Universal Savings Bank FA Mortgage Lending & HMDA Data, 2005
In 2005, Universal Savings Bank FA of Milwaukee, WI reported 13,262 mortgage applications totaling $2.8 billion, up 265% from 2004. The average application was for $214,286, and applicants reported an average income of $92,502. 62% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,176), Sacramento--Arden-Arcade--Roseville, CA (1,472) and St. Louis, MO-IL (1,026) (applications in parentheses).
| Mortgage Company & Address | Universal Savings Bank FA 754 N 4th Street Milwaukee, WI 53204 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,262 |
| Total Mortgage Loan Application Amount | $2,841,873,000 |
| Average Mortgage Loan Application Amount | $214,286 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $92,502 |
| Highest Applicant Income | $1,925,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Universal Savings Bank FA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 2,042 | $ 418,219,000 | $ 204,808 | $ 100,000 |
| Sacramento, California | 1,130 | $ 308,258,000 | $ 272,794 | $ 110,000 |
| Milwaukee, Wisconsin | 523 | $ 70,510,000 | $ 134,818 | $ 59,000 |
| San Diego, California | 522 | $ 194,284,000 | $ 372,191 | $ 114,000 |
| Riverside, California | 501 | $ 140,078,000 | $ 279,596 | $ 92,000 |
| Los Angeles, California | 432 | $ 153,781,000 | $ 355,974 | $ 126,000 |
| St. Louis, Missouri | 403 | $ 52,616,000 | $ 130,560 | $ 69,000 |
| Waukesha, Wisconsin | 257 | $ 54,061,000 | $ 210,354 | $ 83,000 |
| St. Charles, Missouri | 232 | $ 32,133,000 | $ 138,504 | $ 86,000 |
| Brown, Wisconsin | 232 | $ 26,968,000 | $ 116,241 | $ 49,000 |
| San Joaquin, California | 199 | $ 58,550,000 | $ 294,221 | $ 104,000 |
| St. Louis City, Missouri | 167 | $ 17,247,000 | $ 103,275 | $ 73,000 |
| Orange, California | 162 | $ 68,382,000 | $ 422,111 | $ 155,000 |
| San Bernardino, California | 158 | $ 39,829,000 | $ 252,082 | $ 122,000 |
| Cook, Illinois | 158 | $ 32,710,000 | $ 207,025 | $ 74,000 |
| Wayne, Michigan | 157 | $ 15,975,000 | $ 101,751 | $ 77,000 |
| Placer, California | 155 | $ 54,315,000 | $ 350,419 | $ 148,000 |
| Duval, Florida | 136 | $ 24,423,000 | $ 179,580 | $ 66,000 |
| Pinal, Arizona | 134 | $ 17,802,000 | $ 132,850 | $ 91,000 |
| Jefferson, Missouri | 133 | $ 18,596,000 | $ 139,819 | $ 54,000 |
| Solano, California | 114 | $ 36,218,000 | $ 317,701 | $ 122,000 |
| Washington, Wisconsin | 113 | $ 19,829,000 | $ 175,477 | $ 71,000 |
| El Dorado, California | 111 | $ 39,007,000 | $ 351,414 | $ 123,000 |
| Stanislaus, California | 89 | $ 22,706,000 | $ 255,123 | $ 152,000 |
| Fresno, California | 77 | $ 16,840,000 | $ 218,701 | $ 78,000 |
| Yolo, California | 76 | $ 20,393,000 | $ 268,328 | $ 99,000 |
| King, Washington | 70 | $ 15,870,000 | $ 226,714 | $ 78,000 |
| Oakland, Michigan | 69 | $ 12,790,000 | $ 185,362 | $ 72,000 |
| Alameda, California | 67 | $ 26,283,000 | $ 392,283 | $ 136,000 |
| Clark, Nevada | 66 | $ 18,415,000 | $ 279,015 | $ 167,000 |
| Baltimore, Maryland | 63 | $ 10,454,000 | $ 165,936 | $ 82,000 |
| Dane, Wisconsin | 63 | $ 9,764,000 | $ 154,984 | $ 51,000 |
| Franklin, Ohio | 62 | $ 9,351,000 | $ 150,822 | $ 81,000 |
| Miami-Dade, Florida | 61 | $ 10,575,000 | $ 173,360 | $ 106,000 |
| Outagamie, Wisconsin | 58 | $ 9,041,000 | $ 155,879 | $ 71,000 |
| Contra Costa, California | 55 | $ 23,909,000 | $ 434,709 | $ 139,000 |
| Dodge, Wisconsin | 53 | $ 6,880,000 | $ 129,811 | $ 50,000 |
| Kern, California | 51 | $ 10,075,000 | $ 197,549 | $ 103,000 |
| Santa Clara, California | 50 | $ 21,263,000 | $ 425,260 | $ 141,000 |
| St. Clair, Illinois | 50 | $ 4,309,000 | $ 86,180 | $ 68,000 |
| Imperial, California | 49 | $ 8,142,000 | $ 166,163 | $ 70,000 |
| Racine, Wisconsin | 48 | $ 7,464,000 | $ 155,500 | $ 58,000 |
| El Paso, Colorado | 47 | $ 5,976,000 | $ 127,148 | $ 67,000 |
| St. Francois, Missouri | 46 | $ 4,155,000 | $ 90,326 | $ 39,000 |
| Ozaukee, Wisconsin | 44 | $ 11,736,000 | $ 266,727 | $ 158,000 |
| Sutter, California | 43 | $ 9,580,000 | $ 222,790 | $ 122,000 |
| Yuba, California | 43 | $ 10,030,000 | $ 233,255 | $ 68,000 |
| Broward, Florida | 43 | $ 8,996,000 | $ 209,209 | $ 88,000 |
| Dallas, Texas | 43 | $ 6,015,000 | $ 139,883 | $ 80,000 |
| Franklin, Missouri | 42 | $ 4,547,000 | $ 108,261 | $ 71,000 |
| Pima, Arizona | 41 | $ 7,299,000 | $ 178,024 | $ 56,000 |
| Butte, California | 40 | $ 8,393,000 | $ 209,825 | $ 77,000 |
| San Juan, New Mexico | 40 | $ 6,364,000 | $ 159,100 | $ 60,000 |
