County Florida 12 $ 2,990,000 $ 249,000 $ 124,000
Essex County Massachusetts 12 $ 4,370,000 $ 364,000 $ 129,000
Bergen County New Jersey 12 $ 4,500,000 $ 375,000 $ 163,000
Kings County New York 12 $ 5,780,000 $ 481,000 $ 112,000
Queens County New York 12 $ 5,540,000 $ 461,000 $ 126,000
King County Washington 12 $ 4,990,000 $ 415,000 $ 156,000
New Haven County Connecticut 11 $ 3,035,000 $ 275,000 $ 128,000
Polk County Florida 11 $ 2,255,000 $ 205,000 $ 95,000
Middlesex County New Jersey 11 $ 3,495,000 $ 317,000 $ 130,000
Mecklenburg County North Carolina 11 $ 2,595,000 $ 235,000 $ 131,000
Madison County Ohio 11 $ 3,155,000 $ 286,000 $ 118,000
Sandusky County Ohio 11 $ 1,225,000 $ 111,000 $ 98,000
DeKalb County Georgia 10 $ 2,720,000 $ 272,000 $ 178,000
Forsyth County Georgia 10 $ 3,040,000 $ 304,000 $ 109,000
DuPage County Illinois 10 $ 2,850,000 $ 285,000 $ 154,000
Union County New Jersey 10 $ 3,240,000 $ 324,000 $ 133,000
Wake County North Carolina 10 $ 2,710,000 $ 271,000 $ 105,000
Horry County South Carolina 10 $ 2,530,000 $ 253,000 $ 87,000
Salt Lake County Utah 10 $ 2,450,000 $ 245,000 $ 120,000
San Diego County California 9 $ 4,505,000 $ 500,000 $ 106,000
Collier County Florida 9 $ 2,825,000 $ 313,000 $ 143,000
Monmouth County New Jersey 9 $ 3,245,000 $ 360,000 $ 192,000
Erie County New York 9 $ 1,755,000 $ 195,000 $ 69,000
Richmond County New York 9 $ 3,525,000 $ 391,000 $ 101,000
Cuyahoga County Ohio 9 $ 1,865,000 $ 207,000 $ 88,000
Bucks County Pennsylvania 9 $ 2,765,000 $ 307,000 $ 122,000
Prince William County Virginia 9 $ 2,665,000 $ 296,000 $ 101,000
El Paso County Colorado 8 $ 2,290,000 $ 286,000 $ 91,000
Duval County Florida 8 $ 1,700,000 $ 212,000 $ 102,000
Sarasota County Florida 8 $ 2,220,000 $ 277,000 $ 191,000
Cobb County Georgia 8 $ 2,020,000 $ 252,000 $ 116,000
Gwinnett County Georgia 8 $ 1,590,000 $ 198,000 $ 101,000
Steuben County Indiana 8 $ 2,410,000 $ 301,000 $ 151,000
Norfolk County Massachusetts 8 $ 2,320,000 $ 290,000 $ 86,000
Orange County New York 8 $ 1,790,000 $ 223,000 $ 117,000
Morrow County Ohio 8 $ 1,600,000 $ 200,000 $ 133,000
Pickaway County Ohio 8 $ 2,260,000 $ 282,000 $ 108,000
Jefferson County Colorado 7 $ 2,605,000 $ 372,000 $ 118,000
Fairfield County Connecticut 7 $ 2,455,000 $ 350,000 $ 121,000
Pasco County Florida 7 $ 1,825,000 $ 260,000 $ 70,000
Seminole County Florida 7 $ 1,715,000 $ 245,000 $ 118,000
Fulton County Georgia 7 $ 2,265,000 $ 323,000 $ 109,000
Kane County Illinois 7 $ 1,625,000 $ 232,000 $ 87,000
McHenry County Illinois 7 $ 1,825,000 $ 260,000 $ 119,000
Will County Illinois 7 $ 1,685,000 $ 240,000 $ 102,000
Lake County Indiana 7 $ 1,335,000 $ 190,000 $ 129,000
Anne Arundel County Maryland 7 $ 2,045,000 $ 292,000 $ 113,000
Prince George's County Maryland 7 $ 2,085,000 $ 297,000 $ 91,000
Oakland County Michigan 7 $ 2,045,000 $ 292,000 $ 114,000
Morris County New Jersey 7 $ 3,245,000 $ 463,000 $ 198,000
Philadelphia County Pennsylvania 7 $ 1,635,000 $ 233,000 $ 92,000
Riverside County California 6 $ 2,110,000 $ 351,000 $ 109,000
Lake County Florida 6 $ 1,230,000 $ 205,000 $ 74,000
Osceola County Florida 6 $ 1,640,000 $ 273,000 $ 118,000
Lake County Illinois 6 $ 1,690,000 $ 281,000 $ 104,000
Campbell County Kentucky 6 $ 1,400,000 $ 233,000 $ 71,000
Barnstable County Massachusetts 6 $ 1,770,000 $ 295,000 $ 98,000
Wayne County Michigan 6 $ 1,600,000 $ 266,000 $ 112,000
Ocean County New Jersey 6 $ 1,410,000 $ 235,000 $ 109,000
Passaic County New Jersey 6 $ 1,680,000 $ 280,000 $ 106,000
Richland County Ohio 6 $ 820,000 $ 136,000 $ 67,000
