In 2016, Tiaa-Cref Trust Company FSB of St. Louis, MO reported 3,352 mortgage applications totaling $1.5 billion, up 13% from 2015. The average application was for $439,448, and applicants reported an average income of $212,399. 32% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (228), New York-Jersey City-White Plains, NY-NJ (175) and St. Louis, MO-IL (151) (applications in parentheses).
| Mortgage Company & Address | Tiaa-Cref Trust Company FSB 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,352 |
| Total Mortgage Loan Application Amount | $1,473,031,000 |
| Average Mortgage Loan Application Amount | $439,448 |
| Highest Mortgage Loan Application Amount | $2,370,000 |
| Average Applicant Income | $212,399 |
| Highest Applicant Income | $5,524,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tiaa-Cref Trust Company FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 195 | $ 127,318,000 | $ 652,912 | $ 322,000 |
| Los Angeles, California | 96 | $ 56,644,000 | $ 590,041 | $ 209,000 |
| King, Washington | 94 | $ 52,173,000 | $ 555,031 | $ 236,000 |
| Mecklenburg, North Carolina | 83 | $ 24,257,000 | $ 292,253 | $ 156,000 |
| St. Louis, Missouri | 66 | $ 15,073,000 | $ 228,378 | $ 113,000 |
| Middlesex, Massachusetts | 64 | $ 34,283,000 | $ 535,671 | $ 190,000 |
| Santa Clara, California | 57 | $ 39,433,000 | $ 691,807 | $ 205,000 |
| Fairfax, Virginia | 57 | $ 32,454,000 | $ 569,368 | $ 217,000 |
| Maricopa, Arizona | 53 | $ 28,954,000 | $ 546,301 | $ 276,000 |
| St. Louis City, Missouri | 35 | $ 5,373,000 | $ 153,514 | $ 99,000 |
| New York, New York | 35 | $ 15,668,000 | $ 447,657 | $ 304,000 |
| Dallas, Texas | 33 | $ 20,409,000 | $ 618,454 | $ 375,000 |
| Orange, California | 32 | $ 21,956,000 | $ 686,125 | $ 222,000 |
| District of Columbia, District Of Columbia | 32 | $ 18,900,000 | $ 590,625 | $ 179,000 |
| Montgomery, Maryland | 32 | $ 20,180,000 | $ 630,625 | $ 213,000 |
| Harris, Texas | 32 | $ 18,251,000 | $ 570,343 | $ 263,000 |
| San Diego, California | 30 | $ 14,621,000 | $ 487,366 | $ 179,000 |
| St. Charles, Missouri | 29 | $ 4,310,000 | $ 148,620 | $ 49,000 |
| Westchester, New York | 29 | $ 16,482,000 | $ 568,344 | $ 272,000 |
| DuPage, Illinois | 27 | $ 18,094,000 | $ 670,148 | $ 286,000 |
| Lake, Illinois | 27 | $ 16,757,000 | $ 620,629 | $ 408,000 |
| Norfolk, Massachusetts | 26 | $ 15,127,000 | $ 581,807 | $ 230,000 |
| Denver, Colorado | 25 | $ 11,222,000 | $ 448,880 | $ 192,000 |
| Jefferson, Colorado | 25 | $ 9,269,000 | $ 370,760 | $ 161,000 |
| Suffolk, Massachusetts | 25 | $ 12,593,000 | $ 503,720 | $ 192,000 |
| Bergen, New Jersey | 25 | $ 13,407,000 | $ 536,280 | $ 242,000 |
| Wake, North Carolina | 24 | $ 7,151,000 | $ 297,958 | $ 148,000 |
| Broward, Florida | 23 | $ 11,537,000 | $ 501,608 | $ 241,000 |
| Alameda, California | 22 | $ 11,734,000 | $ 533,363 | $ 156,000 |
| San Mateo, California | 22 | $ 19,755,000 | $ 897,954 | $ 232,000 |
| Miami-Dade, Florida | 22 | $ 10,313,000 | $ 468,772 | $ 210,000 |
| Washtenaw, Michigan | 22 | $ 4,882,000 | $ 221,909 | $ 116,000 |
| Kings, New York | 22 | $ 12,794,000 | $ 581,545 | $ 213,000 |
| Oakland, Michigan | 20 | $ 8,820,000 | $ 441,000 | $ 188,000 |
| Mercer, New Jersey | 20 | $ 7,764,000 | $ 388,200 | $ 220,000 |
| Arapahoe, Colorado | 19 | $ 7,553,000 | $ 397,526 | $ 170,000 |
| Fairfield, Connecticut | 19 | $ 13,184,000 | $ 693,894 | $ 336,000 |
| Essex, New Jersey | 19 | $ 9,220,000 | $ 485,263 | $ 235,000 |
| Suffolk, New York | 19 | $ 9,004,000 | $ 473,894 | $ 202,000 |
| Arlington, Virginia | 19 | $ 12,442,000 | $ 654,842 | $ 280,000 |
| Contra Costa, California | 18 | $ 12,974,000 | $ 720,777 | $ 252,000 |
| Fulton, Georgia | 18 | $ 11,213,000 | $ 622,944 | $ 314,000 |
| Union, North Carolina | 17 | $ 5,806,000 | $ 341,529 | $ 135,000 |
| Travis, Texas | 17 | $ 7,222,000 | $ 424,823 | $ 345,000 |
| Washoe, Nevada | 16 | $ 4,785,000 | $ 299,062 | $ 132,000 |
| Nassau, New York | 16 | $ 8,115,000 | $ 507,187 | $ 257,000 |
| Multnomah, Oregon | 16 | $ 6,519,000 | $ 407,437 | $ 186,000 |
| Collin, Texas | 16 | $ 7,838,000 | $ 489,875 | $ 291,000 |
| Pinellas, Florida | 15 | $ 7,332,000 | $ 488,800 | $ 318,000 |
| Monmouth, New Jersey | 15 | $ 6,178,000 | $ 411,866 | $ 235,000 |
| Queens, New York | 15 | $ 4,249,000 | $ 283,266 | $ 121,000 |
| Chester, Pennsylvania | 15 | $ 5,905,000 | $ 393,666 | $ 236,000 |
| Montgomery, Pennsylvania | 15 | $ 5,001,000 | $ 333,400 | $ 163,000 |
| Tarrant, Texas | 15 | $ 7,263,000 | $ 484,200 | $ 326,000 |
