Us Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Us Bank, N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Us Bank, N.A. 777 East Wisconsin Ave Milwaukee, WI 53202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 191,569 |
| Total Mortgage Loan Application Amount | $32,057,268,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $32,500,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Us Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Us Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Us Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Us Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Us Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Us Bank, N.A.'s mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8,730 | $ 1,849,832,000 | $ 204,500 | $ 57,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 8,220 | $ 1,917,670,000 | $ 233,000 | $ 68,000 |
| ST. LOUIS, MO-IL | 6,543 | $ 1,059,853,000 | $ 147,000 | $ 60,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,294 | $ 877,334,000 | $ 204,000 | $ 38,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3,475 | $ 479,843,000 | $ 133,333 | $ 46,333 |
| DENVER-AURORA, CO | 3,232 | $ 696,072,000 | $ 215,000 | $ 68,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3,065 | $ 386,304,000 | $ 121,500 | $ 51,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2,464 | $ 292,903,000 | $ 118,000 | $ 19,000 |
| COLUMBUS, OH | 2,464 | $ 301,616,000 | $ 122,000 | $ 17,000 |
| KANSAS CITY, MO-KS | 2,431 | $ 395,363,000 | $ 162,000 | $ 46,000 |
| INDIANAPOLIS-CARMEL, IN | 2,344 | $ 287,713,000 | $ 122,000 | $ 24,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,056 | $ 384,707,000 | $ 187,000 | $ 34,000 |
| WICHITA, KS | 1,939 | $ 185,384,000 | $ 95,000 | $ 14,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,758 | $ 510,119,000 | $ 276,000 | $ 31,250 |
| JACKSONVILLE, FL | 1,692 | $ 241,917,000 | $ 142,000 | $ 9,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,640 | $ 294,185,000 | $ 179,000 | $ 35,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,639 | $ 499,445,000 | $ 304,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,589 | $ 311,807,000 | $ 196,000 | $ 95,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1,561 | $ 369,357,000 | $ 235,000 | $ 79,500 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1,495 | $ 265,133,000 | $ 187,000 | $ 19,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,460 | $ 230,864,000 | $ 158,000 | $ 33,000 |
| LINCOLN, NE | 1,427 | $ 159,386,000 | $ 111,000 | $ 7,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1,310 | $ 177,872,000 | $ 124,500 | $ 33,500 |
| OKLAHOMA CITY, OK | 1,291 | $ 133,348,000 | $ 103,000 | $ 11,000 |
| LAS VEGAS-PARADISE, NV | 1,281 | $ 325,821,000 | $ 254,000 | $ 90,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,275 | $ 322,827,000 | $ 253,000 | $ 41,000 |
| DAYTON, OH | 1,266 | $ 143,049,000 | $ 112,000 | $ 31,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,155 | $ 397,120,000 | $ 343,000 | $ 75,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,148 | $ 187,596,000 | $ 163,000 | $ 51,000 |
| ORLANDO-KISSIMMEE, FL | 1,142 | $ 202,897,000 | $ 177,000 | $ 22,000 |
| DES MOINES-WEST DES MOINES, IA | 1,137 | $ 168,969,000 | $ 148,000 | $ 55,000 |
| BATON ROUGE, LA | 1,051 | $ 134,347,000 | $ 127,000 | $ 15,000 |
| SALT LAKE CITY, UT | 991 | $ 245,532,000 | $ 247,000 | $ 39,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 902 | $ 226,677,000 | $ 216,000 | $ 75,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 884 | $ 115,837,000 | $ 131,000 | $ 27,000 |
| BOSTON-QUINCY, MA | 870 | $ 228,692,000 | $ 262,000 | $ 8,000 |
| EDISON, NJ | 847 | $ 222,050,000 | $ 262,000 | $ 53,000 |
| BOISE CITY-NAMPA, ID | 838 | $ 149,739,000 | $ 178,000 | $ 47,000 |
