US Bank, N.A. Mortgage Lending & HMDA Data, 2022
In 2022, US Bank, N.A. of Cincinnati, OH reported 312,902 mortgage applications totaling $92.2 billion, down 36% from 2021. The average application was for $294,703, and applicants reported an average income of $183,355. 38% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (15,469), Chicago-Naperville, IL (11,999) and Los Angeles-Long Beach-Glendale, CA (9,215) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 312,902 |
| Total Mortgage Loan Application Amount | $92,213,265,000 |
| Average Mortgage Loan Application Amount | $294,703 |
| Highest Mortgage Loan Application Amount | $95,005,000 |
| Average Applicant Income | $183,355 |
| Highest Applicant Income | $9,737,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 35,506 | $ 7,473,020,000 | $ 210,472 | $ 134,452 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15,469 | $ 3,321,435,000 | $ 214,715 | $ 158,848 |
| Chicago-Naperville, IL | 11,999 | $ 2,680,605,000 | $ 223,402 | $ 147,000 |
| Los Angeles-Long Beach-Glendale, CA | 9,215 | $ 4,899,355,000 | $ 531,671 | $ 269,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9,105 | $ 2,805,765,000 | $ 308,156 | $ 179,000 |
| St. Louis, MO-IL | 7,430 | $ 1,246,640,000 | $ 167,784 | $ 127,142 |
| Riverside-San Bernardino-Ontario, CA | 6,779 | $ 1,798,705,000 | $ 265,334 | $ 168,000 |
| Denver-Aurora-Lakewood, CO | 6,778 | $ 2,147,230,000 | $ 316,794 | $ 180,000 |
| Cincinnati, OH-KY-IN | 6,495 | $ 909,385,000 | $ 140,013 | $ 110,412 |
| Portland-Vancouver-Hillsboro, OR-WA | 6,113 | $ 1,714,035,000 | $ 280,391 | $ 165,480 |
| Las Vegas-Henderson-Paradise, NV | 5,392 | $ 1,247,120,000 | $ 231,290 | $ 137,000 |
| Seattle-Bellevue-Everett, WA | 5,091 | $ 2,640,595,000 | $ 518,679 | $ 253,000 |
| San Diego-Carlsbad, CA | 4,722 | $ 2,298,570,000 | $ 486,778 | $ 268,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,648 | $ 1,260,175,000 | $ 271,121 | $ 145,000 |
| Anaheim-Santa Ana-Irvine, CA | 4,583 | $ 2,517,105,000 | $ 549,226 | $ 279,000 |
| Oakland-Hayward-Berkeley, CA | 4,426 | $ 2,774,670,000 | $ 626,902 | $ 278,000 |
| Kansas City, MO-KS | 4,199 | $ 834,385,000 | $ 198,710 | $ 131,193 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,971 | $ 1,684,890,000 | $ 424,298 | $ 207,932 |
| Columbus, OH | 3,794 | $ 592,270,000 | $ 156,107 | $ 113,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,659 | $ 1,196,605,000 | $ 327,030 | $ 198,000 |
| Cleveland-Elyria, OH | 3,210 | $ 413,710,000 | $ 128,881 | $ 105,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3,125 | $ 1,106,665,000 | $ 354,132 | $ 193,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,052 | $ 716,720,000 | $ 234,836 | $ 137,000 |
| New York-Jersey City-White Plains, NY-NJ | 3,044 | $ 1,860,530,000 | $ 611,212 | $ 310,939 |
| Omaha-Council Bluffs, NE-IA | 2,950 | $ 512,120,000 | $ 173,600 | $ 122,380 |
| Baltimore-Columbia-Towson, MD | 2,926 | $ 808,340,000 | $ 276,261 | $ 156,000 |
| Jacksonville, FL | 2,680 | $ 732,320,000 | $ 273,253 | $ 145,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,658 | $ 2,246,100,000 | $ 845,033 | $ 343,000 |
| Oklahoma City, OK | 2,583 | $ 551,965,000 | $ 213,691 | $ 119,000 |
| Indianapolis-Carmel-Anderson, IN | 2,353 | $ 420,865,000 | $ 178,863 | $ 115,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,033 | $ 409,245,000 | $ 201,301 | $ 149,000 |
| Louisville/Jefferson County, KY-IN | 1,881 | $ 262,375,000 | $ 139,486 | $ 98,041 |
| Dallas-Plano-Irving, TX | 1,841 | $ 1,046,945,000 | $ 568,682 | $ 246,000 |
| Orlando-Kissimmee-Sanford, FL | 1,803 | $ 551,505,000 | $ 305,881 | $ 164,000 |
| Boise City, ID | 1,744 | $ 476,400,000 | $ 273,165 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 1,717 | $ 1,008,645,000 | $ 587,446 | $ 248,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,715 | $ 747,615,000 | $ 435,927 | $ 228,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,664 | $ 1,248,690,000 | $ 750,414 | $ 326,000 |
| Des Moines-West Des Moines, IA | 1,629 | $ 283,135,000 | $ 173,809 | $ 117,000 |
