Universal Savings Bank Fa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Universal Savings Bank Fa 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Universal Savings Bank Fa
754 N 4Th Street
Milwaukee, WI 53204
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,262
Total Mortgage Loan Application Amount $2,841,873,000
Average Mortgage Loan Application Amount $185,913
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $93,236
Highest Applicant Income $1,925,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Universal Savings Bank Fa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Universal Savings Bank Fa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Universal Savings Bank Fa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Universal Savings Bank Fa serves its applicants.

Each category highlights the total number of mortgage applications processed by Universal Savings Bank Fa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Universal Savings Bank Fa's mortgage activity for 2005.

Mortgage Loan Application Totals for Universal Savings Bank Fa by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 2,042 $ 418,219,000 $ 204,000 $ 100,000
Sacramento County California 1,130 $ 308,258,000 $ 272,000 $ 110,000
Milwaukee County Wisconsin 523 $ 70,510,000 $ 134,000 $ 59,000
San Diego County California 522 $ 194,284,000 $ 372,000 $ 114,000
Riverside County California 501 $ 140,078,000 $ 279,000 $ 92,000
Los Angeles County California 432 $ 153,781,000 $ 355,000 $ 126,000
St. Louis County Missouri 403 $ 52,616,000 $ 130,000 $ 69,000
Waukesha County Wisconsin 257 $ 54,061,000 $ 210,000 $ 83,000
St. Charles County Missouri 232 $ 32,133,000 $ 138,000 $ 86,000
Brown County Wisconsin 232 $ 26,968,000 $ 116,000 $ 49,000
San Joaquin County California 199 $ 58,550,000 $ 294,000 $ 104,000
St. Louis City County Missouri 167 $ 17,247,000 $ 103,000 $ 73,000
Orange County California 162 $ 68,382,000 $ 422,000 $ 155,000
San Bernardino County California 158 $ 39,829,000 $ 252,000 $ 122,000
Cook County Illinois 158 $ 32,710,000 $ 207,000 $ 74,000
Wayne County Michigan 157 $ 15,975,000 $ 101,000 $ 77,000
Placer County California 155 $ 54,315,000 $ 350,000 $ 148,000
Duval County Florida 136 $ 24,423,000 $ 179,000 $ 66,000
Pinal County Arizona 134 $ 17,802,000 $ 132,000 $ 91,000
Jefferson County Missouri 133 $ 18,596,000 $ 139,000 $ 54,000
Solano County California 114 $ 36,218,000 $ 317,000 $ 122,000
Washington County Wisconsin 113 $ 19,829,000 $ 175,000 $ 71,000
El Dorado County California 111 $ 39,007,000 $ 351,000 $ 123,000
Stanislaus County California 89 $ 22,706,000 $ 255,000 $ 152,000
Fresno County California 77 $ 16,840,000 $ 218,000 $ 78,000
Yolo County California 76 $ 20,393,000 $ 268,000 $ 99,000
King County Washington 70 $ 15,870,000 $ 226,000 $ 78,000
Oakland County Michigan 69 $ 12,790,000 $ 185,000 $ 72,000
Alameda County California 67 $ 26,283,000 $ 392,000 $ 136,000
Clark County Nevada 66 $ 18,415,000 $ 279,000 $ 167,000
Baltimore County Maryland 63 $ 10,454,000 $ 165,000 $ 82,000
Dane County Wisconsin 63 $ 9,764,000 $ 154,000 $ 51,000
Franklin County Ohio 62 $ 9,351,000 $ 150,000 $ 81,000
Miami-Dade County Florida 61 $ 10,575,000 $ 173,000 $ 106,000
Outagamie County Wisconsin 58 $ 9,041,000 $ 155,000 $ 71,000
Contra Costa County California 55 $ 23,909,000 $ 434,000 $ 139,000
Dodge County Wisconsin 53 $ 6,880,000 $ 129,000 $ 50,000
Kern County California 51 $ 10,075,000 $ 197,000 $ 103,000
Santa Clara County California 50 $ 21,263,000 $ 425,000 $ 141,000
St. Clair County Illinois 50 $ 4,309,000 $ 86,000 $ 68,000
Imperial County California 49 $ 8,142,000 $ 166,000 $ 70,000
Racine County Wisconsin 48 $ 7,464,000 $ 155,000 $ 58,000
El Paso County Colorado 47 $ 5,976,000 $ 127,000 $ 67,000
St. Francois County Missouri 46 $ 4,155,000 $ 90,000 $ 39,000
Ozaukee County Wisconsin 44 $ 11,736,000 $ 266,000 $ 158,000
Sutter County California 43 $ 9,580,000 $ 222,000 $ 122,000
Yuba County California 43 $ 10,030,000 $ 233,000 $ 68,000
