Lorain County, OH Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 15,500 mortgage applications in Lorain County, OH totaling $2.2 billion, up 22% from 2017. The average application was for $142,000, and applicants reported an average income of $87,000. 55% of applications resulted in an originated loan and 17% were denied. The most active lender was Huntington National Bank, with 2,155 applications, followed by Third Federal Savings and Loan and Wells Fargo Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,500
Total Mortgage Loan Application Amount $2,204,800,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $21,755,000
Average Applicant Income $87,000
Highest Applicant Income $2,952,000

Mortgage Company List for Lending in Lorain County, OH for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 2,155 $ 234,375,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,854,593,000 1,088 $ 126,520,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 633 $ 106,365,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 593 $ 57,105,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 551 $ 38,245,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 430 $ 50,990,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 428 $ 65,480,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 9,431,473,000 414 $ 36,270,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,784,965,000 414 $ 81,690,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 381 $ 41,225,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 362 $ 41,930,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 349 $ 36,605,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 343 $ 41,195,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ -1,000 314 $ 76,480,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 8,294,175,000 305 $ 35,355,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ -1,000 291 $ 47,495,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 258 $ 38,740,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 244 $ 37,810,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 19,236,876,000 196 $ 24,270,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 179 $ 29,635,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 175 $ 24,065,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 31,211,939,000 169 $ 36,595,000
First Federal Savings & Loan Association of Lorain
3721 OBERLIN AVE
LORAIN, OH 44053
* $ 416,136,000 167 $ 23,255,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ -1,000 160 $ 22,420,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 142 $ 26,390,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 137 $ 16,385,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 117 $ 15,745,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 108 $ 15,190,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 105 $ 14,865,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 9,833,136,000 100 $ 20,640,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 97 $ 10,525,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 97 $ 5,165,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 93 $ 13,525,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 88 $ 13,980,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 87 $ 13,065,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 79 $ 10,205,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 79 $ 12,635,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 75 $ 9,495,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 73 $ 13,075,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 68 $ 11,570,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 66 $ 9,190,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 61 $ 2,665,000
K. Hovnanian American Mortgage
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ -1,000 60 $ 12,490,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 60 $ 11,280,000
First Equity Mortgage Inc
211 GRANDVIEW DRIVE, SUITE 102
FT MITCHELL, KY 41017
* $ -1,000 60 $ 19,850,000
Community Star Credit Union
832 CLEVELAND ST
ELYRIA, OH 44035
* $ 70,892,000 60 $ 5,480,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 56 $ 7,280,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 56 $ 8,960,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 52 $ 8,440,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 51 $ 9,715,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 51 $ 8,595,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 46 $ 6,850,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 46 $ 3,890,000
The Farmers Savings Bank
111 W MAIN ST PO BOX 38
SPENCER, OH 44275
* $ 281,016,000 45 $ 6,085,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 44 $ 2,690,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 44 $ 6,530,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 44 $ 7,630,000
Union Capital Mortgage Corporation
7676 REYNOLDS ROAD
MENTOR, OH 44060
* $ -1,000 43 $ 9,975,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 39 $ 6,965,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 38 $ 6,100,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ -1,000 38 $ 6,650,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 34 $ 6,000,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 34 $ 4,250,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 33 $ 4,905,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 33 $ 5,855,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 32 $ 5,340,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 30 $ 5,380,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 29 $ 4,515,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 28 $ 4,170,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 28 $ 5,480,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 28 $ 4,600,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 26 $ 3,590,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 26 $ 1,050,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,521,910,000 25 $ 5,895,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 25 $ 7,685,000
Home Savings Bank
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,641,355,000 23 $ 4,715,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 23 $ 2,865,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 23 $ 3,285,000
Buckeye Community Bank
105 SHEFFIELD CENTER
LORAIN, OH 44055
* $ 173,985,000 23 $ 4,495,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 22 $ 1,970,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 22 $ 3,730,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 516,405,000 21 $ 1,055,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 19 $ 3,445,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 19 $ 1,815,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 18 $ 2,880,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 18 $ 3,130,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 18 $ 1,810,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 17 $ 2,985,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 17 $ 1,195,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 16 $ 3,120,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 15 $ 2,295,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 15 $ 2,435,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 15 $ 3,155,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 15 $ 2,285,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 15 $ 2,355,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 14 $ 610,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 14 $ 1,640,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 13 $ 1,945,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 13 $ 1,865,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 13 $ 1,905,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 