| Tucson, AZ | 1,563 | $ 336,585,000 | $ 215,345 | $ 128,000 |
| Dayton-Springfield-Kettering, OH | 1,511 | $ 190,755,000 | $ 126,244 | $ 100,000 |
| New York-Newark, NY | 1,490 | $ 630,670,000 | $ 423,268 | $ 250,033 |
| Charlotte-Concord-Gastonia, NC-SC | 1,459 | $ 398,645,000 | $ 273,231 | $ 174,496 |
| Colorado Springs, CO | 1,458 | $ 350,160,000 | $ 240,164 | $ 143,000 |
| Reno, NV | 1,398 | $ 415,310,000 | $ 297,074 | $ 166,000 |
| Boston, MA | 1,354 | $ 845,660,000 | $ 624,564 | $ 272,000 |
| Nassau County-Suffolk County, NY | 1,344 | $ 821,770,000 | $ 611,436 | $ 365,000 |
| Austin-Round Rock, TX | 1,328 | $ 834,130,000 | $ 628,109 | $ 303,000 |
| Washington-Baltimore-Arlington, DC | 1,318 | $ 524,720,000 | $ 398,118 | $ 229,000 |
| Akron, OH | 1,312 | $ 164,620,000 | $ 125,472 | $ 100,000 |
| Newark, NJ-PA | 1,296 | $ 561,415,000 | $ 433,190 | $ 232,106 |
| Springfield, MO | 1,270 | $ 232,440,000 | $ 183,023 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,256 | $ 1,002,260,000 | $ 797,977 | $ 379,000 |
| Lake County-Kenosha County, IL-WI | 1,256 | $ 331,160,000 | $ 263,662 | $ 187,764 |
| Salt Lake City, UT | 1,233 | $ 395,095,000 | $ 320,433 | $ 177,000 |
| Tacoma-Lakewood, WA | 1,231 | $ 316,485,000 | $ 257,095 | $ 156,000 |
| Elgin, IL | 1,213 | $ 212,515,000 | $ 175,197 | $ 136,000 |
| Tulsa, OK | 1,149 | $ 230,895,000 | $ 200,953 | $ 129,000 |
| Stockton-Lodi, CA | 1,108 | $ 407,540,000 | $ 367,815 | $ 190,000 |
| Lincoln, NE | 1,080 | $ 166,680,000 | $ 154,333 | $ 99,000 |
| Rockford, IL | 1,073 | $ 113,545,000 | $ 105,820 | $ 80,000 |
| Little Rock-North Little Rock-Conway, AR | 1,068 | $ 259,270,000 | $ 242,762 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,038 | $ 397,310,000 | $ 382,764 | $ 228,000 |
| Memphis, TN-MS-AR | 1,014 | $ 279,090,000 | $ 275,236 | $ 130,305 |
| Miami-Miami Beach-Kendall, FL | 994 | $ 483,290,000 | $ 486,207 | $ 279,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 990 | $ 534,280,000 | $ 539,676 | $ 289,000 |
| Pittsburgh, PA | 986 | $ 249,010,000 | $ 252,545 | $ 141,000 |
| Salem, OR | 983 | $ 192,535,000 | $ 195,864 | $ 131,000 |
| Ogden-Clearfield, UT | 973 | $ 267,855,000 | $ 275,287 | $ 129,000 |
| Duluth, MN-WI | 961 | $ 150,885,000 | $ 157,008 | $ 110,935 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 919 | $ 383,615,000 | $ 417,426 | $ 249,000 |
| Palm Bay-Melbourne-Titusville, FL | 847 | $ 232,545,000 | $ 274,551 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 820 | $ 222,270,000 | $ 271,060 | $ 158,000 |
| Knoxville, TN | 811 | $ 171,935,000 | $ 212,003 | $ 121,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 804 | $ 265,130,000 | $ 329,763 | $ 162,323 |
| Raleigh, NC | 801 | $ 262,845,000 | $ 328,146 | $ 182,000 |
| Montgomery County-Bucks County-Chester County, PA | 788 | $ 301,200,000 | $ 382,233 | $ 201,000 |
| Spokane-Spokane Valley, WA | 764 | $ 169,100,000 | $ 221,335 | $ 142,000 |
| Provo-Orem, UT | 760 | $ 348,630,000 | $ 458,723 | $ 217,000 |
| Albuquerque, NM | 754 | $ 151,970,000 | $ 201,551 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 750 | $ 300,600,000 | $ 400,800 | $ 191,000 |
| Bend-Redmond, OR | 742 | $ 298,020,000 | $ 401,644 | $ 207,000 |
| Eugene, OR | 725 | $ 152,295,000 | $ 210,062 | $ 126,000 |
| Peoria, IL | 722 | $ 77,040,000 | $ 106,703 | $ 93,000 |
| Davenport-Moline-Rock Island, IA-IL | 715 | $ 82,285,000 | $ 115,083 | $ 89,328 |
| Clarksville, TN-KY | 708 | $ 112,860,000 | $ 159,406 | $ 96,190 |
| Lakeland-Winter Haven, FL | 708 | $ 158,280,000 | $ 223,559 | $ 122,000 |
| North Port-Sarasota-Bradenton, FL | 676 | $ 246,450,000 | $ 364,571 | $ 220,000 |
| Richmond, VA | 641 | $ 193,865,000 | $ 302,441 | $ 170,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 638 | $ 182,240,000 | $ 285,642 | $ 134,000 |
| San Antonio-New Braunfels, TX | 616 | $ 270,130,000 | $ 438,522 | $ 247,000 |
| Gary, IN | 613 | $ 101,945,000 | $ 166,305 | $ 124,000 |
| Rochester, MN | 605 | $ 121,075,000 | $ 200,123 | $ 137,000 |
