Greenstate Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Greenstate Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstate Credit Union 2355 Landon Rd North Liberty, IA 52317 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,498 |
| Total Mortgage Loan Application Amount | $3,436,630,000 |
| Average Mortgage Loan Application Amount | $125,666 |
| Highest Mortgage Loan Application Amount | $44,985,000 |
| Average Applicant Income | $106,666 |
| Highest Applicant Income | $4,455,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Greenstate Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstate Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Greenstate Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstate Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstate Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstate Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 3,084 | $ 543,240,000 | $ 176,000 | $ 115,000 |
| Linn County Iowa | 3,048 | $ 415,440,000 | $ 136,000 | $ 97,000 |
| Johnson County Iowa | 2,869 | $ 503,995,000 | $ 175,000 | $ 131,000 |
| Black Hawk County Iowa | 1,299 | $ 171,165,000 | $ 131,000 | $ 93,000 |
| Scott County Iowa | 1,104 | $ 185,660,000 | $ 168,000 | $ 113,000 |
| Dallas County Iowa | 1,014 | $ 218,510,000 | $ 215,000 | $ 148,000 |
| Cook County Illinois | 600 | $ 228,440,000 | $ 380,000 | $ 158,000 |
| Dubuque County Iowa | 436 | $ 73,150,000 | $ 167,000 | $ 99,000 |
| Rock Island County Illinois | 435 | $ 43,395,000 | $ 99,000 | $ 74,000 |
| Poweshiek County Iowa | 375 | $ 45,135,000 | $ 120,000 | $ 94,000 |
| Wayne County Michigan | 336 | $ 20,680,000 | $ 61,000 | $ 63,000 |
| Winnebago County Illinois | 283 | $ 40,425,000 | $ 142,000 | $ 91,000 |
| Warren County Iowa | 267 | $ 45,975,000 | $ 172,000 | $ 124,000 |
| Webster County Iowa | 250 | $ 25,470,000 | $ 101,000 | $ 81,000 |
| Iowa County Iowa | 211 | $ 22,455,000 | $ 106,000 | $ 96,000 |
| Washington County Iowa | 210 | $ 28,330,000 | $ 134,000 | $ 90,000 |
| Benton County Iowa | 209 | $ 24,835,000 | $ 118,000 | $ 90,000 |
| DuPage County Illinois | 202 | $ 79,490,000 | $ 393,000 | $ 160,000 |
| Cedar County Iowa | 195 | $ 26,645,000 | $ 136,000 | $ 98,000 |
| Jasper County Iowa | 168 | $ 20,160,000 | $ 120,000 | $ 91,000 |
| Oakland County Michigan | 166 | $ 10,420,000 | $ 62,000 | $ 60,000 |
| Muscatine County Iowa | 142 | $ 17,750,000 | $ 125,000 | $ 99,000 |
| Will County Illinois | 138 | $ 22,210,000 | $ 160,000 | $ 142,000 |
| Bremer County Iowa | 133 | $ 19,665,000 | $ 147,000 | $ 107,000 |
| Jones County Iowa | 133 | $ 11,965,000 | $ 89,000 | $ 80,000 |
| Story County Iowa | 127 | $ 35,965,000 | $ 283,000 | $ 113,000 |
| Kane County Illinois | 110 | $ 26,880,000 | $ 244,000 | $ 132,000 |
| Buchanan County Iowa | 106 | $ 13,610,000 | $ 128,000 | $ 100,000 |
| DeKalb County Indiana | 104 | $ 4,610,000 | $ 44,000 | $ 49,000 |
| Clinton County Iowa | 97 | $ 10,545,000 | $ 108,000 | $ 91,000 |
| Grundy County Iowa | 93 | $ 11,075,000 | $ 119,000 | $ 92,000 |
| Madison County Iowa | 93 | $ 16,105,000 | $ 173,000 | $ 117,000 |
| Macomb County Michigan | 88 | $ 5,730,000 | $ 65,000 | $ 62,000 |
| Boone County Iowa | 77 | $ 9,735,000 | $ 126,000 | $ 96,000 |
| Butler County Iowa | 75 | $ 8,945,000 | $ 119,000 | $ 95,000 |
| Henry County Illinois | 74 | $ 7,920,000 | $ 107,000 | $ 82,000 |
| Lake County Illinois | 74 | $ 22,950,000 | $ 310,000 | $ 129,000 |
| Marion County Iowa | 74 | $ 12,880,000 | $ 174,000 | $ 119,000 |
| Tama County Iowa | 72 | $ 6,720,000 | $ 93,000 | $ 85,000 |
