Washington Mutual Bank Mortgage Lending & HMDA Data, 2003

In 2003, Washington Mutual Bank of Albion, NY reported 181,029 mortgage applications totaling $31.7 billion. The average application was for $174,887, and applicants reported an average income of $66,793. 63% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (47,304), Portland-Vancouver, OR-WA (18,243) and Tacoma, WA (10,319) (applications in parentheses).

Mortgage Company & Address Washington Mutual Bank
227 East Avenue
Albion, NY 14411
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 181,029
Total Mortgage Loan Application Amount $31,659,635,000
Average Mortgage Loan Application Amount $174,887
Highest Mortgage Loan Application Amount $8,500,000
Average Applicant Income $66,793
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Mutual Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 35,422 $ 8,459,988,000 $ 238,834 $ 94,000
Snohomish, Washington 10,854 $ 1,953,626,000 $ 179,991 $ 71,000
Pierce, Washington 10,319 $ 1,669,107,000 $ 161,750 $ 74,000
Multnomah, Oregon 7,162 $ 1,157,111,000 $ 161,562 $ 76,000
Spokane, Washington 6,331 $ 743,850,000 $ 117,493 $ 65,000
Clark, Washington 5,639 $ 811,787,000 $ 143,959 $ 70,000
Washington, Oregon 5,380 $ 924,280,000 $ 171,799 $ 83,000
Salt Lake, Utah 4,711 $ 759,809,000 $ 161,284 $ 62,000
Clackamas, Oregon 4,538 $ 872,095,000 $ 192,176 $ 170,000
Thurston, Washington 3,773 $ 559,813,000 $ 148,373 $ 72,000
Whatcom, Washington 3,459 $ 545,696,000 $ 157,761 $ 76,000
Kitsap, Washington 3,331 $ 591,152,000 $ 177,469 $ 82,000
Marion, Oregon 3,307 $ 431,567,000 $ 130,501 $ 55,000
Lane, Oregon 2,762 $ 368,564,000 $ 133,440 $ 70,000
Jackson, Oregon 2,276 $ 338,121,000 $ 148,559 $ 79,000
Los Angeles, California 2,085 $ 428,458,000 $ 205,495 $ 50,000
Deschutes, Oregon 1,902 $ 326,254,000 $ 171,532 $ 110,000
Utah, Utah 1,818 $ 339,022,000 $ 186,480 $ 97,000
Davis, Utah 1,615 $ 235,286,000 $ 145,687 $ 73,000
Ada, Idaho 1,611 $ 202,075,000 $ 125,434 $ 95,000
Lewis, Washington 1,569 $ 177,979,000 $ 113,434 $ 68,000
Cook, Illinois 1,269 $ 244,806,000 $ 192,912 $ 12,000
Clallam, Washington 1,228 $ 144,127,000 $ 117,367 $ 62,000
Yakima, Washington 1,223 $ 129,182,000 $ 105,627 $ 64,000
Skagit, Washington 1,203 $ 191,571,000 $ 159,244 $ 86,000
Cowlitz, Washington 1,131 $ 131,756,000 $ 116,495 $ 76,000
Benton, Washington 1,087 $ 125,921,000 $ 115,842 $ 69,000
San Diego, California 1,047 $ 214,905,000 $ 205,257 $ 9,000
Island, Washington 1,028 $ 185,826,000 $ 180,764 $ 95,000
Weber, Utah 998 $ 132,325,000 $ 132,590 $ 55,000
Coos, Oregon 962 $ 111,317,000 $ 115,714 $ 73,000
Linn, Oregon 958 $ 114,757,000 $ 119,788 $ 53,000
Chelan, Washington 927 $ 141,548,000 $ 152,694 $ 127,000
Orange, California 898 $ 195,079,000 $ 217,237 $ 167,000
Polk, Oregon 808 $ 109,784,000 $ 135,871 $ 72,000
Benton, Oregon 746 $ 102,708,000 $ 137,678 $ 88,000
Stevens, Washington 718 $ 73,816,000 $ 102,807 $ 51,000
Jefferson, Washington 708 $ 104,929,000 $ 148,204 $ 98,000
Mason, Washington 699 $ 92,036,000 $ 131,668 $ 89,000
Grant, Washington 671 $ 70,041,000 $ 104,383 $ 63,000
Maricopa, Arizona 667 $ 105,739,000 $ 158,529 $ 19,000
Washington, Utah 629 $ 98,789,000 $ 157,057 $ 65,000
Yamhill, Oregon 583 $ 99,799,000 $ 171,181 $ 66,000
Columbia, Oregon 580 $ 77,558,000 $ 133,720 $ 55,000
Middlesex, Massachusetts 574 $ 125,229,000 $ 218,168 $ 5,000
Grays Harbor, Washington 570 $ 58,929,000 $ 103,384 $ 66,000
Cache, Utah 553 $ 70,185,000 $ 126,916 $ 61,000
Riverside, California 452 $ 82,883,000 $ 183,369 $ 12,000
DuPage, Illinois 439 $ 84,436,000 $ 192,337 $ 6,000
