Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2018

In 2018, Third Federal Savings and Loan of Cleveland, OH reported 50,340 mortgage applications totaling $6.8 billion, up 103% from 2017. The average application was for $135,323, and applicants reported an average income of $126,884. 55% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Cleveland-Elyria, OH (9,037), Columbus, OH (3,450) and Cincinnati, OH-KY-IN (2,920) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 50,340
Total Mortgage Loan Application Amount $6,812,210,000
Average Mortgage Loan Application Amount $135,323
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $126,884
Highest Applicant Income $9,329,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 5,406 $ 565,590,000 $ 104,622 $ 103,000
Franklin, Ohio 1,986 $ 278,640,000 $ 140,302 $ 122,000
Palm Beach, Florida 1,508 $ 184,260,000 $ 122,188 $ 119,000
Summit, Ohio 1,495 $ 166,185,000 $ 111,160 $ 106,000
Hamilton, Ohio 1,244 $ 165,930,000 $ 133,384 $ 125,000
Los Angeles, California 1,228 $ 156,480,000 $ 127,426 $ 153,000
Pinellas, Florida 1,214 $ 134,040,000 $ 110,411 $ 105,000
Broward, Florida 1,193 $ 139,845,000 $ 117,221 $ 126,000
Medina, Ohio 1,092 $ 131,670,000 $ 120,576 $ 107,000
Lorain, Ohio 1,088 $ 126,520,000 $ 116,286 $ 112,000
Lake, Ohio 1,075 $ 122,475,000 $ 113,930 $ 101,000
Delaware, Ohio 828 $ 163,010,000 $ 196,871 $ 148,000
Lee, Florida 725 $ 90,805,000 $ 125,248 $ 103,000
Hillsborough, Florida 723 $ 84,115,000 $ 116,341 $ 119,000
Orange, California 717 $ 97,535,000 $ 136,032 $ 175,000
Sarasota, Florida 537 $ 71,105,000 $ 132,411 $ 108,000
King, Washington 511 $ 90,765,000 $ 177,622 $ 186,000
Butler, Ohio 489 $ 64,435,000 $ 131,768 $ 120,000
Collier, Florida 484 $ 74,300,000 $ 153,512 $ 124,000
San Diego, California 466 $ 67,560,000 $ 144,978 $ 150,000
Pasco, Florida 450 $ 41,530,000 $ 92,288 $ 89,000
Warren, Ohio 434 $ 68,470,000 $ 157,764 $ 128,000
Cook, Illinois 403 $ 54,105,000 $ 134,255 $ 161,000
Alameda, California 384 $ 57,930,000 $ 150,859 $ 177,000
Geauga, Ohio 376 $ 48,890,000 $ 130,026 $ 123,000
Santa Clara, California 373 $ 66,325,000 $ 177,815 $ 187,000
Wake, North Carolina 369 $ 72,395,000 $ 196,192 $ 150,000
Manatee, Florida 349 $ 40,895,000 $ 117,177 $ 109,000
Portage, Ohio 347 $ 44,085,000 $ 127,046 $ 104,000
Miami-Dade, Florida 334 $ 42,440,000 $ 127,065 $ 139,000
Contra Costa, California 322 $ 44,900,000 $ 139,440 $ 176,000
Clermont, Ohio 317 $ 41,155,000 $ 129,826 $ 119,000
Riverside, California 258 $ 27,540,000 $ 106,744 $ 138,000
Orange, Florida 239 $ 25,535,000 $ 106,841 $ 121,000
Fairfax, Virginia 236 $ 50,660,000 $ 214,661 $ 183,000
Fulton, Georgia 223 $ 33,045,000 $ 148,183 $ 208,000
Mecklenburg, North Carolina 218 $ 31,510,000 $ 144,541 $ 153,000
Stark, Ohio 205 $ 23,195,000 $ 113,146 $ 111,000
Jefferson, Colorado 200 $ 22,210,000 $ 111,050 $ 142,000
San Bernardino, California 198 $ 23,710,000 $ 119,747 $ 133,000
Fairfield, Ohio 195 $ 26,005,000 $ 133,358 $ 125,000
Licking, Ohio 193 $ 30,375,000 $ 157,383 $ 127,000
Douglas, Colorado 176 $ 23,940,000 $ 136,022 $ 164,000
Monmouth, New Jersey 172 $ 25,360,000 $ 147,441 $ 189,000
Sacramento, California 171 $ 19,415,000 $ 113,538 $ 142,000
DuPage, Illinois 165 $ 19,995,000 $ 121,181 $ 154,000
Middlesex, New Jersey 163 $ 30,845,000 $ 189,233 $ 177,000
Bucks, Pennsylvania 163 $ 24,285,000 $ 148,987 $ 171,000
Nassau, New York 160 $ 20,150,000 $ 125,937 $ 174,000
Chester, Pennsylvania 159 $ 25,535,000 $ 160,597 $ 181,000
Ventura, California 158 $ 22,910,000 $ 145,000 $ 157,000
Montgomery, Pennsylvania 156 $ 20,740,000 $ 132,948 $ 172,000
Kenton, Kentucky 155 $ 18,475,000 $ 119,193 $ 104,000
Middlesex, Massachusetts 155 $ 22,795,000 $ 147,064 $ 187,000
