Tiaa-Cref Trust Company FSB Mortgage Lending & HMDA Data, 2016

In 2016, Tiaa-Cref Trust Company FSB of St. Louis, MO reported 3,352 mortgage applications totaling $1.5 billion, up 13% from 2015. The average application was for $439,448, and applicants reported an average income of $212,399. 32% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (228), New York-Jersey City-White Plains, NY-NJ (175) and St. Louis, MO-IL (151) (applications in parentheses).

Mortgage Company & Address Tiaa-Cref Trust Company FSB
211 North Broadway, Ste 1000
St. Louis, MO 63102
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 3,352
Total Mortgage Loan Application Amount $1,473,031,000
Average Mortgage Loan Application Amount $439,448
Highest Mortgage Loan Application Amount $2,370,000
Average Applicant Income $212,399
Highest Applicant Income $5,524,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tiaa-Cref Trust Company FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tiaa-Cref Trust Company FSB by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 195 $ 127,318,000 $ 652,912 $ 322,000
Los Angeles, California 96 $ 56,644,000 $ 590,041 $ 209,000
King, Washington 94 $ 52,173,000 $ 555,031 $ 236,000
Mecklenburg, North Carolina 83 $ 24,257,000 $ 292,253 $ 156,000
St. Louis, Missouri 66 $ 15,073,000 $ 228,378 $ 113,000
Middlesex, Massachusetts 64 $ 34,283,000 $ 535,671 $ 190,000
Santa Clara, California 57 $ 39,433,000 $ 691,807 $ 205,000
Fairfax, Virginia 57 $ 32,454,000 $ 569,368 $ 217,000
Maricopa, Arizona 53 $ 28,954,000 $ 546,301 $ 276,000
St. Louis City, Missouri 35 $ 5,373,000 $ 153,514 $ 99,000
New York, New York 35 $ 15,668,000 $ 447,657 $ 304,000
Dallas, Texas 33 $ 20,409,000 $ 618,454 $ 375,000
Orange, California 32 $ 21,956,000 $ 686,125 $ 222,000
District of Columbia, District Of Columbia 32 $ 18,900,000 $ 590,625 $ 179,000
Montgomery, Maryland 32 $ 20,180,000 $ 630,625 $ 213,000
Harris, Texas 32 $ 18,251,000 $ 570,343 $ 263,000
San Diego, California 30 $ 14,621,000 $ 487,366 $ 179,000
St. Charles, Missouri 29 $ 4,310,000 $ 148,620 $ 49,000
Westchester, New York 29 $ 16,482,000 $ 568,344 $ 272,000
DuPage, Illinois 27 $ 18,094,000 $ 670,148 $ 286,000
Lake, Illinois 27 $ 16,757,000 $ 620,629 $ 408,000
Norfolk, Massachusetts 26 $ 15,127,000 $ 581,807 $ 230,000
Denver, Colorado 25 $ 11,222,000 $ 448,880 $ 192,000
Jefferson, Colorado 25 $ 9,269,000 $ 370,760 $ 161,000
Suffolk, Massachusetts 25 $ 12,593,000 $ 503,720 $ 192,000
Bergen, New Jersey 25 $ 13,407,000 $ 536,280 $ 242,000
Wake, North Carolina 24 $ 7,151,000 $ 297,958 $ 148,000
Broward, Florida 23 $ 11,537,000 $ 501,608 $ 241,000
Alameda, California 22 $ 11,734,000 $ 533,363 $ 156,000
San Mateo, California 22 $ 19,755,000 $ 897,954 $ 232,000
Miami-Dade, Florida 22 $ 10,313,000 $ 468,772 $ 210,000
Washtenaw, Michigan 22 $ 4,882,000 $ 221,909 $ 116,000
Kings, New York 22 $ 12,794,000 $ 581,545 $ 213,000
Oakland, Michigan 20 $ 8,820,000 $ 441,000 $ 188,000
Mercer, New Jersey 20 $ 7,764,000 $ 388,200 $ 220,000
Arapahoe, Colorado 19 $ 7,553,000 $ 397,526 $ 170,000
Fairfield, Connecticut 19 $ 13,184,000 $ 693,894 $ 336,000
Essex, New Jersey 19 $ 9,220,000 $ 485,263 $ 235,000
Suffolk, New York 19 $ 9,004,000 $ 473,894 $ 202,000
Arlington, Virginia 19 $ 12,442,000 $ 654,842 $ 280,000
Contra Costa, California 18 $ 12,974,000 $ 720,777 $ 252,000
Fulton, Georgia 18 $ 11,213,000 $ 622,944 $ 314,000
Union, North Carolina 17 $ 5,806,000 $ 341,529 $ 135,000
Travis, Texas 17 $ 7,222,000 $ 424,823 $ 345,000
Washoe, Nevada 16 $ 4,785,000 $ 299,062 $ 132,000
Nassau, New York 16 $ 8,115,000 $ 507,187 $ 257,000
Multnomah, Oregon 16 $ 6,519,000 $ 407,437 $ 186,000
