USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2015

In 2015, USAA Federal Savings Bank of San Antonio, TX reported 83,247 mortgage applications totaling $18.3 billion, down 18% from 2014. The average application was for $220,081, and applicants reported an average income of $87,451. 49% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,631), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,579) and San Antonio-New Braunfels, TX (2,496) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 83,247
Total Mortgage Loan Application Amount $18,321,117,000
Average Mortgage Loan Application Amount $220,081
Highest Mortgage Loan Application Amount $1,448,000
Average Applicant Income $87,451
Highest Applicant Income $6,916,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 1,959 $ 374,413,000 $ 191,124 $ 79,000
Maricopa, Arizona 1,600 $ 355,979,000 $ 222,486 $ 86,000
Harris, Texas 1,112 $ 232,369,000 $ 208,964 $ 94,000
El Paso, Colorado 863 $ 208,804,000 $ 241,951 $ 79,000
Clark, Nevada 835 $ 193,130,000 $ 231,293 $ 82,000
Tarrant, Texas 786 $ 161,939,000 $ 206,029 $ 85,000
Hillsborough, Florida 691 $ 151,937,000 $ 219,879 $ 90,000
San Diego, California 674 $ 249,814,000 $ 370,643 $ 100,000
Fairfax, Virginia 602 $ 235,963,000 $ 391,965 $ 125,000
Cumberland, North Carolina 562 $ 92,749,000 $ 165,033 $ 66,000
Pierce, Washington 559 $ 145,242,000 $ 259,824 $ 91,000
Los Angeles, California 548 $ 195,211,000 $ 356,224 $ 98,000
Bell, Texas 546 $ 89,685,000 $ 164,258 $ 66,000
Pima, Arizona 505 $ 100,188,000 $ 198,392 $ 82,000
Wake, North Carolina 478 $ 111,303,000 $ 232,851 $ 99,000
Cook, Illinois 477 $ 108,904,000 $ 228,310 $ 95,000
Broward, Florida 457 $ 116,637,000 $ 255,223 $ 92,000
Riverside, California 447 $ 132,212,000 $ 295,776 $ 92,000
King, Washington 445 $ 150,904,000 $ 339,110 $ 117,000
Travis, Texas 444 $ 106,637,000 $ 240,173 $ 104,000
Dallas, Texas 442 $ 85,955,000 $ 194,468 $ 97,000
Gwinnett, Georgia 414 $ 84,369,000 $ 203,789 $ 82,000
Pinellas, Florida 413 $ 86,847,000 $ 210,283 $ 89,000
Duval, Florida 407 $ 76,034,000 $ 186,815 $ 71,000
Cobb, Georgia 407 $ 89,024,000 $ 218,732 $ 91,000
Mecklenburg, North Carolina 401 $ 86,167,000 $ 214,880 $ 91,000
Brevard, Florida 397 $ 79,157,000 $ 199,387 $ 82,000
Prince William, Virginia 394 $ 138,244,000 $ 350,873 $ 117,000
Fulton, Georgia 378 $ 87,428,000 $ 231,291 $ 105,000
Orange, Florida 377 $ 89,597,000 $ 237,657 $ 102,000
El Paso, Texas 377 $ 63,362,000 $ 168,068 $ 71,000
Palm Beach, Florida 370 $ 91,124,000 $ 246,281 $ 96,000
Miami-Dade, Florida 369 $ 99,695,000 $ 270,176 $ 98,000
Bernalillo, New Mexico 361 $ 79,326,000 $ 219,739 $ 95,000
Oklahoma, Oklahoma 357 $ 66,240,000 $ 185,546 $ 81,000
Denton, Texas 344 $ 83,098,000 $ 241,563 $ 107,000
Montgomery, Tennessee 339 $ 61,057,000 $ 180,109 $ 64,000
Anne Arundel, Maryland 338 $ 116,421,000 $ 344,440 $ 110,000
Prince George's, Maryland 337 $ 104,931,000 $ 311,367 $ 97,000
Okaloosa, Florida 323 $ 67,065,000 $ 207,631 $ 78,000
San Bernardino, California 314 $ 74,609,000 $ 237,608 $ 89,000
Williamson, Texas 314 $ 68,731,000 $ 218,888 $ 88,000
Collin, Texas 313 $ 74,752,000 $ 238,824 $ 112,000
Arapahoe, Colorado 310 $ 82,876,000 $ 267,341 $ 91,000
Richland, South Carolina 302 $ 53,670,000 $ 177,715 $ 74,000
DeKalb, Georgia 292 $ 61,046,000 $ 209,061 $ 100,000
Columbia, Georgia 290 $ 58,687,000 $ 202,368 $ 80,000
Montgomery, Texas 287 $ 66,112,000 $ 230,355 $ 104,000
Virginia Beach, Virginia 281 $ 70,268,000 $ 250,064 $ 83,000
Franklin, Ohio 277 $ 48,907,000 $ 176,559 $ 81,000
Thurston, Washington 277 $ 70,122,000 $ 253,148 $ 81,000
Santa Rosa, Florida 273 $ 59,102,000 $ 216,490 $ 80,000
Madison, Alabama 260 $ 52,571,000 $ 202,196 $ 89,000
Charleston, South Carolina 259 $ 63,445,000 $ 244,961 $ 85,000
Sacramento, California 256 $ 71,378,000 $ 278,820 $ 90,000
