United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
United States Senate Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 694 |
| Total Mortgage Loan Application Amount | $29,801,000 |
| Average Mortgage Loan Application Amount | $42,000 |
| Highest Mortgage Loan Application Amount | $175,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $690,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 32 | $ 1,310,000 | $ 40,000 | $ 144,000 |
| Riverside County California | 27 | $ 1,134,000 | $ 42,000 | $ 129,000 |
| Maricopa County Arizona | 22 | $ 1,006,000 | $ 45,000 | $ 136,000 |
| San Bernardino County California | 13 | $ 590,000 | $ 45,000 | $ 131,000 |
| Los Angeles County California | 12 | $ 585,000 | $ 48,000 | $ 152,000 |
| Prince George's County Maryland | 12 | $ 596,000 | $ 49,000 | $ 128,000 |
| District of Columbia County District Of Columbia | 11 | $ 407,000 | $ 37,000 | $ 119,000 |
| Miami-Dade County Florida | 9 | $ 416,000 | $ 46,000 | $ 142,000 |
| Kern County California | 8 | $ 279,000 | $ 34,000 | $ 105,000 |
| San Diego County California | 8 | $ 489,000 | $ 61,000 | $ 197,000 |
| Will County Illinois | 8 | $ 394,000 | $ 49,000 | $ 142,000 |
| Fresno County California | 7 | $ 328,000 | $ 46,000 | $ 130,000 |
| Tulare County California | 7 | $ 308,000 | $ 44,000 | $ 134,000 |
| New Haven County Connecticut | 7 | $ 323,000 | $ 46,000 | $ 202,000 |
| Montgomery County Maryland | 7 | $ 416,000 | $ 59,000 | $ 181,000 |
| Chester County Pennsylvania | 7 | $ 348,000 | $ 49,000 | $ 190,000 |
| Sacramento County California | 6 | $ 234,000 | $ 39,000 | $ 129,000 |
| Cherokee County Georgia | 6 | $ 259,000 | $ 43,000 | $ 111,000 |
| Anne Arundel County Maryland | 6 | $ 276,000 | $ 46,000 | $ 151,000 |
| Ocean County New Jersey | 6 | $ 238,000 | $ 39,000 | $ 139,000 |
| Montgomery County Pennsylvania | 6 | $ 234,000 | $ 39,000 | $ 202,000 |
| York County Pennsylvania | 6 | $ 325,000 | $ 54,000 | $ 173,000 |
| Orange County Florida | 5 | $ 252,000 | $ 50,000 | $ 119,000 |
| Charles County Maryland | 5 | $ 167,000 | $ 33,000 | $ 112,000 |
| Queen Anne's County Maryland | 5 | $ 220,000 | $ 44,000 | $ 185,000 |
| Gloucester County New Jersey | 5 | $ 186,000 | $ 37,000 | $ 137,000 |
| Suffolk County New York | 5 | $ 151,000 | $ 30,000 | $ 172,000 |
| Iredell County North Carolina | 5 | $ 222,000 | $ 44,000 | $ 158,000 |
| Union County North Carolina | 5 | $ 176,000 | $ 35,000 | $ 124,000 |
| Fairfax County Virginia | 5 | $ 204,000 | $ 40,000 | $ 214,000 |
| Shelby County Alabama | 4 | $ 172,000 | $ 43,000 | $ 107,000 |
| Kent County Delaware | 4 | $ 139,000 | $ 34,000 | $ 81,000 |
| Brevard County Florida | 4 | $ 127,000 | $ 31,000 | $ 106,000 |
| Broward County Florida | 4 | $ 174,000 | $ 43,000 | $ 115,000 |
| Lee County Florida | 4 | $ 176,000 | $ 44,000 | $ 56,000 |
| Polk County Florida | 4 | $ 139,000 | $ 34,000 | $ 100,000 |
| Coweta County Georgia | 4 | $ 160,000 | $ 40,000 | $ 174,000 |
| Baltimore County Maryland | 4 | $ 242,000 | $ 60,000 | $ 81,000 |
| St. Mary's County Maryland | 4 | $ 84,000 | $ 21,000 | $ 129,000 |
| Macomb County Michigan | 4 | $ 170,000 | $ 42,000 | $ 180,000 |
| Northampton County Pennsylvania | 4 | $ 131,000 | $ 32,000 | $ 119,000 |
| York County South Carolina | 4 | $ 163,000 | $ 40,000 | $ 175,000 |
| Loudoun County Virginia | 4 | $ 230,000 | $ 57,000 | $ 234,000 |
| Jefferson County West Virginia | 4 | $ 200,000 | $ 50,000 | $ 149,000 |
| Fairfield County Connecticut | 3 | $ 132,000 | $ 44,000 | $ 135,000 |
| Manatee County Florida | 3 | $ 162,000 | $ 54,000 | $ 131,000 |
| Palm Beach County Florida | 3 | $ 112,000 | $ 37,000 | $ 147,000 |
| Sarasota County Florida | 3 | $ 108,000 | $ 36,000 | $ 89,000 |
| St. Lucie County Florida | 3 | $ 125,000 | $ 41,000 | $ 106,000 |
| Gwinnett County Georgia | 3 | $ 150,000 | $ 50,000 | $ 184,000 |
| Paulding County Georgia | 3 | $ 120,000 | $ 40,000 | $ 147,000 |
| Kendall County Illinois | 3 | $ 135,000 | $ 45,000 | $ 111,000 |
| Frederick County Maryland | 3 | $ 166,000 | $ 55,000 | $ 153,000 |