Snohomish, Washington 154 $ 19,650,000 $ 127,597 $ 134,000
Montgomery, Maryland 149 $ 27,675,000 $ 185,738 $ 177,000
Charlotte, Florida 147 $ 13,675,000 $ 93,027 $ 81,000
Bergen, New Jersey 147 $ 23,735,000 $ 161,462 $ 186,000
Denver, Colorado 146 $ 16,740,000 $ 114,657 $ 147,000
Arapahoe, Colorado 144 $ 16,010,000 $ 111,180 $ 147,000
Boone, Kentucky 140 $ 19,900,000 $ 142,142 $ 112,000
Union, Ohio 135 $ 29,795,000 $ 220,703 $ 148,000
Loudoun, Virginia 133 $ 30,415,000 $ 228,684 $ 198,000
Gwinnett, Georgia 131 $ 12,105,000 $ 92,404 $ 134,000
Cobb, Georgia 119 $ 12,435,000 $ 104,495 $ 158,000
San Mateo, California 111 $ 19,335,000 $ 174,189 $ 197,000
Seminole, Florida 108 $ 11,490,000 $ 106,388 $ 141,000
Fairfield, Connecticut 107 $ 17,715,000 $ 165,560 $ 199,000
Duval, Florida 107 $ 12,845,000 $ 120,046 $ 134,000
Martin, Florida 107 $ 12,415,000 $ 116,028 $ 135,000
Morris, New Jersey 107 $ 19,945,000 $ 186,401 $ 203,000
Ocean, New Jersey 107 $ 11,775,000 $ 110,046 $ 128,000
DeKalb, Georgia 105 $ 12,785,000 $ 121,761 $ 187,000
St. Louis, Missouri 104 $ 11,740,000 $ 112,884 $ 162,000
Williamson, Tennessee 104 $ 16,480,000 $ 158,461 $ 153,000
Campbell, Kentucky 102 $ 12,500,000 $ 122,549 $ 115,000
Brevard, Florida 100 $ 12,570,000 $ 125,700 $ 115,000
Clark, Washington 100 $ 10,770,000 $ 107,700 $ 119,000
Placer, California 99 $ 11,405,000 $ 115,202 $ 173,000
Westchester, New York 93 $ 14,225,000 $ 152,956 $ 209,000
Delaware, Pennsylvania 93 $ 11,215,000 $ 120,591 $ 180,000
Larimer, Colorado 87 $ 10,795,000 $ 124,080 $ 155,000
Suffolk, New York 86 $ 10,020,000 $ 116,511 $ 149,000
Hernando, Florida 85 $ 7,165,000 $ 84,294 $ 81,000
Forsyth, Georgia 85 $ 10,665,000 $ 125,470 $ 149,000
Will, Illinois 85 $ 10,065,000 $ 118,411 $ 167,000
Baltimore, Maryland 85 $ 10,275,000 $ 120,882 $ 156,000
Somerset, New Jersey 84 $ 17,380,000 $ 206,904 $ 199,000
St. Johns, Florida 83 $ 11,945,000 $ 143,915 $ 155,000
Essex, New Jersey 82 $ 13,380,000 $ 163,170 $ 236,000
Boulder, Colorado 81 $ 11,085,000 $ 136,851 $ 148,000
Essex, Massachusetts 81 $ 11,245,000 $ 138,827 $ 164,000
El Paso, Colorado 79 $ 9,255,000 $ 117,151 $ 130,000
Volusia, Florida 79 $ 6,705,000 $ 84,873 $ 91,000
Union, New Jersey 78 $ 13,400,000 $ 171,794 $ 188,000
Sonoma, California 77 $ 9,825,000 $ 127,597 $ 142,000
Montgomery, Ohio 76 $ 9,440,000 $ 124,210 $ 143,000
San Joaquin, California 75 $ 8,925,000 $ 119,000 $ 158,000
Lake, Illinois 75 $ 12,185,000 $ 162,466 $ 202,000
Hamilton, Indiana 75 $ 11,465,000 $ 152,866 $ 220,000
Norfolk, Massachusetts 75 $ 10,425,000 $ 139,000 $ 381,000
District of Columbia, District Of Columbia 74 $ 13,670,000 $ 184,729 $ 195,000
Pierce, Washington 72 $ 8,960,000 $ 124,444 $ 239,000
Kane, Illinois 71 $ 8,095,000 $ 114,014 $ 161,000
Burlington, New Jersey 71 $ 10,045,000 $ 141,478 $ 168,000
Prince William, Virginia 71 $ 8,665,000 $ 122,042 $ 141,000
St. Lucie, Florida 69 $ 6,725,000 $ 97,463 $ 82,000
Union, North Carolina 68 $ 12,490,000 $ 183,676 $ 178,000
Adams, Colorado 66 $ 6,130,000 $ 92,878 $ 111,000
Polk, Florida 66 $ 7,890,000 $ 119,545 $ 96,000
San Francisco, California 65 $ 11,245,000 $ 173,000 $ 178,000
Solano, California 65 $ 7,785,000 $ 119,769 $ 136,000
Anne Arundel, Maryland 65 $ 10,125,000 $ 155,769 $ 162,000
Mercer, New Jersey 65 $ 10,215,000 $ 157,153 $ 168,000
Marin, California 63 $ 9,755,000 $ 154,841 $ 183,000
Cherokee, Georgia 63 $ 5,485,000 $ 87,063 $ 113,000
Camden, New Jersey 60 $ 5,930,000 $ 98,833 $ 135,000
Philadelphia, Pennsylvania 60 $ 6,960,000 $ 116,000 $ 199,000
El Dorado, California 58 $ 5,710,000 $ 98,448 $ 156,000
San Luis Obispo, California 58 $ 6,200,000 $ 106,896 $ 126,000
Queens, New York 58 $ 9,610,000 $ 165,689 $ 127,000
Davidson, Tennessee 57 $ 8,425,000 $ 147,807 $ 145,000