| Allegan County Michigan | 72 | $ 3,330,000 | $ 46,000 | $ 53,000 |
| Washtenaw County Michigan | 72 | $ 6,120,000 | $ 85,000 | $ 69,000 |
| Boone County Illinois | 64 | $ 6,700,000 | $ 104,000 | $ 75,000 |
| Marshall County Iowa | 63 | $ 4,525,000 | $ 71,000 | $ 76,000 |
| Fayette County Iowa | 62 | $ 6,210,000 | $ 100,000 | $ 87,000 |
| McHenry County Illinois | 55 | $ 10,255,000 | $ 186,000 | $ 94,000 |
| Ottawa County Michigan | 55 | $ 3,245,000 | $ 59,000 | $ 57,000 |
| Des Moines County Iowa | 54 | $ 4,860,000 | $ 90,000 | $ 77,000 |
| Kent County Michigan | 54 | $ 2,650,000 | $ 49,000 | $ 45,000 |
| Livingston County Michigan | 53 | $ 3,755,000 | $ 70,000 | $ 61,000 |
| Delaware County Iowa | 49 | $ 7,585,000 | $ 154,000 | $ 107,000 |
| Madison County Indiana | 46 | $ 2,280,000 | $ 49,000 | $ 50,000 |
| Genesee County Michigan | 44 | $ 2,530,000 | $ 57,000 | $ 61,000 |
| Henry County Iowa | 43 | $ 5,555,000 | $ 129,000 | $ 83,000 |
| Stephenson County Illinois | 37 | $ 4,125,000 | $ 111,000 | $ 95,000 |
| Jackson County Iowa | 37 | $ 5,075,000 | $ 137,000 | $ 95,000 |
| Jo Daviess County Illinois | 36 | $ 6,260,000 | $ 173,000 | $ 123,000 |
| Guthrie County Iowa | 36 | $ 9,540,000 | $ 265,000 | $ 138,000 |
| Howard County Indiana | 35 | $ 1,155,000 | $ 33,000 | $ 49,000 |
| Sangamon County Illinois | 32 | $ 1,950,000 | $ 60,000 | $ 52,000 |
| Mahaska County Iowa | 32 | $ 3,640,000 | $ 113,000 | $ 94,000 |
| Kendall County Illinois | 31 | $ 6,855,000 | $ 221,000 | $ 135,000 |
| Chickasaw County Iowa | 30 | $ 3,850,000 | $ 128,000 | $ 105,000 |
| Bay County Michigan | 30 | $ 1,450,000 | $ 48,000 | $ 48,000 |
| Whiteside County Illinois | 29 | $ 2,285,000 | $ 78,000 | $ 81,000 |
| Cerro Gordo County Iowa | 28 | $ 4,940,000 | $ 176,000 | $ 147,000 |
| Louisa County Iowa | 28 | $ 3,360,000 | $ 120,000 | $ 93,000 |
| Whitley County Indiana | 27 | $ 1,725,000 | $ 63,000 | $ 62,000 |
| Jefferson County Iowa | 27 | $ 3,065,000 | $ 113,000 | $ 95,000 |
| Keokuk County Iowa | 27 | $ 2,235,000 | $ 82,000 | $ 97,000 |
| Monroe County Michigan | 27 | $ 1,115,000 | $ 41,000 | $ 51,000 |
| DeKalb County Illinois | 26 | $ 3,510,000 | $ 135,000 | $ 78,000 |
| Mercer County Illinois | 26 | $ 3,880,000 | $ 149,000 | $ 114,000 |
| Hamilton County Iowa | 26 | $ 3,020,000 | $ 116,000 | $ 75,000 |
| Hardin County Iowa | 26 | $ 2,650,000 | $ 101,000 | $ 72,000 |
| Berrien County Michigan | 26 | $ 2,420,000 | $ 93,000 | $ 82,000 |
| Jackson County Michigan | 26 | $ 1,130,000 | $ 43,000 | $ 53,000 |
| Knox County Illinois | 23 | $ 9,675,000 | $ 420,000 | $ 86,000 |
| Lee County Iowa | 23 | $ 1,665,000 | $ 72,000 | $ 78,000 |
| Woodbury County Iowa | 23 | $ 3,185,000 | $ 138,000 | $ 118,000 |
| Marion County Indiana | 21 | $ 1,335,000 | $ 63,000 | $ 49,000 |
| Grand Traverse County Michigan | 21 | $ 2,125,000 | $ 101,000 | $ 66,000 |
| Morgan County Indiana | 20 | $ 1,630,000 | $ 81,000 | $ 53,000 |
| Calhoun County Iowa | 20 | $ 2,800,000 | $ 140,000 | $ 93,000 |
| Calhoun County Michigan | 20 | $ 1,150,000 | $ 57,000 | $ 58,000 |
| Ingham County Michigan | 20 | $ 850,000 | $ 42,000 | $ 61,000 |
| LaPorte County Indiana | 18 | $ 1,580,000 | $ 87,000 | $ 89,000 |
| Clinton County Michigan | 18 | $ 770,000 | $ 42,000 | $ 58,000 |
| McLean County Illinois | 17 | $ 1,045,000 | $ 61,000 | $ 50,000 |
| Ogle County Illinois | 17 | $ 1,865,000 | $ 109,000 | $ 107,000 |
| Branch County Michigan | 17 | $ 965,000 | $ 56,000 | $ 70,000 |
