Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2019

In 2019, Third Federal Savings and Loan of Cleveland, OH reported 52,760 mortgage applications totaling $7.7 billion, up 5% from 2018. The average application was for $145,220, and applicants reported an average income of $131,110. 52% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Cleveland-Elyria, OH (9,022), Columbus, OH (3,841) and Cincinnati, OH-KY-IN (2,957) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 52,760
Total Mortgage Loan Application Amount $7,661,830,000
Average Mortgage Loan Application Amount $145,220
Highest Mortgage Loan Application Amount $1,105,000
Average Applicant Income $131,110
Highest Applicant Income $6,240,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 5,219 $ 645,885,000 $ 123,756 $ 107,000
Franklin, Ohio 2,233 $ 352,545,000 $ 157,879 $ 131,000
Summit, Ohio 1,518 $ 198,290,000 $ 130,625 $ 114,000
Palm Beach, Florida 1,393 $ 199,575,000 $ 143,269 $ 133,000
Los Angeles, California 1,290 $ 178,040,000 $ 138,015 $ 157,000
Hamilton, Ohio 1,231 $ 191,235,000 $ 155,349 $ 120,000
Broward, Florida 1,193 $ 158,675,000 $ 133,005 $ 124,000
Lorain, Ohio 1,185 $ 164,395,000 $ 138,729 $ 116,000
Medina, Ohio 1,131 $ 153,855,000 $ 136,034 $ 112,000
Pinellas, Florida 1,086 $ 136,150,000 $ 125,368 $ 108,000
Lake, Ohio 1,085 $ 144,905,000 $ 133,552 $ 113,000
Delaware, Ohio 911 $ 176,965,000 $ 194,253 $ 151,000
Hillsborough, Florida 739 $ 98,055,000 $ 132,686 $ 119,000
Lee, Florida 692 $ 99,930,000 $ 144,407 $ 117,000
Orange, California 664 $ 97,370,000 $ 146,641 $ 174,000
Butler, Ohio 531 $ 76,285,000 $ 143,662 $ 116,000
San Diego, California 475 $ 64,535,000 $ 135,863 $ 156,000
Warren, Ohio 458 $ 83,640,000 $ 182,620 $ 145,000
King, Washington 449 $ 71,625,000 $ 159,521 $ 191,000
Collier, Florida 438 $ 72,800,000 $ 166,210 $ 123,000
Sarasota, Florida 434 $ 58,250,000 $ 134,216 $ 104,000
Geauga, Ohio 402 $ 64,440,000 $ 160,298 $ 128,000
Miami-Dade, Florida 383 $ 54,785,000 $ 143,041 $ 143,000
Alameda, California 380 $ 65,280,000 $ 171,789 $ 186,000
Pasco, Florida 374 $ 43,810,000 $ 117,139 $ 107,000
Portage, Ohio 366 $ 49,660,000 $ 135,683 $ 115,000
Cook, Illinois 365 $ 47,015,000 $ 128,808 $ 154,000
Contra Costa, California 335 $ 46,655,000 $ 139,268 $ 181,000
Santa Clara, California 335 $ 64,955,000 $ 193,895 $ 213,000
Clermont, Ohio 328 $ 49,870,000 $ 152,042 $ 123,000
Wake, North Carolina 307 $ 55,395,000 $ 180,439 $ 145,000
Riverside, California 292 $ 32,350,000 $ 110,787 $ 150,000
Manatee, Florida 290 $ 33,660,000 $ 116,068 $ 106,000
Fairfax, Virginia 282 $ 53,670,000 $ 190,319 $ 214,000
Fulton, Georgia 270 $ 39,170,000 $ 145,074 $ 179,000
Sacramento, California 228 $ 24,430,000 $ 107,149 $ 134,000
San Bernardino, California 224 $ 29,060,000 $ 129,732 $ 133,000
Bergen, New Jersey 223 $ 32,765,000 $ 146,928 $ 201,000
Mecklenburg, North Carolina 223 $ 31,755,000 $ 142,399 $ 169,000
Licking, Ohio 223 $ 35,765,000 $ 160,381 $ 133,000
Orange, Florida 217 $ 30,715,000 $ 141,543 $ 131,000
Monmouth, New Jersey 204 $ 26,230,000 $ 128,578 $ 172,000
Middlesex, Massachusetts 203 $ 29,905,000 $ 147,315 $ 179,000
Fairfield, Ohio 203 $ 28,555,000 $ 140,665 $ 107,000
Stark, Ohio 200 $ 25,120,000 $ 125,600 $ 106,000
Jefferson, Colorado 194 $ 24,840,000 $ 128,041 $ 142,000
Nassau, New York 194 $ 28,880,000 $ 148,865 $ 181,000
Denver, Colorado 184 $ 26,440,000 $ 143,695 $ 155,000
Bucks, Pennsylvania 180 $ 25,330,000 $ 140,722 $ 165,000
Montgomery, Maryland 172 $ 26,030,000 $ 151,337 $ 188,000
DuPage, Illinois 168 $ 23,730,000 $ 141,250 $ 161,000
Middlesex, New Jersey 167 $ 25,075,000 $ 150,149 $ 172,000
Douglas, Colorado 165 $ 25,935,000 $ 157,181 $ 164,000
Union, Ohio 160 $ 36,790,000 $ 229,937 $ 142,000
