Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2018
In 2018, Third Federal Savings and Loan of Cleveland, OH reported 50,340 mortgage applications totaling $6.8 billion, up 103% from 2017. The average application was for $135,323, and applicants reported an average income of $126,884. 55% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Cleveland-Elyria, OH (9,037), Columbus, OH (3,450) and Cincinnati, OH-KY-IN (2,920) (applications in parentheses).
| Mortgage Company & Address | Third Federal Savings and Loan 7007 Broadway Avenue Cleveland, OH 44105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 50,340 |
| Total Mortgage Loan Application Amount | $6,812,210,000 |
| Average Mortgage Loan Application Amount | $135,323 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $126,884 |
| Highest Applicant Income | $9,329,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cleveland-Elyria, OH | 9,037 | $ 995,145,000 | $ 110,118 | $ 105,000 |
| Columbus, OH | 3,450 | $ 540,810,000 | $ 156,756 | $ 129,000 |
| Cincinnati, OH-KY-IN | 2,920 | $ 395,580,000 | $ 135,472 | $ 121,553 |
| Tampa-St. Petersburg-Clearwater, FL | 2,472 | $ 266,850,000 | $ 107,949 | $ 105,000 |
| Akron, OH | 1,842 | $ 210,270,000 | $ 114,153 | $ 105,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,508 | $ 184,260,000 | $ 122,188 | $ 119,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,228 | $ 156,480,000 | $ 127,426 | $ 153,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,192 | $ 139,540,000 | $ 117,063 | $ 126,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,022 | $ 155,170,000 | $ 151,829 | $ 169,338 |
| North Port-Sarasota-Bradenton, FL | 886 | $ 112,000,000 | $ 126,410 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 835 | $ 98,035,000 | $ 117,407 | $ 165,000 |
| Denver-Aurora-Lakewood, CO | 776 | $ 90,340,000 | $ 116,417 | $ 145,000 |
| Outside any metro area | 775 | $ 85,775,000 | $ 110,677 | $ 110,136 |
| Cape Coral-Fort Myers, FL | 725 | $ 90,805,000 | $ 125,248 | $ 103,000 |
| Anaheim-Santa Ana-Irvine, CA | 717 | $ 97,535,000 | $ 136,032 | $ 175,000 |
| Oakland-Hayward-Berkeley, CA | 706 | $ 102,830,000 | $ 145,651 | $ 177,000 |
| Chicago-Naperville-Arlington Heights, IL | 688 | $ 87,980,000 | $ 127,877 | $ 158,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 680 | $ 125,990,000 | $ 185,279 | $ 179,369 |
| Seattle-Bellevue-Everett, WA | 665 | $ 110,415,000 | $ 166,037 | $ 174,000 |
| Naples-Immokalee-Marco Island, FL | 484 | $ 74,300,000 | $ 153,512 | $ 124,000 |
| Montgomery County-Bucks County-Chester County, PA | 478 | $ 70,560,000 | $ 147,615 | $ 175,000 |
| San Diego-Carlsbad, CA | 466 | $ 67,560,000 | $ 144,978 | $ 150,000 |
| Riverside-San Bernardino-Ontario, CA | 456 | $ 51,250,000 | $ 112,390 | $ 136,000 |
| Orlando-Kissimmee-Sanford, FL | 434 | $ 45,940,000 | $ 105,852 | $ 123,000 |