| Harford County Maryland | 3 | $ 141,000 | $ 47,000 | $ 150,000 |
| DeSoto County Mississippi | 3 | $ 134,000 | $ 44,000 | $ 134,000 |
| Hillsborough County New Hampshire | 3 | $ 121,000 | $ 40,000 | $ 125,000 |
| Burlington County New Jersey | 3 | $ 135,000 | $ 45,000 | $ 229,000 |
| Dutchess County New York | 3 | $ 83,000 | $ 27,000 | $ 151,000 |
| Cumberland County North Carolina | 3 | $ 130,000 | $ 43,000 | $ 113,000 |
| Wake County North Carolina | 3 | $ 107,000 | $ 35,000 | $ 82,000 |
| Bucks County Pennsylvania | 3 | $ 157,000 | $ 52,000 | $ 214,000 |
| Lancaster County Pennsylvania | 3 | $ 100,000 | $ 33,000 | $ 125,000 |
| Madison County Alabama | 2 | $ 71,000 | $ 35,000 | $ 128,000 |
| Mohave County Arizona | 2 | $ 95,000 | $ 47,000 | $ 85,000 |
| Faulkner County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 217,000 |
| Sebastian County Arkansas | 2 | $ 87,000 | $ 43,000 | $ 135,000 |
| Contra Costa County California | 2 | $ 125,000 | $ 62,000 | $ 253,000 |
| Orange County California | 2 | $ 125,000 | $ 62,000 | $ 223,000 |
| Middlesex County Connecticut | 2 | $ 83,000 | $ 41,000 | $ 116,000 |
| New Castle County Delaware | 2 | $ 87,000 | $ 43,000 | $ 116,000 |
| Sussex County Delaware | 2 | $ 65,000 | $ 32,000 | $ 158,000 |
| Hernando County Florida | 2 | $ 77,000 | $ 38,000 | $ 137,000 |
| Osceola County Florida | 2 | $ 87,000 | $ 43,000 | $ 118,000 |
| Seminole County Florida | 2 | $ 78,000 | $ 39,000 | $ 152,000 |
| St. Johns County Florida | 2 | $ 94,000 | $ 47,000 | $ 103,000 |
| Volusia County Florida | 2 | $ 130,000 | $ 65,000 | $ 92,000 |
| DuPage County Illinois | 2 | $ 95,000 | $ 47,000 | $ 114,000 |
| Hamilton County Indiana | 2 | $ 96,000 | $ 48,000 | $ 133,000 |
| Hendricks County Indiana | 2 | $ 74,000 | $ 37,000 | $ 215,000 |
| Marion County Indiana | 2 | $ 79,000 | $ 39,000 | $ 81,000 |
| Johnson County Kansas | 2 | $ 100,000 | $ 50,000 | $ 352,000 |
| Lafayette County Louisiana | 2 | $ 115,000 | $ 57,000 | $ 131,000 |
| Waldo County Maine | 2 | $ 22,000 | $ 11,000 | $ 20,000 |
| Calvert County Maryland | 2 | $ 71,000 | $ 35,000 | $ 155,000 |
| Washington County Maryland | 2 | $ 123,000 | $ 61,000 | $ 175,000 |
| Essex County Massachusetts | 2 | $ 38,000 | $ 19,000 | $ 166,000 |
| Norfolk County Massachusetts | 2 | $ 69,000 | $ 34,000 | $ 130,000 |
| Livingston County Michigan | 2 | $ 100,000 | $ 50,000 | $ 199,000 |
| Oakland County Michigan | 2 | $ 43,000 | $ 21,000 | $ 91,000 |
| Wayne County Michigan | 2 | $ 111,000 | $ 55,000 | $ 121,000 |
| Ramsey County Minnesota | 2 | $ 67,000 | $ 33,000 | $ 135,000 |
| Rockingham County New Hampshire | 2 | $ 130,000 | $ 65,000 | $ 151,000 |
| Middlesex County New Jersey | 2 | $ 65,000 | $ 32,000 | $ 175,000 |
| Bernalillo County New Mexico | 2 | $ 100,000 | $ 50,000 | $ 135,000 |
| Nassau County New York | 2 | $ 130,000 | $ 65,000 | $ 142,000 |
| Otsego County New York | 2 | $ 120,000 | $ 60,000 | $ 89,000 |
| Johnston County North Carolina | 2 | $ 82,000 | $ 41,000 | $ 91,000 |
| Mecklenburg County North Carolina | 2 | $ 65,000 | $ 32,000 | $ 84,000 |
| Pender County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Stark County Ohio | 2 | $ 140,000 | $ 70,000 | $ 165,000 |
| Oklahoma County Oklahoma | 2 | $ 54,000 | $ 27,000 | $ 105,000 |
| Tulsa County Oklahoma | 2 | $ 73,000 | $ 36,000 | $ 110,000 |
| Carbon County Pennsylvania | 2 | $ 72,000 | $ 36,000 | $ 96,000 |
| Lehigh County Pennsylvania | 2 | $ 112,000 | $ 56,000 | $ 240,000 |
| Shelby County Tennessee | 2 | $ 58,000 | $ 29,000 | $ 104,000 |
| Arlington County Virginia | 2 | $ 80,000 | $ 40,000 | $ 173,000 |
| Augusta County Virginia | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Chesapeake County Virginia | 2 | $ 73,000 | $ 36,000 | $ 113,000 |
| Fauquier County Virginia | 2 | $ 86,000 | $ 43,000 | $ 147,000 |
| King George County Virginia | 2 | $ 140,000 | $ 70,000 | $ 138,000 |
| Prince William County Virginia | 2 | $ 70,000 | $ 35,000 | $ 82,000 |
| Berkeley County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 149,000 |
| Autauga County Alabama | 1 | $ 37,000 | $ 37,000 | $ 97,000 |