| Jackson, Missouri | 37 | $ 4,484,000 | $ 121,189 | $ 56,000 |
| Palm Beach, Florida | 36 | $ 7,303,000 | $ 202,861 | $ 97,000 |
| Lee, Florida | 34 | $ 5,015,000 | $ 147,500 | $ 125,000 |
| Macomb, Michigan | 34 | $ 4,694,000 | $ 138,058 | $ 53,000 |
| Fond du Lac, Wisconsin | 34 | $ 5,626,000 | $ 165,470 | $ 116,000 |
| Nevada, California | 33 | $ 10,479,000 | $ 317,545 | $ 125,000 |
| Salt Lake, Utah | 33 | $ 5,287,000 | $ 160,212 | $ 95,000 |
| Boone, Missouri | 32 | $ 3,481,000 | $ 108,781 | $ 62,000 |
| Denver, Colorado | 31 | $ 5,917,000 | $ 190,870 | $ 130,000 |
| Sonoma, California | 30 | $ 12,181,000 | $ 406,033 | $ 96,000 |
| Will, Illinois | 30 | $ 4,889,000 | $ 162,966 | $ 51,000 |
| Wicomico, Maryland | 29 | $ 4,235,000 | $ 146,034 | $ 84,000 |
| Ingham, Michigan | 29 | $ 2,884,000 | $ 99,448 | $ 57,000 |
| Ventura, California | 28 | $ 10,675,000 | $ 381,250 | $ 118,000 |
| Faulkner, Arkansas | 27 | $ 3,940,000 | $ 145,925 | $ 86,000 |
| San Mateo, California | 27 | $ 11,482,000 | $ 425,259 | $ 141,000 |
| St. Joseph, Indiana | 27 | $ 1,937,000 | $ 71,740 | $ 96,000 |
| Fairfax, Virginia | 27 | $ 9,159,000 | $ 339,222 | $ 107,000 |
| Winnebago, Wisconsin | 27 | $ 4,042,000 | $ 149,703 | $ 67,000 |
| Coconino, Arizona | 26 | $ 5,963,000 | $ 229,346 | $ 113,000 |
| Arapahoe, Colorado | 26 | $ 7,210,000 | $ 277,307 | $ 119,000 |
| Prince George's, Maryland | 26 | $ 5,489,000 | $ 211,115 | $ 98,000 |
| Johnson, Kansas | 25 | $ 4,690,000 | $ 187,600 | $ 94,000 |
| Pierce, Washington | 25 | $ 3,789,000 | $ 151,560 | $ 72,000 |
| Yavapai, Arizona | 24 | $ 4,591,000 | $ 191,291 | $ 122,000 |
| Merced, California | 24 | $ 5,379,000 | $ 224,125 | $ 77,000 |
| Madison, Illinois | 24 | $ 2,831,000 | $ 117,958 | $ 87,000 |
| Lincoln, Missouri | 24 | $ 2,839,000 | $ 118,291 | $ 75,000 |
| DuPage, Illinois | 23 | $ 5,391,000 | $ 234,391 | $ 91,000 |
| Collin, Texas | 23 | $ 4,009,000 | $ 174,304 | $ 125,000 |
| Jefferson, Wisconsin | 23 | $ 3,446,000 | $ 149,826 | $ 49,000 |
| Manitowoc, Wisconsin | 23 | $ 2,688,000 | $ 116,869 | $ 44,000 |
| Walworth, Wisconsin | 23 | $ 5,402,000 | $ 234,869 | $ 114,000 |
| Door, Wisconsin | 22 | $ 5,087,000 | $ 231,227 | $ 169,000 |
| Genesee, Michigan | 21 | $ 1,788,000 | $ 85,142 | $ 51,000 |
| Kenosha, Wisconsin | 21 | $ 3,830,000 | $ 182,380 | $ 94,000 |
| Marinette, Wisconsin | 21 | $ 1,657,000 | $ 78,904 | $ 55,000 |
| Oconto, Wisconsin | 21 | $ 2,537,000 | $ 120,809 | $ 70,000 |
| Sheboygan, Wisconsin | 21 | $ 3,469,000 | $ 165,190 | $ 78,000 |
| Monterey, California | 20 | $ 5,773,000 | $ 288,650 | $ 147,000 |
| Pasco, Florida | 20 | $ 2,999,000 | $ 149,950 | $ 59,000 |
| Lake, Illinois | 20 | $ 5,922,000 | $ 296,100 | $ 150,000 |
| Warren, Missouri | 20 | $ 2,871,000 | $ 143,550 | $ 54,000 |
| Cuyahoga, Ohio | 20 | $ 2,980,000 | $ 149,000 | $ 97,000 |
| Dauphin, Pennsylvania | 20 | $ 2,105,000 | $ 105,250 | $ 41,000 |
| Washtenaw, Michigan | 19 | $ 3,033,000 | $ 159,631 | $ 93,000 |
| Colusa, California | 18 | $ 3,098,000 | $ 172,111 | $ 52,000 |
| Jefferson, Colorado | 18 | $ 3,081,000 | $ 171,166 | $ 97,000 |
| Nassau, Florida | 18 | $ 3,824,000 | $ 212,444 | $ 68,000 |
| Crawford, Missouri | 18 | $ 2,045,000 | $ 113,611 | $ 65,000 |
| Davis, Utah | 18 | $ 3,399,000 | $ 188,833 | $ 224,000 |
| Baltimore City, Maryland | 17 | $ 1,919,000 | $ 112,882 | $ 67,000 |
| Navajo, Arizona | 16 | $ 2,782,000 | $ 173,875 | $ 117,000 |
| San Francisco, California | 16 | $ 7,832,000 | $ 489,500 | $ 116,000 |
| Sussex, Delaware | 16 | $ 2,962,000 | $ 185,125 | $ 55,000 |
| Essex, Massachusetts | 16 | $ 3,716,000 | $ 232,250 | $ 107,000 |
| Greene, Missouri | 16 | $ 2,453,000 | $ 153,312 | $ 112,000 |
| Snohomish, Washington | 16 | $ 3,937,000 | $ 246,062 | $ 84,000 |
| Shasta, California | 15 | $ 2,615,000 | $ 174,333 | $ 96,000 |
| Lake, Indiana | 15 | $ 2,026,000 | $ 135,066 | $ 67,000 |
| York, Pennsylvania | 15 | $ 1,544,000 | $ 102,933 | $ 72,000 |
| Mohave, Arizona | 14 | $ 1,926,000 | $ 137,571 | $ 89,000 |
| Napa, California | 14 | $ 4,768,000 | $ 340,571 | $ 106,000 |
| Marion, Indiana | 14 | $ 704,000 | $ 50,285 | $ 90,000 |
| Mecklenburg, North Carolina | 14 | $ 1,777,000 | $ 126,928 | $ 93,000 |
| Tarrant, Texas | 14 | $ 1,485,000 | $ 106,071 | $ 88,000 |
| La Crosse, Wisconsin | 14 | $ 1,690,000 | $ 120,714 | $ 40,000 |
| St. Johns, Florida | 13 | $ 2,169,000 | $ 166,846 | $ 70,000 |