Broward County Florida 43 $ 8,996,000 $ 209,000 $ 88,000
Dallas County Texas 43 $ 6,015,000 $ 139,000 $ 80,000
Franklin County Missouri 42 $ 4,547,000 $ 108,000 $ 71,000
Pima County Arizona 41 $ 7,299,000 $ 178,000 $ 56,000
Butte County California 40 $ 8,393,000 $ 209,000 $ 77,000
San Juan County New Mexico 40 $ 6,364,000 $ 159,000 $ 60,000
Jackson County Missouri 37 $ 4,484,000 $ 121,000 $ 56,000
Palm Beach County Florida 36 $ 7,303,000 $ 202,000 $ 97,000
Lee County Florida 34 $ 5,015,000 $ 147,000 $ 125,000
Macomb County Michigan 34 $ 4,694,000 $ 138,000 $ 53,000
Fond du Lac County Wisconsin 34 $ 5,626,000 $ 165,000 $ 116,000
Nevada County California 33 $ 10,479,000 $ 317,000 $ 125,000
Salt Lake County Utah 33 $ 5,287,000 $ 160,000 $ 95,000
Boone County Missouri 32 $ 3,481,000 $ 108,000 $ 62,000
Denver County Colorado 31 $ 5,917,000 $ 190,000 $ 130,000
Sonoma County California 30 $ 12,181,000 $ 406,000 $ 96,000
Will County Illinois 30 $ 4,889,000 $ 162,000 $ 51,000
Wicomico County Maryland 29 $ 4,235,000 $ 146,000 $ 84,000
Ingham County Michigan 29 $ 2,884,000 $ 99,000 $ 57,000
Ventura County California 28 $ 10,675,000 $ 381,000 $ 118,000
Faulkner County Arkansas 27 $ 3,940,000 $ 145,000 $ 86,000
San Mateo County California 27 $ 11,482,000 $ 425,000 $ 141,000
St. Joseph County Indiana 27 $ 1,937,000 $ 71,000 $ 96,000
Fairfax County Virginia 27 $ 9,159,000 $ 339,000 $ 107,000
Winnebago County Wisconsin 27 $ 4,042,000 $ 149,000 $ 67,000
Coconino County Arizona 26 $ 5,963,000 $ 229,000 $ 113,000
Arapahoe County Colorado 26 $ 7,210,000 $ 277,000 $ 119,000
Prince George's County Maryland 26 $ 5,489,000 $ 211,000 $ 98,000
Johnson County Kansas 25 $ 4,690,000 $ 187,000 $ 94,000
Pierce County Washington 25 $ 3,789,000 $ 151,000 $ 72,000
Yavapai County Arizona 24 $ 4,591,000 $ 191,000 $ 122,000
Merced County California 24 $ 5,379,000 $ 224,000 $ 77,000
Madison County Illinois 24 $ 2,831,000 $ 117,000 $ 87,000
Lincoln County Missouri 24 $ 2,839,000 $ 118,000 $ 75,000
DuPage County Illinois 23 $ 5,391,000 $ 234,000 $ 91,000
Collin County Texas 23 $ 4,009,000 $ 174,000 $ 125,000
Jefferson County Wisconsin 23 $ 3,446,000 $ 149,000 $ 49,000
Manitowoc County Wisconsin 23 $ 2,688,000 $ 116,000 $ 44,000
Walworth County Wisconsin 23 $ 5,402,000 $ 234,000 $ 114,000
Door County Wisconsin 22 $ 5,087,000 $ 231,000 $ 169,000
Genesee County Michigan 21 $ 1,788,000 $ 85,000 $ 51,000
Kenosha County Wisconsin 21 $ 3,830,000 $ 182,000 $ 94,000
Marinette County Wisconsin 21 $ 1,657,000 $ 78,000 $ 55,000
Oconto County Wisconsin 21 $ 2,537,000 $ 120,000 $ 70,000
Sheboygan County Wisconsin 21 $ 3,469,000 $ 165,000 $ 78,000
Monterey County California 20 $ 5,773,000 $ 288,000 $ 147,000
Pasco County Florida 20 $ 2,999,000 $ 149,000 $ 59,000
Lake County Illinois 20 $ 5,922,000 $ 296,000 $ 150,000
Warren County Missouri 20 $ 2,871,000 $ 143,000 $ 54,000
Cuyahoga County Ohio 20 $ 2,980,000 $ 149,000 $ 97,000
Dauphin County Pennsylvania 20 $ 2,105,000 $ 105,000 $ 41,000
Washtenaw County Michigan 19 $ 3,033,000 $ 159,000 $ 93,000
Colusa County California 18 $ 3,098,000 $ 172,000 $ 52,000
Jefferson County Colorado 18 $ 3,081,000 $ 171,000 $ 97,000
Nassau County Florida 18 $ 3,824,000 $ 212,000 $ 68,000
Crawford County Missouri 18 $ 2,045,000 $ 113,000 $ 65,000
Davis County Utah 18 $ 3,399,000 $ 188,000 $ 224,000
Baltimore City County Maryland 17 $ 1,919,000 $ 112,000 $ 67,000
Navajo County Arizona 16 $ 2,782,000 $ 173,000 $ 117,000
San Francisco County California 16 $ 7,832,000 $ 489,000 $ 116,000
Sussex County Delaware 16 $ 2,962,000 $ 185,000 $ 55,000
Essex County Massachusetts 16 $ 3,716,000 $ 232,000 $ 107,000
Greene County Missouri 16 $ 2,453,000 $ 153,000 $ 112,000
Snohomish County Washington 16 $ 3,937,000 $ 246,000 $ 84,000
Shasta County California 15 $ 2,615,000 $ 174,000 $ 96,000
Lake County Indiana 15 $ 2,026,000 $ 135,000 $ 67,000
York County Pennsylvania 15 $ 1,544,000 $ 102,000 $ 72,000
Mohave County Arizona 14 $ 1,926,000 $ 137,000 $ 89,000
Napa County California 14 $ 4,768,000 $ 340,000 $ 106,000
