USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2003

In 2003, USAA Federal Savings Bank of San Antonio, TX reported 40,204 mortgage applications totaling $4.3 billion. The average application was for $106,113, and applicants reported an average income of $61,042. 72% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Atlanta, GA (1,703), Phoenix-Mesa, AZ (1,648) and San Antonio, TX (1,190) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 40,204
Total Mortgage Loan Application Amount $4,266,174,000
Average Mortgage Loan Application Amount $106,113
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $61,042
Highest Applicant Income $1,561,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,584 $ 200,105,000 $ 126,328 $ 63,000
Bexar, Texas 1,032 $ 62,972,000 $ 61,019 $ 58,000
Clark, Nevada 651 $ 87,719,000 $ 134,745 $ 62,000
Harris, Texas 554 $ 36,575,000 $ 66,019 $ 77,000
King, Washington 501 $ 80,182,000 $ 160,043 $ 59,000
Pima, Arizona 500 $ 56,738,000 $ 113,476 $ 54,000
Broward, Florida 463 $ 63,905,000 $ 138,023 $ 65,000
Pierce, Washington 435 $ 61,200,000 $ 140,689 $ 60,000
Hillsborough, Florida 431 $ 51,456,000 $ 119,387 $ 52,000
Fairfax, Virginia 401 $ 38,510,000 $ 96,034 $ 94,000
Cumberland, North Carolina 392 $ 37,619,000 $ 95,966 $ 50,000
Bernalillo, New Mexico 388 $ 48,660,000 $ 125,412 $ 54,000
Duval, Florida 348 $ 39,706,000 $ 114,097 $ 57,000
Brevard, Florida 340 $ 38,441,000 $ 113,061 $ 48,000
Tarrant, Texas 331 $ 20,104,000 $ 60,737 $ 78,000
Cobb, Georgia 323 $ 44,142,000 $ 136,662 $ 65,000
Palm Beach, Florida 321 $ 40,025,000 $ 124,688 $ 57,000
Dallas, Texas 314 $ 20,614,000 $ 65,649 $ 79,000
Pinellas, Florida 305 $ 35,732,000 $ 117,154 $ 54,000
Travis, Texas 302 $ 22,901,000 $ 75,831 $ 73,000
Miami-Dade, Florida 288 $ 37,058,000 $ 128,673 $ 69,000
Orange, Florida 271 $ 31,453,000 $ 116,062 $ 55,000
Wake, North Carolina 258 $ 34,948,000 $ 135,457 $ 57,000
Fulton, Georgia 252 $ 38,050,000 $ 150,992 $ 67,000
St. Louis, Missouri 244 $ 31,535,000 $ 129,241 $ 59,000
Okaloosa, Florida 243 $ 27,766,000 $ 114,263 $ 46,000
Gwinnett, Georgia 236 $ 30,761,000 $ 130,343 $ 48,000
DeKalb, Georgia 231 $ 29,599,000 $ 128,134 $ 55,000
New London, Connecticut 228 $ 33,611,000 $ 147,416 $ 59,000
Fairfield, Connecticut 225 $ 46,903,000 $ 208,457 $ 98,000
Escambia, Florida 217 $ 21,525,000 $ 99,193 $ 52,000
Shelby, Tennessee 217 $ 27,978,000 $ 128,930 $ 62,000
Hartford, Connecticut 214 $ 31,716,000 $ 148,205 $ 71,000
San Diego, California 213 $ 16,425,000 $ 77,112 $ 72,000
New Haven, Connecticut 212 $ 30,601,000 $ 144,344 $ 66,000
El Paso, Colorado 203 $ 14,577,000 $ 71,807 $ 62,000
Montgomery, Pennsylvania 203 $ 29,247,000 $ 144,073 $ 77,000
Chester, Pennsylvania 196 $ 30,253,000 $ 154,352 $ 69,000
Montgomery, Tennessee 191 $ 18,188,000 $ 95,225 $ 46,000
Thurston, Washington 191 $ 27,779,000 $ 145,439 $ 58,000
Cochise, Arizona 190 $ 22,152,000 $ 116,589 $ 57,000
Philadelphia, Pennsylvania 184 $ 20,026,000 $ 108,836 $ 59,000
Los Angeles, California 183 $ 15,271,000 $ 83,448 $ 79,000
Prince William, Virginia 179 $ 14,214,000 $ 79,407 $ 82,000
Mecklenburg, North Carolina 178 $ 22,680,000 $ 127,415 $ 72,000
Kitsap, Washington 175 $ 25,835,000 $ 147,628 $ 54,000
Santa Rosa, Florida 173 $ 22,422,000 $ 129,606 $ 64,000
Allegheny, Pennsylvania 168 $ 17,943,000 $ 106,803 $ 58,000
Bucks, Pennsylvania 168 $ 25,843,000 $ 153,827 $ 60,000
Virginia Beach, Virginia 166 $ 11,714,000 $ 70,566 $ 64,000
Montgomery, Ohio 165 $ 20,457,000 $ 123,981 $ 55,000
Onslow, North Carolina 164 $ 16,996,000 $ 103,634 $ 52,000
Clay, Florida 155 $ 17,862,000 $ 115,238 $ 46,000
Montgomery, Maryland 150 $ 13,816,000 $ 92,106 $ 102,000