| Newark, NJ-PA | 409 | $ 72,405,000 | $ 177,029 | $ 198,481 |
| Charlotte-Concord-Gastonia, NC-SC | 387 | $ 58,645,000 | $ 151,537 | $ 151,000 |
| Raleigh, NC | 387 | $ 74,255,000 | $ 191,873 | $ 148,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 379 | $ 67,425,000 | $ 177,902 | $ 187,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 350 | $ 39,260,000 | $ 112,171 | $ 154,000 |
| Miami-Miami Beach-Kendall, FL | 334 | $ 42,440,000 | $ 127,065 | $ 139,000 |
| Baltimore-Columbia-Towson, MD | 291 | $ 42,355,000 | $ 145,549 | $ 162,000 |
| Nassau County-Suffolk County, NY | 246 | $ 30,170,000 | $ 122,642 | $ 165,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 240 | $ 33,150,000 | $ 138,125 | $ 135,000 |
| Cambridge-Newton-Framingham, MA | 236 | $ 34,040,000 | $ 144,237 | $ 179,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 232 | $ 28,850,000 | $ 124,353 | $ 135,939 |
| Jacksonville, FL | 229 | $ 28,755,000 | $ 125,567 | $ 146,000 |
| St. Louis, MO-IL | 215 | $ 21,195,000 | $ 98,581 | $ 143,009 |
| Canton-Massillon, OH | 206 | $ 23,220,000 | $ 112,718 | $ 111,000 |
| Silver Spring-Frederick-Rockville, MD | 197 | $ 33,235,000 | $ 168,705 | $ 170,000 |
| Port St. Lucie, FL | 176 | $ 19,140,000 | $ 108,750 | $ 114,000 |
| San Francisco-Redwood City-South San Francisco, CA | 176 | $ 30,580,000 | $ 173,750 | $ 190,000 |
| Camden, NJ | 164 | $ 20,120,000 | $ 122,682 | $ 151,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 158 | $ 22,910,000 | $ 145,000 | $ 157,000 |
| Indianapolis-Carmel-Anderson, IN | 157 | $ 20,185,000 | $ 128,566 | $ 163,000 |
| Philadelphia, PA | 153 | $ 18,175,000 | $ 118,790 | $ 187,000 |
| Boston, MA | 150 | $ 19,800,000 | $ 132,000 | $ 278,000 |
| Punta Gorda, FL | 147 | $ 13,675,000 | $ 93,027 | $ 81,000 |
| Pittsburgh, PA | 125 | $ 12,915,000 | $ 103,320 | $ 126,000 |
| Dayton, OH | 120 | $ 14,630,000 | $ 121,916 | $ 131,000 |
| Richmond, VA | 110 | $ 14,180,000 | $ 128,909 | $ 153,000 |
| Bridgeport-Stamford-Norwalk, CT | 107 | $ 17,715,000 | $ 165,560 | $ 199,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 105 | $ 9,475,000 | $ 90,238 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 100 | $ 12,570,000 | $ 125,700 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 88 | $ 9,440,000 | $ 107,272 | $ 134,840 |
| Fort Collins, CO | 87 | $ 10,795,000 | $ 124,080 | $ 155,000 |
| Durham-Chapel Hill, NC | 83 | $ 9,985,000 | $ 120,301 | $ 144,000 |
| Boulder, CO | 81 | $ 11,085,000 | $ 136,851 | $ 148,000 |
| Colorado Springs, CO | 81 | $ 9,445,000 | $ 116,604 | $ 129,000 |
| Santa Rosa, CA | 77 | $ 9,825,000 | $ 127,597 | $ 142,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 77 | $ 9,595,000 | $ 124,610 | $ 141,909 |
| Lake County-Kenosha County, IL-WI | 75 | $ 12,185,000 | $ 162,466 | $ 202,000 |
| Stockton-Lodi, CA | 75 | $ 8,925,000 | $ 119,000 | $ 158,000 |
| Elgin, IL | 74 | $ 8,330,000 | $ 112,567 | $ 161,000 |
