Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2020

In 2020, Thrivent Federal Credit Union of Shakopee, MN reported 1,800 mortgage applications totaling $355.0 million, up 56% from 2019. The average application was for $197,233, and applicants reported an average income of $110,971. 71% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (273), Appleton, WI (85) and Chicago-Naperville, IL (60) (applications in parentheses).

Mortgage Company & Address Thrivent Federal Credit Union

Shakopee, MN 55379
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,800
Total Mortgage Loan Application Amount $355,020,000
Average Mortgage Loan Application Amount $197,233
Highest Mortgage Loan Application Amount $3,255,000
Average Applicant Income $110,971
Highest Applicant Income $1,496,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 104 $ 22,690,000 $ 218,173 $ 132,000
Outagamie, Wisconsin 72 $ 10,970,000 $ 152,361 $ 98,000
Maricopa, Arizona 47 $ 11,345,000 $ 241,382 $ 130,000
Cook, Illinois 41 $ 7,155,000 $ 174,512 $ 122,000
Anoka, Minnesota 36 $ 6,500,000 $ 180,555 $ 113,000
Ramsey, Minnesota 31 $ 6,005,000 $ 193,709 $ 124,000
Dakota, Minnesota 29 $ 5,775,000 $ 199,137 $ 123,000
Douglas, Minnesota 24 $ 4,990,000 $ 207,916 $ 88,000
Washington, Minnesota 20 $ 4,490,000 $ 224,500 $ 113,000
Waukesha, Wisconsin 20 $ 5,550,000 $ 277,500 $ 226,000
Los Angeles, California 19 $ 7,155,000 $ 376,578 $ 148,000
Winnebago, Wisconsin 18 $ 3,270,000 $ 181,666 $ 131,000
Milwaukee, Wisconsin 17 $ 3,105,000 $ 182,647 $ 116,000
San Diego, California 16 $ 11,230,000 $ 701,875 $ 288,000
Harris, Texas 16 $ 2,890,000 $ 180,625 $ 77,000
Chatham, Georgia 14 $ 2,180,000 $ 155,714 $ 83,000
Carver, Minnesota 14 $ 4,100,000 $ 292,857 $ 139,000
Calumet, Wisconsin 13 $ 2,215,000 $ 170,384 $ 98,000
Riverside, California 12 $ 2,430,000 $ 202,500 $ 115,000
Brown, Wisconsin 12 $ 1,900,000 $ 158,333 $ 87,000
Racine, Wisconsin 12 $ 1,650,000 $ 137,500 $ 93,000
Oakland, Michigan 11 $ 1,585,000 $ 144,090 $ 120,000
Scott, Minnesota 11 $ 2,795,000 $ 254,090 $ 84,000
Orange, California 10 $ 3,660,000 $ 366,000 $ 152,000
Kane, Illinois 10 $ 1,570,000 $ 157,000 $ 100,000
St. Louis, Missouri 10 $ 1,150,000 $ 115,000 $ 59,000
Dane, Wisconsin 10 $ 1,990,000 $ 199,000 $ 92,000
St. Croix, Wisconsin 10 $ 1,450,000 $ 145,000 $ 109,000
Pima, Arizona 9 $ 2,095,000 $ 232,777 $ 120,000
San Bernardino, California 9 $ 1,695,000 $ 188,333 $ 94,000
Pope, Minnesota 9 $ 1,745,000 $ 193,888 $ 81,000
Snohomish, Washington 9 $ 3,855,000 $ 428,333 $ 175,000
Ventura, California 8 $ 4,170,000 $ 521,250 $ 255,000
Fulton, Georgia 8 $ 2,650,000 $ 331,250 $ 190,000
Gwinnett, Georgia 8 $ 2,060,000 $ 257,500 $ 118,000
Lake, Illinois 8 $ 1,340,000 $ 167,500 $ 82,000
Lake, Indiana 8 $ 1,560,000 $ 195,000 $ 80,000
St. Charles, Missouri 8 $ 990,000 $ 123,750 $ 103,000
Waupaca, Wisconsin 8 $ 1,670,000 $ 208,750 $ 113,000
Larimer, Colorado 7 $ 1,395,000 $ 199,285 $ 74,000
Lee, Florida 7 $ 1,155,000 $ 165,000 $ 144,000
Manatee, Florida 7 $ 1,085,000 $ 155,000 $ 95,000
Polk, Florida 7 $ 825,000 $ 117,857 $ 100,000
Cobb, Georgia 7 $ 1,815,000 $ 259,285 $ 131,000
DuPage, Illinois 7 $ 1,095,000 $ 156,428 $ 103,000
McHenry, Illinois 7 $ 745,000 $ 106,428 $ 117,000
Faribault, Minnesota 7 $ 795,000 $ 113,571 $ 77,000
Sherburne, Minnesota 7 $ 1,135,000 $ 162,142 $ 71,000
St. Louis, Minnesota 7 $ 1,235,000 $ 176,428 $ 89,000
Todd, Minnesota 7 $ 1,545,000 $ 220,714 $ 81,000
Lancaster, Pennsylvania 7 $ 1,025,000 $ 146,428 $ 89,000