Fort Bend, Texas 256 $ 63,709,000 $ 248,863 $ 104,000
Oakland, Michigan 250 $ 49,928,000 $ 199,712 $ 101,000
Guadalupe, Texas 245 $ 49,961,000 $ 203,922 $ 74,000
Shelby, Tennessee 242 $ 43,349,000 $ 179,128 $ 81,000
Pasco, Florida 240 $ 49,416,000 $ 205,900 $ 87,000
Houston, Georgia 238 $ 42,651,000 $ 179,205 $ 74,000
Anchorage, Alaska 235 $ 70,151,000 $ 298,514 $ 108,000
Jefferson, Colorado 231 $ 63,722,000 $ 275,852 $ 93,000
Douglas, Colorado 225 $ 74,485,000 $ 331,044 $ 117,000
Montgomery, Maryland 224 $ 79,237,000 $ 353,736 $ 120,000
Montgomery, Ohio 224 $ 36,841,000 $ 164,468 $ 83,000
Multnomah, Oregon 224 $ 58,649,000 $ 261,825 $ 91,000
Denver, Colorado 223 $ 62,665,000 $ 281,008 $ 104,000
Wayne, Michigan 221 $ 34,031,000 $ 153,986 $ 77,000
Snohomish, Washington 218 $ 68,506,000 $ 314,247 $ 98,000
Lee, Florida 214 $ 43,151,000 $ 201,640 $ 86,000
Harnett, North Carolina 211 $ 39,912,000 $ 189,156 $ 65,000
Stafford, Virginia 211 $ 68,749,000 $ 325,824 $ 107,000
Escambia, Florida 210 $ 35,613,000 $ 169,585 $ 72,000
Loudoun, Virginia 210 $ 83,078,000 $ 395,609 $ 128,000
Allegheny, Pennsylvania 203 $ 37,502,000 $ 184,738 $ 91,000
Nueces, Texas 203 $ 40,998,000 $ 201,960 $ 87,000
Honolulu, Hawaii 200 $ 90,536,000 $ 452,680 $ 105,000
Chatham, Georgia 197 $ 38,482,000 $ 195,340 $ 78,000
Washington, Oregon 197 $ 53,657,000 $ 272,370 $ 89,000
Davidson, Tennessee 195 $ 43,404,000 $ 222,584 $ 82,000
Middlesex, Massachusetts 194 $ 62,050,000 $ 319,845 $ 112,000
Spokane, Washington 194 $ 39,779,000 $ 205,046 $ 76,000
Washoe, Nevada 193 $ 52,823,000 $ 273,694 $ 101,000
Burlington, New Jersey 193 $ 43,242,000 $ 224,051 $ 88,000
Galveston, Texas 193 $ 38,675,000 $ 200,388 $ 102,000
Chesterfield, Virginia 192 $ 48,043,000 $ 250,223 $ 94,000
Chesapeake, Virginia 191 $ 53,943,000 $ 282,424 $ 88,000
Jefferson, Alabama 190 $ 36,239,000 $ 190,731 $ 78,000
Onslow, North Carolina 189 $ 33,411,000 $ 176,777 $ 57,000
Marion, Indiana 188 $ 26,981,000 $ 143,515 $ 72,000
Moore, North Carolina 188 $ 44,640,000 $ 237,446 $ 93,000
Greenville, South Carolina 186 $ 36,368,000 $ 195,526 $ 84,000
Brazoria, Texas 186 $ 39,030,000 $ 209,838 $ 95,000
Volusia, Florida 185 $ 31,851,000 $ 172,167 $ 79,000
Pulaski, Arkansas 184 $ 33,252,000 $ 180,717 $ 82,000
Baltimore, Maryland 184 $ 45,621,000 $ 247,940 $ 91,000
Jefferson, Kentucky 181 $ 33,042,000 $ 182,552 $ 84,000
Ada, Idaho 180 $ 39,301,000 $ 218,338 $ 86,000
Clark, Washington 180 $ 49,196,000 $ 273,311 $ 91,000
Sedgwick, Kansas 178 $ 29,927,000 $ 168,129 $ 68,000
Greene, Ohio 178 $ 37,716,000 $ 211,887 $ 91,000
Tulsa, Oklahoma 177 $ 30,098,000 $ 170,045 $ 93,000
Berkeley, South Carolina 176 $ 35,615,000 $ 202,357 $ 78,000
Hennepin, Minnesota 175 $ 42,079,000 $ 240,451 $ 99,000
St. Louis, Missouri 174 $ 34,094,000 $ 195,942 $ 82,000
Salt Lake, Utah 174 $ 43,302,000 $ 248,862 $ 87,000
Orange, California 172 $ 75,242,000 $ 437,453 $ 112,000
Kitsap, Washington 171 $ 44,308,000 $ 259,111 $ 94,000
Sarpy, Nebraska 170 $ 32,655,000 $ 192,088 $ 80,000
Kern, California 169 $ 37,803,000 $ 223,686 $ 84,000
Clay, Florida 169 $ 35,501,000 $ 210,065 $ 82,000
Cleveland, Oklahoma 168 $ 29,892,000 $ 177,928 $ 81,000
Adams, Colorado 167 $ 43,620,000 $ 261,197 $ 81,000
Henry, Georgia 167 $ 32,964,000 $ 197,389 $ 76,000
Bay, Florida 164 $ 35,467,000 $ 216,262 $ 95,000
Johnson, Kansas 164 $ 34,776,000 $ 212,048 $ 96,000
Muscogee, Georgia 159 $ 27,137,000 $ 170,672 $ 66,000
Philadelphia, Pennsylvania 159 $ 31,773,000 $ 199,830 $ 83,000
New Castle, Delaware 158 $ 37,661,000 $ 238,360 $ 97,000
Macomb, Michigan 158 $ 27,430,000 $ 173,607 $ 77,000
Dorchester, South Carolina 157 $ 30,292,000 $ 192,942 $ 75,000
Cuyahoga, Ohio 156 $ 24,423,000 $ 156,557 $ 79,000
St. Johns, Florida 155 $ 43,088,000 $ 277,987 $ 113,000