| Fort Collins, CO | 599 | $ 174,235,000 | $ 290,876 | $ 176,000 |
| Greeley, CO | 598 | $ 135,390,000 | $ 226,404 | $ 142,000 |
| Fargo, ND-MN | 596 | $ 123,320,000 | $ 206,912 | $ 114,624 |
| Fort Worth-Arlington, TX | 593 | $ 277,105,000 | $ 467,293 | $ 222,000 |
| Madison, WI | 588 | $ 147,740,000 | $ 251,258 | $ 155,000 |
| Hartford-West Hartford-East Hartford, CT | 585 | $ 157,875,000 | $ 269,871 | $ 152,000 |
| St. Cloud, MN | 585 | $ 104,435,000 | $ 178,521 | $ 107,000 |
| Worcester, MA-CT | 578 | $ 193,670,000 | $ 335,069 | $ 156,916 |
| Providence-Warwick, RI-MA | 575 | $ 183,945,000 | $ 319,904 | $ 167,982 |
| Pensacola-Ferry Pass-Brent, FL | 574 | $ 111,660,000 | $ 194,529 | $ 110,000 |
| Bakersfield, CA | 566 | $ 108,530,000 | $ 191,749 | $ 141,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 561 | $ 176,885,000 | $ 315,303 | $ 171,000 |
| Joplin, MO | 556 | $ 68,270,000 | $ 122,787 | $ 95,000 |
| Sioux Falls, SD | 554 | $ 117,410,000 | $ 211,931 | $ 159,000 |
| Bowling Green, KY | 525 | $ 76,815,000 | $ 146,314 | $ 91,000 |
| Port St. Lucie, FL | 505 | $ 138,645,000 | $ 274,544 | $ 137,000 |
| Tallahassee, FL | 495 | $ 83,805,000 | $ 169,303 | $ 90,000 |
| Modesto, CA | 480 | $ 99,770,000 | $ 207,854 | $ 137,000 |
| Lexington-Fayette, KY | 475 | $ 87,225,000 | $ 183,631 | $ 128,000 |
| Fresno, CA | 467 | $ 142,565,000 | $ 305,278 | $ 177,000 |
| Vallejo-Fairfield, CA | 457 | $ 123,745,000 | $ 270,776 | $ 179,000 |
| Augusta-Richmond County, GA-SC | 450 | $ 113,150,000 | $ 251,444 | $ 113,297 |
| Canton-Massillon, OH | 441 | $ 54,435,000 | $ 123,435 | $ 132,000 |
| Coeur D'Alene, ID | 437 | $ 135,555,000 | $ 310,194 | $ 161,000 |
| Pueblo, CO | 434 | $ 57,340,000 | $ 132,119 | $ 95,000 |
| Youngstown-Warren-Boardman, OH-PA | 428 | $ 46,090,000 | $ 107,686 | $ 85,112 |
| Crestview-Fort Walton Beach-Destin, FL | 417 | $ 153,205,000 | $ 367,398 | $ 306,000 |
| Logan, UT-ID | 410 | $ 127,820,000 | $ 311,756 | $ 114,926 |
| Wichita, KS | 407 | $ 68,495,000 | $ 168,292 | $ 105,000 |
| Detroit-Dearborn-Livonia, MI | 403 | $ 64,805,000 | $ 160,806 | $ 116,000 |
| Boulder, CO | 402 | $ 175,430,000 | $ 436,393 | $ 208,000 |
| Lake Havasu City-Kingman, AZ | 378 | $ 77,970,000 | $ 206,269 | $ 121,000 |
| Topeka, KS | 378 | $ 40,120,000 | $ 106,137 | $ 83,000 |
| Toledo, OH | 376 | $ 44,620,000 | $ 118,670 | $ 94,000 |
| Yakima, WA | 376 | $ 59,250,000 | $ 157,579 | $ 94,000 |
| Bellingham, WA | 375 | $ 116,615,000 | $ 310,973 | $ 178,000 |
| Naples-Immokalee-Marco Island, FL | 374 | $ 282,780,000 | $ 756,096 | $ 501,000 |
| Prescott Valley-Prescott, AZ | 372 | $ 133,870,000 | $ 359,865 | $ 194,000 |
| Santa Rosa, CA | 371 | $ 187,305,000 | $ 504,865 | $ 225,000 |
| Philadelphia, PA | 370 | $ 106,460,000 | $ 287,729 | $ 193,000 |
| Owensboro, KY | 358 | $ 43,510,000 | $ 121,536 | $ 86,000 |
| Birmingham-Hoover, AL | 357 | $ 90,545,000 | $ 253,627 | $ 148,000 |
| Cedar Rapids, IA | 356 | $ 54,900,000 | $ 154,213 | $ 133,000 |
| Medford, OR | 353 | $ 75,065,000 | $ 212,648 | $ 147,000 |
| Camden, NJ | 347 | $ 79,135,000 | $ 228,054 | $ 175,000 |
| Salisbury, MD-DE | 344 | $ 123,330,000 | $ 358,517 | $ 250,372 |
| New Haven-Milford, CT | 341 | $ 105,085,000 | $ 308,167 | $ 183,000 |
| St. Joseph, MO-KS | 339 | $ 44,095,000 | $ 130,073 | $ 82,811 |
| New Orleans-Metairie, LA | 332 | $ 77,460,000 | $ 233,313 | $ 150,000 |
| San Rafael, CA | 331 | $ 244,065,000 | $ 737,356 | $ 381,000 |
| St. George, UT | 326 | $ 141,380,000 | $ 433,680 | $ 198,000 |
| Wilmington, DE-MD-NJ | 326 | $ 108,190,000 | $ 331,871 | $ 123,957 |
| Springfield, IL | 320 | $ 36,530,000 | $ 114,156 | $ 127,000 |
| Billings, MT | 316 | $ 77,340,000 | $ 244,746 | $ 193,000 |
| Santa Cruz-Watsonville, CA | 316 | $ 166,570,000 | $ 527,120 | $ 273,000 |
| Fort Wayne, IN | 314 | $ 46,420,000 | $ 147,834 | $ 90,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 312 | $ 165,640,000 | $ 530,897 | $ 329,000 |
| Santa Maria-Santa Barbara, CA | 310 | $ 199,940,000 | $ 644,967 | $ 307,000 |