Chester County Pennsylvania 6 $ 1,550,000 $ 258,000 $ 119,000
Greenville County South Carolina 6 $ 1,560,000 $ 260,000 $ 84,000
Henrico County Virginia 6 $ 1,840,000 $ 306,000 $ 118,000
Spotsylvania County Virginia 6 $ 1,530,000 $ 255,000 $ 141,000
Snohomish County Washington 6 $ 1,950,000 $ 325,000 $ 97,000
Orange County California 5 $ 1,805,000 $ 361,000 $ 101,000
Sacramento County California 5 $ 1,805,000 $ 361,000 $ 104,000
Adams County Colorado 5 $ 1,625,000 $ 325,000 $ 66,000
Douglas County Colorado 5 $ 1,725,000 $ 345,000 $ 136,000
Hartford County Connecticut 5 $ 1,265,000 $ 253,000 $ 127,000
New Castle County Delaware 5 $ 1,315,000 $ 263,000 $ 141,000
District of Columbia County District Of Columbia 5 $ 2,195,000 $ 439,000 $ 133,000
Cherokee County Georgia 5 $ 1,315,000 $ 263,000 $ 155,000
Allen County Indiana 5 $ 1,065,000 $ 213,000 $ 175,000
Jefferson County Kentucky 5 $ 1,195,000 $ 239,000 $ 93,000
Howard County Maryland 5 $ 1,815,000 $ 363,000 $ 158,000
Bristol County Massachusetts 5 $ 1,245,000 $ 249,000 $ 75,000
Plymouth County Massachusetts 5 $ 1,315,000 $ 263,000 $ 131,000
Livingston County Michigan 5 $ 1,345,000 $ 269,000 $ 173,000
Washtenaw County Michigan 5 $ 955,000 $ 191,000 $ 168,000
Dakota County Minnesota 5 $ 1,595,000 $ 319,000 $ 178,000
Hennepin County Minnesota 5 $ 1,525,000 $ 305,000 $ 131,000
Hillsborough County New Hampshire 5 $ 1,415,000 $ 283,000 $ 109,000
Hudson County New Jersey 5 $ 1,745,000 $ 349,000 $ 143,000
Dutchess County New York 5 $ 1,495,000 $ 299,000 $ 155,000
Geauga County Ohio 5 $ 1,345,000 $ 269,000 $ 119,000
Greene County Ohio 5 $ 985,000 $ 197,000 $ 114,000
Henry County Ohio 5 $ 775,000 $ 155,000 $ 79,000
Lake County Ohio 5 $ 1,065,000 $ 213,000 $ 91,000
Mahoning County Ohio 5 $ 685,000 $ 137,000 $ 88,000
Medina County Ohio 5 $ 1,175,000 $ 235,000 $ 98,000
Ottawa County Ohio 5 $ 1,235,000 $ 247,000 $ 224,000
Portage County Ohio 5 $ 1,025,000 $ 205,000 $ 83,000
Seneca County Ohio 5 $ 915,000 $ 183,000 $ 76,000
Providence County Rhode Island 5 $ 1,585,000 $ 317,000 $ 72,000
Charleston County South Carolina 5 $ 1,505,000 $ 301,000 $ 106,000
Davidson County Tennessee 5 $ 1,185,000 $ 237,000 $ 62,000
Weber County Utah 5 $ 1,345,000 $ 269,000 $ 82,000
Fauquier County Virginia 5 $ 1,625,000 $ 325,000 $ 132,000
Loudoun County Virginia 5 $ 2,205,000 $ 441,000 $ 148,000
Pinal County Arizona 4 $ 830,000 $ 207,000 $ 62,000
Solano County California 4 $ 920,000 $ 230,000 $ 95,000
Arapahoe County Colorado 4 $ 1,230,000 $ 307,000 $ 96,000
Denver County Colorado 4 $ 1,240,000 $ 310,000 $ 75,000
Manatee County Florida 4 $ 1,130,000 $ 282,000 $ 68,000
Volusia County Florida 4 $ 850,000 $ 212,000 $ 125,000
Coweta County Georgia 4 $ 1,100,000 $ 275,000 $ 131,000
Ada County Idaho 4 $ 1,180,000 $ 295,000 $ 99,000
Hamilton County Indiana 4 $ 940,000 $ 235,000 $ 55,000
Hendricks County Indiana 4 $ 880,000 $ 220,000 $ 475,000
Marion County Indiana 4 $ 1,020,000 $ 255,000 $ 150,000
Orleans County Louisiana 4 $ 1,340,000 $ 335,000 $ 144,000
Cumberland County Maine 4 $ 1,140,000 $ 285,000 $ 89,000
Carroll County Maryland 4 $ 1,290,000 $ 322,000 $ 101,000
Frederick County Maryland 4 $ 1,480,000 $ 370,000 $ 123,000
Montgomery County Maryland 4 $ 1,670,000 $ 417,000 $ 148,000
Allegan County Michigan 4 $ 970,000 $ 242,000 $ 92,000
Monroe County Michigan 4 $ 820,000 $ 205,000 $ 113,000
Wright County Minnesota 4 $ 1,060,000 $ 265,000 $ 88,000
DeSoto County Mississippi 4 $ 940,000 $ 235,000 $ 97,000
Washoe County Nevada 4 $ 1,170,000 $ 292,000 $ 58,000
Camden County New Jersey 4 $ 1,190,000 $ 297,000 $ 133,000