Walla Walla, Washington 430 $ 45,311,000 $ 105,374 $ 62,000
Summit, Utah 412 $ 141,441,000 $ 343,303 $ 196,000
Douglas, Oregon 395 $ 45,320,000 $ 114,734 $ 65,000
Clark, Nevada 389 $ 60,801,000 $ 156,300 $ 26,000
Bonneville, Idaho 388 $ 38,780,000 $ 99,948 $ 73,000
Douglas, Washington 385 $ 48,780,000 $ 126,701 $ 76,000
Whitman, Washington 379 $ 41,109,000 $ 108,467 $ 69,000
Suffolk, New York 368 $ 74,186,000 $ 201,592 $ 0
Josephine, Oregon 368 $ 47,708,000 $ 129,641 $ 58,000
Lake, Illinois 363 $ 69,875,000 $ 192,493 $ 28,000
Lincoln, Oregon 363 $ 53,557,000 $ 147,539 $ 154,000
Norfolk, Massachusetts 361 $ 78,713,000 $ 218,041 $ 15,000
Kittitas, Washington 356 $ 56,264,000 $ 158,044 $ 90,000
Santa Clara, California 352 $ 77,997,000 $ 221,582 $ 0
Canyon, Idaho 350 $ 36,663,000 $ 104,751 $ 47,000
San Bernardino, California 346 $ 60,485,000 $ 174,812 $ 3,000
Tooele, Utah 338 $ 37,850,000 $ 111,982 $ 51,000
Oakland, Michigan 334 $ 68,679,000 $ 205,625 $ 0
Clatsop, Oregon 333 $ 53,992,000 $ 162,138 $ 140,000
Ventura, California 327 $ 71,372,000 $ 218,262 $ 124,000
Fairfax, Virginia 317 $ 68,172,000 $ 215,053 $ 0
Franklin, Washington 315 $ 32,374,000 $ 102,774 $ 67,000
Essex, Massachusetts 314 $ 68,531,000 $ 218,251 $ 0
Nassau, New York 309 $ 66,928,000 $ 216,595 $ 49,000
Sacramento, California 301 $ 57,068,000 $ 189,594 $ 0
Alameda, California 295 $ 65,138,000 $ 220,806 $ 0
Will, Illinois 285 $ 51,625,000 $ 181,140 $ 0
Tillamook, Oregon 283 $ 43,650,000 $ 154,240 $ 117,000
Kane, Illinois 278 $ 51,858,000 $ 186,539 $ 0
Curry, Oregon 270 $ 34,932,000 $ 129,377 $ 65,000
Klamath, Oregon 265 $ 30,233,000 $ 114,086 $ 67,000
Kootenai, Idaho 260 $ 36,685,000 $ 141,096 $ 117,000
Okanogan, Washington 256 $ 30,623,000 $ 119,621 $ 94,000
Wayne, Michigan 255 $ 41,633,000 $ 163,266 $ 6,000
San Juan, Washington 250 $ 88,794,000 $ 355,176 $ 240,000
Contra Costa, California 249 $ 56,836,000 $ 228,257 $ 13,000
Montgomery, Maryland 247 $ 51,329,000 $ 207,809 $ 0
Plymouth, Massachusetts 244 $ 50,933,000 $ 208,741 $ 0
Miami-Dade, Florida 243 $ 35,547,000 $ 146,283 $ 13,000
Arapahoe, Colorado 225 $ 40,444,000 $ 179,751 $ 8,000
St. Louis, Missouri 218 $ 37,385,000 $ 171,490 $ 0
Honolulu, Hawaii 216 $ 40,388,000 $ 186,981 $ 0
Broward, Florida 206 $ 31,786,000 $ 154,300 $ 58,000
Queens, New York 201 $ 42,097,000 $ 209,437 $ 0
Jefferson, Colorado 200 $ 38,661,000 $ 193,305 $ 0
Fairfield, Connecticut 198 $ 43,224,000 $ 218,303 $ 0
Palm Beach, Florida 192 $ 30,159,000 $ 157,078 $ 0
San Mateo, California 189 $ 43,590,000 $ 230,634 $ 0
Pacific, Washington 189 $ 22,138,000 $ 117,132 $ 81,000
Flathead, Montana 188 $ 39,545,000 $ 210,345 $ 139,000
Tarrant, Texas 183 $ 24,485,000 $ 133,797 $ 0
Gwinnett, Georgia 174 $ 27,817,000 $ 159,867 $ 0
Bergen, New Jersey 171 $ 36,858,000 $ 215,543 $ 18,000
Worcester, Massachusetts 170 $ 35,239,000 $ 207,288 $ 0
Sonoma, California 166 $ 35,893,000 $ 216,222 $ 0
Westchester, New York 166 $ 36,126,000 $ 217,626 $ 0
Harris, Texas 166 $ 23,804,000 $ 143,397 $ 33,000
McHenry, Illinois 165 $ 31,519,000 $ 191,024 $ 13,000
Denver, Colorado 159 $ 28,998,000 $ 182,377 $ 0
Suffolk, Massachusetts 157 $ 33,737,000 $ 214,885 $ 0
Hillsborough, New Hampshire 157 $ 30,123,000 $ 191,866 $ 0
Boulder, Colorado 156 $ 32,582,000 $ 208,858 $ 0
Hartford, Connecticut 154 $ 28,715,000 $ 186,461 $ 8,000
Crook, Oregon 154 $ 17,002,000 $ 110,402 $ 60,000
Box Elder, Utah 153 $ 19,129,000 $ 125,026 $ 74,000
Hood River, Oregon 151 $ 23,043,000 $ 152,602 $ 93,000
Rockingham, New Hampshire 150 $ 29,814,000 $ 198,760 $ 0
Collin, Texas 148 $ 23,412,000 $ 158,189 $ 0
