Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2021

In 2021, Velocity Commercial Capital LLC of Westlake Village, CA reported 4,449 mortgage applications totaling $1.9 billion, up 78% from 2020. The average application was for $432,514, and applicants reported an average income of $0. 58% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (405), Philadelphia, PA (233) and Los Angeles-Long Beach-Glendale, CA (180) (applications in parentheses).

Mortgage Company & Address Velocity Commercial Capital LLC
2945 Townsgate Road Suite 110
Westlake Village, CA 91361
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 4,449
Total Mortgage Loan Application Amount $1,924,255,000
Average Mortgage Loan Application Amount $432,514
Highest Mortgage Loan Application Amount $9,245,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Velocity Commercial Capital LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 199 $ 38,805,000 $ 195,000 $ 0
Los Angeles, California 180 $ 169,860,000 $ 943,666 $ 0
Miami-Dade, Florida 172 $ 87,520,000 $ 508,837 $ 0
Kings, New York 115 $ 99,335,000 $ 863,782 $ 0
Broward, Florida 109 $ 43,405,000 $ 398,211 $ 0
Harris, Texas 94 $ 33,740,000 $ 358,936 $ 0
Queens, New York 91 $ 63,995,000 $ 703,241 $ 0
Suffolk, New York 77 $ 47,695,000 $ 619,415 $ 0
Fulton, Georgia 73 $ 31,665,000 $ 433,767 $ 0
Essex, New Jersey 64 $ 27,010,000 $ 422,031 $ 0
Palm Beach, Florida 62 $ 26,940,000 $ 434,516 $ 0
Clark, Nevada 58 $ 24,040,000 $ 414,482 $ 0
Mercer, New Jersey 46 $ 7,320,000 $ 159,130 $ 0
Cuyahoga, Ohio 45 $ 8,195,000 $ 182,111 $ 0
Passaic, New Jersey 43 $ 17,275,000 $ 401,744 $ 0
Union, New Jersey 43 $ 15,105,000 $ 351,279 $ 0
Nassau, New York 43 $ 23,425,000 $ 544,767 $ 0
Cook, Illinois 41 $ 11,305,000 $ 275,731 $ 0
New Haven, Connecticut 40 $ 10,420,000 $ 260,500 $ 0
Dallas, Texas 39 $ 11,095,000 $ 284,487 $ 0
Bronx, New York 38 $ 40,780,000 $ 1,073,157 $ 0
Riverside, California 34 $ 17,950,000 $ 527,941 $ 0
District of Columbia, District Of Columbia 34 $ 19,600,000 $ 576,470 $ 0
Orange, Florida 34 $ 11,330,000 $ 333,235 $ 0
Hudson, New Jersey 34 $ 16,720,000 $ 491,764 $ 0
Delaware, Pennsylvania 34 $ 6,850,000 $ 201,470 $ 0
Multnomah, Oregon 33 $ 15,435,000 $ 467,727 $ 0
Alameda, California 32 $ 28,700,000 $ 896,875 $ 0
Hartford, Connecticut 32 $ 8,930,000 $ 279,062 $ 0
Allegheny, Pennsylvania 32 $ 5,080,000 $ 158,750 $ 0
Fairfield, Connecticut 31 $ 13,805,000 $ 445,322 $ 0
Hillsborough, Florida 31 $ 9,815,000 $ 316,612 $ 0
Lee, Florida 31 $ 11,725,000 $ 378,225 $ 0
Marion, Indiana 30 $ 7,690,000 $ 256,333 $ 0
San Bernardino, California 27 $ 15,995,000 $ 592,407 $ 0
Volusia, Florida 27 $ 5,555,000 $ 205,740 $ 0
Milwaukee, Wisconsin 27 $ 4,605,000 $ 170,555 $ 0
Albany, New York 26 $ 3,860,000 $ 148,461 $ 0
Brevard, Florida 25 $ 6,745,000 $ 269,800 $ 0
Pinellas, Florida 25 $ 14,395,000 $ 575,800 $ 0
Baltimore City, Maryland 25 $ 7,025,000 $ 281,000 $ 0
Camden, New Jersey 24 $ 5,390,000 $ 224,583 $ 0
Erie, New York 24 $ 3,850,000 $ 160,416 $ 0
Shelby, Tennessee 24 $ 8,250,000 $ 343,750 $ 0
Jefferson, Alabama 23 $ 2,725,000 $ 118,478 $ 0
Orange, California 23 $ 35,815,000 $ 1,557,173 $ 0
Honolulu, Hawaii 23 $ 20,405,000 $ 887,173 $ 0
