Webster Bank, N.A. Mortgage Lending & HMDA Data, 2007

In 2007, Webster Bank, N.A. of Waterbury, CT reported 27,358 mortgage applications totaling $5.1 billion, down 11% from 2006. The average application was for $186,325, and applicants reported an average income of $81,597. 58% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (3,396), New Haven-Milford, CT (2,011) and Providence-New Bedford-Fall River, RI-MA (1,965) (applications in parentheses).

Mortgage Company & Address Webster Bank, N.A.
145 Bank St
Waterbury, CT 06702
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 27,358
Total Mortgage Loan Application Amount $5,097,491,000
Average Mortgage Loan Application Amount $186,325
Highest Mortgage Loan Application Amount $21,300,000
Average Applicant Income $81,597
Highest Applicant Income $4,513,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Webster Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Webster Bank, N.A. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hartford, Connecticut 2,736 $ 379,456,000 $ 138,690 $ 77,000
New Haven, Connecticut 2,011 $ 316,730,000 $ 157,498 $ 85,000
Cook, Illinois 1,183 $ 232,682,000 $ 196,688 $ 72,000
Fairfield, Connecticut 979 $ 273,419,000 $ 279,283 $ 124,000
Bristol, Massachusetts 859 $ 147,669,000 $ 171,908 $ 74,000
Maricopa, Arizona 603 $ 143,652,000 $ 238,228 $ 107,000
Litchfield, Connecticut 587 $ 99,636,000 $ 169,737 $ 103,000
Monroe, New York 531 $ 62,796,000 $ 118,259 $ 74,000
Middlesex, Massachusetts 484 $ 134,174,000 $ 277,219 $ 92,000
Providence, Rhode Island 468 $ 83,109,000 $ 177,583 $ 74,000
Middlesex, Connecticut 410 $ 71,695,000 $ 174,865 $ 97,000
King, Washington 395 $ 108,763,000 $ 275,349 $ 105,000
Lake, Indiana 353 $ 49,630,000 $ 140,594 $ 61,000
Hampden, Massachusetts 306 $ 43,200,000 $ 141,176 $ 65,000
Worcester, Massachusetts 298 $ 59,177,000 $ 198,580 $ 74,000
Pierce, Washington 294 $ 68,622,000 $ 233,408 $ 74,000
New London, Connecticut 286 $ 55,351,000 $ 193,534 $ 97,000
Norfolk, Massachusetts 272 $ 98,199,000 $ 361,025 $ 98,000
Plymouth, Massachusetts 251 $ 55,713,000 $ 221,964 $ 83,000
Tolland, Connecticut 250 $ 40,455,000 $ 161,820 $ 89,000
Essex, Massachusetts 247 $ 70,273,000 $ 284,506 $ 100,000
Snohomish, Washington 245 $ 62,146,000 $ 253,657 $ 86,000
Kent, Rhode Island 242 $ 43,974,000 $ 181,710 $ 98,000
Chittenden, Vermont 237 $ 41,413,000 $ 174,738 $ 93,000
DuPage, Illinois 224 $ 48,887,000 $ 218,245 $ 78,000
Kitsap, Washington 215 $ 50,276,000 $ 233,841 $ 77,000
Clark, Washington 203 $ 43,573,000 $ 214,645 $ 70,000
Will, Illinois 201 $ 38,965,000 $ 193,855 $ 65,000
Erie, New York 195 $ 26,521,000 $ 136,005 $ 90,000
Washington, Rhode Island 184 $ 42,796,000 $ 232,586 $ 96,000
Bexar, Texas 177 $ 23,471,000 $ 132,604 $ 86,000
Barnstable, Massachusetts 158 $ 39,662,000 $ 251,025 $ 117,000
Hillsborough, New Hampshire 156 $ 30,114,000 $ 193,038 $ 63,000
Marion, Oregon 156 $ 27,060,000 $ 173,461 $ 69,000
Yavapai, Arizona 152 $ 30,682,000 $ 201,855 $ 74,000
Lake, Illinois 150 $ 34,758,000 $ 231,720 $ 97,000
Suffolk, Massachusetts 144 $ 39,971,000 $ 277,576 $ 92,000
Porter, Indiana 143 $ 20,812,000 $ 145,538 $ 62,000
McHenry, Illinois 138 $ 25,308,000 $ 183,391 $ 82,000
Rockingham, New Hampshire 137 $ 37,845,000 $ 276,240 $ 65,000
Multnomah, Oregon 135 $ 26,576,000 $ 196,859 $ 84,000
Kane, Illinois 134 $ 25,864,000 $ 193,014 $ 65,000
Bristol, Rhode Island 127 $ 26,110,000 $ 205,590 $ 93,000
Polk, Iowa 111 $ 16,939,000 $ 152,603 $ 91,000
Grant, Washington 108 $ 13,796,000 $ 127,740 $ 59,000
Hamilton, Tennessee 106 $ 14,194,000 $ 133,905 $ 72,000
York, Maine 96 $ 21,222,000 $ 221,062 $ 91,000
Los Angeles, California 94 $ 32,748,000 $ 348,382 $ 105,000