| Pierce, Washington | 15 | $ 4,838,000 | $ 322,533 | $ 194,000 |
| Cobb, Georgia | 14 | $ 4,815,000 | $ 343,928 | $ 169,000 |
| Cabarrus, North Carolina | 14 | $ 3,199,000 | $ 228,500 | $ 109,000 |
| Riverside, California | 13 | $ 4,194,000 | $ 322,615 | $ 212,000 |
| New Castle, Delaware | 13 | $ 4,428,000 | $ 340,615 | $ 238,000 |
| Collier, Florida | 13 | $ 6,452,000 | $ 496,307 | $ 299,000 |
| Hillsborough, Florida | 13 | $ 2,883,000 | $ 221,769 | $ 122,000 |
| Palm Beach, Florida | 13 | $ 7,232,000 | $ 556,307 | $ 549,000 |
| Madison, Illinois | 13 | $ 1,848,000 | $ 142,153 | $ 73,000 |
| Hennepin, Minnesota | 13 | $ 5,628,000 | $ 432,923 | $ 231,000 |
| Orange, North Carolina | 13 | $ 4,407,000 | $ 339,000 | $ 186,000 |
| Delaware, Pennsylvania | 13 | $ 3,433,000 | $ 264,076 | $ 173,000 |
| Marin, California | 12 | $ 8,636,000 | $ 719,666 | $ 268,000 |
| Hartford, Connecticut | 12 | $ 3,338,000 | $ 278,166 | $ 127,000 |
| New Haven, Connecticut | 12 | $ 3,494,000 | $ 291,166 | $ 178,000 |
| DeKalb, Georgia | 12 | $ 4,387,000 | $ 365,583 | $ 166,000 |
| Plymouth, Massachusetts | 12 | $ 7,072,000 | $ 589,333 | $ 248,000 |
| Denton, Texas | 12 | $ 4,456,000 | $ 371,333 | $ 174,000 |
| San Francisco, California | 11 | $ 7,142,000 | $ 649,272 | $ 199,000 |
| Boulder, Colorado | 11 | $ 4,112,000 | $ 373,818 | $ 138,000 |
| Durham, North Carolina | 11 | $ 3,555,000 | $ 323,181 | $ 262,000 |
| Hamilton, Ohio | 11 | $ 4,995,000 | $ 454,090 | $ 207,000 |
| Williamson, Tennessee | 11 | $ 5,597,000 | $ 508,818 | $ 216,000 |
| San Bernardino, California | 10 | $ 3,017,000 | $ 301,700 | $ 127,000 |
| Orange, Florida | 10 | $ 6,913,000 | $ 691,300 | $ 542,000 |
| Gwinnett, Georgia | 10 | $ 4,169,000 | $ 416,900 | $ 191,000 |
| Prince George's, Maryland | 10 | $ 2,827,000 | $ 282,700 | $ 139,000 |
| Essex, Massachusetts | 10 | $ 5,621,000 | $ 562,100 | $ 227,000 |
| Clark, Nevada | 10 | $ 3,480,000 | $ 348,000 | $ 203,000 |
| Middlesex, New Jersey | 10 | $ 2,581,000 | $ 258,100 | $ 114,000 |
| Union, New Jersey | 10 | $ 4,879,000 | $ 487,900 | $ 247,000 |
| Washington, Oregon | 10 | $ 4,020,000 | $ 402,000 | $ 135,000 |
| Allegheny, Pennsylvania | 10 | $ 1,774,000 | $ 177,400 | $ 143,000 |
| Pima, Arizona | 9 | $ 5,379,000 | $ 597,666 | $ 202,000 |
| Douglas, Colorado | 9 | $ 3,792,000 | $ 421,333 | $ 255,000 |
| Johnson, Kansas | 9 | $ 2,724,000 | $ 302,666 | $ 159,000 |
| Baltimore City, Maryland | 9 | $ 1,916,000 | $ 212,888 | $ 157,000 |
| Howard, Maryland | 9 | $ 5,400,000 | $ 600,000 | $ 285,000 |
| Monroe, New York | 9 | $ 1,695,000 | $ 188,333 | $ 125,000 |
| Philadelphia, Pennsylvania | 9 | $ 2,618,000 | $ 290,888 | $ 143,000 |
| Jefferson, Alabama | 8 | $ 1,994,000 | $ 249,250 | $ 118,000 |
| Ventura, California | 8 | $ 3,110,000 | $ 388,750 | $ 178,000 |
| Anne Arundel, Maryland | 8 | $ 4,555,000 | $ 569,375 | $ 227,000 |
| Barnstable, Massachusetts | 8 | $ 2,704,000 | $ 338,000 | $ 201,000 |
| Worcester, Massachusetts | 8 | $ 2,843,000 | $ 355,375 | $ 162,000 |
| Morris, New Jersey | 8 | $ 3,206,000 | $ 400,750 | $ 208,000 |
| Somerset, New Jersey | 8 | $ 4,314,000 | $ 539,250 | $ 218,000 |
| Buncombe, North Carolina | 8 | $ 3,028,000 | $ 378,500 | $ 304,000 |
| Forsyth, North Carolina | 8 | $ 2,156,000 | $ 269,500 | $ 153,000 |
| Franklin, Ohio | 8 | $ 2,613,000 | $ 326,625 | $ 162,000 |
| Charleston, South Carolina | 8 | $ 4,581,000 | $ 572,625 | $ 364,000 |
| Alexandria, Virginia | 8 | $ 5,427,000 | $ 678,375 | $ 245,000 |
| El Paso, Colorado | 7 | $ 2,785,000 | $ 397,857 | $ 459,000 |
| Sarasota, Florida | 7 | $ 3,352,000 | $ 478,857 | $ 335,000 |
| St. Johns, Florida | 7 | $ 2,287,000 | $ 326,714 | $ 163,000 |
| St. Clair, Illinois | 7 | $ 714,000 | $ 102,000 | $ 43,000 |
| Bucks, Pennsylvania | 7 | $ 1,889,000 | $ 269,857 | $ 173,000 |
| Greenville, South Carolina | 7 | $ 2,751,000 | $ 393,000 | $ 131,000 |
| York, South Carolina | 7 | $ 2,350,000 | $ 335,714 | $ 134,000 |
| Salt Lake, Utah | 7 | $ 2,813,000 | $ 401,857 | $ 615,000 |
| Loudoun, Virginia | 7 | $ 5,284,000 | $ 754,857 | $ 279,000 |
| Island, Washington | 7 | $ 3,253,000 | $ 464,714 | $ 180,000 |
| Napa, California | 6 | $ 4,100,000 | $ 683,333 | $ 319,000 |
| Sonoma, California | 6 | $ 3,561,000 | $ 593,500 | $ 175,000 |
| Adams, Colorado | 6 | $ 1,816,000 | $ 302,666 | $ 156,000 |
| Volusia, Florida | 6 | $ 2,439,000 | $ 406,500 | $ 233,000 |
| Chatham, Georgia | 6 | $ 2,611,000 | $ 435,166 | $ 183,000 |
| Fayette, Kentucky | 6 | $ 1,219,000 | $ 203,166 | $ 114,000 |