| Carbondale-Marion, IL | 302 | $ 38,130,000 | $ 126,258 | $ 87,000 |
| Bloomington, IL | 294 | $ 42,080,000 | $ 143,129 | $ 103,000 |
| Redding, CA | 294 | $ 50,290,000 | $ 171,054 | $ 119,000 |
| Yuma, AZ | 291 | $ 50,535,000 | $ 173,659 | $ 95,000 |
| Green Bay, WI | 290 | $ 42,310,000 | $ 145,896 | $ 126,000 |
| Bremerton-Silverdale, WA | 285 | $ 90,015,000 | $ 315,842 | $ 173,000 |
| Kennewick-Richland, WA | 285 | $ 53,335,000 | $ 187,140 | $ 132,000 |
| Evansville, IN-KY | 284 | $ 41,890,000 | $ 147,500 | $ 92,394 |
| Ocala, FL | 282 | $ 56,340,000 | $ 199,787 | $ 122,000 |
| Rapid City, SD | 281 | $ 70,555,000 | $ 251,085 | $ 248,000 |
| Salinas, CA | 280 | $ 165,580,000 | $ 591,357 | $ 285,000 |
| Huntsville, AL | 278 | $ 74,910,000 | $ 269,460 | $ 170,000 |
| Fort Smith, AR-OK | 277 | $ 46,025,000 | $ 166,155 | $ 79,877 |
| Grand Junction, CO | 275 | $ 44,215,000 | $ 160,781 | $ 120,000 |
| Durham-Chapel Hill, NC | 273 | $ 86,855,000 | $ 318,150 | $ 203,000 |
| Hagerstown-Martinsburg, MD-WV | 272 | $ 58,480,000 | $ 215,000 | $ 101,117 |
| Chico, CA | 271 | $ 50,985,000 | $ 188,136 | $ 127,000 |
| Charleston-North Charleston, SC | 268 | $ 148,900,000 | $ 555,597 | $ 246,000 |
| Columbia, MO | 268 | $ 126,550,000 | $ 472,201 | $ 112,000 |
| Chattanooga, TN-GA | 266 | $ 70,020,000 | $ 263,233 | $ 137,436 |
| Huntington-Ashland, WV-KY-OH | 260 | $ 27,200,000 | $ 104,615 | $ 87,373 |
| Fond Du Lac, WI | 258 | $ 40,060,000 | $ 155,271 | $ 102,000 |
| Sioux City, IA-NE-SD | 258 | $ 35,530,000 | $ 137,713 | $ 99,434 |
| Eau Claire, WI | 256 | $ 42,690,000 | $ 166,757 | $ 116,000 |
| Baton Rouge, LA | 240 | $ 47,180,000 | $ 196,583 | $ 136,000 |
| South Bend-Mishawaka, IN-MI | 239 | $ 33,645,000 | $ 140,774 | $ 130,481 |
| Appleton, WI | 233 | $ 41,195,000 | $ 176,802 | $ 114,000 |
| Grand Island, NE | 233 | $ 34,155,000 | $ 146,587 | $ 73,000 |
| Las Cruces, NM | 233 | $ 40,975,000 | $ 175,858 | $ 96,000 |
| Asheville, NC | 231 | $ 98,815,000 | $ 427,770 | $ 242,000 |
| Yuba City, CA | 231 | $ 38,805,000 | $ 167,987 | $ 114,000 |
| Greenville-Anderson-Mauldin, SC | 230 | $ 118,010,000 | $ 513,086 | $ 310,000 |
| Idaho Falls, ID | 228 | $ 68,880,000 | $ 302,105 | $ 169,000 |
| Grand Rapids-Wyoming, MI | 227 | $ 55,465,000 | $ 244,339 | $ 173,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 225 | $ 61,995,000 | $ 275,533 | $ 148,675 |
| Mankato-North Mankato, MN | 225 | $ 40,825,000 | $ 181,444 | $ 132,000 |
| Punta Gorda, FL | 224 | $ 72,170,000 | $ 322,187 | $ 161,000 |
| Mount Vernon-Anacortes, WA | 222 | $ 58,640,000 | $ 264,144 | $ 156,000 |
| Oshkosh-Neenah, WI | 222 | $ 55,200,000 | $ 248,648 | $ 113,000 |
| Visalia-Porterville, CA | 220 | $ 53,910,000 | $ 245,045 | $ 126,000 |
| Weirton-Steubenville, WV-OH | 220 | $ 20,030,000 | $ 91,045 | $ 74,931 |
| Olympia-Tumwater, WA | 219 | $ 65,015,000 | $ 296,872 | $ 155,000 |
| Cleveland, TN | 215 | $ 47,725,000 | $ 221,976 | $ 101,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 213 | $ 53,695,000 | $ 252,089 | $ 171,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 213 | $ 71,415,000 | $ 335,281 | $ 155,492 |
| Wausau, WI | 210 | $ 40,230,000 | $ 191,571 | $ 99,000 |
| Albany, OR | 208 | $ 37,520,000 | $ 180,384 | $ 98,000 |
| Portland-South Portland, ME | 208 | $ 61,640,000 | $ 296,346 | $ 164,000 |
| Springfield, OH | 207 | $ 23,685,000 | $ 114,420 | $ 72,000 |
| Cape Girardeau, MO-IL | 201 | $ 26,015,000 | $ 129,427 | $ 111,671 |
| Panama City, FL | 201 | $ 47,005,000 | $ 233,855 | $ 192,000 |
| Shreveport-Bossier City, LA | 201 | $ 46,585,000 | $ 231,766 | $ 127,000 |
| Sheboygan, WI | 200 | $ 28,670,000 | $ 143,350 | $ 109,000 |
| Winston-Salem, NC | 200 | $ 43,140,000 | $ 215,700 | $ 97,000 |
| Great Falls, MT | 198 | $ 28,890,000 | $ 145,909 | $ 108,000 |
| Casper, WY | 191 | $ 43,315,000 | $ 226,780 | $ 138,000 |
| Ames, IA | 190 | $ 26,220,000 | $ 138,000 | $ 112,000 |
| Cheyenne, WY | 188 | $ 38,930,000 | $ 207,074 | $ 107,000 |
| Jackson, MS | 183 | $ 48,085,000 | $ 262,759 | $ 132,000 |
| Lawrence, KS | 181 | $ 24,735,000 | $ 136,657 | $ 125,000 |