Cumberland, Maine 93 $ 19,038,000 $ 204,709 $ 75,000
Westchester, New York 93 $ 40,511,000 $ 435,602 $ 165,000
Mecklenburg, North Carolina 86 $ 15,134,000 $ 175,976 $ 93,000
Newport, Rhode Island 85 $ 17,121,000 $ 201,423 $ 88,000
Washington, Oregon 78 $ 15,430,000 $ 197,820 $ 85,000
Travis, Texas 78 $ 11,020,000 $ 141,282 $ 97,000
Denver, Colorado 75 $ 12,555,000 $ 167,400 $ 78,000
Davidson, Tennessee 75 $ 10,504,000 $ 140,053 $ 69,000
Jackson, Missouri 73 $ 10,197,000 $ 139,684 $ 41,000
Franklin, Ohio 73 $ 9,353,000 $ 128,123 $ 45,000
Yakima, Washington 71 $ 10,436,000 $ 146,985 $ 64,000
Kootenai, Idaho 69 $ 15,094,000 $ 218,753 $ 86,000
Tippecanoe, Indiana 69 $ 6,964,000 $ 100,927 $ 42,000
Clay, Missouri 69 $ 9,649,000 $ 139,840 $ 11,000
Salt Lake, Utah 69 $ 12,387,000 $ 179,521 $ 81,000
Spokane, Washington 68 $ 11,274,000 $ 165,794 $ 62,000
Clackamas, Oregon 67 $ 15,333,000 $ 228,850 $ 90,000
Whatcom, Washington 67 $ 13,900,000 $ 207,462 $ 76,000
Suffolk, New York 66 $ 38,212,000 $ 578,969 $ 425,000
Thurston, Washington 65 $ 12,777,000 $ 196,569 $ 68,000
Pinal, Arizona 64 $ 11,188,000 $ 174,812 $ 67,000
Fulton, Georgia 63 $ 13,039,000 $ 206,968 $ 92,000
Benton, Washington 62 $ 8,677,000 $ 139,951 $ 65,000
Chelan, Washington 61 $ 10,396,000 $ 170,426 $ 93,000
Madison, Indiana 60 $ 4,793,000 $ 79,883 $ 47,000
Wake, North Carolina 58 $ 9,389,000 $ 161,879 $ 73,000
Johnson, Kansas 57 $ 9,497,000 $ 166,614 $ 52,000
Windham, Connecticut 56 $ 11,021,000 $ 196,803 $ 85,000
Hampshire, Massachusetts 56 $ 9,850,000 $ 175,892 $ 69,000
Merrimack, New Hampshire 56 $ 10,675,000 $ 190,625 $ 61,000
Arapahoe, Colorado 55 $ 9,286,000 $ 168,836 $ 72,000
Bernalillo, New Mexico 55 $ 8,008,000 $ 145,600 $ 67,000
Yellowstone, Montana 54 $ 7,810,000 $ 144,629 $ 78,000
Ada, Idaho 53 $ 10,682,000 $ 201,547 $ 68,000
Pima, Arizona 51 $ 8,309,000 $ 162,921 $ 78,000
Jefferson, Colorado 51 $ 7,776,000 $ 152,470 $ 56,000
Ontario, New York 47 $ 6,752,000 $ 143,659 $ 80,000
Kendall, Illinois 46 $ 9,338,000 $ 203,000 $ 74,000
Baltimore, Maryland 44 $ 10,310,000 $ 234,318 $ 72,000
Sacramento, California 42 $ 9,641,000 $ 229,547 $ 14,000
Livingston, New York 42 $ 5,400,000 $ 128,571 $ 65,000
Sedgwick, Kansas 41 $ 4,990,000 $ 121,707 $ 64,000
St. Louis, Missouri 41 $ 4,783,000 $ 116,658 $ 24,000
Wayne, New York 41 $ 4,914,000 $ 119,853 $ 69,000
Mason, Washington 39 $ 6,889,000 $ 176,641 $ 53,000
Orange, California 38 $ 9,593,000 $ 252,447 $ 66,000
La Plata, Colorado 37 $ 8,224,000 $ 222,270 $ 96,000
Adams, Colorado 36 $ 4,959,000 $ 137,750 $ 38,000
Douglas, Colorado 36 $ 6,463,000 $ 179,527 $ 73,000
Jasper, Indiana 35 $ 5,024,000 $ 143,542 $ 63,000
Prince George's, Maryland 35 $ 7,635,000 $ 218,142 $ 68,000
Hennepin, Minnesota 35 $ 6,505,000 $ 185,857 $ 63,000
Franklin, Vermont 34 $ 5,420,000 $ 159,411 $ 64,000
Washington, Vermont 34 $ 6,704,000 $ 197,176 $ 80,000
Walla Walla, Washington 34 $ 5,990,000 $ 176,176 $ 87,000
Canyon, Idaho 33 $ 5,509,000 $ 166,939 $ 65,000
Polk, Oregon 33 $ 5,503,000 $ 166,757 $ 59,000
Williamson, Texas 33 $ 3,768,000 $ 114,181 $ 68,000
San Diego, California 32 $ 7,204,000 $ 225,125 $ 64,000
Cobb, Georgia 32 $ 5,350,000 $ 167,187 $ 73,000
Ravalli, Montana 32 $ 5,965,000 $ 186,406 $ 145,000
Rowan, North Carolina 32 $ 4,008,000 $ 125,250 $ 51,000
Riverside, California 31 $ 6,193,000 $ 199,774 $ 61,000
Gwinnett, Georgia 31 $ 5,042,000 $ 162,645 $ 71,000
Winnebago, Illinois 31 $ 3,468,000 $ 111,870 $ 48,000
Camden, Missouri 31 $ 6,514,000 $ 210,129 $ 154,000
Belknap, New Hampshire 31 $ 6,384,000 $ 205,935 $ 110,000
Rutherford, Tennessee 31 $ 19,110,000 $ 616,451 $ 75,000
Sumner, Tennessee 31 $ 5,022,000 $ 162,000 $ 78,000
Hidalgo, Texas 31 $ 4,279,000 $ 138,032 $ 78,000