| Montgomery, Maryland | 13 | $ 4,125,000 | $ 317,307 | $ 128,000 |
| Worcester, Maryland | 13 | $ 2,240,000 | $ 172,307 | $ 101,000 |
| Jackson, Michigan | 13 | $ 686,000 | $ 52,769 | $ 65,000 |
| Eau Claire, Wisconsin | 13 | $ 2,368,000 | $ 182,153 | $ 54,000 |
| Kewaunee, Wisconsin | 13 | $ 1,233,000 | $ 94,846 | $ 62,000 |
| Santa Barbara, California | 12 | $ 3,520,000 | $ 293,333 | $ 34,000 |
| Tulare, California | 12 | $ 1,853,000 | $ 154,416 | $ 77,000 |
| Adams, Colorado | 12 | $ 2,367,000 | $ 197,250 | $ 66,000 |
| Douglas, Colorado | 12 | $ 2,877,000 | $ 239,750 | $ 85,000 |
| Kent, Michigan | 12 | $ 2,221,000 | $ 185,083 | $ 83,000 |
| Lapeer, Michigan | 12 | $ 1,757,000 | $ 146,416 | $ 55,000 |
| Livingston, Michigan | 12 | $ 3,718,000 | $ 309,833 | $ 107,000 |
| Fairfield, Ohio | 12 | $ 1,397,000 | $ 116,416 | $ 55,000 |
| Lancaster, Pennsylvania | 12 | $ 1,595,000 | $ 132,916 | $ 58,000 |
| Fort Bend, Texas | 12 | $ 1,055,000 | $ 87,916 | $ 78,000 |
| Harris, Texas | 12 | $ 1,162,000 | $ 96,833 | $ 46,000 |
| Pueblo, Colorado | 11 | $ 1,265,000 | $ 115,000 | $ 65,000 |
| Weld, Colorado | 11 | $ 1,359,000 | $ 123,545 | $ 64,000 |
| Hillsborough, Florida | 11 | $ 1,508,000 | $ 137,090 | $ 59,000 |
| Orange, Florida | 11 | $ 1,581,000 | $ 143,727 | $ 76,000 |
| Anne Arundel, Maryland | 11 | $ 3,153,000 | $ 286,636 | $ 128,000 |
| Hennepin, Minnesota | 11 | $ 2,529,000 | $ 229,909 | $ 103,000 |
| Multnomah, Oregon | 11 | $ 1,409,000 | $ 128,090 | $ 81,000 |
| Sevier, Tennessee | 11 | $ 1,200,000 | $ 109,090 | $ 134,000 |
| Denton, Texas | 11 | $ 1,582,000 | $ 143,818 | $ 87,000 |
| Washington, Utah | 11 | $ 1,987,000 | $ 180,636 | $ 66,000 |
| Calumet, Wisconsin | 11 | $ 1,519,000 | $ 138,090 | $ 72,000 |
| Waupaca, Wisconsin | 11 | $ 1,421,000 | $ 129,181 | $ 54,000 |
| San Luis Obispo, California | 10 | $ 4,074,000 | $ 407,400 | $ 111,000 |
| Tehama, California | 10 | $ 1,812,000 | $ 181,200 | $ 57,000 |
| Fairfield, Connecticut | 10 | $ 2,736,000 | $ 273,600 | $ 87,000 |
| Osceola, Florida | 10 | $ 2,556,000 | $ 255,600 | $ 120,000 |
| Elkhart, Indiana | 10 | $ 840,000 | $ 84,000 | $ 59,000 |
| Tippecanoe, Indiana | 10 | $ 763,000 | $ 76,300 | $ 44,000 |
| Worcester, Massachusetts | 10 | $ 1,584,000 | $ 158,400 | $ 77,000 |
| Beaufort, South Carolina | 10 | $ 2,922,000 | $ 292,200 | $ 123,000 |
| Monroe, Wisconsin | 10 | $ 1,310,000 | $ 131,000 | $ 39,000 |
| Shawano, Wisconsin | 10 | $ 1,167,000 | $ 116,700 | $ 45,000 |
| Yuma, Arizona | 9 | $ 854,000 | $ 94,888 | $ 87,000 |
| Humboldt, California | 9 | $ 2,561,000 | $ 284,555 | $ 93,000 |
| Escambia, Florida | 9 | $ 675,000 | $ 75,000 | $ 407,000 |
| McHenry, Illinois | 9 | $ 1,662,000 | $ 184,666 | $ 57,000 |
| Harford, Maryland | 9 | $ 1,813,000 | $ 201,444 | $ 113,000 |
| Middlesex, Massachusetts | 9 | $ 3,318,000 | $ 368,666 | $ 158,000 |
| St. Louis, Minnesota | 9 | $ 1,342,000 | $ 149,111 | $ 49,000 |
| Camden, Missouri | 9 | $ 1,412,000 | $ 156,888 | $ 178,000 |
| Platte, Missouri | 9 | $ 1,380,000 | $ 153,333 | $ 104,000 |
| Lake, Ohio | 9 | $ 1,487,000 | $ 165,222 | $ 50,000 |
| Utah, Utah | 9 | $ 1,499,000 | $ 166,555 | $ 83,000 |
| Clark, Washington | 9 | $ 2,181,000 | $ 242,333 | $ 55,000 |
| Columbia, Wisconsin | 9 | $ 1,099,000 | $ 122,111 | $ 46,000 |
| Marin, California | 8 | $ 2,766,000 | $ 345,750 | $ 89,000 |
| La Plata, Colorado | 8 | $ 1,708,000 | $ 213,500 | $ 78,000 |
| Clay, Florida | 8 | $ 1,168,000 | $ 146,000 | $ 48,000 |
| Allen, Indiana | 8 | $ 781,000 | $ 97,625 | $ 48,000 |
| DeKalb, Indiana | 8 | $ 421,000 | $ 52,625 | $ 28,000 |
| Dakota, Minnesota | 8 | $ 1,918,000 | $ 239,750 | $ 91,000 |
| Clay, Missouri | 8 | $ 1,568,000 | $ 196,000 | $ 75,000 |
| Lincoln, New Mexico | 8 | $ 1,119,000 | $ 139,875 | $ 65,000 |
| Wake, North Carolina | 8 | $ 1,305,000 | $ 163,125 | $ 66,000 |
| Summit, Ohio | 8 | $ 1,173,000 | $ 146,625 | $ 65,000 |
| Allegheny, Pennsylvania | 8 | $ 886,000 | $ 110,750 | $ 56,000 |
| Westmoreland, Pennsylvania | 8 | $ 1,183,000 | $ 147,875 | $ 75,000 |
| Chesapeake, Virginia | 8 | $ 1,317,000 | $ 164,625 | $ 75,000 |
| Loudoun, Virginia | 8 | $ 2,674,000 | $ 334,250 | $ 77,000 |
| Juneau, Wisconsin | 8 | $ 1,440,000 | $ 180,000 | $ 111,000 |
| Rock, Wisconsin | 8 | $ 1,096,000 | $ 137,000 | $ 60,000 |
| Benton, Arkansas | 7 | $ 699,000 | $ 99,857 | $ 65,000 |
| Calaveras, California | 7 | $ 1,984,000 | $ 283,428 | $ 349,000 |
| Madera, California | 7 | $ 1,600,000 | $ 228,571 | $ 90,000 |