| Grant County Wisconsin | 17 | $ 1,915,000 | $ 112,000 | $ 62,000 |
| Allen County Indiana | 16 | $ 470,000 | $ 29,000 | $ 56,000 |
| Clayton County Iowa | 16 | $ 3,160,000 | $ 197,000 | $ 101,000 |
| Floyd County Iowa | 16 | $ 1,180,000 | $ 73,000 | $ 69,000 |
| Wright County Iowa | 16 | $ 1,570,000 | $ 98,000 | $ 72,000 |
| Eaton County Michigan | 16 | $ 590,000 | $ 36,000 | $ 41,000 |
| Elkhart County Indiana | 15 | $ 805,000 | $ 53,000 | $ 59,000 |
| Wood County Ohio | 15 | $ 685,000 | $ 45,000 | $ 64,000 |
| Clarke County Iowa | 14 | $ 2,180,000 | $ 155,000 | $ 83,000 |
| Eau Claire County Wisconsin | 14 | $ 860,000 | $ 61,000 | $ 52,000 |
| Rock County Wisconsin | 14 | $ 2,590,000 | $ 185,000 | $ 104,000 |
| Jasper County Indiana | 13 | $ 1,035,000 | $ 79,000 | $ 73,000 |
| Dickinson County Iowa | 13 | $ 2,745,000 | $ 211,000 | $ 211,000 |
| Humboldt County Iowa | 13 | $ 935,000 | $ 71,000 | $ 79,000 |
| Wapello County Iowa | 13 | $ 1,245,000 | $ 95,000 | $ 90,000 |
| Lucas County Iowa | 12 | $ 2,020,000 | $ 168,000 | $ 81,000 |
| Kenosha County Wisconsin | 12 | $ 1,860,000 | $ 155,000 | $ 93,000 |
| Lafayette County Wisconsin | 12 | $ 1,030,000 | $ 85,000 | $ 67,000 |
| Peoria County Illinois | 11 | $ 1,725,000 | $ 156,000 | $ 166,000 |
| Carroll County Iowa | 11 | $ 1,335,000 | $ 121,000 | $ 136,000 |
| Greene County Iowa | 11 | $ 835,000 | $ 75,000 | $ 103,000 |
| Winneshiek County Iowa | 11 | $ 2,655,000 | $ 241,000 | $ 115,000 |
| Portage County Ohio | 11 | $ 465,000 | $ 42,000 | $ 45,000 |
| Carroll County Illinois | 10 | $ 2,300,000 | $ 230,000 | $ 143,000 |
| Lake County Indiana | 10 | $ 2,830,000 | $ 283,000 | $ 136,000 |
| Franklin County Iowa | 10 | $ 850,000 | $ 85,000 | $ 101,000 |
| Pottawattamie County Iowa | 10 | $ 1,520,000 | $ 152,000 | $ 99,000 |
| Lenawee County Michigan | 10 | $ 420,000 | $ 42,000 | $ 56,000 |
| Hamilton County Indiana | 9 | $ 2,375,000 | $ 263,000 | $ 144,000 |
| Ringgold County Iowa | 9 | $ 1,735,000 | $ 192,000 | $ 142,000 |
| Union County Iowa | 9 | $ 835,000 | $ 92,000 | $ 92,000 |
| Lapeer County Michigan | 9 | $ 375,000 | $ 41,000 | $ 37,000 |
| McDonough County Illinois | 8 | $ 400,000 | $ 50,000 | $ 101,000 |
| Adair County Iowa | 8 | $ 920,000 | $ 115,000 | $ 65,000 |
| Decatur County Iowa | 8 | $ 1,100,000 | $ 137,000 | $ 114,000 |
| Milwaukee County Wisconsin | 8 | $ 15,340,000 | $ 1,917,000 | $ 316,000 |
| Maricopa County Arizona | 7 | $ 3,685,000 | $ 526,000 | $ 299,000 |
| Grundy County Illinois | 7 | $ 1,165,000 | $ 166,000 | $ 120,000 |
| LaSalle County Illinois | 7 | $ 925,000 | $ 132,000 | $ 103,000 |
| Madison County Illinois | 7 | $ 315,000 | $ 45,000 | $ 51,000 |
| Allamakee County Iowa | 7 | $ 705,000 | $ 100,000 | $ 65,000 |
| Montgomery County Ohio | 7 | $ 175,000 | $ 25,000 | $ 44,000 |
| Dane County Wisconsin | 7 | $ 1,405,000 | $ 200,000 | $ 118,000 |
| Walworth County Wisconsin | 7 | $ 5,375,000 | $ 767,000 | $ 475,000 |
| Denver County Colorado | 6 | $ 2,490,000 | $ 415,000 | $ 131,000 |
| Sarasota County Florida | 6 | $ 2,850,000 | $ 475,000 | $ 188,000 |
| Macon County Illinois | 6 | $ 190,000 | $ 31,000 | $ 62,000 |
| Bartholomew County Indiana | 6 | $ 390,000 | $ 65,000 | $ 62,000 |
| Kosciusko County Indiana | 6 | $ 270,000 | $ 45,000 | $ 82,000 |
| Appanoose County Iowa | 6 | $ 1,010,000 | $ 168,000 | $ 105,000 |
| Crawford County Iowa | 6 | $ 620,000 | $ 103,000 | $ 92,000 |
| Kossuth County Iowa | 6 | $ 450,000 | $ 75,000 | $ 61,000 |
| Pocahontas County Iowa | 6 | $ 600,000 | $ 100,000 | $ 73,000 |