| Livingston, Michigan | 6 | $ 1,865,000 | $ 310,833 | $ 249,000 |
| Wayne, Michigan | 6 | $ 2,665,000 | $ 444,166 | $ 276,000 |
| Jackson, Missouri | 6 | $ 2,536,000 | $ 422,666 | $ 199,000 |
| Iredell, North Carolina | 6 | $ 1,962,000 | $ 327,000 | $ 172,000 |
| Northampton, Pennsylvania | 6 | $ 2,156,000 | $ 359,333 | $ 253,000 |
| Bexar, Texas | 6 | $ 2,077,000 | $ 346,166 | $ 182,000 |
| Henrico, Virginia | 6 | $ 2,531,000 | $ 421,833 | $ 201,000 |
| Snohomish, Washington | 6 | $ 2,628,000 | $ 438,000 | $ 194,000 |
| Dane, Wisconsin | 6 | $ 1,135,000 | $ 189,166 | $ 90,000 |
| Coconino, Arizona | 5 | $ 1,700,000 | $ 340,000 | $ 156,000 |
| Santa Barbara, California | 5 | $ 2,911,000 | $ 582,200 | $ 340,000 |
| Yolo, California | 5 | $ 1,931,000 | $ 386,200 | $ 131,000 |
| Larimer, Colorado | 5 | $ 1,601,000 | $ 320,200 | $ 76,000 |
| Weld, Colorado | 5 | $ 1,166,000 | $ 233,200 | $ 134,000 |
| Sussex, Delaware | 5 | $ 2,951,000 | $ 590,200 | $ 363,000 |
| Sumter, Florida | 5 | $ 815,000 | $ 163,000 | $ 72,000 |
| Will, Illinois | 5 | $ 3,405,000 | $ 681,000 | $ 239,000 |
| Johnson, Iowa | 5 | $ 1,151,000 | $ 230,200 | $ 103,000 |
| Jefferson, Kentucky | 5 | $ 1,254,000 | $ 250,800 | $ 120,000 |
| Orleans, Louisiana | 5 | $ 2,166,000 | $ 433,200 | $ 194,000 |
| Cumberland, Maine | 5 | $ 1,619,000 | $ 323,800 | $ 346,000 |
| Hudson, New Jersey | 5 | $ 3,077,000 | $ 615,400 | $ 204,000 |
| Passaic, New Jersey | 5 | $ 910,000 | $ 182,000 | $ 118,000 |
| Santa Fe, New Mexico | 5 | $ 3,282,000 | $ 656,400 | $ 165,000 |
| Erie, New York | 5 | $ 991,000 | $ 198,200 | $ 100,000 |
| Richmond, New York | 5 | $ 833,000 | $ 166,600 | $ 119,000 |
| Cuyahoga, Ohio | 5 | $ 2,392,000 | $ 478,400 | $ 1,238,000 |
| Delaware, Ohio | 5 | $ 2,210,000 | $ 442,000 | $ 291,000 |
| Deschutes, Oregon | 5 | $ 3,291,000 | $ 658,200 | $ 392,000 |
| Centre, Pennsylvania | 5 | $ 1,117,000 | $ 223,400 | $ 131,000 |
| Richmond City, Virginia | 5 | $ 1,654,000 | $ 330,800 | $ 185,000 |
| Virginia Beach, Virginia | 5 | $ 1,462,000 | $ 292,400 | $ 114,000 |
| Thurston, Washington | 5 | $ 855,000 | $ 171,000 | $ 57,000 |
| Monongalia, West Virginia | 5 | $ 1,376,000 | $ 275,200 | $ 184,000 |
| Pulaski, Arkansas | 4 | $ 1,674,000 | $ 418,500 | $ 247,000 |
| Fresno, California | 4 | $ 1,802,000 | $ 450,500 | $ 283,000 |
| Monterey, California | 4 | $ 1,771,000 | $ 442,750 | $ 141,000 |
| Santa Cruz, California | 4 | $ 2,783,000 | $ 695,750 | $ 334,000 |
| Lee, Florida | 4 | $ 2,981,000 | $ 745,250 | $ 314,000 |
| Monroe, Florida | 4 | $ 4,516,000 | $ 1,129,000 | $ 310,000 |
| Osceola, Florida | 4 | $ 529,000 | $ 132,250 | $ 140,000 |
| Seminole, Florida | 4 | $ 1,041,000 | $ 260,250 | $ 187,000 |
| Honolulu, Hawaii | 4 | $ 1,791,000 | $ 447,750 | $ 134,000 |
| Kootenai, Idaho | 4 | $ 2,200,000 | $ 550,000 | $ 243,000 |
| Kane, Illinois | 4 | $ 2,909,000 | $ 727,250 | $ 508,000 |
| Marion, Indiana | 4 | $ 1,931,000 | $ 482,750 | $ 164,000 |
| Baltimore, Maryland | 4 | $ 895,000 | $ 223,750 | $ 107,000 |
| Rice, Minnesota | 4 | $ 622,000 | $ 155,500 | $ 82,000 |
| Lancaster, Nebraska | 4 | $ 509,000 | $ 127,250 | $ 62,000 |
| Hillsborough, New Hampshire | 4 | $ 1,294,000 | $ 323,500 | $ 93,000 |
| Bernalillo, New Mexico | 4 | $ 1,102,000 | $ 275,500 | $ 198,000 |
| Sandoval, New Mexico | 4 | $ 1,269,000 | $ 317,250 | $ 146,000 |
| Dutchess, New York | 4 | $ 821,000 | $ 205,250 | $ 104,000 |
| New Hanover, North Carolina | 4 | $ 1,221,000 | $ 305,250 | $ 191,000 |
| Oklahoma, Oklahoma | 4 | $ 589,000 | $ 147,250 | $ 89,000 |
| Clackamas, Oregon | 4 | $ 3,651,000 | $ 912,750 | $ 348,000 |
| Berks, Pennsylvania | 4 | $ 807,000 | $ 201,750 | $ 127,000 |
| Lancaster, Pennsylvania | 4 | $ 942,000 | $ 235,500 | $ 105,000 |
| Providence, Rhode Island | 4 | $ 678,000 | $ 169,500 | $ 98,000 |
| Williamson, Texas | 4 | $ 1,979,000 | $ 494,750 | $ 252,000 |
| Summit, Utah | 4 | $ 3,319,000 | $ 829,750 | $ 226,000 |
| Windsor, Vermont | 4 | $ 1,041,000 | $ 260,250 | $ 140,000 |
| Albemarle, Virginia | 4 | $ 1,171,000 | $ 292,750 | $ 127,000 |
| Spokane, Washington | 4 | $ 1,048,000 | $ 262,000 | $ 130,000 |
| Walla Walla, Washington | 4 | $ 904,000 | $ 226,000 | $ 104,000 |
| Pinal, Arizona | 3 | $ 1,148,000 | $ 382,666 | $ 247,000 |
| Yavapai, Arizona | 3 | $ 1,947,000 | $ 649,000 | $ 270,000 |
| Washington, Arkansas | 3 | $ 805,000 | $ 268,333 | $ 175,000 |
| Calaveras, California | 3 | $ 799,000 | $ 266,333 | $ 123,000 |
| Nevada, California | 3 | $ 1,520,000 | $ 506,666 | $ 376,000 |
