Polk County, TX Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,488 mortgage applications in Polk County, TX totaling $210.1 million, up 8% from 2018. The average application was for $141,000, and applicants reported an average income of $101,000. 41% of applications resulted in an originated loan and 23% were denied. The most active lender was 21st Mortgage, with 225 applications, followed by Wells Fargo Bank NA and Eustis Mortgage Corp.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,488
Total Mortgage Loan Application Amount $210,050,000
Average Mortgage Loan Application Amount $141,000
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $101,000
Highest Applicant Income $1,224,000

Mortgage Company List for Lending in Polk County, TX for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 225 $ 15,795,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 70 $ 8,570,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 68 $ 11,900,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 63 $ 4,395,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 53 $ 9,305,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 35 $ 6,245,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 31 $ 5,645,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 29 $ 4,665,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 21 $ 1,585,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 20 $ 3,050,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 20 $ 3,140,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 17 $ 1,175,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 17 $ 2,005,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 17 $ 2,375,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 16 $ 2,940,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 15 $ 2,265,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 15 $ 2,565,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 14 $ 1,370,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 14 $ 2,130,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 14 $ 3,520,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 14 $ 1,750,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 13 $ 2,435,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 13 $ 1,825,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 13 $ 1,945,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 90,056,875,000 13 $ 2,015,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 13 $ 1,145,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 12 $ 2,220,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 12 $ 1,850,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 1,260,000
Inspire Home Loans Inc.
4695 MACARTHUR COURT SUITE 350
NEWPORT BEACH, CA 92660
* $ -1,000 11 $ 1,225,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 11 $ 795,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 11 $ 2,125,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 10 $ 1,830,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 10 $ 1,500,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 10 $ 1,970,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 9 $ 655,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 9 $ 805,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 9 $ 675,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 995,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 710,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,545,656,000 7 $ 785,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 7 $ 1,755,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 7 $ 1,655,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 7 $ 315,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 7 $ 1,325,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,689,286,000 7 $ 1,265,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 7 $ 1,075,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 7 $ 2,145,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 7 $ 995,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 68,745,745,000 6 $ 1,440,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 6 $ 1,610,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 6 $ 810,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 6 $ 730,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 840,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 6 $ 820,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 727,918,000 5 $ 665,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 5 $ 1,115,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 5 $ 235,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 5 $ 845,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 4 $ 940,000
Allegiance Bank
8727 W SAM HOUSTON PARKWAY N
HOUSTON, TX 77040
* $ 4,653,896,000 4 $ 1,120,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 4 $ 870,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 4 $ 420,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 3,270,024,000 4 $ 540,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 390,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 4 $ 390,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 670,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 860,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 510,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 4 $ 490,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 860,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 6,117,745,000 4 $ 550,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 4 $ 840,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 4 $ 1,100,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 4 $ 190,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 4 $ 630,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 4 $ 990,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 7,703,083,000 4 $ 300,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 4 $ 1,180,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 4 $ 710,000
First Service Credit Union
9621 WEST SAM HOUSTON PKWY N #110
HOUSTON, TX 77084
* $ 746,345,000 4 $ 450,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 415,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 3 $ 595,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 595,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 365,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 635,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 285,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 3 $ 615,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 3 $ 375,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 3 $ 375,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 475,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 285,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 3 $ 725,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 3 $ 615,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 70,737,276,000 3 $ 305,000
Jsc FCU
PO BOX 58346
HOUSTON, TX 77258
* $ 2,135,829,000 3 $ 235,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 610,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 2 $ 190,000
Bp Federal Credit Union
580 WESTLAKE PARK BLVD SUITE 150
HOUSTON, TX 77079
* $ 126,563,000 2 $ 620,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 2 $ 170,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 2 $ 480,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 210,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 2 $ 230,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 2 $ 850,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 2 $ 320,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 250,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 270,000
Members Choice Credit Union
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ 589,088,000 2 $ 160,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 2 $ 370,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 2 $ 170,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 957,527,000 2 $ 90,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 240,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 420,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 2 $ 230,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 2 $ 170,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 130,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 610,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 360,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 590,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,469,038,000 2 $ 160,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 570,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 2 $ 240,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 2 $ 480,000
Infinity Mortgage Holdings, LLC
3420 EXECUTIVE CENTER DRIVE, SUITE G100
AUSTIN, TX 78731
* $ -1,000 2 $ 370,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 32,355,408,000 2 $ 260,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 2 $ 280,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 130,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 180,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 330,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 450,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 160,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 2 $ 190,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 430,000
American State Bank
1116 TROUP HWY
ARP, TX 75701
* $ 287,116,000 2 $ 1,260,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 250,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 675,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 115,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 1 $ 165,000
Round Top State Bank
301 N WASHINGTON
ROUND TOP, TX 78954
* $ 560,226,000 1 $ 65,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 1,792,114,000 1 $ 55,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 1 $ 195,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ 2,970,687,000 1 $ 55,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 1 $ 175,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 25,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 195,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ 1,058,446,000 1 $ 55,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 115,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 1 $ 5,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 265,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 9,275,910,000 1 $ 205,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 115,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ 1,572,471,000 1 $ 55,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,707,183,000 1 $ 135,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 348,428,000 1 $ 55,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 95,000
Brazos Valley Schools Credit U
25425 KINGSLAND BLVD
KATY, TX 77494
* $ 715,637,000 1 $ 115,000
The First State Bank
P O BOX 5
LOUISE, TX 77455
* $ 483,190,000 1 $ 105,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 85,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 125,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 205,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 315,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 155,000
Third Coast Bank SSB
20202 HIGHWAY 59 N SUITE 190
HUMBLE, TX 77338
* $ 845,440,000 1 $ 425,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 185,000
Synergy Federal Credit Union
1 VALERO WAY
SAN ANTONIO, TX 78249
* $ 242,213,000 1 $ 65,000
Rb Mortgage LLC
ONE RANDOLPH BROOKS PARKWAY
LIVE OAK, TX 78233
* $ -1,000 1 $ 135,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 65,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 195,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 1 $ 85,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 65,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 105,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 135,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
The First National Bank of Bas
489 HIGHWAY 71 WEST (PO DRAWER F)
BASTROP, TX 78602
* $ 568,889,000 1 $ 165,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 155,000
Origin Bank

