Nantucket County MA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Nantucket County MA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Massachusetts.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,074
Total Mortgage Loan Application Amount $1,159,625,000
Average Mortgage Loan Application Amount $1,079,000
Highest Mortgage Loan Application Amount $16,000,000
Average Applicant Income $466,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Nantucket County MA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE CAPE COD FIVE CENTS SAVINGS BANK
19 WEST ROAD
BARNSTABLE, MA 02653
* $ 2,892,683,000 168 $ 113,387,000
BLUE HILLS BANK
500 RIVER RIDGE DRIVE
NORWOOD, MA 02062
* $ 2,110,097,000 144 $ 135,450,000
HINGHAM INSTITUTION FOR SAVINGS, THE
55 MAIN STREET
HINGHAM, MA 02043
* $ 1,768,566,000 82 $ 83,426,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 63 $ 39,328,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 52 $ 92,804,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 48 $ 107,897,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 42 $ 48,580,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 58,981,285,000 37 $ 60,012,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 246,485,756,000 36 $ 48,068,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 28 $ 36,287,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 7,811,263,000 24 $ 21,369,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 23,381,220,000 13 $ 20,077,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 42,042,000,000 12 $ 19,751,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 38,450,416,000 12 $ 12,094,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 976,667,000 12 $ 14,688,000
BOSTON PRIVATE BANK & TRUST CO
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 7,365,590,000 12 $ 27,143,000
THE CAMDEN NATIONAL BANK
2 ELM STREET
CAMDEN, ME 04856
* $ 3,681,225,000 11 $ 6,529,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 11 $ 17,186,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 90,192,245,000 9 $ 4,921,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 8 $ 9,502,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 8 $ 12,993,000
THE WASHINGTON TRUST COMPANY, OF WESTERLY
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,770,559,000 7 $ 6,250,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 183,138,215,000 7 $ 27,119,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 6 $ 5,527,000
EASTERN BANK
195 MARKET ST
LYNN, MA 01901
* $ 9,588,085,000 6 $ 4,883,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 6 $ 1,540,000
INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY
93 STATE ST
NEWBURYPORT, MA 01950
* $ 2,492,076,000 6 $ 4,553,000
PEOPLESBANK
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,998,066,000 5 $ 4,014,000
WESTFIELD BANK
141 ELM ST
WESTFIELD, MA 01085
* $ 1,338,207,000 5 $ 4,000,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 4,642,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 348,291,098,000 5 $ 5,902,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
STAMFORD, CT 06702
* $ 24,666,209,000 5 $ 5,585,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 205,125,538,000 4 $ 1,578,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 4 $ 5,921,000
GOLDMAN SACHS BANK USA
200 WEST STREET
NEW YORK, NY 10282
* $ 134,695,000,000 4 $ 13,143,000
MUTUALONE BANK
160 COCHITUATE ROAD
FRAMINGHAM, MA 01701
* $ 657,949,000 4 $ 4,913,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 4 $ 1,877,000
FALL RIVER FIVE CENTS SAVINGS BANK
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 815,462,000 4 $ 1,040,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 3 $ 1,373,000
