Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Usaa Federal Savings Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 83,247 |
| Total Mortgage Loan Application Amount | $18,321,117,000 |
| Average Mortgage Loan Application Amount | $207,666 |
| Highest Mortgage Loan Application Amount | $1,448,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $6,916,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,631 | $ 551,386,000 | $ 209,000 | $ 89,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,579 | $ 906,759,000 | $ 328,500 | $ 111,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,496 | $ 491,932,000 | $ 197,000 | $ 79,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,079 | $ 448,097,000 | $ 215,000 | $ 97,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,753 | $ 383,536,000 | $ 218,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,421 | $ 298,405,000 | $ 209,000 | $ 88,000 |
| DALLAS-PLANO-IRVING, TX | 1,326 | $ 290,142,000 | $ 218,000 | $ 101,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,239 | $ 349,294,000 | $ 281,000 | $ 97,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,180 | $ 290,430,000 | $ 238,500 | $ 76,500 |
| FORT WORTH-ARLINGTON, TX | 948 | $ 193,200,000 | $ 203,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 934 | $ 278,110,000 | $ 297,000 | $ 102,000 |
| AUSTIN-ROUND ROCK, TX | 903 | $ 204,726,000 | $ 226,000 | $ 94,000 |
| COLORADO SPRINGS, CO | 887 | $ 214,265,000 | $ 241,000 | $ 79,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 882 | $ 182,796,000 | $ 207,000 | $ 87,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 856 | $ 259,102,000 | $ 305,000 | $ 107,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 835 | $ 193,130,000 | $ 231,000 | $ 82,000 |
| JACKSONVILLE, FL | 787 | $ 166,521,000 | $ 211,000 | $ 83,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 778 | $ 172,600,000 | $ 221,000 | $ 94,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 778 | $ 211,755,000 | $ 271,500 | $ 91,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 761 | $ 206,821,000 | $ 271,000 | $ 91,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 756 | $ 175,970,000 | $ 232,000 | $ 97,000 |
| KILLEEN-TEMPLE, TX | 692 | $ 111,575,000 | $ 161,000 | $ 64,000 |
| FAYETTEVILLE, NC | 684 | $ 112,257,000 | $ 164,000 | $ 63,000 |
| SAN DIEGO-CARLSBAD, CA | 674 | $ 249,814,000 | $ 370,000 | $ 100,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 663 | $ 219,410,000 | $ 330,000 | $ 111,000 |
| OKLAHOMA CITY, OK | 651 | $ 119,519,000 | $ 183,000 | $ 80,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 630 | $ 142,540,000 | $ 219,500 | $ 84,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 611 | $ 139,466,000 | $ 228,000 | $ 99,000 |
| RALEIGH, NC | 605 | $ 136,906,000 | $ 226,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 592 | $ 129,352,000 | $ 218,000 | $ 80,000 |
| ST. LOUIS, MO-IL | 580 | $ 110,027,000 | $ 186,000 | $ 83,000 |
| KANSAS CITY, MO-KS | 578 | $ 111,251,000 | $ 193,000 | $ 87,500 |
| TACOMA-LAKEWOOD, WA | 559 | $ 145,242,000 | $ 259,000 | $ 91,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 548 | $ 195,211,000 | $ 356,000 | $ 98,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 517 | $ 91,003,000 | $ 171,000 | $ 80,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 513 | $ 98,958,000 | $ 192,000 | $ 91,000 |
| TUCSON, AZ | 505 | $ 100,188,000 | $ 198,000 | $ 82,000 |
| ALBUQUERQUE, NM | 495 | $ 106,601,000 | $ 215,000 | $ 92,000 |
| COLUMBUS, OH | 495 | $ 92,694,000 | $ 187,000 | $ 84,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 493 | $ 86,164,000 | $ 174,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 483 | $ 94,715,000 | $ 196,000 | $ 77,000 |
| COLUMBIA, SC | 462 | $ 81,183,000 | $ 175,000 | $ 75,000 |