| Tallapoosa County Alabama | 1 | $ 21,000 | $ 21,000 | $ 65,000 |
| Tuscaloosa County Alabama | 1 | $ 30,000 | $ 30,000 | $ 222,000 |
| Winston County Alabama | 1 | $ 32,000 | $ 32,000 | $ 102,000 |
| Pima County Arizona | 1 | $ 29,000 | $ 29,000 | $ 58,000 |
| Benton County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 78,000 |
| Crawford County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 97,000 |
| Garland County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
| Lonoke County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 263,000 |
| Pulaski County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Saline County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 125,000 |
| Alameda County California | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| Amador County California | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Glenn County California | 1 | $ 42,000 | $ 42,000 | $ 62,000 |
| Imperial County California | 1 | $ 27,000 | $ 27,000 | $ 73,000 |
| Mariposa County California | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Placer County California | 1 | $ 42,000 | $ 42,000 | $ 112,000 |
| San Joaquin County California | 1 | $ 32,000 | $ 32,000 | $ 100,000 |
| San Luis Obispo County California | 1 | $ 37,000 | $ 37,000 | $ 102,000 |
| Solano County California | 1 | $ 38,000 | $ 38,000 | $ 213,000 |
| Stanislaus County California | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Ventura County California | 1 | $ 143,000 | $ 143,000 | $ 226,000 |
| Douglas County Colorado | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
| Hartford County Connecticut | 1 | $ 40,000 | $ 40,000 | $ 156,000 |
| Litchfield County Connecticut | 1 | $ 32,000 | $ 32,000 | $ 197,000 |
| Clay County Florida | 1 | $ 48,000 | $ 48,000 | $ 163,000 |
| Duval County Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Highlands County Florida | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Lake County Florida | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Levy County Florida | 1 | $ 27,000 | $ 27,000 | $ 59,000 |
| Nassau County Florida | 1 | $ 70,000 | $ 70,000 | $ 260,000 |
| Okaloosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Pasco County Florida | 1 | $ 42,000 | $ 42,000 | $ 146,000 |
| Santa Rosa County Florida | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Bartow County Georgia | 1 | $ 34,000 | $ 34,000 | $ 147,000 |
| Chatham County Georgia | 1 | $ 50,000 | $ 50,000 | $ 145,000 |
| Cobb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Cook County Georgia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Forsyth County Georgia | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Fulton County Georgia | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Henry County Georgia | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| Houston County Georgia | 1 | $ 26,000 | $ 26,000 | $ 79,000 |
| Jackson County Georgia | 1 | $ 32,000 | $ 32,000 | $ 110,000 |
| McDuffie County Georgia | 1 | $ 47,000 | $ 47,000 | $ 71,000 |
| Walton County Georgia | 1 | $ 46,000 | $ 46,000 | $ 102,000 |
| Canyon County Idaho | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Champaign County Illinois | 1 | $ 32,000 | $ 32,000 | $ 140,000 |
| Grundy County Illinois | 1 | $ 32,000 | $ 32,000 | $ 180,000 |
| Kankakee County Illinois | 1 | $ 32,000 | $ 32,000 | $ 167,000 |
| Lake County Illinois | 1 | $ 32,000 | $ 32,000 | $ 72,000 |
| Madison County Illinois | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| McHenry County Illinois | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Monroe County Illinois | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| St. Clair County Illinois | 1 | $ 53,000 | $ 53,000 | $ 188,000 |
| Tazewell County Illinois | 1 | $ 42,000 | $ 42,000 | $ 117,000 |
| Winnebago County Illinois | 1 | $ 37,000 | $ 37,000 | $ 91,000 |
| Allen County Indiana | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Bartholomew County Indiana | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Carroll County Indiana | 1 | $ 40,000 | $ 40,000 | $ 156,000 |