Santa Barbara, California 56 $ 7,770,000 $ 138,750 $ 158,000
Lake, Florida 56 $ 6,320,000 $ 112,857 $ 115,000
Allegheny, Pennsylvania 55 $ 5,165,000 $ 93,909 $ 112,000
Shelby, Tennessee 55 $ 5,625,000 $ 102,272 $ 152,000
Howard, Maryland 54 $ 11,630,000 $ 215,370 $ 195,000
Erie, New York 53 $ 3,985,000 $ 75,188 $ 117,000
Santa Cruz, California 52 $ 5,590,000 $ 107,500 $ 170,000
St. Charles, Missouri 52 $ 4,460,000 $ 85,769 $ 127,000
Rockingham, New Hampshire 51 $ 5,645,000 $ 110,686 $ 150,000
Kings, New York 51 $ 8,345,000 $ 163,627 $ 126,000
Plymouth, Massachusetts 49 $ 6,375,000 $ 130,102 $ 144,000
Passaic, New Jersey 49 $ 6,825,000 $ 139,285 $ 159,000
Hartford, Connecticut 48 $ 5,860,000 $ 122,083 $ 148,000
Frederick, Maryland 48 $ 5,560,000 $ 115,833 $ 150,000
Worcester, Massachusetts 48 $ 6,000,000 $ 125,000 $ 165,000
Marion, Florida 47 $ 4,545,000 $ 96,702 $ 92,000
Jefferson, Kentucky 47 $ 5,615,000 $ 119,468 $ 142,000
Rockland, New York 47 $ 6,555,000 $ 139,468 $ 149,000
Wayne, Ohio 47 $ 5,215,000 $ 110,957 $ 99,000
Lancaster, Pennsylvania 47 $ 4,455,000 $ 94,787 $ 119,000
Durham, North Carolina 45 $ 4,935,000 $ 109,666 $ 136,000
Pickaway, Ohio 45 $ 4,525,000 $ 100,555 $ 100,000
Hudson, New Jersey 44 $ 7,260,000 $ 165,000 $ 165,000
Madison, Ohio 44 $ 4,810,000 $ 109,318 $ 106,000
New Haven, Connecticut 43 $ 4,765,000 $ 110,813 $ 262,000
Richmond, New York 43 $ 4,505,000 $ 104,767 $ 134,000
Lucas, Ohio 43 $ 4,435,000 $ 103,139 $ 126,000
Multnomah, Oregon 43 $ 5,165,000 $ 120,116 $ 147,000
Spokane, Washington 43 $ 4,055,000 $ 94,302 $ 127,000
Prince George's, Maryland 42 $ 4,800,000 $ 114,285 $ 135,000
Clackamas, Oregon 42 $ 7,690,000 $ 183,095 $ 159,000
Fresno, California 41 $ 3,495,000 $ 85,243 $ 122,000
Cabarrus, North Carolina 41 $ 6,575,000 $ 160,365 $ 121,000
Marion, Indiana 40 $ 3,750,000 $ 93,750 $ 125,000
Washington, Oregon 40 $ 4,800,000 $ 120,000 $ 150,000
Knox, Tennessee 40 $ 5,620,000 $ 140,500 $ 138,000
Whatcom, Washington 40 $ 4,740,000 $ 118,500 $ 195,000
Sumter, Florida 39 $ 5,005,000 $ 128,333 $ 98,000
Guilford, North Carolina 39 $ 4,445,000 $ 113,974 $ 136,000
Arlington, Virginia 39 $ 7,425,000 $ 190,384 $ 247,000
Northampton, Pennsylvania 38 $ 4,190,000 $ 110,263 $ 129,000
Monterey, California 37 $ 5,395,000 $ 145,810 $ 179,000
Chesterfield, Virginia 37 $ 4,315,000 $ 116,621 $ 148,000
Weld, Colorado 36 $ 2,910,000 $ 80,833 $ 145,000
Leon, Florida 36 $ 4,470,000 $ 124,166 $ 128,000
Buncombe, North Carolina 36 $ 3,480,000 $ 96,666 $ 101,000
Stanislaus, California 35 $ 3,015,000 $ 86,142 $ 116,000
Indian River, Florida 35 $ 3,105,000 $ 88,714 $ 102,000
Monroe, New York 35 $ 2,205,000 $ 63,000 $ 115,000
Lehigh, Pennsylvania 34 $ 3,740,000 $ 110,000 $ 144,000
Hamilton, Tennessee 34 $ 4,230,000 $ 124,411 $ 122,000
Jackson, Missouri 33 $ 2,425,000 $ 73,484 $ 120,000
Gloucester, New Jersey 33 $ 4,145,000 $ 125,606 $ 146,000
Greene, Ohio 33 $ 3,795,000 $ 115,000 $ 104,000
Trumbull, Ohio 33 $ 2,655,000 $ 80,454 $ 91,000
Kitsap, Washington 33 $ 4,205,000 $ 127,424 $ 141,000
Hunterdon, New Jersey 32 $ 5,220,000 $ 163,125 $ 160,000
Iredell, North Carolina 32 $ 5,240,000 $ 163,750 $ 146,000
Nevada, California 31 $ 3,465,000 $ 111,774 $ 125,000
Osceola, Florida 31 $ 2,595,000 $ 83,709 $ 84,000
Harford, Maryland 31 $ 3,475,000 $ 112,096 $ 133,000
Atlantic, New Jersey 31 $ 3,335,000 $ 107,580 $ 117,000
Erie, Ohio 31 $ 3,805,000 $ 122,741 $ 119,000
Alachua, Florida 30 $ 2,930,000 $ 97,666 $ 270,000
Knox, Ohio 30 $ 3,150,000 $ 105,000 $ 108,000
Henrico, Virginia 30 $ 4,760,000 $ 158,666 $ 210,000
Broomfield, Colorado 28 $ 3,080,000 $ 110,000 $ 126,000
Carroll, Maryland 28 $ 3,260,000 $ 116,428 $ 146,000
Napa, California 27 $ 3,795,000 $ 140,555 $ 146,000