| Tacoma-Lakewood, WA | 72 | $ 8,960,000 | $ 124,444 | $ 239,000 |
| Asheville, NC | 68 | $ 7,170,000 | $ 105,441 | $ 105,000 |
| Hartford-West Hartford-East Hartford, CT | 68 | $ 7,800,000 | $ 114,705 | $ 161,000 |
| Kansas City, MO-KS | 67 | $ 6,285,000 | $ 93,805 | $ 125,000 |
| Lakeland-Winter Haven, FL | 66 | $ 7,890,000 | $ 119,545 | $ 96,000 |
| Louisville/Jefferson County, KY-IN | 65 | $ 8,415,000 | $ 129,461 | $ 129,784 |
| Trenton, NJ | 65 | $ 10,215,000 | $ 157,153 | $ 168,000 |
| Vallejo-Fairfield, CA | 65 | $ 7,785,000 | $ 119,769 | $ 136,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 64 | $ 4,500,000 | $ 70,312 | $ 112,000 |
| San Rafael, CA | 63 | $ 9,755,000 | $ 154,841 | $ 183,000 |
| Toledo, OH | 62 | $ 6,940,000 | $ 111,935 | $ 118,000 |
| Youngstown-Warren-Boardman, OH-PA | 61 | $ 5,255,000 | $ 86,147 | $ 108,770 |
| Knoxville, TN | 60 | $ 7,850,000 | $ 130,833 | $ 123,000 |
| Memphis, TN-MS-AR | 59 | $ 6,365,000 | $ 107,881 | $ 156,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 58 | $ 6,200,000 | $ 106,896 | $ 126,000 |
| Santa Maria-Santa Barbara, CA | 56 | $ 7,770,000 | $ 138,750 | $ 158,000 |
| Rockingham County-Strafford County, NH | 54 | $ 5,890,000 | $ 109,074 | $ 149,000 |
| Santa Cruz-Watsonville, CA | 52 | $ 5,590,000 | $ 107,500 | $ 170,000 |
| Worcester, MA-CT | 52 | $ 6,520,000 | $ 125,384 | $ 157,461 |
| Lancaster, PA | 47 | $ 4,455,000 | $ 94,787 | $ 119,000 |
| Ocala, FL | 47 | $ 4,545,000 | $ 96,702 | $ 92,000 |
| Spokane-Spokane Valley, WA | 45 | $ 4,145,000 | $ 92,111 | $ 126,000 |
| New Haven-Milford, CT | 43 | $ 4,765,000 | $ 110,813 | $ 262,000 |
| Chattanooga, TN-GA | 41 | $ 4,835,000 | $ 117,926 | $ 131,902 |
| Fresno, CA | 41 | $ 3,495,000 | $ 85,243 | $ 122,000 |
| Bellingham, WA | 40 | $ 4,740,000 | $ 118,500 | $ 195,000 |
| Greensboro-High Point, NC | 40 | $ 4,500,000 | $ 112,500 | $ 136,000 |
| Dutchess County-Putnam County, NY | 39 | $ 4,025,000 | $ 103,205 | $ 143,000 |
| Rochester, NY | 39 | $ 2,525,000 | $ 64,743 | $ 112,000 |
| Tallahassee, FL | 39 | $ 4,625,000 | $ 118,589 | $ 125,000 |
| The Villages, FL | 39 | $ 5,005,000 | $ 128,333 | $ 98,000 |
| Salinas, CA | 37 | $ 5,395,000 | $ 145,810 | $ 179,000 |
| Greeley, CO | 36 | $ 2,910,000 | $ 80,833 | $ 145,000 |
| Modesto, CA | 35 | $ 3,015,000 | $ 86,142 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 35 | $ 4,175,000 | $ 119,285 | $ 109,000 |
| Sebastian-Vero Beach, FL | 35 | $ 3,105,000 | $ 88,714 | $ 102,000 |
| Winston-Salem, NC | 35 | $ 3,405,000 | $ 97,285 | $ 104,000 |
| Bremerton-Silverdale, WA | 33 | $ 4,205,000 | $ 127,424 | $ 141,000 |
| Atlantic City-Hammonton, NJ | 31 | $ 3,335,000 | $ 107,580 | $ 117,000 |
| Gary, IN | 31 | $ 2,525,000 | $ 81,451 | $ 127,000 |
| Albany-Schenectady-Troy, NY | 30 | $ 2,880,000 | $ 96,000 | $ 163,000 |
| Gainesville, FL | 30 | $ 2,930,000 | $ 97,666 | $ 270,000 |