Adams, Colorado 139 $ 25,384,000 $ 182,618 $ 3,000
New Haven, Connecticut 139 $ 27,012,000 $ 194,330 $ 0
Dallas, Texas 136 $ 18,751,000 $ 137,875 $ 0
Fresno, California 135 $ 23,633,000 $ 175,059 $ 0
Placer, California 135 $ 27,937,000 $ 206,940 $ 0
Bannock, Idaho 134 $ 11,780,000 $ 87,910 $ 54,000
Jefferson, Kentucky 132 $ 20,144,000 $ 152,606 $ 38,000
Kent, Michigan 132 $ 21,585,000 $ 163,522 $ 0
El Paso, Colorado 128 $ 22,089,000 $ 172,570 $ 0
Bernalillo, New Mexico 128 $ 18,663,000 $ 145,804 $ 0
Douglas, Colorado 127 $ 26,971,000 $ 212,370 $ 0
Monmouth, New Jersey 125 $ 24,770,000 $ 198,160 $ 0
Klickitat, Washington 125 $ 17,275,000 $ 138,200 $ 75,000
San Francisco, California 124 $ 28,634,000 $ 230,919 $ 21,000
Prince George's, Maryland 124 $ 20,968,000 $ 169,096 $ 11,000
San Luis Obispo, California 122 $ 24,820,000 $ 203,442 $ 0
Macomb, Michigan 122 $ 19,762,000 $ 161,983 $ 0
Wasatch, Utah 119 $ 32,078,000 $ 269,563 $ 143,000
Pend Oreille, Washington 119 $ 13,278,000 $ 111,579 $ 79,000
San Joaquin, California 117 $ 22,684,000 $ 193,880 $ 0
St. Charles, Missouri 117 $ 19,123,000 $ 163,444 $ 0
Middlesex, New Jersey 117 $ 23,015,000 $ 196,709 $ 0
Umatilla, Oregon 117 $ 15,121,000 $ 129,239 $ 96,000
Santa Barbara, California 114 $ 25,749,000 $ 225,868 $ 0
Hennepin, Minnesota 114 $ 21,299,000 $ 186,833 $ 112,000
Washoe, Nevada 113 $ 20,654,000 $ 182,778 $ 16,000
Denton, Texas 110 $ 16,582,000 $ 150,745 $ 0
Blaine, Idaho 107 $ 51,579,000 $ 482,046 $ 214,000
Anne Arundel, Maryland 107 $ 20,368,000 $ 190,355 $ 0
Baltimore, Maryland 106 $ 17,518,000 $ 165,264 $ 0
Ocean, New Jersey 104 $ 19,205,000 $ 184,663 $ 8,000
Prince William, Virginia 104 $ 21,980,000 $ 211,346 $ 13,000
Mecklenburg, North Carolina 103 $ 15,284,000 $ 148,388 $ 24,000
Bexar, Texas 103 $ 12,784,000 $ 124,116 $ 0
Gallatin, Montana 101 $ 20,242,000 $ 200,415 $ 91,000
Skamania, Washington 100 $ 15,410,000 $ 154,100 $ 77,000
Johnson, Kansas 99 $ 17,773,000 $ 179,525 $ 0
Lancaster, Nebraska 99 $ 16,763,000 $ 169,323 $ 0
Pima, Arizona 98 $ 14,092,000 $ 143,795 $ 0
Monterey, California 98 $ 20,726,000 $ 211,489 $ 0
Cobb, Georgia 98 $ 15,922,000 $ 162,469 $ 0
Kings, New York 98 $ 20,153,000 $ 205,642 $ 0
Jefferson, Oregon 98 $ 10,646,000 $ 108,632 $ 56,000
Santa Cruz, California 97 $ 19,743,000 $ 203,536 $ 41,000
Dane, Wisconsin 97 $ 17,071,000 $ 175,989 $ 0
Stanislaus, California 96 $ 16,873,000 $ 175,760 $ 0
Fulton, Georgia 96 $ 16,812,000 $ 175,125 $ 0
Essex, New Jersey 96 $ 18,744,000 $ 195,250 $ 0
Orange, Florida 95 $ 12,796,000 $ 134,694 $ 0
Montgomery, Pennsylvania 95 $ 16,458,000 $ 173,242 $ 0
Bristol, Massachusetts 94 $ 18,356,000 $ 195,276 $ 0
Missoula, Montana 94 $ 14,923,000 $ 158,755 $ 82,000
New York, New York 94 $ 19,153,000 $ 203,755 $ 0
Hamilton, Ohio 94 $ 14,302,000 $ 152,148 $ 0
Wake, North Carolina 93 $ 15,814,000 $ 170,043 $ 0
Chittenden, Vermont 92 $ 17,459,000 $ 189,771 $ 0
Marion, Indiana 91 $ 11,179,000 $ 122,846 $ 0
Washtenaw, Michigan 88 $ 16,998,000 $ 193,159 $ 0
Rockland, New York 88 $ 19,130,000 $ 217,386 $ 0
Lubbock, Texas 88 $ 8,583,000 $ 97,534 $ 0
Ottawa, Michigan 87 $ 14,897,000 $ 171,229 $ 0
Douglas, Nebraska 85 $ 13,632,000 $ 160,376 $ 0
Travis, Texas 85 $ 12,719,000 $ 149,635 $ 0
Solano, California 83 $ 17,207,000 $ 207,313 $ 0
Loudoun, Virginia 83 $ 18,087,000 $ 217,915 $ 0
Bonner, Idaho 82 $ 12,739,000 $ 155,353 $ 165,000
Larimer, Colorado 81 $ 14,497,000 $ 178,975 $ 0
DeKalb, Georgia 80 $ 12,840,000 $ 160,500 $ 0
Iron, Utah 77 $ 7,635,000 $ 99,155 $ 70,000
Morris, New Jersey 76 $ 16,347,000 $ 215,092 $ 0