| Decatur County Indiana | 1 | $ 22,000 | $ 22,000 | $ 133,000 |
| DeKalb County Indiana | 1 | $ 32,000 | $ 32,000 | $ 101,000 |
| Johnson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Kosciusko County Indiana | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Lake County Indiana | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Madison County Indiana | 1 | $ 28,000 | $ 28,000 | $ 112,000 |
| Morgan County Indiana | 1 | $ 28,000 | $ 28,000 | $ 81,000 |
| Porter County Indiana | 1 | $ 64,000 | $ 64,000 | $ 87,000 |
| Rush County Indiana | 1 | $ 30,000 | $ 30,000 | $ 167,000 |
| Shelby County Indiana | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| St. Joseph County Indiana | 1 | $ 22,000 | $ 22,000 | $ 110,000 |
| Starke County Indiana | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Tippecanoe County Indiana | 1 | $ 30,000 | $ 30,000 | $ 154,000 |
| Tipton County Indiana | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Washington County Iowa | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Saline County Kansas | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Sedgwick County Kansas | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Boyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Jefferson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 245,000 |
| Jessamine County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Oldham County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Bossier County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 85,000 |
| East Baton Rouge County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 135,000 |
| Iberville County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Jefferson County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| La Salle County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 117,000 |
| Lafourche County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 133,000 |
| Ouachita County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 139,000 |
| Pointe Coupee County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 146,000 |
| St. Charles County Louisiana | 1 | $ 21,000 | $ 21,000 | $ 99,000 |
| St. Tammany County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| Vermilion County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 146,000 |
| Vernon County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Androscoggin County Maine | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| Cumberland County Maine | 1 | $ 15,000 | $ 15,000 | $ 134,000 |
| Kennebec County Maine | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| York County Maine | 1 | $ 36,000 | $ 36,000 | $ 106,000 |
| Baltimore City County Maryland | 1 | $ 125,000 | $ 125,000 | $ 157,000 |
| Carroll County Maryland | 1 | $ 50,000 | $ 50,000 | $ 338,000 |
| Cecil County Maryland | 1 | $ 50,000 | $ 50,000 | $ 237,000 |
| Howard County Maryland | 1 | $ 25,000 | $ 25,000 | $ 285,000 |
| Talbot County Maryland | 1 | $ 21,000 | $ 21,000 | $ 61,000 |
| Berkshire County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Bristol County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 177,000 |
| Middlesex County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 567,000 |
| Jackson County Michigan | 1 | $ 27,000 | $ 27,000 | $ 94,000 |
| Kent County Michigan | 1 | $ 50,000 | $ 50,000 | $ 158,000 |
| Dakota County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 175,000 |
| Hennepin County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Morrison County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Mower County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Nobles County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Panola County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 201,000 |
| Jefferson County Missouri | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| St. Charles County Missouri | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| St. Francois County Missouri | 1 | $ 50,000 | $ 50,000 | $ 169,000 |
| St. Louis County Missouri | 1 | $ 30,000 | $ 30,000 | $ 248,000 |