Collin, Texas 16 $ 7,838,000 $ 489,875 $ 291,000
Pinellas, Florida 15 $ 7,332,000 $ 488,800 $ 318,000
Monmouth, New Jersey 15 $ 6,178,000 $ 411,866 $ 235,000
Queens, New York 15 $ 4,249,000 $ 283,266 $ 121,000
Chester, Pennsylvania 15 $ 5,905,000 $ 393,666 $ 236,000
Montgomery, Pennsylvania 15 $ 5,001,000 $ 333,400 $ 163,000
Tarrant, Texas 15 $ 7,263,000 $ 484,200 $ 326,000
Pierce, Washington 15 $ 4,838,000 $ 322,533 $ 194,000
Cobb, Georgia 14 $ 4,815,000 $ 343,928 $ 169,000
Cabarrus, North Carolina 14 $ 3,199,000 $ 228,500 $ 109,000
Riverside, California 13 $ 4,194,000 $ 322,615 $ 212,000
New Castle, Delaware 13 $ 4,428,000 $ 340,615 $ 238,000
Collier, Florida 13 $ 6,452,000 $ 496,307 $ 299,000
Hillsborough, Florida 13 $ 2,883,000 $ 221,769 $ 122,000
Palm Beach, Florida 13 $ 7,232,000 $ 556,307 $ 549,000
Madison, Illinois 13 $ 1,848,000 $ 142,153 $ 73,000
Hennepin, Minnesota 13 $ 5,628,000 $ 432,923 $ 231,000
Orange, North Carolina 13 $ 4,407,000 $ 339,000 $ 186,000
Delaware, Pennsylvania 13 $ 3,433,000 $ 264,076 $ 173,000
Marin, California 12 $ 8,636,000 $ 719,666 $ 268,000
Hartford, Connecticut 12 $ 3,338,000 $ 278,166 $ 127,000
New Haven, Connecticut 12 $ 3,494,000 $ 291,166 $ 178,000
DeKalb, Georgia 12 $ 4,387,000 $ 365,583 $ 166,000
Plymouth, Massachusetts 12 $ 7,072,000 $ 589,333 $ 248,000
Denton, Texas 12 $ 4,456,000 $ 371,333 $ 174,000
San Francisco, California 11 $ 7,142,000 $ 649,272 $ 199,000
Boulder, Colorado 11 $ 4,112,000 $ 373,818 $ 138,000
Durham, North Carolina 11 $ 3,555,000 $ 323,181 $ 262,000
Hamilton, Ohio 11 $ 4,995,000 $ 454,090 $ 207,000
Williamson, Tennessee 11 $ 5,597,000 $ 508,818 $ 216,000
San Bernardino, California 10 $ 3,017,000 $ 301,700 $ 127,000
Orange, Florida 10 $ 6,913,000 $ 691,300 $ 542,000
Gwinnett, Georgia 10 $ 4,169,000 $ 416,900 $ 191,000
Prince George's, Maryland 10 $ 2,827,000 $ 282,700 $ 139,000
Essex, Massachusetts 10 $ 5,621,000 $ 562,100 $ 227,000
Clark, Nevada 10 $ 3,480,000 $ 348,000 $ 203,000
Middlesex, New Jersey 10 $ 2,581,000 $ 258,100 $ 114,000
Union, New Jersey 10 $ 4,879,000 $ 487,900 $ 247,000
Washington, Oregon 10 $ 4,020,000 $ 402,000 $ 135,000
Allegheny, Pennsylvania 10 $ 1,774,000 $ 177,400 $ 143,000
Pima, Arizona 9 $ 5,379,000 $ 597,666 $ 202,000
Douglas, Colorado 9 $ 3,792,000 $ 421,333 $ 255,000
Johnson, Kansas 9 $ 2,724,000 $ 302,666 $ 159,000
Baltimore City, Maryland 9 $ 1,916,000 $ 212,888 $ 157,000
Howard, Maryland 9 $ 5,400,000 $ 600,000 $ 285,000
Monroe, New York 9 $ 1,695,000 $ 188,333 $ 125,000
Philadelphia, Pennsylvania 9 $ 2,618,000 $ 290,888 $ 143,000
Jefferson, Alabama 8 $ 1,994,000 $ 249,250 $ 118,000
Ventura, California 8 $ 3,110,000 $ 388,750 $ 178,000
Anne Arundel, Maryland 8 $ 4,555,000 $ 569,375 $ 227,000
Barnstable, Massachusetts 8 $ 2,704,000 $ 338,000 $ 201,000
Worcester, Massachusetts 8 $ 2,843,000 $ 355,375 $ 162,000
Morris, New Jersey 8 $ 3,206,000 $ 400,750 $ 208,000
Somerset, New Jersey 8 $ 4,314,000 $ 539,250 $ 218,000
Buncombe, North Carolina 8 $ 3,028,000 $ 378,500 $ 304,000
Forsyth, North Carolina 8 $ 2,156,000 $ 269,500 $ 153,000
Franklin, Ohio 8 $ 2,613,000 $ 326,625 $ 162,000
Charleston, South Carolina 8 $ 4,581,000 $ 572,625 $ 364,000
Alexandria, Virginia 8 $ 5,427,000 $ 678,375 $ 245,000
El Paso, Colorado 7 $ 2,785,000 $ 397,857 $ 459,000
Sarasota, Florida 7 $ 3,352,000 $ 478,857 $ 335,000
St. Johns, Florida 7 $ 2,287,000 $ 326,714 $ 163,000
St. Clair, Illinois 7 $ 714,000 $ 102,000 $ 43,000
Bucks, Pennsylvania 7 $ 1,889,000 $ 269,857 $ 173,000
Greenville, South Carolina 7 $ 2,751,000 $ 393,000 $ 131,000
York, South Carolina 7 $ 2,350,000 $ 335,714 $ 134,000
Salt Lake, Utah 7 $ 2,813,000 $ 401,857 $ 615,000
Loudoun, Virginia 7 $ 5,284,000 $ 754,857 $ 279,000