Richmond, New York 76 $ 15,712,000 $ 206,736 $ 0
Allegheny, Pennsylvania 76 $ 11,192,000 $ 147,263 $ 0
Adams, Washington 76 $ 7,002,000 $ 92,131 $ 58,000
Franklin, Ohio 75 $ 11,599,000 $ 154,653 $ 0
Burlington, New Jersey 74 $ 12,136,000 $ 164,000 $ 0
Lincoln, Washington 74 $ 7,268,000 $ 98,216 $ 59,000
Marin, California 71 $ 15,851,000 $ 223,253 $ 0
Brevard, Florida 70 $ 9,975,000 $ 142,500 $ 0
Duval, Florida 68 $ 9,105,000 $ 133,897 $ 0
Bucks, Pennsylvania 67 $ 12,962,000 $ 193,462 $ 0
Davidson, Tennessee 66 $ 9,347,000 $ 141,621 $ 0
Ferry, Washington 65 $ 6,036,000 $ 92,861 $ 59,000
Hillsborough, Florida 64 $ 9,133,000 $ 142,703 $ 0
St. Tammany, Louisiana 64 $ 8,064,000 $ 126,000 $ 0
Howard, Maryland 64 $ 13,209,000 $ 206,390 $ 0
Dakota, Minnesota 64 $ 11,297,000 $ 176,515 $ 0
Cuyahoga, Ohio 64 $ 9,322,000 $ 145,656 $ 0
Waukesha, Wisconsin 63 $ 11,966,000 $ 189,936 $ 0
Kern, California 62 $ 9,548,000 $ 154,000 $ 5,000
District of Columbia, District Of Columbia 62 $ 12,901,000 $ 208,080 $ 2,000
Franklin, Idaho 62 $ 6,980,000 $ 112,580 $ 42,000
Passaic, New Jersey 60 $ 11,950,000 $ 199,166 $ 0
Milwaukee, Wisconsin 60 $ 8,255,000 $ 137,583 $ 0
Jackson, Missouri 59 $ 7,869,000 $ 133,372 $ 0
Camden, New Jersey 59 $ 8,208,000 $ 139,118 $ 0
Wasco, Oregon 59 $ 7,787,000 $ 131,983 $ 61,000
Virginia Beach, Virginia 58 $ 9,960,000 $ 171,724 $ 0
Bingham, Idaho 57 $ 5,282,000 $ 92,666 $ 47,000
Union, New Jersey 57 $ 11,181,000 $ 196,157 $ 0
Kendall, Illinois 56 $ 10,498,000 $ 187,464 $ 0
Yellowstone, Montana 56 $ 8,319,000 $ 148,553 $ 71,000
Madison, Illinois 55 $ 8,793,000 $ 159,872 $ 0
Weld, Colorado 54 $ 9,006,000 $ 166,777 $ 0
Barnstable, Massachusetts 54 $ 11,082,000 $ 205,222 $ 0
Providence, Rhode Island 54 $ 9,226,000 $ 170,851 $ 0
Shelby, Tennessee 54 $ 7,354,000 $ 136,185 $ 0
Gloucester, New Jersey 53 $ 7,971,000 $ 150,396 $ 0
Chester, Pennsylvania 53 $ 9,657,000 $ 182,207 $ 0
Boise, Idaho 52 $ 6,823,000 $ 131,211 $ 82,000
Livingston, Michigan 52 $ 10,847,000 $ 208,596 $ 0
Williamson, Texas 52 $ 7,693,000 $ 147,942 $ 5,000
Lee, Florida 51 $ 6,968,000 $ 136,627 $ 0
Mercer, New Jersey 51 $ 9,695,000 $ 190,098 $ 0
St. Clair, Illinois 50 $ 8,090,000 $ 161,800 $ 0
Hamilton, Indiana 50 $ 8,639,000 $ 172,780 $ 0
Greene, Missouri 50 $ 7,593,000 $ 151,860 $ 0
Henry, Georgia 49 $ 7,294,000 $ 148,857 $ 0
Somerset, New Jersey 49 $ 9,939,000 $ 202,836 $ 0
Lancaster, Pennsylvania 49 $ 6,637,000 $ 135,448 $ 0
El Dorado, California 48 $ 9,976,000 $ 207,833 $ 0
Jefferson, Idaho 48 $ 4,620,000 $ 96,250 $ 45,000
Lake, Indiana 48 $ 6,707,000 $ 139,729 $ 0
Hudson, New Jersey 48 $ 9,209,000 $ 191,854 $ 0
Sussex, New Jersey 48 $ 8,555,000 $ 178,229 $ 0
Pinellas, Florida 47 $ 6,848,000 $ 145,702 $ 0
Chesapeake, Virginia 47 $ 7,858,000 $ 167,191 $ 0
Spotsylvania, Virginia 47 $ 8,777,000 $ 186,744 $ 0
Tulare, California 46 $ 7,280,000 $ 158,260 $ 0
Ramsey, Minnesota 46 $ 8,140,000 $ 176,956 $ 0
Oklahoma, Oklahoma 46 $ 4,319,000 $ 93,891 $ 0
Jefferson, Alabama 45 $ 5,758,000 $ 127,955 $ 0
Jefferson, Missouri 45 $ 7,246,000 $ 161,022 $ 0
Chesterfield, Virginia 45 $ 6,711,000 $ 149,133 $ 0
Elmore, Idaho 44 $ 4,305,000 $ 97,840 $ 52,000
Orange, New York 44 $ 8,126,000 $ 184,681 $ 0
Malheur, Oregon 44 $ 4,060,000 $ 92,272 $ 42,000
Philadelphia, Pennsylvania 44 $ 5,362,000 $ 121,863 $ 0
Henrico, Virginia 44 $ 7,696,000 $ 174,909 $ 0
McLean, Illinois 43 $ 7,381,000 $ 171,651 $ 0
New Castle, Delaware 42 $ 6,803,000 $ 161,976 $ 0
Butler, Ohio 42 $ 6,153,000 $ 146,500 $ 0
Montgomery, Ohio 42 $ 5,015,000 $ 119,404 $ 0
Union, Oregon 42 $ 4,776,000 $ 113,714 $ 83,000
