Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2021
In 2021, Velocity Commercial Capital LLC of Westlake Village, CA reported 4,449 mortgage applications totaling $1.9 billion, up 78% from 2020. The average application was for $432,514, and applicants reported an average income of $0. 58% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (405), Philadelphia, PA (233) and Los Angeles-Long Beach-Glendale, CA (180) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,449 |
| Total Mortgage Loan Application Amount | $1,924,255,000 |
| Average Mortgage Loan Application Amount | $432,514 |
| Highest Mortgage Loan Application Amount | $9,245,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 405 | $ 307,865,000 | $ 760,160 | $ 0 |
| Philadelphia, PA | 233 | $ 45,655,000 | $ 195,944 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 180 | $ 169,860,000 | $ 943,666 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 172 | $ 87,520,000 | $ 508,837 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 145 | $ 52,375,000 | $ 361,206 | $ 0 |
| Newark, NJ-PA | 128 | $ 52,840,000 | $ 412,812 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 120 | $ 42,450,000 | $ 353,750 | $ 0 |
| Nassau County-Suffolk County, NY | 120 | $ 71,120,000 | $ 592,666 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 109 | $ 43,405,000 | $ 398,211 | $ 0 |
| Outside any metro area | 100 | $ 28,320,000 | $ 283,200 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 75 | $ 35,035,000 | $ 467,133 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 73 | $ 27,855,000 | $ 381,575 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 68 | $ 26,620,000 | $ 391,470 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 66 | $ 28,550,000 | $ 432,575 | $ 0 |
| New York-Newark, NY | 64 | $ 20,990,000 | $ 327,968 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 62 | $ 26,940,000 | $ 434,516 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 61 | $ 33,945,000 | $ 556,475 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 58 | $ 24,040,000 | $ 414,482 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 50 | $ 40,200,000 | $ 804,000 | $ 0 |
| Chicago-Naperville, IL | 49 | $ 13,685,000 | $ 279,285 | $ 0 |
| Dallas-Plano-Irving, TX | 49 | $ 13,755,000 | $ 280,714 | $ 0 |
| Cleveland-Elyria, OH | 47 | $ 8,445,000 | $ 179,680 | $ 0 |
| Trenton, NJ | 46 | $ 7,320,000 | $ 159,130 | $ 0 |
| Baltimore-Columbia-Towson, MD | 41 | $ 11,045,000 | $ 269,390 | $ 0 |
| Albany-Schenectady-Troy, NY | 40 | $ 6,640,000 | $ 166,000 | $ 0 |
| Camden, NJ | 40 | $ 10,050,000 | $ 251,250 | $ 0 |
| New Haven-Milford, CT | 40 | $ 10,420,000 | $ 260,500 | $ 0 |
| Providence-Warwick, RI-MA | 39 | $ 11,715,000 | $ 300,384 | $ 0 |
| Pittsburgh, PA | 38 | $ 6,760,000 | $ 177,894 | $ 0 |
| St. Louis, MO-IL | 36 | $ 6,850,000 | $ 190,277 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 35 | $ 14,845,000 | $ 424,142 | $ 0 |
| Boston, MA | 34 | $ 16,020,000 | $ 471,176 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 33 | $ 6,815,000 | $ 206,515 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 9,295,000 | $ 281,666 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 32 | $ 8,470,000 | $ 264,687 | $ 0 |
| New Orleans-Metairie, LA | 32 | $ 6,470,000 | $ 202,187 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 31 | $ 13,805,000 | $ 445,322 | $ 0 |
| Cape Coral-Fort Myers, FL | 31 | $ 11,725,000 | $ 378,225 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 29 | $ 6,595,000 | $ 227,413 | $ 0 |
| Richmond, VA | 28 | $ 6,940,000 | $ 247,857 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 27 | $ 4,425,000 | $ 163,888 | $ 0 |
| Seattle-Bellevue-Everett, WA | 27 | $ 16,445,000 | $ 609,074 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 26 | $ 14,680,000 | $ 564,615 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 26 | $ 14,510,000 | $ 558,076 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 6,480,000 | $ 249,230 | $ 0 |
| Birmingham-Hoover, AL | 25 | $ 3,325,000 | $ 133,000 | $ 0 |
| Memphis, TN-MS-AR | 25 | $ 8,405,000 | $ 336,200 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 25 | $ 6,745,000 | $ 269,800 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 24 | $ 35,950,000 | $ 1,497,916 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 23 | $ 35,815,000 | $ 1,557,173 | $ 0 |