| CINCINNATI, OH-KY-IN | 458 | $ 88,783,000 | $ 181,000 | $ 79,666 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 457 | $ 116,637,000 | $ 255,000 | $ 92,000 |
| RICHMOND, VA | 445 | $ 104,755,000 | $ 235,000 | $ 90,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 445 | $ 134,136,000 | $ 301,000 | $ 96,000 |
| DAYTON, OH | 436 | $ 81,551,000 | $ 187,000 | $ 87,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 397 | $ 79,157,000 | $ 199,000 | $ 82,000 |
| NEW ORLEANS-METAIRIE, LA | 385 | $ 83,155,000 | $ 215,000 | $ 90,000 |
| CLARKSVILLE, TN-KY | 383 | $ 67,294,000 | $ 160,500 | $ 66,500 |
| EL PASO, TX | 378 | $ 63,515,000 | $ 168,000 | $ 71,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 377 | $ 81,014,000 | $ 214,000 | $ 82,000 |
| CAMDEN, NJ | 375 | $ 77,762,000 | $ 207,000 | $ 86,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 370 | $ 91,124,000 | $ 246,000 | $ 96,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 369 | $ 99,695,000 | $ 270,000 | $ 98,000 |
| PITTSBURGH, PA | 367 | $ 70,828,000 | $ 192,000 | $ 96,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 361 | $ 64,752,000 | $ 162,500 | $ 80,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 354 | $ 62,463,000 | $ 176,000 | $ 77,000 |
| CLEVELAND-ELYRIA, OH | 341 | $ 57,211,000 | $ 167,000 | $ 79,000 |
| ANCHORAGE, AK | 334 | $ 95,134,000 | $ 284,000 | $ 102,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 331 | $ 88,127,000 | $ 266,000 | $ 119,000 |
| MEMPHIS, TN-MS-AR | 330 | $ 59,772,000 | $ 188,333 | $ 81,333 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 327 | $ 110,877,000 | $ 339,000 | $ 118,000 |
| BIRMINGHAM-HOOVER, AL | 323 | $ 61,776,000 | $ 191,000 | $ 76,000 |
| SAVANNAH, GA | 323 | $ 64,453,000 | $ 199,000 | $ 76,000 |
| NEWARK, NJ-PA | 318 | $ 84,641,000 | $ 220,000 | $ 92,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 316 | $ 57,935,000 | $ 176,500 | $ 81,500 |
| HUNTSVILLE, AL | 310 | $ 62,892,000 | $ 202,000 | $ 89,000 |
| PROVIDENCE-WARWICK, RI-MA | 302 | $ 73,868,000 | $ 257,500 | $ 94,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 294 | $ 54,841,000 | $ 186,000 | $ 80,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 290 | $ 92,027,000 | $ 317,000 | $ 109,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 286 | $ 64,196,000 | $ 224,000 | $ 99,000 |
| OLYMPIA-TUMWATER, WA | 277 | $ 70,122,000 | $ 253,000 | $ 81,000 |
| COLUMBUS, GA-AL | 273 | $ 49,994,000 | $ 184,500 | $ 67,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 262 | $ 82,470,000 | $ 314,000 | $ 106,000 |
| WARNER ROBINS, GA | 262 | $ 45,554,000 | $ 173,000 | $ 72,000 |
| TULSA, OK | 254 | $ 44,643,000 | $ 175,000 | $ 88,000 |
| CORPUS CHRISTI, TX | 248 | $ 48,343,000 | $ 194,000 | $ 87,000 |
| BOISE CITY, ID | 243 | $ 51,048,000 | $ 210,000 | $ 82,000 |
| BOSTON, MA | 238 | $ 76,427,000 | $ 321,000 | $ 108,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 237 | $ 40,817,000 | $ 172,000 | $ 79,000 |
| PHILADELPHIA, PA | 223 | $ 45,972,000 | $ 206,000 | $ 92,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 221 | $ 34,031,000 | $ 153,000 | $ 77,000 |
| KNOXVILLE, TN | 219 | $ 43,058,000 | $ 196,000 | $ 87,000 |
| WICHITA, KS | 216 | $ 35,919,000 | $ 166,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 214 | $ 43,151,000 | $ 201,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 214 | $ 42,935,000 | $ 200,000 | $ 87,000 |
| OGDEN-CLEARFIELD, UT | 214 | $ 48,998,000 | $ 228,000 | $ 83,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 213 | $ 51,385,000 | $ 241,000 | $ 101,000 |
| SPOKANE-SPOKANE VALLEY, WA | 209 | $ 42,751,000 | $ 204,000 | $ 76,000 |
| BATON ROUGE, LA | 207 | $ 41,921,000 | $ 202,000 | $ 88,000 |
| DURHAM-CHAPEL HILL, NC | 207 | $ 44,367,000 | $ 214,000 | $ 94,000 |
| MONTGOMERY, AL | 206 | $ 40,778,000 | $ 197,000 | $ 77,000 |
| URBAN HONOLULU, HI | 200 | $ 90,536,000 | $ 452,000 | $ 105,000 |
