Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Webster Bank, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,481 |
| Total Mortgage Loan Application Amount | $2,049,496,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $40,000,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $7,499,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 1,803 | $ 273,698,000 | $ 151,000 | $ 97,000 |
| New Haven County Connecticut | 1,147 | $ 168,160,000 | $ 146,000 | $ 105,000 |
| Fairfield County Connecticut | 700 | $ 362,750,000 | $ 518,000 | $ 183,000 |
| Bristol County Massachusetts | 606 | $ 98,422,000 | $ 162,000 | $ 73,000 |
| Litchfield County Connecticut | 403 | $ 57,406,000 | $ 142,000 | $ 91,000 |
| Providence County Rhode Island | 372 | $ 50,070,000 | $ 134,000 | $ 66,000 |
| Middlesex County Connecticut | 183 | $ 38,197,000 | $ 208,000 | $ 120,000 |
| Westchester County New York | 180 | $ 123,803,000 | $ 687,000 | $ 237,000 |
| Middlesex County Massachusetts | 164 | $ 115,569,000 | $ 704,000 | $ 174,000 |
| Hampden County Massachusetts | 138 | $ 14,735,000 | $ 106,000 | $ 78,000 |
| Plymouth County Massachusetts | 135 | $ 33,376,000 | $ 247,000 | $ 112,000 |
| New London County Connecticut | 132 | $ 22,668,000 | $ 171,000 | $ 111,000 |
| Kent County Rhode Island | 129 | $ 14,930,000 | $ 115,000 | $ 76,000 |
| Tolland County Connecticut | 121 | $ 19,637,000 | $ 162,000 | $ 111,000 |
| Washington County Rhode Island | 102 | $ 31,572,000 | $ 309,000 | $ 157,000 |
| Norfolk County Massachusetts | 96 | $ 37,332,000 | $ 388,000 | $ 167,000 |
| Suffolk County Massachusetts | 82 | $ 44,056,000 | $ 537,000 | $ 204,000 |
| Newport County Rhode Island | 58 | $ 16,862,000 | $ 290,000 | $ 157,000 |
| Worcester County Massachusetts | 50 | $ 9,428,000 | $ 188,000 | $ 118,000 |
| Essex County Massachusetts | 43 | $ 17,952,000 | $ 417,000 | $ 160,000 |
| Barnstable County Massachusetts | 42 | $ 14,736,000 | $ 350,000 | $ 224,000 |
| Bristol County Rhode Island | 29 | $ 7,563,000 | $ 260,000 | $ 130,000 |
| Suffolk County New York | 24 | $ 17,658,000 | $ 735,000 | $ 298,000 |
| Bronx County New York | 20 | $ 29,848,000 | $ 1,492,000 | $ 42,000 |
| Windham County Connecticut | 19 | $ 2,568,000 | $ 135,000 | $ 70,000 |
| Dukes County Massachusetts | 15 | $ 5,763,000 | $ 384,000 | $ 198,000 |
| Kings County New York | 13 | $ 59,643,000 | $ 4,587,000 | $ 103,000 |
| Hampshire County Massachusetts | 12 | $ 1,485,000 | $ 123,000 | $ 59,000 |
| Nassau County New York | 9 | $ 7,395,000 | $ 821,000 | $ 291,000 |
| Rockland County New York | 9 | $ 27,252,000 | $ 3,028,000 | $ 209,000 |
| New York County New York | 7 | $ 23,463,000 | $ 3,351,000 | $ 134,000 |
| Putnam County New York | 6 | $ 1,517,000 | $ 252,000 | $ 113,000 |
| Windham County Vermont | 6 | $ 1,774,000 | $ 295,000 | $ 330,000 |
| Berkshire County Massachusetts | 5 | $ 1,013,000 | $ 202,000 | $ 181,000 |
| Dutchess County New York | 5 | $ 883,000 | $ 176,000 | $ 225,000 |
| Queens County New York | 5 | $ 9,157,000 | $ 1,831,000 | $ 84,000 |
| Carroll County New Hampshire | 4 | $ 648,000 | $ 162,000 | $ 165,000 |
| Orange County New York | 4 | $ 288,000 | $ 72,000 | $ 81,000 |
| Broward County Florida | 3 | $ 710,000 | $ 236,000 | $ 160,000 |
| Charlotte County Florida | 3 | $ 368,000 | $ 122,000 | $ 221,000 |
| Orange County Florida | 3 | $ 1,807,000 | $ 602,000 | $ 32,000 |
| Fulton County Georgia | 3 | $ 794,000 | $ 264,000 | $ 293,000 |
| York County Maine | 3 | $ 625,000 | $ 208,000 | $ 236,000 |
| Nantucket County Massachusetts | 3 | $ 4,233,000 | $ 1,411,000 | $ 742,000 |
| Hillsborough County New Hampshire | 3 | $ 618,000 | $ 206,000 | $ 96,000 |
| Rockingham County New Hampshire | 3 | $ 1,017,000 | $ 339,000 | $ 530,000 |
| Bergen County New Jersey | 3 | $ 38,158,000 | $ 12,719,000 | $ 128,000 |
| Ocean County New Jersey | 3 | $ 3,345,000 | $ 1,115,000 | $ 312,000 |
| Richmond County New York | 3 | $ 1,418,000 | $ 472,000 | $ 112,000 |
| Horry County South Carolina | 3 | $ 299,000 | $ 99,000 | $ 52,000 |
| Tarrant County Texas | 3 | $ 354,000 | $ 118,000 | $ 38,000 |
| Los Angeles County California | 2 | $ 202,000 | $ 101,000 | $ 162,000 |