Bernalillo County New Mexico 4 $ 990,000 $ 247,000 $ 92,000
Saratoga County New York 4 $ 880,000 $ 220,000 $ 118,000
Buncombe County North Carolina 4 $ 1,020,000 $ 255,000 $ 90,000
Forsyth County North Carolina 4 $ 900,000 $ 225,000 $ 63,000
New Hanover County North Carolina 4 $ 1,010,000 $ 252,000 $ 153,000
Brown County Ohio 4 $ 490,000 $ 122,000 $ 86,000
Paulding County Ohio 4 $ 530,000 $ 132,000 $ 98,000
Delaware County Pennsylvania 4 $ 1,070,000 $ 267,000 $ 100,000
Montgomery County Pennsylvania 4 $ 970,000 $ 242,000 $ 114,000
Washington County Rhode Island 4 $ 1,140,000 $ 285,000 $ 128,000
Beaufort County South Carolina 4 $ 880,000 $ 220,000 $ 137,000
Dorchester County South Carolina 4 $ 860,000 $ 215,000 $ 57,000
Knox County Tennessee 4 $ 1,040,000 $ 260,000 $ 94,000
Rutherford County Tennessee 4 $ 1,190,000 $ 297,000 $ 135,000
Shelby County Tennessee 4 $ 840,000 $ 210,000 $ 85,000
Collin County Texas 4 $ 1,170,000 $ 292,000 $ 117,000
Chesterfield County Virginia 4 $ 1,280,000 $ 320,000 $ 149,000
Clark County Washington 4 $ 1,360,000 $ 340,000 $ 118,000
Mobile County Alabama 3 $ 855,000 $ 285,000 $ 122,000
Shelby County Alabama 3 $ 955,000 $ 318,000 $ 117,000
Yavapai County Arizona 3 $ 635,000 $ 211,000 $ 59,000
Contra Costa County California 3 $ 1,435,000 $ 478,000 $ 146,000
Ventura County California 3 $ 1,055,000 $ 351,000 $ 132,000
Weld County Colorado 3 $ 685,000 $ 228,000 $ 105,000
Sussex County Delaware 3 $ 845,000 $ 281,000 $ 99,000
Charlotte County Florida 3 $ 705,000 $ 235,000 $ 61,000
Citrus County Florida 3 $ 525,000 $ 175,000 $ 36,000
Okaloosa County Florida 3 $ 975,000 $ 325,000 $ 266,000
Sumter County Florida 3 $ 775,000 $ 258,000 $ 82,000
Chatham County Georgia 3 $ 915,000 $ 305,000 $ 144,000
Douglas County Georgia 3 $ 725,000 $ 241,000 $ 86,000
Fayette County Georgia 3 $ 925,000 $ 308,000 $ 158,000
Jackson County Georgia 3 $ 1,215,000 $ 405,000 $ 120,000
Shoshone County Idaho 3 $ 535,000 $ 178,000 $ 42,000
Dearborn County Indiana 3 $ 445,000 $ 148,000 $ 95,000
Porter County Indiana 3 $ 665,000 $ 221,000 $ 79,000
St. Joseph County Indiana 3 $ 505,000 $ 168,000 $ 81,000
Jefferson County Louisiana 3 $ 745,000 $ 248,000 $ 58,000
Cecil County Maryland 3 $ 805,000 $ 268,000 $ 91,000
Worcester County Massachusetts 3 $ 645,000 $ 215,000 $ 124,000
Isanti County Minnesota 3 $ 675,000 $ 225,000 $ 104,000
Belknap County New Hampshire 3 $ 1,025,000 $ 341,000 $ 177,000
Merrimack County New Hampshire 3 $ 705,000 $ 235,000 $ 39,000
Essex County New Jersey 3 $ 905,000 $ 301,000 $ 94,000
Monroe County New York 3 $ 705,000 $ 235,000 $ 168,000
Putnam County New York 3 $ 855,000 $ 285,000 $ 101,000
Ulster County New York 3 $ 645,000 $ 215,000 $ 100,000
Cabarrus County North Carolina 3 $ 825,000 $ 275,000 $ 123,000
Gaston County North Carolina 3 $ 695,000 $ 231,000 $ 86,000
Clark County Ohio 3 $ 795,000 $ 265,000 $ 157,000
Highland County Ohio 3 $ 495,000 $ 165,000 $ 90,000
Miami County Ohio 3 $ 385,000 $ 128,000 $ 91,000
Muskingum County Ohio 3 $ 525,000 $ 175,000 $ 70,000
Ross County Ohio 3 $ 685,000 $ 228,000 $ 123,000
Stark County Ohio 3 $ 485,000 $ 161,000 $ 87,000
Wyandot County Ohio 3 $ 455,000 $ 151,000 $ 86,000
Washington County Oregon 3 $ 1,115,000 $ 371,000 $ 130,000
Berks County Pennsylvania 3 $ 965,000 $ 321,000 $ 114,000
Lancaster County Pennsylvania 3 $ 575,000 $ 191,000 $ 106,000
Northampton County Pennsylvania 3 $ 675,000 $ 225,000 $ 115,000
York County Pennsylvania 3 $ 895,000 $ 298,000 $ 105,000
York County South Carolina 3 $ 765,000 $ 255,000 $ 69,000
Williamson County Tennessee 3 $ 1,025,000 $ 341,000 $ 168,000
