Silver Hill Funding Mortgage Lending & HMDA Data, 2018
In 2018, Silver Hill Funding of Coral Gables, FL reported 936 mortgage applications totaling $497.3 million. The average application was for $531,346, and applicants reported an average income of $0. 23% of its applications resulted in an originated loan and 20% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (98), Chicago-Naperville-Arlington Heights, IL (70) and Cleveland-Elyria, OH (39) (applications in parentheses).
| Mortgage Company & Address | Silver Hill Funding 4425 Ponce De Leon Blvd Coral Gables, FL 33146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 936 |
| Total Mortgage Loan Application Amount | $497,340,000 |
| Average Mortgage Loan Application Amount | $531,346 |
| Highest Mortgage Loan Application Amount | $8,595,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Silver Hill Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Silver Hill Funding in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 358 | $228,430,000 | $638,000 | $8,595,000 | $0 | $0 |
| Cash-out Refinancing | 347 | $151,045,000 | $435,000 | $4,805,000 | $0 | $0 |
| Refinancing | 231 | $117,865,000 | $510,000 | $5,505,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 547 | $347,755,000 | $635,000 | $8,595,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 165 | $53,505,000 | $324,000 | $1,805,000 | $0 | $0 |
| Hispanic | 97 | $36,835,000 | $379,000 | $1,705,000 | $0 | $0 |
| Not Provided | 78 | $35,480,000 | $454,000 | $1,655,000 | $0 | $0 |
| White | 28 | $12,320,000 | $440,000 | $1,245,000 | $0 | $0 |
| Black or African American | 13 | $6,345,000 | $488,000 | $1,755,000 | $0 | $0 |
| Asian | 8 | $5,100,000 | $637,000 | $1,125,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 936 | $497,340,000 | $531,000 | $8,595,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 537 | $321,125,000 | $597,000 | $8,595,000 | $0 | $0 |
| Loan Originated | 211 | $73,035,000 | $346,000 | $1,815,000 | $0 | $0 |
| Application Denied By Financial Institution | 188 | $103,180,000 | $548,000 | $5,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 748 | $394,160,000 | $526,000 | $8,595,000 | $0 | $0 |
| Collateral | 87 | $33,355,000 | $383,000 | $1,805,000 | $0 | $0 |
| Credit History | 44 | $19,670,000 | $447,000 | $2,005,000 | $0 | $0 |
| Other | 29 | $10,735,000 | $370,000 | $1,335,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $34,180,000 | $3,418,000 | $5,505,000 | $0 | $0 |
| Credit Application Incomplete | 10 | $3,420,000 | $342,000 | $805,000 | $0 | $0 |
| Debt-To-Income Ratio | 8 | $1,820,000 | $227,000 | $645,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silver Hill Funding's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silver Hill Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About