| San Joaquin, California | 3 | $ 1,508,000 | $ 502,666 | $ 260,000 |
| Summit, Colorado | 3 | $ 1,822,000 | $ 607,333 | $ 222,000 |
| Litchfield, Connecticut | 3 | $ 1,731,000 | $ 577,000 | $ 204,000 |
| Middlesex, Connecticut | 3 | $ 1,230,000 | $ 410,000 | $ 150,000 |
| Alachua, Florida | 3 | $ 839,000 | $ 279,666 | $ 218,000 |
| Charlotte, Florida | 3 | $ 489,000 | $ 163,000 | $ 128,000 |
| Leon, Florida | 3 | $ 742,000 | $ 247,333 | $ 90,000 |
| Manatee, Florida | 3 | $ 825,000 | $ 275,000 | $ 118,000 |
| Pasco, Florida | 3 | $ 559,000 | $ 186,333 | $ 141,000 |
| St. Lucie, Florida | 3 | $ 634,000 | $ 211,333 | $ 86,000 |
| Walton, Florida | 3 | $ 2,581,000 | $ 860,333 | $ 469,000 |
| Forsyth, Georgia | 3 | $ 1,398,000 | $ 466,000 | $ 256,000 |
| Hamilton, Indiana | 3 | $ 2,105,000 | $ 701,666 | $ 331,000 |
| Monroe, Indiana | 3 | $ 1,194,000 | $ 398,000 | $ 200,000 |
| Hancock, Maine | 3 | $ 587,000 | $ 195,666 | $ 91,000 |
| Harford, Maryland | 3 | $ 1,341,000 | $ 447,000 | $ 203,000 |
| Berrien, Michigan | 3 | $ 1,488,000 | $ 496,000 | $ 367,000 |
| Ingham, Michigan | 3 | $ 484,000 | $ 161,333 | $ 151,000 |
| Douglas, Nebraska | 3 | $ 492,000 | $ 164,000 | $ 114,000 |
| Grafton, New Hampshire | 3 | $ 1,241,000 | $ 413,666 | $ 208,000 |
| Rockingham, New Hampshire | 3 | $ 1,243,000 | $ 414,333 | $ 159,000 |
| Cape May, New Jersey | 3 | $ 1,540,000 | $ 513,333 | $ 134,000 |
| Ocean, New Jersey | 3 | $ 1,292,000 | $ 430,666 | $ 222,000 |
| Columbia, New York | 3 | $ 602,000 | $ 200,666 | $ 142,000 |
| Onondaga, New York | 3 | $ 538,000 | $ 179,333 | $ 204,000 |
| Putnam, New York | 3 | $ 928,000 | $ 309,333 | $ 144,000 |
| Rockland, New York | 3 | $ 1,306,000 | $ 435,333 | $ 196,000 |
| Saratoga, New York | 3 | $ 1,182,000 | $ 394,000 | $ 156,000 |
| Alamance, North Carolina | 3 | $ 244,000 | $ 81,333 | $ 29,000 |
| Brunswick, North Carolina | 3 | $ 761,000 | $ 253,666 | $ 129,000 |
| Catawba, North Carolina | 3 | $ 1,076,000 | $ 358,666 | $ 154,000 |
| Chatham, North Carolina | 3 | $ 893,000 | $ 297,666 | $ 131,000 |
| Cumberland, North Carolina | 3 | $ 436,000 | $ 145,333 | $ 76,000 |
| Guilford, North Carolina | 3 | $ 545,000 | $ 181,666 | $ 104,000 |
| Henderson, North Carolina | 3 | $ 717,000 | $ 239,000 | $ 138,000 |
| Transylvania, North Carolina | 3 | $ 607,000 | $ 202,333 | $ 102,000 |
| Clermont, Ohio | 3 | $ 556,000 | $ 185,333 | $ 61,000 |
| Lane, Oregon | 3 | $ 1,136,000 | $ 378,666 | $ 413,000 |
| Adams, Pennsylvania | 3 | $ 696,000 | $ 232,000 | $ 262,000 |
| Bristol, Rhode Island | 3 | $ 820,000 | $ 273,333 | $ 138,000 |
| Washington, Rhode Island | 3 | $ 927,000 | $ 309,000 | $ 101,000 |
| Horry, South Carolina | 3 | $ 1,157,000 | $ 385,666 | $ 594,000 |
| Cheatham, Tennessee | 3 | $ 909,000 | $ 303,000 | $ 149,000 |
| Davidson, Tennessee | 3 | $ 432,000 | $ 144,000 | $ 53,000 |
| Shelby, Tennessee | 3 | $ 385,000 | $ 128,333 | $ 102,000 |
| Fort Bend, Texas | 3 | $ 2,239,000 | $ 746,333 | $ 397,000 |
| Galveston, Texas | 3 | $ 1,848,000 | $ 616,000 | $ 168,000 |
| Montgomery, Texas | 3 | $ 1,492,000 | $ 497,333 | $ 460,000 |
| Utah, Utah | 3 | $ 1,613,000 | $ 537,666 | $ 127,000 |
| Washington, Utah | 3 | $ 2,056,000 | $ 685,333 | $ 302,000 |
| Chittenden, Vermont | 3 | $ 1,013,000 | $ 337,666 | $ 197,000 |
| Chelan, Washington | 3 | $ 1,610,000 | $ 536,666 | $ 401,000 |
| Clark, Washington | 3 | $ 1,943,000 | $ 647,666 | $ 259,000 |
| Kitsap, Washington | 3 | $ 1,305,000 | $ 435,000 | $ 295,000 |
| Baldwin, Alabama | 2 | $ 449,000 | $ 224,500 | $ 93,000 |
| Calhoun, Alabama | 2 | $ 641,000 | $ 320,500 | $ 114,000 |
| Mobile, Alabama | 2 | $ 343,000 | $ 171,500 | $ 116,000 |
| Montgomery, Alabama | 2 | $ 272,000 | $ 136,000 | $ 184,000 |
| Shelby, Alabama | 2 | $ 885,000 | $ 442,500 | $ 236,000 |
| Tallapoosa, Alabama | 2 | $ 882,000 | $ 441,000 | $ 403,000 |
| Anchorage, Alaska | 2 | $ 892,000 | $ 446,000 | $ 132,000 |
| Benton, Arkansas | 2 | $ 918,000 | $ 459,000 | $ 185,000 |
| Clark, Arkansas | 2 | $ 324,000 | $ 162,000 | $ 41,000 |
| Pope, Arkansas | 2 | $ 265,000 | $ 132,500 | $ 86,000 |
| Saline, Arkansas | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| San Luis Obispo, California | 2 | $ 825,000 | $ 412,500 | $ 163,000 |
| Tulare, California | 2 | $ 413,000 | $ 206,500 | $ 118,000 |
| Eagle, Colorado | 2 | $ 1,664,000 | $ 832,000 | $ 312,000 |
| Gunnison, Colorado | 2 | $ 727,000 | $ 363,500 | $ 71,000 |
| Routt, Colorado | 2 | $ 1,945,000 | $ 972,500 | $ 402,000 |
| Tolland, Connecticut | 2 | $ 436,000 | $ 218,000 | $ 60,000 |