| Columbus, OH | 23 | $ 6,575,000 | $ 285,869 | $ 0 |
| Urban Honolulu, HI | 23 | $ 20,405,000 | $ 887,173 | $ 0 |
| Jacksonville, FL | 22 | $ 4,930,000 | $ 224,090 | $ 0 |
| San Diego-Carlsbad, CA | 22 | $ 22,950,000 | $ 1,043,181 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 22 | $ 4,860,000 | $ 220,909 | $ 0 |
| Springfield, MA | 22 | $ 7,940,000 | $ 360,909 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 21 | $ 5,345,000 | $ 254,523 | $ 0 |
| Cincinnati, OH-KY-IN | 20 | $ 3,080,000 | $ 154,000 | $ 0 |
| Kansas City, MO-KS | 19 | $ 4,005,000 | $ 210,789 | $ 0 |
| San Antonio-New Braunfels, TX | 19 | $ 5,835,000 | $ 307,105 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 9,020,000 | $ 501,111 | $ 0 |
| Atlantic City-Hammonton, NJ | 17 | $ 3,795,000 | $ 223,235 | $ 0 |
| Toledo, OH | 17 | $ 2,865,000 | $ 168,529 | $ 0 |
| Fort Worth-Arlington, TX | 16 | $ 7,750,000 | $ 484,375 | $ 0 |
| Bakersfield, CA | 15 | $ 3,805,000 | $ 253,666 | $ 0 |
| Cambridge-Newton-Framingham, MA | 15 | $ 10,815,000 | $ 721,000 | $ 0 |
| Port St. Lucie, FL | 15 | $ 3,365,000 | $ 224,333 | $ 0 |
| Stockton-Lodi, CA | 15 | $ 8,825,000 | $ 588,333 | $ 0 |
| Augusta-Richmond County, GA-SC | 14 | $ 2,270,000 | $ 162,142 | $ 0 |
| Charleston-North Charleston, SC | 14 | $ 4,820,000 | $ 344,285 | $ 0 |
| Lakeland-Winter Haven, FL | 14 | $ 2,820,000 | $ 201,428 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 14 | $ 2,530,000 | $ 180,714 | $ 0 |
| Salem, OR | 14 | $ 6,600,000 | $ 471,428 | $ 0 |
| Wilmington, DE-MD-NJ | 14 | $ 2,640,000 | $ 188,571 | $ 0 |
| Akron, OH | 13 | $ 1,935,000 | $ 148,846 | $ 0 |
| Vineland-Bridgeton, NJ | 13 | $ 2,015,000 | $ 155,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 4,865,000 | $ 374,230 | $ 0 |
| Austin-Round Rock, TX | 12 | $ 7,670,000 | $ 639,166 | $ 0 |
| Denver-Aurora-Lakewood, CO | 12 | $ 5,500,000 | $ 458,333 | $ 0 |
| Grand Rapids-Wyoming, MI | 12 | $ 1,870,000 | $ 155,833 | $ 0 |
| Norwich-New London, CT | 12 | $ 2,980,000 | $ 248,333 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 1,785,000 | $ 162,272 | $ 0 |
| Killeen-Temple, TX | 11 | $ 3,295,000 | $ 299,545 | $ 0 |
| Modesto, CA | 11 | $ 4,605,000 | $ 418,636 | $ 0 |
| Worcester, MA-CT | 11 | $ 2,355,000 | $ 214,090 | $ 0 |
| Vallejo-Fairfield, CA | 10 | $ 5,710,000 | $ 571,000 | $ 0 |
| East Stroudsburg, PA | 9 | $ 1,495,000 | $ 166,111 | $ 0 |
| Montgomery, AL | 9 | $ 2,115,000 | $ 235,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 5,235,000 | $ 581,666 | $ 0 |
| Oklahoma City, OK | 9 | $ 1,955,000 | $ 217,222 | $ 0 |
| Reading, PA | 9 | $ 1,265,000 | $ 140,555 | $ 0 |
| Rochester, NY | 9 | $ 3,665,000 | $ 407,222 | $ 0 |
| Santa Maria-Santa Barbara, CA | 9 | $ 11,805,000 | $ 1,311,666 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 950,000 | $ 118,750 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 2,680,000 | $ 335,000 | $ 0 |
| Ocala, FL | 8 | $ 6,070,000 | $ 758,750 | $ 0 |
| Sebring, FL | 8 | $ 910,000 | $ 113,750 | $ 0 |
| Visalia-Porterville, CA | 8 | $ 2,400,000 | $ 300,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,225,000 | $ 175,000 | $ 0 |
| Gary, IN | 7 | $ 955,000 | $ 136,428 | $ 0 |
| Grants Pass, OR | 7 | $ 2,845,000 | $ 406,428 | $ 0 |
| Lake County-Kenosha County, IL-WI | 7 | $ 915,000 | $ 130,714 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 4,725,000 | $ 675,000 | $ 0 |
| Punta Gorda, FL | 7 | $ 1,855,000 | $ 265,000 | $ 0 |
| Syracuse, NY | 7 | $ 895,000 | $ 127,857 | $ 0 |
| Washington-Baltimore-Arlington, DC | 7 | $ 1,815,000 | $ 259,285 | $ 0 |
| Chattanooga, TN-GA | 6 | $ 810,000 | $ 135,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 4,770,000 | $ 795,000 | $ 0 |
| Elmira, NY | 6 | $ 1,070,000 | $ 178,333 | $ 0 |
| Lake Havasu City-Kingman, AZ | 6 | $ 4,920,000 | $ 820,000 | $ 0 |
| Macon-Bibb County, GA | 6 | $ 680,000 | $ 113,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 2,740,000 | $ 456,666 | $ 0 |
| Medford, OR | 6 | $ 2,720,000 | $ 453,333 | $ 0 |
| Panama City, FL | 6 | $ 1,340,000 | $ 223,333 | $ 0 |
| Albany, OR | 5 | $ 2,385,000 | $ 477,000 | $ 0 |
| Albuquerque, NM | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| Columbia, SC | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Eugene, OR | 5 | $ 2,285,000 | $ 457,000 | $ 0 |