| Sedgwick, Kansas | 7 | $ 274,000 | $ 39,142 | $ 65,000 |
| Wyandotte, Kansas | 7 | $ 647,000 | $ 92,428 | $ 54,000 |
| Jefferson, Kentucky | 7 | $ 522,000 | $ 74,571 | $ 107,000 |
| Carroll, Maryland | 7 | $ 1,667,000 | $ 238,142 | $ 82,000 |
| Frederick, Maryland | 7 | $ 1,656,000 | $ 236,571 | $ 130,000 |
| Somerset, Maryland | 7 | $ 878,000 | $ 125,428 | $ 35,000 |
| Anoka, Minnesota | 7 | $ 1,370,000 | $ 195,714 | $ 170,000 |
| Washington, Minnesota | 7 | $ 1,544,000 | $ 220,571 | $ 447,000 |
| Howell, Missouri | 7 | $ 649,000 | $ 92,714 | $ 68,000 |
| Mahoning, Ohio | 7 | $ 714,000 | $ 102,000 | $ 45,000 |
| Montgomery, Texas | 7 | $ 835,000 | $ 119,285 | $ 62,000 |
| Smith, Texas | 7 | $ 747,000 | $ 106,714 | $ 49,000 |
| Travis, Texas | 7 | $ 1,164,000 | $ 166,285 | $ 103,000 |
| Amador, California | 6 | $ 1,991,000 | $ 331,833 | $ 74,000 |
| Mendocino, California | 6 | $ 1,591,000 | $ 265,166 | $ 53,000 |
| Santa Cruz, California | 6 | $ 2,429,000 | $ 404,833 | $ 77,000 |
| Larimer, Colorado | 6 | $ 1,205,000 | $ 200,833 | $ 85,000 |
| Hernando, Florida | 6 | $ 497,000 | $ 82,833 | $ 48,000 |
| Seminole, Florida | 6 | $ 1,699,000 | $ 283,166 | $ 191,000 |
| Kane, Illinois | 6 | $ 1,010,000 | $ 168,333 | $ 119,000 |
| Johnson, Iowa | 6 | $ 714,000 | $ 119,000 | $ 42,000 |
| Linn, Iowa | 6 | $ 633,000 | $ 105,500 | $ 59,000 |
| Howard, Maryland | 6 | $ 1,504,000 | $ 250,666 | $ 75,000 |
| Bristol, Massachusetts | 6 | $ 1,350,000 | $ 225,000 | $ 97,000 |
| Norfolk, Massachusetts | 6 | $ 1,793,000 | $ 298,833 | $ 107,000 |
| Calhoun, Michigan | 6 | $ 599,000 | $ 99,833 | $ 36,000 |
| Callaway, Missouri | 6 | $ 795,000 | $ 132,500 | $ 47,000 |
| Christian, Missouri | 6 | $ 857,000 | $ 142,833 | $ 72,000 |
| Gasconade, Missouri | 6 | $ 631,000 | $ 105,166 | $ 29,000 |
| Delaware, Ohio | 6 | $ 1,156,000 | $ 192,666 | $ 76,000 |
| Medina, Ohio | 6 | $ 734,000 | $ 122,333 | $ 58,000 |
| Stark, Ohio | 6 | $ 857,000 | $ 142,833 | $ 62,000 |
| Beaver, Pennsylvania | 6 | $ 1,113,000 | $ 185,500 | $ 74,000 |
| Shelby, Tennessee | 6 | $ 605,000 | $ 100,833 | $ 45,000 |
| Virginia Beach, Virginia | 6 | $ 1,302,000 | $ 217,000 | $ 126,000 |
| Green, Wisconsin | 6 | $ 772,000 | $ 128,666 | $ 83,000 |
| Sauk, Wisconsin | 6 | $ 794,000 | $ 132,333 | $ 68,000 |
| Gila, Arizona | 5 | $ 518,000 | $ 103,600 | $ 108,000 |
| White, Arkansas | 5 | $ 847,000 | $ 169,400 | $ 86,000 |
| Glenn, California | 5 | $ 1,125,000 | $ 225,000 | $ 110,000 |
| Kings, California | 5 | $ 1,311,000 | $ 262,200 | $ 86,000 |
| Ada, Idaho | 5 | $ 596,000 | $ 119,200 | $ 252,000 |
| Sangamon, Illinois | 5 | $ 555,000 | $ 111,000 | $ 73,000 |
| Howard, Indiana | 5 | $ 430,000 | $ 86,000 | $ 74,000 |
| Polk, Iowa | 5 | $ 429,000 | $ 85,800 | $ 133,000 |
| Jessamine, Kentucky | 5 | $ 347,000 | $ 69,400 | $ 41,000 |
| Hampden, Massachusetts | 5 | $ 689,000 | $ 137,800 | $ 37,000 |
| Berrien, Michigan | 5 | $ 1,337,000 | $ 267,400 | $ 141,000 |
| Iosco, Michigan | 5 | $ 335,000 | $ 67,000 | $ 52,000 |
| Madison, Missouri | 5 | $ 321,000 | $ 64,200 | $ 32,000 |
| Washington, Missouri | 5 | $ 448,000 | $ 89,600 | $ 39,000 |
| Geauga, Ohio | 5 | $ 1,190,000 | $ 238,000 | $ 111,000 |
| Hamilton, Ohio | 5 | $ 530,000 | $ 106,000 | $ 99,000 |
| Clackamas, Oregon | 5 | $ 1,432,000 | $ 286,400 | $ 69,000 |
| Weber, Utah | 5 | $ 433,000 | $ 86,600 | $ 77,000 |
| Kittitas, Washington | 5 | $ 954,000 | $ 190,800 | $ 76,000 |
| Oneida, Wisconsin | 5 | $ 1,099,000 | $ 219,800 | $ 96,000 |
| Vilas, Wisconsin | 5 | $ 816,000 | $ 163,200 | $ 86,000 |
| Cochise, Arizona | 4 | $ 599,000 | $ 149,750 | $ 62,000 |
| Washington, Arkansas | 4 | $ 765,000 | $ 191,250 | $ 117,000 |
| Teller, Colorado | 4 | $ 459,000 | $ 114,750 | $ 79,000 |
| New Haven, Connecticut | 4 | $ 936,000 | $ 234,000 | $ 99,000 |
| Lake, Florida | 4 | $ 591,000 | $ 147,750 | $ 86,000 |
| Pinellas, Florida | 4 | $ 940,000 | $ 235,000 | $ 64,000 |
| Canyon, Idaho | 4 | $ 304,000 | $ 76,000 | $ 54,000 |
| Porter, Indiana | 4 | $ 629,000 | $ 157,250 | $ 167,000 |
| Shelby, Indiana | 4 | $ 160,000 | $ 40,000 | $ 66,000 |
| Campbell, Kentucky | 4 | $ 165,000 | $ 41,250 | $ 164,000 |
| Fayette, Kentucky | 4 | $ 428,000 | $ 107,000 | $ 112,000 |
| Washington, Maryland | 4 | $ 663,000 | $ 165,750 | $ 40,000 |
| Plymouth, Massachusetts | 4 | $ 1,123,000 | $ 280,750 | $ 88,000 |
| Clinton, Michigan | 4 | $ 794,000 | $ 198,500 | $ 101,000 |