HOUSTON, TX 77024
* $ 4,790,262,000 1 $ 165,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 751,688,000 1 $ 85,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 75,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ -1,000 1 $ 95,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 1 $ 145,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 232,096,000 1 $ 635,000
Spirit of Texas Bank, SSB
625 UNIVERSITY DRIVE EAST
COLLEGE STATION, TX 77840
* $ 1,465,892,000 1 $ 605,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 1 $ 285,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,985,431,000 1 $ 35,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 1 $ 65,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 395,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 125,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 165,000
Central Bank
11201 CLAY RD
HOUSTON, TX 77041
* $ 761,477,000 1 $ 675,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 85,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 1 $ 65,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 732,343,000 1 $ 195,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 240,439,000 1 $ 35,000
Neches Federal Credit Union
2239 NALL ST
PORT NECHES, TX 77651
* $ 590,879,000 1 $ 95,000
Associated Credit Union of Tx
1095 W LEAGUE CITY PKWY
LEAGUE CITY, TX 77573
* $ 399,737,000 1 $ 205,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 85,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 95,000
Smart Financial Credit Union
6051 NORTH COURSE DR
HOUSTON, TX 77072
* $ 686,969,000 1 $ 215,000
The First Liberty National Bank
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 307,164,000 1 $ 285,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 135,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 10,322,441,000 1 $ 25,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ 2,673,523,000 1 $ 185,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 1,071,979,000 1 $ 255,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 195,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 614,711,000 1 $ 45,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 12,179,508,000 1 $ 85,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 95,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 345,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 205,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 205,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 375,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 105,000
Newfirst National Bank
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ 712,353,000 1 $ 235,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 115,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 1 $ 35,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 125,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 325,000
Citizens 1st Bank, Tyler Tx
3010 UNIVERSITY DR
NACOGDOCHES, TX 75965
* $ 728,500,000 1 $ 335,000
Aaxy LLC
13284 POND SPRINGS RD STE 405
AUSTIN, TX 78729
* $ -1,000 1 $ 245,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 36,070,000 1 $ 245,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 305,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 115,000

The tables below break down 2019 mortgage applications in Polk County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Polk County, TX in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,034 $143,750,000 $139,000 $785,000 $100,000 $1,198,000
Refinancing 189 $33,755,000 $178,000 $1,205,000 $121,000 $801,000
Cash-out Refinancing 146 $23,360,000 $160,000 $1,005,000 $84,000 $263,000
Home Improvement 51 $3,115,000 $61,000 $155,000 $83,000 $425,000
Other Purpose 50 $4,180,000 $83,000 $285,000 $117,000 $1,224,000
Not Applicable 18 $1,890,000 $105,000 $305,000 $30,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 984 $138,400,000 $140,000 $1,205,000 $102,000 $1,224,000
Not Provided 154 $24,480,000 $158,000 $555,000 $112,000 $880,000
Not applicable 120 $20,700,000 $172,000 $745,000 $109,000 $546,000
Hispanic 113 $13,705,000 $121,000 $605,000 $93,000 $572,000
Black or African American 96 $10,270,000 $106,000 $485,000 $70,000 $281,000
Asian 11 $1,275,000 $115,000 $315,000 $146,000 $679,000
American Indian or Alaskan Native 8 $880,000 $110,000 $145,000 $45,000 $91,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,114 $154,260,000 $138,000 $1,205,000 $110,000 $1,224,000
FHA-insured (Federal Housing Administration) 238 $32,460,000 $136,000 $325,000 $63,000 $227,000
VA-guaranteed (Veterans Administration) 118 $20,620,000 $174,000 $485,000 $70,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,710,000 $150,000 $235,000 $59,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 607 $100,875,000 $166,000 $1,205,000 $116,000 $1,198,000
Application Denied By Financial Institution 345 $33,285,000 $96,000 $565,000 $69,000 $1,224,000
Loan Purchased By The Institution 192 $31,240,000 $162,000 $675,000 $130,000 $1,198,000
Application Withdrawn By Applicant 186 $28,180,000 $151,000 $1,005,000 $109,000 $880,000
File Closed For Incompleteness 119 $11,225,000 $94,000 $505,000 $74,000 $411,000
Application Approved But Not Accepted 39 $5,245,000 $134,000 $365,000 $100,000 $405,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,094 $166,490,000 $152,000 $1,005,000 $110,000 $1,198,000
Credit History 157 $11,755,000 $74,000 $435,000 $71,000 $1,224,000
Debt-To-Income Ratio 122 $17,400,000 $142,000 $1,205,000 $72,000 $572,000
Collateral 36 $5,230,000 $145,000 $565,000 $86,000 $405,000
Credit Application Incomplete 27 $4,025,000 $149,000 $485,000 $84,000 $173,000
Other 20 $2,080,000 $104,000 $275,000 $98,000 $425,000
Unverifiable Information 13 $935,000 $71,000 $165,000 $67,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,520,000 $126,000 $285,000 $85,000 $254,000
Employment History 7 $615,000 $87,000 $145,000 $69,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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