| Greensboro-High Point, NC | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,435,000 | $ 287,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,255,000 | $ 251,000 | $ 0 |
| Lafayette, LA | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Portland-South Portland, ME | 5 | $ 2,545,000 | $ 509,000 | $ 0 |
| Raleigh, NC | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Salinas, CA | 5 | $ 3,885,000 | $ 777,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 8,045,000 | $ 1,609,000 | $ 0 |
| Tacoma-Lakewood, WA | 5 | $ 4,345,000 | $ 869,000 | $ 0 |
| Tulsa, OK | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Utica-Rome, NY | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 570,000 | $ 142,500 | $ 0 |
| Corpus Christi, TX | 4 | $ 570,000 | $ 142,500 | $ 0 |
| Dayton-Springfield-Kettering, OH | 4 | $ 800,000 | $ 200,000 | $ 0 |
| El Paso, TX | 4 | $ 1,280,000 | $ 320,000 | $ 0 |
| Erie, PA | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Evansville, IN-KY | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Flint, MI | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Fresno, CA | 4 | $ 1,230,000 | $ 307,500 | $ 0 |
| Harrisburg-Carlisle, PA | 4 | $ 1,290,000 | $ 322,500 | $ 0 |
| Jackson, MS | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Kingston, NY | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Madera, CA | 4 | $ 820,000 | $ 205,000 | $ 0 |
| Ocean City, NJ | 4 | $ 1,010,000 | $ 252,500 | $ 0 |
| Prescott Valley-Prescott, AZ | 4 | $ 4,340,000 | $ 1,085,000 | $ 0 |
| Reno, NV | 4 | $ 3,930,000 | $ 982,500 | $ 0 |
| Saginaw, MI | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Salisbury, MD-DE | 4 | $ 2,570,000 | $ 642,500 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 2,120,000 | $ 530,000 | $ 0 |
| Santa Fe, NM | 4 | $ 2,130,000 | $ 532,500 | $ 0 |
| Savannah, GA | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Barnstable Town, MA | 3 | $ 2,085,000 | $ 695,000 | $ 0 |
| Baton Rouge, LA | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Binghamton, NY | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Boise City, ID | 3 | $ 1,705,000 | $ 568,333 | $ 0 |
| Columbus, GA-AL | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Durham-Chapel Hill, NC | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Fayetteville, NC | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Hammond, LA | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 6,555,000 | $ 2,185,000 | $ 0 |
| Lansing-East Lansing, MI | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Lawton, OK | 3 | $ 1,805,000 | $ 601,666 | $ 0 |
| Lubbock, TX | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Lynchburg, VA | 3 | $ 1,385,000 | $ 461,666 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 2,885,000 | $ 961,666 | $ 0 |
| San Rafael, CA | 3 | $ 2,825,000 | $ 941,666 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 2,655,000 | $ 885,000 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 1,485,000 | $ 495,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Sumter, SC | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Tallahassee, FL | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Wichita, KS | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Abilene, TX | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Colorado Springs, CO | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Elgin, IL | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Houma-Thibodaux, LA | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Huntsville, AL | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Jackson, TN | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Lake Charles, LA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Laredo, TX | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Las Cruces, NM | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Merced, CA | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Mobile, AL | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Monroe, LA | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Racine, WI | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Roanoke, VA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Salt Lake City, UT | 2 | $ 2,810,000 | $ 1,405,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Spartanburg, SC | 2 | $ 840,000 | $ 420,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 390,000 | $ 195,000 | $ 0 |
