Rich County UT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Rich County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 281 |
| Total Mortgage Loan Application Amount | $113,985,000 |
| Average Mortgage Loan Application Amount | $405,000 |
| Highest Mortgage Loan Application Amount | $2,225,000 |
| Average Applicant Income | $292,000 |
| Highest Applicant Income | $4,135,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| AMERICA FIRST FEDERAL CREDIT UNION 4774 S 1300 W, BLDG 3 RIVERDALE, UT 84405 |
* | $ 17,379,010,000 | 28 | $ 7,300,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 26 | $ 11,290,000 |
| MOUNTAIN AMERICA FEDERAL CREDIT UNION 7181 SOUTH CAMPUS VIEW DRIVE SANDY, UT 84084 |
* | $ 15,840,363,000 | 23 | $ 10,105,000 |
| ZIONS BANCORPORATION, N.A. ONE SOUTH MAIN STREET 16TH FLOOR SALT LAKE CITY, UT 84133 |
* | $ 89,544,919,000 | 15 | $ 6,425,000 |
| GOLDENWEST PO BOX 1111 OGDEN, UT 84402 |
* | $ 2,774,808,000 | 10 | $ 2,300,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 26,612,483,000 | 10 | $ 4,510,000 |
| BANK OF UTAH 2605 WASHINGTON BOULEVARD OGDEN, UT 84401 |
* | $ 2,406,732,000 | 9 | $ 3,655,000 |
| CACHE VALLEY BANK 101 NORTH MAIN LOGAN, UT 84321 |
* | $ 2,931,809,000 | 8 | $ 6,120,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 7 | $ 3,325,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 7 | $ 3,255,000 |
| FIRST COLONY MORTGAGE CORPORATION 508 W 800 NORTH OREM, UT 84057 |
* | $ -1,000 | 6 | $ 2,660,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 6 | $ 1,210,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 6 | $ 2,940,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 5 | $ 645,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 2,335,000 |
| CYPRUS FEDERAL CREDIT UNION 3876 W. CENTERVIEW WAY WEST JORDAN, UT 84084 |
* | $ 1,760,587,000 | 4 | $ 1,180,000 |
| UTAH COMMUNITY FEDERAL CREDIT UNION 188 WEST RIVER PARK DRIVE PROVO, UT 84604 |
* | $ 2,751,663,000 | 4 | $ 2,270,000 |
| SECURITY SERVICE FEDERAL CREDIT UNION 15000 W INTERSTATE 10 BLDG 4 SAN ANTONIO, TX 78249 |
* | $ 12,761,582,000 | 4 | $ 1,000,000 |
| SECURITYNATIONAL MORTGAGE COMPANY 5300 SOUTH 360 WEST WILMINGTON, DE 84123 |
* | $ -1,000 | 3 | $ 3,635,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 3 | $ 1,215,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 995,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 1,035,000 |
| UNIVERSITY FIRST FEDERAL CREDIT UNION PO BOX 58025 SALT LAKE CITY, UT 84158 |
* | $ 1,891,529,000 | 3 | $ 585,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 3 | $ 1,625,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,401,730,000 | 2 | $ 800,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 2 | $ 2,120,000 |
| RESICENTRAL, LLC 333 BUSH ST #2700 WILMINGTON, DE 94123 |
* | $ -1,000 | 2 | $ 750,000 |
| CANOPY MORTGAGE, LLC 380 TECHNOLOGY CT, SUITE 200 LEHI, UT 84042 |
* | $ -1,000 | 2 | $ 980,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 2 | $ 2,070,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 2 | $ 390,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ -1,000 | 2 | $ 1,020,000 |
| NBH BANK 7800 EAST ORCHARD ROAD, SUITE 300 GREENWOOD VILLAGE, CO 80111 |
* | $ 9,523,916,000 | 2 | $ 840,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 2 | $ 210,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 2 | $ 380,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 460,000 |
| HOMEXPRESS MORTGAGE CORP. 15641 RED HILL AVE., SUITE 205 NEWARK, DE 92780 |
* | $ -1,000 | 2 | $ 1,320,000 |
| GENEVA FINANCIAL, LLC 1018 E. GUADALUPE ROAD ORO VALLEY, AZ 85283 |
* | $ -1,000 | 2 | $ 780,000 |
| DESERET FIRST CREDIT UNION 3999 PARKWAY BOULEVARD WEST VALLEY CITY, UT 84120 |
* | $ 990,239,000 | 2 | $ 130,000 |
| SECURITY HOME MORTGAGE, LLC. 576 SOUTH STATE ST OREM, UT 84058 |
* | $ -1,000 | 2 | $ 1,060,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,054,618,000 | 2 | $ 200,000 |
| ALL CREDIT CONSIDERED MORTGAGE, INC. 1801 RESEARCH BLVD #410 ROCKVILLE, MD 20850 |
* | $ -1,000 | 1 | $ 505,000 |
| NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET WILMINGTON, DE 77056 |
* | $ -1,000 | 1 | $ 725,000 |
| BELEM SERVICING LLC 230 N 1680 E ST. GEORGE, UT 84770 |
* | $ -1,000 | 1 | $ 205,000 |
| J. VIRGIL, INC. G3404 MILLER ROAD FENTON, MI 48507 |
* | $ -1,000 | 1 | $ 505,000 |
| MORIA DEVELOPMENT, INC. 2055 E CENTENNIAL CIRCLE TEMPE, AZ 85284 |
* | $ -1,000 | 1 | $ 235,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 125,000 |
| AMWEST FUNDING CORP. 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 715,000 |
| CASTLE MORTGAGE CORPORATION 10251 VISTA SORRENTO PKWY, STE. 225 WILMINGTON, DE 92121 |
