Tiaa-Cref Trust Company Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Tiaa-Cref Trust Company Fsb 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tiaa-Cref Trust Company Fsb 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,352 |
| Total Mortgage Loan Application Amount | $1,473,031,000 |
| Average Mortgage Loan Application Amount | $380,000 |
| Highest Mortgage Loan Application Amount | $2,370,000 |
| Average Applicant Income | $184,666 |
| Highest Applicant Income | $5,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Tiaa-Cref Trust Company Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tiaa-Cref Trust Company Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Tiaa-Cref Trust Company Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tiaa-Cref Trust Company Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Tiaa-Cref Trust Company Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tiaa-Cref Trust Company Fsb's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 228 | $ 149,717,000 | $ 656,000 | $ 316,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 175 | $ 79,376,000 | $ 449,000 | $ 221,000 |
| ST. LOUIS, MO-IL | 151 | $ 27,402,000 | $ 158,500 | $ 78,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 139 | $ 79,911,000 | $ 492,333 | $ 184,333 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 131 | $ 38,893,000 | $ 330,500 | $ 148,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 100 | $ 54,801,000 | $ 548,000 | $ 233,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 96 | $ 56,644,000 | $ 590,000 | $ 209,000 |
| DENVER-AURORA-LAKEWOOD, CO | 86 | $ 34,336,000 | $ 399,000 | $ 180,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 74 | $ 39,904,000 | $ 539,000 | $ 195,000 |
| BOSTON, MA | 63 | $ 34,792,000 | $ 552,000 | $ 218,000 |
| DALLAS-PLANO-IRVING, TX | 62 | $ 32,869,000 | $ 530,000 | $ 310,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 60 | $ 26,653,000 | $ 444,000 | $ 217,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 57 | $ 39,433,000 | $ 691,000 | $ 205,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 56 | $ 30,102,000 | $ 537,000 | $ 274,000 |
| NEWARK, NJ-PA | 48 | $ 22,533,000 | $ 469,000 | $ 235,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 43 | $ 24,169,000 | $ 562,000 | $ 278,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 40 | $ 24,708,000 | $ 617,000 | $ 199,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 37 | $ 12,795,000 | $ 345,000 | $ 194,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 35 | $ 15,007,000 | $ 428,000 | $ 203,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 35 | $ 17,119,000 | $ 489,000 | $ 227,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 33 | $ 16,133,000 | $ 560,000 | $ 225,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 33 | $ 26,897,000 | $ 815,000 | $ 221,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 33 | $ 20,459,000 | $ 619,000 | $ 211,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 32 | $ 21,956,000 | $ 686,000 | $ 222,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 31 | $ 10,774,000 | $ 347,000 | $ 219,000 |
| SAN DIEGO-CARLSBAD, CA | 30 | $ 14,621,000 | $ 487,000 | $ 179,000 |
| DURHAM-CHAPEL HILL, NC | 27 | $ 8,855,000 | $ 327,000 | $ 211,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 27 | $ 16,757,000 | $ 620,000 | $ 408,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 27 | $ 11,179,000 | $ 414,000 | $ 201,000 |
| RALEIGH, NC | 24 | $ 7,151,000 | $ 297,000 | $ 148,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 23 | $ 11,537,000 | $ 501,000 | $ 241,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 23 | $ 7,211,000 | $ 313,000 | $ 175,000 |