Marion County Indiana 14 $ 704,000 $ 50,000 $ 90,000
Mecklenburg County North Carolina 14 $ 1,777,000 $ 126,000 $ 93,000
Tarrant County Texas 14 $ 1,485,000 $ 106,000 $ 88,000
La Crosse County Wisconsin 14 $ 1,690,000 $ 120,000 $ 40,000
St. Johns County Florida 13 $ 2,169,000 $ 166,000 $ 70,000
Montgomery County Maryland 13 $ 4,125,000 $ 317,000 $ 128,000
Worcester County Maryland 13 $ 2,240,000 $ 172,000 $ 101,000
Jackson County Michigan 13 $ 686,000 $ 52,000 $ 65,000
Eau Claire County Wisconsin 13 $ 2,368,000 $ 182,000 $ 54,000
Kewaunee County Wisconsin 13 $ 1,233,000 $ 94,000 $ 62,000
Santa Barbara County California 12 $ 3,520,000 $ 293,000 $ 34,000
Tulare County California 12 $ 1,853,000 $ 154,000 $ 77,000
Adams County Colorado 12 $ 2,367,000 $ 197,000 $ 66,000
Douglas County Colorado 12 $ 2,877,000 $ 239,000 $ 85,000
Kent County Michigan 12 $ 2,221,000 $ 185,000 $ 83,000
Lapeer County Michigan 12 $ 1,757,000 $ 146,000 $ 55,000
Livingston County Michigan 12 $ 3,718,000 $ 309,000 $ 107,000
Fairfield County Ohio 12 $ 1,397,000 $ 116,000 $ 55,000
Lancaster County Pennsylvania 12 $ 1,595,000 $ 132,000 $ 58,000
Fort Bend County Texas 12 $ 1,055,000 $ 87,000 $ 78,000
Harris County Texas 12 $ 1,162,000 $ 96,000 $ 46,000
Pueblo County Colorado 11 $ 1,265,000 $ 115,000 $ 65,000
Weld County Colorado 11 $ 1,359,000 $ 123,000 $ 64,000
Hillsborough County Florida 11 $ 1,508,000 $ 137,000 $ 59,000
Orange County Florida 11 $ 1,581,000 $ 143,000 $ 76,000
Anne Arundel County Maryland 11 $ 3,153,000 $ 286,000 $ 128,000
Hennepin County Minnesota 11 $ 2,529,000 $ 229,000 $ 103,000
Multnomah County Oregon 11 $ 1,409,000 $ 128,000 $ 81,000
Sevier County Tennessee 11 $ 1,200,000 $ 109,000 $ 134,000
Denton County Texas 11 $ 1,582,000 $ 143,000 $ 87,000
Washington County Utah 11 $ 1,987,000 $ 180,000 $ 66,000
Calumet County Wisconsin 11 $ 1,519,000 $ 138,000 $ 72,000
Waupaca County Wisconsin 11 $ 1,421,000 $ 129,000 $ 54,000
San Luis Obispo County California 10 $ 4,074,000 $ 407,000 $ 111,000
Tehama County California 10 $ 1,812,000 $ 181,000 $ 57,000
Fairfield County Connecticut 10 $ 2,736,000 $ 273,000 $ 87,000
Osceola County Florida 10 $ 2,556,000 $ 255,000 $ 120,000
Elkhart County Indiana 10 $ 840,000 $ 84,000 $ 59,000
Tippecanoe County Indiana 10 $ 763,000 $ 76,000 $ 44,000
Worcester County Massachusetts 10 $ 1,584,000 $ 158,000 $ 77,000
Beaufort County South Carolina 10 $ 2,922,000 $ 292,000 $ 123,000
Monroe County Wisconsin 10 $ 1,310,000 $ 131,000 $ 39,000
Shawano County Wisconsin 10 $ 1,167,000 $ 116,000 $ 45,000
Yuma County Arizona 9 $ 854,000 $ 94,000 $ 87,000
Humboldt County California 9 $ 2,561,000 $ 284,000 $ 93,000
Escambia County Florida 9 $ 675,000 $ 75,000 $ 407,000
McHenry County Illinois 9 $ 1,662,000 $ 184,000 $ 57,000
Harford County Maryland 9 $ 1,813,000 $ 201,000 $ 113,000
Middlesex County Massachusetts 9 $ 3,318,000 $ 368,000 $ 158,000
St. Louis County Minnesota 9 $ 1,342,000 $ 149,000 $ 49,000
Camden County Missouri 9 $ 1,412,000 $ 156,000 $ 178,000
Platte County Missouri 9 $ 1,380,000 $ 153,000 $ 104,000
Lake County Ohio 9 $ 1,487,000 $ 165,000 $ 50,000
Utah County Utah 9 $ 1,499,000 $ 166,000 $ 83,000
Clark County Washington 9 $ 2,181,000 $ 242,000 $ 55,000
Columbia County Wisconsin 9 $ 1,099,000 $ 122,000 $ 46,000
Marin County California 8 $ 2,766,000 $ 345,000 $ 89,000
La Plata County Colorado 8 $ 1,708,000 $ 213,000 $ 78,000
Clay County Florida 8 $ 1,168,000 $ 146,000 $ 48,000
Allen County Indiana 8 $ 781,000 $ 97,000 $ 48,000
DeKalb County Indiana 8 $ 421,000 $ 52,000 $ 28,000
Dakota County Minnesota 8 $ 1,918,000 $ 239,000 $ 91,000
Clay County Missouri 8 $ 1,568,000 $ 196,000 $ 75,000
Lincoln County New Mexico 8 $ 1,119,000 $ 139,000 $ 65,000
Wake County North Carolina 8 $ 1,305,000 $ 163,000 $ 66,000
Summit County Ohio 8 $ 1,173,000 $ 146,000 $ 65,000
Allegheny County Pennsylvania 8 $ 886,000 $ 110,000 $ 56,000
Westmoreland County Pennsylvania 8 $ 1,183,000 $ 147,000 $ 75,000
Chesapeake County Virginia 8 $ 1,317,000 $ 164,000 $ 75,000