* | $ -1,000 | 1 | $ 315,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 725,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 415,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 395,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ -1,000 | 1 | $ 215,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 1 | $ 365,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 1 | $ 205,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 1 | $ 105,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 155,000 |
| AMERICAN HERITAGE LENDING, LLC 485 E 17TH ST #220 NEWARK, DE 92627 |
* | $ -1,000 | 1 | $ 245,000 |
| DIRECT MORTGAGE, CORP. 6955 SOUTH UNION PARK CENTER, #540 SALT LAKE CITY, UT 84047 |
* | $ -1,000 | 1 | $ 585,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 295,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 21,645,013,000 | 1 | $ 375,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 1 | $ 185,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 375,000 |
| VISTA POINT MORTGAGE, LLC 1920 MAIN ST SUITE 200 WILMINGTON, DE 92614 |
* | $ -1,000 | 1 | $ 185,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 385,000 |
| UTAH MORTGAGE LOAN CORPORATION 488 EAST 6400 SOUTH, #300 SALT LAKE CITY, UT 84107 |
* | $ -1,000 | 1 | $ 195,000 |
| PACIFIC RESIDENTIAL MORTGAGE, LLC 4949 MEADOWS RD, STE 350 LAKE OSWEGO, OR 97035 |
* | $ -1,000 | 1 | $ 585,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 977,048,000 | 1 | $ 335,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 18,739,008,000 | 1 | $ 255,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 1 | $ 725,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 385,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ -1,000 | 1 | $ 235,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 14,304,653,000 | 1 | $ 355,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 125,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 285,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 195,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 187,590,465,000 | 1 | $ 625,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 255,000 |
| ARC HOME LLC 2010 CORPORATE RIDGE STE 750 BALTIMORE, MD 22102 |
* | $ -1,000 | 1 | $ 655,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 21,228,609,000 | 1 | $ 525,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 1 | $ 1,345,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Rich County UT in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 158 | $77,280,000 | $489,000 | $2,225,000 | $301,000 | $2,797,000 |
| Refinancing | 51 | $20,455,000 | $401,000 | $1,345,000 | $307,000 | $3,770,000 |
| Cash-out Refinancing | 30 | $9,560,000 | $318,000 | $755,000 | $201,000 | $2,400,000 |
| Home Improvement | 23 | $3,265,000 | $141,000 | $1,005,000 | $432,000 | $4,135,000 |
| Other Purpose | 19 | $3,425,000 | $180,000 | $665,000 | $150,000 | $403,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 208 | $79,760,000 | $383,000 | $2,225,000 | $304,000 | $4,135,000 |
| Not Provided | 30 | $12,040,000 | $401,000 | $975,000 | $230,000 | $932,000 |
| Not applicable | 21 | $11,925,000 | $567,000 | $1,955,000 | $983,000 | $983,000 |
| Hispanic | 16 | $6,270,000 | $391,000 | $875,000 | $164,000 | $450,000 |
| Asian | 6 | $3,990,000 | $665,000 | $1,005,000 | $401,000 | $712,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 260 | $108,000,000 | $415,000 | $2,225,000 | $309,000 | $4,135,000 |
| FHA-insured (Federal Housing Administration) | 14 | $3,950,000 | $282,000 | $415,000 | $71,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,840,000 | $306,000 | $415,000 | $99,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $195,000 | $195,000 | $195,000 | $82,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 159 | $66,825,000 | $420,000 | $2,225,000 | $315,000 | $3,770,000 |
| Application Denied By Financial Institution | 50 | $17,290,000 | $345,000 | $975,000 | $247,000 | $4,135,000 |
| Application Withdrawn By Applicant | 40 | $16,060,000 | $401,000 | $1,015,000 | $240,000 | $2,400,000 |
| Loan Purchased By The Institution | 22 | $11,530,000 | $524,000 | $1,345,000 | $684,000 | $1,814,000 |
| Application Approved But Not Accepted | 7 | $1,735,000 | $247,000 | $445,000 | $119,000 | $271,000 |
| File Closed For Incompleteness | 3 | $545,000 | $181,000 | $395,000 | $113,000 | $173,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 229 | $96,535,000 | $421,000 | $2,225,000 | $304,000 | $3,770,000 |
| Debt-To-Income Ratio | 23 | $9,795,000 | $425,000 | $975,000 | $138,000 | $633,000 |
| Credit History | 12 | $2,810,000 | $234,000 | $875,000 | $90,000 | $341,000 |
| Other | 7 | $1,995,000 | $285,000 | $645,000 | $887,000 | $4,135,000 |
| Credit Application Incomplete | 4 | $1,160,000 | $290,000 | $625,000 | $310,000 | $493,000 |
| Collateral | 3 | $945,000 | $315,000 | $675,000 | $132,000 | $144,000 |
| Unverifiable Information | 1 | $385,000 | $385,000 | $385,000 | $148,000 | $148,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.