| Van Buren County Iowa | 6 | $ 730,000 | $ 121,000 | $ 98,000 |
| Wayne County Iowa | 6 | $ 660,000 | $ 110,000 | $ 61,000 |
| Ionia County Michigan | 6 | $ 660,000 | $ 110,000 | $ 60,000 |
| Ashtabula County Ohio | 6 | $ 350,000 | $ 58,000 | $ 63,000 |
| Lorain County Ohio | 6 | $ 270,000 | $ 45,000 | $ 61,000 |
| Douglas County Colorado | 5 | $ 1,555,000 | $ 311,000 | $ 136,000 |
| Lee County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 98,000 |
| Johnson County Indiana | 5 | $ 145,000 | $ 29,000 | $ 57,000 |
| Tippecanoe County Indiana | 5 | $ 455,000 | $ 91,000 | $ 119,000 |
| Vigo County Indiana | 5 | $ 205,000 | $ 41,000 | $ 52,000 |
| Davis County Iowa | 5 | $ 685,000 | $ 137,000 | $ 122,000 |
| Harrison County Iowa | 5 | $ 705,000 | $ 141,000 | $ 102,000 |
| Mills County Iowa | 5 | $ 295,000 | $ 59,000 | $ 142,000 |
| St. Clair County Michigan | 5 | $ 605,000 | $ 121,000 | $ 66,000 |
| Van Buren County Michigan | 5 | $ 615,000 | $ 123,000 | $ 303,000 |
| Dakota County Minnesota | 5 | $ 975,000 | $ 195,000 | $ 107,000 |
| Butler County Ohio | 5 | $ 195,000 | $ 39,000 | $ 44,000 |
| Cuyahoga County Ohio | 5 | $ 785,000 | $ 157,000 | $ 93,000 |
| Henry County Ohio | 5 | $ 285,000 | $ 57,000 | $ 43,000 |
| Licking County Ohio | 5 | $ 175,000 | $ 35,000 | $ 43,000 |
| St. Croix County Wisconsin | 5 | $ 435,000 | $ 87,000 | $ 51,000 |
| Champaign County Illinois | 4 | $ 370,000 | $ 92,000 | $ 57,000 |
| Kankakee County Illinois | 4 | $ 370,000 | $ 92,000 | $ 163,000 |
| Lee County Illinois | 4 | $ 220,000 | $ 55,000 | $ 66,000 |
| Tazewell County Illinois | 4 | $ 320,000 | $ 80,000 | $ 113,000 |
| Woodford County Illinois | 4 | $ 360,000 | $ 90,000 | $ 95,000 |
| Clinton County Indiana | 4 | $ 200,000 | $ 50,000 | $ 58,000 |
| Harrison County Indiana | 4 | $ 190,000 | $ 47,000 | $ 55,000 |
| Cass County Iowa | 4 | $ 250,000 | $ 62,000 | $ 121,000 |
| Clay County Iowa | 4 | $ 360,000 | $ 90,000 | $ 94,000 |
| Emmet County Iowa | 4 | $ 650,000 | $ 162,000 | $ 121,000 |
| Hancock County Iowa | 4 | $ 470,000 | $ 117,000 | $ 87,000 |
| Mitchell County Iowa | 4 | $ 400,000 | $ 100,000 | $ 111,000 |
| O'Brien County Iowa | 4 | $ 670,000 | $ 167,000 | $ 82,000 |
| Plymouth County Iowa | 4 | $ 1,280,000 | $ 320,000 | $ 147,000 |
| Barry County Michigan | 4 | $ 240,000 | $ 60,000 | $ 57,000 |
| Isabella County Michigan | 4 | $ 310,000 | $ 77,000 | $ 66,000 |
| Muskegon County Michigan | 4 | $ 320,000 | $ 80,000 | $ 56,000 |
| Clark County Nevada | 4 | $ 1,160,000 | $ 290,000 | $ 97,000 |
| Clermont County Ohio | 4 | $ 300,000 | $ 75,000 | $ 49,000 |
| Sevier County Tennessee | 4 | $ 1,680,000 | $ 420,000 | $ 174,000 |
| King County Washington | 4 | $ 2,380,000 | $ 595,000 | $ 164,000 |
| Fond du Lac County Wisconsin | 4 | $ 600,000 | $ 150,000 | $ 111,000 |
| Racine County Wisconsin | 4 | $ 1,000,000 | $ 250,000 | $ 173,000 |
| Los Angeles County California | 3 | $ 2,675,000 | $ 891,000 | $ 274,000 |
| Arapahoe County Colorado | 3 | $ 1,225,000 | $ 408,000 | $ 107,000 |
| Miami-Dade County Florida | 3 | $ 1,885,000 | $ 628,000 | $ 364,000 |
| Pasco County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 203,000 |
| Adams County Illinois | 3 | $ 65,000 | $ 21,000 | $ 134,000 |
| Iroquois County Illinois | 3 | $ 255,000 | $ 85,000 | $ 80,000 |
| Shelby County Indiana | 3 | $ 155,000 | $ 51,000 | $ 40,000 |
| Adams County Iowa | 3 | $ 135,000 | $ 45,000 | $ 55,000 |
| Buena Vista County Iowa | 3 | $ 215,000 | $ 71,000 | $ 103,000 |
| Cherokee County Iowa | 3 | $ 355,000 | $ 118,000 | $ 95,000 |