Arapahoe, Colorado 158 $ 20,030,000 $ 126,772 $ 191,000
Montgomery, Pennsylvania 157 $ 23,785,000 $ 151,496 $ 189,000
Ventura, California 154 $ 19,970,000 $ 129,675 $ 185,000
Snohomish, Washington 151 $ 20,355,000 $ 134,801 $ 147,000
Cobb, Georgia 148 $ 16,510,000 $ 111,554 $ 156,000
Chester, Pennsylvania 147 $ 21,245,000 $ 144,523 $ 172,000
Kenton, Kentucky 145 $ 19,325,000 $ 133,275 $ 110,000
Westchester, New York 145 $ 22,285,000 $ 153,689 $ 214,000
Loudoun, Virginia 145 $ 23,965,000 $ 165,275 $ 184,000
Boone, Kentucky 142 $ 20,640,000 $ 145,352 $ 118,000
Fairfield, Connecticut 139 $ 23,065,000 $ 165,935 $ 213,000
Suffolk, New York 138 $ 17,100,000 $ 123,913 $ 165,000
DeKalb, Georgia 135 $ 18,595,000 $ 137,740 $ 187,000
Morris, New Jersey 129 $ 21,005,000 $ 162,829 $ 205,000
Gwinnett, Georgia 128 $ 14,670,000 $ 114,609 $ 117,000
San Mateo, California 126 $ 21,300,000 $ 169,047 $ 208,000
Essex, New Jersey 126 $ 16,560,000 $ 131,428 $ 225,000
Placer, California 115 $ 14,235,000 $ 123,782 $ 164,000
Queens, New York 114 $ 16,070,000 $ 140,964 $ 148,000
Charlotte, Florida 113 $ 12,635,000 $ 111,814 $ 89,000
Duval, Florida 112 $ 12,740,000 $ 113,750 $ 125,000
Boulder, Colorado 109 $ 14,315,000 $ 131,330 $ 164,000
Ocean, New Jersey 108 $ 13,980,000 $ 129,444 $ 126,000
Martin, Florida 107 $ 17,435,000 $ 162,943 $ 138,000
Brevard, Florida 105 $ 13,365,000 $ 127,285 $ 110,000
El Paso, Colorado 102 $ 14,720,000 $ 144,313 $ 142,000
Norfolk, Massachusetts 101 $ 12,525,000 $ 124,009 $ 189,000
Multnomah, Oregon 99 $ 13,595,000 $ 137,323 $ 129,000
St. Louis, Missouri 98 $ 13,280,000 $ 135,510 $ 171,000
Seminole, Florida 96 $ 9,650,000 $ 100,520 $ 151,000
Lake, Illinois 95 $ 19,665,000 $ 207,000 $ 199,000
Hennepin, Minnesota 94 $ 9,420,000 $ 100,212 $ 172,000
Essex, Massachusetts 93 $ 13,175,000 $ 141,666 $ 154,000
District of Columbia, District Of Columbia 91 $ 15,945,000 $ 175,219 $ 173,000
St. Johns, Florida 91 $ 13,605,000 $ 149,505 $ 127,000
Campbell, Kentucky 91 $ 12,085,000 $ 132,802 $ 120,000
Kings, New York 91 $ 12,935,000 $ 142,142 $ 151,000
Somerset, New Jersey 90 $ 12,010,000 $ 133,444 $ 193,000
Washington, Oregon 90 $ 12,520,000 $ 139,111 $ 154,000
Williamson, Tennessee 90 $ 17,470,000 $ 194,111 $ 184,000
Pierce, Washington 90 $ 11,250,000 $ 125,000 $ 152,000
Larimer, Colorado 88 $ 10,320,000 $ 117,272 $ 125,000
Forsyth, Georgia 88 $ 10,660,000 $ 121,136 $ 156,000
Volusia, Florida 87 $ 9,775,000 $ 112,356 $ 101,000
San Francisco, California 86 $ 14,450,000 $ 168,023 $ 217,000
San Joaquin, California 84 $ 9,090,000 $ 108,214 $ 138,000
Sonoma, California 84 $ 10,870,000 $ 129,404 $ 150,000
Hernando, Florida 84 $ 6,430,000 $ 76,547 $ 75,000
Burlington, New Jersey 84 $ 9,690,000 $ 115,357 $ 143,000
Union, New Jersey 84 $ 10,250,000 $ 122,023 $ 162,000
Will, Illinois 83 $ 9,805,000 $ 118,132 $ 153,000
Oakland, Michigan 81 $ 7,335,000 $ 90,555 $ 143,000
Mercer, New Jersey 81 $ 14,545,000 $ 179,567 $ 184,000
Allegheny, Pennsylvania 80 $ 7,360,000 $ 92,000 $ 144,000
Delaware, Pennsylvania 79 $ 10,485,000 $ 132,721 $ 164,000
Clark, Washington 78 $ 9,290,000 $ 119,102 $ 159,000
Hudson, New Jersey 77 $ 11,775,000 $ 152,922 $ 156,000
St. Lucie, Florida 76 $ 8,480,000 $ 111,578 $ 102,000
Montgomery, Ohio 76 $ 10,250,000 $ 134,868 $ 103,000
Anne Arundel, Maryland 75 $ 10,225,000 $ 136,333 $ 168,000
Marin, California 74 $ 9,840,000 $ 132,972 $ 231,000
Solano, California 73 $ 7,955,000 $ 108,972 $ 137,000
Union, North Carolina 73 $ 11,005,000 $ 150,753 $ 160,000
Polk, Florida 72 $ 7,870,000 $ 109,305 $ 94,000
Cherokee, Georgia 70 $ 6,760,000 $ 96,571 $ 127,000
New Haven, Connecticut 69 $ 7,515,000 $ 108,913 $ 204,000
Davidson, Tennessee 69 $ 8,485,000 $ 122,971 $ 135,000