| Marin County California | 2 | $ 811,000 | $ 405,000 | $ 233,000 |
| Collier County Florida | 2 | $ 590,000 | $ 295,000 | $ 205,000 |
| Manatee County Florida | 2 | $ 40,417,000 | $ 20,208,000 | $ 75,000 |
| Palm Beach County Florida | 2 | $ 379,000 | $ 189,000 | $ 98,000 |
| Polk County Florida | 2 | $ 163,000 | $ 81,000 | $ 39,000 |
| Sarasota County Florida | 2 | $ 2,200,000 | $ 1,100,000 | $ 938,000 |
| Cook County Illinois | 2 | $ 76,000 | $ 38,000 | $ 70,000 |
| Franklin County Massachusetts | 2 | $ 28,000 | $ 14,000 | $ 44,000 |
| Washtenaw County Michigan | 2 | $ 107,000 | $ 53,000 | $ 145,000 |
| St. Louis City County Missouri | 2 | $ 60,000 | $ 30,000 | $ 128,000 |
| Belknap County New Hampshire | 2 | $ 915,000 | $ 457,000 | $ 295,000 |
| Grafton County New Hampshire | 2 | $ 277,000 | $ 138,000 | $ 83,000 |
| Sullivan County New Hampshire | 2 | $ 192,000 | $ 96,000 | $ 143,000 |
| Somerset County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 175,000 |
| Erie County New York | 2 | $ 54,000 | $ 27,000 | $ 61,000 |
| Madison County New York | 2 | $ 73,000 | $ 36,000 | $ 79,000 |
| Oswego County New York | 2 | $ 38,000 | $ 19,000 | $ 33,000 |
| Steuben County New York | 2 | $ 6,000 | $ 3,000 | $ 43,000 |
| Stark County Ohio | 2 | $ 60,000 | $ 30,000 | $ 76,000 |
| Charleston County South Carolina | 2 | $ 1,133,000 | $ 566,000 | $ 385,000 |
| Harris County Texas | 2 | $ 960,000 | $ 480,000 | $ 3,854,000 |
| Rutland County Vermont | 2 | $ 225,000 | $ 112,000 | $ 128,000 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Pinal County Arizona | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Yavapai County Arizona | 1 | $ 148,000 | $ 148,000 | $ 0 |
| San Diego County California | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| Adams County Colorado | 1 | $ 34,000 | $ 34,000 | $ 92,000 |
| Routt County Colorado | 1 | $ 273,000 | $ 273,000 | $ 593,000 |
| New Castle County Delaware | 1 | $ 22,430,000 | $ 22,430,000 | $ 0 |
| Hernando County Florida | 1 | $ 32,000 | $ 32,000 | $ 71,000 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 219,000 |
| Lee County Florida | 1 | $ 362,000 | $ 362,000 | $ 116,000 |
| Martin County Florida | 1 | $ 146,000 | $ 146,000 | $ 132,000 |
| Monroe County Florida | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| Osceola County Florida | 1 | $ 3,000 | $ 3,000 | $ 21,000 |
| Pinellas County Florida | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 382,000 |
| Gwinnett County Georgia | 1 | $ 21,250,000 | $ 21,250,000 | $ 0 |
| Ogle County Illinois | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Linn County Iowa | 1 | $ 37,000 | $ 37,000 | $ 85,000 |
| Reno County Kansas | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Cumberland County Maine | 1 | $ 216,000 | $ 216,000 | $ 195,000 |
| Kennebec County Maine | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Baltimore City County Maryland | 1 | $ 17,000,000 | $ 17,000,000 | $ 0 |
| Charles County Maryland | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| St. Louis County Missouri | 1 | $ 24,000 | $ 24,000 | $ 71,000 |
| Atlantic County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 320,000 |
| Burlington County New Jersey | 1 | $ 13,000,000 | $ 13,000,000 | $ 0 |
| Essex County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 43,000 |
| Monmouth County New Jersey | 1 | $ 464,000 | $ 464,000 | $ 285,000 |
| Sussex County New Jersey | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Albany County New York | 1 | $ 214,000 | $ 214,000 | $ 294,000 |
| Columbia County New York | 1 | $ 850,000 | $ 850,000 | $ 391,000 |
| Essex County New York | 1 | $ 224,000 | $ 224,000 | $ 462,000 |
| Herkimer County New York | 1 | $ 3,000 | $ 3,000 | $ 12,000 |
| Monroe County New York | 1 | $ 16,000 | $ 16,000 | $ 101,000 |
| Ontario County New York | 1 | $ 417,000 | $ 417,000 | $ 227,000 |
| Schenectady County New York | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Washington County New York | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Cabarrus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Durham County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Jefferson County Ohio | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Montgomery County Ohio | 1 | $ 3,000 | $ 3,000 | $ 220,000 |
