Newaygo County, MI Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 2,474 mortgage applications in Newaygo County, MI totaling $317.2 million, up 9% from 2018. The average application was for $128,000, and applicants reported an average income of $74,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Choiceone Bank, with 228 applications, followed by Huntington National Bank and Lake Michigan Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,474
Total Mortgage Loan Application Amount $317,210,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $4,065,000
Average Applicant Income $74,000
Highest Applicant Income $1,110,000

Mortgage Company List for Lending in Newaygo County, MI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 666,767,000 228 $ 31,770,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 184 $ 20,050,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 6,064,106,000 172 $ 24,980,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 165 $ 15,935,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,356,129,000 164 $ 18,750,000
Gerber Federal Credit Union
508 STATE STREET PO BOX 116
FREMONT, MI 49412
* $ 150,254,000 153 $ 12,305,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 62 $ 9,250,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 49 $ 4,905,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 41 $ 5,645,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 38 $ 4,710,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 38 $ 5,460,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 38 $ 4,800,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 32 $ 4,490,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 31 $ 4,815,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 28 $ 4,620,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 28 $ 3,360,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 26 $ 4,540,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 25 $ 3,725,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 24 $ 2,310,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 24 $ 3,010,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 23 $ 3,425,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 22 $ 3,070,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 22 $ 1,520,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 3,344,251,000 22 $ 3,560,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 21 $ 3,035,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 18 $ 3,040,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 18 $ 2,120,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 17 $ 965,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 17 $ 2,525,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 16 $ 1,720,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 16 $ 2,830,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 16 $ 2,110,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 15 $ 1,585,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 15 $ 2,965,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 14 $ 2,640,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 13 $ 1,955,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 13 $ 1,955,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 13 $ 2,085,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 372,703,000 12 $ 1,600,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 12 $ 1,960,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 2,070,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 1,973,456,000 11 $ 5,875,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 11 $ 1,585,000
The Shelby State Bank
242 N MICHIGAN AVE
SHELBY, MI 49455
* $ 245,537,000 11 $ 975,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 10 $ 860,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 10 $ 1,250,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 10 $ 1,380,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 1,170,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 10 $ 870,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 661,164,000 9 $ 1,055,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 1,345,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 9 $ 1,395,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 8 $ 1,030,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 8 $ 730,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 8 $ 1,010,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 8 $ 380,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 1,440,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 8 $ 750,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 7 $ 1,065,000
Wmcu
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 164,916,000 7 $ 355,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,190,826,000 7 $ 565,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 7 $ 1,065,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 925,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 7 $ 685,000
Community First Federal Credit
9637 N GREENVILLE RD
LAKEVIEW, MI 48850
* $ 62,021,000 7 $ 855,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 6 $ 1,240,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 6 $ 670,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 6 $ 1,160,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 6 $ 1,180,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 820,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 6 $ 890,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 305,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 1,092,793,000 5 $ 735,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 5 $ 535,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 5 $ 425,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 4,667,477,000 5 $ 195,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 5 $ 535,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 785,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 4 $ 450,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 4 $ 860,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 4 $ 870,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 105,746,000 4 $ 550,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 70,737,276,000 4 $ 230,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 4 $ 550,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 230,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,784,227,000 4 $ 750,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 4 $ 370,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 790,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 385,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 3 $ 195,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 533,428,000 3 $ 695,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 3 $ 125,000
Community West Credit Union
4045 60TH ST SE
KENTWOOD, MI 49512
* $ 193,263,000 3 $ 195,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 535,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 455,000
Intandem Credit Union
1619 PLAINFIELD AVE NE
GRAND RAPIDS, MI 49505
* $ 47,691,000 3 $ 235,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 3 $ 445,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 3 $ 325,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,229,818,000 2 $ 140,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 200,000
Edgewater Bank
321 MAIN STREET
SAINT JOSEPH, MI 49085
* $ 169,981,000 2 $ 110,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 510,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,860,352,000 2 $ 50,000