Loudoun County Virginia 8 $ 2,674,000 $ 334,000 $ 77,000
Juneau County Wisconsin 8 $ 1,440,000 $ 180,000 $ 111,000
Rock County Wisconsin 8 $ 1,096,000 $ 137,000 $ 60,000
Benton County Arkansas 7 $ 699,000 $ 99,000 $ 65,000
Calaveras County California 7 $ 1,984,000 $ 283,000 $ 349,000
Madera County California 7 $ 1,600,000 $ 228,000 $ 90,000
Sedgwick County Kansas 7 $ 274,000 $ 39,000 $ 65,000
Wyandotte County Kansas 7 $ 647,000 $ 92,000 $ 54,000
Jefferson County Kentucky 7 $ 522,000 $ 74,000 $ 107,000
Carroll County Maryland 7 $ 1,667,000 $ 238,000 $ 82,000
Frederick County Maryland 7 $ 1,656,000 $ 236,000 $ 130,000
Somerset County Maryland 7 $ 878,000 $ 125,000 $ 35,000
Anoka County Minnesota 7 $ 1,370,000 $ 195,000 $ 170,000
Washington County Minnesota 7 $ 1,544,000 $ 220,000 $ 447,000
Howell County Missouri 7 $ 649,000 $ 92,000 $ 68,000
Mahoning County Ohio 7 $ 714,000 $ 102,000 $ 45,000
Montgomery County Texas 7 $ 835,000 $ 119,000 $ 62,000
Smith County Texas 7 $ 747,000 $ 106,000 $ 49,000
Travis County Texas 7 $ 1,164,000 $ 166,000 $ 103,000
Amador County California 6 $ 1,991,000 $ 331,000 $ 74,000
Mendocino County California 6 $ 1,591,000 $ 265,000 $ 53,000
Santa Cruz County California 6 $ 2,429,000 $ 404,000 $ 77,000
Larimer County Colorado 6 $ 1,205,000 $ 200,000 $ 85,000
Hernando County Florida 6 $ 497,000 $ 82,000 $ 48,000
Seminole County Florida 6 $ 1,699,000 $ 283,000 $ 191,000
Kane County Illinois 6 $ 1,010,000 $ 168,000 $ 119,000
Johnson County Iowa 6 $ 714,000 $ 119,000 $ 42,000
Linn County Iowa 6 $ 633,000 $ 105,000 $ 59,000
Howard County Maryland 6 $ 1,504,000 $ 250,000 $ 75,000
Bristol County Massachusetts 6 $ 1,350,000 $ 225,000 $ 97,000
Norfolk County Massachusetts 6 $ 1,793,000 $ 298,000 $ 107,000
Calhoun County Michigan 6 $ 599,000 $ 99,000 $ 36,000
Callaway County Missouri 6 $ 795,000 $ 132,000 $ 47,000
Christian County Missouri 6 $ 857,000 $ 142,000 $ 72,000
Gasconade County Missouri 6 $ 631,000 $ 105,000 $ 29,000
Delaware County Ohio 6 $ 1,156,000 $ 192,000 $ 76,000
Medina County Ohio 6 $ 734,000 $ 122,000 $ 58,000
Stark County Ohio 6 $ 857,000 $ 142,000 $ 62,000
Beaver County Pennsylvania 6 $ 1,113,000 $ 185,000 $ 74,000
Shelby County Tennessee 6 $ 605,000 $ 100,000 $ 45,000
Virginia Beach County Virginia 6 $ 1,302,000 $ 217,000 $ 126,000
Green County Wisconsin 6 $ 772,000 $ 128,000 $ 83,000
Sauk County Wisconsin 6 $ 794,000 $ 132,000 $ 68,000
Gila County Arizona 5 $ 518,000 $ 103,000 $ 108,000
White County Arkansas 5 $ 847,000 $ 169,000 $ 86,000
Glenn County California 5 $ 1,125,000 $ 225,000 $ 110,000
Kings County California 5 $ 1,311,000 $ 262,000 $ 86,000
Ada County Idaho 5 $ 596,000 $ 119,000 $ 252,000
Sangamon County Illinois 5 $ 555,000 $ 111,000 $ 73,000
Howard County Indiana 5 $ 430,000 $ 86,000 $ 74,000
Polk County Iowa 5 $ 429,000 $ 85,000 $ 133,000
Jessamine County Kentucky 5 $ 347,000 $ 69,000 $ 41,000
Hampden County Massachusetts 5 $ 689,000 $ 137,000 $ 37,000
Berrien County Michigan 5 $ 1,337,000 $ 267,000 $ 141,000
Iosco County Michigan 5 $ 335,000 $ 67,000 $ 52,000
Madison County Missouri 5 $ 321,000 $ 64,000 $ 32,000
Washington County Missouri 5 $ 448,000 $ 89,000 $ 39,000
Geauga County Ohio 5 $ 1,190,000 $ 238,000 $ 111,000
Hamilton County Ohio 5 $ 530,000 $ 106,000 $ 99,000
Clackamas County Oregon 5 $ 1,432,000 $ 286,000 $ 69,000
Weber County Utah 5 $ 433,000 $ 86,000 $ 77,000
Kittitas County Washington 5 $ 954,000 $ 190,000 $ 76,000
Oneida County Wisconsin 5 $ 1,099,000 $ 219,000 $ 96,000
Vilas County Wisconsin 5 $ 816,000 $ 163,000 $ 86,000
Cochise County Arizona 4 $ 599,000 $ 149,000 $ 62,000
Washington County Arkansas 4 $ 765,000 $ 191,000 $ 117,000
Teller County Colorado 4 $ 459,000 $ 114,000 $ 79,000
New Haven County Connecticut 4 $ 936,000 $ 234,000 $ 99,000
Lake County Florida 4 $ 591,000 $ 147,000 $ 86,000
Pinellas County Florida 4 $ 940,000 $ 235,000 $ 64,000
Canyon County Idaho 4 $ 304,000 $ 76,000 $ 54,000
Porter County Indiana 4 $ 629,000 $ 157,000 $ 167,000
