Trustmark Bank Mortgage Lending & HMDA Data, 2014

In 2014, Trustmark Bank of Jackson, MS reported 10,025 mortgage applications totaling $1.5 billion, down 17% from 2013. The average application was for $152,277, and applicants reported an average income of $48,618. 51% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Jackson, MS (2,719), Gulfport-Biloxi-Pascagoula, MS (648) and Memphis, TN-MS-AR (647) (applications in parentheses).

Mortgage Company & Address Trustmark Bank
Po Box 291
Jackson, MS 39201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 10,025
Total Mortgage Loan Application Amount $1,526,583,000
Average Mortgage Loan Application Amount $152,277
Highest Mortgage Loan Application Amount $16,500,000
Average Applicant Income $48,618
Highest Applicant Income $2,053,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rankin, Mississippi 1,013 $ 149,839,000 $ 147,916 $ 33,000
Hinds, Mississippi 821 $ 102,171,000 $ 124,447 $ 41,000
Madison, Mississippi 708 $ 151,938,000 $ 214,601 $ 59,000
Bay, Florida 483 $ 78,933,000 $ 163,422 $ 75,000
Jackson, Mississippi 376 $ 50,949,000 $ 135,502 $ 18,000
Baldwin, Alabama 326 $ 73,133,000 $ 224,334 $ 43,000
Harrison, Mississippi 257 $ 49,259,000 $ 191,669 $ 33,000
Shelby, Tennessee 253 $ 43,163,000 $ 170,604 $ 64,000
DeSoto, Mississippi 250 $ 34,215,000 $ 136,860 $ 53,000
Mobile, Alabama 246 $ 42,249,000 $ 171,743 $ 63,000
Jones, Mississippi 188 $ 16,538,000 $ 87,968 $ 47,000
Jefferson, Alabama 187 $ 36,029,000 $ 192,668 $ 35,000
Lafayette, Mississippi 183 $ 37,787,000 $ 206,486 $ 55,000
Harris, Texas 181 $ 52,553,000 $ 290,348 $ 140,000
Sumter, South Carolina 179 $ 25,983,000 $ 145,156 $ 9,000
Shelby, Alabama 166 $ 31,985,000 $ 192,680 $ 63,000
Montgomery, Alabama 157 $ 27,384,000 $ 174,420 $ 27,000
Warren, Mississippi 156 $ 17,497,000 $ 112,160 $ 64,000
Lincoln, Mississippi 145 $ 14,784,000 $ 101,958 $ 60,000
Forrest, Mississippi 144 $ 17,899,000 $ 124,298 $ 58,000
Lamar, Mississippi 141 $ 30,467,000 $ 216,078 $ 69,000
Lowndes, Mississippi 136 $ 16,178,000 $ 118,955 $ 45,000
Walton, Florida 124 $ 40,839,000 $ 329,346 $ 127,000
Lee, Mississippi 124 $ 14,304,000 $ 115,354 $ 46,000
Leake, Mississippi 109 $ 6,818,000 $ 62,550 $ 44,000
Lauderdale, Mississippi 101 $ 11,961,000 $ 118,425 $ 65,000
Fayette, Tennessee 96 $ 6,922,000 $ 72,104 $ 48,000
Leflore, Mississippi 86 $ 8,693,000 $ 101,081 $ 37,000
Marengo, Alabama 85 $ 5,869,000 $ 69,047 $ 63,000
Copiah, Mississippi 84 $ 5,967,000 $ 71,035 $ 29,000
Washington, Mississippi 83 $ 4,475,000 $ 53,915 $ 30,000
Pike, Mississippi 80 $ 8,226,000 $ 102,825 $ 50,000
Butler, Alabama 78 $ 3,346,000 $ 42,897 $ 29,000
Dallas, Alabama 78 $ 4,048,000 $ 51,897 $ 51,000