| Kalamazoo, Michigan | 4 | $ 283,000 | $ 70,750 | $ 62,000 |
| Oscoda, Michigan | 4 | $ 231,000 | $ 57,750 | $ 70,000 |
| Shiawassee, Michigan | 4 | $ 229,000 | $ 57,250 | $ 62,000 |
| St. Clair, Michigan | 4 | $ 563,000 | $ 140,750 | $ 53,000 |
| Sherburne, Minnesota | 4 | $ 490,000 | $ 122,500 | $ 169,000 |
| Pettis, Missouri | 4 | $ 459,000 | $ 114,750 | $ 77,000 |
| Saline, Missouri | 4 | $ 297,000 | $ 74,250 | $ 34,000 |
| Hillsborough, New Hampshire | 4 | $ 850,000 | $ 212,500 | $ 46,000 |
| Rockingham, New Hampshire | 4 | $ 968,000 | $ 242,000 | $ 59,000 |
| Licking, Ohio | 4 | $ 504,000 | $ 126,000 | $ 73,000 |
| Montgomery, Ohio | 4 | $ 446,000 | $ 111,500 | $ 63,000 |
| Perry, Ohio | 4 | $ 592,000 | $ 148,000 | $ 66,000 |
| Pickaway, Ohio | 4 | $ 638,000 | $ 159,500 | $ 89,000 |
| Oklahoma, Oklahoma | 4 | $ 307,000 | $ 76,750 | $ 68,000 |
| Tulsa, Oklahoma | 4 | $ 602,000 | $ 150,500 | $ 88,000 |
| Cumberland, Pennsylvania | 4 | $ 329,000 | $ 82,250 | $ 112,000 |
| Mifflin, Pennsylvania | 4 | $ 251,000 | $ 62,750 | $ 56,000 |
| Philadelphia, Pennsylvania | 4 | $ 308,000 | $ 77,000 | $ 107,000 |
| Bexar, Texas | 4 | $ 446,000 | $ 111,500 | $ 83,000 |
| Brazoria, Texas | 4 | $ 482,000 | $ 120,500 | $ 54,000 |
| Iron, Utah | 4 | $ 479,000 | $ 119,750 | $ 42,000 |
| Summit, Utah | 4 | $ 862,000 | $ 215,500 | $ 73,000 |
| Alexandria, Virginia | 4 | $ 798,000 | $ 199,500 | $ 64,000 |
| Fauquier, Virginia | 4 | $ 1,261,000 | $ 315,250 | $ 104,000 |
| Hanover, Virginia | 4 | $ 540,000 | $ 135,000 | $ 41,000 |
| Prince William, Virginia | 4 | $ 1,301,000 | $ 325,250 | $ 109,000 |
| Stafford, Virginia | 4 | $ 823,000 | $ 205,750 | $ 116,000 |
| Ashland, Wisconsin | 4 | $ 142,000 | $ 35,500 | $ 91,000 |
| Chippewa, Wisconsin | 4 | $ 418,000 | $ 104,500 | $ 44,000 |
| Douglas, Wisconsin | 4 | $ 574,000 | $ 143,500 | $ 74,000 |
| Langlade, Wisconsin | 4 | $ 481,000 | $ 120,250 | $ 77,000 |
| Lincoln, Wisconsin | 4 | $ 620,000 | $ 155,000 | $ 189,000 |
| Marathon, Wisconsin | 4 | $ 366,000 | $ 91,500 | $ 67,000 |
| Pierce, Wisconsin | 4 | $ 593,000 | $ 148,250 | $ 61,000 |
| Vernon, Wisconsin | 4 | $ 708,000 | $ 177,000 | $ 66,000 |
| Wood, Wisconsin | 4 | $ 466,000 | $ 116,500 | $ 62,000 |
| Graham, Arizona | 3 | $ 234,000 | $ 78,000 | $ 66,000 |
| Santa Cruz, Arizona | 3 | $ 439,000 | $ 146,333 | $ 72,000 |
| Baxter, Arkansas | 3 | $ 313,000 | $ 104,333 | $ 45,000 |
| Lonoke, Arkansas | 3 | $ 340,000 | $ 113,333 | $ 100,000 |
| Pulaski, Arkansas | 3 | $ 381,000 | $ 127,000 | $ 45,000 |
| Del Norte, California | 3 | $ 713,000 | $ 237,666 | $ 47,000 |
| Lake, California | 3 | $ 654,000 | $ 218,000 | $ 61,000 |
| San Benito, California | 3 | $ 1,181,000 | $ 393,666 | $ 109,000 |
| Siskiyou, California | 3 | $ 522,000 | $ 174,000 | $ 79,000 |
| Broomfield, Colorado | 3 | $ 396,000 | $ 132,000 | $ 48,000 |
| Brevard, Florida | 3 | $ 536,000 | $ 178,666 | $ 62,000 |
| Sarasota, Florida | 3 | $ 469,000 | $ 156,333 | $ 7,000 |
| Volusia, Florida | 3 | $ 239,000 | $ 79,666 | $ 53,000 |
| DeKalb, Georgia | 3 | $ 418,000 | $ 139,333 | $ 109,000 |
| Newton, Georgia | 3 | $ 458,000 | $ 152,666 | $ 83,000 |
| Clinton, Illinois | 3 | $ 417,000 | $ 139,000 | $ 67,000 |
| DeKalb, Illinois | 3 | $ 372,000 | $ 124,000 | $ 80,000 |
| Grundy, Illinois | 3 | $ 445,000 | $ 148,333 | $ 98,000 |
| Macoupin, Illinois | 3 | $ 176,000 | $ 58,666 | $ 19,000 |
| Hamilton, Indiana | 3 | $ 388,000 | $ 129,333 | $ 56,000 |
| Henry, Iowa | 3 | $ 292,000 | $ 97,333 | $ 59,000 |
| Lee, Iowa | 3 | $ 200,000 | $ 66,666 | $ 42,000 |
| Douglas, Kansas | 3 | $ 237,000 | $ 79,000 | $ 31,000 |
| Franklin, Kansas | 3 | $ 407,000 | $ 135,666 | $ 94,000 |
| Shawnee, Kansas | 3 | $ 485,000 | $ 161,666 | $ 83,000 |
| Dorchester, Maryland | 3 | $ 381,000 | $ 127,000 | $ 87,000 |
| Talbot, Maryland | 3 | $ 506,000 | $ 168,666 | $ 119,000 |
| Clare, Michigan | 3 | $ 428,000 | $ 142,666 | $ 92,000 |
| Eaton, Michigan | 3 | $ 377,000 | $ 125,666 | $ 78,000 |
| Grand Traverse, Michigan | 3 | $ 819,000 | $ 273,000 | $ 156,000 |
| Monroe, Michigan | 3 | $ 432,000 | $ 144,000 | $ 40,000 |
| Saginaw, Michigan | 3 | $ 274,000 | $ 91,333 | $ 47,000 |
| Carlton, Minnesota | 3 | $ 649,000 | $ 216,333 | $ 87,000 |
| Olmsted, Minnesota | 3 | $ 489,000 | $ 163,000 | $ 51,000 |
| Scott, Minnesota | 3 | $ 1,295,000 | $ 431,666 | $ 123,000 |
| Cole, Missouri | 3 | $ 428,000 | $ 142,666 | $ 71,000 |
| Iron, Missouri | 3 | $ 297,000 | $ 99,000 | $ 32,000 |