| RENO, NV | 196 | $ 53,400,000 | $ 272,000 | $ 101,000 |
| WILMINGTON, DE-MD-NJ | 196 | $ 46,200,000 | $ 203,000 | $ 88,000 |
| PORT ST. LUCIE, FL | 193 | $ 39,737,000 | $ 205,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 193 | $ 39,133,000 | $ 202,000 | $ 74,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 192 | $ 33,157,000 | $ 172,000 | $ 82,000 |
| JACKSONVILLE, NC | 189 | $ 33,411,000 | $ 176,000 | $ 57,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 184 | $ 74,473,000 | $ 404,000 | $ 120,000 |
| CHATTANOOGA, TN-GA | 182 | $ 35,792,000 | $ 186,000 | $ 84,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 182 | $ 34,563,000 | $ 166,000 | $ 86,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 181 | $ 33,288,000 | $ 188,500 | $ 84,000 |
| SALT LAKE CITY, UT | 180 | $ 44,653,000 | $ 248,000 | $ 87,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 177 | $ 27,179,000 | $ 153,000 | $ 75,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 172 | $ 75,242,000 | $ 437,000 | $ 112,000 |
| BREMERTON-SILVERDALE, WA | 171 | $ 44,308,000 | $ 259,000 | $ 94,000 |
| PANAMA CITY, FL | 171 | $ 37,029,000 | $ 216,000 | $ 95,000 |
| BAKERSFIELD, CA | 169 | $ 37,803,000 | $ 223,000 | $ 84,000 |
| GRAND RAPIDS-WYOMING, MI | 167 | $ 27,559,000 | $ 165,000 | $ 87,000 |
| PORTLAND-SOUTH PORTLAND, ME | 167 | $ 42,496,000 | $ 254,000 | $ 106,000 |
| ALBANY-SCHENECTADY-TROY, NY | 164 | $ 34,095,000 | $ 207,000 | $ 88,000 |
| ASHEVILLE, NC | 162 | $ 34,503,000 | $ 212,000 | $ 83,000 |
| GREENSBORO-HIGH POINT, NC | 161 | $ 29,675,000 | $ 184,000 | $ 74,000 |
| HARRISBURG-CARLISLE, PA | 161 | $ 35,136,000 | $ 218,000 | $ 88,000 |
| VALLEJO-FAIRFIELD, CA | 153 | $ 47,482,000 | $ 310,000 | $ 90,000 |
| WORCESTER, MA-CT | 151 | $ 39,091,000 | $ 254,500 | $ 92,500 |
| LAKELAND-WINTER HAVEN, FL | 148 | $ 23,944,000 | $ 161,000 | $ 71,000 |
| ABILENE, TX | 144 | $ 24,541,000 | $ 170,000 | $ 75,000 |
| WINSTON-SALEM, NC | 143 | $ 26,932,000 | $ 188,000 | $ 79,000 |
| ROCHESTER, NY | 142 | $ 24,203,000 | $ 170,000 | $ 84,000 |
| FORT COLLINS, CO | 138 | $ 37,496,000 | $ 271,000 | $ 100,000 |
| JACKSON, MS | 138 | $ 25,717,000 | $ 186,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 138 | $ 36,721,000 | $ 266,000 | $ 109,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 136 | $ 31,072,000 | $ 228,000 | $ 88,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 134 | $ 30,282,000 | $ 209,500 | $ 94,500 |
| VALDOSTA, GA | 134 | $ 21,743,000 | $ 162,000 | $ 67,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 133 | $ 27,126,000 | $ 203,000 | $ 88,000 |
| MANCHESTER-NASHUA, NH | 131 | $ 34,307,000 | $ 261,000 | $ 114,000 |
| LEXINGTON-FAYETTE, KY | 130 | $ 23,905,000 | $ 183,000 | $ 86,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 129 | $ 23,624,000 | $ 183,000 | $ 76,000 |
| WILMINGTON, NC | 129 | $ 26,613,000 | $ 206,000 | $ 91,000 |
| HINESVILLE, GA | 127 | $ 18,743,000 | $ 147,000 | $ 57,000 |
| LAWTON, OK | 126 | $ 19,545,000 | $ 155,000 | $ 62,000 |
| GREELEY, CO | 123 | $ 30,924,000 | $ 251,000 | $ 83,000 |
| SPRINGFIELD, MA | 121 | $ 27,403,000 | $ 226,000 | $ 93,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 119 | $ 23,913,000 | $ 201,500 | $ 86,500 |
| LAFAYETTE, LA | 115 | $ 23,450,000 | $ 203,000 | $ 80,000 |
| NEW HAVEN-MILFORD, CT | 115 | $ 27,847,000 | $ 242,000 | $ 94,000 |
| SIERRA VISTA-DOUGLAS, AZ | 113 | $ 20,651,000 | $ 182,000 | $ 75,000 |
| TALLAHASSEE, FL | 111 | $ 22,234,000 | $ 200,000 | $ 83,000 |
| AKRON, OH | 110 | $ 16,030,000 | $ 145,000 | $ 78,000 |
| MADISON, WI | 110 | $ 23,862,000 | $ 216,000 | $ 88,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 109 | $ 24,650,000 | $ 232,000 | $ 90,500 |
| FRESNO, CA | 108 | $ 26,408,000 | $ 244,000 | $ 89,000 |
| SPRINGFIELD, MO | 108 | $ 16,437,000 | $ 152,000 | $ 63,000 |
