Washington Mutual Bank Mortgage Lending & HMDA Data, 2003
In 2003, Washington Mutual Bank of Albion, NY reported 181,029 mortgage applications totaling $31.7 billion. The average application was for $174,887, and applicants reported an average income of $66,793. 63% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (47,304), Portland-Vancouver, OR-WA (18,243) and Tacoma, WA (10,319) (applications in parentheses).
| Mortgage Company & Address | Washington Mutual Bank 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 181,029 |
| Total Mortgage Loan Application Amount | $31,659,635,000 |
| Average Mortgage Loan Application Amount | $174,887 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $66,793 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 47,304 | $ 10,599,440,000 | $ 224,070 | $ 86,000 |
| Portland-Vancouver, OR-WA | 18,243 | $ 3,130,843,000 | $ 171,618 | $ 94,000 |
| Tacoma, WA | 10,319 | $ 1,669,107,000 | $ 161,750 | $ 74,000 |
| Salt Lake City-Ogden, UT | 7,324 | $ 1,127,420,000 | $ 153,935 | $ 63,000 |
| Spokane, WA | 6,331 | $ 743,850,000 | $ 117,493 | $ 65,000 |
| Salem, OR | 4,115 | $ 541,351,000 | $ 131,555 | $ 60,000 |
| Olympia, WA | 3,773 | $ 559,813,000 | $ 148,373 | $ 72,000 |
| Bellingham, WA | 3,459 | $ 545,696,000 | $ 157,761 | $ 76,000 |
| Bremerton, WA | 3,331 | $ 591,152,000 | $ 177,469 | $ 82,000 |
| Chicago, IL | 2,880 | $ 548,838,000 | $ 190,568 | $ 8,000 |
| Eugene-Springfield, OR | 2,762 | $ 368,564,000 | $ 133,440 | $ 70,000 |
| Medford-Ashland, OR | 2,276 | $ 338,121,000 | $ 148,559 | $ 79,000 |
| Los Angeles-Long Beach, CA | 2,085 | $ 428,458,000 | $ 205,495 | $ 50,000 |
| Boise City, ID | 1,961 | $ 238,738,000 | $ 121,742 | $ 76,000 |
| Provo-Orem, UT | 1,818 | $ 339,022,000 | $ 186,480 | $ 97,000 |
| Boston, MA-NH | 1,402 | $ 305,500,000 | $ 217,902 | $ 3,000 |
| Richland-Kennewick-Pasco, WA | 1,402 | $ 158,295,000 | $ 112,906 | $ 68,000 |
| Yakima, WA | 1,223 | $ 129,182,000 | $ 105,627 | $ 64,000 |
| San Diego, CA | 1,047 | $ 214,905,000 | $ 205,257 | $ 9,000 |
| Orange County, CA | 898 | $ 195,079,000 | $ 217,237 | $ 167,000 |
| Denver, CO | 850 | $ 160,458,000 | $ 188,774 | $ 2,000 |
| Riverside-San Bernardino, CA | 798 | $ 143,368,000 | $ 179,659 | $ 8,000 |
| Atlanta, GA | 782 | $ 123,966,000 | $ 158,524 | $ 0 |
| New York, NY | 778 | $ 163,704,000 | $ 210,416 | $ 0 |
| Detroit, MI | 774 | $ 140,614,000 | $ 181,671 | $ 1,000 |
| Corvallis, OR | 746 | $ 102,708,000 | $ 137,678 | $ 88,000 |
| Phoenix-Mesa, AZ | 699 | $ 109,938,000 | $ 157,278 | $ 12,000 |
| Nassau-Suffolk, NY | 677 | $ 141,114,000 | $ 208,440 | $ 31,000 |
| Oakland, CA | 544 | $ 121,974,000 | $ 224,216 | $ 8,000 |
| Sacramento, CA | 484 | $ 94,981,000 | $ 196,241 | $ 0 |
| Dallas, TX | 435 | $ 64,611,000 | $ 148,531 | $ 0 |
| St. Louis, MO-IL | 426 | $ 69,913,000 | $ 164,115 | $ 0 |
| Baltimore, MD | 395 | $ 71,631,000 | $ 181,344 | $ 0 |