| Crestview-Fort Walton Beach-Destin, FL | 28 | $ 4,320,000 | $ 154,285 | $ 132,000 |
| Napa, CA | 27 | $ 3,795,000 | $ 140,555 | $ 146,000 |
| Wilmington, NC | 26 | $ 4,150,000 | $ 159,615 | $ 101,000 |
| Harrisburg-Carlisle, PA | 25 | $ 2,275,000 | $ 91,000 | $ 123,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 25 | $ 2,795,000 | $ 111,800 | $ 89,000 |
| Reading, PA | 25 | $ 2,195,000 | $ 87,800 | $ 112,000 |
| Springfield, MA | 24 | $ 2,120,000 | $ 88,333 | $ 128,000 |
| Bakersfield, CA | 23 | $ 2,225,000 | $ 96,739 | $ 138,000 |
| Olympia-Tumwater, WA | 23 | $ 2,995,000 | $ 130,217 | $ 144,000 |
| York-Hanover, PA | 23 | $ 1,885,000 | $ 81,956 | $ 139,000 |
| Chico, CA | 22 | $ 2,260,000 | $ 102,727 | $ 124,000 |
| Homosassa Springs, FL | 22 | $ 2,100,000 | $ 95,454 | $ 58,000 |
| Providence-Warwick, RI-MA | 21 | $ 1,835,000 | $ 87,380 | $ 249,000 |
| Barnstable Town, MA | 20 | $ 1,950,000 | $ 97,500 | $ 124,000 |
| Gainesville, GA | 20 | $ 2,390,000 | $ 119,500 | $ 154,000 |
| Wilmington, DE-MD-NJ | 20 | $ 1,460,000 | $ 73,000 | $ 136,800 |
| Manchester-Nashua, NH | 19 | $ 2,975,000 | $ 156,578 | $ 200,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 1,680,000 | $ 93,333 | $ 104,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 1,575,000 | $ 92,647 | $ 162,000 |
| Medford, OR | 17 | $ 1,285,000 | $ 75,588 | $ 84,000 |
| Salem, OR | 17 | $ 1,755,000 | $ 103,235 | $ 125,000 |
| Panama City, FL | 16 | $ 1,370,000 | $ 85,625 | $ 108,000 |
| Athens-Clarke County, GA | 15 | $ 2,165,000 | $ 144,333 | $ 104,000 |
| Grand Junction, CO | 15 | $ 1,795,000 | $ 119,666 | $ 109,000 |
| Kennewick-Richland, WA | 15 | $ 1,075,000 | $ 71,666 | $ 116,000 |
| Roanoke, VA | 15 | $ 2,705,000 | $ 180,333 | $ 135,000 |
| Yuba City, CA | 15 | $ 1,005,000 | $ 67,000 | $ 81,000 |
| Bend-Redmond, OR | 14 | $ 2,640,000 | $ 188,571 | $ 169,000 |
| Fort Wayne, IN | 14 | $ 1,440,000 | $ 102,857 | $ 166,000 |
| Visalia-Porterville, CA | 14 | $ 920,000 | $ 65,714 | $ 148,000 |
| Charlottesville, VA | 13 | $ 1,675,000 | $ 128,846 | $ 131,000 |
| Erie, PA | 13 | $ 2,015,000 | $ 155,000 | $ 161,000 |
| Syracuse, NY | 13 | $ 915,000 | $ 70,384 | $ 88,000 |
| Eugene, OR | 12 | $ 1,800,000 | $ 150,000 | $ 185,000 |
| Savannah, GA | 12 | $ 770,000 | $ 64,166 | $ 110,000 |
| Springfield, OH | 12 | $ 1,130,000 | $ 94,166 | $ 105,000 |
| Wenatchee, WA | 12 | $ 1,190,000 | $ 99,166 | $ 121,000 |
| Mansfield, OH | 11 | $ 945,000 | $ 85,909 | $ 87,000 |
| Sebring, FL | 11 | $ 725,000 | $ 65,909 | $ 89,000 |
| East Stroudsburg, PA | 10 | $ 780,000 | $ 78,000 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 1,170,000 | $ 117,000 | $ 207,400 |
| Madera, CA | 10 | $ 540,000 | $ 54,000 | $ 75,000 |
| Merced, CA | 10 | $ 930,000 | $ 93,000 | $ 133,000 |
| Norwich-New London, CT | 10 | $ 850,000 | $ 85,000 | $ 123,000 |
| Springfield, MO | 10 | $ 540,000 | $ 54,000 | $ 111,000 |