Howard, Maryland 68 $ 10,510,000 $ 154,558 $ 172,000
Adams, Colorado 66 $ 7,820,000 $ 118,484 $ 145,000
Jefferson, Kentucky 64 $ 9,990,000 $ 156,093 $ 127,000
Plymouth, Massachusetts 64 $ 6,700,000 $ 104,687 $ 154,000
Philadelphia, Pennsylvania 64 $ 6,450,000 $ 100,781 $ 131,000
Worcester, Massachusetts 63 $ 6,905,000 $ 109,603 $ 174,000
Erie, Ohio 63 $ 9,165,000 $ 145,476 $ 116,000
Arlington, Virginia 60 $ 13,950,000 $ 232,500 $ 221,000
Baltimore, Maryland 59 $ 6,125,000 $ 103,813 $ 140,000
Shelby, Tennessee 59 $ 7,245,000 $ 122,796 $ 160,000
Ashtabula, Ohio 58 $ 6,230,000 $ 107,413 $ 93,000
Henrico, Virginia 58 $ 9,180,000 $ 158,275 $ 168,000
Hartford, Connecticut 57 $ 6,605,000 $ 115,877 $ 139,000
Kitsap, Washington 57 $ 8,395,000 $ 147,280 $ 142,000
Erie, New York 55 $ 4,915,000 $ 89,363 $ 125,000
Wayne, Ohio 55 $ 7,075,000 $ 128,636 $ 104,000
Whatcom, Washington 55 $ 7,195,000 $ 130,818 $ 116,000
Prince George's, Maryland 54 $ 5,770,000 $ 106,851 $ 124,000
Suffolk, Massachusetts 54 $ 5,880,000 $ 108,888 $ 175,000
Clackamas, Oregon 54 $ 8,310,000 $ 153,888 $ 168,000
Lehigh, Pennsylvania 54 $ 5,810,000 $ 107,592 $ 157,000
Guilford, North Carolina 53 $ 5,855,000 $ 110,471 $ 163,000
Kane, Illinois 52 $ 6,040,000 $ 116,153 $ 154,000
Rockingham, New Hampshire 52 $ 6,590,000 $ 126,730 $ 142,000
Madison, Ohio 52 $ 6,080,000 $ 116,923 $ 111,000
Fresno, California 51 $ 5,885,000 $ 115,392 $ 132,000
El Dorado, California 50 $ 5,360,000 $ 107,200 $ 231,000
Santa Barbara, California 50 $ 7,450,000 $ 149,000 $ 159,000
Santa Cruz, California 50 $ 7,420,000 $ 148,400 $ 150,000
Weld, Colorado 50 $ 6,240,000 $ 124,800 $ 128,000
Richmond, New York 50 $ 6,370,000 $ 127,400 $ 212,000
Prince William, Virginia 50 $ 8,580,000 $ 171,600 $ 147,000
Hamilton, Indiana 49 $ 8,045,000 $ 164,183 $ 138,000
Buncombe, North Carolina 49 $ 6,325,000 $ 129,081 $ 150,000
Durham, North Carolina 49 $ 7,195,000 $ 146,836 $ 126,000
Lucas, Ohio 49 $ 4,845,000 $ 98,877 $ 159,000
Lake, Florida 48 $ 5,360,000 $ 111,666 $ 98,000
Spokane, Washington 47 $ 5,515,000 $ 117,340 $ 108,000
Passaic, New Jersey 46 $ 5,350,000 $ 116,304 $ 161,000
San Luis Obispo, California 45 $ 5,325,000 $ 118,333 $ 134,000
Marion, Florida 45 $ 5,055,000 $ 112,333 $ 100,000
Osceola, Florida 45 $ 4,795,000 $ 106,555 $ 100,000
Sumter, Florida 45 $ 6,885,000 $ 153,000 $ 90,000
Knox, Tennessee 45 $ 5,395,000 $ 119,888 $ 153,000
St. Charles, Missouri 42 $ 4,850,000 $ 115,476 $ 149,000
Camden, New Jersey 42 $ 4,850,000 $ 115,476 $ 172,000
Stanislaus, California 40 $ 3,430,000 $ 85,750 $ 130,000
Indian River, Florida 40 $ 4,810,000 $ 120,250 $ 159,000
Rockland, New York 40 $ 5,650,000 $ 141,250 $ 186,000
Cabarrus, North Carolina 40 $ 7,350,000 $ 183,750 $ 114,000
Pickaway, Ohio 39 $ 5,155,000 $ 132,179 $ 101,000
Northampton, Pennsylvania 39 $ 5,505,000 $ 141,153 $ 177,000
Chesterfield, Virginia 39 $ 4,845,000 $ 124,230 $ 141,000
Napa, California 37 $ 3,525,000 $ 95,270 $ 136,000
Alachua, Florida 37 $ 4,775,000 $ 129,054 $ 131,000
Bristol, Massachusetts 37 $ 4,855,000 $ 131,216 $ 158,000
Wayne, Michigan 37 $ 3,145,000 $ 85,000 $ 123,000
Monterey, California 36 $ 3,970,000 $ 110,277 $ 168,000
Yolo, California 36 $ 3,820,000 $ 106,111 $ 173,000
Hunterdon, New Jersey 36 $ 4,110,000 $ 114,166 $ 176,000
Macomb, Michigan 35 $ 2,665,000 $ 76,142 $ 121,000
Gloucester, New Jersey 35 $ 4,785,000 $ 136,714 $ 148,000
Barnstable, Massachusetts 34 $ 4,410,000 $ 129,705 $ 149,000
Jackson, Missouri 34 $ 2,930,000 $ 86,176 $ 134,000
Greene, Ohio 33 $ 5,245,000 $ 158,939 $ 126,000
Alexandria, Virginia 33 $ 6,305,000 $ 191,060 $ 194,000
Okaloosa, Florida 32 $ 4,480,000 $ 140,000 $ 126,000
Marion, Indiana 32 $ 3,280,000 $ 102,500 $ 118,000
Lancaster, Pennsylvania 32 $ 3,200,000 $ 100,000 $ 118,000