Kenosha, Wisconsin 42 $ 6,495,000 $ 154,642 $ 0
Clayton, Georgia 41 $ 5,258,000 $ 128,243 $ 0
Payette, Idaho 41 $ 3,415,000 $ 83,292 $ 49,000
Genesee, Michigan 41 $ 5,513,000 $ 134,463 $ 0
Anoka, Minnesota 41 $ 7,734,000 $ 188,634 $ 0
Clermont, Ohio 41 $ 5,419,000 $ 132,170 $ 0
Arlington, Virginia 41 $ 8,823,000 $ 215,195 $ 0
Yolo, California 40 $ 7,379,000 $ 184,475 $ 0
Seminole, Florida 40 $ 5,888,000 $ 147,200 $ 0
St. Clair, Michigan 40 $ 6,659,000 $ 166,475 $ 0
Guilford, North Carolina 40 $ 5,898,000 $ 147,450 $ 0
Rutherford, Tennessee 40 $ 5,619,000 $ 140,475 $ 0
Napa, California 39 $ 8,792,000 $ 225,435 $ 0
Valley, Idaho 39 $ 8,302,000 $ 212,871 $ 200,000
Delaware, Pennsylvania 39 $ 6,376,000 $ 163,487 $ 0
Knox, Tennessee 39 $ 5,812,000 $ 149,025 $ 0
Carroll, Maryland 38 $ 7,151,000 $ 188,184 $ 0
Harford, Maryland 38 $ 6,539,000 $ 172,078 $ 0
Sarpy, Nebraska 38 $ 6,459,000 $ 169,973 $ 0
Warren, Ohio 38 $ 6,422,000 $ 169,000 $ 0
Cherokee, Georgia 37 $ 6,192,000 $ 167,351 $ 0
Nevada, California 36 $ 6,808,000 $ 189,111 $ 0
Washington, Minnesota 36 $ 6,904,000 $ 191,777 $ 0
Cass, North Dakota 35 $ 5,619,000 $ 160,542 $ 0
Morgan, Utah 35 $ 5,788,000 $ 165,371 $ 84,000
Latah, Idaho 34 $ 4,015,000 $ 118,088 $ 67,000
Alexandria, Virginia 34 $ 6,903,000 $ 203,029 $ 0
Pinal, Arizona 32 $ 4,199,000 $ 131,218 $ 0
Merced, California 32 $ 5,666,000 $ 177,062 $ 7,000
Litchfield, Connecticut 32 $ 5,975,000 $ 186,718 $ 0
Gem, Idaho 32 $ 3,710,000 $ 115,937 $ 64,000
Frederick, Maryland 32 $ 6,179,000 $ 193,093 $ 0
Winnebago, Wisconsin 32 $ 4,938,000 $ 154,312 $ 0
Lake, Florida 31 $ 4,708,000 $ 151,870 $ 0
Walton, Georgia 31 $ 4,371,000 $ 141,000 $ 0
Jefferson, Louisiana 31 $ 3,778,000 $ 121,870 $ 0
Erie, Pennsylvania 31 $ 3,779,000 $ 121,903 $ 0
York, Pennsylvania 31 $ 3,736,000 $ 120,516 $ 0
Duchesne, Utah 31 $ 3,704,000 $ 119,483 $ 82,000
Kane, Utah 31 $ 5,542,000 $ 178,774 $ 99,000
Sanpete, Utah 31 $ 4,416,000 $ 142,451 $ 64,000
Asotin, Washington 31 $ 6,426,000 $ 207,290 $ 57,000
Outagamie, Wisconsin 31 $ 4,230,000 $ 136,451 $ 0
Polk, Florida 30 $ 3,525,000 $ 117,500 $ 0
Maui, Hawaii 30 $ 5,933,000 $ 197,766 $ 0
Sedgwick, Kansas 30 $ 4,062,000 $ 135,400 $ 0
Clay, Missouri 30 $ 4,478,000 $ 149,266 $ 0
Atlantic, New Jersey 30 $ 4,481,000 $ 149,366 $ 0
Durham, North Carolina 30 $ 5,013,000 $ 167,100 $ 0
Fort Bend, Texas 30 $ 4,501,000 $ 150,033 $ 9,000
Shasta, California 29 $ 4,433,000 $ 152,862 $ 0
Tolland, Connecticut 29 $ 5,418,000 $ 186,827 $ 0
Forsyth, Georgia 29 $ 5,621,000 $ 193,827 $ 0
Fayette, Kentucky 29 $ 4,423,000 $ 152,517 $ 0
Baltimore City, Maryland 29 $ 4,507,000 $ 155,413 $ 0
Bronx, New York 29 $ 5,939,000 $ 204,793 $ 0
Stark, Ohio 29 $ 4,764,000 $ 164,275 $ 0
Summit, Ohio 29 $ 4,587,000 $ 158,172 $ 0
Butte, California 28 $ 4,829,000 $ 172,464 $ 0
Fremont, Idaho 28 $ 3,186,000 $ 113,785 $ 86,000
Nez Perce, Idaho 28 $ 3,045,000 $ 108,750 $ 56,000
Allegan, Michigan 28 $ 4,438,000 $ 158,500 $ 0
Strafford, New Hampshire 28 $ 5,250,000 $ 187,500 $ 0
Tulsa, Oklahoma 28 $ 3,614,000 $ 129,071 $ 0
Stafford, Virginia 28 $ 5,946,000 $ 212,357 $ 0
Mesa, Colorado 27 $ 3,724,000 $ 137,925 $ 0
Sarasota, Florida 27 $ 4,381,000 $ 162,259 $ 0
Volusia, Florida 27 $ 3,148,000 $ 116,592 $ 0
Johnson, Indiana 27 $ 3,693,000 $ 136,777 $ 0
Ingham, Michigan 27 $ 4,257,000 $ 157,666 $ 0
St. Louis City, Missouri 27 $ 3,560,000 $ 131,851 $ 0
Lake, Oregon 27 $ 1,925,000 $ 71,296 $ 49,000
Uintah, Utah 27 $ 3,347,000 $ 123,962 $ 78,000
Wahkiakum, Washington 27 $ 3,596,000 $ 133,185 $ 84,000
Hendricks, Indiana 26 $ 3,556,000 $ 136,769 $ 0