| Howard County Iowa | 3 | $ 195,000 | $ 65,000 | $ 68,000 |
| Ida County Iowa | 3 | $ 205,000 | $ 68,000 | $ 161,000 |
| Monroe County Iowa | 3 | $ 335,000 | $ 111,000 | $ 61,000 |
| Shelby County Iowa | 3 | $ 315,000 | $ 105,000 | $ 219,000 |
| Jefferson County Kentucky | 3 | $ 795,000 | $ 265,000 | $ 245,000 |
| Cass County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 71,000 |
| Crawford County Wisconsin | 3 | $ 465,000 | $ 155,000 | $ 167,000 |
| Vilas County Wisconsin | 3 | $ 725,000 | $ 241,000 | $ 303,000 |
| Waukesha County Wisconsin | 3 | $ 985,000 | $ 328,000 | $ 187,000 |
| Placer County California | 2 | $ 990,000 | $ 495,000 | $ 220,000 |
| Broward County Florida | 2 | $ 470,000 | $ 235,000 | $ 116,000 |
| Hillsborough County Florida | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Manatee County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 448,000 |
| Palm Beach County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 212,000 |
| Pinellas County Florida | 2 | $ 650,000 | $ 325,000 | $ 119,000 |
| Bureau County Illinois | 2 | $ 50,000 | $ 25,000 | $ 18,000 |
| Warren County Illinois | 2 | $ 40,000 | $ 20,000 | $ 71,000 |
| Hendricks County Indiana | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Monroe County Indiana | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Porter County Indiana | 2 | $ 70,000 | $ 35,000 | $ 29,000 |
| Wayne County Indiana | 2 | $ 80,000 | $ 40,000 | $ 33,000 |
| Wells County Indiana | 2 | $ 70,000 | $ 35,000 | $ 80,000 |
| Page County Iowa | 2 | $ 310,000 | $ 155,000 | $ 225,000 |
| Palo Alto County Iowa | 2 | $ 50,000 | $ 25,000 | $ 67,000 |
| Sac County Iowa | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Winnebago County Iowa | 2 | $ 340,000 | $ 170,000 | $ 155,000 |
| Johnson County Kansas | 2 | $ 1,020,000 | $ 510,000 | $ 199,000 |
| Middlesex County Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 234,000 |
| Manistee County Michigan | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| Adair County Missouri | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Jackson County Missouri | 2 | $ 170,000 | $ 85,000 | $ 162,000 |
| St. Louis City County Missouri | 2 | $ 380,000 | $ 190,000 | $ 129,000 |
| Flathead County Montana | 2 | $ 660,000 | $ 330,000 | $ 261,000 |
| Douglas County Nebraska | 2 | $ 690,000 | $ 345,000 | $ 68,000 |
| Crawford County Ohio | 2 | $ 780,000 | $ 390,000 | $ 247,000 |
| Franklin County Ohio | 2 | $ 650,000 | $ 325,000 | $ 133,000 |
| Fulton County Ohio | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Lucas County Ohio | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Warren County Ohio | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Wayne County Ohio | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Williams County Ohio | 2 | $ 130,000 | $ 65,000 | $ 36,000 |
| Montgomery County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 70,000 |
| Spartanburg County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Minnehaha County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Franklin County Virginia | 2 | $ 480,000 | $ 240,000 | $ 160,000 |
| Virginia Beach County Virginia | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Pierce County Washington | 2 | $ 890,000 | $ 445,000 | $ 158,000 |
| Calumet County Wisconsin | 2 | $ 1,070,000 | $ 535,000 | $ 106,000 |
| Green County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| Juneau County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 73,000 |