| Las Vegas, NV-AZ | 391 | $ 61,131,000 | $ 156,345 | $ 22,000 |
| San Francisco, CA | 384 | $ 88,075,000 | $ 229,361 | $ 8,000 |
| Minneapolis-St. Paul, MN-WI | 374 | $ 68,221,000 | $ 182,409 | $ 21,000 |
| San Jose, CA | 352 | $ 77,997,000 | $ 221,582 | $ 0 |
| Ventura, CA | 327 | $ 71,372,000 | $ 218,262 | $ 124,000 |
| Philadelphia, PA-NJ | 298 | $ 50,815,000 | $ 170,520 | $ 0 |
| Newark, NJ | 292 | $ 57,838,000 | $ 198,075 | $ 0 |
| Grand Rapids-Muskegon-Holland, MI | 260 | $ 43,117,000 | $ 165,834 | $ 0 |
| Miami, FL | 243 | $ 35,547,000 | $ 146,283 | $ 13,000 |
| Bergen-Passaic, NJ | 231 | $ 48,808,000 | $ 211,290 | $ 12,000 |
| Monmouth-Ocean, NJ | 229 | $ 43,975,000 | $ 192,030 | $ 4,000 |
| Indianapolis, IN | 226 | $ 32,145,000 | $ 142,234 | $ 0 |
| Houston, TX | 221 | $ 32,219,000 | $ 145,787 | $ 14,000 |
| Honolulu, HI | 216 | $ 40,388,000 | $ 186,981 | $ 0 |
| Hartford, CT | 208 | $ 38,690,000 | $ 186,009 | $ 3,000 |
| Fort Lauderdale, FL | 206 | $ 31,786,000 | $ 154,300 | $ 58,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 203 | $ 33,033,000 | $ 162,724 | $ 0 |
| Fort Worth-Arlington, TX | 201 | $ 26,427,000 | $ 131,477 | $ 0 |
| West Palm Beach-Boca Raton, FL | 192 | $ 30,159,000 | $ 157,078 | $ 0 |
| Middlesex-Somerset-Hunterdon, NJ | 189 | $ 37,544,000 | $ 198,645 | $ 0 |
| Orlando, FL | 185 | $ 25,875,000 | $ 139,864 | $ 0 |
| Cincinnati, OH-KY-IN | 178 | $ 26,624,000 | $ 149,573 | $ 0 |
| Louisville, KY-IN | 166 | $ 25,800,000 | $ 155,421 | $ 18,000 |
| Santa Rosa, CA | 166 | $ 35,893,000 | $ 216,222 | $ 0 |
| Austin-San Marcos, TX | 163 | $ 23,972,000 | $ 147,067 | $ 1,000 |
| Nashville, TN | 162 | $ 23,281,000 | $ 143,709 | $ 0 |
| Albuquerque, NM | 157 | $ 22,667,000 | $ 144,375 | $ 0 |
| Boulder-Longmont, CO | 156 | $ 32,582,000 | $ 208,858 | $ 0 |
| Fresno, CA | 156 | $ 27,119,000 | $ 173,839 | $ 0 |
| Raleigh-Durham-Chapel Hill, NC | 155 | $ 26,414,000 | $ 170,412 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 153 | $ 23,050,000 | $ 150,653 | $ 7,000 |
| Milwaukee-Waukesha, WI | 151 | $ 24,864,000 | $ 164,662 | $ 0 |
| Ann Arbor, MI | 144 | $ 28,399,000 | $ 197,215 | $ 0 |
| Omaha, NE-IA | 138 | $ 22,653,000 | $ 164,152 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 138 | $ 19,039,000 | $ 137,963 | $ 0 |
| New Orleans, LA | 135 | $ 16,685,000 | $ 123,592 | $ 0 |
| Pocatello, ID | 134 | $ 11,780,000 | $ 87,910 | $ 54,000 |
| Richmond-Petersburg, VA | 133 | $ 21,022,000 | $ 158,060 | $ 0 |
| Kansas City, MO-KS | 130 | $ 18,428,000 | $ 141,753 | $ 2,000 |
| Worcester, MA-CT | 129 | $ 26,456,000 | $ 205,085 | $ 0 |
| Colorado Springs, CO | 128 | $ 22,089,000 | $ 172,570 | $ 0 |
| Lowell, MA-NH | 127 | $ 26,323,000 | $ 207,267 | $ 9,000 |
| Pittsburgh, PA | 127 | $ 18,939,000 | $ 149,125 | $ 0 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 122 | $ 24,820,000 | $ 203,442 | $ 0 |
| Vallejo-Fairfield-Napa, CA | 122 | $ 25,999,000 | $ 213,106 | $ 0 |