Orange, North Carolina 27 $ 3,415,000 $ 126,481 $ 154,000
Westmoreland, Pennsylvania 27 $ 2,455,000 $ 90,925 $ 135,000
Flagler, Florida 26 $ 2,770,000 $ 106,538 $ 101,000
Dearborn, Indiana 26 $ 3,480,000 $ 133,846 $ 80,000
Suffolk, Massachusetts 26 $ 3,000,000 $ 115,384 $ 235,000
Ashtabula, Ohio 26 $ 3,390,000 $ 130,384 $ 107,000
Mahoning, Ohio 26 $ 2,440,000 $ 93,846 $ 133,000
Brunswick, North Carolina 25 $ 2,795,000 $ 111,800 $ 89,000
Berks, Pennsylvania 25 $ 2,195,000 $ 87,800 $ 112,000
Rutherford, Tennessee 25 $ 2,775,000 $ 111,000 $ 99,000
Clay, Florida 24 $ 2,230,000 $ 92,916 $ 162,000
Baltimore City, Maryland 24 $ 2,940,000 $ 122,500 $ 163,000
Forsyth, North Carolina 24 $ 2,750,000 $ 114,583 $ 102,000
New Hanover, North Carolina 24 $ 3,620,000 $ 150,833 $ 100,000
Kern, California 23 $ 2,225,000 $ 96,739 $ 138,000
Fayette, Georgia 23 $ 3,175,000 $ 138,043 $ 185,000
Henderson, North Carolina 23 $ 2,505,000 $ 108,913 $ 94,000
Ottawa, Ohio 23 $ 4,355,000 $ 189,347 $ 180,000
York, Pennsylvania 23 $ 1,885,000 $ 81,956 $ 139,000
Thurston, Washington 23 $ 2,995,000 $ 130,217 $ 144,000
Butte, California 22 $ 2,260,000 $ 102,727 $ 124,000
Yolo, California 22 $ 2,730,000 $ 124,090 $ 162,000
Citrus, Florida 22 $ 2,100,000 $ 95,454 $ 58,000
Sussex, New Jersey 22 $ 2,550,000 $ 115,909 $ 135,000
Dutchess, New York 22 $ 2,590,000 $ 117,727 $ 126,000
McHenry, Illinois 21 $ 2,355,000 $ 112,142 $ 129,000
Lake, Indiana 21 $ 1,665,000 $ 79,285 $ 118,000
Bristol, Massachusetts 21 $ 1,835,000 $ 87,380 $ 249,000
Virginia Beach, Virginia 21 $ 3,165,000 $ 150,714 $ 148,000
Hall, Georgia 20 $ 2,390,000 $ 119,500 $ 154,000
Barnstable, Massachusetts 20 $ 1,950,000 $ 97,500 $ 124,000
Butler, Pennsylvania 20 $ 2,930,000 $ 146,500 $ 150,000
Wilson, Tennessee 20 $ 2,630,000 $ 131,500 $ 123,000
Santa Rosa, Florida 19 $ 2,345,000 $ 123,421 $ 100,000
Paulding, Georgia 19 $ 1,905,000 $ 100,263 $ 129,000
Hillsborough, New Hampshire 19 $ 2,975,000 $ 156,578 $ 200,000
Richmond City, Virginia 19 $ 2,285,000 $ 120,263 $ 127,000
Orange, New York 18 $ 1,700,000 $ 94,444 $ 121,000
Wood, Ohio 18 $ 2,440,000 $ 135,555 $ 103,000
Dauphin, Pennsylvania 18 $ 1,840,000 $ 102,222 $ 132,000
Sumner, Tennessee 18 $ 1,680,000 $ 93,333 $ 115,000
Monroe, Florida 17 $ 2,845,000 $ 167,352 $ 168,000
St. Louis City, Missouri 17 $ 1,695,000 $ 99,705 $ 152,000
Bronx, New York 17 $ 1,355,000 $ 79,705 $ 123,000
Putnam, New York 17 $ 1,435,000 $ 84,411 $ 166,000
Gaston, North Carolina 17 $ 1,415,000 $ 83,235 $ 104,000
Marion, Ohio 17 $ 1,395,000 $ 82,058 $ 96,000
Jackson, Oregon 17 $ 1,285,000 $ 75,588 $ 84,000
Alexandria, Virginia 17 $ 2,145,000 $ 126,176 $ 145,000
Bay, Florida 16 $ 1,370,000 $ 85,625 $ 108,000
Escambia, Florida 16 $ 1,830,000 $ 114,375 $ 120,000
Walton, Florida 16 $ 2,730,000 $ 170,625 $ 149,000
Hendricks, Indiana 16 $ 1,880,000 $ 117,500 $ 104,000
Mesa, Colorado 15 $ 1,795,000 $ 119,666 $ 109,000
Litchfield, Connecticut 15 $ 1,095,000 $ 73,000 $ 88,000
Middlesex, Connecticut 15 $ 1,355,000 $ 90,333 $ 209,000
Nassau, Florida 15 $ 1,735,000 $ 115,666 $ 156,000
Merrimack, New Hampshire 15 $ 1,395,000 $ 93,000 $ 111,000
Saratoga, New York 15 $ 1,665,000 $ 111,000 $ 162,000
Stafford, Virginia 15 $ 1,665,000 $ 111,000 $ 147,000
Tulare, California 14 $ 920,000 $ 65,714 $ 148,000
Allen, Indiana 14 $ 1,440,000 $ 102,857 $ 166,000
Clay, Missouri 14 $ 1,260,000 $ 90,000 $ 127,000
Warren, New Jersey 14 $ 1,400,000 $ 100,000 $ 134,000
Deschutes, Oregon 14 $ 2,640,000 $ 188,571 $ 169,000
Marion, Oregon 14 $ 1,590,000 $ 113,571 $ 132,000
New York, New York 13 $ 3,075,000 $ 236,538 $ 425,000
Erie, Pennsylvania 13 $ 2,015,000 $ 155,000 $ 161,000
Fauquier, Virginia 13 $ 1,625,000 $ 125,000 $ 134,000
Spotsylvania, Virginia 13 $ 1,565,000 $ 120,384 $ 178,000