Pinal, Arizona 153 $ 27,557,000 $ 180,111 $ 76,000
Solano, California 153 $ 47,482,000 $ 310,339 $ 90,000
Seminole, Florida 153 $ 35,374,000 $ 231,202 $ 97,000
Cherokee, Georgia 151 $ 33,116,000 $ 219,311 $ 94,000
Suffolk, New York 150 $ 44,149,000 $ 294,326 $ 99,000
Norfolk, Virginia 149 $ 32,160,000 $ 215,838 $ 73,000
District of Columbia, District Of Columbia 148 $ 56,885,000 $ 384,358 $ 119,000
Polk, Florida 148 $ 23,944,000 $ 161,783 $ 71,000
Hartford, Connecticut 146 $ 34,162,000 $ 233,986 $ 102,000
Manatee, Florida 145 $ 34,470,000 $ 237,724 $ 111,000
Hamilton, Tennessee 145 $ 29,205,000 $ 201,413 $ 87,000
Douglas, Nebraska 144 $ 24,449,000 $ 169,784 $ 82,000
Sarasota, Florida 141 $ 29,726,000 $ 210,822 $ 87,000
Rutherford, Tennessee 140 $ 28,384,000 $ 202,742 $ 75,000
Larimer, Colorado 138 $ 37,496,000 $ 271,710 $ 100,000
St. Tammany, Louisiana 138 $ 29,076,000 $ 210,695 $ 90,000
Erie, New York 136 $ 21,875,000 $ 160,845 $ 78,000
Lake, Florida 135 $ 26,410,000 $ 195,629 $ 84,000
Jackson, Missouri 135 $ 23,673,000 $ 175,355 $ 83,000
Baldwin, Alabama 133 $ 27,126,000 $ 203,954 $ 88,000
St. Clair, Illinois 132 $ 24,334,000 $ 184,348 $ 81,000
Hillsborough, New Hampshire 131 $ 34,307,000 $ 261,885 $ 114,000
Comal, Texas 131 $ 32,530,000 $ 248,320 $ 88,000
York, South Carolina 130 $ 26,980,000 $ 207,538 $ 90,000
Taylor, Texas 129 $ 21,851,000 $ 169,387 $ 74,000
Guilford, North Carolina 128 $ 24,617,000 $ 192,320 $ 78,000
Beaufort, South Carolina 128 $ 29,443,000 $ 230,023 $ 89,000
Richmond, Georgia 127 $ 16,506,000 $ 129,968 $ 66,000
Ocean, New Jersey 126 $ 32,158,000 $ 255,222 $ 95,000
Knox, Tennessee 126 $ 24,435,000 $ 193,928 $ 88,000
Clackamas, Oregon 125 $ 37,396,000 $ 299,168 $ 95,000
Worcester, Massachusetts 124 $ 32,359,000 $ 260,959 $ 97,000
Weld, Colorado 123 $ 30,924,000 $ 251,414 $ 83,000
St. Lucie, Florida 123 $ 21,565,000 $ 175,325 $ 77,000
Orleans, Louisiana 123 $ 29,262,000 $ 237,902 $ 98,000
Comanche, Oklahoma 123 $ 19,177,000 $ 155,910 $ 63,000
Charles, Maryland 122 $ 37,078,000 $ 303,918 $ 95,000
Hoke, North Carolina 122 $ 19,508,000 $ 159,901 $ 50,000
Horry, South Carolina 121 $ 20,992,000 $ 173,487 $ 74,000
Fayette, Georgia 120 $ 31,739,000 $ 264,491 $ 104,000
Montgomery, Pennsylvania 120 $ 31,349,000 $ 261,241 $ 125,000
Lowndes, Georgia 119 $ 19,562,000 $ 164,386 $ 68,000
Durham, North Carolina 119 $ 23,912,000 $ 200,941 $ 93,000
Camden, New Jersey 118 $ 22,301,000 $ 188,991 $ 86,000
Baltimore City, Maryland 116 $ 23,962,000 $ 206,568 $ 83,000
Howard, Maryland 116 $ 40,001,000 $ 344,836 $ 116,000
Lexington, South Carolina 116 $ 20,281,000 $ 174,836 $ 74,000
Davis, Utah 116 $ 28,451,000 $ 245,267 $ 85,000
New Haven, Connecticut 115 $ 27,847,000 $ 242,147 $ 94,000
Lake, Illinois 115 $ 26,721,000 $ 232,356 $ 105,000
Milwaukee, Wisconsin 115 $ 19,121,000 $ 166,269 $ 78,000
Bossier, Louisiana 114 $ 24,231,000 $ 212,552 $ 74,000
East Baton Rouge, Louisiana 114 $ 21,941,000 $ 192,464 $ 90,000
Bucks, Pennsylvania 114 $ 31,732,000 $ 278,350 $ 113,000
Cochise, Arizona 113 $ 20,651,000 $ 182,752 $ 75,000
Osceola, Florida 113 $ 21,219,000 $ 187,778 $ 73,000
Forsyth, Georgia 112 $ 29,942,000 $ 267,339 $ 114,000
Nassau, New York 112 $ 38,321,000 $ 342,151 $ 115,000
Will, Illinois 111 $ 25,502,000 $ 229,747 $ 91,000
Plymouth, Massachusetts 111 $ 34,523,000 $ 311,018 $ 100,000
Newport News, Virginia 111 $ 22,845,000 $ 205,810 $ 78,000
Curry, New Mexico 110 $ 21,186,000 $ 192,600 $ 78,000
Hamilton, Ohio 110 $ 20,736,000 $ 188,509 $ 97,000
Coryell, Texas 110 $ 14,788,000 $ 134,436 $ 50,000
Harford, Maryland 109 $ 30,713,000 $ 281,770 $ 97,000
Fresno, California 108 $ 26,408,000 $ 244,518 $ 89,000
Harrison, Mississippi 108 $ 19,003,000 $ 175,953 $ 87,000
Montgomery, Alabama 107 $ 21,585,000 $ 201,728 $ 86,000
Liberty, Georgia 107 $ 15,537,000 $ 145,205 $ 56,000