Snohomish, Washington 150 $ 23,707,000 $ 158,046 $ 59,000
Anne Arundel, Maryland 148 $ 9,694,000 $ 65,500 $ 68,000
Lee, Florida 147 $ 18,712,000 $ 127,292 $ 56,000
Columbia, Georgia 144 $ 17,652,000 $ 122,583 $ 52,000
Washoe, Nevada 143 $ 20,999,000 $ 146,846 $ 65,000
Franklin, Ohio 138 $ 16,442,000 $ 119,144 $ 56,000
Seminole, Florida 134 $ 15,713,000 $ 117,261 $ 64,000
Riverside, California 131 $ 7,732,000 $ 59,022 $ 65,000
Collin, Texas 131 $ 8,184,000 $ 62,473 $ 95,000
Delaware, Pennsylvania 129 $ 16,011,000 $ 124,116 $ 73,000
Houston, Georgia 127 $ 14,247,000 $ 112,181 $ 47,000
Jackson, Missouri 126 $ 14,518,000 $ 115,222 $ 48,000
Fayette, Georgia 125 $ 18,849,000 $ 150,792 $ 62,000
Spokane, Washington 123 $ 15,325,000 $ 124,593 $ 56,000
Volusia, Florida 122 $ 12,655,000 $ 103,729 $ 56,000
Prince George's, Maryland 121 $ 11,595,000 $ 95,826 $ 82,000
Muscogee, Georgia 116 $ 12,431,000 $ 107,163 $ 51,000
Ada, Idaho 116 $ 14,353,000 $ 123,732 $ 57,000
Salt Lake, Utah 114 $ 15,265,000 $ 133,903 $ 50,000
Clark, Washington 113 $ 15,874,000 $ 140,477 $ 53,000
Cuyahoga, Ohio 112 $ 14,031,000 $ 125,276 $ 58,000
Stafford, Virginia 111 $ 10,580,000 $ 95,315 $ 78,000
Davidson, Tennessee 110 $ 12,407,000 $ 112,790 $ 56,000
Pasco, Florida 108 $ 11,519,000 $ 106,657 $ 51,000
St. Charles, Missouri 108 $ 15,461,000 $ 143,157 $ 65,000
Greene, Ohio 107 $ 14,293,000 $ 133,579 $ 63,000
Denton, Texas 107 $ 6,538,000 $ 61,102 $ 83,000
Loudoun, Virginia 107 $ 9,688,000 $ 90,542 $ 91,000
Chatham, Georgia 106 $ 12,543,000 $ 118,330 $ 50,000
Knox, Tennessee 106 $ 12,526,000 $ 118,169 $ 51,000
Orange, California 105 $ 9,208,000 $ 87,695 $ 88,000
Sarasota, Florida 104 $ 11,319,000 $ 108,836 $ 59,000
Bay, Florida 101 $ 10,909,000 $ 108,009 $ 47,000
El Paso, Texas 100 $ 5,466,000 $ 54,660 $ 60,000
Yavapai, Arizona 99 $ 13,555,000 $ 136,919 $ 53,000
Burlington, New Jersey 99 $ 5,567,000 $ 56,232 $ 79,000
Sacramento, California 98 $ 5,954,000 $ 60,755 $ 76,000
Yuma, Arizona 96 $ 11,272,000 $ 117,416 $ 52,000
Cumberland, Pennsylvania 96 $ 12,460,000 $ 129,791 $ 55,000
Leon, Florida 94 $ 9,990,000 $ 106,276 $ 70,000
Henry, Georgia 92 $ 11,417,000 $ 124,097 $ 60,000
Craven, North Carolina 92 $ 11,053,000 $ 120,141 $ 48,000
Bell, Texas 92 $ 5,697,000 $ 61,923 $ 65,000
Providence, Rhode Island 89 $ 12,264,000 $ 137,797 $ 58,000
Guilford, North Carolina 88 $ 10,548,000 $ 119,863 $ 54,000
Comal, Texas 87 $ 6,686,000 $ 76,850 $ 66,000
Suffolk, New York 85 $ 8,214,000 $ 96,635 $ 87,000
Williamson, Texas 85 $ 5,725,000 $ 67,352 $ 69,000
Arapahoe, Colorado 84 $ 6,381,000 $ 75,964 $ 63,000
York, Pennsylvania 81 $ 10,298,000 $ 127,135 $ 52,000
Cook, Illinois 79 $ 5,514,000 $ 69,797 $ 79,000
Harrison, Mississippi 79 $ 7,946,000 $ 100,582 $ 48,000
Hamilton, Ohio 79 $ 9,298,000 $ 117,696 $ 51,000
Newport, Rhode Island 79 $ 14,469,000 $ 183,151 $ 83,000
Oklahoma, Oklahoma 78 $ 4,945,000 $ 63,397 $ 46,000
Coconino, Arizona 77 $ 10,619,000 $ 137,909 $ 66,000
Island, Washington 77 $ 10,206,000 $ 132,545 $ 59,000
Dona Ana, New Mexico 76 $ 8,149,000 $ 107,223 $ 45,000
San Bernardino, California 75 $ 5,314,000 $ 70,853 $ 58,000
Alachua, Florida 75 $ 7,796,000 $ 103,946 $ 45,000
Honolulu, Hawaii 75 $ 5,493,000 $ 73,240 $ 75,000
Buncombe, North Carolina 75 $ 9,729,000 $ 129,720 $ 49,000
Durham, North Carolina 75 $ 8,718,000 $ 116,240 $ 62,000
Milwaukee, Wisconsin 75 $ 8,489,000 $ 113,186 $ 63,000
Collier, Florida 73 $ 8,827,000 $ 120,917 $ 80,000
Lake, Florida 72 $ 7,334,000 $ 101,861 $ 49,000
Sandoval, New Mexico 71 $ 8,997,000 $ 126,718 $ 49,000
Liberty, Georgia 70 $ 5,826,000 $ 83,228 $ 42,000
Chesapeake, Virginia 70 $ 5,167,000 $ 73,814 $ 85,000