King, Washington 7 $ 3,405,000 $ 486,428 $ 116,000
Sarasota, Florida 6 $ 1,470,000 $ 245,000 $ 97,000
Effingham, Georgia 6 $ 470,000 $ 78,333 $ 102,000
Johnson, Kansas 6 $ 1,020,000 $ 170,000 $ 123,000
Crow Wing, Minnesota 6 $ 1,040,000 $ 173,333 $ 101,000
Chester, Pennsylvania 6 $ 940,000 $ 156,666 $ 102,000
Davidson, Tennessee 6 $ 1,430,000 $ 238,333 $ 95,000
Bexar, Texas 6 $ 1,380,000 $ 230,000 $ 118,000
Collin, Texas 6 $ 1,560,000 $ 260,000 $ 103,000
Marathon, Wisconsin 6 $ 940,000 $ 156,666 $ 48,000
Rock, Wisconsin 6 $ 390,000 $ 65,000 $ 109,000
Pinal, Arizona 5 $ 1,135,000 $ 227,000 $ 86,000
Yavapai, Arizona 5 $ 905,000 $ 181,000 $ 68,000
Jefferson, Colorado 5 $ 1,115,000 $ 223,000 $ 78,000
Pinellas, Florida 5 $ 865,000 $ 173,000 $ 90,000
Seminole, Florida 5 $ 1,475,000 $ 295,000 $ 104,000
Forsyth, Georgia 5 $ 1,635,000 $ 327,000 $ 162,000
Hamilton, Indiana 5 $ 1,715,000 $ 343,000 $ 265,000
St. Tammany, Louisiana 5 $ 755,000 $ 151,000 $ 106,000
Macomb, Michigan 5 $ 525,000 $ 105,000 $ 55,000
Olmsted, Minnesota 5 $ 745,000 $ 149,000 $ 106,000
Otter Tail, Minnesota 5 $ 855,000 $ 171,000 $ 94,000
Wright, Minnesota 5 $ 895,000 $ 179,000 $ 110,000
Jefferson, Missouri 5 $ 615,000 $ 123,000 $ 96,000
Lehigh, Pennsylvania 5 $ 1,005,000 $ 201,000 $ 89,000
Pierce, Washington 5 $ 1,845,000 $ 369,000 $ 165,000
Jefferson, Wisconsin 5 $ 805,000 $ 161,000 $ 100,000
Marinette, Wisconsin 5 $ 415,000 $ 83,000 $ 130,000
Walworth, Wisconsin 5 $ 865,000 $ 173,000 $ 110,000
Washington, Wisconsin 5 $ 865,000 $ 173,000 $ 88,000
Alameda, California 4 $ 1,240,000 $ 310,000 $ 109,000
Imperial, California 4 $ 570,000 $ 142,500 $ 104,000
El Paso, Colorado 4 $ 660,000 $ 165,000 $ 120,000
New Castle, Delaware 4 $ 630,000 $ 157,500 $ 67,000
Charlotte, Florida 4 $ 530,000 $ 132,500 $ 61,000
Palm Beach, Florida 4 $ 870,000 $ 217,500 $ 141,000
Hall, Georgia 4 $ 2,220,000 $ 555,000 $ 197,000
Ada, Idaho 4 $ 1,910,000 $ 477,500 $ 156,000
Will, Illinois 4 $ 460,000 $ 115,000 $ 111,000
Marion, Indiana 4 $ 160,000 $ 40,000 $ 107,000
Carroll, Maryland 4 $ 890,000 $ 222,500 $ 112,000
Berrien, Michigan 4 $ 640,000 $ 160,000 $ 72,000
Wayne, Michigan 4 $ 580,000 $ 145,000 $ 125,000
Grant, Minnesota 4 $ 420,000 $ 105,000 $ 41,000
Stearns, Minnesota 4 $ 660,000 $ 165,000 $ 115,000
Jackson, Missouri 4 $ 850,000 $ 212,500 $ 79,000
St. Louis City, Missouri 4 $ 550,000 $ 137,500 $ 110,000
Lancaster, Nebraska 4 $ 410,000 $ 102,500 $ 41,000
Clark, Nevada 4 $ 720,000 $ 180,000 $ 97,000
Passaic, New Jersey 4 $ 810,000 $ 202,500 $ 102,000
Henderson, North Carolina 4 $ 1,050,000 $ 262,500 $ 93,000
Cass, North Dakota 4 $ 610,000 $ 152,500 $ 79,000
Cuyahoga, Ohio 4 $ 540,000 $ 135,000 $ 126,000
Geauga, Ohio 4 $ 510,000 $ 127,500 $ 81,000
Lucas, Ohio 4 $ 410,000 $ 102,500 $ 53,000
Allegheny, Pennsylvania 4 $ 410,000 $ 102,500 $ 99,000
Bucks, Pennsylvania 4 $ 710,000 $ 177,500 $ 112,000
Montgomery, Pennsylvania 4 $ 720,000 $ 180,000 $ 161,000
Rutherford, Tennessee 4 $ 650,000 $ 162,500 $ 44,000
Denton, Texas 4 $ 870,000 $ 217,500 $ 136,000
Williamson, Texas 4 $ 930,000 $ 232,500 $ 76,000
Fond du Lac, Wisconsin 4 $ 740,000 $ 185,000 $ 106,000
La Crosse, Wisconsin 4 $ 640,000 $ 160,000 $ 83,000
Shawano, Wisconsin 4 $ 890,000 $ 222,500 $ 119,000
Mohave, Arizona 3 $ 555,000 $ 185,000 $ 93,000
San Luis Obispo, California 3 $ 845,000 $ 281,666 $ 88,000
Stanislaus, California 3 $ 665,000 $ 221,666 $ 135,000
Boulder, Colorado 3 $ 895,000 $ 298,333 $ 317,000
Weld, Colorado 3 $ 845,000 $ 281,666 $ 77,000