Kern, California 31 $ 2,915,000 $ 94,032 $ 103,000
Virginia Beach, Virginia 31 $ 3,625,000 $ 116,935 $ 130,000
Nevada, California 30 $ 3,640,000 $ 121,333 $ 136,000
Broomfield, Colorado 30 $ 3,590,000 $ 119,666 $ 159,000
Citrus, Florida 30 $ 1,930,000 $ 64,333 $ 58,000
Hillsborough, New Hampshire 30 $ 3,280,000 $ 109,333 $ 154,000
Fayette, Georgia 29 $ 3,365,000 $ 116,034 $ 168,000
McHenry, Illinois 29 $ 3,465,000 $ 119,482 $ 156,000
Lake, Indiana 29 $ 2,285,000 $ 78,793 $ 98,000
Brunswick, North Carolina 29 $ 3,705,000 $ 127,758 $ 110,000
Washtenaw, Michigan 27 $ 2,625,000 $ 97,222 $ 157,000
Orange, New York 27 $ 2,845,000 $ 105,370 $ 150,000
Flagler, Florida 26 $ 3,830,000 $ 147,307 $ 96,000
Monroe, New York 26 $ 2,630,000 $ 101,153 $ 157,000
Iredell, North Carolina 26 $ 5,080,000 $ 195,384 $ 153,000
Hamilton, Tennessee 26 $ 4,530,000 $ 174,230 $ 150,000
Hall, Georgia 25 $ 2,605,000 $ 104,200 $ 136,000
Baltimore City, Maryland 25 $ 3,145,000 $ 125,800 $ 163,000
Hampden, Massachusetts 25 $ 2,525,000 $ 101,000 $ 164,000
Deschutes, Oregon 25 $ 4,895,000 $ 195,800 $ 131,000
York, Pennsylvania 25 $ 2,505,000 $ 100,200 $ 312,000
Frederick, Maryland 24 $ 3,710,000 $ 154,583 $ 161,000
Mahoning, Ohio 24 $ 3,610,000 $ 150,416 $ 133,000
Leon, Florida 23 $ 2,425,000 $ 105,434 $ 130,000
Chatham, Georgia 23 $ 2,425,000 $ 105,434 $ 153,000
Coweta, Georgia 23 $ 2,435,000 $ 105,869 $ 126,000
Harford, Maryland 23 $ 2,675,000 $ 116,304 $ 122,000
Atlantic, New Jersey 23 $ 3,735,000 $ 162,391 $ 123,000
New Hanover, North Carolina 23 $ 3,565,000 $ 155,000 $ 129,000
Rutherford, Tennessee 23 $ 2,685,000 $ 116,739 $ 112,000
Stafford, Virginia 23 $ 3,715,000 $ 161,521 $ 133,000
Dearborn, Indiana 22 $ 2,900,000 $ 131,818 $ 94,000
Dutchess, New York 22 $ 2,890,000 $ 131,363 $ 131,000
New York, New York 22 $ 3,600,000 $ 163,636 $ 195,000
Orange, North Carolina 22 $ 2,840,000 $ 129,090 $ 150,000
Ottawa, Ohio 22 $ 3,810,000 $ 173,181 $ 118,000
Trumbull, Ohio 22 $ 2,240,000 $ 101,818 $ 104,000
Wood, Ohio 22 $ 3,230,000 $ 146,818 $ 116,000
Lane, Oregon 22 $ 2,850,000 $ 129,545 $ 119,000
Westmoreland, Pennsylvania 22 $ 3,380,000 $ 153,636 $ 146,000
Sumner, Tennessee 22 $ 2,720,000 $ 123,636 $ 109,000
Monroe, Florida 21 $ 3,755,000 $ 178,809 $ 220,000
Santa Rosa, Florida 21 $ 2,285,000 $ 108,809 $ 112,000
Carroll, Maryland 21 $ 2,975,000 $ 141,666 $ 169,000
Sussex, New Jersey 21 $ 1,655,000 $ 78,809 $ 112,000
Forsyth, North Carolina 21 $ 2,715,000 $ 129,285 $ 145,000
Knox, Ohio 21 $ 3,525,000 $ 167,857 $ 120,000
Paulding, Georgia 20 $ 1,570,000 $ 78,500 $ 83,000
Anoka, Minnesota 20 $ 1,740,000 $ 87,000 $ 139,000
Dakota, Minnesota 20 $ 2,180,000 $ 109,000 $ 163,000
Warren, New Jersey 20 $ 2,140,000 $ 107,000 $ 154,000
Marion, Oregon 20 $ 2,160,000 $ 108,000 $ 130,000
Hanover, Virginia 20 $ 2,730,000 $ 136,500 $ 141,000
Thurston, Washington 20 $ 2,380,000 $ 119,000 $ 95,000
Waukesha, Wisconsin 20 $ 1,930,000 $ 96,500 $ 146,000
Butte, California 19 $ 1,945,000 $ 102,368 $ 121,000
Nassau, Florida 19 $ 2,295,000 $ 120,789 $ 126,000
Clark, Ohio 19 $ 2,775,000 $ 146,052 $ 113,000
Richland, Ohio 19 $ 1,945,000 $ 102,368 $ 88,000
Berks, Pennsylvania 19 $ 1,985,000 $ 104,473 $ 116,000
Richmond City, Virginia 19 $ 2,825,000 $ 148,684 $ 127,000
Porter, Indiana 18 $ 2,060,000 $ 114,444 $ 370,000
Miami, Ohio 18 $ 2,160,000 $ 120,000 $ 141,000
Albemarle, Virginia 18 $ 4,070,000 $ 226,111 $ 195,000
Chelan, Washington 18 $ 1,800,000 $ 100,000 $ 154,000
Escambia, Florida 17 $ 1,885,000 $ 110,882 $ 158,000
Fayette, Kentucky 17 $ 2,805,000 $ 165,000 $ 149,000
Kent, Michigan 17 $ 1,535,000 $ 90,294 $ 138,000
Bronx, New York 17 $ 1,635,000 $ 96,176 $ 114,000
Gaston, North Carolina 17 $ 1,855,000 $ 109,117 $ 103,000