Harnett, North Carolina 69 $ 8,268,000 $ 119,826 $ 49,000
St. Johns, Florida 68 $ 9,091,000 $ 133,691 $ 65,000
Pulaski, Missouri 67 $ 6,529,000 $ 97,447 $ 53,000
Forsyth, North Carolina 67 $ 8,135,000 $ 121,417 $ 61,000
Cherokee, Georgia 66 $ 8,548,000 $ 129,515 $ 57,000
Richmond, Georgia 66 $ 5,334,000 $ 80,818 $ 56,000
Hennepin, Minnesota 66 $ 5,339,000 $ 80,893 $ 60,000
Santa Fe, New Mexico 66 $ 9,650,000 $ 146,212 $ 65,000
Lancaster, Pennsylvania 66 $ 8,367,000 $ 126,772 $ 65,000
Manatee, Florida 65 $ 9,085,000 $ 139,769 $ 72,000
Washington, Rhode Island 65 $ 10,905,000 $ 167,769 $ 83,000
Montgomery, Texas 65 $ 4,348,000 $ 66,892 $ 63,000
Dane, Wisconsin 65 $ 8,502,000 $ 130,800 $ 55,000
Pinal, Arizona 64 $ 7,047,000 $ 110,109 $ 63,000
Lowndes, Georgia 64 $ 6,732,000 $ 105,187 $ 52,000
Multnomah, Oregon 64 $ 5,676,000 $ 88,687 $ 76,000
Coweta, Georgia 63 $ 8,442,000 $ 134,000 $ 69,000
Howard, Maryland 63 $ 6,423,000 $ 101,952 $ 88,000
Jackson, Mississippi 63 $ 6,630,000 $ 105,238 $ 47,000
Davis, Utah 63 $ 8,287,000 $ 131,539 $ 52,000
New Hanover, North Carolina 62 $ 7,394,000 $ 119,258 $ 47,000
Fort Bend, Texas 62 $ 3,122,000 $ 50,354 $ 77,000
Middlesex, Connecticut 61 $ 9,997,000 $ 163,885 $ 65,000
Polk, Florida 61 $ 6,670,000 $ 109,344 $ 50,000
Clayton, Georgia 61 $ 6,535,000 $ 107,131 $ 52,000
Galveston, Texas 59 $ 3,414,000 $ 57,864 $ 70,000
Monmouth, New Jersey 58 $ 5,126,000 $ 88,379 $ 86,000
Moore, North Carolina 58 $ 6,742,000 $ 116,241 $ 62,000
Arlington, Virginia 58 $ 6,433,000 $ 110,913 $ 72,000
Summit, Ohio 57 $ 7,454,000 $ 130,771 $ 66,000
Anchorage, Alaska 56 $ 3,483,000 $ 62,196 $ 64,000
Forsyth, Georgia 56 $ 8,369,000 $ 149,446 $ 60,000
Warren, Ohio 56 $ 7,617,000 $ 136,017 $ 59,000
Alexandria, Virginia 56 $ 6,221,000 $ 111,089 $ 135,000
Spotsylvania, Virginia 56 $ 4,092,000 $ 73,071 $ 68,000
Douglas, Colorado 55 $ 4,288,000 $ 77,963 $ 84,000
Richland, South Carolina 55 $ 4,722,000 $ 85,854 $ 65,000
Chesterfield, Virginia 55 $ 5,016,000 $ 91,200 $ 56,000
St. Lucie, Florida 54 $ 6,329,000 $ 117,203 $ 59,000
Charleston, South Carolina 54 $ 5,261,000 $ 97,425 $ 60,000
Hamilton, Tennessee 54 $ 7,025,000 $ 130,092 $ 87,000
Benton, Washington 54 $ 7,027,000 $ 130,129 $ 90,000
Johnson, Kansas 53 $ 3,322,000 $ 62,679 $ 72,000
Madison, Alabama 52 $ 4,263,000 $ 81,980 $ 67,000
District of Columbia, District Of Columbia 52 $ 3,740,000 $ 71,923 $ 91,000
Bryan, Georgia 52 $ 7,052,000 $ 135,615 $ 65,000
Frederick, Maryland 52 $ 3,581,000 $ 68,865 $ 70,000
Otero, New Mexico 52 $ 5,608,000 $ 107,846 $ 58,000
Rutherford, Tennessee 52 $ 6,791,000 $ 130,596 $ 50,000
Guadalupe, Texas 52 $ 3,982,000 $ 76,576 $ 59,000
Clay, Missouri 51 $ 6,038,000 $ 118,392 $ 52,000
Dauphin, Pennsylvania 51 $ 5,800,000 $ 113,725 $ 48,000
Northampton, Pennsylvania 51 $ 7,115,000 $ 139,509 $ 52,000
Norfolk, Virginia 51 $ 4,704,000 $ 92,235 $ 62,000
Whatcom, Washington 51 $ 6,765,000 $ 132,647 $ 77,000
New Castle, Delaware 50 $ 3,367,000 $ 67,340 $ 61,000
Baltimore, Maryland 50 $ 3,688,000 $ 73,760 $ 67,000
Middlesex, Massachusetts 50 $ 3,632,000 $ 72,640 $ 82,000
Hillsborough, New Hampshire 50 $ 4,220,000 $ 84,400 $ 79,000
Lehigh, Pennsylvania 50 $ 6,003,000 $ 120,060 $ 62,000
Monroe, Pennsylvania 50 $ 5,802,000 $ 116,040 $ 52,000
Kent, Rhode Island 50 $ 6,353,000 $ 127,060 $ 41,000
Nueces, Texas 50 $ 2,886,000 $ 57,720 $ 77,000
Jefferson, Colorado 49 $ 4,549,000 $ 92,836 $ 72,000
Williamson, Tennessee 49 $ 7,634,000 $ 155,795 $ 113,000
Kendall, Texas 49 $ 3,188,000 $ 65,061 $ 74,000
Mohave, Arizona 48 $ 4,748,000 $ 98,916 $ 56,000
Litchfield, Connecticut 48 $ 6,820,000 $ 142,083 $ 76,000
Clarke, Georgia 48 $ 4,578,000 $ 95,375 $ 47,000