Douglas, Washington 31 $ 5,693,000 $ 183,645 $ 77,000
Shawnee, Kansas 29 $ 4,045,000 $ 139,482 $ 115,000
Baltimore City, Maryland 29 $ 4,782,000 $ 164,896 $ 60,000
Boone, Missouri 29 $ 2,370,000 $ 81,724 $ 66,000
Strafford, New Hampshire 29 $ 5,334,000 $ 183,931 $ 71,000
Santa Fe, New Mexico 29 $ 8,014,000 $ 276,344 $ 149,000
New Hanover, North Carolina 29 $ 6,170,000 $ 212,758 $ 106,000
Stark, Ohio 29 $ 2,902,000 $ 100,068 $ 52,000
San Bernardino, California 28 $ 4,960,000 $ 177,142 $ 77,000
Marion, Indiana 28 $ 2,271,000 $ 81,107 $ 46,000
Niagara, New York 28 $ 3,243,000 $ 115,821 $ 80,000
Linn, Oregon 28 $ 4,418,000 $ 157,785 $ 54,000
Jefferson, Washington 28 $ 5,384,000 $ 192,285 $ 74,000
Mesa, Colorado 27 $ 3,788,000 $ 140,296 $ 67,000
Knox, Ohio 27 $ 2,925,000 $ 108,333 $ 57,000
Lane, Oregon 27 $ 5,178,000 $ 191,777 $ 44,000
Greenville, South Carolina 27 $ 3,595,000 $ 133,148 $ 74,000
Richland, South Carolina 27 $ 3,933,000 $ 145,666 $ 68,000
Harris, Texas 27 $ 4,619,000 $ 171,074 $ 78,000
Oxford, Maine 26 $ 3,391,000 $ 130,423 $ 88,000
Dutchess, New York 26 $ 7,484,000 $ 287,846 $ 114,000
Cabarrus, North Carolina 26 $ 3,793,000 $ 145,884 $ 75,000
Utah, Utah 26 $ 3,686,000 $ 141,769 $ 45,000
Yamhill, Oregon 25 $ 4,910,000 $ 196,400 $ 65,000
Dakota, Minnesota 23 $ 3,545,000 $ 154,130 $ 42,000
Phelps, Missouri 23 $ 1,855,000 $ 80,652 $ 66,000
San Juan, New Mexico 23 $ 3,608,000 $ 156,869 $ 82,000
Navajo, Arizona 22 $ 3,494,000 $ 158,818 $ 114,000
Wells, Indiana 22 $ 1,832,000 $ 83,272 $ 0
Dallas, Iowa 22 $ 3,936,000 $ 178,909 $ 83,000
Montgomery, Maryland 22 $ 4,694,000 $ 213,363 $ 51,000
Platte, Missouri 22 $ 3,643,000 $ 165,590 $ 9,000
Union, New Jersey 22 $ 7,478,000 $ 339,909 $ 73,000
Catawba, North Carolina 22 $ 2,319,000 $ 105,409 $ 49,000
Lexington, South Carolina 22 $ 3,171,000 $ 144,136 $ 90,000
Fairfax, Virginia 22 $ 3,576,000 $ 162,545 $ 22,000
DeKalb, Georgia 21 $ 2,119,000 $ 100,904 $ 33,000
Kankakee, Illinois 21 $ 3,040,000 $ 144,761 $ 71,000
Jefferson, Kentucky 21 $ 2,348,000 $ 111,809 $ 39,000
Wayne, Michigan 21 $ 2,199,000 $ 104,714 $ 73,000
Nassau, New York 21 $ 9,485,000 $ 451,666 $ 189,000
Umatilla, Oregon 21 $ 2,772,000 $ 132,000 $ 66,000
Shelby, Tennessee 21 $ 2,348,000 $ 111,809 $ 54,000
Williamson, Tennessee 21 $ 5,140,000 $ 244,761 $ 139,000
Davis, Utah 21 $ 4,215,000 $ 200,714 $ 70,000
Skagit, Washington 21 $ 4,296,000 $ 204,571 $ 70,000
Anne Arundel, Maryland 20 $ 5,303,000 $ 265,150 $ 66,000
Franklin, Massachusetts 20 $ 3,213,000 $ 160,650 $ 75,000
Oakland, Michigan 20 $ 1,970,000 $ 98,500 $ 25,000
Monmouth, New Jersey 20 $ 3,824,000 $ 191,200 $ 89,000
Jackson, North Carolina 20 $ 5,367,000 $ 268,350 $ 135,000
Island, Washington 20 $ 3,961,000 $ 198,050 $ 54,000
Milwaukee, Wisconsin 20 $ 1,932,000 $ 96,600 $ 46,000
Yolo, California 19 $ 5,171,000 $ 272,157 $ 3,000
El Paso, Colorado 19 $ 3,193,000 $ 168,052 $ 54,000
Catoosa, Georgia 19 $ 2,580,000 $ 135,789 $ 54,000
Ramsey, Minnesota 19 $ 2,558,000 $ 134,631 $ 27,000
Wilson, Tennessee 19 $ 3,354,000 $ 176,526 $ 87,000
Cowlitz, Washington 19 $ 2,889,000 $ 152,052 $ 61,000
Franklin, Washington 19 $ 2,614,000 $ 137,578 $ 52,000
Gila, Arizona 18 $ 3,121,000 $ 173,388 $ 68,000
Yuma, Arizona 18 $ 3,240,000 $ 180,000 $ 68,000
Brevard, Florida 18 $ 2,328,000 $ 129,333 $ 44,000
Walker, Georgia 18 $ 1,878,000 $ 104,333 $ 52,000
Dukes, Massachusetts 18 $ 4,344,000 $ 241,333 $ 103,000
Missoula, Montana 18 $ 2,783,000 $ 154,611 $ 62,000
Orange, New York 18 $ 4,720,000 $ 262,222 $ 192,000
Saratoga, New York 18 $ 2,650,000 $ 147,222 $ 86,000
Guilford, North Carolina 18 $ 2,118,000 $ 117,666 $ 53,000
Monroe, Pennsylvania 18 $ 2,909,000 $ 161,611 $ 78,000
Montgomery, Pennsylvania 18 $ 23,477,000 $ 1,304,277 $ 54,000