Clackamas, Oregon 23 $ 11,935,000 $ 518,913 $ 0
Providence, Rhode Island 23 $ 5,415,000 $ 235,434 $ 0
Maricopa, Arizona 22 $ 13,450,000 $ 611,363 $ 0
San Diego, California 22 $ 22,950,000 $ 1,043,181 $ 0
Bergen, New Jersey 22 $ 10,700,000 $ 486,363 $ 0
Mecklenburg, North Carolina 21 $ 8,465,000 $ 403,095 $ 0
DeKalb, Georgia 20 $ 5,630,000 $ 281,500 $ 0
Orleans, Louisiana 20 $ 4,400,000 $ 220,000 $ 0
New York, New York 20 $ 37,000,000 $ 1,850,000 $ 0
Osceola, Florida 19 $ 11,255,000 $ 592,368 $ 0
St. Louis, Missouri 19 $ 4,235,000 $ 222,894 $ 0
Westchester, New York 19 $ 10,935,000 $ 575,526 $ 0
Contra Costa, California 18 $ 11,500,000 $ 638,888 $ 0
Franklin, Ohio 18 $ 2,970,000 $ 165,000 $ 0
Bexar, Texas 18 $ 5,690,000 $ 316,111 $ 0
Prince George's, Maryland 17 $ 3,925,000 $ 230,882 $ 0
Suffolk, Massachusetts 17 $ 8,145,000 $ 479,117 $ 0
Atlantic, New Jersey 17 $ 3,795,000 $ 223,235 $ 0
Middlesex, New Jersey 17 $ 4,695,000 $ 276,176 $ 0
Hamilton, Ohio 17 $ 2,455,000 $ 144,411 $ 0
King, Washington 17 $ 11,195,000 $ 658,529 $ 0
Sacramento, California 16 $ 5,660,000 $ 353,750 $ 0
San Francisco, California 16 $ 26,860,000 $ 1,678,750 $ 0
Duval, Florida 16 $ 3,500,000 $ 218,750 $ 0
Cobb, Georgia 16 $ 3,320,000 $ 207,500 $ 0
Hampden, Massachusetts 16 $ 6,790,000 $ 424,375 $ 0
Lucas, Ohio 16 $ 2,670,000 $ 166,875 $ 0
Kern, California 15 $ 3,805,000 $ 253,666 $ 0
San Joaquin, California 15 $ 8,825,000 $ 588,333 $ 0
Polk, Florida 14 $ 2,820,000 $ 201,428 $ 0
Gwinnett, Georgia 14 $ 5,810,000 $ 415,000 $ 0
Plymouth, Massachusetts 14 $ 6,450,000 $ 460,714 $ 0
Richmond, New York 14 $ 7,910,000 $ 565,000 $ 0
Lackawanna, Pennsylvania 14 $ 3,440,000 $ 245,714 $ 0
Horry, South Carolina 14 $ 2,530,000 $ 180,714 $ 0
Tarrant, Texas 14 $ 6,560,000 $ 468,571 $ 0
St. Lucie, Florida 13 $ 2,565,000 $ 197,307 $ 0
Jackson, Missouri 13 $ 2,415,000 $ 185,769 $ 0
St. Louis City, Missouri 13 $ 2,235,000 $ 171,923 $ 0
Cumberland, New Jersey 13 $ 2,015,000 $ 155,000 $ 0
Monmouth, New Jersey 13 $ 5,555,000 $ 427,307 $ 0
Ocean, New Jersey 13 $ 4,975,000 $ 382,692 $ 0
Summit, Ohio 13 $ 1,935,000 $ 148,846 $ 0
Marion, Oregon 13 $ 6,245,000 $ 480,384 $ 0
Richmond City, Virginia 13 $ 3,525,000 $ 271,153 $ 0
New London, Connecticut 12 $ 2,980,000 $ 248,333 $ 0
New Castle, Delaware 12 $ 2,280,000 $ 190,000 $ 0
Lake, Florida 12 $ 3,980,000 $ 331,666 $ 0
Sarasota, Florida 12 $ 6,240,000 $ 520,000 $ 0
Kent, Michigan 12 $ 1,870,000 $ 155,833 $ 0
Morris, New Jersey 12 $ 8,420,000 $ 701,666 $ 0
Stanislaus, California 11 $ 4,605,000 $ 418,636 $ 0
Pasco, Florida 11 $ 2,315,000 $ 210,454 $ 0
Richmond, Georgia 11 $ 1,895,000 $ 172,272 $ 0
Bristol, Massachusetts 11 $ 3,695,000 $ 335,909 $ 0
Oakland, Michigan 11 $ 4,585,000 $ 416,818 $ 0
Burlington, New Jersey 11 $ 4,005,000 $ 364,090 $ 0
Galveston, Texas 11 $ 4,785,000 $ 435,000 $ 0
Solano, California 10 $ 5,710,000 $ 571,000 $ 0
Jefferson, Louisiana 10 $ 1,860,000 $ 186,000 $ 0
Essex, Massachusetts 10 $ 8,080,000 $ 808,000 $ 0
Worcester, Massachusetts 10 $ 2,140,000 $ 214,000 $ 0
Montgomery, Pennsylvania 10 $ 2,620,000 $ 262,000 $ 0
Charleston, South Carolina 10 $ 3,850,000 $ 385,000 $ 0
Bell, Texas 10 $ 3,070,000 $ 307,000 $ 0
