Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Wings Financial Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,646 |
| Total Mortgage Loan Application Amount | $255,057,000 |
| Average Mortgage Loan Application Amount | $141,333 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $1,268,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 331 | $ 47,216,000 | $ 142,000 | $ 94,000 |
| Dakota County Minnesota | 305 | $ 47,944,000 | $ 157,000 | $ 91,000 |
| Ramsey County Minnesota | 63 | $ 5,901,000 | $ 93,000 | $ 75,000 |
| Washington County Minnesota | 59 | $ 9,142,000 | $ 154,000 | $ 94,000 |
| Scott County Minnesota | 57 | $ 10,368,000 | $ 181,000 | $ 96,000 |
| Wayne County Michigan | 44 | $ 3,748,000 | $ 85,000 | $ 81,000 |
| Anoka County Minnesota | 30 | $ 2,808,000 | $ 93,000 | $ 78,000 |
| King County Washington | 22 | $ 4,930,000 | $ 224,000 | $ 114,000 |
| Maricopa County Arizona | 21 | $ 4,757,000 | $ 226,000 | $ 126,000 |
| Wright County Minnesota | 20 | $ 2,692,000 | $ 134,000 | $ 97,000 |
| St. Louis County Minnesota | 19 | $ 2,620,000 | $ 137,000 | $ 88,000 |
| Carver County Minnesota | 18 | $ 4,080,000 | $ 226,000 | $ 109,000 |
| Fulton County Georgia | 16 | $ 2,260,000 | $ 141,000 | $ 89,000 |
| Oakland County Michigan | 16 | $ 1,735,000 | $ 108,000 | $ 69,000 |
| Shelby County Tennessee | 15 | $ 1,471,000 | $ 98,000 | $ 82,000 |
| Lee County Florida | 11 | $ 2,645,000 | $ 240,000 | $ 155,000 |
| DeSoto County Mississippi | 11 | $ 1,306,000 | $ 118,000 | $ 51,000 |
| Coweta County Georgia | 10 | $ 2,058,000 | $ 205,000 | $ 97,000 |
| Rice County Minnesota | 10 | $ 1,792,000 | $ 179,000 | $ 78,000 |
| Sherburne County Minnesota | 10 | $ 948,000 | $ 94,000 | $ 77,000 |
| Fayette County Georgia | 9 | $ 1,285,000 | $ 142,000 | $ 123,000 |
| Orange County Florida | 8 | $ 904,000 | $ 113,000 | $ 75,000 |
| Cobb County Georgia | 8 | $ 1,699,000 | $ 212,000 | $ 91,000 |
| Broward County Florida | 7 | $ 676,000 | $ 96,000 | $ 107,000 |
| Pinellas County Florida | 7 | $ 405,000 | $ 57,000 | $ 74,000 |
| Los Angeles County California | 6 | $ 1,539,000 | $ 256,000 | $ 124,000 |
| Washtenaw County Michigan | 6 | $ 1,323,000 | $ 220,000 | $ 137,000 |
| Clark County Nevada | 6 | $ 1,017,000 | $ 169,000 | $ 64,000 |
| Brevard County Florida | 5 | $ 979,000 | $ 195,000 | $ 85,000 |
| Miami-Dade County Florida | 5 | $ 1,168,000 | $ 233,000 | $ 138,000 |
| Monroe County Michigan | 5 | $ 485,000 | $ 97,000 | $ 52,000 |
| Cass County Minnesota | 5 | $ 998,000 | $ 199,000 | $ 79,000 |
| Goodhue County Minnesota | 5 | $ 477,000 | $ 95,000 | $ 104,000 |
| Pierce County Washington | 5 | $ 1,135,000 | $ 227,000 | $ 87,000 |
| Manatee County Florida | 4 | $ 848,000 | $ 212,000 | $ 107,000 |
| Palm Beach County Florida | 4 | $ 1,024,000 | $ 256,000 | $ 155,000 |
| Gwinnett County Georgia | 4 | $ 504,000 | $ 126,000 | $ 69,000 |
| Cook County Illinois | 4 | $ 938,000 | $ 234,000 | $ 109,000 |
| Macomb County Michigan | 4 | $ 421,000 | $ 105,000 | $ 61,000 |
| Chisago County Minnesota | 4 | $ 255,000 | $ 63,000 | $ 105,000 |
| Crow Wing County Minnesota | 4 | $ 764,000 | $ 191,000 | $ 149,000 |
| Itasca County Minnesota | 4 | $ 831,000 | $ 207,000 | $ 118,000 |
| Olmsted County Minnesota | 4 | $ 627,000 | $ 156,000 | $ 105,000 |
| St. Croix County Wisconsin | 4 | $ 723,000 | $ 180,000 | $ 101,000 |
| Pinal County Arizona | 3 | $ 267,000 | $ 89,000 | $ 54,000 |
| El Dorado County California | 3 | $ 450,000 | $ 150,000 | $ 92,000 |
| Orange County California | 3 | $ 1,430,000 | $ 476,000 | $ 149,000 |
| Riverside County California | 3 | $ 822,000 | $ 274,000 | $ 129,000 |
| San Diego County California | 3 | $ 1,064,000 | $ 354,000 | $ 156,000 |
| Denver County Colorado | 3 | $ 975,000 | $ 325,000 | $ 149,000 |
| Summit County Colorado | 3 | $ 878,000 | $ 292,000 | $ 100,000 |
| Cherokee County Georgia | 3 | $ 629,000 | $ 209,000 | $ 99,000 |
| DeKalb County Georgia | 3 | $ 665,000 | $ 221,000 | $ 108,000 |
| Henry County Georgia | 3 | $ 90,000 | $ 30,000 | $ 70,000 |
| Norfolk County Massachusetts | 3 | $ 601,000 | $ 200,000 | $ 76,000 |
| Livingston County Michigan | 3 | $ 480,000 | $ 160,000 | $ 87,000 |
| Isanti County Minnesota | 3 | $ 316,000 | $ 105,000 | $ 68,000 |