| Harrisburg-Carlisle, PA | 180 | $ 44,580,000 | $ 247,666 | $ 138,000 |
| Tuscaloosa, AL | 180 | $ 49,930,000 | $ 277,388 | $ 205,000 |
| Hot Springs, AR | 179 | $ 25,045,000 | $ 139,916 | $ 123,000 |
| Savannah, GA | 176 | $ 51,460,000 | $ 292,386 | $ 181,000 |
| El Paso, TX | 175 | $ 44,255,000 | $ 252,885 | $ 106,000 |
| Morristown, TN | 175 | $ 27,045,000 | $ 154,542 | $ 106,000 |
| Carson City, NV | 174 | $ 38,640,000 | $ 222,068 | $ 158,000 |
| Corvallis, OR | 174 | $ 51,970,000 | $ 298,678 | $ 161,000 |
| Rockingham County-Strafford County, NH | 174 | $ 61,060,000 | $ 350,919 | $ 167,000 |
| Urban Honolulu, HI | 172 | $ 95,230,000 | $ 553,662 | $ 232,000 |
| Waterloo-Cedar Falls, IA | 170 | $ 24,920,000 | $ 146,588 | $ 101,000 |
| Wenatchee, WA | 169 | $ 63,565,000 | $ 376,124 | $ 168,000 |
| Barnstable Town, MA | 167 | $ 79,035,000 | $ 473,263 | $ 293,000 |
| Santa Fe, NM | 167 | $ 64,965,000 | $ 389,011 | $ 182,000 |
| Twin Falls, ID | 167 | $ 43,435,000 | $ 260,089 | $ 124,000 |
| Greensboro-High Point, NC | 164 | $ 35,410,000 | $ 215,914 | $ 112,000 |
| York-Hanover, PA | 163 | $ 35,815,000 | $ 219,723 | $ 120,000 |
| Elkhart-Goshen, IN | 162 | $ 23,770,000 | $ 146,728 | $ 72,000 |
| Racine, WI | 162 | $ 25,750,000 | $ 158,950 | $ 99,000 |
| Columbia, SC | 160 | $ 45,570,000 | $ 284,812 | $ 108,000 |
| Bismarck, ND | 159 | $ 29,245,000 | $ 183,930 | $ 114,000 |
| Chambersburg-Waynesboro, PA | 156 | $ 31,360,000 | $ 201,025 | $ 119,000 |
| Corpus Christi, TX | 155 | $ 56,715,000 | $ 365,903 | $ 339,000 |
| Missoula, MT | 154 | $ 36,760,000 | $ 238,701 | $ 138,000 |
| Janesville-Beloit, WI | 150 | $ 22,180,000 | $ 147,866 | $ 84,000 |
| Merced, CA | 148 | $ 34,800,000 | $ 235,135 | $ 132,000 |
| Fayetteville, NC | 147 | $ 29,085,000 | $ 197,857 | $ 145,000 |
| Manchester-Nashua, NH | 147 | $ 41,185,000 | $ 280,170 | $ 167,000 |
| Iowa City, IA | 145 | $ 25,025,000 | $ 172,586 | $ 141,000 |
| Napa, CA | 144 | $ 76,810,000 | $ 533,402 | $ 301,000 |
| Rochester, NY | 142 | $ 26,320,000 | $ 185,352 | $ 122,000 |
| Sebastian-Vero Beach, FL | 141 | $ 42,305,000 | $ 300,035 | $ 170,000 |
| Longview, WA | 139 | $ 28,355,000 | $ 203,992 | $ 115,000 |
| Lawton, OK | 134 | $ 19,700,000 | $ 147,014 | $ 82,000 |
| Lewiston, ID-WA | 133 | $ 20,185,000 | $ 151,766 | $ 100,383 |
| Jefferson City, MO | 132 | $ 19,280,000 | $ 146,060 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 130 | $ 16,320,000 | $ 125,538 | $ 93,215 |
| Midland, TX | 130 | $ 49,380,000 | $ 379,846 | $ 264,000 |
| Amarillo, TX | 127 | $ 33,735,000 | $ 265,629 | $ 103,000 |
| Michigan City-La Porte, IN | 127 | $ 16,225,000 | $ 127,755 | $ 94,000 |
| Decatur, IL | 126 | $ 12,380,000 | $ 98,253 | $ 72,000 |
| Sierra Vista-Douglas, AZ | 126 | $ 20,980,000 | $ 166,507 | $ 93,000 |
| Ann Arbor, MI | 123 | $ 34,635,000 | $ 281,585 | $ 174,000 |
| Champaign-Urbana, IL | 123 | $ 14,815,000 | $ 120,447 | $ 94,000 |
| Gainesville, FL | 123 | $ 23,145,000 | $ 188,170 | $ 139,000 |
| Burlington-South Burlington, VT | 122 | $ 29,720,000 | $ 243,606 | $ 163,000 |
| Grants Pass, OR | 121 | $ 20,805,000 | $ 171,942 | $ 99,000 |
| Mansfield, OH | 121 | $ 12,555,000 | $ 103,760 | $ 67,000 |
| Springfield, MA | 120 | $ 29,450,000 | $ 245,416 | $ 139,000 |
| Grand Forks, ND-MN | 119 | $ 19,195,000 | $ 161,302 | $ 109,226 |
| California-Lexington Park, MD | 118 | $ 31,620,000 | $ 267,966 | $ 131,000 |
| Charlottesville, VA | 118 | $ 39,320,000 | $ 333,220 | $ 168,000 |
| Dubuque, IA | 117 | $ 16,825,000 | $ 143,803 | $ 80,000 |
| Homosassa Springs, FL | 116 | $ 21,570,000 | $ 185,948 | $ 107,000 |
| Wilmington, NC | 115 | $ 36,625,000 | $ 318,478 | $ 170,000 |
| Daphne-Fairhope-Foley, AL | 114 | $ 41,520,000 | $ 364,210 | $ 217,000 |
| Hickory-Lenoir-Morganton, NC | 114 | $ 27,010,000 | $ 236,929 | $ 157,000 |
| Pocatello, ID | 113 | $ 23,495,000 | $ 207,920 | $ 102,000 |
| Trenton, NJ | 113 | $ 48,545,000 | $ 429,601 | $ 290,000 |
| Lafayette-West Lafayette, IN | 107 | $ 16,705,000 | $ 156,121 | $ 101,000 |