Hartford, Connecticut 3 $ 425,000 $ 141,666 $ 138,000
Sussex, Delaware 3 $ 595,000 $ 198,333 $ 118,000
Brevard, Florida 3 $ 365,000 $ 121,666 $ 69,000
Broward, Florida 3 $ 115,000 $ 38,333 $ 51,000
Collier, Florida 3 $ 825,000 $ 275,000 $ 195,000
Hillsborough, Florida 3 $ 455,000 $ 151,666 $ 86,000
Lake, Florida 3 $ 365,000 $ 121,666 $ 96,000
Leon, Florida 3 $ 125,000 $ 41,666 $ 75,000
Martin, Florida 3 $ 305,000 $ 101,666 $ 57,000
Miami-Dade, Florida 3 $ 1,035,000 $ 345,000 $ 168,000
Orange, Florida 3 $ 665,000 $ 221,666 $ 137,000
St. Lucie, Florida 3 $ 295,000 $ 98,333 $ 44,000
Kootenai, Idaho 3 $ 195,000 $ 65,000 $ 76,000
Kendall, Illinois 3 $ 575,000 $ 191,666 $ 68,000
Randolph, Illinois 3 $ 185,000 $ 61,666 $ 36,000
Porter, Indiana 3 $ 395,000 $ 131,666 $ 76,000
Riley, Kansas 3 $ 765,000 $ 255,000 $ 106,000
Frederick, Maryland 3 $ 545,000 $ 181,666 $ 185,000
Hampden, Massachusetts 3 $ 355,000 $ 118,333 $ 55,000
Carlton, Minnesota 3 $ 345,000 $ 115,000 $ 65,000
Chisago, Minnesota 3 $ 355,000 $ 118,333 $ 49,000
Fillmore, Minnesota 3 $ 525,000 $ 175,000 $ 55,000
Hubbard, Minnesota 3 $ 495,000 $ 165,000 $ 96,000
Kandiyohi, Minnesota 3 $ 555,000 $ 185,000 $ 124,000
Meeker, Minnesota 3 $ 295,000 $ 98,333 $ 69,000
Nicollet, Minnesota 3 $ 415,000 $ 138,333 $ 83,000
Rice, Minnesota 3 $ 445,000 $ 148,333 $ 86,000
Camden, Missouri 3 $ 295,000 $ 98,333 $ 116,000
Flathead, Montana 3 $ 565,000 $ 188,333 $ 154,000
Yellowstone, Montana 3 $ 565,000 $ 188,333 $ 95,000
Washoe, Nevada 3 $ 745,000 $ 248,333 $ 111,000
Hudson, New Jersey 3 $ 795,000 $ 265,000 $ 204,000
Morris, New Jersey 3 $ 675,000 $ 225,000 $ 77,000
Suffolk, New York 3 $ 835,000 $ 278,333 $ 129,000
Mecklenburg, North Carolina 3 $ 905,000 $ 301,666 $ 85,000
McKenzie, North Dakota 3 $ 575,000 $ 191,666 $ 96,000
Lake, Ohio 3 $ 595,000 $ 198,333 $ 113,000
Perry, Ohio 3 $ 375,000 $ 125,000 $ 74,000
Canadian, Oklahoma 3 $ 535,000 $ 178,333 $ 96,000
Clackamas, Oregon 3 $ 765,000 $ 255,000 $ 106,000
Carbon, Pennsylvania 3 $ 245,000 $ 81,666 $ 57,000
Providence, Rhode Island 3 $ 855,000 $ 285,000 $ 145,000
Beaufort, South Carolina 3 $ 695,000 $ 231,666 $ 78,000
Greenville, South Carolina 3 $ 555,000 $ 185,000 $ 45,000
Lexington, South Carolina 3 $ 305,000 $ 101,666 $ 65,000
York, South Carolina 3 $ 505,000 $ 168,333 $ 344,000
Brookings, South Dakota 3 $ 635,000 $ 211,666 $ 131,000
Washington, Tennessee 3 $ 375,000 $ 125,000 $ 80,000
Dallas, Texas 3 $ 365,000 $ 121,666 $ 82,000
Fairfax, Virginia 3 $ 1,175,000 $ 391,666 $ 170,000
Spokane, Washington 3 $ 635,000 $ 211,666 $ 80,000
Bayfield, Wisconsin 3 $ 585,000 $ 195,000 $ 58,000
Fairbanks North Star, Alaska 2 $ 460,000 $ 230,000 $ 117,000
Gila, Arizona 2 $ 440,000 $ 220,000 $ 84,000
Saline, Arkansas 2 $ 260,000 $ 130,000 $ 85,000
Kern, California 2 $ 90,000 $ 45,000 $ 118,000
Placer, California 2 $ 470,000 $ 235,000 $ 131,000
Santa Barbara, California 2 $ 2,030,000 $ 1,015,000 $ 367,000
Tulare, California 2 $ 370,000 $ 185,000 $ 101,000
Adams, Colorado 2 $ 510,000 $ 255,000 $ 132,000
Denver, Colorado 2 $ 320,000 $ 160,000 $ 104,000
Douglas, Colorado 2 $ 500,000 $ 250,000 $ 63,000
Gilpin, Colorado 2 $ 270,000 $ 135,000 $ 367,000
Litchfield, Connecticut 2 $ 540,000 $ 270,000 $ 117,000
Pasco, Florida 2 $ 310,000 $ 155,000 $ 75,000
Sumter, Florida 2 $ 320,000 $ 160,000 $ 78,000
Volusia, Florida 2 $ 410,000 $ 205,000 $ 84,000
Clarke, Georgia 2 $ 220,000 $ 110,000 $ 32,000
Gilmer, Georgia 2 $ 370,000 $ 185,000 $ 73,000
Bannock, Idaho 2 $ 290,000 $ 145,000 $ 269,000