| Columbus, OH | 120 | $ 18,989,000 | $ 158,241 | $ 0 |
| San Antonio, TX | 119 | $ 15,124,000 | $ 127,092 | $ 0 |
| Stockton-Lodi, CA | 117 | $ 22,684,000 | $ 193,880 | $ 0 |
| Santa Barbara-Santa Maria-Lompoc, CA | 114 | $ 25,749,000 | $ 225,868 | $ 0 |
| Reno, NV | 113 | $ 20,654,000 | $ 182,778 | $ 16,000 |
| Cleveland-Lorain-Elyria, OH | 106 | $ 16,567,000 | $ 156,292 | $ 0 |
| Lawrence, MA-NH | 106 | $ 23,337,000 | $ 220,160 | $ 0 |
| Providence-Fall River-Warwick, RI-MA | 106 | $ 19,427,000 | $ 183,273 | $ 0 |
| Burlington, VT | 101 | $ 18,967,000 | $ 187,792 | $ 0 |
| Jacksonville, FL | 101 | $ 13,953,000 | $ 138,148 | $ 0 |
| Nashua, NH | 101 | $ 19,624,000 | $ 194,297 | $ 0 |
| New Haven-Meriden, CT | 101 | $ 19,736,000 | $ 195,405 | $ 0 |
| Bridgeport, CT | 99 | $ 20,419,000 | $ 206,252 | $ 0 |
| Lincoln, NE | 99 | $ 16,763,000 | $ 169,323 | $ 0 |
| Salinas, CA | 98 | $ 20,726,000 | $ 211,489 | $ 0 |
| Tucson, AZ | 98 | $ 14,092,000 | $ 143,795 | $ 0 |
| Madison, WI | 97 | $ 17,071,000 | $ 175,989 | $ 0 |
| Santa Cruz-Watsonville, CA | 97 | $ 19,743,000 | $ 203,536 | $ 41,000 |
| Modesto, CA | 96 | $ 16,873,000 | $ 175,760 | $ 0 |
| Missoula, MT | 94 | $ 14,923,000 | $ 158,755 | $ 82,000 |
| Lubbock, TX | 88 | $ 8,583,000 | $ 97,534 | $ 0 |
| Brockton, MA | 86 | $ 17,445,000 | $ 202,848 | $ 0 |
| Greensboro--Winston-Salem--High Point, NC | 86 | $ 13,270,000 | $ 154,302 | $ 0 |
| Fort Collins-Loveland, CO | 81 | $ 14,497,000 | $ 178,975 | $ 0 |
| Portsmouth-Rochester, NH-ME | 80 | $ 16,273,000 | $ 203,412 | $ 0 |
| Stamford-Norwalk, CT | 79 | $ 17,574,000 | $ 222,455 | $ 0 |
| Oklahoma City, OK | 76 | $ 7,629,000 | $ 100,381 | $ 6,000 |
| Springfield, MO | 74 | $ 11,664,000 | $ 157,621 | $ 0 |
| Appleton-Oshkosh-Neenah, WI | 70 | $ 10,253,000 | $ 146,471 | $ 0 |
| Melbourne-Titusville-Palm Bay, FL | 70 | $ 9,975,000 | $ 142,500 | $ 0 |
| Birmingham, AL | 69 | $ 8,873,000 | $ 128,594 | $ 0 |
| Gary, IN | 68 | $ 9,566,000 | $ 140,676 | $ 0 |
| Manchester, NH | 66 | $ 12,159,000 | $ 184,227 | $ 0 |
| Memphis, TN-AR-MS | 65 | $ 8,985,000 | $ 138,230 | $ 0 |
| Dayton-Springfield, OH | 63 | $ 7,998,000 | $ 126,952 | $ 0 |
| Bakersfield, CA | 62 | $ 9,548,000 | $ 154,000 | $ 5,000 |
| Washington, DC-MD-VA-WV | 62 | $ 12,901,000 | $ 208,080 | $ 2,000 |
| Knoxville, TN | 60 | $ 9,054,000 | $ 150,900 | $ 0 |
| Atlantic-Cape May, NJ | 56 | $ 9,216,000 | $ 164,571 | $ 0 |
| Billings, MT | 56 | $ 8,319,000 | $ 148,553 | $ 71,000 |
| Danbury, CT | 56 | $ 12,206,000 | $ 217,964 | $ 0 |
| Greeley, CO | 54 | $ 9,006,000 | $ 166,777 | $ 0 |
| Lansing-East Lansing, MI | 53 | $ 8,578,000 | $ 161,849 | $ 0 |
| Fort Myers-Cape Coral, FL | 51 | $ 6,968,000 | $ 136,627 | $ 0 |
| Trenton, NJ | 51 | $ 9,695,000 | $ 190,098 | $ 0 |
| Sarasota-Bradenton, FL | 50 | $ 7,958,000 | $ 159,160 | $ 0 |
| Lancaster, PA | 49 | $ 6,637,000 | $ 135,448 | $ 0 |