Island, Washington 7 $ 3,253,000 $ 464,714 $ 180,000
Napa, California 6 $ 4,100,000 $ 683,333 $ 319,000
Sonoma, California 6 $ 3,561,000 $ 593,500 $ 175,000
Adams, Colorado 6 $ 1,816,000 $ 302,666 $ 156,000
Volusia, Florida 6 $ 2,439,000 $ 406,500 $ 233,000
Chatham, Georgia 6 $ 2,611,000 $ 435,166 $ 183,000
Fayette, Kentucky 6 $ 1,219,000 $ 203,166 $ 114,000
Livingston, Michigan 6 $ 1,865,000 $ 310,833 $ 249,000
Wayne, Michigan 6 $ 2,665,000 $ 444,166 $ 276,000
Jackson, Missouri 6 $ 2,536,000 $ 422,666 $ 199,000
Iredell, North Carolina 6 $ 1,962,000 $ 327,000 $ 172,000
Northampton, Pennsylvania 6 $ 2,156,000 $ 359,333 $ 253,000
Bexar, Texas 6 $ 2,077,000 $ 346,166 $ 182,000
Henrico, Virginia 6 $ 2,531,000 $ 421,833 $ 201,000
Snohomish, Washington 6 $ 2,628,000 $ 438,000 $ 194,000
Dane, Wisconsin 6 $ 1,135,000 $ 189,166 $ 90,000
Coconino, Arizona 5 $ 1,700,000 $ 340,000 $ 156,000
Santa Barbara, California 5 $ 2,911,000 $ 582,200 $ 340,000
Yolo, California 5 $ 1,931,000 $ 386,200 $ 131,000
Larimer, Colorado 5 $ 1,601,000 $ 320,200 $ 76,000
Weld, Colorado 5 $ 1,166,000 $ 233,200 $ 134,000
Sussex, Delaware 5 $ 2,951,000 $ 590,200 $ 363,000
Sumter, Florida 5 $ 815,000 $ 163,000 $ 72,000
Will, Illinois 5 $ 3,405,000 $ 681,000 $ 239,000
Johnson, Iowa 5 $ 1,151,000 $ 230,200 $ 103,000
Jefferson, Kentucky 5 $ 1,254,000 $ 250,800 $ 120,000
Orleans, Louisiana 5 $ 2,166,000 $ 433,200 $ 194,000
Cumberland, Maine 5 $ 1,619,000 $ 323,800 $ 346,000
Hudson, New Jersey 5 $ 3,077,000 $ 615,400 $ 204,000
Passaic, New Jersey 5 $ 910,000 $ 182,000 $ 118,000
Santa Fe, New Mexico 5 $ 3,282,000 $ 656,400 $ 165,000
Erie, New York 5 $ 991,000 $ 198,200 $ 100,000
Richmond, New York 5 $ 833,000 $ 166,600 $ 119,000
Cuyahoga, Ohio 5 $ 2,392,000 $ 478,400 $ 1,238,000
Delaware, Ohio 5 $ 2,210,000 $ 442,000 $ 291,000
Deschutes, Oregon 5 $ 3,291,000 $ 658,200 $ 392,000
Centre, Pennsylvania 5 $ 1,117,000 $ 223,400 $ 131,000
Richmond City, Virginia 5 $ 1,654,000 $ 330,800 $ 185,000
Virginia Beach, Virginia 5 $ 1,462,000 $ 292,400 $ 114,000
Thurston, Washington 5 $ 855,000 $ 171,000 $ 57,000
Monongalia, West Virginia 5 $ 1,376,000 $ 275,200 $ 184,000
Pulaski, Arkansas 4 $ 1,674,000 $ 418,500 $ 247,000
Fresno, California 4 $ 1,802,000 $ 450,500 $ 283,000
Monterey, California 4 $ 1,771,000 $ 442,750 $ 141,000
Santa Cruz, California 4 $ 2,783,000 $ 695,750 $ 334,000
Lee, Florida 4 $ 2,981,000 $ 745,250 $ 314,000
Monroe, Florida 4 $ 4,516,000 $ 1,129,000 $ 310,000
Osceola, Florida 4 $ 529,000 $ 132,250 $ 140,000
Seminole, Florida 4 $ 1,041,000 $ 260,250 $ 187,000
Honolulu, Hawaii 4 $ 1,791,000 $ 447,750 $ 134,000
Kootenai, Idaho 4 $ 2,200,000 $ 550,000 $ 243,000
Kane, Illinois 4 $ 2,909,000 $ 727,250 $ 508,000
Marion, Indiana 4 $ 1,931,000 $ 482,750 $ 164,000
Baltimore, Maryland 4 $ 895,000 $ 223,750 $ 107,000
Rice, Minnesota 4 $ 622,000 $ 155,500 $ 82,000
Lancaster, Nebraska 4 $ 509,000 $ 127,250 $ 62,000
Hillsborough, New Hampshire 4 $ 1,294,000 $ 323,500 $ 93,000
Bernalillo, New Mexico 4 $ 1,102,000 $ 275,500 $ 198,000
Sandoval, New Mexico 4 $ 1,269,000 $ 317,250 $ 146,000
Dutchess, New York 4 $ 821,000 $ 205,250 $ 104,000
New Hanover, North Carolina 4 $ 1,221,000 $ 305,250 $ 191,000
Oklahoma, Oklahoma 4 $ 589,000 $ 147,250 $ 89,000
Clackamas, Oregon 4 $ 3,651,000 $ 912,750 $ 348,000
Berks, Pennsylvania 4 $ 807,000 $ 201,750 $ 127,000
Lancaster, Pennsylvania 4 $ 942,000 $ 235,500 $ 105,000
Providence, Rhode Island 4 $ 678,000 $ 169,500 $ 98,000
Williamson, Texas 4 $ 1,979,000 $ 494,750 $ 252,000
Summit, Utah 4 $ 3,319,000 $ 829,750 $ 226,000
Windsor, Vermont 4 $ 1,041,000 $ 260,250 $ 140,000
Albemarle, Virginia 4 $ 1,171,000 $ 292,750 $ 127,000