| Sauk County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 105,000 |
| Washington County Wisconsin | 2 | $ 1,100,000 | $ 550,000 | $ 447,000 |
| Crawford County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Nevada County California | 1 | $ 445,000 | $ 445,000 | $ 363,000 |
| Orange County California | 1 | $ 1,305,000 | $ 1,305,000 | $ 387,000 |
| Riverside County California | 1 | $ 725,000 | $ 725,000 | $ 323,000 |
| San Bernardino County California | 1 | $ 285,000 | $ 285,000 | $ 198,000 |
| Santa Cruz County California | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Boulder County Colorado | 1 | $ 1,195,000 | $ 1,195,000 | $ 240,000 |
| Delta County Colorado | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| El Paso County Colorado | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Jefferson County Colorado | 1 | $ 505,000 | $ 505,000 | $ 116,000 |
| La Plata County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 314,000 |
| New London County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Brevard County Florida | 1 | $ 295,000 | $ 295,000 | $ 234,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Lake County Florida | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Nassau County Florida | 1 | $ 605,000 | $ 605,000 | $ 189,000 |
| St. Lucie County Florida | 1 | $ 405,000 | $ 405,000 | $ 103,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Walton County Florida | 1 | $ 805,000 | $ 805,000 | $ 272,000 |
| DeKalb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Fayette County Georgia | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Forsyth County Georgia | 1 | $ 525,000 | $ 525,000 | $ 139,000 |
| Gwinnett County Georgia | 1 | $ 685,000 | $ 685,000 | $ 188,000 |
| Harris County Georgia | 1 | $ 65,000 | $ 65,000 | $ 1,391,000 |
| Maui County Hawaii | 1 | $ 435,000 | $ 435,000 | $ 86,000 |
| Coles County Illinois | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Henderson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Jasper County Illinois | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Massac County Illinois | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Menard County Illinois | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Grant County Indiana | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Jackson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Miami County Indiana | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Noble County Indiana | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Montgomery County Iowa | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Osceola County Iowa | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Sioux County Iowa | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| McCracken County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Androscoggin County Maine | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Kennebec County Maine | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Montgomery County Maryland | 1 | $ 1,015,000 | $ 1,015,000 | $ 240,000 |
| Barnstable County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Cass County Michigan | 1 | $ 375,000 | $ 375,000 | $ 325,000 |
| Gogebic County Michigan | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Hillsdale County Michigan | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Kalamazoo County Michigan | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Mecosta County Michigan | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| St. Joseph County Michigan | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Anoka County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Carver County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 286,000 |