| AKRON, OH | 821 | $ 91,759,000 | $ 111,000 | $ 19,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 818 | $ 126,963,000 | $ 155,000 | $ 30,000 |
| BALTIMORE-TOWSON, MD | 808 | $ 201,879,000 | $ 249,000 | $ 24,000 |
| PHILADELPHIA, PA | 799 | $ 177,662,000 | $ 222,000 | $ 30,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 797 | $ 92,330,000 | $ 113,000 | $ 62,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 754 | $ 82,510,000 | $ 109,000 | $ 41,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 742 | $ 248,831,000 | $ 335,500 | $ 55,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 721 | $ 205,043,000 | $ 284,000 | $ 79,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 706 | $ 95,728,000 | $ 135,000 | $ 19,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 697 | $ 154,793,000 | $ 229,000 | $ 5,500 |
| COLORADO SPRINGS, CO | 683 | $ 144,887,000 | $ 212,000 | $ 42,000 |
| TULSA, OK | 677 | $ 82,403,000 | $ 121,000 | $ 21,000 |
| BARNSTABLE TOWN, MA | 633 | $ 153,560,000 | $ 242,000 | $ 7,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 626 | $ 145,016,000 | $ 232,500 | $ 7,500 |
| RALEIGH-CARY, NC | 615 | $ 114,930,000 | $ 186,000 | $ 29,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 607 | $ 71,148,000 | $ 117,000 | $ 5,000 |
| GREEN BAY, WI | 588 | $ 93,575,000 | $ 159,000 | $ 65,000 |
| SAN ANTONIO, TX | 587 | $ 82,779,000 | $ 141,000 | $ 18,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 585 | $ 163,000,000 | $ 278,000 | $ 11,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 582 | $ 110,907,000 | $ 190,000 | $ 10,000 |
| SPRINGFIELD, MO | 581 | $ 76,000,000 | $ 130,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 570 | $ 73,786,000 | $ 129,000 | $ 86,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 570 | $ 86,749,000 | $ 152,000 | $ 6,000 |
| MADISON, WI | 565 | $ 106,845,000 | $ 189,000 | $ 111,000 |
| SPOKANE, WA | 565 | $ 99,367,000 | $ 175,000 | $ 48,000 |
| RICHMOND, VA | 553 | $ 121,552,000 | $ 219,000 | $ 14,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 552 | $ 205,728,000 | $ 372,000 | $ 97,000 |
| PITTSBURGH, PA | 546 | $ 64,704,000 | $ 118,000 | $ 10,000 |
| CANTON-MASSILLON, OH | 544 | $ 58,624,000 | $ 107,000 | $ 22,000 |
| OGDEN-CLEARFIELD, UT | 540 | $ 106,518,000 | $ 197,000 | $ 26,000 |
| BIRMINGHAM-HOOVER, AL | 533 | $ 70,496,000 | $ 132,000 | $ 38,000 |
| DULUTH, MN-WI | 530 | $ 83,732,000 | $ 157,000 | $ 68,500 |
| TALLAHASSEE, FL | 530 | $ 64,709,000 | $ 122,000 | $ 6,000 |
| NEWARK-UNION, NJ-PA | 525 | $ 147,395,000 | $ 233,500 | $ 38,000 |
| TOPEKA, KS | 525 | $ 46,991,000 | $ 89,000 | $ 9,000 |
| HONOLULU, HI | 504 | $ 188,752,000 | $ 374,000 | $ 9,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 502 | $ 63,913,000 | $ 127,000 | $ 29,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 501 | $ 102,510,000 | $ 204,000 | $ 22,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 496 | $ 186,780,000 | $ 376,000 | $ 122,000 |
| DALLAS-PLANO-IRVING, TX | 476 | $ 86,415,000 | $ 181,000 | $ 34,000 |
| TOLEDO, OH | 469 | $ 53,230,000 | $ 113,000 | $ 21,000 |
| GREAT FALLS, MT | 465 | $ 66,307,000 | $ 142,000 | $ 73,000 |
| FORT SMITH, AR-OK | 462 | $ 41,050,000 | $ 78,500 | $ 17,500 |
| PROVO-OREM, UT | 455 | $ 99,578,000 | $ 218,000 | $ 29,000 |
| MEMPHIS, TN-MS-AR | 454 | $ 54,880,000 | $ 123,333 | $ 16,666 |
| CAPE CORAL-FORT MYERS, FL | 453 | $ 96,271,000 | $ 212,000 | $ 54,000 |
| GRAND RAPIDS-WYOMING, MI | 448 | $ 67,852,000 | $ 151,000 | $ 13,000 |
| CAMDEN, NJ | 438 | $ 91,987,000 | $ 210,000 | $ 17,000 |
| TACOMA, WA | 437 | $ 104,197,000 | $ 238,000 | $ 43,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 416 | $ 85,737,000 | $ 206,000 | $ 29,000 |
| SARASOTA-BRADENTON-VENICE, FL | 412 | $ 83,034,000 | $ 201,000 | $ 30,000 |