1,875,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,528,090,000 11 $ 1,675,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 11 $ 2,775,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 11 $ 1,915,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 11 $ 1,865,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 7,281,983,000 10 $ 2,490,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 10 $ 2,490,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 10 $ 1,330,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 10 $ 520,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 10 $ 1,310,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 10 $ 1,510,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 9 $ 1,425,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 9 $ 2,425,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 9 $ 695,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 9 $ 1,365,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 9 $ 975,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 8 $ 1,290,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 8 $ 1,450,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 8 $ 1,010,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 7 $ 995,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 245,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 7 $ 1,135,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 695,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 7 $ 235,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ -1,000 7 $ 1,455,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 6 $ 600,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 6 $ 620,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,370,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 6 $ 1,080,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 6 $ 1,120,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 6 $ 1,500,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 6 $ 800,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 5 $ 975,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 5 $ 735,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 5 $ 865,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 5 $ 845,000
The Cortland Savings and Banking Company
194 W. MAIN STREET
CORTLAND, OH 44410
* $ 707,619,000 5 $ 1,545,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 5 $ 955,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ -1,000 5 $ 1,805,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,780,041,000 5 $ 1,545,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 5 $ 795,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 5 $ 635,000
First National Bank
120 NORTH ST
BELLEVUE, OH 44811
* $ 209,021,000 5 $ 305,000
First Ohio Home Finance
385 COUNTY LINE RD W, STE 200
WESTERVILLE, OH 43082
* $ -1,000 5 $ 685,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 5 $ 395,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 5 $ 1,025,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 485,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 5 $ 605,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 540,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ 2,139,762,000 4 $ 710,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 722,208,000 4 $ 1,080,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 4 $ 530,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 660,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ -1,000 4 $ 440,000
Ohio Catholic Federal Credit Union
13623 ROCKSIDE RD.
GARFIELD HEIGHTS, OH 44125
* $ 165,990,000 4 $ 470,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 7,038,696,000 4 $ 16,970,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 4 $ 730,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 4 $ 120,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 4 $ 410,000
Geauga Savings Bank
10800 KINSMAN RD
NEWBURY, OH 44065
* $ 299,225,000 4 $ 840,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 4 $ 770,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 4 $ 760,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 4 $ 1,100,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ -1,000 4 $ 300,000
First Security Mortgage Corporation
15887 SNOW ROAD, SUITE 200
BROOK PARK, OH 44142
* $ -1,000 4 $ 780,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 7,826,243,000 4 $ 660,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 4 $ 490,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,045,161,000 3 $ 565,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 3 $ 695,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 3 $ 385,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 3 $ 1,015,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,746,734,000 3 $ 395,000
Westfield Bank, FSB
255 EAST 5TH ST
CINCINNATI, OH 45202
* $ 1,371,076,000 3 $ 4,825,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 305,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 305,000
Arvest Bank

TULSA, OK 74103
* $ 16,758,528,000 3 $ 355,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 3 $ 295,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 385,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 3 $ 525,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 3 $ 435,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 778,829,000 3 $ 665,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 3 $ 585,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 3 $ 235,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,870,181,000 3 $ 305,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 3,394,682,000 3 $ 675,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 1,202,018,000 3 $ 175,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 435,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 3 $ 255,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 3 $ 425,000
The Bankers Guarantee Title & Trust Company
1113 MEDINA ROAD SUITE # 400
MEDINA, OH 44256
* $ -1,000 3 $ 675,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 240,000
Alliance Credit, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 2 $ 90,000
The Middlefield Banking Company
15985 E HIGH ST. PO BOX 35
MIDDLEFIELD, OH 44062
* $ 1,106,713,000 2 $ 680,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 45,457,767,000 2 $ 18,940,000
Cardinal Credit Union, Inc
8500 WESTPORT DR.
MENTOR, OH 44060
* $ 244,161,000 2 $ 480,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 180,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 927,541,000 2 $ 470,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 14,014,053,000 2 $ 1,010,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 247,944,000 2 $ 100,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 280,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 286,736,000 2 $ 60,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 140,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 560,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 220,000
Tbk Bank, SSB
12700 PARK CENTRAL DRIVE STE #1700
DALLAS, TX 75251
* $ 3,468,821,000 2 $ 720,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 480,514,000 2 $ 260,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 330,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 6,949,661,000 2 $ 50,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 470,603,000 2 $ 220,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,377,846,000 2 $ 110,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 875,900,000 2 $ 180,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ 975,955,000 2 $ 30,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 2 $ 400,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 360,000
The Ohio Educational Credit Union, Inc.