| Hennepin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 258,000 |
| Ramsey County Minnesota | 1 | $ 22,505,000 | $ 22,505,000 | $ 0 |
| Scott County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 179,000 |
| Benton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Camden County Missouri | 1 | $ 805,000 | $ 805,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Dakota County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Platte County Nebraska | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Delaware County New York | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Kings County New York | 1 | $ 745,000 | $ 745,000 | $ 328,000 |
| Brunswick County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Mecklenburg County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 125,000 |
| Union County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 696,000 |
| Watauga County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| Stark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Summit County Ohio | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Allegheny County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Newport County Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Lancaster County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 139,000 |
| Lexington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Richland County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| York County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Pennington County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 202,000 |
| Union County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Campbell County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Davidson County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 288,000 |
| Knox County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 325,000 |
| Polk County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Rutherford County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Sequatchie County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 206,000 |
| Shelby County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Grayson County Texas | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Hidalgo County Texas | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| McLennan County Texas | 1 | $ 5,000 | $ 5,000 | $ 193,000 |
| Tom Green County Texas | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Orange County Vermont | 1 | $ 515,000 | $ 515,000 | $ 137,000 |
| Danville County Virginia | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Frederick County Virginia | 1 | $ 535,000 | $ 535,000 | $ 174,000 |
| Portsmouth County Virginia | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Snohomish County Washington | 1 | $ 425,000 | $ 425,000 | $ 204,000 |
| Randolph County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Barron County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Columbia County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 400,000 |
| Door County Wisconsin | 1 | $ 2,085,000 | $ 2,085,000 | $ 0 |
| Green Lake County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Iowa County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Marquette County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Outagamie County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Ozaukee County Wisconsin | 1 | $ 525,000 | $ 525,000 | $ 138,000 |