Bradley, Tennessee 18 $ 2,672,000 $ 148,444 $ 63,000
Knox, Tennessee 18 $ 2,435,000 $ 135,277 $ 67,000
Lewis, Washington 18 $ 3,551,000 $ 197,277 $ 74,000
Santa Clara, California 17 $ 3,962,000 $ 233,058 $ 64,000
Clark, Nevada 17 $ 3,030,000 $ 178,235 $ 118,000
Middlesex, New Jersey 17 $ 3,334,000 $ 196,117 $ 103,000
Albany, New York 17 $ 20,124,000 $ 1,183,764 $ 94,000
Queens, New York 17 $ 4,094,000 $ 240,823 $ 134,000
Dallas, Texas 17 $ 2,744,000 $ 161,411 $ 70,000
Jefferson, Alabama 16 $ 1,628,000 $ 101,750 $ 30,000
Larimer, Colorado 16 $ 2,869,000 $ 179,312 $ 37,000
DeKalb, Illinois 16 $ 2,996,000 $ 187,250 $ 64,000
Reno, Kansas 16 $ 1,202,000 $ 75,125 $ 39,000
Berkshire, Massachusetts 16 $ 2,140,000 $ 133,750 $ 75,000
Summit, Ohio 16 $ 1,684,000 $ 105,250 $ 57,000
Horry, South Carolina 16 $ 2,091,000 $ 130,687 $ 124,000
Sevier, Tennessee 16 $ 3,514,000 $ 219,625 $ 137,000
Collin, Texas 16 $ 2,872,000 $ 179,500 $ 43,000
Grays Harbor, Washington 16 $ 2,567,000 $ 160,437 $ 64,000
Weld, Colorado 15 $ 2,366,000 $ 157,733 $ 74,000
District of Columbia, District Of Columbia 15 $ 2,818,000 $ 187,866 $ 68,000
Honolulu, Hawaii 15 $ 3,595,000 $ 239,666 $ 115,000
Hamilton, Indiana 15 $ 2,827,000 $ 188,466 $ 89,000
Warren, Iowa 15 $ 1,858,000 $ 123,866 $ 49,000
Carroll, New Hampshire 15 $ 2,388,000 $ 159,200 $ 127,000
Putnam, New York 15 $ 5,098,000 $ 339,866 $ 186,000
Deschutes, Oregon 15 $ 2,532,000 $ 168,800 $ 116,000
Wasco, Oregon 15 $ 2,024,000 $ 134,933 $ 83,000
Addison, Vermont 15 $ 2,790,000 $ 186,000 $ 111,000
Palm Beach, Florida 14 $ 3,131,000 $ 223,642 $ 144,000
Madison, Illinois 14 $ 1,653,000 $ 118,071 $ 69,000
Hancock, Maine 14 $ 2,592,000 $ 185,142 $ 182,000
Macomb, Michigan 14 $ 1,104,000 $ 78,857 $ 28,000
Henry, Missouri 14 $ 1,841,000 $ 131,500 $ 67,000
St. Louis City, Missouri 14 $ 1,538,000 $ 109,857 $ 23,000
Grafton, New Hampshire 14 $ 2,229,000 $ 159,214 $ 65,000
Brunswick, North Carolina 14 $ 2,085,000 $ 148,928 $ 99,000
Dare, North Carolina 14 $ 2,086,000 $ 149,000 $ 98,000
Bucks, Pennsylvania 14 $ 1,841,000 $ 131,500 $ 41,000
Charleston, South Carolina 14 $ 3,080,000 $ 220,000 $ 73,000
Cameron, Texas 14 $ 1,109,000 $ 79,214 $ 52,000
Contra Costa, California 13 $ 3,640,000 $ 280,000 $ 51,000
Collier, Florida 13 $ 5,148,000 $ 396,000 $ 199,000
LaPorte, Indiana 13 $ 1,496,000 $ 115,076 $ 62,000
Bergen, New Jersey 13 $ 4,642,000 $ 357,076 $ 163,000
Essex, New Jersey 13 $ 3,123,000 $ 240,230 $ 109,000
Ocean, New Jersey 13 $ 4,160,000 $ 320,000 $ 126,000
Sussex, New Jersey 13 $ 2,145,000 $ 165,000 $ 74,000
Union, North Carolina 13 $ 1,491,000 $ 114,692 $ 56,000
Guadalupe, Texas 13 $ 2,248,000 $ 172,923 $ 92,000
Windham, Vermont 13 $ 2,248,000 $ 172,923 $ 189,000
Windsor, Vermont 13 $ 2,588,000 $ 199,076 $ 135,000
Alameda, California 12 $ 2,628,000 $ 219,000 $ 43,000
Placer, California 12 $ 3,345,000 $ 278,750 $ 0
Ventura, California 12 $ 2,590,000 $ 215,833 $ 54,000
Boulder, Colorado 12 $ 2,124,000 $ 177,000 $ 96,000
Clayton, Georgia 12 $ 1,327,000 $ 110,583 $ 50,000
Bonner, Idaho 12 $ 2,055,000 $ 171,250 $ 61,000
Newton, Indiana 12 $ 1,370,000 $ 114,166 $ 52,000
St. Charles, Missouri 12 $ 1,897,000 $ 158,083 $ 78,000
Sandoval, New Mexico 12 $ 2,109,000 $ 175,750 $ 54,000
Genesee, New York 12 $ 1,285,000 $ 107,083 $ 59,000
Schenectady, New York 12 $ 1,359,000 $ 113,250 $ 86,000
Caldwell, North Carolina 12 $ 1,389,000 $ 115,750 $ 47,000
Columbia, Oregon 12 $ 2,455,000 $ 204,583 $ 74,000
Jackson, Oregon 12 $ 2,595,000 $ 216,250 $ 43,000
Chester, Pennsylvania 12 $ 1,190,000 $ 99,166 $ 23,000
Beaufort, South Carolina 12 $ 2,669,000 $ 222,416 $ 136,000
Robertson, Tennessee 12 $ 1,622,000 $ 135,166 $ 61,000
Kerr, Texas 12 $ 1,116,000 $ 93,000 $ 57,000