| Kanabec County Minnesota | 3 | $ 261,000 | $ 87,000 | $ 58,000 |
| Morrison County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Pine County Minnesota | 3 | $ 411,000 | $ 137,000 | $ 72,000 |
| Kitsap County Washington | 3 | $ 838,000 | $ 279,000 | $ 101,000 |
| Whatcom County Washington | 3 | $ 1,335,000 | $ 445,000 | $ 120,000 |
| Burnett County Wisconsin | 3 | $ 389,000 | $ 129,000 | $ 121,000 |
| Milwaukee County Wisconsin | 3 | $ 13,000 | $ 4,000 | $ 42,000 |
| Polk County Wisconsin | 3 | $ 132,000 | $ 44,000 | $ 70,000 |
| Sawyer County Wisconsin | 3 | $ 785,000 | $ 261,000 | $ 176,000 |
| Anchorage County Alaska | 2 | $ 635,000 | $ 317,000 | $ 217,000 |
| Gila County Arizona | 2 | $ 252,000 | $ 126,000 | $ 106,000 |
| Mohave County Arizona | 2 | $ 308,000 | $ 154,000 | $ 160,000 |
| Independence County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 69,000 |
| Arapahoe County Colorado | 2 | $ 391,000 | $ 195,000 | $ 79,000 |
| Boulder County Colorado | 2 | $ 335,000 | $ 167,000 | $ 123,000 |
| Garfield County Colorado | 2 | $ 173,000 | $ 86,000 | $ 117,000 |
| Jefferson County Colorado | 2 | $ 478,000 | $ 239,000 | $ 163,000 |
| New Castle County Delaware | 2 | $ 183,000 | $ 91,000 | $ 81,000 |
| Collier County Florida | 2 | $ 262,000 | $ 131,000 | $ 129,000 |
| Duval County Florida | 2 | $ 114,000 | $ 57,000 | $ 147,000 |
| Escambia County Florida | 2 | $ 584,000 | $ 292,000 | $ 159,000 |
| Hillsborough County Florida | 2 | $ 264,000 | $ 132,000 | $ 61,000 |
| Monroe County Florida | 2 | $ 345,000 | $ 172,000 | $ 103,000 |
| Sarasota County Florida | 2 | $ 123,000 | $ 61,000 | $ 54,000 |
| Sumter County Florida | 2 | $ 296,000 | $ 148,000 | $ 108,000 |
| Volusia County Florida | 2 | $ 303,000 | $ 151,000 | $ 58,000 |
| Carroll County Georgia | 2 | $ 206,000 | $ 103,000 | $ 84,000 |
| Honolulu County Hawaii | 2 | $ 150,000 | $ 75,000 | $ 270,000 |
| Maui County Hawaii | 2 | $ 253,000 | $ 126,000 | $ 46,000 |
| Anne Arundel County Maryland | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| Essex County Massachusetts | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Carlton County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 80,000 |
| Douglas County Minnesota | 2 | $ 508,000 | $ 254,000 | $ 180,000 |
| Lake County Minnesota | 2 | $ 314,000 | $ 157,000 | $ 193,000 |
| Mille Lacs County Minnesota | 2 | $ 229,000 | $ 114,000 | $ 80,000 |
| Nicollet County Minnesota | 2 | $ 176,000 | $ 88,000 | $ 85,000 |
| Nassau County New York | 2 | $ 325,000 | $ 162,000 | $ 103,000 |
| Cabarrus County North Carolina | 2 | $ 309,000 | $ 154,000 | $ 61,000 |
| Henderson County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 157,000 |
| York County Pennsylvania | 2 | $ 233,000 | $ 116,000 | $ 65,000 |
| Spartanburg County South Carolina | 2 | $ 4,000 | $ 2,000 | $ 14,000 |
| Rutherford County Tennessee | 2 | $ 148,000 | $ 74,000 | $ 114,000 |
| Bexar County Texas | 2 | $ 317,000 | $ 158,000 | $ 70,000 |
| Denton County Texas | 2 | $ 264,000 | $ 132,000 | $ 76,000 |
| Williamson County Texas | 2 | $ 379,000 | $ 189,000 | $ 83,000 |
| Fairfax County Virginia | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Loudoun County Virginia | 2 | $ 175,000 | $ 87,000 | $ 52,000 |
| Skagit County Washington | 2 | $ 425,000 | $ 212,000 | $ 102,000 |
| Snohomish County Washington | 2 | $ 595,000 | $ 297,000 | $ 105,000 |
| Pierce County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 132,000 |
| Montgomery County Alabama | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Shelby County Alabama | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Pima County Arizona | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Sharp County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Alameda County California | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| Butte County California | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Del Norte County California | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Sacramento County California | 1 | $ 44,000 | $ 44,000 | $ 82,000 |
| Tuolumne County California | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 445,000 | $ 445,000 | $ 102,000 |
| El Paso County Colorado | 1 | $ 5,000 | $ 5,000 | $ 57,000 |
