Velocity Commercial Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Velocity Commercial Capital, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,554 |
| Total Mortgage Loan Application Amount | $487,170,000 |
| Average Mortgage Loan Application Amount | $312,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $47,500 |
| Highest Applicant Income | $5,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 279 | $ 101,177,000 | $ 332,500 | $ 46,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 221 | $ 78,175,000 | $ 353,000 | $ 36,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 105 | $ 24,150,000 | $ 230,000 | $ 24,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 81 | $ 30,684,000 | $ 378,000 | $ 69,000 |
| NEWARK, NJ-PA | 48 | $ 9,319,000 | $ 194,000 | $ 47,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 45 | $ 13,067,000 | $ 290,000 | $ 50,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 44 | $ 12,090,000 | $ 274,000 | $ 149,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 42 | $ 15,899,000 | $ 378,000 | $ 42,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 40 | $ 11,781,000 | $ 265,333 | $ 175,333 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 36 | $ 9,157,000 | $ 254,000 | $ 22,000 |
| PHILADELPHIA, PA | 34 | $ 6,631,000 | $ 195,000 | $ 15,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 30 | $ 6,551,000 | $ 218,000 | $ 105,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 28 | $ 6,706,000 | $ 239,000 | $ 20,000 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 9,031,000 | $ 361,000 | $ 38,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 22 | $ 6,349,000 | $ 288,000 | $ 94,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 22 | $ 5,465,000 | $ 248,000 | $ 19,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 21 | $ 8,574,000 | $ 408,000 | $ 68,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 17 | $ 4,591,000 | $ 270,000 | $ 6,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 17 | $ 3,491,000 | $ 205,000 | $ 25,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 14 | $ 4,527,000 | $ 323,000 | $ 13,000 |
| BOSTON, MA | 14 | $ 4,264,000 | $ 304,000 | $ 90,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 4,048,000 | $ 289,000 | $ 19,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 14 | $ 3,322,000 | $ 237,000 | $ 35,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 2,510,000 | $ 193,000 | $ 26,000 |
| CLEVELAND-ELYRIA, OH | 11 | $ 1,385,000 | $ 125,000 | $ 9,000 |
| PROVIDENCE-WARWICK, RI-MA | 10 | $ 4,818,000 | $ 1,501,000 | $ 9,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 1,538,000 | $ 170,000 | $ 5,000 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 1,692,000 | $ 188,000 | $ 10,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 5,031,000 | $ 559,000 | $ 34,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 4,775,000 | $ 530,000 | $ 11,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 8 | $ 1,707,000 | $ 213,000 | $ 26,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 8 | $ 2,134,000 | $ 266,000 | $ 66,000 |
| DALLAS-PLANO-IRVING, TX | 7 | $ 2,440,000 | $ 348,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 7 | $ 1,564,000 | $ 223,000 | $ 26,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,527,000 | $ 218,000 | $ 27,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 3,561,000 | $ 508,000 | $ 9,000 |
| CAMDEN, NJ | 6 | $ 1,859,000 | $ 309,000 | $ 74,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 854,000 | $ 142,000 | $ 41,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 2,747,000 | $ 457,000 | $ 18,000 |
| COLUMBUS, OH | 6 | $ 1,239,000 | $ 206,000 | $ 80,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 758,000 | $ 126,000 | $ 20,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 2,448,000 | $ 408,000 | $ 12,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 538,000 | $ 107,000 | $ 96,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 1,023,000 | $ 204,000 | $ 27,000 |
| DENVER-AURORA-LAKEWOOD, CO | 5 | $ 2,099,000 | $ 419,000 | $ 86,000 |
| MODESTO, CA | 5 | $ 749,000 | $ 149,000 | $ 6,000 |
| PITTSBURGH, PA | 5 | $ 672,000 | $ 134,000 | $ 0 |
| TUCSON, AZ | 5 | $ 1,397,000 | $ 279,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,220,000 | $ 305,000 | $ 104,000 |
| BAKERSFIELD, CA | 4 | $ 592,000 | $ 148,000 | $ 36,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4 | $ 4,093,000 | $ 1,023,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 521,000 | $ 130,000 | $ 0 |
| JACKSONVILLE, FL | 4 | $ 1,088,000 | $ 272,000 | $ 42,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 544,000 | $ 136,000 | $ 4,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 1,229,000 | $ 307,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 648,000 | $ 162,000 | $ 102,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 998,000 | $ 249,000 | $ 27,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 430,000 | $ 143,000 | $ 6,000 |
| BARNSTABLE TOWN, MA | 3 | $ 325,000 | $ 108,000 | $ 39,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 802,000 | $ 267,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 1,046,000 | $ 348,000 | $ 20,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 496,000 | $ 165,000 | $ 0 |
| OCEAN CITY, NJ | 3 | $ 956,000 | $ 318,000 | $ 49,000 |
| OKLAHOMA CITY, OK | 3 | $ 5,500,000 | $ 1,833,000 | $ 0 |