Latah, Idaho 2 $ 390,000 $ 195,000 $ 64,000
Iroquois, Illinois 2 $ 100,000 $ 50,000 $ 22,000
Kankakee, Illinois 2 $ 370,000 $ 185,000 $ 284,000
Madison, Illinois 2 $ 270,000 $ 135,000 $ 95,000
Winnebago, Illinois 2 $ 200,000 $ 100,000 $ 58,000
Johnson, Indiana 2 $ 300,000 $ 150,000 $ 58,000
Monroe, Indiana 2 $ 300,000 $ 150,000 $ 99,000
Tippecanoe, Indiana 2 $ 190,000 $ 95,000 $ 49,000
Leavenworth, Kansas 2 $ 330,000 $ 165,000 $ 142,000
Nemaha, Kansas 2 $ 500,000 $ 250,000 $ 106,000
Pottawatomie, Kansas 2 $ 360,000 $ 180,000 $ 24,000
Wabaunsee, Kansas 2 $ 210,000 $ 105,000 $ 67,000
Jefferson, Kentucky 2 $ 360,000 $ 180,000 $ 56,000
Kenton, Kentucky 2 $ 360,000 $ 180,000 $ 76,000
St. Martin, Louisiana 2 $ 220,000 $ 110,000 $ 56,000
Anne Arundel, Maryland 2 $ 590,000 $ 295,000 $ 135,000
Washington, Maryland 2 $ 340,000 $ 170,000 $ 34,000
Kent, Michigan 2 $ 270,000 $ 135,000 $ 88,000
Livingston, Michigan 2 $ 680,000 $ 340,000 $ 121,000
Monroe, Michigan 2 $ 290,000 $ 145,000 $ 81,000
Montmorency, Michigan 2 $ 290,000 $ 145,000 $ 156,000
Tuscola, Michigan 2 $ 320,000 $ 160,000 $ 107,000
Washtenaw, Michigan 2 $ 260,000 $ 130,000 $ 60,000
Aitkin, Minnesota 2 $ 260,000 $ 130,000 $ 92,000
Cass, Minnesota 2 $ 290,000 $ 145,000 $ 75,000
Cook, Minnesota 2 $ 380,000 $ 190,000 $ 102,000
Goodhue, Minnesota 2 $ 390,000 $ 195,000 $ 112,000
McLeod, Minnesota 2 $ 170,000 $ 85,000 $ 76,000
Mille Lacs, Minnesota 2 $ 380,000 $ 190,000 $ 132,000
Winona, Minnesota 2 $ 160,000 $ 80,000 $ 126,000
Hancock, Mississippi 2 $ 300,000 $ 150,000 $ 148,000
Clay, Missouri 2 $ 260,000 $ 130,000 $ 49,000
Perry, Missouri 2 $ 120,000 $ 60,000 $ 58,000
Deer Lodge, Montana 2 $ 170,000 $ 85,000 $ 81,000
Hillsborough, New Hampshire 2 $ 300,000 $ 150,000 $ 109,000
Bergen, New Jersey 2 $ 750,000 $ 375,000 $ 144,000
Sussex, New Jersey 2 $ 220,000 $ 110,000 $ 49,000
Bernalillo, New Mexico 2 $ 300,000 $ 150,000 $ 103,000
Alleghany, North Carolina 2 $ 330,000 $ 165,000 $ 87,000
Cabarrus, North Carolina 2 $ 200,000 $ 100,000 $ 106,000
Carteret, North Carolina 2 $ 610,000 $ 305,000 $ 217,000
Rockingham, North Carolina 2 $ 330,000 $ 165,000 $ 119,000
Rowan, North Carolina 2 $ 250,000 $ 125,000 $ 22,000
Wake, North Carolina 2 $ 380,000 $ 190,000 $ 86,000
Erie, Ohio 2 $ 200,000 $ 100,000 $ 33,000
Stark, Ohio 2 $ 200,000 $ 100,000 $ 135,000
Summit, Ohio 2 $ 390,000 $ 195,000 $ 116,000
Union, Ohio 2 $ 270,000 $ 135,000 $ 68,000
Bryan, Oklahoma 2 $ 290,000 $ 145,000 $ 138,000
Oklahoma, Oklahoma 2 $ 230,000 $ 115,000 $ 205,000
Douglas, Oregon 2 $ 210,000 $ 105,000 $ 38,000
Jackson, Oregon 2 $ 550,000 $ 275,000 $ 85,000
Washington, Oregon 2 $ 490,000 $ 245,000 $ 95,000
Cumberland, Pennsylvania 2 $ 140,000 $ 70,000 $ 60,000
Dauphin, Pennsylvania 2 $ 330,000 $ 165,000 $ 164,000
Delaware, Pennsylvania 2 $ 260,000 $ 130,000 $ 82,000
Northampton, Pennsylvania 2 $ 560,000 $ 280,000 $ 108,000
Dorchester, South Carolina 2 $ 330,000 $ 165,000 $ 88,000
Lincoln, South Dakota 2 $ 280,000 $ 140,000 $ 377,000
Shelby, Tennessee 2 $ 630,000 $ 315,000 $ 158,000
Williamson, Tennessee 2 $ 340,000 $ 170,000 $ 73,000
Camp, Texas 2 $ 280,000 $ 140,000 $ 101,000
Lavaca, Texas 2 $ 310,000 $ 155,000 $ 140,000
McLennan, Texas 2 $ 300,000 $ 150,000 $ 42,000
Montgomery, Texas 2 $ 330,000 $ 165,000 $ 73,000
Tarrant, Texas 2 $ 540,000 $ 270,000 $ 104,000
Travis, Texas 2 $ 340,000 $ 170,000 $ 113,000
Wilson, Texas 2 $ 110,000 $ 55,000 $ 34,000
Shenandoah, Virginia 2 $ 160,000 $ 80,000 $ 115,000
Benton, Washington 2 $ 420,000 $ 210,000 $ 123,000