Spokane, Washington 4 $ 1,048,000 $ 262,000 $ 130,000
Walla Walla, Washington 4 $ 904,000 $ 226,000 $ 104,000
Pinal, Arizona 3 $ 1,148,000 $ 382,666 $ 247,000
Yavapai, Arizona 3 $ 1,947,000 $ 649,000 $ 270,000
Washington, Arkansas 3 $ 805,000 $ 268,333 $ 175,000
Calaveras, California 3 $ 799,000 $ 266,333 $ 123,000
Nevada, California 3 $ 1,520,000 $ 506,666 $ 376,000
San Joaquin, California 3 $ 1,508,000 $ 502,666 $ 260,000
Summit, Colorado 3 $ 1,822,000 $ 607,333 $ 222,000
Litchfield, Connecticut 3 $ 1,731,000 $ 577,000 $ 204,000
Middlesex, Connecticut 3 $ 1,230,000 $ 410,000 $ 150,000
Alachua, Florida 3 $ 839,000 $ 279,666 $ 218,000
Charlotte, Florida 3 $ 489,000 $ 163,000 $ 128,000
Leon, Florida 3 $ 742,000 $ 247,333 $ 90,000
Manatee, Florida 3 $ 825,000 $ 275,000 $ 118,000
Pasco, Florida 3 $ 559,000 $ 186,333 $ 141,000
St. Lucie, Florida 3 $ 634,000 $ 211,333 $ 86,000
Walton, Florida 3 $ 2,581,000 $ 860,333 $ 469,000
Forsyth, Georgia 3 $ 1,398,000 $ 466,000 $ 256,000
Hamilton, Indiana 3 $ 2,105,000 $ 701,666 $ 331,000
Monroe, Indiana 3 $ 1,194,000 $ 398,000 $ 200,000
Hancock, Maine 3 $ 587,000 $ 195,666 $ 91,000
Harford, Maryland 3 $ 1,341,000 $ 447,000 $ 203,000
Berrien, Michigan 3 $ 1,488,000 $ 496,000 $ 367,000
Ingham, Michigan 3 $ 484,000 $ 161,333 $ 151,000
Douglas, Nebraska 3 $ 492,000 $ 164,000 $ 114,000
Grafton, New Hampshire 3 $ 1,241,000 $ 413,666 $ 208,000
Rockingham, New Hampshire 3 $ 1,243,000 $ 414,333 $ 159,000
Cape May, New Jersey 3 $ 1,540,000 $ 513,333 $ 134,000
Ocean, New Jersey 3 $ 1,292,000 $ 430,666 $ 222,000
Columbia, New York 3 $ 602,000 $ 200,666 $ 142,000
Onondaga, New York 3 $ 538,000 $ 179,333 $ 204,000
Putnam, New York 3 $ 928,000 $ 309,333 $ 144,000
Rockland, New York 3 $ 1,306,000 $ 435,333 $ 196,000
Saratoga, New York 3 $ 1,182,000 $ 394,000 $ 156,000
Alamance, North Carolina 3 $ 244,000 $ 81,333 $ 29,000
Brunswick, North Carolina 3 $ 761,000 $ 253,666 $ 129,000
Catawba, North Carolina 3 $ 1,076,000 $ 358,666 $ 154,000
Chatham, North Carolina 3 $ 893,000 $ 297,666 $ 131,000
Cumberland, North Carolina 3 $ 436,000 $ 145,333 $ 76,000
Guilford, North Carolina 3 $ 545,000 $ 181,666 $ 104,000
Henderson, North Carolina 3 $ 717,000 $ 239,000 $ 138,000
Transylvania, North Carolina 3 $ 607,000 $ 202,333 $ 102,000
Clermont, Ohio 3 $ 556,000 $ 185,333 $ 61,000
Lane, Oregon 3 $ 1,136,000 $ 378,666 $ 413,000
Adams, Pennsylvania 3 $ 696,000 $ 232,000 $ 262,000
Bristol, Rhode Island 3 $ 820,000 $ 273,333 $ 138,000
Washington, Rhode Island 3 $ 927,000 $ 309,000 $ 101,000
Horry, South Carolina 3 $ 1,157,000 $ 385,666 $ 594,000
Cheatham, Tennessee 3 $ 909,000 $ 303,000 $ 149,000
Davidson, Tennessee 3 $ 432,000 $ 144,000 $ 53,000
Shelby, Tennessee 3 $ 385,000 $ 128,333 $ 102,000
Fort Bend, Texas 3 $ 2,239,000 $ 746,333 $ 397,000
Galveston, Texas 3 $ 1,848,000 $ 616,000 $ 168,000
Montgomery, Texas 3 $ 1,492,000 $ 497,333 $ 460,000
Utah, Utah 3 $ 1,613,000 $ 537,666 $ 127,000
Washington, Utah 3 $ 2,056,000 $ 685,333 $ 302,000
Chittenden, Vermont 3 $ 1,013,000 $ 337,666 $ 197,000
Chelan, Washington 3 $ 1,610,000 $ 536,666 $ 401,000
Clark, Washington 3 $ 1,943,000 $ 647,666 $ 259,000
Kitsap, Washington 3 $ 1,305,000 $ 435,000 $ 295,000
Baldwin, Alabama 2 $ 449,000 $ 224,500 $ 93,000
Calhoun, Alabama 2 $ 641,000 $ 320,500 $ 114,000
Mobile, Alabama 2 $ 343,000 $ 171,500 $ 116,000
Montgomery, Alabama 2 $ 272,000 $ 136,000 $ 184,000
Shelby, Alabama 2 $ 885,000 $ 442,500 $ 236,000
Tallapoosa, Alabama 2 $ 882,000 $ 441,000 $ 403,000
Anchorage, Alaska 2 $ 892,000 $ 446,000 $ 132,000
Benton, Arkansas 2 $ 918,000 $ 459,000 $ 185,000
Clark, Arkansas 2 $ 324,000 $ 162,000 $ 41,000
Pope, Arkansas 2 $ 265,000 $ 132,500 $ 86,000