Wilson County Tennessee 3 $ 875,000 $ 291,000 $ 131,000
Harris County Texas 3 $ 725,000 $ 241,000 $ 161,000
Chittenden County Vermont 3 $ 735,000 $ 245,000 $ 93,000
Benton County Washington 3 $ 685,000 $ 228,000 $ 72,000
Houston County Alabama 2 $ 370,000 $ 185,000 $ 63,000
Cochise County Arizona 2 $ 400,000 $ 200,000 $ 58,000
Pima County Arizona 2 $ 440,000 $ 220,000 $ 60,000
Faulkner County Arkansas 2 $ 610,000 $ 305,000 $ 100,000
Saline County Arkansas 2 $ 480,000 $ 240,000 $ 91,000
Fresno County California 2 $ 620,000 $ 310,000 $ 139,000
Madera County California 2 $ 590,000 $ 295,000 $ 75,000
San Joaquin County California 2 $ 670,000 $ 335,000 $ 141,000
San Luis Obispo County California 2 $ 760,000 $ 380,000 $ 102,000
Boulder County Colorado 2 $ 720,000 $ 360,000 $ 155,000
Delta County Colorado 2 $ 540,000 $ 270,000 $ 43,000
Fremont County Colorado 2 $ 380,000 $ 190,000 $ 61,000
Larimer County Colorado 2 $ 680,000 $ 340,000 $ 141,000
Pueblo County Colorado 2 $ 360,000 $ 180,000 $ 65,000
New London County Connecticut 2 $ 540,000 $ 270,000 $ 57,000
Marion County Florida 2 $ 420,000 $ 210,000 $ 163,000
Martin County Florida 2 $ 430,000 $ 215,000 $ 102,000
St. Johns County Florida 2 $ 500,000 $ 250,000 $ 95,000
St. Lucie County Florida 2 $ 440,000 $ 220,000 $ 38,000
Rockdale County Georgia 2 $ 440,000 $ 220,000 $ 86,000
Walton County Georgia 2 $ 350,000 $ 175,000 $ 92,000
Honolulu County Hawaii 2 $ 1,160,000 $ 580,000 $ 160,000
Bonner County Idaho 2 $ 500,000 $ 250,000 $ 61,000
Kootenai County Idaho 2 $ 610,000 $ 305,000 $ 164,000
Ripley County Indiana 2 $ 570,000 $ 285,000 $ 95,000
Clark County Kentucky 2 $ 630,000 $ 315,000 $ 191,000
Grant County Kentucky 2 $ 360,000 $ 180,000 $ 78,000
Madison County Kentucky 2 $ 310,000 $ 155,000 $ 104,000
Mercer County Kentucky 2 $ 420,000 $ 210,000 $ 159,000
Warren County Kentucky 2 $ 440,000 $ 220,000 $ 139,000
Caddo County Louisiana 2 $ 460,000 $ 230,000 $ 92,000
Harford County Maryland 2 $ 500,000 $ 250,000 $ 93,000
Hampden County Massachusetts 2 $ 350,000 $ 175,000 $ 57,000
Barry County Michigan 2 $ 520,000 $ 260,000 $ 102,000
Branch County Michigan 2 $ 380,000 $ 190,000 $ 105,000
Kent County Michigan 2 $ 500,000 $ 250,000 $ 103,000
Macomb County Michigan 2 $ 390,000 $ 195,000 $ 65,000
Van Buren County Michigan 2 $ 440,000 $ 220,000 $ 97,000
Ramsey County Minnesota 2 $ 360,000 $ 180,000 $ 67,000
Sherburne County Minnesota 2 $ 360,000 $ 180,000 $ 108,000
Washington County Minnesota 2 $ 640,000 $ 320,000 $ 157,000
Harrison County Mississippi 2 $ 280,000 $ 140,000 $ 89,000
Lincoln County Missouri 2 $ 560,000 $ 280,000 $ 58,000
St. Charles County Missouri 2 $ 470,000 $ 235,000 $ 91,000
St. Louis County Missouri 2 $ 500,000 $ 250,000 $ 186,000
Missoula County Montana 2 $ 760,000 $ 380,000 $ 122,000
Strafford County New Hampshire 2 $ 690,000 $ 345,000 $ 153,000
Burlington County New Jersey 2 $ 810,000 $ 405,000 $ 161,000
Hunterdon County New Jersey 2 $ 580,000 $ 290,000 $ 138,000
Eddy County New Mexico 2 $ 510,000 $ 255,000 $ 167,000
Santa Fe County New Mexico 2 $ 570,000 $ 285,000 $ 72,000
Rockland County New York 2 $ 780,000 $ 390,000 $ 190,000
Brunswick County North Carolina 2 $ 370,000 $ 185,000 $ 129,000
Durham County North Carolina 2 $ 550,000 $ 275,000 $ 89,000
Henderson County North Carolina 2 $ 450,000 $ 225,000 $ 89,000
Randolph County North Carolina 2 $ 530,000 $ 265,000 $ 187,000
Rowan County North Carolina 2 $ 500,000 $ 250,000 $ 53,000
Burleigh County North Dakota 2 $ 560,000 $ 280,000 $ 126,000
Athens County Ohio 2 $ 590,000 $ 295,000 $ 29,000