| Lexington, KY | 49 | $ 7,223,000 | $ 147,408 | $ 0 |
| Jersey City, NJ | 48 | $ 9,209,000 | $ 191,854 | $ 0 |
| Barnstable-Yarmouth, MA | 47 | $ 9,512,000 | $ 202,382 | $ 0 |
| Visalia-Tulare-Porterville, CA | 46 | $ 7,280,000 | $ 158,260 | $ 0 |
| Newburgh, NY-PA | 44 | $ 8,126,000 | $ 184,681 | $ 0 |
| Bloomington-Normal, IL | 43 | $ 7,381,000 | $ 171,651 | $ 0 |
| Allentown-Bethlehem-Easton, PA | 42 | $ 7,010,000 | $ 166,904 | $ 0 |
| Hamilton-Middletown, OH | 42 | $ 6,153,000 | $ 146,500 | $ 0 |
| Kenosha, WI | 42 | $ 6,495,000 | $ 154,642 | $ 0 |
| Wilmington-Newark, DE-MD | 42 | $ 6,803,000 | $ 161,976 | $ 0 |
| Akron, OH | 41 | $ 6,550,000 | $ 159,756 | $ 0 |
| Flint, MI | 41 | $ 5,513,000 | $ 134,463 | $ 0 |
| Yolo, CA | 40 | $ 7,379,000 | $ 184,475 | $ 0 |
| Charleston-North Charleston, SC | 39 | $ 6,738,000 | $ 172,769 | $ 0 |
| Columbia, SC | 39 | $ 5,973,000 | $ 153,153 | $ 0 |
| Fayetteville-Springdale-Rogers, AR | 38 | $ 5,491,000 | $ 144,500 | $ 0 |
| Fort Pierce-Port St. Lucie, FL | 37 | $ 5,181,000 | $ 140,027 | $ 0 |
| Harrisburg-Lebanon-Carlisle, PA | 37 | $ 5,265,000 | $ 142,297 | $ 0 |
| Greenville-Spartanburg-Anderson, SC | 36 | $ 5,327,000 | $ 147,972 | $ 0 |
| Fargo-Moorhead, ND-MN | 35 | $ 5,619,000 | $ 160,542 | $ 0 |
| Little Rock-North Little Rock, AR | 35 | $ 4,394,000 | $ 125,542 | $ 0 |
| Tulsa, OK | 35 | $ 4,496,000 | $ 128,457 | $ 0 |
| Daytona Beach, FL | 34 | $ 3,965,000 | $ 116,617 | $ 0 |
| Merced, CA | 32 | $ 5,666,000 | $ 177,062 | $ 7,000 |
| Wichita, KS | 32 | $ 4,278,000 | $ 133,687 | $ 0 |
| Canton-Massillon, OH | 31 | $ 5,056,000 | $ 163,096 | $ 0 |
| Erie, PA | 31 | $ 3,779,000 | $ 121,903 | $ 0 |
| York, PA | 31 | $ 3,736,000 | $ 120,516 | $ 0 |
| Lakeland-Winter Haven, FL | 30 | $ 3,525,000 | $ 117,500 | $ 0 |
| Sioux Falls, SD | 30 | $ 4,308,000 | $ 143,600 | $ 0 |
| Redding, CA | 29 | $ 4,433,000 | $ 152,862 | $ 0 |
| Chico-Paradise, CA | 28 | $ 4,829,000 | $ 172,464 | $ 0 |
| Portland, ME | 28 | $ 5,033,000 | $ 179,750 | $ 0 |
| Saginaw-Bay City-Midland, MI | 28 | $ 2,971,000 | $ 106,107 | $ 0 |
| Savannah, GA | 28 | $ 3,724,000 | $ 133,000 | $ 0 |
| Grand Junction, CO | 27 | $ 3,724,000 | $ 137,925 | $ 0 |
| Huntsville, AL | 27 | $ 3,587,000 | $ 132,851 | $ 0 |
| Amarillo, TX | 26 | $ 2,605,000 | $ 100,192 | $ 0 |
| Albany-Schenectady-Troy, NY | 25 | $ 3,759,000 | $ 150,360 | $ 0 |
| Augusta-Aiken, GA-SC | 25 | $ 2,666,000 | $ 106,640 | $ 0 |
| Waterbury, CT | 25 | $ 4,970,000 | $ 198,800 | $ 0 |
| Duluth-Superior, MN-WI | 24 | $ 3,404,000 | $ 141,833 | $ 0 |
| El Paso, TX | 24 | $ 2,155,000 | $ 89,791 | $ 0 |
| Flagstaff, AZ-UT | 24 | $ 4,110,000 | $ 171,250 | $ 0 |
| Wilmington, NC | 24 | $ 3,248,000 | $ 135,333 | $ 0 |
| Baton Rouge, LA | 23 | $ 3,638,000 | $ 158,173 | $ 0 |
| Reading, PA | 23 | $ 2,988,000 | $ 129,913 | $ 0 |
| Iowa City, IA | 22 | $ 4,231,000 | $ 192,318 | $ 0 |
| Wichita Falls, TX | 22 | $ 2,169,000 | $ 98,590 | $ 0 |