Saline, Arkansas 2 $ 300,000 $ 150,000 $ 61,000
San Luis Obispo, California 2 $ 825,000 $ 412,500 $ 163,000
Tulare, California 2 $ 413,000 $ 206,500 $ 118,000
Eagle, Colorado 2 $ 1,664,000 $ 832,000 $ 312,000
Gunnison, Colorado 2 $ 727,000 $ 363,500 $ 71,000
Routt, Colorado 2 $ 1,945,000 $ 972,500 $ 402,000
Tolland, Connecticut 2 $ 436,000 $ 218,000 $ 60,000
Kent, Delaware 2 $ 322,000 $ 161,000 $ 95,000
Bay, Florida 2 $ 385,000 $ 192,500 $ 112,000
Flagler, Florida 2 $ 393,000 $ 196,500 $ 95,000
Indian River, Florida 2 $ 811,000 $ 405,500 $ 193,000
Levy, Florida 2 $ 242,000 $ 121,000 $ 56,000
Nassau, Florida 2 $ 737,000 $ 368,500 $ 158,000
Fannin, Georgia 2 $ 1,018,000 $ 509,000 $ 180,000
Glynn, Georgia 2 $ 1,731,000 $ 865,500 $ 1,077,000
Henry, Georgia 2 $ 382,000 $ 191,000 $ 102,000
Muscogee, Georgia 2 $ 400,000 $ 200,000 $ 84,000
Union, Georgia 2 $ 659,000 $ 329,500 $ 297,000
Hawaii, Hawaii 2 $ 891,000 $ 445,500 $ 312,000
Sangamon, Illinois 2 $ 335,000 $ 167,500 $ 50,000
Lake, Indiana 2 $ 306,000 $ 153,000 $ 82,000
Tippecanoe, Indiana 2 $ 171,000 $ 85,500 $ 94,000
Polk, Iowa 2 $ 733,000 $ 366,500 $ 161,000
Story, Iowa 2 $ 293,000 $ 146,500 $ 104,000
Douglas, Kansas 2 $ 157,000 $ 78,500 $ 67,000
Shawnee, Kansas 2 $ 378,000 $ 189,000 $ 109,000
Oxford, Maine 2 $ 340,000 $ 170,000 $ 80,000
York, Maine 2 $ 433,000 $ 216,500 $ 67,000
Cecil, Maryland 2 $ 762,000 $ 381,000 $ 164,000
Garrett, Maryland 2 $ 935,000 $ 467,500 $ 367,000
Kent, Maryland 2 $ 500,000 $ 250,000 $ 187,000
Bristol, Massachusetts 2 $ 446,000 $ 223,000 $ 91,000
Benzie, Michigan 2 $ 327,000 $ 163,500 $ 136,000
Grand Traverse, Michigan 2 $ 255,000 $ 127,500 $ 75,000
Lenawee, Michigan 2 $ 304,000 $ 152,000 $ 56,000
Crow Wing, Minnesota 2 $ 1,323,000 $ 661,500 $ 296,000
Dakota, Minnesota 2 $ 382,000 $ 191,000 $ 78,000
Ramsey, Minnesota 2 $ 349,000 $ 174,500 $ 137,000
Greene, Missouri 2 $ 667,000 $ 333,500 $ 113,000
Gallatin, Montana 2 $ 1,300,000 $ 650,000 $ 859,000
Missoula, Montana 2 $ 1,035,000 $ 517,500 $ 209,000
Yellowstone, Montana 2 $ 235,000 $ 117,500 $ 108,000
Carroll, New Hampshire 2 $ 180,000 $ 90,000 $ 90,000
Atlantic, New Jersey 2 $ 367,000 $ 183,500 $ 107,000
Burlington, New Jersey 2 $ 634,000 $ 317,000 $ 147,000
Camden, New Jersey 2 $ 586,000 $ 293,000 $ 99,000
Gloucester, New Jersey 2 $ 423,000 $ 211,500 $ 124,000
Hunterdon, New Jersey 2 $ 573,000 $ 286,500 $ 322,000
Bronx, New York 2 $ 401,000 $ 200,500 $ 74,000
Greene, New York 2 $ 485,000 $ 242,500 $ 268,000
Niagara, New York 2 $ 262,000 $ 131,000 $ 92,000
Cleveland, North Carolina 2 $ 809,000 $ 404,500 $ 159,000
Gaston, North Carolina 2 $ 577,000 $ 288,500 $ 126,000
Belmont, Ohio 2 $ 214,000 $ 107,000 $ 69,000
Geauga, Ohio 2 $ 576,000 $ 288,000 $ 134,000
Jackson, Oregon 2 $ 310,000 $ 155,000 $ 53,000
Butler, Pennsylvania 2 $ 1,183,000 $ 591,500 $ 223,000
Luzerne, Pennsylvania 2 $ 343,000 $ 171,500 $ 48,000
Monroe, Pennsylvania 2 $ 685,000 $ 342,500 $ 1,155,000
Wayne, Pennsylvania 2 $ 291,000 $ 145,500 $ 100,000
Westmoreland, Pennsylvania 2 $ 411,000 $ 205,500 $ 76,000
Kent, Rhode Island 2 $ 685,000 $ 342,500 $ 173,000
Beaufort, South Carolina 2 $ 763,000 $ 381,500 $ 356,000
Pickens, South Carolina 2 $ 1,888,000 $ 944,000 $ 273,000
Spartanburg, South Carolina 2 $ 351,000 $ 175,500 $ 111,000
Anderson, Tennessee 2 $ 451,000 $ 225,500 $ 274,000
Hamilton, Tennessee 2 $ 820,000 $ 410,000 $ 137,000
Sumner, Tennessee 2 $ 1,426,000 $ 713,000 $ 289,000
Brazoria, Texas 2 $ 339,000 $ 169,500 $ 233,000
Comal, Texas 2 $ 1,078,000 $ 539,000 $ 703,000
Parker, Texas 2 $ 721,000 $ 360,500 $ 179,000
Taylor, Texas 2 $ 193,000 $ 96,500 $ 74,000
Weber, Utah 2 $ 636,000 $ 318,000 $ 183,000