| ST. CLOUD, MN | 396 | $ 67,128,000 | $ 169,000 | $ 45,000 |
| PORT ST. LUCIE, FL | 389 | $ 62,587,000 | $ 160,000 | $ 4,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 381 | $ 112,380,000 | $ 294,000 | $ 14,000 |
| SPRINGFIELD, MA | 372 | $ 68,748,000 | $ 184,000 | $ 31,000 |
| FARGO, ND-MN | 357 | $ 50,265,000 | $ 141,500 | $ 54,000 |
| PEABODY, MA | 356 | $ 88,711,000 | $ 249,000 | $ 5,000 |
| BELLINGHAM, WA | 355 | $ 78,309,000 | $ 220,000 | $ 51,000 |
| AUSTIN-ROUND ROCK, TX | 351 | $ 55,992,000 | $ 159,000 | $ 30,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 334 | $ 70,070,000 | $ 209,000 | $ 43,000 |
| BILLINGS, MT | 333 | $ 48,969,000 | $ 147,000 | $ 81,000 |
| BOWLING GREEN, KY | 325 | $ 43,133,000 | $ 132,000 | $ 69,000 |
| TUCSON, AZ | 321 | $ 61,584,000 | $ 191,000 | $ 30,000 |
| CLARKSVILLE, TN-KY | 320 | $ 48,156,000 | $ 130,500 | $ 45,000 |
| WORCESTER, MA | 309 | $ 69,447,000 | $ 224,000 | $ 15,000 |
| FORT COLLINS-LOVELAND, CO | 303 | $ 62,377,000 | $ 205,000 | $ 54,000 |
| FORT WAYNE, IN | 299 | $ 29,545,000 | $ 98,000 | $ 12,000 |
| GARY, IN | 297 | $ 64,057,000 | $ 215,000 | $ 20,000 |
| GREENSBORO-HIGH POINT, NC | 297 | $ 45,332,000 | $ 152,000 | $ 27,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 293 | $ 35,843,000 | $ 118,500 | $ 40,500 |
| FOND DU LAC, WI | 292 | $ 39,124,000 | $ 133,000 | $ 67,000 |
| WILMINGTON, NC | 287 | $ 48,998,000 | $ 170,000 | $ 58,000 |
| ASHEVILLE, NC | 286 | $ 58,096,000 | $ 203,000 | $ 25,000 |
| NEW HAVEN-MILFORD, CT | 284 | $ 57,872,000 | $ 203,000 | $ 26,000 |
| ROCHESTER, MN | 283 | $ 49,759,000 | $ 175,000 | $ 95,000 |
| MANCHESTER-NASHUA, NH | 281 | $ 61,123,000 | $ 217,000 | $ 6,000 |
| SPRINGFIELD, IL | 279 | $ 32,534,000 | $ 116,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 276 | $ 24,769,000 | $ 94,000 | $ 30,500 |
| GULFPORT-BILOXI, MS | 271 | $ 32,594,000 | $ 120,000 | $ 13,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 268 | $ 62,817,000 | $ 234,000 | $ 14,000 |
| SALEM, OR | 268 | $ 47,348,000 | $ 176,000 | $ 65,000 |
| CLEVELAND, TN | 265 | $ 35,241,000 | $ 132,000 | $ 4,000 |
| EUGENE-SPRINGFIELD, OR | 264 | $ 50,563,000 | $ 191,000 | $ 59,000 |
| YAKIMA, WA | 260 | $ 38,013,000 | $ 146,000 | $ 20,000 |
| BOULDER, CO | 257 | $ 63,256,000 | $ 246,000 | $ 44,000 |
| FORT WORTH-ARLINGTON, TX | 256 | $ 34,779,000 | $ 135,000 | $ 28,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 249 | $ 92,903,000 | $ 373,000 | $ 117,000 |
| KALAMAZOO-PORTAGE, MI | 248 | $ 35,657,000 | $ 143,000 | $ 15,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 248 | $ 53,508,000 | $ 215,000 | $ 14,000 |
| ALBUQUERQUE, NM | 241 | $ 42,732,000 | $ 177,000 | $ 13,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 238 | $ 37,572,000 | $ 157,000 | $ 16,000 |
| SIOUX FALLS, SD | 238 | $ 37,272,000 | $ 156,000 | $ 89,000 |
| LEXINGTON-FAYETTE, KY | 236 | $ 33,645,000 | $ 142,000 | $ 53,000 |
| COLUMBIA, SC | 235 | $ 34,998,000 | $ 148,000 | $ 25,000 |
| IOWA CITY, IA | 232 | $ 37,624,000 | $ 162,000 | $ 112,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 232 | $ 35,458,000 | $ 152,000 | $ 39,000 |
| ROCKFORD, IL | 230 | $ 32,006,000 | $ 139,000 | $ 50,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 229 | $ 16,095,000 | $ 87,500 | $ 25,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 228 | $ 36,798,000 | $ 161,000 | $ 15,000 |
| NASSAU-SUFFOLK, NY | 227 | $ 67,873,000 | $ 299,000 | $ 66,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 219 | $ 81,593,000 | $ 372,000 | $ 113,000 |
| COLUMBIA, MO | 217 | $ 28,993,000 | $ 133,000 | $ 74,000 |
| OSHKOSH-NEENAH, WI | 217 | $ 28,775,000 | $ 132,000 | $ 68,000 |
| ANN ARBOR, MI | 216 | $ 45,486,000 | $ 210,000 | $ 50,000 |