Belmont County Ohio 2 $ 310,000 $ 155,000 $ 50,000
Champaign County Ohio 2 $ 1,780,000 $ 890,000 $ 112,000
Crawford County Ohio 2 $ 280,000 $ 140,000 $ 19,000
Defiance County Ohio 2 $ 310,000 $ 155,000 $ 127,000
Erie County Ohio 2 $ 390,000 $ 195,000 $ 163,000
Fulton County Ohio 2 $ 320,000 $ 160,000 $ 113,000
Hocking County Ohio 2 $ 290,000 $ 145,000 $ 38,000
Lorain County Ohio 2 $ 390,000 $ 195,000 $ 85,000
Perry County Ohio 2 $ 700,000 $ 350,000 $ 113,000
Canadian County Oklahoma 2 $ 430,000 $ 215,000 $ 145,000
Multnomah County Oregon 2 $ 520,000 $ 260,000 $ 69,000
Beaver County Pennsylvania 2 $ 300,000 $ 150,000 $ 89,000
Franklin County Pennsylvania 2 $ 420,000 $ 210,000 $ 102,000
Lackawanna County Pennsylvania 2 $ 480,000 $ 240,000 $ 154,000
Lycoming County Pennsylvania 2 $ 380,000 $ 190,000 $ 73,000
Washington County Pennsylvania 2 $ 680,000 $ 340,000 $ 150,000
Lancaster County South Carolina 2 $ 470,000 $ 235,000 $ 81,000
Hamilton County Tennessee 2 $ 480,000 $ 240,000 $ 124,000
Lincoln County Tennessee 2 $ 460,000 $ 230,000 $ 52,000
Davis County Utah 2 $ 590,000 $ 295,000 $ 70,000
Summit County Utah 2 $ 610,000 $ 305,000 $ 269,000
Utah County Utah 2 $ 540,000 $ 270,000 $ 134,000
Washington County Utah 2 $ 660,000 $ 330,000 $ 157,000
Alexandria County Virginia 2 $ 940,000 $ 470,000 $ 138,000
Chesapeake County Virginia 2 $ 550,000 $ 275,000 $ 53,000
Richmond City County Virginia 2 $ 630,000 $ 315,000 $ 99,000
Virginia Beach County Virginia 2 $ 470,000 $ 235,000 $ 48,000
Island County Washington 2 $ 690,000 $ 345,000 $ 111,000
Pierce County Washington 2 $ 560,000 $ 280,000 $ 100,000
Spokane County Washington 2 $ 390,000 $ 195,000 $ 70,000
Cabell County West Virginia 2 $ 440,000 $ 220,000 $ 142,000
Brown County Wisconsin 2 $ 370,000 $ 185,000 $ 100,000
Outagamie County Wisconsin 2 $ 450,000 $ 225,000 $ 98,000
Racine County Wisconsin 2 $ 330,000 $ 165,000 $ 133,000
Waukesha County Wisconsin 2 $ 630,000 $ 315,000 $ 122,000
Campbell County Wyoming 2 $ 520,000 $ 260,000 $ 79,000
Sweetwater County Wyoming 2 $ 500,000 $ 250,000 $ 104,000
Baldwin County Alabama 1 $ 315,000 $ 315,000 $ 100,000
Covington County Alabama 1 $ 305,000 $ 305,000 $ 91,000
Cullman County Alabama 1 $ 155,000 $ 155,000 $ 80,000
Dale County Alabama 1 $ 195,000 $ 195,000 $ 64,000
Elmore County Alabama 1 $ 195,000 $ 195,000 $ 108,000
Jefferson County Alabama 1 $ 175,000 $ 175,000 $ 74,000
Lee County Alabama 1 $ 355,000 $ 355,000 $ 195,000
Madison County Alabama 1 $ 245,000 $ 245,000 $ 67,000
Russell County Alabama 1 $ 215,000 $ 215,000 $ 64,000
Fairbanks North Star County Alaska 1 $ 345,000 $ 345,000 $ 111,000
Columbia County Arkansas 1 $ 205,000 $ 205,000 $ 125,000
Crawford County Arkansas 1 $ 225,000 $ 225,000 $ 35,000
Garland County Arkansas 1 $ 355,000 $ 355,000 $ 167,000
Hempstead County Arkansas 1 $ 255,000 $ 255,000 $ 203,000
Miller County Arkansas 1 $ 195,000 $ 195,000 $ 145,000
Pulaski County Arkansas 1 $ 135,000 $ 135,000 $ 79,000
Washington County Arkansas 1 $ 255,000 $ 255,000 $ 54,000
El Dorado County California 1 $ 285,000 $ 285,000 $ 84,000
Placer County California 1 $ 265,000 $ 265,000 $ 84,000
San Bernardino County California 1 $ 515,000 $ 515,000 $ 142,000
Santa Clara County California 1 $ 675,000 $ 675,000 $ 206,000
Stanislaus County California 1 $ 265,000 $ 265,000 $ 40,000
La Plata County Colorado 1 $ 515,000 $ 515,000 $ 522,000
Montezuma County Colorado 1 $ 305,000 $ 305,000 $ 65,000
Litchfield County Connecticut 1 $ 305,000 $ 305,000 $ 216,000
Middlesex County Connecticut 1 $ 205,000 $ 205,000 $ 95,000
Windham County Connecticut 1 $ 195,000 $ 195,000 $ 117,000