Hernando, Florida 47 $ 4,676,000 $ 99,489 $ 53,000
Ocean, New Jersey 47 $ 3,208,000 $ 68,255 $ 64,000
Jefferson, Alabama 46 $ 2,987,000 $ 64,934 $ 64,000
Washington, Oregon 46 $ 4,563,000 $ 99,195 $ 74,000
Marion, Florida 45 $ 3,574,000 $ 79,422 $ 54,000
Osceola, Florida 45 $ 5,635,000 $ 125,222 $ 47,000
St. Louis City, Missouri 45 $ 5,713,000 $ 126,955 $ 59,000
Tulsa, Oklahoma 45 $ 3,326,000 $ 73,911 $ 62,000
Tolland, Connecticut 44 $ 6,886,000 $ 156,500 $ 68,000
Paulding, Georgia 44 $ 5,144,000 $ 116,909 $ 57,000
Charles, Maryland 44 $ 3,859,000 $ 87,704 $ 73,000
Berks, Pennsylvania 44 $ 6,376,000 $ 144,909 $ 77,000
Franklin, Pennsylvania 44 $ 5,283,000 $ 120,068 $ 39,000
Contra Costa, California 43 $ 3,074,000 $ 71,488 $ 98,000
Greene, Missouri 43 $ 4,313,000 $ 100,302 $ 53,000
Camden, Georgia 42 $ 4,474,000 $ 106,523 $ 50,000
Hinds, Mississippi 42 $ 3,546,000 $ 84,428 $ 35,000
Nassau, New York 42 $ 3,554,000 $ 84,619 $ 83,000
Charlotte, Florida 41 $ 3,985,000 $ 97,195 $ 62,000
Brazos, Texas 41 $ 2,421,000 $ 59,048 $ 56,000
Hays, Texas 40 $ 2,787,000 $ 69,675 $ 66,000
Platte, Missouri 39 $ 5,223,000 $ 133,923 $ 65,000
Hoke, North Carolina 39 $ 4,115,000 $ 105,512 $ 46,000
Wayne, North Carolina 39 $ 4,413,000 $ 113,153 $ 51,000
Skagit, Washington 39 $ 5,703,000 $ 146,230 $ 55,000
Ventura, California 38 $ 2,383,000 $ 62,710 $ 76,000
Citrus, Florida 38 $ 3,875,000 $ 101,973 $ 52,000
Camden, New Jersey 38 $ 1,724,000 $ 45,368 $ 70,000
Westmoreland, Pennsylvania 38 $ 3,821,000 $ 100,552 $ 63,000
Nassau, Florida 37 $ 4,724,000 $ 127,675 $ 59,000
Brazoria, Texas 37 $ 2,305,000 $ 62,297 $ 60,000
Waukesha, Wisconsin 37 $ 6,065,000 $ 163,918 $ 57,000
Martin, Florida 36 $ 4,711,000 $ 130,861 $ 62,000
Oakland, Michigan 36 $ 2,487,000 $ 69,083 $ 58,000
Morris, New Jersey 36 $ 2,432,000 $ 67,555 $ 116,000
Carteret, North Carolina 36 $ 4,836,000 $ 134,333 $ 57,000
Orange, North Carolina 36 $ 4,368,000 $ 121,333 $ 53,000
Pitt, North Carolina 36 $ 4,592,000 $ 127,555 $ 46,000
Cleveland, Oklahoma 36 $ 2,024,000 $ 56,222 $ 47,000
Alameda, California 35 $ 2,604,000 $ 74,400 $ 80,000
Solano, California 35 $ 2,075,000 $ 59,285 $ 57,000
Douglas, Georgia 35 $ 5,252,000 $ 150,057 $ 78,000
Dare, North Carolina 35 $ 5,064,000 $ 144,685 $ 86,000
Pasquotank, North Carolina 35 $ 4,073,000 $ 116,371 $ 79,000
York, Virginia 35 $ 3,546,000 $ 101,314 $ 85,000
Mobile, Alabama 34 $ 2,090,000 $ 61,470 $ 47,000
Navajo, Arizona 34 $ 3,562,000 $ 104,764 $ 66,000
Adams, Colorado 34 $ 3,492,000 $ 102,705 $ 92,000
Wayne, Michigan 34 $ 2,694,000 $ 79,235 $ 78,000
Lucas, Ohio 34 $ 4,250,000 $ 125,000 $ 70,000
Newport News, Virginia 34 $ 2,364,000 $ 69,529 $ 53,000
Pulaski, Arkansas 33 $ 2,638,000 $ 79,939 $ 61,000
Canyon, Idaho 33 $ 3,604,000 $ 109,212 $ 126,000
Sedgwick, Kansas 33 $ 2,261,000 $ 68,515 $ 45,000
Hampton, Virginia 33 $ 2,352,000 $ 71,272 $ 73,000
Henrico, Virginia 33 $ 2,187,000 $ 66,272 $ 44,000
Windham, Connecticut 32 $ 3,844,000 $ 120,125 $ 68,000
Monroe, Florida 32 $ 5,066,000 $ 158,312 $ 128,000
Bibb, Georgia 32 $ 3,151,000 $ 98,468 $ 42,000
Orange, New York 32 $ 2,469,000 $ 77,156 $ 71,000
Brunswick, North Carolina 32 $ 4,430,000 $ 138,437 $ 69,000
Clallam, Washington 32 $ 4,291,000 $ 134,093 $ 45,000
Orleans, Louisiana 31 $ 2,436,000 $ 78,580 $ 81,000
Harford, Maryland 31 $ 2,174,000 $ 70,129 $ 58,000
DeSoto, Mississippi 31 $ 3,358,000 $ 108,322 $ 60,000
Rankin, Mississippi 31 $ 3,060,000 $ 98,709 $ 68,000
Utah, Utah 31 $ 3,526,000 $ 113,741 $ 53,000
Weber, Utah 31 $ 4,077,000 $ 131,516 $ 66,000
Yakima, Washington 31 $ 3,728,000 $ 120,258 $ 48,000
Montgomery, Alabama 30 $ 2,269,000 $ 75,633 $ 65,000
Jefferson, Kentucky 30 $ 2,024,000 $ 67,466 $ 56,000