Okaloosa, Florida 12 $ 1,590,000 $ 132,500 $ 110,000
Coweta, Georgia 12 $ 1,130,000 $ 94,166 $ 125,000
Kendall, Illinois 12 $ 1,300,000 $ 108,333 $ 93,000
Cecil, Maryland 12 $ 900,000 $ 75,000 $ 162,000
Hampden, Massachusetts 12 $ 1,120,000 $ 93,333 $ 140,000
Hampshire, Massachusetts 12 $ 1,000,000 $ 83,333 $ 116,000
Johnston, North Carolina 12 $ 1,300,000 $ 108,333 $ 134,000
Clark, Ohio 12 $ 1,130,000 $ 94,166 $ 105,000
Lane, Oregon 12 $ 1,800,000 $ 150,000 $ 185,000
Highlands, Florida 11 $ 725,000 $ 65,909 $ 89,000
Columbia, Georgia 11 $ 1,215,000 $ 110,454 $ 173,000
Madison, Illinois 11 $ 1,005,000 $ 91,363 $ 140,000
St. Clair, Illinois 11 $ 805,000 $ 73,181 $ 96,000
Jefferson, Missouri 11 $ 815,000 $ 74,090 $ 106,000
Niagara, New York 11 $ 515,000 $ 46,818 $ 91,000
Catawba, North Carolina 11 $ 965,000 $ 87,727 $ 116,000
Moore, North Carolina 11 $ 1,375,000 $ 125,000 $ 104,000
Miami, Ohio 11 $ 1,395,000 $ 126,818 $ 132,000
Richland, Ohio 11 $ 945,000 $ 85,909 $ 87,000
Washington, Pennsylvania 11 $ 1,315,000 $ 119,545 $ 159,000
Chesapeake, Virginia 11 $ 1,455,000 $ 132,272 $ 164,000
Hanover, Virginia 11 $ 1,285,000 $ 116,818 $ 125,000
Benton, Washington 11 $ 685,000 $ 62,272 $ 95,000
Madera, California 10 $ 540,000 $ 54,000 $ 75,000
Merced, California 10 $ 930,000 $ 93,000 $ 133,000
Elbert, Colorado 10 $ 1,650,000 $ 165,000 $ 160,000
New London, Connecticut 10 $ 850,000 $ 85,000 $ 123,000
Chatham, Georgia 10 $ 460,000 $ 46,000 $ 110,000
Henry, Georgia 10 $ 820,000 $ 82,000 $ 89,000
Onondaga, New York 10 $ 640,000 $ 64,000 $ 81,000
Brown, Ohio 10 $ 1,050,000 $ 105,000 $ 96,000
Huron, Ohio 10 $ 1,020,000 $ 102,000 $ 94,000
Morrow, Ohio 10 $ 1,380,000 $ 138,000 $ 91,000
Muskingum, Ohio 10 $ 1,290,000 $ 129,000 $ 77,000
Centre, Pennsylvania 10 $ 1,370,000 $ 137,000 $ 133,000
Monroe, Pennsylvania 10 $ 780,000 $ 78,000 $ 108,000
James City, Virginia 10 $ 1,660,000 $ 166,000 $ 242,000
Roanoke, Virginia 10 $ 1,210,000 $ 121,000 $ 125,000
Shasta, California 9 $ 605,000 $ 67,222 $ 100,000
Sutter, California 9 $ 745,000 $ 82,777 $ 85,000
Walton, Georgia 9 $ 615,000 $ 68,333 $ 224,000
Cass, Missouri 9 $ 915,000 $ 101,666 $ 140,000
Cape May, New Jersey 9 $ 1,605,000 $ 178,333 $ 108,000
Alamance, North Carolina 9 $ 1,135,000 $ 126,111 $ 346,000
Albemarle, Virginia 9 $ 1,295,000 $ 143,888 $ 138,000
Norfolk, Virginia 9 $ 1,175,000 $ 130,555 $ 112,000
Garfield, Colorado 8 $ 1,500,000 $ 187,500 $ 144,000
Hancock, Indiana 8 $ 510,000 $ 63,750 $ 84,000
Porter, Indiana 8 $ 730,000 $ 91,250 $ 161,000
St. Joseph, Indiana 8 $ 1,060,000 $ 132,500 $ 148,000
Boone, Missouri 8 $ 1,870,000 $ 233,750 $ 167,000
Greene, Missouri 8 $ 440,000 $ 55,000 $ 101,000
Platte, Missouri 8 $ 1,410,000 $ 176,250 $ 152,000
Salem, New Jersey 8 $ 560,000 $ 70,000 $ 99,000
Carteret, North Carolina 8 $ 1,000,000 $ 125,000 $ 230,000
Chatham, North Carolina 8 $ 1,080,000 $ 135,000 $ 162,000
Ashland, Ohio 8 $ 780,000 $ 97,500 $ 84,000
Columbiana, Ohio 8 $ 630,000 $ 78,750 $ 97,000
Perry, Ohio 8 $ 1,480,000 $ 185,000 $ 138,000
Lebanon, Pennsylvania 8 $ 820,000 $ 102,500 $ 119,000
Luzerne, Pennsylvania 8 $ 710,000 $ 88,750 $ 146,000
Maury, Tennessee 8 $ 580,000 $ 72,500 $ 87,000
Portsmouth, Virginia 8 $ 710,000 $ 88,750 $ 91,000
Skagit, Washington 8 $ 780,000 $ 97,500 $ 124,000
Humboldt, California 7 $ 945,000 $ 135,000 $ 80,000
La Plata, Colorado 7 $ 2,075,000 $ 296,428 $ 126,000
Pueblo, Colorado 7 $ 305,000 $ 43,571 $ 70,000
Bartow, Georgia 7 $ 985,000 $ 140,714 $ 148,000
Douglas, Georgia 7 $ 585,000 $ 83,571 $ 95,000
Oconee, Georgia 7 $ 1,225,000 $ 175,000 $ 115,000
Johnson, Indiana 7 $ 515,000 $ 73,571 $ 103,000
Calvert, Maryland 7 $ 1,185,000 $ 169,285 $ 178,000
Washington, Maryland 7 $ 415,000 $ 59,285 $ 131,000