Chatham, North Carolina 16 $ 2,060,000 $ 128,750 $ 129,000
Tulare, California 15 $ 1,285,000 $ 85,666 $ 149,000
Walton, Florida 15 $ 3,055,000 $ 203,666 $ 216,000
Butler, Pennsylvania 15 $ 2,115,000 $ 141,000 $ 138,000
Wilson, Tennessee 15 $ 1,335,000 $ 89,000 $ 125,000
Benton, Washington 15 $ 2,245,000 $ 149,666 $ 144,000
Elbert, Colorado 14 $ 1,610,000 $ 115,000 $ 211,000
Clay, Florida 14 $ 1,410,000 $ 100,714 $ 106,000
Clarke, Georgia 14 $ 1,750,000 $ 125,000 $ 158,000
Henry, Georgia 14 $ 1,480,000 $ 105,714 $ 83,000
Kendall, Illinois 14 $ 1,310,000 $ 93,571 $ 150,000
Livingston, Michigan 14 $ 1,470,000 $ 105,000 $ 173,000
Niagara, New York 14 $ 1,030,000 $ 73,571 $ 108,000
Putnam, New York 14 $ 1,590,000 $ 113,571 $ 174,000
Lincoln, North Carolina 14 $ 2,040,000 $ 145,714 $ 131,000
Marion, Ohio 14 $ 1,770,000 $ 126,428 $ 95,000
Shasta, California 13 $ 1,225,000 $ 94,230 $ 90,000
Mesa, Colorado 13 $ 1,575,000 $ 121,153 $ 89,000
Bay, Florida 13 $ 1,055,000 $ 81,153 $ 133,000
Madison, Illinois 13 $ 1,515,000 $ 116,538 $ 150,000
Ramsey, Minnesota 13 $ 1,445,000 $ 111,153 $ 155,000
Cape May, New Jersey 13 $ 1,625,000 $ 125,000 $ 77,000
Logan, Ohio 13 $ 1,545,000 $ 118,846 $ 129,000
Morrow, Ohio 13 $ 2,465,000 $ 189,615 $ 130,000
Tolland, Connecticut 12 $ 1,470,000 $ 122,500 $ 144,000
St. Joseph, Indiana 12 $ 970,000 $ 80,833 $ 129,000
Strafford, New Hampshire 12 $ 1,850,000 $ 154,166 $ 156,000
Onondaga, New York 12 $ 860,000 $ 71,666 $ 78,000
Henderson, North Carolina 12 $ 910,000 $ 75,833 $ 81,000
Johnston, North Carolina 12 $ 1,110,000 $ 92,500 $ 92,000
Huron, Ohio 12 $ 1,660,000 $ 138,333 $ 73,000
Jackson, Oregon 12 $ 1,590,000 $ 132,500 $ 87,000
Dauphin, Pennsylvania 12 $ 1,320,000 $ 110,000 $ 123,000
Monroe, Pennsylvania 12 $ 960,000 $ 80,000 $ 78,000
Chesapeake, Virginia 12 $ 2,060,000 $ 171,666 $ 106,000
Milwaukee, Wisconsin 12 $ 1,090,000 $ 90,833 $ 184,000
Merced, California 11 $ 1,005,000 $ 91,363 $ 138,000
San Benito, California 11 $ 1,555,000 $ 141,363 $ 106,000
Eagle, Colorado 11 $ 1,525,000 $ 138,636 $ 108,000
Allen, Indiana 11 $ 1,305,000 $ 118,636 $ 121,000
Carver, Minnesota 11 $ 1,045,000 $ 95,000 $ 186,000
Ulster, New York 11 $ 915,000 $ 83,181 $ 146,000
Lackawanna, Pennsylvania 11 $ 1,235,000 $ 112,272 $ 94,000
Fauquier, Virginia 11 $ 1,735,000 $ 157,727 $ 148,000
Island, Washington 11 $ 1,895,000 $ 172,272 $ 106,000
Skagit, Washington 11 $ 995,000 $ 90,454 $ 107,000
Humboldt, California 10 $ 990,000 $ 99,000 $ 98,000
Litchfield, Connecticut 10 $ 1,030,000 $ 103,000 $ 139,000
Newton, Georgia 10 $ 1,140,000 $ 114,000 $ 78,000
Polk, Iowa 10 $ 990,000 $ 99,000 $ 160,000
Scott, Minnesota 10 $ 790,000 $ 79,000 $ 139,000
Clinton, Ohio 10 $ 1,560,000 $ 156,000 $ 108,000
Maury, Tennessee 10 $ 1,240,000 $ 124,000 $ 95,000
Garfield, Colorado 9 $ 995,000 $ 110,555 $ 119,000
Summit, Colorado 9 $ 1,275,000 $ 141,666 $ 306,000
Douglas, Georgia 9 $ 1,035,000 $ 115,000 $ 137,000
Hendricks, Indiana 9 $ 965,000 $ 107,222 $ 110,000
Washington, Maryland 9 $ 765,000 $ 85,000 $ 126,000
Washington, Minnesota 9 $ 735,000 $ 81,666 $ 165,000
Salem, New Jersey 9 $ 705,000 $ 78,333 $ 105,000
Ashland, Ohio 9 $ 1,505,000 $ 167,222 $ 91,000
Benton, Oregon 9 $ 945,000 $ 105,000 $ 167,000
Hood River, Oregon 9 $ 1,205,000 $ 133,888 $ 155,000
Erie, Pennsylvania 9 $ 1,065,000 $ 118,333 $ 182,000
Luzerne, Pennsylvania 9 $ 845,000 $ 93,888 $ 156,000
Pike, Pennsylvania 9 $ 935,000 $ 103,888 $ 96,000
Washington, Pennsylvania 9 $ 875,000 $ 97,222 $ 104,000
Imperial, California 8 $ 520,000 $ 65,000 $ 132,000
Madera, California 8 $ 570,000 $ 71,250 $ 147,000
Yuba, California 8 $ 890,000 $ 111,250 $ 60,000
La Plata, Colorado 8 $ 600,000 $ 75,000 $ 124,000
Middlesex, Connecticut 8 $ 900,000 $ 112,500 $ 156,000