Cochise, Arizona 11 $ 1,350,000 $ 122,727 $ 100,000
Kern, California 11 $ 1,764,000 $ 160,363 $ 60,000
Hillsborough, Florida 11 $ 1,404,000 $ 127,636 $ 54,000
Forsyth, Georgia 11 $ 1,156,000 $ 105,090 $ 49,000
Grundy, Illinois 11 $ 1,715,000 $ 155,909 $ 60,000
LaSalle, Illinois 11 $ 1,781,000 $ 161,909 $ 64,000
Miami, Kansas 11 $ 1,089,000 $ 99,000 $ 55,000
Kennebec, Maine 11 $ 1,651,000 $ 150,090 $ 56,000
Camden, New Jersey 11 $ 1,837,000 $ 167,000 $ 56,000
Passaic, New Jersey 11 $ 2,427,000 $ 220,636 $ 71,000
Dona Ana, New Mexico 11 $ 1,519,000 $ 138,090 $ 42,000
Rockland, New York 11 $ 5,419,000 $ 492,636 $ 240,000
Washington, Oklahoma 11 $ 1,010,000 $ 91,818 $ 43,000
Lincoln, Oregon 11 $ 1,944,000 $ 176,727 $ 93,000
Orange, Vermont 11 $ 1,344,000 $ 122,181 $ 52,000
Dane, Wisconsin 11 $ 1,209,000 $ 109,909 $ 45,000
Madison, Alabama 10 $ 938,000 $ 93,800 $ 94,000
Pinellas, Florida 10 $ 1,818,000 $ 181,800 $ 95,000
Story, Iowa 10 $ 1,023,000 $ 102,300 $ 57,000
Androscoggin, Maine 10 $ 1,284,000 $ 128,400 $ 56,000
Sagadahoc, Maine 10 $ 2,145,000 $ 214,500 $ 77,000
Howard, Maryland 10 $ 3,105,000 $ 310,500 $ 95,000
Anoka, Minnesota 10 $ 1,478,000 $ 147,800 $ 53,000
Cass, Missouri 10 $ 1,378,000 $ 137,800 $ 88,000
Morris, New Jersey 10 $ 2,398,000 $ 239,800 $ 123,000
Fulton, New York 10 $ 1,045,000 $ 104,500 $ 95,000
New York, New York 10 $ 5,229,000 $ 522,900 $ 326,000
Hood River, Oregon 10 $ 1,499,000 $ 149,900 $ 104,000
Spartanburg, South Carolina 10 $ 1,298,000 $ 129,800 $ 71,000
Hopkins, Texas 10 $ 1,262,000 $ 126,200 $ 72,000
Tarrant, Texas 10 $ 947,000 $ 94,700 $ 47,000
Virginia Beach, Virginia 10 $ 2,327,000 $ 232,700 $ 82,000
Waukesha, Wisconsin 10 $ 1,429,000 $ 142,900 $ 24,000
Lee, Florida 9 $ 2,587,000 $ 287,444 $ 175,000
Cherokee, Georgia 9 $ 1,430,000 $ 158,888 $ 88,000
Ogle, Illinois 9 $ 1,437,000 $ 159,666 $ 54,000
Greene, Missouri 9 $ 670,000 $ 74,444 $ 74,000
Douglas, Nebraska 9 $ 952,000 $ 105,777 $ 13,000
Hudson, New Jersey 9 $ 1,496,000 $ 166,222 $ 71,000
Broome, New York 9 $ 801,000 $ 89,000 $ 39,000
Forsyth, North Carolina 9 $ 1,004,000 $ 111,555 $ 66,000
Macon, North Carolina 9 $ 1,989,000 $ 221,000 $ 135,000
Lucas, Ohio 9 $ 793,000 $ 88,111 $ 76,000
Rutland, Vermont 9 $ 2,101,000 $ 233,444 $ 107,000
Loudoun, Virginia 9 $ 1,722,000 $ 191,333 $ 47,000
Okanogan, Washington 9 $ 1,693,000 $ 188,111 $ 103,000
Anchorage, Alaska 8 $ 1,756,000 $ 219,500 $ 25,000
Fresno, California 8 $ 1,735,000 $ 216,875 $ 108,000
San Francisco, California 8 $ 1,544,000 $ 193,000 $ 97,000
San Joaquin, California 8 $ 1,890,000 $ 236,250 $ 109,000
San Mateo, California 8 $ 2,804,000 $ 350,500 $ 109,000
Solano, California 8 $ 1,616,000 $ 202,000 $ 31,000
New Castle, Delaware 8 $ 1,122,000 $ 140,250 $ 37,000
Walton, Georgia 8 $ 1,283,000 $ 160,375 $ 81,000
Hendricks, Indiana 8 $ 793,000 $ 99,125 $ 79,000
Starke, Indiana 8 $ 713,000 $ 89,125 $ 46,000
Black Hawk, Iowa 8 $ 779,000 $ 97,375 $ 51,000
Ingham, Michigan 8 $ 884,000 $ 110,500 $ 93,000
Scott, Minnesota 8 $ 787,000 $ 98,375 $ 19,000
Washington, Minnesota 8 $ 1,070,000 $ 133,750 $ 63,000
Jasper, Missouri 8 $ 628,000 $ 78,500 $ 31,000
Gloucester, New Jersey 8 $ 1,571,000 $ 196,375 $ 79,000
Henderson, North Carolina 8 $ 1,104,000 $ 138,000 $ 50,000
Johnston, North Carolina 8 $ 726,000 $ 90,750 $ 50,000
Delaware, Ohio 8 $ 1,339,000 $ 167,375 $ 7,000
Fairfield, Ohio 8 $ 1,250,000 $ 156,250 $ 12,000
Tuscarawas, Ohio 8 $ 1,131,000 $ 141,375 $ 44,000
Allegheny, Pennsylvania 8 $ 895,000 $ 111,875 $ 51,000
Delaware, Pennsylvania 8 $ 1,127,000 $ 140,875 $ 102,000
York, Pennsylvania 8 $ 680,000 $ 85,000 $ 40,000
York, South Carolina 8 $ 1,030,000 $ 128,750 $ 86,000
Prince William, Virginia 8 $ 1,268,000 $ 158,500 $ 27,000