Cumberland, New Jersey 7 $ 665,000 $ 95,000 $ 92,000
Albany, New York 7 $ 585,000 $ 83,571 $ 167,000
Hancock, Ohio 7 $ 655,000 $ 93,571 $ 103,000
Logan, Ohio 7 $ 705,000 $ 100,714 $ 91,000
Washington, Ohio 7 $ 955,000 $ 136,428 $ 103,000
Montgomery, Tennessee 7 $ 985,000 $ 140,714 $ 109,000
Chelan, Washington 7 $ 795,000 $ 113,571 $ 105,000
Cowlitz, Washington 7 $ 445,000 $ 63,571 $ 87,000
Calaveras, California 6 $ 560,000 $ 93,333 $ 128,000
San Benito, California 6 $ 1,100,000 $ 183,333 $ 148,000
Yuba, California 6 $ 260,000 $ 43,333 $ 73,000
Park, Colorado 6 $ 580,000 $ 96,666 $ 82,000
Glynn, Georgia 6 $ 320,000 $ 53,333 $ 101,000
Houston, Georgia 6 $ 510,000 $ 85,000 $ 115,000
Warren, Kentucky 6 $ 570,000 $ 95,000 $ 76,000
Charles, Maryland 6 $ 720,000 $ 120,000 $ 148,000
Berkshire, Massachusetts 6 $ 590,000 $ 98,333 $ 112,000
Schenectady, New York 6 $ 400,000 $ 66,666 $ 147,000
Franklin, North Carolina 6 $ 560,000 $ 93,333 $ 88,000
Harnett, North Carolina 6 $ 420,000 $ 70,000 $ 101,000
Haywood, North Carolina 6 $ 910,000 $ 151,666 $ 150,000
Rowan, North Carolina 6 $ 620,000 $ 103,333 $ 171,000
Clinton, Ohio 6 $ 760,000 $ 126,666 $ 101,000
Hocking, Ohio 6 $ 790,000 $ 131,666 $ 64,000
Shelby, Ohio 6 $ 910,000 $ 151,666 $ 113,000
Beaver, Pennsylvania 6 $ 460,000 $ 76,666 $ 82,000
Blount, Tennessee 6 $ 520,000 $ 86,666 $ 67,000
Loudon, Tennessee 6 $ 630,000 $ 105,000 $ 84,000
Washington, Tennessee 6 $ 430,000 $ 71,666 $ 130,000
Frederick, Virginia 6 $ 280,000 $ 46,666 $ 133,000
Island, Washington 6 $ 550,000 $ 91,666 $ 101,000
Jefferson, Washington 6 $ 420,000 $ 70,000 $ 92,000
Yakima, Washington 6 $ 730,000 $ 121,666 $ 100,000
Lake, California 5 $ 305,000 $ 61,000 $ 71,000
Summit, Colorado 5 $ 1,025,000 $ 205,000 $ 167,000
Tolland, Connecticut 5 $ 585,000 $ 117,000 $ 136,000
Barrow, Georgia 5 $ 345,000 $ 69,000 $ 99,000
Clarke, Georgia 5 $ 785,000 $ 157,000 $ 107,000
Champaign, Illinois 5 $ 575,000 $ 115,000 $ 127,000
McLean, Illinois 5 $ 605,000 $ 121,000 $ 136,000
Peoria, Illinois 5 $ 445,000 $ 89,000 $ 152,000
Sangamon, Illinois 5 $ 635,000 $ 127,000 $ 108,000
Elkhart, Indiana 5 $ 345,000 $ 69,000 $ 130,000
Fayette, Kentucky 5 $ 655,000 $ 131,000 $ 68,000
Oldham, Kentucky 5 $ 865,000 $ 173,000 $ 123,000
Worcester, Maryland 5 $ 1,015,000 $ 203,000 $ 181,000
Carroll, New Hampshire 5 $ 395,000 $ 79,000 $ 140,000
Grafton, New Hampshire 5 $ 485,000 $ 97,000 $ 143,000
Cumberland, North Carolina 5 $ 505,000 $ 101,000 $ 102,000
Lincoln, North Carolina 5 $ 795,000 $ 159,000 $ 104,000
Pitt, North Carolina 5 $ 835,000 $ 167,000 $ 98,000
Allen, Ohio 5 $ 1,015,000 $ 203,000 $ 200,000
Preble, Ohio 5 $ 365,000 $ 73,000 $ 87,000
Benton, Oregon 5 $ 555,000 $ 111,000 $ 139,000
Josephine, Oregon 5 $ 465,000 $ 93,000 $ 216,000
Cumberland, Pennsylvania 5 $ 325,000 $ 65,000 $ 112,000
Sullivan, Tennessee 5 $ 705,000 $ 141,000 $ 334,000
Newport News, Virginia 5 $ 405,000 $ 81,000 $ 95,000
Douglas, Washington 5 $ 395,000 $ 79,000 $ 144,000
Imperial, California 4 $ 200,000 $ 50,000 $ 111,000
Kings, California 4 $ 710,000 $ 177,500 $ 201,000
Mendocino, California 4 $ 840,000 $ 210,000 $ 156,000
Fremont, Colorado 4 $ 340,000 $ 85,000 $ 133,000
Grand, Colorado 4 $ 460,000 $ 115,000 $ 138,000
Windham, Connecticut 4 $ 520,000 $ 130,000 $ 67,000
Muscogee, Georgia 4 $ 370,000 $ 92,500 $ 98,000
Walker, Georgia 4 $ 360,000 $ 90,000 $ 227,000
Clinton, Illinois 4 $ 240,000 $ 60,000 $ 76,000
Winnebago, Illinois 4 $ 400,000 $ 100,000 $ 135,000
Floyd, Indiana 4 $ 1,160,000 $ 290,000 $ 117,000
LaPorte, Indiana 4 $ 360,000 $ 90,000 $ 149,000
Vanderburgh, Indiana 4 $ 720,000 $ 180,000 $ 161,000
Warrick, Indiana 4 $ 280,000 $ 70,000 $ 140,000
Queen Anne's, Maryland 4 $ 650,000 $ 162,500 $ 142,000
Ulster, New York 4 $ 640,000 $ 160,000 $ 103,000