Bartow, Georgia 8 $ 640,000 $ 80,000 $ 82,000
Champaign, Illinois 8 $ 1,190,000 $ 148,750 $ 121,000
LaPorte, Indiana 8 $ 1,150,000 $ 143,750 $ 141,000
Warren, Kentucky 8 $ 890,000 $ 111,250 $ 87,000
Calvert, Maryland 8 $ 560,000 $ 70,000 $ 167,000
Cecil, Maryland 8 $ 790,000 $ 98,750 $ 115,000
Wicomico, Maryland 8 $ 640,000 $ 80,000 $ 142,000
Genesee, Michigan 8 $ 380,000 $ 47,500 $ 89,000
St. Clair, Michigan 8 $ 260,000 $ 32,500 $ 48,000
Greene, Missouri 8 $ 720,000 $ 90,000 $ 149,000
Cheshire, New Hampshire 8 $ 750,000 $ 93,750 $ 105,000
Cumberland, New Jersey 8 $ 730,000 $ 91,250 $ 96,000
Albany, New York 8 $ 710,000 $ 88,750 $ 133,000
Saratoga, New York 8 $ 790,000 $ 98,750 $ 151,000
Catawba, North Carolina 8 $ 950,000 $ 118,750 $ 104,000
Cumberland, North Carolina 8 $ 880,000 $ 110,000 $ 75,000
Sandusky, Ohio 8 $ 740,000 $ 92,500 $ 122,000
Linn, Oregon 8 $ 1,000,000 $ 125,000 $ 106,000
Washington, Tennessee 8 $ 770,000 $ 96,250 $ 71,000
Yakima, Washington 8 $ 680,000 $ 85,000 $ 124,000
Amador, California 7 $ 685,000 $ 97,857 $ 96,000
Lake, California 7 $ 855,000 $ 122,142 $ 110,000
Sutter, California 7 $ 605,000 $ 86,428 $ 163,000
New London, Connecticut 7 $ 755,000 $ 107,857 $ 89,000
Columbia, Georgia 7 $ 665,000 $ 95,000 $ 78,000
Jackson, Georgia 7 $ 625,000 $ 89,285 $ 104,000
LaSalle, Illinois 7 $ 485,000 $ 69,285 $ 85,000
Johnson, Indiana 7 $ 425,000 $ 60,714 $ 157,000
Tippecanoe, Indiana 7 $ 755,000 $ 107,857 $ 96,000
Jefferson, Missouri 7 $ 625,000 $ 89,285 $ 132,000
Platte, Missouri 7 $ 735,000 $ 105,000 $ 89,000
Merrimack, New Hampshire 7 $ 595,000 $ 85,000 $ 90,000
Jackson, North Carolina 7 $ 745,000 $ 106,428 $ 62,000
Moore, North Carolina 7 $ 855,000 $ 122,142 $ 110,000
Rowan, North Carolina 7 $ 625,000 $ 89,285 $ 116,000
Allen, Ohio 7 $ 585,000 $ 83,571 $ 89,000
Columbiana, Ohio 7 $ 595,000 $ 85,000 $ 88,000
Shelby, Ohio 7 $ 445,000 $ 63,571 $ 86,000
Beaver, Pennsylvania 7 $ 455,000 $ 65,000 $ 155,000
Centre, Pennsylvania 7 $ 1,665,000 $ 237,857 $ 182,000
Hamblen, Tennessee 7 $ 545,000 $ 77,857 $ 101,000
Loudon, Tennessee 7 $ 845,000 $ 120,714 $ 105,000
Norfolk, Virginia 7 $ 1,165,000 $ 166,428 $ 115,000
Clallam, Washington 7 $ 615,000 $ 87,857 $ 86,000
Cowlitz, Washington 7 $ 875,000 $ 125,000 $ 114,000
Fremont, Colorado 6 $ 570,000 $ 95,000 $ 65,000
Park, Colorado 6 $ 480,000 $ 80,000 $ 68,000
Pueblo, Colorado 6 $ 400,000 $ 66,666 $ 69,000
DeSoto, Florida 6 $ 960,000 $ 160,000 $ 77,000
Barrow, Georgia 6 $ 510,000 $ 85,000 $ 55,000
Whitfield, Georgia 6 $ 340,000 $ 56,666 $ 73,000
McLean, Illinois 6 $ 840,000 $ 140,000 $ 150,000
Sangamon, Illinois 6 $ 690,000 $ 115,000 $ 130,000
Hampshire, Massachusetts 6 $ 950,000 $ 158,333 $ 95,000
Ingham, Michigan 6 $ 740,000 $ 123,333 $ 219,000
Kalamazoo, Michigan 6 $ 410,000 $ 68,333 $ 50,000
Boone, Missouri 6 $ 460,000 $ 76,666 $ 72,000
Cass, Missouri 6 $ 540,000 $ 90,000 $ 124,000
Clay, Missouri 6 $ 890,000 $ 148,333 $ 145,000
St. Louis City, Missouri 6 $ 1,060,000 $ 176,666 $ 110,000
Belknap, New Hampshire 6 $ 1,340,000 $ 223,333 $ 147,000
Broome, New York 6 $ 430,000 $ 71,666 $ 71,000
Schenectady, New York 6 $ 540,000 $ 90,000 $ 110,000
Carteret, North Carolina 6 $ 1,070,000 $ 178,333 $ 99,000
Watauga, North Carolina 6 $ 500,000 $ 83,333 $ 164,000
Brown, Ohio 6 $ 890,000 $ 148,333 $ 126,000
Champaign, Ohio 6 $ 430,000 $ 71,666 $ 72,000
Fulton, Ohio 6 $ 720,000 $ 120,000 $ 81,000
Hancock, Ohio 6 $ 910,000 $ 151,666 $ 131,000
Josephine, Oregon 6 $ 570,000 $ 95,000 $ 75,000
Mercer, Pennsylvania 6 $ 390,000 $ 65,000 $ 87,000
Cumberland, Tennessee 6 $ 410,000 $ 68,333 $ 82,000
Frederick, Virginia 6 $ 750,000 $ 125,000 $ 263,000
Spotsylvania, Virginia 6 $ 750,000 $ 125,000 $ 123,000