Bay County Florida 1 $ 325,000 $ 325,000 $ 46,000
Clay County Florida 1 $ 285,000 $ 285,000 $ 183,000
Flagler County Florida 1 $ 145,000 $ 145,000 $ 71,000
Hendry County Florida 1 $ 195,000 $ 195,000 $ 48,000
Hernando County Florida 1 $ 255,000 $ 255,000 $ 139,000
Indian River County Florida 1 $ 365,000 $ 365,000 $ 156,000
Leon County Florida 1 $ 195,000 $ 195,000 $ 109,000
Monroe County Florida 1 $ 285,000 $ 285,000 $ 23,000
Okeechobee County Florida 1 $ 215,000 $ 215,000 $ 89,000
Santa Rosa County Florida 1 $ 225,000 $ 225,000 $ 56,000
Barrow County Georgia 1 $ 215,000 $ 215,000 $ 102,000
Butts County Georgia 1 $ 155,000 $ 155,000 $ 70,000
Camden County Georgia 1 $ 215,000 $ 215,000 $ 64,000
Clayton County Georgia 1 $ 85,000 $ 85,000 $ 108,000
Columbia County Georgia 1 $ 175,000 $ 175,000 $ 125,000
Franklin County Georgia 1 $ 215,000 $ 215,000 $ 107,000
Gilmer County Georgia 1 $ 245,000 $ 245,000 $ 46,000
Grady County Georgia 1 $ 235,000 $ 235,000 $ 66,000
Hall County Georgia 1 $ 325,000 $ 325,000 $ 113,000
Harris County Georgia 1 $ 295,000 $ 295,000 $ 58,000
Henry County Georgia 1 $ 225,000 $ 225,000 $ 109,000
Houston County Georgia 1 $ 385,000 $ 385,000 $ 109,000
Lumpkin County Georgia 1 $ 165,000 $ 165,000 $ 92,000
Paulding County Georgia 1 $ 265,000 $ 265,000 $ 125,000
Union County Georgia 1 $ 175,000 $ 175,000 $ 80,000
Boise County Idaho 1 $ 235,000 $ 235,000 $ 64,000
Bonneville County Idaho 1 $ 325,000 $ 325,000 $ 135,000
Canyon County Idaho 1 $ 205,000 $ 205,000 $ 40,000
Nez Perce County Idaho 1 $ 205,000 $ 205,000 $ 250,000
Teton County Idaho 1 $ 405,000 $ 405,000 $ 90,000
Jefferson County Illinois 1 $ 275,000 $ 275,000 $ 287,000
Kendall County Illinois 1 $ 275,000 $ 275,000 $ 218,000
Winnebago County Illinois 1 $ 135,000 $ 135,000 $ 167,000
Boone County Indiana 1 $ 85,000 $ 85,000 $ 29,000
Cass County Indiana 1 $ 195,000 $ 195,000 $ 81,000
Grant County Indiana 1 $ 255,000 $ 255,000 $ 101,000
Huntington County Indiana 1 $ 225,000 $ 225,000 $ 96,000
Jasper County Indiana 1 $ 265,000 $ 265,000 $ 119,000
Johnson County Indiana 1 $ 235,000 $ 235,000 $ 136,000
LaPorte County Indiana 1 $ 195,000 $ 195,000 $ 79,000
Ohio County Indiana 1 $ 35,000 $ 35,000 $ 236,000
Shelby County Indiana 1 $ 395,000 $ 395,000 $ 96,000
Switzerland County Indiana 1 $ 145,000 $ 145,000 $ 107,000
Tippecanoe County Indiana 1 $ 185,000 $ 185,000 $ 59,000
Vermillion County Indiana 1 $ 225,000 $ 225,000 $ 177,000
Carroll County Iowa 1 $ 295,000 $ 295,000 $ 70,000
Cedar County Iowa 1 $ 245,000 $ 245,000 $ 106,000
Dallas County Iowa 1 $ 265,000 $ 265,000 $ 172,000
Decatur County Iowa 1 $ 175,000 $ 175,000 $ 52,000
Polk County Iowa 1 $ 255,000 $ 255,000 $ 40,000
Scott County Iowa 1 $ 245,000 $ 245,000 $ 140,000
Butler County Kansas 1 $ 285,000 $ 285,000 $ 171,000
Johnson County Kansas 1 $ 195,000 $ 195,000 $ 101,000
Morris County Kansas 1 $ 195,000 $ 195,000 $ 106,000
Pottawatomie County Kansas 1 $ 195,000 $ 195,000 $ 92,000
Riley County Kansas 1 $ 185,000 $ 185,000 $ 130,000
Bracken County Kentucky 1 $ 205,000 $ 205,000 $ 78,000
Calloway County Kentucky 1 $ 225,000 $ 225,000 $ 91,000
Fayette County Kentucky 1 $ 295,000 $ 295,000 $ 63,000
Grayson County Kentucky 1 $ 245,000 $ 245,000 $ 73,000
Jessamine County Kentucky 1 $ 195,000 $ 195,000 $ 35,000
Marshall County Kentucky 1 $ 195,000 $ 195,000 $ 100,000
Muhlenberg County Kentucky 1 $ 205,000 $ 205,000 $ 175,000
Shelby County Kentucky 1 $ 245,000 $ 245,000 $ 275,000
Wayne County Kentucky 1 $ 225,000 $ 225,000 $ 0
Ascension County Louisiana 1 $ 235,000 $ 235,000 $ 129,000