| ANN ARBOR, MI | 22 | $ 4,882,000 | $ 221,000 | $ 116,000 |
| AUSTIN-ROUND ROCK, TX | 22 | $ 9,411,000 | $ 427,000 | $ 319,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 22 | $ 10,313,000 | $ 468,000 | $ 210,000 |
| PHILADELPHIA, PA | 22 | $ 6,051,000 | $ 275,000 | $ 161,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 21 | $ 7,325,000 | $ 348,000 | $ 184,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 8,466,000 | $ 423,000 | $ 180,000 |
| TRENTON, NJ | 20 | $ 7,764,000 | $ 388,000 | $ 220,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 13,184,000 | $ 693,000 | $ 336,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 19 | $ 8,683,000 | $ 457,000 | $ 359,000 |
| CINCINNATI, OH-KY-IN | 17 | $ 6,178,000 | $ 306,000 | $ 162,500 |
| FORT WORTH-ARLINGTON, TX | 17 | $ 7,984,000 | $ 469,000 | $ 308,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 17 | $ 5,004,000 | $ 294,000 | $ 123,000 |
| RENO, NV | 16 | $ 4,785,000 | $ 299,000 | $ 132,000 |
| COLUMBUS, OH | 15 | $ 5,110,000 | $ 340,000 | $ 196,000 |
| KANSAS CITY, MO-KS | 15 | $ 5,260,000 | $ 362,000 | $ 179,000 |
| PITTSBURGH, PA | 15 | $ 3,460,000 | $ 230,000 | $ 141,000 |
| TACOMA-LAKEWOOD, WA | 15 | $ 4,838,000 | $ 322,000 | $ 194,000 |
| WILMINGTON, DE-MD-NJ | 15 | $ 5,190,000 | $ 360,500 | $ 201,000 |
| PROVIDENCE-WARWICK, RI-MA | 14 | $ 3,556,000 | $ 241,000 | $ 106,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 6,452,000 | $ 496,000 | $ 299,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 13 | $ 7,232,000 | $ 556,000 | $ 549,000 |
| NEW HAVEN-MILFORD, CT | 12 | $ 3,494,000 | $ 291,000 | $ 178,000 |
| RICHMOND, VA | 12 | $ 4,285,000 | $ 357,000 | $ 183,000 |
| SAN RAFAEL, CA | 12 | $ 8,636,000 | $ 719,000 | $ 268,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 12 | $ 3,471,000 | $ 289,000 | $ 121,000 |
| ASHEVILLE, NC | 11 | $ 3,745,000 | $ 340,000 | $ 259,000 |
| BOULDER, CO | 11 | $ 4,112,000 | $ 373,000 | $ 138,000 |
| BIRMINGHAM-HOOVER, AL | 10 | $ 2,879,000 | $ 287,000 | $ 142,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 5,245,000 | $ 524,000 | $ 336,000 |
| JACKSONVILLE, FL | 10 | $ 3,207,000 | $ 320,000 | $ 154,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 10 | $ 3,480,000 | $ 348,000 | $ 203,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 10 | $ 4,177,000 | $ 417,000 | $ 270,000 |
| ROCHESTER, NY | 10 | $ 1,907,000 | $ 190,000 | $ 122,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 4,639,000 | $ 515,000 | $ 162,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 9 | $ 2,594,000 | $ 286,500 | $ 221,500 |
| TUCSON, AZ | 9 | $ 5,379,000 | $ 597,000 | $ 202,000 |
| WINSTON-SALEM, NC | 9 | $ 2,261,000 | $ 251,000 | $ 148,000 |
| WORCESTER, MA-CT | 9 | $ 3,006,000 | $ 259,000 | $ 117,500 |
| ALBUQUERQUE, NM | 8 | $ 2,371,000 | $ 296,000 | $ 172,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,704,000 | $ 338,000 | $ 201,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 2,832,000 | $ 354,000 | $ 199,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,439,000 | $ 179,000 | $ 110,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 3,110,000 | $ 388,000 | $ 178,000 |
| PORTLAND-SOUTH PORTLAND, ME | 8 | $ 2,595,000 | $ 324,000 | $ 295,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8 | $ 3,155,000 | $ 394,000 | $ 312,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 2,266,000 | $ 323,000 | $ 231,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 7 | $ 1,253,000 | $ 179,000 | $ 98,000 |