Snohomish, Washington 10 $ 5,250,000 $ 525,000 $ 0
Santa Barbara, California 9 $ 11,805,000 $ 1,311,666 $ 0
Collier, Florida 9 $ 5,235,000 $ 581,666 $ 0
Somerset, New Jersey 9 $ 2,835,000 $ 315,000 $ 0
Washington, Oregon 9 $ 3,665,000 $ 407,222 $ 0
Berks, Pennsylvania 9 $ 1,265,000 $ 140,555 $ 0
Monroe, Pennsylvania 9 $ 1,495,000 $ 166,111 $ 0
Travis, Texas 9 $ 5,735,000 $ 637,222 $ 0
San Mateo, California 8 $ 9,090,000 $ 1,136,250 $ 0
Tulare, California 8 $ 2,400,000 $ 300,000 $ 0
Highlands, Florida 8 $ 910,000 $ 113,750 $ 0
Marion, Florida 8 $ 6,070,000 $ 758,750 $ 0
Monroe, Florida 8 $ 4,070,000 $ 508,750 $ 0
Seminole, Florida 8 $ 1,290,000 $ 161,250 $ 0
Monroe, New York 8 $ 860,000 $ 107,500 $ 0
Orange, New York 8 $ 2,160,000 $ 270,000 $ 0
Luzerne, Pennsylvania 8 $ 1,420,000 $ 177,500 $ 0
Placer, California 7 $ 6,365,000 $ 909,285 $ 0
Ventura, California 7 $ 4,725,000 $ 675,000 $ 0
Charlotte, Florida 7 $ 1,855,000 $ 265,000 $ 0
Baltimore, Maryland 7 $ 1,725,000 $ 246,428 $ 0
Wayne, Michigan 7 $ 1,225,000 $ 175,000 $ 0
Onondaga, New York 7 $ 895,000 $ 127,857 $ 0
Schenectady, New York 7 $ 1,045,000 $ 149,285 $ 0
Oklahoma, Oklahoma 7 $ 1,445,000 $ 206,428 $ 0
Josephine, Oregon 7 $ 2,845,000 $ 406,428 $ 0
Bucks, Pennsylvania 7 $ 2,035,000 $ 290,714 $ 0
Collin, Texas 7 $ 1,955,000 $ 279,285 $ 0
Henrico, Virginia 7 $ 1,995,000 $ 285,000 $ 0
Mohave, Arizona 6 $ 4,920,000 $ 820,000 $ 0
Bay, Florida 6 $ 1,340,000 $ 223,333 $ 0
Flagler, Florida 6 $ 1,260,000 $ 210,000 $ 0
Manatee, Florida 6 $ 2,780,000 $ 463,333 $ 0
St. Johns, Florida 6 $ 1,430,000 $ 238,333 $ 0
Bibb, Georgia 6 $ 680,000 $ 113,333 $ 0
Lake, Indiana 6 $ 830,000 $ 138,333 $ 0
Chemung, New York 6 $ 1,070,000 $ 178,333 $ 0
Jackson, Oregon 6 $ 2,720,000 $ 453,333 $ 0
Davidson, Tennessee 6 $ 1,550,000 $ 258,333 $ 0
Hamilton, Tennessee 6 $ 810,000 $ 135,000 $ 0
Hidalgo, Texas 6 $ 2,740,000 $ 456,666 $ 0
Fairfax, Virginia 6 $ 2,300,000 $ 383,333 $ 0
Hampton, Virginia 6 $ 2,520,000 $ 420,000 $ 0
Newport News, Virginia 6 $ 950,000 $ 158,333 $ 0
Portsmouth, Virginia 6 $ 1,010,000 $ 168,333 $ 0
Monterey, California 5 $ 3,885,000 $ 777,000 $ 0
Santa Clara, California 5 $ 8,045,000 $ 1,609,000 $ 0
Denver, Colorado 5 $ 2,055,000 $ 411,000 $ 0
Escambia, Florida 5 $ 975,000 $ 195,000 $ 0
Lake, Illinois 5 $ 625,000 $ 125,000 $ 0
Anne Arundel, Maryland 5 $ 1,315,000 $ 263,000 $ 0
Montgomery, Maryland 5 $ 1,005,000 $ 201,000 $ 0
Washington, Maryland 5 $ 1,255,000 $ 251,000 $ 0
Middlesex, Massachusetts 5 $ 2,735,000 $ 547,000 $ 0
Jackson, Mississippi 5 $ 535,000 $ 107,000 $ 0
Gloucester, New Jersey 5 $ 655,000 $ 131,000 $ 0
Bernalillo, New Mexico 5 $ 1,155,000 $ 231,000 $ 0
Oneida, New York 5 $ 705,000 $ 141,000 $ 0
Putnam, New York 5 $ 1,975,000 $ 395,000 $ 0
Rensselaer, New York 5 $ 1,145,000 $ 229,000 $ 0
Columbia, Oregon 5 $ 1,825,000 $ 365,000 $ 0
Lane, Oregon 5 $ 2,285,000 $ 457,000 $ 0
Linn, Oregon 5 $ 2,385,000 $ 477,000 $ 0
Richland, South Carolina 5 $ 945,000 $ 189,000 $ 0
Fort Bend, Texas 5 $ 1,605,000 $ 321,000 $ 0
Montgomery, Texas 5 $ 905,000 $ 181,000 $ 0
Pierce, Washington 5 $ 4,345,000 $ 869,000 $ 0
Elmore, Alabama 4 $ 470,000 $ 117,500 $ 0
Montgomery, Alabama 4 $ 1,540,000 $ 385,000 $ 0
