Velocity Commercial Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Velocity Commercial Capital, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,554 |
| Total Mortgage Loan Application Amount | $487,170,000 |
| Average Mortgage Loan Application Amount | $312,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $47,500 |
| Highest Applicant Income | $5,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 221 | $ 78,175,000 | $ 353,000 | $ 36,000 |
| Queens County New York | 71 | $ 27,037,000 | $ 380,000 | $ 50,000 |
| Kings County New York | 63 | $ 28,193,000 | $ 447,000 | $ 50,000 |
| Riverside County California | 60 | $ 13,360,000 | $ 222,000 | $ 23,000 |
| San Bernardino County California | 45 | $ 10,790,000 | $ 239,000 | $ 26,000 |
| Miami-Dade County Florida | 45 | $ 13,067,000 | $ 290,000 | $ 50,000 |
| Clark County Nevada | 44 | $ 12,090,000 | $ 274,000 | $ 149,000 |
| Orange County California | 42 | $ 15,899,000 | $ 378,000 | $ 42,000 |
| Suffolk County New York | 41 | $ 13,072,000 | $ 318,000 | $ 28,000 |
| Nassau County New York | 40 | $ 17,612,000 | $ 440,000 | $ 111,000 |
| Broward County Florida | 36 | $ 9,157,000 | $ 254,000 | $ 22,000 |
| Maricopa County Arizona | 29 | $ 6,128,000 | $ 211,000 | $ 109,000 |
| Philadelphia County Pennsylvania | 29 | $ 5,259,000 | $ 181,000 | $ 15,000 |
| Palm Beach County Florida | 28 | $ 6,706,000 | $ 239,000 | $ 20,000 |
| San Diego County California | 25 | $ 9,031,000 | $ 361,000 | $ 38,000 |
| Bergen County New Jersey | 25 | $ 6,208,000 | $ 248,000 | $ 63,000 |
| Hudson County New Jersey | 25 | $ 4,693,000 | $ 187,000 | $ 36,000 |
| Essex County New Jersey | 24 | $ 4,596,000 | $ 191,000 | $ 42,000 |
| Harris County Texas | 18 | $ 8,066,000 | $ 448,000 | $ 74,000 |
| Bronx County New York | 17 | $ 5,656,000 | $ 332,000 | $ 10,000 |
| Westchester County New York | 17 | $ 6,160,000 | $ 362,000 | $ 14,000 |
| Ventura County California | 14 | $ 4,048,000 | $ 289,000 | $ 19,000 |
| Orange County Florida | 14 | $ 3,475,000 | $ 248,000 | $ 27,000 |
| Fairfield County Connecticut | 13 | $ 2,510,000 | $ 193,000 | $ 26,000 |
| District of Columbia County District Of Columbia | 13 | $ 4,850,000 | $ 373,000 | $ 503,000 |
| Union County New Jersey | 13 | $ 2,244,000 | $ 172,000 | $ 50,000 |
| Richmond County New York | 12 | $ 3,020,000 | $ 251,000 | $ 115,000 |
| Alameda County California | 11 | $ 3,989,000 | $ 362,000 | $ 81,000 |
| Contra Costa County California | 11 | $ 2,360,000 | $ 214,000 | $ 106,000 |
| Sacramento County California | 11 | $ 1,973,000 | $ 179,000 | $ 45,000 |
| Passaic County New Jersey | 11 | $ 2,849,000 | $ 259,000 | $ 39,000 |
| Monmouth County New Jersey | 10 | $ 4,125,000 | $ 412,000 | $ 0 |
| New York County New York | 10 | $ 7,998,000 | $ 799,000 | $ 198,000 |
| Cuyahoga County Ohio | 10 | $ 1,275,000 | $ 127,000 | $ 10,000 |
| Prince William County Virginia | 10 | $ 1,764,000 | $ 176,000 | $ 22,000 |
| Santa Clara County California | 9 | $ 4,775,000 | $ 530,000 | $ 11,000 |
| Baltimore City County Maryland | 9 | $ 3,120,000 | $ 346,000 | $ 0 |
| Suffolk County Massachusetts | 9 | $ 3,060,000 | $ 340,000 | $ 65,000 |
| Bexar County Texas | 9 | $ 5,031,000 | $ 559,000 | $ 34,000 |
| Hartford County Connecticut | 8 | $ 1,438,000 | $ 179,000 | $ 6,000 |
| Hillsborough County Florida | 8 | $ 1,494,000 | $ 186,000 | $ 36,000 |
| Montgomery County Maryland | 8 | $ 2,134,000 | $ 266,000 | $ 66,000 |
| New Haven County Connecticut | 7 | $ 1,527,000 | $ 218,000 | $ 27,000 |
| Pinellas County Florida | 7 | $ 1,755,000 | $ 250,000 | $ 9,000 |
| Middlesex County New Jersey | 7 | $ 1,910,000 | $ 272,000 | $ 25,000 |
| Dallas County Texas | 7 | $ 2,440,000 | $ 348,000 | $ 0 |
| Manassas County Virginia | 7 | $ 799,000 | $ 114,000 | $ 54,000 |
| Lee County Florida | 6 | $ 854,000 | $ 142,000 | $ 41,000 |
| Fulton County Georgia | 6 | $ 1,344,000 | $ 224,000 | $ 12,000 |
| Ocean County New Jersey | 6 | $ 1,890,000 | $ 315,000 | $ 16,000 |
| Pima County Arizona | 5 | $ 1,397,000 | $ 279,000 | $ 0 |