2554 EAST 22ND ST
CLEVELAND, OH 44115
* $ 128,699,000 2 $ 390,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 2 $ 90,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 2 $ 600,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 2 $ 510,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 300,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 370,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 2 $ 310,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 260,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 4,036,110,000 2 $ 110,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 1,020,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 2 $ 410,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 2 $ 320,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 480,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,967,866,000 2 $ 510,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 170,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 637,492,000 2 $ 440,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 140,000
Mortgage One Solutions, Inc.
8609 WESTWOOD CENTER DR SUITE 200
VIENNA, VA 22182
* $ -1,000 1 $ 65,000
Manhattan Financial Group, Inc.
600 LA TERRAZA BLVD 3RD FLOOR
REDLANDS, CA 92025
* $ -1,000 1 $ 175,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 1 $ 135,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ -1,000 1 $ 145,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 198,592,000,000 1 $ 105,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 9,792,150,000 1 $ 95,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 781,268,000 1 $ 315,000
5 Arch Funding Corp.
19800 MACARTHUR BLVD SUITE 1150
IRVINE, CA 92612
* $ -1,000 1 $ 65,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 165,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 1 $ 35,000
United Bank VA

MORGANTOWN, WV 26505
* $ 19,041,801,000 1 $ 45,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 175,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 9,805,580,000 1 $ 135,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 852,608,000 1 $ 135,000
Croghan Colonial Bank
323 CROGHAN ST
FREMONT, OH 43420
* $ 840,052,000 1 $ 145,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 27,268,871,000 1 $ 125,000
Forcht Bank, N.A.
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,056,164,000 1 $ 105,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 325,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 1 $ 205,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 85,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 365,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,696,344,000 1 $ 405,000
Signature Mortgage Corporation
4790 DOUGLAS CIRCLE NW
CANTON, OH 44718
* $ -1,000 1 $ 185,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 417,436,000 1 $ 175,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 455,000
First Federal S&L of Newark
2 NORTH SECOND STREET
NEWARK, OH 43055
* $ 202,892,000 1 $ 185,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,107,765,000 1 $ 115,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 1 $ 275,000
American Nationwide Mortgage Company, Inc.
3820 NORTHDALE BLVD STE 111A
TAMPA, FL 33624
* $ -1,000 1 $ 195,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 145,000
Portage Community Bank
1311 E. MAIN ST.
RAVENNA, OHIO, OH 44266
* $ 333,089,000 1 $ 105,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 6,275,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 4,401,191,000 1 $ 275,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 937,822,000 1 $ 805,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,994,367,000 1 $ 25,000
Main Street Bank Corp
151 N. MARKET ST.
WOOSTER, OH 44691
* $ 440,894,000 1 $ 165,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 7,947,930,000 1 $ 35,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 315,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 1 $ 2,045,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 95,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 265,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,681,526,000 1 $ 65,000
Firestone
31 HANNA PARKWAY
AKRON, OH 44319
* $ 207,431,000 1 $ 185,000
Waterford Bank, N.A.
3900 N. MCCORD RD
TOLEDO, OH 43617
* $ 675,112,000 1 $ 115,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 725,571,000 1 $ 235,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 235,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 65,000
Cleveland Selfreliance Federal Credit Union
6108 STATE ROAD
PARMA, OH 44134
* $ 88,726,000 1 $ 195,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 502,206,000 1 $ 145,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 21,866,592,000 1 $ 525,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 145,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 1 $ 55,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,364,710,000 1 $ 75,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 715,175,000 1 $ 135,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 9,352,196,000 1 $ 55,000
Midflorida Credit Union
3004 S FLORIDA AVE
LAKELAND, FL 33801
* $ 3,055,514,000 1 $ 95,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 5,414,702,000 1 $ 14,755,000
Credit Union of Ohio
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 137,200,000 1 $ 5,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 164,539,000,000 1 $ 21,755,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ 829,469,000 1 $ 4,055,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 245,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 1 $ 485,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,144,695,000 1 $ 85,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 1 $ 55,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 7,471,410,000 1 $ 685,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ -1,000 1 $ 1,125,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 1 $ 195,000
Altabank
33 E MAIN
AMERICAN FORK, UT 84003
* $ 2,123,382,000 1 $ 55,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 2,748,891,000 1 $ 15,000