West Feliciana County Louisiana 1 $ 255,000 $ 255,000 $ 80,000
Knox County Maine 1 $ 255,000 $ 255,000 $ 64,000
Sagadahoc County Maine 1 $ 285,000 $ 285,000 $ 92,000
Waldo County Maine 1 $ 325,000 $ 325,000 $ 158,000
York County Maine 1 $ 205,000 $ 205,000 $ 50,000
Baltimore County Maryland 1 $ 315,000 $ 315,000 $ 44,000
Baltimore City County Maryland 1 $ 255,000 $ 255,000 $ 107,000
Charles County Maryland 1 $ 375,000 $ 375,000 $ 218,000
Queen Anne's County Maryland 1 $ 235,000 $ 235,000 $ 0
Franklin County Massachusetts 1 $ 245,000 $ 245,000 $ 0
Hampshire County Massachusetts 1 $ 285,000 $ 285,000 $ 86,000
Nantucket County Massachusetts 1 $ 275,000 $ 275,000 $ 59,000
Alpena County Michigan 1 $ 235,000 $ 235,000 $ 121,000
Cass County Michigan 1 $ 185,000 $ 185,000 $ 67,000
Emmet County Michigan 1 $ 245,000 $ 245,000 $ 190,000
Gogebic County Michigan 1 $ 185,000 $ 185,000 $ 56,000
Grand Traverse County Michigan 1 $ 185,000 $ 185,000 $ 50,000
Jackson County Michigan 1 $ 325,000 $ 325,000 $ 131,000
Kalamazoo County Michigan 1 $ 205,000 $ 205,000 $ 135,000
Leelanau County Michigan 1 $ 205,000 $ 205,000 $ 28,000
Manistee County Michigan 1 $ 195,000 $ 195,000 $ 38,000
Midland County Michigan 1 $ 235,000 $ 235,000 $ 230,000
Otsego County Michigan 1 $ 105,000 $ 105,000 $ 332,000
Ottawa County Michigan 1 $ 265,000 $ 265,000 $ 184,000
Roscommon County Michigan 1 $ 55,000 $ 55,000 $ 199,000
Anoka County Minnesota 1 $ 235,000 $ 235,000 $ 55,000
Carver County Minnesota 1 $ 355,000 $ 355,000 $ 70,000
Cook County Minnesota 1 $ 275,000 $ 275,000 $ 191,000
Itasca County Minnesota 1 $ 515,000 $ 515,000 $ 93,000
Meeker County Minnesota 1 $ 195,000 $ 195,000 $ 93,000
Scott County Minnesota 1 $ 285,000 $ 285,000 $ 108,000
St. Louis County Minnesota 1 $ 185,000 $ 185,000 $ 109,000
Leflore County Mississippi 1 $ 205,000 $ 205,000 $ 71,000
Boone County Missouri 1 $ 165,000 $ 165,000 $ 61,000
Christian County Missouri 1 $ 265,000 $ 265,000 $ 223,000
Cooper County Missouri 1 $ 135,000 $ 135,000 $ 69,000
Newton County Missouri 1 $ 175,000 $ 175,000 $ 77,000
Pemiscot County Missouri 1 $ 305,000 $ 305,000 $ 108,000
Platte County Missouri 1 $ 195,000 $ 195,000 $ 290,000
St. Francois County Missouri 1 $ 215,000 $ 215,000 $ 119,000
Taney County Missouri 1 $ 205,000 $ 205,000 $ 51,000
Gallatin County Montana 1 $ 435,000 $ 435,000 $ 116,000
Douglas County Nebraska 1 $ 265,000 $ 265,000 $ 61,000
Seward County Nebraska 1 $ 255,000 $ 255,000 $ 84,000
Carson City County Nevada 1 $ 205,000 $ 205,000 $ 48,000
Nye County Nevada 1 $ 205,000 $ 205,000 $ 30,000
Grafton County New Hampshire 1 $ 255,000 $ 255,000 $ 615,000
Cape May County New Jersey 1 $ 315,000 $ 315,000 $ 84,000
Gloucester County New Jersey 1 $ 285,000 $ 285,000 $ 106,000
Mercer County New Jersey 1 $ 255,000 $ 255,000 $ 108,000
Sussex County New Jersey 1 $ 265,000 $ 265,000 $ 79,000
Dona Ana County New Mexico 1 $ 105,000 $ 105,000 $ 46,000
San Juan County New Mexico 1 $ 215,000 $ 215,000 $ 158,000
Sandoval County New Mexico 1 $ 195,000 $ 195,000 $ 56,000
Albany County New York 1 $ 235,000 $ 235,000 $ 111,000
Chautauqua County New York 1 $ 365,000 $ 365,000 $ 238,000
Clinton County New York 1 $ 135,000 $ 135,000 $ 76,000
Columbia County New York 1 $ 175,000 $ 175,000 $ 124,000
Essex County New York 1 $ 265,000 $ 265,000 $ 45,000
Greene County New York 1 $ 205,000 $ 205,000 $ 96,000
New York County New York 1 $ 165,000 $ 165,000 $ 51,000
Sullivan County New York 1 $ 225,000 $ 225,000 $ 78,000
Wyoming County New York 1 $ 115,000 $ 115,000 $ 115,000
Burke County North Carolina 1 $ 195,000 $ 195,000 $ 71,000