| Kent, Delaware | 2 | $ 322,000 | $ 161,000 | $ 95,000 |
| Bay, Florida | 2 | $ 385,000 | $ 192,500 | $ 112,000 |
| Flagler, Florida | 2 | $ 393,000 | $ 196,500 | $ 95,000 |
| Indian River, Florida | 2 | $ 811,000 | $ 405,500 | $ 193,000 |
| Levy, Florida | 2 | $ 242,000 | $ 121,000 | $ 56,000 |
| Nassau, Florida | 2 | $ 737,000 | $ 368,500 | $ 158,000 |
| Fannin, Georgia | 2 | $ 1,018,000 | $ 509,000 | $ 180,000 |
| Glynn, Georgia | 2 | $ 1,731,000 | $ 865,500 | $ 1,077,000 |
| Henry, Georgia | 2 | $ 382,000 | $ 191,000 | $ 102,000 |
| Muscogee, Georgia | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| Union, Georgia | 2 | $ 659,000 | $ 329,500 | $ 297,000 |
| Hawaii, Hawaii | 2 | $ 891,000 | $ 445,500 | $ 312,000 |
| Sangamon, Illinois | 2 | $ 335,000 | $ 167,500 | $ 50,000 |
| Lake, Indiana | 2 | $ 306,000 | $ 153,000 | $ 82,000 |
| Tippecanoe, Indiana | 2 | $ 171,000 | $ 85,500 | $ 94,000 |
| Polk, Iowa | 2 | $ 733,000 | $ 366,500 | $ 161,000 |
| Story, Iowa | 2 | $ 293,000 | $ 146,500 | $ 104,000 |
| Douglas, Kansas | 2 | $ 157,000 | $ 78,500 | $ 67,000 |
| Shawnee, Kansas | 2 | $ 378,000 | $ 189,000 | $ 109,000 |
| Oxford, Maine | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| York, Maine | 2 | $ 433,000 | $ 216,500 | $ 67,000 |
| Cecil, Maryland | 2 | $ 762,000 | $ 381,000 | $ 164,000 |
| Garrett, Maryland | 2 | $ 935,000 | $ 467,500 | $ 367,000 |
| Kent, Maryland | 2 | $ 500,000 | $ 250,000 | $ 187,000 |
| Bristol, Massachusetts | 2 | $ 446,000 | $ 223,000 | $ 91,000 |
| Benzie, Michigan | 2 | $ 327,000 | $ 163,500 | $ 136,000 |
| Grand Traverse, Michigan | 2 | $ 255,000 | $ 127,500 | $ 75,000 |
| Lenawee, Michigan | 2 | $ 304,000 | $ 152,000 | $ 56,000 |
| Crow Wing, Minnesota | 2 | $ 1,323,000 | $ 661,500 | $ 296,000 |
| Dakota, Minnesota | 2 | $ 382,000 | $ 191,000 | $ 78,000 |
| Ramsey, Minnesota | 2 | $ 349,000 | $ 174,500 | $ 137,000 |
| Greene, Missouri | 2 | $ 667,000 | $ 333,500 | $ 113,000 |
| Gallatin, Montana | 2 | $ 1,300,000 | $ 650,000 | $ 859,000 |
| Missoula, Montana | 2 | $ 1,035,000 | $ 517,500 | $ 209,000 |
| Yellowstone, Montana | 2 | $ 235,000 | $ 117,500 | $ 108,000 |
| Carroll, New Hampshire | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Atlantic, New Jersey | 2 | $ 367,000 | $ 183,500 | $ 107,000 |
| Burlington, New Jersey | 2 | $ 634,000 | $ 317,000 | $ 147,000 |
| Camden, New Jersey | 2 | $ 586,000 | $ 293,000 | $ 99,000 |
| Gloucester, New Jersey | 2 | $ 423,000 | $ 211,500 | $ 124,000 |
| Hunterdon, New Jersey | 2 | $ 573,000 | $ 286,500 | $ 322,000 |
| Bronx, New York | 2 | $ 401,000 | $ 200,500 | $ 74,000 |
| Greene, New York | 2 | $ 485,000 | $ 242,500 | $ 268,000 |
| Niagara, New York | 2 | $ 262,000 | $ 131,000 | $ 92,000 |
| Cleveland, North Carolina | 2 | $ 809,000 | $ 404,500 | $ 159,000 |
| Gaston, North Carolina | 2 | $ 577,000 | $ 288,500 | $ 126,000 |
| Belmont, Ohio | 2 | $ 214,000 | $ 107,000 | $ 69,000 |
| Geauga, Ohio | 2 | $ 576,000 | $ 288,000 | $ 134,000 |
| Jackson, Oregon | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| Butler, Pennsylvania | 2 | $ 1,183,000 | $ 591,500 | $ 223,000 |
| Luzerne, Pennsylvania | 2 | $ 343,000 | $ 171,500 | $ 48,000 |
| Monroe, Pennsylvania | 2 | $ 685,000 | $ 342,500 | $ 1,155,000 |
| Wayne, Pennsylvania | 2 | $ 291,000 | $ 145,500 | $ 100,000 |
| Westmoreland, Pennsylvania | 2 | $ 411,000 | $ 205,500 | $ 76,000 |
| Kent, Rhode Island | 2 | $ 685,000 | $ 342,500 | $ 173,000 |
| Beaufort, South Carolina | 2 | $ 763,000 | $ 381,500 | $ 356,000 |
| Pickens, South Carolina | 2 | $ 1,888,000 | $ 944,000 | $ 273,000 |
| Spartanburg, South Carolina | 2 | $ 351,000 | $ 175,500 | $ 111,000 |
| Anderson, Tennessee | 2 | $ 451,000 | $ 225,500 | $ 274,000 |
| Hamilton, Tennessee | 2 | $ 820,000 | $ 410,000 | $ 137,000 |
| Sumner, Tennessee | 2 | $ 1,426,000 | $ 713,000 | $ 289,000 |
| Brazoria, Texas | 2 | $ 339,000 | $ 169,500 | $ 233,000 |
| Comal, Texas | 2 | $ 1,078,000 | $ 539,000 | $ 703,000 |
| Parker, Texas | 2 | $ 721,000 | $ 360,500 | $ 179,000 |
| Taylor, Texas | 2 | $ 193,000 | $ 96,500 | $ 74,000 |
| Weber, Utah | 2 | $ 636,000 | $ 318,000 | $ 183,000 |
| Addison, Vermont | 2 | $ 286,000 | $ 143,000 | $ 129,000 |
| Fairfax City, Virginia | 2 | $ 1,029,000 | $ 514,500 | $ 181,000 |
| Gloucester, Virginia | 2 | $ 559,000 | $ 279,500 | $ 140,000 |
| James City, Virginia | 2 | $ 484,000 | $ 242,000 | $ 80,000 |
| Washington, Virginia | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| Kanawha, West Virginia | 2 | $ 730,000 | $ 365,000 | $ 492,000 |