Pinal, Arizona 4 $ 1,230,000 $ 307,500 $ 0
Yavapai, Arizona 4 $ 4,340,000 $ 1,085,000 $ 0
Fresno, California 4 $ 1,230,000 $ 307,500 $ 0
Madera, California 4 $ 820,000 $ 205,000 $ 0
San Luis Obispo, California 4 $ 2,120,000 $ 530,000 $ 0
Litchfield, Connecticut 4 $ 1,560,000 $ 390,000 $ 0
Chatham, Georgia 4 $ 740,000 $ 185,000 $ 0
Douglas, Georgia 4 $ 2,060,000 $ 515,000 $ 0
DuPage, Illinois 4 $ 1,560,000 $ 390,000 $ 0
Wyandotte, Kansas 4 $ 780,000 $ 195,000 $ 0
Hampshire, Massachusetts 4 $ 710,000 $ 177,500 $ 0
Genesee, Michigan 4 $ 300,000 $ 75,000 $ 0
Saginaw, Michigan 4 $ 340,000 $ 85,000 $ 0
Hinds, Mississippi 4 $ 340,000 $ 85,000 $ 0
Washoe, Nevada 4 $ 3,930,000 $ 982,500 $ 0
Cape May, New Jersey 4 $ 1,010,000 $ 252,500 $ 0
Sussex, New Jersey 4 $ 1,090,000 $ 272,500 $ 0
Warren, New Jersey 4 $ 760,000 $ 190,000 $ 0
Santa Fe, New Mexico 4 $ 2,130,000 $ 532,500 $ 0
Dutchess, New York 4 $ 770,000 $ 192,500 $ 0
Rockland, New York 4 $ 1,240,000 $ 310,000 $ 0
Ulster, New York 4 $ 910,000 $ 227,500 $ 0
Guilford, North Carolina 4 $ 760,000 $ 190,000 $ 0
Wake, North Carolina 4 $ 750,000 $ 187,500 $ 0
Montgomery, Ohio 4 $ 800,000 $ 200,000 $ 0
Tulsa, Oklahoma 4 $ 760,000 $ 190,000 $ 0
Chester, Pennsylvania 4 $ 690,000 $ 172,500 $ 0
Erie, Pennsylvania 4 $ 460,000 $ 115,000 $ 0
Lehigh, Pennsylvania 4 $ 550,000 $ 137,500 $ 0
Pike, Pennsylvania 4 $ 880,000 $ 220,000 $ 0
Schuylkill, Pennsylvania 4 $ 480,000 $ 120,000 $ 0
Greenville, South Carolina 4 $ 1,330,000 $ 332,500 $ 0
Sevier, Tennessee 4 $ 1,230,000 $ 307,500 $ 0
El Paso, Texas 4 $ 1,280,000 $ 320,000 $ 0
Nueces, Texas 4 $ 570,000 $ 142,500 $ 0
Chesterfield, Virginia 4 $ 700,000 $ 175,000 $ 0
Marshall, Alabama 3 $ 445,000 $ 148,333 $ 0
Marin, California 3 $ 2,825,000 $ 941,666 $ 0
Santa Cruz, California 3 $ 2,655,000 $ 885,000 $ 0
Sussex, Delaware 3 $ 2,245,000 $ 748,333 $ 0
Indian River, Florida 3 $ 1,485,000 $ 495,000 $ 0
Leon, Florida 3 $ 335,000 $ 111,666 $ 0
Okaloosa, Florida 3 $ 1,295,000 $ 431,666 $ 0
Walton, Florida 3 $ 3,475,000 $ 1,158,333 $ 0
Clayton, Georgia 3 $ 625,000 $ 208,333 $ 0
Henry, Georgia 3 $ 495,000 $ 165,000 $ 0
Maui, Hawaii 3 $ 6,555,000 $ 2,185,000 $ 0
Will, Illinois 3 $ 745,000 $ 248,333 $ 0
Vanderburgh, Indiana 3 $ 335,000 $ 111,666 $ 0
East Baton Rouge, Louisiana 3 $ 515,000 $ 171,666 $ 0
Lafayette, Louisiana 3 $ 575,000 $ 191,666 $ 0
Tangipahoa, Louisiana 3 $ 765,000 $ 255,000 $ 0
Cumberland, Maine 3 $ 1,895,000 $ 631,666 $ 0
Charles, Maryland 3 $ 585,000 $ 195,000 $ 0
Barnstable, Massachusetts 3 $ 2,085,000 $ 695,000 $ 0
Norfolk, Massachusetts 3 $ 1,425,000 $ 475,000 $ 0
Ingham, Michigan 3 $ 455,000 $ 151,666 $ 0
Broome, New York 3 $ 365,000 $ 121,666 $ 0
Niagara, New York 3 $ 575,000 $ 191,666 $ 0
Otsego, New York 3 $ 365,000 $ 121,666 $ 0
Cabarrus, North Carolina 3 $ 375,000 $ 125,000 $ 0
Caswell, North Carolina 3 $ 295,000 $ 98,333 $ 0
Cumberland, North Carolina 3 $ 765,000 $ 255,000 $ 0
Durham, North Carolina 3 $ 395,000 $ 131,666 $ 0
Gaston, North Carolina 3 $ 1,545,000 $ 515,000 $ 0
Iredell, North Carolina 3 $ 2,915,000 $ 971,666 $ 0
Rowan, North Carolina 3 $ 795,000 $ 265,000 $ 0
Madison, Ohio 3 $ 2,955,000 $ 985,000 $ 0
Mahoning, Ohio 3 $ 625,000 $ 208,333 $ 0