| San Francisco County California | 5 | $ 2,238,000 | $ 447,000 | $ 14,000 |
| Stanislaus County California | 5 | $ 749,000 | $ 149,000 | $ 6,000 |
| Orleans County Louisiana | 5 | $ 855,000 | $ 171,000 | $ 19,000 |
| Delaware County Pennsylvania | 5 | $ 1,372,000 | $ 274,000 | $ 14,000 |
| Lehigh County Pennsylvania | 5 | $ 538,000 | $ 107,000 | $ 96,000 |
| Providence County Rhode Island | 5 | $ 576,000 | $ 115,000 | $ 32,000 |
| Weber County Utah | 5 | $ 649,000 | $ 129,000 | $ 24,000 |
| King County Washington | 5 | $ 1,168,000 | $ 233,000 | $ 18,000 |
| Kern County California | 4 | $ 592,000 | $ 148,000 | $ 36,000 |
| New London County Connecticut | 4 | $ 998,000 | $ 249,000 | $ 27,000 |
| Osceola County Florida | 4 | $ 1,128,000 | $ 282,000 | $ 0 |
| Volusia County Florida | 4 | $ 521,000 | $ 130,000 | $ 0 |
| Plymouth County Massachusetts | 4 | $ 694,000 | $ 173,000 | $ 168,000 |
| Atlantic County New Jersey | 4 | $ 1,220,000 | $ 305,000 | $ 104,000 |
| Camden County New Jersey | 4 | $ 1,052,000 | $ 263,000 | $ 75,000 |
| Morris County New Jersey | 4 | $ 739,000 | $ 184,000 | $ 0 |
| Somerset County New Jersey | 4 | $ 1,267,000 | $ 316,000 | $ 148,000 |
| Franklin County Ohio | 4 | $ 661,000 | $ 165,000 | $ 0 |
| Hamilton County Ohio | 4 | $ 2,423,000 | $ 605,000 | $ 0 |
| Allegheny County Pennsylvania | 4 | $ 458,000 | $ 114,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 42,000 |
| Bell County Texas | 4 | $ 544,000 | $ 136,000 | $ 4,000 |
| Travis County Texas | 4 | $ 913,000 | $ 228,000 | $ 34,000 |
| Norfolk County Virginia | 4 | $ 2,976,000 | $ 744,000 | $ 0 |
| San Joaquin County California | 3 | $ 379,000 | $ 126,000 | $ 24,000 |
| Denver County Colorado | 3 | $ 1,558,000 | $ 519,000 | $ 144,000 |
| Sarasota County Florida | 3 | $ 368,000 | $ 122,000 | $ 136,000 |
| DeKalb County Georgia | 3 | $ 690,000 | $ 230,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 496,000 | $ 165,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 325,000 | $ 108,000 | $ 39,000 |
| Hampden County Massachusetts | 3 | $ 553,000 | $ 184,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 802,000 | $ 267,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 956,000 | $ 318,000 | $ 49,000 |
| Sussex County New Jersey | 3 | $ 473,000 | $ 157,000 | $ 0 |
| Rockland County New York | 3 | $ 925,000 | $ 308,000 | $ 23,000 |
| Mecklenburg County North Carolina | 3 | $ 3,925,000 | $ 1,308,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 5,500,000 | $ 1,833,000 | $ 0 |
| Charleston County South Carolina | 3 | $ 1,046,000 | $ 348,000 | $ 20,000 |
| Salt Lake County Utah | 3 | $ 484,000 | $ 161,000 | $ 26,000 |
| Fairfax County Virginia | 3 | $ 2,081,000 | $ 693,000 | $ 0 |
| Roanoke City County Virginia | 3 | $ 456,000 | $ 152,000 | $ 0 |
| Snohomish County Washington | 3 | $ 539,000 | $ 179,000 | $ 39,000 |
| Milwaukee County Wisconsin | 3 | $ 806,000 | $ 268,000 | $ 0 |
| Lee County Alabama | 2 | $ 328,000 | $ 164,000 | $ 15,000 |
| Yavapai County Arizona | 2 | $ 974,000 | $ 487,000 | $ 0 |
| Fresno County California | 2 | $ 408,000 | $ 204,000 | $ 97,000 |
| Marin County California | 2 | $ 473,000 | $ 236,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,302,000 | $ 651,000 | $ 0 |
| Sonoma County California | 2 | $ 643,000 | $ 321,000 | $ 150,000 |
| Yolo County California | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Weld County Colorado | 2 | $ 355,000 | $ 177,000 | $ 13,000 |
| Clay County Florida | 2 | $ 333,000 | $ 166,000 | $ 84,000 |
| Collier County Florida | 2 | $ 399,000 | $ 199,000 | $ 7,000 |
| Duval County Florida | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Lake County Florida | 2 | $ 230,000 | $ 115,000 | $ 5,000 |
| Monroe County Florida | 2 | $ 572,000 | $ 286,000 | $ 13,000 |
| Seminole County Florida | 2 | $ 632,000 | $ 316,000 | $ 24,000 |
| Cherokee County Georgia | 2 | $ 341,000 | $ 170,000 | $ 13,000 |
| Henry County Georgia | 2 | $ 1,004,000 | $ 502,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,009,000 | $ 504,000 | $ 0 |