| Milwaukee, Wisconsin | 2 | $ 703,000 | $ 351,500 | $ 550,000 |
| Racine, Wisconsin | 2 | $ 566,000 | $ 283,000 | $ 181,000 |
| Washington, Wisconsin | 2 | $ 593,000 | $ 296,500 | $ 157,000 |
| Natrona, Wyoming | 2 | $ 910,000 | $ 455,000 | $ 182,000 |
| Houston, Alabama | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Randolph, Alabama | 1 | $ 162,000 | $ 162,000 | $ 142,000 |
| Fairbanks North Star, Alaska | 1 | $ 201,000 | $ 201,000 | $ 121,000 |
| Gila, Arizona | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Faulkner, Arkansas | 1 | $ 971,000 | $ 971,000 | $ 596,000 |
| Butte, California | 1 | $ 120,000 | $ 120,000 | $ 154,000 |
| Kern, California | 1 | $ 248,000 | $ 248,000 | $ 72,000 |
| Madera, California | 1 | $ 183,000 | $ 183,000 | $ 107,000 |
| Mono, California | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Placer, California | 1 | $ 182,000 | $ 182,000 | $ 81,000 |
| Sacramento, California | 1 | $ 182,000 | $ 182,000 | $ 110,000 |
| Solano, California | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| Yuba, California | 1 | $ 298,000 | $ 298,000 | $ 175,000 |
| Alamosa, Colorado | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Broomfield, Colorado | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
| Chaffee, Colorado | 1 | $ 194,000 | $ 194,000 | $ 127,000 |
| Garfield, Colorado | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Grand, Colorado | 1 | $ 98,000 | $ 98,000 | $ 145,000 |
| Park, Colorado | 1 | $ 502,000 | $ 502,000 | $ 157,000 |
| Pueblo, Colorado | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| New London, Connecticut | 1 | $ 292,000 | $ 292,000 | $ 154,000 |
| Windham, Connecticut | 1 | $ 163,000 | $ 163,000 | $ 73,000 |
| Brevard, Florida | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Duval, Florida | 1 | $ 183,000 | $ 183,000 | $ 85,000 |
| Escambia, Florida | 1 | $ 284,000 | $ 284,000 | $ 157,000 |
| Lake, Florida | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Marion, Florida | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Martin, Florida | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Polk, Florida | 1 | $ 192,000 | $ 192,000 | $ 167,000 |
| Bibb, Georgia | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Bulloch, Georgia | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| Catoosa, Georgia | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Cherokee, Georgia | 1 | $ 289,000 | $ 289,000 | $ 123,000 |
| Clarke, Georgia | 1 | $ 104,000 | $ 104,000 | $ 136,000 |
| Floyd, Georgia | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| Gilmer, Georgia | 1 | $ 248,000 | $ 248,000 | $ 195,000 |
| Greene, Georgia | 1 | $ 840,000 | $ 840,000 | $ 168,000 |
| Habersham, Georgia | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Putnam, Georgia | 1 | $ 478,000 | $ 478,000 | $ 216,000 |
| Troup, Georgia | 1 | $ 256,000 | $ 256,000 | $ 153,000 |
| Bannock, Idaho | 1 | $ 485,000 | $ 485,000 | $ 475,000 |
| Bonner, Idaho | 1 | $ 291,000 | $ 291,000 | $ 70,000 |
| Canyon, Idaho | 1 | $ 277,000 | $ 277,000 | $ 112,000 |
| Jerome, Idaho | 1 | $ 243,000 | $ 243,000 | $ 158,000 |
| Teton, Idaho | 1 | $ 540,000 | $ 540,000 | $ 728,000 |
| Twin Falls, Idaho | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Champaign, Illinois | 1 | $ 614,000 | $ 614,000 | $ 282,000 |
| Douglas, Illinois | 1 | $ 117,000 | $ 117,000 | $ 101,000 |
| Jackson, Illinois | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| McHenry, Illinois | 1 | $ 900,000 | $ 900,000 | $ 335,000 |
| McLean, Illinois | 1 | $ 243,000 | $ 243,000 | $ 91,000 |
| Clark, Indiana | 1 | $ 100,000 | $ 100,000 | $ 516,000 |
| Floyd, Indiana | 1 | $ 638,000 | $ 638,000 | $ 340,000 |
| Grant, Indiana | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Harrison, Indiana | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Marshall, Indiana | 1 | $ 121,000 | $ 121,000 | $ 101,000 |
| Owen, Indiana | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Porter, Indiana | 1 | $ 100,000 | $ 100,000 | $ 219,000 |
| Vigo, Indiana | 1 | $ 179,000 | $ 179,000 | $ 108,000 |
| Wayne, Indiana | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Geary, Kansas | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Lyon, Kansas | 1 | $ 162,000 | $ 162,000 | $ 132,000 |
| Pottawatomie, Kansas | 1 | $ 305,000 | $ 305,000 | $ 233,000 |
| Jessamine, Kentucky | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Kenton, Kentucky | 1 | $ 241,000 | $ 241,000 | $ 164,000 |