Addison, Vermont 2 $ 286,000 $ 143,000 $ 129,000
Fairfax City, Virginia 2 $ 1,029,000 $ 514,500 $ 181,000
Gloucester, Virginia 2 $ 559,000 $ 279,500 $ 140,000
James City, Virginia 2 $ 484,000 $ 242,000 $ 80,000
Washington, Virginia 2 $ 230,000 $ 115,000 $ 81,000
Kanawha, West Virginia 2 $ 730,000 $ 365,000 $ 492,000
Milwaukee, Wisconsin 2 $ 703,000 $ 351,500 $ 550,000
Racine, Wisconsin 2 $ 566,000 $ 283,000 $ 181,000
Washington, Wisconsin 2 $ 593,000 $ 296,500 $ 157,000
Natrona, Wyoming 2 $ 910,000 $ 455,000 $ 182,000
Houston, Alabama 1 $ 67,000 $ 67,000 $ 36,000
Randolph, Alabama 1 $ 162,000 $ 162,000 $ 142,000
Fairbanks North Star, Alaska 1 $ 201,000 $ 201,000 $ 121,000
Gila, Arizona 1 $ 212,000 $ 212,000 $ 87,000
Faulkner, Arkansas 1 $ 971,000 $ 971,000 $ 596,000
Butte, California 1 $ 120,000 $ 120,000 $ 154,000
Kern, California 1 $ 248,000 $ 248,000 $ 72,000
Madera, California 1 $ 183,000 $ 183,000 $ 107,000
Mono, California 1 $ 215,000 $ 215,000 $ 96,000
Placer, California 1 $ 182,000 $ 182,000 $ 81,000
Sacramento, California 1 $ 182,000 $ 182,000 $ 110,000
Solano, California 1 $ 97,000 $ 97,000 $ 75,000
Yuba, California 1 $ 298,000 $ 298,000 $ 175,000
Alamosa, Colorado 1 $ 195,000 $ 195,000 $ 96,000
Broomfield, Colorado 1 $ 182,000 $ 182,000 $ 75,000
Chaffee, Colorado 1 $ 194,000 $ 194,000 $ 127,000
Garfield, Colorado 1 $ 195,000 $ 195,000 $ 102,000
Grand, Colorado 1 $ 98,000 $ 98,000 $ 145,000
Park, Colorado 1 $ 502,000 $ 502,000 $ 157,000
Pueblo, Colorado 1 $ 88,000 $ 88,000 $ 43,000
New London, Connecticut 1 $ 292,000 $ 292,000 $ 154,000
Windham, Connecticut 1 $ 163,000 $ 163,000 $ 73,000
Brevard, Florida 1 $ 98,000 $ 98,000 $ 37,000
Duval, Florida 1 $ 183,000 $ 183,000 $ 85,000
Escambia, Florida 1 $ 284,000 $ 284,000 $ 157,000
Lake, Florida 1 $ 200,000 $ 200,000 $ 89,000
Marion, Florida 1 $ 76,000 $ 76,000 $ 28,000
Martin, Florida 1 $ 275,000 $ 275,000 $ 75,000
Polk, Florida 1 $ 192,000 $ 192,000 $ 167,000
Bibb, Georgia 1 $ 175,000 $ 175,000 $ 114,000
Bulloch, Georgia 1 $ 417,000 $ 417,000 $ 188,000
Catoosa, Georgia 1 $ 60,000 $ 60,000 $ 36,000
Cherokee, Georgia 1 $ 289,000 $ 289,000 $ 123,000
Clarke, Georgia 1 $ 104,000 $ 104,000 $ 136,000
Floyd, Georgia 1 $ 112,000 $ 112,000 $ 47,000
Gilmer, Georgia 1 $ 248,000 $ 248,000 $ 195,000
Greene, Georgia 1 $ 840,000 $ 840,000 $ 168,000
Habersham, Georgia 1 $ 259,000 $ 259,000 $ 95,000
Putnam, Georgia 1 $ 478,000 $ 478,000 $ 216,000
Troup, Georgia 1 $ 256,000 $ 256,000 $ 153,000
Bannock, Idaho 1 $ 485,000 $ 485,000 $ 475,000
Bonner, Idaho 1 $ 291,000 $ 291,000 $ 70,000
Canyon, Idaho 1 $ 277,000 $ 277,000 $ 112,000
Jerome, Idaho 1 $ 243,000 $ 243,000 $ 158,000
Teton, Idaho 1 $ 540,000 $ 540,000 $ 728,000
Twin Falls, Idaho 1 $ 150,000 $ 150,000 $ 58,000
Champaign, Illinois 1 $ 614,000 $ 614,000 $ 282,000
Douglas, Illinois 1 $ 117,000 $ 117,000 $ 101,000
Jackson, Illinois 1 $ 112,000 $ 112,000 $ 101,000
McHenry, Illinois 1 $ 900,000 $ 900,000 $ 335,000
McLean, Illinois 1 $ 243,000 $ 243,000 $ 91,000
Clark, Indiana 1 $ 100,000 $ 100,000 $ 516,000
Floyd, Indiana 1 $ 638,000 $ 638,000 $ 340,000
Grant, Indiana 1 $ 162,000 $ 162,000 $ 75,000
Harrison, Indiana 1 $ 108,000 $ 108,000 $ 62,000
Marshall, Indiana 1 $ 121,000 $ 121,000 $ 101,000
Owen, Indiana 1 $ 135,000 $ 135,000 $ 50,000
Porter, Indiana 1 $ 100,000 $ 100,000 $ 219,000
Vigo, Indiana 1 $ 179,000 $ 179,000 $ 108,000
Wayne, Indiana 1 $ 180,000 $ 180,000 $ 91,000
Geary, Kansas 1 $ 85,000 $ 85,000 $ 43,000
Lyon, Kansas 1 $ 162,000 $ 162,000 $ 132,000
Pottawatomie, Kansas 1 $ 305,000 $ 305,000 $ 233,000
Jessamine, Kentucky 1 $ 92,000 $ 92,000 $ 71,000
Kenton, Kentucky 1 $ 241,000 $ 241,000 $ 164,000