| Kalamazoo-Battle Creek, MI | 21 | $ 3,174,000 | $ 151,142 | $ 0 |
| Lawrence, KS | 21 | $ 3,820,000 | $ 181,904 | $ 0 |
| New Bedford, MA | 21 | $ 3,721,000 | $ 177,190 | $ 0 |
| New London-Norwich, CT-RI | 21 | $ 3,242,000 | $ 154,380 | $ 0 |
| Tyler, TX | 21 | $ 2,550,000 | $ 121,428 | $ 0 |
| Las Cruces, NM | 20 | $ 3,424,000 | $ 171,200 | $ 0 |
| Naples, FL | 20 | $ 3,605,000 | $ 180,250 | $ 0 |
| Peoria-Pekin, IL | 20 | $ 2,667,000 | $ 133,350 | $ 0 |
| Charlottesville, VA | 19 | $ 3,495,000 | $ 183,947 | $ 0 |
| Des Moines, IA | 19 | $ 3,056,000 | $ 160,842 | $ 0 |
| Mobile, AL | 19 | $ 2,193,000 | $ 115,421 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 19 | $ 1,989,000 | $ 104,684 | $ 0 |
| Springfield, MA | 19 | $ 3,235,000 | $ 170,263 | $ 8,000 |
| Dutchess County, NY | 18 | $ 3,785,000 | $ 210,277 | $ 0 |
| Great Falls, MT | 18 | $ 1,768,000 | $ 98,222 | $ 58,000 |
| Killeen-Temple, TX | 18 | $ 2,109,000 | $ 117,166 | $ 0 |
| Ocala, FL | 18 | $ 1,839,000 | $ 102,166 | $ 0 |
| Santa Fe, NM | 18 | $ 2,993,000 | $ 166,277 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 18 | $ 2,221,000 | $ 123,388 | $ 0 |
| Bryan-College Station, TX | 17 | $ 2,502,000 | $ 147,176 | $ 0 |
| Chattanooga, TN-GA | 17 | $ 1,980,000 | $ 116,470 | $ 0 |
| Decatur, IL | 17 | $ 1,940,000 | $ 114,117 | $ 0 |
| Gainesville, FL | 17 | $ 2,295,000 | $ 135,000 | $ 0 |
| Macon, GA | 17 | $ 2,023,000 | $ 119,000 | $ 0 |
| Montgomery, AL | 17 | $ 2,108,000 | $ 124,000 | $ 0 |
| Rockford, IL | 17 | $ 2,033,000 | $ 119,588 | $ 0 |
| Syracuse, NY | 17 | $ 1,784,000 | $ 104,941 | $ 0 |
| Lafayette, IN | 16 | $ 2,132,000 | $ 133,250 | $ 0 |
| Fort Smith, AR-OK | 15 | $ 1,999,000 | $ 133,266 | $ 0 |
| Yuba City, CA | 15 | $ 2,568,000 | $ 171,200 | $ 0 |
| Champaign-Urbana, IL | 14 | $ 1,979,000 | $ 141,357 | $ 0 |
| Galveston-Texas City, TX | 14 | $ 2,047,000 | $ 146,214 | $ 0 |
| Green Bay, WI | 14 | $ 1,970,000 | $ 140,714 | $ 0 |
| Lynchburg, VA | 14 | $ 2,273,000 | $ 162,357 | $ 0 |
| Rochester, NY | 14 | $ 1,736,000 | $ 124,000 | $ 0 |
| Clarksville-Hopkinsville, TN-KY | 13 | $ 1,417,000 | $ 109,000 | $ 0 |
| Sheboygan, WI | 13 | $ 2,168,000 | $ 166,769 | $ 0 |
| Tallahassee, FL | 13 | $ 1,613,000 | $ 124,076 | $ 0 |
| Tuscaloosa, AL | 13 | $ 1,556,000 | $ 119,692 | $ 0 |
| Youngstown-Warren, OH | 13 | $ 1,281,000 | $ 98,538 | $ 0 |
| Buffalo-Niagara Falls, NY | 12 | $ 1,545,000 | $ 128,750 | $ 14,000 |
| Cedar Rapids, IA | 12 | $ 1,707,000 | $ 142,250 | $ 0 |
| Columbus, GA-AL | 12 | $ 1,936,000 | $ 161,333 | $ 0 |
| Corpus Christi, TX | 12 | $ 1,714,000 | $ 142,833 | $ 0 |
| Pueblo, CO | 12 | $ 1,752,000 | $ 146,000 | $ 0 |
| Racine, WI | 12 | $ 1,547,000 | $ 128,916 | $ 0 |
| Roanoke, VA | 12 | $ 1,799,000 | $ 149,916 | $ 0 |
| Athens, GA | 11 | $ 2,009,000 | $ 182,636 | $ 0 |
| Fayetteville, NC | 11 | $ 1,339,000 | $ 121,727 | $ 0 |