Winchester, Virginia 6 $ 1,360,000 $ 226,666 $ 147,000
York, Virginia 6 $ 810,000 $ 135,000 $ 98,000
Dane, Wisconsin 6 $ 430,000 $ 71,666 $ 186,000
Calaveras, California 5 $ 265,000 $ 53,000 $ 84,000
Routt, Colorado 5 $ 645,000 $ 129,000 $ 233,000
Windham, Connecticut 5 $ 625,000 $ 125,000 $ 99,000
Highlands, Florida 5 $ 795,000 $ 159,000 $ 113,000
Glynn, Georgia 5 $ 435,000 $ 87,000 $ 101,000
Rockdale, Georgia 5 $ 365,000 $ 73,000 $ 86,000
Spalding, Georgia 5 $ 295,000 $ 59,000 $ 78,000
Walton, Georgia 5 $ 375,000 $ 75,000 $ 98,000
Ogle, Illinois 5 $ 375,000 $ 75,000 $ 138,000
Clark, Indiana 5 $ 385,000 $ 77,000 $ 96,000
Floyd, Indiana 5 $ 365,000 $ 73,000 $ 203,000
Oldham, Kentucky 5 $ 845,000 $ 169,000 $ 124,000
Queen Anne's, Maryland 5 $ 795,000 $ 159,000 $ 120,000
Worcester, Maryland 5 $ 915,000 $ 183,000 $ 137,000
Berkshire, Massachusetts 5 $ 405,000 $ 81,000 $ 105,000
Wright, Minnesota 5 $ 595,000 $ 119,000 $ 139,000
Christian, Missouri 5 $ 625,000 $ 125,000 $ 122,000
Lincoln, Missouri 5 $ 385,000 $ 77,000 $ 114,000
Rensselaer, New York 5 $ 295,000 $ 59,000 $ 69,000
Davidson, North Carolina 5 $ 645,000 $ 129,000 $ 97,000
Nash, North Carolina 5 $ 255,000 $ 51,000 $ 162,000
Pitt, North Carolina 5 $ 365,000 $ 73,000 $ 110,000
Carroll, Ohio 5 $ 435,000 $ 87,000 $ 76,000
Jackson, Ohio 5 $ 585,000 $ 117,000 $ 107,000
Preble, Ohio 5 $ 335,000 $ 67,000 $ 89,000
Ross, Ohio 5 $ 455,000 $ 91,000 $ 63,000
Seneca, Ohio 5 $ 265,000 $ 53,000 $ 53,000
Tuscarawas, Ohio 5 $ 195,000 $ 39,000 $ 789,000
Washington, Ohio 5 $ 575,000 $ 115,000 $ 100,000
Tillamook, Oregon 5 $ 395,000 $ 79,000 $ 89,000
Yamhill, Oregon 5 $ 285,000 $ 57,000 $ 146,000
Adams, Pennsylvania 5 $ 575,000 $ 115,000 $ 166,000
Fayette, Pennsylvania 5 $ 475,000 $ 95,000 $ 106,000
Lycoming, Pennsylvania 5 $ 305,000 $ 61,000 $ 154,000
Blount, Tennessee 5 $ 455,000 $ 91,000 $ 71,000
Sevier, Tennessee 5 $ 575,000 $ 115,000 $ 99,000
Sullivan, Tennessee 5 $ 1,055,000 $ 211,000 $ 107,000
Botetourt, Virginia 5 $ 525,000 $ 105,000 $ 94,000
Lynchburg, Virginia 5 $ 515,000 $ 103,000 $ 63,000
Roanoke, Virginia 5 $ 745,000 $ 149,000 $ 137,000
Roanoke City, Virginia 5 $ 385,000 $ 77,000 $ 85,000
Suffolk, Virginia 5 $ 795,000 $ 159,000 $ 155,000
Jefferson, Washington 5 $ 495,000 $ 99,000 $ 136,000
San Juan, Washington 5 $ 725,000 $ 145,000 $ 114,000
Mendocino, California 4 $ 540,000 $ 135,000 $ 139,000
Tuolumne, California 4 $ 380,000 $ 95,000 $ 127,000
Columbia, Florida 4 $ 710,000 $ 177,500 $ 73,000
Putnam, Florida 4 $ 340,000 $ 85,000 $ 129,000
Camden, Georgia 4 $ 500,000 $ 125,000 $ 89,000
Clayton, Georgia 4 $ 240,000 $ 60,000 $ 130,000
Dawson, Georgia 4 $ 340,000 $ 85,000 $ 83,000
Effingham, Georgia 4 $ 340,000 $ 85,000 $ 101,000
Elkhart, Indiana 4 $ 410,000 $ 102,500 $ 58,000
Grant, Indiana 4 $ 480,000 $ 120,000 $ 121,000
Howard, Indiana 4 $ 160,000 $ 40,000 $ 111,000
Bourbon, Kentucky 4 $ 1,130,000 $ 282,500 $ 101,000
Pulaski, Kentucky 4 $ 330,000 $ 82,500 $ 237,000
Franklin, Massachusetts 4 $ 180,000 $ 45,000 $ 82,000
Grand Traverse, Michigan 4 $ 540,000 $ 135,000 $ 75,000
Ottawa, Michigan 4 $ 290,000 $ 72,500 $ 83,000
Franklin, Missouri 4 $ 260,000 $ 65,000 $ 80,000
Carroll, New Hampshire 4 $ 280,000 $ 70,000 $ 101,000
Ontario, New York 4 $ 420,000 $ 105,000 $ 134,000
Cleveland, North Carolina 4 $ 250,000 $ 62,500 $ 124,000
Franklin, North Carolina 4 $ 470,000 $ 117,500 $ 110,000
Haywood, North Carolina 4 $ 380,000 $ 95,000 $ 199,000
Rutherford, North Carolina 4 $ 330,000 $ 82,500 $ 112,000
Belmont, Ohio 4 $ 380,000 $ 95,000 $ 86,000
Highland, Ohio 4 $ 710,000 $ 177,500 $ 109,000
Jefferson, Ohio 4 $ 180,000 $ 45,000 $ 35,000
Muskingum, Ohio 4 $ 160,000 $ 40,000 $ 58,000
Perry, Ohio 4 $ 1,170,000 $ 292,500 $ 112,000