Comanche, Oklahoma 3 $ 1,805,000 $ 601,666 $ 0
Beaver, Pennsylvania 3 $ 1,155,000 $ 385,000 $ 0
Kent, Rhode Island 3 $ 865,000 $ 288,333 $ 0
Dorchester, South Carolina 3 $ 815,000 $ 271,666 $ 0
Sumter, South Carolina 3 $ 325,000 $ 108,333 $ 0
Brazoria, Texas 3 $ 935,000 $ 311,666 $ 0
Lubbock, Texas 3 $ 695,000 $ 231,666 $ 0
Weber, Utah 3 $ 2,885,000 $ 961,666 $ 0
Lynchburg, Virginia 3 $ 1,385,000 $ 461,666 $ 0
Petersburg, Virginia 3 $ 555,000 $ 185,000 $ 0
Clark, Washington 3 $ 1,195,000 $ 398,333 $ 0
Baldwin, Alabama 2 $ 600,000 $ 300,000 $ 0
Mobile, Alabama 2 $ 960,000 $ 480,000 $ 0
Shelby, Alabama 2 $ 600,000 $ 300,000 $ 0
Pima, Arizona 2 $ 410,000 $ 205,000 $ 0
Calaveras, California 2 $ 1,000,000 $ 500,000 $ 0
Merced, California 2 $ 940,000 $ 470,000 $ 0
Mono, California 2 $ 810,000 $ 405,000 $ 0
Sonoma, California 2 $ 660,000 $ 330,000 $ 0
Yolo, California 2 $ 1,990,000 $ 995,000 $ 0
Yuba, California 2 $ 1,670,000 $ 835,000 $ 0
Arapahoe, Colorado 2 $ 1,780,000 $ 890,000 $ 0
El Paso, Colorado 2 $ 720,000 $ 360,000 $ 0
Jefferson, Colorado 2 $ 860,000 $ 430,000 $ 0
Martin, Florida 2 $ 800,000 $ 400,000 $ 0
Cherokee, Georgia 2 $ 420,000 $ 210,000 $ 0
Houston, Georgia 2 $ 810,000 $ 405,000 $ 0
Muscogee, Georgia 2 $ 250,000 $ 125,000 $ 0
Newton, Georgia 2 $ 240,000 $ 120,000 $ 0
Rockdale, Georgia 2 $ 210,000 $ 105,000 $ 0
Kauai, Hawaii 2 $ 1,930,000 $ 965,000 $ 0
Ada, Idaho 2 $ 1,070,000 $ 535,000 $ 0
Kendall, Illinois 2 $ 630,000 $ 315,000 $ 0
St. Clair, Illinois 2 $ 230,000 $ 115,000 $ 0
LaPorte, Indiana 2 $ 520,000 $ 260,000 $ 0
St. Joseph, Indiana 2 $ 260,000 $ 130,000 $ 0
Des Moines, Iowa 2 $ 190,000 $ 95,000 $ 0
Sedgwick, Kansas 2 $ 430,000 $ 215,000 $ 0
Jefferson, Kentucky 2 $ 340,000 $ 170,000 $ 0
Kenton, Kentucky 2 $ 490,000 $ 245,000 $ 0
Caddo, Louisiana 2 $ 250,000 $ 125,000 $ 0
Calcasieu, Louisiana 2 $ 190,000 $ 95,000 $ 0
Ouachita, Louisiana 2 $ 490,000 $ 245,000 $ 0
St. Bernard, Louisiana 2 $ 210,000 $ 105,000 $ 0
St. Martin, Louisiana 2 $ 170,000 $ 85,000 $ 0
Terrebonne, Louisiana 2 $ 1,350,000 $ 675,000 $ 0
York, Maine 2 $ 650,000 $ 325,000 $ 0
Frederick, Maryland 2 $ 810,000 $ 405,000 $ 0
Howard, Maryland 2 $ 650,000 $ 325,000 $ 0
Franklin, Massachusetts 2 $ 440,000 $ 220,000 $ 0
Macomb, Michigan 2 $ 280,000 $ 140,000 $ 0
Harrison, Mississippi 2 $ 220,000 $ 110,000 $ 0
Lafayette, Mississippi 2 $ 260,000 $ 130,000 $ 0
Buchanan, Missouri 2 $ 390,000 $ 195,000 $ 0
Johnson, Missouri 2 $ 220,000 $ 110,000 $ 0
Douglas, Nebraska 2 $ 460,000 $ 230,000 $ 0
Merrimack, New Hampshire 2 $ 400,000 $ 200,000 $ 0
Dona Ana, New Mexico 2 $ 360,000 $ 180,000 $ 0
Cayuga, New York 2 $ 250,000 $ 125,000 $ 0
Chenango, New York 2 $ 210,000 $ 105,000 $ 0
Montgomery, New York 2 $ 420,000 $ 210,000 $ 0
Saratoga, New York 2 $ 590,000 $ 295,000 $ 0
Forsyth, North Carolina 2 $ 260,000 $ 130,000 $ 0
Lorain, Ohio 2 $ 250,000 $ 125,000 $ 0
Cleveland, Oklahoma 2 $ 510,000 $ 255,000 $ 0
Yamhill, Oregon 2 $ 980,000 $ 490,000 $ 0
Centre, Pennsylvania 2 $ 320,000 $ 160,000 $ 0
Cumberland, Pennsylvania 2 $ 800,000 $ 400,000 $ 0
Dauphin, Pennsylvania 2 $ 490,000 $ 245,000 $ 0
Northampton, Pennsylvania 2 $ 370,000 $ 185,000 $ 0
York, Pennsylvania 2 $ 560,000 $ 280,000 $ 0