Cumberland, Maine 26 $ 4,710,000 $ 181,153 $ 0
Charles, Maryland 26 $ 4,478,000 $ 172,230 $ 0
Cape May, New Jersey 26 $ 4,735,000 $ 182,115 $ 0
Putnam, New York 26 $ 5,394,000 $ 207,461 $ 0
Baker, Oregon 26 $ 2,599,000 $ 99,961 $ 45,000
York, Maine 25 $ 4,303,000 $ 172,120 $ 0
Richland, South Carolina 25 $ 3,700,000 $ 148,000 $ 0
Madison, Alabama 24 $ 3,262,000 $ 135,916 $ 0
Coconino, Arizona 24 $ 4,110,000 $ 171,250 $ 0
St. Louis, Minnesota 24 $ 3,404,000 $ 141,833 $ 0
Merrimack, New Hampshire 24 $ 4,660,000 $ 194,166 $ 0
El Paso, Texas 24 $ 2,155,000 $ 89,791 $ 0
Juab, Utah 24 $ 2,560,000 $ 106,666 $ 66,000
Rich, Utah 24 $ 4,476,000 $ 186,500 $ 105,000
Manatee, Florida 23 $ 3,577,000 $ 155,521 $ 0
Douglas, Georgia 23 $ 3,444,000 $ 149,739 $ 0
Newton, Georgia 23 $ 3,048,000 $ 132,521 $ 0
Christian, Missouri 23 $ 3,922,000 $ 170,521 $ 0
Lewis and Clark, Montana 23 $ 4,271,000 $ 185,695 $ 55,000
Hunterdon, New Jersey 23 $ 4,590,000 $ 199,565 $ 0
Sandoval, New Mexico 23 $ 3,229,000 $ 140,391 $ 0
Berks, Pennsylvania 23 $ 2,988,000 $ 129,913 $ 0
Frederick, Virginia 23 $ 3,892,000 $ 169,217 $ 0
Twin Falls, Idaho 22 $ 2,887,000 $ 131,227 $ 37,000
Johnson, Iowa 22 $ 4,231,000 $ 192,318 $ 0
Orleans, Louisiana 22 $ 2,975,000 $ 135,227 $ 0
Kent, Rhode Island 22 $ 4,083,000 $ 185,590 $ 0
Charleston, South Carolina 22 $ 4,222,000 $ 191,909 $ 0
Washington, Wisconsin 22 $ 3,631,000 $ 165,045 $ 0
Madera, California 21 $ 3,486,000 $ 166,000 $ 0
New London, Connecticut 21 $ 3,355,000 $ 159,761 $ 0
Pasco, Florida 21 $ 2,461,000 $ 117,190 $ 0
Madison, Idaho 21 $ 4,272,000 $ 203,428 $ 109,000
Douglas, Kansas 21 $ 3,820,000 $ 181,904 $ 0
Oldham, Kentucky 21 $ 3,955,000 $ 188,333 $ 0
Forsyth, North Carolina 21 $ 3,307,000 $ 157,476 $ 0
Northampton, Pennsylvania 21 $ 3,649,000 $ 173,761 $ 0
Washington, Rhode Island 21 $ 4,042,000 $ 192,476 $ 0
Greenville, South Carolina 21 $ 3,490,000 $ 166,190 $ 0
Minnehaha, South Dakota 21 $ 2,753,000 $ 131,095 $ 0
Smith, Texas 21 $ 2,550,000 $ 121,428 $ 0
Carbon, Utah 21 $ 2,123,000 $ 101,095 $ 56,000
Newport News, Virginia 21 $ 2,459,000 $ 117,095 $ 0
Benton, Arkansas 20 $ 2,869,000 $ 143,450 $ 0
Pulaski, Arkansas 20 $ 2,842,000 $ 142,100 $ 0
Middlesex, Connecticut 20 $ 3,974,000 $ 198,700 $ 0
Collier, Florida 20 $ 3,605,000 $ 180,250 $ 0
St. Lucie, Florida 20 $ 2,515,000 $ 125,750 $ 0
DeKalb, Illinois 20 $ 3,226,000 $ 161,300 $ 0
Porter, Indiana 20 $ 2,859,000 $ 142,950 $ 0
Ravalli, Montana 20 $ 4,484,000 $ 224,200 $ 101,000
Dona Ana, New Mexico 20 $ 3,424,000 $ 171,200 $ 0
Hays, Texas 20 $ 2,753,000 $ 137,650 $ 0
Montgomery, Texas 20 $ 3,173,000 $ 158,650 $ 0
Wichita, Texas 20 $ 1,970,000 $ 98,500 $ 0
Osceola, Florida 19 $ 2,483,000 $ 130,684 $ 0
Lehigh, Pennsylvania 19 $ 3,103,000 $ 163,315 $ 0
Westmoreland, Pennsylvania 19 $ 2,927,000 $ 154,052 $ 0
Randall, Texas 19 $ 1,942,000 $ 102,210 $ 0
Washington, Arkansas 18 $ 2,622,000 $ 145,666 $ 0
Sussex, Delaware 18 $ 2,873,000 $ 159,611 $ 0
Marion, Florida 18 $ 1,839,000 $ 102,166 $ 0
Fayette, Georgia 18 $ 3,749,000 $ 208,277 $ 0
Hall, Georgia 18 $ 2,909,000 $ 161,611 $ 0
Paulding, Georgia 18 $ 2,379,000 $ 132,166 $ 0
Troup, Georgia 18 $ 2,110,000 $ 117,222 $ 0
East Baton Rouge, Louisiana 18 $ 2,887,000 $ 160,388 $ 0
Calvert, Maryland 18 $ 3,478,000 $ 193,222 $ 0
Platte, Missouri 18 $ 3,112,000 $ 172,888 $ 12,000
Cascade, Montana 18 $ 1,768,000 $ 98,222 $ 58,000
Douglas, Nevada 18 $ 3,129,000 $ 173,833 $ 0
Cumberland, New Jersey 18 $ 2,221,000 $ 123,388 $ 0
Dutchess, New York 18 $ 3,785,000 $ 210,277 $ 0
Delaware, Ohio 18 $ 3,747,000 $ 208,166 $ 0