Clark, Washington 2 $ 350,000 $ 175,000 $ 137,000
Whatcom, Washington 2 $ 1,010,000 $ 505,000 $ 199,000
Barron, Wisconsin 2 $ 350,000 $ 175,000 $ 79,000
Clark, Wisconsin 2 $ 260,000 $ 130,000 $ 24,000
Dodge, Wisconsin 2 $ 300,000 $ 150,000 $ 112,000
Door, Wisconsin 2 $ 220,000 $ 110,000 $ 64,000
Douglas, Wisconsin 2 $ 190,000 $ 95,000 $ 68,000
Dunn, Wisconsin 2 $ 470,000 $ 235,000 $ 111,000
Kenosha, Wisconsin 2 $ 310,000 $ 155,000 $ 110,000
Manitowoc, Wisconsin 2 $ 190,000 $ 95,000 $ 55,000
Polk, Wisconsin 2 $ 340,000 $ 170,000 $ 0
Portage, Wisconsin 2 $ 490,000 $ 245,000 $ 106,000
Waushara, Wisconsin 2 $ 210,000 $ 105,000 $ 121,000
Baldwin, Alabama 1 $ 135,000 $ 135,000 $ 27,000
Colbert, Alabama 1 $ 35,000 $ 35,000 $ 80,000
Jefferson, Alabama 1 $ 155,000 $ 155,000 $ 46,000
Madison, Alabama 1 $ 125,000 $ 125,000 $ 116,000
Juneau, Alaska 1 $ 255,000 $ 255,000 $ 143,000
Yuma, Arizona 1 $ 25,000 $ 25,000 $ 39,000
Garland, Arkansas 1 $ 405,000 $ 405,000 $ 301,000
Greene, Arkansas 1 $ 15,000 $ 15,000 $ 46,000
Independence, Arkansas 1 $ 225,000 $ 225,000 $ 132,000
Pulaski, Arkansas 1 $ 215,000 $ 215,000 $ 77,000
Sebastian, Arkansas 1 $ 25,000 $ 25,000 $ 60,000
Washington, Arkansas 1 $ 25,000 $ 25,000 $ 22,000
Amador, California 1 $ 275,000 $ 275,000 $ 151,000
Contra Costa, California 1 $ 255,000 $ 255,000 $ 118,000
Fresno, California 1 $ 235,000 $ 235,000 $ 88,000
Napa, California 1 $ 205,000 $ 205,000 $ 32,000
Sacramento, California 1 $ 195,000 $ 195,000 $ 68,000
San Joaquin, California 1 $ 105,000 $ 105,000 $ 122,000
Santa Clara, California 1 $ 415,000 $ 415,000 $ 138,000
Siskiyou, California 1 $ 95,000 $ 95,000 $ 52,000
Tehama, California 1 $ 135,000 $ 135,000 $ 52,000
Yolo, California 1 $ 365,000 $ 365,000 $ 84,000
Arapahoe, Colorado 1 $ 315,000 $ 315,000 $ 183,000
Chaffee, Colorado 1 $ 255,000 $ 255,000 $ 121,000
Logan, Colorado 1 $ 195,000 $ 195,000 $ 154,000
Otero, Colorado 1 $ 215,000 $ 215,000 $ 78,000
Fairfield, Connecticut 1 $ 65,000 $ 65,000 $ 128,000
New Haven, Connecticut 1 $ 185,000 $ 185,000 $ 121,000
District of Columbia, District Of Columbia 1 $ 575,000 $ 575,000 $ 130,000
Alachua, Florida 1 $ 295,000 $ 295,000 $ 240,000
Bradford, Florida 1 $ 65,000 $ 65,000 $ 83,000
Columbia, Florida 1 $ 205,000 $ 205,000 $ 65,000
Duval, Florida 1 $ 65,000 $ 65,000 $ 29,000
Hendry, Florida 1 $ 45,000 $ 45,000 $ 95,000
Marion, Florida 1 $ 165,000 $ 165,000 $ 40,000
Okaloosa, Florida 1 $ 115,000 $ 115,000 $ 168,000
St. Johns, Florida 1 $ 295,000 $ 295,000 $ 106,000
Bryan, Georgia 1 $ 255,000 $ 255,000 $ 68,000
Bulloch, Georgia 1 $ 155,000 $ 155,000 $ 72,000
Butts, Georgia 1 $ 35,000 $ 35,000 $ 85,000
Coweta, Georgia 1 $ 325,000 $ 325,000 $ 100,000
Dawson, Georgia 1 $ 195,000 $ 195,000 $ 97,000
DeKalb, Georgia 1 $ 125,000 $ 125,000 $ 82,000
Glynn, Georgia 1 $ 95,000 $ 95,000 $ 35,000
Houston, Georgia 1 $ 105,000 $ 105,000 $ 75,000
Jackson, Georgia 1 $ 175,000 $ 175,000 $ 51,000
Newton, Georgia 1 $ 295,000 $ 295,000 $ 169,000
Richmond, Georgia 1 $ 135,000 $ 135,000 $ 61,000
Towns, Georgia 1 $ 155,000 $ 155,000 $ 90,000
Troup, Georgia 1 $ 175,000 $ 175,000 $ 53,000
Honolulu, Hawaii 1 $ 325,000 $ 325,000 $ 147,000
Maui, Hawaii 1 $ 535,000 $ 535,000 $ 304,000
Bonner, Idaho 1 $ 265,000 $ 265,000 $ 110,000
Bonneville, Idaho 1 $ 195,000 $ 195,000 $ 95,000
Twin Falls, Idaho 1 $ 215,000 $ 215,000 $ 210,000
Boone, Illinois 1 $ 165,000 $ 165,000 $ 88,000
Carroll, Illinois 1 $ 75,000 $ 75,000 $ 73,000
DeKalb, Illinois 1 $ 15,000 $ 15,000 $ 29,000
Grundy, Illinois 1 $ 205,000 $ 205,000 $ 97,000