| Fitchburg-Leominster, MA | 11 | $ 2,128,000 | $ 193,454 | $ 0 |
| Jonesboro, AR | 11 | $ 1,346,000 | $ 122,363 | $ 0 |
| McAllen-Edinburg-Mission, TX | 11 | $ 980,000 | $ 89,090 | $ 0 |
| Shreveport-Bossier City, LA | 11 | $ 1,239,000 | $ 112,636 | $ 0 |
| Hagerstown, MD | 10 | $ 1,727,000 | $ 172,700 | $ 0 |
| Punta Gorda, FL | 10 | $ 1,657,000 | $ 165,700 | $ 0 |
| Abilene, TX | 9 | $ 825,000 | $ 91,666 | $ 0 |
| Asheville, NC | 9 | $ 1,309,000 | $ 145,444 | $ 0 |
| Fort Wayne, IN | 9 | $ 1,311,000 | $ 145,666 | $ 0 |
| Monroe, LA | 9 | $ 1,278,000 | $ 142,000 | $ 3,000 |
| Myrtle Beach, SC | 9 | $ 1,212,000 | $ 134,666 | $ 0 |
| State College, PA | 9 | $ 1,366,000 | $ 151,777 | $ 0 |
| Toledo, OH | 9 | $ 1,102,000 | $ 122,444 | $ 23,000 |
| Bloomington, IN | 8 | $ 910,000 | $ 113,750 | $ 0 |
| Brazoria, TX | 8 | $ 1,325,000 | $ 165,625 | $ 0 |
| Dubuque, IA | 8 | $ 1,317,000 | $ 164,625 | $ 0 |
| Jackson, MI | 8 | $ 1,507,000 | $ 188,375 | $ 0 |
| Lafayette, LA | 8 | $ 1,356,000 | $ 169,500 | $ 0 |
| Rochester, MN | 8 | $ 1,327,000 | $ 165,875 | $ 0 |
| San Angelo, TX | 8 | $ 761,000 | $ 95,125 | $ 0 |
| St. Cloud, MN | 8 | $ 1,433,000 | $ 179,125 | $ 0 |
| Texarkana, TX-AR | 8 | $ 1,045,000 | $ 130,625 | $ 0 |
| Waco, TX | 8 | $ 1,108,000 | $ 138,500 | $ 0 |
| Bismarck, ND | 7 | $ 1,023,000 | $ 146,142 | $ 0 |
| Dover, DE | 7 | $ 986,000 | $ 140,857 | $ 0 |
| Johnson City-Kingsport-Bristol, TN-VA | 7 | $ 923,000 | $ 131,857 | $ 0 |
| Joplin, MO | 7 | $ 983,000 | $ 140,428 | $ 0 |
| Lewiston-Auburn, ME | 7 | $ 865,000 | $ 123,571 | $ 0 |
| Pensacola, FL | 7 | $ 902,000 | $ 128,857 | $ 0 |
| Topeka, KS | 7 | $ 1,293,000 | $ 184,714 | $ 0 |
| Benton Harbor, MI | 6 | $ 954,000 | $ 159,000 | $ 0 |
| Dothan, AL | 6 | $ 828,000 | $ 138,000 | $ 0 |
| Elkhart-Goshen, IN | 6 | $ 793,000 | $ 132,166 | $ 0 |
| Kankakee, IL | 6 | $ 745,000 | $ 124,166 | $ 0 |
| Panama City, FL | 6 | $ 841,000 | $ 140,166 | $ 0 |
| Rapid City, SD | 6 | $ 905,000 | $ 150,833 | $ 0 |
| Victoria, TX | 6 | $ 511,000 | $ 85,166 | $ 35,000 |
| Williamsport, PA | 6 | $ 728,000 | $ 121,333 | $ 0 |
| Grand Forks, ND-MN | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Jamestown, NY | 5 | $ 568,000 | $ 113,600 | $ 0 |
| Laredo, TX | 5 | $ 585,000 | $ 117,000 | $ 0 |
| Longview-Marshall, TX | 5 | $ 672,000 | $ 134,400 | $ 0 |
| Odessa-Midland, TX | 5 | $ 392,000 | $ 78,400 | $ 0 |
| Springfield, IL | 5 | $ 497,000 | $ 99,400 | $ 0 |
| Albany, GA | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Anniston, AL | 4 | $ 414,000 | $ 103,500 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 404,000 | $ 101,000 | $ 0 |
| Biloxi-Gulfport-Pascagoula, MS | 4 | $ 307,000 | $ 76,750 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 629,000 | $ 157,250 | $ 0 |
| Fort Walton Beach, FL | 4 | $ 507,000 | $ 126,750 | $ 0 |
| Greenville, NC | 4 | $ 409,000 | $ 102,250 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 195,000 | $ 48,750 | $ 0 |