| Larimer County Colorado | 1 | $ 379,000 | $ 379,000 | $ 77,000 |
| Pueblo County Colorado | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Fairfield County Connecticut | 1 | $ 246,000 | $ 246,000 | $ 55,000 |
| Hartford County Connecticut | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Litchfield County Connecticut | 1 | $ 326,000 | $ 326,000 | $ 171,000 |
| Alachua County Florida | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Citrus County Florida | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Lake County Florida | 1 | $ 164,000 | $ 164,000 | $ 48,000 |
| Martin County Florida | 1 | $ 300,000 | $ 300,000 | $ 226,000 |
| Chatham County Georgia | 1 | $ 393,000 | $ 393,000 | $ 163,000 |
| Clarke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Douglas County Georgia | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| Forsyth County Georgia | 1 | $ 86,000 | $ 86,000 | $ 68,000 |
| Rockdale County Georgia | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| Spalding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Hawaii County Hawaii | 1 | $ 368,000 | $ 368,000 | $ 73,000 |
| Ada County Idaho | 1 | $ 239,000 | $ 239,000 | $ 107,000 |
| Kootenai County Idaho | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| DuPage County Illinois | 1 | $ 5,000 | $ 5,000 | $ 137,000 |
| McHenry County Illinois | 1 | $ 30,000 | $ 30,000 | $ 165,000 |
| Allen County Indiana | 1 | $ 336,000 | $ 336,000 | $ 182,000 |
| Henry County Indiana | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Johnson County Indiana | 1 | $ 70,000 | $ 70,000 | $ 167,000 |
| LaPorte County Indiana | 1 | $ 195,000 | $ 195,000 | $ 166,000 |
| Monroe County Indiana | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Dallas County Iowa | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Dubuque County Iowa | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Scott County Iowa | 1 | $ 307,000 | $ 307,000 | $ 104,000 |
| Johnson County Kansas | 1 | $ 181,000 | $ 181,000 | $ 47,000 |
| Wyandotte County Kansas | 1 | $ 58,000 | $ 58,000 | $ 26,000 |
| Lafayette County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Orleans County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 151,000 |
| Cumberland County Maine | 1 | $ 332,000 | $ 332,000 | $ 163,000 |
| Howard County Maryland | 1 | $ 550,000 | $ 550,000 | $ 267,000 |
| Prince George's County Maryland | 1 | $ 122,000 | $ 122,000 | $ 81,000 |
| Worcester County Maryland | 1 | $ 380,000 | $ 380,000 | $ 210,000 |
| Hampden County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Hampshire County Massachusetts | 1 | $ 86,000 | $ 86,000 | $ 59,000 |
| Middlesex County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Suffolk County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 72,000 |
| Worcester County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 94,000 |
| Antrim County Michigan | 1 | $ 236,000 | $ 236,000 | $ 184,000 |
| Calhoun County Michigan | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Clare County Michigan | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Grand Traverse County Michigan | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Ingham County Michigan | 1 | $ 240,000 | $ 240,000 | $ 177,000 |
| Kalkaska County Michigan | 1 | $ 204,000 | $ 204,000 | $ 124,000 |
| Kent County Michigan | 1 | $ 261,000 | $ 261,000 | $ 121,000 |
| Lapeer County Michigan | 1 | $ 210,000 | $ 210,000 | $ 244,000 |
| Montmorency County Michigan | 1 | $ 84,000 | $ 84,000 | $ 55,000 |
| Otsego County Michigan | 1 | $ 88,000 | $ 88,000 | $ 116,000 |
| Presque Isle County Michigan | 1 | $ 15,000 | $ 15,000 | $ 154,000 |
| Becker County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 135,000 |
| Blue Earth County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 97,000 |
| Cook County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Dodge County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Fillmore County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 108,000 |
| Jackson County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| Kandiyohi County Minnesota | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Le Sueur County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 124,000 |