Highpoint Community Bank
150 W COURT ST
HASTINGS, MI 49058
* $ 318,732,000 2 $ 400,000
West Michigan Community Bank
5367 SCHOOL AVE.
HUDSONVILLE, MI 49426
* $ 518,084,000 2 $ 330,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 2 $ 280,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 420,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 518,805,000 2 $ 210,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 290,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 210,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 390,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 2 $ 140,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 160,000
Astera Credit Union
5615 W SAGINAW HWY
LANSING, MI 48917
* $ 149,433,000 2 $ 80,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 258,778,000 2 $ 140,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 2 $ 350,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 169,209,000 2 $ 300,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 2 $ 350,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 340,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,791,677,000 2 $ 110,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 932,018,000 2 $ 270,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 390,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 300,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 2 $ 170,000
Members First Credit Union
PO BOX 2165
MIDLAND, MI 48640
* $ 488,731,000 2 $ 60,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 50,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 230,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 2 $ 410,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 300,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 907,339,000 2 $ 140,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 350,000
Blg Holdings, LLC
2353 S. LINDEN RD. SUITE A
FLINT, MI 48507
* $ -1,000 2 $ 250,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 2 $ 70,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 280,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 180,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 2 $ 630,000
My Personal
1414 BURTON SW
WYOMING, MI 49509
* $ 138,237,000 1 $ 125,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 325,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 4,241,335,000 1 $ 215,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 1 $ 105,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 420,452,000 1 $ 35,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 155,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 185,000
Sterling Bank and Trust, FSB
ONE TOWNE SQUARE, SUITE 1900
SOUTHFIELD, MI 48076
* $ 3,198,235,000 1 $ 135,000
Union Bank
933 FOURTH AVE
LAKE ODESSA, MI 48849
* $ 187,228,000 1 $ 125,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 135,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 65,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 1 $ 165,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 145,000
Best Financial Credit Union
1888 E SHERMAN BLVD
MUSKEGON, MI 49444
* $ 89,119,000 1 $ 25,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 125,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 85,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 295,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 573,422,000 1 $ 115,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 145,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 1 $ 105,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 275,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 35,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 454,157,000 1 $ 65,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 165,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 85,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 531,371,000 1 $ 175,000
Grand River Bank
4471 WILSON AVENUE SW
GRANDVILLE, MI 49418
* $ 264,110,000 1 $ 495,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 155,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 115,000
First Community Bank
200 EAST MAIN STREET
HARBOR SPRINGS, MI 49740
* $ 312,256,000 1 $ 125,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 560,757,000 1 $ 25,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 95,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 105,000
Aac Credit Union
904 BROADWAY NW
GRAND RAPIDS, MI 49504
* $ 143,224,000 1 $ 185,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 205,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 926,250,000 1 $ 155,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 1 $ 45,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 85,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 934,012,000 1 $ 15,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 195,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 105,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,058,211,000 1 $ 235,000
Community Choice Credit Union
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 1,077,155,000 1 $ 25,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 175,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 350,058,000 1 $ 15,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 95,000
American 1 Credit Union
718 E. MICHIGAN AVE.
JACKSON, MI 49201
* $ 368,021,000 1 $ 35,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,661,311,000 1 $ 65,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 36,070,000 1 $ 345,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 95,000
Level One Bank
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,413,654,000 1 $ 165,000
Extra Credit Union
6611 CHICAGO ROAD
WARREN, MI 48092
* $ 231,278,000 1 $ 145,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 45,000

The tables below break down 2019 mortgage applications in Newaygo County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Newaygo County, MI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,153 $170,315,000 $147,000 $1,175,000 $74,000 $584,000
Cash-out Refinancing 419 $54,585,000 $130,000 $4,065,000 $67,000 $433,000
Refinancing 415 $60,915,000 $146,000 $2,205,000 $80,000 $1,110,000
Other Purpose 239 $16,025,000 $67,000 $405,000 $73,000 $511,000
Home Improvement 220 $12,790,000 $58,000 $255,000 $76,000 $409,000
Not Applicable 28 $2,580,000 $92,000 $225,000 $143,000 $346,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,986 $243,490,000 $122,000 $815,000 $75,000 $588,000
Not Provided 228 $32,150,000 $141,000 $445,000 $78,000 $1,110,000
Not applicable 175 $32,155,000 $183,000 $4,065,000 $61,000 $131,000
Hispanic 49 $5,195,000 $106,000 $225,000 $55,000 $151,000
Black or African American 19 $2,385,000 $125,000 $325,000 $75,000 $159,000
American Indian or Alaskan Native 11 $1,285,000 $116,000 $275,000 $69,000 $234,000
Asian 5 $535,000 $107,000 $135,000 $51,000 $94,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,834 $228,150,000 $124,000 $4,065,000 $80,000 $1,110,000
FHA-insured (Federal Housing Administration) 373 $49,725,000 $133,000 $325,000 $53,000 $149,000
VA-guaranteed (Veterans Administration) 159 $26,815,000 $168,000 $435,000 $59,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 108 $12,520,000 $115,000 $225,000 $45,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,391 $187,375,000 $134,000 $4,065,000 $78,000 $588,000
Application Denied By Financial Institution 361 $35,495,000 $98,000 $535,000 $57,000 $511,000
Application Withdrawn By Applicant 307 $40,695,000 $132,000 $2,205,000 $75,000 $1,110,000
Loan Purchased By The Institution 223 $31,275,000 $140,000 $445,000 $73,000 $346,000
File Closed For Incompleteness 126 $14,630,000 $116,000 $485,000 $74,000 $453,000
Application Approved But Not Accepted 66 $7,740,000 $117,000 $485,000 $88,000 $413,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,718 $233,320,000 $135,000 $2,205,000 $78,000 $1,110,000
Debt-To-Income Ratio 518 $60,980,000 $117,000 $4,065,000 $69,000 $290,000
Credit History 101 $8,705,000 $86,000 $315,000 $58,000 $511,000
Collateral 73 $7,565,000 $103,000 $535,000 $62,000 $298,000
Credit Application Incomplete 26 $3,010,000 $115,000 $285,000 $46,000 $97,000
Other 25 $2,645,000 $105,000 $325,000 $65,000 $253,000
Unverifiable Information 7 $375,000 $53,000 $125,000 $46,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 5 $465,000 $93,000 $155,000 $54,000 $89,000
Employment History 1 $145,000 $145,000 $145,000 $102,000 $102,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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