Alexander, North Carolina 4 $ 480,000 $ 120,000 $ 60,000
Davidson, North Carolina 4 $ 190,000 $ 47,500 $ 68,000
Davie, North Carolina 4 $ 270,000 $ 67,500 $ 112,000
Darke, Ohio 4 $ 360,000 $ 90,000 $ 45,000
Ross, Ohio 4 $ 420,000 $ 105,000 $ 79,000
Tuscarawas, Ohio 4 $ 480,000 $ 120,000 $ 100,000
Yamhill, Oregon 4 $ 190,000 $ 47,500 $ 103,000
Armstrong, Pennsylvania 4 $ 480,000 $ 120,000 $ 134,000
Franklin, Pennsylvania 4 $ 450,000 $ 112,500 $ 146,000
Pike, Pennsylvania 4 $ 530,000 $ 132,500 $ 146,000
Schuylkill, Pennsylvania 4 $ 130,000 $ 32,500 $ 81,000
Cheatham, Tennessee 4 $ 270,000 $ 67,500 $ 61,000
Cumberland, Tennessee 4 $ 310,000 $ 77,500 $ 82,000
Fayette, Tennessee 4 $ 740,000 $ 185,000 $ 209,000
Marshall, Tennessee 4 $ 540,000 $ 135,000 $ 93,000
Robertson, Tennessee 4 $ 310,000 $ 77,500 $ 89,000
Montgomery, Virginia 4 $ 670,000 $ 167,500 $ 153,000
Suffolk, Virginia 4 $ 230,000 $ 57,500 $ 141,000
Warren, Virginia 4 $ 160,000 $ 40,000 $ 112,000
Washington, Virginia 4 $ 440,000 $ 110,000 $ 70,000
Asotin, Washington 4 $ 500,000 $ 125,000 $ 80,000
Clallam, Washington 4 $ 310,000 $ 77,500 $ 62,000
Franklin, Washington 4 $ 390,000 $ 97,500 $ 175,000
Kittitas, Washington 4 $ 320,000 $ 80,000 $ 70,000
Mason, Washington 4 $ 290,000 $ 72,500 $ 89,000
Okanogan, Washington 4 $ 440,000 $ 110,000 $ 148,000
Tuolumne, California 3 $ 375,000 $ 125,000 $ 101,000
Gunnison, Colorado 3 $ 405,000 $ 135,000 $ 174,000
Routt, Colorado 3 $ 365,000 $ 121,666 $ 72,000
Bradford, Florida 3 $ 425,000 $ 141,666 $ 86,000
Columbia, Florida 3 $ 255,000 $ 85,000 $ 101,000
Okeechobee, Florida 3 $ 235,000 $ 78,333 $ 160,000
Putnam, Florida 3 $ 315,000 $ 105,000 $ 49,000
Baldwin, Georgia 3 $ 255,000 $ 85,000 $ 161,000
Bibb, Georgia 3 $ 355,000 $ 118,333 $ 94,000
Carroll, Georgia 3 $ 285,000 $ 95,000 $ 77,000
Catoosa, Georgia 3 $ 245,000 $ 81,666 $ 117,000
Hart, Georgia 3 $ 575,000 $ 191,666 $ 166,000
Lowndes, Georgia 3 $ 225,000 $ 75,000 $ 78,000
Newton, Georgia 3 $ 255,000 $ 85,000 $ 95,000
Pickens, Georgia 3 $ 445,000 $ 148,333 $ 111,000
Richmond, Georgia 3 $ 165,000 $ 55,000 $ 134,000
Union, Georgia 3 $ 215,000 $ 71,666 $ 78,000
Boone, Illinois 3 $ 305,000 $ 101,666 $ 106,000
DeKalb, Illinois 3 $ 235,000 $ 78,333 $ 157,000
Jackson, Illinois 3 $ 255,000 $ 85,000 $ 56,000
Monroe, Illinois 3 $ 275,000 $ 91,666 $ 107,000
Franklin, Indiana 3 $ 545,000 $ 181,666 $ 96,000
Madison, Indiana 3 $ 135,000 $ 45,000 $ 89,000
Shelby, Indiana 3 $ 215,000 $ 71,666 $ 56,000
Bullitt, Kentucky 3 $ 295,000 $ 98,333 $ 72,000
Shelby, Kentucky 3 $ 115,000 $ 38,333 $ 75,000
Dorchester, Maryland 3 $ 285,000 $ 95,000 $ 111,000
Talbot, Maryland 3 $ 565,000 $ 188,333 $ 123,000
Dukes, Massachusetts 3 $ 255,000 $ 85,000 $ 75,000
Buchanan, Missouri 3 $ 115,000 $ 38,333 $ 77,000
Clinton, Missouri 3 $ 275,000 $ 91,666 $ 54,000
Jasper, Missouri 3 $ 225,000 $ 75,000 $ 217,000
Strafford, New Hampshire 3 $ 245,000 $ 81,666 $ 138,000
Sullivan, New Hampshire 3 $ 135,000 $ 45,000 $ 176,000
Sullivan, New York 3 $ 365,000 $ 121,666 $ 156,000
Cleveland, North Carolina 3 $ 115,000 $ 38,333 $ 70,000
Craven, North Carolina 3 $ 255,000 $ 85,000 $ 85,000
Madison, North Carolina 3 $ 275,000 $ 91,666 $ 130,000
Nash, North Carolina 3 $ 135,000 $ 45,000 $ 91,000
Person, North Carolina 3 $ 555,000 $ 185,000 $ 126,000
Transylvania, North Carolina 3 $ 205,000 $ 68,333 $ 93,000
Athens, Ohio 3 $ 555,000 $ 185,000 $ 181,000
Highland, Ohio 3 $ 415,000 $ 138,333 $ 90,000
Jefferson, Ohio 3 $ 145,000 $ 48,333 $ 40,000
Mercer, Ohio 3 $ 275,000 $ 91,666 $ 142,000
Scioto, Ohio 3 $ 255,000 $ 85,000 $ 94,000
Polk, Oregon 3 $ 165,000 $ 55,000 $ 93,000
Adams, Pennsylvania 3 $ 345,000 $ 115,000 $ 81,000
Blair, Pennsylvania 3 $ 285,000 $ 95,000 $ 58,000