Monmouth, New Jersey 107 $ 31,754,000 $ 296,766 $ 117,000
Sandoval, New Mexico 107 $ 23,273,000 $ 217,504 $ 88,000
Alexandria, Virginia 107 $ 40,843,000 $ 381,710 $ 128,000
Mobile, Alabama 106 $ 17,459,000 $ 164,707 $ 81,000
Hays, Texas 106 $ 22,789,000 $ 214,990 $ 86,000
Placer, California 105 $ 35,889,000 $ 341,800 $ 99,000
New London, Connecticut 105 $ 24,619,000 $ 234,466 $ 91,000
York, Pennsylvania 105 $ 20,772,000 $ 197,828 $ 85,000
Providence, Rhode Island 105 $ 21,884,000 $ 208,419 $ 79,000
Benton, Arkansas 104 $ 21,952,000 $ 211,076 $ 101,000
Cumberland, Maine 104 $ 27,632,000 $ 265,692 $ 116,000
Frederick, Maryland 103 $ 31,640,000 $ 307,184 $ 114,000
Rockingham, New Hampshire 103 $ 29,299,000 $ 284,456 $ 115,000
Fairfield, Connecticut 102 $ 32,547,000 $ 319,088 $ 122,000
Hamilton, Indiana 102 $ 22,519,000 $ 220,774 $ 92,000
Kent, Michigan 102 $ 17,385,000 $ 170,441 $ 94,000
Dakota, Minnesota 102 $ 22,626,000 $ 221,823 $ 87,000
Forsyth, North Carolina 102 $ 19,046,000 $ 186,725 $ 79,000
Hampton, Virginia 101 $ 20,495,000 $ 202,920 $ 74,000
Kent, Delaware 100 $ 21,814,000 $ 218,140 $ 72,000
Johnston, North Carolina 100 $ 20,226,000 $ 202,260 $ 76,000
Lane, Oregon 100 $ 21,312,000 $ 213,120 $ 63,000
Matanuska-Susitna, Alaska 99 $ 24,983,000 $ 252,353 $ 88,000
Alachua, Florida 99 $ 18,032,000 $ 182,141 $ 81,000
DuPage, Illinois 99 $ 28,499,000 $ 287,868 $ 117,000
San Joaquin, California 97 $ 25,994,000 $ 267,979 $ 92,000
Chester, Pennsylvania 97 $ 25,046,000 $ 258,206 $ 118,000
Lee, Alabama 96 $ 18,023,000 $ 187,739 $ 72,000
Essex, Massachusetts 96 $ 29,977,000 $ 312,260 $ 102,000
Leon, Florida 95 $ 19,289,000 $ 203,042 $ 82,000
Marion, Florida 95 $ 15,398,000 $ 162,084 $ 72,000
Middlesex, New Jersey 95 $ 27,571,000 $ 290,221 $ 109,000
Buncombe, North Carolina 95 $ 23,258,000 $ 244,821 $ 92,000
Cabarrus, North Carolina 95 $ 18,764,000 $ 197,515 $ 74,000
Dane, Wisconsin 95 $ 21,448,000 $ 225,768 $ 89,000
Laramie, Wyoming 95 $ 21,122,000 $ 222,336 $ 72,000
Alameda, California 94 $ 41,282,000 $ 439,170 $ 133,000
Ventura, California 94 $ 37,161,000 $ 395,329 $ 109,000
Fayette, Kentucky 94 $ 16,807,000 $ 178,797 $ 87,000
Lafayette, Louisiana 94 $ 19,896,000 $ 211,659 $ 80,000
Orange, New York 93 $ 23,994,000 $ 258,000 $ 100,000
New Hanover, North Carolina 93 $ 18,475,000 $ 198,655 $ 99,000
Summit, Ohio 93 $ 13,173,000 $ 141,645 $ 80,000
Deschutes, Oregon 93 $ 22,570,000 $ 242,688 $ 88,000
Washtenaw, Michigan 92 $ 20,255,000 $ 220,163 $ 101,000
Ramsey, Minnesota 92 $ 19,768,000 $ 214,869 $ 93,000
Bergen, New Jersey 92 $ 32,710,000 $ 355,543 $ 116,000
Arlington, Virginia 92 $ 33,167,000 $ 360,510 $ 117,000
Yavapai, Arizona 91 $ 21,441,000 $ 235,615 $ 91,000
Hardin, Kentucky 91 $ 17,269,000 $ 189,769 $ 73,000
Spartanburg, South Carolina 91 $ 15,519,000 $ 170,538 $ 76,000
Tom Green, Texas 91 $ 15,711,000 $ 172,648 $ 72,000
Contra Costa, California 90 $ 33,191,000 $ 368,788 $ 106,000
Utah, Utah 90 $ 24,047,000 $ 267,188 $ 87,000
Union, North Carolina 89 $ 19,072,000 $ 214,292 $ 81,000
Warren, Ohio 89 $ 21,938,000 $ 246,494 $ 97,000
St. Charles, Missouri 88 $ 17,140,000 $ 194,772 $ 83,000
Cumberland, Pennsylvania 88 $ 20,628,000 $ 234,409 $ 96,000
Fairbanks North Star, Alaska 87 $ 20,854,000 $ 239,701 $ 85,000
Jefferson, Louisiana 87 $ 16,290,000 $ 187,241 $ 78,000
Hampden, Massachusetts 86 $ 17,941,000 $ 208,616 $ 79,000
Butler, Ohio 86 $ 16,349,000 $ 190,104 $ 89,000
Brazos, Texas 86 $ 16,109,000 $ 187,313 $ 79,000
Weber, Utah 86 $ 17,333,000 $ 201,546 $ 70,000
Ellis, Texas 85 $ 17,305,000 $ 203,588 $ 83,000
Sumter, South Carolina 84 $ 13,179,000 $ 156,892 $ 75,000
Bryan, Georgia 83 $ 18,012,000 $ 217,012 $ 75,000
Geary, Kansas 83 $ 12,465,000 $ 150,180 $ 61,000
Shelby, Alabama 82 $ 16,704,000 $ 203,707 $ 78,000