| Marion County Indiana | 2 | $ 569,000 | $ 284,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 557,000 | $ 278,000 | $ 0 |
| St. Tammany County Louisiana | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 685,000 | $ 342,000 | $ 15,000 |
| Cascade County Montana | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 807,000 | $ 403,000 | $ 72,000 |
| Mercer County New Jersey | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 501,000 | $ 250,000 | $ 60,000 |
| Dutchess County New York | 2 | $ 265,000 | $ 132,000 | $ 66,000 |
| Onondaga County New York | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Orange County New York | 2 | $ 513,000 | $ 256,000 | $ 5,000 |
| Butler County Ohio | 2 | $ 324,000 | $ 162,000 | $ 55,000 |
| Montgomery County Ohio | 2 | $ 519,000 | $ 259,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 8,000 |
| Washington County Rhode Island | 2 | $ 781,000 | $ 390,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 399,000 | $ 199,000 | $ 0 |
| Smith County Texas | 2 | $ 204,000 | $ 102,000 | $ 6,000 |
| Arlington County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Clark County Washington | 2 | $ 632,000 | $ 316,000 | $ 5,000 |
| Pierce County Washington | 2 | $ 249,000 | $ 124,000 | $ 156,000 |
| Yakima County Washington | 2 | $ 233,000 | $ 116,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 2 | $ 241,000 | $ 120,000 | $ 0 |
| Madison County Alabama | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Pinal County Arizona | 1 | $ 423,000 | $ 423,000 | $ 0 |
| El Dorado County California | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Imperial County California | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Mono County California | 1 | $ 238,000 | $ 238,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 240,000 | $ 240,000 | $ 0 |
| San Mateo County California | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Solano County California | 1 | $ 522,000 | $ 522,000 | $ 24,000 |
| Tulare County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Adams County Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| El Paso County Colorado | 1 | $ 228,000 | $ 228,000 | $ 216,000 |
| Elbert County Colorado | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 231,000 | $ 231,000 | $ 29,000 |
| Tolland County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Windham County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Brevard County Florida | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Escambia County Florida | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hernando County Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Manatee County Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| St. Lucie County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bibb County Georgia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Clayton County Georgia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Cobb County Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fayette County Georgia | 1 | $ 354,000 | $ 354,000 | $ 6,000 |
| Forsyth County Georgia | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Houston County Georgia | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Allen County Indiana | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Jessamine County Kentucky | 1 | $ 700,000 | $ 700,000 | $ 0 |
| York County Maine | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 241,000 | $ 241,000 | $ 163,000 |
| Howard County Maryland | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 2,775,000 | $ 2,775,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Hinds County Mississippi | 1 | $ 624,000 | $ 624,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Washoe County Nevada | 1 | $ 458,000 | $ 458,000 | $ 840,000 |
| Rockingham County New Hampshire | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Albany County New York | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Oneida County New York | 1 | $ 910,000 | $ 910,000 | $ 0 |