Baltimore City, Maryland 30 $ 2,101,000 $ 70,033 $ 63,000
Rockingham, New Hampshire 30 $ 2,013,000 $ 67,100 $ 81,000
Henderson, North Carolina 30 $ 3,554,000 $ 118,466 $ 51,000
Johnston, North Carolina 30 $ 3,517,000 $ 117,233 $ 61,000
Adams, Pennsylvania 30 $ 3,916,000 $ 130,533 $ 63,000
Lebanon, Pennsylvania 30 $ 3,331,000 $ 111,033 $ 53,000
Greenville, South Carolina 30 $ 2,004,000 $ 66,800 $ 61,000
Denver, Colorado 29 $ 2,358,000 $ 81,310 $ 56,000
Carson City, Nevada 29 $ 3,701,000 $ 127,620 $ 69,000
Cabarrus, North Carolina 29 $ 3,668,000 $ 126,482 $ 62,000
Union, North Carolina 29 $ 3,928,000 $ 135,448 $ 50,000
Clark, Ohio 29 $ 3,130,000 $ 107,931 $ 61,000
Butler, Pennsylvania 29 $ 3,260,000 $ 112,413 $ 60,000
Blount, Tennessee 29 $ 3,718,000 $ 128,206 $ 55,000
Hidalgo, Texas 29 $ 1,795,000 $ 61,896 $ 58,000
Medina, Texas 29 $ 1,906,000 $ 65,724 $ 50,000
Santa Clara, California 28 $ 2,577,000 $ 92,035 $ 83,000
Bonneville, Idaho 28 $ 2,757,000 $ 98,464 $ 50,000
Bergen, New Jersey 28 $ 1,914,000 $ 68,357 $ 109,000
Stark, Ohio 28 $ 2,812,000 $ 100,428 $ 42,000
Sumner, Tennessee 28 $ 3,674,000 $ 131,214 $ 50,000
Washington, Tennessee 28 $ 3,016,000 $ 107,714 $ 45,000
Smith, Texas 28 $ 1,994,000 $ 71,214 $ 104,000
Fauquier, Virginia 28 $ 2,586,000 $ 92,357 $ 67,000
Mason, Washington 28 $ 3,285,000 $ 117,321 $ 69,000
Kenosha, Wisconsin 28 $ 3,149,000 $ 112,464 $ 62,000
Boulder, Colorado 27 $ 2,541,000 $ 94,111 $ 63,000
Glynn, Georgia 27 $ 3,773,000 $ 139,740 $ 69,000
Dakota, Minnesota 27 $ 1,940,000 $ 71,851 $ 60,000
Hancock, Mississippi 27 $ 2,908,000 $ 107,703 $ 33,000
Boone, Missouri 27 $ 3,325,000 $ 123,148 $ 46,000
Atlantic, New Jersey 27 $ 1,615,000 $ 59,814 $ 85,000
Centre, Pennsylvania 27 $ 3,647,000 $ 135,074 $ 54,000
Tipton, Tennessee 27 $ 3,399,000 $ 125,888 $ 59,000
McLennan, Texas 27 $ 1,771,000 $ 65,592 $ 37,000
Coffee, Alabama 26 $ 1,936,000 $ 74,461 $ 54,000
Fresno, California 26 $ 1,319,000 $ 50,730 $ 52,000
Leavenworth, Kansas 26 $ 2,235,000 $ 85,961 $ 59,000
St. Mary's, Maryland 26 $ 1,989,000 $ 76,500 $ 68,000
Lowndes, Mississippi 26 $ 3,023,000 $ 116,269 $ 31,000
Douglas, Nevada 26 $ 3,637,000 $ 139,884 $ 60,000
Mercer, New Jersey 26 $ 1,773,000 $ 68,192 $ 101,000
Middlesex, New Jersey 26 $ 1,775,000 $ 68,269 $ 71,000
Westchester, New York 26 $ 2,207,000 $ 84,884 $ 112,000
Catawba, North Carolina 26 $ 4,077,000 $ 156,807 $ 61,000
Delaware, Ohio 26 $ 4,740,000 $ 182,307 $ 84,000
Luzerne, Pennsylvania 26 $ 2,702,000 $ 103,923 $ 43,000
Coryell, Texas 26 $ 1,234,000 $ 47,461 $ 48,000
Placer, California 25 $ 1,866,000 $ 74,640 $ 54,000
Sumter, Florida 25 $ 2,688,000 $ 107,520 $ 40,000
Rockdale, Georgia 25 $ 3,333,000 $ 133,320 $ 58,000
Madison, Mississippi 25 $ 3,344,000 $ 133,760 $ 56,000
Curry, New Mexico 25 $ 2,831,000 $ 113,240 $ 47,000
Butler, Ohio 25 $ 3,083,000 $ 123,320 $ 52,000
Beaufort, South Carolina 25 $ 2,574,000 $ 102,960 $ 63,000
Kern, California 24 $ 1,069,000 $ 44,541 $ 71,000
Indian River, Florida 24 $ 3,181,000 $ 132,541 $ 120,000
Hall, Georgia 24 $ 3,119,000 $ 129,958 $ 60,000
Calvert, Maryland 24 $ 1,130,000 $ 47,083 $ 55,000
Gloucester, New Jersey 24 $ 1,151,000 $ 47,958 $ 56,000
Lincoln, New Mexico 24 $ 2,645,000 $ 110,208 $ 73,000
Lee, North Carolina 24 $ 3,226,000 $ 134,416 $ 54,000
Comanche, Oklahoma 24 $ 1,781,000 $ 74,208 $ 61,000
Clackamas, Oregon 24 $ 2,378,000 $ 99,083 $ 77,000
Lycoming, Pennsylvania 24 $ 2,377,000 $ 99,041 $ 50,000
Dorchester, South Carolina 24 $ 2,459,000 $ 102,458 $ 55,000
San Joaquin, California 23 $ 1,778,000 $ 77,304 $ 79,000
Flagler, Florida 23 $ 2,544,000 $ 110,608 $ 52,000
Walton, Florida 23 $ 2,255,000 $ 98,043 $ 59,000