Lyon, Kentucky 1 $ 93,000 $ 93,000 $ 57,000
Nelson, Kentucky 1 $ 99,000 $ 99,000 $ 65,000
Oldham, Kentucky 1 $ 494,000 $ 494,000 $ 223,000
Scott, Kentucky 1 $ 128,000 $ 128,000 $ 124,000
Warren, Kentucky 1 $ 50,000 $ 50,000 $ 47,000
East Baton Rouge, Louisiana 1 $ 457,000 $ 457,000 $ 192,000
Iberia, Louisiana 1 $ 98,000 $ 98,000 $ 93,000
Jefferson, Louisiana 1 $ 114,000 $ 114,000 $ 44,000
Lafayette, Louisiana 1 $ 456,000 $ 456,000 $ 203,000
Morehouse, Louisiana 1 $ 105,000 $ 105,000 $ 88,000
Ouachita, Louisiana 1 $ 486,000 $ 486,000 $ 208,000
Richland, Louisiana 1 $ 445,000 $ 445,000 $ 139,000
St. Martin, Louisiana 1 $ 185,000 $ 185,000 $ 169,000
St. Tammany, Louisiana 1 $ 507,000 $ 507,000 $ 551,000
Lincoln, Maine 1 $ 800,000 $ 800,000 $ 215,000
Penobscot, Maine 1 $ 144,000 $ 144,000 $ 97,000
Sagadahoc, Maine 1 $ 543,000 $ 543,000 $ 500,000
Waldo, Maine 1 $ 230,000 $ 230,000 $ 51,000
Washington, Maine 1 $ 109,000 $ 109,000 $ 81,000
Carroll, Maryland 1 $ 200,000 $ 200,000 $ 61,000
Charles, Maryland 1 $ 313,000 $ 313,000 $ 150,000
Frederick, Maryland 1 $ 279,000 $ 279,000 $ 134,000
Queen Anne's, Maryland 1 $ 700,000 $ 700,000 $ 218,000
Somerset, Maryland 1 $ 222,000 $ 222,000 $ 134,000
Talbot, Maryland 1 $ 200,000 $ 200,000 $ 67,000
Worcester, Maryland 1 $ 676,000 $ 676,000 $ 301,000
Berkshire, Massachusetts 1 $ 472,000 $ 472,000 $ 141,000
Dukes, Massachusetts 1 $ 837,000 $ 837,000 $ 237,000
Hampshire, Massachusetts 1 $ 193,000 $ 193,000 $ 134,000
Allegan, Michigan 1 $ 144,000 $ 144,000 $ 67,000
Antrim, Michigan 1 $ 666,000 $ 666,000 $ 260,000
Emmet, Michigan 1 $ 840,000 $ 840,000 $ 186,000
Kalamazoo, Michigan 1 $ 536,000 $ 536,000 $ 256,000
Kent, Michigan 1 $ 144,000 $ 144,000 $ 64,000
Leelanau, Michigan 1 $ 93,000 $ 93,000 $ 257,000
Macomb, Michigan 1 $ 494,000 $ 494,000 $ 179,000
Mason, Michigan 1 $ 220,000 $ 220,000 $ 88,000
Oceana, Michigan 1 $ 100,000 $ 100,000 $ 160,000
Ottawa, Michigan 1 $ 244,000 $ 244,000 $ 101,000
Anoka, Minnesota 1 $ 524,000 $ 524,000 $ 210,000
Becker, Minnesota 1 $ 147,000 $ 147,000 $ 63,000
Cass, Minnesota 1 $ 300,000 $ 300,000 $ 194,000
Chisago, Minnesota 1 $ 159,000 $ 159,000 $ 62,000
Goodhue, Minnesota 1 $ 102,000 $ 102,000 $ 37,000
Lyon, Minnesota 1 $ 132,000 $ 132,000 $ 81,000
Scott, Minnesota 1 $ 175,000 $ 175,000 $ 87,000
Stearns, Minnesota 1 $ 184,000 $ 184,000 $ 40,000
Washington, Minnesota 1 $ 108,000 $ 108,000 $ 79,000
Lafayette, Mississippi 1 $ 180,000 $ 180,000 $ 192,000
Lamar, Mississippi 1 $ 564,000 $ 564,000 $ 350,000
Madison, Mississippi 1 $ 329,000 $ 329,000 $ 130,000
Oktibbeha, Mississippi 1 $ 155,000 $ 155,000 $ 116,000
Washington, Mississippi 1 $ 128,000 $ 128,000 $ 88,000
Camden, Missouri 1 $ 446,000 $ 446,000 $ 776,000
Shannon, Missouri 1 $ 47,000 $ 47,000 $ 85,000
Warren, Missouri 1 $ 84,000 $ 84,000 $ 23,000
Madison, Montana 1 $ 730,000 $ 730,000 $ 298,000
Scotts Bluff, Nebraska 1 $ 208,000 $ 208,000 $ 90,000
Douglas, Nevada 1 $ 735,000 $ 735,000 $ 588,000
Cheshire, New Hampshire 1 $ 127,000 $ 127,000 $ 163,000
Merrimack, New Hampshire 1 $ 99,000 $ 99,000 $ 82,000
Strafford, New Hampshire 1 $ 285,000 $ 285,000 $ 128,000
Sussex, New Jersey 1 $ 341,000 $ 341,000 $ 304,000
Dona Ana, New Mexico 1 $ 125,000 $ 125,000 $ 240,000
Grant, New Mexico 1 $ 324,000 $ 324,000 $ 141,000
Otero, New Mexico 1 $ 116,000 $ 116,000 $ 54,000
Rio Arriba, New Mexico 1 $ 264,000 $ 264,000 $ 93,000
Albany, New York 1 $ 172,000 $ 172,000 $ 46,000
Chenango, New York 1 $ 177,000 $ 177,000 $ 102,000
Essex, New York 1 $ 238,000 $ 238,000 $ 165,000
Ontario, New York 1 $ 212,000 $ 212,000 $ 100,000
Orange, New York 1 $ 198,000 $ 198,000 $ 89,000
Rensselaer, New York 1 $ 50,000 $ 50,000 $ 47,000