| McLeod County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Pope County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 437,000 |
| Sibley County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 172,000 |
| Steele County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Rankin County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
| Christian County Missouri | 1 | $ 185,000 | $ 185,000 | $ 26,000 |
| Gentry County Missouri | 1 | $ 50,000 | $ 50,000 | $ 177,000 |
| Lincoln County Missouri | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| St. Charles County Missouri | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Flathead County Montana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Madison County Montana | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Missoula County Montana | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Ravalli County Montana | 1 | $ 304,000 | $ 304,000 | $ 76,000 |
| Sarpy County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Hillsborough County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| Rockingham County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 220,000 |
| Essex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Hudson County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 250,000 |
| Hunterdon County New Jersey | 1 | $ 640,000 | $ 640,000 | $ 181,000 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Albany County New York | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| New York County New York | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Queens County New York | 1 | $ 411,000 | $ 411,000 | $ 91,000 |
| Westchester County New York | 1 | $ 640,000 | $ 640,000 | $ 361,000 |
| Cumberland County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Forsyth County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Gaston County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 78,000 |
| Guilford County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 114,000 |
| Iredell County North Carolina | 1 | $ 332,000 | $ 332,000 | $ 152,000 |
| New Hanover County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 157,000 |
| Watauga County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Benson County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Burleigh County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 12,000 |
| Walsh County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Delaware County Ohio | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Franklin County Ohio | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Licking County Ohio | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Stark County Ohio | 1 | $ 233,000 | $ 233,000 | $ 100,000 |
| Warren County Ohio | 1 | $ 463,000 | $ 463,000 | $ 130,000 |
| Logan County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Lane County Oregon | 1 | $ 387,000 | $ 387,000 | $ 220,000 |
| Multnomah County Oregon | 1 | $ 170,000 | $ 170,000 | $ 82,000 |
| Cumberland County Pennsylvania | 1 | $ 376,000 | $ 376,000 | $ 284,000 |
| Delaware County Pennsylvania | 1 | $ 319,000 | $ 319,000 | $ 252,000 |
| Montgomery County Pennsylvania | 1 | $ 344,000 | $ 344,000 | $ 105,000 |
| Wayne County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Beaufort County South Carolina | 1 | $ 746,000 | $ 746,000 | $ 43,000 |
| Pickens County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 204,000 |
| Hamlin County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Lawrence County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Lincoln County South Dakota | 1 | $ 230,000 | $ 230,000 | $ 198,000 |
| Pennington County South Dakota | 1 | $ 181,000 | $ 181,000 | $ 32,000 |
| Turner County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 153,000 |
| Blount County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Crockett County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Davidson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Humphreys County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 105,000 |
| Knox County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 143,000 |