Newton, Georgia 23 $ 2,513,000 $ 109,260 $ 51,000
Cumberland, Maine 23 $ 2,347,000 $ 102,043 $ 55,000
Ramsey, Minnesota 23 $ 1,866,000 $ 81,130 $ 69,000
Jefferson, Missouri 23 $ 2,649,000 $ 115,173 $ 44,000
Essex, New Jersey 23 $ 1,572,000 $ 68,347 $ 89,000
Washington, Pennsylvania 23 $ 2,887,000 $ 125,521 $ 46,000
Berkeley, South Carolina 23 $ 1,488,000 $ 64,695 $ 76,000
Lexington, South Carolina 23 $ 1,745,000 $ 75,869 $ 56,000
Suffolk, Virginia 23 $ 1,712,000 $ 74,434 $ 75,000
Shelby, Alabama 22 $ 1,994,000 $ 90,636 $ 65,000
Elmore, Idaho 22 $ 2,132,000 $ 96,909 $ 36,000
Marion, Indiana 22 $ 1,535,000 $ 69,772 $ 63,000
Worcester, Massachusetts 22 $ 1,272,000 $ 57,818 $ 90,000
Lyon, Nevada 22 $ 3,019,000 $ 137,227 $ 53,000
Lorain, Ohio 22 $ 3,186,000 $ 144,818 $ 55,000
Medina, Ohio 22 $ 3,361,000 $ 152,772 $ 70,000
Marion, Oregon 22 $ 2,000,000 $ 90,909 $ 48,000
Tom Green, Texas 22 $ 1,004,000 $ 45,636 $ 47,000
Richmond City, Virginia 22 $ 1,605,000 $ 72,954 $ 82,000
Sonoma, California 21 $ 2,020,000 $ 96,190 $ 73,000
DuPage, Illinois 21 $ 944,000 $ 44,952 $ 71,000
St. Clair, Illinois 21 $ 1,207,000 $ 57,476 $ 58,000
Hamilton, Indiana 21 $ 1,139,000 $ 54,238 $ 60,000
San Juan, New Mexico 21 $ 2,420,000 $ 115,238 $ 60,000
Lubbock, Texas 21 $ 1,057,000 $ 50,333 $ 66,000
Laramie, Wyoming 21 $ 1,397,000 $ 66,523 $ 50,000
El Dorado, California 20 $ 1,348,000 $ 67,400 $ 69,000
Larimer, Colorado 20 $ 1,848,000 $ 92,400 $ 55,000
Kootenai, Idaho 20 $ 2,153,000 $ 107,650 $ 50,000
St. Tammany, Louisiana 20 $ 1,201,000 $ 60,050 $ 73,000
Barnstable, Massachusetts 20 $ 1,788,000 $ 89,400 $ 66,000
Bristol, Massachusetts 20 $ 1,441,000 $ 72,050 $ 53,000
Anoka, Minnesota 20 $ 1,351,000 $ 67,550 $ 51,000
St. Louis, Minnesota 20 $ 1,822,000 $ 91,100 $ 81,000
Pearl River, Mississippi 20 $ 2,002,000 $ 100,100 $ 49,000
Johnson, Missouri 20 $ 2,224,000 $ 111,200 $ 52,000
Valencia, New Mexico 20 $ 1,839,000 $ 91,950 $ 59,000
Currituck, North Carolina 20 $ 3,067,000 $ 153,350 $ 67,000
Jackson, North Carolina 20 $ 1,450,000 $ 72,500 $ 55,000
Bristol, Rhode Island 20 $ 3,417,000 $ 170,850 $ 93,000
Kerr, Texas 20 $ 1,244,000 $ 62,200 $ 59,000
Parker, Texas 20 $ 1,558,000 $ 77,900 $ 76,000
Santa Barbara, California 19 $ 1,439,000 $ 75,736 $ 81,000
Effingham, Georgia 19 $ 2,301,000 $ 121,105 $ 48,000
East Baton Rouge, Louisiana 19 $ 738,000 $ 38,842 $ 46,000
Norfolk, Massachusetts 19 $ 1,707,000 $ 89,842 $ 79,000
Plymouth, Massachusetts 19 $ 1,570,000 $ 82,631 $ 90,000
Washington, Minnesota 19 $ 2,010,000 $ 105,789 $ 69,000
Lauderdale, Mississippi 19 $ 2,009,000 $ 105,736 $ 52,000
Cass, Missouri 19 $ 2,122,000 $ 111,684 $ 52,000
Cole, Missouri 19 $ 1,809,000 $ 95,210 $ 49,000
Gallatin, Montana 19 $ 1,703,000 $ 89,631 $ 64,000
Douglas, Nebraska 19 $ 808,000 $ 42,526 $ 52,000
Gaston, North Carolina 19 $ 2,230,000 $ 117,368 $ 77,000
Deschutes, Oregon 19 $ 1,665,000 $ 87,631 $ 42,000
Erie, Pennsylvania 19 $ 1,976,000 $ 104,000 $ 67,000
Lackawanna, Pennsylvania 19 $ 2,211,000 $ 116,368 $ 70,000
Pike, Pennsylvania 19 $ 2,874,000 $ 151,263 $ 78,000
York, South Carolina 19 $ 1,518,000 $ 79,894 $ 57,000
Sevier, Tennessee 19 $ 2,142,000 $ 112,736 $ 52,000
Wilson, Tennessee 19 $ 2,664,000 $ 140,210 $ 50,000
Hood, Texas 19 $ 1,753,000 $ 92,263 $ 83,000
Rockwall, Texas 19 $ 1,195,000 $ 62,894 $ 61,000
Taylor, Texas 19 $ 1,270,000 $ 66,842 $ 61,000
Wichita, Texas 19 $ 977,000 $ 51,421 $ 47,000
Wilson, Texas 19 $ 1,049,000 $ 55,210 $ 57,000
Marin, California 18 $ 1,700,000 $ 94,444 $ 99,000
Monterey, California 18 $ 1,476,000 $ 82,000 $ 89,000
Harris, Georgia 18 $ 2,239,000 $ 124,388 $ 47,000
Bonner, Idaho 18 $ 2,489,000 $ 138,277 $ 73,000