Steuben, New York 1 $ 128,000 $ 128,000 $ 107,000
Sullivan, New York 1 $ 86,000 $ 86,000 $ 91,000
Beaufort, North Carolina 1 $ 171,000 $ 171,000 $ 70,000
Dare, North Carolina 1 $ 302,000 $ 302,000 $ 72,000
Davidson, North Carolina 1 $ 105,000 $ 105,000 $ 103,000
Granville, North Carolina 1 $ 149,000 $ 149,000 $ 64,000
Jackson, North Carolina 1 $ 186,000 $ 186,000 $ 90,000
Pitt, North Carolina 1 $ 150,000 $ 150,000 $ 70,000
Rowan, North Carolina 1 $ 136,000 $ 136,000 $ 82,000
Surry, North Carolina 1 $ 231,000 $ 231,000 $ 151,000
Vance, North Carolina 1 $ 233,000 $ 233,000 $ 158,000
Cass, North Dakota 1 $ 155,000 $ 155,000 $ 65,000
Ward, North Dakota 1 $ 508,000 $ 508,000 $ 416,000
Brown, Ohio 1 $ 272,000 $ 272,000 $ 67,000
Fairfield, Ohio 1 $ 167,000 $ 167,000 $ 131,000
Hancock, Ohio 1 $ 90,000 $ 90,000 $ 27,000
Lucas, Ohio 1 $ 110,000 $ 110,000 $ 31,000
Madison, Ohio 1 $ 120,000 $ 120,000 $ 54,000
Preble, Ohio 1 $ 320,000 $ 320,000 $ 114,000
Stark, Ohio 1 $ 128,000 $ 128,000 $ 113,000
Trumbull, Ohio 1 $ 72,000 $ 72,000 $ 136,000
Warren, Ohio 1 $ 114,000 $ 114,000 $ 56,000
McClain, Oklahoma 1 $ 617,000 $ 617,000 $ 138,000
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Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company FSB in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,084 $891,326,000 $427,000 $2,370,000 $202,000 $3,728,000
Home Purchase 1,181 $560,880,000 $474,000 $1,737,000 $238,000 $5,524,000
Home Improvement 87 $20,825,000 $239,000 $825,000 $114,000 $378,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,430 $940,185,000 $657,000 $2,370,000 $318,000 $5,524,000
White 1,396 $380,459,000 $272,000 $2,355,000 $133,000 $1,296,000
Not Provided 213 $64,689,000 $303,000 $1,268,000 $148,000 $868,000
Black or African American 108 $27,576,000 $255,000 $844,000 $121,000 $400,000
Hispanic 95 $24,816,000 $261,000 $1,052,000 $115,000 $285,000
Asian 88 $28,766,000 $326,000 $1,556,000 $159,000 $468,000
American Indian or Alaskan Native 16 $4,900,000 $306,000 $585,000 $113,000 $201,000
Native Hawaiin or Other Pacific Islander 6 $1,640,000 $273,000 $380,000 $93,000 $244,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,337 $1,468,996,000 $440,000 $2,370,000 $213,000 $5,524,000
VA-guaranteed (Veterans Administration) 15 $4,035,000 $269,000 $535,000 $107,000 $153,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,430 $940,185,000 $657,000 $2,370,000 $318,000 $5,524,000
Loan Originated 1,089 $300,158,000 $275,000 $2,355,000 $137,000 $1,296,000
Application Denied By Financial Institution 352 $101,439,000 $288,000 $1,556,000 $121,000 $881,000
Application Withdrawn By Applicant 280 $77,845,000 $278,000 $1,268,000 $138,000 $755,000
File Closed For Incompleteness 170 $44,476,000 $261,000 $1,272,000 $135,000 $1,125,000
Application Approved But Not Accepted 31 $8,928,000 $288,000 $730,000 $140,000 $425,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 112 $31,565,000 $281,000 $902,000 $78,000 $274,000
Collateral 104 $29,351,000 $282,000 $1,052,000 $143,000 $868,000
Credit Application Incomplete 74 $25,156,000 $339,000 $1,556,000 $145,000 $881,000
Credit History 33 $8,041,000 $243,000 $768,000 $133,000 $516,000
Other 14 $3,957,000 $282,000 $741,000 $120,000 $285,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,458,000 $208,000 $640,000 $132,000 $245,000
Unverifiable Information 6 $1,702,000 $283,000 $666,000 $168,000 $260,000
Employment History 2 $209,000 $104,000 $133,000 $35,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company FSB's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tiaa-Cref Trust Company FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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