Autauga, Alabama 77 $ 10,698,000 $ 138,935 $ 20,000
Escambia, Alabama 77 $ 4,374,000 $ 56,805 $ 48,000
Itawamba, Mississippi 76 $ 5,293,000 $ 69,644 $ 35,000
Elmore, Alabama 70 $ 8,911,000 $ 127,300 $ 27,000
Simpson, Mississippi 69 $ 7,937,000 $ 115,028 $ 59,000
Okaloosa, Florida 66 $ 12,317,000 $ 186,621 $ 84,000
Oktibbeha, Mississippi 62 $ 9,126,000 $ 147,193 $ 33,000
Alcorn, Mississippi 60 $ 4,003,000 $ 66,716 $ 42,000
George, Mississippi 48 $ 6,724,000 $ 140,083 $ 17,000
Walthall, Mississippi 45 $ 3,265,000 $ 72,555 $ 44,000
Scott, Mississippi 41 $ 4,466,000 $ 108,926 $ 14,000
Smith, Mississippi 41 $ 3,232,000 $ 78,829 $ 50,000
Marion, Mississippi 39 $ 3,185,000 $ 81,666 $ 47,000
Barbour, Alabama 36 $ 2,815,000 $ 78,194 $ 75,000
St. Tammany, Louisiana 34 $ 6,462,000 $ 190,058 $ 24,000
Cherokee, Alabama 33 $ 4,801,000 $ 145,484 $ 6,000
Bossier, Louisiana 33 $ 6,753,000 $ 204,636 $ 3,000
Covington, Mississippi 33 $ 2,857,000 $ 86,575 $ 30,000
Madison, Alabama 30 $ 5,635,000 $ 187,833 $ 11,000
Monroe, Alabama 29 $ 1,543,000 $ 53,206 $ 46,000
Fort Bend, Texas 29 $ 7,935,000 $ 273,620 $ 136,000
Orleans, Louisiana 28 $ 3,415,000 $ 121,964 $ 37,000
Amite, Mississippi 27 $ 2,098,000 $ 77,703 $ 42,000
Tuscaloosa, Alabama 26 $ 5,591,000 $ 215,038 $ 37,000
Jefferson, Louisiana 26 $ 4,167,000 $ 160,269 $ 4,000
Bibb, Alabama 25 $ 2,435,000 $ 97,400 $ 45,000
Jasper, Mississippi 25 $ 1,619,000 $ 64,760 $ 44,000
Yazoo, Mississippi 24 $ 7,965,000 $ 331,875 $ 12,000
Monroe, Mississippi 23 $ 2,923,000 $ 127,086 $ 25,000
Perry, Mississippi 23 $ 849,000 $ 36,913 $ 39,000
Escambia, Florida 21 $ 2,923,000 $ 139,190 $ 117,000
Clay, Mississippi 20 $ 2,375,000 $ 118,750 $ 45,000
Lee, Alabama 19 $ 5,843,000 $ 307,526 $ 27,000
Greene, Mississippi 19 $ 1,782,000 $ 93,789 $ 22,000
Marshall, Mississippi 19 $ 2,326,000 $ 122,421 $ 81,000
Noxubee, Mississippi 19 $ 1,790,000 $ 94,210 $ 33,000
Greene, Alabama 18 $ 716,000 $ 39,777 $ 70,000
Adams, Mississippi 18 $ 3,351,000 $ 186,166 $ 17,000
Bolivar, Mississippi 18 $ 2,754,000 $ 153,000 $ 23,000
Tate, Mississippi 17 $ 1,836,000 $ 108,000 $ 53,000
Tishomingo, Mississippi 17 $ 1,930,000 $ 113,529 $ 43,000
Yalobusha, Mississippi 17 $ 2,213,000 $ 130,176 $ 28,000
Stone, Mississippi 16 $ 1,774,000 $ 110,875 $ 38,000
Conecuh, Alabama 15 $ 630,000 $ 42,000 $ 47,000
Caddo, Louisiana 15 $ 3,012,000 $ 200,800 $ 12,000
Hancock, Mississippi 15 $ 1,987,000 $ 132,466 $ 58,000
Newton, Mississippi 15 $ 1,435,000 $ 95,666 $ 27,000
Pearl River, Mississippi 15 $ 1,817,000 $ 121,133 $ 38,000
East Baton Rouge, Louisiana 14 $ 2,675,000 $ 191,071 $ 1,000
Lawrence, Mississippi 14 $ 1,196,000 $ 85,428 $ 47,000
Montgomery, Texas 14 $ 7,176,000 $ 512,571 $ 321,000
Faulkner, Arkansas 12 $ 1,566,000 $ 130,500 $ 12,000