| Lafayette, Missouri | 3 | $ 521,000 | $ 173,666 | $ 88,000 |
| Phelps, Missouri | 3 | $ 289,000 | $ 96,333 | $ 51,000 |
| Ste. Genevieve, Missouri | 3 | $ 298,000 | $ 99,333 | $ 63,000 |
| Stone, Missouri | 3 | $ 425,000 | $ 141,666 | $ 58,000 |
| Cleveland, North Carolina | 3 | $ 666,000 | $ 222,000 | $ 89,000 |
| Watauga, North Carolina | 3 | $ 524,000 | $ 174,666 | $ 52,000 |
| Cass, North Dakota | 3 | $ 466,000 | $ 155,333 | $ 86,000 |
| Hocking, Ohio | 3 | $ 313,000 | $ 104,333 | $ 49,000 |
| Lorain, Ohio | 3 | $ 663,000 | $ 221,000 | $ 70,000 |
| Juniata, Pennsylvania | 3 | $ 322,000 | $ 107,333 | $ 79,000 |
| Mercer, Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 74,000 |
| Kent, Rhode Island | 3 | $ 643,000 | $ 214,333 | $ 81,000 |
| Providence, Rhode Island | 3 | $ 563,000 | $ 187,666 | $ 64,000 |
| Ellis, Texas | 3 | $ 363,000 | $ 121,000 | $ 92,000 |
| Tooele, Utah | 3 | $ 207,000 | $ 69,000 | $ 87,000 |
| Chittenden, Vermont | 3 | $ 623,000 | $ 207,666 | $ 78,000 |
| Washington, Virginia | 3 | $ 595,000 | $ 198,333 | $ 79,000 |
| Kitsap, Washington | 3 | $ 529,000 | $ 176,333 | $ 89,000 |
| Thurston, Washington | 3 | $ 373,000 | $ 124,333 | $ 65,000 |
| Adams, Wisconsin | 3 | $ 164,000 | $ 54,666 | $ 28,000 |
| Forest, Wisconsin | 3 | $ 184,000 | $ 61,333 | $ 39,000 |
| Green Lake, Wisconsin | 3 | $ 412,000 | $ 137,333 | $ 66,000 |
| Portage, Wisconsin | 3 | $ 272,000 | $ 90,666 | $ 61,000 |
| St. Croix, Wisconsin | 3 | $ 597,000 | $ 199,000 | $ 70,000 |
| Waushara, Wisconsin | 3 | $ 288,000 | $ 96,000 | $ 36,000 |
| Baldwin, Alabama | 2 | $ 447,000 | $ 223,500 | $ 106,000 |
| Jefferson, Alabama | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Craighead, Arkansas | 2 | $ 34,000 | $ 17,000 | $ 29,000 |
| Lassen, California | 2 | $ 334,000 | $ 167,000 | $ 53,000 |
| Boulder, Colorado | 2 | $ 275,000 | $ 137,500 | $ 84,000 |
| New Castle, Delaware | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| Charlotte, Florida | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Leon, Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Okaloosa, Florida | 2 | $ 185,000 | $ 92,500 | $ 78,000 |
| Polk, Florida | 2 | $ 349,000 | $ 174,500 | $ 224,000 |
| Putnam, Florida | 2 | $ 115,000 | $ 57,500 | $ 102,000 |
| Taylor, Florida | 2 | $ 356,000 | $ 178,000 | $ 180,000 |
| Walton, Florida | 2 | $ 747,000 | $ 373,500 | $ 420,000 |
| Bibb, Georgia | 2 | $ 328,000 | $ 164,000 | $ 37,000 |
| Gwinnett, Georgia | 2 | $ 277,000 | $ 138,500 | $ 46,000 |
| Maui, Hawaii | 2 | $ 302,000 | $ 151,000 | $ 128,000 |
| Champaign, Illinois | 2 | $ 215,000 | $ 107,500 | $ 50,000 |
| Kendall, Illinois | 2 | $ 373,000 | $ 186,500 | $ 55,000 |
| Richland, Illinois | 2 | $ 133,000 | $ 66,500 | $ 38,000 |
| Carroll, Indiana | 2 | $ 67,000 | $ 33,500 | $ 53,000 |
| Clinton, Indiana | 2 | $ 141,000 | $ 70,500 | $ 39,000 |
| Dearborn, Indiana | 2 | $ 63,000 | $ 31,500 | $ 119,000 |
| LaPorte, Indiana | 2 | $ 200,000 | $ 100,000 | $ 86,000 |
| Pike, Indiana | 2 | $ 163,000 | $ 81,500 | $ 65,000 |
| Posey, Indiana | 2 | $ 189,000 | $ 94,500 | $ 18,000 |
| Steuben, Indiana | 2 | $ 540,000 | $ 270,000 | $ 150,000 |
| Vanderburgh, Indiana | 2 | $ 237,000 | $ 118,500 | $ 57,000 |
| Clayton, Iowa | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Des Moines, Iowa | 2 | $ 186,000 | $ 93,000 | $ 55,000 |
| Iowa, Iowa | 2 | $ 151,000 | $ 75,500 | $ 42,000 |
| Mahaska, Iowa | 2 | $ 85,000 | $ 42,500 | $ 34,000 |
| Washington, Iowa | 2 | $ 211,000 | $ 105,500 | $ 54,000 |
| Leavenworth, Kansas | 2 | $ 297,000 | $ 148,500 | $ 63,000 |
| Logan, Kansas | 2 | $ 159,000 | $ 79,500 | $ 33,000 |
| Clark, Kentucky | 2 | $ 237,000 | $ 118,500 | $ 62,000 |
| Ascension, Louisiana | 2 | $ 199,000 | $ 99,500 | $ 133,000 |
| Caddo, Louisiana | 2 | $ 109,000 | $ 54,500 | $ 36,000 |
| St. Tammany, Louisiana | 2 | $ 251,000 | $ 125,500 | $ 35,000 |
| West Baton Rouge, Louisiana | 2 | $ 391,000 | $ 195,500 | $ 69,000 |
| York, Maine | 2 | $ 353,000 | $ 176,500 | $ 78,000 |
| Charles, Maryland | 2 | $ 274,000 | $ 137,000 | $ 74,000 |
| Allegan, Michigan | 2 | $ 521,000 | $ 260,500 | $ 80,000 |
| Barry, Michigan | 2 | $ 388,000 | $ 194,000 | $ 61,000 |
| Charlevoix, Michigan | 2 | $ 95,000 | $ 47,500 | $ 78,000 |
| Chippewa, Michigan | 2 | $ 502,000 | $ 251,000 | $ 106,000 |
| Dickinson, Michigan | 2 | $ 154,000 | $ 77,000 | $ 40,000 |
| Gladwin, Michigan | 2 | $ 238,000 | $ 119,000 | $ 48,000 |