| SALISBURY, MD-DE | 107 | $ 22,565,000 | $ 205,500 | $ 82,500 |
| MOBILE, AL | 106 | $ 17,459,000 | $ 164,000 | $ 81,000 |
| BEAUMONT-PORT ARTHUR, TX | 105 | $ 18,279,000 | $ 174,000 | $ 82,000 |
| NORWICH-NEW LONDON, CT | 105 | $ 24,619,000 | $ 234,000 | $ 91,000 |
| SYRACUSE, NY | 105 | $ 17,311,000 | $ 164,000 | $ 82,000 |
| YORK-HANOVER, PA | 105 | $ 20,772,000 | $ 197,000 | $ 85,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 102 | $ 32,547,000 | $ 319,000 | $ 122,000 |
| CHARLOTTESVILLE, VA | 102 | $ 25,019,000 | $ 245,000 | $ 98,000 |
| ROANOKE, VA | 101 | $ 18,447,000 | $ 182,000 | $ 77,000 |
| DOVER, DE | 100 | $ 21,814,000 | $ 218,000 | $ 72,000 |
| EUGENE, OR | 100 | $ 21,312,000 | $ 213,000 | $ 63,000 |
| GAINESVILLE, FL | 99 | $ 18,032,000 | $ 182,000 | $ 81,000 |
| MANHATTAN, KS | 99 | $ 21,091,000 | $ 213,000 | $ 86,000 |
| LANSING-EAST LANSING, MI | 97 | $ 15,671,000 | $ 161,000 | $ 73,000 |
| STOCKTON-LODI, CA | 97 | $ 25,994,000 | $ 267,000 | $ 92,000 |
| AUBURN-OPELIKA, AL | 96 | $ 18,023,000 | $ 187,000 | $ 72,000 |
| CHEYENNE, WY | 95 | $ 21,122,000 | $ 222,000 | $ 72,000 |
| OCALA, FL | 95 | $ 15,398,000 | $ 162,000 | $ 72,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 95 | $ 14,082,000 | $ 148,000 | $ 73,000 |
| TOLEDO, OH | 95 | $ 14,951,000 | $ 157,000 | $ 79,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 94 | $ 37,161,000 | $ 395,000 | $ 109,000 |
| BEND-REDMOND, OR | 93 | $ 22,570,000 | $ 242,000 | $ 88,000 |
| SPARTANBURG, SC | 93 | $ 15,673,000 | $ 168,000 | $ 75,000 |
| ANN ARBOR, MI | 92 | $ 20,255,000 | $ 220,000 | $ 101,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 91 | $ 15,528,000 | $ 160,666 | $ 80,000 |
| PRESCOTT, AZ | 91 | $ 21,441,000 | $ 235,000 | $ 91,000 |
| PROVO-OREM, UT | 91 | $ 24,328,000 | $ 267,000 | $ 86,000 |
| SAN ANGELO, TX | 91 | $ 15,711,000 | $ 172,000 | $ 72,000 |
| ELGIN, IL | 90 | $ 20,535,000 | $ 228,000 | $ 100,000 |
| COLLEGE STATION-BRYAN, TX | 89 | $ 16,491,000 | $ 185,000 | $ 78,000 |
| GARY, IN | 89 | $ 16,897,000 | $ 189,000 | $ 93,000 |
| SALEM, OR | 89 | $ 19,078,000 | $ 214,000 | $ 84,000 |
| FAIRBANKS, AK | 87 | $ 20,854,000 | $ 239,000 | $ 85,000 |
| TOPEKA, KS | 85 | $ 12,910,000 | $ 151,000 | $ 73,000 |
| SUMTER, SC | 84 | $ 13,179,000 | $ 156,000 | $ 75,000 |
| WACO, TX | 84 | $ 14,459,000 | $ 172,000 | $ 79,000 |
| ATHENS-CLARKE COUNTY, GA | 82 | $ 15,429,000 | $ 188,000 | $ 81,000 |
| BOULDER, CO | 81 | $ 24,075,000 | $ 297,000 | $ 94,000 |
| RAPID CITY, SD | 79 | $ 16,659,000 | $ 210,000 | $ 79,000 |
| COEUR D'ALENE, ID | 78 | $ 17,958,000 | $ 230,000 | $ 75,000 |
| LYNCHBURG, VA | 78 | $ 13,804,000 | $ 176,000 | $ 82,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 77 | $ 20,989,000 | $ 272,000 | $ 112,000 |
| MCALLEN-EDINBURG-MISSION, TX | 75 | $ 11,689,000 | $ 155,000 | $ 75,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 74 | $ 17,873,000 | $ 241,000 | $ 101,000 |
| WICHITA FALLS, TX | 74 | $ 11,156,000 | $ 150,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 71 | $ 11,932,000 | $ 166,500 | $ 76,000 |
| DOTHAN, AL | 71 | $ 13,028,000 | $ 183,000 | $ 68,000 |
| KENNEWICK-RICHLAND, WA | 71 | $ 16,379,000 | $ 230,000 | $ 93,000 |
| BILLINGS, MT | 70 | $ 16,396,000 | $ 234,000 | $ 86,000 |
| DES MOINES-WEST DES MOINES, IA | 70 | $ 13,906,000 | $ 198,000 | $ 94,000 |
| SANTA FE, NM | 70 | $ 17,100,000 | $ 244,000 | $ 95,000 |
| FORT WAYNE, IN | 68 | $ 11,790,000 | $ 173,000 | $ 85,000 |
| PUNTA GORDA, FL | 68 | $ 12,651,000 | $ 186,000 | $ 76,000 |
| MACON, GA | 67 | $ 10,210,000 | $ 152,000 | $ 75,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 67 | $ 10,925,000 | $ 174,500 | $ 79,500 |
| YUBA CITY, CA | 67 | $ 14,374,000 | $ 214,000 | $ 67,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 66 | $ 18,067,000 | $ 273,000 | $ 109,000 |