Montgomery, Alabama 7 $ 715,000 $ 102,142 $ 9,000
El Dorado, California 7 $ 1,718,000 $ 245,428 $ 15,000
Eagle, Colorado 7 $ 1,190,000 $ 170,000 $ 158,000
Garfield, Colorado 7 $ 1,397,000 $ 199,571 $ 49,000
Routt, Colorado 7 $ 1,602,000 $ 228,857 $ 164,000
Manatee, Florida 7 $ 1,254,000 $ 179,142 $ 107,000
Orange, Florida 7 $ 693,000 $ 99,000 $ 60,000
Sarasota, Florida 7 $ 1,611,000 $ 230,142 $ 97,000
Hawaii, Hawaii 7 $ 2,582,000 $ 368,857 $ 136,000
Boone, Illinois 7 $ 1,394,000 $ 199,142 $ 45,000
Champaign, Illinois 7 $ 730,000 $ 104,285 $ 35,000
Livingston, Illinois 7 $ 639,000 $ 91,285 $ 58,000
Fountain, Indiana 7 $ 430,000 $ 61,428 $ 36,000
Huntington, Indiana 7 $ 830,000 $ 118,571 $ 8,000
White, Indiana 7 $ 754,000 $ 107,714 $ 54,000
Butler, Kansas 7 $ 676,000 $ 96,571 $ 52,000
Franklin, Maine 7 $ 1,074,000 $ 153,428 $ 93,000
Harford, Maryland 7 $ 1,641,000 $ 234,428 $ 55,000
Lancaster, Nebraska 7 $ 773,000 $ 110,428 $ 0
Washoe, Nevada 7 $ 1,153,000 $ 164,714 $ 51,000
Cheshire, New Hampshire 7 $ 953,000 $ 136,142 $ 54,000
Coos, New Hampshire 7 $ 838,000 $ 119,714 $ 71,000
Mercer, New Jersey 7 $ 1,100,000 $ 157,142 $ 37,000
Warren, New Jersey 7 $ 1,602,000 $ 228,857 $ 61,000
Bronx, New York 7 $ 1,756,000 $ 250,857 $ 120,000
Kings, New York 7 $ 4,687,000 $ 669,571 $ 253,000
Orleans, New York 7 $ 792,000 $ 113,142 $ 75,000
Richmond, New York 7 $ 1,311,000 $ 187,285 $ 137,000
Steuben, New York 7 $ 791,000 $ 113,000 $ 62,000
Gaston, North Carolina 7 $ 1,064,000 $ 152,000 $ 87,000
Morrow, Ohio 7 $ 1,116,000 $ 159,428 $ 37,000
Oklahoma, Oklahoma 7 $ 740,000 $ 105,714 $ 55,000
Philadelphia, Pennsylvania 7 $ 839,000 $ 119,857 $ 120,000
Anderson, South Carolina 7 $ 803,000 $ 114,714 $ 50,000
Bandera, Texas 7 $ 1,179,000 $ 168,428 $ 105,000
Washington, Utah 7 $ 1,620,000 $ 231,428 $ 63,000
Klickitat, Washington 7 $ 695,000 $ 99,285 $ 97,000
Coconino, Arizona 6 $ 980,000 $ 163,333 $ 206,000
Monterey, California 6 $ 1,773,000 $ 295,500 $ 76,000
Sonoma, California 6 $ 1,195,000 $ 199,166 $ 86,000
Sutter, California 6 $ 1,191,000 $ 198,500 $ 6,000
Chaffee, Colorado 6 $ 639,000 $ 106,500 $ 64,000
Broward, Florida 6 $ 1,292,000 $ 215,333 $ 57,000
Miami-Dade, Florida 6 $ 3,583,000 $ 597,166 $ 286,000
Polk, Florida 6 $ 1,122,000 $ 187,000 $ 103,000
Hall, Georgia 6 $ 1,188,000 $ 198,000 $ 91,000
Jackson, Georgia 6 $ 682,000 $ 113,666 $ 61,000
Gem, Idaho 6 $ 1,092,000 $ 182,000 $ 70,000
Tazewell, Illinois 6 $ 484,000 $ 80,666 $ 22,000
Clinton, Indiana 6 $ 645,000 $ 107,500 $ 46,000
Delaware, Indiana 6 $ 405,000 $ 67,500 $ 45,000
St. Joseph, Indiana 6 $ 497,000 $ 82,833 $ 42,000
Marion, Iowa 6 $ 633,000 $ 105,500 $ 69,000
Penobscot, Maine 6 $ 620,000 $ 103,333 $ 65,000
Charles, Maryland 6 $ 1,237,000 $ 206,166 $ 64,000
Berrien, Michigan 6 $ 805,000 $ 134,166 $ 117,000
Genesee, Michigan 6 $ 549,000 $ 91,500 $ 28,000
Kent, Michigan 6 $ 713,000 $ 118,833 $ 50,000
Livingston, Michigan 6 $ 339,000 $ 56,500 $ 15,000
Monroe, Michigan 6 $ 398,000 $ 66,333 $ 76,000
Washtenaw, Michigan 6 $ 798,000 $ 133,000 $ 24,000
Jefferson, Missouri 6 $ 718,000 $ 119,666 $ 66,000
Sullivan, New Hampshire 6 $ 1,170,000 $ 195,000 $ 84,000
Taos, New Mexico 6 $ 1,478,000 $ 246,333 $ 90,000
Onondaga, New York 6 $ 904,000 $ 150,666 $ 108,000
Yates, New York 6 $ 762,000 $ 127,000 $ 77,000
Cumberland, North Carolina 6 $ 430,000 $ 71,666 $ 42,000
Durham, North Carolina 6 $ 1,006,000 $ 167,666 $ 101,000
Iredell, North Carolina 6 $ 1,179,000 $ 196,500 $ 124,000
Onslow, North Carolina 6 $ 1,260,000 $ 210,000 $ 152,000
Hamilton, Ohio 6 $ 525,000 $ 87,500 $ 38,000
Berks, Pennsylvania 6 $ 552,000 $ 92,000 $ 13,000
Luzerne, Pennsylvania 6 $ 897,000 $ 149,500 $ 115,000