| ROANOKE, VA | 3 | $ 456,000 | $ 152,000 | $ 0 |
| SALT LAKE CITY, UT | 3 | $ 484,000 | $ 161,000 | $ 26,000 |
| SPRINGFIELD, MA | 3 | $ 553,000 | $ 184,000 | $ 0 |
| STOCKTON-LODI, CA | 3 | $ 379,000 | $ 126,000 | $ 24,000 |
| ALBUQUERQUE, NM | 2 | $ 501,000 | $ 250,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 2 | $ 328,000 | $ 164,000 | $ 15,000 |
| DAYTON, OH | 2 | $ 519,000 | $ 259,000 | $ 0 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 2 | $ 265,000 | $ 132,000 | $ 66,000 |
| FOND DU LAC, WI | 2 | $ 241,000 | $ 120,000 | $ 0 |
| FRESNO, CA | 2 | $ 408,000 | $ 204,000 | $ 97,000 |
| GREAT FALLS, MT | 2 | $ 339,000 | $ 169,000 | $ 0 |
| GREELEY, CO | 2 | $ 355,000 | $ 177,000 | $ 13,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 569,000 | $ 284,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 2 | $ 265,000 | $ 132,000 | $ 11,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 399,000 | $ 199,000 | $ 7,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 632,000 | $ 316,000 | $ 5,000 |
| PRESCOTT, AZ | 2 | $ 974,000 | $ 487,000 | $ 0 |
| RICHMOND, VA | 2 | $ 800,000 | $ 400,000 | $ 0 |
| SAN RAFAEL, CA | 2 | $ 473,000 | $ 236,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,302,000 | $ 651,000 | $ 0 |
| SANTA ROSA, CA | 2 | $ 643,000 | $ 321,000 | $ 150,000 |
| SYRACUSE, NY | 2 | $ 286,000 | $ 143,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 2 | $ 249,000 | $ 124,000 | $ 156,000 |
| TRENTON, NJ | 2 | $ 255,000 | $ 127,000 | $ 0 |
| TYLER, TX | 2 | $ 204,000 | $ 102,000 | $ 6,000 |
| URBAN HONOLULU, HI | 2 | $ 1,009,000 | $ 504,000 | $ 0 |
| WORCESTER, MA-CT | 2 | $ 337,000 | $ 168,500 | $ 39,500 |
| YAKIMA, WA | 2 | $ 233,000 | $ 116,000 | $ 72,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 1,588,000 | $ 794,000 | $ 394,000 |
| AKRON, OH | 1 | $ 610,000 | $ 610,000 | $ 0 |
| ALTOONA, PA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 250,000 | $ 250,000 | $ 0 |
| COLORADO SPRINGS, CO | 1 | $ 228,000 | $ 228,000 | $ 216,000 |
| CORPUS CHRISTI, TX | 1 | $ 1,069,000 | $ 1,069,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 101,000 | $ 101,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 176,000 | $ 176,000 | $ 960,000 |
| HUNTSVILLE, AL | 1 | $ 308,000 | $ 308,000 | $ 0 |
| JACKSON, MS | 1 | $ 624,000 | $ 624,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 700,000 | $ 700,000 | $ 0 |
| MACON, GA | 1 | $ 242,000 | $ 242,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 207,000 | $ 207,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 157,000 | $ 157,000 | $ 0 |
| OCALA, FL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 203,000 | $ 203,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| PORT ST. LUCIE, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 215,000 | $ 215,000 | $ 0 |
| RENO, NV | 1 | $ 458,000 | $ 458,000 | $ 840,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 350,000 | $ 350,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 240,000 | $ 240,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| ST. LOUIS, MO-IL | 1 | $ 254,000 | $ 254,000 | $ 0 |
| SUMTER, SC | 1 | $ 700,000 | $ 700,000 | $ 0 |
| TOLEDO, OH | 1 | $ 500,000 | $ 500,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 910,000 | $ 910,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 522,000 | $ 522,000 | $ 24,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| WINCHESTER, VA-WV | 1 | $ 158,000 | $ 158,000 | $ 0 |
| WINSTON-SALEM, NC | 1 | $ 648,000 | $ 648,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 895 | $285,375,000 | $318,000 | $3,500,000 | $47,000 | $2,302,000 |
| Home Purchase | 659 | $201,795,000 | $306,000 | $2,625,000 | $48,000 | $5,301,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,294 | $410,635,000 | $317,000 | $3,500,000 | $47,000 | $5,301,000 |
| White | 111 | $34,127,000 | $307,000 | $3,500,000 | $43,000 | $1,768,000 |
| Asian | 61 | $17,321,000 | $283,000 | $1,853,000 | $42,000 | $394,000 |
| Hispanic | 50 | $14,150,000 | $283,000 | $2,625,000 | $47,000 | $480,000 |
| Black or African American | 27 | $7,476,000 | $276,000 | $722,000 | $61,000 | $480,000 |
| Not applicable | 9 | $3,021,000 | $335,000 | $980,000 | $5,000 | $40,000 |
| American Indian or Alaskan Native | 2 | $440,000 | $220,000 | $230,000 | $480,000 | $961,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $487,170,000 | $313,000 | $3,500,000 | $47,000 | $5,301,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 890 | $262,579,000 | $295,000 | $3,500,000 | $73,000 | $5,301,000 |
| Application Withdrawn By Applicant | 531 | $179,142,000 | $337,000 | $3,500,000 | $12,000 | $1,768,000 |
| Application Denied By Financial Institution | 70 | $19,786,000 | $282,000 | $1,330,000 | $26,000 | $840,000 |
| Application Approved But Not Accepted | 44 | $16,698,000 | $379,000 | $2,775,000 | $0 | $17,000 |
| File Closed For Incompleteness | 19 | $8,965,000 | $471,000 | $2,300,000 | $34,000 | $249,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 29 | $10,608,000 | $365,000 | $1,330,000 | $22,000 | $270,000 |
| Collateral | 18 | $3,895,000 | $216,000 | $1,200,000 | $2,000 | $24,000 |
| Other | 5 | $1,040,000 | $208,000 | $458,000 | $171,000 | $840,000 |
| Unverifiable Information | 4 | $825,000 | $206,000 | $330,000 | $33,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $168,000 | $168,000 | $168,000 | $180,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.