Crawford, Pennsylvania 3 $ 285,000 $ 95,000 $ 73,000
Greene, Pennsylvania 3 $ 385,000 $ 128,333 $ 66,000
Indiana, Pennsylvania 3 $ 385,000 $ 128,333 $ 84,000
Lawrence, Pennsylvania 3 $ 225,000 $ 75,000 $ 90,000
Anderson, Tennessee 3 $ 575,000 $ 191,666 $ 116,000
Bedford, Tennessee 3 $ 245,000 $ 81,666 $ 66,000
Roane, Tennessee 3 $ 255,000 $ 85,000 $ 113,000
Bedford, Virginia 3 $ 245,000 $ 81,666 $ 65,000
Manassas Park, Virginia 3 $ 395,000 $ 131,666 $ 130,000
New Kent, Virginia 3 $ 155,000 $ 51,666 $ 73,000
Powhatan, Virginia 3 $ 675,000 $ 225,000 $ 131,000
Rockingham, Virginia 3 $ 175,000 $ 58,333 $ 123,000
York, Virginia 3 $ 225,000 $ 75,000 $ 140,000
Lewis, Washington 3 $ 295,000 $ 98,333 $ 107,000
Chaffee, Colorado 2 $ 310,000 $ 155,000 $ 30,000
Eagle, Colorado 2 $ 310,000 $ 155,000 $ 250,000
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Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 17,849 $1,846,355,000 $103,000 $1,005,000 $126,000 $6,290,000
Home Purchase 13,498 $2,837,870,000 $210,000 $1,005,000 $111,000 $4,723,000
Refinancing 8,707 $943,075,000 $108,000 $1,005,000 $136,000 $1,993,000
Home Improvement 7,724 $544,820,000 $70,000 $255,000 $141,000 $9,329,000
Cash-out Refinancing 2,275 $591,495,000 $259,000 $1,005,000 $146,000 $1,463,000
Not Applicable 287 $48,595,000 $169,000 $535,000 $121,000 $991,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36,707 $4,794,545,000 $130,000 $1,005,000 $124,000 $9,329,000
Not Provided 5,585 $791,275,000 $141,000 $1,005,000 $146,000 $2,610,000
Asian 2,717 $517,495,000 $190,000 $1,005,000 $145,000 $3,135,000
Hispanic 2,177 $264,745,000 $121,000 $975,000 $118,000 $2,040,000
Black or African American 1,604 $172,290,000 $107,000 $1,005,000 $96,000 $4,039,000
Not applicable 305 $50,065,000 $164,000 $535,000 $116,000 $991,000
American Indian or Alaskan Native 196 $21,260,000 $108,000 $565,000 $118,000 $397,000
Native Hawaiian or Other Pacific Islander 42 $5,330,000 $126,000 $525,000 $116,000 $405,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 50,340 $6,812,210,000 $135,000 $1,005,000 $127,000 $9,329,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,532 $3,596,390,000 $130,000 $1,005,000 $137,000 $4,723,000
Application Denied By Financial Institution 10,647 $1,177,545,000 $110,000 $1,005,000 $110,000 $5,205,000
Application Withdrawn By Applicant 3,462 $495,830,000 $143,000 $1,005,000 $148,000 $9,329,000
Preapproval Approved but not Accepted 2,925 $636,025,000 $217,000 $1,005,000 $107,000 $1,033,000
Preapproval Denied by Financial Institution 2,706 $497,500,000 $183,000 $1,005,000 $80,000 $4,210,000
File Closed For Incompleteness 1,486 $174,800,000 $117,000 $865,000 $152,000 $4,473,000
Application Approved But Not Accepted 1,277 $184,055,000 $144,000 $1,005,000 $128,000 $1,392,000
Loan Purchased By The Institution 305 $50,065,000 $164,000 $535,000 $116,000 $991,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 36,987 $5,137,165,000 $138,000 $1,005,000 $135,000 $9,329,000
Debt-To-Income Ratio 7,664 $1,038,020,000 $135,000 $1,005,000 $80,000 $436,000
Credit History 4,123 $466,495,000 $113,000 $955,000 $130,000 $5,205,000
Collateral 1,130 $105,620,000 $93,000 $975,000 $158,000 $3,272,000
Credit Application Incomplete 211 $29,355,000 $139,000 $1,005,000 $172,000 $4,210,000
Other 132 $21,200,000 $160,000 $855,000 $135,000 $1,080,000
Insufficient Cash (Downpayment, Closing Cost) 47 $5,985,000 $127,000 $365,000 $56,000 $115,000
Unverifiable Information 24 $4,190,000 $174,000 $445,000 $116,000 $354,000
Mortgage Insurance Denied 17 $3,565,000 $209,000 $455,000 $101,000 $206,000
Employment History 5 $615,000 $123,000 $255,000 $74,000 $129,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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