| OWENSBORO, KY | 216 | $ 19,026,000 | $ 88,000 | $ 57,000 |
| KNOXVILLE, TN | 213 | $ 29,831,000 | $ 140,000 | $ 22,000 |
| GREELEY, CO | 212 | $ 37,167,000 | $ 175,000 | $ 49,000 |
| MONROE, MI | 212 | $ 32,598,000 | $ 153,000 | $ 47,000 |
| HICKORY-LENOIR-MORGANTON, NC | 211 | $ 28,583,000 | $ 135,000 | $ 40,000 |
| ST. GEORGE, UT | 207 | $ 44,722,000 | $ 216,000 | $ 41,000 |
| FRESNO, CA | 206 | $ 45,763,000 | $ 222,000 | $ 12,000 |
| PRESCOTT, AZ | 206 | $ 36,038,000 | $ 174,000 | $ 31,000 |
| PANAMA CITY-LYNN HAVEN, FL | 202 | $ 30,277,000 | $ 149,000 | $ 25,000 |
| LAKELAND, FL | 201 | $ 31,247,000 | $ 155,000 | $ 16,000 |
| DURHAM, NC | 200 | $ 36,922,000 | $ 184,000 | $ 32,000 |
| RENO-SPARKS, NV | 199 | $ 52,560,000 | $ 264,000 | $ 125,000 |
| JOPLIN, MO | 198 | $ 20,863,000 | $ 105,000 | $ 55,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 198 | $ 81,108,000 | $ 409,000 | $ 71,000 |
| FLINT, MI | 195 | $ 25,158,000 | $ 129,000 | $ 11,000 |
| ST. JOSEPH, MO-KS | 194 | $ 18,905,000 | $ 101,500 | $ 53,000 |
| MICHIGAN CITY-LA PORTE, IN | 191 | $ 23,109,000 | $ 120,000 | $ 8,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 187 | $ 36,447,000 | $ 194,000 | $ 17,000 |
| LAWTON, OK | 187 | $ 17,291,000 | $ 92,000 | $ 3,000 |
| BAKERSFIELD, CA | 183 | $ 35,943,000 | $ 196,000 | $ 25,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 181 | $ 21,720,000 | $ 116,500 | $ 29,500 |
| APPLETON, WI | 180 | $ 28,632,000 | $ 159,000 | $ 70,000 |
| PUEBLO, CO | 179 | $ 23,795,000 | $ 132,000 | $ 52,000 |
| BREMERTON-SILVERDALE, WA | 175 | $ 41,258,000 | $ 235,000 | $ 35,000 |
| WATERLOO-CEDAR FALLS, IA | 175 | $ 24,964,000 | $ 142,000 | $ 78,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 173 | $ 20,014,000 | $ 140,000 | $ 22,500 |
| SHEBOYGAN, WI | 171 | $ 22,650,000 | $ 132,000 | $ 78,000 |
| EVANSVILLE, IN-KY | 170 | $ 16,804,000 | $ 103,500 | $ 36,500 |
| NORWICH-NEW LONDON, CT | 170 | $ 35,955,000 | $ 211,000 | $ 7,000 |
| JACKSON, MS | 167 | $ 20,184,000 | $ 120,000 | $ 22,000 |
| MODESTO, CA | 166 | $ 41,129,000 | $ 247,000 | $ 27,000 |
| ALEXANDRIA, LA | 165 | $ 14,644,000 | $ 88,000 | $ 19,000 |
| IDAHO FALLS, ID | 165 | $ 30,522,000 | $ 184,000 | $ 33,000 |
| SIOUX CITY, IA-NE-SD | 163 | $ 15,164,000 | $ 126,333 | $ 63,333 |
| LAWRENCE, KS | 161 | $ 28,659,000 | $ 178,000 | $ 56,000 |
| LOGAN, UT-ID | 161 | $ 27,972,000 | $ 160,000 | $ 20,500 |
| WINSTON-SALEM, NC | 161 | $ 24,089,000 | $ 149,000 | $ 27,000 |
| YUMA, AZ | 160 | $ 26,400,000 | $ 165,000 | $ 7,000 |
| LAFAYETTE, IN | 159 | $ 18,319,000 | $ 115,000 | $ 16,000 |
| ANCHORAGE, AK | 158 | $ 36,108,000 | $ 228,000 | $ 48,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 156 | $ 41,173,000 | $ 263,000 | $ 33,000 |
| BUFFALO-NIAGARA FALLS, NY | 156 | $ 18,864,000 | $ 120,000 | $ 6,000 |
| PASCAGOULA, MS | 156 | $ 19,607,000 | $ 125,000 | $ 12,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 155 | $ 12,786,000 | $ 83,333 | $ 39,666 |
| COEUR D'ALENE, ID | 154 | $ 32,954,000 | $ 213,000 | $ 83,000 |
| HUNTSVILLE, AL | 153 | $ 25,083,000 | $ 163,000 | $ 26,000 |
| OLYMPIA, WA | 150 | $ 32,762,000 | $ 218,000 | $ 33,000 |
| WICHITA FALLS, TX | 150 | $ 11,625,000 | $ 77,000 | $ 1,000 |
| ALBANY-SCHENECTADY-TROY, NY | 149 | $ 25,664,000 | $ 172,000 | $ 5,000 |
| GAINESVILLE, FL | 149 | $ 18,042,000 | $ 121,000 | $ 19,000 |
| WILMINGTON, DE-MD-NJ | 149 | $ 30,861,000 | $ 203,666 | $ 23,666 |
| SANDUSKY, OH | 148 | $ 14,297,000 | $ 96,000 | $ 30,000 |
| MANSFIELD, OH | 146 | $ 13,149,000 | $ 90,000 | $ 4,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 145 | $ 24,097,000 | $ 166,000 | $ 12,000 |
| SAVANNAH, GA | 144 | $ 24,330,000 | $ 168,000 | $ 105,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 143 | $ 29,318,000 | $ 214,000 | $ 32,000 |