Monroe, New York 82 $ 13,493,000 $ 164,548 $ 85,000
Williamson, Tennessee 82 $ 26,934,000 $ 328,463 $ 134,000
McLennan, Texas 82 $ 14,228,000 $ 173,512 $ 78,000
Boulder, Colorado 81 $ 24,075,000 $ 297,222 $ 94,000
Coweta, Georgia 81 $ 16,581,000 $ 204,703 $ 85,000
Canadian, Oklahoma 80 $ 14,575,000 $ 182,187 $ 71,000
Aiken, South Carolina 79 $ 13,190,000 $ 166,962 $ 87,000
Suffolk, Virginia 79 $ 19,946,000 $ 252,481 $ 91,000
Paulding, Georgia 78 $ 13,262,000 $ 170,025 $ 67,000
Kootenai, Idaho 78 $ 17,958,000 $ 230,230 $ 75,000
Collier, Florida 77 $ 20,989,000 $ 272,584 $ 112,000
Hernando, Florida 77 $ 10,205,000 $ 132,532 $ 69,000
Kane, Illinois 77 $ 18,166,000 $ 235,922 $ 106,000
Henrico, Virginia 77 $ 17,673,000 $ 229,519 $ 88,000
Clayton, Georgia 76 $ 10,348,000 $ 136,157 $ 66,000
Hidalgo, Texas 75 $ 11,689,000 $ 155,853 $ 75,000
Spotsylvania, Virginia 75 $ 20,643,000 $ 275,240 $ 95,000
Washington, Arkansas 73 $ 11,928,000 $ 163,397 $ 82,000
Norfolk, Massachusetts 73 $ 23,549,000 $ 322,589 $ 106,000
Berkeley, West Virginia 73 $ 15,604,000 $ 213,753 $ 81,000
Douglas, Georgia 72 $ 13,931,000 $ 193,486 $ 81,000
Riley, Kansas 72 $ 14,664,000 $ 203,666 $ 83,000
Clay, Missouri 72 $ 13,659,000 $ 189,708 $ 83,000
York, Virginia 72 $ 20,130,000 $ 279,583 $ 89,000
Parker, Texas 71 $ 15,304,000 $ 215,549 $ 92,000
Martin, Florida 70 $ 18,172,000 $ 259,600 $ 100,000
Leavenworth, Kansas 70 $ 12,651,000 $ 180,728 $ 80,000
Essex, New Jersey 70 $ 18,310,000 $ 261,571 $ 107,000
Santa Fe, New Mexico 70 $ 17,100,000 $ 244,285 $ 95,000
Wichita, Texas 70 $ 10,522,000 $ 150,314 $ 67,000
Coffee, Alabama 69 $ 13,371,000 $ 193,782 $ 64,000
Onondaga, New York 69 $ 12,189,000 $ 176,652 $ 91,000
Lorain, Ohio 69 $ 11,967,000 $ 173,434 $ 77,000
Charlotte, Florida 68 $ 12,651,000 $ 186,044 $ 76,000
Jackson, Mississippi 68 $ 11,778,000 $ 173,205 $ 71,000
Morris, New Jersey 68 $ 19,684,000 $ 289,470 $ 117,000
Ward, North Dakota 68 $ 16,980,000 $ 249,705 $ 86,000
Yuma, Arizona 66 $ 13,320,000 $ 201,818 $ 73,000
Lonoke, Arkansas 66 $ 11,323,000 $ 171,560 $ 68,000
Indian River, Florida 66 $ 13,102,000 $ 198,515 $ 101,000
Hall, Georgia 66 $ 14,967,000 $ 226,772 $ 93,000
St. Mary's, Maryland 66 $ 18,067,000 $ 273,742 $ 109,000
Yellowstone, Montana 66 $ 14,977,000 $ 226,924 $ 86,000
Lancaster, Pennsylvania 66 $ 13,059,000 $ 197,863 $ 80,000
Sussex, Delaware 65 $ 14,916,000 $ 229,476 $ 89,000
Wayne, North Carolina 65 $ 10,004,000 $ 153,907 $ 60,000
Calvert, Maryland 64 $ 20,969,000 $ 327,640 $ 145,000
Gloucester, New Jersey 64 $ 12,219,000 $ 190,921 $ 79,000
Delaware, Pennsylvania 64 $ 14,199,000 $ 221,859 $ 112,000
Shawnee, Kansas 63 $ 9,418,000 $ 149,492 $ 66,000
Caddo, Louisiana 63 $ 11,207,000 $ 177,888 $ 73,000
Dona Ana, New Mexico 63 $ 12,414,000 $ 197,047 $ 92,000
Jefferson, Texas 63 $ 11,362,000 $ 180,349 $ 84,000
Russell, Alabama 62 $ 11,695,000 $ 188,629 $ 63,000
Calcasieu, Louisiana 62 $ 10,448,000 $ 168,516 $ 72,000
Cascade, Montana 62 $ 11,192,000 $ 180,516 $ 76,000
Marion, Oregon 62 $ 12,985,000 $ 209,435 $ 84,000
Dauphin, Pennsylvania 62 $ 12,063,000 $ 194,564 $ 73,000
Kaufman, Texas 62 $ 12,525,000 $ 202,016 $ 81,000
Houston, Alabama 61 $ 11,664,000 $ 191,213 $ 67,000
Coconino, Arizona 61 $ 15,869,000 $ 260,147 $ 95,000
Allen, Indiana 61 $ 10,900,000 $ 178,688 $ 87,000
Greene, Missouri 61 $ 9,824,000 $ 161,049 $ 65,000
Westchester, New York 61 $ 21,037,000 $ 344,868 $ 127,000
Fairfield, Ohio 61 $ 10,854,000 $ 177,934 $ 85,000
Monroe, Pennsylvania 61 $ 9,454,000 $ 154,983 $ 78,000
Stanislaus, California 60 $ 14,981,000 $ 249,683 $ 94,000
Platte, Missouri 60 $ 12,111,000 $ 201,850 $ 89,000
Brunswick, North Carolina 60 $ 12,296,000 $ 204,933 $ 94,000
Lucas, Ohio 60 $ 8,352,000 $ 139,200 $ 78,000
Lubbock, Texas 60 $ 11,510,000 $ 191,833 $ 110,000