| State College, PA | 10 | $ 1,370,000 | $ 137,000 | $ 133,000 |
| Burlington, NC | 9 | $ 1,135,000 | $ 126,111 | $ 346,000 |
| Clarksville, TN-KY | 9 | $ 1,085,000 | $ 120,555 | $ 104,111 |
| Ocean City, NJ | 9 | $ 1,605,000 | $ 178,333 | $ 108,000 |
| Redding, CA | 9 | $ 605,000 | $ 67,222 | $ 100,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 9 | $ 1,005,000 | $ 111,666 | $ 152,000 |
| Columbia, MO | 8 | $ 1,870,000 | $ 233,750 | $ 167,000 |
| Evansville, IN-KY | 8 | $ 1,000,000 | $ 125,000 | $ 150,000 |
| Lebanon, PA | 8 | $ 820,000 | $ 102,500 | $ 119,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 780,000 | $ 97,500 | $ 124,000 |
| Salisbury, MD-DE | 8 | $ 1,220,000 | $ 152,500 | $ 143,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,060,000 | $ 132,500 | $ 148,000 |
| Winchester, VA-WV | 8 | $ 710,000 | $ 88,750 | $ 121,000 |
| Brunswick, GA | 7 | $ 345,000 | $ 49,285 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 415,000 | $ 59,285 | $ 131,000 |
| Johnson City, TN | 7 | $ 565,000 | $ 80,714 | $ 145,000 |
| Lexington-Fayette, KY | 7 | $ 865,000 | $ 123,571 | $ 127,000 |
| Longview, WA | 7 | $ 445,000 | $ 63,571 | $ 87,000 |
| Peoria, IL | 7 | $ 595,000 | $ 85,000 | $ 147,000 |
| Pueblo, CO | 7 | $ 305,000 | $ 43,571 | $ 70,000 |
| Rockford, IL | 7 | $ 705,000 | $ 100,714 | $ 122,000 |
| Vineland-Bridgeton, NJ | 7 | $ 665,000 | $ 95,000 | $ 92,000 |
| Bowling Green, KY | 6 | $ 570,000 | $ 95,000 | $ 76,000 |
| Columbus, GA-AL | 6 | $ 440,000 | $ 73,333 | $ 91,000 |
| Fayetteville, NC | 6 | $ 520,000 | $ 86,666 | $ 97,000 |
| Pittsfield, MA | 6 | $ 590,000 | $ 98,333 | $ 112,000 |
| Warner Robins, GA | 6 | $ 510,000 | $ 85,000 | $ 115,000 |
| Yakima, WA | 6 | $ 730,000 | $ 121,666 | $ 100,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 775,000 | $ 155,000 | $ 133,000 |
| Bloomington, IL | 5 | $ 605,000 | $ 121,000 | $ 136,000 |
| Champaign-Urbana, IL | 5 | $ 575,000 | $ 115,000 | $ 127,000 |
| Corvallis, OR | 5 | $ 555,000 | $ 111,000 | $ 139,000 |
| Elkhart-Goshen, IN | 5 | $ 345,000 | $ 69,000 | $ 130,000 |
| Grants Pass, OR | 5 | $ 465,000 | $ 93,000 | $ 216,000 |
| Greenville, NC | 5 | $ 835,000 | $ 167,000 | $ 98,000 |
| Lima, OH | 5 | $ 1,015,000 | $ 203,000 | $ 200,000 |
| Macon-Bibb County, GA | 5 | $ 555,000 | $ 111,000 | $ 91,000 |
| Springfield, IL | 5 | $ 635,000 | $ 127,000 | $ 108,000 |
| Cape Girardeau, MO-IL | 4 | $ 130,000 | $ 32,500 | $ 48,750 |
| Chambersburg-Waynesboro, PA | 4 | $ 450,000 | $ 112,500 | $ 146,000 |
| El Centro, CA | 4 | $ 200,000 | $ 50,000 | $ 111,000 |
| Hanford-Corcoran, CA | 4 | $ 710,000 | $ 177,500 | $ 201,000 |
| Kingston, NY | 4 | $ 640,000 | $ 160,000 | $ 103,000 |
| Lewiston, ID-WA | 4 | $ 500,000 | $ 125,000 | $ 80,000 |
| Lynchburg, VA | 4 | $ 370,000 | $ 92,500 | $ 95,000 |
| Michigan City-La Porte, IN | 4 | $ 360,000 | $ 90,000 | $ 149,000 |