| FAYETTEVILLE, NC | 143 | $ 20,177,000 | $ 141,000 | $ 19,000 |
| SHREVEPORT-BOSSIER CITY, LA | 143 | $ 14,942,000 | $ 104,000 | $ 18,000 |
| GRAND JUNCTION, CO | 142 | $ 25,986,000 | $ 183,000 | $ 37,000 |
| NILES-BENTON HARBOR, MI | 142 | $ 24,862,000 | $ 175,000 | $ 22,000 |
| JANESVILLE, WI | 141 | $ 17,227,000 | $ 122,000 | $ 66,000 |
| MISSOULA, MT | 140 | $ 27,912,000 | $ 199,000 | $ 85,000 |
| CHATTANOOGA, TN-GA | 139 | $ 16,801,000 | $ 117,500 | $ 23,500 |
| MOUNT VERNON-ANACORTES, WA | 136 | $ 30,620,000 | $ 225,000 | $ 49,000 |
| BEAUMONT-PORT ARTHUR, TX | 134 | $ 8,374,000 | $ 62,000 | $ 46,000 |
| REDDING, CA | 132 | $ 23,759,000 | $ 179,000 | $ 51,000 |
| TUSCALOOSA, AL | 131 | $ 14,868,000 | $ 113,000 | $ 30,000 |
| BEND, OR | 128 | $ 35,481,000 | $ 277,000 | $ 151,000 |
| EL PASO, TX | 128 | $ 14,724,000 | $ 115,000 | $ 15,000 |
| ELKHART-GOSHEN, IN | 128 | $ 14,417,000 | $ 112,000 | $ 10,000 |
| RACINE, WI | 127 | $ 20,479,000 | $ 161,000 | $ 53,000 |
| WHEELING, WV-OH | 126 | $ 14,717,000 | $ 118,500 | $ 6,000 |
| ANDERSON, IN | 124 | $ 12,308,000 | $ 99,000 | $ 18,000 |
| HOLLAND-GRAND HAVEN, MI | 122 | $ 19,402,000 | $ 159,000 | $ 11,000 |
| LANCASTER, PA | 121 | $ 19,088,000 | $ 157,000 | $ 32,000 |
| RAPID CITY, SD | 121 | $ 21,316,000 | $ 176,000 | $ 111,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 119 | $ 20,225,000 | $ 169,000 | $ 32,000 |
| BLOOMINGTON-NORMAL, IL | 117 | $ 14,187,000 | $ 121,000 | $ 58,000 |
| STOCKTON, CA | 115 | $ 31,641,000 | $ 275,000 | $ 51,000 |
| LA CROSSE, WI-MN | 113 | $ 16,809,000 | $ 148,500 | $ 41,000 |
| OCALA, FL | 113 | $ 13,160,000 | $ 116,000 | $ 27,000 |
| PINE BLUFF, AR | 112 | $ 7,852,000 | $ 70,000 | $ 12,000 |
| WACO, TX | 112 | $ 9,908,000 | $ 88,000 | $ 6,000 |
| MONTGOMERY, AL | 111 | $ 13,932,000 | $ 125,000 | $ 28,000 |
| TRENTON-EWING, NJ | 111 | $ 26,062,000 | $ 234,000 | $ 34,000 |
| BURLINGTON, NC | 110 | $ 15,416,000 | $ 140,000 | $ 40,000 |
| LANSING-EAST LANSING, MI | 110 | $ 16,240,000 | $ 147,000 | $ 29,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 110 | $ 13,970,000 | $ 127,000 | $ 55,000 |
| FLAGSTAFF, AZ | 109 | $ 22,608,000 | $ 207,000 | $ 32,000 |
| NAPLES-MARCO ISLAND, FL | 108 | $ 26,101,000 | $ 241,000 | $ 43,000 |
| VALLEJO-FAIRFIELD, CA | 108 | $ 49,562,000 | $ 458,000 | $ 59,000 |
| ATLANTIC CITY, NJ | 107 | $ 22,548,000 | $ 210,000 | $ 24,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 107 | $ 22,660,000 | $ 212,000 | $ 17,000 |
| HOT SPRINGS, AR | 107 | $ 11,979,000 | $ 111,000 | $ 43,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 107 | $ 38,503,000 | $ 359,000 | $ 66,000 |
| WAUSAU, WI | 107 | $ 15,277,000 | $ 142,000 | $ 68,000 |
| LEWISTON, ID-WA | 104 | $ 18,297,000 | $ 172,500 | $ 64,500 |
| WENATCHEE, WA | 104 | $ 21,697,000 | $ 208,000 | $ 53,000 |
| GAINESVILLE, GA | 103 | $ 15,041,000 | $ 146,000 | $ 38,000 |
| MOBILE, AL | 103 | $ 10,948,000 | $ 106,000 | $ 39,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 103 | $ 17,383,000 | $ 168,000 | $ 28,000 |
| SUMTER, SC | 103 | $ 14,755,000 | $ 143,000 | $ 17,000 |
| MUSKEGON-NORTON SHORES, MI | 100 | $ 10,144,000 | $ 101,000 | $ 8,000 |
| MEDFORD, OR | 99 | $ 24,915,000 | $ 251,000 | $ 124,000 |
| DUBUQUE, IA | 98 | $ 10,353,000 | $ 105,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 95 | $ 14,088,000 | $ 148,000 | $ 19,000 |
| DOTHAN, AL | 94 | $ 6,236,000 | $ 66,000 | $ 48,000 |
| GRAND FORKS, ND-MN | 94 | $ 11,986,000 | $ 126,500 | $ 59,500 |
| EAU CLAIRE, WI | 92 | $ 14,752,000 | $ 160,000 | $ 43,000 |
| SEBASTIAN-VERO BEACH, FL | 91 | $ 14,572,000 | $ 160,000 | $ 8,000 |
| SPRINGFIELD, OH | 91 | $ 9,759,000 | $ 107,000 | $ 14,000 |
| VISALIA-PORTERVILLE, CA | 90 | $ 17,258,000 | $ 191,000 | $ 13,000 |