| Lyon, Kentucky | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Nelson, Kentucky | 1 | $ 99,000 | $ 99,000 | $ 65,000 |
| Oldham, Kentucky | 1 | $ 494,000 | $ 494,000 | $ 223,000 |
| Scott, Kentucky | 1 | $ 128,000 | $ 128,000 | $ 124,000 |
| Warren, Kentucky | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| East Baton Rouge, Louisiana | 1 | $ 457,000 | $ 457,000 | $ 192,000 |
| Iberia, Louisiana | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Jefferson, Louisiana | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Lafayette, Louisiana | 1 | $ 456,000 | $ 456,000 | $ 203,000 |
| Morehouse, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Ouachita, Louisiana | 1 | $ 486,000 | $ 486,000 | $ 208,000 |
| Richland, Louisiana | 1 | $ 445,000 | $ 445,000 | $ 139,000 |
| St. Martin, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 169,000 |
| St. Tammany, Louisiana | 1 | $ 507,000 | $ 507,000 | $ 551,000 |
| Lincoln, Maine | 1 | $ 800,000 | $ 800,000 | $ 215,000 |
| Penobscot, Maine | 1 | $ 144,000 | $ 144,000 | $ 97,000 |
| Sagadahoc, Maine | 1 | $ 543,000 | $ 543,000 | $ 500,000 |
| Waldo, Maine | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Washington, Maine | 1 | $ 109,000 | $ 109,000 | $ 81,000 |
| Carroll, Maryland | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Charles, Maryland | 1 | $ 313,000 | $ 313,000 | $ 150,000 |
| Frederick, Maryland | 1 | $ 279,000 | $ 279,000 | $ 134,000 |
| Queen Anne's, Maryland | 1 | $ 700,000 | $ 700,000 | $ 218,000 |
| Somerset, Maryland | 1 | $ 222,000 | $ 222,000 | $ 134,000 |
| Talbot, Maryland | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Worcester, Maryland | 1 | $ 676,000 | $ 676,000 | $ 301,000 |
| Berkshire, Massachusetts | 1 | $ 472,000 | $ 472,000 | $ 141,000 |
| Dukes, Massachusetts | 1 | $ 837,000 | $ 837,000 | $ 237,000 |
| Hampshire, Massachusetts | 1 | $ 193,000 | $ 193,000 | $ 134,000 |
| Allegan, Michigan | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Antrim, Michigan | 1 | $ 666,000 | $ 666,000 | $ 260,000 |
| Emmet, Michigan | 1 | $ 840,000 | $ 840,000 | $ 186,000 |
| Kalamazoo, Michigan | 1 | $ 536,000 | $ 536,000 | $ 256,000 |
| Kent, Michigan | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Leelanau, Michigan | 1 | $ 93,000 | $ 93,000 | $ 257,000 |
| Macomb, Michigan | 1 | $ 494,000 | $ 494,000 | $ 179,000 |
| Mason, Michigan | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Oceana, Michigan | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| Ottawa, Michigan | 1 | $ 244,000 | $ 244,000 | $ 101,000 |
| Anoka, Minnesota | 1 | $ 524,000 | $ 524,000 | $ 210,000 |
| Becker, Minnesota | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Cass, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 194,000 |
| Chisago, Minnesota | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Goodhue, Minnesota | 1 | $ 102,000 | $ 102,000 | $ 37,000 |
| Lyon, Minnesota | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Scott, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Stearns, Minnesota | 1 | $ 184,000 | $ 184,000 | $ 40,000 |
| Washington, Minnesota | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Lafayette, Mississippi | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
| Lamar, Mississippi | 1 | $ 564,000 | $ 564,000 | $ 350,000 |
| Madison, Mississippi | 1 | $ 329,000 | $ 329,000 | $ 130,000 |
| Oktibbeha, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Washington, Mississippi | 1 | $ 128,000 | $ 128,000 | $ 88,000 |
| Camden, Missouri | 1 | $ 446,000 | $ 446,000 | $ 776,000 |
| Shannon, Missouri | 1 | $ 47,000 | $ 47,000 | $ 85,000 |
| Warren, Missouri | 1 | $ 84,000 | $ 84,000 | $ 23,000 |
| Madison, Montana | 1 | $ 730,000 | $ 730,000 | $ 298,000 |
| Scotts Bluff, Nebraska | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Douglas, Nevada | 1 | $ 735,000 | $ 735,000 | $ 588,000 |
| Cheshire, New Hampshire | 1 | $ 127,000 | $ 127,000 | $ 163,000 |
| Merrimack, New Hampshire | 1 | $ 99,000 | $ 99,000 | $ 82,000 |
| Strafford, New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Sussex, New Jersey | 1 | $ 341,000 | $ 341,000 | $ 304,000 |
| Dona Ana, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Grant, New Mexico | 1 | $ 324,000 | $ 324,000 | $ 141,000 |
| Otero, New Mexico | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Rio Arriba, New Mexico | 1 | $ 264,000 | $ 264,000 | $ 93,000 |
| Albany, New York | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Chenango, New York | 1 | $ 177,000 | $ 177,000 | $ 102,000 |