San Luis Obispo, California 59 $ 20,721,000 $ 351,203 $ 110,000
Sonoma, California 59 $ 22,317,000 $ 378,254 $ 102,000
Jefferson, New York 59 $ 10,563,000 $ 179,033 $ 70,000
Anderson, South Carolina 59 $ 10,565,000 $ 179,067 $ 71,000
Lancaster, Nebraska 58 $ 9,556,000 $ 164,758 $ 64,000
Atlantic, New Jersey 58 $ 11,601,000 $ 200,017 $ 93,000
Delaware, Ohio 58 $ 13,432,000 $ 231,586 $ 95,000
Waukesha, Wisconsin 58 $ 14,764,000 $ 254,551 $ 98,000
Anoka, Minnesota 57 $ 11,157,000 $ 195,736 $ 75,000
Washington, Minnesota 57 $ 13,961,000 $ 244,929 $ 95,000
St. Louis City, Missouri 57 $ 9,908,000 $ 173,824 $ 91,000
Licking, Ohio 57 $ 11,262,000 $ 197,578 $ 91,000
Portsmouth, Virginia 57 $ 11,237,000 $ 197,140 $ 65,000
Benton, Washington 57 $ 13,733,000 $ 240,929 $ 95,000
Pueblo, Colorado 56 $ 10,709,000 $ 191,232 $ 76,000
Barnstable, Massachusetts 56 $ 15,610,000 $ 278,750 $ 91,000
Queens, New York 56 $ 18,008,000 $ 321,571 $ 89,000
Orange, North Carolina 56 $ 12,684,000 $ 226,500 $ 97,000
Rockwall, Texas 56 $ 12,712,000 $ 227,000 $ 98,000
James City, Virginia 56 $ 17,036,000 $ 304,214 $ 107,000
Pennington, South Dakota 55 $ 11,601,000 $ 210,927 $ 82,000
Cameron, Texas 55 $ 9,013,000 $ 163,872 $ 84,000
Smith, Texas 55 $ 9,891,000 $ 179,836 $ 80,000
Webb, Texas 55 $ 10,162,000 $ 184,763 $ 79,000
Santa Barbara, California 54 $ 19,313,000 $ 357,648 $ 100,000
Walton, Florida 54 $ 13,949,000 $ 258,314 $ 103,000
Bristol, Massachusetts 54 $ 15,044,000 $ 278,592 $ 99,000
Suffolk, Massachusetts 54 $ 18,355,000 $ 339,907 $ 128,000
Rankin, Mississippi 54 $ 10,241,000 $ 189,648 $ 77,000
Skagit, Washington 54 $ 15,367,000 $ 284,574 $ 88,000
Autauga, Alabama 53 $ 10,418,000 $ 196,566 $ 68,000
Saline, Arkansas 53 $ 9,455,000 $ 178,396 $ 74,000
York, Maine 53 $ 12,612,000 $ 237,962 $ 83,000
Kalamazoo, Michigan 53 $ 9,211,000 $ 173,792 $ 77,000
Livingston, Michigan 53 $ 11,737,000 $ 221,452 $ 93,000
Merrimack, New Hampshire 53 $ 12,335,000 $ 232,735 $ 100,000
Passaic, New Jersey 53 $ 13,534,000 $ 255,358 $ 98,000
Midland, Texas 53 $ 11,710,000 $ 220,943 $ 98,000
Flagler, Florida 52 $ 8,966,000 $ 172,423 $ 77,000
Monroe, Florida 52 $ 19,246,000 $ 370,115 $ 110,000
Johnson, Indiana 52 $ 9,461,000 $ 181,942 $ 91,000
Union, New Jersey 52 $ 15,408,000 $ 296,307 $ 100,000
Saratoga, New York 52 $ 12,436,000 $ 239,153 $ 98,000
Craven, North Carolina 52 $ 9,346,000 $ 179,730 $ 90,000
Henderson, North Carolina 52 $ 8,512,000 $ 163,692 $ 70,000
Albemarle, Virginia 52 $ 14,785,000 $ 284,326 $ 113,000
Fauquier, Virginia 52 $ 17,809,000 $ 342,480 $ 112,000
Canyon, Idaho 51 $ 9,136,000 $ 179,137 $ 68,000
Hendricks, Indiana 51 $ 9,418,000 $ 184,666 $ 79,000
Ingham, Michigan 51 $ 8,489,000 $ 166,450 $ 72,000
Clermont, Ohio 51 $ 9,233,000 $ 181,039 $ 86,000
Kent, Rhode Island 51 $ 10,320,000 $ 202,352 $ 79,000
Richmond City, Virginia 51 $ 10,300,000 $ 201,960 $ 83,000
Limestone, Alabama 50 $ 10,321,000 $ 206,420 $ 89,000
Nassau, Florida 50 $ 11,015,000 $ 220,300 $ 85,000
Lake, Indiana 50 $ 9,034,000 $ 180,680 $ 80,000
Medina, Ohio 50 $ 9,777,000 $ 195,540 $ 82,000
Stark, Ohio 50 $ 8,150,000 $ 163,000 $ 73,000
Lehigh, Pennsylvania 50 $ 9,839,000 $ 196,780 $ 76,000
Sumner, Tennessee 50 $ 11,368,000 $ 227,360 $ 76,000
Wilson, Tennessee 50 $ 12,341,000 $ 246,820 $ 95,000
Santa Clara, California 49 $ 23,871,000 $ 487,163 $ 128,000
Citrus, Florida 49 $ 7,505,000 $ 153,163 $ 86,000
Newport, Rhode Island 49 $ 15,084,000 $ 307,836 $ 116,000
Medina, Texas 49 $ 9,725,000 $ 198,469 $ 74,000
Whatcom, Washington 49 $ 14,224,000 $ 290,285 $ 88,000
Clarke, Georgia 48 $ 7,321,000 $ 152,520 $ 72,000
Carroll, Maryland 48 $ 14,560,000 $ 303,333 $ 111,000
Albany, New York 48 $ 9,974,000 $ 207,791 $ 82,000
Dutchess, New York 48 $ 10,267,000 $ 213,895 $ 95,000
Iredell, North Carolina 48 $ 10,994,000 $ 229,041 $ 87,000