Tallapoosa, Alabama 11 $ 1,898,000 $ 172,545 $ 47,000
Carroll, Mississippi 11 $ 1,153,000 $ 104,818 $ 67,000
Jefferson Davis, Mississippi 11 $ 1,029,000 $ 93,545 $ 53,000
Pontotoc, Mississippi 11 $ 831,000 $ 75,545 $ 60,000
Wayne, Mississippi 11 $ 1,234,000 $ 112,181 $ 35,000
Cullman, Alabama 10 $ 1,798,000 $ 179,800 $ 20,000
Santa Rosa, Florida 10 $ 3,057,000 $ 305,700 $ 98,000
Choctaw, Mississippi 10 $ 981,000 $ 98,100 $ 27,000
Neshoba, Mississippi 10 $ 904,000 $ 90,400 $ 41,000
Tipton, Tennessee 10 $ 790,000 $ 79,000 $ 51,000
Galveston, Texas 10 $ 2,873,000 $ 287,300 $ 166,000
Limestone, Alabama 9 $ 1,678,000 $ 186,444 $ 0
Washington, Florida 9 $ 942,000 $ 104,666 $ 82,000
Claiborne, Mississippi 9 $ 433,000 $ 48,111 $ 29,000
Clarke, Mississippi 9 $ 950,000 $ 105,555 $ 76,000
Humphreys, Mississippi 9 $ 906,000 $ 100,666 $ 3,000
Montgomery, Mississippi 9 $ 683,000 $ 75,888 $ 31,000
Walker, Alabama 8 $ 1,549,000 $ 193,625 $ 0
Tangipahoa, Louisiana 8 $ 921,000 $ 115,125 $ 20,000
Attala, Mississippi 8 $ 487,000 $ 60,875 $ 12,000
Sunflower, Mississippi 8 $ 1,113,000 $ 139,125 $ 18,000
Union, Mississippi 8 $ 1,158,000 $ 144,750 $ 38,000
Sevier, Tennessee 8 $ 1,436,000 $ 179,500 $ 66,000
Chilton, Alabama 7 $ 1,075,000 $ 153,571 $ 21,000
Etowah, Alabama 7 $ 1,306,000 $ 186,571 $ 12,000
Lowndes, Alabama 7 $ 654,000 $ 93,428 $ 33,000
Lexington, South Carolina 7 $ 697,000 $ 99,571 $ 35,000
Hardeman, Tennessee 7 $ 1,123,000 $ 160,428 $ 86,000
McNairy, Tennessee 7 $ 490,000 $ 70,000 $ 31,000
Brazoria, Texas 7 $ 1,159,000 $ 165,571 $ 77,000
Franklin, Mississippi 6 $ 892,000 $ 148,666 $ 64,000
Grenada, Mississippi 6 $ 875,000 $ 145,833 $ 40,000
Jefferson, Mississippi 6 $ 433,000 $ 72,166 $ 52,000
Hardin, Tennessee 6 $ 1,362,000 $ 227,000 $ 71,000
Calhoun, Alabama 5 $ 772,000 $ 154,400 $ 29,000
St. Clair, Alabama 5 $ 776,000 $ 155,200 $ 12,000
Sumter, Alabama 5 $ 295,000 $ 59,000 $ 46,000
Gulf, Florida 5 $ 1,062,000 $ 212,400 $ 32,000
Quitman, Georgia 5 $ 109,000 $ 21,800 $ 35,000
Livingston, Louisiana 5 $ 837,000 $ 167,400 $ 0
Madison, Louisiana 5 $ 106,000 $ 21,200 $ 23,000
St. Bernard, Louisiana 5 $ 505,000 $ 101,000 $ 0
St. John the Baptist, Louisiana 5 $ 656,000 $ 131,200 $ 0
Prentiss, Mississippi 5 $ 354,000 $ 70,800 $ 39,000
Winston, Mississippi 5 $ 536,000 $ 107,200 $ 16,000
Davidson, Tennessee 5 $ 1,311,000 $ 262,200 $ 56,000
Williamson, Tennessee 5 $ 1,422,000 $ 284,400 $ 98,000
Crenshaw, Alabama 4 $ 448,000 $ 112,000 $ 2,000
Henry, Alabama 4 $ 212,000 $ 53,000 $ 139,000
Lauderdale, Alabama 4 $ 509,000 $ 127,250 $ 58,000
Perry, Alabama 4 $ 311,000 $ 77,750 $ 44,000
Wilcox, Alabama 4 $ 556,000 $ 139,000 $ 65,000
Chicot, Arkansas 4 $ 648,000 $ 162,000 $ 317,000