Wallowa, Oregon 18 $ 2,210,000 $ 122,777 $ 62,000
Alachua, Florida 17 $ 2,295,000 $ 135,000 $ 0
Martin, Florida 17 $ 2,666,000 $ 156,823 $ 0
Chatham, Georgia 17 $ 2,340,000 $ 137,647 $ 0
Washington, Idaho 17 $ 1,555,000 $ 91,470 $ 49,000
Macon, Illinois 17 $ 1,940,000 $ 114,117 $ 0
Carver, Minnesota 17 $ 2,879,000 $ 169,352 $ 0
Lake, Montana 17 $ 4,648,000 $ 273,411 $ 142,000
Union, North Carolina 17 $ 3,068,000 $ 180,470 $ 0
Cleveland, Oklahoma 17 $ 1,819,000 $ 107,000 $ 0
Hamilton, Tennessee 17 $ 1,980,000 $ 116,470 $ 0
Wilson, Tennessee 17 $ 2,553,000 $ 150,176 $ 0
Brazos, Texas 17 $ 2,502,000 $ 147,176 $ 0
Beaver, Utah 17 $ 1,653,000 $ 97,235 $ 102,000
Garfield, Utah 17 $ 3,562,000 $ 209,529 $ 131,000
Sevier, Utah 17 $ 1,539,000 $ 90,529 $ 53,000
Shelby, Alabama 16 $ 2,210,000 $ 138,125 $ 0
Humboldt, California 16 $ 2,738,000 $ 171,125 $ 0
Tippecanoe, Indiana 16 $ 2,132,000 $ 133,250 $ 0
Clay, Minnesota 16 $ 2,267,000 $ 141,687 $ 0
Sherburne, Minnesota 16 $ 2,918,000 $ 182,375 $ 0
Santa Fe, New Mexico 16 $ 2,594,000 $ 162,125 $ 0
Butler, Pennsylvania 16 $ 2,549,000 $ 159,312 $ 0
Cumberland, Pennsylvania 16 $ 2,248,000 $ 140,500 $ 0
Dauphin, Pennsylvania 16 $ 2,297,000 $ 143,562 $ 0
York, South Carolina 16 $ 2,678,000 $ 167,375 $ 0
Ellis, Texas 16 $ 2,233,000 $ 139,562 $ 0
Grand, Utah 16 $ 1,569,000 $ 98,062 $ 82,000
Yavapai, Arizona 15 $ 2,391,000 $ 159,400 $ 0
Highlands, Florida 15 $ 1,647,000 $ 109,800 $ 0
Barrow, Georgia 15 $ 1,707,000 $ 113,800 $ 0
Owyhee, Idaho 15 $ 1,093,000 $ 72,866 $ 36,000
Polk, Iowa 15 $ 2,180,000 $ 145,333 $ 0
Warren, Kentucky 15 $ 2,032,000 $ 135,466 $ 0
St. Bernard, Louisiana 15 $ 1,519,000 $ 101,266 $ 0
Kalamazoo, Michigan 15 $ 2,413,000 $ 160,866 $ 0
Scott, Minnesota 15 $ 2,823,000 $ 188,200 $ 0
Warren, New Jersey 15 $ 3,011,000 $ 200,733 $ 0
New Hanover, North Carolina 15 $ 1,901,000 $ 126,733 $ 0
Orange, North Carolina 15 $ 2,995,000 $ 199,666 $ 0
Lake, Ohio 15 $ 2,261,000 $ 150,733 $ 0
Morrow, Oregon 15 $ 1,485,000 $ 99,000 $ 62,000
Suffolk, Virginia 15 $ 2,588,000 $ 172,533 $ 0
Mobile, Alabama 14 $ 1,503,000 $ 107,357 $ 0
Garfield, Colorado 14 $ 2,604,000 $ 186,000 $ 22,000
St. Johns, Florida 14 $ 2,262,000 $ 161,571 $ 0
Bartow, Georgia 14 $ 1,656,000 $ 118,285 $ 0
Richmond, Georgia 14 $ 1,409,000 $ 100,642 $ 0
Hawaii, Hawaii 14 $ 2,376,000 $ 169,714 $ 0
Champaign, Illinois 14 $ 1,979,000 $ 141,357 $ 0
Hampden, Massachusetts 14 $ 2,373,000 $ 169,500 $ 12,000
Clinton, Michigan 14 $ 2,371,000 $ 169,357 $ 0
Cass, Missouri 14 $ 1,900,000 $ 135,714 $ 0
Iredell, North Carolina 14 $ 2,229,000 $ 159,214 $ 0
Johnston, North Carolina 14 $ 2,096,000 $ 149,714 $ 0
Fairfield, Ohio 14 $ 1,862,000 $ 133,000 $ 0
Lexington, South Carolina 14 $ 2,273,000 $ 162,357 $ 0
Bell, Texas 14 $ 1,755,000 $ 125,357 $ 0
Galveston, Texas 14 $ 2,047,000 $ 146,214 $ 0
Hanover, Virginia 14 $ 2,319,000 $ 165,642 $ 0
York, Virginia 14 $ 2,378,000 $ 169,857 $ 0
Brown, Wisconsin 14 $ 1,970,000 $ 140,714 $ 0
Montgomery, Alabama 13 $ 1,592,000 $ 122,461 $ 0
Tuscaloosa, Alabama 13 $ 1,556,000 $ 119,692 $ 0
Mendocino, California 13 $ 2,376,000 $ 182,769 $ 0
Clay, Florida 13 $ 1,708,000 $ 131,384 $ 0
Leon, Florida 13 $ 1,613,000 $ 124,076 $ 0
Coweta, Georgia 13 $ 2,163,000 $ 166,384 $ 0
Power, Idaho 13 $ 1,238,000 $ 95,230 $ 117,000
LaSalle, Illinois 13 $ 1,760,000 $ 135,384 $ 0
Bullitt, Kentucky 13 $ 1,701,000 $ 130,846 $ 0
Queen Anne's, Maryland 13 $ 2,339,000 $ 179,923 $ 0
Barry, Michigan 13 $ 2,018,000 $ 155,230 $ 0
Emmet, Michigan 13 $ 2,470,000 $ 190,000 $ 0
Muskegon, Michigan 13 $ 2,197,000 $ 169,000 $ 0
Gaston, North Carolina 13 $ 1,654,000 $ 127,230 $ 0