Chittenden, Vermont 48 $ 11,300,000 $ 235,416 $ 96,000
Yuba, California 47 $ 10,281,000 $ 218,744 $ 68,000
Bibb, Georgia 47 $ 6,845,000 $ 145,638 $ 65,000
Pulaski, Missouri 47 $ 7,781,000 $ 165,553 $ 77,000
Richmond, New York 47 $ 16,468,000 $ 350,382 $ 110,000
Luzerne, Pennsylvania 47 $ 6,952,000 $ 147,914 $ 76,000
Elmore, Alabama 46 $ 8,775,000 $ 190,760 $ 68,000
Garland, Arkansas 46 $ 7,149,000 $ 155,413 $ 73,000
St. Louis, Minnesota 46 $ 7,965,000 $ 173,152 $ 76,000
Boone, Missouri 46 $ 8,203,000 $ 178,326 $ 82,000
Jefferson, Missouri 46 $ 9,853,000 $ 214,195 $ 98,000
Johnson, Missouri 46 $ 7,712,000 $ 167,652 $ 72,000
Berks, Pennsylvania 46 $ 9,015,000 $ 195,978 $ 77,000
Wilson, Texas 46 $ 11,581,000 $ 251,760 $ 86,000
Island, Washington 46 $ 12,353,000 $ 268,543 $ 90,000
Rockdale, Georgia 45 $ 9,328,000 $ 207,288 $ 91,000
Ascension, Louisiana 45 $ 10,877,000 $ 241,711 $ 96,000
DeSoto, Mississippi 45 $ 9,116,000 $ 202,577 $ 80,000
Otero, New Mexico 45 $ 7,263,000 $ 161,400 $ 67,000
Carteret, North Carolina 45 $ 9,931,000 $ 220,688 $ 93,000
Lake, Ohio 45 $ 6,840,000 $ 152,000 $ 69,000
Jackson, Oregon 45 $ 10,548,000 $ 234,400 $ 77,000
Kanawha, West Virginia 45 $ 7,683,000 $ 170,733 $ 77,000
El Dorado, California 44 $ 15,192,000 $ 345,272 $ 110,000
Monterey, California 44 $ 18,760,000 $ 426,363 $ 109,000
Camden, Georgia 44 $ 7,277,000 $ 165,386 $ 72,000
Harris, Georgia 44 $ 9,966,000 $ 226,500 $ 92,000
Hawaii, Hawaii 44 $ 13,514,000 $ 307,136 $ 79,000
Madison, Illinois 44 $ 6,994,000 $ 158,954 $ 73,000
Polk, Iowa 44 $ 8,355,000 $ 189,886 $ 91,000
Boone, Kentucky 44 $ 8,140,000 $ 185,000 $ 77,000
Washington, Tennessee 44 $ 8,551,000 $ 194,340 $ 93,000
Tuscaloosa, Alabama 43 $ 8,640,000 $ 200,930 $ 90,000
Mohave, Arizona 43 $ 8,133,000 $ 189,139 $ 86,000
Faulkner, Arkansas 43 $ 7,191,000 $ 167,232 $ 75,000
Effingham, Georgia 43 $ 7,959,000 $ 185,093 $ 69,000
Genesee, Michigan 43 $ 5,704,000 $ 132,651 $ 66,000
Jefferson, West Virginia 43 $ 11,068,000 $ 257,395 $ 105,000
Monongalia, West Virginia 43 $ 8,091,000 $ 188,162 $ 90,000
Sumter, Florida 42 $ 8,259,000 $ 196,642 $ 88,000
Glynn, Georgia 42 $ 8,162,000 $ 194,333 $ 92,000
Gallatin, Montana 42 $ 11,207,000 $ 266,833 $ 98,000
Mercer, New Jersey 42 $ 10,838,000 $ 258,047 $ 94,000
Somerset, New Jersey 42 $ 12,448,000 $ 296,380 $ 129,000
Kings, New York 42 $ 16,574,000 $ 394,619 $ 107,000
Kerr, Texas 42 $ 7,999,000 $ 190,452 $ 83,000
Mesa, Colorado 41 $ 8,576,000 $ 209,170 $ 63,000
McHenry, Illinois 41 $ 7,402,000 $ 180,536 $ 83,000
St. Joseph, Indiana 41 $ 6,801,000 $ 165,878 $ 90,000
Rapides, Louisiana 41 $ 7,296,000 $ 177,951 $ 81,000
Hinds, Mississippi 41 $ 6,725,000 $ 164,024 $ 74,000
Niagara, New York 41 $ 5,304,000 $ 129,365 $ 66,000
Gaston, North Carolina 41 $ 5,914,000 $ 144,243 $ 68,000
Yolo, California 40 $ 11,677,000 $ 291,925 $ 110,000
Oneida, New York 40 $ 5,934,000 $ 148,350 $ 68,000
Schenectady, New York 40 $ 7,451,000 $ 186,275 $ 91,000
Lee, North Carolina 40 $ 7,919,000 $ 197,975 $ 77,000
Lackawanna, Pennsylvania 40 $ 6,008,000 $ 150,200 $ 75,000
Northampton, Pennsylvania 40 $ 8,500,000 $ 212,500 $ 113,000
Pickens, South Carolina 40 $ 6,663,000 $ 166,575 $ 79,000
Muskegon, Michigan 39 $ 5,503,000 $ 141,102 $ 70,000
Pitt, North Carolina 39 $ 6,513,000 $ 167,000 $ 80,000
Franklin, Pennsylvania 39 $ 7,973,000 $ 204,435 $ 86,000
Roanoke, Virginia 39 $ 7,311,000 $ 187,461 $ 78,000
Clallam, Washington 39 $ 9,100,000 $ 233,333 $ 89,000
Litchfield, Connecticut 38 $ 9,147,000 $ 240,710 $ 109,000
Newton, Georgia 38 $ 6,098,000 $ 160,473 $ 62,000
Ottawa, Michigan 38 $ 5,867,000 $ 154,394 $ 79,000
Cape May, New Jersey 38 $ 9,059,000 $ 238,394 $ 112,000
Benton, Oregon 38 $ 9,739,000 $ 256,289 $ 102,000
Adams, Pennsylvania 38 $ 9,078,000 $ 238,894 $ 108,000
Johnson, Texas 38 $ 6,317,000 $ 166,236 $ 70,000