| Summit County Ohio | 1 | $ 28,000 | $ 28,000 | $ 70,000 |
| Philadelphia County Pennsylvania | 1 | $ 11,000,000 | $ 11,000,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 1,300,000 | $ 1,300,000 | $ 1,000,000 |
| Anderson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Summit County Utah | 1 | $ 770,000 | $ 770,000 | $ 535,000 |
| Utah County Utah | 1 | $ 3,000 | $ 3,000 | $ 34,000 |
| Bennington County Vermont | 1 | $ 138,000 | $ 138,000 | $ 242,000 |
| Chittenden County Vermont | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Lamoille County Vermont | 1 | $ 1,050,000 | $ 1,050,000 | $ 1,440,000 |
| Windsor County Vermont | 1 | $ 206,000 | $ 206,000 | $ 745,000 |
| Albemarle County Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,271,000 |
| Arlington County Virginia | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Clark County Washington | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Dane County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 124,000 |
| Kenosha County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Manitowoc County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Sheboygan County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,499 | $1,420,246,000 | $405,000 | $40,000,000 | $120,000 | $7,499,000 |
| Refinancing | 2,570 | $529,977,000 | $206,000 | $3,500,000 | $118,000 | $7,499,000 |
| Home Improvement | 1,412 | $99,273,000 | $70,000 | $2,000,000 | $94,000 | $5,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,129 | $1,143,989,000 | $223,000 | $3,700,000 | $126,000 | $7,499,000 |
| Not Provided | 912 | $173,273,000 | $189,000 | $4,750,000 | $114,000 | $4,800,000 |
| Hispanic | 566 | $72,486,000 | $128,000 | $1,500,000 | $75,000 | $5,147,000 |
| Black or African American | 414 | $47,782,000 | $115,000 | $765,000 | $62,000 | $239,000 |
| Asian | 257 | $73,595,000 | $286,000 | $2,000,000 | $139,000 | $4,163,000 |
| Not applicable | 171 | $532,070,000 | $3,111,000 | $40,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $3,269,000 | $181,000 | $560,000 | $81,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,032,000 | $216,000 | $1,560,000 | $128,000 | $395,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,860 | $1,940,190,000 | $282,000 | $40,000,000 | $120,000 | $7,499,000 |
| FHA-insured (Federal Housing Administration) | 574 | $99,058,000 | $172,000 | $678,000 | $60,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 47 | $10,248,000 | $218,000 | $393,000 | $68,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,714 | $1,231,432,000 | $331,000 | $40,000,000 | $132,000 | $7,499,000 |
| Application Denied By Financial Institution | 1,832 | $273,314,000 | $149,000 | $4,750,000 | $89,000 | $5,800,000 |
| Application Withdrawn By Applicant | 606 | $283,177,000 | $467,000 | $22,500,000 | $132,000 | $4,163,000 |
| Application Approved But Not Accepted | 497 | $109,800,000 | $220,000 | $2,606,000 | $119,000 | $1,271,000 |
| Preapproval Denied by Financial Institution | 459 | $86,057,000 | $187,000 | $1,280,000 | $61,000 | $408,000 |
| File Closed For Incompleteness | 369 | $62,618,000 | $169,000 | $1,560,000 | $105,000 | $1,440,000 |
| Loan Purchased By The Institution | 4 | $3,098,000 | $774,000 | $1,200,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 803 | $143,020,000 | $178,000 | $3,700,000 | $56,000 | $729,000 |
| Credit History | 775 | $92,472,000 | $119,000 | $3,350,000 | $89,000 | $5,800,000 |
| Collateral | 397 | $63,797,000 | $160,000 | $1,338,000 | $111,000 | $1,200,000 |
| Other | 171 | $26,476,000 | $154,000 | $1,725,000 | $114,000 | $4,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $25,493,000 | $229,000 | $4,750,000 | $100,000 | $1,607,000 |
| Employment History | 22 | $5,757,000 | $261,000 | $940,000 | $81,000 | $420,000 |
| Unverifiable Information | 11 | $2,247,000 | $204,000 | $575,000 | $112,000 | $393,000 |
| Credit Application Incomplete | 1 | $109,000 | $109,000 | $109,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.