Aiken, South Carolina 2 $ 270,000 $ 135,000 $ 0
Spartanburg, South Carolina 2 $ 840,000 $ 420,000 $ 0
Madison, Tennessee 2 $ 350,000 $ 175,000 $ 0
Burnet, Texas 2 $ 1,250,000 $ 625,000 $ 0
Hunt, Texas 2 $ 270,000 $ 135,000 $ 0
Jefferson, Texas 2 $ 260,000 $ 130,000 $ 0
Kleberg, Texas 2 $ 200,000 $ 100,000 $ 0
McLennan, Texas 2 $ 210,000 $ 105,000 $ 0
Orange, Texas 2 $ 310,000 $ 155,000 $ 0
Taylor, Texas 2 $ 810,000 $ 405,000 $ 0
Webb, Texas 2 $ 390,000 $ 195,000 $ 0
Wichita, Texas 2 $ 270,000 $ 135,000 $ 0
Williamson, Texas 2 $ 670,000 $ 335,000 $ 0
Salt Lake, Utah 2 $ 2,810,000 $ 1,405,000 $ 0
Chesapeake, Virginia 2 $ 330,000 $ 165,000 $ 0
Norfolk, Virginia 2 $ 920,000 $ 460,000 $ 0
Prince William, Virginia 2 $ 820,000 $ 410,000 $ 0
Roanoke City, Virginia 2 $ 300,000 $ 150,000 $ 0
Suffolk, Virginia 2 $ 390,000 $ 195,000 $ 0
Kenosha, Wisconsin 2 $ 290,000 $ 145,000 $ 0
Racine, Wisconsin 2 $ 690,000 $ 345,000 $ 0
Rock, Wisconsin 2 $ 460,000 $ 230,000 $ 0
Waukesha, Wisconsin 2 $ 1,990,000 $ 995,000 $ 0
Autauga, Alabama 1 $ 105,000 $ 105,000 $ 0
Cullman, Alabama 1 $ 155,000 $ 155,000 $ 0
Etowah, Alabama 1 $ 225,000 $ 225,000 $ 0
Limestone, Alabama 1 $ 115,000 $ 115,000 $ 0
Macon, Alabama 1 $ 125,000 $ 125,000 $ 0
Madison, Alabama 1 $ 135,000 $ 135,000 $ 0
Russell, Alabama 1 $ 75,000 $ 75,000 $ 0
Benton, Arkansas 1 $ 315,000 $ 315,000 $ 0
Craighead, Arkansas 1 $ 125,000 $ 125,000 $ 0
Hempstead, Arkansas 1 $ 415,000 $ 415,000 $ 0
Pulaski, Arkansas 1 $ 75,000 $ 75,000 $ 0
White, Arkansas 1 $ 75,000 $ 75,000 $ 0
Alpine, California 1 $ 325,000 $ 325,000 $ 0
Amador, California 1 $ 975,000 $ 975,000 $ 0
Butte, California 1 $ 455,000 $ 455,000 $ 0
El Dorado, California 1 $ 495,000 $ 495,000 $ 0
Mariposa, California 1 $ 235,000 $ 235,000 $ 0
Napa, California 1 $ 615,000 $ 615,000 $ 0
Nevada, California 1 $ 375,000 $ 375,000 $ 0
Tuolumne, California 1 $ 285,000 $ 285,000 $ 0
Adams, Colorado 1 $ 305,000 $ 305,000 $ 0
Douglas, Colorado 1 $ 205,000 $ 205,000 $ 0
Elbert, Colorado 1 $ 295,000 $ 295,000 $ 0
Larimer, Colorado 1 $ 225,000 $ 225,000 $ 0
Montezuma, Colorado 1 $ 1,125,000 $ 1,125,000 $ 0
Pitkin, Colorado 1 $ 275,000 $ 275,000 $ 0
Tolland, Connecticut 1 $ 365,000 $ 365,000 $ 0
Windham, Connecticut 1 $ 215,000 $ 215,000 $ 0
Kent, Delaware 1 $ 215,000 $ 215,000 $ 0
Alachua, Florida 1 $ 75,000 $ 75,000 $ 0
Citrus, Florida 1 $ 365,000 $ 365,000 $ 0
Columbia, Florida 1 $ 105,000 $ 105,000 $ 0
Gulf, Florida 1 $ 285,000 $ 285,000 $ 0
Hernando, Florida 1 $ 95,000 $ 95,000 $ 0
Jackson, Florida 1 $ 185,000 $ 185,000 $ 0
Bartow, Georgia 1 $ 855,000 $ 855,000 $ 0
Carroll, Georgia 1 $ 185,000 $ 185,000 $ 0
Columbia, Georgia 1 $ 105,000 $ 105,000 $ 0
Coweta, Georgia 1 $ 125,000 $ 125,000 $ 0
Fayette, Georgia 1 $ 435,000 $ 435,000 $ 0
Floyd, Georgia 1 $ 175,000 $ 175,000 $ 0
Hall, Georgia 1 $ 525,000 $ 525,000 $ 0
Haralson, Georgia 1 $ 145,000 $ 145,000 $ 0
Liberty, Georgia 1 $ 85,000 $ 85,000 $ 0
Walton, Georgia 1 $ 155,000 $ 155,000 $ 0
Hawaii, Hawaii 1 $ 335,000 $ 335,000 $ 0
Bannock, Idaho 1 $ 135,000 $ 135,000 $ 0
Blaine, Idaho 1 $ 1,495,000 $ 1,495,000 $ 0
Canyon, Idaho 1 $ 635,000 $ 635,000 $ 0
Jackson, Illinois 1 $ 205,000 $ 205,000 $ 0