| Morristown, TN | 4 | $ 540,000 | $ 135,000 | $ 77,000 |
| Altoona, PA | 3 | $ 285,000 | $ 95,000 | $ 58,000 |
| Binghamton, NY | 3 | $ 285,000 | $ 95,000 | $ 194,000 |
| Bloomsburg-Berwick, PA | 3 | $ 845,000 | $ 281,666 | $ 145,000 |
| Carbondale-Marion, IL | 3 | $ 255,000 | $ 85,000 | $ 56,000 |
| Gettysburg, PA | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| Glens Falls, NY | 3 | $ 315,000 | $ 105,000 | $ 96,000 |
| Harrisonburg, VA | 3 | $ 175,000 | $ 58,333 | $ 123,000 |
| Joplin, MO | 3 | $ 225,000 | $ 75,000 | $ 217,000 |
| New Bern, NC | 3 | $ 255,000 | $ 85,000 | $ 85,000 |
| Rocky Mount, NC | 3 | $ 135,000 | $ 45,000 | $ 91,000 |
| St. Joseph, MO-KS | 3 | $ 115,000 | $ 38,333 | $ 77,000 |
| Valdosta, GA | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 145,000 | $ 48,333 | $ 40,000 |
| California-Lexington Park, MD | 2 | $ 90,000 | $ 45,000 | $ 157,000 |
| Columbus, IN | 2 | $ 180,000 | $ 90,000 | $ 164,000 |
| Dalton, GA | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Danville, IL | 2 | $ 90,000 | $ 45,000 | $ 120,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Goldsboro, NC | 2 | $ 100,000 | $ 50,000 | $ 113,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 150,000 | $ 75,000 | $ 115,000 |
| Jackson, TN | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Kankakee, IL | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| Lafayette-West Lafayette, IN | 2 | $ 130,000 | $ 65,000 | $ 132,000 |
| Staunton-Waynesboro, VA | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Utica-Rome, NY | 2 | $ 100,000 | $ 50,000 | $ 106,000 |
| Albany, GA | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Albany, OR | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Bloomington, IN | 1 | $ 355,000 | $ 355,000 | $ 210,000 |
| Cleveland, TN | 1 | $ 155,000 | $ 155,000 | $ 297,000 |
| Cumberland, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Elmira, NY | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Ithaca, NY | 1 | $ 255,000 | $ 255,000 | $ 227,000 |
| Jacksonville, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson City, MO | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Muncie, IN | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Wheeling, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Williamsport, PA | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 17,849 | $1,846,355,000 | $103,000 | $1,005,000 | $126,000 | $6,290,000 |
| Home Purchase | 13,498 | $2,837,870,000 | $210,000 | $1,005,000 | $111,000 | $4,723,000 |
| Refinancing | 8,707 | $943,075,000 | $108,000 | $1,005,000 | $136,000 | $1,993,000 |
| Home Improvement | 7,724 | $544,820,000 | $70,000 | $255,000 | $141,000 | $9,329,000 |
| Cash-out Refinancing | 2,275 | $591,495,000 | $259,000 | $1,005,000 | $146,000 | $1,463,000 |