Frederick, Virginia 38 $ 9,085,000 $ 239,078 $ 100,000
Yakima, Washington 38 $ 7,462,000 $ 196,368 $ 85,000
Walton, Georgia 37 $ 6,734,000 $ 182,000 $ 75,000
Monroe, Indiana 37 $ 7,058,000 $ 190,756 $ 71,000
Scott, Iowa 37 $ 6,768,000 $ 182,918 $ 77,000
Westmoreland, Pennsylvania 37 $ 6,334,000 $ 171,189 $ 117,000
Florence, South Carolina 37 $ 6,642,000 $ 179,513 $ 72,000
Blount, Tennessee 37 $ 7,401,000 $ 200,027 $ 81,000
Kendall, Texas 37 $ 8,650,000 $ 233,783 $ 94,000
Shasta, California 36 $ 9,174,000 $ 254,833 $ 96,000
Middlesex, Connecticut 36 $ 9,406,000 $ 261,277 $ 93,000
Christian, Kentucky 36 $ 4,827,000 $ 134,083 $ 66,000
Madison, Kentucky 36 $ 7,221,000 $ 200,583 $ 85,000
Washington, Maryland 36 $ 9,046,000 $ 251,277 $ 100,000
Lowndes, Mississippi 36 $ 7,824,000 $ 217,333 $ 86,000
Hudson, New Jersey 36 $ 10,496,000 $ 291,555 $ 120,000
Alamance, North Carolina 36 $ 6,460,000 $ 179,444 $ 81,000
Pender, North Carolina 36 $ 8,138,000 $ 226,055 $ 71,000
Rogers, Oklahoma 36 $ 6,716,000 $ 186,555 $ 74,000
Butler, Pennsylvania 36 $ 9,033,000 $ 250,916 $ 99,000
Kershaw, South Carolina 36 $ 6,125,000 $ 170,138 $ 75,000
Lampasas, Texas 36 $ 7,102,000 $ 197,277 $ 78,000
Val Verde, Texas 36 $ 6,676,000 $ 185,444 $ 83,000
Kenai Peninsula, Alaska 35 $ 8,308,000 $ 237,371 $ 114,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 57,382 $13,175,516,000 $229,000 $1,095,000 $94,000 $2,577,000
Refinancing 21,663 $4,325,337,000 $199,000 $1,448,000 $70,000 $6,916,000
Home Improvement 4,202 $820,264,000 $195,000 $1,056,000 $88,000 $1,950,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 53,970 $11,894,160,000 $220,000 $1,448,000 $90,000 $6,916,000
Not Provided 9,431 $2,202,560,000 $233,000 $1,095,000 $92,000 $2,244,000
Black or African American 8,145 $1,774,240,000 $217,000 $1,095,000 $80,000 $1,950,000
Hispanic 7,037 $1,569,200,000 $222,000 $1,073,000 $81,000 $1,208,000
Asian 1,841 $473,241,000 $257,000 $1,095,000 $92,000 $1,560,000
American Indian or Alaskan Native 1,161 $239,186,000 $206,000 $698,000 $80,000 $874,000
Not applicable 1,117 $34,064,000 $30,000 $197,000 $0 $0
Native Hawaiian or Other Pacific Islander 545 $134,466,000 $246,000 $823,000 $85,000 $650,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 56,510 $13,101,324,000 $231,000 $1,448,000 $83,000 $6,916,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,737 $5,219,793,000 $195,000 $1,374,000 $97,000 $3,032,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 40,846 $9,210,742,000 $225,000 $1,095,000 $90,000 $1,251,000
Application Withdrawn By Applicant 19,810 $4,585,970,000 $231,000 $1,448,000 $98,000 $2,577,000
Application Denied By Financial Institution 18,286 $3,811,653,000 $208,000 $1,374,000 $74,000 $6,916,000
File Closed For Incompleteness 2,660 $563,181,000 $211,000 $1,092,000 $89,000 $3,032,000
Loan Purchased By The Institution 1,222 $56,890,000 $46,000 $607,000 $6,000 $293,000
Application Approved But Not Accepted 423 $92,681,000 $219,000 $820,000 $80,000 $673,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,491 $1,165,740,000 $212,000 $1,374,000 $52,000 $366,000
Credit History 4,492 $863,016,000 $192,000 $1,095,000 $75,000 $6,916,000
Credit Application Incomplete 3,357 $777,174,000 $231,000 $1,071,000 $95,000 $2,244,000
Collateral 2,934 $608,067,000 $207,000 $1,081,000 $89,000 $850,000
Other 938 $183,059,000 $195,000 $1,095,000 $60,000 $1,630,000
Insufficient Cash (Downpayment, Closing Cost) 691 $139,923,000 $202,000 $891,000 $90,000 $1,270,000
Employment History 281 $55,109,000 $196,000 $565,000 $61,000 $350,000
Unverifiable Information 101 $19,443,000 $192,000 $669,000 $82,000 $313,000
Mortgage Insurance Denied 1 $122,000 $122,000 $122,000 $51,000 $51,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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