| CLEVELAND-ELYRIA, OH | 7 | $ 2,968,000 | $ 424,000 | $ 923,000 |
| COLORADO SPRINGS, CO | 7 | $ 2,785,000 | $ 397,000 | $ 459,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 7 | $ 1,749,000 | $ 249,000 | $ 121,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 7 | $ 4,036,000 | $ 576,000 | $ 236,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 2,945,000 | $ 420,000 | $ 243,000 |
| NEW ORLEANS-METAIRIE, LA | 7 | $ 2,787,000 | $ 398,000 | $ 223,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 2,295,000 | $ 327,000 | $ 121,000 |
| SALISBURY, MD-DE | 7 | $ 3,849,000 | $ 519,500 | $ 290,000 |
| SALT LAKE CITY, UT | 7 | $ 2,813,000 | $ 401,000 | $ 615,000 |
| CAMDEN, NJ | 6 | $ 1,643,000 | $ 273,000 | $ 123,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 2,665,000 | $ 444,000 | $ 276,000 |
| MADISON, WI | 6 | $ 1,135,000 | $ 189,000 | $ 90,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,939,000 | $ 323,000 | $ 269,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 1,918,000 | $ 319,000 | $ 361,500 |
| NAPA, CA | 6 | $ 4,100,000 | $ 683,000 | $ 319,000 |
| SANTA ROSA, CA | 6 | $ 3,561,000 | $ 593,000 | $ 175,000 |
| SAVANNAH, GA | 6 | $ 2,611,000 | $ 435,000 | $ 183,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 1,404,000 | $ 280,000 | $ 112,000 |
| BEND-REDMOND, OR | 5 | $ 3,291,000 | $ 658,000 | $ 392,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,369,000 | $ 273,000 | $ 114,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,723,000 | $ 344,000 | $ 179,000 |
| FLAGSTAFF, AZ | 5 | $ 1,700,000 | $ 340,000 | $ 156,000 |
| FORT COLLINS, CO | 5 | $ 1,601,000 | $ 320,000 | $ 76,000 |
| GREELEY, CO | 5 | $ 1,166,000 | $ 233,000 | $ 134,000 |
| IOWA CITY, IA | 5 | $ 1,151,000 | $ 230,000 | $ 103,000 |
| MORGANTOWN, WV | 5 | $ 1,376,000 | $ 275,000 | $ 184,000 |
| OKLAHOMA CITY, OK | 5 | $ 1,206,000 | $ 241,000 | $ 98,000 |
| OLYMPIA-TUMWATER, WA | 5 | $ 855,000 | $ 171,000 | $ 57,000 |
| SANTA FE, NM | 5 | $ 3,282,000 | $ 656,000 | $ 165,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 2,911,000 | $ 582,000 | $ 340,000 |
| STATE COLLEGE, PA | 5 | $ 1,117,000 | $ 223,000 | $ 131,000 |
| THE VILLAGES, FL | 5 | $ 815,000 | $ 163,000 | $ 72,000 |
| BLOOMINGTON, IN | 4 | $ 1,329,000 | $ 332,000 | $ 162,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,405,000 | $ 351,000 | $ 176,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 2,981,000 | $ 745,000 | $ 314,000 |
| COEUR D'ALENE, ID | 4 | $ 2,200,000 | $ 550,000 | $ 243,000 |
| ELGIN, IL | 4 | $ 2,909,000 | $ 727,000 | $ 508,000 |
| FRESNO, CA | 4 | $ 1,802,000 | $ 450,000 | $ 283,000 |
| KNOXVILLE, TN | 4 | $ 1,222,000 | $ 305,000 | $ 175,000 |
| LANCASTER, PA | 4 | $ 942,000 | $ 235,000 | $ 105,000 |
| LINCOLN, NE | 4 | $ 509,000 | $ 127,000 | $ 62,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,294,000 | $ 323,000 | $ 93,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 601,000 | $ 150,000 | $ 120,000 |
| PORT ST. LUCIE, FL | 4 | $ 909,000 | $ 227,000 | $ 83,000 |
| READING, PA | 4 | $ 807,000 | $ 201,000 | $ 127,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,528,000 | $ 382,000 | $ 151,000 |
| SALINAS, CA | 4 | $ 1,771,000 | $ 442,000 | $ 141,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,783,000 | $ 695,000 | $ 334,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 1,048,000 | $ 262,000 | $ 130,000 |
| URBAN HONOLULU, HI | 4 | $ 1,791,000 | $ 447,000 | $ 134,000 |
| WALLA WALLA, WA | 4 | $ 904,000 | $ 226,000 | $ 104,000 |
| WILMINGTON, NC | 4 | $ 1,221,000 | $ 305,000 | $ 191,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 1,305,000 | $ 435,000 | $ 295,000 |