LaSalle, Illinois 1 $ 155,000 $ 155,000 $ 183,000
Livingston, Illinois 1 $ 75,000 $ 75,000 $ 45,000
Peoria, Illinois 1 $ 215,000 $ 215,000 $ 249,000
Adams, Indiana 1 $ 175,000 $ 175,000 $ 193,000
Blackford, Indiana 1 $ 175,000 $ 175,000 $ 85,000
Elkhart, Indiana 1 $ 215,000 $ 215,000 $ 50,000
Floyd, Indiana 1 $ 105,000 $ 105,000 $ 76,000
Hendricks, Indiana 1 $ 235,000 $ 235,000 $ 116,000
Howard, Indiana 1 $ 25,000 $ 25,000 $ 108,000
Noble, Indiana 1 $ 405,000 $ 405,000 $ 0
Steuben, Indiana 1 $ 35,000 $ 35,000 $ 33,000
Vanderburgh, Indiana 1 $ 165,000 $ 165,000 $ 33,000
Boone, Iowa 1 $ 15,000 $ 15,000 $ 45,000
Calhoun, Iowa 1 $ 85,000 $ 85,000 $ 127,000
Cerro Gordo, Iowa 1 $ 265,000 $ 265,000 $ 108,000
Hamilton, Iowa 1 $ 175,000 $ 175,000 $ 60,000
Harrison, Iowa 1 $ 65,000 $ 65,000 $ 40,000
Marshall, Iowa 1 $ 165,000 $ 165,000 $ 46,000
Palo Alto, Iowa 1 $ 35,000 $ 35,000 $ 35,000
Polk, Iowa 1 $ 295,000 $ 295,000 $ 98,000
Crawford, Kansas 1 $ 105,000 $ 105,000 $ 37,000
Morris, Kansas 1 $ 335,000 $ 335,000 $ 105,000
Saline, Kansas 1 $ 35,000 $ 35,000 $ 132,000
Hardin, Kentucky 1 $ 155,000 $ 155,000 $ 106,000
Marshall, Kentucky 1 $ 105,000 $ 105,000 $ 41,000
McCracken, Kentucky 1 $ 45,000 $ 45,000 $ 40,000
Simpson, Kentucky 1 $ 25,000 $ 25,000 $ 222,000
Iberville, Louisiana 1 $ 185,000 $ 185,000 $ 133,000
Jefferson, Louisiana 1 $ 15,000 $ 15,000 $ 19,000
Sagadahoc, Maine 1 $ 105,000 $ 105,000 $ 27,000
Montgomery, Maryland 1 $ 125,000 $ 125,000 $ 89,000
Barnstable, Massachusetts 1 $ 345,000 $ 345,000 $ 628,000
Bristol, Massachusetts 1 $ 375,000 $ 375,000 $ 195,000
Essex, Massachusetts 1 $ 145,000 $ 145,000 $ 89,000
Plymouth, Massachusetts 1 $ 185,000 $ 185,000 $ 162,000
Suffolk, Massachusetts 1 $ 105,000 $ 105,000 $ 112,000
Bay, Michigan 1 $ 175,000 $ 175,000 $ 118,000
Genesee, Michigan 1 $ 135,000 $ 135,000 $ 174,000
Gogebic, Michigan 1 $ 55,000 $ 55,000 $ 241,000
Ingham, Michigan 1 $ 85,000 $ 85,000 $ 44,000
Ionia, Michigan 1 $ 15,000 $ 15,000 $ 41,000
Jackson, Michigan 1 $ 105,000 $ 105,000 $ 55,000
Lenawee, Michigan 1 $ 65,000 $ 65,000 $ 239,000
Marquette, Michigan 1 $ 65,000 $ 65,000 $ 73,000
Montcalm, Michigan 1 $ 55,000 $ 55,000 $ 52,000
Ogemaw, Michigan 1 $ 155,000 $ 155,000 $ 114,000
Otsego, Michigan 1 $ 55,000 $ 55,000 $ 53,000
Saginaw, Michigan 1 $ 65,000 $ 65,000 $ 134,000
Dodge, Minnesota 1 $ 165,000 $ 165,000 $ 88,000
Freeborn, Minnesota 1 $ 335,000 $ 335,000 $ 315,000
Itasca, Minnesota 1 $ 105,000 $ 105,000 $ 160,000
Jackson, Minnesota 1 $ 145,000 $ 145,000 $ 118,000
Kanabec, Minnesota 1 $ 195,000 $ 195,000 $ 56,000
Lac qui Parle, Minnesota 1 $ 75,000 $ 75,000 $ 33,000
Lake, Minnesota 1 $ 185,000 $ 185,000 $ 155,000
Lyon, Minnesota 1 $ 125,000 $ 125,000 $ 94,000
Martin, Minnesota 1 $ 105,000 $ 105,000 $ 40,000
Murray, Minnesota 1 $ 305,000 $ 305,000 $ 247,000
Nobles, Minnesota 1 $ 145,000 $ 145,000 $ 29,000
Pine, Minnesota 1 $ 165,000 $ 165,000 $ 83,000
Renville, Minnesota 1 $ 35,000 $ 35,000 $ 60,000
Steele, Minnesota 1 $ 185,000 $ 185,000 $ 0
Wabasha, Minnesota 1 $ 285,000 $ 285,000 $ 315,000
Wadena, Minnesota 1 $ 115,000 $ 115,000 $ 129,000
Watonwan, Minnesota 1 $ 125,000 $ 125,000 $ 143,000
Amite, Mississippi 1 $ 65,000 $ 65,000 $ 40,000
Harrison, Mississippi 1 $ 125,000 $ 125,000 $ 50,000
Jackson, Mississippi 1 $ 755,000 $ 755,000 $ 354,000
Andrew, Missouri 1 $ 85,000 $ 85,000 $ 61,000
Atchison, Missouri 1 $ 55,000 $ 55,000 $ 60,000
Benton, Missouri 1 $ 125,000 $ 125,000 $ 73,000
Boone, Missouri 1 $ 235,000 $ 235,000 $ 47,000
