East Carroll Parish, LA Mortgage Lenders & HMDA Data, 2014
In 2014, lenders reported 81 mortgage applications in East Carroll Parish, LA totaling $6.0 million, down 1% from 2013. The average application was for $73,000, and applicants reported an average income of $52,000. 31% of applications resulted in an originated loan and 43% were denied. The most active lender was 21st Mortgage, with 20 applications, followed by Capital One, National Association and Regions Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 81 |
| Total Mortgage Loan Application Amount | $5,992,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $590,000 |
Top Mortgage Lenders in East Carroll Parish, LA (2014)
Ranked by the number of mortgage applications each lender reported in East Carroll Parish, LA in 2014.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | 21st Mortgage Knoxville, TN |
20 | $830,000 | $41,000 | $36,000 |
| 2 | Capital One, National Association Plano, TX |
10 | $436,000 | $43,000 | $43,000 |
| 3 | Regions Bank Birmingham, AL |
5 | $196,000 | $39,000 | $54,000 |
| 4 | Cross Keys Bank Monroe, LA |
5 | $400,000 | $80,000 | $48,000 |
| 5 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
5 | $293,000 | $58,000 | $27,000 |
| 6 | Embrace Home Loans, Inc. Middletown, RI |
3 | $459,000 | $153,000 | $68,000 |
| 7 | Affiliated Mortgage Company Plano, TX |
3 | $487,000 | $162,000 | $79,000 |
| 8 | US Bank, N.A. Cincinnati, OH |
2 | $98,000 | $49,000 | $34,000 |
| 9 | Credit Human Federal Credit Un San Antonio, TX |
2 | $112,000 | $56,000 | $42,000 |
| 10 | Richland State Bank Rayville, LA |
2 | $2,000 | $1,000 | $10,000 |
See every lender active in East Carroll Parish, LA in 2014 »
The tables below break down 2014 mortgage applications in East Carroll Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for East Carroll Parish, LA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 45 | $3,432,000 | $76,000 | $250,000 | $40,000 | $97,000 |
| Refinancing | 23 | $2,383,000 | $103,000 | $250,000 | $83,000 | $590,000 |
| Home Improvement | 13 | $177,000 | $13,000 | $30,000 | $38,000 | $104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 35 | $1,705,000 | $48,000 | $111,000 | $36,000 | $115,000 |
| White | 33 | $3,239,000 | $98,000 | $250,000 | $80,000 | $590,000 |
| Not Provided | 8 | $575,000 | $71,000 | $115,000 | $34,000 | $62,000 |
| Not applicable | 4 | $468,000 | $117,000 | $169,000 | $0 | $0 |
| Hispanic | 1 | $5,000 | $5,000 | $5,000 | $41,000 | $41,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 61 | $3,194,000 | $52,000 | $248,000 | $53,000 | $590,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,060,000 | $117,000 | $238,000 | $46,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,160,000 | $193,000 | $250,000 | $73,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $578,000 | $115,000 | $143,000 | $30,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 35 | $1,732,000 | $49,000 | $175,000 | $37,000 | $115,000 |
| Loan Originated | 25 | $2,151,000 | $86,000 | $250,000 | $57,000 | $131,000 |
| Application Approved But Not Accepted | 9 | $606,000 | $67,000 | $136,000 | $113,000 | $590,000 |
| Application Withdrawn By Applicant | 4 | $368,000 | $92,000 | $160,000 | $52,000 | $90,000 |
| File Closed For Incompleteness | 4 | $667,000 | $166,000 | $250,000 | $63,000 | $100,000 |
| Loan Purchased By The Institution | 4 | $468,000 | $117,000 | $169,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $128,000 | $32,000 | $60,000 | $23,000 | $42,000 |
| Debt-To-Income Ratio | 2 | $85,000 | $42,000 | $60,000 | $19,000 | $30,000 |
| Credit Application Incomplete | 2 | $152,000 | $76,000 | $92,000 | $58,000 | $67,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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