Duval, Florida 4 $ 539,000 $ 134,750 $ 0
Ascension, Louisiana 4 $ 630,000 $ 157,500 $ 0
Concordia, Louisiana 4 $ 283,000 $ 70,750 $ 20,000
Holmes, Mississippi 4 $ 548,000 $ 137,000 $ 41,000
Panola, Mississippi 4 $ 774,000 $ 193,500 $ 93,000
Charleston, South Carolina 4 $ 10,324,000 $ 2,581,000 $ 49,000
Richland, South Carolina 4 $ 596,000 $ 149,000 $ 0
Williamson, Texas 4 $ 932,000 $ 233,000 $ 26,000
Coffee, Alabama 3 $ 588,000 $ 196,000 $ 141,000
Covington, Alabama 3 $ 303,000 $ 101,000 $ 33,000
DeKalb, Alabama 3 $ 228,000 $ 76,000 $ 54,000
Houston, Alabama 3 $ 556,000 $ 185,333 $ 145,000
Marion, Alabama 3 $ 2,933,000 $ 977,666 $ 35,000
Marshall, Alabama 3 $ 320,000 $ 106,666 $ 6,000
Pike, Alabama 3 $ 429,000 $ 143,000 $ 0
Winston, Alabama 3 $ 785,000 $ 261,666 $ 98,000
Volusia, Florida 3 $ 570,000 $ 190,000 $ 33,000
Gwinnett, Georgia 3 $ 416,000 $ 138,666 $ 62,000
Henry, Georgia 3 $ 451,000 $ 150,333 $ 55,000
Lafayette, Louisiana 3 $ 984,000 $ 328,000 $ 0
Chickasaw, Mississippi 3 $ 119,000 $ 39,666 $ 59,000
Kemper, Mississippi 3 $ 274,000 $ 91,333 $ 26,000
Tallahatchie, Mississippi 3 $ 202,000 $ 67,333 $ 25,000
Wilkinson, Mississippi 3 $ 290,000 $ 96,666 $ 57,000
Clarendon, South Carolina 3 $ 471,000 $ 157,000 $ 0
Kershaw, South Carolina 3 $ 437,000 $ 145,666 $ 0
Rutherford, Tennessee 3 $ 526,000 $ 175,333 $ 11,000
Sumner, Tennessee 3 $ 609,000 $ 203,000 $ 0
Waller, Texas 3 $ 94,000 $ 31,333 $ 36,000
Hale, Alabama 2 $ 87,000 $ 43,500 $ 52,000
Macon, Alabama 2 $ 387,000 $ 193,500 $ 9,000
Pickens, Alabama 2 $ 256,000 $ 128,000 $ 30,000
Talladega, Alabama 2 $ 441,000 $ 220,500 $ 94,000
Washington, Alabama 2 $ 119,000 $ 59,500 $ 33,000
Garland, Arkansas 2 $ 584,000 $ 292,000 $ 423,000
Calhoun, Florida 2 $ 342,000 $ 171,000 $ 51,000
Pinellas, Florida 2 $ 208,000 $ 104,000 $ 67,000
St. Charles, Louisiana 2 $ 464,000 $ 232,000 $ 0
Calhoun, Mississippi 2 $ 259,000 $ 129,500 $ 55,000
Sharkey, Mississippi 2 $ 433,000 $ 216,500 $ 123,000
Tippah, Mississippi 2 $ 222,000 $ 111,000 $ 28,000
Franklin, Ohio 2 $ 152,000 $ 76,000 $ 55,000
Blount, Tennessee 2 $ 333,000 $ 166,500 $ 86,000
Maury, Tennessee 2 $ 353,000 $ 176,500 $ 35,000
Blount, Alabama 1 $ 172,000 $ 172,000 $ 0
Choctaw, Alabama 1 $ 278,000 $ 278,000 $ 129,000
Clarke, Alabama 1 $ 18,000 $ 18,000 $ 79,000
Colbert, Alabama 1 $ 50,000 $ 50,000 $ 0
Fayette, Alabama 1 $ 135,000 $ 135,000 $ 0
Franklin, Alabama 1 $ 274,000 $ 274,000 $ 0
Jackson, Alabama 1 $ 166,000 $ 166,000 $ 132,000
Lawrence, Alabama 1 $ 232,000 $ 232,000 $ 149,000
Conway, Arkansas 1 $ 115,000 $ 115,000 $ 0
Lee, Arkansas 1 $ 88,000 $ 88,000 $ 36,000
Lonoke, Arkansas 1 $ 306,000 $ 306,000 $ 0
Mississippi, Arkansas 1 $ 2,000 $ 2,000 $ 12,000
Perry, Arkansas 1 $ 82,000 $ 82,000 $ 0