Shelby County Indiana 4 $ 160,000 $ 40,000 $ 66,000
Campbell County Kentucky 4 $ 165,000 $ 41,000 $ 164,000
Fayette County Kentucky 4 $ 428,000 $ 107,000 $ 112,000
Washington County Maryland 4 $ 663,000 $ 165,000 $ 40,000
Plymouth County Massachusetts 4 $ 1,123,000 $ 280,000 $ 88,000
Clinton County Michigan 4 $ 794,000 $ 198,000 $ 101,000
Kalamazoo County Michigan 4 $ 283,000 $ 70,000 $ 62,000
Oscoda County Michigan 4 $ 231,000 $ 57,000 $ 70,000
Shiawassee County Michigan 4 $ 229,000 $ 57,000 $ 62,000
St. Clair County Michigan 4 $ 563,000 $ 140,000 $ 53,000
Sherburne County Minnesota 4 $ 490,000 $ 122,000 $ 169,000
Pettis County Missouri 4 $ 459,000 $ 114,000 $ 77,000
Saline County Missouri 4 $ 297,000 $ 74,000 $ 34,000
Hillsborough County New Hampshire 4 $ 850,000 $ 212,000 $ 46,000
Rockingham County New Hampshire 4 $ 968,000 $ 242,000 $ 59,000
Licking County Ohio 4 $ 504,000 $ 126,000 $ 73,000
Montgomery County Ohio 4 $ 446,000 $ 111,000 $ 63,000
Perry County Ohio 4 $ 592,000 $ 148,000 $ 66,000
Pickaway County Ohio 4 $ 638,000 $ 159,000 $ 89,000
Oklahoma County Oklahoma 4 $ 307,000 $ 76,000 $ 68,000
Tulsa County Oklahoma 4 $ 602,000 $ 150,000 $ 88,000
Cumberland County Pennsylvania 4 $ 329,000 $ 82,000 $ 112,000
Mifflin County Pennsylvania 4 $ 251,000 $ 62,000 $ 56,000
Philadelphia County Pennsylvania 4 $ 308,000 $ 77,000 $ 107,000
Bexar County Texas 4 $ 446,000 $ 111,000 $ 83,000
Brazoria County Texas 4 $ 482,000 $ 120,000 $ 54,000
Iron County Utah 4 $ 479,000 $ 119,000 $ 42,000
Summit County Utah 4 $ 862,000 $ 215,000 $ 73,000
Alexandria County Virginia 4 $ 798,000 $ 199,000 $ 64,000
Fauquier County Virginia 4 $ 1,261,000 $ 315,000 $ 104,000
Hanover County Virginia 4 $ 540,000 $ 135,000 $ 41,000
Prince William County Virginia 4 $ 1,301,000 $ 325,000 $ 109,000
Stafford County Virginia 4 $ 823,000 $ 205,000 $ 116,000
Ashland County Wisconsin 4 $ 142,000 $ 35,000 $ 91,000
Chippewa County Wisconsin 4 $ 418,000 $ 104,000 $ 44,000
Douglas County Wisconsin 4 $ 574,000 $ 143,000 $ 74,000
Langlade County Wisconsin 4 $ 481,000 $ 120,000 $ 77,000
Lincoln County Wisconsin 4 $ 620,000 $ 155,000 $ 189,000
Marathon County Wisconsin 4 $ 366,000 $ 91,000 $ 67,000
Pierce County Wisconsin 4 $ 593,000 $ 148,000 $ 61,000
Vernon County Wisconsin 4 $ 708,000 $ 177,000 $ 66,000
Wood County Wisconsin 4 $ 466,000 $ 116,000 $ 62,000
Graham County Arizona 3 $ 234,000 $ 78,000 $ 66,000
Santa Cruz County Arizona 3 $ 439,000 $ 146,000 $ 72,000
Baxter County Arkansas 3 $ 313,000 $ 104,000 $ 45,000
Lonoke County Arkansas 3 $ 340,000 $ 113,000 $ 100,000
Pulaski County Arkansas 3 $ 381,000 $ 127,000 $ 45,000
Del Norte County California 3 $ 713,000 $ 237,000 $ 47,000
Lake County California 3 $ 654,000 $ 218,000 $ 61,000
San Benito County California 3 $ 1,181,000 $ 393,000 $ 109,000
Siskiyou County California 3 $ 522,000 $ 174,000 $ 79,000
Broomfield County Colorado 3 $ 396,000 $ 132,000 $ 48,000
Brevard County Florida 3 $ 536,000 $ 178,000 $ 62,000
Sarasota County Florida 3 $ 469,000 $ 156,000 $ 7,000
Volusia County Florida 3 $ 239,000 $ 79,000 $ 53,000
DeKalb County Georgia 3 $ 418,000 $ 139,000 $ 109,000
Newton County Georgia 3 $ 458,000 $ 152,000 $ 83,000
Clinton County Illinois 3 $ 417,000 $ 139,000 $ 67,000
DeKalb County Illinois 3 $ 372,000 $ 124,000 $ 80,000
Grundy County Illinois 3 $ 445,000 $ 148,000 $ 98,000
Macoupin County Illinois 3 $ 176,000 $ 58,000 $ 19,000
Hamilton County Indiana 3 $ 388,000 $ 129,000 $ 56,000
Henry County Iowa 3 $ 292,000 $ 97,000 $ 59,000
Lee County Iowa 3 $ 200,000 $ 66,000 $ 42,000
Douglas County Kansas 3 $ 237,000 $ 79,000 $ 31,000
Franklin County Kansas 3 $ 407,000 $ 135,000 $ 94,000
Shawnee County Kansas 3 $ 485,000 $ 161,000 $ 83,000
Dorchester County Maryland 3 $ 381,000 $ 127,000 $ 87,000
Talbot County Maryland 3 $ 506,000 $ 168,000 $ 119,000
Clare County Michigan 3 $ 428,000 $ 142,000 $ 92,000
Eaton County Michigan 3 $ 377,000 $ 125,000 $ 78,000
Grand Traverse County Michigan 3 $ 819,000 $ 273,000 $ 156,000
Monroe County Michigan 3 $ 432,000 $ 144,000 $ 40,000