| BURLINGTON, NC | 3 | $ 244,000 | $ 81,000 | $ 29,000 |
| CHATTANOOGA, TN-GA | 3 | $ 880,000 | $ 235,000 | $ 86,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 2,581,000 | $ 860,000 | $ 469,000 |
| EUGENE, OR | 3 | $ 1,136,000 | $ 378,000 | $ 413,000 |
| FAYETTEVILLE, NC | 3 | $ 436,000 | $ 145,000 | $ 76,000 |
| GAINESVILLE, FL | 3 | $ 839,000 | $ 279,000 | $ 218,000 |
| GARY, IN | 3 | $ 406,000 | $ 135,000 | $ 127,000 |
| GETTYSBURG, PA | 3 | $ 696,000 | $ 232,000 | $ 262,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 545,000 | $ 181,000 | $ 104,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 1,076,000 | $ 358,000 | $ 154,000 |
| LAFAYETTE, LA | 3 | $ 739,000 | $ 246,000 | $ 155,000 |
| LANSING-EAST LANSING, MI | 3 | $ 484,000 | $ 161,000 | $ 151,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 1,488,000 | $ 496,000 | $ 367,000 |
| OCEAN CITY, NJ | 3 | $ 1,540,000 | $ 513,000 | $ 134,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 1,323,000 | $ 441,000 | $ 212,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 492,000 | $ 164,000 | $ 114,000 |
| PRESCOTT, AZ | 3 | $ 1,947,000 | $ 649,000 | $ 270,000 |
| PROVO-OREM, UT | 3 | $ 1,613,000 | $ 537,000 | $ 127,000 |
| PUNTA GORDA, FL | 3 | $ 489,000 | $ 163,000 | $ 128,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 500,000 | $ 166,000 | $ 78,000 |
| ST. GEORGE, UT | 3 | $ 2,056,000 | $ 685,000 | $ 302,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 618,000 | $ 206,000 | $ 55,000 |
| STOCKTON-LODI, CA | 3 | $ 1,508,000 | $ 502,000 | $ 260,000 |
| SYRACUSE, NY | 3 | $ 538,000 | $ 179,000 | $ 204,000 |
| TALLAHASSEE, FL | 3 | $ 742,000 | $ 247,000 | $ 90,000 |
| WENATCHEE, WA | 3 | $ 1,610,000 | $ 536,000 | $ 401,000 |
| ABILENE, TX | 2 | $ 193,000 | $ 96,000 | $ 74,000 |
| AMES, IA | 2 | $ 293,000 | $ 146,000 | $ 104,000 |
| ANCHORAGE, AK | 2 | $ 892,000 | $ 446,000 | $ 132,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 641,000 | $ 320,000 | $ 114,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 367,000 | $ 183,000 | $ 107,000 |
| BILLINGS, MT | 2 | $ 235,000 | $ 117,000 | $ 108,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 206,000 | $ 103,000 | $ 72,000 |
| BRUNSWICK, GA | 2 | $ 1,731,000 | $ 865,000 | $ 1,077,000 |
| CASPER, WY | 2 | $ 910,000 | $ 455,000 | $ 182,000 |
| CHARLESTON, WV | 2 | $ 730,000 | $ 365,000 | $ 492,000 |
| COLUMBUS, GA-AL | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 449,000 | $ 224,000 | $ 93,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 733,000 | $ 366,000 | $ 161,000 |
| DOVER, DE | 2 | $ 322,000 | $ 161,000 | $ 95,000 |
| EAST STROUDSBURG, PA | 2 | $ 685,000 | $ 342,000 | $ 1,155,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 388,000 | $ 194,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 443,000 | $ 221,000 | $ 177,000 |
| HARRISONBURG, VA | 2 | $ 422,000 | $ 211,000 | $ 124,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 763,000 | $ 381,000 | $ 356,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 171,000 | $ 85,000 | $ 94,000 |
| LAWRENCE, KS | 2 | $ 157,000 | $ 78,000 | $ 67,000 |
| MEDFORD, OR | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| MISSOULA, MT | 2 | $ 1,035,000 | $ 517,000 | $ 209,000 |
| MOBILE, AL | 2 | $ 343,000 | $ 171,000 | $ 116,000 |
| MONTGOMERY, AL | 2 | $ 272,000 | $ 136,000 | $ 184,000 |
| PANAMA CITY, FL | 2 | $ 385,000 | $ 192,000 | $ 112,000 |
| RACINE, WI | 2 | $ 566,000 | $ 283,000 | $ 181,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 825,000 | $ 412,000 | $ 163,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 811,000 | $ 405,000 | $ 193,000 |