Will, Illinois 18 $ 1,401,000 $ 77,833 $ 68,000
Caddo, Louisiana 18 $ 900,000 $ 50,000 $ 39,000
Carroll, Maryland 18 $ 1,916,000 $ 106,444 $ 83,000
Essex, Massachusetts 18 $ 1,542,000 $ 85,666 $ 107,000
Christian, Missouri 18 $ 2,722,000 $ 151,222 $ 74,000
Stone, Missouri 18 $ 2,113,000 $ 117,388 $ 50,000
Union, New Jersey 18 $ 1,583,000 $ 87,944 $ 72,000
Chaves, New Mexico 18 $ 1,541,000 $ 85,611 $ 56,000
Queens, New York 18 $ 1,665,000 $ 92,500 $ 78,000
Iredell, North Carolina 18 $ 2,476,000 $ 137,555 $ 65,000
Lake, Ohio 18 $ 2,287,000 $ 127,055 $ 59,000
Beaver, Pennsylvania 18 $ 1,647,000 $ 91,500 $ 54,000
Ellis, Texas 18 $ 1,261,000 $ 70,055 $ 69,000
Stanislaus, California 17 $ 1,062,000 $ 62,470 $ 100,000
Weld, Colorado 17 $ 1,243,000 $ 73,117 $ 72,000
Sarpy, Nebraska 17 $ 1,086,000 $ 63,882 $ 40,000
Somerset, New Jersey 17 $ 1,254,000 $ 73,764 $ 87,000
Onondaga, New York 17 $ 1,008,000 $ 59,294 $ 90,000
Richmond, New York 17 $ 1,431,000 $ 84,176 $ 79,000
Haywood, North Carolina 17 $ 1,907,000 $ 112,176 $ 75,000
Mahoning, Ohio 17 $ 2,047,000 $ 120,411 $ 71,000
Sumter, South Carolina 17 $ 1,632,000 $ 96,000 $ 57,000
Sullivan, Tennessee 17 $ 2,102,000 $ 123,647 $ 44,000
Bandera, Texas 17 $ 1,281,000 $ 75,352 $ 44,000
Cameron, Texas 17 $ 1,054,000 $ 62,000 $ 84,000
Summit, Utah 17 $ 2,757,000 $ 162,176 $ 64,000
Albemarle, Virginia 17 $ 1,381,000 $ 81,235 $ 83,000
Hanover, Virginia 17 $ 1,754,000 $ 103,176 $ 86,000
Cowlitz, Washington 17 $ 2,330,000 $ 137,058 $ 60,000
Kittitas, Washington 17 $ 2,286,000 $ 134,470 $ 45,000
Brown, Wisconsin 17 $ 2,383,000 $ 140,176 $ 49,000
Racine, Wisconsin 17 $ 2,052,000 $ 120,705 $ 45,000
Baldwin, Alabama 16 $ 1,551,000 $ 96,937 $ 49,000
Gila, Arizona 16 $ 2,028,000 $ 126,750 $ 71,000
Kent, Delaware 16 $ 1,319,000 $ 82,437 $ 69,000
Highlands, Florida 16 $ 1,037,000 $ 64,812 $ 35,000
Dougherty, Georgia 16 $ 1,559,000 $ 97,437 $ 54,000
Oconee, Georgia 16 $ 1,948,000 $ 121,750 $ 68,000
Hawaii, Hawaii 16 $ 956,000 $ 59,750 $ 35,000
Lake, Illinois 16 $ 931,000 $ 58,187 $ 85,000
Jefferson, Louisiana 16 $ 876,000 $ 54,750 $ 47,000
Buchanan, Missouri 16 $ 1,260,000 $ 78,750 $ 38,000
Jasper, Missouri 16 $ 1,595,000 $ 99,687 $ 44,000
Passaic, New Jersey 16 $ 1,111,000 $ 69,437 $ 86,000
Sussex, New Jersey 16 $ 1,177,000 $ 73,562 $ 73,000
Nash, North Carolina 16 $ 2,065,000 $ 129,062 $ 68,000
Atascosa, Texas 16 $ 743,000 $ 46,437 $ 58,000
Cache, Utah 16 $ 1,908,000 $ 119,250 $ 61,000
Dale, Alabama 15 $ 760,000 $ 50,666 $ 54,000
Lee, Georgia 15 $ 1,604,000 $ 106,933 $ 47,000
Walton, Georgia 15 $ 1,472,000 $ 98,133 $ 45,000
Polk, Iowa 15 $ 1,008,000 $ 67,200 $ 54,000
Lafayette, Mississippi 15 $ 1,604,000 $ 106,933 $ 53,000
Yellowstone, Montana 15 $ 1,109,000 $ 73,933 $ 72,000
Churchill, Nevada 15 $ 1,786,000 $ 119,066 $ 77,000
Hudson, New Jersey 15 $ 1,083,000 $ 72,200 $ 83,000
Los Alamos, New Mexico 15 $ 2,320,000 $ 154,666 $ 76,000
Taos, New Mexico 15 $ 1,706,000 $ 113,733 $ 56,000
Camden, North Carolina 15 $ 2,454,000 $ 163,600 $ 36,000
Randolph, North Carolina 15 $ 1,387,000 $ 92,466 $ 38,000
Clermont, Ohio 15 $ 2,012,000 $ 134,133 $ 70,000
Fairfield, Ohio 15 $ 1,677,000 $ 111,800 $ 39,000
Burnet, Texas 15 $ 900,000 $ 60,000 $ 95,000
James City, Virginia 15 $ 983,000 $ 65,533 $ 44,000
Bartow, Georgia 14 $ 1,709,000 $ 122,071 $ 65,000
Latah, Idaho 14 $ 1,598,000 $ 114,142 $ 52,000
Kane, Illinois 14 $ 648,000 $ 46,285 $ 57,000
Fayette, Kentucky 14 $ 1,046,000 $ 74,714 $ 43,000
Penobscot, Maine 14 $ 556,000 $ 39,714 $ 46,000
York, Maine 14 $ 1,509,000 $ 107,785 $ 127,000
Hampden, Massachusetts 14 $ 970,000 $ 69,285 $ 54,000
Washtenaw, Michigan 14 $ 849,000 $ 60,642 $ 76,000
