Mankato-North Mankato, MN Metro Area Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2,265 mortgage applications in Mankato-North Mankato, MN metro area totaling $529.9 million, down 27% from 2022. The average application was for $233,935, and applicants reported an average income of $111,000. 66% of applications resulted in an originated loan and 12% were denied. The most active lender was United Wholesale Mortgage, with 266 applications, followed by US Bank, N.A. and Minnesota Valley Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 2,265
Total Mortgage Loan Application Amount $529,865,000
Average Mortgage Loan Application Amount $233,935
Highest Mortgage Loan Application Amount $46,085,000
Average Applicant Income $111,000
Highest Applicant Income $4,096,000

Mortgage Company List for Lending in Mankato-North Mankato, MN for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 266 $ 68,640,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 166 $ 25,380,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ 281,176,000 117 $ 16,905,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 4,078,225,000 106 $ 9,060,000
Community Bank Mankato
300 ST ANDREWS DR
VERNON CENTER, MN 56090
* $ 465,002,000 97 $ 30,715,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 89 $ 21,015,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 15,939,263,000 69 $ 18,675,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 3,163,444,000 69 $ 11,375,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 62 $ 16,550,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 55 $ 4,165,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 52 $ 5,710,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ 533,091,000 43 $ 7,185,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 42 $ 10,310,000
Minnstar Bank National Association
P.O. BOX 270
LAKE CRYSTAL, MN 56055
* $ 197,433,000 40 $ 9,000,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 35 $ 2,255,000
Pioneer Bank
320 STADIUM ROAD SUITE 100
MANKATO, MN 56001
* $ 824,512,000 33 $ 17,805,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 29 $ 5,735,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 29 $ 5,195,000
First National Bank Minnesota
500 LONG STREET
SAINT PETER, MN 56082
* $ 442,713,000 28 $ 5,010,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,815,328,000 28 $ 8,390,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 25 $ 5,995,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,576,681,000 23 $ 1,305,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 23 $ 6,285,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 22 $ 3,780,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 19 $ 3,695,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 19 $ 3,995,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 465,755,000 18 $ 4,610,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 18 $ 4,580,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 16 $ 4,260,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 16 $ 3,030,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 16 $ 3,610,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 16 $ 2,790,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 16 $ 3,280,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 3,105,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 15 $ 3,125,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 581,176,000 14 $ 1,770,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ 539,421,000 14 $ 3,210,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 13 $ 2,155,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 4,614,668,000 13 $ 1,865,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 12 $ 2,350,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,740,477,000 12 $ 1,350,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 2,530,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 12 $ 2,790,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 12 $ 2,510,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 11 $ 3,075,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 11 $ 2,525,000
Cornerstone State Bank
401 4TH ST N W
MONTGOMERY, MN 56069
* $ 227,336,000 10 $ 2,550,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 10 $ 1,940,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 9 $ 735,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 759,764,000 9 $ 1,685,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 1,333,552,000 9 $ 16,425,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,815,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 8 $ 180,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 8 $ 2,430,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 7 $ 2,035,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 7 $ 2,075,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 7 $ 305,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 7 $ 2,405,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 4,552,579,000 7 $ 405,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MOUNTAIN LAKE, MN 56001
* $ 837,228,000 7 $ 2,405,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 1,399,277,000 7 $ 385,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 7 $ 925,000
Chartwell Financial, LLC
2015 SPRING RD # 600
OAK BROOK, IL 60523
* $ -1,000 6 $ 410,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 2,119,023,000 6 $ 800,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 1,180,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 1,440,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 6 $ 570,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,576,574,000 5 $ 1,325,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 5 $ 1,025,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 5 $ 735,000
Profinium, Inc.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 514,883,000 5 $ 4,435,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,096,108,000 5 $ 735,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 4 $ 1,090,000
Progrowth Bank
703 3RD STREET, PO BOX 77
NICOLLET, MN 56074
* $ 292,634,000 4 $ 270,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 3,778,066,000 4 $ 1,200,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 3 $ 835,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 3 $ 925,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 737,394,000 3 $ 415,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 2 $ 450,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 2 $ 500,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ 290,367,000 2 $ 360,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 540,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 1,316,544,000 2 $ 310,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 2 $ 190,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 2 $ 130,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 360,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 2,123,114,000 2 $ 230,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 410,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 260,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 1,037,836,000 2 $ 230,000
First State Bank of Le Center
88 NORTH PARK AVE
LE CENTER, MN 56057
* $ 108,020,000 2 $ 70,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 2 $ 560,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 370,000
First National Bank of Le Center
10 W. MINNESOTA ST
LE CENTER, MN 56057
* $ 141,757,000 2 $ 280,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 390,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 2 $ 560,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 2 $ 560,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 2 $ 880,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 2 $ 830,000
West Bank
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ 3,611,269,000 2 $ 550,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 350,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 260,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 1,585,971,000 2 $ 290,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,469,837,000 2 $ 70,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 15,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 325,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 445,000
Bankwest
5921 MAIN ST
ROCKFORD, MN 55313
* $ 241,436,000 1 $ 185,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 55,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 430,704,000 1 $ 455,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 2,170,641,000 1 $ 185,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 1 $ 265,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 75,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 415,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 2,036,937,000 1 $ 245,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 65,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 350,059,000 1 $ 135,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 45,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 593,725,000 1 $ 395,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 505,737,000 1 $ 45,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 335,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 75,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 245,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 95,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 255,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 1,195,944,000 1 $ 135,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 325,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 235,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 175,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 135,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 155,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 1 $ 75,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 2,022,880,000 1 $ 215,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ 663,555,000 1 $ 145,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 205,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ -1,000 1 $ 235,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 435,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 265,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 175,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 479,101,000 1 $ 265,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 1 $ 255,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 225,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 1 $ 95,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 325,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 165,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 255,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 255,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 255,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 265,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 875,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 15,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 195,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 315,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 305,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 175,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ 175,100,000 1 $ 105,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 1 $ 425,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 175,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ 159,447,000 1 $ 175,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 46,085,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 46,085,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 185,000
Security Savings Bank