| Killeen-Temple, TX | 106 | $ 24,220,000 | $ 228,490 | $ 150,000 |
| Kankakee, IL | 105 | $ 13,675,000 | $ 130,238 | $ 101,000 |
| Flagstaff, AZ | 104 | $ 50,730,000 | $ 487,788 | $ 286,000 |
| Anchorage, AK | 103 | $ 31,935,000 | $ 310,048 | $ 169,000 |
| El Centro, CA | 97 | $ 21,515,000 | $ 221,804 | $ 94,000 |
| Flint, MI | 96 | $ 10,470,000 | $ 109,062 | $ 84,000 |
| Sebring, FL | 94 | $ 19,240,000 | $ 204,680 | $ 99,000 |
| Norwich-New London, CT | 92 | $ 24,760,000 | $ 269,130 | $ 135,000 |
| Lima, OH | 91 | $ 9,615,000 | $ 105,659 | $ 98,000 |
| Roanoke, VA | 89 | $ 22,395,000 | $ 251,629 | $ 135,000 |
| Bloomington, IN | 88 | $ 18,680,000 | $ 212,272 | $ 154,000 |
| Madera, CA | 88 | $ 34,100,000 | $ 387,500 | $ 255,000 |
| Muncie, IN | 88 | $ 8,390,000 | $ 95,340 | $ 102,000 |
| Syracuse, NY | 83 | $ 16,305,000 | $ 196,445 | $ 113,000 |
| Enid, OK | 82 | $ 11,340,000 | $ 138,292 | $ 93,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 81 | $ 47,735,000 | $ 589,320 | $ 366,000 |
| Kokomo, IN | 81 | $ 9,475,000 | $ 116,975 | $ 69,000 |
| Lancaster, PA | 81 | $ 18,525,000 | $ 228,703 | $ 143,000 |
| Jackson, TN | 79 | $ 13,335,000 | $ 168,797 | $ 112,000 |
| Terre Haute, IN | 79 | $ 8,025,000 | $ 101,582 | $ 84,000 |
| Florence-Muscle Shoals, AL | 78 | $ 16,020,000 | $ 205,384 | $ 80,000 |
| Dover, DE | 75 | $ 24,985,000 | $ 333,133 | $ 81,000 |
| Reading, PA | 75 | $ 12,625,000 | $ 168,333 | $ 122,000 |
| Walla Walla, WA | 75 | $ 15,455,000 | $ 206,066 | $ 124,000 |
| La Crosse-Onalaska, WI-MN | 74 | $ 15,670,000 | $ 211,756 | $ 153,067 |
| Gulfport-Biloxi-Pascagoula, MS | 73 | $ 13,765,000 | $ 188,561 | $ 104,000 |
| Albany-Schenectady-Troy, NY | 72 | $ 15,230,000 | $ 211,527 | $ 188,000 |
| Gainesville, GA | 72 | $ 20,220,000 | $ 280,833 | $ 195,000 |
| Jacksonville, NC | 71 | $ 17,795,000 | $ 250,633 | $ 134,000 |
| McAllen-Edinburg-Mission, TX | 71 | $ 16,745,000 | $ 235,845 | $ 138,000 |
| Kahului-Wailuku-Lahaina, HI | 68 | $ 50,510,000 | $ 742,794 | $ 377,000 |
| East Stroudsburg, PA | 67 | $ 11,575,000 | $ 172,761 | $ 158,000 |
| Tyler, TX | 67 | $ 20,425,000 | $ 304,850 | $ 145,000 |
| Atlantic City-Hammonton, NJ | 66 | $ 24,910,000 | $ 377,424 | $ 274,000 |
| Mobile, AL | 65 | $ 11,745,000 | $ 180,692 | $ 106,000 |
| Columbus, IN | 63 | $ 10,355,000 | $ 164,365 | $ 126,000 |
| Lubbock, TX | 62 | $ 19,150,000 | $ 308,870 | $ 128,000 |
| Niles-Benton Harbor, MI | 62 | $ 16,510,000 | $ 266,290 | $ 267,000 |
| Athens-Clarke County, GA | 61 | $ 13,915,000 | $ 228,114 | $ 119,000 |
| Harrisonburg, VA | 61 | $ 18,285,000 | $ 299,754 | $ 149,000 |
| Columbus, GA-AL | 60 | $ 13,120,000 | $ 218,666 | $ 126,833 |
| Johnson City, TN | 60 | $ 16,280,000 | $ 271,333 | $ 130,000 |
| Manhattan, KS | 60 | $ 12,400,000 | $ 206,666 | $ 81,000 |
| Winchester, VA-WV | 58 | $ 19,530,000 | $ 336,724 | $ 142,000 |
| Decatur, AL | 56 | $ 13,390,000 | $ 239,107 | $ 106,000 |
| Auburn-Opelika, AL | 55 | $ 15,475,000 | $ 281,363 | $ 186,000 |
| Charleston, WV | 54 | $ 6,920,000 | $ 128,148 | $ 104,000 |
| Elizabethtown-Fort Knox, KY | 52 | $ 9,220,000 | $ 177,307 | $ 122,000 |
| Lafayette, LA | 52 | $ 6,830,000 | $ 131,346 | $ 108,000 |
| Lynchburg, VA | 51 | $ 12,315,000 | $ 241,470 | $ 107,000 |
| Pine Bluff, AR | 51 | $ 4,725,000 | $ 92,647 | $ 87,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 51 | $ 7,475,000 | $ 146,568 | $ 159,000 |
| Wheeling, WV-OH | 51 | $ 4,985,000 | $ 97,745 | $ 79,725 |
| Lansing-East Lansing, MI | 50 | $ 9,060,000 | $ 181,200 | $ 108,000 |
| Montgomery, AL | 50 | $ 12,310,000 | $ 246,200 | $ 119,000 |
| Spartanburg, SC | 50 | $ 12,230,000 | $ 244,600 | $ 94,000 |
| Warner Robins, GA | 50 | $ 8,200,000 | $ 164,000 | $ 97,000 |
| College Station-Bryan, TX | 49 | $ 19,165,000 | $ 391,122 | $ 171,000 |
| Hanford-Corcoran, CA | 48 | $ 8,990,000 | $ 187,291 | $ 142,000 |
| Altoona, PA | 47 | $ 6,225,000 | $ 132,446 | $ 64,000 |
| Hattiesburg, MS | 46 | $ 12,440,000 | $ 270,434 | $ 110,000 |
| Kalamazoo-Portage, MI | 46 | $ 9,040,000 | $ 196,521 | $ 127,000 |