Cass, Missouri 1 $ 215,000 $ 215,000 $ 103,000
Gasconade, Missouri 1 $ 115,000 $ 115,000 $ 109,000
Miller, Missouri 1 $ 75,000 $ 75,000 $ 64,000
Newton, Missouri 1 $ 135,000 $ 135,000 $ 85,000
Ralls, Missouri 1 $ 45,000 $ 45,000 $ 113,000
Scott, Missouri 1 $ 265,000 $ 265,000 $ 50,000
Taney, Missouri 1 $ 145,000 $ 145,000 $ 63,000
Webster, Missouri 1 $ 205,000 $ 205,000 $ 191,000
Gallatin, Montana 1 $ 145,000 $ 145,000 $ 58,000
Missoula, Montana 1 $ 305,000 $ 305,000 $ 124,000
Sanders, Montana 1 $ 245,000 $ 245,000 $ 28,000
Sheridan, Montana 1 $ 45,000 $ 45,000 $ 133,000
Silver Bow, Montana 1 $ 185,000 $ 185,000 $ 104,000
Cass, Nebraska 1 $ 135,000 $ 135,000 $ 99,000
Cherry, Nebraska 1 $ 125,000 $ 125,000 $ 36,000
Cuming, Nebraska 1 $ 105,000 $ 105,000 $ 92,000
Douglas, Nebraska 1 $ 195,000 $ 195,000 $ 137,000
Nance, Nebraska 1 $ 55,000 $ 55,000 $ 44,000
Nuckolls, Nebraska 1 $ 155,000 $ 155,000 $ 101,000
Sarpy, Nebraska 1 $ 225,000 $ 225,000 $ 145,000
Seward, Nebraska 1 $ 185,000 $ 185,000 $ 71,000
Webster, Nebraska 1 $ 65,000 $ 65,000 $ 68,000
Carroll, New Hampshire 1 $ 255,000 $ 255,000 $ 122,000
Burlington, New Jersey 1 $ 515,000 $ 515,000 $ 285,000
Cumberland, New Jersey 1 $ 55,000 $ 55,000 $ 375,000
Middlesex, New Jersey 1 $ 155,000 $ 155,000 $ 117,000
Monmouth, New Jersey 1 $ 405,000 $ 405,000 $ 157,000
Union, New Jersey 1 $ 255,000 $ 255,000 $ 118,000
Warren, New Jersey 1 $ 45,000 $ 45,000 $ 35,000
McKinley, New Mexico 1 $ 105,000 $ 105,000 $ 85,000
Chemung, New York 1 $ 55,000 $ 55,000 $ 152,000
Genesee, New York 1 $ 75,000 $ 75,000 $ 45,000
Monroe, New York 1 $ 95,000 $ 95,000 $ 39,000
Otsego, New York 1 $ 145,000 $ 145,000 $ 121,000
Richmond, New York 1 $ 15,000 $ 15,000 $ 67,000
Warren, New York 1 $ 65,000 $ 65,000 $ 24,000
Alexander, North Carolina 1 $ 65,000 $ 65,000 $ 73,000
Buncombe, North Carolina 1 $ 225,000 $ 225,000 $ 97,000
Caldwell, North Carolina 1 $ 165,000 $ 165,000 $ 42,000
Dare, North Carolina 1 $ 95,000 $ 95,000 $ 41,000
Gaston, North Carolina 1 $ 135,000 $ 135,000 $ 29,000
Iredell, North Carolina 1 $ 365,000 $ 365,000 $ 91,000
Lee, North Carolina 1 $ 215,000 $ 215,000 $ 125,000
Stanly, North Carolina 1 $ 115,000 $ 115,000 $ 53,000
Union, North Carolina 1 $ 135,000 $ 135,000 $ 58,000
Ashtabula, Ohio 1 $ 285,000 $ 285,000 $ 0
Clark, Ohio 1 $ 145,000 $ 145,000 $ 92,000
Clermont, Ohio 1 $ 175,000 $ 175,000 $ 239,000
Delaware, Ohio 1 $ 155,000 $ 155,000 $ 55,000
Fulton, Ohio 1 $ 175,000 $ 175,000 $ 138,000
Greene, Ohio 1 $ 155,000 $ 155,000 $ 100,000
Hancock, Ohio 1 $ 165,000 $ 165,000 $ 94,000
Medina, Ohio 1 $ 125,000 $ 125,000 $ 27,000
Miami, Ohio 1 $ 165,000 $ 165,000 $ 507,000
Montgomery, Ohio 1 $ 75,000 $ 75,000 $ 24,000
Morrow, Ohio 1 $ 115,000 $ 115,000 $ 57,000
Comanche, Oklahoma 1 $ 95,000 $ 95,000 $ 60,000
Custer, Oklahoma 1 $ 25,000 $ 25,000 $ 65,000
Payne, Oklahoma 1 $ 115,000 $ 115,000 $ 74,000
Tulsa, Oklahoma 1 $ 335,000 $ 335,000 $ 108,000
Wagoner, Oklahoma 1 $ 95,000 $ 95,000 $ 36,000
Washington, Oklahoma 1 $ 85,000 $ 85,000 $ 22,000
Clatsop, Oregon 1 $ 125,000 $ 125,000 $ 80,000
Josephine, Oregon 1 $ 405,000 $ 405,000 $ 99,000
Lane, Oregon 1 $ 225,000 $ 225,000 $ 98,000
Marion, Oregon 1 $ 345,000 $ 345,000 $ 137,000
Yamhill, Oregon 1 $ 225,000 $ 225,000 $ 102,000
Adams, Pennsylvania 1 $ 235,000 $ 235,000 $ 61,000
Armstrong, Pennsylvania 1 $ 305,000 $ 305,000 $ 119,000
Beaver, Pennsylvania 1 $ 65,000 $ 65,000 $ 48,000
Franklin, Pennsylvania 1 $ 175,000 $ 175,000 $ 120,000
Lebanon, Pennsylvania 1 $ 205,000 $ 205,000 $ 85,000