| GAINESVILLE, GA | 66 | $ 14,967,000 | $ 226,000 | $ 93,000 |
| LANCASTER, PA | 66 | $ 13,059,000 | $ 197,000 | $ 80,000 |
| SEBASTIAN-VERO BEACH, FL | 66 | $ 13,102,000 | $ 198,000 | $ 101,000 |
| YUMA, AZ | 66 | $ 13,320,000 | $ 201,000 | $ 73,000 |
| GOLDSBORO, NC | 65 | $ 10,004,000 | $ 153,000 | $ 60,000 |
| DULUTH, MN-WI | 64 | $ 10,954,000 | $ 149,000 | $ 67,000 |
| KALAMAZOO-PORTAGE, MI | 64 | $ 10,914,000 | $ 170,000 | $ 80,000 |
| LAKE CHARLES, LA | 63 | $ 10,753,000 | $ 170,000 | $ 72,000 |
| LAS CRUCES, NM | 63 | $ 12,414,000 | $ 197,000 | $ 92,000 |
| LUBBOCK, TX | 63 | $ 11,725,000 | $ 186,000 | $ 108,000 |
| GREAT FALLS, MT | 62 | $ 11,192,000 | $ 180,000 | $ 76,000 |
| EAST STROUDSBURG, PA | 61 | $ 9,454,000 | $ 154,000 | $ 78,000 |
| FLAGSTAFF, AZ | 61 | $ 15,869,000 | $ 260,000 | $ 95,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 60 | $ 14,808,000 | $ 246,000 | $ 92,000 |
| LINCOLN, NE | 60 | $ 9,792,000 | $ 163,000 | $ 64,000 |
| MODESTO, CA | 60 | $ 14,981,000 | $ 249,000 | $ 94,000 |
| NEW BERN, NC | 60 | $ 10,628,000 | $ 177,000 | $ 87,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 59 | $ 20,721,000 | $ 351,000 | $ 110,000 |
| SANTA ROSA, CA | 59 | $ 22,317,000 | $ 378,000 | $ 102,000 |
| WATERTOWN-FORT DRUM, NY | 59 | $ 10,563,000 | $ 179,000 | $ 70,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 58 | $ 11,601,000 | $ 200,000 | $ 93,000 |
| HATTIESBURG, MS | 58 | $ 9,689,000 | $ 167,000 | $ 69,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 58 | $ 8,837,000 | $ 154,000 | $ 69,500 |
| EVANSVILLE, IN-KY | 57 | $ 8,743,000 | $ 172,500 | $ 61,500 |
| MORGANTOWN, WV | 57 | $ 10,228,000 | $ 179,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 56 | $ 15,610,000 | $ 278,000 | $ 91,000 |
| JOHNSON CITY, TN | 56 | $ 10,486,000 | $ 187,000 | $ 86,000 |
| PUEBLO, CO | 56 | $ 10,709,000 | $ 191,000 | $ 76,000 |
| BROWNSVILLE-HARLINGEN, TX | 55 | $ 9,013,000 | $ 163,000 | $ 84,000 |
| LAREDO, TX | 55 | $ 10,162,000 | $ 184,000 | $ 79,000 |
| TYLER, TX | 55 | $ 9,891,000 | $ 179,000 | $ 80,000 |
| CANTON-MASSILLON, OH | 54 | $ 8,719,000 | $ 161,000 | $ 73,000 |
| FORT SMITH, AR-OK | 54 | $ 8,258,000 | $ 151,000 | $ 73,500 |
| MOUNT VERNON-ANACORTES, WA | 54 | $ 15,367,000 | $ 284,000 | $ 88,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 54 | $ 25,940,000 | $ 480,000 | $ 125,000 |
| SANTA MARIA-SANTA BARBARA, CA | 54 | $ 19,313,000 | $ 357,000 | $ 100,000 |
| MIDLAND, TX | 53 | $ 11,710,000 | $ 220,000 | $ 98,000 |
| AMARILLO, TX | 52 | $ 8,993,000 | $ 172,000 | $ 78,000 |
| WINCHESTER, VA-WV | 50 | $ 11,033,000 | $ 166,000 | $ 76,500 |
| BELLINGHAM, WA | 49 | $ 14,224,000 | $ 290,000 | $ 88,000 |
| HOMOSASSA SPRINGS, FL | 49 | $ 7,505,000 | $ 153,000 | $ 86,000 |
| FLORENCE, SC | 48 | $ 8,834,000 | $ 184,000 | $ 76,000 |
| HICKORY-LENOIR-MORGANTON, NC | 48 | $ 7,037,000 | $ 146,000 | $ 65,000 |
| BRUNSWICK, GA | 47 | $ 8,951,000 | $ 190,000 | $ 94,000 |
| ALEXANDRIA, LA | 46 | $ 8,097,000 | $ 176,000 | $ 79,000 |
| COLUMBIA, MO | 46 | $ 8,203,000 | $ 178,000 | $ 82,000 |
| HOT SPRINGS, AR | 46 | $ 7,149,000 | $ 155,000 | $ 73,000 |
| READING, PA | 46 | $ 9,015,000 | $ 195,000 | $ 77,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 46 | $ 20,450,000 | $ 444,000 | $ 127,000 |
| TUSCALOOSA, AL | 46 | $ 9,194,000 | $ 199,000 | $ 90,000 |
| UTICA-ROME, NY | 46 | $ 6,461,000 | $ 140,000 | $ 65,000 |
| CHARLESTON, WV | 45 | $ 7,683,000 | $ 170,000 | $ 77,000 |
| MEDFORD, OR | 45 | $ 10,548,000 | $ 234,000 | $ 77,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 45 | $ 7,316,000 | $ 146,500 | $ 69,500 |
| JOPLIN, MO | 44 | $ 6,873,000 | $ 156,000 | $ 85,000 |
| SALINAS, CA | 44 | $ 18,760,000 | $ 426,000 | $ 109,000 |
| FLINT, MI | 43 | $ 5,704,000 | $ 132,000 | $ 66,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 43 | $ 8,133,000 | $ 189,000 | $ 86,000 |