| Muncie, IN | 4 | $ 388,000 | $ 97,000 | $ 0 |
| Yuma, AZ | 4 | $ 408,000 | $ 102,000 | $ 0 |
| Binghamton, NY | 3 | $ 407,000 | $ 135,666 | $ 0 |
| Cheyenne, WY | 3 | $ 550,000 | $ 183,333 | $ 0 |
| Danville, VA | 3 | $ 271,000 | $ 90,333 | $ 0 |
| Florence, AL | 3 | $ 359,000 | $ 119,666 | $ 0 |
| Glens Falls, NY | 3 | $ 271,000 | $ 90,333 | $ 0 |
| Jackson, MS | 3 | $ 229,000 | $ 76,333 | $ 0 |
| Jacksonville, NC | 3 | $ 304,000 | $ 101,333 | $ 0 |
| Johnstown, PA | 3 | $ 573,000 | $ 191,000 | $ 0 |
| Lawton, OK | 3 | $ 416,000 | $ 138,666 | $ 0 |
| Lima, OH | 3 | $ 194,000 | $ 64,666 | $ 0 |
| Pittsfield, MA | 3 | $ 551,000 | $ 183,666 | $ 0 |
| Sioux City, IA-NE | 3 | $ 352,000 | $ 117,333 | $ 0 |
| St. Joseph, MO | 3 | $ 457,000 | $ 152,333 | $ 0 |
| Alexandria, LA | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Altoona, PA | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Anchorage, AK | 2 | $ 383,000 | $ 191,500 | $ 0 |
| Bangor, ME | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Brownsville-Harlingen-San Benito, TX | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Casper, WY | 2 | $ 155,000 | $ 77,500 | $ 22,000 |
| Eau Claire, WI | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Evansville-Henderson, IN-KY | 2 | $ 223,000 | $ 111,500 | $ 0 |
| Florence, SC | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Gadsden, AL | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Hattiesburg, MS | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Hickory-Morganton-Lenoir, NC | 2 | $ 361,000 | $ 180,500 | $ 0 |
| Jackson, TN | 2 | $ 339,000 | $ 169,500 | $ 0 |
| Kokomo, IN | 2 | $ 169,000 | $ 84,500 | $ 0 |
| Mansfield, OH | 2 | $ 327,000 | $ 163,500 | $ 0 |
| Pine Bluff, AR | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Rocky Mount, NC | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Sherman-Denison, TX | 2 | $ 452,000 | $ 226,000 | $ 0 |
| South Bend, IN | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Terre Haute, IN | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Charleston, WV | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Decatur, AL | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Goldsboro, NC | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 142,000 | $ 142,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Lake Charles, LA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Parkersburg-Marietta, WV-OH | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Sharon, PA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Wausau, WI | 1 | $ 133,000 | $ 133,000 | $ 0 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 146,704 | $25,057,012,000 | $164,960 | $8,500,000 | $10,019 | $9,999,000 |
| Home Purchase (one-to-four family) | 32,624 | $6,113,008,000 | $157,080 | $5,000,000 | $10,940 | $9,999,000 |