| CHARLOTTESVILLE, VA | 89 | $ 20,415,000 | $ 229,000 | $ 71,000 |
| ROCHESTER, NY | 88 | $ 10,832,000 | $ 123,000 | $ 17,000 |
| HARRISBURG-CARLISLE, PA | 87 | $ 16,585,000 | $ 190,000 | $ 16,000 |
| SCRANTON--WILKES-BARRE, PA | 84 | $ 10,536,000 | $ 125,000 | $ 68,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 83 | $ 19,941,000 | $ 240,000 | $ 31,000 |
| LAFAYETTE, LA | 80 | $ 9,571,000 | $ 119,000 | $ 21,000 |
| BISMARCK, ND | 79 | $ 9,681,000 | $ 122,000 | $ 58,000 |
| JEFFERSON CITY, MO | 76 | $ 8,870,000 | $ 116,000 | $ 48,000 |
| ROANOKE, VA | 76 | $ 12,882,000 | $ 169,000 | $ 11,000 |
| CHICO, CA | 68 | $ 16,930,000 | $ 248,000 | $ 69,000 |
| DOVER, DE | 68 | $ 13,550,000 | $ 199,000 | $ 30,000 |
| MORGANTOWN, WV | 68 | $ 7,774,000 | $ 114,000 | $ 22,000 |
| YORK-HANOVER, PA | 68 | $ 12,545,000 | $ 184,000 | $ 21,000 |
| JACKSON, MI | 67 | $ 9,246,000 | $ 138,000 | $ 24,000 |
| TERRE HAUTE, IN | 66 | $ 6,297,000 | $ 95,000 | $ 24,000 |
| CHARLESTON, WV | 64 | $ 7,521,000 | $ 117,000 | $ 30,000 |
| LEWISTON-AUBURN, ME | 63 | $ 10,036,000 | $ 159,000 | $ 6,000 |
| AMES, IA | 62 | $ 11,513,000 | $ 185,000 | $ 84,000 |
| MCALLEN-EDINBURG-MISSION, TX | 62 | $ 5,129,000 | $ 82,000 | $ 51,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 61 | $ 10,800,000 | $ 177,000 | $ 2,000 |
| CHEYENNE, WY | 61 | $ 10,148,000 | $ 166,000 | $ 35,000 |
| CASPER, WY | 60 | $ 11,272,000 | $ 187,000 | $ 51,000 |
| WARNER ROBINS, GA | 60 | $ 8,658,000 | $ 144,000 | $ 14,000 |
| SANTA ROSA-PETALUMA, CA | 59 | $ 21,386,000 | $ 362,000 | $ 71,000 |
| BLOOMINGTON, IN | 58 | $ 6,259,000 | $ 107,000 | $ 35,000 |
| CORVALLIS, OR | 58 | $ 12,297,000 | $ 212,000 | $ 134,000 |
| ERIE, PA | 58 | $ 7,273,000 | $ 125,000 | $ 39,000 |
| SPARTANBURG, SC | 58 | $ 8,475,000 | $ 146,000 | $ 29,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 57 | $ 11,660,000 | $ 204,000 | $ 15,000 |
| POCATELLO, ID | 57 | $ 9,230,000 | $ 161,000 | $ 31,000 |
| JACKSONVILLE, NC | 56 | $ 8,738,000 | $ 156,000 | $ 17,000 |
| LONGVIEW, WA | 56 | $ 9,401,000 | $ 167,000 | $ 46,000 |
| PUNTA GORDA, FL | 56 | $ 10,273,000 | $ 183,000 | $ 27,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 55 | $ 6,235,000 | $ 125,500 | $ 24,000 |
| VALDOSTA, GA | 55 | $ 6,871,000 | $ 124,000 | $ 21,000 |
| GOLDSBORO, NC | 54 | $ 7,769,000 | $ 143,000 | $ 52,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 54 | $ 6,214,000 | $ 114,500 | $ 7,500 |
| SAN ANGELO, TX | 54 | $ 6,178,000 | $ 114,000 | $ 1,000 |
| LYNCHBURG, VA | 53 | $ 8,325,000 | $ 157,000 | $ 15,000 |
| ODESSA, TX | 53 | $ 2,857,000 | $ 53,000 | $ 48,000 |
| READING, PA | 52 | $ 8,738,000 | $ 168,000 | $ 24,000 |
| ANDERSON, SC | 51 | $ 7,867,000 | $ 154,000 | $ 20,000 |
| KANKAKEE-BRADLEY, IL | 51 | $ 7,375,000 | $ 144,000 | $ 29,000 |
| OCEAN CITY, NJ | 51 | $ 13,315,000 | $ 261,000 | $ 84,000 |
| BATTLE CREEK, MI | 50 | $ 5,641,000 | $ 112,000 | $ 22,000 |
| MACON, GA | 50 | $ 5,473,000 | $ 109,000 | $ 25,000 |
| ALBANY, GA | 49 | $ 5,732,000 | $ 116,000 | $ 41,000 |
| COLUMBUS, IN | 49 | $ 5,061,000 | $ 103,000 | $ 11,000 |
| ROME, GA | 48 | $ 5,414,000 | $ 112,000 | $ 7,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 48 | $ 14,435,000 | $ 300,000 | $ 59,000 |
| COLUMBUS, GA-AL | 47 | $ 7,241,000 | $ 138,500 | $ 6,000 |
| JONESBORO, AR | 47 | $ 4,193,000 | $ 89,000 | $ 14,000 |
| NAPA, CA | 47 | $ 25,025,000 | $ 532,000 | $ 170,000 |
| DECATUR, AL | 46 | $ 4,662,000 | $ 101,000 | $ 24,000 |
| HATTIESBURG, MS | 46 | $ 3,075,000 | $ 66,000 | $ 34,000 |
| LAS CRUCES, NM | 46 | $ 6,416,000 | $ 139,000 | $ 22,000 |
| LIMA, OH | 46 | $ 5,259,000 | $ 114,000 | $ 16,000 |
| COLLEGE STATION-BRYAN, TX | 45 | $ 4,369,000 | $ 97,000 | $ 46,000 |
| GREENVILLE, NC | 45 | $ 6,635,000 | $ 147,000 | $ 15,000 |