Monroe, Pennsylvania 1 $ 275,000 $ 275,000 $ 81,000
Wayne, Pennsylvania 1 $ 85,000 $ 85,000 $ 74,000
Westmoreland, Pennsylvania 1 $ 75,000 $ 75,000 $ 51,000
York, Pennsylvania 1 $ 65,000 $ 65,000 $ 70,000
Kent, Rhode Island 1 $ 315,000 $ 315,000 $ 88,000
Aiken, South Carolina 1 $ 105,000 $ 105,000 $ 35,000
Anderson, South Carolina 1 $ 165,000 $ 165,000 $ 119,000
Charleston, South Carolina 1 $ 235,000 $ 235,000 $ 155,000
Horry, South Carolina 1 $ 225,000 $ 225,000 $ 93,000
Lancaster, South Carolina 1 $ 265,000 $ 265,000 $ 37,000
Richland, South Carolina 1 $ 45,000 $ 45,000 $ 24,000
Brule, South Dakota 1 $ 95,000 $ 95,000 $ 53,000
Day, South Dakota 1 $ 155,000 $ 155,000 $ 43,000
Minnehaha, South Dakota 1 $ 105,000 $ 105,000 $ 91,000
Pennington, South Dakota 1 $ 155,000 $ 155,000 $ 47,000
Yankton, South Dakota 1 $ 65,000 $ 65,000 $ 60,000
Cumberland, Tennessee 1 $ 105,000 $ 105,000 $ 192,000
Hamilton, Tennessee 1 $ 135,000 $ 135,000 $ 70,000
Hickman, Tennessee 1 $ 75,000 $ 75,000 $ 102,000
Jefferson, Tennessee 1 $ 275,000 $ 275,000 $ 110,000
Knox, Tennessee 1 $ 125,000 $ 125,000 $ 22,000
Lawrence, Tennessee 1 $ 85,000 $ 85,000 $ 35,000
Pickett, Tennessee 1 $ 55,000 $ 55,000 $ 217,000
Wilson, Tennessee 1 $ 275,000 $ 275,000 $ 40,000
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Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 584 $116,350,000 $199,000 $1,165,000 $117,000 $1,496,000
Cash-out Refinancing 468 $101,440,000 $216,000 $3,255,000 $106,000 $1,233,000
Home Purchase 405 $93,715,000 $231,000 $2,005,000 $108,000 $721,000
Other Purpose 198 $28,370,000 $143,000 $1,005,000 $111,000 $801,000
Home Improvement 145 $15,145,000 $104,000 $705,000 $111,000 $581,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,479 $286,295,000 $193,000 $2,005,000 $110,000 $1,496,000
Not Provided 205 $46,275,000 $225,000 $3,255,000 $118,000 $1,233,000
Hispanic 43 $6,915,000 $160,000 $385,000 $99,000 $375,000
Black or African American 38 $8,580,000 $225,000 $505,000 $117,000 $200,000
Asian 18 $3,710,000 $206,000 $425,000 $94,000 $157,000
American Indian or Alaskan Native 6 $990,000 $165,000 $485,000 $117,000 $157,000
Not applicable 6 $1,250,000 $208,000 $415,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $230,000 $115,000 $145,000 $60,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,771 $347,455,000 $196,000 $3,255,000 $111,000 $1,496,000
VA-guaranteed (Veterans Administration) 29 $7,565,000 $260,000 $635,000 $99,000 $449,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,286 $258,690,000 $201,000 $3,255,000 $110,000 $1,233,000
Application Approved But Not Accepted 355 $69,545,000 $195,000 $1,205,000 $125,000 $1,496,000
Application Denied By Financial Institution 149 $25,215,000 $169,000 $515,000 $79,000 $498,000
File Closed For Incompleteness 9 $1,445,000 $160,000 $415,000 $135,000 $425,000
Application Withdrawn By Applicant 1 $125,000 $125,000 $125,000 $10,000 $10,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,651 $329,805,000 $199,000 $3,255,000 $114,000 $1,496,000
Debt-To-Income Ratio 86 $15,260,000 $177,000 $515,000 $52,000 $201,000
Credit History 36 $5,010,000 $139,000 $305,000 $84,000 $190,000
Collateral 17 $2,875,000 $169,000 $425,000 $196,000 $498,000
Other 6 $1,290,000 $215,000 $435,000 $191,000 $268,000
Unverifiable Information 3 $615,000 $205,000 $285,000 $79,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $82,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

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