| Essex, New York | 1 | $ 238,000 | $ 238,000 | $ 165,000 |
| Ontario, New York | 1 | $ 212,000 | $ 212,000 | $ 100,000 |
| Orange, New York | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| Rensselaer, New York | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Steuben, New York | 1 | $ 128,000 | $ 128,000 | $ 107,000 |
| Sullivan, New York | 1 | $ 86,000 | $ 86,000 | $ 91,000 |
| Beaufort, North Carolina | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Dare, North Carolina | 1 | $ 302,000 | $ 302,000 | $ 72,000 |
| Davidson, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Granville, North Carolina | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| Jackson, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 90,000 |
| Pitt, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Rowan, North Carolina | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Surry, North Carolina | 1 | $ 231,000 | $ 231,000 | $ 151,000 |
| Vance, North Carolina | 1 | $ 233,000 | $ 233,000 | $ 158,000 |
| Cass, North Dakota | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Ward, North Dakota | 1 | $ 508,000 | $ 508,000 | $ 416,000 |
| Brown, Ohio | 1 | $ 272,000 | $ 272,000 | $ 67,000 |
| Fairfield, Ohio | 1 | $ 167,000 | $ 167,000 | $ 131,000 |
| Hancock, Ohio | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Lucas, Ohio | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Madison, Ohio | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Preble, Ohio | 1 | $ 320,000 | $ 320,000 | $ 114,000 |
| Stark, Ohio | 1 | $ 128,000 | $ 128,000 | $ 113,000 |
| Trumbull, Ohio | 1 | $ 72,000 | $ 72,000 | $ 136,000 |
| Warren, Ohio | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| McClain, Oklahoma | 1 | $ 617,000 | $ 617,000 | $ 138,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,084 | $891,326,000 | $427,000 | $2,370,000 | $202,000 | $3,728,000 |
| Home Purchase | 1,181 | $560,880,000 | $474,000 | $1,737,000 | $238,000 | $5,524,000 |
| Home Improvement | 87 | $20,825,000 | $239,000 | $825,000 | $114,000 | $378,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,430 | $940,185,000 | $657,000 | $2,370,000 | $318,000 | $5,524,000 |
| White | 1,396 | $380,459,000 | $272,000 | $2,355,000 | $133,000 | $1,296,000 |
| Not Provided | 213 | $64,689,000 | $303,000 | $1,268,000 | $148,000 | $868,000 |
| Black or African American | 108 | $27,576,000 | $255,000 | $844,000 | $121,000 | $400,000 |
| Hispanic | 95 | $24,816,000 | $261,000 | $1,052,000 | $115,000 | $285,000 |
| Asian | 88 | $28,766,000 | $326,000 | $1,556,000 | $159,000 | $468,000 |
| American Indian or Alaskan Native | 16 | $4,900,000 | $306,000 | $585,000 | $113,000 | $201,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,640,000 | $273,000 | $380,000 | $93,000 | $244,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,337 | $1,468,996,000 | $440,000 | $2,370,000 | $213,000 | $5,524,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,035,000 | $269,000 | $535,000 | $107,000 | $153,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,430 | $940,185,000 | $657,000 | $2,370,000 | $318,000 | $5,524,000 |
| Loan Originated | 1,089 | $300,158,000 | $275,000 | $2,355,000 | $137,000 | $1,296,000 |
| Application Denied By Financial Institution | 352 | $101,439,000 | $288,000 | $1,556,000 | $121,000 | $881,000 |
| Application Withdrawn By Applicant | 280 | $77,845,000 | $278,000 | $1,268,000 | $138,000 | $755,000 |
| File Closed For Incompleteness | 170 | $44,476,000 | $261,000 | $1,272,000 | $135,000 | $1,125,000 |
| Application Approved But Not Accepted | 31 | $8,928,000 | $288,000 | $730,000 | $140,000 | $425,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 112 | $31,565,000 | $281,000 | $902,000 | $78,000 | $274,000 |
| Collateral | 104 | $29,351,000 | $282,000 | $1,052,000 | $143,000 | $868,000 |
| Credit Application Incomplete | 74 | $25,156,000 | $339,000 | $1,556,000 | $145,000 | $881,000 |
| Credit History | 33 | $8,041,000 | $243,000 | $768,000 | $133,000 | $516,000 |
| Other | 14 | $3,957,000 | $282,000 | $741,000 | $120,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,458,000 | $208,000 | $640,000 | $132,000 | $245,000 |
| Unverifiable Information | 6 | $1,702,000 | $283,000 | $666,000 | $168,000 | $260,000 |
| Employment History | 2 | $209,000 | $104,000 | $133,000 | $35,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company FSB's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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