| Longview, TX | 46 | $ 11,400,000 | $ 247,826 | $ 94,000 |
| Wichita Falls, TX | 45 | $ 8,285,000 | $ 184,111 | $ 93,000 |
| Blacksburg-Christiansburg-Radford, VA | 44 | $ 9,420,000 | $ 214,090 | $ 120,000 |
| Ocean City, NJ | 44 | $ 20,330,000 | $ 462,045 | $ 325,000 |
| Sherman-Denison, TX | 44 | $ 17,600,000 | $ 400,000 | $ 149,000 |
| Florence, SC | 43 | $ 8,265,000 | $ 192,209 | $ 114,000 |
| The Villages, FL | 42 | $ 10,540,000 | $ 250,952 | $ 104,000 |
| Jonesboro, AR | 40 | $ 8,230,000 | $ 205,750 | $ 138,000 |
| Odessa, TX | 40 | $ 10,200,000 | $ 255,000 | $ 106,000 |
| Victoria, TX | 40 | $ 9,790,000 | $ 244,750 | $ 193,000 |
| Beaumont-Port Arthur, TX | 38 | $ 8,140,000 | $ 214,210 | $ 79,000 |
| Monroe, MI | 38 | $ 4,830,000 | $ 127,105 | $ 98,000 |
| Morgantown, WV | 36 | $ 10,620,000 | $ 295,000 | $ 169,000 |
| Greenville, NC | 35 | $ 5,665,000 | $ 161,857 | $ 120,000 |
| Kingston, NY | 35 | $ 14,435,000 | $ 412,428 | $ 311,000 |
| Burlington, NC | 34 | $ 6,170,000 | $ 181,470 | $ 102,000 |
| Cumberland, MD-WV | 34 | $ 3,980,000 | $ 117,058 | $ 75,117 |
| Bangor, ME | 32 | $ 5,540,000 | $ 173,125 | $ 86,000 |
| Brunswick, GA | 31 | $ 14,295,000 | $ 461,129 | $ 173,000 |
| Macon-Bibb County, GA | 29 | $ 3,985,000 | $ 137,413 | $ 128,000 |
| Pittsfield, MA | 29 | $ 8,275,000 | $ 285,344 | $ 279,000 |
| Saginaw, MI | 29 | $ 2,495,000 | $ 86,034 | $ 107,000 |
| Waco, TX | 28 | $ 9,740,000 | $ 347,857 | $ 209,000 |
| Fairbanks, AK | 27 | $ 5,885,000 | $ 217,962 | $ 124,000 |
| Gettysburg, PA | 27 | $ 5,805,000 | $ 215,000 | $ 103,000 |
| Glens Falls, NY | 27 | $ 6,655,000 | $ 246,481 | $ 207,000 |
| Brownsville-Harlingen, TX | 26 | $ 6,440,000 | $ 247,692 | $ 107,000 |
| Houma-Thibodaux, LA | 26 | $ 6,300,000 | $ 242,307 | $ 142,000 |
| Utica-Rome, NY | 26 | $ 3,350,000 | $ 128,846 | $ 103,000 |
| Valdosta, GA | 26 | $ 4,620,000 | $ 177,692 | $ 107,000 |
| Muskegon, MI | 25 | $ 4,105,000 | $ 164,200 | $ 89,000 |
| Danville, IL | 24 | $ 1,940,000 | $ 80,833 | $ 203,000 |
| Battle Creek, MI | 23 | $ 2,175,000 | $ 94,565 | $ 91,000 |
| Staunton-Waynesboro, VA | 23 | $ 5,805,000 | $ 252,391 | $ 102,000 |
| Hammond, LA | 22 | $ 2,080,000 | $ 94,545 | $ 91,000 |
| Rome, GA | 22 | $ 3,410,000 | $ 155,000 | $ 142,000 |
| Beckley, WV | 21 | $ 2,725,000 | $ 129,761 | $ 152,000 |
| Monroe, LA | 21 | $ 3,855,000 | $ 183,571 | $ 102,000 |
| Dalton, GA | 20 | $ 3,200,000 | $ 160,000 | $ 104,000 |
| Laredo, TX | 20 | $ 5,230,000 | $ 261,500 | $ 169,000 |
| New Bern, NC | 20 | $ 3,560,000 | $ 178,000 | $ 141,000 |
| Rocky Mount, NC | 20 | $ 3,420,000 | $ 171,000 | $ 74,000 |
| State College, PA | 20 | $ 5,450,000 | $ 272,500 | $ 143,000 |
| Abilene, TX | 19 | $ 3,875,000 | $ 203,947 | $ 107,000 |
| Farmington, NM | 19 | $ 2,605,000 | $ 137,105 | $ 113,000 |
| Hinesville, GA | 19 | $ 3,155,000 | $ 166,052 | $ 94,000 |
| Jackson, MI | 19 | $ 2,535,000 | $ 133,421 | $ 80,000 |
| Lewiston-Auburn, ME | 19 | $ 3,115,000 | $ 163,947 | $ 126,000 |
| San Angelo, TX | 18 | $ 5,280,000 | $ 293,333 | $ 194,000 |
| Vineland-Bridgeton, NJ | 18 | $ 3,370,000 | $ 187,222 | $ 121,000 |
| Alexandria, LA | 17 | $ 2,595,000 | $ 152,647 | $ 129,000 |
| Sumter, SC | 17 | $ 4,355,000 | $ 256,176 | $ 93,000 |
| Texarkana, TX-AR | 17 | $ 3,825,000 | $ 225,000 | $ 137,647 |
| Anniston-Oxford-Jacksonville, AL | 16 | $ 3,750,000 | $ 234,375 | $ 105,000 |
| Goldsboro, NC | 15 | $ 1,815,000 | $ 121,000 | $ 85,000 |
| Lebanon, PA | 15 | $ 2,795,000 | $ 186,333 | $ 88,000 |
| Bay City, MI | 14 | $ 1,130,000 | $ 80,714 | $ 68,000 |
| Johnstown, PA | 14 | $ 1,030,000 | $ 73,571 | $ 57,000 |
| Binghamton, NY | 13 | $ 1,245,000 | $ 95,769 | $ 91,000 |
| Dothan, AL | 13 | $ 1,375,000 | $ 105,769 | $ 92,000 |
| Erie, PA | 13 | $ 2,345,000 | $ 180,384 | $ 111,000 |
| Lake Charles, LA | 13 | $ 4,935,000 | $ 379,615 | $ 165,000 |
| Midland, MI | 13 | $ 2,435,000 | $ 187,307 | $ 124,000 |
| Gadsden, AL | 12 | $ 2,170,000 | $ 180,833 | $ 190,000 |
| Albany, GA | 11 | $ 1,235,000 | $ 112,272 | $ 122,000 |