Pulaski, Arkansas 1 $ 128,000 $ 128,000 $ 0
Archuleta, Colorado 1 $ 5,000 $ 5,000 $ 0
Gunnison, Colorado 1 $ 235,000 $ 235,000 $ 0
Baker, Florida 1 $ 61,000 $ 61,000 $ 13,000
Citrus, Florida 1 $ 77,000 $ 77,000 $ 0
Hillsborough, Florida 1 $ 273,000 $ 273,000 $ 104,000
Holmes, Florida 1 $ 84,000 $ 84,000 $ 46,000
Indian River, Florida 1 $ 196,000 $ 196,000 $ 0
Lee, Florida 1 $ 180,000 $ 180,000 $ 0
Miami-Dade, Florida 1 $ 1,740,000 $ 1,740,000 $ 651,000
Orange, Florida 1 $ 136,000 $ 136,000 $ 151,000
Osceola, Florida 1 $ 78,000 $ 78,000 $ 0
Palm Beach, Florida 1 $ 314,000 $ 314,000 $ 0
Chatham, Georgia 1 $ 142,000 $ 142,000 $ 0
Clayton, Georgia 1 $ 152,000 $ 152,000 $ 0
Cobb, Georgia 1 $ 56,000 $ 56,000 $ 83,000
DeKalb, Georgia 1 $ 212,000 $ 212,000 $ 0
Fulton, Georgia 1 $ 99,000 $ 99,000 $ 84,000
Gilmer, Georgia 1 $ 257,000 $ 257,000 $ 170,000
Lanier, Georgia 1 $ 170,000 $ 170,000 $ 0
Walker, Georgia 1 $ 235,000 $ 235,000 $ 151,000
Fayette, Kentucky 1 $ 1,680,000 $ 1,680,000 $ 0
Jefferson, Kentucky 1 $ 99,000 $ 99,000 $ 68,000
Todd, Kentucky 1 $ 86,000 $ 86,000 $ 22,000
Calcasieu, Louisiana 1 $ 219,000 $ 219,000 $ 124,000
East Carroll, Louisiana 1 $ 248,000 $ 248,000 $ 96,000
Lafourche, Louisiana 1 $ 285,000 $ 285,000 $ 0
Ouachita, Louisiana 1 $ 163,000 $ 163,000 $ 0
Plaquemines, Louisiana 1 $ 190,000 $ 190,000 $ 0
Rapides, Louisiana 1 $ 199,000 $ 199,000 $ 0
St. Landry, Louisiana 1 $ 4,000 $ 4,000 $ 85,000
Terrebonne, Louisiana 1 $ 166,000 $ 166,000 $ 0
Washington, Louisiana 1 $ 153,000 $ 153,000 $ 147,000
West Baton Rouge, Louisiana 1 $ 50,000 $ 50,000 $ 46,000
Benton, Mississippi 1 $ 66,000 $ 66,000 $ 34,000
Coahoma, Mississippi 1 $ 34,000 $ 34,000 $ 12,000
Tunica, Mississippi 1 $ 167,000 $ 167,000 $ 0
Webster, Mississippi 1 $ 176,000 $ 176,000 $ 0
Catawba, North Carolina 1 $ 288,000 $ 288,000 $ 0
Cherokee, North Carolina 1 $ 155,000 $ 155,000 $ 100,000
Macon, North Carolina 1 $ 417,000 $ 417,000 $ 649,000
Anderson, South Carolina 1 $ 375,000 $ 375,000 $ 0
Calhoun, South Carolina 1 $ 67,000 $ 67,000 $ 0
Greenville, South Carolina 1 $ 500,000 $ 500,000 $ 163,000
Franklin, Tennessee 1 $ 284,000 $ 284,000 $ 0
Greene, Tennessee 1 $ 66,000 $ 66,000 $ 0
Hamilton, Tennessee 1 $ 230,000 $ 230,000 $ 94,000
Jefferson, Tennessee 1 $ 256,000 $ 256,000 $ 84,000
Morgan, Tennessee 1 $ 232,000 $ 232,000 $ 0
Robertson, Tennessee 1 $ 102,000 $ 102,000 $ 40,000
Stewart, Tennessee 1 $ 125,000 $ 125,000 $ 235,000
Wilson, Tennessee 1 $ 267,000 $ 267,000 $ 0
Collin, Texas 1 $ 131,000 $ 131,000 $ 109,000
Denton, Texas 1 $ 517,000 $ 517,000 $ 202,000
Fayette, Texas 1 $ 520,000 $ 520,000 $ 516,000
Grimes, Texas 1 $ 208,000 $ 208,000 $ 0
Hardin, Texas 1 $ 96,000 $ 96,000 $ 55,000
Liberty, Texas 1 $ 165,000 $ 165,000 $ 167,000