| SPARTANBURG, SC | 2 | $ 351,000 | $ 175,000 | $ 111,000 |
| SPRINGFIELD, IL | 2 | $ 335,000 | $ 167,000 | $ 50,000 |
| SPRINGFIELD, MO | 2 | $ 667,000 | $ 333,000 | $ 113,000 |
| TOPEKA, KS | 2 | $ 378,000 | $ 189,000 | $ 109,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 413,000 | $ 206,000 | $ 118,000 |
| WHEELING, WV-OH | 2 | $ 214,000 | $ 107,000 | $ 69,000 |
| ALTOONA, PA | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| AMARILLO, TX | 1 | $ 75,000 | $ 75,000 | $ 190,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 104,000 | $ 104,000 | $ 136,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 136,000 | $ 136,000 | $ 81,000 |
| BAKERSFIELD, CA | 1 | $ 248,000 | $ 248,000 | $ 72,000 |
| BANGOR, ME | 1 | $ 144,000 | $ 144,000 | $ 97,000 |
| BATON ROUGE, LA | 1 | $ 457,000 | $ 457,000 | $ 192,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 132,000 | $ 132,000 | $ 144,000 |
| BLOOMINGTON, IL | 1 | $ 243,000 | $ 243,000 | $ 91,000 |
| BOISE CITY, ID | 1 | $ 277,000 | $ 277,000 | $ 112,000 |
| BOWLING GREEN, KY | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 506,000 | $ 506,000 | $ 478,000 |
| CANTON-MASSILLON, OH | 1 | $ 128,000 | $ 128,000 | $ 113,000 |
| CARBONDALE-MARION, IL | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 614,000 | $ 614,000 | $ 282,000 |
| CHEYENNE, WY | 1 | $ 757,000 | $ 757,000 | $ 204,000 |
| CHICO, CA | 1 | $ 120,000 | $ 120,000 | $ 154,000 |
| CLARKSVILLE, TN-KY | 1 | $ 232,000 | $ 232,000 | $ 100,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| COLUMBIA, SC | 1 | $ 447,000 | $ 447,000 | $ 230,000 |
| CORVALLIS, OR | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| DOTHAN, AL | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| EL PASO, TX | 1 | $ 601,000 | $ 601,000 | $ 579,000 |
| FAIRBANKS, AK | 1 | $ 201,000 | $ 201,000 | $ 121,000 |
| FARGO, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| GREEN BAY, WI | 1 | $ 509,000 | $ 509,000 | $ 218,000 |
| GREENVILLE, NC | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| HATTIESBURG, MS | 1 | $ 564,000 | $ 564,000 | $ 350,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 60,000 | $ 60,000 | $ 104,000 |
| JACKSON, MS | 1 | $ 329,000 | $ 329,000 | $ 130,000 |
| JOHNSON CITY, TN | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 536,000 | $ 536,000 | $ 256,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 112,000 | $ 112,000 | $ 120,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 458,000 | $ 458,000 | $ 314,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 192,000 | $ 192,000 | $ 167,000 |
| LAS CRUCES, NM | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| LUBBOCK, TX | 1 | $ 553,000 | $ 553,000 | $ 162,000 |
| LYNCHBURG, VA | 1 | $ 214,000 | $ 214,000 | $ 217,000 |
| MACON, GA | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| MADERA, CA | 1 | $ 183,000 | $ 183,000 | $ 107,000 |
| MANHATTAN, KS | 1 | $ 305,000 | $ 305,000 | $ 233,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| MONROE, LA | 1 | $ 486,000 | $ 486,000 | $ 208,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 152,000 | $ 152,000 | $ 79,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 292,000 | $ 292,000 | $ 154,000 |
| OCALA, FL | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 284,000 | $ 284,000 | $ 157,000 |
| PITTSFIELD, MA | 1 | $ 472,000 | $ 472,000 | $ 141,000 |
| POCATELLO, ID | 1 | $ 485,000 | $ 485,000 | $ 475,000 |