| Elmira, NY | 10 | $ 1,770,000 | $ 177,000 | $ 105,000 |
| Parkersburg-Vienna, WV | 8 | $ 1,270,000 | $ 158,750 | $ 138,000 |
| Williamsport, PA | 8 | $ 850,000 | $ 106,250 | $ 97,000 |
| Watertown-Fort Drum, NY | 7 | $ 1,005,000 | $ 143,571 | $ 91,000 |
| Ithaca, NY | 6 | $ 1,260,000 | $ 210,000 | $ 212,000 |
| Bloomsburg-Berwick, PA | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Ponce-Yauco-Coamo, PR | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| San Juan-Carolina-Caguas, PR | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 130,065 | $56,667,410,000 | $435,000 | $80,005,000 | $222,000 | $9,580,000 |
| Home Improvement | 68,391 | $8,577,205,000 | $125,000 | $10,005,000 | $160,000 | $8,405,000 |
| Other Purpose | 48,840 | $6,370,970,000 | $130,000 | $9,995,000 | $148,000 | $9,553,000 |
| Refinancing | 41,393 | $12,725,105,000 | $307,000 | $95,005,000 | $166,000 | $9,663,000 |
| Cash-out Refinancing | 21,223 | $7,542,845,000 | $355,000 | $26,005,000 | $137,000 | $9,737,000 |
| Not Applicable | 2,990 | $329,730,000 | $110,000 | $555,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 149,557 | $39,204,715,000 | $262,000 | $26,005,000 | $170,000 | $9,737,000 |
| Not applicable | 79,207 | $26,518,430,000 | $334,000 | $95,005,000 | $0 | $0 |
| Not Provided | 25,858 | $9,924,190,000 | $383,000 | $20,005,000 | $218,000 | $9,250,000 |
| Hispanic | 23,042 | $3,954,130,000 | $171,000 | $6,825,000 | $122,000 | $9,553,000 |
| Asian | 16,987 | $8,971,085,000 | $528,000 | $10,005,000 | $238,000 | $6,649,000 |
| Black or African American | 12,000 | $1,919,850,000 | $159,000 | $8,855,000 | $117,000 | $9,663,000 |
| American Indian or Alaskan Native | 1,494 | $197,960,000 | $132,000 | $9,995,000 | $132,000 | $5,945,000 |
| Native Hawaiian or Other Pacific Islander | 319 | $59,115,000 | $185,000 | $1,625,000 | $137,000 | $2,686,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272,740 | $82,398,265,000 | $302,000 | $95,005,000 | $175,000 | $9,737,000 |
| FHA-insured (Federal Housing Administration) | 30,694 | $6,706,170,000 | $218,000 | $1,195,000 | $76,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 7,744 | $2,820,790,000 | $364,000 | $2,005,000 | $105,000 | $605,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,724 | $288,040,000 | $167,000 | $585,000 | $59,000 | $370,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 119,747 | $41,848,250,000 | $349,000 | $95,005,000 | $194,000 | $9,580,000 |
| Loan Purchased By The Institution | 78,431 | $24,977,465,000 | $318,000 | $1,905,000 | $0 | $0 |
| Application Denied By Financial Institution | 77,246 | $12,591,240,000 | $163,000 | $26,005,000 | $132,000 | $9,737,000 |
| Application Withdrawn By Applicant | 26,590 | $10,473,400,000 | $393,000 | $32,005,000 | $198,000 | $9,250,000 |
| File Closed For Incompleteness | 8,178 | $1,645,160,000 | $201,000 | $8,105,000 | $181,000 | $7,927,000 |
| Application Approved But Not Accepted | 2,710 | $677,750,000 | $250,000 | $9,995,000 | $187,000 | $8,948,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 235,656 | $79,622,025,000 | $337,000 | $95,005,000 | $194,000 | $9,580,000 |
| Credit History | 28,950 | $2,475,040,000 | $85,000 | $9,995,000 | $116,000 | $8,447,000 |
| Collateral | 20,211 | $3,094,055,000 | $153,000 | $10,005,000 | $172,000 | $9,737,000 |
| Debt-To-Income Ratio | 16,336 | $3,932,190,000 | $240,000 | $26,005,000 | $90,000 | $8,874,000 |
| Other | 7,208 | $1,365,950,000 | $189,000 | $22,805,000 | $145,000 | $9,663,000 |
| Unverifiable Information | 3,039 | $1,116,125,000 | $367,000 | $10,005,000 | $196,000 | $6,864,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 671 | $346,225,000 | $515,000 | $15,005,000 | $176,000 | $4,471,000 |
| Credit Application Incomplete | 621 | $205,115,000 | $330,000 | $3,705,000 | $172,000 | $3,378,000 |
| Employment History | 210 | $56,540,000 | $269,000 | $7,825,000 | $95,000 | $1,273,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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