LARCHWOOD, IA 51241
* $ 503,113,000 1 $ 135,000
F & M Community Bank, N.A.
PO BOX 467
PRESTON, MN 55965
* $ 191,703,000 1 $ 225,000
New Market Bank
101 OLD TOWN RD
ELKO NEW MARKET, MN 55054
* $ 188,657,000 1 $ 235,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ 351,648,000 1 $ 575,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 3,392,287,000 1 $ 615,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 2,441,289,000 1 $ 345,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 45,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,684,000,000 1 $ 145,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,574,512,000 1 $ 85,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 285,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 275,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 2,847,684,000 1 $ 215,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 634,681,000 1 $ 165,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ 2,170,479,000 1 $ 375,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 4,340,923,000 1 $ 3,585,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 35,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 45,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 315,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 175,000

The tables below break down 2023 mortgage applications in Mankato-North Mankato, MN metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mankato-North Mankato, MN in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,404 $373,080,000 $265,000 $14,005,000 $109,000 $1,800,000
Cash-out Refinancing 233 $43,805,000 $188,000 $1,105,000 $99,000 $750,000
Other Purpose 230 $16,240,000 $70,000 $525,000 $129,000 $4,096,000
Refinancing 197 $82,125,000 $416,000 $46,085,000 $121,000 $1,298,000
Home Improvement 193 $13,165,000 $68,000 $445,000 $115,000 $689,000
Not Applicable 8 $1,450,000 $181,000 $525,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,643 $321,195,000 $195,000 $7,375,000 $111,000 $4,096,000
Not Provided 224 $40,320,000 $180,000 $795,000 $129,000 $1,800,000
Not applicable 210 $134,190,000 $639,000 $46,085,000 $0 $0
Hispanic 84 $15,730,000 $187,000 $575,000 $89,000 $384,000
Asian 37 $8,315,000 $224,000 $675,000 $103,000 $275,000
Black or African American 37 $5,635,000 $152,000 $325,000 $75,000 $378,000
American Indian or Alaskan Native 19 $2,155,000 $113,000 $265,000 $83,000 $222,000
Native Hawaiian or Other Pacific Islander 2 $480,000 $240,000 $305,000 $87,000 $94,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,841 $427,495,000 $232,000 $46,085,000 $117,000 $4,096,000
FHA-insured (Federal Housing Administration) 270 $57,050,000 $211,000 $485,000 $77,000 $239,000
VA-guaranteed (Veterans Administration) 145 $43,545,000 $300,000 $885,000 $100,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,775,000 $197,000 $315,000 $76,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,488 $391,610,000 $263,000 $46,085,000 $116,000 $1,800,000
Application Denied By Financial Institution 276 $35,330,000 $128,000 $585,000 $91,000 $1,137,000
Application Withdrawn By Applicant 216 $48,110,000 $222,000 $1,435,000 $121,000 $4,096,000
Loan Purchased By The Institution 148 $33,820,000 $228,000 $875,000 $74,000 $164,000
File Closed For Incompleteness 92 $13,690,000 $148,000 $605,000 $106,000 $689,000
Application Approved But Not Accepted 43 $6,815,000 $158,000 $805,000 $97,000 $329,000
Preapproval Approved but not Accepted 2 $490,000 $245,000 $325,000 $63,000 $71,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,743 $403,395,000 $231,000 $46,085,000 $114,000 $4,096,000
Debt-To-Income Ratio 324 $102,690,000 $316,000 $14,005,000 $98,000 $1,298,000
Credit History 86 $7,460,000 $86,000 $455,000 $102,000 $780,000
Collateral 61 $8,305,000 $136,000 $485,000 $117,000 $572,000
Credit Application Incomplete 20 $2,980,000 $149,000 $435,000 $88,000 $275,000
Other 14 $2,280,000 $162,000 $365,000 $152,000 $1,137,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,865,000 $169,000 $285,000 $63,000 $87,000
Employment History 4 $510,000 $127,000 $265,000 $48,000 $74,000
Unverifiable Information 2 $380,000 $190,000 $315,000 $68,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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