| Not Applicable | 287 | $48,595,000 | $169,000 | $535,000 | $121,000 | $991,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36,707 | $4,794,545,000 | $130,000 | $1,005,000 | $124,000 | $9,329,000 |
| Not Provided | 5,585 | $791,275,000 | $141,000 | $1,005,000 | $146,000 | $2,610,000 |
| Asian | 2,717 | $517,495,000 | $190,000 | $1,005,000 | $145,000 | $3,135,000 |
| Hispanic | 2,177 | $264,745,000 | $121,000 | $975,000 | $118,000 | $2,040,000 |
| Black or African American | 1,604 | $172,290,000 | $107,000 | $1,005,000 | $96,000 | $4,039,000 |
| Not applicable | 305 | $50,065,000 | $164,000 | $535,000 | $116,000 | $991,000 |
| American Indian or Alaskan Native | 196 | $21,260,000 | $108,000 | $565,000 | $118,000 | $397,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $5,330,000 | $126,000 | $525,000 | $116,000 | $405,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50,340 | $6,812,210,000 | $135,000 | $1,005,000 | $127,000 | $9,329,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,532 | $3,596,390,000 | $130,000 | $1,005,000 | $137,000 | $4,723,000 |
| Application Denied By Financial Institution | 10,647 | $1,177,545,000 | $110,000 | $1,005,000 | $110,000 | $5,205,000 |
| Application Withdrawn By Applicant | 3,462 | $495,830,000 | $143,000 | $1,005,000 | $148,000 | $9,329,000 |
| Preapproval Approved but not Accepted | 2,925 | $636,025,000 | $217,000 | $1,005,000 | $107,000 | $1,033,000 |
| Preapproval Denied by Financial Institution | 2,706 | $497,500,000 | $183,000 | $1,005,000 | $80,000 | $4,210,000 |
| File Closed For Incompleteness | 1,486 | $174,800,000 | $117,000 | $865,000 | $152,000 | $4,473,000 |
| Application Approved But Not Accepted | 1,277 | $184,055,000 | $144,000 | $1,005,000 | $128,000 | $1,392,000 |
| Loan Purchased By The Institution | 305 | $50,065,000 | $164,000 | $535,000 | $116,000 | $991,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 36,987 | $5,137,165,000 | $138,000 | $1,005,000 | $135,000 | $9,329,000 |
| Debt-To-Income Ratio | 7,664 | $1,038,020,000 | $135,000 | $1,005,000 | $80,000 | $436,000 |
| Credit History | 4,123 | $466,495,000 | $113,000 | $955,000 | $130,000 | $5,205,000 |
| Collateral | 1,130 | $105,620,000 | $93,000 | $975,000 | $158,000 | $3,272,000 |
| Credit Application Incomplete | 211 | $29,355,000 | $139,000 | $1,005,000 | $172,000 | $4,210,000 |
| Other | 132 | $21,200,000 | $160,000 | $855,000 | $135,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 47 | $5,985,000 | $127,000 | $365,000 | $56,000 | $115,000 |
| Unverifiable Information | 24 | $4,190,000 | $174,000 | $445,000 | $116,000 | $354,000 |
| Mortgage Insurance Denied | 17 | $3,565,000 | $209,000 | $455,000 | $101,000 | $206,000 |
| Employment History | 5 | $615,000 | $123,000 | $255,000 | $74,000 | $129,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Third Federal Savings and Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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