Macon, Illinois 1 $ 215,000 $ 215,000 $ 0
Madison, Illinois 1 $ 85,000 $ 85,000 $ 0
McHenry, Illinois 1 $ 75,000 $ 75,000 $ 0
Winnebago, Illinois 1 $ 95,000 $ 95,000 $ 0
Delaware, Indiana 1 $ 105,000 $ 105,000 $ 0
Elkhart, Indiana 1 $ 95,000 $ 95,000 $ 0
Hamilton, Indiana 1 $ 255,000 $ 255,000 $ 0
Madison, Indiana 1 $ 525,000 $ 525,000 $ 0
Marshall, Indiana 1 $ 175,000 $ 175,000 $ 0
Porter, Indiana 1 $ 125,000 $ 125,000 $ 0
Posey, Indiana 1 $ 145,000 $ 145,000 $ 0
Wayne, Indiana 1 $ 85,000 $ 85,000 $ 0
Dallas, Iowa 1 $ 505,000 $ 505,000 $ 0
Story, Iowa 1 $ 145,000 $ 145,000 $ 0
Butler, Kansas 1 $ 225,000 $ 225,000 $ 0
Johnson, Kansas 1 $ 385,000 $ 385,000 $ 0
Riley, Kansas 1 $ 125,000 $ 125,000 $ 0
Bourbon, Kentucky 1 $ 225,000 $ 225,000 $ 0
Campbell, Kentucky 1 $ 135,000 $ 135,000 $ 0
Warren, Kentucky 1 $ 185,000 $ 185,000 $ 0
Androscoggin, Maine 1 $ 135,000 $ 135,000 $ 0
Carroll, Maryland 1 $ 135,000 $ 135,000 $ 0
Cecil, Maryland 1 $ 175,000 $ 175,000 $ 0
Dorchester, Maryland 1 $ 135,000 $ 135,000 $ 0
Harford, Maryland 1 $ 195,000 $ 195,000 $ 0
Worcester, Maryland 1 $ 325,000 $ 325,000 $ 0
Berrien, Michigan 1 $ 1,255,000 $ 1,255,000 $ 0
Cass, Michigan 1 $ 465,000 $ 465,000 $ 0
Kalamazoo, Michigan 1 $ 75,000 $ 75,000 $ 0
Lenawee, Michigan 1 $ 85,000 $ 85,000 $ 0
Muskegon, Michigan 1 $ 695,000 $ 695,000 $ 0
Washtenaw, Michigan 1 $ 105,000 $ 105,000 $ 0
DeSoto, Mississippi 1 $ 155,000 $ 155,000 $ 0
Hancock, Mississippi 1 $ 195,000 $ 195,000 $ 0
Washington, Mississippi 1 $ 85,000 $ 85,000 $ 0
Platte, Missouri 1 $ 425,000 $ 425,000 $ 0
Texas, Missouri 1 $ 105,000 $ 105,000 $ 0
Warren, Missouri 1 $ 65,000 $ 65,000 $ 0
Flathead, Montana 1 $ 295,000 $ 295,000 $ 0
Gallatin, Montana 1 $ 345,000 $ 345,000 $ 0
Nye, Nevada 1 $ 165,000 $ 165,000 $ 0
Coos, New Hampshire 1 $ 125,000 $ 125,000 $ 0
Strafford, New Hampshire 1 $ 455,000 $ 455,000 $ 0
Hunterdon, New Jersey 1 $ 335,000 $ 335,000 $ 0
Salem, New Jersey 1 $ 185,000 $ 185,000 $ 0
Chaves, New Mexico 1 $ 95,000 $ 95,000 $ 0
Lea, New Mexico 1 $ 385,000 $ 385,000 $ 0
Lincoln, New Mexico 1 $ 205,000 $ 205,000 $ 0
Tompkins, New York 1 $ 225,000 $ 225,000 $ 0
Warren, New York 1 $ 165,000 $ 165,000 $ 0
Yates, New York 1 $ 2,805,000 $ 2,805,000 $ 0
Alamance, North Carolina 1 $ 155,000 $ 155,000 $ 0
Buncombe, North Carolina 1 $ 135,000 $ 135,000 $ 0
Catawba, North Carolina 1 $ 105,000 $ 105,000 $ 0
Craven, North Carolina 1 $ 155,000 $ 155,000 $ 0
Johnston, North Carolina 1 $ 155,000 $ 155,000 $ 0
Lenoir, North Carolina 1 $ 135,000 $ 135,000 $ 0
Nash, North Carolina 1 $ 105,000 $ 105,000 $ 0
Onslow, North Carolina 1 $ 315,000 $ 315,000 $ 0
Pitt, North Carolina 1 $ 365,000 $ 365,000 $ 0
Randolph, North Carolina 1 $ 135,000 $ 135,000 $ 0
Union, North Carolina 1 $ 265,000 $ 265,000 $ 0
Ashtabula, Ohio 1 $ 135,000 $ 135,000 $ 0
Clark, Ohio 1 $ 95,000 $ 95,000 $ 0
Crawford, Ohio 1 $ 165,000 $ 165,000 $ 0
Delaware, Ohio 1 $ 215,000 $ 215,000 $ 0
Fairfield, Ohio 1 $ 435,000 $ 435,000 $ 0
Muskingum, Ohio 1 $ 165,000 $ 165,000 $ 0
Ottawa, Ohio 1 $ 195,000 $ 195,000 $ 0
Richland, Ohio 1 $ 525,000 $ 525,000 $ 0
Stark, Ohio 1 $ 285,000 $ 285,000 $ 0
Trumbull, Ohio 1 $ 205,000 $ 205,000 $ 0
Kay, Oklahoma 1 $ 185,000 $ 185,000 $ 0