Home Federal Savings and Loan Association of Niles
55 MAIN ST.
NILES, OH 44446
* $ 99,643,000 1 $ 945,000
Anchor Loans LP

THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 115,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 155,000
Virginia National Bank
PO BOX 2853
CHARLOTTESVILLE, VA 22911
* $ 643,491,000 1 $ 165,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 45,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 1 $ 135,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 2,345,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 1 $ 335,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 25,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 3,569,754,000 1 $ 235,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 456,898,000 1 $ 165,000
Protective Life and Annuity Insurance Company
2801 HIGHWAY 280 SOUTH
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 12,905,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 155,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 1 $ 35,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ -1,000 1 $ 115,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 40,746,561,000 1 $ 325,000
Pathways Financial Credit Union
5665 N. HAMILTON RD
COLUMBUS, OH 43230
* $ 248,690,000 1 $ 245,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 1 $ 405,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,079,137,000 1 $ 35,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 2,856,018,000 1 $ 135,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 275,000

The tables below break down 2018 mortgage applications in Lorain County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lorain County, OH in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,091 $1,235,855,000 $174,000 $15,875,000 $84,000 $1,132,000
Refinancing 2,429 $366,095,000 $150,000 $21,755,000 $89,000 $1,377,000
Cash-out Refinancing 2,280 $328,260,000 $143,000 $4,055,000 $80,000 $932,000
Other Purpose 1,901 $138,935,000 $73,000 $1,005,000 $98,000 $2,952,000
Home Improvement 1,356 $81,930,000 $60,000 $965,000 $94,000 $2,700,000
Not Applicable 443 $53,725,000 $121,000 $945,000 $67,000 $179,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,402 $1,514,000,000 $132,000 $1,215,000 $88,000 $2,952,000
Not applicable 1,463 $325,475,000 $222,000 $21,755,000 $65,000 $231,000
Not Provided 1,339 $198,435,000 $148,000 $1,005,000 $93,000 $1,301,000
Hispanic 602 $67,650,000 $112,000 $475,000 $66,000 $1,033,000
Black or African American 463 $60,675,000 $131,000 $805,000 $68,000 $1,132,000
Asian 131 $28,075,000 $214,000 $805,000 $123,000 $600,000
American Indian or Alaskan Native 61 $6,785,000 $111,000 $325,000 $58,000 $124,000
Native Hawaiian or Other Pacific Islander 11 $1,555,000 $141,000 $265,000 $58,000 $144,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,312 $1,603,970,000 $141,000 $21,755,000 $94,000 $2,952,000
FHA-insured (Federal Housing Administration) 3,078 $406,750,000 $132,000 $805,000 $59,000 $840,000
VA-guaranteed (Veterans Administration) 1,021 $182,495,000 $178,000 $515,000 $71,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $11,585,000 $130,000 $235,000 $49,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,536 $1,281,170,000 $150,000 $15,875,000 $91,000 $2,700,000
Application Denied By Financial Institution 2,632 $276,100,000 $104,000 $2,045,000 $74,000 $2,952,000
Loan Purchased By The Institution 2,018 $304,390,000 $150,000 $945,000 $81,000 $401,000
Application Withdrawn By Applicant 1,544 $248,400,000 $160,000 $21,755,000 $89,000 $1,301,000
File Closed For Incompleteness 458 $57,620,000 $125,000 $825,000 $95,000 $1,120,000
Application Approved But Not Accepted 310 $36,860,000 $118,000 $605,000 $80,000 $380,000
Preapproval Approved but not Accepted 1 $185,000 $185,000 $185,000 $53,000 $53,000
Preapproval Denied by Financial Institution 1 $75,000 $75,000 $75,000 $39,000 $39,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,791 $1,912,415,000 $149,000 $21,755,000 $90,000 $2,700,000
Credit History 868 $72,990,000 $84,000 $1,215,000 $77,000 $1,057,000
Debt-To-Income Ratio 758 $93,260,000 $123,000 $4,055,000 $55,000 $520,000
Collateral 546 $52,330,000 $95,000 $455,000 $84,000 $499,000
Credit Application Incomplete 231 $33,905,000 $146,000 $2,045,000 $90,000 $2,952,000
Other 157 $20,745,000 $132,000 $965,000 $93,000 $1,860,000
Unverifiable Information 85 $9,295,000 $109,000 $425,000 $95,000 $519,000
Insufficient Cash (Downpayment, Closing Cost) 40 $5,720,000 $143,000 $655,000 $89,000 $517,000
Employment History 23 $3,995,000 $173,000 $795,000 $52,000 $253,000
Mortgage Insurance Denied 1 $145,000 $145,000 $145,000 $52,000 $52,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Ohio Lender List