Davie County North Carolina 1 $ 285,000 $ 285,000 $ 170,000
Guilford County North Carolina 1 $ 205,000 $ 205,000 $ 33,000
Iredell County North Carolina 1 $ 185,000 $ 185,000 $ 129,000
Johnston County North Carolina 1 $ 195,000 $ 195,000 $ 82,000
Nash County North Carolina 1 $ 185,000 $ 185,000 $ 72,000
Pasquotank County North Carolina 1 $ 155,000 $ 155,000 $ 64,000
Pender County North Carolina 1 $ 245,000 $ 245,000 $ 94,000
Swain County North Carolina 1 $ 195,000 $ 195,000 $ 68,000
Transylvania County North Carolina 1 $ 295,000 $ 295,000 $ 47,000
Union County North Carolina 1 $ 305,000 $ 305,000 $ 32,000
Wilkes County North Carolina 1 $ 195,000 $ 195,000 $ 46,000
Yancey County North Carolina 1 $ 365,000 $ 365,000 $ 90,000
Adams County Ohio 1 $ 105,000 $ 105,000 $ 46,000
Ashland County Ohio 1 $ 95,000 $ 95,000 $ 37,000
Clinton County Ohio 1 $ 165,000 $ 165,000 $ 70,000
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Mortgage Loan Application Detail Totals for The Union Bank Company in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,598 $399,750,000 $250,000 $4,985,000 $118,000 $2,095,000
Cash-out Refinancing 1,491 $389,125,000 $260,000 $895,000 $113,000 $715,000
Home Purchase 889 $207,295,000 $233,000 $10,005,000 $101,000 $762,000
Other Purpose 4 $240,000 $60,000 $95,000 $39,000 $75,000
Home Improvement 3 $165,000 $55,000 $115,000 $55,000 $65,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,844 $664,540,000 $233,000 $1,715,000 $112,000 $1,596,000
Not Provided 666 $180,890,000 $271,000 $895,000 $116,000 $2,095,000
Asian 152 $41,800,000 $275,000 $605,000 $122,000 $762,000
Hispanic 130 $32,780,000 $252,000 $655,000 $93,000 $394,000
Black or African American 126 $31,550,000 $250,000 $615,000 $92,000 $240,000
Not applicable 47 $38,935,000 $828,000 $10,005,000 $0 $0
American Indian or Alaskan Native 5 $1,285,000 $257,000 $385,000 $72,000 $115,000
Native Hawaiian or Other Pacific Islander 2 $370,000 $185,000 $195,000 $78,000 $118,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,487 $872,715,000 $250,000 $10,005,000 $117,000 $2,095,000
FHA-insured (Federal Housing Administration) 303 $71,815,000 $237,000 $725,000 $85,000 $231,000
VA-guaranteed (Veterans Administration) 178 $49,660,000 $278,000 $895,000 $76,000 $482,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $2,385,000 $140,000 $385,000 $54,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,753 $686,925,000 $249,000 $10,005,000 $115,000 $2,095,000
Application Withdrawn By Applicant 498 $123,330,000 $247,000 $975,000 $111,000 $1,596,000
File Closed For Incompleteness 493 $129,605,000 $262,000 $805,000 $110,000 $715,000
Application Denied By Financial Institution 220 $51,710,000 $235,000 $895,000 $82,000 $482,000
Application Approved But Not Accepted 21 $5,005,000 $238,000 $435,000 $86,000 $169,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,765 $944,865,000 $250,000 $10,005,000 $114,000 $2,095,000
Debt-To-Income Ratio 101 $25,885,000 $256,000 $625,000 $59,000 $211,000
Credit History 47 $8,825,000 $187,000 $785,000 $71,000 $229,000
Collateral 24 $6,040,000 $251,000 $895,000 $118,000 $354,000
Other 22 $4,770,000 $216,000 $525,000 $151,000 $482,000
Unverifiable Information 12 $2,970,000 $247,000 $505,000 $91,000 $140,000
Credit Application Incomplete 10 $2,470,000 $247,000 $385,000 $102,000 $218,000
Employment History 2 $500,000 $250,000 $295,000 $120,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 2 $250,000 $125,000 $125,000 $84,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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