Saginaw County Michigan 3 $ 274,000 $ 91,000 $ 47,000
Carlton County Minnesota 3 $ 649,000 $ 216,000 $ 87,000
Olmsted County Minnesota 3 $ 489,000 $ 163,000 $ 51,000
Scott County Minnesota 3 $ 1,295,000 $ 431,000 $ 123,000
Cole County Missouri 3 $ 428,000 $ 142,000 $ 71,000
Iron County Missouri 3 $ 297,000 $ 99,000 $ 32,000
Lafayette County Missouri 3 $ 521,000 $ 173,000 $ 88,000
Phelps County Missouri 3 $ 289,000 $ 96,000 $ 51,000
Ste. Genevieve County Missouri 3 $ 298,000 $ 99,000 $ 63,000
Stone County Missouri 3 $ 425,000 $ 141,000 $ 58,000
Cleveland County North Carolina 3 $ 666,000 $ 222,000 $ 89,000
Watauga County North Carolina 3 $ 524,000 $ 174,000 $ 52,000
Cass County North Dakota 3 $ 466,000 $ 155,000 $ 86,000
Hocking County Ohio 3 $ 313,000 $ 104,000 $ 49,000
Lorain County Ohio 3 $ 663,000 $ 221,000 $ 70,000
Juniata County Pennsylvania 3 $ 322,000 $ 107,000 $ 79,000
Mercer County Pennsylvania 3 $ 285,000 $ 95,000 $ 74,000
Kent County Rhode Island 3 $ 643,000 $ 214,000 $ 81,000
Providence County Rhode Island 3 $ 563,000 $ 187,000 $ 64,000
Ellis County Texas 3 $ 363,000 $ 121,000 $ 92,000
Tooele County Utah 3 $ 207,000 $ 69,000 $ 87,000
Chittenden County Vermont 3 $ 623,000 $ 207,000 $ 78,000
Washington County Virginia 3 $ 595,000 $ 198,000 $ 79,000
Kitsap County Washington 3 $ 529,000 $ 176,000 $ 89,000
Thurston County Washington 3 $ 373,000 $ 124,000 $ 65,000
Adams County Wisconsin 3 $ 164,000 $ 54,000 $ 28,000
Forest County Wisconsin 3 $ 184,000 $ 61,000 $ 39,000
Green Lake County Wisconsin 3 $ 412,000 $ 137,000 $ 66,000
Portage County Wisconsin 3 $ 272,000 $ 90,000 $ 61,000
St. Croix County Wisconsin 3 $ 597,000 $ 199,000 $ 70,000
Waushara County Wisconsin 3 $ 288,000 $ 96,000 $ 36,000
Baldwin County Alabama 2 $ 447,000 $ 223,000 $ 106,000
Jefferson County Alabama 2 $ 245,000 $ 122,000 $ 0
Craighead County Arkansas 2 $ 34,000 $ 17,000 $ 29,000
Lassen County California 2 $ 334,000 $ 167,000 $ 53,000
Boulder County Colorado 2 $ 275,000 $ 137,000 $ 84,000
New Castle County Delaware 2 $ 400,000 $ 200,000 $ 52,000
Charlotte County Florida 2 $ 180,000 $ 90,000 $ 42,000
Leon County Florida 2 $ 100,000 $ 50,000 $ 0
Okaloosa County Florida 2 $ 185,000 $ 92,000 $ 78,000
Polk County Florida 2 $ 349,000 $ 174,000 $ 224,000
Putnam County Florida 2 $ 115,000 $ 57,000 $ 102,000
Taylor County Florida 2 $ 356,000 $ 178,000 $ 180,000
Walton County Florida 2 $ 747,000 $ 373,000 $ 420,000
Bibb County Georgia 2 $ 328,000 $ 164,000 $ 37,000
Gwinnett County Georgia 2 $ 277,000 $ 138,000 $ 46,000
Maui County Hawaii 2 $ 302,000 $ 151,000 $ 128,000
Champaign County Illinois 2 $ 215,000 $ 107,000 $ 50,000
Kendall County Illinois 2 $ 373,000 $ 186,000 $ 55,000
Richland County Illinois 2 $ 133,000 $ 66,000 $ 38,000
Carroll County Indiana 2 $ 67,000 $ 33,000 $ 53,000
Clinton County Indiana 2 $ 141,000 $ 70,000 $ 39,000
Dearborn County Indiana 2 $ 63,000 $ 31,000 $ 119,000
LaPorte County Indiana 2 $ 200,000 $ 100,000 $ 86,000
Pike County Indiana 2 $ 163,000 $ 81,000 $ 65,000
Posey County Indiana 2 $ 189,000 $ 94,000 $ 18,000
Steuben County Indiana 2 $ 540,000 $ 270,000 $ 150,000
Vanderburgh County Indiana 2 $ 237,000 $ 118,000 $ 57,000
Clayton County Iowa 2 $ 170,000 $ 85,000 $ 37,000
Des Moines County Iowa 2 $ 186,000 $ 93,000 $ 55,000
Iowa County Iowa 2 $ 151,000 $ 75,000 $ 42,000
Mahaska County Iowa 2 $ 85,000 $ 42,000 $ 34,000
Washington County Iowa 2 $ 211,000 $ 105,000 $ 54,000
Leavenworth County Kansas 2 $ 297,000 $ 148,000 $ 63,000
Logan County Kansas 2 $ 159,000 $ 79,000 $ 33,000
Clark County Kentucky 2 $ 237,000 $ 118,000 $ 62,000
Ascension County Louisiana 2 $ 199,000 $ 99,000 $ 133,000
Caddo County Louisiana 2 $ 109,000 $ 54,000 $ 36,000
St. Tammany County Louisiana 2 $ 251,000 $ 125,000 $ 35,000
West Baton Rouge County Louisiana 2 $ 391,000 $ 195,000 $ 69,000
York County Maine 2 $ 353,000 $ 176,000 $ 78,000
Charles County Maryland 2 $ 274,000 $ 137,000 $ 74,000
Allegan County Michigan 2 $ 521,000 $ 260,000 $ 80,000