| Sawyer County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Greenstate Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,518 | $2,104,400,000 | $168,000 | $20,485,000 | $97,000 | $3,120,000 |
| Cash-out Refinancing | 2,843 | $563,735,000 | $198,000 | $8,725,000 | $121,000 | $1,883,000 |
| Home Improvement | 2,708 | $168,690,000 | $62,000 | $1,035,000 | $125,000 | $3,075,000 |
| Refinancing | 2,164 | $492,870,000 | $227,000 | $44,985,000 | $114,000 | $4,455,000 |
| Other Purpose | 1,147 | $106,075,000 | $92,000 | $735,000 | $129,000 | $1,759,000 |
| Not Applicable | 118 | $860,000 | $7,000 | $245,000 | $54,000 | $423,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,870 | $2,443,810,000 | $144,000 | $6,505,000 | $108,000 | $4,455,000 |
| Hispanic | 1,531 | $183,815,000 | $120,000 | $1,305,000 | $82,000 | $1,133,000 |
| Not Provided | 1,225 | $195,175,000 | $159,000 | $2,245,000 | $122,000 | $2,481,000 |
| Black or African American | 849 | $106,785,000 | $125,000 | $1,965,000 | $86,000 | $833,000 |
| Asian | 544 | $116,680,000 | $214,000 | $2,885,000 | $127,000 | $703,000 |
| Not applicable | 302 | $354,330,000 | $1,173,000 | $44,985,000 | $836,000 | $1,101,000 |
| American Indian or Alaskan Native | 82 | $11,450,000 | $139,000 | $705,000 | $115,000 | $791,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,685,000 | $129,000 | $375,000 | $93,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,359 | $3,401,715,000 | $159,000 | $44,985,000 | $107,000 | $4,455,000 |
| VA-guaranteed (Veterans Administration) | 59 | $19,135,000 | $324,000 | $845,000 | $113,000 | $292,000 |
| FHA-insured (Federal Housing Administration) | 57 | $12,115,000 | $212,000 | $545,000 | $72,000 | $287,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,665,000 | $159,000 | $375,000 | $63,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,313 | $2,697,065,000 | $176,000 | $44,985,000 | $113,000 | $4,455,000 |
| Application Withdrawn By Applicant | 2,957 | $478,985,000 | $161,000 | $22,505,000 | $104,000 | $2,481,000 |
| Application Denied By Financial Institution | 2,001 | $145,735,000 | $72,000 | $5,005,000 | $62,000 | $3,120,000 |
| File Closed For Incompleteness | 747 | $71,705,000 | $95,000 | $20,485,000 | $103,000 | $1,246,000 |
| Application Approved But Not Accepted | 479 | $43,005,000 | $89,000 | $705,000 | $128,000 | $1,759,000 |
| Preapproval Approved but not Accepted | 1 | $135,000 | $135,000 | $135,000 | $78,000 | $78,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,497 | $3,290,895,000 | $168,000 | $44,985,000 | $112,000 | $4,455,000 |
| Credit History | 1,105 | $72,405,000 | $65,000 | $5,005,000 | $63,000 | $1,391,000 |
| Debt-To-Income Ratio | 570 | $48,590,000 | $85,000 | $955,000 | $47,000 | $452,000 |
| Employment History | 162 | $9,460,000 | $58,000 | $455,000 | $51,000 | $235,000 |
| Collateral | 53 | $5,035,000 | $95,000 | $555,000 | $154,000 | $3,075,000 |
| Unverifiable Information | 38 | $2,190,000 | $57,000 | $205,000 | $52,000 | $110,000 |
| Other | 25 | $1,805,000 | $72,000 | $255,000 | $201,000 | $3,120,000 |
| Credit Application Incomplete | 24 | $1,280,000 | $53,000 | $115,000 | $64,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $4,970,000 | $207,000 | $1,805,000 | $78,000 | $431,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstate Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstate Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.