| Rensselaer County New York | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Saratoga County New York | 1 | $ 144,000 | $ 144,000 | $ 19,000 |
| Buncombe County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Dare County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Delaware County Ohio | 1 | $ 438,000 | $ 438,000 | $ 480,000 |
| Licking County Ohio | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lorain County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lucas County Ohio | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 1,470,000 | $ 1,470,000 | $ 0 |
| Summit County Ohio | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 118,000 | $ 118,000 | $ 789,000 |
| Blair County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 960,000 |
| Greenwood County South Carolina | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Horry County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Aransas County Texas | 1 | $ 1,069,000 | $ 1,069,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Montgomery County Texas | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| Tarrant County Texas | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Williamson County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Davis County Utah | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Frederick County Virginia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Goochland County Virginia | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Hampton County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| New Kent County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Newport News County Virginia | 1 | $ 156,000 | $ 156,000 | $ 68,000 |
| Spotsylvania County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Benton County Washington | 1 | $ 102,000 | $ 102,000 | $ 22,000 |
| Clallam County Washington | 1 | $ 1,330,000 | $ 1,330,000 | $ 0 |
| Franklin County Washington | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 423,000 | $ 423,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 895 | $285,375,000 | $318,000 | $3,500,000 | $47,000 | $2,302,000 |
| Home Purchase | 659 | $201,795,000 | $306,000 | $2,625,000 | $48,000 | $5,301,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,294 | $410,635,000 | $317,000 | $3,500,000 | $47,000 | $5,301,000 |
| White | 111 | $34,127,000 | $307,000 | $3,500,000 | $43,000 | $1,768,000 |
| Asian | 61 | $17,321,000 | $283,000 | $1,853,000 | $42,000 | $394,000 |
| Hispanic | 50 | $14,150,000 | $283,000 | $2,625,000 | $47,000 | $480,000 |
| Black or African American | 27 | $7,476,000 | $276,000 | $722,000 | $61,000 | $480,000 |
| Not applicable | 9 | $3,021,000 | $335,000 | $980,000 | $5,000 | $40,000 |
| American Indian or Alaskan Native | 2 | $440,000 | $220,000 | $230,000 | $480,000 | $961,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $487,170,000 | $313,000 | $3,500,000 | $47,000 | $5,301,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 890 | $262,579,000 | $295,000 | $3,500,000 | $73,000 | $5,301,000 |
| Application Withdrawn By Applicant | 531 | $179,142,000 | $337,000 | $3,500,000 | $12,000 | $1,768,000 |
| Application Denied By Financial Institution | 70 | $19,786,000 | $282,000 | $1,330,000 | $26,000 | $840,000 |
| Application Approved But Not Accepted | 44 | $16,698,000 | $379,000 | $2,775,000 | $0 | $17,000 |
| File Closed For Incompleteness | 19 | $8,965,000 | $471,000 | $2,300,000 | $34,000 | $249,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 29 | $10,608,000 | $365,000 | $1,330,000 | $22,000 | $270,000 |
| Collateral | 18 | $3,895,000 | $216,000 | $1,200,000 | $2,000 | $24,000 |
| Other | 5 | $1,040,000 | $208,000 | $458,000 | $171,000 | $840,000 |
| Unverifiable Information | 4 | $825,000 | $206,000 | $330,000 | $33,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $168,000 | $168,000 | $168,000 | $180,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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