| ALBANY, GA | 42 | $ 6,664,000 | $ 158,000 | $ 73,000 |
| THE VILLAGES, FL | 42 | $ 8,259,000 | $ 196,000 | $ 88,000 |
| TRENTON, NJ | 42 | $ 10,838,000 | $ 258,000 | $ 94,000 |
| BLOOMINGTON, IN | 41 | $ 7,747,000 | $ 188,000 | $ 69,000 |
| GRAND JUNCTION, CO | 41 | $ 8,576,000 | $ 209,000 | $ 63,000 |
| GRAND FORKS, ND-MN | 40 | $ 8,063,000 | $ 200,500 | $ 68,000 |
| PEORIA, IL | 40 | $ 8,071,000 | $ 201,000 | $ 97,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 39 | $ 7,494,000 | $ 192,000 | $ 74,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 39 | $ 7,973,000 | $ 204,000 | $ 86,000 |
| GREENVILLE, NC | 39 | $ 6,513,000 | $ 167,000 | $ 80,000 |
| MUSKEGON, MI | 39 | $ 5,503,000 | $ 141,000 | $ 70,000 |
| CORVALLIS, OR | 38 | $ 9,739,000 | $ 256,000 | $ 102,000 |
| GETTYSBURG, PA | 38 | $ 9,078,000 | $ 238,000 | $ 108,000 |
| OCEAN CITY, NJ | 38 | $ 9,059,000 | $ 238,000 | $ 112,000 |
| YAKIMA, WA | 38 | $ 7,462,000 | $ 196,000 | $ 85,000 |
| BURLINGTON, NC | 36 | $ 6,460,000 | $ 179,000 | $ 81,000 |
| CHAMPAIGN-URBANA, IL | 36 | $ 6,216,000 | $ 172,000 | $ 87,000 |
| HOUMA-THIBODAUX, LA | 36 | $ 7,185,000 | $ 199,000 | $ 65,000 |
| LONGVIEW, TX | 36 | $ 6,024,000 | $ 167,000 | $ 64,000 |
| REDDING, CA | 36 | $ 9,174,000 | $ 254,000 | $ 96,000 |
| SIOUX FALLS, SD | 36 | $ 6,810,000 | $ 189,000 | $ 76,000 |
| APPLETON, WI | 35 | $ 5,433,000 | $ 155,000 | $ 63,000 |
| ROCHESTER, MN | 35 | $ 6,986,000 | $ 199,000 | $ 83,000 |
| VISALIA-PORTERVILLE, CA | 35 | $ 6,365,000 | $ 181,000 | $ 78,000 |
| ERIE, PA | 34 | $ 4,845,000 | $ 142,000 | $ 62,000 |
| JACKSON, MI | 34 | $ 5,446,000 | $ 160,000 | $ 73,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 34 | $ 4,973,000 | $ 146,000 | $ 62,000 |
| RACINE, WI | 34 | $ 5,890,000 | $ 173,000 | $ 74,000 |
| BOWLING GREEN, KY | 33 | $ 6,880,000 | $ 208,000 | $ 99,000 |
| HANFORD-CORCORAN, CA | 33 | $ 7,675,000 | $ 232,000 | $ 97,000 |
| LAWRENCE, KS | 33 | $ 6,674,000 | $ 202,000 | $ 86,000 |
| LEBANON, PA | 33 | $ 5,847,000 | $ 177,000 | $ 73,000 |
| TERRE HAUTE, IN | 33 | $ 4,420,000 | $ 133,000 | $ 60,000 |
| BECKLEY, WV | 32 | $ 4,848,000 | $ 151,000 | $ 75,000 |
| FARGO, ND-MN | 32 | $ 7,187,000 | $ 218,000 | $ 90,500 |
| LEWISTON-AUBURN, ME | 32 | $ 5,211,000 | $ 162,000 | $ 67,000 |
| SPRINGFIELD, OH | 32 | $ 5,255,000 | $ 164,000 | $ 80,000 |
| IDAHO FALLS, ID | 31 | $ 5,891,000 | $ 190,000 | $ 90,000 |
| KINGSTON, NY | 31 | $ 6,254,000 | $ 201,000 | $ 96,000 |
| SHERMAN-DENISON, TX | 31 | $ 5,166,000 | $ 166,000 | $ 88,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 30 | $ 3,696,000 | $ 123,000 | $ 55,000 |
| BATTLE CREEK, MI | 30 | $ 3,944,000 | $ 131,000 | $ 76,000 |
| JEFFERSON CITY, MO | 30 | $ 5,058,000 | $ 168,000 | $ 88,000 |
| STATE COLLEGE, PA | 30 | $ 6,464,000 | $ 215,000 | $ 96,000 |
| CHICO, CA | 29 | $ 6,502,000 | $ 224,000 | $ 86,000 |
| CLEVELAND, TN | 29 | $ 4,613,000 | $ 159,000 | $ 63,000 |
| DECATUR, AL | 29 | $ 5,081,000 | $ 175,000 | $ 87,000 |
| GREEN BAY, WI | 29 | $ 4,638,000 | $ 159,000 | $ 71,000 |
| CARBONDALE-MARION, IL | 28 | $ 4,074,000 | $ 145,000 | $ 72,000 |
| HAMMOND, LA | 28 | $ 4,676,000 | $ 167,000 | $ 76,000 |
| MONROE, LA | 28 | $ 5,309,000 | $ 189,000 | $ 98,000 |
| ROCKFORD, IL | 28 | $ 3,317,000 | $ 118,000 | $ 78,000 |
| ST. GEORGE, UT | 28 | $ 6,337,000 | $ 226,000 | $ 67,000 |
| ST. JOSEPH, MO-KS | 28 | $ 4,579,000 | $ 163,000 | $ 79,000 |
| TEXARKANA, TX-AR | 28 | $ 4,095,000 | $ 136,000 | $ 76,000 |
| BANGOR, ME | 27 | $ 4,433,000 | $ 164,000 | $ 79,000 |
| PARKERSBURG-VIENNA, WV | 27 | $ 3,330,000 | $ 123,000 | $ 69,000 |
| STAUNTON-WAYNESBORO, VA | 27 | $ 4,816,000 | $ 178,000 | $ 69,000 |
| MIDLAND, MI | 26 | $ 4,507,000 | $ 173,000 | $ 61,000 |
| MISSOULA, MT | 26 | $ 6,078,000 | $ 233,000 | $ 109,000 |