| Home Improvement (one-to-four family) | 1,292 | $49,563,000 | $40,000 | $1,100,000 | $65,400 | $7,520,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 409 | $440,052,000 | $1,099,250 | $7,050,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 105,295 | $17,725,622,000 | $138,333 | $8,500,000 | $101,916 | $9,999,000 |
| Not applicable | 35,859 | $6,739,120,000 | $179,254 | $7,050,000 | $98 | $110,000 |
| Information not provided by applicant in mail or telephone application | 27,564 | $5,088,986,000 | $136,400 | $4,225,000 | $95,600 | $9,999,000 |
| Asian or Pacific Islander | 6,749 | $1,275,256,000 | $225,125 | $4,100,000 | $86,750 | $1,511,000 |
| Hispanic | 2,868 | $379,065,000 | $147,777 | $2,000,000 | $77,555 | $5,914,000 |
| Black | 1,326 | $228,848,000 | $161,000 | $2,500,000 | $79,142 | $9,999,000 |
| Other | 812 | $142,963,000 | $146,714 | $1,240,000 | $83,285 | $3,401,000 |
| American Indian or Alaskan Native | 556 | $79,775,000 | $131,333 | $1,725,000 | $86,833 | $5,040,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169,583 | $30,147,526,000 | $174,333 | $8,500,000 | $12,137 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 9,630 | $1,258,460,000 | $125,700 | $374,000 | $2,420 | $613,000 |
| VA-guaranteed (Veterans Administration) | 1,816 | $253,649,000 | $122,960 | $307,000 | $6,680 | $473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 114,313 | $19,706,531,000 | $215,454 | $7,050,000 | $105,272 | $9,999,000 |
| Loan Purchased By The Institution | 35,596 | $6,416,218,000 | $160,607 | $929,000 | $0 | $0 |
| Application Denied By Financial Institution | 19,483 | $3,546,030,000 | $144,666 | $8,500,000 | $112,000 | $9,999,000 |
| Application Approved But Not Accepted | 7,853 | $1,362,419,000 | $154,333 | $3,000,000 | $85,444 | $4,555,000 |
| Application Withdrawn By Applicant | 2,980 | $488,741,000 | $147,950 | $2,730,000 | $87,200 | $9,342,000 |
| File Closed For Incompleteness | 804 | $139,696,000 | $141,285 | $1,200,000 | $101,000 | $9,999,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 6,502 | $1,280,578,000 | $188,142 | $4,500,000 | $101,000 | $9,999,000 |
| Credit History | 3,849 | $561,615,000 | $96,615 | $4,000,000 | $76,692 | $9,999,000 |
| Debt-To-Income Ratio | 3,106 | $559,990,000 | $156,625 | $4,100,000 | $43,125 | $1,937,000 |
| Credit Application Incomplete | 2,120 | $390,057,000 | $151,285 | $8,500,000 | $146,071 | $2,460,000 |
| Other | 2,041 | $408,669,000 | $193,200 | $4,000,000 | $77,000 | $2,565,000 |
| Collateral | 1,405 | $257,956,000 | $175,800 | $4,000,000 | $118,600 | $5,160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 277 | $58,082,000 | $224,000 | $6,000,000 | $95,200 | $2,772,000 |
| Employment History | 173 | $27,890,000 | $132,250 | $1,500,000 | $58,000 | $600,000 |
| Mortgage Insurance Denied | 10 | $1,193,000 | $125,000 | $177,000 | $57,333 | $267,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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