| State College, PA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Tucson, AZ | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Waco, TX | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Warner Robins, GA | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Winston-Salem, NC | 2 | $ 260,000 | $ 130,000 | $ 0 |
| York-Hanover, PA | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Yuba City, CA | 2 | $ 1,670,000 | $ 835,000 | $ 0 |
| Amarillo, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ames, IA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Asheville, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bellingham, WA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bowling Green, KY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Burlington, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chico, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Corvallis, OR | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Decatur, IL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Dover, DE | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fort Collins, CO | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Gadsden, AL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Gainesville, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gainesville, GA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Glens Falls, NY | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Greenville, NC | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Hinesville, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Ithaca, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jacksonville, NC | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Jonesboro, AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison, WI | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Manhattan, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Mansfield, OH | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Muncie, IN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Muskegon, MI | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Napa, CA | 1 | $ 615,000 | $ 615,000 | $ 0 |
| New Bern, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Pocatello, ID | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Rockford, IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Rome, GA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Springfield, OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 365,000 | $ 365,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,202 | $959,220,000 | $435,000 | $9,245,000 | $0 | $0 |
| Home Purchase | 1,764 | $752,060,000 | $426,000 | $6,715,000 | $0 | $0 |
| Refinancing | 483 | $212,975,000 | $440,000 | $3,885,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,714 | $1,159,150,000 | $427,000 | $9,245,000 | $0 | $0 |
| White | 498 | $248,780,000 | $499,000 | $5,045,000 | $0 | $0 |
| Black or African American | 471 | $158,865,000 | $337,000 | $6,955,000 | $0 | $0 |
| Hispanic | 415 | $164,635,000 | $396,000 | $6,175,000 | $0 | $0 |
| Asian | 306 | $165,370,000 | $540,000 | $5,685,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $6,050,000 | $378,000 | $975,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,650,000 | $456,000 | $975,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,449 | $1,924,255,000 | $432,000 | $9,245,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,576 | $1,040,480,000 | $403,000 | $6,715,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,511 | $727,425,000 | $481,000 | $6,955,000 | $0 | $0 |
| File Closed For Incompleteness | 221 | $96,065,000 | $434,000 | $9,245,000 | $0 | $0 |
| Application Approved But Not Accepted | 81 | $27,645,000 | $341,000 | $2,335,000 | $0 | $0 |
| Application Denied By Financial Institution | 60 | $32,640,000 | $544,000 | $5,215,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,389 | $1,891,615,000 | $430,000 | $9,245,000 | $0 | $0 |
| Credit History | 39 | $15,855,000 | $406,000 | $1,625,000 | $0 | $0 |
| Collateral | 17 | $10,175,000 | $598,000 | $1,575,000 | $0 | $0 |
| Other | 4 | $6,610,000 | $1,652,000 | $5,215,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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