| NILES-BENTON HARBOR, MI | 26 | $ 4,190,000 | $ 161,000 | $ 59,000 |
| SAGINAW, MI | 26 | $ 3,894,000 | $ 149,000 | $ 77,000 |
| ALBANY, OR | 25 | $ 5,338,000 | $ 213,000 | $ 77,000 |
| BISMARCK, ND | 25 | $ 5,845,000 | $ 233,000 | $ 100,000 |
| EAU CLAIRE, WI | 25 | $ 4,448,000 | $ 177,000 | $ 95,000 |
| JONESBORO, AR | 25 | $ 4,195,000 | $ 167,000 | $ 64,000 |
| MONROE, MI | 25 | $ 3,390,000 | $ 135,000 | $ 66,000 |
| ST. CLOUD, MN | 25 | $ 4,493,000 | $ 179,000 | $ 67,000 |
| VICTORIA, TX | 25 | $ 4,652,000 | $ 186,000 | $ 78,000 |
| GLENS FALLS, NY | 24 | $ 3,540,000 | $ 147,000 | $ 75,000 |
| WENATCHEE, WA | 24 | $ 6,971,000 | $ 290,000 | $ 102,000 |
| LA CROSSE-ONALASKA, WI-MN | 23 | $ 4,524,000 | $ 159,500 | $ 93,000 |
| BINGHAMTON, NY | 22 | $ 2,760,000 | $ 125,000 | $ 53,000 |
| BLOOMINGTON, IL | 22 | $ 3,772,000 | $ 171,000 | $ 96,000 |
| JACKSON, TN | 22 | $ 3,534,000 | $ 160,000 | $ 69,000 |
| CAPE GIRARDEAU, MO-IL | 21 | $ 3,501,000 | $ 166,000 | $ 91,000 |
| FARMINGTON, NM | 21 | $ 4,603,000 | $ 219,000 | $ 105,000 |
| JANESVILLE-BELOIT, WI | 21 | $ 3,258,000 | $ 155,000 | $ 96,000 |
| SPRINGFIELD, IL | 21 | $ 3,849,000 | $ 183,000 | $ 94,000 |
| CASPER, WY | 20 | $ 4,429,000 | $ 221,000 | $ 75,000 |
| ODESSA, TX | 20 | $ 4,155,000 | $ 207,000 | $ 82,000 |
| ROME, GA | 20 | $ 3,021,000 | $ 151,000 | $ 69,000 |
| SEBRING, FL | 20 | $ 2,303,000 | $ 115,000 | $ 59,000 |
| EL CENTRO, CA | 19 | $ 3,946,000 | $ 207,000 | $ 88,000 |
| FLORENCE-MUSCLE SHOALS, AL | 19 | $ 3,201,000 | $ 168,000 | $ 85,000 |
| GRANTS PASS, OR | 19 | $ 4,556,000 | $ 239,000 | $ 87,000 |
| OSHKOSH-NEENAH, WI | 19 | $ 2,735,000 | $ 143,000 | $ 75,000 |
| SIOUX CITY, IA-NE-SD | 19 | $ 3,245,000 | $ 185,500 | $ 93,500 |
| WEIRTON-STEUBENVILLE, WV-OH | 19 | $ 2,430,000 | $ 127,500 | $ 67,500 |
| WHEELING, WV-OH | 19 | $ 2,603,000 | $ 138,000 | $ 78,500 |
| CARSON CITY, NV | 18 | $ 4,537,000 | $ 252,000 | $ 97,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 18 | $ 6,647,000 | $ 369,000 | $ 116,000 |
| SHEBOYGAN, WI | 18 | $ 2,558,000 | $ 142,000 | $ 53,000 |
| WALLA WALLA, WA | 18 | $ 3,956,000 | $ 219,000 | $ 99,000 |
| LEWISTON, ID-WA | 17 | $ 3,271,000 | $ 192,500 | $ 61,000 |
| LOGAN, UT-ID | 17 | $ 4,211,000 | $ 263,000 | $ 125,000 |
| MANKATO-NORTH MANKATO, MN | 17 | $ 3,156,000 | $ 185,000 | $ 103,000 |
| MERCED, CA | 17 | $ 4,338,000 | $ 255,000 | $ 79,000 |
| WAUSAU, WI | 17 | $ 2,160,000 | $ 127,000 | $ 86,000 |
| BLOOMSBURG-BERWICK, PA | 16 | $ 2,972,000 | $ 185,000 | $ 86,000 |
| CEDAR RAPIDS, IA | 16 | $ 2,552,000 | $ 159,000 | $ 76,000 |
| HARRISONBURG, VA | 16 | $ 3,485,000 | $ 217,000 | $ 87,000 |
| LONGVIEW, WA | 16 | $ 4,178,000 | $ 261,000 | $ 96,000 |
| BAY CITY, MI | 15 | $ 1,941,000 | $ 129,000 | $ 63,000 |
| IOWA CITY, IA | 15 | $ 3,784,000 | $ 252,000 | $ 94,000 |
| JOHNSTOWN, PA | 15 | $ 2,158,000 | $ 143,000 | $ 65,000 |
| MANSFIELD, OH | 15 | $ 2,124,000 | $ 141,000 | $ 67,000 |
| PINE BLUFF, AR | 15 | $ 1,417,000 | $ 94,000 | $ 74,000 |
| PITTSFIELD, MA | 15 | $ 2,834,000 | $ 188,000 | $ 88,000 |
| POCATELLO, ID | 15 | $ 2,037,000 | $ 135,000 | $ 77,000 |
| WATERLOO-CEDAR FALLS, IA | 15 | $ 2,302,000 | $ 153,000 | $ 81,000 |
| WILLIAMSPORT, PA | 15 | $ 2,615,000 | $ 174,000 | $ 105,000 |
| MADERA, CA | 14 | $ 3,295,000 | $ 235,000 | $ 78,000 |
| OWENSBORO, KY | 14 | $ 2,024,000 | $ 144,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 14 | $ 6,089,000 | $ 434,000 | $ 91,000 |
| COLUMBUS, IN | 13 | $ 1,815,000 | $ 139,000 | $ 77,000 |
| CUMBERLAND, MD-WV | 13 | $ 1,287,000 | $ 98,500 | $ 45,500 |
| ITHACA, NY | 13 | $ 2,843,000 | $ 218,000 | $ 83,000 |
| MICHIGAN CITY-LA PORTE, IN | 13 | $ 2,069,000 | $ 159,000 | $ 60,000 |
| SAN RAFAEL, CA | 13 | $ 5,803,000 | $ 446,000 | $ 145,000 |
| ALTOONA, PA | 12 | $ 2,287,000 | $ 190,000 | $ 90,000 |
| ELMIRA, NY | 12 | $ 1,779,000 | $ 148,000 | $ 77,000 |