Limestone, Texas 1 $ 125,000 $ 125,000 $ 0
Milam, Texas 1 $ 70,000 $ 70,000 $ 137,000
Smith, Texas 1 $ 290,000 $ 290,000 $ 145,000
Tarrant, Texas 1 $ 316,000 $ 316,000 $ 169,000

Mortgage Loan Application Detail Totals for Trustmark Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,329 $894,372,000 $167,000 $2,500,000 $41,000 $1,698,000
Refinancing 3,388 $584,530,000 $172,000 $16,500,000 $62,000 $2,053,000
Home Improvement 1,308 $47,681,000 $36,000 $5,000,000 $45,000 $1,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,700 $694,388,000 $147,000 $3,509,000 $86,000 $2,053,000
Not applicable 3,723 $695,229,000 $186,000 $16,500,000 $0 $0
Black or African American 1,318 $87,788,000 $66,000 $1,000,000 $42,000 $499,000
Asian 125 $26,609,000 $212,000 $1,479,000 $115,000 $672,000
Hispanic 69 $7,931,000 $114,000 $1,200,000 $63,000 $505,000
Not Provided 66 $10,860,000 $164,000 $2,338,000 $85,000 $1,476,000
American Indian or Alaskan Native 15 $2,370,000 $158,000 $680,000 $134,000 $716,000
Native Hawaiian or Other Pacific Islander 9 $1,408,000 $156,000 $417,000 $139,000 $571,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,268 $1,121,789,000 $154,000 $16,500,000 $58,000 $2,053,000
FHA-insured (Federal Housing Administration) 1,567 $213,353,000 $136,000 $373,000 $21,000 $1,500,000
VA-guaranteed (Veterans Administration) 698 $129,720,000 $185,000 $430,000 $34,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 492 $61,721,000 $125,000 $259,000 $21,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,069 $797,335,000 $157,000 $16,500,000 $82,000 $2,053,000
Loan Purchased By The Institution 3,370 $573,606,000 $170,000 $2,040,000 $0 $0
Application Denied By Financial Institution 972 $71,194,000 $73,000 $2,541,000 $53,000 $1,698,000
Application Withdrawn By Applicant 401 $57,997,000 $144,000 $1,085,000 $0 $46,000
Application Approved But Not Accepted 211 $26,113,000 $123,000 $1,125,000 $91,000 $1,500,000
File Closed For Incompleteness 2 $338,000 $169,000 $193,000 $63,000 $67,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 357 $22,538,000 $63,000 $750,000 $53,000 $430,000
Debt-To-Income Ratio 356 $25,973,000 $72,000 $1,100,000 $38,000 $194,000
Other 157 $7,345,000 $46,000 $2,338,000 $56,000 $1,698,000
Collateral 80 $13,121,000 $164,000 $2,541,000 $117,000 $1,546,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,289,000 $143,000 $417,000 $75,000 $174,000
Employment History 8 $632,000 $79,000 $187,000 $38,000 $75,000
Unverifiable Information 4 $236,000 $59,000 $147,000 $78,000 $156,000
Mortgage Insurance Denied 1 $60,000 $60,000 $60,000 $41,000 $41,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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