| Washington County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 124,000 |
| Hunterdon County New Jersey | 1 | $ 43,000 | $ 43,000 | $ 163,000 |
| Union County New Jersey | 1 | $ 58,000 | $ 58,000 | $ 263,000 |
| Warren County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Dona Ana County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Lea County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 108,000 |
| Valencia County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Albany County New York | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Delaware County New York | 1 | $ 27,000 | $ 27,000 | $ 37,000 |
| Erie County New York | 1 | $ 23,000 | $ 23,000 | $ 66,000 |
| Onondaga County New York | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Rensselaer County New York | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Richmond County New York | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Warren County New York | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
| Westchester County New York | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Alamance County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Brunswick County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 107,000 |
| Cleveland County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Craven County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| Davidson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Durham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
| Franklin County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 175,000 |
| Gaston County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| Guilford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Harnett County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Hoke County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 98,000 |
| Lincoln County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 78,000 |
| Onslow County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Randolph County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 140,000 |
| Rowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Butler County Ohio | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Clermont County Ohio | 1 | $ 37,000 | $ 37,000 | $ 88,000 |
| Columbiana County Ohio | 1 | $ 22,000 | $ 22,000 | $ 50,000 |
| Geauga County Ohio | 1 | $ 50,000 | $ 50,000 | $ 404,000 |
| Hamilton County Ohio | 1 | $ 70,000 | $ 70,000 | $ 136,000 |
| Licking County Ohio | 1 | $ 29,000 | $ 29,000 | $ 57,000 |
| Lucas County Ohio | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Madison County Ohio | 1 | $ 28,000 | $ 28,000 | $ 112,000 |
| Montgomery County Ohio | 1 | $ 43,000 | $ 43,000 | $ 122,000 |
| Pickaway County Ohio | 1 | $ 39,000 | $ 39,000 | $ 119,000 |
| Preble County Ohio | 1 | $ 27,000 | $ 27,000 | $ 149,000 |
| Summit County Ohio | 1 | $ 50,000 | $ 50,000 | $ 147,000 |
| Warren County Ohio | 1 | $ 43,000 | $ 43,000 | $ 123,000 |
| Wood County Ohio | 1 | $ 50,000 | $ 50,000 | $ 140,000 |
| Beckham County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Canadian County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 128,000 |
| Cleveland County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 164,000 |
| Rogers County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 171,000 |
| Adams County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 138,000 |
| Blair County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Butler County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 245,000 |
| Cumberland County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 127,000 |
| Fayette County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Luzerne County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 171,000 |
| Philadelphia County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Pike County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 154,000 |
| Aiken County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Beaufort County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Berkeley County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 291,000 |