| Isabella, Michigan | 2 | $ 191,000 | $ 95,500 | $ 94,000 |
| Kalkaska, Michigan | 2 | $ 283,000 | $ 141,500 | $ 326,000 |
| Menominee, Michigan | 2 | $ 126,000 | $ 63,000 | $ 47,000 |
| Dodge, Minnesota | 2 | $ 279,000 | $ 139,500 | $ 60,000 |
| Isanti, Minnesota | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Ramsey, Minnesota | 2 | $ 501,000 | $ 250,500 | $ 100,000 |
| Butler, Missouri | 2 | $ 239,000 | $ 119,500 | $ 26,000 |
| Cape Girardeau, Missouri | 2 | $ 118,000 | $ 59,000 | $ 22,000 |
| Grundy, Missouri | 2 | $ 214,000 | $ 107,000 | $ 49,000 |
| Jasper, Missouri | 2 | $ 209,000 | $ 104,500 | $ 123,000 |
| Livingston, Missouri | 2 | $ 67,000 | $ 33,500 | $ 38,000 |
| Marion, Missouri | 2 | $ 126,000 | $ 63,000 | $ 40,000 |
| Moniteau, Missouri | 2 | $ 339,000 | $ 169,500 | $ 107,000 |
| Pulaski, Missouri | 2 | $ 164,000 | $ 82,000 | $ 49,000 |
| Randolph, Missouri | 2 | $ 199,000 | $ 99,500 | $ 69,000 |
| Wayne, Missouri | 2 | $ 219,000 | $ 109,500 | $ 83,000 |
| Webster, Missouri | 2 | $ 119,000 | $ 59,500 | $ 60,000 |
| Flathead, Montana | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Gallatin, Montana | 2 | $ 481,000 | $ 240,500 | $ 213,000 |
| Douglas, Nebraska | 2 | $ 299,000 | $ 149,500 | $ 66,000 |
| Douglas, Nevada | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Washoe, Nevada | 2 | $ 1,783,000 | $ 891,500 | $ 292,000 |
| Essex, New Jersey | 2 | $ 862,000 | $ 431,000 | $ 128,000 |
| Warren, New Jersey | 2 | $ 630,000 | $ 315,000 | $ 123,000 |
| Bernalillo, New Mexico | 2 | $ 1,194,000 | $ 597,000 | $ 227,000 |
| Sandoval, New Mexico | 2 | $ 302,000 | $ 151,000 | $ 73,000 |
| Cabarrus, North Carolina | 2 | $ 226,000 | $ 113,000 | $ 92,000 |
| Davidson, North Carolina | 2 | $ 296,000 | $ 148,000 | $ 74,000 |
| Durham, North Carolina | 2 | $ 252,000 | $ 126,000 | $ 72,000 |
| Gaston, North Carolina | 2 | $ 581,000 | $ 290,500 | $ 105,000 |
| Guilford, North Carolina | 2 | $ 294,000 | $ 147,000 | $ 74,000 |
| Moore, North Carolina | 2 | $ 378,000 | $ 189,000 | $ 71,000 |
| Union, North Carolina | 2 | $ 524,000 | $ 262,000 | $ 89,000 |
| Gallia, Ohio | 2 | $ 176,000 | $ 88,000 | $ 85,000 |
| Lucas, Ohio | 2 | $ 314,000 | $ 157,000 | $ 60,000 |
| Marion, Ohio | 2 | $ 234,000 | $ 117,000 | $ 41,000 |
| Portage, Ohio | 2 | $ 373,000 | $ 186,500 | $ 66,000 |
| Richland, Ohio | 2 | $ 79,000 | $ 39,500 | $ 130,000 |
| Wood, Ohio | 2 | $ 307,000 | $ 153,500 | $ 54,000 |
| Lane, Oregon | 2 | $ 361,000 | $ 180,500 | $ 21,000 |
| Adams, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Butler, Pennsylvania | 2 | $ 168,000 | $ 84,000 | $ 34,000 |
| Cambria, Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 23,000 |
| Montgomery, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Perry, Pennsylvania | 2 | $ 122,000 | $ 61,000 | $ 30,000 |
| Schuylkill, Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 30,000 |
| Newport, Rhode Island | 2 | $ 361,000 | $ 180,500 | $ 61,000 |
| Washington, Rhode Island | 2 | $ 188,000 | $ 94,000 | $ 19,000 |
| Greenville, South Carolina | 2 | $ 318,000 | $ 159,000 | $ 191,000 |
| Davidson, Tennessee | 2 | $ 194,000 | $ 97,000 | $ 43,000 |
| El Paso, Texas | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Midland, Texas | 2 | $ 103,000 | $ 51,500 | $ 61,000 |
| Parker, Texas | 2 | $ 85,000 | $ 42,500 | $ 214,000 |
| Rockwall, Texas | 2 | $ 307,000 | $ 153,500 | $ 72,000 |
| Duchesne, Utah | 2 | $ 94,000 | $ 47,000 | $ 52,000 |
| Sevier, Utah | 2 | $ 132,000 | $ 66,000 | $ 60,000 |
| Uintah, Utah | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Wasatch, Utah | 2 | $ 5,000,000 | $ 2,500,000 | $ 996,000 |
| Accomack, Virginia | 2 | $ 361,000 | $ 180,500 | $ 87,000 |
| Greene, Virginia | 2 | $ 385,000 | $ 192,500 | $ 108,000 |
| Hampton, Virginia | 2 | $ 316,000 | $ 158,000 | $ 59,000 |
| Norfolk, Virginia | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Portsmouth, Virginia | 2 | $ 239,000 | $ 119,500 | $ 45,000 |
| Spotsylvania, Virginia | 2 | $ 513,000 | $ 256,500 | $ 83,000 |
| Westmoreland, Virginia | 2 | $ 264,000 | $ 132,000 | $ 154,000 |
| Cowlitz, Washington | 2 | $ 382,000 | $ 191,000 | $ 83,000 |
| Barron, Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 56,000 |
| Dunn, Wisconsin | 2 | $ 379,000 | $ 189,500 | $ 632,000 |
| Lafayette, Wisconsin | 2 | $ 164,000 | $ 82,000 | $ 29,000 |
| Sawyer, Wisconsin | 2 | $ 198,000 | $ 99,000 | $ 68,000 |
| Taylor, Wisconsin | 2 | $ 398,000 | $ 199,000 | $ 66,000 |