Scioto, Ohio 4 $ 760,000 $ 190,000 $ 125,000
Wyandot, Ohio 4 $ 630,000 $ 157,500 $ 159,000
Lincoln, Oregon 4 $ 710,000 $ 177,500 $ 68,000
Polk, Oregon 4 $ 340,000 $ 85,000 $ 126,000
Cumberland, Pennsylvania 4 $ 390,000 $ 97,500 $ 115,000
Lebanon, Pennsylvania 4 $ 180,000 $ 45,000 $ 107,000
Schuylkill, Pennsylvania 4 $ 110,000 $ 27,500 $ 62,000
Anderson, Tennessee 4 $ 590,000 $ 147,500 $ 139,000
Bradley, Tennessee 4 $ 440,000 $ 110,000 $ 139,000
Jefferson, Tennessee 4 $ 490,000 $ 122,500 $ 49,000
McMinn, Tennessee 4 $ 270,000 $ 67,500 $ 61,000
Accomack, Virginia 4 $ 540,000 $ 135,000 $ 252,000
Bedford, Virginia 4 $ 410,000 $ 102,500 $ 43,000
Fairfax City, Virginia 4 $ 610,000 $ 152,500 $ 150,000
James City, Virginia 4 $ 1,180,000 $ 295,000 $ 90,000
Louisa, Virginia 4 $ 290,000 $ 72,500 $ 115,000
Rockingham, Virginia 4 $ 500,000 $ 125,000 $ 133,000
Washington, Virginia 4 $ 410,000 $ 102,500 $ 99,000
Grant, Washington 4 $ 360,000 $ 90,000 $ 50,000
Page:

Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,299 $3,018,895,000 $211,000 $1,105,000 $111,000 $5,500,000
Other Purpose 12,809 $1,119,085,000 $87,000 $1,005,000 $134,000 $4,194,000
Refinancing 12,217 $1,628,955,000 $133,000 $1,005,000 $141,000 $6,240,000
Home Improvement 8,781 $705,975,000 $80,000 $1,005,000 $147,000 $4,584,000
Cash-out Refinancing 4,654 $1,188,920,000 $255,000 $1,005,000 $129,000 $1,905,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 37,251 $5,269,005,000 $141,000 $1,105,000 $130,000 $4,584,000
Not Provided 6,121 $924,255,000 $150,000 $1,005,000 $149,000 $6,240,000
Asian 2,686 $483,400,000 $179,000 $1,005,000 $141,000 $1,716,000
Hispanic 2,290 $292,570,000 $127,000 $1,005,000 $117,000 $1,300,000
Black or African American 1,811 $206,835,000 $114,000 $1,005,000 $90,000 $1,044,000
Not applicable 1,213 $238,085,000 $196,000 $485,000 $127,000 $1,106,000
American Indian or Alaskan Native 196 $23,040,000 $117,000 $605,000 $114,000 $574,000
Native Hawaiian or Other Pacific Islander 38 $4,900,000 $128,000 $355,000 $127,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 52,760 $7,661,830,000 $145,000 $1,105,000 $131,000 $6,240,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,691 $3,835,535,000 $138,000 $1,105,000 $142,000 $1,716,000
Application Denied By Financial Institution 11,202 $1,341,750,000 $119,000 $1,005,000 $111,000 $5,500,000
Application Withdrawn By Applicant 3,866 $607,030,000 $157,000 $1,005,000 $148,000 $6,240,000
Preapproval Approved but not Accepted 3,260 $724,920,000 $222,000 $1,005,000 $106,000 $927,000
Preapproval Denied by Financial Institution 2,509 $483,965,000 $192,000 $1,005,000 $79,000 $1,975,000
File Closed For Incompleteness 1,645 $220,925,000 $134,000 $1,005,000 $169,000 $4,584,000
Application Approved But Not Accepted 1,374 $209,620,000 $152,000 $1,005,000 $137,000 $1,905,000
Loan Purchased By The Institution 1,213 $238,085,000 $196,000 $485,000 $127,000 $1,106,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 39,049 $5,836,115,000 $149,000 $1,105,000 $140,000 $6,240,000
Debt-To-Income Ratio 7,775 $1,115,935,000 $143,000 $1,005,000 $80,000 $1,018,000
Credit History 4,302 $512,630,000 $119,000 $1,005,000 $131,000 $5,500,000
Collateral 1,078 $114,550,000 $106,000 $985,000 $172,000 $3,555,000
Credit Application Incomplete 254 $36,500,000 $143,000 $715,000 $152,000 $816,000
Other 224 $33,220,000 $148,000 $585,000 $118,000 $760,000
Insufficient Cash (Downpayment, Closing Cost) 38 $5,940,000 $156,000 $485,000 $70,000 $178,000
Mortgage Insurance Denied 24 $4,720,000 $196,000 $385,000 $102,000 $199,000
Unverifiable Information 10 $1,450,000 $145,000 $375,000 $142,000 $450,000
Employment History 6 $770,000 $128,000 $225,000 $105,000 $147,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List