Lorain, Ohio 13 $ 2,408,000 $ 185,230 $ 0
Bradley, Tennessee 13 $ 1,653,000 $ 127,153 $ 0
Montgomery, Tennessee 13 $ 1,417,000 $ 109,000 $ 0
Williamson, Tennessee 13 $ 2,264,000 $ 174,153 $ 0
Sheboygan, Wisconsin 13 $ 2,168,000 $ 166,769 $ 0
Sebastian, Arkansas 12 $ 1,455,000 $ 121,250 $ 0
San Benito, California 12 $ 2,558,000 $ 213,166 $ 0
Tuolumne, California 12 $ 2,025,000 $ 168,750 $ 0
Pueblo, Colorado 12 $ 1,752,000 $ 146,000 $ 0
Rockdale, Georgia 12 $ 1,844,000 $ 153,666 $ 0
Teton, Idaho 12 $ 3,196,000 $ 266,333 $ 265,000
Linn, Iowa 12 $ 1,707,000 $ 142,250 $ 0
Eaton, Michigan 12 $ 1,950,000 $ 162,500 $ 0
Midland, Michigan 12 $ 1,319,000 $ 109,916 $ 0
Monroe, Michigan 12 $ 1,788,000 $ 149,000 $ 0
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Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 146,704 $25,057,012,000 $164,960 $8,500,000 $10,019 $9,999,000
Home Purchase (one-to-four family) 32,624 $6,113,008,000 $157,080 $5,000,000 $10,940 $9,999,000
Home Improvement (one-to-four family) 1,292 $49,563,000 $40,000 $1,100,000 $65,400 $7,520,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 409 $440,052,000 $1,099,250 $7,050,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 105,295 $17,725,622,000 $138,333 $8,500,000 $101,916 $9,999,000
Not applicable 35,859 $6,739,120,000 $179,254 $7,050,000 $98 $110,000
Information not provided by applicant in mail or telephone application 27,564 $5,088,986,000 $136,400 $4,225,000 $95,600 $9,999,000
Asian or Pacific Islander 6,749 $1,275,256,000 $225,125 $4,100,000 $86,750 $1,511,000
Hispanic 2,868 $379,065,000 $147,777 $2,000,000 $77,555 $5,914,000
Black 1,326 $228,848,000 $161,000 $2,500,000 $79,142 $9,999,000
Other 812 $142,963,000 $146,714 $1,240,000 $83,285 $3,401,000
American Indian or Alaskan Native 556 $79,775,000 $131,333 $1,725,000 $86,833 $5,040,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 169,583 $30,147,526,000 $174,333 $8,500,000 $12,137 $9,999,000
FHA-insured (Federal Housing Administration) 9,630 $1,258,460,000 $125,700 $374,000 $2,420 $613,000
VA-guaranteed (Veterans Administration) 1,816 $253,649,000 $122,960 $307,000 $6,680 $473,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 114,313 $19,706,531,000 $215,454 $7,050,000 $105,272 $9,999,000
Loan Purchased By The Institution 35,596 $6,416,218,000 $160,607 $929,000 $0 $0
Application Denied By Financial Institution 19,483 $3,546,030,000 $144,666 $8,500,000 $112,000 $9,999,000
Application Approved But Not Accepted 7,853 $1,362,419,000 $154,333 $3,000,000 $85,444 $4,555,000
Application Withdrawn By Applicant 2,980 $488,741,000 $147,950 $2,730,000 $87,200 $9,342,000
File Closed For Incompleteness 804 $139,696,000 $141,285 $1,200,000 $101,000 $9,999,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 6,502 $1,280,578,000 $188,142 $4,500,000 $101,000 $9,999,000
Credit History 3,849 $561,615,000 $96,615 $4,000,000 $76,692 $9,999,000
Debt-To-Income Ratio 3,106 $559,990,000 $156,625 $4,100,000 $43,125 $1,937,000
Credit Application Incomplete 2,120 $390,057,000 $151,285 $8,500,000 $146,071 $2,460,000
Other 2,041 $408,669,000 $193,200 $4,000,000 $77,000 $2,565,000
Collateral 1,405 $257,956,000 $175,800 $4,000,000 $118,600 $5,160,000
Insufficient Cash (Downpayment, Closing Cost) 277 $58,082,000 $224,000 $6,000,000 $95,200 $2,772,000
Employment History 173 $27,890,000 $132,250 $1,500,000 $58,000 $600,000
Mortgage Insurance Denied 10 $1,193,000 $125,000 $177,000 $57,333 $267,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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