McKinley, New Mexico 14 $ 1,653,000 $ 118,071 $ 44,000
Dutchess, New York 14 $ 1,011,000 $ 72,214 $ 85,000
Kings, New York 14 $ 1,049,000 $ 74,928 $ 92,000
Davidson, North Carolina 14 $ 1,638,000 $ 117,000 $ 43,000
Pender, North Carolina 14 $ 2,175,000 $ 155,357 $ 45,000
Lane, Oregon 14 $ 957,000 $ 68,357 $ 103,000
Grayson, Texas 14 $ 766,000 $ 54,714 $ 37,000
San Juan, Washington 14 $ 3,127,000 $ 223,357 $ 62,000
Garland, Arkansas 13 $ 680,000 $ 52,307 $ 20,000
San Luis Obispo, California 13 $ 871,000 $ 67,000 $ 39,000
Putnam, Florida 13 $ 1,165,000 $ 89,615 $ 72,000
Carroll, Georgia 13 $ 1,261,000 $ 97,000 $ 28,000
Troup, Georgia 13 $ 1,357,000 $ 104,384 $ 69,000
Hardin, Kentucky 13 $ 1,063,000 $ 81,769 $ 47,000
Washington, Maryland 13 $ 1,034,000 $ 79,538 $ 71,000
Macomb, Michigan 13 $ 833,000 $ 64,076 $ 67,000
Phelps, Missouri 13 $ 1,234,000 $ 94,923 $ 41,000
Lewis and Clark, Montana 13 $ 1,303,000 $ 100,230 $ 64,000
Cleveland, North Carolina 13 $ 1,876,000 $ 144,307 $ 60,000
Wood, Ohio 13 $ 1,352,000 $ 104,000 $ 60,000
Aiken, South Carolina 13 $ 811,000 $ 62,384 $ 46,000
Horry, South Carolina 13 $ 1,238,000 $ 95,230 $ 98,000
Portsmouth, Virginia 13 $ 1,182,000 $ 90,923 $ 80,000
Grays Harbor, Washington 13 $ 1,826,000 $ 140,461 $ 58,000
Jefferson, Washington 13 $ 1,251,000 $ 96,230 $ 49,000
Ozaukee, Wisconsin 13 $ 2,071,000 $ 159,307 $ 73,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 23,645 $2,568,604,000 $93,431 $1,000,000 $60,490 $1,440,000
Home Purchase (one-to-four family) 10,726 $1,485,781,000 $107,705 $680,000 $72,372 $1,561,000
Home Improvement (one-to-four family) 5,833 $211,789,000 $33,313 $1,000,000 $53,843 $838,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,321 $2,783,969,000 $90,058 $1,000,000 $63,137 $1,561,000
Information not provided by applicant in mail or telephone application 10,742 $1,065,707,000 $83,960 $626,000 $59,058 $1,250,000
Black 1,809 $189,978,000 $87,568 $415,000 $70,090 $551,000
Hispanic 1,378 $129,319,000 $85,145 $344,000 $58,250 $348,000
Asian or Pacific Islander 493 $50,922,000 $91,000 $344,000 $61,886 $379,000
Other 315 $31,721,000 $91,875 $546,000 $67,175 $569,000
American Indian or Alaskan Native 146 $14,558,000 $92,656 $284,000 $65,187 $629,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,414 $3,577,971,000 $85,274 $1,000,000 $63,627 $1,561,000
VA-guaranteed (Veterans Administration) 4,790 $688,203,000 $141,026 $323,000 $41,973 $290,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,953 $3,136,577,000 $87,941 $640,000 $58,607 $1,561,000
Application Denied By Financial Institution 5,194 $473,575,000 $84,254 $1,000,000 $65,823 $1,000,000
Application Withdrawn By Applicant 4,906 $576,859,000 $96,294 $1,000,000 $64,274 $1,250,000
File Closed For Incompleteness 835 $49,593,000 $58,729 $415,000 $71,770 $1,000,000
Application Approved But Not Accepted 316 $29,570,000 $77,659 $758,000 $58,909 $360,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,758 $164,756,000 $84,367 $680,000 $69,979 $1,000,000
Collateral 1,221 $98,099,000 $76,411 $457,000 $72,803 $500,000
Debt-To-Income Ratio 1,135 $107,648,000 $91,775 $608,000 $50,775 $331,000
Credit Application Incomplete 561 $50,229,000 $85,125 $455,000 $70,437 $528,000
Other 230 $21,049,000 $85,692 $1,000,000 $75,128 $364,000
Unverifiable Information 115 $15,736,000 $128,172 $390,000 $47,137 $300,000
Mortgage Insurance Denied 76 $3,930,000 $54,259 $180,000 $83,148 $305,000
Insufficient Cash (Downpayment, Closing Cost) 55 $7,003,000 $121,521 $304,000 $59,217 $170,000
Employment History 43 $5,125,000 $114,136 $385,000 $48,636 $240,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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