| Calhoun County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 55,000 |
| Georgetown County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 144,000 |
| Greenville County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Horry County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 76,000 |
| Lee County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Lexington County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 111,000 |
| Pickens County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 93,000 |
| Richland County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
| Spartanburg County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 139,000 |
| Cheatham County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 230,000 |
| Greene County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Hamilton County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Rhea County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 91,000 |
| Collin County Texas | 1 | $ 50,000 | $ 50,000 | $ 690,000 |
| Carbon County Utah | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Salt Lake County Utah | 1 | $ 50,000 | $ 50,000 | $ 184,000 |
| Alexandria County Virginia | 1 | $ 17,000 | $ 17,000 | $ 118,000 |
| Chesterfield County Virginia | 1 | $ 50,000 | $ 50,000 | $ 152,000 |
| Clarke County Virginia | 1 | $ 33,000 | $ 33,000 | $ 254,000 |
| Culpeper County Virginia | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Frederick County Virginia | 1 | $ 50,000 | $ 50,000 | $ 174,000 |
| Manassas County Virginia | 1 | $ 22,000 | $ 22,000 | $ 89,000 |
| Orange County Virginia | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Roanoke County Virginia | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 48,000 | $ 48,000 | $ 86,000 |
| Staunton County Virginia | 1 | $ 70,000 | $ 70,000 | $ 84,000 |
| Waynesboro County Virginia | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Benton County Washington | 1 | $ 70,000 | $ 70,000 | $ 118,000 |
| Franklin County Washington | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| King County Washington | 1 | $ 32,000 | $ 32,000 | $ 204,000 |
| Skagit County Washington | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Calumet County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Outagamie County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Waukesha County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 694 | $29,801,000 | $42,000 | $175,000 | $136,000 | $690,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 430 | $18,687,000 | $43,000 | $175,000 | $133,000 | $599,000 |
| Not Provided | 159 | $6,479,000 | $40,000 | $90,000 | $145,000 | $690,000 |
| Hispanic | 54 | $2,415,000 | $44,000 | $100,000 | $148,000 | $553,000 |
| Black or African American | 38 | $1,626,000 | $42,000 | $70,000 | $118,000 | $285,000 |
| American Indian or Alaskan Native | 6 | $280,000 | $46,000 | $73,000 | $164,000 | $381,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $187,000 | $46,000 | $70,000 | $96,000 | $133,000 |
| Asian | 3 | $127,000 | $42,000 | $50,000 | $147,000 | $243,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 694 | $29,801,000 | $42,000 | $175,000 | $136,000 | $690,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 429 | $19,272,000 | $44,000 | $175,000 | $144,000 | $599,000 |
| Application Denied By Financial Institution | 230 | $9,024,000 | $39,000 | $120,000 | $124,000 | $690,000 |
| Application Withdrawn By Applicant | 35 | $1,505,000 | $43,000 | $100,000 | $126,000 | $236,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 113 | $4,384,000 | $38,000 | $70,000 | $138,000 | $690,000 |
| Debt-To-Income Ratio | 70 | $2,687,000 | $38,000 | $105,000 | $103,000 | $285,000 |
| Mortgage Insurance Denied | 35 | $1,368,000 | $39,000 | $60,000 | $128,000 | $470,000 |
| Employment History | 11 | $558,000 | $50,000 | $120,000 | $120,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $27,000 | $27,000 | $27,000 | $46,000 | $46,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.