Sumter, South Carolina 6 $ 753,000 $ 125,500 $ 34,000
Coffee, Tennessee 6 $ 883,000 $ 147,166 $ 112,000
Montgomery, Tennessee 6 $ 585,000 $ 97,500 $ 56,000
Bastrop, Texas 6 $ 668,000 $ 111,333 $ 139,000
Gillespie, Texas 6 $ 802,000 $ 133,666 $ 107,000
Llano, Texas 6 $ 700,000 $ 116,666 $ 73,000
Nueces, Texas 6 $ 621,000 $ 103,500 $ 82,000
Webb, Texas 6 $ 931,000 $ 155,166 $ 85,000
Summit, Utah 6 $ 2,436,000 $ 406,000 $ 145,000
Lamoille, Vermont 6 $ 1,174,000 $ 195,666 $ 93,000
Augusta, Virginia 6 $ 978,000 $ 163,000 $ 45,000
Chesterfield, Virginia 6 $ 965,000 $ 160,833 $ 47,000
Clallam, Washington 6 $ 1,112,000 $ 185,333 $ 102,000
Kittitas, Washington 6 $ 1,368,000 $ 228,000 $ 92,000
Rock, Wisconsin 6 $ 612,000 $ 102,000 $ 54,000
Laramie, Wyoming 6 $ 983,000 $ 163,833 $ 14,000
Baldwin, Alabama 5 $ 306,000 $ 61,200 $ 0
Morgan, Alabama 5 $ 776,000 $ 155,200 $ 63,000
Mohave, Arizona 5 $ 472,000 $ 94,400 $ 51,000
Butte, California 5 $ 952,000 $ 190,400 $ 48,000
Nevada, California 5 $ 687,000 $ 137,400 $ 0
San Luis Obispo, California 5 $ 1,569,000 $ 313,800 $ 108,000
Alamosa, Colorado 5 $ 591,000 $ 118,200 $ 63,000
Montrose, Colorado 5 $ 662,000 $ 132,400 $ 53,000
Park, Colorado 5 $ 813,000 $ 162,600 $ 49,000
Charlotte, Florida 5 $ 1,066,000 $ 213,200 $ 110,000
Duval, Florida 5 $ 437,000 $ 87,400 $ 21,000
Escambia, Florida 5 $ 444,000 $ 88,800 $ 50,000
Barrow, Georgia 5 $ 811,000 $ 162,200 $ 45,000
Douglas, Georgia 5 $ 596,000 $ 119,200 $ 53,000
McLean, Illinois 5 $ 703,000 $ 140,600 $ 46,000
Sangamon, Illinois 5 $ 663,000 $ 132,600 $ 54,000
Allen, Indiana 5 $ 719,000 $ 143,800 $ 50,000
Carroll, Indiana 5 $ 753,000 $ 150,600 $ 65,000
Floyd, Indiana 5 $ 483,000 $ 96,600 $ 50,000
Grant, Indiana 5 $ 260,000 $ 52,000 $ 66,000
Johnson, Indiana 5 $ 429,000 $ 85,800 $ 77,000
Guthrie, Iowa 5 $ 1,164,000 $ 232,800 $ 152,000
Jasper, Iowa 5 $ 768,000 $ 153,600 $ 103,000
Madison, Iowa 5 $ 707,000 $ 141,400 $ 82,000
Bullitt, Kentucky 5 $ 490,000 $ 98,000 $ 25,000
Carroll, Maryland 5 $ 1,033,000 $ 206,600 $ 143,000
Wicomico, Maryland 5 $ 819,000 $ 163,800 $ 124,000
Nantucket, Massachusetts 5 $ 2,773,000 $ 554,600 $ 525,000
St. Clair, Michigan 5 $ 1,200,000 $ 240,000 $ 113,000
Goodhue, Minnesota 5 $ 697,000 $ 139,400 $ 31,000
Miller, Missouri 5 $ 675,000 $ 135,000 $ 233,000
Sanders, Montana 5 $ 802,000 $ 160,400 $ 46,000
Stillwater, Montana 5 $ 843,000 $ 168,600 $ 70,000
Oneida, New York 5 $ 346,000 $ 69,200 $ 12,000
Rensselaer, New York 5 $ 774,000 $ 154,800 $ 55,000
Ulster, New York 5 $ 879,000 $ 175,800 $ 70,000
Warren, New York 5 $ 1,007,000 $ 201,400 $ 111,000
Wyoming, New York 5 $ 474,000 $ 94,800 $ 62,000
Licking, Ohio 5 $ 585,000 $ 117,000 $ 66,000
Tulsa, Oklahoma 5 $ 280,000 $ 56,000 $ 27,000
Morrow, Oregon 5 $ 532,000 $ 106,400 $ 52,000
Tillamook, Oregon 5 $ 799,000 $ 159,800 $ 169,000
Lehigh, Pennsylvania 5 $ 493,000 $ 98,600 $ 21,000
Oconee, South Carolina 5 $ 991,000 $ 198,200 $ 207,000
Anderson, Tennessee 5 $ 679,000 $ 135,800 $ 62,000
Bedford, Tennessee 5 $ 470,000 $ 94,000 $ 49,000
Jefferson, Tennessee 5 $ 575,000 $ 115,000 $ 53,000
Putnam, Tennessee 5 $ 631,000 $ 126,200 $ 79,000
Atascosa, Texas 5 $ 484,000 $ 96,800 $ 60,000
Burnet, Texas 5 $ 548,000 $ 109,600 $ 122,000
Caledonia, Vermont 5 $ 724,000 $ 144,800 $ 107,000
Skamania, Washington 5 $ 902,000 $ 180,400 $ 32,000
Stevens, Washington 5 $ 724,000 $ 144,800 $ 70,000
Kenosha, Wisconsin 5 $ 1,046,000 $ 209,200 $ 73,000
Racine, Wisconsin 5 $ 671,000 $ 134,200 $ 93,000
Shelby, Alabama 4 $ 342,000 $ 85,500 $ 14,000
Matanuska-Susitna, Alaska 4 $ 721,000 $ 180,250 $ 14,000
Pulaski, Arkansas 4 $ 432,000 $ 108,000 $ 25,000
Delta, Colorado 4 $ 506,000 $ 126,500 $ 46,000
Elbert, Colorado 4 $ 726,000 $ 181,500 $ 78,000