| Fremont, Wyoming | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Mobile, Alabama | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Apache, Arizona | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Cleburne, Arkansas | 1 | $ 129,000 | $ 129,000 | $ 95,000 |
| Crawford, Arkansas | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Van Buren, Arkansas | 1 | $ 209,000 | $ 209,000 | $ 130,000 |
| Mariposa, California | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Plumas, California | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Sierra, California | 1 | $ 328,000 | $ 328,000 | $ 95,000 |
| Chaffee, Colorado | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Custer, Colorado | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Eagle, Colorado | 1 | $ 552,000 | $ 552,000 | $ 282,000 |
| Gunnison, Colorado | 1 | $ 407,000 | $ 407,000 | $ 58,000 |
| Montezuma, Colorado | 1 | $ 173,000 | $ 173,000 | $ 64,000 |
| Pitkin, Colorado | 1 | $ 650,000 | $ 650,000 | $ 267,000 |
| Summit, Colorado | 1 | $ 314,000 | $ 314,000 | $ 115,000 |
| Hartford, Connecticut | 1 | $ 856,000 | $ 856,000 | $ 240,000 |
| New London, Connecticut | 1 | $ 365,000 | $ 365,000 | $ 89,000 |
| Tolland, Connecticut | 1 | $ 369,000 | $ 369,000 | $ 90,000 |
| Bay, Florida | 1 | $ 190,000 | $ 190,000 | $ 77,000 |
| Citrus, Florida | 1 | $ 66,000 | $ 66,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Universal Savings Bank FA in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,186 | $1,681,661,000 | $179,377 | $4,500,000 | $78,377 | $1,925,000 |
| Home Purchase | 6,050 | $1,153,255,000 | $193,108 | $2,328,000 | $107,543 | $1,824,000 |
| Home Improvement | 26 | $6,957,000 | $167,500 | $740,000 | $98,500 | $393,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,208 | $1,895,638,000 | $176,812 | $4,500,000 | $87,625 | $1,925,000 |
| Hispanic | 1,757 | $395,757,000 | $160,370 | $1,000,000 | $79,925 | $900,000 |
| Asian | 1,017 | $278,522,000 | $237,818 | $1,360,000 | $110,818 | $543,000 |
| Black or African American | 827 | $155,182,000 | $155,344 | $2,925,000 | $78,000 | $900,000 |
| Not Provided | 280 | $70,413,000 | $196,666 | $1,235,000 | $87,388 | $552,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $31,281,000 | $294,083 | $1,120,000 | $146,916 | $972,000 |
| American Indian or Alaskan Native | 66 | $15,080,000 | $184,142 | $1,425,000 | $84,500 | $485,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,960 | $2,796,708,000 | $185,187 | $4,500,000 | $94,333 | $1,925,000 |
| FHA-insured (Federal Housing Administration) | 183 | $22,545,000 | $137,684 | $254,000 | $44,631 | $256,000 |
| VA-guaranteed (Veterans Administration) | 119 | $22,620,000 | $172,411 | $354,000 | $52,352 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,161 | $1,679,768,000 | $176,930 | $1,650,000 | $79,488 | $1,925,000 |
| Application Denied By Financial Institution | 2,976 | $624,360,000 | $171,888 | $4,500,000 | $100,422 | $1,824,000 |
| Application Approved But Not Accepted | 896 | $244,673,000 | $169,037 | $1,300,000 | $80,888 | $972,000 |
| Loan Purchased By The Institution | 510 | $91,144,000 | $190,392 | $366,000 | $75,714 | $772,000 |
| Application Withdrawn By Applicant | 458 | $126,113,000 | $167,100 | $2,328,000 | $96,250 | $996,000 |
| File Closed For Incompleteness | 261 | $75,815,000 | $150,866 | $1,360,000 | $82,266 | $552,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 812 | $138,282,000 | $171,600 | $1,279,000 | $79,285 | $840,000 |
| Credit History | 589 | $129,631,000 | $169,480 | $1,500,000 | $122,520 | $1,824,000 |
| Unverifiable Information | 589 | $148,168,000 | $172,608 | $1,540,000 | $112,521 | $1,568,000 |
| Debt-To-Income Ratio | 350 | $68,112,000 | $156,464 | $840,000 | $63,821 | $541,000 |
| Collateral | 276 | $57,548,000 | $202,714 | $1,540,000 | $143,928 | $1,200,000 |
| Other | 206 | $39,759,000 | $121,947 | $2,925,000 | $89,631 | $903,000 |
| Employment History | 82 | $24,608,000 | $305,500 | $4,500,000 | $135,142 | $996,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $17,426,000 | $295,600 | $1,280,000 | $157,200 | $780,000 |
| Mortgage Insurance Denied | 2 | $826,000 | $413,000 | $432,000 | $82,000 | $98,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Universal Savings Bank FA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Universal Savings Bank FA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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