| MUNCIE, IN | 12 | $ 1,716,000 | $ 143,000 | $ 64,000 |
| VINELAND-BRIDGETON, NJ | 12 | $ 1,845,000 | $ 153,000 | $ 78,000 |
| DECATUR, IL | 11 | $ 1,813,000 | $ 164,000 | $ 95,000 |
| GADSDEN, AL | 11 | $ 2,048,000 | $ 186,000 | $ 80,000 |
| MORRISTOWN, TN | 11 | $ 2,223,000 | $ 202,000 | $ 67,000 |
| DALTON, GA | 10 | $ 1,438,000 | $ 143,000 | $ 66,000 |
| DUBUQUE, IA | 10 | $ 2,000,000 | $ 200,000 | $ 101,000 |
| KANKAKEE, IL | 10 | $ 1,571,000 | $ 157,000 | $ 75,000 |
| KOKOMO, IN | 10 | $ 1,117,000 | $ 111,000 | $ 73,000 |
| ELKHART-GOSHEN, IN | 9 | $ 1,223,000 | $ 135,000 | $ 64,000 |
| LIMA, OH | 9 | $ 1,277,000 | $ 141,000 | $ 69,000 |
| NAPA, CA | 9 | $ 3,776,000 | $ 419,000 | $ 104,000 |
| DANVILLE, IL | 8 | $ 1,031,000 | $ 128,000 | $ 82,000 |
| AMES, IA | 6 | $ 1,223,000 | $ 203,000 | $ 162,000 |
| ROCKY MOUNT, NC | 6 | $ 1,112,000 | $ 185,000 | $ 70,000 |
| GRAND ISLAND, NE | 5 | $ 664,000 | $ 132,000 | $ 69,000 |
| FOND DU LAC, WI | 3 | $ 466,000 | $ 155,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 57,382 | $13,175,516,000 | $229,000 | $1,095,000 | $94,000 | $2,577,000 |
| Refinancing | 21,663 | $4,325,337,000 | $199,000 | $1,448,000 | $70,000 | $6,916,000 |
| Home Improvement | 4,202 | $820,264,000 | $195,000 | $1,056,000 | $88,000 | $1,950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,970 | $11,894,160,000 | $220,000 | $1,448,000 | $90,000 | $6,916,000 |
| Not Provided | 9,431 | $2,202,560,000 | $233,000 | $1,095,000 | $92,000 | $2,244,000 |
| Black or African American | 8,145 | $1,774,240,000 | $217,000 | $1,095,000 | $80,000 | $1,950,000 |
| Hispanic | 7,037 | $1,569,200,000 | $222,000 | $1,073,000 | $81,000 | $1,208,000 |
| Asian | 1,841 | $473,241,000 | $257,000 | $1,095,000 | $92,000 | $1,560,000 |
| American Indian or Alaskan Native | 1,161 | $239,186,000 | $206,000 | $698,000 | $80,000 | $874,000 |
| Not applicable | 1,117 | $34,064,000 | $30,000 | $197,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 545 | $134,466,000 | $246,000 | $823,000 | $85,000 | $650,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 56,510 | $13,101,324,000 | $231,000 | $1,448,000 | $83,000 | $6,916,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,737 | $5,219,793,000 | $195,000 | $1,374,000 | $97,000 | $3,032,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40,846 | $9,210,742,000 | $225,000 | $1,095,000 | $90,000 | $1,251,000 |
| Application Withdrawn By Applicant | 19,810 | $4,585,970,000 | $231,000 | $1,448,000 | $98,000 | $2,577,000 |
| Application Denied By Financial Institution | 18,286 | $3,811,653,000 | $208,000 | $1,374,000 | $74,000 | $6,916,000 |
| File Closed For Incompleteness | 2,660 | $563,181,000 | $211,000 | $1,092,000 | $89,000 | $3,032,000 |
| Loan Purchased By The Institution | 1,222 | $56,890,000 | $46,000 | $607,000 | $6,000 | $293,000 |
| Application Approved But Not Accepted | 423 | $92,681,000 | $219,000 | $820,000 | $80,000 | $673,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5,491 | $1,165,740,000 | $212,000 | $1,374,000 | $52,000 | $366,000 |
| Credit History | 4,492 | $863,016,000 | $192,000 | $1,095,000 | $75,000 | $6,916,000 |
| Credit Application Incomplete | 3,357 | $777,174,000 | $231,000 | $1,071,000 | $95,000 | $2,244,000 |
| Collateral | 2,934 | $608,067,000 | $207,000 | $1,081,000 | $89,000 | $850,000 |
| Other | 938 | $183,059,000 | $195,000 | $1,095,000 | $60,000 | $1,630,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 691 | $139,923,000 | $202,000 | $891,000 | $90,000 | $1,270,000 |
| Employment History | 281 | $55,109,000 | $196,000 | $565,000 | $61,000 | $350,000 |
| Unverifiable Information | 101 | $19,443,000 | $192,000 | $669,000 | $82,000 | $313,000 |
| Mortgage Insurance Denied | 1 | $122,000 | $122,000 | $122,000 | $51,000 | $51,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.