Citrus, Florida 4 $ 479,000 $ 119,750 $ 71,000
Martin, Florida 4 $ 1,042,000 $ 260,500 $ 216,000
Whitfield, Georgia 4 $ 588,000 $ 147,000 $ 45,000
Peoria, Illinois 4 $ 288,000 $ 72,000 $ 25,000
Montgomery, Indiana 4 $ 234,000 $ 58,500 $ 46,000
Warren, Indiana 4 $ 304,000 $ 76,000 $ 41,000
Douglas, Kansas 4 $ 520,000 $ 130,000 $ 42,000
Wyandotte, Kansas 4 $ 372,000 $ 93,000 $ 53,000
Lincoln, Maine 4 $ 929,000 $ 232,250 $ 82,000
Washington, Maine 4 $ 427,000 $ 106,750 $ 85,000
Calvert, Maryland 4 $ 570,000 $ 142,500 $ 14,000
Cecil, Maryland 4 $ 532,000 $ 133,000 $ 37,000
Kalamazoo, Michigan 4 $ 772,000 $ 193,000 $ 132,000
Ottawa, Michigan 4 $ 111,000 $ 27,750 $ 0
DeSoto, Mississippi 4 $ 458,000 $ 114,500 $ 52,000
Franklin, Missouri 4 $ 267,000 $ 66,750 $ 25,000
Webster, Missouri 4 $ 367,000 $ 91,750 $ 37,000
Cascade, Montana 4 $ 762,000 $ 190,500 $ 91,000
Burlington, New Jersey 4 $ 635,000 $ 158,750 $ 62,000
Cattaraugus, New York 4 $ 394,000 $ 98,500 $ 79,000
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Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,067 $2,329,666,000 $193,000 $7,300,000 $78,000 $2,053,000
Home Purchase 11,949 $2,339,933,000 $195,000 $21,300,000 $84,000 $4,513,000
Home Improvement 3,342 $427,892,000 $128,000 $5,775,000 $86,000 $1,888,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,410 $3,476,609,000 $188,000 $5,775,000 $93,000 $4,513,000
Not applicable 2,759 $507,611,000 $183,000 $21,300,000 $1,000 $138,000
Not Provided 1,922 $350,372,000 $182,000 $3,770,000 $102,000 $1,992,000
Hispanic 1,901 $321,451,000 $169,000 $1,100,000 $68,000 $826,000
Black or African American 1,584 $266,744,000 $168,000 $928,000 $67,000 $360,000
Asian 614 $141,882,000 $231,000 $2,325,000 $101,000 $915,000
Native Hawaiian or Other Pacific Islander 97 $20,974,000 $216,000 $500,000 $78,000 $324,000
American Indian or Alaskan Native 71 $11,848,000 $166,000 $415,000 $77,000 $330,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,687 $4,247,693,000 $187,000 $21,300,000 $86,000 $4,513,000
FHA-insured (Federal Housing Administration) 4,039 $713,541,000 $176,000 $468,000 $57,000 $398,000
VA-guaranteed (Veterans Administration) 632 $136,257,000 $215,000 $608,000 $57,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,893 $3,017,606,000 $189,000 $21,300,000 $91,000 $4,513,000
Application Denied By Financial Institution 4,239 $788,068,000 $185,000 $5,775,000 $80,000 $1,800,000
Application Approved But Not Accepted 2,885 $574,163,000 $199,000 $2,948,000 $98,000 $1,992,000
Loan Purchased By The Institution 2,725 $409,424,000 $150,000 $1,500,000 $1,000 $138,000
File Closed For Incompleteness 805 $163,756,000 $203,000 $3,965,000 $106,000 $3,024,000
Application Withdrawn By Applicant 621 $107,379,000 $172,000 $1,480,000 $94,000 $983,000
Preapproval Denied by Financial Institution 190 $37,095,000 $195,000 $960,000 $55,000 $338,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,694 $306,978,000 $181,000 $2,700,000 $60,000 $665,000
Credit History 1,228 $209,767,000 $170,000 $1,225,000 $79,000 $948,000
Collateral 566 $110,113,000 $194,000 $2,520,000 $99,000 $1,394,000
Other 532 $94,235,000 $177,000 $1,788,000 $97,000 $1,800,000
Unverifiable Information 148 $30,206,000 $204,000 $900,000 $94,000 $330,000
Employment History 134 $30,144,000 $224,000 $1,000,000 $89,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 107 $39,094,000 $365,000 $5,775,000 $137,000 $1,440,000
Credit Application Incomplete 13 $2,815,000 $216,000 $509,000 $96,000 $262,000
Mortgage Insurance Denied 7 $1,811,000 $258,000 $361,000 $96,000 $134,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Webster Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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