Le Flore, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Wagoner, Oklahoma 1 $ 145,000 $ 145,000 $ 0
Benton, Oregon 1 $ 485,000 $ 485,000 $ 0
Deschutes, Oregon 1 $ 285,000 $ 285,000 $ 0
Klamath, Oregon 1 $ 415,000 $ 415,000 $ 0
Polk, Oregon 1 $ 355,000 $ 355,000 $ 0
Umatilla, Oregon 1 $ 365,000 $ 365,000 $ 0
Wasco, Oregon 1 $ 155,000 $ 155,000 $ 0
Butler, Pennsylvania 1 $ 315,000 $ 315,000 $ 0
Carbon, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Lawrence, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Mercer, Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Washington, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Westmoreland, Pennsylvania 1 $ 85,000 $ 85,000 $ 0
Newport, Rhode Island 1 $ 205,000 $ 205,000 $ 0
Washington, Rhode Island 1 $ 1,535,000 $ 1,535,000 $ 0
Anderson, South Carolina 1 $ 105,000 $ 105,000 $ 0
Bamberg, South Carolina 1 $ 85,000 $ 85,000 $ 0
Beaufort, South Carolina 1 $ 455,000 $ 455,000 $ 0
Berkeley, South Carolina 1 $ 155,000 $ 155,000 $ 0
Lancaster, South Carolina 1 $ 485,000 $ 485,000 $ 0
Maury, Tennessee 1 $ 105,000 $ 105,000 $ 0
Sullivan, Tennessee 1 $ 155,000 $ 155,000 $ 0
Sumner, Tennessee 1 $ 1,025,000 $ 1,025,000 $ 0
Austin, Texas 1 $ 105,000 $ 105,000 $ 0
Brazos, Texas 1 $ 95,000 $ 95,000 $ 0
Cameron, Texas 1 $ 155,000 $ 155,000 $ 0
Coryell, Texas 1 $ 225,000 $ 225,000 $ 0
Denton, Texas 1 $ 435,000 $ 435,000 $ 0
Grayson, Texas 1 $ 1,355,000 $ 1,355,000 $ 0
Guadalupe, Texas 1 $ 145,000 $ 145,000 $ 0
Hays, Texas 1 $ 1,265,000 $ 1,265,000 $ 0
Henderson, Texas 1 $ 75,000 $ 75,000 $ 0
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Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 2,202 $959,220,000 $435,000 $9,245,000 $0 $0
Home Purchase 1,764 $752,060,000 $426,000 $6,715,000 $0 $0
Refinancing 483 $212,975,000 $440,000 $3,885,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,714 $1,159,150,000 $427,000 $9,245,000 $0 $0
White 498 $248,780,000 $499,000 $5,045,000 $0 $0
Black or African American 471 $158,865,000 $337,000 $6,955,000 $0 $0
Hispanic 415 $164,635,000 $396,000 $6,175,000 $0 $0
Asian 306 $165,370,000 $540,000 $5,685,000 $0 $0
American Indian or Alaskan Native 16 $6,050,000 $378,000 $975,000 $0 $0
Native Hawaiian or Other Pacific Islander 8 $3,650,000 $456,000 $975,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,449 $1,924,255,000 $432,000 $9,245,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,576 $1,040,480,000 $403,000 $6,715,000 $0 $0
Application Withdrawn By Applicant 1,511 $727,425,000 $481,000 $6,955,000 $0 $0
File Closed For Incompleteness 221 $96,065,000 $434,000 $9,245,000 $0 $0
Application Approved But Not Accepted 81 $27,645,000 $341,000 $2,335,000 $0 $0
Application Denied By Financial Institution 60 $32,640,000 $544,000 $5,215,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,389 $1,891,615,000 $430,000 $9,245,000 $0 $0
Credit History 39 $15,855,000 $406,000 $1,625,000 $0 $0
Collateral 17 $10,175,000 $598,000 $1,575,000 $0 $0
Other 4 $6,610,000 $1,652,000 $5,215,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Velocity Commercial Capital LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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