Barry County Michigan 2 $ 388,000 $ 194,000 $ 61,000
Charlevoix County Michigan 2 $ 95,000 $ 47,000 $ 78,000
Chippewa County Michigan 2 $ 502,000 $ 251,000 $ 106,000
Dickinson County Michigan 2 $ 154,000 $ 77,000 $ 40,000
Gladwin County Michigan 2 $ 238,000 $ 119,000 $ 48,000
Isabella County Michigan 2 $ 191,000 $ 95,000 $ 94,000
Kalkaska County Michigan 2 $ 283,000 $ 141,000 $ 326,000
Menominee County Michigan 2 $ 126,000 $ 63,000 $ 47,000
Dodge County Minnesota 2 $ 279,000 $ 139,000 $ 60,000
Isanti County Minnesota 2 $ 190,000 $ 95,000 $ 48,000
Ramsey County Minnesota 2 $ 501,000 $ 250,000 $ 100,000
Butler County Missouri 2 $ 239,000 $ 119,000 $ 26,000
Cape Girardeau County Missouri 2 $ 118,000 $ 59,000 $ 22,000
Grundy County Missouri 2 $ 214,000 $ 107,000 $ 49,000
Jasper County Missouri 2 $ 209,000 $ 104,000 $ 123,000
Livingston County Missouri 2 $ 67,000 $ 33,000 $ 38,000
Marion County Missouri 2 $ 126,000 $ 63,000 $ 40,000
Moniteau County Missouri 2 $ 339,000 $ 169,000 $ 107,000
Pulaski County Missouri 2 $ 164,000 $ 82,000 $ 49,000
Randolph County Missouri 2 $ 199,000 $ 99,000 $ 69,000
Wayne County Missouri 2 $ 219,000 $ 109,000 $ 83,000
Webster County Missouri 2 $ 119,000 $ 59,000 $ 60,000
Flathead County Montana 2 $ 304,000 $ 152,000 $ 0
Gallatin County Montana 2 $ 481,000 $ 240,000 $ 213,000
Douglas County Nebraska 2 $ 299,000 $ 149,000 $ 66,000
Douglas County Nevada 2 $ 250,000 $ 125,000 $ 97,000
Washoe County Nevada 2 $ 1,783,000 $ 891,000 $ 292,000
Essex County New Jersey 2 $ 862,000 $ 431,000 $ 128,000
Warren County New Jersey 2 $ 630,000 $ 315,000 $ 123,000
Bernalillo County New Mexico 2 $ 1,194,000 $ 597,000 $ 227,000
Sandoval County New Mexico 2 $ 302,000 $ 151,000 $ 73,000
Cabarrus County North Carolina 2 $ 226,000 $ 113,000 $ 92,000
Davidson County North Carolina 2 $ 296,000 $ 148,000 $ 74,000
Durham County North Carolina 2 $ 252,000 $ 126,000 $ 72,000
Gaston County North Carolina 2 $ 581,000 $ 290,000 $ 105,000
Guilford County North Carolina 2 $ 294,000 $ 147,000 $ 74,000
Moore County North Carolina 2 $ 378,000 $ 189,000 $ 71,000
Union County North Carolina 2 $ 524,000 $ 262,000 $ 89,000
Gallia County Ohio 2 $ 176,000 $ 88,000 $ 85,000
Lucas County Ohio 2 $ 314,000 $ 157,000 $ 60,000
Marion County Ohio 2 $ 234,000 $ 117,000 $ 41,000
Portage County Ohio 2 $ 373,000 $ 186,000 $ 66,000
Richland County Ohio 2 $ 79,000 $ 39,000 $ 130,000
Wood County Ohio 2 $ 307,000 $ 153,000 $ 54,000
Lane County Oregon 2 $ 361,000 $ 180,000 $ 21,000
Adams County Pennsylvania 2 $ 320,000 $ 160,000 $ 54,000
Butler County Pennsylvania 2 $ 168,000 $ 84,000 $ 34,000
Cambria County Pennsylvania 2 $ 90,000 $ 45,000 $ 23,000
Montgomery County Pennsylvania 2 $ 350,000 $ 175,000 $ 63,000
Perry County Pennsylvania 2 $ 122,000 $ 61,000 $ 30,000
Schuylkill County Pennsylvania 2 $ 70,000 $ 35,000 $ 30,000
Newport County Rhode Island 2 $ 361,000 $ 180,000 $ 61,000
Washington County Rhode Island 2 $ 188,000 $ 94,000 $ 19,000
Greenville County South Carolina 2 $ 318,000 $ 159,000 $ 191,000
Davidson County Tennessee 2 $ 194,000 $ 97,000 $ 43,000
El Paso County Texas 2 $ 130,000 $ 65,000 $ 35,000
Midland County Texas 2 $ 103,000 $ 51,000 $ 61,000
Parker County Texas 2 $ 85,000 $ 42,000 $ 214,000
Rockwall County Texas 2 $ 307,000 $ 153,000 $ 72,000
Duchesne County Utah 2 $ 94,000 $ 47,000 $ 52,000
Sevier County Utah 2 $ 132,000 $ 66,000 $ 60,000
Uintah County Utah 2 $ 100,000 $ 50,000 $ 97,000
Wasatch County Utah 2 $ 5,000,000 $ 2,500,000 $ 996,000
Accomack County Virginia 2 $ 361,000 $ 180,000 $ 87,000
Greene County Virginia 2 $ 385,000 $ 192,000 $ 108,000
Hampton County Virginia 2 $ 316,000 $ 158,000 $ 59,000
Norfolk County Virginia 2 $ 330,000 $ 165,000 $ 48,000
Portsmouth County Virginia 2 $ 239,000 $ 119,000 $ 45,000
Spotsylvania County Virginia 2 $ 513,000 $ 256,000 $ 83,000
Westmoreland County Virginia 2 $ 264,000 $ 132,000 $ 154,000
Cowlitz County Washington 2 $ 382,000 $ 191,000 $ 83,000
Barron County Wisconsin 2 $ 268,000 $ 134,000 $ 56,000
Dunn County Wisconsin 2 $ 379,000 $ 189,000 $ 632,000