BROOKLINE BANK
2 HARVARD ST.
BROOKLINE, MA 02445
* $ 3,626,566,000 3 $ 4,755,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 3 $ 843,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 3 $ 1,244,000
FORETHOUGHT LIFE INSURANCE CO
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 3 $ 1,423,000
MOUNTAINONE BANK
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 843,988,000 3 $ 4,550,000
NORTH EASTON SAVINGS BANK
20 EASTMAN STREET
SOUTH EASTON, MA 02375
* $ 511,309,000 3 $ 3,546,000
WASHINGTON TRUST MORTGAGE COMPANY LLC
23 BROAD STREET
WARWICK, RI 02891
* $ 3,025,425,000 3 $ 2,494,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 3 $ 796,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 2,008,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 3 $ 1,848,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 696,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 139,069,000,000 2 $ 3,560,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 2 $ 875,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 2 $ 625,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 2 $ 303,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 745,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 1,170,000
AMERICASH
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 2 $ 755,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 2 $ 810,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 1,120,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 740,000
CAMBRIDGE SAVINGS BANK
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 3,175,031,000 2 $ 785,000
MIDDLESEX SAVINGS BANK
6 MAIN STREET
NATICK, MA 01760
* $ 4,286,554,000 2 $ 1,919,000
SPENCER SAVINGS BANK
176 MAIN STREET
SPENCER, MA 01562
* $ 511,900,000 2 $ 1,256,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 2 $ 928,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ 7,606,000 2 $ 1,800,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 2 $ 1,268,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 1,225,000
FLORIDA COMMUNITY BANK, NATIONAL ASSOCIATION
2500 WESTON ROAD #300
WESTON, FL 33331
* $ 7,155,458,000 2 $ 3,480,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 1,247,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 35,716,797,000 1 $ 2,730,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 2,165,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 122,099,687,000 1 $ 3,200,000
WINTER HILL BANK, FSB
342 BROADWAY
SOMERVILLE, MA 02145
* $ 311,684,000 1 $ 565,000
WATERTOWN SAVINGS BANK
60 MAIN STREET
WATERTOWN, MA 02472
* $ 1,123,743,000 1 $ 1,700,000
EAST BOSTON SAVINGS BANK
67 PROSPECT ST
PEABODY, MA 01960
* $ 3,383,340,000 1 $ 1,330,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 581,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 355,000
BANK OF WOLCOTT
PO BOX 336
WOLCOTT, IN 47995
* $ 173,226,000 1 $ 665,000
CAMBRIDGE TRUST COMPANY
78 BLANCHARD ROAD
CAMBRIDGE, MA 01803
* $ 1,706,202,000 1 $ 1,996,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ 4,464,000 1 $ 585,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 798,000
MORTGAGE FINANCIAL INC
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 1 $ 495,000
THE ADIRONDACK TRUST COMPANY
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 1,111,173,000 1 $ 417,000
BLUESTONE BANK
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 506,140,000 1 $ 2,825,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 355,000
UNIBANK FOR SAVINGS
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,501,896,000 1 $ 550,000
BAY STATE SAVINGS BANK
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 358,979,000 1 $ 400,000
SALEM FIVE MORTGAGE COMPANY, LLC
210 ESSEX STREET
WILMINGTON, DE 01970
* $ 642,980,000 1 $ 450,000
NEWBURYPORT FIVE CENTS SAVINGS BANK
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 730,758,000 1 $ 926,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
FALL RIVER, MA 02777
* $ 1,120,504,000 1 $ 549,000
THE BANK OF CANTON
490 TURNPIKE STREET
CANTON, MA 02021
* $ 664,554,000 1 $ 690,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 46,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 1 $ 2,000,000
METRO CREDIT UNION
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 1,491,739,000 1 $ 1,750,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ 10,000,000 1 $ 290,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 1 $ 549,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 417,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 392,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 389,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ 10,000,000 1 $ 665,000
BAYCOAST MORTGAGE COMPANY, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,122,910,000 1 $ 638,000
ENVISION BANK