| Lauderdale County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Rhea County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Sevier County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 125,000 |
| Collin County Texas | 1 | $ 267,000 | $ 267,000 | $ 140,000 |
| Dallas County Texas | 1 | $ 100,000 | $ 100,000 | $ 166,000 |
| El Paso County Texas | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| Fort Bend County Texas | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Guadalupe County Texas | 1 | $ 10,000 | $ 10,000 | $ 146,000 |
| Hays County Texas | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Montgomery County Texas | 1 | $ 310,000 | $ 310,000 | $ 132,000 |
| Tarrant County Texas | 1 | $ 465,000 | $ 465,000 | $ 157,000 |
| Washington County Utah | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Waynesboro County Virginia | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Asotin County Washington | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Clallam County Washington | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Clark County Washington | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Mason County Washington | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Thurston County Washington | 1 | $ 120,000 | $ 120,000 | $ 201,000 |
| Ashland County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 111,000 |
| Bayfield County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 265,000 |
| Calumet County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Chippewa County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Dane County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Douglas County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 134,000 |
| Dunn County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 114,000 |
| Eau Claire County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Fond du Lac County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| La Crosse County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Oneida County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Outagamie County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Rock County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 648 | $131,611,000 | $203,000 | $1,000,000 | $93,000 | $1,060,000 |
| Refinancing | 576 | $110,881,000 | $192,000 | $875,000 | $95,000 | $1,268,000 |
| Home Improvement | 422 | $12,565,000 | $29,000 | $250,000 | $87,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 838 | $100,082,000 | $119,000 | $928,000 | $94,000 | $1,268,000 |
| White | 716 | $139,665,000 | $195,000 | $1,000,000 | $93,000 | $1,060,000 |
| Black or African American | 45 | $6,889,000 | $153,000 | $550,000 | $71,000 | $290,000 |
| Hispanic | 23 | $3,938,000 | $171,000 | $340,000 | $62,000 | $182,000 |
| Asian | 15 | $2,823,000 | $188,000 | $440,000 | $75,000 | $142,000 |
| American Indian or Alaskan Native | 5 | $975,000 | $195,000 | $306,000 | $73,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $685,000 | $171,000 | $347,000 | $72,000 | $165,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,646 | $255,057,000 | $154,000 | $1,000,000 | $92,000 | $1,268,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,328 | $196,100,000 | $147,000 | $1,000,000 | $95,000 | $1,060,000 |
| Application Denied By Financial Institution | 171 | $30,757,000 | $179,000 | $746,000 | $66,000 | $233,000 |
| Application Approved But Not Accepted | 122 | $24,214,000 | $198,000 | $928,000 | $105,000 | $1,268,000 |
| Preapproval Denied by Financial Institution | 25 | $3,986,000 | $159,000 | $465,000 | $57,000 | $222,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 102 | $17,551,000 | $172,000 | $520,000 | $69,000 | $222,000 |
| Debt-To-Income Ratio | 69 | $12,603,000 | $182,000 | $746,000 | $54,000 | $233,000 |
| Collateral | 13 | $2,896,000 | $222,000 | $386,000 | $99,000 | $188,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,043,000 | $208,000 | $333,000 | $59,000 | $92,000 |
| Mortgage Insurance Denied | 1 | $143,000 | $143,000 | $143,000 | $73,000 | $73,000 |
| Unverifiable Information | 1 | $200,000 | $200,000 | $200,000 | $128,000 | $128,000 |
| Employment History | 1 | $50,000 | $50,000 | $50,000 | $12,000 | $12,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.