Lafayette County Wisconsin 2 $ 164,000 $ 82,000 $ 29,000
Sawyer County Wisconsin 2 $ 198,000 $ 99,000 $ 68,000
Taylor County Wisconsin 2 $ 398,000 $ 199,000 $ 66,000
Fremont County Wyoming 2 $ 190,000 $ 95,000 $ 72,000
Mobile County Alabama 1 $ 127,000 $ 127,000 $ 0
Apache County Arizona 1 $ 100,000 $ 100,000 $ 163,000
Cleburne County Arkansas 1 $ 129,000 $ 129,000 $ 95,000
Crawford County Arkansas 1 $ 130,000 $ 130,000 $ 43,000
Van Buren County Arkansas 1 $ 209,000 $ 209,000 $ 130,000
Mariposa County California 1 $ 145,000 $ 145,000 $ 47,000
Plumas County California 1 $ 140,000 $ 140,000 $ 51,000
Sierra County California 1 $ 328,000 $ 328,000 $ 95,000
Chaffee County Colorado 1 $ 44,000 $ 44,000 $ 48,000
Custer County Colorado 1 $ 83,000 $ 83,000 $ 52,000
Eagle County Colorado 1 $ 552,000 $ 552,000 $ 282,000
Gunnison County Colorado 1 $ 407,000 $ 407,000 $ 58,000
Montezuma County Colorado 1 $ 173,000 $ 173,000 $ 64,000
Pitkin County Colorado 1 $ 650,000 $ 650,000 $ 267,000
Summit County Colorado 1 $ 314,000 $ 314,000 $ 115,000
Hartford County Connecticut 1 $ 856,000 $ 856,000 $ 240,000
New London County Connecticut 1 $ 365,000 $ 365,000 $ 89,000
Tolland County Connecticut 1 $ 369,000 $ 369,000 $ 90,000
Bay County Florida 1 $ 190,000 $ 190,000 $ 77,000
Citrus County Florida 1 $ 66,000 $ 66,000 $ 146,000
Page:

Mortgage Loan Application Detail Totals for Universal Savings Bank Fa in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,186 $1,681,661,000 $179,377 $4,500,000 $78,377 $1,925,000
Home Purchase 6,050 $1,153,255,000 $193,108 $2,328,000 $107,543 $1,824,000
Home Improvement 26 $6,957,000 $167,500 $740,000 $98,500 $393,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,208 $1,895,638,000 $176,812 $4,500,000 $87,625 $1,925,000
Hispanic 1,757 $395,757,000 $160,370 $1,000,000 $79,925 $900,000
Asian 1,017 $278,522,000 $237,818 $1,360,000 $110,818 $543,000
Black or African American 827 $155,182,000 $155,344 $2,925,000 $78,000 $900,000
Not Provided 280 $70,413,000 $196,666 $1,235,000 $87,388 $552,000
Native Hawaiian or Other Pacific Islander 107 $31,281,000 $294,083 $1,120,000 $146,916 $972,000
American Indian or Alaskan Native 66 $15,080,000 $184,142 $1,425,000 $84,500 $485,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,960 $2,796,708,000 $185,187 $4,500,000 $94,333 $1,925,000
FHA-insured (Federal Housing Administration) 183 $22,545,000 $137,684 $254,000 $44,631 $256,000
VA-guaranteed (Veterans Administration) 119 $22,620,000 $172,411 $354,000 $52,352 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,161 $1,679,768,000 $176,930 $1,650,000 $79,488 $1,925,000
Application Denied By Financial Institution 2,976 $624,360,000 $171,888 $4,500,000 $100,422 $1,824,000
Application Approved But Not Accepted 896 $244,673,000 $169,037 $1,300,000 $80,888 $972,000
Loan Purchased By The Institution 510 $91,144,000 $190,392 $366,000 $75,714 $772,000
Application Withdrawn By Applicant 458 $126,113,000 $167,100 $2,328,000 $96,250 $996,000
File Closed For Incompleteness 261 $75,815,000 $150,866 $1,360,000 $82,266 $552,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 812 $138,282,000 $171,600 $1,279,000 $79,285 $840,000
Credit History 589 $129,631,000 $169,480 $1,500,000 $122,520 $1,824,000
Unverifiable Information 589 $148,168,000 $172,608 $1,540,000 $112,521 $1,568,000
Debt-To-Income Ratio 350 $68,112,000 $156,464 $840,000 $63,821 $541,000
Collateral 276 $57,548,000 $202,714 $1,540,000 $143,928 $1,200,000
Other 206 $39,759,000 $121,947 $2,925,000 $89,631 $903,000
Employment History 82 $24,608,000 $305,500 $4,500,000 $135,142 $996,000
Insufficient Cash (Downpayment, Closing Cost) 70 $17,426,000 $295,600 $1,280,000 $157,200 $780,000
Mortgage Insurance Denied 2 $826,000 $413,000 $432,000 $82,000 $98,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Universal Savings Bank Fa's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Universal Savings Bank Fa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

Download the Wisconsin Lender List