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 383,282,000 1 $ 1,920,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ 10,000,000 1 $ 783,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 1 $ 577,000
COUNTRY BANK FOR SAVINGS
75 MAIN ST
WARE, MA 01082
* $ 1,394,136,000 1 $ 560,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 1 $ 541,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 650,000
MARTHA'S VINEYARD BANK
496 STATE ROAD; PO BOX 610
EDGARTOWN, MA 02575
* $ 663,304,000 1 $ 298,000
CAPE COD CO-OPERATIVE BANK
121 MAIN STREET
YARMOUTH PORT, MA 02675
* $ 842,086,000 1 $ 250,000
ENTERPRISE BANK AND TRUST COMPANY
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 2,285,425,000 1 $ 1,750,000
TOYOTA FINANCIAL SAVINGS BANK
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 954,670,000 1 $ 1,052,000
ROCKLAND TRUST COMPANY
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 7,207,551,000 1 $ 3,900,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 733,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 1,200,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 911,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 5,576,439,000 1 $ 399,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 1 $ 795,000
SILICON VALLEY BANK
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 44,055,239,000 1 $ 600,000
ADVANCIAL CREDIT UNION
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75201
* $ 1,251,539,000 1 $ 1,250,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,093,779,000 1 $ 363,000
CENTURY BANK AND TRUST COMPANY
400 MYSTIC AVENUE
MEDFORD, MA 02155
* $ 3,938,632,000 1 $ 20,000
PATRIOT COMMUNITY BANK
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 161,263,000 1 $ 7,459,000
CAMBRIDGE MORTGAGE GROUP
99 SOUTH STREET
HINGHAM, MA 02043
* $ 1,005,086,000 1 $ 630,000
HOMETOWN BANK
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 412,041,000 1 $ 740,000
BRIDGEWATER
75 MAIN STREET
BRIDGEWATER, MA 02324
* $ 337,660,000 1 $ 705,000
DB PRIVATE WEALTH MORTGAGE LTD
60 WALL STREET, 12TH FLOOR
NEW YORK, NY 10005
* $ 52,122,000,000 1 $ 2,025,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 1 $ 769,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 1 $ 1,200,000
CITIZENS BANK OF PENNSYLVANIA
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,170,905,000 1 $ 997,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 1 $ 918,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 23,777,883,000 1 $ 794,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Nantucket County MA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 508 $507,740,000 $999,000 $16,000,000 $433,000 $9,087,000
Home Purchase 444 $530,126,000 $1,193,000 $10,000,000 $513,000 $9,999,000
Home Improvement 122 $121,759,000 $998,000 $5,000,000 $431,000 $4,585,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 753 $760,936,000 $1,010,000 $10,950,000 $499,000 $9,087,000
Not Provided 179 $200,740,000 $1,121,000 $12,652,000 $651,000 $9,999,000
Not applicable 103 $174,297,000 $1,692,000 $16,000,000 $14,000 $475,000
Hispanic 22 $14,348,000 $652,000 $1,500,000 $129,000 $388,000
Black or African American 12 $4,966,000 $413,000 $700,000 $102,000 $278,000
Asian 4 $2,876,000 $719,000 $1,040,000 $360,000 $889,000
American Indian or Alaskan Native 1 $1,462,000 $1,462,000 $1,462,000 $1,350,000 $1,350,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,048 $1,143,819,000 $1,091,000 $16,000,000 $475,000 $9,999,000
FHA-insured (Federal Housing Administration) 14 $7,317,000 $522,000 $798,000 $61,000 $116,000
VA-guaranteed (Veterans Administration) 12 $8,489,000 $707,000 $1,162,000 $153,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 697 $812,855,000 $1,166,000 $16,000,000 $522,000 $9,087,000
Application Denied By Financial Institution 157 $141,284,000 $899,000 $4,600,000 $302,000 $1,926,000
Application Withdrawn By Applicant 89 $98,094,000 $1,102,000 $8,450,000 $547,000 $9,999,000
Loan Purchased By The Institution 60 $44,567,000 $742,000 $3,202,000 $109,000 $814,000
File Closed For Incompleteness 52 $45,121,000 $867,000 $5,000,000 $453,000 $5,100,000
Application Approved But Not Accepted 19 $17,704,000 $931,000 $3,500,000 $534,000 $2,285,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 34 $37,484,000 $1,102,000 $2,044,000 $247,000 $1,000,000
Other 13 $11,216,000 $862,000 $3,000,000 $371,000 $1,200,000
Collateral 12 $8,240,000 $686,000 $1,320,000 $349,000 $1,559,000
Credit Application Incomplete 12 $14,064,000 $1,172,000 $2,520,000 $737,000 $1,926,000
Credit History 8 $14,073,000 $1,759,000 $3,000,000 $700,000 $1,500,000
Unverifiable Information 4 $6,600,000 $1,650,000 $3,000,000 $595,000 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 3 $2,222,000 $740,000 $1,200,000 $184,000 $371,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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