| MERCED, CA | 45 | $ 11,194,000 | $ 248,000 | $ 35,000 |
| PEORIA, IL | 45 | $ 4,886,000 | $ 108,000 | $ 47,000 |
| SANTA FE, NM | 45 | $ 10,097,000 | $ 224,000 | $ 52,000 |
| PITTSFIELD, MA | 43 | $ 10,060,000 | $ 233,000 | $ 40,000 |
| ROCKY MOUNT, NC | 42 | $ 5,985,000 | $ 142,000 | $ 14,000 |
| CHAMPAIGN-URBANA, IL | 41 | $ 6,063,000 | $ 147,000 | $ 51,000 |
| FLORENCE, SC | 41 | $ 3,956,000 | $ 96,000 | $ 43,000 |
| LAKE CHARLES, LA | 41 | $ 3,961,000 | $ 96,000 | $ 45,000 |
| STATE COLLEGE, PA | 41 | $ 7,833,000 | $ 191,000 | $ 16,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 40 | $ 4,282,000 | $ 107,000 | $ 11,000 |
| ANNISTON-OXFORD, AL | 39 | $ 4,050,000 | $ 103,000 | $ 48,000 |
| MONROE, LA | 39 | $ 2,637,000 | $ 67,000 | $ 40,000 |
| MUNCIE, IN | 39 | $ 3,308,000 | $ 84,000 | $ 1,000 |
| PALM COAST, FL | 39 | $ 7,250,000 | $ 185,000 | $ 29,000 |
| YUBA CITY, CA | 39 | $ 8,671,000 | $ 222,000 | $ 63,000 |
| TYLER, TX | 38 | $ 3,317,000 | $ 87,000 | $ 31,000 |
| ELIZABETHTOWN, KY | 37 | $ 5,310,000 | $ 143,000 | $ 23,000 |
| LAREDO, TX | 37 | $ 4,801,000 | $ 129,000 | $ 2,000 |
| HINESVILLE-FORT STEWART, GA | 35 | $ 5,266,000 | $ 150,000 | $ 24,000 |
| LONGVIEW, TX | 35 | $ 2,757,000 | $ 78,000 | $ 29,000 |
| BAY CITY, MI | 34 | $ 3,772,000 | $ 110,000 | $ 31,000 |
| MADERA, CA | 34 | $ 6,518,000 | $ 191,000 | $ 11,000 |
| SYRACUSE, NY | 34 | $ 3,993,000 | $ 117,000 | $ 11,000 |
| BRUNSWICK, GA | 31 | $ 6,071,000 | $ 195,000 | $ 27,000 |
| SALISBURY, MD | 31 | $ 5,837,000 | $ 188,000 | $ 20,000 |
| ABILENE, TX | 30 | $ 3,215,000 | $ 107,000 | $ 7,000 |
| MIDLAND, TX | 29 | $ 2,053,000 | $ 70,000 | $ 34,000 |
| WINCHESTER, VA-WV | 29 | $ 6,796,000 | $ 201,000 | $ 33,500 |
| HANFORD-CORCORAN, CA | 28 | $ 5,552,000 | $ 198,000 | $ 25,000 |
| KOKOMO, IN | 28 | $ 2,235,000 | $ 79,000 | $ 20,000 |
| ATHENS-CLARKE COUNTY, GA | 27 | $ 4,691,000 | $ 173,000 | $ 14,000 |
| MORRISTOWN, TN | 26 | $ 2,835,000 | $ 109,000 | $ 36,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 26 | $ 4,371,000 | $ 168,000 | $ 21,000 |
| TEXARKANA, TX-TEXARKANA, AR | 25 | $ 2,460,000 | $ 98,000 | $ 46,000 |
| SALINAS, CA | 24 | $ 7,939,000 | $ 330,000 | $ 79,000 |
| BROWNSVILLE-HARLINGEN, TX | 23 | $ 1,753,000 | $ 76,000 | $ 25,000 |
| DALTON, GA | 23 | $ 2,222,000 | $ 96,000 | $ 24,000 |
| FAIRBANKS, AK | 23 | $ 4,561,000 | $ 198,000 | $ 6,000 |
| SHERMAN-DENISON, TX | 23 | $ 2,194,000 | $ 95,000 | $ 35,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 22 | $ 12,310,000 | $ 559,000 | $ 185,000 |
| FLORENCE-MUSCLE SHOALS, AL | 20 | $ 1,523,000 | $ 76,000 | $ 21,000 |
| AUBURN-OPELIKA, AL | 19 | $ 2,855,000 | $ 150,000 | $ 6,000 |
| CARSON CITY, NV | 19 | $ 3,316,000 | $ 174,000 | $ 42,000 |
| LUBBOCK, TX | 19 | $ 1,753,000 | $ 92,000 | $ 21,000 |
| BINGHAMTON, NY | 18 | $ 1,410,000 | $ 78,000 | $ 47,000 |
| EL CENTRO, CA | 18 | $ 3,404,000 | $ 189,000 | $ 35,000 |
| HARRISONBURG, VA | 18 | $ 2,991,000 | $ 166,000 | $ 15,000 |
| LEBANON, PA | 18 | $ 3,378,000 | $ 187,000 | $ 10,000 |
| DECATUR, IL | 17 | $ 1,939,000 | $ 114,000 | $ 29,000 |
| JOHNSON CITY, TN | 17 | $ 2,214,000 | $ 130,000 | $ 36,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 5,532,000 | $ 325,000 | $ 76,000 |
| VICTORIA, TX | 17 | $ 1,514,000 | $ 89,000 | $ 28,000 |
| AMARILLO, TX | 16 | $ 1,504,000 | $ 94,000 | $ 38,000 |
| FARMINGTON, NM | 16 | $ 2,077,000 | $ 129,000 | $ 27,000 |
| GADSDEN, AL | 16 | $ 1,331,000 | $ 83,000 | $ 190,000 |
| ALTOONA, PA | 15 | $ 1,809,000 | $ 120,000 | $ 10,000 |
| BANGOR, ME | 14 | $ 2,130,000 | $ 152,000 | $ 2,000 |
| KINGSTON, NY | 14 | $ 2,989,000 | $ 213,000 | $ 6,000 |
| JACKSON, TN | 13 | $ 1,228,000 | $ 94,000 | $ 33,000 |
| GLENS FALLS, NY | 11 | $ 1,963,000 | $ 178,000 | $ 0 |
| JOHNSTOWN, PA | 11 | $ 1,818,000 | $ 165,000 | $ 27,000 |