| PUEBLO, CO | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| ROANOKE, VA | 1 | $ 475,000 | $ 475,000 | $ 131,000 |
| ROME, GA | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| SAN ANGELO, TX | 1 | $ 699,000 | $ 699,000 | $ 271,000 |
| SHERMAN-DENISON, TX | 1 | $ 522,000 | $ 522,000 | $ 216,000 |
| SPRINGFIELD, MA | 1 | $ 193,000 | $ 193,000 | $ 134,000 |
| ST. CLOUD, MN | 1 | $ 184,000 | $ 184,000 | $ 40,000 |
| TERRE HAUTE, IN | 1 | $ 179,000 | $ 179,000 | $ 108,000 |
| TOLEDO, OH | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| TULSA, OK | 1 | $ 208,000 | $ 208,000 | $ 180,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| WINCHESTER, VA-WV | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| YAKIMA, WA | 1 | $ 103,000 | $ 103,000 | $ 98,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 72,000 | $ 72,000 | $ 136,000 |
| YUBA CITY, CA | 1 | $ 298,000 | $ 298,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company Fsb in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,084 | $891,326,000 | $427,000 | $2,370,000 | $202,000 | $3,728,000 |
| Home Purchase | 1,181 | $560,880,000 | $474,000 | $1,737,000 | $238,000 | $5,524,000 |
| Home Improvement | 87 | $20,825,000 | $239,000 | $825,000 | $114,000 | $378,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,430 | $940,185,000 | $657,000 | $2,370,000 | $318,000 | $5,524,000 |
| White | 1,396 | $380,459,000 | $272,000 | $2,355,000 | $133,000 | $1,296,000 |
| Not Provided | 213 | $64,689,000 | $303,000 | $1,268,000 | $148,000 | $868,000 |
| Black or African American | 108 | $27,576,000 | $255,000 | $844,000 | $121,000 | $400,000 |
| Hispanic | 95 | $24,816,000 | $261,000 | $1,052,000 | $115,000 | $285,000 |
| Asian | 88 | $28,766,000 | $326,000 | $1,556,000 | $159,000 | $468,000 |
| American Indian or Alaskan Native | 16 | $4,900,000 | $306,000 | $585,000 | $113,000 | $201,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,640,000 | $273,000 | $380,000 | $93,000 | $244,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,337 | $1,468,996,000 | $440,000 | $2,370,000 | $213,000 | $5,524,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,035,000 | $269,000 | $535,000 | $107,000 | $153,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,430 | $940,185,000 | $657,000 | $2,370,000 | $318,000 | $5,524,000 |
| Loan Originated | 1,089 | $300,158,000 | $275,000 | $2,355,000 | $137,000 | $1,296,000 |
| Application Denied By Financial Institution | 352 | $101,439,000 | $288,000 | $1,556,000 | $121,000 | $881,000 |
| Application Withdrawn By Applicant | 280 | $77,845,000 | $278,000 | $1,268,000 | $138,000 | $755,000 |
| File Closed For Incompleteness | 170 | $44,476,000 | $261,000 | $1,272,000 | $135,000 | $1,125,000 |
| Application Approved But Not Accepted | 31 | $8,928,000 | $288,000 | $730,000 | $140,000 | $425,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 112 | $31,565,000 | $281,000 | $902,000 | $78,000 | $274,000 |
| Collateral | 104 | $29,351,000 | $282,000 | $1,052,000 | $143,000 | $868,000 |
| Credit Application Incomplete | 74 | $25,156,000 | $339,000 | $1,556,000 | $145,000 | $881,000 |
| Credit History | 33 | $8,041,000 | $243,000 | $768,000 | $133,000 | $516,000 |
| Other | 14 | $3,957,000 | $282,000 | $741,000 | $120,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,458,000 | $208,000 | $640,000 | $132,000 | $245,000 |
| Unverifiable Information | 6 | $1,702,000 | $283,000 | $666,000 | $168,000 | $260,000 |
| Employment History | 2 | $209,000 | $104,000 | $133,000 | $35,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company Fsb's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.