| UTICA-ROME, NY | 11 | $ 1,242,000 | $ 112,000 | $ 25,000 |
| CUMBERLAND, MD-WV | 9 | $ 1,407,000 | $ 112,500 | $ 15,000 |
| DANVILLE, VA | 9 | $ 1,034,000 | $ 114,000 | $ 34,000 |
| WILLIAMSPORT, PA | 6 | $ 801,000 | $ 133,000 | $ 26,000 |
| DANVILLE, IL | 4 | $ 349,000 | $ 87,000 | $ 43,000 |
| ITHACA, NY | 4 | $ 518,000 | $ 129,000 | $ 19,000 |
| ELMIRA, NY | 3 | $ 371,000 | $ 123,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Us Bank, N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 127,788 | $19,433,727,000 | $152,000 | $32,500,000 | $38,000 | $9,999,000 |
| Refinancing | 63,579 | $12,591,682,000 | $198,000 | $21,000,000 | $54,000 | $9,999,000 |
| Home Improvement | 202 | $31,859,000 | $157,000 | $3,000,000 | $236,000 | $3,074,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 94,316 | $16,571,980,000 | $175,000 | $32,500,000 | $2,000 | $9,999,000 |
| White | 74,396 | $11,514,431,000 | $154,000 | $6,351,000 | $82,000 | $9,999,000 |
| Not Provided | 9,479 | $1,851,146,000 | $195,000 | $12,000,000 | $110,000 | $9,999,000 |
| Black or African American | 5,435 | $743,031,000 | $136,000 | $2,565,000 | $74,000 | $9,999,000 |
| Hispanic | 5,004 | $754,167,000 | $150,000 | $1,760,000 | $60,000 | $1,339,000 |
| Asian | 2,196 | $518,874,000 | $236,000 | $2,000,000 | $98,000 | $3,000,000 |
| American Indian or Alaskan Native | 510 | $57,386,000 | $112,000 | $600,000 | $58,000 | $464,000 |
| Native Hawaiian or Other Pacific Islander | 233 | $46,253,000 | $198,000 | $1,240,000 | $88,000 | $1,500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 155,141 | $27,021,762,000 | $174,000 | $32,500,000 | $48,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 29,085 | $3,893,454,000 | $133,000 | $658,000 | $21,000 | $626,000 |
| VA-guaranteed (Veterans Administration) | 5,996 | $1,013,797,000 | $169,000 | $421,000 | $25,000 | $3,125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,347 | $128,255,000 | $95,000 | $276,000 | $4,000 | $583,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 93,944 | $16,111,771,000 | $171,000 | $1,785,000 | $0 | $2,399,000 |
| Loan Originated | 65,526 | $11,588,605,000 | $176,000 | $32,500,000 | $91,000 | $9,999,000 |
| Application Denied By Financial Institution | 17,180 | $1,932,146,000 | $112,000 | $2,665,000 | $60,000 | $9,999,000 |
| Application Approved But Not Accepted | 7,978 | $1,178,553,000 | $147,000 | $12,000,000 | $79,000 | $9,999,000 |
| Application Withdrawn By Applicant | 4,191 | $793,645,000 | $189,000 | $6,600,000 | $98,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 1,521 | $208,654,000 | $137,000 | $1,275,000 | $51,000 | $470,000 |
| File Closed For Incompleteness | 1,229 | $243,894,000 | $198,000 | $2,145,000 | $88,000 | $1,536,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9,697 | $821,837,000 | $84,000 | $2,543,000 | $51,000 | $1,411,000 |
| Debt-To-Income Ratio | 3,574 | $522,433,000 | $146,000 | $1,310,000 | $51,000 | $2,400,000 |
| Collateral | 2,507 | $426,159,000 | $169,000 | $2,665,000 | $83,000 | $2,244,000 |
| Other | 1,818 | $188,845,000 | $103,000 | $1,800,000 | $65,000 | $750,000 |
| Unverifiable Information | 528 | $95,834,000 | $181,000 | $1,980,000 | $122,000 | $9,999,000 |
| Employment History | 335 | $48,013,000 | $143,000 | $960,000 | $49,000 | $495,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 218 | $33,541,000 | $153,000 | $900,000 | $77,000 | $1,463,000 |
| Credit Application Incomplete | 22 | $3,858,000 | $175,000 | $417,000 | $45,000 | $157,000 |
| Mortgage Insurance Denied | 2 | $280,000 | $140,000 | $183,000 | $93,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Us Bank, N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Us Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.